GOLDEN YEARS
Debt - When Should I Seek Help? It could be time to get help with your debt if you are regularly worrying about money. Struggling
your
callers, struggling to make ends meet plus
who can give you free, confidential debt
household bills or paying them
to
pay
avoiding activities they used to enjoy and
advice: Your local Age UK can direct you to
with credit and relying on your
asking to borrow money.
organisations that can help.
If you’ve noticed any of these signs or think
Citizens Advice offers help face-to-face, by
your spending habits from your family.
someone you know may be having problems
telephone or by email.
Maybe you avoiding letters and calls from
with debt, encourage them to seek help. But
your creditors.
remember that they need to make the decision
Debt Advice Foundation provides free debt
to get advice themselves. Giving them support
advice and support through its helpline
and listening to them can make a big difference.
(0800 043 40 50) and website.
You may have noticed a family member or
Who can I contact for free
National Debtline provides advice over the
friend acting differently. These signs may
debt help and advice?
telephone (0808 808 4000), online and by
indicate they are having problems with
Some debt management companies charge
email. They can send you a free self-help
debt: mainly as above hiding post, being
fees for their advice. There’s no need to take
and
on more debt when there is free help available.
information pack.
unusually
finances, getting phone calls from unknown
These registered charities have debt advisers
overdraft or credit card to get by. Are you missing credit card repayments? Or hiding
What should I do if someone I know is having problems with debt?
secretive
about
money
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Quality care in Worcestershire you can trust When a family is thinking about care for a loved one, they want the best - they want to know that the care home they choose will put their loved one’s safety, happiness, and wellbeing first. Living in our Worcestershire homes is all about quality of life. Every colleague in our homes is passionate about enabling residents to enjoy a fulfilling lifestyle, tailored around their unique needs and preferences. The lifestyle teams organise a huge variety of group and one-to-one activities, with plenty going on each day. Often families are so caught up in the dayto-day care of their loved ones that the personal relationship they share can take a step back. Once their relative has settled into our homes they are able to focus on spending quality time with them again just enjoying each other’s company. With the extra support that our care home offers, new residents are often surprised at what they can do, whether that’s being able to continue with an activity they’ve enjoyed in the past, or even discovering new hobbies with our daily activities. n n 28 | Worcestershire Now | Issue 217 | May 2022
To find out more about care for yourself or a loved one at Care UK, call our friendly team on 0330 057 3576 Brook Court care home, Kidderminster Careuk.com/brook-court Kay.mayes@careuk.com Chandler Court care home, Bromsgrove careuk.com/chandler-court paul.chambers@careuk.com Perry Manor, Worcester careuk.com/perry-manor donna.townley@careuk.com
