Increasing income

Advice from the ofn ag-visors the professionals 43 YEARS View inventory and prices at Increasing Income NEW TRUCKS 2020 Ford F350 4x4 Dual Rear Wheel - XL, Bed Delete, 6.2 Liter, White ............. 2020 Ford F150 Supercrew 4x4 - XLT, 302A, 2.7 Liter Ecoboost, Red ................... billgrantford.com $38,655 $40,682 By Gregg Bailey 2020 Ford F150 Supercrew 4x4 - XLT Sport FX4, 5.0 Liter, White ......................... 2020 Ford F150 Supercrew 4x4 - STX Sport FX4, 3.5 Liter Ecoboost, Gray .......... $42,925 $41,504

Many of you are used to seeing Jessica Al- 2020 Ford F150 Supercrew 4x4 - XLT, 302A, Nav Blis, 5.0 Liter, Blue .................. $44,563 lan’s name in this space, but she asked if I’d be willing to fill in while she’s out of 2020 Ford F150 Supercrew 4x4 - XLT, 302A, Nav, 2.7 Liter Ecoboost, Blue ......... 2020 Ford F150 Supercrew 4x4 - XLT, 302A, Max Tow, 3.5 Liter Ecoboost, Gray 2020 Ford F150 Supercrew 4x4 - XLT, 302A, 5.0 Liter, Red ................................... $41,150 $45,539 $44,169 the office on maternity leave. I’ll certainly 2020 Ford F150 Supercrew 4x4 - XL Sport, 5.0 Liter, White ................................... $42,581 do my best to provide some of the unique Gregg Bailey is an 2020 Ford Ranger 4x4 Crew - Lariat, 2.3 Liter Ecoboost, White ............................. $38,194 insight you’re used to receiving in her agvisor pieces, but agricultural lender and 2020 Ford Ranger 4x4 Crewcb - XLT FX4, 2.3 Liter Ecoboost, Silver ................... $35,413 first let’s congratulate Jessica and her husband on the birth commercial relationship 2020 Ford Ranger 4x4 Crewcb - Lariat, 2.3 Liter Ecoboost, Blue ........................... $37,574 of their baby boy Ryder! manager at Guaranty 2020 Ford Ranger 4x4 Crewcb - Lariat, Nav & Tech, 2.3 Liter Ecoboost, White .... $39,124

It’s readily accepted by most in the production agricul- Bank in Nixa, Mo. with 2020 Ford Ranger 4x4 Crewcb - XLT, 2.3 Liter Ecoboost, White ........................... $35,310 ture industry that crossbreeding can be very beneficial nearly 25 years of 2020 Ford Ranger Crewcab - STX Pkg, 2.3 Liter Ecoboost, Blue ........................... $29,748 and lead to enhanced economic returns, whether that be banking experience. He * Price after dealer discount & Ford Motor public rebates. Additional private offers may be available. See dealer for details. weight, yield, disease resistance or so many other positive attributes. This is known as heterosis and, generally, it’s a and his family operate a beef farm showing and PRE-OWNED TRUCKS good thing. Since we live in the heart of cattle country, I selling registered cattle. 2011 Ford F450 4x4 Crewcab - Dual Rear Wheel, XLT, 84” Ca Flatbed, 6.7 Liter, will mostly refer to the beef industry, but remember that White, 237,230 Mi, ............................................................................................... $19,900 the underlying process of crossbreeding works with most species of plant and animal. It doesn’t matter if you’re raising or selling beef, lamb, goat, poultry or forages, the effect of utilizing a crossbreeding program can increase output by as much as 25 percent. When margins are 2005 Ford F350 4x4 Single Rear Wheel - 6-Spd, Hydrabed, 6.0 Liter, Brown, 191,629 Mi, ........................................................................................................... 2004 Ford F350 4x4 S/C Dual Rear Wheel - 6-Spd, Deweze, 6.0 Liter, White, 206,341 Mi, ........................................................................................................... $12,900 $15,800 tight, prices low and inputs high, the added value from crossbreeding can mean the difference 2002 Ford F350 4x4 S/C Dual Rear Wheel - Omaha Stand Serv Bdy, 7.3 Liter, White, between making a profit or leaving potential income unrealized. By no means is a crossbreeding 345,716 Mi, ............................................................................................................. $9,800 program the answer for every issue facing producers, but it can be a useful tool when implement- 2004 Ford F350 4x4 Crewcab - Longbed, XLT, 6.0 Liter, White, 176,805 Mi, .......... $8,800 ed with purpose and direction. 2004 Ford F350 4x4 S/C - Longbed, XLT, 6.0 Liter, Grey, 218,437 Mi, ................... $14,800

In a true crossbreeding system, the continued use of any one breed on commercial or pure1999 Ford F250 4x4 Crewcab - Longbed, Lariat, 7.3 Liter, Black, 425,848 Mi, ........ $7,500 bred cattle will quickly result in the loss of heterosis and the anticipated complementary breed effect. By definition, a complementary breed effect matches the strength of one breed to offset the weaknesses of another. While this is desirable, also keep in mind that it’s import2017 Ram 2500 4x4 Single Rear Wheel - Longbed, Tradesman, 6.7 Liter, Black, 58,102 Mi, ............................................................................................................. $36,900 2007 Chevy K2500 Hd 4x4 - Wt, 6.0 Liter, Red, 177,204 Mi, ...................................$11,500 2006 Chevy K2500 4x4 Crewcab - 6.0 Liter, Red ....................................................... $4,500 ant to maintain purebred lines as a foundation for a well-conceived crossbreeding program. 2005 Ford F250 4x4 S/C - XLT, 6.0 Liter, Black, 211,674 Mi,.................................... $9,400

A real-life example that occurs in cattle herds throughout Southwest Missouri is the con- 1998 Dodge Br1500 4x4 - Pickup, 5.2 Liter, White, 215,542 Mi, ................................ $4,800 sistent use of a single purebred breed of bulls on commercially crossed cows. This works very 2018 Ford Supercrew 4x4 - XLT, 5.0 Liter, Gray, 40,183 Mi, .................................. $33,800 well for the first or second generation, but as heifers are retained and added to the herd the 2018 Ford Supercrew 4x4 - STX, 2.7 Liter Ecoboost, White, 13,987 Mi, ................ $36,500 producer reduces the benefits of crossbreeding and the complementary effect that results. 2018 Ford Supercrew 4x4 - XLT, 2.7 Liter Ecoboost, White, 23,973 Mi, ................ $36,500 So why would an agricultural lender be concerned about discussing crossbreeding programs? Hopefully, the lender and producer value the relationship they have forged and are able to openly discuss options, opportunities and future decisions affecting the agricultural enterprise both from 2017 Ford F150 4x4 S/C - STX, 2.7 Liter Ecoboost, Black, 27,703 Mi, ................... $33,400 2014 Ford Supercrew 4x4 - Lariat, 40/20/40, 5.0 Liter, Silver, 79,068 Mi, .............. $24,900 2011 Ford F250 4x4 Crewcab - King Ranch, 6.7 Liter, Black, 91,766 Mi, .............. $35,800 2006 Ford F150 4x4 - Longbed, XLT, 5.4 Liter, Black, 135,745 Mi, .......................... $9,400 a profitability and a sustainability standpoint. Continued growth, taking advantage of additional 2006 Ford Supercrew 4x4 - King Ranch, 5.4 Liter, Black, 182,611 Mi, ..................... $9,400 management practices to enhance your operation, and realizing financial success in the business 2005 Chevy K1500 4x4 - Longbed, 5.3 Liter, White, 242,461 Mi, .............................. $4,500 venture should be some of the priorities for both. After all, a good lender and customer relation- 2006 Ford Supercrew - XLT, 5.4 Liter, Blue, 199,213 Mi,.......................................... $6,400 ship means both parties have a vested interest in being profitable and meeting future goals. As we quickly approach the fall breeding season, now is a great time to start investing in a well-managed, thought-out crossbreeding program. If you are looking at replacing or upgrading your bull, ram or buck, take some time to look at what areas of improvement would benefit your operation the most. Breed associations offer detailed genetic information that make selection much easier and offer accuracies that help take some of the guesswork out of the process of purchasing a sire. Buy quality and look for those genetic improvements that complement your bottom line. Don’t be afraid to ask for opinions from others, do your research and remember that half of all future production will be S. Business Rt. 13 • Bolivar • 326-7671 BILLGRANT influenced by your decisions today. NOVEMBER 2, 2020 Ozarks Farm & Neighbor • www.ozarksfn.com 23