Pitch Deck for UNI Bank of Philadelphia
Prepared by: Maleak Ali
Under the Umbrella of Underground Nation International
Executive Summary
UNI BANK
OF PHILADELPHIA
THE UNDERGROUND NATION
INTERNATIONAL BANK OF PHILADELPHIA
HOME OF THE HIP HOP BLOCKCHAIN
UNI Bank of Philadelphia is a special kind of bank called a Minority Business Investment Bank (MBIB). This means it focuses on helping businesses owned by people from minority communities, like the Black Community in Philadelphia. Our goal is to make it easier for these businesses to grow, succeed, and create more opportunities for others.
To help the community, we’re using the latest technology, like BLOCKCHAIN AI, to make banking smarter, faster, and safer. We’ve even created unique products like BADGER BONDS and BADGER BONDS UNIVERSAL HEALTH INSURANCE to give people more options for saving, investing, and protecting their money... and their families.
At UNI Bank, we want to make sure everyone has a chance to succeed. By offering loans, financial advice, and tools designed for the community, we’re working to create a better future where everyone can grow their businesses and build wealth. UNI Bank isn’t just a bank—it’s a way to support people, ideas, and progress in Philadelphia’s Black Community.
VISION: To empower the Black Community and underserved minority populations in Philadelphia by integrating cutting-edge financial services with innovative Blockchain AI Technologies.
MISSION: As a Minority Business Investment Bank (MBIB), UNI Bank of Philadelphia focuses on financial inclusion, investment, and development tailored to Minority-Owned Businesses and the Black Community.
UNI BANK: AN ENDOGENOUS SOLUTION
The establishment of UNI BANK in Philadelphia, a Minority Business Investment Bank (MBIB), represents not only a groundbreaking step for economic empowerment within the Black community but also a modern fulfillment of the democratic ideals articulated by Abraham Lincoln in his Gettysburg Address: “of the people, by the people, for the people.”
Lincoln’s words emphasize the essence of democracy—a system that originates from within, is driven by the participation of its people, and exists to serve their collective interests. Similarly, UNI BANK embodies AN ENDOGENOUS SOLUTION to the economic challenges faced by minority communities in Philadelphia. By focusing on internal community-driven processes, UNI BANK creates a self-sustaining financial ecosystem tailored to the unique needs and aspirations of the Black community.
1. **Of the People**:
UNI BANK is rooted in the fabric of the Philadelphia Black community, leveraging the insights, ambitions, and talents of local individuals and businesses. By prioritizing minority-owned enterprises and fostering innovation within the community, the bank exemplifies an institution built “of the people.”
2. **By the People**:
Just as Lincoln envisioned governance driven by citizen participation, UNI BANK thrives on active involvement from its stakeholders—community leaders, entrepreneurs, and innovators. Through partnerships and community engagement, UNI BANK ensures that its strategies and financial instruments, such as Badger Bonds, reflect the real needs of the people it serves.
3. **For the People**:
At its core, UNI BANK exists to uplift the economic well-being of Philadelphia’s Black community. By implementing cutting-edge blockchain and AI technologies, it aims to provide equitable access to banking services, foster wealth creation, and build a foundation for generational prosperity. This purpose aligns with Lincoln’s vision of a system that works tirelessly to serve the interests of its people.
Much like Lincoln’s democracy relies on the endogenous participation of its citizens, UNI BANK’s mission is to generate growth from within the community it serves. It embraces the principles of internal empowerment, innovation, and self-sufficiency— creating a financial institution designed not to impose solutions but to cultivate prosperity organically. UNI BANK stands as a beacon of economic inclusion and an enduring testament to the power of community-driven progress.
Problem Statement
UNDERFUNDING:
Minority businesses and underserved communities face limited access to tailored financial products.
TECHNOLOGY GAP: Traditional financial institutions fail to leverage advanced technologies like blockchain for inclusion.
COMMUNITY DEVELOPMENT:
Persistent economic disparity in minority communities remains unaddressed.
Our Solution UNI Bank of Philadelphia provides: Tailored Financial Products: Instruments such as Badger Bonds for wealth generation and Badger Bonds Universal Health Insurance for holistic community health coverage.
UNI TOKENS (U.N.I.T.)
Blockchain AI Integration: Secure, transparent, and efficient financial solutions using blockchain for transactions, smart contracts, and decentralized systems.
Community-Centered Growth: Financial literacy programs, low-interest loans, and dedicated technical assistance for minority entrepreneurs.
Target Market
PRIMARY SEGMENT:
Philadelphia’s Black Community, including minority-owned businesses, entrepreneurs, and households.
EXPANSION POTENTIAL: Gradual scaling to minority populations nationwide and partnerships with the BRICS nations.
BRICS NATIONS
Products and Services
Banking Instruments:
Badger Bonds
Wealth-building investment vehicles tailored to Philadelphia’s Underserved Communities.
Business Support
Loans for minority-owned enterprises.
Advisory services for growth, mergers, and acquisitions.
Blockchain-Driven Features: Smart contract automation.
Enhanced cybersecurity for sensitive data.
Banking Instruments:
Badger Bonds Universal Health Insurance:
Affordable health insurance plans using blockchain for claims transparency.
REVENUE STREAMS:
THE COMPETITION
In the financial landscape of Philadelphia, several established entities offer banking and investment services, but none focus exclusively on empowering Minority-Owned Businesses And The Black Community with innovative technologies like blockchain and AI. Here’s why UNI Bank of Philadelphia stands out among its competitors:
Key Competitors
BLACKROCK
• Focus: Global investment management firm catering to institutions, individuals, and governments.
• Limitations: While BlackRock offers a broad range of services, it does not prioritize Minority-Owned Businesses or address the unique needs of the Philadelphia Black Community.
UNITED BANK
• Focus: Regional bank providing personal and business banking services.
• Limitations: United Bank supports general community initiatives but does not specialize in tailored financial solutions for Minority Populations.
The Enterprise Center
• Focus: A Community Development Financial Institution (CDFI) and Small Business Investment Company (SBIC) providing financial support to Minority And Women-Owned Businesses.
• Limitations: While impactful, The Enterprise Center operates more like a development agency and lacks the comprehensive financial services and technological innovation of a full-service Minority Business Investment Bank.
Why UNI Bank of Philadelphia is the Best Solution
UNI Bank of Philadelphia is the only financial institution in the region specifically designed as a Minority Business Investment Bank (MBIB) to address the unique challenges of the Black community. Our approach integrates cutting-edge Blockchain AI technologies to provide secure, transparent, and efficient financial solutions that meet the modern demands of underserved populations.
Advantages of UNI Bank’s Plan
BLOCKCHAIN AI INTEGRATION:
Transparency and Trust: Blockchain ensures tamper-proof records and builds trust with clients, particularly in communities historically underserved by traditional financial institutions.
Efficiency: Smart contracts automate transactions and reduce administrative delays, streamlining services like loans and investments.
Security: Blockchain provides unparalleled protection against fraud, safeguarding client assets and personal data.
TAILORED FOCUS ON MINORITY-OWNED BUSINESSES:
Unlike competitors, UNI Bank exclusively supports the Black community and minority-owned businesses, aligning its mission with the unique needs of Philadelphia’s underserved populations.
We offer Badger Bonds and other customized investment products designed to build wealth within these communities.
LOCAL EXPERTISE, GLOBAL VISION:
Unlike global firms like BlackRock, UNI Bank has a deep understanding of Philadelphia’s Black community while leveraging blockchain technologies to position its clients for participation in global markets.
COMPREHENSIVE FINANCIAL SERVICES:
UNI Bank combines the best of traditional banking services with innovation. From loans to blockchain-driven investments, our solutions are comprehensive, accessible, and future-forward.
Why This Matters for Philadelphia’s Black Community
Traditional banks and global financial institutions, while effective for mainstream clients, do not prioritize the needs of minority businesses. CDFIs like The Enterprise Center provide critical support but lack the technological edge and full-service banking capabilities. UNI Bank bridges this gap by:
• Offering innovative financial solutions tailored to the Black community’s needs.
• Building trust through transparency and security with blockchain technology.
• Empowering minority-owned businesses with accessible capital, financial literacy, and growth opportunities.
Conclusion
The Philadelphia Black community deserves a financial institution designed for its success. UNI Bank of Philadelphia is that institution, leveraging Blockchain AI to deliver transformative financial services with precision, trust, and inclusivity. UNI Bank is not just another bank—it is a catalyst for economic empowerment and growth.
Marketing Strategy
• Community Engagement: Partnering with local organizations, churches, mosques, universities and small businesses to create awareness.
• Digital Presence: AI-enhanced online banking and app platforms tailored for ease of use.
• Influencer Outreach: Engaging Black entrepreneurs and cultural icons to amplify UNI Bank’s message.
Financial BENCHMARKS
THE UNI BANK JOURNEY
Phase 1 (Year 1):
• Launch pilot program in Philadelphia.
• Introducing Badger Bonds and Blockchain Banking Platform.
Phase 2 (Year 2-3):
• Expand across Pennsylvania and other major cities.
• Develop partnerships with community organizations and BRICS.
Phase 3 (Year 4-5):
• Broaden national footprint and implement advanced blockchain AI technology.
• Explore international opportunities and collaboration.
Regulatory and Risk Mitigation
1.Compliance: Adherence to federal banking laws, anti-money laundering (AML), and know-your-customer (KYC) standards.
2.Capital Reserves: Maintain strong reserves to mitigate claims and economic downturns.
3.Cybersecurity: Advanced blockchain protocols to protect customer data.
LEADERSHIP TEAM
Maleak Ali: Founder and visionary behind UNI Bank, The Underground Nation International Bank of Philadelphia.
Blockchain Experts: Developers specializing in AI and fintech solutions.
Community Advisors: Leaders with deep ties to Philadelphia’s Black community.
For more information please watch our Video below.
UNI SPRIDD PHONES
Call to Action
Join the Movement: Be part of a transformative initiative empowering minority communities through innovative banking. Invest in UNI Bank of Philadelphia: Strong, Steady, Secure. Home of the Hip-Hop Blockchain.
