Next 2016 by Plus Pubs

2016

ne xt What’s New for Phase Two of Your Life.... Presented by

news

50PLUSmagazine What’s New for

Phase Two of Your Life

Realty Executives

e began focusing on senior’s real estate issues about 20 years ago when Jeanne and I were asked to speak at a senior community. There was a need for empathy and understanding of the issues older adults and their families face when transitioning from their long time home to a senior community. There was such a powerful response from those listening to our talk. We realized at that moment that this was our calling! Jeanne and I also felt a need to impact the lives of our clients in a powerful way, and working with our senior clients fit the bill! I decided to put my writing skills to work by authoring two books relating to the topic of preparing and downsizing a home of many years, selling a home, and moving to a senior apartment or community. We developed so many wonderful relationships throughout the 4-county Milwaukee-Metro area as our talks expanded to various senior communities. Jeanne and I then began to form a team of professionals dedicated to serving our senior population’s real estate needs such as contractors, handymen, packing and sorting companies, moving companies, staging and all the other services needed to help make their move a smooth and successful journey to their new home. About 13 years ago, I wrote my first article for 50 Plus Magazine and have been writing monthly articles ever since. I try to focus on real estate issues that are taking place in real

time that affect our 50 plus readers. The readership has grown over the years and I receive quite a bit of positive feedback from my readers thanking me for focusing on older adults and providing needed information. I have had the honor to help educate my fellow Realtors by giving webinars, seminars, and collaborating with other agents who are also focusing their efforts or helping and guiding their clients through this tough transition. Jeanne and I were recently honored by being a team finalist in the Better Business Ethics Awards for our efforts in working with our senior clients and their families. We are constantly learning from our very wise elderly homeowners and developing new and better solutions to meet the demands and issues of those transitioning to a senior community. Jeanne and I love what we do and know that in some small way we are impacting the lives of our seniors and their families in a positive way. We are given the gift of being a part of their lives at such a critical time in their lives. We could never have imagined that our real estate careers would be so fulfilling and gratifying. Thank you for reading my articles and the privilege of helping guide both you and your families through your real estate journey.

“I WISH WE WOULD HAVE DONE THIS SOONER!” CONTACT US FOR A FREE CONSULTATION

(262) 242-6177

Overwhelmed at the thought of moving? WE CAN HELP! Throughout our years of service, we always hear “I wish we had done this sooner!” Making the decision to sell your home can be overwhelming. We truly understand and can make the transition to easy living as smooth as possible. We’ve helped over 3000 families make the transition successfully! www.BrucesTeam.com | Jeanne@BrucesTeam.com | Bruce@BrucesTeam.com Bruce & Jeanne Nemovitz | 2 | next 2016

T R U S T. E X P E R I E N C E . I N T E G R I T Y.

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Have you planned for phase two for your life?

It is never too early to start. Our annual Next Guide is filled with ideas and tips to make your retirement seamless and enjoyable.We hope you will read it from cover to cover and share it with friends. Remember, retirement is not the end, but the beginning of a new chapter in your life. Happy tomorrows to you all. Maureen Slattery,

Publisher, 50 Plus News Magazine

ne xt 2016 www.50pluspubs.com

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2016

ne xt Whatâ&#x20AC;&#x2122;s New for Phase Two of Your Life.... Presented by

news

50PLUSmagazine Whatâ&#x20AC;&#x2122;s New for

Phase Two of Your Life

is produced by Plus Publications, publisher of 50 Plus News Magazine. For more information about this publication or to be included in future issues, please contact us at 262-367-5303 ext.12 P.O. Box 230, Hartland, WI 53029

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25tips

for a Successful

retirement

Create a budget. 2

Have a longer long-term plan.

Start automating savings.

Put money into a retirement fund first. 4

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? 65

67 70

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Do you have a retirement goal age?

Put extra money into retirement savings.

Get a financial advisor. 8

Try retiring at 70, the new 65.

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25tipsretirement for a Successful

Donâ&#x20AC;&#x2122;t dip into your retirement funds.

Pay down now to live debt-free in retirement.

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Downsize.

Have emergency savings.

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Delay Social Security until 70. 14

Plan on getting a part-time job in retirement. 15

Plan for healthcare costs.

Plan for inflation in retirement. 2016

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25tipsretirement for a Successful

You qualify for Medicare at 65. 18

Plan to purchase a Medigap Policy.

Think about long-term care insurance.

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Learn about a reverse mortgage.

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Plan for traveling. 22

Look for discounts specifically for retirees.

Plan for a hobby in retirement. 24 25

Get fit. Have a bucket list. 2016

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ATTENTION

Korean War & WWII Veterans

Korean War and WWII veterans, Stars and Stripes Honor Flight wants you to sign up for your Honor Flight! Whether you served stateside or abroad, saw combat or not, your service to our country deserves recognition and

THANKS.

Join us for your completely free Honor Flight to see the memorials in Washington DC and experience a full day of honor with your fellow veterans. Applications can be downloaded from our website, or call us to have one mailed to you.

www.starsandstripeshonorflight.org

262-238-7740

contact@starsandstripeshonorflight.org

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Delayed Retirement Credits BY TOM MARGENAU

People who delay starting their Social Security beyond their full retirement age (currently age 66) get a bonus equal to twothirds of one percent added to their monthly Social Security checks for each month they wait to begin benefits. That comes out to a 32 percent if they wait until age 70. (There is no bonus added after age 70.) The rules regarding this bonus cause lots of confusion with seniors. Today’s questions come from folks who are having trouble understanding this issue. FYI: Even though I refer to this procedure as a delayed retirement “bonus,” (because, frankly, that’s what it is), the actual term the Social Security Administration uses for the same provision is “delayed retirement credits.” So if you are talking to an SSA rep about this, use their terminology. : I am about to turn 68 years old. I was planning to wait until age 70 to apply for my Social Security. But some family financial issues are causing me to rethink that plan. I was expecting to get a 32 percent bonus by waiting until age 70. Am I going to lose all of that by filing now? : It isn’t an “all or nothing” situation. You will lose some of your anticipated bonus, but not all of it. As I explained at the beginning of this column, you get a delayed retirement credit equal to two-thirds of one percent for each month you delay taking benefits after age 66. So if you file at age 68, you will get 24 months’ worth of credits, or about 16 percent, added to your full retirement rate. : I turned 69 in March 2016 and that is when I applied for my Social Security. I was expecting to get a 24 percent bonus added to my Social Security checks. But it was slightly less than that. When I called the Social Security people to ask why, they couldn’t explain it to me. They said it might be a “computer glitch.” Do you know what is going on? : It’s not really a computer glitch, but just a bit of an anomaly in the way these delayed retirement credits are doled out. You generally cannot get delayed retirement credits for a year until that year is over with. You said you were 69 in March of this year. If I am doing the math properly, that means you turned 66 in March 2013. So when applied for your benefits in March, they added in all the credits you were due for 2013, 2014, and 2015. But they can’t give you the delayed retirement credits for 2016 until next year. So sometime in 2017, you will get a little boost in your Social Security check to add in the credits you are due for those first couple of months this year. : I have been waiting until I am 70 to start my Social Security. I turn 70 on June 28. You previously told me that I could file my Social Security retirement claim now and that I should tell the Social Security clerk I want my benefits to start in June. But when I talked to a rep on the phone, he told me that if I wanted my full array of delayed retirement credits, I must wait until July to sign up. I want all the credits I can get. So should I wait until July?

Q A Q A

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: No. You should call the Social Security people back and tell them you want your benefits to start in June. As I said previously in this column, the rules say you get a delayed retirement credit of two thirds of one percent for each month you delay benefits after age 66. That comes out to a 32 percent increase if you wait until age 70. And the rules further say that you earn those credits up to the month before the month you reach age 70. In other words, the last DRC you will get is for May 2016. So you can and should ask for your benefits to begin in June. : I started my Social Security benefits when I was 70. I am getting $2,970 per month. My wife is 66 and never worked outside the home. So she is supposed to get half of my Social Security, or $1,485. But she is getting about $300 less than that. What is going on? : This is one of the Social Security provisions I’ve never understood. So I can explain it to people, but I can’t give the rationale behind the rule. And what that rule says is that a wife does not share in the delayed retirement bonus added to a retiree’s Social Security check. Her rate is based on your full retirement age benefit, not on the bonus-augmented Social Security rate you are actually getting. Using my little desktop calculator, I’m guessing your full retirement age benefit rate is about $2,250. And half of that is $1,125, and I’ll bet that is what your wife is correctly getting from your Social Security account. That’s the bad news. But pay attention to the answer to the next question for a bit of good news. : I’m trying to do some estate planning for my wife. I took my Social Security at age 70. I am now 84 years old. I am getting $3,100 per month. My wife is 81. She gets her own Social Security check of $2,100 per month. If I die, what will she start getting from Social Security? : The “good news” I mentioned in my answer to the prior question is that the benefit rate payable to a widow includes the delayed retirement bonus. (Why a widow shares in the bonus but a wife doesn’t is something I can’t explain.) So if you were to die tomorrow, your wife would start getting $3,100 per month. Or to be more precise, she would keep getting her $2,100 retirement check, and then she would get an extra $1,000 on your account to take her total benefits up to your current $3,100 level. If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@comcast.net. To find out more about Tom Margenau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

Q A Q A

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A Step-by-Step Guide to Living Longer BY CHUCK NORRIS

he proclamation couldn’t have been any clearer or the source more credible: “We are a nation of walkers.” The statement, you may be surprised to learn, has no relation to the zombie apocalypse as seen on the most popular show on television. If it did, surely it would have been seen as more newsworthy and you would have heard about it by now. They are words spoken by our surgeon general, Vivek Murthy, delivered in a keynote address at the second National Walking Summit, held this past October in Washington, D.C. The focus of the summit was the concept of walkable communities, and Murthy’s appeal to representatives from 44 states centered on the need to improve infrastructure in communities to make walking easier; about making sure that “everyone in America has a good shot at being healthy.” Apparently, Johns Hopkins University’s Andrea Gielen’s comment last week about physical activity putting some folks in harm’s way is far too real a circumstance in this country. Several presentations at the summit graphically illustrated how historically depressed areas and current poverty zones have a strong correlation with low levels of walking opportunities and, in turn, high levels of obesity, diabetes, hypertension and heart disease. People walking in the poorest one-third of urban census tracts are twice as likely to be killed by cars. It was also noted that, according to the National Highway Traffic Safety Administration, the pedestrian fatality rate rises significantly for people age 45 and over. Expanding the concept of walking as not only a way to improve public health but also a moral imperative to improve infrastructure for underserved communities seems to have been a major theme of the summit. There were also many encouraging trends to report. For example, according to the Centers for Disease Control and Prevention, since 2005, the number of Americans walking has increased 6 percent. Walking, now referred to as “steps” in the exercise world, is starting to replace jogging as a preferred workout form, with up to 20 million Americans taking to sidewalks and trails. People are walking not just to improve overall health but to relieve stress and tension, as a group social activity, as well as a means to stimulate creative thinking. The American Heart Association believes it to be a trend that will stick, given it is free, simple, and manageable for most everyone who is ambulatory, including people who are older, overweight or new to exercise. It is the easiest way to make exercise part of life. To facilitate this growing trend, $1.5 billion has been allocated in recent years toward walking and biking improvements around the country. That’s not even the best news or the strongest incentive to step out. According to a brand-new study published in the American Journal of Clinical Nutrition, a brisk 20-minute walk each day could be enough to reduce an individual’s risk of early death. Just this 20-minute investment will burn between 90 to 110 calories and can move an individual from the inactive health category to moderately inactive, and that alone can reduce the risk of premature death up to 30 percent.

According to the Livestrong organization, there are more than 31 major health benefits achieved by walking as exercise. They include everything from lowering body-fat percentage to toning your abs to decreasing lower back pain to reducing your risk of heart attack, stroke and glaucoma. This simple form of exercise can positively impact eight out of 10 of this country’s costliest health conditions. Walking can significantly reduce the risk of developing Type 2 diabetes. Adults with diabetes who walk at least a mile each day are less than half as likely as inactive adults with diabetes to die. Still, more than a few hurdles remain for us as a nation to reap these benefits. Even with the allocations made in recent years around the country toward walking and biking improvements, they still account for less than 1 percent of overall transportation spending. The federal government recommends that adults do a minimum of 150 minutes of moderate intensity physical activity every week. Brisk walking qualifies. That adds up to 30 minutes, five times a week, or about 21 minutes of exercise every day. Currently, only 49.2 percent of Americans over age 18 are actually fulfilling this minimum aerobic requirement, which tells us that most Americans are clinically sedentary. Americans continue to walk a lot less than people in other industrialized nations. A 2010 pedometer study found that Americans only walked an average of about 5,000 steps a day, with 1 mile representing approximately 2,000 steps. This is in the upper limit for a sedentary lifestyle. By comparison, Australians and the Swiss walk an average of almost 10,000 steps a day, and Japanese participants walk about 7,000 steps a day A study of 3,000 Australians covering 15 years showed that a sedentary person who increased his or her steps from 1,000 to 10,000 steps a day, seven days a week, reduced his or her mortality risk by 46 percent. Want to live longer, enjoy life and improve your health? You simply must take the proper steps. It’s not that hard. Write to Chuck Norris (info@creators.com) with your questions about health and fitness. Follow Chuck Norris through his official social media sites, on Twitter @chucknorris and Facebook’s “Official Chuck Norris Page.” He blogs at http://chucknorrisnews. blogspot.com.

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Thompson Meadows

hompson Meadows has modern and affordable senior apartment homes located in a quiet residential country-like setting at 3120 E. Norwich Avenue in St. Francis for independent seniors 55 and better. Our spacious one and two bedroom apartments have large open kitchens, huge closets, shared floor laundry facilities, air conditioning, small pets welcome (some limitations apply), secured entrance and cable TV hook up. Advantages to living at Thompson Meadows include being close to shopping, handicap accessible and convenient access to interstate. Other amenities you will find at Thompson Meadows include a library, community room and game room, 24 hour maintenance, emergency pull cords in bedroom and bathroom and an elevator. We have a gazebo and garden on our grounds. We’re offering at this time the 1st month free rent. Rents starting at $600 with a $99 security deposit due. Thompson Meadows is professionally managed and you can contact Sheila Crabb at 414-769-9240 for any details or email thompsonmeadows@aol.com.

f you’re an active adult looking for fun and friendship you need to join the Vagabond Ski & Social Club. Besides skiing and ski racing, we offer hundreds of social activities geared toward everyone’s interest. We offer an average of 40 activities a month, including tennis, biking, fish fries, breakfasts, sheepshead, dominoes, cribbage, theatre, concerts, bowling, golf, picnics and much more. Also offered are local, national, international trips and get-away weekends. We are a Club for all seasons. Formed in 1958 for singles and married couples, our unique Club has over 1,000 members and is still growing. Membership is $27 for singles and $39 for a married couple, with an initial $25 joining fee. It’s the best deal in town! Meetings are the first Wednesday of the month at the Knights of Columbus Hall, 1800 S 92nd Street, West Allis. 5:00 pm bar and meal service opens. 5:30 pm Informative roundtable. 7:00 pm meeting. 8:00 pm music and dance. $5.00 admission for guests. For more information, go to vagabondskiclub.com and check out our monthly newsletter. You can also find us on Facebook. Join the fun and friendship and enhance your life with the Vagabond Ski & Social Club. Hot Line: 414-297-9793.

“Active Adults Having Fun” • Country like setting • Gazebo & Garden • Huge closets • Large open kitchens • Same floor laundry • 1 & 2 bedrooms starting at $600 • Small pets welcome • Elevator • Library Security Deposit

$99

HUNDRED OF ACTIVITIES

Skiing • Tennis • Golf • Biking • Hiking • Walking • Camping • Volleyball • Sailing Night Party • Fish Fries • Monthly Dances • Picnics • Breakfasts • Theatre • Concerts • Bowling • Badger Game TRIPS

Local • National • International • Door County • Weekend Getaways • Ski Trips • Much, Much More! Over 1,000 Members Singles & Married Couples

2BR apartment Now available

Professionally Managed

$ LARGEST IN THE MIDWEST! MEETING AND DANCE - 1ST Wed. Every Month, 7-11 PM Admission Knights of Columbus Hall - 1800 S 92nd St. • West Allis, WI 53214 for Guests

For Independent Seniors 55 & Better 414.769.9240

3120 E. Norwich Avenue • St. Francis, WI 53235 thompsonmeadows@aol.com 14 | next 2016

Best Deal in Town!

Meet new friends, enjoy new activities, new surroundings To join and for more info, go to

VagabondSkiClub.com

Potawatomi Hotel & Casino 1721 West Canal Street Milwaukee, WI 53233 1-800-PAYSBIG PAYSBIG.COM Badger Bus Line Run Reservations: 1-877-894-6287 GO ALL-IN

Plan on a day filled with excitement, fun and good food when you ride a line run to Potawatomi Hotel & Casino from Southeast Wisconsin or Northeast Illinois. Most daytime runs (arriving before 2 p.m.) are $20 and include $10 in FKC Reward Play, $10 food & beverage discount and round-trip motorcoach transportation. Evening trips and select daytime trips are also $20—and include $20 in FKC Reward Play and round-trip motorcoach transportation.

NONSTOP GAMING ACTION

Potawatomi Hotel & Casino is The Midwest’s #1 Entertainment Destination, evident by the over 6 million visitors welcomed each year. With high-energy gaming, award-winning dining, bars, world-class entertainment and luxurious accommodations, there’s never a dull moment. Located just blocks from the heart of downtown Milwaukee and open 24/7 every day of the year, it’s the perfect place to spend the day, evening or weekend. For starters, the casino floor offers over 2,500 slot machines in the latest themes and denominations from 1¢ to $100 (including more than 500 non-smoking machines). For an added thrill, try a progressive slot machine. The jackpot total on progressives is constantly changing—the more they are played, the higher the possible jackpot.

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One hundred table games give our guests plenty of choices, including blackjack, craps, roulette, baccarat, Fortune Pai Gow Poker® and more (plus smoke-free tables). Guests can also enjoy an exciting game of poker in the comfort of our luxurious 20-table Poker Room, located on the third floor, just off the Casino’s skywalk entrance. Games offered include Limit and No-Limit Texas Hold ’Em, Seven-Card Stud and Omaha. The action of off-track betting is a favorite here. Located next to the Poker Room, our Off-Track Betting Room features 115 televisions, 80 carrels and seating for nearly 200. Bingo players will love our expansive 1,440-seat Bingo Hall where they can play up to 180 cards electronically. With daily payouts averaging more than $75,000, we offer morning, afternoon, evening and night-owl sessions.

DINING & THEATER

Seven unique restaurants complete this total entertainment package. The Buffet offers fresh, all-you-can-eat entrées at seven different action stations. Our newest dining venue, Canal Street Café, features casual American comfort food favorites, and is located inside the Hotel lobby. Dream Dance Steak offers award-winning cuisine using seasonal, renewable and sustainable ingredients. Watch your favorite sporting event while digging into a juicy burger or other favorites at The Fire Pit Sports Bar & Grill. From tacos and burritos to hot sandwiches, pizza and southern cuisine, The Menomonee Valley Food Court is the perfect place for a quick bite. RuYi serves authentic Asian cuisine and grade-A sushi prepared “as you wish.” Wild Earth Cucina Italiana features traditional Italian favorites, as well as reinvented classics. After a great meal, round out the experience by taking in a show at the intimate, 500-seat Northern Lights Theater. Call Badger Bus at 1-877-894-6287 or visit paysbig.com/bustrips to book your trip today!

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Retirement Option!!! Have Fun Staying Healthy & Sharp!

t Tudor Oaks Senior Living Community our comprehensive Wellness programs enable residents to engage in all aspects of wellness. As many people know, a holistic wellness lifestyle is good for your overall health. According to the International Council on Active Aging, “78% of mature adults know the benefits of exercising. However, only 40% participate nationwide.” Why is this? Common stereotypic attitudes about aging emerge as a result of widely held false beliefs about the aging process.

your life is critical to your quality of life as you age. Just as Tudor Oaks has embraced this philosophy, so have the residents, with 64% consistently active in Wellness Programs. Tudor Oaks offers a variety of over 30 classes per week that focus on the skills, muscles and activities essential to an active lifestyle, concentrating on improving balance, gait, flexibility, strength, and posture. If classes are not quite your speed, we also offer self-directed and individualized programming options. Our equipment, exercise selection, and exercise progressions are specialized for the aging adult. Remaining physically active is just one facet of the program but is key to engaging in the aspects of a holistic wellness lifestyle. If you have any questions give us a call at 414-529-0100 - and stop by Tudor Oaks to take a tour of our Wellness Center. Information provided by Tudor Oaks Senior Living Community, Muskego, WI

Several of the misleading beliefs about aging are: • Aging affects everyone in the same way. The reality is that people age differently and at different rates depending on a number of factors. • Aging cannot be altered or reversed. Today, we can slow down, prevent, postpone, or even reverse biomarkers of aging. • People peak early in life then begin to decline. In point of fact, middle and later adulthood are prime times for developing the potential to remain healthy and active. At Tudor Oaks we understand the realities of the aging process and have adopted a philosophy of bringing wellness to residents where they live, our community. With the reduction of household responsibilities and having your wellness resources under one roof, we eliminate two of the biggest reawned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior housing and healthcare since 1930. sons people of all ages don’t stay active and fit: time and inconvenience. The inclusion of wellness and fitness activities in

Come see for yourself!

ane Drive, Muskego, WI 53150

TudorOaks.net

Tudor Oaks Amazing

...An Retirement Option!!!

Come see for yourself! S77 W12929 McShane Drive, Muskego, WI 53150

www.TudorOaks.net

Tudor Oaks Retirement Community is owned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior housing and healthcare since 1930.

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Older Adults Shine as Volunteers

nterfaith Older Adult Programs is well-known for offering services to older adults in our community, such as providing rides to medical appointments, or helping with yardwork as the seasons change. But for more than 35 years, Interfaith has also offered volunteer opportunities specifically for adults, age 55 and better, giving them a chance to share their wisdom and experience to positively impact our community. These exceptional volunteer initiatives are a part of Interfaith’s Senior Corps program: • Foster Grandparents tutor and mentor children 15 hours per week • Interfaith-MPS Tutors work with MPS elementary school students • Senior Ambassadors help older adults navigate local resources • Telephone Reassurance volunteers make safety check-in calls to isolated seniors • Volunteers for Veterans serve veterans and their families

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“Because of our Senior Corps volunteers, our communities are changing for the better,” said Kristen Ruhl, Interfaith’s Director of Senior Corps Programs. “To each volunteer, I want to say that you make a measurable difference in the world around you.” Volunteers are helping themselves, in addition to our community. According to an Interfaith survey, 95 percent of Senior Corps volunteers believe their volunteer activities have positively impacted their overall well-being. If you are 55+ and want to join our dedicated volunteers, please contact us. Learn more on our website at interfaithmilw. org/volunteer, or call 414-220-8655. Since 1975, Interfaith responds to the current physical and social challenges of aging by providing innovative programs, successful solutions, and the often much needed extra helping hand. Senior Corps volunteer initiatives are supported at the federal level by the Corporation for National and Community Service. Learn more at interfaithmilw.org.

The Impact of Interfaith Volunteers

Interfaith’s Senior Corps staff are working together more closely than ever before, and the collective effort of our 55+ volunteers only has more room to grow. Their impact is seen every day, from the volunteer who delivers food to a homebound veteran, to the tutor who helps a child learn how to read, to the person who makes a phone call to check in on an isolated older adult.

1 9 7 5 - 2 0 1 5

You can make a difference at any age.

hare your wisdom, talent and passion with someone who needs you. Become an Interfaith Senior Corps volunteer. At Interfaith1 Older we 9 7 5 -Adult 2 0 1 Programs, 5 count on 2,500 volunteers to help seniors in our communities. Join in, and choose an opportunity that works best for you: help older adults, veterans, or even tutor or mentor young children. If you’re 55+, contact us to become a volunteer. Give back to someone in need, and see how much you get in return.

(414) 220-8655

volunteer@interfaithmilw.org interfaithmilw.org/volunteer 2016

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The Fireside Dinner Theatre is recognized as one of the Midwest’s premiere visitor attractions. The philosophy remains the same as the day they opened in 1964; that people will come to where they have been invited and will return to where they have been made to feel welcome. Every visit to The Fireside begins with a personal greeting and escort to your table to enjoy a memorable dining experience with warm, friendly service. Before or after dining, you can browse the charming specialty gift shops or

enjoy a cocktail in the lounge. Then, you will enter the intimate theatre-in-the-round for an exciting professional theatre experience that features Equity actors, singers and dancers from across the country. Menus vary by the show and performance time, but are all served dinners except the Thursday Evening Signature Buffet and the Sunday Brunch Buffet. Executive Chef Michael Scott and his staff use only the highest quality ingredients as everything from the soups and sauces to pastries and desserts are prepared from scratch in The Fireside kitchens. The facility is fully accessible to guests with disabilities and there is plenty of safe, free parking on site. The Fireside’s performance

schedule includes seven shows weekly year-round with matinees on Wednesday, Thursday, Saturday and Sunday, evening shows Thursday and Saturday, and a Midday show on Sunday. Friday matinees and evening shows are added in December. Whether you travel with a group from your church, your bank, a senior center, or any other o rg a n i z a t i o n via motorcoach or on your own with friends and family, The Fireside is a relaxing day out for people of all ages. The dinner theatre packages are an excellent value, the gift shops alone are worth the trip, and the hospitality of the Klopcic Family and staff is legendary. See for yourself why it’s become such a favorite Wisconsin attraction!

2017 SEASON

800-477-9505 • www.firesidetheatre.com

The Fireside Dinner Theatre More than you’d ever expect!

Celebrating 53 years of Family Hospitality 1131 Janesville Avenue, Fort Atkinson, WI 53538 18 | next 2016

Invest in your vision for retirement

Steps to Take Are you focused on a bright, clear future or a retirement clouded by poor vision? The picture may be up to you. “Up to 50% of all blindness in the U.S. is preventable— if people pursue prompt diagnosis and treatment,” notes Brett Rhode, MD. His partner at Eye Care Specialists, one of the state’s leading ophthalmology practices, Daniel Ferguson, MD, adds, “Planning and investing in regular eye check-ups can benefit your sight, attitude, freedom and bank account.” Daniel Paskowitz, MD, PhD, explains, “Age-related vision impairment is a leading cause of disability and nursing home placement. It creates increased expenses in terms of doctor visits, special transportation, medical supplies and services.” Vision loss also causes: difficulty doing tasks (cleaning, cooking, reading, seeing to take medicine, etc.); an increase in injuries, falls and car accidents; social issues (fear, withdrawal, depression, anger); and loss of freedom (to drive, shop, work, play, etc.) Eye Care Specialists offers the following tips for seeing life to the fullest—now and in the future: ■ Schedule comprehensive, dilated eye exams every 2-4 years ages 40-64 and every 1-2 years age 65+ to check for cataracts, glaucoma, macular degeneration, diabetic retinopathy, and other conditions. ■ Talk to your doctor. Discuss your concerns. Ask questions (see suggestions at right). ■ Follow surgery/treatment recommendations. ■ Be an informed partner in your own care. Educate yourself. Read about disease symptoms and the latest diagnostic tools and treatment procedures. For free booklets on the leading causes of visual problems during retirement, call 414-321-7035.

Questions to Ask

Mark Freedman, MD, urges people to be informed partners in their eye care by asking questions, like: ■ What is my visual acuity (on the 20/20 scale)? ■ Do I have any eye diseases or disorders? ■ What caused my condition? Is it hereditary? ■ How will this condition affect my vision

and lifestyle—now and in the future?

■ Should I watch for any particular

symptoms and notify you if they occur?

■ What kinds of tests do I need? Why? When? ■ What is the best medical/surgical treatment for me? ■ When will treatment start, and how long will it last? ■ What are the risks, side effects, benefits

and success rates of this treatment?

■ Are other treatments available? ■ Are there foods, drugs, or activities

I should avoid while I'm being treated?

■ If my treatment includes taking a medication,

what should I do if I miss a dose?

■ Will changing my diet, exercise or other lifestyle

habits help improve my condition? Would eyerelated vitamin & mineral supplements be helpful?

■ If my vision can’t be corrected, can you refer me

for low vision resources and rehabilitation services?

T Call us at 414-321-7035 for FREE educational booklets to protect yourself against the leading causes of vision loss during retirement — AMD, cataracts, diabetes & diabetes. Leaders in Medical, Surgical & Laser Eye Care

Poor vision does not have to be a fact of life as you grow older. Advances in ophthalmology have enhanced our ability to protect vision, but . . .

■ No-Stich, No-Shot Ultrasonic Cataract Surgery (with standard and advanced technology implants) ■ Glaucoma, Diabetes & Macular Degeneration (AMD) Care (with injection and laser treatment)

Our skills and state-of-the-art technology are of no use if you don’t utilize them. What will motivate you to take care of your vision? Information. If you know the risks, symptoms, tests & treatment options for various conditions, you’re more likely to take measures to protect your eyes.

■ In-Office Diagnostic Laser Scans ■ Lid Repair

■ Retinal Cases

■ Dry Eyes

■ Infections

■ Corneal Transplants

www.eyecarespecialists.net

“Top Doctors”— Milwaukee & M Magazines

■ Comprehensive Eye Exams

Trusted by more than 130,000 doctors & patients

EYE CARE SPECIALISTS

Take the first step today, call 414-321-7035 for free information on any topic listed in this ad. Then, ask yourself, “When was your last eye exam?”

West Allis

Wauwatosa

Milwaukee

10150 W. National Av. 2323 N. Mayfair Rd. 735 W. Wisconsin Av.

414-321-7520

414-258-4550

414-298-0099

Mark Freedman, MD Brett Rhode, MD Daniel Ferguson, MD Daniel Paskowitz, MD, PhD Michael Raciti, MD David Scheidt, OD

2016

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Becker Property Services

t Becker Property Services, LLC, we advise anyone planning to retire to plan ahead. Planning will allow you to make choices rather than have choices made for you. Planning will also permit you to make decisions and choices on your schedule, not someone elseâ&#x20AC;&#x2122;s. Failure to plan is planning to fail. You donâ&#x20AC;&#x2122;t want to be forced into making choices and decisions about your life that you are not ready or prepared to make, so plan ahead. Becker Property Services, LLC can help you find affordable senior housing. It is our job to develop and manage affordable housing for seniors, age 62 and older. We have developed nearly 100 buildings that provide affordable housing options for senior and disabled populations across the country, with a majority of those located in Wisconsin. Our company currently manages six apartment buildings in Milwaukee and Waukesha counties for senior citizens age 62 and older. These buildings are located in the communities of Cudahy, West Milwaukee, West Allis, and Waukesha. Becker Property Services, LLC was initially established when Becker Consulting Services was organized and formed in Milwaukee, Wisconsin in 1984 by Joseph P. Becker. Prior to his private consulting activity in 1984, Joseph Becker was a HUD official for 15 years. His interest in providing housing consultant services stems from experience in planning, developing, operating, and administering housing programs for HUD clients.

In 1988, Kenneth Becker joined the Becker Consulting Services. Since 1988, Kenneth Becker has served as a consultant or co-consultant for numerous housing developments for senior and disabled populations. His interest in providing housing consultant services stems from his experience in banking and finance, and the awareness of the need to develop housing resources for low and moderate income persons, particularly for senior citizens, persons with disabilities, and financially disadvantaged individuals. It was in 2002 that Kenneth Becker formed Becker Property Services, LLC, which provides full service property management in addition to encompassing the consulting and development functions of Becker Consulting Services. Today, Becker Property Services provides a full array of consulting, development, and management services. Becker Property Services, LLC manages buildings that are affordable, safe, secure, and barrier free. We offer rent subsidized (tenants pay 30% of their income for rent) one bedroom apartments for senior citizens age 62 and older. For more information, call (262) 240-9406, email BeckPropSvcs@aol.com, or refer to our web site at www.beckerpropertyservices.com.

Burnham Village

Gonzaga Village Sunset Heights West Allis

Waukesha

Cifaldi Square

Oak West

Valentino Square

West Milwaukee Cudahy

20 | next 2016

West Allis

True Comforts of Home

immer Communities Senior Residences have been around for a long time. In that time we have learned one thing for sure. Seniors want the true comforts of home. The Centennial in Oak Creek and The Silvernail in Pewaukee offer just that! We’ve learned from our residents and guests that when it’s time to move to a senior community, the important factors are affordability without having to give up great amenities and a sense of home. We know it can be a tough transition from a home of 50+ years to a senior community, so we’re here to help through that transition. One of the greatest things about senior communities is that everyone is walking the same path of life as you! There is a real comfort in that alone. At the Centennial and Silvernail, we focus on the residents and their needs as they age. What your needs are at the time of move-in may be different than what they are in 2 years, 5 years, 10 years down the line. We recognize this and work hard to continually meet your needs. We offer the true comforts of home with our amenities, activities and exceptional neighborly feeling from the moment you walk in the door. We offer conveniences that make your life easier, which include our on-site chapel, country store, fitness room, salon, libraries, computer room, car wash area, wellness programs and van transportation grocery shopping and more!

ne xt

We also recognize the importance of fun! Our staff puts in hours of time each month planning and coordinating large and small activities with a wide range of interest – live entertainment, wii bowling, seasonal parties, bingo, to name just a few. We offer outside trips such as theatre trips, sporting events, musical entertainment or wherever the residents choose to go! Wellness is an important focus, too ~ whatever we can do to keep our seniors healthy, mentally and physically, is a great investment in our communities. You’ll regularly see podiatry services, hearing testing and hearing aid repairs, flu clinics and fitness classes on our monthly calendar and our newly staffed wellness clinic open 3 days a week! We take great pride in the caring staff that oversees our communities – providing well managed and clean buildings, including 24/7 maintenance, activities and wellness programs, which collectively add enjoyment to your independent lifestyle! We embrace the unique qualities our seniors offer making our communities interesting and exciting. We’re continually amazed at the talent and knowledge that our residents share. We encourage it. We embrace it. We love it! We’d love for you to find comfort in one of our communities. Please be our guest and visit us soon. We’d love to meet you! (See our ad below)

TWO BEAUTIFUL COMMUNITIES IN TWO IDEAL LOCATIONS!

Exceptional Senior Living for those 55 & better!

Comfortable Lifestyle 1 & 2 Bedroom Options!

Included In Rent

• Weekly Transportation-Shopping • Underground Parking • No Cost Laundry

Just One of Many Activities!

Wonderful Amenities On-Site: • Salon • Fitness Room • Craft Center • Socials

• Pet Friendly • Entertainment • Smoke-free! • Chapel • Country Store • Wellness Program

Wii Bowling - Stay Active!

NOW OPEN!

On-Site Wellness Clinic at both locations

2016

Excellence in Affordable Housing Award

Income limits may apply

wimmercommunities.com 2016

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Se n i o r s

Allied Senior Services Insurance

• Long Term Care Insurance •Health Insurance • Life Insurance • Annuities • Auto • Homeowners • Free Quotes • Immediate SR22 Filings

Title 19 & Pre-Arrangements

Simple Cremation $595.00 (Excluding Cremation Permit & Fee)

Traditional Funerals 1, 395.00 at your Church or Cemetery Chapel of your choice Call for more details

414.453.1562

SERVING ALL OF WISCONSIN

1-800-924-4061 414-545-7878

Investments

We are not limited to representing one company, so we can give you unbiased advice.

Universal Transportation Systems

7421 W. Becher St. West Allis, WI

universalserviceswi.com

LTD INC

Universal Services Senior Move Management

- Professional downsizing, organizing, packing, moving, unpacking services - Senior Transportation

262-257-0250

Wisconsin’s Premiere Senior Moving Company

One community for all your needs!

Greenbrook Terrace community offers a quiet park-like setting and scenic walking paths. We are located 1 mile from Southridge Mall and are close to grocery stores, shopping, parks and the interstate. OUR SENIOR APARTMENTS FEATURE: • air conditioning • extra storage • controlled intercom entry • carpeting • frost-free refrigerator/freezer • electric range • abundant closet space

• ceramic tile baths • bathtub grab bars • electronic alert system in the bathroom • smoke detectors • cable ready • large storage lockers • laundry room in each bldg.

Monday at the movies on the big screen television, monthly luncheon, management sponsored parties, card club, on-site hair salon, garden club, community room, 24-hour emergency maintenance and personable staff.

Income limited

4955 S Greenbrook Terrace • Greenfield, WI 53220 • (414) 282 5044 22 | next 2016

In Home Hearing Aid Service • We

provide FREE tests

We repair all makes • We custom fit all earmolds •

PROMPT • EFFICIENT COURTEOUS SERVICE Forward Health Accepted 12 manufacturers to choose from with the latest digital technology

SATISFACTION GUARANTEED

OR 100% MONEY BACK

HOME HEARING AID SERVICES 1-262-253-2151

2016

next | 23

Five Star Senior Living

Hear Wisconsin

iving a healthy and active lifestyle are some of the things that come to mind during “Phase Two” of our lifetime. When a planned surgery or an unexpected illness may arise, it is crucial to match your needs with a Rehab Center that will help get you back on track as soon as possible. Brookfield Rehabilitation is located in a thriving area, specializing in orthopedic rehab, post-cardiac events, stroke, respiratory care needs and wound care. With oversight from a team of physicians, our patients are able to experience a speedy, successful recovery. Brookfield Rehabilitation is known for its’ on-site dialysis center, the only skilled nursing facility in the area offering this service, along with dementia, and long term care. The Virginia Healthcare Center, Waukesha has been recognized as an outstanding place to go after surgery, an extended illness or long term care needs for Residents with complex medical challenges. Our beautiful facility and homelike atmosphere enhances the recovery stay. The Villa Unit boasts Skilled staff who specialize in caring for Residents with Memory Care.

We are the Top choice in the community for REHABILITATION

elcome to the new HEAR Wisconsin. We have combined our audiology and store services to provide you with a unique hearing healthcare experience. You can now find everything you need for your audiology and assistive device needs in our beautifully remodeled space. Visit HEAR Wisconsin to shop for the latest assistive devices with help from our experienced communication consultants. Need to meet with an audiologist? Schedule an appointment during the same visit. There is no charge to meet with us and look at some of the hundreds of items we have in stock. If you or your loved one can’t come out to see us and you live in the metro-Milwaukee area, call us to find out if a home visit can be arranged.

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Welcome to the new HEAR W combined our audiology and you with a unique hearing he now find everything you need assistive device needs in our b WWW.HEARWI.ORG

Orthopedic Rehab • Cardiac and Stroke Care • Onsite Dialysis (Brookfield location only) • In House Therapy • Specialized Memory Care • Respite Care

The Virginia Health & Rehabilitation Center 1451 Cleveland Ave. Waukesha, WI 53186 262-547-2123 24 | next 2016

Brookfield Rehabilitation and Specialty Care 18740 West Bluemound Road Brookfield, WI 53045 262-782-0230

INFO@H

Mon - Fri Wednesday 8:30 to 5:00 8:30 - 7:00

10243 W National Ave

Welcome to the new HEAR Wisconsin. We have combined our audiology and store services to provide you with a unique hearing healthcare experience. You can now find everything you need for your audiology and assistive device needs in our beautifully remodeled space. WWW.HEARWI.ORG

INFO@HEARWI.ORG

414-604-2200

10243 W National Ave West Allis, WI 53227

Festival City Symphony

nonprofit organization since 1993, FESTIVAL CITY SYMPHONY (FCS) strives to attract new audiences to live classical music performances, presenting free and low-cost concerts and outreach programs with musical selections and commentary that encourage the enjoyment and understanding of classical music. A Program Partner at Milwaukee Youth Arts Center (MYAC) since its opening in 2005, FCS strives to participate in collaborative programs that incorporate other art forms and involve local arts or educational organizations, individual artists, and children’s performing groups. FCS builds an appreciation for fine arts programming in the Milwaukee community by hiring area professional musicians and showcasing local talent. FCS programs classical music which represents a variety of ethnic origins, styles, historical periods, and instrumentation. This season’s programming includes the following local performing artists: The October 26th Halloween Pajama Jamboree—“Let’s Meet Mozart” will feature young Milwaukee actor Chris Orth portraying the prolific composer. Homestead High School’s student vocal ensemble will be guest performers under the direction of Kristin Hougy in the Holiday Pajama Jamboree. MSO Concertmaster, Frank Almond will perform Wieniawski’s well- known Violin Concerto in D Minor in the “Symphony Sundays” season finale on May 7, 2017. For the May 17, 2017 “I’ve Got Rhythm” Pajama Jamboree, FCS will share the evening with local performing artist, Julio Pabon, award-winning percussionist/singer and educator.

2016 – 2017

Affordable Housing for 62+ Pay only 30% of gross income in rent!

One-bedroom apartments located in Classical Music for All Ages OCT. 26, 2016 • 7:00 PM • Marcus Center, Bradley Pavilion ‘Let’s Meet Mozart’ HALLOWEEN PAJAMA JAMBOREE, children’s classical ‘pops’ concert FREE ADMISSION

NOV. 30, 2016 • 7:00 PM • Marcus Center, Bradley Pavilion “HOLIDAY PAJAMA JAMBOREE,” children’s classical ‘pops’ concert FREE ADMISSION

JAN. 29, 2017 • 3:00 PM • Pabst Theater

SYMPHONY SUNDAYS, classical music for all ages “GOING FOR BAROQUE”

sMilwaukee sWauwatosa sButler sRacine

Call Reilly-Joseph Company today for an Application

414-271-4116

www.lowincomerentalsmilwaukee.com

MARCH 26, 2017 • 3:00 PM • Pabst Theater

SYMPHONY SUNDAYS, classical music for all ages “INSPIRED BY THE BARD”

MAY 7, 2017 • 3:00 PM • Pabst Theater

SYMPHONY SUNDAYS, classical music for all ages “PIONEERS AND PRODIGIES”

MAY 17, 2017 • 7:00 PM • Marcus Center, Bradley Pavilion

“I’ve Got Rhythm PAJAMA JAMBOREE,” children’s classical ‘pops’ concert FREE ADMISSION

414-365-8861

www.festivalcitysymphony.org 2016

next | 25

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VMP-SEN VMP-SENIO St. 3023S.S.84 84 St., 3023

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HEARWISCONSIN WISCONSIN HEAR

HIRING SCHOOL BUS DRIVERS 2016-2017 School Year Oak Creek Routes Available

A Great Part-Time Job!

Ap p l y o n l i n e t o d a y : goriteway.com or

Call 414-571-9001

Join the GO Riteway Team | EOE

67$57,1* :$*(

HEAR WISCONSIN HEAR WISCONSIN 10243 W.National National Ave., WestAllA 10243 W. West 10243 W. National Ave., West Allis 53227 YAve., 10243 W. National Ave., West Allis 53227 SUBSCRIBE TODA

HEARW W HEAR

SUBSCRIBE TODAY 10243 W.National National CONNECT HEARING 10243 W. A CONNECT HEARING CONNECT HEARIN CONNECT HEARING Have 50 Delivered Every Month Have8217 50 Plus Every Month th th Delivered S. 27 St., Franklin 53132 th 8217 S. 27 St., Franklin 53132 th Subscribing magazineeach eachmonth month promisesfeature feature and St., 8217 S.27 27 St.,Franklin Franklin531 53 Subscribingtoto50 50Plus Plus news magazine promises and 8217 S. 333 Bishops Way Brookfield 53005 Bishops Brookfield 53005 sport stories, healthy living segments, opinionpages, pages,travel travel segments, CONNECT sport333 stories, healthy livingWay segments, opinion segments, CONNEC 333Bishops BishopsWay WayBrookfield Brookfield5 financial health && housing. housing. 333 financialtips, tips,and andguides guides for health

HOME HEARING AID SERVICES HOME HEARING AID SERVICES thth Foronly only$20/year, $20/year,12 12 issues, you can’t For can’t pass passup upthis thisopportunity opportunitytotohave have 262-253-2151 Phone: 262-253-2151 50Plus Plusdelivered delivered toPhone: your home. HOMEHEARING HEARINGAID AIDSER SE 50 to your HOME

8217S.S.27 27 St. S 8217 333262-253-2151 BishopsWay Wa Pleasesend send check or or money money order 333 Bishops Please aaPLUS check order to: to: 50 50Plus PlusNews NewsMagazine Magazine PUBLICATIONS PLUS PUBLICATIONS Phone: 262-253-2151 Phone: Subscription Department

Subscription Department 128 Cottonwood Dr., Hartland 53029 128 Cottonwood Dr., Hartland P.O. Box P.O. Box230 230 53029

PLUS PUBLICATIO HOME HEARIN HOME HEARIN Phone:26 2 Phone:

PUBLICATION Hartland, PLUS WI 53029 SAM’S CLUB SAM’S CLUB th th St., West 128 Cottonwood Dr.,Hartland Hartlan 128 Cottonwood Dr., 1540 108 Allis 53214 1540 S. S. 108 St., West Allis 53214 Address: Address: 600 N. Springdale Rd., Waukesha 53186 600 N. Springdale Rd., Waukesha 53186 Alongwith with Along Name: Name:

City/State/Zip: City/State/Zip:

Hartland, WI 53029

SAM’SCLUB CLUB SAM’S PUB thPLUSPUB thPLUS 1540 S. 108 St., West Allis53 1540 S. 108 St., West Allis 128Cottonwood Cottonwood 128 600N.N.Springdale Springdale Rd., Waukes 600 Rd., Waukesh 50 PLUS RESOURCE GUIDE | 37

Resource Directory 2016.indd 37

4/12/16 2:38 PM

SAM SAM’S 1540S.S.108 108ththSt. St 1540 600N. N.Springdale SpringdaleR 600

26 | next 2016

PLUS RESOURCE GUIDE| 39 | 39 5050 PLUS RESOURCE GUIDE

CapTel® Captioned Telephone CapTel® Captioned Telephone gives you the confidence to enjoy telephone calls knowing you’ll catch every word, every time. Like captions on TV — for your telephone. Only CapTel offers different model phones to match your lifestyle. If you prefer the comfort of a traditional-style telephone, try the CapTel 840i! It has the classic look of a traditional telephone with a large keypad and easy-to-read display screen. If you love the convenience of a touch-screen display, try the CapTel 2400i! The tablet-style display and helpful graphic menus make it easy to use. Do you need larger caption sizes? No problem! The extra large display screen on the CapTel 880i helps make sure you don’t miss a word.

No matter what you are most comfortable with, there is a CapTel phone for you! There are even apps to enjoy CapTel captions on your cell phone or mobile device.

When it comes to your conversations, trust your calls to CapTel. 1-800-233-9130 www.CapTel.com

CapTel® 2400i

Can’t Hear on the Phone?

Captioned Telephone

The CapTel® Captioned Telephone allows people with hearing loss to listen to their caller and read everything the caller says. Like captions on TV— for your phone! Free with verified hearing loss, you get the phone plus installation, providing you with better phone conversations. Includes free captioning service with no monthly fees or contracts required. Don’t miss another word!

www.CapTel.com

Contact Your Local Outreach Representative

262-409-9370 239-219-7377

Tom Slattery • 262-409-9370 Heather Golden • 239-219-7377

Free phone with valid third-party certification or through other promotion is subject to change without notice. Terms and conditions may apply. CapTel Captioned Telephone is designed exclusively for individuals with hearing loss and is funded and regulated by the FCC.

POTAWATOMI HOTEL & CASINO LINE RUNS Most Daytime Runs (arrivals before 2 p.m.) TRANSPORTATION PACKAGES AVAILABLE FROM SOUTHEAST WISCONSIN AND NORTHEAST ILLINOIS

• $10 in FKC Reward Play • $10 Food and Beverage Credit • Round-trip Transportation Cost is $20 per person.

Evening Runs & Some Daytime Runs • $20 in FKC Reward Play • Round-trip Transportation Cost is $20 per person. Save

Make reservations online at paysbig.com/bustrips.

Save

Make your reservation via phone by 3 p.m. the day prior to your trip.

•

CALL BADGER BUS TOLL-FREE:

1-877-894-6287

New Riders: Enjoy a FREE first line run to the Casino!

•

New Fire Keeper’s Club® Members:

Ride any line run and your second ride is FREE! Valid within 90 days of signing up for the Club. Limited line run service on major holidays except New Year’s Eve and New Year’s Day 2017. Must show valid photo ID and Club card to receive any portion of the package. Four-hour minimum stay is required.

28 | next 2015

1721 WEST CANAL STREET • MILWAUKEE, WI 53233 • 1-800-PAYSBIG • PAYSBIG.COM MUST BE AT LEAST 21 YEARS OLD AND A FIRE KEEPER’S CLUB MEMBER TO PARTICIPATE • MEMBERSHIP IS FREE • WINNERS RESPONSIBLE FOR ALL TAXES • MANAGEMENT RESERVES ALL RIGHTS GAMBLING PROBLEM? CALL 1-800-426-2535 ©2016 FOREST COUNTY POTAWATOMI COMMUNITY, WISCONSIN