Health Insurance

go.pdx.edu/insurance

All students taking five or more credit hours per term at PSU are required to maintain comprehensive health insurance to ensure that students stay healthy and in the classroom. Students can either use the PSU Student Health Insurance Plan (major medical health insurance providing preventative, routine, and specialized health benefits) or, for those with comparable outside health insurance, apply to waive the Student Health Insurance Plan.

HOW THE PLAN WORKS If you are covered by the PSU Student Health Insurance Plan, you will be enrolled automatically and charged each term (visit the website for rates). You will be charged this rate on your PSU student account each term, as long as you are taking five or more credit hours AND do not submit the health insurance waiver application. The PSU Student Health Insurance Plan is operated through PacificSource which offers premium benefits for students and more.

STUDENTS WITH INSURANCE PSU requires any student taking 5 or more credits per term to maintain comprehensive medical insurance coverage. If a student has their own health insurance, including the OHP, they can submit an application to waive the PSU Student Health Insurance Plan for the current academic year. Waivers must be done every academic year.

STUDENTS WITHOUT INSURANCE All students taking 5+ credits term are required to have comprehensive medical insurance coverage. If you do not have health insurance or your health insurance does not meet the criteria for the waiver application, you will automatically be enrolled in the PSU Student Health Insurance Plan and charged $935 to your student account.

All students who have their own private insurance are required to submit a new waiver every academic year in the Fall. PSU's Student Health and Counseling will send email reminders to your @pdx.edu email address starting in August. INTERNATIONAL STUDENTS pdx.edu/health-counseling/international Portland State University (PSU) requires all international students with F-1 and J-1 visa status, and taking 1 or more credits, to have adequate medical insurance coverage. These students must purchase year-round health insurance coverage through the University even during vacation terms or while out of the country.

WAIVER CRITERIA A student wishing to waive the PSU Student Health Insurance Plan must have a private health insurance plan with the following benefits in order to be approved for a health insurance waiver:

◉ No more than a $2,500 deductible

◉ At least 70% in-patient hospitalization coverage

OREGON HEALTH PLAN // Students covered by the Oregon Health Plan (OHP) meet the University's requirements to waive the Student Health Insurance Plan.

UNSURE IF YOUR PLAN MEETS THE CRITERIA? If you are not sure if your private insurance plan meets PSU's waiver criteria, contact the Student Insurance Team by emailing insurancehelp@pdx.edu.