RENEW Magazine apr2014

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Revitalize

Educate

Nurture

&

Empower

Women

APRIL 2014

RENEW

WOMEN’S EXPO

Saturday Sept. 6, 2014 Fort Magruder Hotel Williamsburg

FREE ADMISSION!!

Join Us!

SPRING INTO THE SEASON! By Tatrece Dunlap Swann

Her Broken Places by Tracy Wainwright

REVIEW


RENEW

Women’s Health & Wellness Expo

Thank you to our Sponsors & Vendors Sponsored by:

A big thank you to all of RENEW Magazine’s valued participants of the first ever RENEW Women’s Health and Wellness Expo recently held in Williamsburg! We’d like to extend a very special thanks to our sponsors; POMOCO Auto Group, Fort McGruder Hotel and Convention Center and WAVY TV and FOX 43. Wright Model and Talent for Sponsoring the Fashion Show with clothes by Apricot Lane Peninsula Town Center. We’d also like to thank our emcee, The Face of FOX 43, Andria Lea. Our gratitude also goes to our prize sponsors; the Sprint Store in Williamsburg, State Farm Insurance Agent Karen Kennedy of Newport News and our grand prize donor, CE Travel Advantage Club of Williamsburg. Thanks to our Speakers: Rosemary Trible, Janice Allen, Tatrece Swann, Janice Underwood, Tracy Wainwright. Last but not least, a giant thank you to all of our vendors! The RENEW Women’s Health and Wellness Expo was designed for you, yet it was each of you that made the event such a resounding success! Our next RENEW Women’s Expo is scheduled for Saturday, September 6, 2014 at the Fort McGruder Hotel and Conference Center, sponsored in part by WAVY TV and FOX 43. If you’re interested in a sponsorship or vendor space, please contact RENEW Magazine right away as space is limited. Some vendor availabilities for the September 6th event are already booked, so please hurry! Advanced Hair Therapy Institute Associates In Dermatology AVALON CE Travelers Advantage Club Daisy Blue Naturals Damsel In Defense Elements Massage & Bodywork Elevè Beauty Erase The Canvas First Command Financial

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Tracilynn Jewelry Verena At The Reserve Victorious Images Visiting Angels Vitamist York Chiropractic


April 2014 4 Is It Better to Look Good or Feel Good?

Contents

5 Women’s Style: Expert Advice for Dressing... 6 Childcare Network - Summer Camp 7 Kids Room Organizing Tips 8 Save Green Indoors & Out With Energy Efficient Home Upgrades 9 Five Tips For A Lifetime of Healthy Vision 10 Eat Play Williamsburg - Review DoG Street Pub 11 From Floor To Fixtures... At CMIT Solutions, we understand break-ups aren’t easy. But change is coming for Microsoft® Windows XP on April 8th, 2014 -- and you don’t want to be left in a relationship lurch. • Dump XP before it dumps you. After thirteen years of romance, Microsoft® will stop supporting Windows XP April 8th, 2014. Isn’t it time you moved on too?

12 Spring In To The Season? 13 Top Apps To Help Keep Small-Business Owners Efficient & On The Go 14 Her Broken Places - Pt 6

• You’ll be better off without XP. No security updates means a field day for viruses and cyberattackers. Don’t sacrifice safety or productivity because you’re afraid to break things off with XP.

15 Should You Save or Should You Shred?

• Start seeing other OS’s now. Whether it’s ol’ reliable Windows 7 or flashy new Windows 8, the easiest relationship fix is the one that’s best planned for.

17 Tipping TVs To Fire Hazards...

CMIT has been mending broken tech relationships for 14 years, so we have all the answers -- tissues and a shoulder to cry on optional.

18 Aging In Place

16 Did You Know...?

19 Distribution Locations

MBA Owner/President

Work Phone – 757.689.7040 Fax Number – 757.689.7040 pkelly@cmitsolutions.com 4445 Corporation Lane, Suite #176 http://go.cmitfranchise.com/dump-xp Virginia Beach, VA 23462 www.cmitsolutions.com/virginia-beach-metro

Published by Orchard Business Group RENEW Magazine is published by Brad & Eneida Orchard of Orchard Business Group and is distributed Free throughout the greater Williamsburg Area, Yorktown and Newport News. Publication of advertising herein does not necessarily constitute endorsement. Articles are the opinions of the writers and do not reflect the opinion of the publisher, advertisers, or their agencies. All copy is protected and cannot be reproduced without written permission from the publisher.

The recent Renew Women’s Health and Wellness Expo featured models from Wright Modeling and Talent Agency of Newport News displaying fine fashions provided courtesy of Apricot Lane of Hampton, located in the Peninsula Town Center. Two separate fashion shows were scheduled for the event, with both presentations including Wright Models wearing some of these beautiful outfits from Apricot Lane. If you’re considering a new spring look for yourself or need a great gift idea, why not visit Apricot Lane in the Peninsula Town Center. If you’re interested in pursuing a modeling career, you simply cannot do better than starting with a visit to Wright Modeling and

talent Agency in Newport News.

Contributing Writers Tracy Wainwright • Tatrece Swann • Janice Underwood • Mindy & Eddie Lepp Orchard Business Group • P.O. Box 593 • Lightfoot, VA 23090-0593 757-561-5219 • info.renew.va@gmail.com www.facebook.com/renewmagazine.va www.renewvamagazine.com APRIL 2014 RENEW

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IS IT BETTER TO LOOK GOOD OR FEEL GOOD? BOTH, WHEN YOU’RE PONDERING PEDICURES (BPT) - Whether you’re getting ready for a romantic evening out, or looking ahead to when sandal days are back again, treating your feet to a pedicure can help you look and feel your best - as long as you keep foot health front of mind. It’s important to ensure your pedicure is done properly, whether you’re doing it yourself at home or enjoying a professional treatment in a nail salon or spa. The American Podiatric Medical Association (APMA) offers some pedicure pointers to help you love how your feet look and feel: • Start with a good soak in warm water for at least five minutes. This will help soften calluses and prep feet for removing dry, rough skin. To exfoliate, use a pumice stone or foot file. Never use a foot razor to remove dead skin, and ban your pedicurist from using one on you. It’s too easy for a quick slip-up that could cause permanent damage or lead to serious infection. • Shave your legs a day or two before your professional pedicure, but not the day of. Shaving can cause minor abrasions and fissures in the skin, allowing bacteria to enter while your feet soak or the nail technician handles your feet. A little bit of stubble won’t bother her at all.

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• When doing a home pedicure, use toenail clippers with a straight edge and cut nails straight across. Avoid other cutting tools, such as manicure scissors, as they can increase the risk of ingrown

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• Never permit a nail technician to cut or trim cuticles, which protect nail beds from bacteria. Instead, use a rubber cuticle pusher or liquid remover to gently push back cuticles just a little bit. Use a wooden or rubber manicure stick never metal or anything sharp - to clean beneath nails. • Remove polish after it’s been on for a while. Keeping nails polished for extended periods may promote fungal growth. Leave toe nails polishfree for a few days between pedicures. • Post pedicure, don’t walk around in flimsy flipflops, especially the ones salons sometimes give customers before they leave. They don’t provide adequate protection or support for your feet. • Look for foot-friendly products that have earned the APMA’s Seal of Acceptance or Approval. Podiatrists have evaluated these products and found them to be beneficial to foot health. Finally, never put up with foot pain. Discomfort and pain that lasts longer than several days could be a sign of a more serious problem or infection. Seek treatment from a podiatrist - the foot and ankle expert.

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WOMEN’S STYLE: EXPERT ADVICE FOR DRESSING AND FEELING MORE CONFIDENT

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variety of factors play into a confident appearance, but many women are unaware of simple ways they can come across as more poised and self-assured every day. Bobbie Thomas, national style expert and author of The Power of Style: Everything You Need to Know Before You Get Dressed Tomorrow, shares her advice on quick and easy ways to look and feel more confident. Get in touch with your personal style: Pull the inside out. This is the key to self-expression and the definition of true style. To do this, women should ask themselves, “What do I want to say? Attract? And what is the most important thing I want others to know about me?” Then, take an honest look in the mirror and make sure their reflections match that message. Lastly, women need to invest in themselves - learn their best colors, most flattering cuts for their body types, and then take the time to edit their closets according to their goals. Consider your body language: Women’s confidence comes from within, but it is just as important to be conscious of messages communicated nonverbally, as they are important to other people’s perceptions. A woman’s body language speaks louder than words and says a lot about her comfort and core confidence. What can make a huge difference? Focusing on posture and standing tall, making eye contact when speaking to people and even smiling can communicate confidence. Stretching every morning or practicing yoga are also great ways for women to learn how to balance and improve the way they carry themselves. Plus, not only does good posture help with exuding strong self-confidence, it can also contribute to overall health and even make your clothes look their best. Pay attention to the details: Most women have mastered their everyday beauty routines, but often neglect caring for their armpit skin. Underarms require the same attention as the rest of the body and can make a major difference in the way women feel when wearing sleeveless attire. The Dove PitiCure will help women give their armpits the care they need in three simple steps. First, exfoliate the area with a gentle exfoliating wipe to draw out impurities in the skin. Second, use warm water to rinse the area clean and pat dry with a soft towel. Finally, I recommend using New Dove Advanced Care to moisturize the skin because it is the only AntiPerspirant/Deodorant formulated with NutriumMoisture and is proven to make underarm skin softer and smoother in just three days. Plus, women can expect 48-hour odor and wetness protection for long-lasting freshness. As simple as it may seem, underarm care can have a significant impact on a woman’s style choices. With one less thing to worry about, she is more likely to feel strong, powerful and self-assured in her own skin, which will cascade throughout all aspects of her life. Visit Dove.com for more information on New Dove Advanced Care Anti-Perspirant/Deodorant with NutriumMoisture. APRIL 2014 RENEW

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6 RENEW APRIL 2014


take baby steps When it’s time to de-clutter and clean, approach the child’s room like any other. Take baby steps and do one thing at a time. First, skim away trash. Then, hamper dirty laundry. Move on to big stuff and fill in with parts and pieces. You don’t have to be the cleaning fairy, magically whisking it all away. With your child in the room, walk through the baby steps out loud to demystify the process and invite junior to get involved.

lower the bar Try a walk around the room on your knees (or better yet, enlist your 12-year old). From this perspective, you’ll soon find out what’s hard to reach. Make it easy for your kids to pick up after playtime or hang up a sweater by lowering hooks, bars and shelves. Stepstools can help, but for safety and ease, lower is better. Consider doubling up on clothing bars-one low and within your child’s reach, the other higher for special clothes requiring your help. A well-organized space saves you time, money and stress. It can also provide the perfect opportunity to teach about giving and sharing. As you organize, invite your child to think about which toys are favorites —and which could be given away to become the favorites of a little boy or girl who has less.

keep it safe Children (and sleep-deprived adults) are prone to bumping into things and grabbing onto anything nearby for balance or support. Stabilize structures that toddlers may topple. Remove their temptation to reach higher than they should by keeping off-limit items child-locked or out of sight. Choose ouch-free organizers with rounded edges.

eliminate monster hiding places Do monsters lurk beneath the beds? You can scare them away permanently by packing their habitat with baskets or bins containing seldom-used toys, or off-season outfits. If your floors are hardwood or laminate, consider storage on casters for easy sliding. No more room for monsters-or clutter.

label and teach Show your kids where things are supposed to go with picture and word labels. Books. Blocks. Pants. Pajamas. While you build good habits, you can help kids make meaningful connections between words, illustrations and actual objects.

express without mess Designate shelves, tack boards or other special areas for artistic display- giving your child an outlet for personal expression and a sense of responsibility for the room. As they get older, your child may use these spaces to display trophies, aced report cards, or other items of inspiration.

gather and show Tired of your child emptying out the dumpster-sized toy chest? Try providing smaller boxes, bins and baskets in easy-to-access places. In these, you can round up smaller toys, parts and pieces. Choose clear or coated wire containers to store a variety of unrelated toys-allowing tots to see what’s inside before overturning.

avoid sticky situations Despite your best-laid plans, jelly, crayon or gum will inevitably enter the picture. Choose surfaces that wipe clean and resist stains. ORG products are available through Inner Space Systems who provides design services, organization advice and professional installation. Call Inner Space Systems today at 757.487.1101 and mention this ad for your RENEW Discount! Inner Space Systems has a storage solution for every budget; from a ventilated closet shelf system by Schulte, to an adjustable system – freedomRail® by Schulte, to a fully integrated laminate shelf system by ORG. Our experience and knowledge of the industry is our customer’s advantage. To control quality, we fabricate our closet, pantry, garage and other storage systems in our warehouse.

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t’s easier than you think to save some green for the planet, as well as your hard-earned cash, by making energy efficient upgrades throughout your home. Consider these ideas:

SAVE GREEN INDOORS AND OUT WITH ENERGY-EFFICIENT HOME UPGRADES

• Cool efficiently: Change your HVAC filters regularly. In addition, if your cooling system is more than 10 years old, consider replacing it with one that has a Seasonal Efficiency Ratio (SEER) of 20.00 for better savings. Trane’s XL20i, for example, can mean a savings of up to 60 percent on your annual cooling costs that’s cool cash in your pocket. • Programmable temperature controls: A programmable HVAC control can reduce energy consumption by up to 15 percent compared to traditional nonprogrammable thermostats. Today’s HVAC control systems, like the Trane ComfortLink II Control, now monitor indoor and outdoor temperatures, plus home energy use over time, to help you manage energy and comfort even further. • Conserve water: Remember, water isn’t free. Indoors, lower water bills by installing low-flow water fixtures including toilets, showerheads and faucets. Outdoors, add a water-saving spigot for the garden hose. To avoid water evaporation, water your plants early or late in the day, and when your green lawn starts to grow, don’t mow too low.

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FIVE TIPS FOR A LIFETIME OF HEALTHY VISION

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orty percent of Americans worry more about losing their eyesight than their ability to walk or hear, according to the American Optometric Association’s annual American Eye-Q survey. To protect your eyesight, the AOA (www.aoa.org) recommends these tips: 1. Schedule yearly comprehensive exams. 2. Protect against UV rays by wearing sunglasses year-round. Choose a pair that blocks more than 95 percent of UVA and more than 99 percent of UVB radiation. 3. Give your eyes a break from digital device use. The AOA recommends that people practice the 20/20/20 rule (every 20 minutes, take a 20 second break and look at something 20 feet away). 4. Eat your greens. Six nutrients - antioxidants lutein and zeaxanthin, essential fatty acids, vitamins C and E, and the mineral zinc - have been identified as helping to protect eyesight and promote eye health. 5. Practice safe wear and care of contact lenses. Contact lens wearers who don’t follow their optometrist’s recommendations for use and wear can experience symptoms such as blurred or fuzzy vision, red or irritated eyes, pain in and around the eyes or, a more serious condition in which the cornea becomes inflamed, also known as keratitis.

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Gastropub - A bar and restaurant that serves quality food and beer without pretension. I’ve been hearing about different “gastropubs” popping up in various places across the globe. To be quite honest, I didn’t know what the word meant before going to DoG Street Pub, but I knew it meant something good. DoG Street Pub looks to be the only “gastropub” in Williamsburg and is run by the acclaimed Chef David Everett. When I entered DoG Street Pub I was immediately impressed by the extremely high ceilings, striking light fixtures, tile floors, iron work and bar area. The building (built back in 1931) actually used to function as a bank for many, many years. You definitely see the charm and character from that time period in the decor. The original floor and fixtures are still there and the new additions blend right in with the old. We began our meal with Black “Pudding” “Warm Sausage with sautéed apples, onions, and a fried egg”. Black Pudding is code word for blood sausage. Sounds scary, right? Well, it was actually great. I really liked the combination of flavors with the sausage, egg and caramelized onions. It balanced together well and was not

overpowering at all. So fear not. Next we tried the Welsh Rarebit - “Brown Ale horseradish cheese over English toasting bread”. I am not a huge fan of cheese (depending on the kind), nor am I a fan of beer (OK you can stop heckling me now), so I wasn’t sure how I would like this dish, but Eddie really wanted to order it. I surprised myself though...this was pretty good! Certainly a unique dish. After tasting a couple dishes I decided to peruse the drink menu. I’m a water drinker and don’t usually deviate from this except for rare occasions. However, DoG Street Pub offers an array of unique sodas and other drinks, so I decided this was a rare occasion. I went with the Butter Beer “Mulled Cider and caramel topped with melted caramel butter”. It was served piping hot in a metal mug and was the best cider I have ever tasted. Eddie called it liquid butterscotch. Our next two plates were our main entrees, which consisted of The Rail Sandwich and the Salmon Burger. The Rail Sandwich was my favorite, with the Salmon Burger coming in at a close second. I’ll describe the Salmon Burger here since the Rail will be expounded upon below. It’s described in the menu as - “Blackened Salmon with sauerkraut and swiss cheese”. The DoG Street Pub starts with an entire salmon filet and then cuts it up into little pieces without adding any filler to the burger. It’s then coated heavily with their blackened flavoring and topped with sauerkraut and swiss cheese. The salmon is so moist it basically melts in your mouth. DoG Street Pub also makes a signature in-house sauce, which they call their “Pub Sauce”. They put this on the side of the salmon and in various other dishes across the menu. We dipped our burger and fries in there, but I really wanted to just dip my face in the sauce - it was so good. We ended our meal with a traditional English dessert called Eton Mess - “Fresh berry puree with home-made whipped cream and chunks of home-made crunchy

meringue cookies”. There’s really no meal where you wouldn’t have room for this dessert. That’s how light and airy it was, yet still deliciously sweet. The DoG Street Pub focuses on quality and makes everything “home-made”, including almost every sandwich bread they use. You can taste the care and creativity in every dish offered. I’m speaking on behalf of Eddie when I say the beer selection is, hands down, the best in Williamsburg. They have great variety on tap everyday and offer high quality locals and imports that you don’t see elsewhere. It’s not surprising that they won an award for the best beer menu. The Rail Sandwich – “Pulled Pork, pickles, green leaf lettuce, red onion, swiss cheese and black pepper mayo on grilled sourdough”. On the menu, it sounded neat, but nothing that would make me stop in my tracks. But the taste did. I was so full when I was eating this, but I still wanted to keep eating and eating it. The combination of textures/flavors is just ridiculous. Crab Rissole Sandwich – “An English style panko red potato cake with lump crab with ‘chips’”. I’m a sucker for a good crab cake sandwich and this panko red potato cake addition sounds really unique. I already know I love the other two sandwiches I tasted, so I have a good feeling about this one.

Reviews and photography by husband and wife team, Eddie and Mindy Lepp. For more reviews and a full listing of restaurants and things to do in Williamsburg, VA visit them today at EatPlayWilliamsburg.com.

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FROM FLOOR TO FIXTURES: TOP SPRING HOME DECOR TRENDS ADD STYLE AND PERSONALITY

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pring is in the air, which means it’s time to refresh your indoor spaces to reflect the energy and optimism of the season. The top home decor trends of spring 2014 take a fresh approach to traditional design elements to create an aesthetic that is fresh and full of life. Best yet, the trends are easily accessible, so anyone can update their space with a few simple tips.

carpet, when effectively cleaned, traps allergens and other particles, resulting in less dust, dander and airborne contaminants escaping into the air. For more information, visit the Carpet and Rug Institute at www.carpet-rug.org.

Carpet

Color

More homeowners are seeking the beauty, comfort and safety that carpet provides, making it a top flooring trend for spring 2014 and beyond. What types of carpet are popular?-

Thoughtful use of color in home design is a top trend for 2014. “Colors are getting warmer,” notes Gilstrap. “Taupe is the bridge color taking us from gray to browner tones. Warm pinks are returning, as well as warmer greens like moss and olive - even apple.”

“New soft fibers,” says Vickie Gilstrap, director of design services for The Dixie Group, a top U.S. carpet manufacturer. “Consumers went away from wall-to-wall carpet, as hard surface flooring gained in popularity. Then, people began to miss the softness and warmth of carpet. Carpet absorbs sound, making homes quieter, and traps dust at the base of the carpet fibers so that dust doesn’t circulate in the room air.- The soft fibers give us a reason to put carpet down again.”

d

Keep in mind adding personality to a space through use of warm color doesn’t necessarily require a complete interior overhaul. Consider incorporating spring colors using accent pieces. It’s easy to switch up pillows, throws or artwork without investing a lot of time or money. Plus it’s a fun way to update the personality of your favorite spaces every season.

Texture and pattern She is also seeing increased interest in “mixedmedia” carpet styles - with hi-lustre and lowlustre yarns used in the same carpet. Additionally, patterns are being featured on top of texture, giving a multi-dimensional appearance to flooring. Not only stylish, carpet is healthy, too. People with allergies or other sensitivities can choose carpet as a way to improve indoor air quality. A recent study supports previous findings that

This spring, more homeowners are using textures and patterns to make a visual statement through design. Strategic use of texture and patterns can highlight certain interior spaces, manipulate the light within the room and influence scale. Blending both adds visual interest and helps homeowners create a unique space to call their own. “Layering of pattern and texture - in floors, walls, upholstery, window treatments - gives a more individualized feel,” says Gilstrap. Scared of mixing patterns and textures? She suggests placing patterns on stairs or in hallways. If big and bold patterns aren’t your taste, consider sticking to small, neutral patterns that can be a subtle way to add visual interest and design complexity to interior spaces.

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BPT helps define its design aesthetic. Adjusting the task lighting within a room can instantly make the space more livable and highlight the design motif. Another easy lighting update is purchasing new lamps or simply adding new shades to existing lamps - a great way to refresh a space with minimal cost. Keep in mind, when selecting fixtures, there’s no longer a need to avoid gold tones. “Gold is coming back- we are seeing more gold and copper and less silver,” says Gilstrap. Want to really redefine your home’s lighting? Ornamental lighting is big this year with designers thinking outside the box when it comes to how and where these fixtures can be used. For example, dramatic chandeliers are no longer reserved for formal spaces such as the dining room or foyer. This spring, you can add a touch of elegance to any space by adding a stylish chandelier, plus it doesn’t take up much design real estate space. Bedrooms, basements and bars are just a few unique areas where chandeliers can be featured. Interested in a complimentary interior design consultation by Unforgettable Interior Design? Fill out the form online or scan code below! If you prefer to contact Unforgettable Interior Design by phone, please call 757-469-9662 or you can also email us: debbiebedner@cox.net

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Lighting Lighting plays an important two-pronged role: it makes a space functional and also APRIL 2014 RENEW

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“SPRING INTO THE SEASON”!

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here are many facts that are associated with the month Tatrece Dunlap April, Swann ‘otherwise known as’ the Spring season. It is the month that transitions winter into summer, but more so, one of the more common “Where we put our heart & soul into all our services”

thoughts is it’s considered a time of renewal or rebirth.

as a result of the winter workouts, or how about a new outdoor hobby. I’ve recently taken up running completing Webster’s says that renewal is the state my very first 5K, so I’m constantly on of being made new, fresh and strong. I the look for new races that not only think of the human mind when I hear challenge me physically, but I the words ‘state of being’....because especially enjoy the races that are whatever one wants to be, you have to organized for a charitable cause such conjure the thought in your mind as the Susan G. Komen Race for the first...so if you want to accomplish fresh Cure. Take a moment and ask new things, you must have fresh new yourself.....what can you rebirth? ideas! Do something you’ve never done, or go some place you’ve never If outdoor activities and self renewal gone to experience a rebirth or a don’t excite you, and you’re more of renewal. For some it could as simple as the extrovert fashionista, what will be taking a different route to work....I dare your new go-to’s this season? you to come out of the box to see what Neutral’s, navy’s and white’s are the needs renewing. new contrasts, so set your sights on a As a part of rebirth, people make changes of all kinds in the Spring... a new hair cut and or color, a new Spring wardrobe to complement your new look

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2014 that’s filled with fresh style discoveries, bold colors and a confident new outlook to match. Get renewed...and who knows....you just might have the best Spring yet!


TOP APPS HELP KEEP SMALLBUSINESS OWNERS EFFICIENT AND ON THE GO

(BPT) - With all the buzz surrounding business use of “cloud computing,” you might think the concept of conducting business anywhere - on the road, in the board room, on a soccer field or in the gym was a new one. But small-business owners (SBOs) have been working on the go for decades. The arrival of mobile apps has just made things a little easier for them. “A decade ago, an entrepreneur might have worked through her son’s Little League game with a laptop balanced on her knees and then downloaded her completed work when she got back to the office,” says Michael Alter, president and CEO of SurePayroll, Inc., a Paychex company. “Now, she can complete tasks such as running payroll or cutting paychecks on the spot, wherever she is, using the right mobile app and her smartphone.” If you’re a small-business owner looking to make your mobile devices even more useful for business, consider these types of apps that can help: * Payroll/paycheck apps - SurePayroll users can download a payroll app for either their Apple or Android devices. The app allows SBOs to pay employees; track earnings, deductions, work hours, vacation, sick and personal time; set a check date; view payroll summary reports; access employee contact information; and run payroll with a single click. Taxes are paid and filed automatically. The Mobile Paycheck app allows employees to securely view current and past paychecks online from their Apple devices. Visitwww.surepayroll.com/product/payroll/mobile-payroll.asp to learn more. * Inventory tracking apps - Business moves quickly, and often, so does your inventory. A variety of apps can help you keep track of both products sold and materials needed. Can’t keep a particular item in stock? An inventory tracker can send you a mobile alert when supplies are running low so you can reorder before you run out - and avoid disappointing customers eager to buy the product. * Cash flow trackers - A variety of applications - some free, some fee-based with subscriptions to popular accounting software - can help you manage your cash flow on the go. Apps juggle receivables, accounts payable, bank balances, credit card ledgers and more to help give users the most up-to-date snapshot of their business’s cash flow status at a moment’s notice. * Office apps - These apps make it possible to do from your mobile device whatever you do on your desktop, including word processing, spreadsheets and presentations. Designed to help boost productivity, office apps range in price from free to nominal fee to pricey. How much you pay will depend on how much you need your app to do. * Voice software - Whether you need to give dictation while you’re driving, dial a number without touching your phone or open a file while your hands are otherwise occupied, voice recognition apps can do that for you.

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* Invoicing apps - Say you take a 30-minute phone call with a client while watching your daughter’s soccer game. If you forget to record the call, that’s billable time you’ve overlooked - and money lost. Invoicing apps can help by allowing you to enter and track billable hours from your mobile device. You can also track expenses and create invoices for your work. Some of these apps even allow you to send invoices digitally and generate reports on how much time a project has consumed. “Thanks to apps like these, it’s easier than ever for small-business owners to balance their work and personal lives,” Alter notes.

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Marla tossed the blanket off her lap and rushed to the door. She swung it open and smiled at the red-headed girl on the other side. “You must be Amber.” A small grin formed, showing off freckled dimples. “Yes.”

Her Broken Places

Part 6

“Come on in. My apartment’s not fancy or anything, but it’s homey. I’m so glad you decided to take the room. My last roommate got married and abandoned me. She went to CNU, too. Well, not while she lived here but a few years back. We were actually in a couple classes together.” She paused to take a breath. And to possibly give Amber a chance to ask any questions she might have. They’d met for lunch the week before and agreed on rent and when Amber would move in, but maybe she’d thought of something new in the meantime or now that she’d seen the apartment. She didn’t say anything. She just stared at the far wall where Marla’s crosses were hung. Her smile had disappeared and her lips were pulled tight.

“So, the kitchen is right over there. It’s not very big, kind of like the whole apartment, but it has everything necessary for cooking.” She played with the cross pendant on her necklace. “Not that I cook much. Jen did most of that. Anyway, feel free to put whatever you need in the fridge or cabinets and use anything that’s there.”

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Marla turned on her heel and headed to the hallway. “Your room’s back here. It’s the second door on the right. The first door is the bathroom.” She stopped and flicked the light on. “So, your basics, sink, toilet and bath/shower combo. There’s space in the medicine cabinet behind the mirror and under the sink. The drawer on the left is empty, too.”

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“Okay, now to the bedroom.” Marla cut off the light and led Amber to the next door. It stood open, revealing the empty room. “So, like I said, nothing lavish, but quite livable. Feel free to decorate any way you want.” “I appreciate it. I don’t really that that many things.” “You said you had someone bringing your furniture?” “Yes, a friend from school. We loaded it last night and he had something to do this morning.” Amber checked her phone. “He should be here in the next twenty minutes.” “Perfect.” A knock on the door drew her attention. “What great timing. My friends Barrett, Jen, and Carlos are here.” Amber raised her eyebrows.

“They’re gonna help. We don’t want to spend all day moving stuff. With four extra sets of hands, we’ll have you settled before Mon-Fri 10a-4p lunch.”

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Amber’s gaze raked over the small space. “Okay.”

by Tracy Wainwright, Home Manager, Writer, Speaker, Conference Director


SHOULD YOU SAVE OR SHRED? Do you fall in the category of “pack rat” or “purger” when it comes to your personal documents? The best approach is somewhere in between the two extremes. Try these suggestions for a sensible but streamlined way to manage your paperwork. Keep Forever Because photocopies or scanned images of legal papers are usually not valid, store originals of these documents in a fireproof container or safe deposit box. • • • • •

Marriage licenses, divorce and custody decrees Birth, adoption and death certificates Wills, trusts, financial and medical powers of attorney Passports and citizenship papers Military records

Keep While You Own the Asset • Property abstracts, mortgage documents, insurance policies and receipts for home improvements • Vehicle titles, purchase or lease documents and auto insurance policies • Receipts, warranty certificates and operating instructions for household items • Stock certificates and retirement plan records Keep for at Least 7 Years While your tax returns can generally be audited for three years after you file, that period can increase to seven years if the IRS suspects fraud or unreported income. And naturally, you must be able to produce all supporting documentation. The good news? The IRS will accept legible electronic records, so copy everything to a DVD or flash drive and store it with your “keep forever” documents. (Don’t forget to delete any taxrelated records from your hard drive for security reasons.) For more information, check out www.irs.gov/publications/p552/ . Scan and Save Digitally or Shred Unless you have to retain originals of these documents for business purposes, these space-wasting items can be stored digitally and/or shredded each month: ATM receipts; bank statements and paystubs; and medical, utility and credit card bills. Go Paperless When Possible Just as State Farm® offers www.statefarm.com/insurance/ service_center/power-to-pay.asp , many of your recurring expenses can become paper-free transactions, eliminating the need to write checks or buy stamps. You can even choose to receive automated reminders so you won’t overlook due dates. To protect your private information, sign up for electronic billing on encrypted web sites using the https:// prefix. And to save even more trees each month, opt out of junk mail lists. The Federal Trade Commission recommends contacting the www.dmachoice.org to reduce unsolicited mail. Other services, such as www.catalogchoice.org/ and http:// donotmail.org/ , also may help reduce the amount of junk mail you receive. While you’re clearing out the paper, it may be a good time to update—or create—a home inventory. www.statefarm.com/homeindex/ gives you a fast, easy way to document your things. The information in this article was obtained from various sources. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under any policy. State Farm makes no guarantees of results from use of this information. We assume no liability in connection with the information nor the suggestions made. APRIL 2014 RENEW

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of year, our minds turn to “spring cleaning”. As we consider redecorating projects, any Atonethisoftime them can be short lived if there is mold present. Mold is a living organism belonging to the fungus family. Actually, 80% of all fungus are molds. And while in nature mold is useful in breaking down leaves, wood and other plants, mold in your home is a danger. It can be dangerous to your health. What to do to prevent it. Control the amount of moisture in your home. A comfortable relative humidity level under 55% will preclude the ever-present mold spores from germinating into thriving colonies. Run your air conditioning system regularly to draw the moisture out of the air in the Living Space. If mold is regularly appearing on your exterior walls, you may require better insulation. Walls that are cold will condensate moisture out of the air faster than walls that are not so cold. • Cut out as many sources of moisture as possible. • Use your dryer, well vented to the outside, rather than air drying wet clothes in the home. • Install and USE an exhaust fan in the bathroom. Showers are a number one source for huge increments of captive moisture in areas of a home. • Insure that your HVAC system filters are new and changed regularly. Each room requires adequate ventilation to allow for proper air circulation. • Fix leaks in pipes and any damp area around tubs and sinks. • Prevent seepage of water from the outdoors into your house. It’s important to have rainwater from gutters or the roof drain away from the house. • Ventilate any crawl space as much as possible to allow for thorough drying. • Use mildew and mold resistant paints in your home projects.

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What to do if you have it. Based on the CDC recommendation, anytime you find mold in your home, you should locate and fix the source of the moisture (such as a leaky pipe or seepage around a window), otherwise mold will return after its removal. If the area of mold contamination is large or if you are concerned with the health risks dealing with mold, consult a trained professional, such as PuroClean®, to clean the mold and remove necessary materials or items. PuroClean professionals have the training, expertise, and state-of-the-science metering and drying equipment to completely remove the mold from the indoor environment. They can also help with project assessment, providing guidance on the best course of action.

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TIPPING TVS TO FIRE HAZARDS: VITAL HOME SAFETY RESOLUTIONS FOR 2014 Boosting home safety in 2014 can be as simple as moving a flatscreen TV from a TV stand to a wall mount, or setting your smartphone to remind you when it’s time to change the batteries in smoke detectors. From 2006 to 2011, more than 100,000 injuries resulted from tipped TVs, according to the Consumer Product Safety Commission (CPSC). Hanging a TV on the wall moves it away from little hands or moments of adult clumsiness, plus it displays one of your biggest tech investments at its best. Homeowners have many options for wall mounting a TV, from mounts that keep the set flush against the wall to ones with a full range of tilt and motion. It’s easy to find a mount that will work for your TV. Check out www.sanus.com to use the simple mount-finding tool that will recommend a Sanus mount that’s right for your set.

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If smoke detectors are more than eight to 10 years old, you should replace them with newer models, regardless of whether they’re battery-powered or hard-wired with a battery backup, according to the U.S. Fire Administration. Use your smartphone’s calendar to set a quarterly reminder to prompt you when it’s time to change the battery.

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M

ost people prefer to stay in their home or apartment for as long as possible. The best way to make this a reality is to plan ahead of time to make the amenities in your home as safe and accessible as possible. It can be hard to imagine that tasks around the house that were once done with ease can one day pose a challenge. Anticipating the challenge and planning accordingly may allow you to remain in your home for an extended period of time. Often, with some minor modifications, your home can be adapted to help you stay as long as possible even with some loss of mobility.

(Family Features)

Home Modifications Living at home longer may mean renovating a home to make it more accessible. This can include such Photo courtesy of Getty Images things as installing ramps to bypass stairs, building a bedroom on the main floor, placing grab bars in the shower, changing the height of kitchen countertops or making a bathroom safer and more accessible. Before you make home modifications, you should evaluate your current and future needs by going through your home room by room and answering a series of questions to highlight where changes might be made. Several checklists are available to help you conduct this review. The National Resource Center on Supportive Housing and Home Modifications is a good place to start. Go to the center’s website at http://www.homemods.org and click on the link to the “Safety Checklist and Assessment Instrument.” Getting Help Keeping a house running smoothly requires a lot of hard work. If you are no longer able to keep up with the demands, you may need to hire someone to do laundry, buy groceries, run errands, clean the house or perform any necessary repairs. Those who are unable to perform Activities of Daily Living (ADLs), such as getting in and out of bed, walking, bathing, dressing, and eating, can often continue to stay at home with outside help. There are a number of services that can be brought in to assist with ADLs and other personal care. You can hire someone, such as a personal care aide or home health aide, to help you out a few hours a day or around the clock. Some health care services can be provided at home by trained professionals, such as occupational therapists, social workers or home health nurses. Check with your insurance or health service to see what kind of coverage is available, although you may have to cover some of these costs out of pocket. If very specific conditions are met, Medicare will help pay for all or a portion of home health care.

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Transportation Declining health often causes a decline in independence and mobility. Many seniors lose the ability to drive or simply feel uncomfortable behind the wheel at night. Investigate transportation options in your area so you can maintain an active social life, get medical care and shop for necessities. You might find family members willing to take you to the grocery store, friends who will drive you to social events, nearby bus routes, reduced fare taxis or senior transportation services funded by a local not-for-profit. Staying in your home should not mean being cut off from community activities you enjoy. Finding new ways to get around, even after you are no longer driving, may allow you to stay engaged and active. Source: Administration for Community Living


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