Central Florida Times | 2nd Quarter Newsletter by Overflow

CENTRAL FLORIDA TIMES

CAICF.ORG | 2ND QUARTER 2022

ASPHALT

2ND QUARTER 2022

CONTACT INFORMATION P.O. Box 941125 Maitland, FL 32794 www.caicf.org exdir@caicf.org 407-913-3777

2022 BOARD OF DIRECTORS Frank Ruggieri, Esq., President Jarad Pizzuti, President-Elect Tracy Durham, CMCA, AMS, CFCAM, PCAM, Vice President Leslie Ellis, CPA, MSA, CGMA, Treasurer Jessica Cox, Secretary

A Message from the President Dear Valued Chapter Members: If there is one certainty in life, it is that there will always be challenges. Notwithstanding, it certainly feels like we are presently in an especially challenging time. It seems to have started with COVID and has now moved into additional challenges including the war in Ukraine and record-setting inflation. More specifically and locally, we are also faced with new legislation effective July 1st, which presents its own host of challenges. The world at large and most especially our country also seems to be challenged with a sense of divide, which I cannot recall facing to this degree, at least in my lifetime. I have long held the belief that life’s pendulum always swings in both directions. I, therefore, remain hopeful that we are on the verge of better times. One thing is for certain, how we overcome life’s challenges is a comment on our personal and individual character. As an organization, I believe our Chapter has never been stronger. Life’s challenges can and should be viewed as an opportunity to excel and improve. Our Chapter has never been more fiscally sound and we sit on the verge of an opportunity to make a real difference in Central Florida communities with our community grant program. The educational opportunities and assistance we make available to our Community Association Manager Members have also never been more robust. I encourage all of our members to view our present challenges as an unrivaled opportunity to excel and improve the way we do business for the benefit of the communities we serve. I have every confidence that our members will do just that. Have a wonderful and safe summer!

Stacey Loureiro, CMCA, AMS Sincerely,

Lynne Sadowski Matt Vice, Past-President Tom Wheir Ken Zook

Frank Frank A. Ruggieri, Esq., The Ruggieri Law Firm President, CAI Central Florida Chapter

Specialists in Condo and HOA Repainting and Repairs

Excellent quality control on every Condo and HOA paint and repair project, with no unwanted surprises... 6 offices serving ALL of Florida Working with Condo boards and HOAs since 1951 l Small and large projects, including high-rise buildings l l

Roofing repairs, waterproofing and roof replacement l Restoration of walls & surfaces l Electrostatic metal painting l Constant on-site supervision l

Call 877-442-5062 for a quote www.MunyanPainting.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

FROM THE CED

Chapter News BY REINI MARSH, CHAPTER EXECUTIVE DIRECTOR

t’s hard to believe we are already halfway through 2022. We will be starting our Christmas shopping before you know it. We have had several great events this year and we still have several more scheduled. Coming up in the next few weeks, our annual Bowling Contest will come on sale. The event is scheduled for September 21st. Then the annual Golf Tournament will go on sale. Save the date October 21st and stay tuned for more details on these fun networking events! In February, we had our great Trade Show and it was a huge success. We were also the hosting Chapter for the CAI National Convention and the Chapter Party was a smashing success. Check out page 6 to see some of the fun. I am not sure how we will be able to top that in three more years! Everyone had a wonderful time! Last week we hosted a Summer Happy Hour and that was a blast also. Thanks to all of you who were able to come and enjoy friends and drinks. You can see some photos from this fun and informal event on page 8. 4

C E N T R AL F L O R I D A T I M E S | 2 ND Q U A R TER 2 0 2 2

Please join me in sending Jamie Stevens our continued prayers and words of encouragement as she continues to recover from a stroke. As some of you may know, on Saturday, May 14th, while in Kansas for her grandmother’s funeral, our dear friend Jamie Stevens suffered a large brain bleed and was airlifted to St. Luke’s Hospital in Kansas City. Jamie continues to work hard in her recovery. She is hitting new milestones every day, but she still has a long road ahead of her. In addition to her medical bills, Jamie’s home will need to undergo modifications to make it more accessible for her. If you cannot donate funds, please share. Perhaps you know someone who is willing to donate services to help convert her home. While we have faith that the last 7 years Jamie has dedicated to her company will afford her the opportunity to return once she is further in her recovery, legally, that’s not guaranteed. Every little bit helps. If you are able to help Jamie and her family during this difficult time, it would be greatly appreciated. Please click here to donate to Jamie’s Recovery Fund. As always, you are what makes our Chapter so great! Happy Summer to everyone!

SET YOUR WATERBODY UP FOR SUCCESS THIS YEAR AND BEYOND SOLitude Lake Management is committed to keeping your lakes, ponds, and wetlands healthy and beautiful. Our customizable SOL Pro Plans help set your waterbody up for success. From shoreline erosion repair and depth restoration to improving water quality with aeration and nutrient remediation strategies, our annual management plans keep your waterbody on track year-round. Invest in your waterbody today, and enjoy its beauty for years to come.

Learn More About SOL Pro Management Plans SOLitudeLakeManagement.com/sol-pro

For a full list of our services, visit solitudelakemanagement.com/services

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

CHAPTER PARTY ON MAY 5

C E N T R AL F L O R I D A T I M E S | 2 ND Q U A R TER 2 0 2 2

17 Board Certified Construction Litigators Throughout Florida Offering Any Fee Structure to Fit Your Needs

Kaylin Martinelli

Aaron K. Crews

Orlando acrews@beckerlawyers.com

David M. Milton

Orlando kmartinelli@beckerlawyers.com

Patrick C. Howell

Orlando dmilton@beckerlawyers.com

Scott Kiernan

Orlando phowell@beckerlawyers.com

Orlando skiernan@beckerlawyers.com

Florida | New York | New Jersey | Washington, D.C. beckerlawyers.com

Assessing community priorities is complicated

NO NEED TO GO IT ALONE Our easy to understand reserve studies help your board make smarter, more confident decisions that support your community’s financial health.

For your reserve study proposal, contact us at (800) 980-9881 or visit reserveadvisors.com.

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

HAPPY HOUR ON JUNE 23

C E N T R AL F L O R I D A T I M E S | 2 ND Q U A R TER 2 0 2 2

PERSONALIZED PAINT SERVICES Behr brings a complete team of specialists to your project to provide answers, create solutions and offer professional services specifically designed for property managers and owners. • HOA Color Books

• Call, Text, or Email Your Orders

• Arrange Will Call and Schedule Deliveries* • Project Specification Services • Custom Color Matching

• Digital Color Renderings

• Project and Order Record Management

• Full-Size Drawdown Samples

• Job Walks *Where available. Some limitations apply.

AMBER SCHMIDT

Regional Account Manager (407) 414-6199 | amschmidt@behr.com 2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

CHAPTER UPDATE

Calendar of Events More details regarding upcoming events will be posted to caicf.org under the “Events” tab. Check back regularly for the most up-to-date information. CAICF Board Meetings will be held before or after each of the Monthly Meetings. Please be sure to register for all events in advance, as we need an accurate head count for space and food purposes prior to the event. Thank you for your help! •

•

July 14th: Meet the Managers at 2pm at the Winter Park Events Center (1050 W. Morse Boulevard). Business Partner spots Manager Member spots are SOLD OUT. This is a 4-hour event and we request that Management Companies man their table for the entire event. If a shift change is needed, please make arrangements to have the table staffed the entire time. This will ensure that both rounds of business partners are treated fairly. For more information, click here.

•

September 1st: Monthly Luncheon Meeting

•

September 21st: Wild West Bowling Round Up from 4pm7pm at Boardwalk Bowl (10749 E. Colonial Drive in Orlando). Make sure you dress if your best wild west attire! All attendees will need to bring socks and provide their bowling shoe sizes (unless you have your own). The cost is $255 for a lane with up to 5 bowlers, food and a drink ticket. Cheerleaders (nonbowlers) are $40 and include food and a drink ticket. Below are the available sponsorship opportunities (WILL BE ON SALE SOON!): » King Pin Sponsor: $550, includes one bowling team, marketing table and signage. » Strike Sponsor: $450, includes one bowling team and signage. » Award Sponsor: $350, includes signage and 2 Cheerleaders. » Food Sponsor: $250 includes 2 Cheerleaders, food and 2 drink tickets.

•

October 6th: Monthly Luncheon Meeting

•

October 21st: Annual Golf Tournament at Orange County National Golf Center and Lodge in Winter Garden.

•

November 3rd: Monthly Luncheon Meeting

•

December 1st: Annual Meeting & Holiday Party

August 4th: Monthly Meeting: Luncheon - Legal Update CEU at Dubsdread Country Club in Orlando. Frank Ruggieri of The Ruggieri Law Firm will present. Registration begins at 11:30am and the program begins at 12pm. Manager Members & Homeowner Leaders (HOA Board Members) are FREE and Business Partners will be a flat $30. PLEASE REGISTER ASAP. NO SHOWS AND CANCELLATIONS AFTER 8/3 AT 12PM WILL BE BILLED $30. Click here to register. Want to sponsor the August meeting? Click here for all the details.

SPONSOR AN UPCOMING CHAPTER MEETING IN 2022! Each sponsor for the Chapter Meetings receive face time in front of the membership with the microphone to talk about your company. You will also be able to put give-away items and collateral on all the tables. Space is also provided for our sponsors to display their marketing materials. Every sponsor is important to our chapter and your generous donation goes directly to off set the costs of the program. Only three sponsors are permitted per program. Please consider sponsoring today! CONTACT REINI MARSH AT EXDIR@CAICF.ORG OR 407-913-7777 10

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

LOOKING FOR A SERVICE PROVIDER? CAI Central Florida has a list of great service providers in most every industry a Community Association could need! The best part is, they are members! Check it out at: caicf.org/directory.

What’s Lurking Beneath the Surface in Your Community We handle claims on a contingent fee basis, advancing all fees and costs We have attorneys Board Certiﬁed in Construction Law by The Florida Bar We will partner with your current attorney for your association and solely handle the construction defect claim Do not let your claims expire! Call us at 407.455.5664 for a free inspection and report of any ﬁndings of construction defects

BOUTIQUE SERVICE | TOWERING CAPABILITIES Construction Legal Services | www.balljanik.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

EDUCATION

Upcoming Orlando Workshops & Manager Education Classes COMMUNITY CONNECTIONS WORKSHOP SERIES This series is hosted in partnership by Orange County Neighborhood Services Division and the City of Orlando Office of Communications & Neighborhood Relations. The workshops are free to all. Cultivating Leadership Succession Saturday, July 9th from 9am-11am Does your association have a leadership development or succession plan? It is not difficult and very necessary to keep the association moving in the right direction. Learn simple ways to prepare for the future to avoid burnout and bring in new leadership. Click here for the workshop information and to register on Eventbrite. You Have No Idea! Resources the City & County Neighborhood Teams have to Support Neighborhood Organizations Saturday, August 13th from 9am-11am Do you know all of the resources your county and city neighborhood teams have to offer? This workshop will give you an overview of resources, programs and services that focus on enhancing the quality of life in your neighborhood. Walk away with a greater understanding of the many tools available to make a difference in your neighborhood and some swag. Click here for the workshop information and to register on Eventbrite. Asset Based Community Development - Connecting with your Neighborhood’s Assets Saturday, September 10th from 9am-11am It is all about community building! This workshop is designed to teach neighborhood leaders and volunteers new strategies through “civic and social networking.” ABCD builds on the gifts (skills, experiences, knowledge, and passions) of neighbors, local 12

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

business, and community and faith-based organizations, the power of neighborhood organizations, and the supportive functions of local government needed for livable and sustainable neighborhoods. Participants will learn the ABCD approach of enhancing and supporting a neighborhood organization’s capacity to identify, promote and connect with their neighborhood assets. Click here for the workshop information and to register.

EDUCATION FOR MANAGERS CAI offers many online learning opportunities (click on the dates below to register or obtain more info) that lead to professional credentials. View the 2022 Education Catalog for additional resources. » July 14-15 - M:100 - The Essentials of Community Association Management (Live Virtual Class) » July 21-22 - M:320 - High-Rise Maintenance and Management (Live Virtual Class) » August 11-12 - M:202 - Association Communications(Live Virtual Class) » August 18-19 - M:201 - Facilities Management(Live Virtual Class) » September 1-2 - M:100 - The Essentials of Community Association Management (Live Virtual Class) » September 7-8 - M:310 - Management Company Administration (Live Virtual Class) » September 22-23 - M:204 - Community Governance (Live Virtual Class) » October 6-7 - M:205 - Risk Management (Live Virtual Class) » October 19-20 - M:100 - The Essentials of Community Association Management (Live Virtual Class) » October 27-28 - M:206 Financial Management (Live Virtual Class)

"Devoted to the Personalized Representation of Community Associations" 111 N. Orange Ave., Ste. 725, Orlando, FL 32801

6767 N. Wickham Rd., Suite 400-H, Melbourne, FL 32940

www.ruggierilawfirm.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

NEW CHAPTER MEMBERS

BUSINESS PARTNERS

BUSINESS PARTNERS CONT.

MANAGER MEMBERS CONT.

ATI Restoration, LLC

The Premier Property Maintenance Group

Laurie Carbonneau, CMCA, AMS

Barry Siburkis

Michael Edwards

Bank OZK

True Property Inspections

Larry Jones

James S. Ilardi

CertaPro Painters Orlando-Space Coast

Xtreme Roofing & Construction

Eric Netzorg

Mathew Appell

VOLUNTEER LEADERS

Gold Key Roofing

Yardnique

Shawn A. Schweikart

James Ambuehl

GuardOne Security Services

NATIONAL BUSINESS PARTNERS

Ann Hunkar-Huie Live Oak Reserve Homeowners Association, Inc.

Roxana Diaz HOA Capital Matthew Gassen Juniper Landscaping of FL, LLC Michelle Arrondo Cady One Call Roofing & Siding Sami Seji Pipe Restoration Solutions Mary Ann Moore Prestige Cleaning Group, Inc. Yahaira Deleon Roofing Plus, Inc Debbie Ray SafePassage Solutions Nicole Gibbons Second to None Landscape + Tree Care Bryan Walters 14

GAF Roofing Material Manufacturer Scott Ariail Gordian Staffing Rob Buffington, CMCA

MANAGEMENT COMPANIES INFRAMARK Christopher Tarase Odin Property Management LLC Minetta Garay

MANAGER MEMBERS Maireli Cepeda-Simmons Towers Property Management, Inc. Alexandria Zook Waterford Lakes Community Association Chris Bertoch

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Marilyn Hernandez Ksenia Matos Lauren Wheeler, CMCA, AMS

Lisa Maguire Live Oak Reserve Homeowners Association, Inc. Stacey Reeves Live Oak Reserve Homeowners Association, Inc. Lydia Telfer Live Oak Reserve Homeowners Assoc, Inc. Suzanne Turner Live Oak Reserve Homeowners Assoc, Inc. Joseph Betancourt Remington Master HOA, Inc Justin Harper Vistas at Waters Edge Eric Mock Vistas at Waters Edge Andrew Phillips Vistas at Waters Edge

SPECIALIZING IN APARTMENTS & CONDOMINIUM COMMUNITIES

STRATUS

ROOFING

www.STRATUSROOFING.com

(407) 625-5866 Our Customers…

What our customers are saying…

“I absolutely would recommend Stratus Rooﬁng to anyone looking to hire a solid, professional rooﬁng company. They are exceptional at producing quality work, consistently meeting or exceeding deadlines, provide hands-on supervision on-site and are a company of absolute integrity.” — Property Manager, Mosaic at Millenia

SHINGLES

METAL

TILE

TPO

PVC

EPDM

MODIFIED

Licensed & Insured CCC1326094 | CRC026344

is now

DIAMOND AWARD WINNER #1 Public Adjuster (FLCAJ)

The insurance adjuster works for the insurance company. We work for you. 1.800.892.1116 | info@stoneclaims.com | www.stoneclaims.com THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

CAI LARGE-SCALE MANAGERS WORKSHOP

ourney out west to the heart of Orange County, California to learn how the master-planned communities of Lake Mission Viejo, Rancho Santa Margarita, Ladera Ranch and Rancho MissionViejo have stood the test of time. Nestled between the mountains and the sea, these four award-winning communities stretch through some of the most idyllic areas of Southern California. Come and be inspired by the legacy of the land, thought-provoking discussions, educational seminars and genuine California hospitality. The Workshop will begin with registration on Wednesday, September 14th and conclude Saturday before lunch. Participants should plan to remain until late afternoon on Saturday, September 17th. Enjoy accommodations at the Laguna Cliffs Marriott Resort & Spa in Dana Point, CA, with transportation included to and from all seminars and tours. Each fall, CAI’s Large-Scale Managers Committee hosts an annual Workshop exclusively for community managers specializing in large-scale communities. A large-scale community is defined as a community providing municipal type services with a minimum of 1,000 units or minimum of 1,000 acres and a minimum of $2 million operating budget. The Workshop is hosted by four large-scale community and participants spend 2.5 days touring properties and attending innovative education sessions specifically designed for the large-scale community manager. This Workshop may include full days away from the hotel touring communities without returning to the hotel. 16

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

The Workshop sells out quickly, and the 2022 Workshop will be limited to 120 participants, so early registration is strongly recommended. Advanced registration will be available for 60 days.

WORKSHOP GRANT APPLICATION: The Large-Scale Managers Committee (LSMC) has established grant funds to provide financial support for large-scale managers, who are in need, to attend the annual Workshop. Two grant recipients will receive complimentary Workshop registration and a maximum of $1,000 each to cover expenses related to the 2022 Workshop. Click here to download the application, which is due July 1st.

REGISTRATION dvanced registration is limited to onsite large-scale general A managers, assistant general managers and those with a current LSM designation. Click here to register for the Workshop. Register by July 29th » $675 Early Bird Full Workshop CAI Members » $775 Early Bird Full Workshop Non-CAI Member » $525 Early Bird Attendee Guest (includes dinners/evening entertainment ONLY Register After July 29th » $765 Full Workshop CAI Member - Standard Rate » $865 Full Workshop Non-CAI Member - Standard Rate » $595 Attendee Guest (includes dinners/evening entertainment ONLY)

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

LEGISLATION

Site of the Champlain Towers South condo collapse.

Florida Condominium Safety Legislation Passed in the Special Session! BY CAI FLORIDA LEGISLATIVE ALLIANCE (CAI-FLA)

uring the end of May, the Florida legislature was in special session and condominium safety was one of three initiatives addressed. CAI Florida Legislative Alliance is pleased to announce that SB 4D – Building Safety Act for Condominium and Cooperative Associations passed unanimously through both the House and Senate on May 24th and 25th respectively, after a powerful and heartfelt appreciation for the sponsors, Sen. Jennifer Bradley (R-5), Senator Jason Pizzo (D-38) and Rep. Daniel Perez (R-116) was expressed by Members in both the House and Senate.

The legislation includes a framework largely based on CAI public policy recommendations for:

» »

Governor DeSantis signed the bill on May 26th. This bipartisan legislation is the result of tireless advocacy by you, our membership; thanks to your determination, CAI Florida Legislative Alliance was able to work with legislators in both chambers to craft an effective condo safety bill that will protect Floridians. CAI representatives were in Tallahassee this week during the legislature’s special session and were the only ones to speak on behalf of the new bill. 18

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Building inspections as structures reach 30 years old and every 10 years thereafter. Mandatory reserve study and funding for structural integrity components (building, floors, windows, plumbing, electrical, etc.). Removal of opt-out funding of reserves for structural integrity components. Mandatory transparency - providing all owners and residents access to building safety information. Clear developer requirements for building inspections, structural integrity reserve study, and funding requirements prior to transition to the residents. Engagement of the Florida Department of Business and Continued on page 20

Lending solutions for your communities. Truist Association Services has been providing financing to associations for over 35 years. We have been making the process easier with a simple application and flexible terms. Give us a call today to see how we can help or learn more at Truist.com/AssociationServices. Marianne Brown, CAM / VP, Relationship Manager 727-260-5004 | Marianne.Brown@Truist.com Truist Bank, Member FDIC and Equal Housing Lender

Pain�ng and Waterprooﬁng

Commercial, High Rise & Condominium Buildings

Concrete Repair Specialists

Pre-Stressed, Poured in Place, Post Tension Systems

Urethane Deck Systems

Private Balconies, Walkways, Parking Garages & All Types of Elevated Concrete Surfaces

Addi�onal Services

Post Hurricane Reconstruc�on, Distributor, and Installer of PGT Hurricane Rated Windows & Pa�o Doors

“

(800) 755 - 3348 www.rljames.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

LEGISLATION & REMEMBERING THE VICTIMS Editorial credit: Felix Mizioznikov / Shutterstock.com Surfside, FL - July 2, 2021: Debris remains at Champlain Towers Surfside Condominium after collapse.

A special thanks to the CAI Florida Legislative Alliance and lobbyist, Travis Moore for their commitment to advocating for strong and sensible public policy for community associations in Florida.

WE REMEMBER AND HONOR: ANNIVERSARY OF THE CHAMPLAIN TOWERS SOUTH CONDOMINIUM COLLAPSE By Dawn Bauman, CAE and Phoebe E. Neseth, Esq. June 24th marked the one-year anniversary of the partial collapse of the Champlain Towers South Condominium Association in Surfside, Florida. CAI and our Southeast Florida Chapter are attending the Surfside Remembrance event in Surfside to honor those who lost their lives, the loved ones of the victims, and the survivors who lost their home and neighbors in the tragic collapse. The tragedy took 98 lives. CAI members and staff are committed to pursuing best practices, education, and public policy to make sure this heartbreaking tragedy never happens again. Professional Regulation and local municipalities to track condominium buildings and the inspection reporting. Associations will have two years to comply with these requirements. CAI will be working closely with policymakers before the bill takes effect in 2024 to be certain the new requirements and directives are workable and practical for Florida’s impacted associations. Since June 24, 2021, the tragic collapse of Champlain Towers South where 98 people perished and many others lost their homes, CAI mourned, prayed, and committed to doing whatever we could to make sure this never happened again. Following the collapse, CAI members and volunteers worked closely with Florida Senators Jennifer Bradley and Jason Pizzo, as well as Rep. Daniel Perez to lead the efforts to pass this important legislation. The comprehensive legislation makes certain that no matter in what county a condominium or cooperative is located, they will be periodically inspected with information shared with unit owners, local building officials, and prospective buyers. CAI will continue working with policymakers to make certain that associations have the time to meet these changes and that these new processes are practically workable for associations while making certain they are fiscally sound and physically safe. We ask now that you join us in thanking your representatives in Tallahassee for putting their constituents first and enacting this truly transformative legislation that holds Florida up as a positive example for the rest of the country. 20

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

We remember the victims and honor their memory ...

» » » » » » » » » » » » » » » » » » » » » » » » » »

Stacie Dawn Fang, 54 years old, recovered June 24 Antonio Lozano, 83 years old, recovered June 24 Gladys Lozano, 79 years old, recovered June 25 Manuel LaFont, 54 years old, recovered June 25 Leon Oliwkowicz, 80 years old, recovered June 26 Luis Bermudez, 26 years old, recovered June 26 Ana Ortiz, 46 years old, recovered June 26 Christina Beatriz Elvira, 74 years old, recovered June 27 Marcus Joseph Guara, 52 years old, recovered June 26 Frank Kleiman, 55 years old, recovered June 28 Michael David Altman, 50 years old, recovered June 28 Hilda Noriega, 92 years old, recovered June 29 Lucia Guara, 11 years old, recovered June 30 Emma Guara, 4 years old, recovered June 30 Anaely Rodriguez, 42 years old, recovered June 30 Andreas Giannitsopoulos, 21 years old, recovered June 30 Magaly Elena Delgado, 80 years old, recovered June 30 Bonnie Epstein, 56 years old, recovered June 30 Claudio Bonnefoy, 85 years old, recovered July 2 Maria Obias-Bonnefoy, 69 years old, recovered July 2 Not available at the family’s request, 7 years old, recovered July 2 Graciela Cattarossi, 48 years old, recovered July 2 Gonzalo Torre, 81 years old, recovered July 2 David Epstein, 58 years old, recovered July 2 Ingrid Ainsworth, 66 years old, recovered July 5 Tzvi Ainsworth, 68 years old, recovered July 5 Continued on page 22

Engage.Envision.Engineer. THE

FUTURE IS HERE.

KIPCON provides our clients with the best Reserve Study Report for their community. The Kipcon Reserve Study +™ provides ongoing planing tools, including access to our online password-protected portal which allows the client to interactively adjust their Reserve Study.

KIPCON provides our clients with the most CUTTING EDGE DRONE TECHNOLOGY in the industry. Drone technology is now fully-integrated into all of our services, and increases quality and efficiency in a timely and cost-effective manner.

Engineering Consultants Reserve Studies, Transition Studies, Inspections and more. Designs and Specs, Building/Site Kipcon Florida 8297 Champions Gate Blvd. #270, Champions Gate, FL 33896 Phone (407)782-5214 • jshannon@kipcon.com • Kipcon.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

LEGISLATION & REMEMBERING THE VICTIMS We remember the victims and honor their memory ... » Nancy Kress Levin, 76 years old, recovered July 5 » Jay Kleiman, 52 years old, recovered July 5 » Francis Fernandez, 67 years old, recovered July 5 » Graciela Cattarossi, 86 years old, recovered July 6 » Gino Cattarossi, 89 years old, recovered July 6 » Simon Segal, 80 years old, recovered July 6 » Elaine Lia Sabino, 71 years old, recovered July 6 » Gary Cohen, 58 years old, recovered July 7 » Juan Alberto Mora Jr., 32 years old, recovered July 7 » Andrea Cattarossi, 56 years old, recovered July 5 » Ruslan Manashirov, 36 years old, recovered July 7 » Harold Rosenberg, 52 years old, recovered July 7 » Gloria Machado, 71 years old, recovered July 7 » Maria Teresa Rovirosa, 58 years old, recovered July 7 » Luis Vicente Pettengill Lopez Moreira III, 3 years old, recovered July 7 » Sophia Lopez Moreira, 36 years old, recovered July 8 » Luis Pettengill, 36 years old, recovered July 7 » Vishai Patel, 42 years old, recovered July 6 » Bhavna Patel, 36 years old, recovered July 6 » Deborah Berezdivin, 21 years old, recovered July 7 » Juan Alberto Mora, 80 years old, recovered July 7 » Benny Weisz, 31 years old, recovered July 8 » Angela Velasquez, 60 years old, recovered July 8 » Ilan Naibryf, 21 years old, recovered July 7 » Leidy Vanessa Luna Villalba, 23 years old, recovered July 7 » Nicole Langesfeld, 26 years old, recovered July 7 » Miguel Pazos, 55 years old, recovered July 8 » Richard Rovirosa, 60 years old, recovered July 8 » Oresme Gil Guerra, 60 years old, recovered July 8 » Not available at the family’s request, 5 years old, recovered July 8 » Not available at the family’s request, 44 years old, recovered July 8 » Ana Mora, 70 years old, recovered July 7 » Elena Chavez, 87 years old, recovered July 6 » Elena Blasser, 64 years old, recovered July 5 » Marina Restrepo Azen, 76 years old, recovered July 7 » Maria Gabriela Camou, 64 years old, recovered: July 8 » Julio Cesar Velasquez, 66 years old, recovered July 9 » Lorenzo De Oliveira Leone, 5 years old, recovered July 8 » Alfredo Leone, 48 years old, recovered July 8 » Maria Torre, 76 years old, recovered July 8 » Richard Augustine, 77 years old, recovered July 6 » Luis Sadovnic, 28 years old, recovered July 7 » Edgar Gonzalez, 42 years old, recovered July 8 » Alexia Maria Pettengill Lopez Moreira, 9 years old, recovered July 7 » Anna Sophia Pettengill Lopez Moreira, 6 years old, recovered July 7 » Lisa Rosenberg, 27 years old, recovered July 9 22

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

» » » » » » » » » » » » » » » » » » » » » » » » » »

Arnold Notkin, 87 years old, recovered July 9 Judith Spiegel, 65 years old, recovered July 9 Margarita Vasquez Bello, 68 years old, recovered July 10 Cassie Billedeau Stratton, 40 years old, recovered July 10 Fabian Nunez, 57 years old, recovered July 8 Catalina Gomez Ramirez, 45 years old, recovered July 10 Nicole Dawn Doran, 43 years old, recovered July 9 Beatriz Rodriguez Guerra, 52 years old, recovered July 8 Andres Levine, 26 years old, recovered July 11 Moises Rodan Brief, 28 years old, recovered July 11 Aishani Gia Patel, 1 year old, recovered July 6 Mercedes Fuentes Urgelles, 61 years old, recovered July 11 Raymond Urgelles, 61 years old, recovered July 11 Luis F. Barth Tobar, 51 years old, recovered July 10 Maria Notkin, 81 years old, recovered July 9 Valeria Barth, 14 years old, recovered July 11 Michelle Anna Pazos, 23 years old, recovered July 9 Mihai Radulescu, 82 years old, recovered July 9 Rosa Saez, 70 years old, recovered July 10 Miguel Leonardo Kaufman, 65 years old, recovered July 9 Maria Popa, 79 years old, recovered July 9 Brad Cohen, 51 years old, recovered July 7 Theresa Velasquez, 36 years old, recovered July 8 Anastasiya Gromova, 24 years old, recovered July 18 Linda March, 58 years old, recovered July 5 Estelle Hedaya, 54 years old, recovered July 20

SOURCE: MIAMI-DADE COUNTY POLICE DEPARTMENT. VICTIMS LISTED IN ORDER THAT THEY WERE IDENTIFIED BY POLICE. A year after the partial collapse of the Champlain Towers South Condominium Association, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Maryland, Tennessee, and Virginia introduced legislation to increase condominium requirements for reserve study and funding. Florida, Illinois, Maryland, and Virginia passed legislation. Florida, Hawaii, and Virginia introduced legislation addressing building inspections and structural integrity. Florida and Virginia passed legislation. Congress established an investigation through the National Institute of Science and Technology and introduced legislation to support funding for SAFER condominium buildings (H.R. 7532). We remember the victims and their families and honor the memory of those who lost their lives. CAI remains committed to passing legislation to support condominium safety. For more resources, visit www.condosafety.com.

We are proud to support

The CAI Central Florida Chapter Pacific Western Bank is a banking partner of choice in the community management industry. Our extensive experience, industry-specific platform and in-depth understanding of your unique banking requirements allow us to deliver financial solutions to meet your needs today and into the future. Call us today to simplify your banking with a one-stop portal solution.

Let’s Connect.

Michael McCaffrey | VP, Regional Account Executive I HOA Services 813.753.4555 | mmccaffrey@pacwest.com PACWEST.COM/HOA

A TRUSTED PARTNER FOR COMMUNITY ASSOCIATIONS Sherwin-Williams understands the needs of HOAs and has the products and services to ensure long-lasting curb appeal and easy maintenance. From premium paints that provide performance and protection to color design services, on-site assistance, maintenance manuals and more — we’re here to help throughout the state of Florida.

Orlando Metro District Amber Schmidt Community Association Specialist The Sherwin-Williams Company

(352) 504-9079

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

LAKE & POND

Nutrient Reduction: A Natural Solution to Long-Term Water Quality Improvement in Your Lake or Pond BY SOLITUDE LAKE MANAGEMENT

s humans, we have an innate desire to spend time in and around the water. Almost nothing can distract us from the peace, beauty, and enjoyment that lakes and ponds offer … except algae. Whether it appears as a green scum on the surface of the water or as slimy, floating mats, algae is a cause for concern. Where there’s algae, there’s typically an unhealthy imbalance in the aquatic ecosystem. In order to restore balanced conditions, it’s essential to get to the root of the problem—nutrients. Nutrients may seem like an unexpected precipitator of poor conditions, but as they say, it’s possible to have too much of a good thing. Though nutrients are a building block of all aquatic life, excess concentrations of phosphorus can provide an overload of nourishment to pond weeds, algae, and dangerous cyanobacteria (commonly referred to as toxic algae or blue-green algae), accelerating their growth past normal levels. 24

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

This can be a gateway to a host of other issues: » Bad odors » Water cloudiness » Insufficient dissolved oxygen » Fish kills » Algal toxins » Shoreline erosion » Muck development » Flooding » Receding waterfront property » Reduced property values » Complaints from residents There are many eco-friendly solutions to help balance pond nutrient Continued on page 26

Creating complete customized insurance programs for community associations. www.assuredpartners.com

NEGAR SHARIFI

Senior Vice President P: (407) 440-0928 negar.sharifi@assuredpartners.com

PHIL MASI

Senior Vice President P: (407) 278-1627 phil.masi@assuredpartners.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

LAKE & POND Nutrient-Polluted Waterbody

can result in a healthier, more beautiful waterbody. Finally, for areas with flowing water like canals, streams, and ditches, professionals recommend strategies like nutrient filtration. During this process, porous filtering materials are placed in a sock-like bag. As water flows through the bags, phosphorus is captured and removed from the water column. Once the bag is full, it is pulled from the water for physical disposal. Your lake and pond management professional may consider a number of factors when choosing which of these nutrient remediation products to implement. These may include your waterbody’s size, location, use, pH, nutrient load, dissolved oxygen concentration, muck level, and degree of water movement.

Toxic Algae

Nutrient remediation solutions can help maintain balanced water quality levels, but it’s also essential to implement proactive strategies that prolong the beneficial effects of the application. Stakeholders can take an active role in protecting and preserving their water resources in several ways. First, it’s important to introduce and maintain a beneficial vegetative buffer composed of native flowering species. These plants will absorb the excess nutrients and pollutants that typically flow into the water during rainstorms. Property managers should also encourage residents to adopt best practices like properly disposing of nutrient-rich trash, lawn clippings, and pet waste, reducing garden fertilizer use, and taking care around eroded shorelines. If sedimentation has become a significant problem along the bank, a complete shoreline restoration using bioengineered shoreline technology may be necessary.

levels, some yielding more immediate results than others. One effective and long-lasting solution is aluminum sulfate. Alum is a safe, natural substance that professionals apply to the water using specially-designed boats, barges, and other advanced equipment. During the process, the substance mixes into the water where it chemically binds with phosphorus. The particles briefly remain suspended like a hazy cloud before descending to the bottom. Once settled, the phosphorus becomes inactive. When water quality conditions are more balanced, aquatic weed and algae growth are less likely to occur. A similar solution that lakes and ponds can benefit from is the application of a lanthanum-modified clay that professionals refer to as Phoslock. When applied to the water, it binds with excess nutrients, chemically changing their composition to forms that better support balanced water quality conditions. It is also effective in “locking up” undesirable nutrients in the bottom sediments. This 26

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Not only are these nutrient remediation products widely available, they are considered all-natural. HOAs, golf courses, municipalities, and private property owners can find great success and value in integrating nutrient remediation strategies into their annual management programs. And nutrient remediation compliments many other sustainable solutions like aeration, mechanical hydroraking, and biological augmentation that help your water resources stay in a healthier, more beautiful state for longer periods of time.

SOLitude Lake Management is the nation’s largest environmental firm specializing in the sustainable management of lakes, ponds, wetlands, and fisheries. Learn more about this topic at www.solitudelakemanagement.com.

COMMUNITY ASSOCIATION PROGRAM

Experience the Difference of Working with a Florida Based Bank

The CommuniTy Banking SoluTion for CommuniTy aSSoCiaTionS John Calpey

Mary Ann Sheriff

SVP/Business Development

SVP/Market Executive

407-693-0527 (o)

407-693-0606 (o)

407-920-1789 (m)

407-247-4887 (m)

associationservices@onefloridabank.com

ONEFLORIDABANK.COM 2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

ASPHALT

Pavement Overlaying & Before You Overlay! BY MONTJE S. PLANK, P.E. CENTRAL FLORIDA ENGINEERING CONSULTANTS

hen it comes time to rebuild the roadways, you want to do it correctly, and this typically involves a “Mill and Overlay” process. Overlaying is the replacement (or overlaying) of new asphalt pavement, in replacement of the aged asphalt wearing surface. Milling, in which milling machines mill and remove some, or all, of the asphalt is most often performed prior to the placement of new asphalt.

“Superpave” pavement. Superpave pavement includes Recycled Asphalt Pavement (RAP), which is to be specified, with some jurisdictions requiring a limit of 30% RAP.

This process involves selecting the correct pavement, and milling plan, which are often left to the vendor to “fill in the blank.”

As to milling, it may be beneficial to not remove the entire columnar depth, or all of the asphalt surfaces.

Correct scoping and specifying of the work and materials is important in seeking a good delivery. The specifications of the type of asphalt is important, as is the selection of the milling plan.

The typical community roadway is now built with 1” to 1.5” of SP 9.5 Asphaltic Pavement wearing surface. This is typically driven by the local government jurisdiction’s specifications. The choice of Superpave for the overlay, and with a low RAP (Recycled Asphalt Pavement) is superior. The replaced asphalt overlay depth can most

There are different types of asphalt, but the mixes have become quite standardized, even throughout the country, in the last decade, with the widespread usage of asphaltic pavement classified as 28

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Depending on the pavement milling, adjustments may need to be made to manhole and valvebox covers, to preclude jolts to passing vehicles.

Continued on page 30

EXPERIENCE THE HOME OF HOA BANKING It’s time you had one place to go to meet all your HOA banking needs. Simplify your HOA banking experience today. Shelby Benson | VP | Business Banking HOA | COA Solutions Group 321.332.3186 or sbenson@valley.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

ASPHALT failures need to be corrected, or they will cause premature failure of the new pavement. Also, in time period of roadway aging, other pipes and structures affecting the roadway integrity may also have been damaged or may have deteriorated and warrant remediation. Roadway curbs and gutters may have become broken, or excessively uplifted from tree roots, and create ponding on the roads. Control of groundwater is essential for pavement structure longevity. Near surface groundwater can destroy a road quickly. Perhaps failing underdrains are the cause; whatever it is, it is important to remediate these issues prior to a repave. If utility or stormwater structures or pipe has led to soils migration and thusly roadway subsidence will occur, this needs corrective work. Often the issue is the soil backfill lacks sufficient compaction, repair of which can be accommodated during overlay, with such understandings with the contractor. Upheaved curb and gutters may lead to excessive ponding; any curbs that are to be replaced, should be replaced prior to repave, or the problem will continue. The key to this, is that the replaced curb will have sufficient slope to drain; and problem roots should be judiciously removed. It may be that the roadway structure warrants some rebuilding or strengthening - and this type of repair can be most feasibly performed as part of the overlay process, but should be determined prior to award, certainly prior to construction, as best as can be pragmatically ascertained.

often be limited to a 1” compacted course, but this would warrant evaluation on problematic roadways. Replacement of pavement traffic markings with correct thermoplastic or other paint is needed to maintain safety; temporary stop bars and crosswalks are usually critical to maintaining this safety while the pavement is curing, prior to thermoplastic application.

Also as mentioned, the original roadway construction has significant factors affecting the longevity of community roads; this is true too, with overlays. Correct scoping, specifications and pavement testing are important in seeking to assure a lasting, quality roadway rebuild, and make sure the supporting infrastructure is sound too! With this, and a quality vendor, you should be able to enjoy your road for the next 15+ years.

BEFORE YOU PAVE AND MILL – UNDERLYING INFRASTRUCTURE AND CURB REMEDIATION As with the need to correctly scope to overlay work, it is important to ascertain and remediate other issues impacting the roadway, to prolong the new road’s life and limit pavement patching. It probably took a lot of years of roadway aging to get to the time to remediate. If the roadway is failing due to issues beyond just the age and wear upon the asphalt wearing surface, the issues causing the 30

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Montje Plank is a practicing Professional Engineer for Central Florida Engineering Consultants with nearly 40 years of experience, and is a University of Florida graduate. For more information, call 407-925-4315.

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

BANK LOANS

Borrowing Money BY MARK FRIEDMAN, ESQ., BECKER

s one of a handful of Becker attorneys who assists condominiums, cooperatives, and homeowners associations in obtaining bank loans on a regular basis, I’ve noted a few mistakes that boards make when deciding to obtain a loan.

1. YOUR GOVERNING DOCUMENTS Chapter 617, Florida Statutes, provides that one of the powers of a not-for-profit corporation in the State of Florida is the power to borrow money. However, the statue has a caveat, which provides that this power exists, “unless otherwise provided in its articles of incorporation or bylaws.” Some documents only permit borrowing up to a certain dollar amount without membership approval. Other documents do not allow any borrowing without membership approval.

associations in each area of the state and have individuals dedicated to association lending. You should always consult with your community association attorney PRIOR to engaging with banks. We are not suggesting that you not interview any and all bank(s), but the attorney you work with will likely have read documents from a number of these banks and can provide you some insight from these reviews.

4. COLLATERAL FOR A CONDOMINIUM BANK LOAN WILL ALMOST NEVER INCLUDE: • • •

2. BANKS TRYING TO SAVE YOU MONEY BY USING COMPUTER GENERATED DOCUMENTS

•

Real property (the condominium building or the recreational lands); Reserve funds or accounts (prohibited by statute without a membership vote); Special assessments (unless specifically approved for repayment of the loan); Insurance proceeds received in the aftermath of a casualty, as most governing documents provide that the insurance is for the benefit of the unit owners and their mortgagees.

The computer-generated documents I have reviewed to date were never actually constructed for not-for-profit corporations, so it is always recommended (at least until a set of computer-generated documents are created specifically for use by condominium, homeowners, and cooperative associations) that attorney-prepared documents (by the bank’s attorney) be used for all such loans. In my experience most lenders will not permit changes to computergenerated documents. Accordingly, there needs to be an interactive dialogue between the bank’s attorney and the association’s attorney to structure the appropriate loan documents.

If you are considering obtaining a loan for your condominium, cooperative, or homeowners association, contact your community association attorney and discuss this with them prior to approaching any banks as doing so may save you both time and money.

3. SELECTING THE RIGHT BANK

Becker shared this article with the Chapter and it can be found on their blog at

There are a number of banks that provide loans to community

floridacondohoalawblog.com. For more information, visit beckerlawyers.com.

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

A Resident Expert in your Landscape Creating a place that feels like home starts from the ground up. Enlist a skilled team with deep expertise in creating outdoor spaces that increase property value and ensure your community is a coveted place to live. With thoughtful planning and an unwavering attention to detail, we ensure your community’s goals are met and resident satisfaction is high.

One Partner for All Your Landscape Needs Design

•

Develop

•

Maintain

•

Enhance

David George 407 341 1729 david.george@brightview.com www.brightview.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

FINANCIALLY PREPARE FOR NEW LEGISLATION

Act Now to Financially Prepare for New Condo Safety Law BY HEATHER J. KARAMITSOS, SENIOR VP / DIRECTOR OF ASSOCIATION BANKING, AMERICAN MOMENTUM BANK

lorida Governor Ron DeSantis signed Senate Bill 4-D into law during a special legislative session on May 26th. The new Building Safety Act for Condominiums and Co-Ops aims to prevent another tragedy like the 2021 condo collapse in Surfside, Florida, in which 98 people lost their lives. The new legislation is widely applauded throughout the condo association industry. Most recognize that the rules and regulations included in the new safety act should have always been in place for the protection of those who live in condo buildings. However, these changes aren’t without challenges. Many Florida condo associations and owners will experience significant financial impacts in adhering to these new regulations, with much of the initial disruption happening over the next few years. Based on their history of maintaining their communities and funding their reserves, many condo associations could face steep increases in annual assessments, special assessments and higher hurdles to getting bank loans.

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

This article explains how we got here and what condo associations can do – starting now – to navigate the financial implications of the new Building Safety Act for Condominiums and Co-Ops.

WHAT HAPPENED IN SURFSIDE In June 2021, Champlain Towers South, a 12-story beachfront condominium in the Miami suburb of Surfside, partially collapsed, killing 98 people and injuring many more. Upon investigation, the primary factor that caused the building’s collapse was long-term degradation of the concrete structural support under the dwelling units in the basement-level parking garage. Water had penetrated the area and corroded the reinforced steel. Although problems had been reported in 2018, repairs still hadn’t been made. Champlain Towers South was 40 years old and was going through the 40-year-recertification process required by Miami-Dade County Continued on page 36

· Painting · Repairs · Interiors/Exteriors

407.676.1470

www.AllStephens.com

Leave it to Stephens

· Pressure Washing · Industrial Coatings · Pool Deck Restoration

Commercial & Residential • Licensed & Insured

RECLAIM LOST SHORELINE TO IMPROVE PROPERTY VALUE AND ENHANCE SAFETY Eroding shorelines decrease the size and value of your community’s property and also present a potential liability. Steep drop offs and unstable terrain around your pond can be extremely dangerous for residents, pets, landscapers and others visiting or working on the property. SOLitude’s Erosion Repair Division is certified and experienced to install SOX Erosion Solutions systems that will immediately stabilize your shoreline and reclaim feet of lost property.

Contact our erosion repair division today 855-534-3545 • solitudelakemanagement.com

Restoring Balance. Enhancing Beauty.

For a full list of our services, visit solitudelakemanagement.com/services 2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

FINANCIALLY PREPARE FOR NEW LEGISLATION

when it collapsed. At the time, Miami-Dade and Broward counties were the only two of Florida’s 67 counties that had condominium recertification programs – inspections intended to ensure buildings are structurally and mechanically safe and intact as they age.

» »

According to a legislative analysis conducted earlier this year, more than 1.5 million condominium units in Florida are operated by nearly 28,000 associations. Of those, more than 912,000 are older than 30 years and are the home to more than 2 million residents.

KEY POINTS OF THE BUILDING SAFETY ACT FOR CONDOMINIUMS AND CO-OPS Senate Bill 4-D was signed into law in May. The resulting Building Safety Act for Condominiums and Co-Ops outlines rules and regulations designed to prevent another tragedy like the condo collapse in Surfside. Most of the provisions of the law will take effect in 2024. That gives condominium and co-op associations about two years to prepare accordingly to comply with the following key stipulations:

» » 36

Recertification - inspection to determine the building’s structural and mechanical safety - will be required for condo buildings three stories or taller after 30 years - or 25 years, if the building is within 3 miles of the coast - and every 10 years thereafter. For example, if your three-story Orlando condo building is currently 28 years old, it will be required to undergo recertification in 2024 (when it’s 30 years old), again in 2034, again in 2044, and so on. Any “substantial structural deterioration” found by engineers or architects would require more-detailed inspections. Inspection report results must be provided to local building

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

officials, associations and unit owners. If structural repairs are needed, work must begin within a year of the report. Condo boards will be required to have “structural integrity reserve” studies conducted every 10 years to determine how much money needs to be set aside for repairs. The study must include the roof, load-bearing walls, floor, foundation, fireproofing and fire protection systems, plumbing, and any item with a deferred maintenance or replacement cost that exceeds $10,000. Condominium associations will be required to have sufficient reserves to pay for structural integrity repairs and maintenance. While a majority vote by owners could waive fully funding reserves in the past, this law prohibits that option. Condo boards will also be prohibited from using reserve funds outside of their purposes.

FINANCIAL IMPACTS TO CONDO ASSOCIATIONS AND OWNERS Simply put, the condominium associations that will be most significantly impacted financially by this new law are those that have historically underfunded their reserves and/or deferred maintenance and repairs, especially on older buildings. Condo associations that have made a habit of financially kicking the can down the road will very soon lose the option to continue doing so. And with the new law requiring inspections that will determine required repairs and that reserves meet a certain level of funding, many condo associations may find themselves significantly underfunded. Continued on page 38

A Proven History of Management Excellence Our mission is to provide “Premier” services and solutions to enhance the property values and promote a sense of harmony in the communities we are privileged to manage. Commercial

Homeowners

Condominiums

Commited to integrity, transparency and ethical business practices Great communication with board and residents

407.333.7787

PremierMGMTcfl.com

2020

Premier

Association Management of Central Florida

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

FINANCIALLY PREPARE FOR NEW LEGISLATION loan could be even more challenging. Lastly, another important factor to consider is that communities with a high percentage of investor-owned units may have difficulties securing a loan. This is an issue because, for example, if a community has 100 units and one investor owns 40 and that investor goes under, that investor could take the entire property down with it.

WHAT TO DO: START INCREASING RESERVES FUNDING NOW Even though the law takes effect in 2024, condo associations must begin preparing now. The best action to take is to review and update the budget and start to increase reserve funding immediately, as needed.

For example, imagine a condo board has been underfunding its reserves for years and only has $20,000 in reserve. In 2024, when their 40-year-old Tampa building is recertified for the first time because it wasn’t previously required, inspectors find $100,000 worth of critical structural repairs that need to be made within the required one-year timeframe. The association now faces an $80,000 shortage of reserve funds and one year to make up the difference. How? By increasing assessments, issuing special assessments to unit owners, or, possibly, taking out a bank loan.

This is especially critical for condo associations that have historically underfunded their reserves and deferred maintenance that will be required to undergo recertification soon. However, even associations of newer buildings need to ensure reserve funding will align with the new regulations to ensure less financial disruption when the law takes effect. Associations also need to communicate information about the new law and what it means to unit owners. Communication and education are essential for a smoother process, especially in cases where the financial impact will be significant.

THE BOTTOM LINE: SAFETY IS THE PRIORITY UNDERSTANDING LOAN RISK FACTORS While borrowing money may sound preferable to levying steep assessments on condo owners, it’s important that associations understand how the new law also can impact how banks will consider loan applicants. When this new law takes effect, banks may consider declining a loan request from an association that has historically underfunded reserves and/or is close to its milestone inspection date. This is because banks have to consider risks, like how much of an increase in assessments will be required to repay the loan. The bank will also have to consider that additional costly repairs may be deemed necessary by the milestone inspections, which can add extra strain to the association’s budget. Banks will look closely at the likelihood that an association will be able to repay the loan. They review whether or not it’s feasible for an association to increase the budget and special assessments to condo owners to cover loan payments. The bank could decline a loan application if it thinks the assessment increase is too high to realistically collect on or may cause a spike in delinquencies. If the association has already had to issue special and increased assessments to homeowners to comply with the new law, getting a 38

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

The Building Safety Act for Condominiums and Co-Ops is sure to shake things up for more than a few condo and co-op associations throughout Florida. Candidly, many associations and condo owners will sharply feel the financial impacts of complying with the new law. However, what’s important to remember is why this new law has come into existence. It mitigates safety risks for those who live in condo buildings and helps to ensure that another tragedy like the Surfside condo collapse does not repeat in our state. In several years, condo associations in our state will all comply with safety and fiscal best practices. It may be uncomfortable for some to get to that point, but it’s undoubtedly where we should have always been and where we need to be in the future.

Heather J. Karamitsos is Senior VP / Director of Association Banking at American Momentum Bank and is a state-certified continuing education provider for community association managers. She can be reached by email at hkaramitsos@americanmomentum.bank or by phone at 941-806-0755.

407.396.0529 yellowstonelandscape.com

Free Defect Inspection and Consultation Cost Estimation for Mediation Interim Repairs Waterproofing Sufficiency Of Settlement Analysis Destructive Testing Post Litigation Repairs

Construction Management and Consulting Stucco Application Carpentry Deck Coatings Reconstruction Scope of Work Creation Construction Planning

Call For Your Free Inspection Today! info@empireworks.com 888.278.8200 www.empireworks.com 2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

The Benefits of Membership Community Managers | Management Company Executives | Homeowner Leaders | Business Partners

As a CAI member, you’ll unlock access to exclusive beneﬁts— resources and services designed to help you and your communities thrive. You’ll also be able to enroll in career-enhancing CAI education and connect with nearby CAI members through your local chapter, where you can network and learn with peers and meet potential new clients.

YOUR MEMBERSHIP BENEFITS INCLUDE: MAGA DIGITAL

ZINE

UPGR

❚ Automatic membership in your local CAI chapter

6–7 ADE pgs.

iation

zine for

CAI’s Maga

unity Assoc

Leaders

❚ Members-only, how-to resources at www.caionline.org

Comm

ities commun 2017’s r later, ng from One yea recoveri s: are still disaster s P. 21 natural wildfire » Californiane Irma P. 26 » Hurrica ne Harvey P. 33 » Hurrica

STSRPOONNSGE RE

❚ Exchange, CAI’s online members-only forum to ask questions, get answers, and share your expertise ❚ Legislative, regulatory, and media advocacy at national and local levels

ing ld train ON: Shou EDUCATI BOARD atory? p. 39 g Connectin be mand SAGE: p. 45 IAL MES ebuyers MILLENNnewest hom with the

SEPTE

MBER

OCTO

❚ Free subscription to Common Ground,™ CAI’s bimonthly, award-winning magazine

BER 2018

caionline.o

CAI’s Magazine

for Commun

ity Associati

on Leaders

NEW REVEN UE STREAMS Bump up your bottom line

SHORT TIMERS

Are you prepare for an influx d of transient tenants ?

THE BUCK

Protect yourSTOPS HERE from embezz community lement in 8 steps

WATCH WHAT

YOU SAY How the First applies in yourAmendment association

Smoke Out Condomini um association across the count s declaring their ry are buildings— even inside individual units— smoke free. Here’s how.

NOVEMBE

R DECEMBE

caionline.org

R 2018

zine for

CAI’s Maga

dy. Seert!. Ream m

r guide ty: You 20 sh, safe ls p. s and poo » Swing, spla ground to play mitting down: Com 26 » Water serv ation p. to con

JULY AUGU

unity

Comm

Association

Leaders

ON: A ASSOCIATI RESTON AGE FORITY A NEW MUN RIC COM p.. 32 HISTO RRED THE DEFE NCE MAINTENA E p. 39 CHALLENG TIVE RADIOAC p. 43 BILITY RESPONSI

❚ E-newsletters, including the personalized CAI@Home with content tailored to your preferences ❚ Member rates for CAI education courses and certification opportunities ❚ 40% off for members on all books and merchandise from CAI Press ❚ Member discount programs on D&O insurance, energy solutions, and rental car service ❚ Member registration rates for national and chapter events ❚ CAI Job Market, the industry’s leading online recruitment service ❚ Free listing on CAI’s online Professional Services Directory

ST 2018

caionline.o

❚ The Directory of Credentialed Professionals, CAI’s online database of trusted companies and individuals who have earned industry designations and certifications

Follow Community Associations Institute

@CAIsocial (888) 224-4321 www.caionline.org 40

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Enviro Ad-half page.pdf 1 3/12/2020 12:22:01 PM

CMY

nviro Tree Service is a full-service provider of commercial and residential tree care as well as preconstruction activities such as land clearing, tree protection, arborist consulting and biological assessments. We are a privately-owned, certified Majority Woman-Owned Business and have been serving central Florida for over 9 years. Enviro Tree Service has over 100 combined years of professional tree care

experience between our 6 ISA Certified Arborists on staff. Our biologist has 13 years of agency experience and spent over two years providing commercial environmental consulting services. We currently employ over 60 tree care professionals, heavy equipment operators as well as our biologist and Commercial Applicator. Our scope of work includes tree removals, tree pruning, root pruning & control, palm pruning and planting, cabling and bracing, storm and emergency work, tree surveys, environmental consulting, tree health care services and site clearing and mowing. Enviro Tree Service prides itself in having the most specialized equipment and certifications to complete your job in a safe and efficient manner. Our land clear-

ing division is equipped with a horizontal grinder, excavator and

loader. We also have three grapple trucks to assist in debris removal. Managers on staff are all ISA Certified Arborists. Other certifications include TCIA Certified Tree Care Safety Professional, Advanced Mitigation of Traffic (MOT), Aerial Rescue, First Aid and CPR, Gopher Tortoise Agent, OSHA 30, and Florida Commercial Applicator for aquatic environments, roadways and natural areas.

THE KEY TO A THRIVING COMMUNITY

RealManage provides the most comprehensive management solution available with the tools, technology, and industry experts your community deserves. • Secure Cloud-Hosted Portals for Boards • Financial Management including Tax and Audit Management • Homeowner/Resident Support • Deed Restriction Management • And So Much More...

RealManage.com | (866) 403-1588 2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

The Benefits of Membership cont’d. CAI FOR YOU CAI is the foremost authority in community association management, governance, education, and advocacy for the 345,000 homeowners associations, condominiums, and co-ops in the United States and millions of communities worldwide. As a member of CAI, you are part of a global network of nearly 40,000 community managers, management company executives, homeowner leaders, and business partners.

Community Managers Elevate your career and increase your salary with tailor-made education and credentials that give you a competitive edge in the growing community association business.

Management Company Executives Communities count on you for professional management and guidance. CAI membership helps your company boost credibility and increase exposure to potential clients.

Homeowner Leaders CAI provides resources and support to save your association time and money, and education to lead your community successfully.

Business Partners Membership conveys your commitment to the community association industry and the potential for expanding your client base!

MAKE THE MOST OF YOUR MEMBERSHIP Visit www.caionline.org regularly for the latest CAI happenings and information. Log in to the CAI website and your profile to ensure all contact information is current so you don’t miss out on CAI news, emails, and other important updates. Get involved with your local chapter—attend an education or networking event and maybe even join a committee!

WE’RE HERE FOR YOU Questions? Email the Customer Service Center at cai-info@caionline.org or call toll free at (888) 224-4321 (M–F, 9 a.m.–6 p.m. ET).

Follow Community Associations Institute

@CAIsocial (888) 224-4321 www.caionline.org 42

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

Managing and innovating association banking solutions is our business, so you can focus on growing yours. Specializing in: No-Fee Checking Accounts Online Banking Loans & Credit Solutions* ConnectLiveTM Software Integrations In-State No-Fee Lockbox Services ACH & Online Payment Services *All offers of credit are subject to credit approval.

Meet Your Association Banking Experts: Paul Knuth, LCAM Senior Vice President (407) 865-4800 pknuth@allianceassociationbank.com Tyler Morton Sales Support Officer (772) 696-1566 tmorton@allianceassociationbank.com

Top 10 - Forbes Best Banks

allianceassociationbank.com

Alliance Association Bank, a division of Western Alliance Bank, Member FDIC. Western Alliance ranks top ten on Forbes’ Best Banks in America list, four years in a row.

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

DISASTER PREP

2022 Hurricane Guide BY RAPID RESPONSE TEAM

•

Find out the elevation of your property and whether the land is flood prone. This will help you know how your property will be affected when storm surge or tidal flooding is forecast.

•

Planning is the most important step to staying safe, so please take the measures included in this guide to prepare early and protect your home and family this storm season.

Learn community hurricane evacuation routes and how to find higher ground. Determine where you would go and how you would get there if you needed to evacuate.

•

Built on an ethic of preparedness and rapid response, Rapid Response Team has transformed and improved how residential and commercial restoration services are delivered in Florida.

Set aside two hours on a Saturday morning to organize and label your storm shutters and learn how to use them (see page 14 of the guide) for a variety of severe weather situations.

•

Create an inventory (see page 7 of the guide for a downloadable form) of your home’s contents, such as electronics, jewelry, vehicles, and appliances. Store it in a waterproof container or plastic sleeve.

HURRICANE PREPAREDNESS CHECKLIST

•

Don’t wait until a major storm threatens. Rapid Response Team recommends you print the handy checklists within the guide now, as the 2022 storm season has begun.

Clear low-hanging or dead tree branches. If you hire a trimming service, ask for a “hurricane cut.”

•

Bring in outdoor furniture, decorations, garbage cans and anything else not tied down. Secure or remove large objects such as grills and potted plants from around your yard.

•

Clear clogged gutters and rainspouts, and make sure they are properly secured to your home.

•

Test run generators to ensure they are working.

apid Response Team released their 2022 Hurricane Guide and shared it with the Central Florida Chapter! Please click here (or the image above) to download the guide as a PDF. This guide will give you the outline of how to better prepare this year for hurricanes than ever before.

This guide includes an abundance of resources that we urge you to review, but below is an excerpt of one section.

•

Build an emergency kit (see page 15 of the guide) and make a family communication plan. In the event that your family is not together in an emergency, it is important to have a plan for how to contact each other. Keep in mind that cell phone service is likely to be intermittent or unavailable altogether after a major storm. Compile contact information for relevant family members (see page 9 of the guide) and keep it handy in a wallet or purse.

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

To learn more, please contact Shannon Greeley of the Rapid Response Team at 407-619-8236 and visit rrtfl.com.

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

2022 DATA JUST RELEASED FOR THE NINTH TIME IN 17 YEARS, AMERICANS LIVING IN HOMEOWNERS ASSOCIATIONS, CONDOMINIUMS, AND HOUSING COOPERATIVES SAY THEY’RE OVERWHELMINGLY SATISFIED IN THEIR COMMUNITIES. The April 2022 survey affirms the findings of almost identical national surveys conducted every other year since 2005. The 2022 survey was conducted by Zogby Analytics for the Foundation for Community Association Research. The findings from the surveys throughout the years are strikingly consistent and rarely vary a standard margin error for national, demographically representative surveys.

By large majorities, most residents rate their overall community experience as positive or neutral. 87% think the members of the elected governing board, absolutely or for the most part, strive to serve the best interests of the community of the whole. 87% say they are on friendly terms with the community association board. 74% say the manager provides value and support to residents and the community as a whole. 86% said the experience with their manager is generally positive.

The Foundation for Community Association Research provides authoritative research and analysis on community association trends, issues, and operations.

foundation.caionline.org | (888) 224-4321

Are you looking for a Law Firm specializing in Community Association Law and related matters?

We collected $1.8 million in assessments for our clients in 2018

Our Firm serves the Legal Needs of HOAs & COAs: GENERAL COUNSEL

Contract reviews, document amendments, legal opinions, and support for your every-day community association needs.

COLLECTION OF ASSESSMENTS

Eﬃciently handling a large volume of collection cases with our proven withheld billing format.

LITIGATION SUPPORT

Cost-eﬀectively litigating your legal proceedings for bankruptcies, construction defects, evictions, mortgage foreclosures, and more.

COVENANT ENFORCEMENT

Flat rate covenant violation enforcement process, including initial demands, mediation and litigation.

Are you working fulltime managing your own community? We’re often asked why a self-managed community should consider a professional, licensed, and experienced management company. Here are a few reasons why: experience, technology, accountability, and economies of scale. To learn more about the benefits of professional management contact Castle Group at 844.815.5321.

213 S. Dillard Street, Suite 210, Winter Garden, FL 34787 37 N. Orange Ave., Suite 500 Orlando, FL 32801

Learn more at www.martellandozim.com or call 407.377.0890 46

C E N T R AL F L O R I D A T I M ES | 2 ND Q U A R TER 2 0 2 2

844.815.5321 www.castlegroup.com

Diana Sada

Ryan Pardue

Shareholder Attorney Shareholder Attorney

Nicholas Vargo Attorney

Joe Smith

Curt Sullan

Attorney

• You do not pay legal fees or costs unless we recover for you. • Our team focuses exclusively on construction defects throughout the state of Florida.

100 S. Ashley Dr., Suite 200 Tampa, FL 33602 | 813.816.7140 1343 Main Street, Suite 303 Sarasota, FL 34236 | 941.777.6776 Available by Appointment

interested in getting more involved? join a caicf committee! If you are interested in getting more involved in the chapter, joining a committee is a great thing to consider. Below are the different committees that we currently have active. Please feel free to contact any of the following committee chairs: CA Day/Trade Show Committee Gina Holbrook Premier Association Management gina.holbrook@premiermgmtcfl.com

Gala Committee Ken Zook Waterford Lakes ken.zook@mywaterfordlakes.org

Membership Committee Jason Martell Martell & Ozim jmartell@martellandozim.com

Communications Committee Benjamin Isip Towers Property Management, Inc. ben@towerspropertymgmt.com Education Committee Negar Sharifi Assured Partners negar.sharifi@assuredpartners.com

Golf Tournament Committee Scott Pollock Sentry Management spollock@sentrymgt.com Legislative Committee Tom Slaten Larsen and Associates tslaten@larsenandassociates.com

Jessica Cox Leland Management jcox@lelandmanagement.com

Fran James Sentry Management stonebridgeplace@csbonline.net

David Furlow Leland Management dfurlow@lelandmanagement.com

Social Committee Tara Stone Stone Claims Group tara@stoneclaims.com Sunshine Foundation Committee Jennifer Agravat Asphalt Restoration Technology Systems jennifer.agravat@asphaltnews.com

2ND QUAR T ER 2022 | CENT RAL FL O R I DA TI ME S

2022 MEDALLION SPONSORS!

platinum

Kipcon Engineering, Inc. Leland Management Munyan Painting One Florida Bank Pacific Western Bank Performance Roofing Premier Association Management Reserve Advisors RL James Inc. Roof Bids The Ruggieri Law Firm The Sherwin-Williams Company SOLitude Lake Management Stephens & Company Stone Claims Group Stratus Roofing Truist Association Services Valley Bank Vice Painting Yellowstone Landscape

Alliance Association Bank Angius & Terry, LLP Construction Defect Attorney Askanadjuster.com Asphalt 365 Asphalt Restoration Technology Systems AssuredPartners Ball Janik, LLP Becker BEHR & KILZ Paints & Primers BrightView Landscape Services Cepra Landscape CIT Bank Classic Landscape Company Cohen Law Group Dehlinger Construction DMI Paving & Sealcoating EmpireWorks Reconstruction Enviro Tree Service Glickstein, Laval, Carris, P.A. I&E Construction, Inc. Juniper Landscaping

gold

Associa Community Management Professionals Burg Simpson Eldredge Hersh Jardine PC Centennial Bank

Martell & Ozim, P.A. Pipe Restoration Solutions Towers Property Management United Land Services

silver

Castle Group Melrose Management Partnership

Rabin Parker Gurley, P.A. RealManage