Homes-Land Islander - March 2020

HOMES ~LAND Islander

March 2020

Volume 36, Number 9

Serving Whidbey & Fidalgo Islands

SARATOGA PASSAGE - LANGLEY

OFFERED BY

Louis Muniz • 360-969-1028 • www.louismuniz.com

See Page 2

CLASSIC CABIN - GREENBANK

OFFERED BY

Sharon Boyle • 360-224-5266 • sharonboyle.withwre.com SUPPLEMENT TO THE WHIDBEY NEWS-TIMES

See Page 16 WWW.HOMESLANDISLANDER.COM

Whidbey Island

Windermere Real Estate - South Whidbey

LOUIS MUNIZ

CELL 360.969.1028

louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey

GOLDSMITH FARM, LANGLEY

Set just outside the seaside village of Langley, this sun-soaked 35+/- acre property hosts three magniďŹ cent living structures plus an iconic barn and outbuildings, all with their own character. The main house features 2 master suites while each 2016 guest house contains full amenities, all surrounded by 600 acres of protected woods.

MLS #1455049 $2,500,000

ON THE COVER

SARATOGA PASSAGE, LANGLEY

Minutes to downtown Langley, an exquisite home with steps to the beach and 5.34+/- acres laden with native plantings awaits. Entertain from one of the multiple view decks as you take in stunning views of Saratoga Passage & Mt. Baker, a freshly remodeled gourmet kitchen, and custom architectural details throughout.

MLS #1504145 $1,595,000 2

March 2020

Homes~Land ISLANDER

Whidbey Island

Windermere Real Estate - South Whidbey

LOUIS MUNIZ SOLD

CELL 360.969.1028

louismuniz@windermere.com www.louismuniz.com Windermere Real Estate/South Whidbey

SOLD

BERCOT ROAD, FREELAND MLS #1340375

SOLD

SCURLOCK ROAD, FREELAND MLS #1528904

SOLD

4TH STREET,

SEVEN EAGLES WAY, FREELAND

LANGLEY

MLS #1493993

MLS #1543888

SOLD

SOLD

MUTINY SHORE DRIVE, FREELAND

SHOREWOOD AVENUE, GREENBANK

MLS #1522048

MLS #1478694

LAND

LOT 1 OLIN PLACE, CLINTON

Beautiful, cleared, level 4.8+/- acres with approved soil log & shared well connection. Wide-open space allows for all day sun minutes from the Clinton ferry.

MLS #1491224 $150,000 Homes~Land ISLANDER

March 2020

3

Whidbey Island

Certified Residential Specialists

CO U

NCIL

OF R

Sheila Davies

Christina Parker

Anita Anderson-Johnson

sheila@sheilaonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

christinaparker@windermere.com Windermere Real Estate/South Whidbey Freeland, WA

anita@islandbrokersrealty.com Island Brokers Realty Oak Harbor, WA

360-929-7226

Candace Jordan

206-391-0189

cjordan@whidbey.com Keller Williams South Whidbey Island Langley, WA

360-661-1207

Geri Morgan

360-929-5910

gmorgan@whidbey.net Coldwell Banker Koetje Oak Harbor, WA

360-679-1591

ESID

Gail Pierce

360-632-2874

gail@cbwhidbey.com Coldwell Banker Tara Properties Oak Harbor, WA

Wayne Locke

360-929-0226

wayne@wayneonwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

ENTIAL SPECIALIS T

Steve Strehlau

206-819-3411

steves@whidbey.com Windermere Real Estate/South Whidbey Langley, WA

Kathi Phillips

360-679-4585

kathi@onwhidbey.com RE/MAX Acorn Properties Oak Harbor, WA

Pamela Z Hill

360-678-2095

whidbeyviewhomes.com Whidbey View Homes Inc Coupeville, WA

The CRS is the highest designation awarded to sales associates in the residential sales field and recognizes their professional accomplishments in both experience and education.

In Washington State only one in 27 Real Estate Agents are Certified Residential Specialist. Nationally only about 3% have the CRS designation. CRSs are involved in over 25% of all transactions nationwide.

The Council Of Residential Specialists is an affiliate of the NATIONAL ASSOCATION OF REALTORSÂŽ

4

March

2020

Homes~Land ISLANDER

F Whidbey Island

Directory

HOMES~LAND Islander

March 2020

Volume 36, Number 9

Serving Whidbey & Fidalgo Islands

DIRECTORY Alaska USA Mortgage .................................................................................. 17 Certified Residential Specialist ......................................................................4 Directory ......................................................................................................5 John L. Scott Real Estate - Whidbey Island South .................................... 10-14 Land Title and Escrow ...................................................................................7 People’s Home Loan Center ......................................................................... 19 RE/MAX Acorn Properties ..............................................................................6 Whidbey Buyers Realty .................................................................................9 Whidbey Island Bank ....................................................................................7 Windermere Real Estate - South Whidbey .............................. Cover, 2-3, 15-16 Whidbey View Homes .................................................................................20 Agent deadline to advertise in the April 2020 Homes~Land Islander Monday, March 9, 2020 For advertising information contact Tamra Sipes TEL (360) 914-0800 OR whidbeymarketing@comcast.net • www.homeslandislander.com ©

Sound Publishing, PO BOX 1200, Coupeville, WA 98239 • Creative Artist: Jackson Scherer

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex or national origin, or an intention to make any such preference, limitation or discrimination.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

Homes~Land ISLANDER

March 2020

5

Whidbey Island

RE/MAX Properties

Kathi Phillips

RE/MAX Acorn Properties, Inc. 32800 SR20 Suite 2 Oak Harbor, WA 98277

CRS, GRI, MANAGING BROKER kathiphillipsremax@gmail.com

Cell: 360.929.0206 Office: 360.679.4585

HAPPY SAINT PATRICK’S DAY

Gary Morse

ADMINISTRATIVE ASSISTANT

Toll Free: 800.225.0919

COMMERCIAL odeled!

Newly Rem

31359 SR 20 - OAK HARBOR • MLS #1450211

This 2 level commercial building w/ 2,644 sq ft with an excellent SR 20 highway exposure & history of a thriving business location. Building is zoned C-3.

Currently vacant, the main level includes a large commercial kitchen area, guest dining & offers a private patio for outdoor enjoyment. Upper level bar (660 sq ft) w/ beautiful views of Oak Harbor Bay along with wrap around deck. 30 parking spaces & more off street parking. Don’t miss this golden opportunity! $745,000

Public site for MLS: www.nwrealestate.com

Sheila Davies

CRS, GRI, E-Pro, MRP (360) 929-7226 Sheila@SheilaOnWhidbey.com www.SheilaOnWhidbey.com

Wayne Locke

RE/MAX Acorn Properties, Inc. 32800 SR 20, Suite 2, Oak Harbor (360) 679-4585

CRS, E-pro, SRES, MRP (360) 929-0226 Wayne@wayneonwhidbey.com www.WayneOnWhidbey.com

WORKING WITH THOSE ACTIVELY SERVING OUR COUNTRY. You are serving bravely for our country… now you’re ready for a new home.

We understand your situation and have the knowledge to make the most of every selling and buying transaction.

ACORN PROPERTIES

Wayne Locke

call or text 360.929.0226 wayne@wayneonwhidbey.com

Sheila Davies

call or text 360.929.7226 sheila@sheilaonwhidbey.com

6

March 2020

FIND A NEW HOME BASE FOR YOUR TROOPS MILITARY RELOCATION PROFESSIONALS Homes~Land ISLANDER

Whidbey Island

Land Title And Escrow / Whidbey Island Bank

Cathy West

Eldon Brown

Shelley Miner

Oak Harbor Escrow Manager/LPO

Skagit County Manager

Burlington Escrow Manager/LPO

360.707.2158

360.679.5055

360.707.2312

Christa Canell

Brandi Jensen

Freeland Escrow Manager/LPO

Stanwood Escrow Manager/LPO

360.331.4838

360.629.9737

Kari Pittenridge

Holly Mathers

Katey Von Hagel

Anacortes Escrow Manager/LPO

Island County Title Manager

Marketing Representative

360.675.2246

360.707.1076

360.299.0565

LAND TITLE AND ESCROW

5 locations to serve you!

Anacortes, Burlington, Freeland, Oak Harbor and Stanwood.

HOME LOAN RATES AREHome LOW

Get pre-qualified today!

www.LTCO.com

Loans

Local knowledge and exceptional service with every loan Contact one of our experienced mortgage loan officers.

We look forward to helping you achieve your goals.

Kelly Kutchick NMLS# 114203 360.757.5073

Kelly.Kutchick@ HeritageBankNW.com

Brenda Bringhurst NMLS# 112615 360.527.9919

Brenda.Bringhurst@ HeritageBankNW.com

Call or apply online today: HeritageBankNW.com | 866.374.7090 Equal Housing Lender | Member FDIC

Homes~Land ISLANDER

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

March 2020

7

Whidbey Island

Homes-Land Islander

Realtors: a great solution for home buyers Research, visits, negotiations and paperwork: buying a property can be complex, especially for first-time buyers. To avoid making mistakes, you’re much better off using the services of a realtor who will protect your interests. After all, this is a major investment you’re about to make.

Doing business with realtors has many advantages. They handle all legal aspects of the complex real estate transaction and accompany you through each step of the buying process. In addition to receiving expert advice, you will be able to take advantage of their wide network of contacts in order to find the other professionals whose services you need, such as a building inspector, a notary or lawyer or a mortgage broker.

It also makes finding the perfect home easier. Realtors have access to numerous tools for finding the property that best meets your needs. They ensure that you have all the documents necessary to evaluate the property, including the complete listing, the property survey or certificate of location and tax bill. Their neutral perspective could also be valuable when you fall in love with a property that isn’t really what you’re looking for. They’ll help you think twice before you make a decision.

Because of their experience and market knowledge, realtors can help buyers determine the right price to offer for the property they are interested in. Depending on the state you live in, you may also be protected by law if you use the services of an agent.

In short, working with a realtor to buy a property is a smart move. So why deprive yourself?

8

March 2020

Homes~Land ISLANDER

Whidbey Buyers Realty

Homes~Land ISLANDER

Whidbey Island

March 2020

9

Whidbey Island

CHERYL KEEFE

KNOWLEDGE ~ SERVICE ~ RESULTS John L. Scott ~ In Langley’s Seaside Village

John L. Scott Real Estate - Whidbey Island South

Broker/Owner 206.930.7316 cheryl@whidbey.com

#1 BROKER FOR 20 YEARS ON WHIDBEY ISLAND

CUSTOM HOME & GUEST COTTAGE 200+ ft of

waterfront w/ tidelands on 1.7+/- acres in 2 parcels can be your own slice of heaven. Custom home flooded w/ natural light, high vaulted ceilings & wall of windows encasing Mt. Baker in all her glory. Open floor plan, view master-suite & guest bed/ bath & office on main floor. Flex/loft & ½ bath w/ entertainment/ workout/craft & sleeping space + charming view guest studio & delightful garden cottage all set on arboretum inspired grounds & gardens. Beach access w/ launch & dock too!

MLS1536937 / $798,000

THE VILLAGE

BY THE SEA

Last chance to build your own dream & be part of Langley “The Village by the Sea.” Tucked behind the newly remodeled Braeburn Restaurant, with plenty of parking near by, this unique piece of property is a once in a lifetime opportunity. Renowned Architect Ross Chapin has sketched preliminary design for 2-buildings w/ both commercial & living spaces & potential views of Saratoga Passage.

MLS1382224 / $475,000 SOLD

COMMERCIAL/RESIDENTIAL Live in Downtown

Langley, enjoy stunning views of Saratoga Passage & enjoy income from 2 tenants on the ground floor. Over 5000 sq. ft. of living space to design any way you like upstairs. Condo plans available. 16 parking spaces plus elevator. Approximate Proforma Cap Rate 9.4%.

MLS1147699 / MLS1141857 / $1,495,000 SOLD

PRIVATE & SERENE ACREAGE Private and serene

acreage located across from the beautiful Maxwelton valley.

Giant maple trees, evergreens and plenty of flora and fauna grace this magical land. Access road in, standard perc tests just done, survey complete, estimates for a well and electricity available. Rural forest zoning, comprehensive tax estimate, well and electricity estimates, and forest management plan available.

Two 5+/- acre parcels sold together (R32933-220-2930 & R32933-220-3600), MLS1493891 / $150,000 SOLD 10

March 2020

TRANQUIL RESERVE Tranquil and serene landscape

in the heart of Ebey’s Landing Reserve sits this beautiful 8+/acres. Stunning views to the south and west of the Sound, shipping traffic and Olympics plus the lush green prairie and historic buildings of the Crocket Farm. Natural light abounds through the trails of evergreens, ferns, holly & rhodies.

$249,000

SOLD

Homes~Land ISLANDER

John L. Scott Real Estate - Whidbey Island South

Whidbey Island

John L. Scott ~ In Langley’s Seaside Village

JOHN L. SCOTT ~ TEAM LANGLEY “On the Waterfront in the Heart of Langley”

Check Out Our New Video Links!

Dan Gulden Broker 206-854-3150

Dana MacInnis Broker 360-914-0685 https://youtu.be/wYo7PGi3CHc

Heidi Norris Broker 425-754-4829 https://youtu.be/I44D_lKf0q0

Karen White Broker 360-544-2380 https://youtu.be/9dVdvfiZVGw

Keaton Eckert Broker 360-420-4828 https://youtu.be/dcfy27vkay8

Kim Kramer Broker 360-914-0105 https://youtu.be/k2jvQnsYqXY

Lisa Rogers Broker 360-929-5968 https://youtu.be/nvVDlWvFa5M

Mirka Nakovski Broker 206-214-5528 https://youtu.be/0xfW0lypA5c

Jeffrey Parker Broker 360-317-6304

Morgan Parker Broker 360-298-8843

Rachel Jeppesen Broker 801-787-1149 https://youtu.be/00bpq_juxFg

Homes~Land ISLANDER

March 2020

KNOWLEDGE ~ SERVICE ~ RESULTS

Cheryl Keefe Broker, Owner 206-930-7316 https://youtu.be/4UsW_DDQ1yA

11

Whidbey Island

JOHN L. SCOTT ~ TEAM LANGLEY

KNOWLEDGE ~ SERVICE ~ RESULTS John L. Scott ~ In Langley’s Seaside Village

John L. Scott Real Estate - Whidbey Island South

“On the Waterfront in the Heart of Langley”

Kelley Miles Office Manager

Terri Doucette Administrative Assistant

Andy Monetti Administrative Assistant

Elly Erickson Aesthetic Coordinator

Stacie Johnson Bookkeeper

Check Out Our Videos!

Introducing

KEATON ECKERT

BROKER, PROPERTY MANAGER

360-420-4828

Growing up on Whidbey has taught me so many hometown values like honesty, transparency and the ability to truly listen. Knowing all the nooks and crannies of South Whidbey will help me to find that perfect home or acreage you are wanting to call your own. I am also Langley’s only Property Manager so I do rentals too. I look forward to providing that hometown service, making your dream become a reality whether you are buying, selling or renting. Give me a call!

Customer Service is #1 World Class Upstream Marketing Proven Results Giving Back to our Community • Stop by anytime for a visit • Catch up on local happenings & what’s new in the Real Estate Market • 360-221-1828, Call us!

12

March 2020

Homes~Land ISLANDER

John L. Scott Real Estate - Whidbey Island South

DAN GULDEN

Real Estate Broker Cell: 206.854.3150 Office: 360.221.1828 dan@dangulden.com

LANGLEY ACREAGE Extremely rare opportunity to own 16.9+/- acres comprising two tax parcels (R32910-450-2770 & R32910-460-3100) near Langley. Pastoral meadow entrance leading to nicely tree’d rear parcel. Amazing potential for private estate property or develop. Front parcel is 6.9+/acres, rear parcel is approx. 10+/- acres. Parcels being sold together. Front parcel had previous homesite with septic (no AsBuilt) & well (no data).

MLS1459584 / $550,000

KNOWLEDGE ~ SERVICE ~ RESULTS

BRADSHAW VIEW VIEW VIEW. Holmes Harbor Golf Community lot. Fantastic opportunity to build your dream house. Wonderful dead end street with nice homes and spectacular views of Holmes Harbor and Cascades in addition to fairway views. Approximately one mile to Freeland shopping, dining, and conveniences, as well as Freeland Park and boat launch. Power, sewer, and water available at the street.

MLS1278530 / $89,900

Homes~Land ISLANDER

March 2020

John L. Scott ~ In Langley’s Seaside Village

• RESIDENTIAL • COMMERCIAL • LAND

Whidbey Island

13

John L. Scott ~ In Langley’s Seaside Village

KNOWLEDGE ~ SERVICE ~ RESULTS

Whidbey Island

John L. Scott Real Estate - Whidbey Island South

KIM KRAMER

Real Estate Broker Cell: 360.914.0105 Office: 360.221.1828 kimken@whidbey.com

2014 WIAR REALTOR OF THE YEAR ac Under Contr

CHARMING ONE-LEVEL HOME Charming starter or vacation home w/ main floor living on easy maintenance lot. Lrg front deck, lrg carport w/ easy access to covered side entry & private backyard entertaining area. Manufactured home w/ conventionally built addition of bright kitchen & family room w/ freestanding propane stove in addition to the large living room w/ propane stove, master suite, 2nd bedroom & darling main bathroom. Com pool, clubhouse & boat launch.

MLS1517488 / $249,900

t

CUSTOM WATERFRONT ESTATE 32k in upgraded new heating system & tile floors! Stunningly unique and luxurious Langley home w/ vibrant stained glass, soaring wood-beam ceilings, grand stone fire & superb marble floors. Panoramic mountain & water views. Stylish hi-end kitchen, large master w/ fire and two large ensuite baths. Gorgeous parklike property w/ expansive hi-bank waterfront. Huge 2-story MIL suite w/ loft, kitchen, private entry.

MLS1250607 / $1,475,000

LISA ROGERS

Real Estate Broker Cell: 360.929.5968 Office: 360.221.1828 lisa@whidbeyisland.com NEW LISTING

LAND FOR SALE: PENDING FEASIBILITY

516 2ND STREET • LANGLEY Desirable Langley location features cottage home on spacious lot that could be fixed up or subdivided! 1930’s 2BR, 1.5BA needs updating and includes a detached garage/shop w/ carport & storage space. Views of Saratoga Passage, Cascade Mts and Langley cityscape! Level lot with mature fruit and nut trees plus rhodies. Potential for a darling view cottage or split up into 2 or 3 lots... potentially keeping the existing house and build two more! The seaside Village of Langley awaits!

MLS 1460068 / $575,000 NEW LISTING

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March 2020

XXX Glendale Rd, Clinton MLS 1305007 $219,000 Beautiful Whidbey acreage! 6.74 +/- acres offers huge trees and privacy in a magical setting.Selective logging just completed to let in some light and allow vision for future potential home sites!

Lot 1-2 Seacrest Lane, Coupeville MLS 1025900 $69,477 Shy acre in neighborhood of nice homes.

Community well, soil logs complete, perks for up to 4BR alternative septic system. A wonderful private setting with western exposure. Private community beach is just down the street!

PENDING FEASIBILITY

XXX Delphinium Drive, Coupeville MLS 1533551 $85,000

Mostly level corner lot in Harbor Estates Community. Wooded with mix of fir & alder. Excellent location close to the Greenbank Farm trail system plus a fantastic private beach access with picnic area & boat launch. Water access for crabbing & boating is a big selling point here! Soils for alternative septic system.

Water share is paid for, buyer will have to pay for & install a eter. Located in an area of nice homes and just 17.5 miles to the Clinton ferry. Island living awaits!

XXX SR 525, Coupeville MLS 1385149 $179,000 14+ acres, perk tested with soil logs on file for 4 BR septic systems in two potential sites. Close to Greenbank Farm trails & public beach access at Ledgewood Beach. Come see this beautiful wooded parcel, trails blazed to see the land.

Homes~Land ISLANDER

Whidbey Island

Windermere Real Estate - South Whidbey

360-331-6006

360-221-8898

5531 Freeland Ave. Freeland, WA 98249

223 Second St. Langley, WA 98260

Windermere Real Estate/South Whidbey

Windermere Real Estate/South Whidbey

FREELAND

$350,000

Move-in ready 55+ community with fresh paint, new carpets & new stove. Kitchen remodeled with laminate flooring & soft close kitchen cabinets/drawers. Near Freeland amenities. #1554376 Charlene Arnold 360-320-1193 / Jennifer Pearson 360-320-4080

MAXWELTON

$450,000

This fully renovated beach cottage has it all. Features 3 BR, 3 BA, dining room, updated eat-in kitchen, large master BR with en-suite, bunk room, expansive deck for BBQ, attached garage. Private beach access. #1558247 Dan Fouts 360-969-5957

LANGLEY

$720,000

Level 3+ acre, cleared with sun exposure. Main home and a separate guest home. 2 large shops and bays are an added bonus. Solar panel installation. Property fenced and gated for privacy. #1565758 Dana Hezel 360-632-1075 / Dana Bieber 360-239-0328

CLINTON

$938,000

Spectacular views from this waterfront property with 2 BR, 1.75 BA and multiple entertaining areas. Your guests will enjoy fishing, paddle boarding and more. #1562790 Charlene Arnold 360-320-1193 / Jennifer Pearson 360-320-4080

BEVERLY BEACH

$995,000

Contemporary home with awe-inspiring waterfront views. Features include chef’s kitchen, radiant heat, and master bath with 96% efficient Russian fireplace. #1526164 Mary Matthew 360-914-1449 / Amy Rudometkin 808-463-4674

USELESS BAY

$1,750,000

Home awaits on 60± ft of Useless Bay waterfront. Features 3 BR, 1.5 BA, eat-in kitchen, waterside master BR, vaulted ceilings, expansive deck and 2-stall garage. Amenities. #1564911 Dan Fouts 360-969-5957 / Bryan McCourt 360-632-3770

VACANT LAND

USELESS BAY - $79,900 Level building lot with power, water to property and approved septic soil log. Located in neighborhood of higher-end homes. Amenities include tennis court, swimming pool and private beach. #1556884 Kevin Lee 360-661-4978 CENTRAL WHIDBEY - $100,000 A 2.5± acre corner lot with paid water share, conventional septic system soils & nicely wooded with trails.

Possible future views of Saratoga Passage with clearing. #1559400 Steve Strehlau 206-819-3411 / Gordy Frederickson 360-914-2566 SARATOGA - $275,000 Big westerly views from this over-sized bluff lot with community beach and boat ramp facilities. This level Holmes Harbor view site has septic, water and power. Home site cleared. Architect plans available. #1563129 Kim Rossi 206-832-6021

www.WindermereWhidbey.com Homes~Land ISLANDER

MLS™

March 2020

15

Whidbey Island

Windermere Real Estate - South Whidbey

Sharon Boyle

Broker

Making A Difference One Day At A Time

Cell: (360) 224-5266 | sharonboyle@windermere.com | sharonboyle.withwre.com

ON THE COVER

CLASSIC CABIN - GREENBANK

Classic Island cabin, lovingly maintained, retains its privacy on 3.28+/- acres of hi-bluff waterfront which includes tidelands. Two bedroom, one bath cabin has spacious kitchen area & a ‘sun room’ to enjoy even on winter days. A newer propane stove provides cozy ambiance in the main living area which opens to a spacious water and mountain view deck. The large 2-car garage has extra storage and two older structures remain for repair or replacement.

Greenbank amenities near by.

MLS#1561093

$600,000

Windermere Real Estate/South Whidbey

Tim Criswell

Realtor®, Broker Cell: 206-753-9377 Office: 360-331-6006 timcriswell@windermere.com www.TimCriswell.com

Lot 1 SPEARVIEW PLACE

n E a g lCommunity e C o m m u n i t yat a t Holmes H o l m e s Harbor Harbor An A Eagle

Lot 3 Lot 4

N e w h o m e s a va i l ab l e n o w.

Lot 5 Lot 6

SPEARVIEW PLACE

Lot 23 SOLD! Lot 22 SOLD!

SP INN

Lot 25 Lot 18 Lot 19

AK ER

Lot 26

Golf Corse Putting Green

DR IVE

Lot 29

Lot 28

ANTELOPE DRIVE

Chipshot Logo/Logotype Final Horizontal + Tagline

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March 2020

Community Park

Lot 27

Lot 21 SOLD! Lot 20

Lot 7 EAGLE RIDGE DRIVE

Lot 24

EAGLE RIDGE DRIVE

Entrance Pond

Lot 17 Lot 16 Lot 15 Lot 14 Lot 13

Lot 8

H O N E Y M O O N B AY R O A D

C H I P S H O T HEIGHTS HEIGH T S CHIPSHOT

Lot 2

Lot 9 Lot 10 Lot 11

Lot 12

C H I P S H O T W AY

Homes~Land ISLANDER

loan realjob estate agents theprograms assurancebenefit of a her clients. She provides common-sense approach to lending.forward, The bestand parttheir of her F and timely ensuring her clients smooth transaction.

Add this to a large varietycommunications of low-fee is the opportunity to consult with borrowers to find just the homecombination. loan process. a winning right home loan product for their lifehome style.loan products, and you haveentire Whidbey Island

Alaska USA Mortgage

For your home purchase or refinance.

“I love it when a client calls me on the firs doclients my best to expert set realistic expectations in the beginning “I strive to add value for each of“Imy with home shares their excitement.” - Daw of every loan to prevent surprises. ” - and DeRhonda advice and on-time closing.” - Lyn

Lyn Bankowksi

De’Rhonda’ Porter

NMLS #304060 | Assistant Vice PresidentNMLS #94118 Sr. Mortgage Loan Originator Sr. Mortgage Loan Originator Certified Military Housing Specialist Certified Military Housing Specialist

360-679-5633

BEST OF WH I

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WHIDBEY

EW EY N S GR DB 7

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direct direct l.bankowski@alaskausamortgage.com d.porter@alaskausamortgage.com BEST www.lynbankowski.com www.rhondaporter.net WH I

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Dawn Tennant

NMLS #305224 Sr. Mortgage Loan Origin Certified Military Housing

360-679-5632

d.tennant@alaskausamor www.dawntennant.com

READERS CHOICE AWARDS

READERS CHOICE AWARDS

650 NE Bankowski Midway Blvd, Suite 101 | Oak Harbor, 98277Porter NE Midway Blvd, Suite 101 | Oak Harbor, WA 98 650 NEWA Midway Blvd, Suite 101 | Oak650 Harbor, WATennant 98277 Lyn DeRhonda Dawn

NMLS #304060 People you Vice know.

A name you trust.® Assistant President Sr. Mortgage Loan Originator

(360) 969-5550

Washington Consumer Loan lynbankowski.com Company License #CL-157293

NMLS #94118 People you know.

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650 NE Midway Blvd., Ste. 101, Oak Harbor, WA 98277 Homes~Land ISLANDER

March 2020

17

Whidbey Island

Homes-Land Islander

Tips and financial advice for buying a home Buying a first home is one of the biggest decisions a person will make during their lifetime. It is a process that needs to be followed with careful planning and consideration, never rushed.

18

will be able to estimate an acceptable debt level.

This should not exceed 40 percent of your gross revenue, including all your existing debts.

Find out everything you can on the subject of mortgages and home-buying. For example, you should know that having a mortgage doesn’t always cost less than renting because a home owner must take into account both recurring and one-time expenses, such as municipal and school taxes, maintenance costs, property transfer duties, and legal costs.

DOWN PAYMENT In the past it was possible to borrow for a down payment, with a credit card, for example. This is no longer possible. That means you need to have accumulated some savings before getting into this type of acquisition. If you have an RRSP, it is possible to use that for your down payment through the federal government’s Home Buyers’ Plan (HBP).

If you have done your homework and decided to become a home owner, the next step is to consult a representative at your financial institution. Once you are clear about your assets and liabilities, you

HOME INSPECTION You’ve found the house of your dreams, but be careful! Following through with a decision to buy based solely on your feelings isn’t the best way to purchase a home. Have the house

March 2020

inspected before making an offer to buy, because if your offer is accepted you will be obligated to follow through with the transaction. Obviously it is to your advantage to work with a real estate agent who is subject to real estate law. He or she works for you and will be able to answer any of your questions concerning your purchase.

Homes~Land ISLANDER

Peoples Bank Home Loan Center

Whidbey Island

Homes~Land ISLANDER

March 2020

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Whidbey Island

Whidbey View Homes

Rare Opportunity For An Outstanding 23.8 Acre View Property ...

PRI C E RE DUCED

!

...Unlike any other on Whidbey Island. The Ebey’s Prairie House is a custom designed, earth bermed 3 bedroom, 2.5 bath, 2,786 sq ft home situated on a ridge overlooking Historic Ebey’s Prairie in the heart of The Ebey’s Landing National Historical Reserve, with views across the prairie out to Admiralty Inlet, the snowcapped Olympic Mountain Range and beyond. WOW! The land has been put in a Conservation Easement where its beauty and magnificence will be forever protected from development. Pacific Northwest/ Frank Lloyd Wright style. Great Room Concept.

Patios and Gardens. Barn/stable and outdoor Sauna. Property is currently an AirBnB. Absolute privacy. Too many amenities to list here. Come see for yourself. Fabulous!

MLS #1468022

Offered at $1,395,000

Specializing in Waterfront and View Properties Island Wide

Pamela Z. Hill, MCNE, CRS Owner • Designated Broker

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March 2020

www.WhidbeyViewHomes.com 11 NW Coveland, Suite A PO Box 665 Coupeville, WA 98239 360-678-2095 Office 360-320-2411 Cell

Uncompromising Service for Exceptional Clients Located in the Historic, Waterfront District Homes~Land ISLANDER