FA L L
M A G A Z I N E
SUPPLEMENT TO THE OCTOBER 1, 2015 PERHAM FOCUS
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FALL HOME MAGAZINE 2015
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FALL HOME MAGAZINE 2015
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CONTENTS Features
6 Planting fall bulbs yields colorful flowers in the spring 10 Natural wood decor creates warm feeling for Big Pine Lake retreat
16 Lawn care: a year round pursuit starting
in the fall
18 Winterizing that seasonal cabin or lake home 22 Orange bird feeders: fun for birds and humans
26 Switching to LED bulbs is becoming more
affordable and appealing
PUBLISHED BY THE PERHAM FOCUS 222 2nd Ave. SE • Perham, MN 56573 p: 218.346.5900 • f: 218.346.5901 www.perhamfocus.com
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30 Fun uses for leftover paint 34 Fall home and garden clean-up projects 38 Make over your door 46 Building and remodeling directory
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FALL HOME MAGAZINE 2015
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BY DEBBIE IRMEN
n Planting plain-looking bulbs in the fall will ensure your garden beds yield lots of colorful flowers, like these bright yellow daffodils, in the spring.
Planting fall bulbs yields colorful flowers in the spring P
lanting bulbs in the fall begins the great waiting game for gardeners who wonder if the plants will survive the winter or if the look of the garden will be what they imagined. Mary Dertinger, one local gardening expert, offers a few tips to ensure the success of fall planting. “Plant now to the end of the month such bulbs as daffadils, Siberian squill and allium,” the manager of Jean’s the Right Plant Place, suggested, “tulips probably could be planted a little later.” Planting now, she said, allows plants more time to plant their roots. Daffodils, the bright yellow flowers of spring grow to a height of about eight inches, and the squill is one of the first spring bloomers. The allium comes in various heights - some get quite tall, Dertinger said 6
FALL HOME MAGAZINE 2015
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n To plant properly, place the bulb into the ground, point up, three to four times the height of the bulb deep.
– so if the plant is of the tall variety, consider planting it at the back of the garden, behind plants that are shorter. Tulips now come in various bloom times, so if one wants the perennial to blossom from May to early June, Dertinger suggests planting several varieties in one hole for the extended blooms. Of course, the spring weather will dictate how well or long the tulips will bloom, she said. Planting bulbs isn’t difficult, she said. Just remember to plant most bulbs three to four times the height of the bulb. For example most tulip bulbs are about two inches high, so plant them about six inches down. Dertinger offered this step-by-step process for planting most bulbs: -Dig a hole about six to eight inches deep, spacing each hole about four to six inches apart. - Add a couple inches of compost to the hole - Add about 10 bulbs per hole - Add bulb food to remaining amended soil and fill in the hole 8
FALL HOME MAGAZINE 2015
“About the only wrong thing you can do is plant the bulb upside down,” Dertinger said. “The point should be planted up.” Proper fall watering is also important. Water as you would any new planting, being particularly mindful of dry spells common in the fall. Windy days in the fall are frequent and help remove the foliage from trees in preparation of winter, but also tend to dry out soil more quickly. To prevent overwatering, dig down a couple inches along the plantings to determine if water is required. Dertinger also suggested gardeners may want to mark where and what was planted in the fall because in the spring memory may fail you. Also, she cautioned against cutting back the leaves of the spring plants as the leaves are what feeds the bulb for the coming spring’s bloom. Let it die back naturally, she said. Melinda Myers, a gardening expert, TV/radio host and author, suggests planning spring flowering bulbs after the nighttime temperatures hover
consistently around 40 to 50 degrees. Waiting until the soil cools reduces the risk of early sprouting that can occur during a warm fall, she said. Those tired of battling the animals may want to plant resistant bulbs such as daffodils, hyacinths, Fritillaria, alliums, Camassia, glory-of-the snow, snow drops, squills, and grape hyacinths, Myers said. You may find it is easier to avoid the problem than battle the animals with repellents and scare tactics. In addition to planting bulbs, fall is a good time to put in other perennials, trees and shrubs, according to Myers. “The soil is warm and the air cooler, so the plants are less stressed and establish more quickly,” she said, adding “Select plants suited to the growing conditions and be sure to give them plenty of room to reach their mature size.” Getting some garden plants started now will ensure a colorful spring next year.
n Little gems like crocus are hardy and easy to plant. They also come in 90 species, so there are many color choices to pick from.
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V Periwinkle in Ottertail V Wild Goose in Perham V Lumber Depot in NYM V Perham Area Chamber
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For more details go to www.549familyfoundation.com or check out our facebook page — Lakes Area Holiday Tour of Homes FALL HOME MAGAZINE 2015
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BY DEBBIE IRMEN
n Contrasting a dark-colored dining room table against warm wood flooring adds a distinctive design element to give this lake home a one-of-a-kind look and feel.
Natural wood decor
creates warm feeling for Big Pine Lake retreat
W
ith an aim for a rustic modern style in her lake home on Big Pine Lake, one lake home owner incorporated reclaimed wood, an all-natural color scheme, with a lot of cherry wood and some brick. “I love the look of the reclaimed wood,” she said. “It’s very warm and inviting. And there is a story behind each one.” 10
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The couple moved into the house in May 2014, but the process of building the home started in 2013, as the couple went over floor plans with their architect, Kelli Wegscheid of Harmonious Architecture. The home, built on a 1.25-acre lot, features an open floor plan and a view of the woods and lake from nearly every vantage point in the house which was important to the couple. “When you walk in the door, we wanted people to see the lake,” she said.
On the main floor of the 2,503-square foot home is the kitchen, dining area, a great room, den and master bedroom suite, a pantry and the laundry room. Perhaps one of the favorite rooms of the house is the 14-by-14-foot threeseasonal screened porch. The windows incorporate EZ Breeze windows – window panels that accordion up and down over the screens to allow light in and keep rain out. And built at an angle, the porch’s view the lake isn’t blocked by support structure, she said.
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n Cedar shakes and brick accents provide interest on the home’s lakeside exterior.
n Transoms afford light and air circulation to upper sleeping quarters.
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“(The house) was built for light, air movement and the view,” the homeowner said. Indeed, the windows are large and uncovered throughout the home, with an eye to allowing the natural outdoors into the house. Transom windows located high on the inside walls of the upper bedrooms allow light and air to circulate, making it virtually unnecessary to run the home’s air conditioning, she said, though it was turned on twice this year for the comfort of her guests. The kitchen, with its central island, is situated to allow the homeowner to be a part of her guests’ conversations. The cooktop, installed in the island, allows people to stand around while she is cooking. On the west wall is a desk area designed to accommodate technology, keeping the devices charged and organized, she said. A large window over a desk looks out on the front yard. The walk-in pantry keeps her small appliances and cooking staples close at hand. “Everyone has iPads, Kindles, phones and whatnot, and they can plug their devices in and they are in one spot,” she said. “My husband sits (at the desk) all the time and does his work there.” The upstairs of the home has a loft feel, allowing guests to overlook the great room on the lower floor. The two bedrooms each have an outside view, as well: one of the
lake – the sunrise room on the east – while the other has a garden view, and is what the homeowner calls the sunset room because it faces west, she said. “I’m a gardener so our guests can look over the garden in that room,” she said. The upstairs railing and that on the patio outside is made of cable and cherry wood lending to openness and unobstructed views. The master suite is large and bright with a view of the lake, opening onto a stone patio. The bathroom in the suite has a walk-in rain shower and a window with a view outside located in the shower. Because the home is surrounded by mature-growth trees privacy is not a concern, even in the shower, the homeowner said. Another unique feature of the master bath is the Rain Forest Granite counter which resembles birch trees, carrying the outdoor theme into the bath. The homeowner consulted with her daughter who does interior design for the finishing touches, she said, locating side lamps that look like an upright tree branch, and a friend provided the evergreen tree candle holders. The dining table, coffee table and side tables were created with reclaimed pine barn wood from Valley City, N.D., by Grain Designs. In fact, all the wood touches in the home are reclaimed wood, with a story, the homeowner said. The door to the laundry room uses a reclaimed sliding
n Specially designed railings made from cherry wood and cable keep the space light and airy. As one drives up to the property, multiple gables provide the home a unique look.
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n Decorative beam work, add style and structure to the home’s open floor plan.
barn door and the mantle for the great room’s fireplace is rustic timber. Trying to use local contractors where possible, many of the names the
homeowners used may be familiar: Western Products, Sherwin Williams, Grain Designs, Swedberg Nursery, Harmonious Architecture, Syverson
tile and Dream Builders. “I love to do all local,” the homeowner said.
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FALL HOME MAGAZINE 2015
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BY JACKIE JENSON
Lawn care
a year round pursuit starting in the fall n Lawns need attention in the fall to ensure they have a productive spring.
M
ost of us can’t wait for the first blade of grass to peak through the patches of melting snow in the spring. To best ensure dormant grasses transform into luscious lawns, however, is a year round endeavor.
Many homeowners think lawns need less care in the fall because the grass grows more slowly. In fact, just the opposite is true. During this time of year, grass is busily feeding - absorbing energy, moisture, and nutrients - in preparation for a long, quiet winter. Give it a little attention now, and you’ll be rewarded with a thick, healthy spring lawn. 16
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There are several ways to prepare a lawn for winter, says local lawn expert Pat Morstad from Precision Landscape and Irrigation. “Its best is to do a complete lawn program where fall is just simply part of a bigger, year-round program of regular fertilization and getting rid of broadleaf weeds,” noted the local lawn man, According the most recent University of Minnesota Extension Office fertilizing guide, healthy lawns depend on many factors including adequate water for growth and evaporative cooling, sunlight and carbon dioxide for energy production, and oxygen for respiration. “Lawn growth depends on nutrients
or essential elements absorbed by roots from the soil,” said the guide, adding when natural soil processes do not provide adequate supplies of these elements, fertilizer should be applied to, “maintain optimum grass growth. In short, the purpose of fertilizing a lawn is to add the necessary nutrients in the required amounts and at the proper time to achieve the best turf plants. At least eighteen elements are required by plants for proper growth added the extension office. Fortunately, most of the elements are supplied to grass plants by natural soil processes. Three elements, nitrogen, phosphorus and potassium, are considered primary macronutrients, noted the ex-
tension office, because they are often required in larger quantities than are made available through natural soil processes. Soil tests are necessary, though, to establish which elements are needed for a specific lawn site. Soil tests can be obtained by submitting a soil sample to private soil testing facility or to the University of Minnesota Soil Testing Laboratory. Mid-to-late fall is a great time to fertilize. Simply use a crank-style broadcast spreader, but for optimum coverage, consider using a walk-behind drop spreader, noted a Popular Mechanics website tip on lawn maintenance. It may take a little longer, said the site, especially on hilly yards, but a drop spreader provides the best way to apply an even, consistent layer of fertilizer. Most lawn experts agree: If you fertilize your lawn only once a year, do it in the fall. Why you might ask? Because grass leaves grow much more slowly as the weather turns cool, but the grass roots and rhizomes grow quickly at this time. (Rhizomes are the horizontal plant stems that lie just beneath the soil’s surface; they produce the blades of grass above and the roots below.) Dormant fertilization at the end of fall is key, added Morstad. “You need the grass to go dormant to best survive the winter: Mother Nature knows best. So, do fertilize right before the snow flies. It sets up the turf for a nutrient rich in springtime.”
Fall also means taking care of weeds. Too often lawns can be too lush, creating a place for pathogens to grow in addition to the desired grasses, added Morstad. If broadleaf weeds, like dandelions, have taken over your lawn, now is the time to take care of them. Weeds, like most plants, are in energy-absorbing mode during the fall too. They’re taking in everything that comes their way, including weed killers. Apply an herbicide now and you’ll have a weed-free spring. Most herbicide manufacturers recommend applying the weed killer during early-to-mid autumn, when daytime temperatures are consistently above 60 degrees Fahrenheit. So, start preparing for a green spring now. Fall is a great time to prepare a lawn for hibernation or start a new one added Morstad and hydro-seeding is the way to go. A combination of wood mulch, fertilizer and seed, hydro-seeding blends all the key lawn growing components into one, big slurry that just needs to be sprayed onto a barren lawn space, encouraging good spring turf outcomes. “It becomes the best growing environment. You can hydroseed in the fall to start a new lawn or prepare an existing one for winter,” said Morstad. So not only is preparing ones fall lawn landscape easy, it is essential and the perfect time to ready turf for a great spring show.
n Fall is a great time to take care of broadleaf weeds like dandelions. FALL HOME MAGAZINE 2015
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BY ERIC HENDRICKX
n Many steps need to be taken in order to properly winterize a cabin for winter. The furnace, septic tank, plumbing and lawn all need to be addressed in order to ensure a problem-free season.
Winterizing
that seasonal cabin or lake home
W
ith the warm weather wrapping up for the summer, and the leaves beginning to show off their warm hues, it is safe to say that winter will be upon us shortly.
For the communities in Otter Tail County and surrounding lakes areas, the seasonal resident or “snowbird� is likely to be packing up and making the anticipated move south; where winter likely means pants and a sweatshirt. Although the thought of leaving the cold weather and snow behind for the year may be enticing, it isn’t as easy as 18
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packing a bag, locking the door, and heading south. There are certain preparations that need to be made in order to safely leave a cabin or home vacant for the winter. According to the Minnesota Pollution Control Agency, if you do not plan on using your summer home at all during the cold winter months and are winterizing your plumbing, simply turning off the furnace is acceptable. It is though, suggested to vacuum ones furnace interior, change the air filter as needed and check any belts for wear each year. If you have a high efficiency furnace that is left on at a lower temperature
for the winter, it is imperative that one check to make sure there is no water drip into the system to ensure there is no freezing as a result. Winterizing the plumbing is another important aspect of preparing a cabin for the off-season. Even though insulated plumbing may help prevent freezing, it may not provide enough protection unless there is a continuous heat source keeping the pipes at an above freezing temperature. If the water is to be shut off, then the pipes should be completely drained to avoid freezing inside the pipes themselves. Water heaters and appliances also need to be drained in the same
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n Change out dirty furnace filters to ensure air quality is at its best as you lock everything up and prepare to leave for winter.
manner. According to Cathy Tran, Supervisor and Plumbing Plan Reviewer for the Minnesota Department of Labor and Industry, other than being drained, the water distribution piping can be blown dry from the system with clean, compressed air from an oil free compressor or storage tank. Each faucet in plumbing fixtures must be emptied properly in order to avoid winter issues down the road. It is best to contact a plumbing professional for any specific recommendations and requirements. Taking care of and maintaining your septic tank correctly is vital for avoiding costly repairs the following year. According to the University of Minnesota Water Resource
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Management Educator Extension, one should consider pumping the septic tank when closing the cabin for the winter, or if it’s rarely used. If you live in an area with a high water table, make sure your tank was designed for high water table conditions. In many cases, late fall pumping is not recommended for that reason. If the water table is high around the tank, it can cause pressure on the tank, potentially damaging it or causing it to pop out of the ground. Something else to think about, when the tank gets pumped, it takes time for the bacteria to get back to normal operating conditions. Lastly, taking care of one’s lawn should be taken into account.
If fall lawn fertilizing is a must, a phosphorus-free product must be used; and should be applied no closer than 20 feet from lakes or rivers according to the MPCA. Raking and collecting leaves in order to compost them will also keep bodies of water clean as well as provide natural fertilizer for your wintering lawn. One should also consider leaving the lawn alone after September, that extra growth length will help capture snow and provide insulation for anything needing to be protected below. Taking the necessary precautions before leaving for the season reduces the risk for any unwanted surprises when returning again in the spring.
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BY JACKIE JENSON
n Kids love to make and check out their homemade bird feeders in action.
Orange bird feeders
fun for birds and humans
O
ne of my favorite fall crafts is making homemade orange bird feeders. To me, this simple, organic bird feeder is a great way to kick off fall, as it brings together all the colors and smells of the autumn season. Simple, quick and very aromatic, it is also a great project to do with kids 22
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of all ages. Waxing a bit nostalgic here, I use to make these feeders with my own kids when they were in preschool, and it has remained a fall favorite ever since. This technique allows for subtle changes to be included thus personalizing the feeders to your desired result. Whatever size organic cup you can think up, will change up the size of the project. Big or small, it’s up to you.
An orange cup bird feeder, for example can be made using leftover orange halves and simple items from your pantry. You can upcycle orange halves used for juicing by turning the hollowed out halves as into bird feeder “cups”. In addition to a variety of great premixed bird seeds and feeds on the market and available at local pet food stores, a person can make their own bird mix by combining things such as
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n Orange cups make great bird seed holders, adding both fragrance and color to any landscape.
n Fall bird feeders can feed your wildlife as well as lend a pop of color and the great smell of oranges to your back yard.
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FALL HOME MAGAZINE 2015
sunflower seeds, peanuts, dried cranberries, corn kernels and sesame sticks. Once combined add a combination of melted 1/4 cup of butter and 1/2 cup peanut butter. Once combined over a low heat, pour a tablespoon or two of the peanut butter/ butter mixture into each cup to help stabilize the tem and provide a base for the homemade bird feed. This will help prevent the feed from falling out of the hollowed orange halves. Sprinkle a handful of your nut and berry mix into each cup and pat it into the base. There you have it, a homemade bird feeder! Adding a pop of color to your landscape as well as a meal to wildlife present, now place your cup outside: either string up with twine and hang from a tree branch or simply stake them in a garden on a sturdy stick. After you’ve finished, you can tell your friends and family, “It’s for the birds!”
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Switching to LED bulbs
is becoming more affordable and appealing n LED lights can be used most anywhere these days, even sleek lamps and sconces.
T
he use of LED bulbs in homes is on the rise nationwide, and with good reason. Not only are they more energy efficient than their traditional counterparts, LEDs are becoming more affordable upfront. Indeed, of the United States’ four billion residential light bulb sockets, less than 10 percent are filled with LED lighting; but by 2020, more than 50 percent will be LED, according to industry estimates. This year alone, the consumer lighting market is anticipated to more than double 26
FALL HOME MAGAZINE 2015
with LED, while traditional CFL bulb usage is expected to decrease. LED is not a new technology and has been on the market for years. So what is driving this sudden consumer shift? New light bulb designs are making these cost-efficient bulbs more convenient, attractive and affordable. In fact, certain designs retail as low as under $10 for a three-pack of bulbs, a price point that will entice many homeowners to make the switch to LED. Designed to be a good alternative to general purpose replacement CFL bulbs, they also can be used anywhere, from sockets found in basements, sheds, and garages to table and floor lamps, adding up to substantial energy savings over time. These bulbs are available instore at a variety of hardware or big box retailers such as The Home Depot. Electric companies are also actively helping people to switch to LED. Lake Region Electric Coop, for example, offers a way to even pay for these energy saving, yet sometimes costly bulbs through their EASY-PAY program. With EASY PAY, LREC customers can purchase LED lighting with the desired bright-
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FALL HOME MAGAZINE 2015
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FALL HOME MAGAZINE 2015
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ness, color, and features for their specific home applications on online at their website, www.lrec. coop/led. To learn more about innovations in LED lighting, get lighting tips for any room of the house, or to find out how much you stand to save making the simple swap, visit gelighting.com/ LightingWeb/na/consumer/. You don’t need to be a skilled handyman to make an important, planet-friendly home upgrade that will save your family time and money for years to come. This weekend, consider trading in your traditional bulbs for a more modern variety. (StatePoint)
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Stay connected all year round! With security and home automation from Arvig®, you can always return to a comfortable, safe home. Manage your home from anywhere.
ESSER Plumbing & Heating
888.99.ARVIG | arvig.com ©Arvig 2015. This institution is an equal opportunity provider and employer.
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HOMES, INC. Of Detroit Lakes
877.882.4822 │ EsserPlumbingandHeating.com
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Leaving for the season?
• Geothermal Heating and Cooling Systems • Air Quality Solutions • Lennox Authorized Dealer • Plenum Heaters • Pumps • Smart Home Thermostats • Water Heaters • Water Softeners
Authorized Dynamic Homes Dealer 516 E. Main St. • Detroit Lakes, MN 218-849-8984 www.anderson-homes-inc.com Tues-Sat 8am–5pm or by appointment
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Todd Rue Sales Representative todd@anderson-homes-inc.com AndersonHomes_Half_FallHome2015_Spec
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n Just by painting one wall in orange can create a sense of vibrancy in a once cool, white room.
Fun uses for leftover paint I
f you’re sitting on a stash of leftover latex paint, you have a gold mine when it comes to home decorating. With a little imagination and creative flair, you can use paint leftovers to give your home extra appeal, and have lots of fun in the process.
Want to give it a go? Here are 10 great ideas, courtesy of the Paint Quality Institute. Try one, try all, or better yet, try something that’s yours alone. Regardless, you’ll be surprised at the way forgotten paint can infuse new life into your home interior. -1. Make kitchen items kitschy. It 30
FALL HOME MAGAZINE 2015
takes only a little leftover paint to impart canisters, coasters, or the handles of wooden spoons and spatulas with bright, fun color that can make cooking more joyful. -2. Colorize some flowerpots. In the same way, planters and flowerpots can be decorated with paint color -- the more, the merrier. Paint them one solid color, or embellish them with pattern for more panache! -3. Dress up a dresser. Have an old dresser that’s tired-looking? Spice it up with paint. Use different colors on different parts for added visual interest. Do the same with an old stool, table, or cabinet.
-4. Rejuvenate “junk” furniture. Check out your attic or your neighbors’ discards. You might find hidden treasure in the form of a unique piece just pining for a fresh coat of paint. -5. Put a stamp on your walls. Add pizzazz to painted walls with a handcrafted patterned border. Fashion a “stamp” out of an old sponge in the pattern of your choice, then dip it in the leftover paint and dab new color onto the walls. Voila! Custom design. -6. Speak with an accent. Express your home’s individuality by adding accent color to a door, doorway, or an entire wall. The unexpected color will make your interior something special.
our P roud to be yow Homet n Builder Lic. #BC003628
hbi@arvig.net
Jim Hemmelgarn, Cell: 218.371.1228 Troy Hemmelgarn, Cell: 218.371.6272
218.346.2377
SERVING THE LAKES AREA SINCE 1967
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Your business is growing. Ours is too. For more than 42 years, we’ve served farmers and the agricultural industry with rugged, trustworthy overhead doors. We’ve grown a lot since then, but the roots of our ownership and down-home service haven’t budged. Call us today!
Your single source for farm, home and commercial doors.
AmericanDoorWorks.com
Brainerd 10727 Brent Dr Brainerd, MN 56401 Phone: 218.829.8365 Toll-free: 800.247.8815 Alexandria 6049 Highway 29 S Alexandria, MN 56308 Phone: 320.763.3667 001313938r1
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n Adding an accent color like blue can add a completely different calming feel to a room.
-7. Beautify a built-in. Embellish built-in bookcases, cabinets, or a mantelpiece with leftover paint to create striking elements in your décor. -8. Stencil something. Using a homemade or commercial stencil, apply paint to just about anything – a piece of furniture, a wall, or even the floor. It can render the ordinary, extraordinary. -9. Make like an artist. Why buy art supplies, when you already have a handpicked palette of colors you like? Use them as 32
FALL HOME MAGAZINE 2015
is, or mix them as needed to create murals or fine art. -10. Frame your artwork. Repaint the frames on your prints, paintings, and drawings to give them a fresh appearance. Or, paint a simulated “frame” right on the wall to draw attention to favorite objects or sculpture. Most of these projects take just a small amount of paint, but they can make a big difference in your home décor. For more information, go to www.paintquality.com.
ELECTRIC, Inc.
DISCOVER A WORLD OF POSSIBILITIES
Robert Biddle, Jr. Owner
Update your home with new floor coverings from Winkels Carpet Center.
218.298.2661
ShawMark carpets ®
145 Second Ave., SE, Perham Richard Winkels 218-346-2924
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Bluffton, MN
HOURS: Monday-Friday 9 am-5 pm
Your local
PLUMBING Professional New Construction & Remodels Residential • Cabins • Commercial Boilers • Floor Heat • Water Softeners
Over 26 years experience
Loren Guck
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Licensed, Bonded & Insured
all in today’s richest decorator colors.
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amp
Choose from • Berbers • Plushes • Saxonies • Textures • Hardwood • Vinyls • And More
Licensed, bonded, insured
44082 Cty. Rd. 14, Perham, MN • email: lguck34@gmail.com FALL HOME MAGAZINE 2015
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Fall home and garden clean-up projects n Cleaning a deck is a whole lot easier these days thanks to power washers.
Tips for powering washing
F
all is the ideal season to tick items off your home exterior to-do list. The weather is finally cooler, making the work more enjoyable; and a thorough fall clean-up will give you peace of mind all winter.
Your MVP during home maintenance season can be the pressure washer. Up to 75 times more powerful than a garden hose, a pressure washer is a versatile tool that offers an efficient way to get a variety of cleaning tasks done. Deck Once you’re ready to stash away outdoor furniture for the season, remem34
FALL HOME MAGAZINE 2015
ber to wash it down first for a deeper clean than a garden hose can provide. Before moving these items into storage, first let them dry completely. Ensure your deck is free of mold and debris. A thorough clean will also serve to prep your deck for weatherproofing with a stain or sealant (another useful task to include on your fall checklist.) Outdoor Surfaces Special attachments for the washer can rejuvenate driveways, patios, sidewalks and other large flat surfaces quickly and with no streaking. Attachments come in a variety of shapes and sizes. Make sure you get the right one for the model of your power washer.
Grill Cleaning your grill is a breeze with a pressure washer. First disconnect the propane tank and move it away from the area. Disconnect any electrical lines. Prop up the hood and remove the grates. Treat the entire grill with a degreasing solution, working from the bottom of the cart up to the grill bed. Let the degreaser work for a few minutes. Be careful around gas hoses, connections, electrical components or heating elements. Using a general medium-pressure spray pattern, flush detergent and rinse any residue, working from the top down. Let the grill dry thoroughly, then coat with nonstick oil to help reduce future build-up.
ZitZow
ElEctric 218-342-2871 vergas
All Your ElEctricAl NEEds 24 Hours A dAY CheCk with jeff! • residential, farm, cottage & commercial wiring • electric heat installation
free estimates
Est. 1883 - Celebrating Over 130 Years Leading supplier of lumber and building materials to contractors in the Dakotas, Minnesota, and surrounding areas
620 East Main, Perham 218-346-5555 www.cranejohnson.com
945 Market Street, Perham
Phone: 218-346-6275
www.truevalue.com/marksfleetsupply
Mon-Fri: 8:00-7:00 • Sat: 8:00-6:00 • Sun: 9:00-4:00 001310855r1
SEPTIC AND HOLDING TANK PUMPING Serving JETTING AND LINE THAWING Perham, LIFT PUMP REPLACEMENT Dent, Thank you to all our loyal customers! Vergas, We sincerely appreciate your business and Richville, look forward to serving you in the years to come. New York Mills, Bluffton 37151 County Hwy 67 S, New York Mills, MN 56567 & surrounding 218-385-3880 • 218-346-7436 areas 001308129r1
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Safety Operate a pressure washer only outside, far away from windows, doors and vents to reduce the risk of carbon monoxide gas from accumulating and potentially being drawn towards occupied spaces. Always wear goggles and closed-toe footwear when operating a pressure washer. Don’t spray near children, pets, electrical wires, or power lines. After use, allow the unit to cool down before storing. Efficiency To switch between jobs more efficiently, consider a unit that offers versatility in its function. Look for models that offer a high pressure mode as well as a high flow mode which delivers up to five gallons of water per minute to rinse away soap and debris on delicate surfaces like patio furniture, vehicles and second story windows. 36
FALL HOME MAGAZINE 2015
n Power washer attachments can increase the many large, outdoor cleaning jobs that can be tackled in a shorter time and with a lot less effort.
Power washers can make any job easier. When it comes to outdoor cleaning of siding, sidewalks and decking, they can make big jobs smaller by simply the flip of a power button and swish of a wand.
So, the next time you have a big outside clean up task, think of grabbing your power washer to save you valuable time and elbow grease. (StatePoint)
Serving Detroit Lakes, Fergus Falls, Alexandria, Wadena, Park Rapids, Mahnomen, Glyndon and all points in between!
For the latest on news and events happening in the Perham area, go to
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Schedule your FR
Roman shades
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or visit us online a <1-000-000-0000> | BUDGETBLINDS.COM
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*Offer not valid with any other offers. Offer good at time of initial estimate only. Offer good at participating franchises only. Each franchise independently owned and operated. Budget Blinds is a registered trademark of Budget Blinds, Inc. and a Home Franchise Concepts brand. <Offer valid through _______.>
<OFFER>
Franchise Opportunities Available. Call 1-800-420-5374 or visit www.budget-blinds-franchise.com. ©2013 Budget Blinds, Inc. All rights reserved. Participating franchises only. Each franchise is independently owned and operated. Budget Blinds is a registered ® trademark of Budget Blinds, Inc. and a Home Franchise Concepts brand.
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Franchise Opportunities Available. Call 1-800-420-5374 or visit www.budget-blinds-franchise.com. ©201 All rights reserved. Participating franchises only. Each franchise is independently owned and operated. Bu trademark of Budget Blinds, Inc. and a Home Franchise Concepts brand.
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Make over your door
Tips to make a grand entrance
T
here are many reasons why a home could need a door makeover. Entry doors, like other major components of the home, can wear out over time and need to be replaced. Additionally, homeowners may “inherit” a door on a home they’ve recently purchased and wish to change the style to a better one in order to complement their home’s personality. “Homeowners don’t need to live with a front entry door that they don’t like or that has become inefficient over time,” says Donna Contat at Therma-Tru Corp. “From a curb appeal and investment standpoint, it can make good economic sense to replace a front entry door.” In fact, entry door replacement consistently ranks among the most valuable remodeling projects in the annual “Cost vs. Value Report,” published by Remodeling magazine. The experts at ThermaTru are offering tips for evaluating your current door, and insights on door aesthetics and components. 38
FALL HOME MAGAZINE 2015
n A fiberglass door with doorlites and sidelites creates a stunning entryway.
-Evaluate your current door: touch your door. If you can feel the exterior temperatures from the inside, you may not have adequate insulation. Also check its appearance. For wood doors, check for warping or rotting. For steel, check for dings and rust. Final item: does the style of your door
match the design of your home? -Check on what’s inside your door: A door is actually a system of various components. Locks should operate smoothly and be strong enough to help protect your home. A multi-point locking system that engages a series of locks at several places on the frame can offer peace-of-
mind. -Slam your door: doors experience wear and tear over time. Be sure any replacement door you purchase is constructed and tested to withstand harsh treatment. Consider materials such as fiberglass, which can offer the beauty of such classic materials as wood, while being low-maintenance and long-lasting. -Does your door have appeal: curb appeal isn’t just a buzz word? It’s the wow factor people get when they drive by your home and the cozy feel that welcomes guests to come in and stay a while. Try a paintable fiberglass door to add a pop of color or stick to the classic look of wood grain, which, when stained, adds warmth. Either way, you can make your home’s entryway stand out with a door trim surround kit, as well as decorative or privacy glass for doorlites and sidelites. For more information about evaluating your current door for form and function, and insights on making future door purchases, see your local hardware store, lumber yard or visit ThermaTru.com. (StatePoint)
ROOFING
Your Storm Damage Specialists!
A geothermal heat pump pulls free energy from the earth making it the most efficient, environmentally friendly way to heat and cool your home or business. It’s more than 400 percent efficient and will save you up to 70 percent on your heating and cooling costs.
218-758-3640
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New Homes • Roofing • Siding • Steel Buildings CONCRETE • ICF’S • Exposed • Sidewalks & Patios Foundations • Landscaping • Skidsteer Work www.JakePalubickiConstructionLLC.com
otpco.com/Geothermal 800-493-3299
CONCRETE
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Jake Palubicki Construction, LLC
License #BC636494
Serving MinneSota and the dakotaS for over 35 yearS
Centered on home.
800-255-9981
F
or more than 35 years, Foltz Buildings of Detroit lakes, minnesota has been the leader
in custom built post frame buildings. our construction crews are experienced professionals who build year-round. We have constructed thousands of buildings throughout the years and have thousands of satisfied customers. Foltz Buildings has a reputation for quality and service.
Engineered Designed Buildings
Whether you are a first-time buyer, ready to build your dream home or purchase a vacation property, our mortgage lenders will help you reach your goal. Talk to one of our Mortgage Lenders today: 888.330.8482 or apply online: mortgage.mycmcu.org
For a FrEE EstimatE Call 001308096r1
Centered on you.
Federally Insured by NCUA
218-847-3281 1-800-255-9981
hwy 10 west • DetROIt LAKes
www.foltzbuildings.com
MODeL’s OPeN 7 dayS a Week 001315444r1
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DREAM BUDGET
BARRY MARTHALER
RENOVATIONS LLC. • Siding & Trim • Soffit & Fascia • Roofing • Windows & Doors • Decks • Remodeling
Frazee, Minnesota ID # BC036009
CALL: 334-2341
PLAN
Contact one of these professionals to help with your building or remodeling project!
Gary WaGenman ConstruCtion, inC. Gary Wagenman
40416 Cty Hwy 34, Perham
758-2757 or 346-6756 License #20273694
FREE ESTIMATES
202 Fox Run, Perham, MN 56573 hbi@arvig.net
Januszewski Plumbing Over 20 years Experience
Hemmelgarn Builders Inc. Lic. #BC003628
n Builder Your HometowTroy Hemmelgarn
Jim Hemmelgarn Cell: 218.371.1228
346.2377
Cell: 218.371.6272
New Construction • Remodeling • Cabins • Service • Drain Cleaning • Water Heaters • Softeners 218-346-5389 Randy Januszewski
P.O. Box 322 Perham, MN 56573
Insured & Bonded Master Plumber Lic # 060559PM
Ottertail Cabinet Company
615 Pinewood Lane Perham, MN 56573 218-346-5560
Call JC Electric for all your wiring needs
Serving the community for over 39 years.
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FALL HOME MAGAZINE 2015
Quality Custom Built Prefinished Cabinetry for Kitchens, Baths, China Cabinets, Gun Cabinets and more! FOR FREE ESTIMATES CALL: MIKE SANDERS 218-367-2224 or BRUCE JOHNSON 218-346-2331 EMAIL: occ@arvig.net
“For the Finest in Custom Cabinetry”
94 Lake Avenue, South, PO Box 35, Ottertail, MN 56571-0035
DESIGN
BUILD
RENovatE phil’s plumbing countywide plumbing service
46414 390th street perham, mn 56573
master plumber lics. & bonded
RiCk MillER 43453 Cty Hwy 53 Perham, MN 56573 218-346-6401 License #BC318365
New Construction - Custom Homes - Remodeling
“You dream it, we’ll build it!”
Call
Contact one of these professionals to help with your building or remodeling project!
Free Estimates
specializing in new home plumbing repairs • remodeling water softeners & a complete line of fixtures 218-346-5977
346-6401 Today for a FREE Estimate
Seamless Gutter Systems Featuring
products
5” and 6” Gutters
Wayne King • Cell 218-841-0232 Home 218-334-4425 • Frazee, MN
FOR ALL YOUR GARBAGE AND DEMOLITION NEEDS
COMMERCIAL & RESIDENTIAL GARBAGE & ROLL OFF SERVICE 140 6th Avenue NE, Perham, MN 56573 Phone: (218) 346-4834 Fax (218) 346-4799
Beauty for every room. Wallpaper & Borders, Ceramic Tile & Armstrong Linoleum, Shawmark Carpet & Mohawk Carpet Let our fine design staff create a new look for you!
145 Second Ave. SE Perham • 218-346-2924
General Contracting Work Free Estimates
Fully Insured
Residential and Commercial
Lic. #BC004444
New & Remodeling Construction
• 346-7062 • Perham, MN
ZitZow
ElEctric
218-342-2871 vergas All your electricAl needs 24 hours A dAy
CheCk with jeff! •residential, farm, cottage & commercial wiring•electric heat installation
free estimates
FALL HOME MAGAZINE 2015
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Victory EstatEs Perham
Call today 218-639-2351 victoryestatesperham.com
A great place to live.
INCLUDES: Beautiful city lot: (approximately 75 x125) New Home 2 Car Garage • Driveway • Patio Ready for you to move in!
Starting at $99,500 BL LOT 2
OC
K
1
LOT 1
LOT 3
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LOT 6 LOT 10
BLOCK 1
LOT 9
8TH AVENUE SE
LOT 7
PHASE 1 PHASE 2 PHASE 3
OC
K2
LOT 4
LOT 5
LOT 5
LOT 8
BL
LOT 3
LOT 4
4T
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BLOCK
LOT 3
LOT 8 3
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HS
BL
OC
LOT 5
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K3
LOT 2
EE
TE
LOT 7
SE
LOT 6
5 T H ST R E ET S E
LOT 1
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TR
LOT 4 LOT 5 LOT 6
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BLOCK 2
LOT 1
9TH AVENUE SE
VICTORY PARK
Victory Estates is located close to many amenities such as schools, parks, groceries, hardware store, liquor store, etc.
LOT 10
ing, & cabinets. r colors, floor u o y k c i .P VICTORY ESTATES he rest t o d e and w Desig y l i m a n your ne w home to fit your f LOT 10
LOT 3
BLOCK 4
LOT 9
LOT 11
42807 Co. Hwy. 9, Pelican Rapids, MN 56572
800-232-5270 www.victoryhomes.net 001308186r1
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NEW HOMES • REMODELS NEW HOMES • REMODELS NEW HOMES • REMODELS GARAGES GARAGES•••DECKS DECKS•••STEEL STEEL GARAGES DECKS STEEL BUILDINGS•••WINDOWS WINDOWS BUILDINGS BUILDINGS WINDOWS
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LAKES JOURNAL 2013 LAKES JOURNAL JUNE JULY AUG 2013
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Building Your Dream Your Way Homark Homes Custom Built Modular and Manufactured Homes Royal American Modular 989 Approx. 1850 Sq. Ft. 3 bedroom, 2 baths, office with additional stairwell, livingroom, kitchen with black appliances, tile backsplash, raised cabinet doors, island with pendant lights and recessed can lights, master bathroom with optional additional master bath plan.
Stop in for a tour...
Homark Homes Hwy. 10, New York Mills 218-385-2330 â&#x20AC;˘ 888-676-1555 www.homarkhomesnym.net 44
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Employee-owned since 1991
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218-347-1075
bachmanncarow.com 48208 Luce Street ~ Perham, MN Vince Bachmann & LuAnn Carow, Brokers/Owners Alisyn C. Keil, Austin Bachmann and Anthony Bachmann, Agents
6.6 Acre wooded lot with 331' of frontage on Long Lake near Vergas! 2001 Rambler 3 bdrm 4 bath home with a full walk out basement. 2 Stall garage, hot tub room & gazebo, 30x44 shed. Lake with sandy bottom beach area. Convenient and Simple living with this 2 Bedroom 1 3/4 Bath Twin Home! This property also includes a laundry room, and open floor plan, back yard patio, an insulated and heated garage, and other great features. $184,900 Completely remodeled home with new electrical, plumbing, utilities, steel roof, custom cabinets, new floors and appliances appliances. All located on a nice 2.87 acre parcel on Hwy 10. $154,900 2015 New Construction Home w. 2 bedrooms (could be 4), 2 bath bedroom (could be 3), rambler style home with a 2 stall attached garage, and an 80x150 lot. Red Willow Heights, Frazee. $169,000 LOCATION LOCATION LOCATION Located between US Hwy 10 and Old Hwy 10 just outside of Frazee is this 28 acres. Multiple uses available. $209,900 12.80 Acre Horse/Farm site near Vergas with a 2000 Built 3 bedroom 2 bath mobile home and multiple outbuildings including a 2 stall detached Foltz garage and 2 other large Foltz buildings/barn. Some frontage on Long Lake. $134,900
Rural living on Loon Lake, just outside of Vergas. In addition to this 3 bedroom home with fully finished basement and attached 2 stall garage there is a 30'x40' Storage Shed for the toys. 150â&#x20AC;&#x2122; of lake shore! $369,900 Country living on 7 acres only minutes from Vergas! This property includes a 2008 modular home with 3 bedrooms, 2 baths, and a full unfinished basement. $239,900 Here is a sturdy 2/ 3 bedroom Rambler home located in Perham. Dynamic built with finished basement and large yard. Duplex opportunities! $124,900 This well built home has 4 bedrooms, a 3 season porch and finished basement. The home sits on a large 2 acre parcel includes a 2nd detached Garage and a 1300 sqft. steel shed. Hwy 78 - Perham Don't miss this 4 bdrm 2 bath home in a rural development near Eagle Lake, Frazee. 3 Stall attached garage, 1.42 acres and a beautiful lot! Be near the lake without the taxes. $194,900 Just outside of Dent on #35/44 is this â&#x20AC;&#x2122;06 built 2 bdrm home with an open floor plan. Property has 7 acres with great views and wildlife. $149,900.
Check our website for Real Estate Auctions. 001308148r1
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BUILDING & REMODELING DIRECTORY
BUILDERS/REMODELERS
Barry Marthaler Renovations LLC. Contact: Barry Marthaler Phone: 218-334-2341 12779 Co. Hwy 39, Frazee, MN 56544 Siding & trim, soffit & fascia, roofing, windows & doors, decks, remodeling. Free estimates!
Gary Wagenman Construction, Inc. Contact: Gary Wagenman Phone: 218-346-6756, 218-758-2757 40416 County Hwy 34, Perham, MN 56573 Residential & Commercial. 37 years experience with Concrete, Poured Walls, Basements, Foundations, Sidewalks, Garage Slabs and Aprons.
Haataja Construction
Contact: Eric Haataja Email: eric@haatajacontracting.com Phone: 218-564-5634 cell 218-252-0178 Menahga, MN. 56464 www.haatajacontracting.com Residental and Commercial construction. Providing excellent and reliable service in the building industry.
Hemmelgarn Builders, Inc.
Contact: Jim Hemmelgarn, Troy Hemmelgarn Email: hbi@arvig.net Phone: 218-346-2377 Jim’s cell: 218-371-1228 Troy’s cell: 218-371-6272 202 Fox Run, Perham, MN 56573 Hemmelgarn Builders, with three generations serving the surrounding area since 1967, offer services in all areas of home construction, from concrete work to interior woodwork.
Holst Construction
Contact: Darren Holst Email: darren.holst@gmail.com Phone: 218-639-9662 28877 Todd Line Road, Staples, MN 56479 www.contractorstaples.com New Homes, Roofing, Siding, Remodeling, Windows & Doors, Pole sheds.
RD Contracting
Contact: Ryan Hemmila Email: rdcontractingllc@gmail.com Phone: 218-731-9222 1084 Westside Drive, Fergus Falls, MN 56537 New Construction – Remodeling – Roofing – Siding. Residential or Commercial
Contact: Robert Kalina Email: kalina_robert@hotmail.com Phone: 218-346-5560 Fax: 218-346-5561 615 Pinewood Lane, Perham, MN 56573 We have been serving the Perham area for over 39 years in electric service and installations. Please call JC Electric for all your wiring needs.
Zitzow Electric, Inc.
Contact: Jeff Zitzow Email: jzitzow@arvig.net Phone: 218-342-2871 Cell: 218-841-8643 49605 Co. Hwy 17, Vergas, MN 56587 All your electrical needs – 24 hours a day! Residential, Farm, Cottage & Commercial Wiring. Electric Heat Installation. Free Estimates.
Les Electric
Contact: Eric Ravnaas Email: lese@wcta.net Phone: 218-837-5547 cell: 218-616-2205 5 Hubbard Avenue South, Sebeka, MN. 56477 We have the experience to handle your toughest challenges! No job too big or too small. Commercial or residential.
GUTTERS
Seamless Gutter Systems
Contact: Wayne King Phone: 218-334-4425 Cell: 218-841-0232 11273 363rd Ave., Frazee, MN 56544 We provide quality gutter systems & downspouts. Featuring Rollex products. 5” & 6” gutters. Clog-free covers. Fast, reliable, friendly service 7 days a week!
HEATING/AIR CONDITIONING
Haugan Heating & Cooling, LLC
Contact: Jesse Haugan Email: Jesse.hauganhc@gmail.com Phone: 218-205-7065 108 E. Main St, Ottertail, MN 56571 Heating & Air Conditioning. Ductless Air Conditioners, Geothermal, Outdoor Wood Boilers, Radiant Floor Heat, Forced Air Furnaces & Air Conditioners. Free Estimates!
HEATING/PLUMBING RETAIL
Hanson’s Plumbing & Heating
FINANCIAL/BANKING
Contact: Steve Peterson Phone: 218-631-3172 310 11th St. N.W., Wadena, MN 56482 New Plumbing, Remodeling and Heating.
Contact: Terri Kobliska Email: tkobliska@mnfcu.org Phone: 218-894-2463 Staples, MN. 56479 www.mmfcu.org Enjoy great rates on Home Equity Loans! Check out our website!
Contact: Randy Januszewski Email: draaski@arvig.net Phone: 218-346-5389 P.O. Box 322, Perham, MN 56573 Over 20 years experience! New Construction, Remodeling, Cabins, Service, Drain Cleaning, Water Heaters, Softeners. Bonded and insured. Lic # 060559-PM
FLOORING
Phil’s Plumbing
Mid Minnesota Federal Credit Union
Winkels Carpet
Contact: Rich Winkels Phone: 218-346-2924 Fax: 218-346-2964 145 2nd Ave., SE Perham, MN 56573 Shawmark Carpet, Mohawk Carpet, wall coverings and borders, ceramic tiles, hardwoods, Armstrong Linoleum, professional installation. FREE ESTIMATES!
FURNITURE
Januszewski Plumbing
Contact: Phil Esser Email: pjesser@arvig.net Phone: 218-346-5977 Cell: 218-849-8224 46414 390th St., Perham 56573 Specializing in New Home Plumbing, Repairs, Remodeling, Water Softeners & a Complete line of Fixtures. Licensed and Bonded Master Plumber.
LANDSCAPING/LAWN SERVICE
Pine Mill Farm Furniture
Contact: Rick Miller Email: rlmiller@arvig.net Phone: 218-346-6401 43453 County Hwy. 53, Perham, MN 56573 You dream it, we’ll build it! New Construction, Custom Homes, Remodeling, Decks. Residential and Light Commercial.
Phone: 218-850-8285 or 218-367-2885 46730 Co. Rd. 54, Ottertail, MN pinemill@arvig.net www.pinemillfarm.com At Pine Mill Farm Furniture we create and build custom wood furniture in your choice of colors and lacquered for durability. Custom orders are the customer’s favorite and we always welcome your ideas. We also restore and repair old and used furniture.
Cutting Edge Lawn Service
Tobkin Construction, Services
GARAGE DOORS
Performance Paving & Seal Coating, LLC
RL Miller Construction, LLC
Contact: Nate Tobkin, Email: tcsfoam@hotmail.com Phone: 218-640-2309 41174 405th Street, Perham, MN 56573 New Home Construction & Remodeling, Decks, Roofing, Windows, Siding.
Walt Seifert Construction
Contact: Walt Seifert Email: walt_seifert_const@yahoo.com Phone: 218-346-7062 43932 Mosquito Heights Rd, Perham, MN 56573 General Contracting Work, New & Remodeling Construction, Residential & Commercial. Licensed & Insured. Free Estimates.
CABINETRY
Ottertail Cabinet Company
Contact: Mike Sanders, Bruce Johnson Email: occ@arvig.net Phone: 218-367-2224 218-346-2331 94 Lake Avenue South, P.O. Box 35, Ottertail, MN 56571 For the Finest in Custom Cabinetry.
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ELECTRICIANS
JC Electric, Inc.
FALL HOME MAGAZINE 2015
American Door Works
Contact: Chad Goracke Email: chadg@AmericanDoorWorks.com Phone: 320-763-3667 6049 State Hwy 29 S., Alexandria, MN 56308 www.AmericanDoorWorks.com Residential, Commercial, Parts & Service. 24 hour emergency service. Providing the right products backed by exceptional service for over 42 years.
GARBAGE/DEMOLITION
Steve’s Sanitation
Contact: Steve Melgard Email: stevessanitation@arvig.net Phone: 218-346-4834 Fax: 218-346-4799 140 6th Ave. NE., Perham, MN 56573 For all your garbage & demolition needs! Commercial & Residential garbage and roll off service.
Contact: Ed Delaney Email: eddelaney@cuttingedgeperham.com Phone: 218-346-5004, 218-346-4511 Fax: 218-346-7019 745 2nd St. NE, Perham, MN 56573 www.cuttingedgeperham.com Lawn Fertilizing & Weed Control. Licensed Chemical & Fertilizer Applicator.
PAVING AND SEALCOATING
Contact: Dan or Randy Email: dmandsons@arvig.net Phone: Dan: 218-462-2543, Cell 218-639-5890, Randy 218-583-4360 207 5th St. North, Deer Creek, MN Driveways, Patching, Parking lots, Class 5, Fill, Black dirt, Bobcat work
WINDOWS/DOORS
Custom Windows
Contact: Ryan Hemmila Phone: Perham 347-3888, Wadena 632-3888, Detriot Lakes 844-3888, Dent 758-3888 Maintenance Free Windows – Bay, Bow & Garden Windows – Patio & Exterior Doors
QUALITY LIVING
New York Mills
FOR MORE INFORMATION CONTACT
Country View Addition is a cozy neighborhood located in the northeast corner of New York Mills. Country View offers an open, quiet rural setting, city utilities and services, a new playground and easy access to New York Mills, Highway 10 and the surrounding communities. Take advantage of huge money saving incentives. Beautiful lots for only $1,000 plus assessments. Possible Tax Increment Financing available ($7,500 to qualified buyers). Free or reduced prices for some city services.
ALBERS REALTY 561 Ash Avenue NE Hwy 10 East Wadena, MN 56482 (218) 639-5969 albers@arvig.net http://www.albersrealty.com 001308080r1
FALL HOME MAGAZINE 2015
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Whether you’re REMODELING, UPDATING, or need an ADDITION, let us help you make the changes!
Farmers & Merchants State Bank
• Energy Efficient Windows • Beautiful Hardwood Floor • A New Kitchen
New York Mills Since 1916
Farmers & Merchants will be there from START TO FINISH to answer all your questions and make sure you have the loan that works best for you.
EVERY STEP OF THE WAY! Check out our website and MOBILE BANKING
www.fmbanknym.com ADDRESS:
11 North Walker PO Box 278 New York Mills, MN 56567
Check with us about a MN Housing Finance Agency Fix-Up Fund Loan!
PHONE NUMBERS:
218-385-2300 Telephone 218-385-9303 Fax
BUSINESS HOURS LOBBY: 8:30am - 4:30pm M-F
WALKUP & DRIVEUP:
8am - 5pm M-F | 8:30 - 11:30 am SAT 001308066r1