3 minute read
Is a Will enough? Assets not protected by a Trust, face attack from...
! Your home being sold to pay for your long term care costs
! The chance that your assets won’t reach your children, grandchildren and other relatives, but end up in the wrong hands!
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(Bloodline Planning)
! Creditors or Bankruptcy claims
! The divorce or separation settlements of future generations
! Further Inheritance Tax bills
Trusts
The strategic use of Trusts can ensure that your children and grandchildren are able to benefit completely from the inheritance you want them to receive and at the same time, protect the family home and other assets from being lost to the costs of long term care.
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When estate planning, it is important that you can rely on and trust the adviser you choose. Countrywide offers a friendly and professional service including
Wills
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We are confidential and reliable and give the best possible advice at the time you need it most. So, don’t leave it too late! To arrange an informal chat at no cost or for any further information or advice, please feel free to contact me on 01702 393838.
by Clive Rowe in
also forced to join them through Social media to support the great work they all did. It soon become clear to us that SAVS was the heart of these organizations, so by working together we could share information and they would send it out through their arteries and blood vessels, to these super charities. Later SAVS organised “Networking events” where we could meet up, face-to-face. We became a “TEAM”. To support our residents who had no social media, we sent out newsletters by post and delivered 5,000 magazines to support even more residents.
Working with Southend Parks Department, allowed us to plant 2,500 crocus bulbs with local school children. Linking with Trust Links, when we installed two solar powered talking benches allowed them to provide the audio messages to support residents with mental health issues. At the war memorial we planted a 4 metre high Hornbeam Tree / plaque in recognition of the Shoebury Artillery Association and when we found out the cubs had been cleaning the memorial for 2 years, we added them to the plaque.
A fantastic event
SAVS have provided us with a “Community Builder”, so we have been working with Rob, who has joined forces with local churches, businesses and Charities, to form an alliance, all of which work to provide support for our Residents. Asda provide the refreshments, St Mary’s Church Hall provides the venue and we would invite residents, police, CAB, Social prescribers, charities, who can then provide any support required.
Southend Council provided the “Small Sparks Fund” where local Residents can apply to fund their ideas. We had 2 residents who wanted to run a Christmas
Market, so they applied for funds and with the support of Robert / SRA. They organised a fantastic event at the Shoebury and Thorpe Bay Baptist Church with 32 stalls, Hog Roast and Mulled Wine Trailer attending. Over 100 kids visited Santa Clause. They raised £500 for the Shoebury Ark Food Bank and had money left over to continue organising other local events in the future, without our support.
The importance of team work
Organisations have realised that although they work well as individuals, forming an Alliance encourages each organisation to work as a team, sharing information and improving the services they all provide. Health, as an example, is connected with our Hospitals, Doctors, Police, Hospices, Healthwatch, Social Care, Charities and so many more.
The NHS has just formed The South East Essex Alliance. It allows them to coordinate services around people’s needs and addressing non-medical factors that may affect the health and wellbeing of local people.
We have many Food Banks in Southend and now that they have formed an Alliance, they can eventually share food in demand or excess, help out if a fridge breaks down, learn from each other and listen to what the people they support want.
Shoebury Residents Association has grown in the last 3 years and we sincerely hope that the Council, Councillors and all other organisations will take on board the importance of team work, playing the same song, in the same key, at the same time in the same direction.
SUDOKU – Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.
WORD LADDER – Climb the ladder, changing one letter each rung to make a new word.
CONUNDRUM –
Unscramble to solve the clue.
Last month’s solutions:
WORD LADDER: REDDDAREDEADDEALDEAR
CONUNDRUM: BACKSPACE