Our City Miramar August 2017 by Our City Media

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AUGUST 2017

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It’s Time to Go Back to School

t is hard to believe that the summer is already coming to an end. It’s time to review the school supplies list, pick out that lucky lunch box, and finish the summer reading assignments. August 21st is the first day of school for most kids in the area. Preparing for school has certainly gotten more complex over the past 20 years. We have gone from wrapping textbooks in brown paper bags to downloading software onto smartphones, iPads and Chromebooks. After-school programs have exploded from sports and music to a variety of different opportunities from computer classes to dual language programs. Parents have more choices as well: neighborhood school, charter school, private school or virtual school. If your family is like ours, you might not have everything planned just yet. Have no fear, Our City Miramar is here to help! Check out our Back to School Guide in this issue. It contains useful information on the best preschools, private schools and educational programs in the local area, in addition to almost every after-school activity you can think of, from arts to the YMCA. The material is curated to provide a useful guide to help you get ready for the new school year. Please enjoy these last few weeks of summer. School will start before you know it.

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CONTENTS

Anna Pizzoferrato

SCHOOL NEWS

16 Miramar Students Receive Scholarships From Broward Education Foundation?

FEATURE STORY 18 Allstate’s Lisa Faina: Where COMMUNITY Comes First!

BACK TO SCHOOL GUIDE 22 The Area’s Best Preschools, Schools, Tutoring & After School Activities

CALENDAR AUGUST 2017 10 August 2017

COMMUNITY NEWS 12 Arc Broward: Changing Perspectives. Changing Lives. 14 KAPOW Volunteers Recognized at Miramar City Commission Meeting 14 First Ever TeacherCon! Local Teachers Participate in Houston Event

AUGUST 2017 | OUR CITY MIRAMAR

EYE CARE

35 Special Trusts for Special People

MESSAGE FROM THE MAYOR 33 Miramar is Proud to Provide a Camp Experience ABOVE All Others

28 Getting Your Child’s Eyes Ready for the Classroom

REAL ESTATE

PET OF THE MONTH 36 “Sugar & Candy”

30 Is South Florida Housing Becoming Unaffordable? 36 Your Pet Could Be Our Pet of the Month!

LEGALLY SPEAKING 32 Three Major Mistakes by Homeowners When it Comes to Association Dues

PHOTO OF THE MONTH 37 The World’s Favorite Magazine™

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OUR CITY MIRAMAR | AUGUST 2017

CALENDAR AUGUST 2017

1st

7th

National Night Out Against Crime – Join Mayor Raynor, the Police chief and fire chief in welcoming representatives from the Coast Guard, National Guard, Sheriff’s Department along with Miramar’s own Police Officers and Fire Fighters. The evening will include food, games and fun for the whole family. Presented by the United Neighbors of East Miramar. 6:00pm – 8:30pm at Wellman Field, 69th Way and Miramar Pkwy.

4th Back-to-School Health Screenings with Colgate and Memorial Healthcare System. – Colgate Bright Smiles, Bright Futures Dental Van will be giving free dental health information, dental screenings and dental care kits for children ages 1-12. Memorial Healthcare Systems’ Children’s Mobile Health Center will be giving Health Screenings and Nutritional Information for children ages 3-17. Immunizations will also be available for those who are uninsured. 12:00 – 5:00pm at the Miramar Library, 2050 Civic Center Place. For more info or to pre-register for immunizations call 954-552-5898.

Jeff Conine Celebrity Poker Classic – Join South Florida favorite Jeff Conine and other celebrities and athletes for a night of poker benefiting the Conine Clubhouse at Joe DiMaggio Children’s Hospital. VIP reception starts at 6:00pm at the Seminole Hard Rock Hotel & Casino, 1 Seminole Way, Hollywood FL. For more info call Craig Cohen at 954-265-7241 or visit www.coninepokderclassic.org.

18 Burger & Brew Fest in the Plaza – Listen to live music while you dine on burgers from South Florida’s favorite hot spots! Wash down your double-bacon burger with the region’s favorite craft beers and craft sodas. 7:00pm – 11:00pm at the Town Center Plaza, 2300 Civic Center Place. For more info call 954-602-3319.

10th & 11th Shrek, The Musical JR – Beauty is in the eye of the orge in Shrek The Musical JR., based on the Oscar®-winning Dream Works Animation film and Broadway musical presented by Miramar’s Little Broadway Summer Camp. It’s a “big bright beautiful world” as everyone’s favorite ogre, Shrek, leads a cast of fairytale misfits on an adventure to rescue a princess and find true acceptance. Shrek JR. is an irreverently hilarious show with a powerful message for the whole family. FREE Matinee on Thursday 10:30am – 12:00pm; Evening performance on Friday ($15) 7:30pm – 9:00pm at Miramar Cultural Center, 2400 Civic Center Place. For more info visit www. miramarculturalcenter.com

21st First Day of School – Broward County Public Schools welcome back students for the 2017-2018 school year. Be sure to have schools supplies purchased and after-school activities planned.

5th CPR Classes – FREE Friends and Family CPR Anytime course for people who want to learn basic CPR skills, choking relief and AED awareness. This course is not applicable for participants needing a completion certificate as part of a job requirement. Three 75 minute course times: 10:00am-11:15am, 11:30am-12:45pm, 1:00pm-2:15pm. At the Miramar Multi-Service Complex, 6700 Miramar Parkway.

Jamaican Independence Day – The City of Miramar will host a celebration in honor of Jamaica’s Independence. The event is designed to be a fun family festival full of live music, novelty vendors, and Island flavor! 6:00pm – 10:00pm at PerryPark/Wellman Field, SW 34th ST& SW 68th.

AUGUST 2017 | OUR CITY MIRAMAR

16th Small Business Mentoring – Learn how to get financial assistance for small businesses, how to do business with the City of Miramar, the benefits of joining the Chamber of Commerce or how to make a better Business Plan. Available to all Miramar businesses. 10:00am – 12:00pm at the Youth Enrichment Center, 7000 Miramar Pkwy. Appointments are recommend. Contact Richard Hughes at 954-602-3267 or rhughes@miramarfl.gov

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Arc Broward: Changing Perspectives. Changing Lives. SECTION HEAD COMMUNITY NEWS

BY HELEN ANGEL PENLAND

rc Broward Mission Statement: “Arc Broward’s mission is to transform the community by providing opportunities for people with disabilities and other life challenges to realize their full potential.” Arc Broward’s purpose as a nonprofit organization is to work with multiple Broward County communities side-by-side to give people with disabilities or other life challenges achieve their personal full potential. The result? Lives change! Clients play, learn, work, and have complete and rewarding lives. One of their most important goals is to spread the People First movement. The aim is to promote peoplefirst language and change the perspective about people with disabilities and eliminate the subconscious dehumanization when speaking about them. People with disabilities are first and foremost people. They have their own abilities, needs, and interests. Approximately one in five Americans have a disability. They constitute the largest minority group in the United States and enrich communities with their contributions to our society. Arc Broward incorporated in 1957 and is celebrating their 60th anniversary this year. In celebration of this milestone the organization executed a rebranding, adopting a new logo and their new tagline “Changing Perspectives. Changing Lives.” Their over 400 employees are extremely passionate about the new tagline because essentially, it’s the core of what they do. Children and adult clients alike receive the same chance to contribute to our society as everyone else. Two of the main principals of Arc Broward are Dennis Haas, Executive Director and Jessica Rodrigues, Director of Development. Dennis left a prestigious position with a private law firm and joined the Arc Broward Board of Directors in 1983. In 1996, he became the President/CEO. Jessica has worked with Arc Broward for almost 6 years. Both say they serve their clients with pride and it is extremely rewarding because the programs help participants take their challenges and refocus their lives. In general, clients are happy people and very appreciative. Dennis and Jessica agreed: “Arc Broward is very proud of their three ‘mission-based’ enterprises that provide financial support and job training for participants. They are Arc Culinary, Arc Tech, and Arc Educates.” The three enterprises provide train-

ing and employment opportunities for clients; concurrently, they help generate capital to assist with funding the organization’s services. The organization’s main campus is located in Sunrise, but they maintain 10 campuses including residential facilities for adults throughout Broward county. Arc Broward is not limited but focuses on South Florida and Broward County. They provide 21 programs for more than 1,200 participants. Included in the 21 programs are Children’s Services, Health Care Services, Adult Services, and a Workforce Division. They serve people from infants to seniors and can help veterans whether or not they have a disability. In addition to training, perhaps the most important components these programs give participants is self-esteem building and encouragement for personal development. The Arc Works program teaches how to write resumes, interview skills, and much more. Arc Broward has two graduation ceremonies each year for clients participating in the Arc Culinary and Arc Tech divisions. One of the graduates from the Material Handler Program, Ryan, made a powerful statement in the speech he gave at the ceremony. He said, “If you think you have achieved your dreams, dream bigger.” His comment exemplifies the overall attitude of Arc Broward participants. The organization has two signature fundraising events each year. The Delish event pairs Arc Culinary students with some of the best local chefs for a tasty and charitable event. The Arc Broward Pageant is a “feel-good,” unforgettable event for guests and contestants. It is a commitment is to empower young women with disabilities. They also hold other events throughout the year, such as the Traveling Plate supper program, which has about 40-50 attendees each time. All funds raised go directly to the culinary program. Check their website at: http://www.arcbroward.com/ index.cfm?fuseaction=news. details&ArticleId=115 for more information! Are you on social media? Arc Broward’s biggest need is community support to help share stories of participants and change community perspective on social media. Follow them on Facebook and YouTube. Look for more information about Arc Broward in future issues!

AUGUST 2017 | OUR CITY MIRAMAR

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KAPOW Volunteers Recognized at Miramar City Commission Meeting COMMUNITY NEWS

BY DEBBY TEICH

tudents at Fairway Elementary and New Renaissance Middle School have been participating in KAPOW (Kids and the Power of Work), a national network of business and elementary school partnerships which introduce students to career awareness through seven one-hour professionally designed lessons taught by business volunteers in the classroom. The lessons help students discover different jobs, what it takes to do them, and how to be successful in work and life. Several City employees, who volunteered their time this year, were recognized at a recent Miramar City Commission Meeting. “The program helps build student self-confidence and self-esteem by having volunteer mentors share their paths to success,” said Tania Reynolds, program director for KAPOW. “We give volunteers a platform to share their story with their students and provide what we call their ‘pearls, wisdom and nuggets of truth.’” This is the first year Fairway Elementary has participated in the KAPOW program. Throughout the school year, City of Miramar Police Department and

Utilities Department employees volunteered in Marquita Hemingway-Brown’s and Danielle Irvin’s second grade classrooms to teach students about the importance of community involvement, leadership, communication and teamwork. They used hands-on fun activities to involve the children and keep them interested. For the last lesson, the students took a field trip to the City of Miramar Police Department and Utilities Department to see where the volunteers work. The students learned how waste is treated; spoke with police officers; participated in a mock crime scene workshop; visited the police Swat truck and more. “The KAPOW program is important and vital to the success of all students, because it teaches three important categories – problem solving, team building, and critical thinking skills,” said Michelle McKnight, principal of Fairway Elementary. “Our boys and girls are getting wonderful opportunities to problem solve and look at different types of jobs that help our community and, most importantly, our world.” New Renaissance Middle School has participated in the KAPOW program for the past three years. This year,

volunteers from the City of Miramar, Webley & Clark, PA, and U.S. Postal Service met with students in Ivette Teyra’s 6th, 7th and 8th grade classes. At the end of the school year, they participated in a mock commission meeting at City Hall; did some gardening at the Miramar Arts and Cultural Center; and visited the police department. “The students enjoyed their visit to the Miramar Police Department and the City as a whole,” said Italia Thurston, police administrator and KAPOW volunteer. “They spoke enthusiastically about the experience and wrote thank you cards to our officers.” After 25 years, KAPOW now serves 71+ schools. KAPOW is always looking for businesses or individual volunteers interested in participating in the program. Volunteers have the ability to change a young person’s life forever in only seven hours. For information about volunteering, or your school or business becoming a KAPOW partner, visit www.kapowlfs. wordpress.com or call 305-338-5548.

First Ever TeacherCon! Local Teachers Participate in Houston Event BY HELEN PENLAND

he very first TeacherCon workshop was held in Houston, Texas June 19th through 23rd. TeacherCon is part of a hands-on, person-to-person, and rigorous workshop that provides initial fundamental experience and training on computer science. Sponsored by Code.org, the idea behind TeacherCon is to prepare teachers across a wide variety of diverse populations to include computer science in their class plans. The purpose is to help teachers give a high-quality computer science curriculum to students grade 6 and above. The Code.org’s initiative, Computer Science Discoveries (CS Discoveries), is supported by multiple organizations. It empowers students to authentically create artifacts and engage with computer science as a way to creatively communicate, learn problem-solving, and have fun! All at the same time. More than 400 teachers attended the conference. They were from many states including the following: Alabama, Arizona, California, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Minnesota, Mississippi, Nevada, New

AUGUST 2017 | OUR CITY MIRAMAR

York, North Carolina, Ohio, Oklahoma, South Carolina, Texas, Utah, Virginia, and of course Florida, including Jacksonville, Orlando, and the #BrowardStem team, which included Broward, Dade, and Palm Beach. The program CS Discoveries was developed from the beginning, “ground up” to be utilized as an engaging and understandable training course for every student, notwithstanding their previous experience or background. Aiming to show students that computer science really is for them, students are able to engage with many personally-relevant and culturaly subjects. CS Discoveries was designed with impartiality in mind. The attendees were introduced with Code.org’s founder, Hadie Partovie (@ hadip). He spoke about his passion for the program and his vision for the future. They were all very inspired by the discussion. According to Valerie Crawford-Meyer, Ed.S., from Glades Middle School, the Broward STEM group met to have some fun and prep for the trip to Houston.

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Miramar Students Receive Scholarships From Broward Education Foundation SCHOOL NEWS

BY JASMINE ME

long with the Broward Education Foundation, intelligent students from Miramar prove that with hard work and dedication, anything is possible. Broward County Resident and scholarship donor Jammal Davenport was the keynote speaker at the scholarship ceremony. He inspired the parents, students, mentors, and donors alike with his moving speech. One of the highlights of Davenport’s presentation was when he reflected on his personal struggles during adolescence and how he overcame them. By addressing his obstacles, Davenport was able to relate with the audience in a way another donor with a different background could not. “Some scholars have not sprouted to their fullest potential, not because they cannot perform academically but because they simply have not had the best start to success” Davenport proclaimed. This statement captures the true heart of the mission that the Broward Education Foundation set to embark upon. Bright and intelligent students need resources and a solid basis to really help them flourish both academically and as citizens. Because of the overwhelming support that donors like Jammal Davenport and his wife Amber give, underprivileged students can

AUGUST 2017 | OUR CITY MIRAMAR

take advantage of new academic opportunities. Qualifying students that fall short financially when it comes to post-secondary education are granted scholarships by the Broward Education Foundation. These scholarships are made possible by generous organizations, companies, and individual donors who offer their valuable support. Christina Fischer, Chair of the Broward Education Foundation Board, also delivered her words of praise and encouragement to the inspired audience. She made sure to recognize Jammal and Amber Davenport for all the hard work they do and also shone a spotlight on the hardworking recipients of these scholarships by congratulating them and wishing them the best of luck in college and life. The way Christina Fischer spoke about the incredible work of the Broward Education Foundation and its donors showcases just how passionate the board is and how they work tirelessly to give students the help they need to shine. The hardworking and intelligent students of Miramar hand in hand with the Broward Education Foundation prove that nothing is beyond reach as long as you have passion and drive. Everyone can learn something from this amazing Foundation and the dedicated people that they serve in the community.

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Allstate’s Lisa Faina: Where FEATURE STORY

BY DEBBY TEICH

hen buying Insurance, you need just the right mix of price and protection. Lisa Faina’s award-winning Allstate Insurance Agency in Cooper City helps people protect what is important to them, whether it is auto and home insurance or saving for college and retirement. With just one call, the agency can help families become better protected from life’s uncertainties and better prepared for the future.

Lisa Faina and her team are also committed to making the community a better place through their volunteer efforts. Until August 15, drop off donations at the office for the Back to School Drive benefiting the Women In Distress of Broward County, Inc.

How long has your agency been in business? We have been serving

consumer and business customers for over 25 years.

What are some of your agency’s accolades? In addition to con-

sistently being a countywide top performing Allstate Agency, in 2016 we won Allstate’s Exclusive Agency of the Year award. We have won the Top Partnership Award four years in a row for helping customers plan their financial future and retirement. I believe it is important to keep up with changes in the insurance industry.

What is the secret to your success? As trusted advisors for

insurance and financial solutions, we have stayed in business for so long by building long term relationships with customers and providing outstanding customer service. We get to know our customers, so we can understand the best way to

“It is very important to me to give back to the community. “ help them and their families protect all of their valuables. Referrals are our best compliment and a testimony to our excellent services. Most of our new customers are from referrals.

What insurance products do you offer? We offer a variety of com-

petitively priced insurance products, including: Auto, Motorcycle, Homeowners, Renters, Business Auto, Business Liability, Boat, Flood, RV, Personal Umbrella Policy, and more.

How do you help people plan their financial future? We offer a

very broad spectrum of Financial Services, such as Annuities, IRA’s,

401K Rollovers, and Mutual Funds. We also offer various Life Insurance products to fit your needs, such as Term Life, Universal Life, Whole Life and Variable Life.

How do you help small businesses? We help small busi-

nesses with their property and liability coverages, as well as with employee benefits. These benefits include 401K, SEP, SIMPLE IRA, Workplace Voluntary benefits at no cost to the employer, and much more. I know first hand how important it is to have the best options for employees at the best cost.

Why is it important to have life insurance? It is important to have

life insurance in order to protect your loved ones. At a devastating time of loss, you need protection for ongoing daily expenses, as well as for paying for larger debts, such as a mortgage, college and other large expense items. An Income Replacement Plan can help alleviate some of the worry of paying your bills during a difficult time.

Why is having life insurance through work not enough? Most

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AUGUST 2017 | OUR CITY MIRAMAR

group life policies only offer a minimal amount to help cover variable expenses and not the suggested amount, which is three to seven times your salary. In addition, if you leave your job, life insurance through work is not usually portable.

How do you help your customers select the product that can help fit their needs? All of the agency’s

fully licensed representatives are knowledgeable and ready to serve as a trusted advisor for auto, home, life and other financial solutions. We are trained to help customers make informed decisions about their protection needs to help them to be better protected for current and future needs, as well as unforeseen events. We also help them prepare the right strategy to achieve their financial goals. To help determine some of these things, we do an extensive Needs Analysis at no charge.

How do you help customers as their needs change? We recog-

nize that our customer’s needs are always growing and changing. We help guide them, whether they are starting a family, saving for their children’s education, changing jobs, planning for retirement or expanding a business. We help protect the things that are important to them.

How do you help customers with retirement planning? We offer a

free consultation to help customers achieve their financial goals. We help them choose the right plan, depending on how they want to live their retirement years. We also offer retirement seminars.

How do you help customers who are moving or changing jobs? Most customers who have moved

COMMUNITY Comes First and/or changed jobs need guidance on rolling over their 401k and reviewing their benefits options. We also assist customers with their homeowners insurance, mortgage protection insurance, and any other insurance needs.

tigious Million Dollar Round Table and Florida Century Club. I recently earned another designation, FSCP (Financial Services Certified Professional), for helping businesses and customers plan their financial future and retirement.

How do the recent flood map revisions impact customers?

How do you and your office team get involved in the community? We are very active with

FEMA may have made revisions to the flood zone map in your area. Even if you are in a low flood zone, you might be entitled to refunds or reductions in insurance costs. Call the office to see if you can save money.

What are some of your professional designations? I have

earned professional designations for my dedication to helping customers plan for their insurance and financial needs and retirement savings goals. I am a Certified Insurance Counselor (CIC), Life Underwriter Training Council Fellow (LUTCF), as well as a member of the pres-

providing community grants for Broward County Women in Distress. We proudly donate to the Allstate Foundation Purple Purse for the Star Fish annual luncheon. We help raise awareness by participating in the Annual 5K run and collecting necessary items throughout the year, such as school supplies, and food and gifts for Thanksgiving and other holidays. We also support children with special needs through the 5k run on World Autism Day; sponsor events for the Humane Society, such as yard sales for Paws 2 Care Coalition; offer community grants for Broward

Partnership for the Homeless and more. I am a volunteer for a variety of community organizations, including Chamber of Commerce, National Association of Life Underwriters, Professional Insurance Agents, Society of Certified Insurance Counselors, National Association of Insurance Women, Daughters of the American Revolution, and more. I am also an Ambassador for the Allstate Giving Campaign.

How do you help in the effort to prevent texting while driving? We care about our cus-

tomers and do whatever we can to help keep them safe. Texting while driving is one of the most dangerous distractions facing today’s teens. I encourage all students to stop by the office to take the “X the TXT” pledge, which is part of an Allstate campaign to end texting while driving and encourage people across the country to focus on the road.

How can customers donate school supplies for Women in Distress? The Allstate Foundation

is raising public awareness about domestic violence. Please help us in donating items for our Back to School Drive benefiting the Women In Distress of Broward County, Inc. Your donations will provide school supplies, suitable clothing, and most of all the reassurance that a fresh start can lead to success for these deserving kids. Through August 15, drop off items at our office: 2643 N Haitus Road in Cooper City. The Allstate Insurance Agency is located at 2643 N. Hiatus Rd., in the Embassy Lakes Shopping Center. For insurance advice or information, call 954-437-9220 or 800-963-9220, send an email to lisafaina@allstate.com, visit www. allstateagencies.com/LisaFaina, became a fan of Lisa Faina Allstate Agency on Facebook, or contact Lisa on LinkedIn.

Your Partner For All Your Insurance Needs • Home • Auto Life • Business • Liability & More

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OUR CITY MIRAMAR | AUGUST 2017

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Back to School Guide PRESCHOOLS/SCHOOLS A World of Knowledge www.worldofknowledgekids.com 954-430-7707

A World of Knowledge offers top academic excellence in early childhood education. Through a unique curriculum designed especially for the school, the children graduating from the program achieve high scores in assessments and screenings conducted in local schools.

American Master Academy of Florida www.amaofl.com 954-237-0905

American Master Academy of Florida empowers children and cadets to strive in an environment that demands standards of conduct, ethical behavior, integrity, spiritual values, community service and competition.

Cambridge Schools

www.cambridgepreschools.com 954-430-3388

Give your child the academic edge at Cambridge Schools, which offer a customized, well-balanced, integrated curriculum designed to enhance the cognitive development of children within the framework of a nurturing environment.

Everglades Academy www.eavpk.com 954-434-8884

Everglades Academy offers preschool learning and child care services, including preschool (from infants to 5 years old) care, VPK, after school programs and summer camps. It offers a safe, loving and attentive infant care, as well as a structured age appropriate curriculum.

AUGUST 2017 | OUR CITY MIRAMAR

Franklin Academy

ing, math and science, dramatic play, computers, outdoor play and more.

www.franklin-academy.org 954-703-2294

Primrose School of Miramar

KLA Preschools

Primrose Schools is a national system of accredited private preschools that provides a premier early education and child care experience for children and families. Franchise owners, leadership teams and school staff partner with parents to help build the right foundation for future learning and in life.

Franklin Academy creates a learning atmosphere where differentiated instruction implements strategies that support student success within the classroom, as well as constantly enhancing student skills that are essential for success beyond the classroom walls, ensuring students are college and career ready.

www.klaschools.com 954-443-6168

KLA is a dynamic, developmentally appropriate program that is inspired by the Reggio Emilia philosophy to early childhood education. Through play, children test their ideas, solve problems, and find joy in their activities.

Lil’ Rascals Academy www.lilrascalsacademy.com 954-704-9000

Lil’ Rascals Academy is a full service preschool committed to excellence in early care and education for children birth – 12 years of age. The school’s philosophy centers on a commitment to create an environment that meets and exceeds the needs of the physical, social, emotional, and cognitive development of each child.

Precious Years Christian Learning Center www.preciousyearsclc.com 954-450-3773

Precious Years is a safe, healthy, loving and educational place for children to learn, grow and develop to their full potential. It follows the Creative Curriculum and includes art, language and literacy, poetry, cooking, read-

www.primrosemiramar.com 754-333-0789

St. Maximilian Kolbe Catholic Pre-School www.stmax.cc 954-885-7250

St. Maximilian Kolbe Catholic Pre-School offers a curriculum that provides for the developmental needs of all children. They create opportunities for learning by providing a loving, Christian environment.

Tanglewood Academy www.tanglewoodacademy.com 954-639-4993

Tanglewood Academy is dedicated to providing an exciting atmosphere for learning, which nurtures the individual child’s educational, physical, social and emotional development.

The Goddard School www.goddardschool.com 954-443-2480

The Goddard School provides a safe, nurturing and creative environment that will optimize a child’s development. The program is AdvancED and Middle States accredited.

Whether you’re completing an unfinished degree, seeking an advanced degree to further your professional development, or fulfilling a lifetime goal, we have the academic program to match your needs. With online and low-residency degree options, as well as a liberal transfer policy, Union Institute & University makes earning your degree accessible and affordable. Keep your job, your income, and your commitments while you study.

Your education pathway starts at Union.

www.myunion.edu

admissions.mi@myunion.edu 800.486.7141

materials and techniques to deliver a customized learning plan designed to address each student’s needs,whether they start out far behind or are already ahead in math.

AFTER-SCHOOL ACTIVITIES

TUTORING Huntington

www.pembroke_pines.huntingtonhelps.com 954-436-3330

At Huntington, students can get tutored in reading, writing, mathematics, spelling, study skills, vocabulary, phonics, Algebra, SAT/ACT test prep, state testing, entrance exams and more.

IMACS

www.imacs.org 954-791-2333

The Institute for Mathematics and Computer Science gives students an outlet for reaching their highest potential in math, computer science and logical reasoning. Each student is challenged by ability level, not by age, using games, logic, puzzles, virtual robotics, and other engaging activities.

Mathnasium

www.mathnasium.com 954-441-6284

At Mathnasim, experienced math tutors utilize proprietary teaching

New location in Hollywood!

Karate America Miramar East www.kidmartialartsinflorida.com 954-436-5535

The #1 ranked school for over 35 years teaching Karate, Martial Arts, Self-Defense and Taekwondo while building self-confidence, selfcontrol, respect, loyalty, perseverance and self-esteem.

Academy of Arts

Karate America Miramar West

Academy of Arts offers classes in ballet, pointe, pas de deux, jazz, lyrical, hip-hop, tap, flamenco, modern, contemporary, musical theatre, drama, voice, piano, guitar, violin and more.

The #1 ranked school for over 35 years teaching Karate, Martial Arts, Self-Defense and Taekwondo while building self-confidence, selfcontrol, respect, loyalty, perseverance and self-esteem.

www.AcademyOfArtsInc.com 954-704-0068

Actors Pembroke Pines 954-689-0500

Actors Pembroke Pines offers classes in acting, musical theatre, hip hop, vocals and more.

American Top Team www.attmiramar.com 954-538-3899

BACK TO SCHOOL GUIDE

Ourwww.myunion.edu degree programs are designed to fit your lifestyle– wherever you are in life.

www.kidmartialartsinflorida.com 954-437-5077

Karate America Pembroke Pines www.kidmartialartsinflorida.com 954-447-5044

Karate America offers classes in karate, martial arts, self-defense, taekwondo and more. Programs help children get physically fit, achieve self-confidence, improve social skills, and learn how to be safe.

The most complete and comprehensive martial arts program designed to challenge and develop the skills of children ages 4 and up from world class athletes in a state-of-the-art, clean and friendly environment.

Gravity Gymnastics www.gravitygymnastics.com 954-450-7770

Gravity Gymnastics is a fitness and gymnastics school, for children ages 1 to 17, that uses a holistic approach by incorporating the body, mind and spirit. OUR CITY MIRAMAR | AUGUST 2017

d e ! z i e l r a a n C o l s r a Pe ividu d n I

We make boo-boos... Complimentary Pre-Natal Consultation Pediatric Emergency Experience Most Insurances & Medicaid Accepted Bilingual Doctors & Staff Friendly Environment Accepting New Patients Same Day Appointments

Bearable BEN-EMIR SANCHEZ-ALMA, MD, FAAP

is a well known pediatrician in the Broward County area where he has earned the trust of many families. Dr. Sanchez is a Board Certified Pediatrician where he has served as a Vice-Chief Department of Pediatrics at Memorial Hospital West and Memorial Hospital in Miramar.

MARIA ELENA GARAY CLAUDIO, MD, FAAP

is a Board Certified Pediatrician. She obtained her medical degree from Ponce School of Medicine and Health Sciences with distinction, followed by completion of residency in Pediatrics at the renowned St. Christopher’s Hospital for Children in Philadelphia, Pennsylvania.

LAUREN JOHNSON, MMS, PA-C is our Physician Assistant who attended Nova Southeastern University in Fort Lauderdale Florida where she successfully completed her Masters of Medical Science in Physician Assistant Studies. Lauren is a Board Certified Physician Assistant and a member of the American Academy of Pediatrics.

Plantation Pediatrics, P.A.

PLANTATION - FOUNTAINS PROFESSIONAL PLAZA 817 S. University Drive, Suite 101 Plantation • 954-474-5437

PEMBROKE PINES - FLAMINGO FALLS PROFESSIONAL CENTER 1806 N. Flamingo Rd, Suite 150 Pembroke Pines • (954) 431-0131

BACK TO SCHOOL GUIDE

AFTER-SCHOOL ACTIVITIES Lucy Saenz Art Studio www.lucysaenz.com 954-802-1921

Lucy Saenz Art Studio offers art classes for children, as well as painting classes for teens and adults.

Pembroke Pines YMCA Family Center www.ymcabroward.org 954-727-9622

At the YMCA, families come together to engage in programs that improve their health and well-being. The three areas of focus include youth development, healthy living and social responsibility.

Pines Music Studio

Tennis for U Academy

Since 2007, Pines Music Studio has been making musical instruction fun. The school creates its own transcriptions of the songs currently in the Billboard charts. It has a unique library of songs that students can learn on any instrument.

Tennis for U Academy brings a new experience to the game by combining excellence in coaching with a family atmosphere. It offers after school programs, pee wee tennis, private lessons, junior tennis and adult tennis.

www.pinesmusicstudio.com 954-432-3900

www.tennisforuacademy.com 954-531-4124

Shaolin Kung Fu

West Side Dance Studio

The Shaolin Kung Fu Academy has been one of the most respected martial arts schools in Florida. The 8,000 square ft. facility offers a variety of programs for men, women, and children.

West Side Dance Studio’s programs range from pre-school to adult in their state-of-the-art facility. Its main focus is ballet, complimented by training in jazz and modern dance. It also offers ballet, jazz, hip-hop, tap, yoga and Ballet Body for teens and adults.

www.theshaolinacademy.com 954-450-4666

Sunny Gymnastics

www.wsdancestudios.com 954-399-0409

www.sunnygymnasticsfl.com 754-217-4597

Sunny Gymnastics strives to provide high-quality gymnastics programming in a positive, safe and enjoyable environment as part of an overall mission to support children in their physical, mental and social development.

OUR CITY MIRAMAR | AUGUST 2017

BACK TO SCHOOL GUIDE

VISION CARE

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Most Insurances Accepted • We Treat Adults & Children THE PATIENT AND ANY OTHER PERSON RESPONSIBLE FOR PAYMENT HAS A RIGHT TO REFUSE TO PAY, CANCEL PAYMENT OR BE REIMBURSED FOR PAYMENT FOR ANY OTHER SERVICE, EXAMINATION OR TREATMENT THAT IS PERFORMED AS A RESULT OF AND WITHIN 72 HOURS OF RESPONDING TO THE ADVERTISEMENT FOR THE FREE, DISCOUNTED FEE OR REDUCED FEE, SERVICE, EXAMINATION OR TREATMENT.

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OUR CITY MIRAMAR | AUGUST 2017

Getting Your Child’s Eyes Ready for the Classroom

Back to School Specials SECTION EYE CAREHEAD

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AUGUST 2017 | OUR CITY MIRAMAR

any doctors believe that around 80% of learning occurs through a child’s eyes. Since a child’s eyesight may change frequently, consistent eye and vision care is crucial to a student’s classroom success. Surprisingly, most parents are not including eye exams as part of their child’s back-to-school doctor’s visit line-up. Furthermore, survey results show that over 50% of parents don’t take their child for an eye exam until at least age three. The AOA actually suggests that children receive their first eye screening at six months, then comprehensive vision examinations starting at age three, before beginning school. Exams should continue to be booked routinely every other year from that point on. Often the issues a child deals with in the classroom can come from sight difficulties. The number of students who are suffering from undiagnosed vision problems is quite high. Over 60% of students classified as students with learning-disabilities actually have undiagnosed vision problems. Your child will be much better off if you take a proactive role in ensuring your child is seeing properly. Don’t push off your child’s first vision screening until kindergarten. Pediatricians should perform a dilated eye exam to discover any serious eye problems within the age of two months. Every child should have a complete eye checkup by age five, since early intervention can make a difference. Additionally as a parent, it’s important to see whether your child is reading sufficiently. Generally, kindergarteners are excited to look at books and try and figure out words. Children that don’t read books may be experiencing a vision problem. Before you assume the worst, it’s a good idea to get a vision examination. For a pediatric eye exam at Mirvision, call us to book an appointment. Remember that the earlier a vision problem is identified and treated, the more likely treatment will be successful. And vision is an essential component for school work. If a child’s eyesight is flawed, increasing visual demands, such as finer print in textbooks or more homework, can considerably change a student’s success. At the same time, new technology in the classroom, such as using interactive SMARTboards, can also possibly exacerbate less obvious vision issues. Without proper eyesight, children may suffer not only at school, but also mentally, physically and emotionally. Before school starts this year, make sure your child’s vision is on par! Mirvision Eyecare is located at 2909 Dykes Rd., in the Fountains of Miramar Shopping Plaza. To book an eye exam for your child, contact Dr. Michael Chesen at 954-437-9733.

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f you haven’t been house hunting lately, ask someone who has. South Florida home prices have gradually increased the last few years, leaving a sense of doubt about housing affordability. The median price for existing single family homes in Miami-Dade, Broward and Palm Beach Counties recently hit $320,000. Interesting to note, the median price of a home in Broward County has soared by approximately 70 percent since 2012. With the prices of homes almost back to their pre-2005 levels in most instances, prices of homes are quickly outpacing wage growth. South Florida’s median household income is $49,426, up $2,930 or 6.30% since 2012. What does this equate to in regards to homeownership? In general, as a “rule of thumb,” a family having minimal debt, a respectable credit score and a household income of $49,000 would, in most cases, qualify for a mortgage loan of somewhere in the vicinity of $196,000.

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When you do the math, this means that a family earning the median income that wants to purchase a median priced home in South Florida would need a minimum of $124,000 as their down payment in order to qualify for a mortgage of $196,000. Although you can purchase a home with a 3.5% down payment with an FHA (Federal Housing Administration) loan, in this scenario, the homebuyer(s) would have to have an average income of approximately $78,000 to purchase at $320,000. With home prices at its current levels and wages lagging, it could take our younger generation 12 to 15 years to save enough money for a 20 percent down payment on a home. Added to this, the tight housing market has also driven up the price of rentals, making saving even more difficult. Purchasing power is also weakening as the Federal Reserve recently raised rates for the third time in the past seven months (the fifth rate hike since December 2015) in response to an “improved” economy. Although the Fed rate is not the same as the mortgage interest rate that homebuyers pay when they take out a home loan, the upward movement of the Fed rate puts pressure on mortgage interest rates. Mortgage rates still remain at a historic low, as the most recent numbers from Freddie Mac has the 30-year fixed-rate mortgage hovering around 3.89 percent. For every 1.0% increase in the mortgage rate, it decreases the amount of house one can afford by 10.0% Honestly, this editorial is certainly heartbreaking for want to be buyers as they’re going to have to save a lot more in a lesser period of time in order to be able to enter the real estate market than they would have in the past. The longer they sit out of the market, the higher the real estate prices will be. Home prices in South Florida will eventually level off, but they’re surely not about to fall! On the brighter side of the “coin,” let’s be thankful that we’re not looking to purchase a home in some of the least affordable housing markets in the country, such as Brooklyn or Manhattan, New York or San Francisco, California. Patrick Simm, Managing Director of the Simmsational Real Estate Group at Keller Williams Realty Partners SW can be contacted at 954-709-8258 for all your Real Estate related questions and/or inquiries. Visit www.PatrickSimm.com or on Facebook at Facebook.com/OneCoolRealtor

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LEGALLY SPEAKING

Three Major Mistakes by Homeowners When it Comes to Association Dues BY OMAR J. ARCIA, ESQ. FORECLOSURE DEFENSE AND CONSUMER ADVOCACY ATTORNEY

any homeowners that have fallen behind on their mortgage payments also make the decision to stop paying their homeowners’ association dues. If a homeowner is trying to save their home, nonpayment of association dues is perhaps one of the worst decisions they can make. Homeowners can quickly find themselves defending two foreclosure actions, one from the mortgage company and one from the homeowner’s association. The following are three major mistakes made by homeowners when it comes to condo and homeowner’s association dues. Only the mortgage company has the right to foreclose on a home. This is just not true. Florida law permits homeowners’ condo associations to place a lien against your property for the value of any unpaid dues or assessments, quickly foreclose, and take possession of the property to recover the value of that lien. There is no minimum amount for the lien. An unpaid fine for an unclean roof, for example, can lead to a lien being recorded against your home and a foreclosure of that lien by the association. Generally speaking, there are fewer defenses to an association action than a mortgage foreclosure action. Also, because the amount in controversy is usually less than $15,000, association foreclosure actions may be filed in the lesser backlogged county courts. This means that association foreclosure actions are completed much quicker than mortgage foreclosure cases – usually in less than 6 months. An association will not foreclose if there is no equity in the property. Just the opposite is the case. Since there is a significant mortgage ahead of the association lien, at the association foreclosure auction, the association itself will usually be the highest bidder and will become the new “owner” of the property. More and more homeowners’ associations are foreclosing on South Florida homes in order to take possession of the property and rent it out to recover the unpaid dues or fines, until and when the mortgage company ever forecloses on that property. Accordingly, your homeowner’s association may foreclose and deprive you of your property if there is equity or not. There is no need to hire an attorney to defend an association foreclosure action. Like in a mortgage foreclosure action, there are a number of defenses to an association foreclosure action which may only be effectively developed in court by a law firm with experience and specialized knowledge on how to defend association foreclosure actions. An attorney can also help you negotiate a structured settlement of your association debt with affordable payments to avoid foreclosure and keep your home. There are also bankruptcy related strategies that can be implemented to reduce or wipe out homeowners’ association debt altogether. Finally, if the association collection letter contains incorrect calculations, you may have a valuable claim against the association under one or more consumer protection laws. If you have fallen behind on your association payments, or recently received an association foreclosure action, it is important that you retain a well qualified law firm, like the Arcia Law Firm, to represent your interests. The Arcia Law Firm is privileged to represent dozens of homeowners in our community in association foreclosure and collection actions. Contact the Arcia Law Firm at 954-437-9066 to schedule your free consultation with Omar Arcia to discuss your case in detail. You may also visit www.arcialawfirm.com for more information about the Firm, and to make your appointment online.

AUGUST 2017 | OUR CITY MIRAMAR

BY WAYNE M. MESSAM, MAYOR OF MIRAMAR

iramar is known for its thriving aviation business sector, and is the home of Spirit Airlines corporate offices. It services the aviation sectors by providing aviation management and maintenance services. To expose our youth to this rapidly growing industry, the Miramar Summer Aviation Academy was created. The Aviation Academy provided an opportunity for middle and high school students to be exposed to careers in aviation such as air traffic control, pilot, aviation management and drone operating. Adventure soared sky high as youth in grades 5th-12th took part in the City of Miramar’s Summer Aviation Academy. Over 100 students were given the opportunity to experience the wonderful field of aviation. The Summer Aviation Academy was held last month where 35 lucky participants were selected from the group to attend a behind the scenes tour of the Miami International Airport. Partnering with Showcasing Aviation For Empowering Education (SAFEE) Flight allowed us to generate new avenues for our children by bridging the gap to exposing our youth to career options in Miramar’s thriving aviation industry. SAFEE aims to connect South Florida youth and the community to all that the field of Aviation offers.

The Summer Aviation Academy also partnered with Aero Accessories, Inc. and the International Aircraft Associates (IAA) to grant an opportunity for students to discover and experience aviation in a fun and exciting way right here in Miramar. Aero Accessories, Inc. is housed in Miramar and provides innovative restoration solutions for a high tech generation of Fuel, Hydraulic & Electro-Mechanical machineries. With years of experience in machinery maintenance and engineering it has continued to provide advanced and proactive results that generate premier goods and service. The International Aircraft Associates (IAA), also located in Miramar, specializes in material and support services. It additionally serves as an Aftermarket Parts Stockist and Redistributor for Commercial Aviation. Partnering with these industry giants created a chance for students to learn more about aviation while partaking in a hands-on approach this summer. There are many diverse and interesting careers that the field of aviation offers and students witnessed that through flight and air traffic control stimulators, fun educational activities and guest speakers in the field of aviation. As the summer rapidly comes to a close and a new school year begins I encourage both the youth and Miramar residents to take advantage of the many opportunities within the aviation industry. It is never too late to discover a new passion and explore a new dream. I give much gratitude to the Miramar Summer Aviation Academy for inspiring the next generation of pilots, aeronautical engineers, traffic controllers and repair technicians. Yours in Service,

Mayor Wayne Messam The Office of the Commission is located at 2300 Civic Center Place, Miramar 33025. To contact please call, 954-602-3198 or visit www.miramarfl.gov.

MESSAGE FROM THE MAYOR

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OUR CITY MIRAMAR | AUGUST 2017

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Special Trusts for Special People If you are the parents of a child with special needs, such as a mental or physical disability, you face the challenge of providing for them while you are alive, as well as seeing that they are taken care of after you are gone. The expenses of caring for a family member with special needs can be overwhelming, and ongoing medical care may not be covered by private insurance plans. State and local governments offer assistance, but it is subject to strict financial eligibility requirements. So what can a parent of a child with special needs do (or not do) to assure adequate care throughout their lifetime, yet not disqualify them from government assistance? First, it is important that parents, grandparents, and others be discouraged from establishing custodial accounts for a minor child with special needs. Why? Because once the minor child reaches adulthood, distribution from the custodial account may disqualify them from government services. A well-meaning grandparent’s act of generosity can actually do more harm than good. The same disqualification applies if a child with special needs is left assets outright or through a trust. What about leaving money to a trusted relative to be held on behalf of a beneficiary? While that sounds like a reasonable plan, the relative could lose the inheritance through their own divorce, bankruptcy, lawsuits or simply by mismanaging the assets. In addition, should the selected relative die, the inheritance becomes part of their own estate. Fortunately, the government has established rules allowing assets to be held for the benefit of an individual with special needs, without risking their eligibility for government assistance, in a trust called a “special needs” or “supplemental needs” trust. How does this work? A special needs trust preserves government benefit eligibility while at the same time providing assets that can meet the additional needs of the person with a disability that goes beyond provisions for the basic needs and limited medical and long-term support and services of Medicaid or Supplemental Security Income (SSI). These life-enhancing expenditures can include: supplemental education and training; out-of-pocket medical and dental services; transportation (including purchase and maintenance of a vehicle); travel and vacations; hobbies and recreation; purchases such as computers, electronics, and furniture; personal care aide; athletic training and completion; and special dietary needs. Most importantly, a special needs trust must be designed specifically to supplement, not replace, public benefits. Funds from a special needs trust cannot be distributed directly to the disabled beneficiary. Rather, funds must be disbursed to third parties who provide goods and services for the use and enjoyment by the beneficiary. Often, supplemental needs trusts are funded with life insurance proceeds, thereby providing resources exactly when they are needed. Special needs trusts are a critical component of your estate planning if you have a child or grandchild with disabilities. Life can change in an instant. What are you waiting for? Bruce Iden earned his J.D. from George Washington University National Law Center and his L.L.M in taxation from the University of Miami School of Law. He has been practicing in the areas of estate planning, real estate and business law for over 30 years. For more information, or to schedule a consultation with Mr. Iden, contact Iden Law Offices at 954-885-0085.

LEGALLY SPEAKING

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The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualiications and experience.

OUR CITY MIRAMAR | AUGUST 2017

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Your Pet Could Be Our Pet of the Month! Every month Our City Miramar randomly picks a pet of the month winner. Enter your pet today! Email entries to editormiramar@ourcitymedia.com. Please send a high-resolution photo with your entry. Tell us a little bit about your pet… Animal name & breed:______________________________________ Age and gender of animal:__________________________________ Favorite person:___________________________________________ Favorite toy:______________________________________________ Likes & dislikes:____________________________________________ Favorite thing to do:________________________________________

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AUGUST 2017 | OUR CITY MIRAMAR

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