May 2013
Give Her a Day to Enjoy. Mother’s Day Specials, May 12th Chef Harry is creating a special menu just for Mother’s Day, featuring dishes that she is sure to love! Open 1:00 on Mother’s Day Full Dinner Menu Also Available
Happy Mother’s Day Call 518.608.6400 to make your reservation or visit athosrestaurant.com for other specials and upcoming events
1814 Western Avenue, Albany, NY 12203 518.608.6400 athosrestaurant.com Open daily at 4 pm to closing. Catering, private parties, and special children’s menu too!
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You Bring them, we count them Just Old Fashioned Customer Service!
$9.99 18 Pack Cans
We Take ALL BRANDS
ALBANY BEVERAGE
Route 146 & Route 20 • Guilderland • Monday - Saturday 9am - 9pm • Sunday 11am -6pm
355-4370
Not in conjunction with other coupons. Exp 6/15/13
Budweiser Coors Light Molson Yuengling Lite
$17.99 Case Bottles
BOTTLE DRIVE to Benefit Cooper Lare
Please donate your returnables. All Proceeds will benefit the Lare Family
Not in conjunction with other coupons. Exp 6/15/13
Budweiser Coors Light Lite Labatt .99 Michelob Molson 30 Pack Cans
$19
Not in conjunction with other coupons. Exp 6/15/13
700 Brands To Choose From! By the Bottle or Case!
Home of the Month! 3081 E. Old State Rd., Schenectady This hom home is much bigger than it looks! Over 2,200 sq. ft. of living space includes 4 bedrooms, baths, huge dining room and family room 1.5 baths with vaulted ceiling and Vermont castings addition w woodstove, greenhouse, large fenced in yard wood DQG ¿QLVKHG EDVHPHQW URRP QG ÀRRU KDOI DQG bath ba can easily be made into a full bath. Needs some updating but all it takes is N a little vision to see the potential here! Motivated seller! Easy to show.
$229,900 / MLS# 201315435
William Coons Licensed Real Estate Salesperson
* 23 Years Experience * Serving the Capital Region and Surrounding Areas * Dedicated to Honesty and Integrity in the Service of My Clients
NMLS#29600
ANDY RODDICK
Camerawork USA
518-605-2442 wcoons@realtyusa.com
Camerawork USA
SLOANE STEPHENS
JULY 9
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Camerawork USA
JULY 15
2
JULY 18 May 2013
OurTowneGUILDERLAND.com
55/2013 Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
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1652 Western Ave., Albany, NY 12203
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an exciting 3-day, family-friendly festival of
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june 28, 29 & 30 Altamont Fairgrounds
www.oldsongs.org OurTowneGUILDERLAND.com
May 2013
3
notes from the SUPERVISOR’S OFFICE
5209 Western Ave, Guilderland • (518) 356-1980 • www.townofguilderland.org
Yes, indeed, it’s May and it’s finally spring. The scent of flowers is in the air, the sounds of lawnmowers fill the neighborhoods, sports activities fill our playing fields, and the playgrounds and trails in our Town parks are in full use. The greens and fairways at western Turnpike are filled with golfers. Yes, it’s spring, a season that the people of Guilderland really love. The walking trails at Tawasentha Park have benefited significantly over the past seven years from the efforts of local Boy Scouts, who do a service day project at the park each year. Shrubbery is trimmed back, stone and wood chips spread to make walking and running easier, and trails are re-routed when necessary. This year, Scouts and adult leaders from Troops 24,50, 83, and 264 sent a total of 75 people out onto the trails to maintain and upgrade the recreational environment in our parks. We really appreciate their efforts! Guilderland’s Spring Household Hazardous Waste Collection Day will be held from 8:00A.M. until 2:00 P.M. on Saturday, May 11 at the Town Highway Department Garage on French’s Mill Road in Guilderland Center. A listing of materials that can be disposed of at the event is available at www.townofguilderland.org. You must present a coupon verifying Guilderland residency to participate in the event. These coupons are available free of charge at either the Guilderland Transfer station or at the Town Clerk’s Office in Town Hall during normal business hours. Simply load all your materials for disposal into your vehicle and come to the Highway Garage, where your vehicle will be unloaded for you and all materials disposed of in a safe and environmentally sound manner. Please contact the Transfer Station at 861-6776 if you have questions about this event. Registration is open and ongoing for Guilderland’s popular summer camp and recreation programs, with openings still available for both the half-day camp program at Tawasentha Park, and for a broad range of sports and enrichment camps throughout the summer season. Program details are available on-line at www.guilderlandrec.com. Program brochures are also available at the Parks Office on Route 146 across from Tawasentha Park and at Town Hall. Registrations are accepted in person at the Parks Office, by mail, or on-line at www.guilderlandrec. com. The Guilderland Performing Arts Center’s 34th summer concert series will begin in June. The first event of the summer will be the “Nervosity” show, featuring local high school bands, on Friday, 4
May 2013
OurTowneGUILDERLAND.com
June 14. The Thursday Evening Concert Series will open with a performance by the Guilderland Town Band on Thursday, June 27. A full listing of concerts and plays can be found on the Town website.
PASTA NIGHT! Tuesday Nights! Create your $ own pasta dish!!
10
The third annual “Mud Mania” event will be held at Tawasentha Park on Saturday, June 15. This family-friendly event will include races for various age groups and “skill levels” throughout the day, along with music, food, and family activities. More information and on-line registration is available at www.guilderlandrec.com. We cannot promise sunshine for the day of the event, but we do guarantee that there will be plenty of mud! Golf season is in full swing at Guilderland’s Western Turnpike Golf Course. The course is in good shape thanks to another relatively mild winter and the hard work of our groundskeeping staff. Town residents can obtain discounts on greens fees with presentation of a resident ID card. If you don’t have a card, you can obtain one at the golf course by presenting proof of residency. Call the Pro Shop at 456-0786 for information on spring specials or to book a tee time. Travel safely around Guilderland, and enjoy the season.
Choice of Pasta, Choice of Sauce, with soup or salad
PARM NIGHT! Wednesday Nights! Chicken Parmesan $8.95 Eggplant Parmesan $8.95 Chicken Sorrento $10.95 Includes: Soup or Salad and Choice of Sides
PIZZA NIGHT! Thursday Nights! Large Pizza with 2 toppings and 20 Wings $19.95
1412 Township Road Knox, NY 12009 518-872-2100 Proprietor Paul A. Centi Renée Quay - Exec. Chef
Ken Runion, Supervisor
GREENLIFE LANDSCAPE CONTRACTING It’s Time for Spring Clean Up!
10% Discount with Mention of this Ad LAWN SPRINKLER
INSTALLATION & REPAIR
381-4507
Summer Enrichment Programs
Ages 3-5, 3 Day Program Toddlers, 5 Day Program
Christ the King Early Childhood Center July 9th – August 15th Tuesdays, Wednesdays, & Thursdays 9 am - 1 pm Week 1 Week 2 :HHN :HHN Week 5 Week 6
Imagination & Creation! Music & Movement around the Globe! /HW¡V *HW &RRNLQJ $ %XJ¡V /LIH Summer Science! Eco Kids!
Call 456-5400 to register your child today!
Mrs. Mackey Mission Fundraiser and Surprise Celebration On May 31st at 2:30
at Guilderland High School New Gym there will be a celebration honoring lifelong teacher and cultural expert Mrs. Mackey. We would love current and former students along with parents of this beloved teacher to come to this free celebration. We are also raising money to help send Mrs. Mackey on a cultural experience. Mrs. Mackey has never had the opportunity to travel outside of the United States and we want to extend that opportunity to her. Check out our website http://mackeymission-com.webs.com/ Or facebook us Mackey Mission! Contact info: ASpringsteen214@gmail.com |2UJDQL]HG E\ IULHQGV RI 0UV 0DFNH\ QRW WKH *XLOGHUODQG &HQWUDO 6FKRRO 'LVWULFW}
TABAK & KIOSSE, LLP
2013 Winner
Carol S. Knox Family Friendly Employer Award Presented by the Capital District Women’s Bar Association to a Capital District legal employer who demonstrates a commitment to a family friendly work environment.
As dedicated to your family as we are to ours
You E-Mail it. We Print it. Full Color or Black & White
Whether you want to E-Mail your file or bring it in on a flash drive, disk, or hard copy, printing at The UPS Store couldn’t be easier. We can even bind or laminate your project to finish it professionally.
store0917@theupsstore.com
100 Great Oaks Boulevard – Suite 122, Albany, NY 12203 Phone: 518-464-4095 • Fax: 518-464-4096
www.tklawllp.com
1971 Western Ave. Albany (Guilderland) 452-6085 Next to Hewitt’s Garden Ctr. M-F: 8-6:00 Sat 8-4:00 OurTowneGUILDERLAND.com
May 2013
5
message from the
CHAMBER OF COMMERCE
2050 Western Ave, Guilderland • (518) 456-6611 www.guilderlandchamber.com When you read the Our Towne letter from the Supervisor, the Library news, and business news from the chamber, I hope you all think we have it pretty good here in Guilderland. We have 7 parks, an active recreation program, a nature preserve and 2 museums, 2 premiere shopping center, movies, and several fantastic restaurants and golf courses. We have a wonderful school district that deals with 5,000 kids daily, and a library that sees 300,000 people a year.
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5 1 8 – 4 5 6 – 1 1 1 3 • www.BowlTNCLanes.com
Birthday Party Package 2 Hour Party Includes 1 Hour of Bowling Use of Rental Shoes Bumpers (if needed) -PLUS1 hour for Food and Gifts 2 Slices of Pizza, Soda and an Ice Cream Cup for each Child Decorative Place Settings Each Child Receives a Free Game Coupon
Birthday Child is FREE & Receives a Souvenir Bowling Pin
Town Award Winners
Kids
Bowl Free No Strings Attached...
Register your child for a Summer Fun Bowling Pass 2 FREE Games of Bowling a Day All Summer! SIGN UP NOW! Go To:
Only $12.00 per child www.kidsbowlfree.com/townncountryny Reserve Your Party Today! OFFICE PARTIES • FUNDRAISERS • FUN! FUN! FUN!
Best Interior Renovation Nosh Delicatessen
In the almost 6 years I have been with the chamber, this community has also come together to help so many families, from the Plants, the Kimmerer’s, the Rodino’s, Titolo’s, Lare’s, and more. People always say to me that Guilderland has such great community spirit and helps our own. I just want everyone to think of all the good things we have as summer begins here. The chamber will be doing just that at our annual awards dinner on Wed. June 12, 5:30 pm at Mallozzis Clubhouse at Western Turnpike Golf Course, with the following businesses/ organizations chosen by their peers as outstanding ones here in Guilderland, Altamont and Voorheesville! Please congratulate the winners on a job well done! They help make this town a great place.
Best Exterior Renovation CafĂŠ Calabria Worth a Detour FIN your Fishmonger Best Overall Renovation
6
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Altamont Free Library in the Altamont Train Station Bldg
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Gade Farms
Chamber Award Winners Small Business Person of the Year Jon Phillips, A Phillips Hardware Best Place to Work Dr Janice Delehanty, DDS Award of Merit Stuyvesant Plaza Chamber Champion Steve Gonick, Adirondack Funds
New Scotland Business Builders Best Business Award
Kathy Burbank, President
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Red Maple Land Services-Jim Smith
OurTowneGUILDERLAND.com
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Give Your Child More Than Just an Excellent Education
Welcoming W Welco We elcoming coming New New ew Pa P Pat Patients! aattients! ients ents ts!
Traditional Christian values make an education at St. Madeleine Sophie extraordinary. We offer excellence in all programs including: Spanish • computers • art • library skills • music • gym full- and part-time Pre-K programs †Kindergarten–Grade 5
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Janice cee M. M. Delehan Delehanty D Delehanty, elehanty, ty, y, D. D.D. D D.D.S. D.S. Quality ~ Care Quality Care ~ Service Service
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3510 Carman Road • Guilderland
(518) 355-3080 www.smsschool.org
A school of the ROMAN CATHOLIC DIOCESE of ALBANY
www.drdelehanty.com y
SUMMER DANCE AND GYMNASTICS! DANCE WHERE EVERYONE IS A STAR!! Classes offered at our Guilderland Center Location! Sign up today!!
2 Fall Lesson Registration has Begun! Call or email to sign up
OPEN HOUSE at Dance Force 2 (Guilderland)
July Program!
August Programs!
Begins July 8th Mondays & Wednesdays 5:00 Pre Ballet/Tap (Ages 3-5) 5:45 Pre-teen Hip Hop 6:30 Teen Hip Hop
Mon Wed & Fri Gymnastics Begins Aug 5th 5:15 3-5 yr old Gym 6:00 6-8 yr old Gym 6:45 9 and up Gym
CALL FOR MORE INFO!!
July 17th & Aug 14 5:30-7 PM
Guilderland Location: 861-1256 Schenectady Location: 382-8480 www.danceforceinc.com
Tues/Thurs Dance Begins Aug 6th 5:30 Pre Ballet/Tap 6:15 Ballet & Jazz
(518) 861-1256 • Park Place Plaza, Guilderland Center • www.danceforceinc.com
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May 2013
7
from TABAK & KIOSSE, LLP 100 Great Oaks Boulevard, Suite 122, Albany NY 12203 • (518) 464-4095 • www.tklawllp.com
CAN I PACK THE KIDS? by Margaret C. Tabak
When you look around at your friends and co-workers, how many people grew up in the Capital District, and how many have moved here from somewhere else? How many people meet romantic interests on-line who live in a different part of the country (or world!)? While we live in a mobile and transient society, this does not apply when parents are apart. Traditionally, in order to move a parent had to prove “exceptional circumstances” such as economic necessity or serious health issues. This standard was revolutionized in 1996 when the Court of Appeals moved the standard to a “best interest” test1. The Court held that the factors that must be looked at include, but are not limited to: * each parent’s reasons for seeking or opposing the move * the quality of the relationships between the child and the custodial and noncustodial parents * the impact of the move on the quantity and quality of the child’s future contact with the noncustodial parent * the degree to which the custodial parent’s and child’s life may be enhanced economically, emotionally and educationally by the move, and * the feasibility of preserving the relationship between the noncustodial parent and the child through suitable visitation arrangements. “In the end, it is for the Court to determine, based on all of the proof, whether it has been established by a preponderance of the evidence that a proposed relocation would serve the child’s best interests.”2 Relocation cases are the most difficult to settle as there is no compromise. If one parent wants to move to California from Albany, you cannot simply meet half way and agree that they will both move to Chicago! The case law in the years since Tropea is far reaching
and extremely subjective as each judge must determine what is in the child’s best interest, while trying to provide the custodial parent a “fresh start,” and preserve the relationship between the child and the non-moving parent. Since 1996 custody arrangements have changed dramatically and more families have an equal (or close to it) sharing of time. An established arrangement where the non-moving parent spends significant time with the child will make it more difficult for the moving parent to go. Recently, the Third Department3 denied the mother’s request to move from Montgomery County to Kentucky to live with her new husband, even though she was expecting his child. The Court reasoned that since the father spent 6 out of 14 days with the child, had stable housing and employment, and was an involved and devoted parent, that “trumps” the mother’s desire to start a new life. In summary, if you want to move it needs to be for a reason other than warm weather, a change of pace, or you want to try something new. On the other hand, if a parent wants to move without a child, you can’t stop him or her. 1 Tropea v. Tropea 87 NY2d 727 (1996) 2 See above 3 Rose v. Buck 103 AD3d 957 (3dDept 2013)
Margaret C. Tabak is a partner at Tabak & Kiosse, LLP, a law firm located in Great Oaks Office Park (near Crossgates Mall). Along with her partner (Leyla A. Kiosse), Attorney Tabak counsels clients on all matters related to matrimonial and family law. A resident of Guilderland for more than 20 years, Margaret received her undergraduate degree from SUNY Albany and her law degree from Albany Law School. If you have questions about a matrimonial or family law issue, contact Attorney Tabak for a consultation by calling 464-4095 or visiting the firm’s website, www.tklawllp.com.
JUST TELL THEM,
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OurTowneGUILDERLAND.com
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May 2013
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OurTowneGUILDERLAND.com
Make Your Reservations Now for Motherâ&#x20AC;&#x2122;s Day!
CIAO ITALIA CIA Ristorante
TAKE-OUT OR DINE-IN
Tuesday Tue Tu Tues uees Pasta Night $9.99 Choice C Ch oiic of pasta with choice of sauce including oic marinara maari m rina n ra na r with wit meatball, vodka, alfredo, pesto, or bolognese. IIncludes In n soup or salad. Dine-In Only.
Scallopini Sunday $15.95
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Choice C Ch hoi oice c of ce of chicken cchhhic icck or pork scallopini with choice of marsala, piccata, limone or cacciatore. Includes In ncl c ud deess side sid i of pasta and choice of soup or salad. Dine-In Only. (Holidays Excluded) Open T Tuesday - Sunday 11:30am - 9:30pm â&#x20AC;˘ www.myciaoitalia.com Find us on facebook at ciaoitaliaristorante
,V 1RZ 7KH 7LPH 7R 5HĂ&#x20AC;QDQFH" Call today to see how you can take advantage of historically low interest rates. Douglas Seder, MBA -D\ 4XLQQ Jay Quinn Letâ&#x20AC;&#x2122;s Get It Done Professional Residential Financing Purchase â&#x20AC;˘ ReďŹ nance â&#x20AC;˘ Investment â&#x20AC;˘ Construction SK [ FHOO ph:(518) 464-1100 x 379 cell:(518) 376-7230 518-292-1677
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FREE
CHEMICAL DELIVERY Weekly to “as needed” 5 Gal Liquid Chlorine $14.99 Delivered (min of 2)
INGROUND POOL OPENING
$200 (reg. $225)
A New Taste Of Tradition
*includes FREE concrete patio pressure washing Expires 6/15/13
Call Us For Your Graduation Parties! Our goal is that when you eat at our restaurant, you’re getting more than just gourmet Italian food. We’re bringing out the same meals that get served at our family dinners, so when you eat with us, you’re eating with family.
Join Us Monday thru Thursday for our Take-Out $20 Family Dinners!
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Let our family feed yours! Outside O id S Seating • Deck NOW OPEN! Catering and Private Parties Hours: ၹၿၻၾ £¤ ¡ ¨ ¦ M-W 10:30 am to 9 pm ထ ၹၺၺၸၻ Th-F 10:30 am to 10 pm ph. (518) 456-5665 Sat 11 am to 10 pm fax: (518) 456-5668
www.CafeCalabriaRestaurant.com
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1151 SIVER RD. GUILDERLAND, NY 12
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OurTowneGUILDERLAND.com
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Pinterest for Home or Business Social media has become important in our lives â&#x20AC;&#x201C; for many both at home and at work -- and Pinterest has become a favorite social media site over the past several months. I feel that Pinterest will continue to become more popular, and profitable among its users.
Here are a few ideas I would stress when developing your page: post both â&#x20AC;&#x153;value added informationâ&#x20AC;? and merchandise with care, you donâ&#x20AC;&#x2122;t need to (nor should you) try to sell with every item. watermark your pins, with either your logo, your name, or a specific or general URL back to your site. aggressively market to your friends, followers, colleagues, prospects, etc. to build a fan base to follow the site (Invites through your email contacts are a great place to start).
For those who may not know, Pinterest is one of the newest and increasingly popular social media site around. Pinterest let users â&#x20AC;&#x153;pinâ&#x20AC;? pictures and graphics onto â&#x20AC;&#x153;boardsâ&#x20AC;? for collecting and sharing with others, in both business and . I have made extensive use of Pinterest -- utilizing its rich layout and graphics -- to communicate to business associates, prospects and other followers in a graphics-based environment. The Liberteks page on Pinterest is http://pinterest.com/liberteks/ and I hope you can follow us.
Pinterest can also be helpful for market analysis, Iâ&#x20AC;&#x2122;d encourage everyone to go to the site and see which profiles and pictures are popular. This will give you an idea about the interests and preferences of users and your potential customers. This information will also assist you with the development of your marketing plan. Marketing is key.
We are now learning that Pinterest shoppers go to visit pages at rates comparable to Facebook and Twitter users. Some data indicate that Pinterest users spend more money than Facebook users. Pinterest age and income demographic compare favorably with Facebook users. Check out the comparison at this page Iâ&#x20AC;&#x2122;ve pinned http://pinterest.com/pin/219409813068267553/
Speaking of marketing, Facebook and Twitter are now linked with Pinterest, so you can promote your Pinterest Page with these sites. Please contact me with your questions about Pinterest or if you need more information. We can assist you on topics such as: how to set up a Pinterest page how to attract fans and followers how to establish content how to promote the site on an ongoing basis
So how does this impact your business? Already we have learned, Pinterest shoppers go to visit pages at a rate comparable to Facebook and Twitter shoppers. Also some data indicate that Pinterest users spend more money than Facebook users. Lastly Pinterest age and income demographic compare favorably with Facebook users. Check out the comparison. http:// pinterest.com/pin/219409813068267553/
Please follow Liberteks on Facebook, Pinterest and our other social media sites, and I hope all of your â&#x20AC;&#x153;pinningsâ&#x20AC;? are positive and profitable. For more information contact Liberteks at (518) 452-0550X-1 or visit www.liberteks.com.
The bottom line is that Pinterest offers some favorable reason to establish a page to showcase and sell your business.
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Kids, Sports and Chiropractic – Part 2 Dr. Kim Keeling
I
n the March issue of Our Towne, I wrote part one of this topic entitled “Kids, Chiropractic and Sports”. In the first part, I talked about chiropractic benefits for children. In this article I wanted to focus on kids in sports. Now heading into the summer, most of us have camps picked out for our school aged kids. If you have middle school and high school kids, they may already be setting goals for next year’s sports season. If so, then you probably are looking into off season strength and conditioning programs or skill training. I often get asked lots of question about kids in sports and should they be lifting weights, how much protein should they have and how to manage the overuse injuries from year around competition. Hopefully I can give you a little insight to give your athletes the support they need.
MOTOR DEVELOPMENT IN KIDS It seems like there are more and more sports starting for kids at younger ages. For me, growing up in a rural area in Wisconsin, the sports offered were very limited. For the high school girls there was volleyball, basketball, gymnastics and track and for the boys were football, basketball, wrestling, track and baseball. We did not have any organized sports until 7th grade. Life is so different now. The minute our kids come out of the womb; we are enrolling them in swimming lessons and soccer. There is so much available in terms of sports opportunities and the competition is getting tougher. There are basic phases or categories of motor and athletic development. Here is a general overview of the movements that develop with age and how to tailor sports programs with athletes. The Reflexive and Rudimentary Movement Phase is from ages 0-2. During this phase, the infant learns basic movements such as picking up their head, rolling over, grasping and crawling. The Fundamental Movement Phase is from ages 2-7. The children gain more motor control and learn skills such as bending, twisting, running, throwing, control objects and combining movement patterns. The primary goal for children participating in sports at this young age is developing interest in activity, refining motor skill and most importantly, fun. Next is the Initiation Movement Phase from ages 7-10. Here the large muscle groups are more developed than the smaller one. The anaerobic capacities are limited and children have low tolerance to lactic acid accumulation. Thus training programs should focus on overall athletic development and not sport specific development. Your little athlete will be more diverse if strength and conditioning is focused on large muscle groups, coordination of movements, quickness and reaction times. Taking growing tissues into consideration, ligaments are getting stronger but the bony end plates are still mostly cartilage and vulnerable to repetitive overuse injuries. The Athletic Formation Phase is from ages 11-14. During this phase the cardiorespiratory system is more developed 16
May 2013
and children can tolerate more lactic acid accumulation. Now it would be appropriate to increase training intensity to a moderate level but continue on a multisport approach keeping the athlete well rounded. There should be emphasis on sport specific skill development, drills for game strategy, build flexibility, coordination and balance. Continue global strength training for core, low back, hips and shoulders. Athletes should use body weight, medicine balls and light dumbbells. The Specialization Phase is from ages 15-18. The most significant changes take place during this phase. Athletes wanting to specialize in one sport should begin training for high-performance development. Athletes have most likely gone through major growth spurs so less emphasis needs to be placed on technical movements and more emphasis on training intensity and competition. The final phase is the called the High Performance Phase for individuals 19 years and older. Here athletes continue on their specialization in one sport with aspirations for collegiate or profession competition. Q & A: There are so many topics that I wanted to cover in this article because I get asked these question quite frequently. I thought one of the best ways to cover some of them was in this format of question and answers. When should my athlete focus on sport specific training? It is important for children to develop a variety of fundamental athletic skills before they begin a sport specific training program. These fundamentals include running form, agility, quickness, hand-eye coordination, balance, reaction time, kicking, throwing, dribbling and catching. Studies show that children that specialize in one sport too early leads to quick performance improvement but are often get overpassed by peers peaking during the varsity level. They can be inconsistent during competitions, have more injuries and many athletes burn out before age 18. Athletes that are in multiple sports tend to have slower improvement but their best performances are around age 18 when seeking college level of competition, have a longer athletic journey with less injuries. When should athletes start lifting weights? This is a loaded question. Technically, it is not recommended for athletes to start lifting weights until after puberty or around age 1315. However, your body does not know the difference between a push up and a bench press. Your body recognizes that there is a physiologic stress and responds by building stronger muscle tissue to be able to do more push up the next time there is an effort. Most of our kids are doing push-ups and sit-ups in kindergarten. These are strength training exercises. Now do I take my kids to the gym to lift weights? No, but I will give my 6 year old water bottles to hold for shoulder press exercises or squats. I will let my
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kids use therabands and medicine balls for light general strength exercises. My goal and emphasis is placed on technique and biomechanics, not on the amount of resistance. Olympic lifts such as a snatch, hang clean, push press and push jerk take years to perfect the technique. Athletes can start to perform the movements at any age without weight or while holding a stick. Again, emphasis should be placed on form and technique. Weight should only be added with a trained adult present and if cleared by the athlete’s doctor. Youth weight training guidelines: according to the American College of Sports Medicine • 1-3 sets of 6-15 repetitions • Multi-joint exercises can be used with proper form • 2-3 sessions per week • Must have adult supervision When should my athlete start plyometrics? For those of you who do not know, plyometrics are jump training and the goal for doing it is to increase speed and power. When should your little athlete start? Well, they already are doing light forms of plyometrics when they are jumping off playground equipment, jumping rope, playing hop scotch, skipping. When trained athletes do them, they are doing them with more intensity, higher challenges and deeper depths. Again, with the little athletes, focus is on form and technique. How can I prevent overuse injuries with my kids? The number one reason for overuse injuries is tissue fatigue. If you watch kids play, they will stop when they get tired and get something to drink when they get thirsty. It is when adults start to intervene that overuse injuries happen. Be smart about intensity and repetitions. This has become such a problem with youth sports over recent years with kids playing one sport all year long. Follow guidelines set in your sport to prevent injuries, such as limiting pitches in baseball and encourage multiple sports. What about sports nutrition? Does my child need protein or energy drinks? Yes, athletes need to monitor their nutrition more than non-athletes. Yes, depending on their sport and level, athletes may need more protein. No, I do not recommend energy drinks for athletes. My favorite post-event drink for young athletes is chocolate milk. I will be covering this topic in great detail on June 27th. You can sign up for this class through Guilderland Community Education. It is called Sports Nutrition for Young Athletes. Additional training tips Never underestimate the warm-up. You will know that you are properly warmed up when you begin to sweat.
Continued on page 26
Strategies for Life RAISING SELF RELIANT CHILDREN A common question I get asked is â&#x20AC;&#x153;How do I teach my son or daughter to be self-reliant?â&#x20AC;? Thatâ&#x20AC;&#x2122;s a big and in depth question. There are so many different ways and answers. Based on my experience as a parenting coach, some parents teach their children to be reliant on them or on others without even knowing it. The problem with this is when the child grows up and becomes an adult they will have a hard time taking ownership and responsibility for their life.
Hereâ&#x20AC;&#x2122;s what I suggest to do:
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1. Teach them what it means to be responsible. The best way to do this is to role model it. Children take you seriously when they see you doing what youâ&#x20AC;&#x2122;re telling them to do. Keep in mind some kids may need more time to develop the selfreliance and self-initiative; donâ&#x20AC;&#x2122;t worry this is quite normal as kids tend to differ in their ability to develop such qualities. As parents, we need to inspire our kids to improve the quality of self-reliance by allowing them to perform easy to achieve tasks and assignments. For instance, you can start with the most ordinary duties like cleaning, washing and arranging things. 2. If they make a mistake or IDLO DW VRPHWKLQJ OHW WKHP Ă&#x20AC;[ it. Donâ&#x20AC;&#x2122;t belittle them. Watch
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your tones and body language. Encourage them. Help them to see why the made the mistake or failed. Ask them what theyâ&#x20AC;&#x2122;re going to do about it? Whatâ&#x20AC;&#x2122;s their plan? What can they do differently? 3. If they are blaming their actions on a person or thing, try to get them to see the part they played in it. Teach them to be proactive not reactive. 7HDFK WKHP WR Ă&#x20AC;QG VROXWLRQV 2QFH WKH\ Ă&#x20AC;QG WKH ULJKW solutions for a given problem, praise them for their success and achievement. All of us want our kids to perform and achieve better in their lives, and one VXUHĂ&#x20AC;UH ZD\ WR KHOS WKHP RQ that path is to let them know the importance of being self-reliant. Prevent the victim mentality. Empower them. Whatâ&#x20AC;&#x2122;s the point in blaming? Kids need to learn how to take ownership for their part in a problem. Ask them, are you going to be part of the problem or part of the solution? We have to remind ourselves every day that weâ&#x20AC;&#x2122;re raising an adult. I believe our goal as a parent is to prepare our children for adulthood. Whatâ&#x20AC;&#x2122;s your goal? Abraham Lincoln once said, the worst thing you can do for those you love is the things they could and should do themselves. a 0LFKDHO 3K'F 06 &HUWLĂ&#x20AC;HG /LIH &RDFK
Michael Barbarulo is an author, mental health and addiction M life coach/consultant and educator, addiction specialist, motivational speaker, and certified life coach with an office in m Albany, NY. He is a well credentialed and trained professional A in the field of addictions, mental health, wellness, anger management, stress management and conflict resolution.He m has been in private practice for 13 years. His passion is to help his clients create lasting results in the most difficult areas of life and become the best they can be. Michaelâ&#x20AC;&#x2122;s methods are based on proven strategies and techniques that create real and lasting results. He knows how to get to the core issues that hold people back and prevent them from achieving the success and happiness that they deserve.
For Life Coaching and Consulting Services go to: www.LifeStrategiesConsultingLLC.com e-mail: Michael@LifeStrategiesConsultingLLC.com (518) 506-1472 Michael or (518) 573-7650 Kimberly OurTowneGUILDERLAND.com
May 2013
17
GUILDERLAND CHAMBER MEMBER SPOTLIGHT
Interview with Michael Seinberg, Chief Media Mechanic
at Multi-Social Media and Bicycle Repair Q. How long have you been in business? A. That depends on how you look at things. I started Seinberg & Son Macintosh Consultants in 1996 and Multi-Social in 2012 but in many ways itâ&#x20AC;&#x2122;s the same company. I never stopped doing Mac work and Iâ&#x20AC;&#x2122;ve always helped people out with their communications needs as Iâ&#x20AC;&#x2122;ve been a working media person since the 1980s. And Iâ&#x20AC;&#x2122;ve been working on bicycles since the 1980s too. I was actually a shop mechanic for a local bike shop in the region back in the 1990s. Q. Where are you located? A. I work out of my home in the Village of Altamont but travel all over the region for various clients and projects. Q. What hours are you open? A. Iâ&#x20AC;&#x2122;m pretty much available M-F 9-5 but as a self-employed person , FDQ EH SUHWW\ GDUQ Ă H[LEOH LI D FOLHQW KDV VSHFLĂ&#x20AC;F VFKHGXOLQJ LVVXHV or needs. Q. How and why did you get into the business? A. Iâ&#x20AC;&#x2122;ve always been a writer and my degree is in journalism, so it just VHHPHG QDWXUDO WR PDNH LW RIĂ&#x20AC;FLDO Iâ&#x20AC;&#x2122;ve been a newspaper columnist for a variety of papers since the 1980s as well as an editor, photographer, reporter and so on. I worked in PR early in my career before moving upstate and acted as Director of Communications and Technology IRU DQ $OEDQ\ QRQ SURĂ&#x20AC;W EHIRUH WKH economy went down. I now work as a PR advisor to another nonSURĂ&#x20AC;W DV ZHOO DV WKHLU FKLHI EORJJHU and videographer. Iâ&#x20AC;&#x2122;ve also done social media, straight PR projects, and content creation for other companies. Overall I just really enjoy helping people to get their message out in a clear, honest way. The fact is, there are lots of folks who call themselves social media
H[SHUWV RU FRPPXQLFDWRUV EXW YHU\ few of them are trained writers. When people ask me what I do, I just tell them Iâ&#x20AC;&#x2122;m a writer because thatâ&#x20AC;&#x2122;s what it all really comes down to. As for the Mac side of things, well Iâ&#x20AC;&#x2122;ve been working with Apple since VR , JXHVV LW¡V MXVW DIĂ&#x20AC;QLW\ DQG history. Plus my clients wonâ&#x20AC;&#x2122;t ever let me retire. Q. Are you known for anything special? A. A wide variety of interests. I am a writer, photographer, painter, designer, jeweler, cyclist, runner, bicycle mechanic, skateboarder, kayaker and inveterate reader. I bore easily so I try to stay busy by learning new things, new skills and creating things on a regular basis. Iâ&#x20AC;&#x2122;m also known as a columnist for the Altamont Enterprise where Iâ&#x20AC;&#x2122;ve been spouting off in print for 14 years. We even won two New York Press Association Awards for my columns in 2003 and 2006. Q. What do you love most about the business? A. The creativity and variety. I can be rewriting a website one day, GHVLJQLQJ D EURFKXUH WKH QH[W tuning up a computer and then shooting a concert all in the same week. Things are never boring. Q. What do you want the community to know about you? A. I pride myself on being there for my clients and working to make them look and sound their best no matter what the medium. I charge reasonable rates and really enjoy helping other small businesses to VXFFHHG , DOVR VWUHVV WKDW , PL[ H[SHULHQFH ZLWK DQ DELOLW\ WR XWLOL]H the latest technologies but that I tend to tailor each project to the needs of the client, not whatâ&#x20AC;&#x2122;s hot or trendy that week.
GCC maintains a membership of 500 businesses, and strives to help our PHPEHUV VXFFHHG DQG JURZ 7KLV PHPEHU SURĂ&#x20AC;OH LV RIIHUHG IUHH WR QHZ members as one of many small business marketing opportunities. For information on becoming a member call 456-6611. The Chamber also promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects that make Guilderland a great place to work live, and play. 18
May 2013
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GUILDERLAND CHAMBER MEMBER SPOTLIGHT Interview with Kathleen Quinn Kathleenâ&#x20AC;&#x2122;s Creature Comforts Q How long have you been in business? $ 2IĂ&#x20AC;FLDOO\ WKLV LV D QHZ EXVLQHVV IRU PH 8QRIĂ&#x20AC;FLDOO\ , KDYH SHW VDW IRU IULHQGV DQG QHLJKERUV IUHTXHQWO\ , UHWLUHG IURP QXUVLQJ LQ 6LQFH WKHQ , KDYH EHHQ VHHNLQJ D VHFRQG FDUHHU ZKHUH , FRXOG continue to meet people and be of assistance to them. Q How did you get into the business
OshinsOfSmiles le les es Comprehensive Dental Care for Kids and Adults of All Ages
O
ne aspect of dentistry that I especially enjoy is working with children helping them to get off to a good start in their oral health. This month I had the pleasure of visiting Pinebush Elementary School to discuss oral health procedures. I had hoped to visit St. Madeline Sophie School but Mother nature had another idea in the form of a March snow storm.
$ 2YHU WKH SDVW VHYHUDO \HDUV , KDYH EHHQ DVNHG E\ SHW RZQHUV LI , NQHZ RI DQ\ UHOLDEOH SHW VLWWHUV WKDW ZRXOG FRPH WR WKHLU KRPH and care for their pet while they were away. Pets feel less stressed ZKHQ WKH\ DUH LQ WKHLU KRPH HQYLURQPHQW ,W ZDV WKHQ , VDZ WKH need for pet owners to have a responsible and trusted person to care for their pet.
I spoke to the students about the importance of proper oral hygiene and the routine involved in a typical visit to the dentist. We discussed the importance of nutritious foods and their impact on the prevention of cavity formation.
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The important topics covered and steps to insure good oral health for your child included the following:
What makes your business unique?
$ ,I PHGLFDWLRQV DUH QHHGHG , DP ZLOOLQJ WR DGPLQLVWHU PHGLFDtion with veterinarian orders, transport the pet to the veterinarian in the owners absence, and give any special care the veterinarian may RUGHU , DP DYDLODEOH IRU SHW FDUH ZKHQ WKH FOLHQW LV RQ YDFDWLRQ D EXVLQHVV WULS KRVSLWDOL]HG RU LQ UHKDELOLWDWLRQ ,W LV EHWWHU IRU WKH SHW and client to have consistency in the petâ&#x20AC;&#x2122;s care. The initial consultaWLRQ YLVLW WR WKH FOLHQW¡V KRPH LV IUHH $W WKH FOLHQWV UHTXHVW , ZLOO also perform any tasks they feel necessary to have their home secure in their absence. Q What do you love most about the business $ :KDW , HQMR\ LV PHHWLQJ QHZ SHRSOH JHWWLQJ WR NQRZ D SHW¡V unique personality and helping clients when they need either short term or long term pet care. Q What do you want the community to know about you? $ , DP Ă H[LEOH FDULQJ DQG XQGHUVWDQG WKDW D SHW LV WUXO\ D PHPEHU RI WKH IDPLO\ , ZLOO ZRUN ZLWK WKH IDPLO\ WR HQVXUH HDVH RI PLQG IRU them and their pet.
GCC maintains a membership of 500 businesses, and strives to help our PHPEHUV VXFFHHG DQG JURZ 7KLV PHPEHU SURĂ&#x20AC;OH LV RIIHUHG IUHH WR QHZ members as one of many small business marketing opportunities. For information on becoming a member call 456-6611. The Chamber also promotes community life in the Guilderland, Altamont, Voorheesville area and partners with schools, the towns, and other organizations on projects that make Guilderland a great place to work live, and play.
â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘ â&#x20AC;˘
It is essential to brush your teeth at least two times a day for 2-3 minutes at a time. Teeth should be flossed every day. Visit your dentist every 6 months for an exam and cleaning. Sealants, x-rays, and fluoride treatments may be recommended by your dentist.
Starting your children out on a healthy oral health routine will serve them well for a lifetime. Please feel free to visit my office by contacting me at (518) 3565635, if I can be of help in anyway. With Oshinsofsmiles, Dr. Steven Oshins Committed to continuous training and using state of the art equipment and techniques, to maintain the highest quality of dental care.
Steven J. Oshins, D.D.S. 356-5635 www.OshinsofSmiles.com 3905 Carman Rd., Guilderland Visit our web site for additional information: Office Tour | Staff | Common Questions | Testimonials
Serving Guilderland & Surrounding Areas. OurTowneGUILDERLAND.com
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PROBATE: What Everyone Should Know by Denise Randall Part 2 Last month, in Part 1 of this Article, we addressed what happens to a personâ&#x20AC;&#x2122;s property after death, and how a Personal Representative is appointed. We also examined the duties of the Personal Representative. In Part 2 we discuss the difference between Probate and Nonprobate property, and address the Probate process from initial Ă&#x20AC;OLQJ WR WKH Ă&#x20AC;QDO DFFRXQWLQJ DQG distribution of assets. What is Probate? $OWKRXJK WKH WHUP ´3UREDWHÂľ RULJLQDOO\ PHDQW WKH SURYLQJ RI D decedentâ&#x20AC;&#x2122;s Will, it has now come WR PHDQ WKH HQWLUH OHJDO SURFHVV by which the probatable property of a decedent is administered and distributed. Probate property is any property that passes under the decedentâ&#x20AC;&#x2122;s Will or by Intestacy. Nonprobate property is property SDVVLQJ XQGHU DQ LQVWUXPHQW RWKHU WKDQ D :LOO 3HRSOH DUH JHQHUDOO\ surprised to learn that property is also transferred outside of probate WKURXJK QRQSUREDWH WUDQVIHUV Examples of nonprobate transfers LQFOXGH WKH VXUYLYRUVKLS ULJKWV LQ D MRLQW WHQDQF\ RU WKH EHQHĂ&#x20AC;FLDU\ GHVLJQDWLRQ LQ D OLIH LQVXUDQFH policy. What are the Steps in Probate? Probate is a formal process JRYHUQHG E\ 6WDWH VWDWXWH DQG court rules. For this reason, the vast majority of Personal Representatives hire a lawyer experienced in the administration of estates to assist them. The attorneyâ&#x20AC;&#x2122;s fee is usually the same as the Personal Representativeâ&#x20AC;&#x2122;s. These fees are also deductible for estate tax or estate income tax purposes PDNLQJ WKH QHW FRVW SDUWLFXODUO\ LQ ODUJH HVWDWHV OHVV WKDQ LW DSSHDUV An inventory of all of the estateâ&#x20AC;&#x2122;s assets, both probate and QRQSUREDWH PXVW EH Ă&#x20AC;OHG ZLWK WKH Court no later than six months after the Personal Representative has been appointed. An estate must be kept open for a minimum of seven months to allow VXIĂ&#x20AC;FLHQW WLPH IRU FUHGLWRUV WR Ă&#x20AC;OH their claims. No distribution to heirs should be made before that period has run. 24
May 2013
)LQDO GLVWULEXWLRQV WR EHQHĂ&#x20AC;FLDULHV should not be made until all EHQHĂ&#x20AC;FLDULHV KDYH DJUHHG WKDW they have received their full share E\ VLJQLQJ UHFHLSWV DQG UHOHDVHV RU D FRXUW KDV JLYHQ DSSURYDO for distribution after a formal DFFRXQWLQJ 2QO\ WKHQ LV WKH Personal Representative relieved of personal liability toward the estate. Is Probate always Necessary? What are the Advantages of a Will? (YHQ ZLWK FDUHIXO SODQQLQJ LW LV GLIĂ&#x20AC;FXOW WR VKHOWHU DOO RI D SHUVRQ¡V assets as nonprobate property, so probate is often required. It is often DGYDQWDJHRXV WR KDYH D ZLOO DQG JR WKURXJK SUREDWH VR WKDW DVVHWV may be combined and divided equally or proportionately, as the decedent directed, after payment of debts. A Will assures that the Personal Representative is someone chosen by the decedent. It also allows the decedent to choose the Guardian for any minor children DQG DSSRLQWV D 7UXVWHH WR PDQDJH D childâ&#x20AC;&#x2122;s inheritance until they reach DQ DJH GHVLJQDWHG E\ WKH GHFHGHQW (frequently until they are out of FROOHJH
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An experienced estate attorney will be able to advise you with respect to the advisability of a will or trust, or whether a decedentâ&#x20AC;&#x2122;s estate requires formal probate.
THE RANDALL LAW FIRM is comprised of attorneys Denise M. Randall and Robert G. Randall, Jr. They provide a full range of estate planning services including preparation of wills and trusts, and estate administration (probate). Denise is also an adjunct professor at The College of Saint Rose where she teaches Estate Planning to MBA candidates. Denise is admitted to practice in New York State, and Bob is admitted in New York and Florida. He is also a member of the National Academy of Elder Law Attorneys.
The RANDALL LAW FIRM 1777 Western Ave, Guilderland (518) 869-1205
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HOW TO AVOID COSTLY HOUSING MISTAKES BEFORE AND AFTER A DIVORCE Guilderland, NY â&#x20AC;&#x201C; Divorce is rarely easy and often means a lot of difficult decisions. One of the most important decisions is what to do about the house. In the midst of the heavy emotional and financial turmoil, what you need most is some non-emotional, straightforward, specific information and answers. Once you know how a divorce affects your home, your mortgage and taxes, critical decisions are easier. Neutral, third party information can help you make logical, rather than emotional, decisions. Probably the first decision is whether you want to continue living in the house. Will the familiar surroundings bring you comfort and emotional security, or unpleasant memories? Do you want to minimize change by staying where you are, or sell your home and move to a new place that offers a new start? Only you can answer those questions, but there will almost certainly be some financial repercussions to your decision process. What can you afford? Can you manage the old house on your new budget? Is refinancing possible? Or is it better to sell and buy? How much house you can buy on your budget? To help you know what questions you should ask and how to arrive at the right answer for your specific situation, a FREE special report has been prepared by industry experts entitled â&#x20AC;&#x153;Divorce: What You Need to Know About Your House, Your Mortgage and Taxes.â&#x20AC;? To order a FREE Special Report, visit www.clancyrealestate.com or to hear a brief recorded message about how to order your FREE copy of this report, call toll-free 1-800-448-7016 and enter 8888. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out how to make this part of your current situation less stressful. If you need to sell, our new website will give you your home value instantly and for free at www.albanynyhomevalues.com
K Kevin Clancy has been providing real estate appraisal and brokerage services in the Capital District for the past a 118 years. A NYS real estate broker, general certified real estate appraiser, and best selling author, Kevin received an undergraduate degree in marketing from Siena College and an MBA from the University at Albany. He resides in Altamont with his wife and two daughters. Kevin can be reached in the office at 518-861-7016.
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May 2013
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Kids, Sports and Chiropractic – Part 2 - Continued from page 16 We all know that core training is essential for everyone, especially athletes. Instead of doing core training as part of the strength workout, add it in the middle of drills and cardiovascular challenges. For example, run sprints and then do a prone plank or core exercise when you are out of breath. This will mimic more of real game situation. Athletes need to do balance training. It helps enhance proprioception and prevent injuries like ankle sprains. But don’t have the athlete do them flat footed, have them up on the balls of their feet or toes. Athletes are rarely standing flat footed. Again, mimic game situations. Athletes need sleep! This is when your body rebuilds your tissues that they have just spent hours breaking down. Most bodybuilders and Olympians try to get 9 hours of sleep each night. When an athlete needs to change a major motor pattern, such as running form, baseball swing, tennis serve, etc. it is best to do it during the off season. It takes 10,000 repetitions for your brain to remember a well-trained motor pattern or engram. This can take years to perfect. Often times the pattern will get worse before it gets better which can be discouraging to the athletes.
OLYMPIC INSIGHT So if you haven’t figured it out by now, I’m a little bit of an Olympic fan. A few weeks ago, I attended the annual Sports Chiropractic Symposium held by the American Chiropractic Board of Sports Physicians. I have attended this event in the past but this year was special since it was held in Colorado Springs at the Olympic Training Center. Most of the presenters were the medical professionals such as physical therapists, sports chiropractors, the sports psychologist and the high performance director. This team of professionals is an integral part of the Olympic athlete’s success. The last speaker of the symposium was Jenny Simpson. She is a World Champion runner and Olympian. It was so exciting for me to be able to hear about everything that goes into training, psychology, injuries and treatment of these amazing athletes.
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Some common themes among all the speakers, that were key factors to the Olympic athlete’s success, were mental focus, create a routine and checklist and have a deep love of the sport. Dr. Peter Haberl, the sport psychologist for the Olympic Training Center (OTC), spoke about the intense pressure these athletes can be under during final events. And in those final moments all the thoughts that go through the athlete’s mind. If the athlete is thinking about winning or losing, basically they are not able to focus on the skill they are there to perform. He talked about how important it is for athletes to bring their focus back to their five senses. For example, if the athlete is a target shooter, have the athlete look at their targets, feel their equipment in their hand, feel their breathing and the mind will focus on the task. Another speaker, Dr. Peter Vint, stressed how important it was to create a routine and a checklist. This helps to reduce the amount of errors that could cost the athlete a metal. The athletes are trained to have the same routine and checklist on race days, such as, eat the same breakfast at the same time, pack their bags the exact same way every time so that equipment is not missing, they put their bib numbers in the same place so they do not get lost, they listen to the same music and they do the same warm up, etc. For some of these athletes, this process race/game day prep can be 5 hours. And all the speakers talked about how all these Olympic athletes love the sports they play. Whenever they are asked why they put so much time into training and dedicate their lives to this level of competition, the answer is always the same, “I love this sport”.
As always, if you or someone you know has questions about the services we provide at the Sports & Spinal Wellness Center, please call for a free consultation at 518-869-3415. Please visit our website for more information at www.sportsandspinalwellness.com and visit our Facebook page at www. facebook.com/thespinalwellnesscenter
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from AllSquare Wealth Management 200 Great Oaks Blvd., Suite 219, Guilderland â&#x20AC;˘ (518) 456-8900 â&#x20AC;˘ www.allsquarewealth.com
The Financial Planning Process 7KH &)3 %RDUG LV DQ RUJDQL]DWLRQ ZKLFK RYHUVHHV &HUWLĂ&#x20AC;HG )LQDQFLDO 3ODQQHU SUDFWLWLRQHUV ,WV PLVVLRQ LV WR ´EHQHĂ&#x20AC;W WKH SXEOLF E\ JUDQWLQJ WKH &)3Â&#x160; FHUWLĂ&#x20AC;FDWLRQ DQG XSKROGLQJ LW DV WKH UHFRJQL]HG VWDQGDUG RI H[FHOOHQFH IRU SHUVRQDO Ă&#x20AC;QDQFLDO SODQQLQJÂľ 7KH &)3 %RDUG KDV EURNHQ GRZQ WKH )LQDQFLDO 3ODQQLQJ SURFHVV LQWR VL[ LPSRUWDQW VWHSV ,QYHVWRUV VKRXOG YHULI\ WKDW DQ\ Ă&#x20AC;QDQFLDO SODQQHU WKH\ DUH FRQVLGHULQJ KLULQJ XWLOL]HV WKLV SURFHVV RU DW OHDVW VRPHWKLQJ YHU\ VLPLODU Step 1: Establish and define the client-planner relationship $ FOLHQW DQG KLV KHU Ă&#x20AC;QDQFLDO DGYLVRU VHW H[SHFWDWLRQV DERXW WKH UHODWLRQVKLS LQFOXGLQJ ZKDW WKH FOLHQW KRSHV WR DFKLHYH IURP WKH FRQVXOWDWLRQ DQG KRZ WKH DGYLVRU LV FRPSHQVDWHG Step 2: Gather client data 7KH DGYLVRU SHUIRUPV D FRPSUHKHQVLYH IDFW Ă&#x20AC;QGLQJ LQWHUYLHZ VHHNLQJ WR JDWKHU DOO UHOHYDQW LQIRUPDWLRQ DQG GRFXPHQWV UHJDUGLQJ WKH FOLHQW¡V Ă&#x20AC;QDQFLDO VLWXDWLRQ KLVWRU\ JRDOV DQG REMHFWLYHV Step 3: Analyze and evaluate the clientâ&#x20AC;&#x2122;s financial status 7KH DGYLVRU DQG KLV KHU WHDP SXW WKHLU H[SHULHQFH DQG VNLOOV WR ZRUN LQ RUGHU WR DQDO\]H WKH FOLHQW¡V VLWXDWLRQ DQG IRUPXODWH DSSURSULDWH UHFRPPHQGHG FRXUVHV RI DFWLRQ WR EHVW DGGUHVV WKH FOLHQW¡V JRDOV DQG REMHFWLYHV Step 4: Develop and present financial planning recommendations 'XULQJ WKLV PHHWLQJ WKH DGYLVRU SUHVHQWV UHFRPPHQGHG FRXUVHV RI DFWLRQ WR WKH FOLHQW $ FRPSUHKHQVLYH Ă&#x20AC;QDQFLDO DGYLVRU PD\ RIWHQ Ă&#x20AC;QG WKDW PXOWLSOH PHHWLQJV DUH UHTXLUHG LQ RUGHU WR SUHVHQW DOO UHFRPPHQGDWLRQV WR WKH FOLHQW Step 5: Implement the financial planning recommendations 0DQ\ DGYLVRUV DUH DEOH WR DVVLVW WKHLU FOLHQWV LQ LPSOHPHQWLQJ VROXWLRQV VXFK DV LQYHVWPHQW SRUWIROLR FKDQJHV RU WKH SXUFKDVH RI LQVXUDQFH SURGXFWV 2WKHU UHFRPPHQGDWLRQV PD\ UHTXLUH D UHIHUUDO WR DQRWKHU SURIHVVLRQDO VXFK DV DQ DWWRUQH\ DFFRXQWDQW RU EDQNHU Step 6: Monitor the financial planning recommendations ,Q WKLV RIWHQ LJQRUHG VWHS RI WKH Ă&#x20AC;QDQFLDO SODQQLQJ SURFHVV WKH FOLHQW DQG DGYLVRU HVWDEOLVK D PHWKRG E\ ZKLFK WKH Ă&#x20AC;QDQFLDO SODQQLQJ SURJUHVV ZLOO EH PRQLWRUHG RQ DQ RQJRLQJ EDVLV 6RPH FOLHQWV PD\ UHTXLUH DQ DQQXDO ´FKHFN XSÂľ ZKLOH RWKHUV PD\ UHTXLUH PRUH IUHTXHQW PDLQWHQDQFH LQ RUGHU WR VWD\ RQ WUDFN ,Q RXU H[SHULHQFH WKH YDVW PDMRULW\ RI LQGLYLGXDOV FDQ EHQHĂ&#x20AC;W IURP JRLQJ WKURXJK WKH Ă&#x20AC;QDQFLDO SODQQLQJ SURFHVV (YHQ LI \RX EHOLHYH \RX DUH VDWLVĂ&#x20AC;HG ZLWK WKH VWDWXV TXR \RX ZLOO OLNHO\ Ă&#x20AC;QG LW KHOSIXO WR VHHN D VHFRQG RSLQLRQ IURP D TXDOLĂ&#x20AC;HG Ă&#x20AC;QDQFLDO SURIHVVLRQDO VXFK DV D &HUWLĂ&#x20AC;HG )LQDQFLDO 3ODQQHU SUDFWLWLRQHU
Douglas J. Bauer serves as President and CEO of AllSquare Wealth, which works with each of our clients to develop a comprehensive financial plan. Our financial planning, discretionary investment management, and tax preparation services are offered on a fee-only basis. AllSquare Wealth Management, LLC is a registered investment advisor headquartered in Guilderland, NY. AllSquare Wealth offers financial planning, investment management, and risk management services to clients located in the Capital Region and beyond.
AllSquare Wealth Management, LLC is an SEC-registered Investment Advisory Firm. Securities offered through a non-affiliated firm, Spire Securities, LLC, member FINRA/SIPC. OurTowneGUILDERLAND.com
May 2013
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Customized TURF SERVICES, LLC
BEAT THIS YEAR’S
BAD
TICK SEASON AND PROTECT YOUR FAMILY AND PETS!
ORGANIC TICK & MOSQUITO CONTROL!
Call Today (518) 376-7763 Sign up for our 4 Step Program and Receive 15% OFF 30
May 2013
OurTowneGUILDERLAND.com
Spring Cleaning Continues as Summer Approaches! At Scrapster this month the emphasis is on home safety and how we can be of assistance. A lot of jobs we go on involve cleaning up garages, basement, rooms or outside areas of the home where there are just giant jumbled piles of stuff that have accumulated over me. Some mes it can be a li le dangerous to dismantle these and while you might not have the same situa on it is surprising how you might discover similar hazards on a smaller scale. When you look around your home do you see any of the following?
$6,235
Heavy refrigerators or other large appliances that are not easy to move by one person or are in a posi on where they could possibly fall over. Gas grills, old propane cylinders or empty metal gas cans. Rusty metal objects with sharp edges. Lawn mowers, lawn tractors or snow blowers star ng to leak gas or oil. Water heater or oil tanks in danger of rus ng through and causing water or property damage.
$2,675
12’ O Octagon t Steep Roof
Swing Kingdom
w/ bronze aluminum balasters
Sk-5 the ultimate in Backyard Fun
Broken metal chairs that someone might accidentally sit on. Bikes or scooters with missing parts, bad brakes or flat res. Le over yard debris you need to remove before having problems with animals or if you are planning on selling or ren ng a property. Items stacked against a load bearing wall or near fire exits or that represent a hazard for small children playing nearby. Scrapster is the Capital Region’s premier NO COST SCRAP METAL AND APPLIANCE REMOVAL and recycling service. We are a New York State DEC approved collec on site for business or personal computer, monitor, TV, printer (and cartridges), and all other types of electronics recycling. We also offer LOW COST JUNK REMOVAL, TV REMOVAL and CLEAN OUTS. We are convenient, reliable and insured. Everything is properly recycled, disposed of or donated. Scrapster will remove the items from exactly where they are located-you don’t need to do a thing. “Don’t Worry…We Can Take It!”™
Rent to Own or Financing Available
Please call us today to schedule an appointment or with any ques ons at (518) 505-5055. Please also visit our website at www.scrapster.com for news, ps and informa on about recycling. OurTowneGUILDERLAND.com
May 2013
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TAWASENTHA MUD MANIA 3 Saturday, June 15, 2013
Tawasentha Park, Rte 146, Guilderland, NY
Awesome Kids & Adult Obstacle Course & Fun Run! Kids’ Race 11:30 am
Adult Races 12:00 – 1:30 pm
Get Muddy With Us! Register online at www.guilderlandrec.com (Code #500) Challenging & Hilly Course/Wacky Kids’ Course/Monster Mud Pit/Awesome Slip ‘n Slide/Costumes Encouraged Fire Dept Will Hose You Down/Sponsored by Guilderland Parks & Recreation REGISTRATION NOW! ~ SIGN UP EARLY (by MAY 15th) ~ No T-shirts for Procrastinators! Go to www.guilderlandrec.com to sign up online. Registration closes at midnight 6/12. R ace day registration for 1:30 race only!! Questions: Call Dennis Moore, Director of Parks & Recreation at (518) 456-3150 or email moored@townofguilderland.org
A HUGE Thank You to Our Sponsors!
Race
Time
Early Bird Reg by 5/15
Procrastinator Reg by 5/16-6/12
Details
T-Shirt Size YS, YM, YL, S,M,L,XL,XXL
K ids Fun Run/1k*
11:30 am (Untimed)
$5.00 $15 w/shirt
$7/no shirt
Does not include food or t-shirt
E lite Mud Mania C hallenge/5k* P rizes/Top 3 M/F finishers
12:00 Noon ( Timed)
$35 w/shirt
$35/no shirt
A dult Fun Run/5k*
12:30 pm (Untimed)
$35 w/shirt
$35/no shirt
Includes burger or dog & drink (This is a timed race & is part of the ARE** Grand Prix Series) Includes burger or dog & drink
1:00 pm (Untimed)
$35 w/shirt
$35/no shirt
Includes burger or dog & drink
A dult Fun Run/5k*
1:30 pm (Untimed)
$35 w/shirt
$35/no shirt
A dult Fun Run/5k*
Includes burger or dog & drink (Race Day Registration Allowed - no t-shirt included).
*Approx. length of course…Bring a Food Pantry Item…Proceeds to be used for improvements at Tawasentha Park Children’s Playground…**Albany Running Exchange
Name: ____________________________Female: ___ Male: ___ DOB: ___/____/____ Phone: ___________Email: _____________________Address: ________________________ City: _____________State: ___ Zip: __________TEAM NAME: _____________________(Optional) Waiver of Liability and Statement of Fitness: In consideration of my entry, I, the undersigned, intending to be legally bound hereby, for myself, my heirs, executors and administrators, waive and release any and all rights and claims for damages I may have against the Town of Guilderland, Guilderland Parks & Recreation, ARE Event Productions, and any sponsors, as well as any person involved with this event. I fully understand that I, or the person I am responsible for, will be subjected to trails that may have uneven terrain, rocks, roots or other obstacles, but that I am physically fit and have sufficiently prepared for this race. My physical condition has been verified by a licensed medical doctor. I hereby grant full permission to the Town of Guilderland to use any photos, videos, or any other record of this event for any purpose whatsoever and without compensation. I understand that my entry fee is NON-REFUNDABLE, even if the event is canceled for any reason. Signature_______________________________________________Date_________Parent’s Signature_____________________________________(if under 18)
M ake Checks Payable to: Guilderland Rec Dept. or sign up online at www.guilderlandrec.com Mail Registration to: Guilderland Parks & Recreation, 181 Route 146, Altamont , NY 12009
32
May 2013
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from GUILDERLAND MARTIAL ARTS
2563 Western Ave, Guilderland â&#x20AC;˘ (518) 690-1269 â&#x20AC;˘ www.guilderlandmartialarts.com
Leaders Must Lead by Example
I
n the course of our everyday lives, and especially in our professions, we find ourselves in a position of leadership. Often it is part of our job, but many times it is just a natural outcome of a simple situation. The most abundant examples can be found in the work of parenting, but I have written about that previously, and there are indeed more examples. As parents we can get our children to accomplish tasks by leading by example, as couches we must participate in the play, as teachers we must also be students. This allows us to be the good follower we desire to have following us. We can model it, and of equal importance, we can experience it. This leads me to have the opinion that all leaders must participate as completely as possible in the activities they lead. Government officials must participate completely in the society they lead and never should be above any rule or law. School administrators should teach
in an academic setting in the school they lead every year. CEOs must attend meetings of small business segments as a contributing member, not just an observer. Editors should write articles and books and music teachers should perform. Dispatchers should drive and line managers should periodically work on the assembly line. These are some examples I have considered. I am sure you can find even more that may be important to your occupation. Having prior experience is insufficient for continued success as a leader. Current experience is necessary because the world changes; rules change, technology changes and the operational frame work changes. We cannot lead in any area unless our experience is current, ongoing and applicable.
to lead by example. The fact that I went to the 2011 nationals doesnâ&#x20AC;&#x2122;t mean I know what it will be like this year. Things change. I must be current. I must participate in what I teach and I must lead by example. Whether I win or not is irrelevant. Striving for excellence, the knowledge gained and leadership by example is what is really important. Be a leader whenever you can. Do it by example, do it by participation and do it as often as you can.
Master Rice owns Guilderland Martial Arts and holds a 5th degree Black Belt in Taekwondo. Master Rice is also a Math teacher at Guilderland High School. Guilderland Martial Arts offers classes starting at age 4 as well as an afterschool program and summer camps.
I am participating in a local open tournament on April 28th and in the USA Taekwondo National Championships in July. I do not necessarily participate to win, but
For more information please call 690-1269.
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May 2013
33
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Mowing
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Dethaching
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Mulch
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Edging
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Brush Hogging
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Roto-tilling
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Pruning
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New Installations
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Excavating & Drainage
376-5585
Pizza - Calzones - Wings Salads - Subs - Wraps Appetizers - Pasta Dinners
439-2244
SPRING SPECIAL
EAT-IN~TAKE-OUT~ DELIVERY T, W, TH 11am-9pm FRI 11am -10pm SAT 4-10pm / SUN 4-9pm Closed Monday
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May 2013
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Utility Rebates Available Come Visit Our Learning Center at Our Schenectady Location
HEATING OR A/C OFF SYSTEM TUNE UP HEATING & COOLING CO, INC. SINCE 1968
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DATED MATERIAL: Postmaster: Please deliver by May 10th
PRESORTED STANDARD US POSTAGE PAID ALBANY, NY P Ùîã NÊ. 518
ourtowneguilderland.com STAR PLAZA - 2050 Western Ave, Suite 201 Guilderland NY 12084 To Adver se in the Our Towne Guilderland Monthly Shopper, Please Call (518)356-3898 DEADLINE- Last Friday of Each Month
Guilderland Market Update - April, 2013 YTD Total Listed
Number Sold
% Sold
Avg List Price
Avg Sale Price
Sale/List WƌŝĐĞ ZĂƟŽ
Avg Days On Market
% Expired
184
88
47.8%
$273,300
$266,055
97.3%
76
24.4%
dŽ ŐĞƚ ƚŽ ƚŚĞ ĐůŽƐŝŶŐ ƚĂďůĞ ƚŽĚĂLJ LJŽƵ ŶĞĞĚ Ă ƌĞĂůƚŽƌ ǁŚŽ ŝƐ Ă ƐŬŝůůĞĚ ŶĞŐŽƟĂƚŽƌ ĂŶĚ ǁŚŽ ŚĂƐ ďŽƚŚ ĞdžƉĞƌŝĞŶĐĞ ĂŶĚ Ă ƉƌŽǀĞŶ ƚƌĂĐŬ ƌĞĐŽƌĚ ŽĨ ƐƵĐĐĞƐƐ͘ tŝƚŚ ϵϰ ƚƌĂŶƐĂĐƟŽŶƐ͕ ϵϴ͘Ϯй ƐĂůĞͬůŝƐƚ ƉƌŝĐĞ ƌĂƟŽ ĂŶĚ ĂŶ ĂǀĞƌĂŐĞ ŽĨ ϱϬ ĚĂLJƐ ŽŶ ƚŚĞ ŵĂƌŬĞƚ ŝŶ ϮϬϭϮ͖ ĂŶĚ ŽǀĞƌ ϮϭϬϬ ŚŽŵĞƐ ƐŽůĚ ĚƵƌŝŶŐ Ϯϳ LJĞĂƌƐ ŝŶ ƚŚĞ ďƵƐŝŶĞƐƐ͕ &ƌĂŝĚĂ sĂƌĂŚ ŚĂƐ ƐŽůĚ ŵŽƌĞ ŚŽŵĞƐ ŝŶ ůďĂŶLJ ŽƵŶƚLJ ƚŚĂŶ ĂŶLJ ŽƚŚĞƌ ƌĞĂůƚŽƌ͘
To check selling prices in your neighborhood, go to fraida.com and clicking “What’s Your Home Worth?”…or call us at 438-9302.
1414 Western Avenue, Guilderland
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Phone: 438-9302
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email: fraida@fraida.com