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receiving care.” Consumer advocates, as well as employers and health plans, are pushing for greater price transparency. They argue that, if consumers realized they could receive high-quality services from lower-cost providers, they would seek them out. This, in turn, could encourage competition among providers based on the value of care—not just reputation and market share (Hostetter and Klein, 2012).

There are many challenges to making comparative pricing information available. A September 2011 report from the U.S. Government Accountability Office outlined some of the most significant, including the difficulty of determining in advance the health services any given patient will need. The wide variety of insurance benefit structures, a lack of standard formatting for reporting prices, and the difficulty of determining prices when charges originate from multiple providers further complicate these efforts. Consumers have been slow to use healthcare quality reports; it remains to be seen if price information will be a sufficient hook to engage them in comparison shopping for care.

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The United States spent an estimated $201 billion on mental disorders like anxiety and depression in 2013, according to an analysis published in the journal Health Affairs (Roehrig, 2016). That makes it the costliest medical condition in the country. Researcher Charles Roehrig, founding director of the Michigan-based Center for Sustainable Health Spending, examined approximately 10 categories of conditions using the most recent estimates available from the National Health Expenditure Accounts, provided by the U.S. Centers for Medicare and Medicaid Services. Heart conditions were the second-costliest condition, falling far behind mental disorders at $147 billion. Trauma and injury were third at $143 billion.

The study is the most comprehensive look at the cost of mental healthcare issues in the United States because it includes both the general population and those in institutions like prisons (Holmes, 2017). The healthcare industry is starting to recognize that mental health is important to the well-being of employees and consumers, according to a report from Price Waterhouse Coopers (PWC). The report notes that one out of five American adults experiences a mental illness every year. These conditions cost businesses more than $440 billion each year. Healthcare organizations and employers will look at behavioral care as

“key to keeping costs down, productivity up, and consumers healthy,” the report said.

One of the biggest challenges facing the healthcare industry is how to create and improve access to care for people with mental illness. Mental Health America has established nine measures for ranking access to care for people with any mental illness (AMI) as follows:

The nine measures that make up the access ranking are:

1. Adults with AMI who did not receive treatment 2. Adults with AMI reporting unmet need 3. Adults with AMI who are uninsured 4. Adults with a disability who could not see a doctor due to costs 5. Youth with major depressive episodes (MDEs) who did not receive mental health services 6. Youth with severe MDEs who received some consistent treatment 7. Children with private insurance that did not cover mental or emotional problems 8. Students identified with emotional disturbance for an individualized education program 9. Mental health workforce availability

According to Mental Health America (MHA), 14.7 percent (over 6.3 million) of adults with a mental illness remain uninsured. Missouri (7.7 percent), South Carolina (2.7 percent), and Kansas (2.4 percent) had the largest increase in adults with AMI who are uninsured. With a national focus on healthcare access, the uninsured rate is improving (3 percent reduction).

Unfortunately, MHA notes that having insurance coverage does not mean access to needed treatment. Nearly 57 percent of adults with mental illness received no past-year treatment, and for those seeking treatment, 20.1 percent continue to report unmet treatment needs. The state prevalence of uninsured adults with mental illness ranges from 3.3 percent in Massachusetts to 23.8 percent in South Carolina (MHA, 2017).

People with mental health problems are more likely to have no insurance or to be on public insurance (43 percent). The inability to pay for treatment due to high treatment costs and/or inadequate insurance coverage remains a barrier for those individuals despite being insured (MHA, 2017). One out of five (20.1 percent) adults with a mental illness report they cannot obtain the treatment they need. Unlike the number of people with mental illness who did not receive treatment, the individuals who are

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