Our City Miramar October 2017

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Your Community News Magazine

October 2017

Relax & Unwind with “SPA-TACULAR SAVINGS” at the JENCARE SKIN FARM DAY SPA Feature Story Page 19

Check Out Our New Website www.OurCityMiramar.com



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THE DONOWAY CENTER NEW HOPE FOR ADVANCED PANCREATIC AND LIVER CANCER PATIENTS Patient’s once diagnosed with locally advanced Pancreatic and Liver Cancers were given little hope and often offered limited treatment options all with certain short life expectancies despite the treatment they were receiving. However, a new procedure called Irreversible Electroporation, also known as IRE or NANO-KNIFE for short, has changed all that. Patients are seeing a doubling and tripling of their life expectancies based on recently published reports. Though currently used in patients with known locally advanced disease it has now found its place in the operating room and used when patients are “unexpectedly” found to have more advanced disease than pre-operative imaging shows.

Robert B. Donoway, M.D., F.A.C.S., F.S.S.O. Diplomate American Board of Surgery Diplomate, Society of Surgical Oncology Former Medical Director Memorial Cancer Center Medical Director of Institute for Breast Cancer Prevention

Dr. Robert Donoway, a surgical oncologist trained at SloanKettering, is the only surgeon performing these procedures. During the procedure, in the operating room, after it has been determined that the patient’s tumor is non-resectable, fine needle probes are placed through the tumor using ultrasound guidance to ensure there is no injury to critical structures such as the Bile Ducts and Portal Vein. High voltage current up to 3000 volts is delivered through the probes in 90 microsecond pulses synchronized with the patient’s heart rhythm to avoid any cardiac problems. The procedure lasts between 1 & 2 hours using imaging to follow the ablative process. After the procedure is completed the probes are removed and the patient is taken to ICU step down for a 24-hour observation period. Most patients are discharged in 2 or 3 days following surgery and because there is no major surgery to recover from they are able to start postoperative neo-adjuvant type chemotherapy and radiation sooner. After 3 to 6 months of combination treatment patients are re-evaluated and restaged. A number have been converted to Resection candidates, which is still deemed the standard of care. Preliminary results have been very encouraging and have more than doubled many patients' life expectancy. Clinical trials are ongoing to use new novel agents including monoclonal antibodies and vaccines as the next line of treatment in this highly selected & heavily pre-treated group. Dr. Donoway is the only surgeon performing this procedure in Florida. For more information about Dr. Donoway visit www.AtlasOncology.com

4000 Hollywood Boulevard Presidential Circle • Suite 160 North Hollywood, FL 33021

www.nanoknifesurgery.com


FOR CANCER TREATMENT AND PREVENTION

Robert B. Donoway, M.D., F.A.C.S., F.S.S.O. Surgical Oncology & Breast Surgical Oncology Practice specializing in Cancer of Breast, Pancreas, Liver, GI Tract, Melanoma, Sarcoma, Thyroid and Parathyroid, Cancer Prevention and Risk Assessment, Surgical Oncology, Breast Surgical Oncology, Endocrine, & Laparoscopic Surgery, Minimally Invasive Image Guided Breast Surgery, Genetic Cancer Counseling & Electroporation for Non-resectable Pancreatic and Liver Tumors.

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r. Donoway is a board certified Fellowship-trained Surgical Oncologist who received his MD and Surgical training at the University of Pennsylvania. He completed his fellowship in Surgical Oncology at Sloan-Kettering where he was the General Motors Cancer Research Fellow. He has taught on the faculty at Penn, Sloan-Kettering, University of Miami and Nova Southeastern. Dr. Donoway is the former Medical Director of the Memorial Cancer Institute and Chairman of the Cancer Committee for the Memorial Healthcare System as well as Chief of Surgery and Surgical Oncology at Memorial Regional in Hollywood. Dr. Donoway serves on the Board of the American Cancer Society & Gildas Club. He has also served as past President of the American Cancer Society Broward County Chapter. Dr. Donoway is active in the Society of Surgical Oncology and the American Society of Breast Surgeons. His accomplishments include being the first Surgeon in Florida to perform Radio Frequency Ablation as well as Laparoscopic Liver Resection. Dr. Donoway is a recent recipient of the South Florida Health Award for the use of Micro-Endoscopy for the detection of early stage Breast Cancer. Dr. Donoway is the Medical Director of the Institute of Breast Cancer Prevention and has been repeatedly named to “TOP DOCTORS IN AMERICA” by Castle Connolly. Dr. Donoway is the ONLY surgeon in Florida performing specialized Pancreatic and Liver ablation therapy for non-resectable tumors. Dr. Donoway is the Former Chair of the Aventura Cancer Committee at Aventura Hospital and Medical Center. Dr. Donoway has privileges and operates at Aventura Hospital, Memorial Regional, Memorial South and Memorial West. ▲▲▲▲▲▲ ▲▲ ▲ ▲

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PUBLISHER’S PAGE

Hurricane Irma

I

t has been a couple of weeks since those dreadful days. We saw our lights go out, the water come in (and out) and the winds blow. For the most part, however, we were ready. We closed our shutters, prepared our hurricane kits, filled our gas cans and gathered our insurance papers. Some of us evacuated, while others hunkered down and waited for whatever Mother Nature was going to bring. Our community did not come out unscathed, but mercifully the center of the storm avoided us this time. After seeing the near total devastation on the Caribbean island of Barbuda, some of us feel a bit lucky. One of the true honors of publishing this magazine is being able to tell the stories of members of our community doing incredible things. We have already heard countless selfless acts from “Hurricane Heroes” across the community. People putting the welfare of their neighbors before their own. We want to tell these stories. If you know a “Hurricane Hero” drop us a note at editormiramar@ourcitymedia.com. Help us tell his or her story.

CO-PUBLISHERS/OWNERS . . . . . . . . . . . . . . . . . . Terry & Christy Jaillet MANAGING EDITOR . . . . . . . . . . . . . . . . . . . . . . . . . . . Helen Penland OFFICE MANAGER . . . . . . . . . . . . . . . . . . . . . . . . . Gabriela Moscoso ART DIRECTOR . . . . . . . . . . . . . . . . . . . . . . . . . . . Jacqueline Allard GRAPHIC DESIGNER . . . . . . . . . . . . . . . . . . . . . . . CONTRIBUTING PHOTOGRAPHERS Krushot Photography, Lux Images, Mavila Photography, Weston Photography Studios ADVERTISING SALES MANAGER Nancy Koval . . . . . . . . . . . . . . . . . . . . . . . . Nancy@ourcitymedia.com

SALES REPRESENTATIVES . . . . . . . . Joyce Bak, Denise Caligiuri, Silvia Silva

Visit us online: www.OurCityMedia.com

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Sincerely,

editormiramar@ourcitymedia.com • graphics@ourcitymedia.com Our City Media of Florida, LLC publishes FREE monthly, local community news magazines covering Weston, Davie/SW Ranches/Cooper City, Aventura, Plantation, Pembroke Pines, Miramar, Hollywood & Hallandale Beach. Total circulation is 20,000+ per edition or a total of 140,000+ copies per month. Our City Magazines are direct mailed monthly to affluent single-family homes, condos and businesses in their respective communities. Monthly mailings are verifiable by USPS statements available at www.OurCityMedia.com. Additional free copies are available at selected locations throughout their respective communities and upon request by contacting this news magazine. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. Our City Media of Florida, LLC reserves the right to edit and/or reject any editorial or advertising content. Our City Media of Florida, LLC is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers. Entire contents copyrighted 2016 by Our City Media of Florida, LLC. Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

Terry & Christy Jaillet Co-Publishers

FEATURE STORY 19 Relax & Unwind with “SPAtacular Savings” at the Jencare Skin Farm Day Spa

BRAIN GAMES 22 Puzzle

CAN DO KID

CONTENTS

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26 9-Year-Old Organizes “Kids on a Mission”

EYE CARE 28 What is Color Blindness?

MESSAGE FROM THE MAYOR 33 Blasting in Miramar

SEEN ON SCENE 34 Commuity Snapshots

PET OF THE MONTH 36 “Victoria and Gotti”

PHOTO OF THE MONTH 37 The World’s Favorite Magazine™

REAL ESTATE 30 Preparing Yourself and Your Home For Sale

CALENDAR OCTOBER 2017 10 October 2017

BUSINESS SPOTLIGHT 31 The Cochran Firm – South Florida; Standing Up for the Ordinary Citizen

COMMUNITY NEWS 12 Residents are Grateful for Hurricane Irma Day of Prayer 14 Miramar Community Garden: Planting Season in Full Force!

8

Anna Pizzoferrato

LEGALLY SPEAKING

16 MPPCC Shares Post Hurricane Irma Business Relief Information

32 How to Defend Against and Eliminate Deficiency Judgments

24 At Arc Broward’s Main Campus Students Reach Their Full Potential

35 Yours, Mine and Ours

OCTOBER 2017 | OUR CITY MIRAMAR

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. Divorce & Separation . DEBT DEFENSE . Estate Planning – Foreclosure . - Wills & Trusts – Loan Modification . Probate Litigation – Bankruptcy . Asset Protection – Collections Defense . Personal Injury – Credit Card . Medical Malpractice – Debt Settlement . Worker's Compensation . Real Estate . Commercial Litigation . Criminal Defense . Immigration . Landlord - Tenant

954-447-2580

www.CabanasLawFirm.com

Sergio M. Cabanas, Esq.

18503 Pines Blvd., Suite 301, Pembroke Pines, FL 33029 Hablamos Español • Falamos Português

www.AbogadoCabanas.com

Considering A Divorce?

I

f you are considering a divorce, it’s critical to understand what would happen in the event of your incapacity or death, either during the divorce or after.

Unfortunately, many divorce lawyers do not discuss incapacity or death with clients simply because they do not have training in estate planning issues and it’s not at the forefront of their minds when they are advising you through your divorce. So, that means you may need to be the one to bring it up. When you do, here are some things for you to keep in mind: Depending on the jurisdiction, as soon as you file for divorce, automated “orders” go into effect which may limit what you can do with your assets during the divorce. While you cannot entirely disinherit your spouse during a marriage in the state of Florida, you can make certain changes to your estate planning in anticipation of your divorce or while it is in process. Talking with your divorce lawyer about these issues (or meet with your Personal Family Lawyer, if he or she has created your estate plan, before you file for divorce) is a wise choice. Keep in mind that if you previously had a single Personal Family Lawyer prepare an estate plan for you and your spouse, you should seek the advice of a new attorney, as a conflict of interest will arise with the attorney that prepared the joint plan. If you have already filed for divorce, you may want to revoke any existing powers of attorney, positions as

trustee, and health care directives giving your soon to be ex-spouse control over your assets and your medical decision-making if you were to become incapacitated, as well as execute what we call a “Divorce Will”, which is a “temporary” Will that would cover the disposition of your assets in the event of your death during your divorce. Talk to your divorce lawyer about these temporary documents that can be executed while you are in the divorce process, and then ensure he or she is coordinating with us on your behalf to get these documents prepared and signed. Be sure to update your “Divorce Will” and estate planning documents once your divorce is finalized and all asset dispositions have been handled. These new documents will take your new reality as a single adult into account. As your Personal Family Lawyer, we can guide you in creating a comprehensive financial plan that protects and preserves your wealth while navigating your divorce, and enable you to meet all your financial obligations. Before we meet, we’ll send you a Family Wealth Inventory and Assessment to complete that will get you thinking about what you own, what you may owe, what matters most to you, and what you want to leave behind. You can begin by calling our office today at 954-447-2580 to schedule a Family Wealth Planning Session.


CALENDAR OCTOBER 2017

1st

Paula Arcila – Miss Cuarenta: A comedy that reflects on the age no woman wants to reach. Written and performed by Paula Arcila, actress, comedian, and radio host. Not appropriate for children under 16 years old. 7:00 pm to 8:30 pm at the Miramar Cultural Center Theater, 2400 Civic Center Place. Tickets $30, $40, $50.

Grammy and Platinum Gospel Artist, Kirk Franklin, will perform at the recently-opened Miramar Regional Park Amphitheater on Saturday, October 7, 2017, starting at 7:00 p.m. at the “Gospel In the Son Music Fest.” To purchase tickets go to www. Ticketmaster.com. Ticket prices range from $55 to $125.00.

Selena-Los Chicos del 512 – Get ready to sing, dance, and relive Selena in this mind-blowing concert honoring the legendary performing artist. An MCC Signature ticket rewards you with a complimentary cocktail. 8:00 pm to 10:00 pm at the Miramar Cultural Center Theater, 2400 Civic Center Place. Tickets $35, $45 and MCC Signature $60.

14th

6th - 8th Celebrate Latin Culture with Marci Poppins! – A fun, colorful pageantry of music, dance and family friendly activities. Come celebrate Hispanic Heritage Month with a fun interactive tribute to Latin culture. Held at the library. All Ages. 11:00am-12:00pm.

Kirk Franklin Live at New Miramar Regional Park Amphitheater – Multi-

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13th

Teen Club – Come hang out with other teens and plan cool activities for the library. Join and earn volunteer hours. Held at the library. 3:00pm-5:00pm

Writer’s Club – The Friends of the Miramar Library hosts this Creative Writing Club. Come and join us as we write, read, listen and comment! 10:30am-12:30pm

7th

21st

Try Your Hand at iPad! iOS 10 – In this course, you will learn the basic tricks and techniques for using your iPad. Please bring your own iPad fully charged. Seating is limited. Held at the library. No Pre-Registration. 10:30am-12:30pm

5th & 19th

Just Between Friends – Kids and Maternity Consignment Sale… Join us for the nation’s largest children’s and maternity sale offering books, toys, games, furniture, clothing, shoes and maternity clothes at 50 to 90 percent off retail prices. Open to the public Friday, October 6th at 3:00 pm to ?; Saturday, October 7th at 9:00 am, 7:00 pm; Sunday, October 8th, 9:00 am to 3:00 pm. at the Miramar Youth Enrichment Center, 7000 Miramar Parkway. For more information contact 754-3331JBF.

(behind the front bldg.), 3700 Largo Drive.

10th Miramar/Pembroke Pines Regional Chamber of Commerce, Leadership South Broward: New Program Launch – An eight-month course designed as a program of exploration and examination of the Leadership South Broward to educate and empower civic-minded professionals with a goal of building and maintaining a strong network of effective community leaders. Questions regarding the program can be directed to Robert Goltz at robert@ miramarpembrokepines.org or by calling 954-432-9808 ext. 104. Miramar Community Garden General Meeting – Open to the public. Come share knowledge and good times with the members of the Miramar Community Garden. 6:00 pm to 8:00 pm at the Fairway Community Building

OCTOBER 2017 | OUR CITY MIRAMAR

Saturday Volunteer Day at the Miramar Community Garden – A rewarding opportunity for neighborhood improvement while getting fresh air and some physical activity. Volunteers under 16 years old must be accompanied by a parent. 8:00 am to 10:30 am at the Miramar Community Garden, 3700 Largo Drive. Friends of the Miramar Library Membership Meeting – Meeting to discuss library events and advocacy. Open to the Public. 11:00am-1:30pm

22nd

Friends of the Miramar Library Fall FUNdraiser! – Games, Prizes, Face Painting, Fortune Teller, Arts and Crafts, Book Fair, Food, and Fun. All proceeds go to the Miramar Library. 11:0am-5pm

16th

From The Mixed Up Files of Mrs. Basil E. Frankweiler: Educational Performance – ArtPower’s enchanting musical, based on E. L. Konigsburg’s Newbery Medal-winning classic follows Claudia Kincaid and her brother Jamie up the stone steps of the metropolitan Museum of Art and right into the middle of an adventure sure to captivate audiences of all ages. Grade Level: 2-6; Curriculum: Music, Language Arts, Literature-based. 9:30 pm to 10:30 pm at the Miramar Cultural Center Theater, 2400 Civic Center Place. Tickets $6 per person, all ages.

Fire in the Coal Pot II: Peter London Global Dance Company – An explosive and sensational global dance extravaganza featuring international guest stars. Come celebrate Peter London Global Dance Company’s 6th Anniversary as South Florida’s premiere multicultural professional contemporary dance company. 7:30 pm to 9:30 pm at the Miramar Cultural Center Theater, 2400 Civic Center Place. Tickets $25, $35, $40.

27th Not so Scary Halloween Rhythm Learning Time – A Halloween themed music story time followed by a craft and a Halloween Parade. Come in costume…parents can dress up too! Held at the library. Ages 5 and under. 11:00am-12:00pm



Residents are Grateful for Hurricane Irma Day of Prayer COMMUNITY NEWS

BY HELEN PENLAND

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n September 16th, Mayor and homes of debris, sharing water, food, Wayne Messam hosted a cellphone usage, and much more. Many new Day of Prayer, inviting all friendships have been made, meeting under who wished to attend from Miramar such difficult circumstances. One resident, and surrounding areas. The idea Ria, said a 25-year-old tree on her street was conceived by the Mayor’s wife partially fell and the sidewalk was holding it Angela, and on somewhat short up. It was a safety hazard, so all the neighnotice, almost 200 people came to bors gathered together to clean the street of the event. The Mayor and his staff branches and other rubbish. This way the City were able to secure responses could easily navigate the road to remove the from four clergy members of diftree. After speaking with the Mayor, she said ferent faiths to deliver prayers at the tree would be taken away the same day. the service. Another resident, who declined to give her The event was held in front of City name, told us she invited a family she met Hall and people gathered in front during cleanup to stay in her home. Their roof of and all around the fountain area. was badly damaged and they were having Bertram Gillings from K-LOVE radio difficulty finding a place to go. As it turned out, played uplifting music before the Mayor Delivers Opening Remarks service for those in attendance. In the Mayor’s opening remarks, he highly applauded first responders Fire Even the smallest child in the Department, Police Department, and Public Works for family of four had his hands beginning debris pick-up at the earliest possible hour. full. Donations are being used They began on Saturday morning at about 2am and to help Miramar evacuees and the Mayor himself accompanied them. They assessed families who need support. damage to that point and started clearing public Further donations continue roadways and neighborhoods immediately. That to be received at City Hall for made it possible for the Fire and Police Departments distribution as needed. to access people with emergency needs. According Our City Miramar spoke to the Mayor, Miramar Parkway was unpassable from to many of the people there University Drive all the way to 64th Street. About 90% of the community lost power, which had yet to be fully Photos Credit: Gregory Reed restored one week after the storm. He then introduced Pastor Wayne Lomax from The Fountain Church they only lived a few homes away on the same street. who delivered an opening prayer. His She said she is grateful she met them and now has message was one of gratitude but some lovely new friends. also about recovery for islands, such as Barbuda which was completely devastated by Hurricane Irma, and the Keys and west coast of Florida. Pastor Lomax continued by introducing each clergy member who followed him during the ceremony. The clergy members included: Pastor Wesley Green of Christway Baptist Church; Bashir Fadl representing Pastor Wayne Lomax the Muslim Community; Pastor Pete Tokar from The Bridge Church; and Pastor Mark Rodriguez of Calvary Fellowship. Each before and after the official event. All said prayers about a particular topic. There were Miramar residents had positive things to prayers of Thanksgiving, Remembrance, Healing and say about the City’s quick response to the Restoration, and Rebuilding and Unification. aftermath and the Mayor’s ongoing comThe formal ceremony was closed with the heart-felt munity support. Two of the participants, song “Amazing Grace” with participation by everySchool Board Member Patti Good and her one. Representatives of the Police Department, who husband Tom Good, Commissioner for the stood at the back of the crowd, quietly returned to South Broward Drainage District, said the City’s swift The people of Miramar and other areas were their duties afterward. The street was lined with emer- action during and after Hurricane Irma was superior. very thankful for this gathering of hope and unity. gency vehicles and clean-up trucks, ready to begin Both said the strong connection between City officials Speaking with many, they expressed the need for their work and respond to urgent needs. and the community helped the residents maintain optimism and a respite from daily efforts to regain People from as far as Miami and Fort Lauderdale a positive outlook. The Mayor’s hands-on commitnormalcy in their lives. came to bring their nonperishable items and food and ment to helping the residents of Miramar is a great to take part in the service. Among the contributions example for others to follow. If you would like to make donations were battery-operated lanterns, water, canned goods, People were eager to share their stories of kindto those in need, you may drop them clothing, and cleaning items. One family brought sevness from others they didn’t even know. There were off at City Hall located at 2300 Civic eral cases of bottled water and numerous other items. many about neighbors helping each other clear yards Center Place.

OCTOBER 2017 | OUR CITY MIRAMAR



Miramar Community Garden: Planting Season in Full Force! COMMUNITY NEWS

BY HELEN PENLAND

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hat a true labor of love! Planting season has begun at the Miramar Community Garden (MCG)! The garden’s planting season is generally tied to the school year calendar, from September (or before) through May of the following year. But, some plants grow throughout the entire year and of course, they need tending. Elsi Rose, Development and Capital Management Coordinator, manages all the garden activities, from planning to harvesting; she has been its guardian since its inception in May 2010. As many residents of Miramar already know, the MCG was built with donations from corporate sponsors. The funds started the original 3,150-square foot garden. According to their official website, they received a $60k grant from GRO1000 Gardens and Green Spaces by the U.S. Conference of Mayors and Scotts Miracle-Gro Company in 2014. The garden grew! To a very nice 7,000-square foot area! It is now home for a butterfly garden, fruit grove, and much, much more! All work in the garden is done by volunteers. Official members include 20 dedicated people that have a variety of talents, four master gardeners, and one chef. Ms. Rose wants to stress: members do NOT need to be residents! Anyone can sign up to be a member at the web address at the end of the article. To date, member-volunteers have logged in excess of 19,000 service hours since May 2010. Approximately 20 events are organized by the members each year. According to Ms. Rose, members join for a variety of reasons. Some join for their love of gardening, some for educational purposes, some for community service hours, and more. MCG is the first “micro farming system” in the county. It provides many opportunities to the community, members, and volunteers by offering a social network for gardening lovers, educational information for volunteers to learn about urban agricultural businesses, a chance for vocational training, and also for service hours (mentioned above). Most importantly, it promotes learning how to grow organic, healthy, natural fruits and veggies in “your very own backyard.” The MCG’s Fact Sheet lists many of the components of the garden. They include, but are not limited to: ▸▸ Gro-bags ▸▸ Drip irrigation ▸▸ A vermiculture station (worm hotel) ▸▸ Compost stations ▸▸ A banana grove ▸▸ Pollinator borders surrounding the garden ▸▸ A demonstration area showcasing sustainable agriculture ▸▸ And rain cisterns Planting season starts with all the planning and preparation you may imagine. The planning stage begins with assigning members as garden “Row Captains.” One member, or “Row Captain,”

is assigned to maintain and direct volunteers for a single row. Each row grows selected garden plants, fruits, and vegetables. However, before that begins, supplies are gathered, from fertilizer and manure to mulch and seeds for planting. Every member is requested to volunteer two hours of what they refer to as “sweat equity” per week. Most donate much more time. Each 3rd Saturday of the month, MCG holds a Volunteer Day at the Garden. Volunteers are needed for monthly projects including tidying up the garden and any other special, ongoing projects. They meet from 8:00am – 10:30am at the garden. It’s a great opportunity for clean air, solid physical but rewarding activity, and area improvement. They also hold a monthly garden general meeting at the Fairway Community Building to coordinate and organize monthly activities and events. Be sure to check their website garden calendar for dates each month. The meeting is open to the public. The MCG members work hand in hand with many schools and other organizations. They work very closely with Jason Fairway Elementary School, adjacent to the garden, and other schools throughout Miramar. They also gain volunteers from colleges, corporations who hold volunteer days, Girl Scouts, Boy Scouts, and many more. Currently the Miramar Community Garden volunteers are planning Garden Markets on upcoming Saturday mornings where people will be able to choose and harvest their preferred crops. Organic practices will be taught and discussed. The Market Garden includes crops such as dragon fruit, sugar cane, pineapples, lettuce, and kale. The garden boasts one Master Gardener and Row Captain who is an expert tomato gardener; the garden grows approximately 42 varieties of tomatoes! The harvesting season presents many opportunities for special events such as Earth Day’s Disco Soup that was held in April of this year. We’ll have much more information in future issues! Our City Miramar has been unable to reach Ms. Rose post Hurricane Irma. We hope there was minimal damage to the garden and all is well. Look for more news in future issues of Our City Miramar. To become a member (you do not need to be a resident) or volunteer, please go to the Miramar Community Garden official website at http:// www.miramarfl.gov/501/CommunityGarden. There are links to the calendar, membership, and a special link for growing tomatoes. You may also contact them via phone at 954-602-3264, Monday – Thursday 7 a.m. - 6 p.m. Miramar Community Garden is located in Fairway Park at 3700 Largo Drive.

OCTOBER 2017 | OUR CITY MIRAMAR


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COMMUNITY NEWS

MPPCC Shares Post Hurricane Irma Business Relief Information

I

f your business was impacted by Hurricane Irma, or you looking to provide aid, The Disaster Help Desk can help.

State Assistance

Florida Small Business Emergency Bridge Loan Program - This program is administered by the Florida Department of Economic Opportunity (DEO) in conjunction with the Florida SBDC Network and Florida First Capital Finance Corporation (FFCFC). The loans help businesses bridge the gap from the time damage occurred to when businesses obtain other financial resources. To be eligible, the following applies: ▸▸ Business must have been established prior to September 4, 2017. ▸▸ Demonstrate economic injury or physical damage resulting from Hurricane Irma. Eligible small businesses in every Florida county having two to 100 employees may apply for these loans. They are short-term and interest-free. Loans may be from $1,000 to $25,000. Terms are 90 or 180 days. Applying for a Bridge Loan - Visit www.floridadisasterloan.org for more information and to apply. Deadline to apply is October 31, 2017. Business Damage Assessment Survey - Storm damage is being assessed by the DEO. Small businesses impacted by Hurricane Irma are asked to complete a Business Damage Assessment Survey. The survey helps the State Emergency Response Team determine the needs and level of assistance. Please visit www.flvbeoc.org to take the survey.

Federal Assistance

Per Chamber news, “Through the declaration, businesses and nonprofits in Broward, Charlotte, Clay, Collier, Duval, Flagler, Hillsborough, Lee, Manatee, Miami-Dade, Monroe, Palm Beach, Pinellas, Putnam, Sarasota and Saint Johns counties in Florida are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private non-profit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Alachua, Baker, Bradford, Desoto, Glades, Hardee, Hendry, Highlands, Marion, Martin, Nassau, Okeechobee, Pasco, Polk, and Volusia in Florida.” Business Physical Disaster Loan Program - Business Physical Disaster Loans are intended to help repair or replace disaster-damaged property for businesses

16

OCTOBER 2017 | OUR CITY MIRAMAR

and nonprofit organizations. They may apply for up to $2 million to repair or replace property. This includes equipment, machinery, inventory, real estate, and other business-related assets. Economic Injury Disaster Loan Program - According to the Chamber News Release “Businesses in qualifying adjacent counties may apply for up to $2 million for working capital through the SBA Economic Injury Disaster Loan program.” Loans are for organizations to meet financial obligations and operating expenses through the disaster recovery period. Check their website to see if your business qualifies, more details, other available loans as well as interest rates. To Apply for Physical and Economic Injury Loans - Businesses must first register with the Federal Emergency Management Agency (FEMA) at www. disasterassistance.gov, by mobile device at m.fema.gov or call the toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362 (800-462-7585 TTY). Upon registration with FEMA, businesses may apply for a disaster loan several ways: ▸▸ Submit an online application at https://disasterloan.sba.gov/ela; ▸▸ Download an application from www.sba.gov/disaster and submit to a SBA disaster recovery center or mail to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155; ▸▸ Visit an SBA recovery center for one-on-one assistance; or ▸▸ Visit their local Florida SBDC for assistance. Deadline to return applications for physical property damage is November 9, 2017. Deadline to send economic injury applications is June 11, 2018.

Florida SBDC Network Stands Ready to Assist

The Florida SBDC Network supports disaster preparedness, response, recovery, and mitigation through its Business Continuation Services. As part of the network’s service offering, the Florida SBDC will also be deploying its Mobile Assistance Centers (MACs) into affected communities. Florida SBDC is working with state and federal officials to determine the MACs locations. Information will be released soon. For questions, contact the Florida SBDC Network at (850) 8983489 or Disaster@FloridaSBDC.org. Phones are answered during regular business hours. All voice mails and emails will be responded to within 24 hours.


Increased Risk of Heart Disease Following Breast Cancer Diagnosis Other commonly used drugs for treating breast cancer, like trastuzumab (Herceptin), can also contribute to cardiovascular problems down the road, so patients need to be aware of the risks.” In addition, radiation therapy to the chest area can increase a woman’s risk for heart disease because the treatment is administered in close proximity to the heart.

Thomas Samuel, MD Diego Sadler, MD Breast Oncologist

Cardio-Oncologist

Breast cancer survival has improved over the years due to new, innovative therapies. However, some treatments may cause cardiotoxicity, or damage to your heart. This is especially true if you are at risk for heart disease. According to Thomas Samuel, MD, Cleveland Clinic Florida breast oncologist, “A significant issue for women with breast cancer is the ‘survivorship’ period, which refers to what happens after they survive the cancer. It’s particularly important to be aware of the risk of heart disease.” Many of the therapies used, including chemotherapy, radiation therapy and hormonal therapy, can impact a patient’s longterm cardiac risk. Dr. Samuel adds, “For example, some of the agents we use in chemotherapy increase future risk of heart failure. Certain chemotherapy regimens that include medications called anthracyclines can cause weakness of the heart muscle and congestive heart failure.

“Thankfully, today radiation therapy techniques are very safe and localized, and are designed to spare the heart from any significant damage,” said Dr. Samuel. Cardiotoxicity can occur in various forms, including damage to the heart muscle itself, arteries, or the heart valves. Although cardiotoxicity can be life-threatening, it can often be managed effectively with medication and minimally invasive treatments. Diego Sadler, MD, Cleveland Clinic Florida cardio-oncologist said, “Fortunately, the percentage of patients affected by these treatments is relatively small and there are now sophisticated imaging modalities that allow early detection and treatment of heart disease resulting from cancer treatment for breast cancer.” Breast cancer patients who have undergone these types of treatments, but who are also at high risk for heart disease due to other conditions, are at an increased risk for cardiotoxicity. “Pre-existing factors such as hypertension, diabetes or genetic conditions affect breast cancer survivors similar to how

they affect the general population; however, having undergone certain cancer therapies may put them at an even higher risk for heart disease,” said Dr. Sadler. It is also important to know that some therapies used in the treatment of breast cancer have the potential to cause cardiac disease many years, even decades after treatment. For this reason, surveillance to allow for early detection and treatment can offer improved cardio-vascular outcomes. The relatively new specialty, cardio-oncology, focuses on the effect cancer treatments have on the heart. Cleveland Clinic Florida is one of South Florida’s leading healthcare providers for both cancer and cardio-oncology care. Cleveland Clinic Florida’s multidisciplinary cardio-oncology team of oncologists, cardiologists, radiologists and cancer support specialists customize unique treatment plans for each patient. They are dedicated to caring for patients in every stage of cancer treatment who are at risk for, or have developed cardiovascular disease. This allows for the safe completion of potentially life-saving cancer treatments with minimal effects to their cardiovascular health – ultimately giving patients the best opportunity for long-term survivorship. For a consultation with a Cleveland Clinic Florida breast cancer specialist, call 800.639.DOCTOR or visit clevelandclinicflorida.org/breastcancer for more information.

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OCTOBER 2017 | OUR CITY MIRAMAR


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ellness is invaluable. With today’s busy lifestyles, it is more important than ever to make time to de-stress and renew the mind, body, and soul. Jencare Skin Farm Day Spa is offering its bi-annual “SPAtacular Savings” event, which is a great way to re-invigorate. From October 9 - 22, there will be an opportunity to enjoy organic facials, full body exfoliations, and massage therapy treatments for just $50 per service.

Using its signature product line, Jencare caters to the skin within each spa service. There is a salon and nail lounge in the spa. It offers facials, massage therapy, manicures, pedicures, hydrotherapy body treatments, body wraps, detox treatments, hair removal, and hair care services – all designed to restore balance, alleviate tension, improve well-being, and facilitate healthy, beautiful skin. Why is Jencare offering SPAtacular Savings? At Jencare Skin Farm Day Spa, we aim to counteract the stress of modern life by essentially providing our customers with a sale on health, wellness, and beauty. Health is our focus! Beauty is the bonus!

FEATURE STORY

Jencare Skin Farm Day Spa is a full service facility offering a unique style of spa treatments that focus on healthy skin and overall wellness. From the moment you walk through the door, you can expect to be whisked away and pampered for a blissful few hours in a true world-class spa.

Relax & Unwind with “SPAtacular Savings” at the Jencare Skin Farm Day Spa BY DEBBY TEICH

Why should clients take advantage of the SPAtacular Savings? It is far too easy to be consumed with the busy lifestyles and forget important things like taking care of yourself. We want to inspire change in this area. Moments of relaxation and selfcare are vital to overall health and productivity. We should never need an excuse to take better care of ourselves. Nevertheless, for most of us, an excuse may actually facilitate the care that we need. This is your excuse! What services will be offered/ discounted during SPAtacular Savings? We will be offering the following services: • Organic Facial ($50) – This skin therapy improves the texture and appearance of skin using the finest organic products. This is our classic customized facial that specifically caters to the individual needs of the skin. • Exfoliation Bliss ($50) – Unclog your pores, remove dead skin cells, detox, and improve your circulation for younger, healthier, softer skin. This spa therapy softens, hydrates, tones, and restores the skin to health and natural radiance. • Body Therapy ($50) – Invigorate the muscles as you improve your circulation, boost your immune system, and relieve tension knots. What sets Jencare apart from other local day spas? Our founder, Jennifer Samuda, sets us apart. She has left a legacy of excellence in the quality and results obtained from the skin care and spa services offered. Because of her, our clients are treated as

intimately as family. To have a Jencare experience is to truly know about the attention and care we put into the detail of each service and product. Jennifer Samuda was a

pioneer in the industry who ensured that we are always equipped with the most advanced proprietary methods, techniques, and technology to care for clients.

What are the benefits of spa therapy? There is so much renewal and inspiration to be found in the healing of spa therapy. We provide a regenerating repose from the stressors of life to bring balance and stability to your entire being. This allows you to be effective in all areas of your life. Pampering is an understatement to the Jencare quality of spa care. We implore you to evaluate your wellness journey, because your health will certainly reward you with the good habits that you cultivate with our skin and wellness farm today. Work hard! Play hard! Jencare Spa often! Health is our focus! Beauty is the bonus!

Jencare day spa

Jencare’s SPAtacular Savings runs from October 9 - 22. Jencare Skin Farm Day Spa is located in the Miramar Town Center, 11607 Red Road in Miramar. For information, call 954-436-6227/8, visit www.jencare.com, and follow them on Instagram and Twitter @jencaredayspa.

OUR CITY MIRAMAR | OCTOBER 2017

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OUR CITY MIRAMAR | OCTOBER 2017

23


At Arc Broward’s Main Campus Students Reach Their Full Potential COMMUNITY NEWS

BY HELEN PENLAND

A

fter a tour of Arc Broward’s main campus, it is even more clear how important the non-profit is to Broward residents. It sits on almost 10 acres of property located in Sunrise, Florida. Built in the late 1980s, the campus has since been home to most of Arc Broward’s 21 programs, including Arc Broward Preschool, which was the program that started the organization in 1957. The Children’s Division has programs that serve children from birth through age 21. One of these is an in-home program called Parents as Teachers (PAT), a preschool, specialized after school and summer camp. The equipment needs are tremendous for this and all programs such as therapy bikes, exercise equipment, and other apparatus geared to help children with disabilities. The campus is in great need of grants to purchase more equipment and build an Outdoor Fitness Zone and Playground. The specialized Zone will be built to specifically to serve requirements for children in the after-school and summer camp program. According to Jessica Rodriguez, Director of Development, Arc Broward received a grant last year from the Florida Panthers that was used to purchase muchneeded equipment that provides for some of their needs. They have applied again this year and hope for positive results.

Ms. Gina DeGesero, one of their valued employees, has two children, Xavier and Oliver, who graduated from the Arc Broward Preschool. She volunteered for quite some time during their attendance and eventually became a full-time employee. She loves her job and helping the children daily. In addition, the campus provides after-school and summer-camp programs geared toward providing needs for children with developmental disabilities and have severe behavioral problems. The facility also has programs for Transitioning Youth: the School of Hire Education and Youth Links, both focused on helping ensure they are career-ready. This Summer they tallied the number of minutes the students worked. Their grand total was an astonishing 349,440 minutes of paid internships! Arc Broward also has a transportation division and vehicle fleet of about 40 vehicles that transport clients, including the Adult Day Program Clients. Remember, Arc Broward serves students from the entire county. If you are in need of their services, the main campus and administrative office is located at 10250 NW 53rd St., Sunrise, FL 33351. To contact them call the main phone line at (954) 746-9400 or visit their webpage, http://www.arcbroward.com/contact-us.

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25


SECTION CAN DO KID HEAD

9-Year-Old Organizes “Kids on a Mission”

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hat a fabulous example for others! Miley Morales is a true hero! According to her mom, Jennifer Rodriguez, after preparing for the catastrophic storm Hurricane Irma, they are thankful their family is just fine. Post Hurricane Irma making its presence known and leaving the area, 9-year-old Miley insisted they do something to help others. Residents of Miramar for a little over three years, they started by Miley and her mom finding a Publix that was open. They bought as many cupcakes as they could, took them home, and froze them for a couple of hours (luckily the freezer was still extremely cold). Then they set out to distribute them to all the public servants they saw working and to the Fire and Police Stations. In an email, Jennifer explained Miley’s next idea. “Mom we bought so many items that thankfully we didn’t need, I’m sure everyone did too, since the stores were so crazy. Why don’t we go door to door and ask people for extra items they would like to donate and we can take them to the Keys to help those that really do need them.” This is when Kids on a Mission was born! In a short time, they were able to enlist the help of: Luis “lucho” Pedraza from the Galiz Cycling Foundation; the Knights of Columbus #14730 of Saint Louis Catholic Church, Pinecrest , FL; and Gerardo “Jerry” Rodriguez, Miami Dade County Councilman District 10.

One young girl with a mission united kids from several communities to help collect donations. For two days, Miley went door-to-door gathering items; then she began hosting a donation drive. On Saturday, September 16th Miley, accompanied by other community children she recruited, went to Boaters Park on 178th and Pembroke Road. Between 9am and 3pm, they accepted donations. Miley’s goal was to fill a “reeeeaaaly big truck” and surpassed that goal by a long shot! On Sunday, a group of volunteers drove with five truckloads to the Florida Keys, set up stakes, and watched people take what they needed. They collected useful clothes, water, canned goods, and much more. Other groups delivered contributions from Homestead all the way to north Broward County. Jennifer’s daughter has worked extremely hard and united more than 50 kids in just two days. All parents participated as Miley managed to get them involved in the community and taught them the joy of giving. Jennifer is very proud of her daughter and says if you were to meet her she has no doubt you would see how unique and special this 9-year-old is. In fact, the paperwork to create a nonprofit organization for Kids on a Mission is already underway. Should you have items to contribute, you may call Jennifer Rodriguez at 305-903-7595.

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Fall Specials

What is Color Blindness? BY MICHAEL CHESEN, OD

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OCTOBER 2017 | OUR CITY MIRAMAR

olor blindness is a disorder affecting the capability to see colors under typical light or to discern colors as they are normally seen. Generally, the condition is present at birth, but it can also result from old age or a number of diseases of the eye. The discernment of color depends on cones located in the eye. People are usually born with three kinds of pigmented cones, each of which perceives various wavelengths of color. When it comes to pigment, the size of the wave is directly linked to the perceived color tone. Short waves produce blue tones, middle-sized waves are perceived as green tones and longer waves are seen as reds. Which type of cone is affected impacts the spectrum and severity of the color blindness. Because it is a gender-linked recessive trait, green-red color deficiency is more frequent in men than in females. Still, there are a small number of females who do experience some degree of color blindness, particularly yellow-blue deficiencies. Color vision deficiencies are not a debilitating condition, but it can impair educational progress and work performance. Not having the ability to distinguish colors as friends do can quickly and negatively impact a student’s confidence. For working people, color blindness could become a disadvantage when competing against peers trying to advance in a similar industry.

There are several examinations for color blindness. The most common is the Ishihara color test, named after its inventor. For this test a patient views a plate with a circle of dots in various sizes and colors. Within the circle appears a digit in a particular tint. The patient’s ability to see the number inside the dots of contrasting colors indicates the level of red-green color sight. Even though inherited color vision deficiencies can’t be treated, there are some steps that might improve the situation. Some evidence shows that wearing tinted contacts or anti-glare glasses can help people to see the distinction between colors. More and more, computer applications are becoming available for regular personal computers and even for smaller machines that can assist users to distinguish color better depending upon their specific diagnosis. There are also exciting experiments being conducted in gene therapy to correct the ability to distinguish colors. How much color vision problems limit a person is dependent upon the type and severity of the condition. Some individuals can adapt to their condition by familiarizing themselves with alternate cues for colored objects or signs. For example, many individuals are capable of learning the shapes of traffic signs (rather than recognizing red) or contrasting items with paradigms like a blue body of water or green trees. If you notice signs that you or a child might be color blind, we recommend that you see an optometrist. The sooner you are aware of a problem, the sooner you can help. To book an eye exam for your child, contact Dr. Michael Chesen at 954-4379733. The office is located at 2909 Dykes Rd., in the Fountains of Miramar Shopping Plaza.



Preparing Yourself and Your Home for Sale

Exp. 11/27/17 SS

Exp. 11/27/17 SS

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BRAIN GAMES ANSWER KEY Solution O P A L P E C O T R A I D N A C E Y O M E R I E S E A R S U K E N E V A E L E M P R O

S L O O P

C A M E O S

S A P N A P I S O L E I A N T T O E S A L M O N N E E T D A N E E N T R D S

A R E M O D E A D E S E N S D E R G E N U L L T I S A B E A B R A S E I G O R D A T E

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OCTOBER 2017 | OUR CITY MIRAMAR

REAL ESTATE

BY PATRICK SIMM

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he process of getting your home ready to be listed for sale goes beyond finding the correct Realtor for the job of selling your home and pricing it correctly at the fair-market value. It is to the seller’s advantage to sell quickly once the home goes on the market, as they usually maximize their profits when they sell earlier in the process rather than later. Very few homeowners ever think about prepping their home’s condition prior to listing in search for that “easy sale.” Sellers have a great deal of control over how their property is perceived, and there are quite a few things that you as a seller can do to prepare your home for sale to maximize its value in the eyes of prospective buyers. Here are a few points to consider prior to listing your house for sale: ▸▸ Before preparing your home for sale, prepare yourself first. Learn to separate your emotions from the selling process. Frankly, this is easier said than done. It is best if a seller totally disconnects. Instead of looking at it as your home, you should look at it as a product that you need to market and sell for the highest possible price. Prepare yourself so you do not take the opinions of prospective buyers and Realtors about the home personally. ▸▸ While getting accustomed to the idea of detaching your emotions from the sale, it is also best to start thinking of de-personalizing the property. This may seem harsh, but buyers tend to visualize the property as his or hers, and not yours. This can be accomplished by removing family portraits, personal photos and other personal effects that could cause a distraction to the buyer viewing the property. ▸▸ Another advantage to selling is to totally de-clutter. Buyers want to get a good feel for the layout and space within the house. Closet and garages in disorder with clutter pose a big turn-off to buyers. ▸▸ Beating your competition with condition is another important factor. Performing repairs to everything that needs maintenance, from the leaking faucet to repainting to cover the nicks and scratches on the walls from the everyday wear and tear. A complete home inspection is recommended, so that you can identify what needs to be repaired and have the opportunity to fix it beforehand. Let’s revisit the number one aspect that counts in selling your home. A seller needs to get real about the pricing. We have access to so much information and knowledge, so today’s buyers are very educated about the market and the comparable sales within the area, which heavily influences the fair market value of your home. Have your Realtor do a comparable market analysis and price the property right from the onset. The adage by where sellers price above the fair market value so that there will be room to negotiate just doesn’t make a lot of sense, does it? Oddly enough, even though we are currently experiencing a shortage of inventory for sale, buyers are “sitting on the fence” and not acting unless the home is priced fairly and is in good condition. My advice has always been to price it correctly from the onset, so that you can have the maximum amount of interest and possibly create a situation where you will have multiple offers on the property! Patrick Simm, Managing Director of the Simmsational Group at Keller Williams Realty Partners SW, can be contacted at 954-709-8258 for all your Real Estate related questions and/ or inquiries. Visit www.PatrickSimm.com or on Facebook at Facebook.com/OneCoolRealtor.


The Cochran Firm – South Florida; Standing Up for the Ordinary Citizen

P

reserving the rights of ordinary people is the primary goal of The Cochran Firm. At their Plantation office, headed by Jack Paris, the attorneys and staff pride themselves in achieving the best possible outcome for each client. With individual dedication, they strive to ensure quality representation.

The Cochran Firm is dedicated to the core values of its founding partner, Johnnie L. Cochran, the worldrenowned attorney and philanthropist. His lifelong dedication of defending the rights of the injured, the oppressed, and the disadvantaged is truly his legacy. Currently, the firm has 28 offices throughout the country and plans for expansion are already in the works. Boasting some of the nation’s most talented, highly respected and gifted, personal injury, criminal defense, and workers’ compensation attorneys, together they are dedicated to providing quality legal representation to people of all races, socioeconomic status, religion, age or gender. Jack Paris, overseeing the South Florida office, concentrates on the areas of automobile accident litigation, and cruise passenger and crew claims, cruise ship and maritime issues, and premises liability cases. Originally a New Yorker, he earned his undergraduate degree in Political Science at Hobart College and then made the transition to South Florida attending the University of Miami School of Law. He is currently a member of the Florida Bar, federal bars of the Southern and Middle Districts of Florida, and the Eleventh Circuit Court of Appeals. Associated with numerous other associations, committees, and forums, he also finds time to give back to the

community by organizing local food banks and serving as a Board member of the Zeta Tau Community Center for Youth. Scott Leeds is a managing partner with The Cochran Firm and focuses his practice in the areas of personal injury and medical malpractice litigation. He was one of the first attorneys to sue the Republic of Cuba with success. In that case, he won more than $47 million. His numerous nominations from peers include Law and Leading Attorneys for Florida, ATLA’s Top 100 Trial Lawyers, South Florida Legal Guide Top Lawyers, and a Martindale Hubbell AV rating. He is also a member of the Florida Justice Association, American Bar Association, Dade County Trial Lawyers Association, and Association of Trial Lawyers of America.

BUSINESS SPOTLIGHT

BY HELEN PENLAND

If you feel you deserve to be compensated for your suffering that was due to someone else’s careless behavior, the firm’s attorneys will conduct a confidential case evaluation at no cost to you and advise you how to proceed. Get justice by receiving the monetary compensation you deserve. With a decades-long track record of winning the most challenging cases, the Cochran Firm strives to ensure quality representation for ordinary citizens. For more information, please contact The Cochran Firm-South Florida at (954) 473-0011. Their address is 499 NW 70th Avenue, Suite 116, Plantation, FL 33317. Or find us online at cochranfirmsouthflorida.com. Nationally, they can be reached toll free at 1-800-THE-FIRM.

★ NEW BROWARD LOCATION ★ Our Experienced Litigation Team is Available 24/7 for a Free Consult All Accident Cases Medical Malpractice Nursing Home Abuse Criminal Defense Partner Jack Paris

1-800-THE-FIRM Broward 954-473-0011

w w w. c o c h r a n f i r m . c o m

OUR CITY MIRAMAR | OCTOBER 2017

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LEGALLY SPEAKING

How to Defend Against and Eliminate Deficiency Judgments BY OMAR J. ARCIA, ESQ. FORECLOSURE DEFENSE AND CONSUMER ADVOCACY ATTORNEY

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he most recent trend of cases coming into our office is “deficiency judgment” actions brought against homeowners after a foreclosure, short sale or deed in lieu. If you were foreclosed out of your home, completed a short sale or returned your property to the bank through a deed in lieu, the bank may still sue you for the difference between what you owe under the mortgage and the value of the property in question. That is called a deficiency judgment. If is not properly defended, it can lead to garnishment of wages, levying of bank accounts and repossession of vehicles. There are several key ways you can defend against or eliminate deficiency judgments altogether. The first and most effective way of defending against a deficiency judgment is based upon a recently enacted law in Florida, which requires that as of July 1, 2013 a deficiency judgment action be brought within one year of a final judgment, short sale or deed in lieu, instead of the previous law that allowed up to five years to bring a deficiency judgment action. If properly presented in court, the new one-year law can be used to stop a deficiency judgment action in its tracks. The second line of defense against a deficiency judgment is to challenge the right of the party bringing the action to collect on the judgment. Lenders often sell the right to a deficiency judgment to collection agencies, but the transfer may be entirely ineffective for failure to comply with legal formalities. If properly challenged, the new “pretender lender” may voluntarily dismiss their deficiency judgment action, and you may even be entitled to a refund of your attorney’s fees and damages if you have valid claim under one of Florida’s consumer collection protection laws. Of course, one sure-fire way to eliminate any deficiency judgment is to file for bankruptcy protection. Once you file a bankruptcy, not only will all legal proceedings stop instantly, but when you receive a discharge in bankruptcy, your mortgage deficiency, all credit card, medical, and all other unsecured debt is forever eliminated. Bankruptcy, however, should be reserved as a last resort option. Defending a foreclosure, deficiency judgment and filing for bankruptcy are NOT do it yourself propositions. The attorneys at the Arcia Law Firm have over 25 years combined litigation and trial experience, and we are privileged to successfully represent hundreds of homeowners in our community. We will gladly refer you to our satisfied clients so you can be confident in your decision to hire our Firm. If you recently received a demand letter attempting to collect a debt after a foreclosure sale, short sale or deed in lieu, or were served with a lawsuit seeking a deficiency judgment, contact the Arcia Law Firm today at 954-437-9066 to schedule a free personal consultation with Omar Arcia, or visit www.arcialawfirm. com for more information about our case results, testimonials from dozens of satisfied clients, and helpful information.

GOT  NEWS?

email editormiramar@ourcitymedia.com 32

OCTOBER 2017 | OUR CITY MIRAMAR


BY WAYNE M. MESSAM, MAYOR OF MIRAMAR

T

he effects of blasting are still a major concern for the residents of the City of Miramar because of the negative impacts it is causing to our quality of life. The City Commission has been working hard to ensure our residents find relief and get action. Our successful lobbying efforts resulted in Governor Rick Scott and the Florida Legislature getting involved to assist our city in finding solutions. I held an Intergovernmental meeting in the City of Miramar on August 24, 2017 to discuss a path forward to study the blasting in our area and its negative impacts on property and individuals. In attendance were representatives from the Florida State Fire Marshall, City of Miami Lakes and a representative from the Riviera Isles Blasting Committee. To properly address the residents’ issues of blasting, the meeting highlighted areas of concern throughout the discussion. The most important issue discussed was the state funded study to determine the impacts on property based off of the current levels of blasting. The results from this study can then be used to shape any future blasting legislation and regulations, potentially providing relief for residents and mandating more aggressive restrictions on White Rock Quarry. During the discussions, I shared with the Fire Marshall representatives Miramar’s position to ensure the study captured important concerns of our residents. First, the state funded study must include Miramar due to the fact of our unique geology and White Rock Quarry having one of the largest mining operations. Second, the city is demanding that health impacts be included in the study or be concurrently assessed. Finally, I stressed the demand that the study be independent of any consultant that would be influenced by White Rock Quarry. Because we are all in this together, the City of Miramar has created a Blasting Advisory Board made up residents and the business community. The Blasting Advisory Board provides information and recommendations to the commission during this process. Miramar will maintain an active role in the study. Our goal is that the city of Miramar receives a study that will provide answers for our residents. The study should provide regulations that prevent blasting activities from damaging our homes and/or causing mental and emotional distress, and facilitate a claims process that works for residents opposed to the process that exist today that works against residents. For more updates regarding the issues of blasting and opportunities to attend blasting meetings here in Miramar be sure to check the City of Miramar webpage to stay up-to-date with current news and information. You can also check the site to learn more about blasting and get involved with other future city initiatives right here in Miramar. To receive more current updates from the Mayor’s office, follow me on Twitter: @WAYNEMESSAM or Instagram: WMESSAM. Yours in Service,

Mayor Wayne Messam The Office of the Commission is located at 2300 Civic Center Place, Miramar 33025. To contact please call, 954-602-3198 or visit www.miramarfl.gov.

MESSAGE FROM THE MAYOR

Blasting in Miramar

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OUR CITY MIRAMAR | OCTOBER 2017

33


SEEN ON SCENE

MAYOR MESSAM’S HURRICANE IRMA DAY OF PRAYER

Additional photos of the Mayor’s Hurricane Irma Day of Prayer. The event brought together residents of Miramar and other communities highlighted by prayers by four local clergy members. See full story on page 12. Photos courtesy of Gregory F. Reed

FOOD & WATER DISTRIBUTION AFTER HURRICANE IRMA

Mayor Way Messam distributed food and water to citizens in need on September 21st beginning at noon until all donations were depleted. More contributions are expected as the recovery moves forward.

NEIGHBORS HELP CUT TREE AFTER UPROOTING FROM YARD

Marcia Henry and her family had help from neighbors cutting up a tree that uprooted in their yard. The Mayor visited them to check if other help was needed.

MILEY MORALES FOUNDS “KIDS ON A MISSION”

9-year-old is a selfless young lady who set out to help people who were in need after Hurricane Irma. She with the help of her mom, Jennifer Rodriguez, organized pick-up and distribution locations for donations in three counties. Check out the article on page 8.

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OCTOBER 2017 | OUR CITY MIRAMAR


Yours, Mine and Ours

A

sad fact is that the average marriage lasts only seven years, with one out of two marriages ending in divorce. As over seventyfive percent of divorced individuals eventually choose to remarry, blended families now outnumber traditional nuclear families. And while this family dynamic has become the new normal, it’s a far cry from what was portrayed on the classic television series, “The Brady Bunch.” If you are part of a blended family, you face some unique estate planning challenges. These include providing for your current spouse if he or she survives you, and making sure that when your spouse dies your children will be taken care of. Family relationships may change dramatically after the first spouse dies and what the surviving spouse does with his or her assets can often be unpredictable. Let’s review just a few possible estate planning options.

LEGALLY SPEAKING

BY BRUCE IDEN, ESQUIRE

More than a law firm. We’re your neighbors.

Your spouse

A simple, albeit not wise, approach would be to leave everything to your spouse. As your spouse adores your children, you have no doubt that he/ she will always take care of your children, right? Realistically, this approach might end up totally disinheriting your own children! Consider this. If your spouse becomes incapacitated it is very likely that your spouse’s children will take over the financial affairs of the family. You don’t need a vivid imagination to see how that might turn into a disaster. What happens when your spouse dies? Or remarries? Your assets may ultimately be inherited by your stepchildren, or even by the person who marries your spouse. Proper legal planning can avoid these pitfalls.

Your children

Another solution is to leave assets to your children. Of course, this guarantees that your children will not be disinherited, but this path may also lead to unintended consequences. Leaving assets outright to your children opens up a wide range of concerns, including the possibility that they may squander their inheritance by spending or investing unwisely, or lose most or all in a nasty divorce, an untimely lawsuit, or through bankruptcy. Even if your children are adults, shouldn’t you still consider protecting them from future creditors and predators?

Contact Us Today

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14601 SW 29th Street Suite 110, Miramar, FL 33027 www.idenlaw.com

Your ex-spouse

You probably don’t consider your ex, but your former spouse does play a role in your estate planning. Think about it. If you leave money to your minor children, it is likely that your ex-spouse will be appointed by the probate court to manage your children’s property. What happens if a child dies while single and childless? Who would inherit their assets? As the next-of-kin of your children, that individual can be your ex-wife or ex-husband! Planning effectively for a blended family requires creativity and experience. Consult with an estate planning professional to formulate a plan that is right for you and your family. Life can change in an instant. What are you waiting for? Bruce Iden earned his J.D. from George Washington University National Law Center and his L.L.M in taxation from the University of Miami School of Law. He has been practicing in the areas of estate planning, real estate and business law for over 30 years. For more information, or to schedule a consultation with Mr. Iden, contact Iden Law Offices at 954-885-0085.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualiications and experience.

OUR CITY MIRAMAR | OCTOBER 2017

35


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Your Pet Could Be Our Pet of the Month! Every month Our City Media randomly picks a pet of the month winner.

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Animal name & breed Age and gender of animal Favorite person Favorite toy Likes & dislikes Favorite thing to do / Last seen

GOT NEWS? email editormiramar@ourcitymedia.com


Take your latest copy of Our City Miramar on the road with you and you could be our lucky winner. Send us your “The World’s Favorite Magazine™” photo and you could win a gift certificate to a local restaurant. Happy trails!

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EMAIL PHOTOS TO: editormiramar@ourcitymedia.com Please send hi-resolution original digital photos as attachments only. Include name, address, phone number and where photo was taken.

Nilton Mattos recently travelled to San Nicolas Tlazala in Mexico and carried his copy of Our City Miramar with him! Here, he stands in front of Iglesia de San Nicolas Tlazala.

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