February2020 October 2018
Your all-seeing local
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October 2020
ORACLE
WELCOME
This month, due to popular demand, local resident and independent property consultant David Dedman has written about his concerns on the pandemic’s effect on business and the community.
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Each month articles in this magazine are written by local residents and once again we have included a letters page. Take part and send in your letter either by email, royal mail or carrier pigeon!! It’s great to receive your letters on either an issue of concern or just some good news you would like to share and shout about! The contact details are at the bottom of this page, so get scribbling and perhaps your letter will be printed in next month’s edition! It’s always a treat when CHC Aesthetics do a competition and this month is no exception! Win a Hydra Oxygen Facial available to anyone, regardless of age or skin type. This treatment penetrates deep within the dermis, creating healthy and glowing skin, worth £150. To enter Oracle/CHC Aesthetics competition please visit www.oraclepublications.co.uk and click on the competition page, giving your name and contact details or simply send me in a postcard via royal mail. Closing date 31 October 2020. Happy Halloween! Stay well and keep safe!
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Photo by Ian Green Photographic competition 2020 entry
CONTENTS A Country in lockdown
9/10
Local Issues from David Dedman FRICS
H.E.A.L.L
20
Health & Wellbeing by Jacqui Sayer-Noble
Shock of the blue
26
Hair & Beauty by Craig Smith
Should I invest during the coronavirus crisis? 40/41 Money Matters by Rob Burgeman
Chicken Bacon and Potato Braise
46
Recipe by Judy Barden
PAINTING & DECORATING
Why do you need Lasting Power of Attorney?
52
COMMERCIAL&DOMESTIC Interior & Exterior
Estate Planning by Clive Rowe
NEW Letters
56
Residents have their say
Brainbox Useful Numbers Advertiser Index
Advertorials PACE Properties
WDC Physiotherapy High-Tech Membrane
58 64 66
Local, Reliable and Trustworthy Established connections to local building trades High Quality service guaranteed References available upon request Fully Insured
6/7 33 48/49
All All rights rights reserved. reserved. No No part part of of Oracle Oracle Publications Publications UK UK Ltd Ltd may may be be reproduced reproduced or or used used in in any any form form or or by by any any means means either either wholly wholly or or in in part part without without prior prior permission permission of of the the publisher. publisher. Oracle Oracle Publications Publications UK UK Ltd is editorially autonomous and the opinions expressed are not Ltd is editorially autonomous and the opinions expressed are not those those of of the the publisher publisher unless unless expressly expressly stated. stated.
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What landlords need to know during the Covid pandemic We understand the current Covid-19 pandemic is a confusing and stressful time for most and as a landlord you may be worried about whether your tenants can pay their rent, what will happen if essential works, such as gas safety inspections, are required on your property or what happens during the lockdown if your tenant reports an emergency, alongside other concerns. We want to offer as much support as possible, so to help put that stress at ease, we’ve put together the landlord’s guide to keep you informed on everything you need to know during the COVID-19 pandemic as advised by the government.
Reporting repairs and emergencies If a tenant reports an emergency situation, or your property needs urgent maintenance, this should be addressed quickly but everyone involved needs to remain safe and protected. If your property is managed by Pace, we’ll continue to handle all maintenance requests, essential works and emergency call outs. There may be some delays because of government restrictions 6
and guidance but rest assured, we will do everything we can to make sure our service is running as smoothly as possible.
Can I access my property? Landlords remain legally obliged to ensure properties meet the required standards – therefore emergency call outs and essential works should still be dealt with. Landlords need to make every effort to abide by existing gas safety and electrical safety regulations. If your property is not managed by Pace, please be aware there are provisions in both regulations to account for situations in which a landlord cannot abide by existing gas and electrical safety regulations but you must demonstrate you have taken all reasonable steps to comply with the law. If you aren’t able to access the property due to restrictions in place to tackle COVID-19, or you’re not able to engage a contractor to carry out the work, we
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October 2020
ADVERTISEMENT FEATURE
recommend you document your attempts to do so and all correspondence with your tenants. If your property is managed by us, we will handle all of this on your behalf. An agreement for non-urgent repairs to be done later should be made between tenants and landlords, which we can help negotiate for landlord’s whose properties we manage.
Worried your tenants can’t pay their rent? If we manage your property then we have directed all of our managed tenants to get in contact with their property manager if they are worried they might not be able to pay all or some of their rent. We will then get in touch with you on your tenant’s behalf and try our best to work out a way forward for both parties. Solutions, where possible, might involve temporary rent reductions or rent repayment plans. October 2020
property professionals
My property is not managed by Pace We’re very happy to provide advice to any landlords during this difficult time, whether your property is managed through us or not. So, if you’d like some guidance, or perhaps you are interested in your property becoming managed by Pace, please get in touch with us on 01702 445 600 or arrange an appointment at our main office in Southend, located at 461 - 463 Southchurch Rd, Southend-on-Sea SS1 2PH. We have made changes in our offices to allow for social distancing and our team will be happy to help you.
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October 2020
LOCAL ISSUES
A country in lockdown
V
iews are divided within our country
many people, including the elderly, as well
as to the way central government has
an enforced segregation of older people, not
gone about dealing with the Covid 19
least of all in nursing and care home is having a marked impact on our nation. My own
Pandemic. It certainly appears that the government has lost its way in dealing with the issue, if indeed, it had any definite course of action
mother in law is in a care home in Southend and her children have been unable to see her properly for nearly six months.
to take. It is increasingly apparent the
An intolerable situation
government is following the crisis rather than
This is an intolerable situation for anyone to
being in any control to quell the Pandemic
be in. Worse, there are many others who have
in any meaningful way. Not that I blame the
not seen either friends or family for several
government, it is a poisoned challis to behold
months and the fear amongst so many people
in dealing with the matter. On the one hand,
is powerful. Business too has clearly suffered
the scientists and leaders of Public Health
with the whole country being in a very severe
England and NHS are saying that the lockdown
recession (should I say depression), which will
was eased too soon and that very shortly we
take years to climb out of. Tax receipts must
will need to re-enter lockdown, which could
be down enormously, which remember, help
endure for many months. On the other hand,
fund the NHS as well as other social offerings
there are those of us that take the view that
provided by both local authorities and central
the obvious mental health issues affecting
government. This cannot go on. Businesses,
October 2020
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9
especially in the entertainment, restaurant,
to have their lives shortened from other
bars, pubs establishments are labouring
complaints rather than Covid in the next year
and endeavouring to make the best of a bad
or so.
situation. Many other trades are in a similar
No Covid patients
position. Remember, HM Government has not
Anecdotally, we hear that Southend and
written off tax not paid in July or VAT due from
Basildon hospitals are by no means full and
March onwards, but simply deferred payment
that there are virtually no Covid 19 patients in
and all these payments will be required to be
either hospitals at the present time. This may
paid on January 31, 2021. This is a timebomb
or may not be the case but what is certainly
for so many businesses.
true we are gripped by the Pandemic and it
The furlough scheme
seems to the detriment of the many other
The furlough scheme, which should come to
extremely serious health issues affecting our
an end is likely to do so in the next month
people.
or two. This brings me onto the subject of
In the 1920 budget, the Chancellor of
income and other taxes, which surely must
the Exchequer Neville Chamberlain, in
increase very substantially both in the autumn
an extremely long speech addressing the
budget as well as with effect from April next
country, as to a remedy to recharge the
year. Small businesses in particular are
nation’s finances following the first World War
already hit by a serious of additional taxes
mentioned Spanish Flu only once during his
imposed by central government since 2015
speech, when in fact over 260,000 people
and this will only become worse.
had died in that year from the disease. The
It appears to me, however, that the
Pandemic is obviously very serious, and no
bureaucratic process from government and
one is trying to deny that, but these things
local government as well as other quasi-public
must be kept in proportion for the overall
bodies will continue to reduce the activities
wellbeing of all of us. Obviously, anyone
of our country to a virtual standstill. It is now
with serious underlying health issues or the
time for us to simply say that we will have to
very elderly should as much as possible self-
carry on as far as we can as normal (whatever
isolate, but everything needs and requires to
that term means) and return to our office,
be kept in a sense of proportion.
shops, factories and simply get on with it.
David Dedman FRICS
Remember, there are so many of us who are suffering from a number of extremely serious
Oracle welcomes thoughts from all sides as balance is very important. Write your letter in the comment section located under the relevant article on our website. oraclepublications.co.uk #SaveSouthend
health issues and those suffering are likely 10
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Equity Release with Gaudium Associates Limited Gaudium Associates is an established firm of Independent Financial Advisers and we would like to talk to you about Equity Release. Our service begins with a meeting to conduct a detailed assessment of your current situation and we discuss your objectives and requirements. As each client has unique needs our recommendations are tailored accordingly. We will give you a written report prior to implementing advice which is only done with your agreement. Our remuneration is by fees, adviser charges or commission or a mixture of these and is agreed after discussion with you. What is Equity Release? It is the means by which you convert the value of your home into cash. Your reason for needing the money will dictate whether you need a lump sum or a regular income.
How Equity Release works: There are two methods to access your equity, “Home Reversion” where you sell part of your home in return for cash. You do not have to sell your entire home and you retain the right to live in it rent free for ever. The alternative is a “Lifetime Mortgage” and with this method you have a mortgage in much the same way as a mortgage when you purchase a property. However, you do not need to make any repayments unless you wish to. PENSIONS
INVESTMENTS
LIFE ASSURANCE
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EQUITY RELEASE
A life changing impact We do not pretend that Equity Release is simple. Not all Equity Release Schemes are the same, there are conditions applied which require proper explanation and it is not appropriate for everyone. However, when it is done properly, for the right reason, it can have a life changing impact. We always recommend that children or other relatives be involved so that your family understands the benefit to you and we invite them to ask questions. As IFAs we are able to give advice across the whole range of financial matters which is an undoubted benefit to clients with a need that Equity Release may not resolve. Our Equity Release adviser is Bill Taylor, a vastly experienced IFA who has been giving independent advice since 1986. His background includes being a board Director of the Association of Independent Financial Advisers and a founding member of the Transparency and Accessibility panel at the Financial Ombudsman Service.
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October 2020
Strong community Strong partnership Strong schools
Academy Committee Governor Vacancies
We are seeking to appoint new Academy Committee Governors for our SECAT schools – Richmond Avenue Primary School, Hinguar Primary School, Thorpedene Primary School and Shoeburyness High School who can make a real difference to the future life chances of young people in our Trust and communities. Our mission is to achieve outstanding outcomes for the young people in our community by providing an engaging, challenging and linear learning experience from 3–18, that equips them to live happy and successful lives. We are looking to further strengthen the Academy Committees to support the Headteacher and staff in continuing to achieve outstanding outcomes. The Academy Committees report to the Trust Board. Their work is vital for the Trust Board to be plan strategically for the development of the Trust. You do not need to be a parent or carer of a child at any of the schools within our Trust. You may already be a member of an Academy Committee within the Trust and would be willing to also support this Academy Committee. Please contact the Trust Clerk: katylove@secat.co.uk for more information, an application pack and to arrange a suitable time to talk. For more information about SECAT, please visit: www.secat.co.uk The closing date for applications is 30 November 2020.
SECAT is committed to safeguarding the welfare of young people and expects all staff and volunteers to share this commitment. This post will be subject to an enhanced disclosure check from the Disclosure and Barring Service and a Right to Work in the UK check.
October 2020
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HEALTH & WELLBEING
H.E.A.L.L
Health. Education. Autoimmune. Life & Living.
H
.E.A.L.L is a self help group I started
that can help ease symptoms of pain and
one year ago in Chelmsford to assist
discomfort.
people with Autoimmune conditions
Sadly due to COVID-19 our monthly meetings
and now to include those rehabilitating
are on hold, but we are doing monthly Zoom
after Cancer, meet others with chronic
meetings.
conditions and share experiences and helpful information. Additionally to provide alternative complimentary therapies that may assist in dealing with day to day issues, such as pain, discomfort, lack of mobility and general assist in making life brighter.
I would like to bring monthly meetings to the residents of Southend and surrounding areas, so that a wider audience can be helped by the knowledge of what alternative therapies can offer you. Oracle Creative Media are currently in the
Our monthly meetings At our monthly meetings we have had talks from a Homeopathic Therapist,
process of developing a new website for H.E.A.L.L and a new Facebook page will follow.
Physiotherapist, Nutritionist, Yin Yoga
In the meantime if you would be interested in
Therapist, Hypnotherapist/Psychotherapist
joining our group, please
and mini therapy sessions too. An essential oil
contact Jacqui.
therapist was due to attend in March, but had
Jacqui Sayer-Noble 07717 856999 H.E.A.L.L / JSN Therapies jacqui@jsntherapies.co.uk
to be postponed . There are so many alternative therapies 20
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HAIR & BEAUTY
Shock of the Blue: The glare from your phone or computer could be ageing your skin
R
esearch published recently has stated that
In short, blue light has an ability to alter your skin -
‘blue light’ emitting from your computer and
and given our exposure to technology every day and
phone screen may be causing your skin to
prematurely age. So, should we be slapping on the Factor 30 before we turn on our PC’s or mobile
indeed, our closeness to it, there are increasing calls for us to wear some form of protection, just as we would if spending time in strong sun. Products containing antioxidants, as well
devices?
as niacinamide and zinc oxide, have been
According to the boffins at Unilever, a week of screen time is equivalent to less than half an hour in the sun. Just imagine what that means for the
recommended. Several manufacturers, including Unilever, have introduced serums and creams to help combat the ageing effects of blue light.
average teenager, who probably spent most of lockdown in their bedroom staring at their phone, laptop or gaming screen?!
Speaking to your optician Concerns over its effects on our eyes have also led to blue light-blocking glasses to be introduced onto
When the scientists say a ‘week’, what they actually
the market. So if you have concerns, it is definitely
mean is five working days spent in front of a
worth speaking to your optician about what lenses
digital device for more than six hours. This leads to
they have available.
exposure to ‘blue light’, which is the highest-energy
Reduce screen time
on the visible spectrum.
A simple measure we can all take, is to simply
Exposed to blue light
reduce our screen time. However, for many of us,
Given our lifestyles, we can be exposed to blue light
that is easier said than done. Swapping a tablet for
during our commute, at our office desks and then
a good-old fashioned book is a small but effective
while chillaxing at home watching Netflix. Although it occurs naturally, it is our exposure to this form of light that has led to greater scientific interest. Not least because it penetrates deeper into lower levels of the skin than UV rays from the sun.
step, as is weaning yourself off checking your social media pages before bed, as blue light can affect your ability to nod off and enjoy a decent night’s sleep.
by Craig Smith Director of Grateful Heads Hair Salon
Providing Providing expert expert hair care hair care to Essex to Essex for 30 foryears. 30 years. Isn’t Isn’t it time it time you made you made your your headhead grateful? grateful?
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Advertorial
PILATES: “I Didn’t Realise My CORE Was That Bad And Causing My Aches & Pains!”
T
his is perfect for you if you are 40+ and noticed you are struggling with aches & pains, you feel stiffer and weaker than you used to and you would like to know what to do about it.
They have grown in height because they are standing more upright
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Class numbers are kept small on purpose so you can ask questions to your instructor and they can check you are doing the exercises correctly and give you feed back.
What have you been doing during and since lockdown to keep your immunity level high? What exercise have you been doing to stop your back aching whilst working from home on a dining room chair or since home schooling the children? Have your knees been hurting due to running on the pavements or increasing your walking? And what about those necks and shoulders? How have they been doing whilst spending more time indoors watching TV and working from a laptop? Pilates is a great way to achieve a body that is leaner, moves with less stiffness and it helps develop strength to allow you to do all the things you want to in life whether that be simply climbing the stairs with no pain or being able to go out and enjoy a long walk without having to stop due to back aches, hip twinges or sore knees. Benefits our students of Pilates have seen are, but not limited to: Less back ache and pains Less neck pain (and less headaches if headache sufferers) Less neck and shoulder tension Able to move easier – they feel more flexible Less joint stiffness AND… They are able to get dressed easier in the morning as their balance and flexibility has improved Their clothes fit better as their tummies, legs and arms are more toned Get in / out of the bath easier and without fear of slipping
October 2020
All of our classes are live and led by our Physiotherapists and Sports Injury Specialists.
Our classes are perfect for anyone who has had joint replacement surgery and for those who are struggling with back, neck, knee, shoulder problems as we can safely and accurately modify the exercises to suit your needs. Our classes are also perfect for men and women who want to get back in shape and for those who want some “me” time to look and feel better. Our classes are PERFECT for BEGINNERS and for those who are returning to Pilates after a break. We are offering you and a family member or friend a FREE Private Pilates Taster Session. Here’s What You’ll Learn In Our Pilates Taster Session Whether Pilates is the right way forward for you and your health and wellness goals How to activate your core the right way! How to breathe properly. Yes, the diaphragm is connected to the core so if you don’t breathe well your core won’t work well either What neutral spine is and why it’s so important Here’s What To Do To Attend Your Pilates Taster Session: Please call us now, we only have “3” of these sessions available each week. Please phone us today to ask questions or book your session by calling free on: 01702 613542... You can also leave a message, 24 hours, and we will get back to you.
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MONEY MATTERS
Should I invest during the coronavirus crisis?
G
lobal stock markets have suffered
their nerve and buy into the market. When the
amid the coronavirus crisis. Yet
market falls, you may buy shares in businesses
while they have made a recovery,
at cheaper valuations, and the sooner you
the FTSE100 took another fall when it was
start investing, the sooner you have time on
announced in August that the UK was in
your side to produce long-term returns.
recession.
Time in the market
Of course, no-one can be certain which way the market will move next, or that there won’t be further volatility. Yet history shows that, over the long term, markets will recover.
Holding your nerve
As the old investment adage goes, it’s about time in the market – not timing the market. That means leaving your money invested for at least five years, and ideally, far longer. The longer you invest, the greater your potential
The price of investments is influenced by
for making a profit. So, it doesn’t typically
supply and demand. For those in the market,
pay to hold off on an investment decision if
the temptation may be to cash in rather than
you’ve got time on your side, whatever the
endure any further falls on the horizon. But
wider economic circumstances.
while this is a natural inclination, doing so
After all, it’s impossible to know where the
only serves to crystallise losses.
market will move next. Trying to time the
Meanwhile, future sell-offs provide an
market or cashing in risks missing out on
opportunity for others who are willing to hold
some of the market’s best days.
40
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October 2020
Managing risk
then you should contact us. Investment values may increase or decrease as a result of currency fluctuations. The information contained in this document is believed to be reliable and accurate, but without further investigation cannot be warranted as to accuracy or completeness.
Your returns will be subject to stock market movements. But you can reduce volatility by placing your money in a broad range of assets in different funds, investing across the globe. So, no matter when you invest, you know that any losses to one investment could be offset by gains to another, as they will not react in the same way to economic shocks. Over time, this reduces the impact of volatile periods on your investments’ performance.
Taking action Periods of extreme uncertainty are undoubtedly unsettling. Yet if you’ve no immediate need for your spare cash, and some set aside for emergencies, investing for your long-term future may provide a focus. At a time of worldwide turmoil, this could give you some sense of control over your long-term financial future. The value of investments and any income from them can fall and you may get back less than you invested. Past performance is not a guide to future performance and performance. Opinions expressed in this document are not necessarily the views held throughout Brewin Dolphin Ltd. This information is for illustrative purposes only and is not intended as investment advice. No investment is suitable in all cases and if you have any doubts as to an investment's suitability
Brewin Dolphin 020 3201 3900 www.brewin.co.uk October 2020
Rob Burgeman Brewin Dolphin 020 3201 3900 www.brewin.co.uk
expert hair care to Essex for 30 years. We are here to helpProviding you achieve it time you made your head grateful? your ambitions throughIsn’t expert, personalised financial planning.
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NEW ELECTRIC FIRE SHOWROOM OPENS THIS OCTOBER
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WE OFFER THE HIGH QUALITY OUR CUSTOMERS EXPECT Highgate is one of the largest garden furniture and leisure showrooms in Essex and we only work with brands that we trust. We have ample free parking for our customers. Our New Fireplace showroom opens this October featuring a large selection of Electric Fires on display selected from the top brands in the industry.
Call 01702 904000
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October 2020
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Cloudy2Clear, A Local Service With A Smile. I think we can all agree that the sooner we see the back of 2020 and this dreadful corona virus the better. That said, there are also some heart warming positives that we can take out of this situation. It has often been said that we can only really get to know one another and realise what is truly important in times of crisis. I think few would argue that in this case what has proven to be important is local community spirit. When talking to the Manager of Cloudy2Clear windows Chris Miller it became clear that these values have been held dear for a number of years. Since starting the business some years ago Cloudy2Clear have remained true to their core values of
supporting the local community by providing a service that saves the public money. The Cloudy2Clear service only requires the glass to be replaced and not the whole window once the unit has failed. Chris commented “Cloudy2Clear were able to assist our community through the last financial crisis in 2008 due to the savings that can be made in using our service. Unfortunately we might be going through something similar again soon and the public can rest assured that we will be there to help again”.
All C2C employees operate a strict social distancing policy.
For a free quotation please call 0800 61 21 118 or visit cloudy2clear.co.uk.
Have Your Windows Steamed Up? Replace the pane, not the frame!
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Love Your Home - Protect Your Windows - Save Money 44
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Make your conservatory SPARKLE again FREE Our services include:
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October 2020
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A LOCAL PLUMBER FOR LOCAL PEOPLE 45
FOOD
Chicken Bacon and Potato Braise
T
his recipe works well for a family meal or casual entertaining. It is finished with tarragon but if you can’t find fresh just
use half the amount of dried. The buttermilk is optional but makes it lovely and creamy. It can also be made in a slow cooker, if you have one and the chicken literally falls off the bone. Serve with a medley of green vegetables. Serves 4-6. Enjoy!
Preheat oven 180c/fan160/gas 4. Heat the oil in a large saute pan and brown the chicken thighs for about 10 mins, until they have a nice golden colour, then remove and set aside. Tip in the bacon and shallots, and brown these, too. Add the flour and stir for about a minute to cook out then add the white wine. It should thicken
Ingredients
instantly and the alcohol will burn off. Add the
1 tbsp olive oil
chicken stock and put the browned chicken
6 large bone-in chicken thighs , skin
thighs back in along with the potatoes, thyme
removed
sprigs and 1 tbsp of the tarragon Bring to a
12 rashers smoked streaky bacon , chopped
simmer, put the lid on and then transfer to the
200g shallot
oven for 1hour 30 minutes.
2 tbsp plain flour 350g baby new potatoes , larger ones halved or quartered few thyme sprigs 200ml white wine 500ml hot chicken stock 280ml pot buttermilk (optional) squeeze lemon juice 2 tbsp tarragon, chopped
46
Method
Remove and stir through the buttermilk, if using and lemon juice. Taste for seasoning and then sprinkle over the remaining fresh tarragon. Serve with a medley of green vegetables, such as French beans, mange tout and sugar snaps.
by Judy Barden Next month: Freeze Ahead Smoked Trout Pate
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October 2020
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s
Advertorial
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Winter is Upon Us! Is Your Roof Secure? After experiencing some mild winters could this be the year the beast strikes back? Is your flat roof ready to cope?
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PLEASE CALL FOR FREE INFORMATION REGARDING THE REGULATIONS. In 1999, High-Tech Roofing first introduced the most advanced flat roof technology to the homeowner. Protan, based in Norway, has a pedigree in the design and manufacture of water- proofing materials dating back to 1939, and producing the first roofing membrane in 1971. Protan is our preferred PVC single-ply flat roofing system and will cope with all climates, millions of square metres are installed here and abroad with a proven track record stretching over four decades. Protan is predominantly an architectspecified roofing system, winning many awards serving the very competitive commercial sector. A High-Tech roof is dimensionally stable and solar reflective, the material is unaffected by climate change and 100% resistant to moss & algae
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We will be delighted to welcome you at our brand-new showroom located in Leigh-on-sea. This gives us the opportunity to show you first hand our superb Lifetime Guaranteed flat roofing systems. We have a variety of displays showing the glass skylights and roof lanterns offering the opportunity to view everything before you buy. We welcome you come and visit us at 850 London road, Leighon-Sea, Essex SS9 3NQ. Please call to arrange an appointment.
WORKING WITH COVID-19. WE ARE STILL ABLE TO OFFER FREE QUOTATIONS AND CARRY OUT EMERGENCY ROOFING WORKS. WE ARE PLEASED TO ANNOUNCE WE ARE STRETCHING OUR DISCOUNTS FOR THE RETIRED TO INCLUDE EX FORCES, NHS STAFF AND OTHER KEYWORKERS
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no job too small at your beck and call
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HETAS and OFTEC Registered Installers
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NE
D T GE VI IAN RRAN CO PL N BE A M S CA CO EETING
I NL O
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D.
Why do you need Lasting Power of Attorney?
ESTATE PLANNING
Loss of mobility or mental capacity can make it difficult to manage your affairs.
What if I am unable to manage my affairs? There may come a time in your life when you are unable to manage your financial affairs or personal welfare, owing to some form of incapacity and you will need someone to act on your behalf. Even when we are young, we can find ourselves incapacitated owing to illness or injury and it can be invaluable having a reliable person, who is able to manage your personal affairs and remove the anxiety of having unpaid bills, at a time when you most need peace of mind. Similarly, as we get older, the need for an attorney increases as we are more prone to illness and injuries.
What kind of LPA do I need? There are two types of LPA: Property and Financial LPA - This type gives your attorney the authority to deal with your property, your bills, bank account and investments. This can be used while someone is still capable but has chosen to delegate to their attorney.
ORACLE estate planning
In association with Countrywide SE LLP 52
Personal Welfare LPA - This can only be used when you have lost capacity and are unable to make decisions for yourself. It gives someone you trust authority to make decisions about where you should live and what medical treatment you should receive.
Don’t leave it too late! Instead of preparing while we are physically and mentally fit enough, many of us choose to put off dealing with such unwanted eventualities until the inevitable happens and by then it’s too late.
Who can I rely on for sound advice? When estate planning, it is important that you can rely on the adviser. Oracle Estate Planning offers a friendly and professional service, including Wills, LPAs, Trusts, Probate and Funeral Plans. We offer the best possible advice at the time you need it most. Covid compliant, we can arrange an informal chat or meeting via zoom/skype at our offices or in the comfort of your own home. Please feel free to contact me on 01702 393838. by Clive Rowe Oracle Estate Planning in association with Countrywide SE LLP
Will Writing • Power of Attorney • Trusts • Funeral Plans Will Updating & Storage Facilities • Probate Administration Call Clive Rowe on: 01702 393838 e: crowe@countrywide-se.com w: www.countrywide-se.co.uk Oracle House, 11 Clarence Road, Southend SS1 1AN
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October 2020
Thank you for recycling!
Keep up the good work.
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Really positive signs Hopson Property Services
Selling, managing and letting properties consistently for over 20 years. • FREE Rental and Sales Appraisal Service • Rent Guarantee Available • A.R.L.A Members (offering client money protection) • FREE Professional advice • Large Client-Base of Fully-Vetted Tenants and Purchasers
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Phone Paul on 07957 388285 or freefone 0800 043 3913 e: paulthegardener@hotmail.com Est. 1994 1994 –– Recommendations Recommendations & & references references available available Est.
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LETTERS PAGE
Residents have their say CCTV on Clifftown Parade?
Route 68
M
y husband and I recently had the pleasure of travelling on the oldfashioned omnibus as part of The
Ensign Bus Company’s charity day. What a great experience and so much fun. The sun was shining and round trip along the seafront, to Old Leigh, the Broadway and back along the seafront was a delight. The driver honked his klaxon horn at the
R
ecently I was attacked and beaten up whilst trying to retrieve my wife’s shopping which was stolen from our
car, parked outside our house. Although hurt, I managed to raise the alarm at the Westcliff Hotel and the staff were very helpful and called for an ambulance and the police. The police did a great job and arrested the culprits.
passers by who waved back to us sitting on
One of the culprits was so incapacitated by
the open top bus. Everyone had smiles on
alcohol and drugs it took the police more than
their faces and there was much laughter
24 hours to be able to charge them! I have no
onboard.
criticism of the police, they did an excellent
A big thank you to the management, drivers
job but it would make their life a lot easier,
and conductors who ran the buses all day and
as they also pointed out, if we had CCTV all
gave up their time for free. A grand total of £2,695 was raised from fares and donations from passengers and members of public passing by, which was donated the RNLI
the way along Clifftown Parade. This is not an isolated situation as I and my neighbours have observed on numerous occasions drug dealing
charity.
and drug taking here. It is not uncommon to
We look forward to seeing Route 68 return in
see people using on the benches and then
2021 and highly recommend the trip to all.
discarding the needles on the ground.
Happy Local Resident
I am not the only resident who has observed
56
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October 2020
this awful behaviour. More recently a shelter was burnt down on the Parade by the drunks/users and it is not unusual to see young girls being harassed as they walk past these people. The police said that CCTV cameras would be a great asset to them, as they are already very over stretched! This is a beautiful road and people are proud of living here which is also used by tourists and local families. It is a great shame to allow it to lose its ambiance and beauty to these people. Tony Wates – Southend Conservation Area. Tony Wates - Southend resident
Cyclists, E-Scooters have a place
A
s if the High Street hasn’t got enough to worry about attracting custom during these difficult times, it is not helped by the increasing number of cyclists and e-scooters not dismounting when they are supposed to, which it seems is being generally ignored by
the police/community officers/street rangers. Why don’t the Council help the situation by adopting the idea that other towns have by displaying signs at the start of each pedestrianised section asking cyclists and e-scooters to dismount or face a fine which is actively enforced. P Lewis – Local Resident
Traditional & Contemporary
Interior Design with Perfection W IND OW DRES S I NG & U PH OLSTERY S P EC I A L I S T
Janet Williamson i
n
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01702 587149 / 07889 287334 enquiries@JanetWilliamson.co.uk www.JanetWilliamson.co.uk
October 2020
book your design consultation today!
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Photographic competition 2020 entry by Philip Young
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SUDOKU – Enter numbers
TAKE
WORD LADDER – Climb the ladder, changing one letter each rung to make a new word.
into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.
CONUNDRUM – Unscramble to solve the clue.
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Clue: A light that appears only at night.
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Last month’s solutions: WORD LADDER –
WINDMINDMENDRENDREED CONUNDRUM – JEWELLERY
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October 2020
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October 2020
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Emergency Electrician Established locally over 25 years Faults our speciality No Job too small Special rates for OAP’s No call out charge
Tel: 07778 653339 Tel:
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y lit bi ce a i n ll L ra Fu nsu I
MIKE’s
Tree Services Est. 1982
Felling Pollarding
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Shaping Pruning Shrub/Hedge Trimming Friendly & Reliable Service
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Opening Hours Monday, Tuesday, Thursday & Friday: 9.00 am – 4.00 pm Wednesday Sunday 9.00 am – 1.00 pm 9.00 am – Noon 62
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October 2020
Professional IT Services
Based in
Rayleigh
LOGS FOR SALE !
QUALIFIED • LICENCED • INSURED • 24HR EMERGENCY Tree Pruning • Shaping Precision Felling • Thinning Stump Grinding • Dead Wooding • Ground Maintenance
Desktop/Laptop Repairs & Upgrades Custom Build Specialist (incl. Water-cooling) Full Health Checks & Diagnostics Software Installation Home & Business Network Setup Full Windows 10 Support Remote Support Smart TV & Sound System Setup We are now at Unit C15, Seedbed Centre, Vanguard Way, Shoeburyness SS3 9QY
Discounts Available for OAP & Disabled in the local area
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October 2020
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Thorpe Bay Afternoon Townswomen’s Guild 588909 Thorpe Bay Probus 07947613594 Thorpe Bay Yacht Club 587563 Thorpe Hall Golf Club 582205
Sponsored by:
Hospitals & Health
01702 393 838 www.southendoracle.co.uk
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Pharmacies
Bansal Pharmacy 587500 178 The Broadway, Mon–Fri 9–6.30pm/Sat 9–1pm Howells and Harrison Thorpe Bay Pharmacy 582658 The Broadway, Mon–Fri 9–6.30pm/Sat 9–5.30pm Closed 1–2pm Wed+Sat
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224600 435555
Primary Care Trust Southend General Hospital
James Duddridge (Conservative) (Southend East) Sir David Amess MP (Leigh)
Animal Welfare
616135
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584511 0300 1234 999
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999 101 01245 452815 01702 294998
Police Services
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email: hammondandsons@hotmail.co.uk www.hammondandsons.co.uk
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October 2020
We have Invested! We now have the fastest and the most accurate scanner, primarily for our Invisalign patients! We are open to provide all treatment in a safe environment! See video on our website*
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October 2020
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53 60 8 22 38 32 24 61 61 28 2 8 21 38 12 55 5 19 4 53 18 63 12 45 54 54 65 67 13 16 44
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October 2020
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The Best Start for Every The Child The Best Start for Every Child T Thorpe Thorpe Hall School is one of the county’s Hall leading Early Years School settings. It has been recognised is
nationally nationally innovation excellence awards for from Thesettings. Independent innovat Association n Thorpe Hall for School is one and of the county’swith leading Early Years It hasSchools been recognised for for the breadth the and quality its breadth provision. 2019 and 2020, Times Educational and f q nationally for innovation andof excellence withInawards from TheThe Independent Schools Association Supplement Supplement (TES) also shortlisted the school for an award for (TES) its outstanding work to support S als for the breadth and quality of its provision. In 2019 and 2020, The Times Educational pupils’ pupils’ mental health wellbeing. mental health p Supplement (TES) alsoand shortlisted the school for an award for its outstanding work to support
pupils’ mental healthare andnow wellbeing. T Tours ours of the school of available. Parents the looking for the school best possible start to their child’s T a learning learning journey are invited to come along journey and meet our Reception Class team, see are the school’s le Tours of the school are now available. Parents looking for the best possible start to their child’s i first-class first-class facilities and find out more about thefacilities many things that set Thorpe Hall apart. f an learning journey are invited to come along and meet our Reception Class team, see the school’s first-class facilities and find out more about the many things that set Thorpe Hall apart.
cle Best start backBest cover 2020 v3.indd start 1 Oracle back cover 2020 9/22/20v 1 Early Years
Early Years
Top 100 Early UK Prep School
Top 100 UK Prep School
Y Pupils’ ears Wellbeing
Pupils’ Wellbeing
Pupils’ Wellbeing
Pupils’ Wellbeing
School School tours are now available. tours are n Please Please book an appointment. book an ap Visit: Visit: www.thorpehallschool.co.uk/open-day School tours are now available. www.thorpeh Please book an appointment. 68 www.thorpehallschool.co.uk/open-day www.oraclepublications.co.uk October 2020 Visit: T: 01702 582340 Wakering W Roadakering | Southend-on-Sea | Essex | SS1 3RD Road | S