Moneysaver news

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29

l. See Pgs. 24 & 25

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For A Unique Dining Experience, Visit with Theresa at the Osaka Restaurant 732-929-3900 See Pg.17

Stop in and See Frankie at pmi Music...

Best Rates for Rentals and Lessons Call 732-240-5000 check page 31

. 201 OCT

Party at Miracle Pub

Shop at Country Gardens for ALL Your Fall Floral & Garden Needs!

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BIG Sale on Tires this Month!

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Warning Lights Send Messages You Can’t Ignore

(NAPS)—Safety on the road is no accident. For example, when a warning light illuminates on a car’s dashboard, it is alerting you to a situation that requires your attention.

While not all warning lights are a sign that disaster is imminent, no warning indicator should ever be ignored.

That’s the word from the experts at AAA, who encourage motorists to read their owner’s manual and know what each of the warning lights in their vehicle means.

To help, they offer the following tips: Oil Pressure Light The oil pressure light is usually an oilcan symbol or the word “OIL.” It comes on when there is a drop in engine oil pressure.

Of all the warning lights, the oil pressure light indicates the greatest potential for serious mechanical damage.

If the oil pressure warning light comes on and stays on, pull off the road at the earliest safe opportunity, shut off the engine and call for assistance.

Engine Temperature Light The engine temperature light is usually a thermometer symbol or the word “TEMP.” It comes on when the engine temperature is unsafe for your vehicle. Unless the engine temperature is quickly brought under control, major damage may occur.

If there are any signs of a cooling system leak, pull off the road at the earliest safe opportunity, shut off the engine and call for assistance.

Be careful when opening the hood in the presence of steam, and never remove the radiator cap when the engine is hot.

Charging System Light The charging system light is usually a battery symbol or the word “ALT” or “GEN.” It comes on when the vehicle electrical system is no longer being supplied power by the alternator.

If this light comes on, shut down all unnecessary electrical loads such as the radio, heater or airconditioning, then drive the vehicle to a repair facility immediately for further inspection.

Check Engine Light The check engine light comes on when there is a problem affecting the vehicle’s exhaust emissions.

If the light comes on and stays on, make an appointment with an auto repair shop to have the problem checked in the near future.

However, if the check engine light begins flashing repeatedly, the catalytic converter is over-heating. Should this occur, drive the vehicle to a repair shop immediately for further diagnosis.

Disregarding a flashing check engine light could start a fire, destroy the catalytic converter and result in necessary repairs that could easily exceed $1,000.

To learn more, visit www.AAA.com or call (800) AAA-HELP. To locate an AAA Approved Auto Repair shop, visit www.AAA. com/repair.

Don’t Get Soaked By A Flood-Damaged Car

Check the trunk, glove compartment and below the seats for signs of water damage, such as mud or rust.

Car Facts...

(NAPSA)-Premium automotive products such as Royal Purple synthetic oils are formulated with unique advanced additive technology that can improve the performance of the vehicle and allow for longer intervals between changes. Learn more at www.fueleconomy.gov and www.royalpurple.com.

(NAPS)—Recently, a number of extreme storms and hurricanes left thousands of cars in the surrounding areas damaged by floodwaters.

Unfortunately, it’s common for many of these flood-damaged cars to end up back on the road every year. But by doing a little homework, you can avoid buying a car that is rotting from the inside out.

To help, here are some tips: • Check the trunk, glove compartment and below the seats for signs of water damage, such as mud or rust.

• Flex the wires beneath the dashboard.

Wet wires will become brittle upon drying and may crack.

• Take a deep breath and smell for musty odors from mildew.

• Ask to see a vehicle history report. For example, Carfax Reports can reveal many hidden problems, including if a vehicle has reported flood damage.

To learn more, visit www.carfax.com.

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October 2012 5

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Halloween: Simple Tricks For Spooky Treats

(NAPS)—You and your friends and family will have much more than the ghost of a chance at a happy Halloween with a little planning and a pair of deliciously spooky treats.

To help, Jennifer Sbranti, lifestyle expert and party-planner extraordinaire, shares two of her simple tips for impressing the goblins at your Halloween get-together: • Make treats a day ahead of time so you can attend to last-minute details the day of the party.

• Let your kids join in on the fun—the final product doesn’t have to grace the cover of a magazine and a few extra hands are always helpful.

Halloween Scotcheroo Treats Prep time: 20 minutes Cook time: 10 minutes Cool time: 45 minutes Yield: 24 treats, approximately 1 cup Karo® Light OR Dark Corn Syrup 1 cup sugar 1 cup creamy peanut butter 6 cups crispy rice cereal 1½ cups semisweet chocolate chips 1½ cups butterscotch chips Candies for decorating

Frosting OR melted white chocolate for decorating Cook corn syrup and sugar together in a large pan over medium heat, stirring to dissolve sugar. Bring mixture to a boil.

Remove from heat. Stir in peanut butter; mix well. Add cereal; stir until evenly coated.

Pour into greased 15 x 10-inch pan and pat into place. Melt chocolate and butterscotch chips together in saucepan over low heat, stirring constantly. Spread over cereal. Cool at least 45 minutes, or until firm. Cut into bars or fun shapes for Halloween. To make Cute Cats, cut circles using a 2- to 3-inch biscuit cutter. Attach candies with a dab of melted white chocolate or frosting to make eyes, nose and ears. Pipe on whiskers with frosting.

Caramel Corn Gift Bag Prep time: 15 minutes Cook time: 45 minutes Yield: 4 quarts 4 quarts popped popcorn 1 cup brown sugar 1⁄2 cup Karo® Light OR Dark Corn Syrup 1⁄2 cup butter OR margarine 1⁄2 teaspoon salt 1⁄2 teaspoon baking soda 1 teaspoon Spice Islands® Pure Vanilla Extract Treat bags OR bowls Halloween candies, nuts, dried fruits, etc.

Spray a large shallow roasting pan with cooking spray. Add popcorn and place in preheated 250° F oven while preparing caramel. Mix brown sugar, corn syrup, butter and salt in a heavy 2-quart saucepan.

Stirring constantly, bring to a boil over medium heat. Boil 5 minutes WITHOUT STIRRING. Remove from heat. Stir in baking soda and vanilla. Pour syrup mixture over warm popcorn, stirring to coat evenly. Bake for 45 minutes, stirring occasionally. Remove from oven and spread on foil that has been sprayed with cooking spray. Cool; break apart. Store in tightly covered container. To serve, set out small bowls of your favorite candies, nuts or fruits and let your guests individualize their own Halloween treat.

Home Ideas 10 10/31/12

(NAPSA)-When selling a home, do what you can to help buyers envision living in the space.

Real estate professionals call it staging. Working closely with a licensed real estate agent can often help sellers achieve the best results. To learn more, visit www.Homes.com.

When decorating with tile, Bondera TileMatSet, a double-sided, peel-and-stick tiling adhesive, can be great instead of mortar and mastic, eliminating the mess and letting you grout immediately after positioning the tiles. For information and project ideas, visit www.bonderatilematset. com.

Learn More For more Halloween recipe inspiration and party tips from Sbranti, you can download a digital copy of the Halloween Party Treats ­ guide on the Karo Syrup Facebook page, at www.KaroSyrup.com and at www.KaroSyrup. com/halloweenbooklet.pdf.

Broan and NuTone have 20 models of the new ULTRA Series Ventilation Fans and Fan/ Light combinations that are ideal for installation during Home Improvement Month. For further facts on fans, visit www.Broan ULTRA.com and www.NuTone ULTRA.com, or call (800) 558-1711 or (888) 336-3948.

One of the latest developments in interior paint is a new 240 full-spectrum color palette from Benjamin Moore. It’s called Color Stories. These are handcrafted blends formulated with more pigments than usual to produce richer colors. For more information, visit www.benjaminmoore.com/color stories.

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Expert Tips To Help Make Family Mealtimes Simple

(NAPS)—Gathering together as a family for dinner can be a great idea, research shows. Just 20 minutes a night can positively affect children’s development and behavior.

“Shared mealtimes can help reduce behavior problems, eating disorders and drug use in children and teens,” says Dr. Barbara Fiese, professor and director of the Family Resiliency Center at the University of Illinois. “But some families find it difficult to eat together on a daily basis,” she adds.

To help, the Family Resiliency Center and the Pampered Chef, the largest direct seller of kitchen tools, developed the following tips to make mealtimes easier: • Try something new. Picky eaters can be a struggle at the dinner table. It can take children up to 10 times to accept a new food, but parents often get frustrated and give up after less than three times. Parents can set the example by trying new foods themselves.

A hearty main-dish soup such as Chicken Parmesan can be easy • Institute a no-screen rule. Turn off phones, tablets, laptops and televisions and inexpensive to make with the right tools and attitude. when eating together. Work and home life balance can be a challenge when there are distractions at the table.

Chicken Parmesan Soup • Work together. Kids as young as 3 can help with household tasks and Beautifully illustrated guidebooks make great dinner preparations. Incorporate them into the mealtime process.

1⁄4 of a 16-oz loaf of French bread To make mealtimes quick, simple and affordable, try this family-friendly, 2 Tbsp olive oil gifts as well as trip-planning inexpensive recipe for Chicken Parmesan Soup with homemade croutons: resources.

3 Tbsp garlic and herb rub, divided 11⁄2 cups unsalted chicken stock 2 cups marinara sauce 1 can (14.5 oz) diced tomatoes with garlic and onion (about 13⁄4 cups), undrained 1⁄2 cups diced cooked chicken breasts 2

(NAPS)—People with a taste (NAPSI)-Some of the best gifts 3 garlic cloves for travel—including the armchair this holiday season are the ones that 1 oz fresh Parmesan cheese variety—may be glad to know people take personally.

3⁄4 cups shredded mozzarella cheese, divided about travel guides featuring such That’s the word from trend watchfascinating food facts as: ers who say affordable, customized 1. Cut bread into 3⁄4-in. (2-cm) cubes using color-coated bread knife.

• Small plates with big taste in presents that include favorite photos, (You should have about 2 cups.)

Spain: Tapas are small snacks that messages and other personal touches 2. Toss bread cubes, oil and 1 Tbsp of the rub in deep covered baker. originated from a bartender’s practice can be found for most anyone on 3. Microwave bread cubes, uncovered, on HIGH 3–4 minutes or of covering a glass with a saucer or your gift list. Try these suggestions: until they begin to brown, stirring every minute. Spread croutons over a tapa (cover). In Spain, it’s customary piece of parchment paper to cool. to move from bar to bar, sampling the Make It Count 4. Stir stock, remaining 2 Tbsp rub, marinara sauce, tomatoes, sonal messages and more. The calen- chicken and garlic pressed with garlic press into baker. specialties of each. Tapas are usually dars can be a great--and sentimental5. Microwave, covered, on HIGH 11–13 minutes or until soup is hot. eaten standing.

Consider making a donation to 6. Grate Parmesan using microplane adjustable fine grater.

• Enjoy a morning feast in a favorite charity in your recipient’s -gift that keeps on giving to friends 7. Carefully remove baker from microwave and stir in Parmesan.

Ireland: Traditionally, the Irish name. Many groups offer certifi- and family throughout the year.

8. Top soup with half of the mozzarella and sprinkle with half of the start the day with a huge breakfast: cates of thanks to donors that can be croutons. Top with remaining mozzarella. bacon, sausages, black pudding, customized with a friend’s or loved Basket Of Fun 9. Let stand, covered, 2–3 minutes or until cheese is melted. Serve eggs, tomatoes and brown bread. In one’s name.

Northern Ireland, add potato cakes You might give a gift basket soup with remaining croutons.

Yield: 6 Servings and soda farls for an “Ulster Fry.” filled with items that reflect the perWear It Well U.S. Nutrients per serving (about 11⁄4 cups): Calories 330, Total Fat 13 • Take your time in Italy: Lunch sonality or interests of the recipient. g, Saturated Fat 4 g, Cholesterol 60 mg, Sodium 980 mg, Carbohydrate 23 is generally between 12:30 and 2:30 For instance, a dog lover may appre- g, Fiber 3 g, Protein 28 g Search the Web for sites that p.m. and, particularly in the south, ciate a photo book of pooches and a all other activity stops between these let you create customized T-shirts, designer leash complete with Fido’s At the company’s in-home cooking shows, you can see and try products, hours. Dinner is at about 7:30 p.m. sweatshirts or hats. Personalize name embroidered down the side. prepare and sample recipes, and learn quick and easy food preparation the clothing with a funny saying or and goes on until 11 p.m. or later. techniques and tips on how to entertain with style and ease—transforming the • Beer for breakfast in photo. You can even find sites that Fun Memories simple to the spectacular. For more information, visit www.pamperedchef.

Germany: The Bavarians’ hearty, let you customize everyday items com or www.facebook.com/ThePamperedChef. such as dishes, towels and even bedno-nonsense dishes are what the For more mealtime tips, recipes and free resources, visit www.

Scrapbooks can be an inexpenworld considers German cuisine. spreads. sive and simple way to show some- pamperedchef.com/mealtimeminutes or (800) 266-5562.

Weisswurst (white sausages with one you care. Fill a scrapbook with a beer pretzel) are enjoyed in the Most Wonderful Time All Year memories of times past but also symmorning, often with a beer, while bols of future fun, such as pictures of dinner might be soup with liver Try visiting a Web site such as palm trees to symbolize a vacation, (NAPSI)-Knowing how to proper- Shake the box-if you can feel or dumplings, roast pork, sauerkraut www.fedex.com/gifts to design a or photos of bridal gowns if there’s a ly pack and ship baked and perishable hear any movement, add more cushcustomized wall or desktop calendar, and a pile of potato dumplings. goods will help keep all your favorite ioning. wedding in the future.

• Take your pick in London: complete with treasured photos, per Freeze perishable foods completeholiday treats fresh and delicious.

Borough Market’s busy stalls of Here are a few tips from the pack ly and keep in a sealed, durable plastic regional and continental food are a and ship experts at FedEx to help: container. Add dry ice to keep the food microcosm of what Londoners eat.

Place baked goods in a sturdy con- frozen during shipping. Ship the packThere are English and Irish cheeses, tainer and layer wax paper between age overnight, priority or standard. If Scottish beef, Welsh lamb, Devon (NAPS)-An award-winning docu- drives from Western Digital (WD), the baked goods using crumpled paper possible, let the recipients know when cider, Suffolk oysters and more. it will arrive. mentary, “Being Elmo: A Puppe- can protect all your precious digital to fill in any void spaces.

These tasty tips come from Secure the lid of the container to When shipping, Ground or Home assets.

For more information, visit teer’s Journey” tells the story of DK Eyewitness Travel Guides, Delivery services can the body with tape to the genuine “all-in-one” guides Kevin Clash, the creator of Elmo, www.wdc.com. be sent up until Dec. keep it from accidenfor detailed information on food, who dreamed of one day working 17 for delivery by tally popping off. sights, history, entertainment, with his idol, master puppeteer Jim Need to lose a few pounds? Try a Christmas. For last Place the container shopping, transportation, maps, Henson. The documentary is avail- Miraclesuit, made with Xtra Life Lyin a sturdy corrugated minute gift givers, the hotels and restaurants. Known able to watch instantly on Netflix. cra® fiber and Miratex, a fabric that cardboard box and use final day to ship with for rich illustrations, customFor more information, visit www. delivers three times the control of or- newspaper or plastic FedEx Express is Dec. drawn cutaways, floor plans and dinary swimwear fabrics. For more grocery bags to cush23. For more informareconstructions of major buildings netflix.com. tion, visit www.fedex. ion the container tightinformation, visit www.miraclesuit. and museums, they’re available ly in place. com.

Digital storage devices, such as hard com. where books are sold.

Tasteful Guides

Gift Giving Gets Personal

Shipping Baked Goods

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Helping Helping Caregivers Caregivers Manage Manage Stress Stress Helping Caregivers Manage Stress

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Free Free Resources Resources To Help Help Prevent Prevent Foreclosure Foreclosure Free Resources ToTo Help Prevent Foreclosure

(NAPSA)—There (NAPSA)—There is good isnews good news news (NAPSA)—A (NAPSA)—A government government pro(NAPSA)—There is good (NAPSA)—A government pro-profor for caregivers. caregivers.

Resources Resources are availavailgram, gram, available available since since 2009, is helpis helpfor caregivers.

Resources are are availgram, available since 2009, is2009, helpable that that are are designed designed to help to help them them inging homeowners homeowners who are are struggling struggling ableable that are designed to help them ing homeowners whowho are struggling manage manage the stress stress that can can often often with their their mortgage mortgage payments. payments. manage the the stress thatthat can often withwith their mortgage payments.

Yet YetYet Know Know Your Your Home’s Home’s Value Value many accompany accompany their role.

In the In the United United many many homeowners homeowners who could could be be Know Your Home’s Value accompany theirtheir role.

Inrole. the United homeowners whowho could be States, States, more more than than 65 65 million million carecarehelped helped by the by the Making Making Home Home AffordAfford(NAPSA)—Whether (NAPSA)—Whether you’re you’rehelped States, more than 65 million careby the Making Home Afford(NAPSA)—Whether you’re givers givers spend spend an an average average 20 of 20 hours hours able Program Program do do not not know know that thinking thinking of buying, of buying, selling, selling, remodremod-ableable givers spend an average of 20ofhours Program do not know thatthat thinking of buying, selling, remodeach week week providing providing for for people people these these free free resources resources exist. exist. eling eling or or just just wondering wondering about about thethethese eacheach week providing carecare forcare people free resources exist. eling or just wondering about the who can’t can’t fully fully care for for themselves. themselves.

To To inform inform homeowners homeowners about about value value of your of your home, home, you need need to to To inform whowho can’t fully care forcare themselves. homeowners about value of your home, youyou need to While While this this compassionate compassionate actact is is thethe program’s program’s resources, resources, thethe AdAd know know local local market market conditions—the conditions—the While this compassionate act is the program’s resources, the Ad know local market conditions—the emotionally emotionally rewarding, rewarding, it can it can take take Council, Council, in in partnership partnership with with thethe picture picture may may be be brighter brighter than than you you emotionally rewarding, it can take to to Council, in Department partnership with the picture may be brighter than you a toll a toll on on caregivers, caregivers, leading leading U.S. U.S. Department of the of the Treasury Treasury thought. thought. a toll on and caregivers, leading to U.S.and Department of Department theDepartment Treasury of of thought. stress stress and potential potential burnout. burnout. and the the U.S. U.S. To To help, help, thethe home home and and real real There’s There’s a program a program to provide to provide the the stress and potential burnout. andHousing the U.S. Department of To help, the home and real There’s a program to provide the A self-assessment A self-assessment Housing andand Urban Urban Development Development estate estate experts experts at at Hanley Hanley Wood Wood support support thatthat caregivers caregivers need. need.

A self-assessment andrecently Urban Development estate experts at Hanley Wood support that caregivers need. forfor caregivers caregivers (HUD), (HUD), recently launched launched a new a new Market Market Intelligence Intelligence have have a new a newHousing forare caregivers (HUD), recently launched a new Market Intelligence have a new turn. turn.

That’s That’s when when sheshe looked looked Here Here phase phase of their of their are a few a few questions questions to ask to askto to Foreclosure Foreclosure PrevenPreventool. tool.

Visit Visit www.builderonline.com, www.builderonline.com, when she looked Here of their are a about fewabout questions tocaregiver ask to turn.

Foreclosure Preventool.click Visit www.builderonline.com, into into aThat’s program a program called called “Solutions “Solutions yourself yourself your your caregiver tion tion Assistance Assistance public public service service click the the blue blue Local Local Housing Housing Data Dataphase intofor a for program called “Solutions yourself about caregiver Assistance public service clicktab, the blue Local Housing Data Caregivers,” Caregivers,” provided provided through through experience. experience.

Asyour As a caregiver, a caregiver, do do you: you: advertising (PSA) (PSA) campaign. campaign. tab, enter enter your your zip zip code, code, and and you’ll you’lltionadvertising for Caregivers,” provided through experience.

As a caregiver, do you: (PSA)tocampaign. tab,see enter your zip code, anddepicting you’ll James’ James’ former former employer. employer.

•Worry •Worry that thatyour your overall overall According According the to the Q2Q2 2011 2011 data, data, see graphs graphs andand charts charts depictingadvertising former employer.

•Worry that your overall James’Solutions According the Q2 2011 data, see values graphs charts depicting Solutions forfor Caregivers Caregivers is is health health is spiraling is spiraling downward? downward? oneone in 11 in to 11 homeowners homeowners nationwide nationwideStruggling values forand for your your local local market. market.

Struggling homeowners homeowners have have forto Caregivers is health •Believe is spiraling downward? one has in has 11 homeowners nationwide designed designed to provide provide thethe support support •Believe that that thethe only only choice choiceSolutions missed missed twotwo or more or more mortgage mortgage values for your local market.

Struggling homeowners more more options options today today in preventing inhave preventing tocaregivers provide the support •Believe that only choice has payments. missed twoNot orNot more mortgage that caregivers need. need.

Through Through thethe youyou have have is to isthe to provide provide care care fordesigned forthat payments. sure sure where where to turn to turn more options today in preventing foreclosure. foreclosure. caregivers need.

Through the yousomeone? have is to provide care for thatprogram, payments.

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Donovan.

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•Experience •Experience exhaustion exhaustion orcare ordations andand enter enter foreclosure foreclosure without without ever ever plan and discuss Secretary Shaun Donovan.

“Housrecommenphysical concerns? about their mortgage concerns tinue their their work work with with homeowners The program program connected connected Carole Carole depression depression much much of the of the time? time? reaching outout forfor assistance. assistance. ing tinue counselors are ready tohomeowners conwith the whole family.

•Experience exhaustion or dationsThe andreaching enter foreclosure without everTheThe to discuss discuss specific solutions solutions forfor with with a care a care manager manager named named •Notice •Notice that that your your eating eating habits habitsThe new new PSAs PSAs notify notify homeowners homeowners fac-to their workspecific with homeowners program connected Carole depression much of the time? reaching out for assistance.

The fac-tinue their their mortgage mortgage problems.” problems.”for Audrey, who who sent sent a nurse a nurse to their to their have have changed—eating changed—eating more more orwith orAudrey, ing mortgage mortgage trouble trouble that that options options to discuss specific solutions a care manager named •Notice that your eating habits newing PSAs notify homeowners fac“While “While the the housing housing market market is is home home to conduct to conduct an an assessment. assessment. less less than than normal? normal? more or Audrey, other than than foreclosure foreclosure areare availavailtheir mortgage problems.” who sent a nurse to their have changed—eating ing other mortgage trouble that options still still distressed, distressed, thethe AdministraAdministra“She “She checked checked outout James James andand •Make •Make adjustments adjustments to to your your able, able, andforeclosure and thethe sooner sooner they they act,act, thethe“While the housing market is home to conduct an assessment. less than normal? other than are availhishis blood blood pressure. pressure.

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She and wrote work schedule Your Your home home may may be be worth worth more moremore options they have for the tion’s programs have helped to thorough thorough job with with it,”and it,” Carole Carole said. mortgage mortgage industry. industry.

Asfor As a result, a result, Homeowners Homeowners cancan callcall 888-995 888-995 be a becaregiver? aofcaregiver? all my job questions did asaid. establish better standards the amounts time off from work to down than than youyou know. know. newly A newly available availablebest possible outcome.

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Homeowners can call 888-995 mortgage industry. As a result, be a caregiver? than you know. A newly available results results back. back.

After After that, that, everyeveryoptions today today than than ever ever before,” before,” HUD-approved HUD-approved housing housing expert expert to tooptions thethe person person you’re you’re caring caring forfor is isthethe HOPE (4673) to speak with a struggling homeowners have more •Feel like the relationship with “It took maybe two weeks to get online Jonathan tool can help you tell. thing fellfell right right on on intointo place.” place.” said Treasury Treasury Secretary Secretary Timothy Timothy discuss discuss thethe solutions solutions that that arearesaid strained—where strained—where youyou areare increasincreas-thing Jonathan Smoke, Smoke, executive executive back.worked After that, everyoptionsGeithner. today“We than ever before,” HUD-approved housing expert to the ingly person you’reand caring for is the results Audrey Audrey worked with with Carole Carole director “We areare continuing continuing to do to do available available based based on on their their individindivid-Geithner. ingly impatient impatient and frustrated? frustrated? director of of research research forfor Hanley Hanley thing fell right on saideverything Treasury Secretary Timothy discuss the solutions In that are strained—where you are increasSmoke, executive and and James James forinto for fiveplace.” five months, months, propro- Jonathan everything we we cancan to help to help stabilize stabilize ualual circumstances. circumstances.

In addition, addition, •Worry •Worry about about thethe financial financial Wood, Wood, says, says, “Healthy “Healthy markets markets have have worked with Carole Geithner.

“We are continuing doburden available based onwebsite, their individingly impatient and frustrated? director offollowing research for Hanley viding viding support support prior prior to to James James thethe market market andand to ease to ease theto the burden thethe campaign campaign website, MakingMakingcommitment commitment of your of your caregiving? caregiving? Audrey thethe following traits: traits: a growing a growing jobjob andpassing James for five Her months, pro- re-reeverything we can to help stabilize ual circumstances.

In addition, •Worry about the financial Wood, says, “Healthy markets have passing on on struggling struggling homeowners.” homeowners.” away. away.

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Revitalize Your Skin

Treating Eye Allergies In Three Easy Steps

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How To Choose The Right Smartphone (NAPS)—Smartphones make us “smarter” but how smart are we about the smartphone selection process?

More and more people—from soccer moms to hardcore gamers—know they want a smartphone but don’t know how to find the right one.

The good news is that doing your homework before you buy can help you find the smartphone that best meets your needs. Here is the threestep process to help you make the right mobile device purchase.

1. Find the One That Fits Start with the obvious. You should like the size of the mobile device and how it feels in your hand.

Chances are, no matter its features, if you are not physically comfortable using the mobile device, you won’t be happy.

2. Find Your User Profile Before you walk into the store, take a deep breath and identify your profile based on how you will be using the phone and the features you really want and need. Following are a few profiles to get you started— feel free to mix and match: No Frills, Please: You want a phone that lets you talk, text and check your e-mail. Apps, bells and whistles will only confuse things and clutter your phone.

Smart and Social: You like to be connected and want a phone that will help you take social networking to the next level. You also like sharing and comparing the latest eyepopping tricks and features on your smartphone with your friends.

Gaming Guru: You want a phone that lets you get your game on—and that means one with the capacity for rich graphics and streaming video.

Multitasking Maven: You go through life 100 miles per hour and you need a smartphone that can keep up with you. From easy-to-read touch screens to GPS apps, you are looking for a partner to help you multitask on the run without having to recharge.

The good news is that whatever your profile, chances are you can find a phone that matches it.

3. Look for a Smartphone with a Strong Heart!

Processors are the “heart” of a mobile device and literally bring it to life. Not all processors are created equal. Just like our human hearts,

A “Berry” Nice Way To Say Hello To Fall Great Gadget Gifts

(NAPS)—Crisp, cool nights, a harvest moon and two desserts that showcase the fruits of the season. What a wonderful way to welcome autumn. For more recipes using delicious Duncan Hines® and Comstock® or Wilderness® Pie Fillings, visit www.duncanhines.com and www.piefilling. com.

Berry Crumble Ingredients: (21-oz.) can Duncan Hines® Comstock® or Wilderness® Cherry, Blueberry, Blackberry, Strawberry or Peach Fruit Pie Filling you want a processor that allows 1⁄2 cup granola cereal (without you to go farther, last longer and raisins and nuts) do everything you want to do. So 1⁄4 cup butter, softened the key is finding the mobile device 1 ⁄4 cup flour with a processor that will provide 1 ⁄4 cup firmly packed brown sugar longer battery life, an enriched 1 ⁄4 tsp. ground cinnamon mobile experience and ultimate connectivity.

Directions: “Our research has shown consumers are more reliant on 1. Preheat oven to 350°F. Lightly butter four (6-ounce) ramekins or mobile technology than ever and are custard cups. Divide pie filling evenly among ramekins. taking the time to make informed 2. In medium bowl, combine remaining ingredients until a crumbly decisions about their mobile device mixture is formed. Divide topping evenly among ramekins. selection,” said Tim McDonough, 3. Place ramekins on baking sheet to prevent spillover in oven. Bake for Vice President of Product Marketing 30 minutes or until filling is bubbly and topping is lightly browned. Serve at Qualcomm. “To purchase the with ice cream, if desired. mobile products that best meet their White Chocolate lifestyle needs, we believe that more Raspberry Torte and more smartphone and tablet users are considering the processor 1 pkg. Duncan Hines® Red brand when making a mobile Velvet Cake Mix purchase.”

3 eggs Qualcomm’s Snapdragon 1¼ cups water processors are powering the 1 ⁄3 cup vegetable oil extraordinary experiences that 1 cup Duncan Hines® consumers have come to expect Comstock® or Wilderness® from superior mobile devices. They Raspberry Pie Filling help devices do more without having 1 can Duncan Hines® Frosting Creations™ Frosting Starter to constantly recharge the battery, 1 packet Duncan Hines® Frosting Creations™ White Chocolate providing seamless, high-speed Web Raspberry Flavor Mix browsing, e-mail connectivity, GPS, multimedia, best-in-class gaming, 1. Preheat oven to 350°F. Grease and flour two 8” round cake pans. social networking and 4G LTE Prepare cake batter as directed on package. connectivity.

2. Pour into pans; bake 25 to 35 minutes or until toothpick inserted into It is believed that the mobile cake comes out clean. Let cool. community is aware of the 3. Pour packet of Duncan Hines® Frosting Creations™ White Chocolate Snapdragon point of difference. In Raspberry Flavor Mix into can of Duncan Hines® Frosting Creations™ order to enhance the overall mobile Frosting Starter. Stir until evenly blended. In a small bowl, combine 1 cup of experience, leading manufacturers Duncan Hines® Comstock® Raspberry Pie Filling with 1 cup of the White and operators have selected Chocolate Raspberry frosting and mix well.

Snapdragon processors to power 4. Transfer remaining White Chocolate Raspberry frosting to a piping more than 420 of the most popular bag with an open star tip. smartphones and tablets. Plus, it’s 5. Divide Raspberry Pie Filling mixture and spread half on top of each estimated there are 400 additional torte, stopping 1⁄2 inch from the edge of the cakes.

Snapdragon-powered devices 6. Pipe a circle of the White Chocolate Raspberry frosting around edge of currently in development. each cake.

To learn more, visit www.

7. Chill for 20 minutes and serve. qualcomm.com/snapdragon/devices.

(NAPSA)-California avocados are a delicious nutrient-dense fruit. One-fifth of a medium avocado has 50 calories and contributes nearly 20 vitamins, minerals and phytonutrients with no sodium and cholesterol. To learn more, visit www.

California Avocado.com.

Children ages 4 to 8 are 45 percent less likely to sustain injuries in crashes in a booster seat than when they’re in belts alone. Visit the Insurance Institute for Highway Safety at www.iihs.org to select the best-fitting child booster seats.

Some companies actively seek to recruit Gen

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Xers. For example, Guardian Life Insurance Company of America (Guardian) has found Gen Xers a good fit with its entrepreneurial business model of independent sales. For more information, visit www.GuardianLife.com.

If you are getting rid of things that are still in great condition, bring them to an eBay Trading Assistant. Trading Assistants are experienced eBay sellers who will sell your items on eBay for you for a commission-making you money while you clear out clutter. For more information, go to http://ebaytradingassistant. com/money.

On A Budget

(NAPSI)-Playing Santa on a smaller budget can be challenging, but with quality gadget gifts, you can still please everyone on your shopping list without breaking the bank.

Chances are, most of your friends and family already have the highticket electronics they want, such as

a Nintendo Wii or DS, Xbox 360, iPhone or laptop. So help them make the most of what they have with gifts that will enhance, customize or protect their favorite tech toys.

Enhance--Broaden their gaming horizon with family-friendly fun at prices you can easily afford. They’ll shred the slopes all winter long in “Shaun White Snowboarding: World Stage” ($49.99 on Wii). Shaun White has partnered with Target to offer a special-edition version of his latest video game, including exclusive behindthe-scenes Olympic training videos and in-game content. Or pick up modern classics like “Wii Sports Resort” (with Wii MotionPlus, $49.99) and “The Beatles: Rock Band” ($59.99 on Wii, PS3, Xbox 360).

Customize--Reform their tech gear with all kinds of budget-friendly personalized peripherals and stylish accessories. Help your budding rock stars show their personal style with all-new Roxy Earbuds ($19.99) and On-Ear Headphones ($69.99), both available in an assortment of cheerful colors. For the iPod or iPhone enthusiasts on your list, amplify their holiday season with audio accessories like the Skullcandy Pipe iPod Pipe Speaker Dock ($69.99)-a sleek new speaker system that sounds as good as it looks.

Protect--Keeping accessories protected is an easy, affordable way to make sure your gifts keep on giving.

Even someone who has “everything” will appreciate items like protective iPhone covers from Incase ($19.99$34.99), laptop sleeves from Isis Dei and Sumdex ($19.99-$29.99), a Hannah Montana Nintendo DS Lite ProThe Administration on Aging, in cooperation with tective Case ($9.99) or Sony PlayStathe National Association of Area Agencies on Ag- tion Portable Travel Case ($19.99). ing, AARP Foundation and the National Association of States United for Aging and Disabilities, Save yourself a New Year’s headache is developing a National Resource Center for En- and stay on budget this holiday seagaging Volunteers in the Aging Network to serve son. You don’t have to sacrifice time as an aide to organizations interested in engaging over money either-shopping at a store older volunteers. For more information, call (800) like Target allows you to stock up on 677-1116 or visit www.agingnetworkvolunteers. exceptional values in one simple trip. org.

Remember, convenience is bliss and pleasing everyone can be affordable, so relax and get giving.

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October 2012 13

14 October 2012

Grill-Roasted Turkey: A Tasty Twist On Tradition

(NAPS)—If you want a traditional, perfectly carved, Thanksgiving turkey but would like to bring a delicious twist to the meal, then look to chef, cookbook author and James Beard–award nominee Kathy Gunst. She has discovered a way to bring the tradition of the Thanksgiving turkey to the holiday table in an unconventional way.

Every Thanksgiving, Kathy Gunst roasts a turkey in the oven, but one year she had a larger crowd than usual and needed to cook two turkeys. “So, on a colder-than-normal November day, I decided to grill-roast a second turkey,” says Gunst. “The recipe, it turns out, couldn’t be simpler.” Grilling the bird resulted in a picture-perfect glazed turkey with juicy meat and a subtle smokey flavor. “This recipe is nothing short of a revelation. You will not believe how a plain old turkey, simply seasoned with salt and pepper, placed on a hot grill, can have this much flavor with so little fuss,” says Gunst.

Grilled Turkey 1 10–12 pound turkey Cleaned and dried. Salt and freshly ground black pepper, seasoned to taste.

Heat a fire in the grill (charcoal or gas) and cook a small (10 to 12 pound) whole turkey over indirect heat with a minimum of seasoning. Be sure to place a shallow pan underneath the bird atop the charcoal or burner covers to catch the drippings and reduce flare-ups. Grill for approximately 2 hours (use thermometer to check for doneness).

Stuff the bird and/or add an array of vegetables to the grill, like stuffed squash, corn on the cob, or turnips and potatoes for a complete meal. Add your vegetables to the grill 30 minutes or so before the turkey is done.

Once the meat is cooked and cooled the bird is ready for

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carving. “I can’t overestimate how important it is to have a good, sharp knife for carving the bird. It should be very tender and carve easily, but a well-sharpened favorite carving knife will make things that much easier,” says Gunst.

Chef’sChoice® Turkey Carving Tips: Three Easy Steps If you want the turkey you serve “gobbled up” this holiday, avoid hacking the bird by trying these simple carving tips from Chef’sChoice®: • Step 1 Be sure to use a good, sharp knife. Sharp knives are not only safer, they will help you to smoothly cut thin, even slices without shredding the meat. Fortunately, you don’t have to be an expert to put a razor sharp edge on your knife.

Chef’sChoice M130 sharpener professionally sharpens steels and strops all brands and types of knives. Precision guides eliminate guesswork for sharp, durable edges. For help finding a sharpener that’s right for you, call (800) 342-3255 or visit www. chefschoice.com.

• Step 2 After the turkey is cooked (meat thermometer should read 180° F when inserted in the thickest part of the turkey thigh) cool the bird for 15 minutes.

Cooling makes the meat firmer and easier to slice. Remove and set aside the turkey legs and the last joint of each wing.

Make a long, deep (to the bone) horizontal “base cut” into the breast just above the wing.

• Step 3 Slice down vertically through the breast until you meet the original base cut. This will release perfect, even slices.

Following these preparation and carving tips can help make your Thanksgiving a meal to remember.

Banana Bread Gets A Tasty Power Boost

(NAPS)—When thoughts turn to baking and the holiday season, classic banana bread can get a scrumptious new look and nutrition power boost with the addition of sweet, fiber-rich figs and yummy chocolate morsels.

Looking for an after-school snack for the kids, a morning treat to enjoy with coffee or the perfect holiday hostess gift? Chocolate Fig Banana Bread delivers on all counts. Freeze loaves whole or cut into slices and wrap individually in plastic wrap to grab out of the freezer for everyday use.

Although it’s likely to be rare, if there are leftovers, Chocolate Fig Banana Bread can be used to transform bread pudding, French toast and layered ice cream parfaits into decadent holiday dishes to delight friends and family.

Use dark purple Mission Figs or Golden Figs; both work equally well in the recipe and add the same power boost of sweet fruit flavor, fiber and potassium. Keep California Dried Figs on hand for a quick energy-rich snack and sweet addition to salads, side dishes and cereals.

For more recipes, baking tips, figs and fig products, go to the Valley Fig Growers website, www.valleyfig.com.

Chocolate Fig Banana Bread 2 cups all-purpose flour 1 cup granulated sugar 1 teaspoon baking powder 1 ⁄2 teaspoon baking soda 1 ⁄4 teaspoon salt 11⁄2 cups mashed, very ripe bananas (about 4) 2 large eggs 1 ⁄2 cup vegetable oil 1 teaspoon vanilla extract 1 cup stemmed, chopped (1⁄2inch) Blue Ribbon Orchard Choice or Sun-Maid Mission or Calimyrna Figs 1 ⁄2 cup miniature chocolate morsels Adjust oven rack to middle position and heat oven to 350˚ F. Oil 9-x-5-inch loaf pan. In large bowl, whisk together flour, sugar, baking powder, soda and salt. In separate bowl, whisk together bananas, eggs, oil and vanilla. Whisk liquids into dry ingredients, mixing just until blended. Stir in figs and chocolate. Scrape batter into prepared pan. Bake 60 to 70 minutes (cover with foil after about 30 minutes to prevent overbrowning) or until pick inserted in center comes out clean. Cool 10 minutes in pan. Run sharp knife around edge of pan and remove bread from pan to wire rack to cool. Wrap airtight and store at room temperature or freeze.

Makes 1 loaf.

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Winning Ideas For Your Tailgating Season

(NAPS)—For many, football season means tailgating and that’s no accident. Fans have enjoyed the two of them together, literally since the beginning.

It’s believed the first documented tailgating event took place in 1869 during a football game between Princeton University and Rutgers University—the first collegiate football game on record.

Although tailgating has come a long way since then, the practice still centers on one key element—sharing food with friends before the “big event”—whether that’s a game, a concert or even another party.

Doing it Your Way Everybody has his or her favorite tailgate traditions.

For some, tailgating is all about grilling. Others prefer the picnic approach, with appetizers, sandwiches and salads. Regardless of your preference, it’s easy to make your tailgates special this football season.

To help, here are some tips from a family-owned company best known for its line of bread products made from their Original Hawaiian Sweet recipe—King’s Hawaiian.

The Fun Is in the Bun For many, tailgating is all about the thrill of the grill. However, whether you are featuring hot dogs or hamburgers, it’s important to remember that a lot depends on having the right bun.

Whether you are someone who likes to dress your dog with just a spot of mustard or ketchup or you prefer to go all the way on your burger, topping it with tomato, avocado, onion and pickle, never underestimate the importance of the bun.

The key is to find a bun designed to keep all your favorite toppings and flavors together in every bite.

For example, Original Hawaiian Sweet Hamburger Buns are made to deliver a uniquely soft and fluffy texture with just the right touch of sweetness. These hamburger buns are ideally sized for your signature backyard burger, and perfect for the classic “savory and sweet” combination everyone loves.

For the hot dog–lovers at your tailgate, the Hot Dog Buns offer a signature “top-cut” design to keep all your favorite toppings and flavors together in every bite, and are perfect for either hot dogs or grilled sausages.

To make things even easier, there are recipes to please every tailgater on the King’s Hawaiian website, including the Maui Burger: Maui onion, pineapple rings, and a red pepper spice between Original Hawaiian Sweet Sandwich Buns or Hamburger Buns.

Maui Burger Serves: 1 Ingredients 1 King’s Hawaiian Original Hawaiian Sweet Sandwich Bun or Hamburger Bun 1 (8-oz.) Angus hamburger Spicy aioli (recipe below) Your favorite teriyaki sauce 1 slice American cheese 2 oz. thinly sliced Maui or Vidalia onion 2 slices tomato 1 slice pineapple 1 leaf lettuce Pickles and olives to garnish Preparation 1. Place hamburger patty on grill to desired doneness.

2. Toast sandwich bun or hamburger bun on grill.

3. Toast pineapple slice on grill.

4. To assemble burger, spread spicy aioli on each slice of roll; between buns, place hamburger, which has been brushed with teriyaki sauce, then add cheese, tomato slices, lettuce, pineapple and onion.

5. Serve with pickles and olives.

Spicy Aioli 2 Tbsp. mayonnaise ¼ tsp. chili powder, cayenne pepper or shichimi togarashi (Japanese red pepper condiment, available in Asian grocery stores) For more family-favorite recipes, visit the website at www. kingshawaiian.com/recipes or call (877) 695-4227.

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October 2012 15

How Green Is Your Insulation?

(NAPSI)—Many homeowners are looking to boost their energy efficiency and reduce bills by adding insulation. Not all insulation, however, is created equal.

What Makes Insulation Sustainable?

A sustainable insulation not only performs well but is manufactured responsibly. It will reduce your overall carbon footprint with efficient manufacturing and shipping, such as reducing water and energy use at the plant and using special packaging to transport more product in fewer loads. It has limited environmental effect over its life span and has very low or no emissions of volatile organic compounds-an important component of a healthy home. It should also consist of renewable and recycled content, which puts materials to good use instead of being landfilled.

Most importantly, insulation should contribute to a cozy, efficient home.

You can reduce your impact on the environment by choosing products such as CertainTeed’s Sustainable Insulation. This fiberglass insulation saves

12 times the energy the first year as the energy used to produce it and will continue to save energy for the lifetime of a home. With its GREENGUARD Children & Schools certification, this highly efficient insulation helps assure families of healthier indoor air quality.

HOME IDEAS ...

Modern mulching lawn mowers, such as those from John Deere, help the health of the grass and let homeowners reduce their mowing time by 30 to 40 percent by not having to bag clippings.

16 October 2012

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The Legendary “Man In Black” Is Back In A New Documentary (NAPS)—One of the most influential musicians of the 20th century, Johnny Cash, known as “The Man in Black,” would have been 80 years old this year.

Although a country music icon, Cash’s music spanned blues, folk, rock ’n’ roll and gospel, adding to his tremendous multigenerational appeal. His humble farm-boy roots, his rebellious nature and his early, public battles with drugs and alcohol only added to Cash’s celebrity.

His widespread and enduring popularity, evidenced by inductions into the Country Music Hall of Fame (1980), the Gospel Music Hall of Fame (2010) and the Rock and Roll Hall of Fame (1995), also made Cash one of the only artists to sell over 90 million records.

Signing with Sun Studios in 1954, Cash wrote and recorded songs that expressed his passion for life and compassion for others, as well as his rebelliousness and spirituality.

This is especially true of Cash’s signature songs, including “I Walk the Line,” which shot to No. 1 on Billboard’s chart in 1955 and stayed on the charts for an incredible 43 weeks, selling over 2 million copies.

Soon, Cash had performed at the Grand Ole Opry and was touring up to 300 nights a year, supported by an impressive string of hit songs. He also appeared on “The Ed Sullivan Show,” “The Tonight Show” and other popular TV programs.

But success took its toll and by the early 1960s Cash’s first marriage was collapsing and his grueling tour schedule had eased him into drug addiction.

Recorded in 1963, “Ring of Fire,” a song co-written by Cash’s new love interest, June Carter, would become the biggest hit of his career, staying at No. 1 on the charts for seven weeks. Carter would play a pivotal role in helping Cash to overcome his addictions.

In 1967, Cash and Carter ironically recorded “Jackson,” a duet about a married couple whose relationship had lost its “fire.” The song reached No. 2 on the country

Mix And Match (NAPS)—Dressing your kids for school this year may be easier if you mix and match—and mix in some global influences.

Here are a few tips to help make school shopping a snap: • Think layers. Short-sleeve T-shirts are not just for summer. In winter, you can wear them under a solid long-sleeve tee.

• Shop online—it’s easier.

• Buy clothes with similar color themes that can be mixed and matched.

For example, Tea Collection’s sets are a great deal—buy five pieces and get six complete outfits.

• Brighten your kids’ war­d­robes with global trends. Each season, Tea Collection designers visit a different destination and draw inspiration from its culture.

The Fall 2012 Back to School line for kids is influenced by Nordic design and travels to Scandinavia.

For more information, visit www. teacollection.com or call (866) 374-8747.

charts and, after the couple wed in 1968, they picked up a Grammy for Best Country & Western Performance, Duet, Trio or Group.

In 1970, Cash’s recording of Kris Kristofferson’s “Sunday Morning Coming Down” hit No. 1 on the country charts and earned the Country Music Association Award for Song of the Year.

Over the next 30 years, Cash would continue to have numerous hit songs, including his 1985 single, “Highwayman,” which he recorded as part of The Highwaymen, a group formed with Willie Nelson, Waylon Jennings and Kris Kristofferson.

In 2002, Cash recorded a cover of the Nine Inch Nails song “Hurt,” which won an MTV Award and a Grammy and earned Cash three more CMA awards in 2003.

Cash’s extraordinary life, as well as his impact on such artists as Kris Kristofferson, Merle Haggard, George Jones, Grace Potter, Shooter Jennings, Chris Isaak, John Carter Cash, Josh Thompson, Yelawolf and Justin Townes Earle, will be explored when Ovation premieres “Song by Song: Johnny Cash,” an original six-part series that remembers the legendary singer/songwriter through his most popular songs. Check local listings.

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This Autumn’s Designer Must-Haves For Less (NAPS)—When the weather forecast predicts cooler temperatures, the fashion forecast features lots of color in rich hues, bold graphics and textured prints. This season’s selection of on-trend looks incorporates some of the warmest colors including spiced orange, burgundy, red orange and golden yellows in addition to cool shades of teal, jade green, marine and gray.

Want to look your best this season in colorful designer pieces for less? Buyers from T.J.Maxx and Marshalls scoured the globe for fashionable items you want now.

Here are the top stylish trends that T.J.Maxx and Marshalls have identified this season: Ladylike with an Edge: Look for pieces cut with classic feminine details yet with a modern twist. Try a retro-Hollywood glam look such as a jewel-tone peplum dress from T.J.Maxx paired with color-block platform heels from Marshalls. And indulge in fall’s luxe landscape with rich fabrics and dimensional details.

Mix textures—don’t shy away from leather details on pieces like pencil skirts or tailored blazers, layered textiles like lace and studs on this season’s hottest handbags—and work in some fabulous faux fur into your outfit. For an even edgier twist, opt for metallic brocade-patterned pants with a feminine sheer blouse.

Animal Print: Fashion will also take a walk on the wild side this season with bold leopard, zebra and giraffelike prints, some even detailed with leather trim and textured fabric or studs. Take one of this season’s most popular shoes—the smoking shoe—made with black-and-white zebra print as a simple way to elevate any outfit. An animal-print wraparound scarf will not only protect you from the chill, it also pairs well with neutrals for an effortless look. For an evening look, choose a

blue-and-black python clutch.

Navajo: Strong and graphic prints, inspired by American folk art and the modern-day artisan, are due to make a big impression.

Think vintage and free-spirited ethnic prints. Pair autumn warm-tone printed denim from T.J.Maxx and a

lightweight top with suede crocheted booties from Marshalls for the ultimate on-trend look. The most stylish way to transition the season is with an Aztec-inspired wool cape. To complete the look, consider jewelry with mixed metals or a two-toned, braided belt.

If you want to make your summer outfits last, layering is key. Transition a summer maxi dress into fall with a chunky sweater and boots or wear a blazer over your favorite floral top with skinny jeans and oxfords.

Making The Most Of Boomer Volunteers

(NAPS)—While the number of older volunteers who want to contribute their time and talent is increasing, not all organizations are prepared to take advantage of this growing resource.

Often, organizations need to take a fresh look at what this new generation of baby boomer volunteers can contribute. That may mean reconsidering the types of volunteer opportunities they offer, so they can make the most of the mentoring and work experiences these boomers bring.

Fortunately, the Aging Network’s Volunteer Collaborative is designed to help agencies prepare for the influx of boomers and to take full advantage of the volunteers they have.

The Collaborative is a full-ser-

(NAPSA)-Destination America is a TV network that celebrates the people, places and stories of the United States.

Its original series cover such diverse subjects as American food favorites; mysteries and legends; heroes and inLayering is a great way to use novators; and iconic landmarks and warm-weather fashions all natural wonders. To learn more and disyear long. cover whether Destination America is

vice support center designed to help the agencies of the Aging Network engage older adults in meaningful service. Its website provides tools and resources to build a strong volunteer program.

To learn more, visit www.agingnetworkvolunteercollaborative.org.

available in your local area, visit www. destinationamerica.com.

This year, 4-H National Youth Science Day (NYSD) challenges students to take on the 4-H Eco-Bot Challenge.

For more information, visit www.4-H. org/nysd.

(NAPS)—Secure and conve­nient online access to your Social Security earnings and benefit information is available due in part to fraud prevention services that help the U.S. Social Security Administration (SSA).

The SSA uses Experian fraud prevention services to securely authenticate and safeguard the identities of consumers who now have online access to their Social Security earnings and benefit information through the SSA’s new online Social Security Statement.

The Statement is simple and easy to use and provides people with estimates that can help them plan for retirement. The online Statement also provides estimates for disability and survivors benefits, making it an important financial planning tool.

In addition to helping with financial planning, the online Statement offers a conve­ nient way to determine whether your earnings are accurately posted to your Social Security records.

To get a personalized online Statement, people age 18 and older must be able to provide information about themselves that matches information already on file with Social Security. Then, Social Security uses Precise ID , Experian’s fraud detection and prevention platform, to securely authenticate and further verify the person’s identity. Once verified, the person can create a “My Social Security” account with a unique user name and password to access his or her online Statement.

To get your Social Security Statement online, go to www. socialsecurity.gov/mystatement.

SM

(NAPSA)-It’s a smart idea to keep a jar or two of maraschino cherries on hand because these tasty fruits are an easy way to add color, flavor and fun to many desserts, snacks and appetizers. For recipes, tips and more information, visit www.national cherries.com.

Peanut butter is a good source of protein, vitamin E, magnesium and niacin. It’s recommended to choose a natural variety with no hydrogenated or partially hydrogenated oils. Smart Balance® Rich Roast peanut butters are a good choice.

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Tell them you saw it in…The Money Saver News

October 2012 17

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Power Outage Prevention Facts And Myths

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for the Prevention offor Cruelty ments,personal which will help thesuch driver www.aspca.org more to tips on electronics, as MP3 Animals (ASPCA) focus players on safe driving.

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Making Your Family At Home—In A New Home

Tips On Protecting Your Financial Information

(NAPS)—By partnering with financial institutions—such as banks, credit unions and credit card companies—and taking a few easy steps, you can help to protect yourself from fraud.

Guard personal and financial information: Take extra measures to protect your Social Security number. That means not sharing it unnecessarily, not using it as your password and not carrying information with you that contains the number. You should also avoid sharing personal details that are often used to access financial accounts—such as your birth date, home address and mother’s maiden name.

Monitor your accounts: Remember to review account activity regularly, especially during the holiday shopping season, when you may be spending more than usual. By monitoring your accounts online—at your bank and credit card websites—and setting up account alerts that can be sent via e-mail or mobile device, you can spot suspicious activity early.

Notify your financial institution immediately of any unknown or suspicious transactions.

Go paperless: Fraudulent activity can result from mail and garbage theft, so consider switching to online statements.

Online bank statements look and function just like paper statements—you can use them for record keeping and taxes.

When possible, replace paper invoices, statements and checks with electronic versions if your employer, bank, utility provider or merchant offers them. If you have to keep some paper statements, be sure to shred them before discarding, and always shred documents that contain personally identifiable information, such as Social Security numbers.

Recognize fraudulent communications: Fraudsters use a variety of methods to obtain your information: Phishing is when fraudsters send an e-mail that appears to come from a reputable company with links to spoof websites requesting your personal

and account information. Vishing is a phishing attempt made through a telephone call or voice message, and smishing is a phishing attempt sent via SMS (Short Message Service) or text message to a mobile phone or device.

Never share personal or financial information through unfamiliar e-mails, websites, social media networks, text messages or phone calls.

Ensure you’re protected: Check with your financial institution to learn if you’re covered if funds are removed from your account without your permission. For example, Wells Fargo’s Online Security Guarantee provides added protection against unauthorized access to your accounts.

Visit Wells Fargo’s Fraud Information Center at www. wellsfargo.com/privacy_security/ fraud for more tips on how to protect yourself.

Investing In America

(NAPS)—There is a growing trend among consumers across America toward seeking out locally designed and produced products.

Investing in American products is easier than you might think, especially when it comes to quality.

Hunter Douglas window fashions for your home, for example, are designed and manufactured in America and exported to 38 countries on six continents.

Why buy American products?

Here are a few answers: • Stimulates Job Growth: Every dollar spent on American products helps support American jobs.

• American Standards: Local products are marked with a special brand of American excellence, efficiency and service.

• Giving Back: U.S.-based companies that manufacture products throughout the country are well-positioned to give back to their local communities.

Prepaid Cards Offer Families A Financial Solution

(NAPS)—Millions of Americans nationwide prefer the anywhere, anytime convenience of a prepaid card for money transactions versus a traditional bank checking account.

Payroll deposits, tax refunds, Social Security and other government benefits, as well as cash, can be received on a prepaid card.

Consumers store their money, shop online, make purchases at stores and restaurants anywhere, withdraw cash and pay bills electronically, and have access to millions of ATMs worldwide…all without the fear of being overdrawn and without a bank credit check.

Prepaid cards are commonly referred to as prepaid credit cards but function more like a debit card than a credit card. Credit cards extend a line of credit to cardholders, whereas prepaid card users can only spend what they deposit to their card account, which can be done automatically by payroll direct deposit or at any number of retail stores providing money transfer services such as MoneyGram. Many people say it helps them to control their spending and stick to a budget.

The Center for Financial Services Innovation (CFSI) studied

the features and benefits offered by prepaid card companies. The study looked at how consumers use prepaid cards and whether the cards help financially underserved consumers manage their money.

Reloadable prepaid cards function like electronic bank accounts without checks. Consumers load funds on the card and can spend only what they load, limiting the risk of overdraft while providing immediate liquidity. Transaction costs are low and many providers are adding features, including bill payment, money transfer, savings wallets and other new services.

The CFSI study found that such cards have the potential to enhance families’ financial well-being.

Consumers gave several reasons for liking their cards: Convenience: Cardholders do not have to run to different places to cash a check, buy money orders and then deliver payments. Apparently, the feds find them convenient, too. After March 1, 2013, Social Security, veterans and other federal benefits will all be paid either by direct deposit to a bank account or to a reloadable prepaid card.

Accessibility: Branded cards (with Visa, MasterCard, Discover or American Express logos) are accepted universally.

Simplicity and transparency: The fee structures of prepaid cards are easy to understand.

Value: Most customers felt the costs associated with prepaid are lower than what they would incur if they used a check-cashing service or checking account.

Built-in discipline: Prepaid cards provide much of the ease of a checking account with a major advantage—they cannot be overdrawn. No credit check is required.

For more information, visit www. accountnow.com or go call (866) 398-3306 to get a card.

Reduce The Threat Of West Nile Virus Deaths at New High and Climbing

• Eco-Friendly: American companies are consistently renewing efforts to promote environmentally responsible manufacturing. Also, their goods require less transportation than imported ones, which cuts back on carbon emissions.

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(NAPS)—Late summer and early fall are when West Nile–infected mosquitoes are most active, and they will surely add to the more than 2,000 cases and increasing number of deaths already reported. There is one simple step you can take to greatly reduce your risk of contracting this often-fatal disease: Eliminate all standing water on your property.

According to the Centers for Disease Control, this is essential.

Empty any pots, barrels and containers at least weekly. Since the CDC advises that gutters are usually the leading source of standing water,

you may want to consider replacing your gutters with Rainhandler, a system for handling roof runoff that eliminates standing water.

It’s a set of seven aluminum louvers that take the roof runoff and convert it to gentle rain-sized drops, which are spread in a swath three feet wide away from your home. It requires no cleaning or maintenance and there is no ground erosion.

Rainhandler has a one-year, money-back guarantee and a 25-year warranty. To learn more, visit www. rainhandler.com or call 800-9423004.

(NAPS)—Most families choose to make a major household move during the summer months. In fact, nearly 40 million Americans move every year, with the majority of those moves occurring between May and August. But others may be faced with the challenge of moving as the season closes, after school has started. Heeding a few tips from the experts can smooth the transition for unlucky fall movers and help school-aged children easily adapt.

First, host a small gathering with neighbors about two weeks after moving in. The time distances you from the initial stress of moving, yet no one expects everything to be unpacked. Plus, inviting other children to your house makes it less awkward for your child to make new friends. If they’re young, give them moving boxes to play with and serve snacks on paper napkins. Keep it simple, fun and short. Odds are your child will be invited to one of their homes to reciprocate soon after and you’ll have started the ball rolling.

Barbara Miller, an interior designer for kids, recommends making a child’s room look and feel as much like the old room as possible. “In general, moving is stressful. I like to make the new room look and feel as much like the old room as possible,” says Miller.

“You can even paint the walls the same color. Color is a strong sensory trigger and can either comfort or agitate children.”

Older children and teens may want to redecorate their room as part of the excitement of moving.

Even in these instances, Miller suggests that you keep some elements unchanged. “How the bed is situated in relation to the bedside table, clock and light—things that would be routine—should remain the same,” says Miller. “It’s these little things that no one thinks about until 10 p.m. when children are in tears because they’re tired and don’t know where to turn off the light.”

Lastly, schedule your high-speed Internet, digital cable TV and phone connection in advance of the move in a single step at www.cablemover. com. Like most movers, having online access to the nearest carryout options and being able to watch TV shows and play online games on the first day in a new home is critical. Of course, that means you get the time you need to hunt for the missing sheets and coffeepot.

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Study Highlights Factors Behind Fit Communities Across The Country

Worried Coldbrand.

And “As Flua Germs ( N A P About S ) — HPicking e a l t h yUpapparel brand that is communities just happen— focused on providing Thisdon’t Winter?

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yhtlaeH-traeH dooF eduD ek Taming A Snack Attack (NAPSA)—According to the

they’re made. affordable athletic wear, we are Centers for Disease Control and (NAPSA)—With last year ’s That’s a key message new certainly aware of the importance Prevention, 16.9 percent of chilswine flu epidemic still of on athe Healthiest Habitats study released and benefits of living a healthy dren and adolescents ages 2 to 19 minds of Americans, many are recently Sperling’s BestPlaces. years are obese, and the incidence getting flubyshots and stocking up is rising. on anti-bacterial products in an The study, which ranked the Some say constant, unhealthy attempt ward off healthiestto cities in infection. the United snacking is the culprit. All that Despite these proactive steps,of States, allrevealed a number extra fat and calories are adding itfactors remains to becommunities seen if we are these had up to a snack monster that has doing the single best thing to prein common—from the resources become difficult to tame. Fortuvent infection and illness—proper available to residents’ behaviors. ot gninrom eht fo poT" ,gniteerg hsirI ehnately, t ot esthere nopseare r tchealthy erroc ehalternaT hand washing.

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• Hiking and running trailscan that Birthday” twice) to make a rich, infections, including the flu, beare spread byaccessible; hand contact. In an foamy lather that covers all hand readily effort• A to significant cut down on the spread percentage of of the surfaces.

Know when to wash: The cold and flu germs, Genpopulation getting Seventh daily exercise eration, the nation’s leading and following a healthy diet.brand most important times to wash of environmentally responsible hands are after nose wiping or Some Surprises household and personal care prod- sneezing, after visiting the revealed a number ucts,The andstudy maker of a new Hand restroom, before meals and before of results that many find food preparation.

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For on-the-go snacks before Go for the elbow: Refrain “Many people think that city.

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Best of all, it’s available in fact that comes as no surprise More information about the to Gary Barfield, executive vice line is available at www.russell convenient six-packs weighing in at 100 calories per serving. president of the Russell Athletic athletic.com.

The Real Truth About Synthetics

(NAPS)—If you’re like most seals, gaskets or metal. drivers, when it comes to vehicle Myth: Synthetic oils cause maintenance, you use the tomotor vehiclesAward to leak.nomination The first animated movie receive older an Academy oilBest thePicture vehicle manufacturer Fact: inPremium synthetic oils for was “Beauty and the Beast” 1991. It lost to “The Silence of the Lambs.” recommends or rely on the service have a natural detergency that technician for its oil selection. cleans engine deposits. Older or Lately, more and more *** higher-use engines sometimes manufacturers and other car have seals and gaskets that are Pictures must not be too picturesque. care experts are recommending not in—Ralph Waldo Emerson good condition.

If an older synthetic motor oil for new and *** engine has degraded or damaged luxury models. seals and gaskets, removal of Facts And Myths engine deposits may expose *** existing leak paths. A quick rule To help you decide what’s What artyour offers space—a certain breathing room the forengine, the best for car,isconsider some of thumb is to inspect spirit. common myths and facts: transmission and so on for leaks —John Updike Myth: Using synthetic oil will before a switch. *** void the manufacturer’s warranty.

Myth: I can’t justify paying for Fact: The engine does not premium synthetic motor oil. know what the oil is composed Fact: It may even help *** of and “cares” only that enough you save money.

I found I could say things with color and shapes that IHigh-quality couldn’t protection is way—things provided. As I long engine oil such as Royal say any other had nosynthetic words for. as the oil meets the API/ILSAC Purple can —Georgia go two to O’Keeffe three times *** the typical oil change interval. The specs, and any applicable OEM oil specification, the oil will be reduced oil changes will usually warranty compliant. make up for the difference in *** purchase price by itself. (Fewer oil Myth: Once you start with Comedy to be truth. changes You take truth a certainhas kind of based oil youoncan’t canthe also saveand youyou time, put a little curlicue at the end. switch between synthetic and which can be priceless.)

—Sid Caesar nonsynthetic oil.

Perhaps the biggest benefit *** Fact: High-quality, reputable of using high-quality synthetic synthetic engine oils do not lubricants, however, is that the adversely or permanently affect engine gets better protection.

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A sphygmomanometer is used to measure blood pressure.

That means it will not only last longer but perform better over the extended life.

According to a study by Kline & Co., synthetics accounted for about 22 percent of global car oil consumption. In Europe, synthetic motor oils account for most of the market, though the cost is dramatically higher than in the United States.

Learn More Psephophobia is the fear of You can find further facts about voting. synthetic oil at www.royalpurple. com.

-sid ral Taking Control Of YourUp Spending: Budget Basicsrgenbitmnuu Worried About Picking Cold And Flu Germs Tam

by John Addison Stop And •Scrub 20 percent on otherneM .s This Winter?

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32 October 2012

Creating A Backyard Spa Retreat

(NAPS)—The cooler months of fall and winter are a great time to turn your outdoor living space into

a mini spa retreat. Soaking away the stresses of the day can have many mental and physical benefits. To help, here are some tips for enjoying your backyard spa and keeping maintenance simple: • Make your spa a place of refuge and peace. Twinkling candles around the perimeter can set the mood for romance or quiet solitude. Use sturdy pillars, container candles, votives or flameless LED candles.

Or string strands of twinkle lights along the fencing and watch the light dance on the water’s surface.

• Use your digital player or computer to fill the area with your favorite music.

• Surround the spa with pots of fragrant flowers, such as lavender, phlox and roses.

• Try aromatherapy available in bottles or pillow packs infused with numerous aromas. Each aroma is said to offer specific benefits. For example, apple is thought to release feelings of love and wisdom, while honeysuckle is said to sharpen intuition and bring prosperity.

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• Simple stretching exercises, combined with the warm water, can relax muscles tensed by the day’s stress.

• Host a “Girls’ Night In” spa party. Offer herbal-scented skin oils for after-spa application; a tray of steamed, soft washcloths wrapped around sprigs of rosemary for soothing eye packs; and hot-wax treatments for hands and feet.

• For a soft, soothing spa environment, try a brominefree, chlorine-free sanitizer like SpaGuard’s Soft Soak.

• Have a stack of warm towels nearby to make leaving the spa a little easier.

• Hang decorative pegs for robes and use a wood deck box to hold towels and keep slippers dry.

• Preventing problems before they occur can keep your spa sparkling clear so you can enjoy it all season long. Test water regularly and use an EPA-registered sanitizer to protect bathers.

• Proper water circulation is important. Run the circulation system every day.

• Clean the filter every four to six weeks.

• To preserve surfaces and prevent dirt buildup, you can use Off The Wall Surface Cleaner and Spa Guard Cleaning Mitts. Both are designed to work specifically with spa water chemistry.

• Regular draining and refilling is also an important part of spa maintenance. How often you drain and refill your spa depends on how often you use it. Experts advise you to go by this equation: spa gallons ÷ daily bathers ÷ 3 = days between draining.

You can learn more at www. spaguard.com and (800) 932-5943.

Sweet Deeds For Your Community

(NAPS)—Every now and then, we all could use a helping hand.

The simplest gesture from a friend or even a stranger can help boost morale and add a silver lining to an ordinary day. Applying that same principle and finding simple ways to support your community through a good deed can make a lasting difference. Here are some ways you can celebrate the spirit of helping others and get involved in your community. For example: •Grow some good: Put gardening skills to good use by getting involved with a local tree-planting initiative or an urban garden. Trees, plants and gardens not only beautify the areas where they’re planted, they provide oxygen, homes for animals and even fresh herbs or vegetables.

•Pay your fashion forward: Transform clutter into charity by donating lightly used clothing or shoes from your closet. A number of programs provide business attire to people interviewing for jobs as a way to help workers get back on

their feet. Additionally, thrift stores often sell secondhand clothing as a way to raise funds for other programs and nonprofits.

•Share your knowledge: Use your aptitude for reading, writing, math or science to support the next generation of students in their education. Volunteer at a local tutoring center to help children struggling in school.

•Do a good deed each day: Keep your eyes open for the opportunity to open a door for a stranger, mow the lawn for a neighbor or bring a meal to a family with a new baby.

Finally, don’t forget to take a moment and celebrate the good deeds done by your friends. One way to recognize the efforts of others is to become a member of the Sweet Deed Society on the Santa Cruz Organic® Facebook page and nominate a friend who has done a good deed. Participants will also be entered into a grand-prize drawing for a chance to win weekly and grand prizes, including one of two home computer upgrades, awarded as a $2,000 check. To help acknowledge their good deed, nominees can also accept their nomination, join the Sweet Deed Society and be entered for their own chance to win. Visit www.face book. com/santacruzorganic to join.

No purchase necessary.

Promotion open to legal residents of the 50 United States and D.C., 18 years and older. Promotion subject to complete Official Rules available at www.facebook.com/santacruz organic. Void where prohibited.

Helping To Protect “America’s Backyard”

(NAPS)—From Alaska to Flo­ r­ ida, millions of people visit America’s National Forests each year, and with two-thirds of Americans living within 100 miles of a National Forest, these lands truly are “America’s Backyard.”

However, due to damage from wildfire, insects, disease and natural disasters, nearly one-third of the 193 million acres of the National Forest System urgently need restoration.

To maintain and strengthen these vital natural resources, the National Forest Foundation (NFF) has launched a national conservation campaign called Treasured Landscapes to build support for America’s National Forests from coast to coast.

Treasured Landscapes The NFF’s Treasured Landscapes campaign has a goal of raising $100 million. The money raised will be used to take on largescale restoration projects at 14 ecologically significant and iconic locations while supporting hundreds of community-based conservation efforts at national forests and grasslands across the country.

The campaign offers multiple opportunities for individuals and

families to get involved in the enjoyment and restoration of “America’s Backyard” by lending support, volunteering time or just signing up to follow campaign updates.

The campaign targets America’s National Forest System, which: • includes 155 national forests and 20 national grasslands in 44 states; • hosts more than 200 million visitors annually; and • creates a positive economic impact on surrounding communities, including 223,000 jobs.

The Foundation works to replant wildfire-burned areas,

restore streams and fish habitat, and improve trails to improve the health and vitality of our public lands.

Challenges To Public Lands “Our nation’s public lands face unprecedented challenges to their health, diversity and vitality,” said Bill Possiel, president of the NFF. “The health of America’s National Forest System contributes to everyone’s quality of life—from the millions who rely on drinking water from the National Forests to the clean air that the forests produce.”

To learn more and become a Friend of the Forest, visit the website at www.friendsoftheforest.org.

“Friends” receive updates and communications, with photos and stories about our National Forests and Grasslands as well as opportunities to take part in handson volunteer projects restoring popular forest areas.

You can stay connected by following the Foundation on Facebook at www.facebook. com/ NationalForestFoundation, on Twitter at www.twitter.com/ nationalforests and on YouTube at www.youtube.com/natlforests.

(NAPSA)-Great recipes and baking tips to help your whole family enjoy baking together are at the Fleischmann’s Yeast website, www.breadworld.com.

The frozen food aisles of the grocery store offer nutritious, delicious, convenient options. In celebration of March National Frozen Food Month, the National Frozen & Refrigerated Foods Association created a $10,000 Sweepstakes that runs through the end of April. To enter and for rules and details, visit www.EasyHomeMeals.com.

NAPS)-Since its first vintage just over a decade ago, MacMurray Ranch has quickly built a reputation as one of Sonoma County’s most celebrated wine producers. Get wine tips and MacMurray family recipes at www.macmurrayranch.com.

Pot roast is easier to prepare than you might think, and it’s simple to customize by using different beef cuts, seasonings, liquids and vegetables. Plus, sandwiches, soups, tacos and hardy salads are among the possibilities for leftovers.

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Take The 26/81 Challenge

Advice on Exercise Goals & Techniques

(NAPS)—If you have a daily exercise regimen in place, you’re already off to a great start. If not, consider taking the 26/81 Challenge.

Get active for 26 minutes a day for 81 days.

That’s what Mike Ehredt is encouraging us all to do. The 26/81 Challenge had small beginnings—the concept started at Mike’s local fitness club in Hope, Idaho. But the buzz is catching on. Whether it’s walking your dog around the neighborhood, taking a class at the gym or hiking the trails, take the challenge and start living an active life.

An Inspiring Example Mike Ehredt, age 51, is taking the 26/81 Challenge to the extreme by continuing his journey of running more than a marathon a day—around 26 miles each day—for 81 days. He runs to honor fallen U.S. Military service members of the Afghanistan War for his Project America Run II. Ehredt’s running odyssey began at the Canadian border just north of International Falls, Minnesota on August 23rd, and continues all the way to Texas, at the Gulf of Mexico. He will plant a flag bearing the name, age, rank and hometown of each fallen U.S. Military member at every mile of his journey.

“There is no statement to be made,” says Ehredt. “No political message, just a personal tribute and a gift of thanks to those who have served our country.”

How He Does It From his long athletic career to his work as a personal trainer, this Army veteran and retired postal employee has learned that big dreams are achievable by setting goals, training, and taking care of your body.

In addition to practicing good hydration, proper nutrition and getting plenty of sleep, Ehredt will use a number of Hyland’s products—including Arnica 30x and Bioplasma Sport for replenishment and recovery and Leg Cramps to ease symptoms—during his long journey across the states.

These all-natural homeopathic products can be useful remedies as you train and set goals to boost physical stamina. They are effective solutions for aches and pains without the side effects that can come with stronger medicines. These statements are based on traditional homeopathic practice.

They have not been reviewed by the Food and Drug Administration.

Learn More For more information on these products, visit www.hylands.com. To learn more about Ehredt and Project America Run II, visit betheredothat. hylands.com.

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October Specials from Lisa & Brian Pepper

34 October 2012

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You Can Add Flair And Function To Your Rental

(NAPS)—There’s good news for people who rent. With a little creative thinking and some innovative products, rental properties can be warm, welcoming, workable and wonderful.

Here are some tips on how to get the most out of your space.

Be Colorful Many renters are stuck with neutral walls due to harsh paint restrictions, so build your color palette with furniture and accessories.

Bright slipcovers transform living room furniture into statement pieces that pop against white walls. Patterned accent pillows, fresh flowers and colorful accessories add even more depth to your design.

Create an Entryway In an apartment or small home, full-sized foyer closets are a rarity.

By placing a ClosetMaid® 3-Cube Bench near your front door, you can create your own stylish “drop zone” for keys, shoes and bags. Try adding wall hooks above the bench for jackets, and use a tall pot or basket for umbrella storage.

Scale Back

Tips On Feeling Safe And Secure At Home

When a Realtor shows a rental property, he or she often stages it with small furniture to make it look larger. Try this trick when designing your space. Choose small slim pieces as opposed to heavy oversized furniture to create the illusion of more space and use glass tables, which let light pass through them.

Customize Closets One of the most frustrating things about renting can be the lack of storage space. Many rental property closets only offer a single hang rod and shelf. To organize closets without installing permanent shelving, try ­ClosetMaid Stackable Storage products. These freestanding units can be stacked to add drawers, shelves and shoe storage and are easily taken with you when you move.

Score Energy Savings With Silicone Caulk

(NAPS)—Cold weather means it’s time for two activities: fantasy football and home maintenance.

This year, manage your home improvement projects—like sealing gaps and cracks—the same way you manage your fantasy football team.

How? Add top picks like silicone caulk to your home weatherization product lineup and ignore poor performers like acrylic caulk.

Acrylic caulk may get you the first down, providing savings for the present, but silicone caulk is the lasting solution that scores energy savings season after season.

Block Air Leaks Gaps and cracks around the home lead to air leaks that can blitz your wallet and cause energy bills to soar.

According to the U.S. Department of Energy, you could save up to 10 percent on energy bills by simply air sealing your home. Look for gaps and cracks in all susceptible areas—windows, doors, siding, trim, molding, baseboards, vents, around wires/pipes, attics and basements.

A silicone caulk like GE Silicone II Window & Door is an all-pro defensive blocker for sealing these areas because it is permanently waterproof and weatherproof, meaning it will never break down and sacks air leaks before they rush your home. Acrylic caulk, on the other hand, succumbs to a punishing ground game. It can degrade over Kwikset Home Connect can protect time when exposed to harsh weather your home by integrating a home and freezing temperatures, leaving automation system to monitor who gaps for air and water to seep enters and exits your home from your through and energy to escape.

Tackle Harsh Weather smartphone or Internet connection.

Damaging outdoor elements 5. Remember to protect your spare key and your goods. Leave challenge your home throughout the one with someone you trust. Never year, but these harsh conditions are leave it on the property. Keyless no match for silicone’s outlasting entry locks with electronic keypads are another option to consider.

Learn More You can learn more about locking (NAPSA)-The MetLife Mature Marin safety and security at www. ket Institute, the company’s center kwikset.com and (800) 327-5625. of expertise in aging, longevity and the generations, has resources and tools available to assist older adults You may be surprised to learn you can reduce large amounts of trash by put- and caregivers with combating elder ting virtually any type of food-even bones-down a food waste disposer with financial abuse. They may be downadvanced grinding capabilities, such as InSinkErator’s Evolution Excel® loaded from www.MatureMarketInwith three-stage grind technology. Learn more at www.InSink Erator.com. stitute. com. Metropolitan Life Insur(NAPS)—If you are like most homeowners, you know that few things are as satisfying as the sense of security that comes from being in your own home. For many, that’s a feeling that comes from being able to close the door, turn the key and relax, knowing the dangers of the world are locked away.

A recent survey found that 70 percent of American homeowners say having deadbolt locks on their entry doors makes them feel safe and secure when at home.

The survey also revealed that 44 percent of respondents feel that having more than one deadbolt lock on their entry doors makes them feel safe and secure when at home.

Kwikset, the leader in smart, simple security, conducted the Harris Interactive survey to learn more about what makes Americans feel safe in their homes.

Tips to Feel Safe and Secure at Home To help you and your family feel safer in your home, here are five simple safety tips from the experts at Kwikset: 1. Not all locks are created equal. Make sure you have quality locks. For maximum safety, choose high-security locks. For example, look for locks that feature BumpGuard technology, such as the Kwikset SmartKey Deadbolt, which protects against drilling and picking.

2. Light it up! Illuminate your home, inside and out. A timer or solar-powered light on the front, back and side of a house makes it more difficult for burglars to hide and gives the impression that someone is home. Install a lamp or TV timer when away so it appears someone is inside after dark.

3. Mow your lawn already!

Overgrown grass is a sure sign that no one is home. Don’t give the impression that your house has been left vacant for an extended period of time.

Did You Know

4. Don’t brag about your vacation. Think twice before posting upcoming trips on Facebook or Twitter. According to a study out of the United Kingdom from Credit Sesame, approximately 78 percent of ex-burglars use Twitter, Foursquare and Facebook to single out empty homes.

A good way to counter the technology used by the bad guys is to upgrade your own equipment.

Using wireless technology like

For more ideas about how to make your rental workable, visit www.ClosetMaid.com.

flexibility. Silicone caulk can stretch and compress without cracking, and fills the crack just as it did when first applied to keep air leaks from returning.

Silicone is shrink-proof, impervious to all weather conditions and won’t be benched with costly cracks. Acrylic caulk, however, fumbles home protection in the presence of tough opponents. It can lose flexibility in freezing temperatures and crack over time.

Extreme heat and the sun’s UV rays can also cause some acrylic caulk to dry out, crack and crumble. This can lead to gaps and cracks around your home that let energy out and water and snow in, resulting in water damage, mold growth and higher energy bills.

Silicone is the player that will help you score lasting energy savings. Poor-performing acrylic caulk can leave you with a losing season. Add silicone caulk to your team now. Find out more at www. caulkandsave.com.

ance Company, New York, NY 10166 Young entrepreneurs can set up a lemonade stand as part of a program designed to help the Toy Industry Foundation give the gift of toys and play to children in need. Learn more at www.

Makea StandforKids.org.

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Fall Fashion Forecast From Leading Celeb Colorist

(NAPS)—When it comes to hair color trends, the theme for fall and winter is out with the old and in with a more natural hue.

That’s the word from expert hair colorist Rita Hazan, who believes the changing season is the right time to move on from the bright, bold colors of spring/summer 2012 to warm, rich shades of brown, blond and red. She says that’s because natural and beautiful single-tone colors will help you make a striking and sexy appearance this season.

Over the past 15 years, Hazan has become recognized for setting beauty trends and helping to invent fresh new looks for her celebrity clients. She has created signature colors for such A-list talent as Jessica Simpson, Katy Perry, Beyoncé and Jennifer Lopez, just to name a few.

Rita Hazan’s clients often ask her how to keep their hair color looking fresh and vibrant in between salon visits.

Here are a few suggestions: • Apply a deep conditioner a few days before coloring.

• Avoid harsh shampoos. Always opt for products designed for color-treated hair.

• To maintain and prolong hair color vibrancy, use a hair gloss in between color treatments.

For example, Hazan’s new Foaming Color Glosses are designed to function like lip gloss for the hair by putting shine plus a hint of tint back into your hair and keeping it healthy, silky and smooth.

Winner of the “Best At-Home Hair Color Treatment” at the 2012 Women’s Health Beauty Awards, the product works best if it’s used starting right after you have your color done. Hazan recommends that following your color appointment and beginning with your first shampoo, use her Foaming Color Gloss in the shower to prolong the life of your color and maintain lustrous locks until your next appointment. The glosses work by boosting hair tone, protecting the color, and adding shine and hydration.

And you don’t need to go to a salon to use it. Just apply the product in the shower after shampooing. An application only takes three minutes.

Available in three formulas—Enhances Golden Tones, Tones Down Brassiness and Ultimate Shine—the product helps protect color from fading or brassiness and helps develop warmth and richness in your color tone.

Gentle and lightweight, the formula is ammonia, sulfate and paraben free and it is safe to use on keratin-treated hair or Brazilian blowouts.

To learn more, visit www.RitaHazan. com or call (212) 586-4343.

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Tips On Taming A Computer For More Speed, Less Trouble (NAPS)—Most people depend on personal computers for so much in daily life and when the computer seems sluggish, unresponsive or just generally underperforming, it can lead to frustration. Fortunately, if your computer is misbehaving, there are five simple steps you can take to help get it back up to speed.

1. Defrag Your Disk. Computer hard drives get fragmented when programs are installed and uninstalled and files are added and removed. The files end up scattered around the hard drive so it’s difficult for the drive to find everything you want in a timely manner.

The built-in disk defragment tool can keep your computer running efficiently.

2. Stay Healthy. Just like humans, when a computer has a virus or is infected with spyware, it becomes sluggish and performance suffers. Keep your antivirus program up to date and fight off cyber attackers. Run a full system scan every three to six months. Install an antispyware program, too.

3. Don’t Be a Digital Hoarder.

Whenever you install software updates, download images, save music files, edit documents or browse the Web, your computer accumulates files and programs, most of which are unnecessary. Use the built-in uninstaller to remove those unneeded files.

4. Blow it Out. Over time, the inside of your computer will accumulate a “blanket” of dust, which may result in a temperature rise inside your computer case. Open your computer case and blow out the dust using a canister of compressed air. Be sure to blow air through all fans in order to thoroughly clean them.

5. Upgrade Your Memory. Many computer performance issues can be resolved with a do-it-yourself (RAM)

memory upgrade. Anytime you open your e-mail, surf the Web, watch a video, type a paper, play a game or just plain turn on your computer, the computer is using its internal memory. When a computer does not have enough internal memory to properly run its programs, it becomes slow and unresponsive.

Installing computer memory is a fairly simple process that requires no special tools or skills. However, finding the correct upgrade can sometimes be confusing as there are hundreds of thousands of options to choose from.

Crucial.com makes finding and installing the correct memory upgrade simple with free, easy-to-use online tools designed to help you quickly find a compatible memory upgrade. Using the Crucial Memory Advisor™ tool, you choose your computer make and model from a drop-down menu to see recommended memory upgrade options.

Or, use the Crucial® System Scanner tool to automatically scan the computer to determine the current memory and view recommended compatible upgrades.

Visit www.crucial.com for more tips and information on getting your computer back up to speed!

Getting The Most Out Of Online Class Experience

(NAPS)—Whether you’re a first-time college student or well into a degree program, chances are you have considered taking an online class. You’re not alone.

According to Pew Research Center, more than three-quarters of college presidents say that their institutions offer classes online and an estimated half of all those who graduated college in the last 10 years say that they have taken an online class.

Online classes offer flexibility and access to rigorous academic programs for students whose schedules make it difficult to be in the physical classroom. So how can you make the most of your online learning experience?

It comes down to personal commitment, said Nicole Cabrere, Ed.D., senior vice provost for Strayer University, which offers online undergraduate and graduate courses to students worldwide.

“It’s amazing what can be taught online; courses from business to writing, even biology and how to dissect frogs,” said Dr. Cabrere. “As a society, we’re adapting to rapid advancements in technology, and our education reflects that.

“The key is to apply personal commitment and recognize that online programs require the same focus and discipline as

campus-based classes.”

Dr. Cabrere offers three tips for making your online learning experience a success: 1. Manage your time. In addition to the time you spend reviewing course materials and preparing assignments, you may have to build in time for live online discussions, viewing taped lectures and interacting virtually with classmates. It’s important to understand the various requirements of your class and work them into your schedule.

2. Participate. “The fact that you are not in a classroom setting shouldn’t take away from your active participation,” she added.

“To ‘raise your hand’ virtually, e-mail thoughtful questions to your professor regularly, participate in online chats and distribute helpful articles or other resources.”

3. Network. Get to know your classmates and professors.

Hold study sessions virtually through video chat services or in person with classmates in the area. Strayer University lets students connect with each other further by hosting Facebook pages for various communities such as writers or geographic areas. Your fellow students can share insights into occupations you’re interested in. Be sure to

• Take a first aid or CPR class.

• Teach children their basic personal information so they can identify themselves if they become separated from a parent/ guardian.

• Plan a place where your family can meet in the event of an emergency.

Educate And Inform Even with a disaster plan and preparedness kit in place, you are not fully prepared unless every family member is informed about the plan—and the potential for disasters.

Once you’re aware of the type of disasters that can occur in the region where you live, find out if there’s a “season” or time of year when these events are most prevalent.

For more information about Etón Corporation or the FRX Series of selfpowered safety radios, visit www.etoncorp. com.

add them to your professional network.

Before enrolling, Dr. Cabrere suggests, students should become familiar with the computer and space that they will use to take their online class. “Unless you are in a highly technical program, you will need basic computer skills to navigate an online class. If you run into trouble, don’t be afraid to ask for help and raise that ‘virtual hand’ at any point.”

For information about Strayer University’s online and oncampus academic programs, visit www.strayer.edu.

Tasteful Ways To Make Your Kitchen Last

Being Prepared For Mother Nature’s Extremes

(NAPS)—Whether it is a hurricane, tornado, earthquake or extended blackout, unexpected situations created by Mother Nature can happen anytime, anywhere.

A recent national study found that while most Americans have experienced an emergency or severe weather situation, over half do not have an emergency kit at home and one third don’t believe they need one.

To help, the preparedness experts at the Etón Corporation, a leading creator of highperformance, green-powered consumer products and the sponsor of the study, recommend a few steps you can take to better prepare for the unexpected: Make A Preparedness Kit That Contains The Following: • Bottled water and nonperishable food • Extra clothes and blankets for each family member • First aid kit • A self-powered emergency radio and flashlight combo, such as one from the Etón FRX Series. An AM/FM/NOAA radio will keep you informed, while the rechargeable battery (recharged via solar panel or hand crank) ensures you never run out of light or power. More advanced radios, such as the FRX 3, can even charge mobile devices via a USB port on the device.

Create A Disaster Plan • Get together with family, friends and neighbors to discuss what disasters or emergencies could happen in the area and figure out the best plan for the community.

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(NAPS)—According to U.S. Census Bureau reports, Americans are not moving from one home to another nearly as much as they used to.

For many, that means it’s important to make sure the home they’re in—and particularly the kitchen— is built to last. Fortunately, there are a number of ways to do that. For example: • When you get down to it, a porcelain floor may sound fragile, but because these floor tiles are fired at an extremely high temperature, they’re remarkably durable, lasting for decades and impervious to water, foot traffic and other things that can floor a floor.

• Take your counters for granite. These not

only look good, they’re resistant to heat and stains, very low maintenance and last for a very long time.

• Consider laminate for your cabinets.

Laminates are low in cost, nonporous—which is important when it comes to safe food preparation— easy to clean and available in a rainbow of colors and styles.

• It’s great to be good to your grout. If your backsplash is tile, seal the grouting so it can stand up to water.

• Up against the wall, it pays to put the best paint possible. The higher the quality, the longer it’s likely to last.

• Be smart about the sink. It’s probably the most-used appliance in the house and often has to take a lot of abuse—but it can still be stylish. For example, you can get a stone composite sink made of a patented material that resists chips, stains, heat and the effects of everyday kitchen use and comes in seven attractive shades.

Durable and reliable, it’s 80 percent granite for the look and feel of natural stone and 20 percent a patented formula that makes it even stronger than the countertop around it. Each sink comes with a lifetime warranty so you can buy with total confidence.

Called Silgranit II and available from Blanco, the sink is colored all the way through, so it won’t fade, even in direct sunlight, and is resistant to food acids. The advanced surface technology means it’s nonporous, easy to clean and extremely hygienic.

What The Expert Says As Susan Serra, certified kitchen designer, says, “I’ve lived with Blanco sinks for well over 20 years.

I’m most impressed with Silgranit II.” Learn More You can learn more online at www. blancoamerica.com or by calling (888) 668-6201.

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Take Advantage Of The Benefits Of Credit Cards And Debit Cards

(NAPS)—While consumers have become savvy when it comes to managing their money, many could take greater advantage of using either a credit card or a debit card by better understanding the benefits of each.

Below are considerations to help individuals choose for themselves when the benefits of using a credit card outweigh those of using a debit card, or vice versa.

Benefits of Debit Cards: • Withdraw Cash When Making Purchases—Debit cards not only allow access to cash from ATMs, but also the ability to withdraw money when making a purchase.

• No Balance Due at Month’s End—Charges made using a debit card are pulled directly from a checking account and not added to a credit card balance. Some consumers like the freedom of not worrying about a balance at the end of the month and are able to better establish a monthly budget.

• No Due Dates—To avoid interest charges, credit card users must pay close attention to due dates and pay off their balance.

Debit cards, on the other hand, pull money from a checking account immediately, eliminating worry about when a balance will be due and any interest that could result from missing the payment due date.

Benefits of Credit Cards:

• Earn Rewards on Daily Purchases—Many credit cards earn rewards. And if consumers pay off their credit card when the payment is due, no interest will accrue on

everyday purchases such as gas and groceries.

• Building Credit History— Using a credit card responsibly may help to build good credit, which may make it easier to get loans and better interest rates.

• Funds to Make Large or Unexpected Purchases—Whether it’s a large purchase, such as new furniture, or an unexpected expense like a last-minute home repair, credit cards offer access to spending limits typically greater than one’s checking account balance.

Australia—A Country So Unique It Has Its Own

(NAPS)—From world-class cities to natural wonders, Australia is home to stunning landscapes, immersive nature and the friendliest locals around. With a country as big as Australia and with so many travel options, most can’t wait to visit, but get overwhelmed and don’t know where to start planning.

To make trip planning fun and easy, Tourism Australia has created a suite of tools, including an inspirational film found on www.Australia.com that features highlights of Australia’s top destinations and an interactive tablet app that takes you further into the stories in the film in a unique, memorable way.

The innovative new tablet application “There’s nothing like Australia” is compatible with iPad and Android™ and is presented in the form of a rich interactive coffee-table book about Australia.

The multimedia content takes you through journal entries about 13 “best of Australia” destinations, providing information on worldclass experiences, attractions and places to stay using striking imagery, full-screen integrated video and an itinerary planning tool.

The app takes explorers through the sights, sounds and experiences of Australia. For example, on the Great Ocean Road, surf, meet kangaroos on the golf course, hike near waterfalls and get personal with a koala. Tilt your iPad back and forth to fly a helicopter over the worldfamous Twelve Apostles.

To learn about the world’s oldest culture, embark to Uluru on a voyage of self-discovery at the world’s largest monolith—an iconic symbol of the Australian outback.

Experience tours with the traditional custodians of the land, the Anangu.

For another look at the outback, The Kimberley is nearly the size of California, but offers a bush and coastal experience. At El Questro Wilderness Park, experience majestic waterfalls like Amaroo Falls that are still being discovered and fish and fly over the extraordinary vistas of the tiger-striped Bungle Bungles.

Feel like visiting Kangaroo Island, which is known as a “zoo without fences”? Here, you can pet a baby kangaroo, meet a seal on the beach, and luxuriate at one of the world’s finest resorts, Southern Ocean Lodge.

Ready to head to Australia?

Download the “There’s nothing like Australia” app from the iTunes store or visit www.australia.com for more information about Australia.

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Employment Eligibility

(NAPS)—If you’re hunting for a job, you’ll want to use every tool • Security Benefits—Credit you can to ensure that everything is cards offer the security of funds not in order. being tied directly to a checking Here’s How account, as they are with debit cards.

Self Check is a free, InternetSo if fraudulent activity occurs, the funds in a checking account are based service that can be used by not depleted. However, Fifth Third anyone in the U.S. over the age of Bank’s new DUO Card, which is 16 to confirm his or her employment the first and only option available to eligibility. Self Check is now combine the benefits and features of available nationwide in both En­glish both a credit card and a debit card and Spanish. It gives workers access into one, allows consumers to use to confirm the same records that a debit card without sacrificing this employers check in E-Verify. security feature. With this card, only If a mismatch occurs with your transactions made using a security employment eligibility records, it PIN are tied directly to a checking account (i.e., debit purchases), tells you how to resolve that issue own employment eligibility.

Learn More which adds an additional layer of before you meet your next employer.

For further information, you can Self Check is part of E-Verify, a protection.

The decision as to when to use Department of Homeland Security visit www.uscis.gov/selfcheck and a credit card versus a debit card is program. E-Verify is used by many www.radioonesource.com/19342/ a personal one, as there are benefits employers to verify the employment selfcheck.html or call (888) 897to both, and no two people manage eligibility of new employees. With 7781. their money in exactly the same way. Self Check, workers can check their With options like Fifth Third Bank’s DUO Card, these personal decisions Preserve Tapes, Movie Film, Slides And Photos: are that much easier—with the Five Tips For Treasuring Memories security, convenience and flexibility (NAPS)—Produce isn’t the movie film reels, and photos for of both a credit card and a debit card only perishable in your home— digital conversion. Promotions all in one.

For more information, visit memories are at risk, as well. With abound during the winter shopping www.my53card.com/DUO or a the introduction of new cameras season, so watch out for nearby Fifth Third Banking Center in the and photo services every year, sales. following states: Ohio, Florida, taking proper precaution and care of 5.

Recycle your old Georgia, Illinois, Indiana, Kentucky, your growing collection of videos, electronics—Most cities offer safe, Michigan, Missouri, North Carolina, photographs and slides is key to sustainable recycling stations for Pennsylvania, Tennessee and West treasuring these captured mo­ments equipment. Check listings for a Virginia. forever.

Rest assured—resources abound for digitally preserving your memories to make them last. Revisit your nostalgia and read on to get started: 1. Convert your tapes be­ fore they deteriorate—for VHS and most camcorder tape formats, color and sharpness can be lost within just a few years.

2. Wow your loved ones by pulling together old photos, images and videos into personalized DVDs—a great gift for any occasion.

3. Ship images and videos directly to sites such as YesVideo’s location nearby.

(NAPSA)-To learn about the homeConverting digital media can be a buying process, visit My First Memory Safe service that transfers, Home at www.wellsfargo.com/ my- protects and hosts your memories for tricky thing—but be sure to preserve your memories before it’s too late. firsthome. This free, self-directed sharing with friends and family.

4. Visit the photo station For more tips and tricks on how tool takes a potential homebuyer through all aspects of the homebuy- at CVS, Costco, Sam’s Club, to keep your old photo and video ing process, from learning about Walgreens, Ritz Camera, Walmart memories alive, visit www.yesvideo. home loans and what to expect dur- or Rite Aid to drop off your tapes, com/faq.aspx. ing the application process to deciding if it’s the right time to buy.

You can get more out of a gallon of gas-50, even 70 mpg-when you travel by motorcycle or scooter, says the Motorcycle Industry Council. To learn how to get into motorcycling the right way, visit www.motor cycles.org online.

Most insurance and credit card companies won’t cover moving truck rentals under existing policies. You may feel more confident knowing that Penske Truck Rental offers free 24/7 emergency roadside assistance.

More facts and tips are at www.PenskeTruck Rental.com.

Grilled Fruit with Apple-Maple Syrup is a warm-weather treat. Brushed with a blend of Apple Nestlé Juicy Juice All Natural 100% Juice and pure maple syrup, this grillable dessert made with peaches and pineapples is excellent with vanilla ice cream.

(NAPSA)-You can find special deals on ice cream at the grocery store with the National Frozen & Refrigerated Foods Association’s June/July Summer Favorites Ice Cream & Novelties promotion. For recipes and tips and a chance to win coupons, visit www.

EasyHomeMeals. com or www.facebook.com/Easy HomeMeals.

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Relax: It’s Good For You than half of all U.S. workers have unused vacation time, wasting an average of nearly 70 percent of their allotted time off.

That may be one reason for the appeal of vacation ownership, otherwise known as timeshare: It provides a guaranteed vacation each year and helps you stay committed to taking that muchdeserved break. In fact, timeshare enjoys an owner satisfaction rate of 85 percent and an occupancy rate that outpaces hotels by nearly 20 percent, according to the American Resort Development Association.

Other benefits of vacation ownership include: • No Vacation Planning Hassle. Timeshare owners know they already have an excursion planned and paid for that they will enjoy.

• Consistent Vacation Experiences. One of the most common reasons for making a timeshare purchase is the desire to replicate a truly great vacation experience. After an enjoyable stay at a resort, timeshare owners want the peace of mind that comes in knowing they can count on a

similar experience year after year.

• Variety When You Want It. For timeshare owners that thirst for travel adventures beyond the property they own, vacation exchange companies offer a world of possibilities. For example, RCI, the global leader in vacation exchange, offers vacation options at more than 4,000 resorts in some 100 countries.

• More Space to Roam.

Timeshares are typically more spacious than hotel rooms and offer many homelike amenities such as a fully equipped kitchen, dining room and living room. This can ensure plenty of space to relax and unwind and is particularly helpful for families and groups traveling together.

Those considering vacation ownership can learn more at www. vacationbetter.org or can even sample the timeshare experience firsthand before they purchase by booking a stay through Endless Vacation Rentals at www.evrentals. com, which lets consumers rent available units at resorts around the world.

Bringing Treatment For Eye Wrinkles Into Focus

(NAPS)—When women worry about wrinkles, they worry about wrinkles around the eyes. That’s a key finding of a recent survey conducted by Kelton Research. According to the survey, about half of women are most worried about wrinkles around their eyes.

To help, dermatologist Dr. Ava Shamban answers a few common questions about eye wrinkles.

Q: What causes fine lines and wrinkles around the eyes?

A: Fine lines and wrinkles form due to a breakdown in (NAPS)—If rest is the best collagen and elastin—the skin’s medicine for a hectic lifestyle, then a support structure. Repeated routine escape may be just what the movements, sun damage, doctor ordered. Regular relaxation smoking and, of course, natural can stave off burnout, enhance job aging can all cause wrinkles. performance, strengthen bonds Q: What options do with loved ones and relieve stress dermatologists offer to reduce in long-lasting ways. So the next the appearance of crow’s-feet? time you reach for your calendar to A: Dermatologists offer many tack on another task, it may also be options such as injectables, wise to ink in some vacation time. which replace lost volume and If you’re like most Americans, restore youthful contours to the however, this may be easier said skin to smooth away wrinkles than done. According to a recent and folds.

Another option is Harris Interactive survey, more microdermabrasion and chemical peels, which remove the outer layer of skin. And, for longerlasting results, many patients opt World-Class Art Exhibits Add Excitement To Grand Reopening for nonablative fractional laser treatments, which can be very (NAPS)—The revitalized National Czech & effective.

Slovak Museum & Library (NCSML) opens in Q: I’ve tried every eye cream Cedar Rapids, IA, in July 2012 with three worldbut can’t seem to get rid of my class art exhibits that will draw and captivate visitors from around the world. wrinkles. Is there anything else Now enlarged to 50,000 square feet, the I can do at home? museum and library celebrates its grand A: Eye creams work primarily reopening with “Alphonse Mucha: Inspirations on the skin’s surface, so they of Art Nouveau.” Featuring paintings, jewelry, can’t really get at the source of sculptures and lithographs, the exhibition comes the problem—the breakdown directly from the Mucha Foundation in Prague of the collagen and elastin. One and London. An exhibit of this size and caliber product I recommend to treat has not appeared in the United States since eye wrinkles is the PaloVia Skin 1999 and is the first of its type to appear in the Renewing Laser. It’s a real laser Midwest.

From 1995 to 2008, the NCSML definitively that’s been FDA cleared for stood on the banks of the Cedar River as an the at-home treatment of eye icon of the strength of Czechs and Slovaks wrinkles. It works by generating everywhere. In 2008, the world watched the river reach a are vast and rich so we will tell these stories through

National Czech & Slovak Museum & Library Reopens Bigger, Stronger, Better

record-breaking flood level.

“We were just days from launching a museum expansion project when the flood occurred,” said Gail Naughton, president and CEO of NCSML. “So in keeping with our Czech and Slovak heritage, we moved forward instead of retreating.” The 1,500-ton (3 million-pounds) museum building, dedicated in 1995 by Presidents Michal Kováč (Slovakia), Bill Clinton (U.S.) and Václav Havel (Czech Republic), was moved 100 yards to an area several feet above the record flood level.

While much of the NCSML’s fine art and folklore artifacts were saved from the devastating waters, a great deal had to be refurbished and cleaned.

These refurbished NCSML artifacts can be seen in the “It All Comes Out in the Wash” display featuring beautifully embellished textiles, including the beloved kroje (folk costumes), painstakingly restored at the Chicago Conservation Center. This unique exhibition shows the vibrant colors and quality of the pieces, the largest collection of kroje outside Slovakia and the Czech Republic. The oldest pieces date to the 16th century.

“We will continue to feature our collection of kroje, Royal Dux porcelain, Egermann glassware, Bohemian crystal, folk art and political posters,” Naughton said.

“Our commitment to our visitors from around the world is to keep our exhibits fresh. Czech and Slovak histories

revolving, captivating exhibits.”

The third grand reopening exhibit, “Weird & Wonderful: Award Winning Art for Children’s Books,” includes 76 award-winning illustrations that were honored at the Biennial of Illustrations Bratislava (BIB), an international competitive exhibition of children’s book illustrations that has been held in Bratislava since 1967.

“With these three awe-inspiring exhibits, we celebrate our return from a natural disaster in 2008,” Naughton said. “There is no better way to celebrate the completion of a project of this magnitude than with these art exhibits.

People who come to see them won’t want to leave.

“With the generous contributions of individuals, businesses and foundations—the Czech Republic, the state of Iowa, the Federal Emergency Management Agency and the city of Cedar Rapids—we have a dream come true,” Naughton added.

The relocated NCSML (the only professional museum dedicated to Czech and Slovak history and culture in the world) is now three times larger, which lends itself to more exhibition galleries, an expanded research library, additional educational programming space, a new museum store and more collection storage.

The revitalized museum and library opens July 14, 2012. Go to www.NCSML.org for more details about grand reopening events and specific exhibit timelines.

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DID YOU KNOW? (NAPSA)-Pollo Tropical restaurants are known for fresh, never frozen, open-flame grilled chicken, marinated in a proprietary blend of tropical fruit juices and spices, as well as authentic “made from scratch” side dishes.

For menu items, nutritional information and facts on franchising, visit www.pollotropical.com.

You can now get sweet-scented soaps that help protect the planet by cutting down on packaging.

The soaps are made with the same high quality for which packaged Canus soaps are known. For more information, go to www. canus goatsmilk.com.

short pulses of microfine laser light that reach deeply into the skin’s sublayers, where wrinkles form. Then, the body’s natural healing process sweeps away older, damaged tissue and rebuilds it with fresh new collagen and elastin—something that no over-the-counter cream or lotion can achieve.

Q: What’s the difference be­ tween an at-home laser and inoffice laser treatments?

A: The PaloVia laser uses the same fractional laser technology that I use on my patients in my office, but it’s been adapted and FDA cleared for use at home. A laser at a dermatologist’s office is going to be more powerful, but they can both deliver similar results over time.

With the at-home PaloVia laser, users are directed to treat themselves for three to four minutes a day for one month followed by twice-per-week treatments to maintain results.

To learn more about the PaloVia Skin Renewing Laser, visit palovia.com.

Dr. Ava Shamban is a boardcertified dermatologist with over 20 years of experience treating skin and author of “Heal Your Skin.” Learn more at www. avamd.com.

HEALTHY IDEAS

(NAPSA)-Ongoing exposure to UV radiation can cause serious harm to the eyes, age them prematurely and lead to cataracts.

The American Optometric Association says that regular eye exams are a key to better eye health. To learn more, visit www. aoa.org.

Now, physicians can prescribe the WalkAide to patients of all ages. In addition, free clinical evaluations can be had at more than 1,000 orthotic centers and rehabilitation facilities nationwide. For further facts, visit www.PediatricWalkAide.com or call (800) 551-5109.

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Island.”

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White Diamonds purchase of $52economy, www.OutriggerCondos.com. independent way size, to vacation, com-changing directly into the cangatelenses areOfficial right for you, visit Cler Online, you can connect with www.caulkandsave.com. and crumble oversun time, leaving gear.

For Rules, visit andface don’t get heartburn inand the or more through December. Offer isand technology.

Learn More www.lifelesssquinty.com. friends and one share success stories firstimpair place. vision. The effects can lastwww.tailgatefanchallenge.com. limited, gift per customer, “There are great deals to be For more information, visit

Great Games For Kids

Great Games For Kids

A New You

Top Myths—And Facts—About Diabetes (NAPSA)—If you or a person you are caring for has diabetes— and uses insulin—you may want of peoto(NAPSA)—After learn more aboutyears the facts and ple tryingsurrounding to replace natural myths diabetescork and with metal screw caps and plastic insulin pump therapy. stoppers, thing on a Myth:the All real people with is diabetes comeback. are overweight.

The trendWeight is showing in Reality: is peonot aupcause (NAPSA)—After years of everything from sales figures and2 (orto effect) of either type 1 or type ple trying replace natural cork recycling programs to window disdiabetes.

Type 1 diabetes with metal screw caps and plastic (previplays and websites.

It’s evenis ously called juvenile diabetes) stoppers, the real thing is on a showing up on celebrities, an autoimmune disorderwith that comeback.

Lady Gaga the donning a dress made prevents body from producing Thefrom trend iswhich showing in for cork in her hit up video “You insulin, is necessary the Cork is sustainably harvested everything from salesglucose figures for andenergy. from special oak trees in the and I.” body to use “U.S. consumers have always recyclingType programs to window dis-results Mediterranean 2 diabetes—which Insulin pumpsBasin. are designed to be cork,” said Peter when either the doesn’t comfortable 24 hours a day. plays preferred and websites.

It’sbody evenWeber, The Natural Resources Defense executive directorinsulin of with the or Cork produce enough the showing up on celebrities, (NRDC) now recommends Quality Council.

“Now wineries cellsdonning ignore the insulin—is some- Council improves cholesterol levels and Lady Gaga a dress made the use of cork Green are returning to cork because of Thecork 2012 Fiat 500 recently was named coolest low-cost new car. times accelerated/worsened by the decreases body fat.in Forits improving from in her hit video “You Cork is sustainably harvested which inform quality improvements in cork and Guides, poor diet and any an inactive lifestyle glycemic control, thepurchasing American ficult-to-describe ‘it’ factor,” said economy, and I.”(NAPSA)—In from decisions special oak trees in the by most of the country’s emerging problems with artificial as welllike as genetics.

Diabetes Association recommends R. Nerad, executive editorial consumers to drive aalways bargain, Jack “U.S. consumers have for major professional sports leagues closures.”

Mediterranean Basin.

Onewhen treatment people with at least 150 minutes per week of director and executive market especially shopping for a preferred cork,” said Peter Weber, and The Recording Academy, hosts Worldwide, the industry type 1 diabetes or wine those with type moderate-intensity physical activanalyst for Kelley Blue Book’s new car.

An inexpensive new vehiTheofity Natural Resources Defense executive director of more the Cork theor annual GRAMMY Awards. used 85 million corks 2 diabetes who need to this take atranking least 90 minutes per kbb.com.

“In our top picks cle,year. however, may not provide Meanwhile, atrecommends least two organiSome them went intoWorn the Council (NRDC) now Quality Council.

“Now wineries insulin is of an insulin pump. week of vigorous aerobic exercise. this year, the 2012 Fiat 500 took everything a driver wants and ReCORK and the Cork growing number of topthe 100 U.S. externally and about of a zations, a design and the of cork in No. its areneeds. returning to cork because ofsize top With prize assturdy our 1 Green choice.”

Fortunately, you may not thetheuse Forest Conservation Alliance, wines opted for genuine smallthat cell have phone, an insulin pump ability to be secured to the body or Guides, which inform purchasing quality improvements in cork and have to sacrifice features, technolhave set up hundreds of cork recycork. can be clipped toartificial a belt, slipped even detached, ancountry’s insulin pump decisions by most of the emerging problems with ogy or This even street cred, iffor youthe conTop 10 Coolest New Cars cling locations, as cork is 100 peris good news enviinto a pocket or hidden under allows the flexibility to participate major professional sportsand leagues closures.” sider a select few cars that areoak Under $18,000 biodegradable recyclable. ronment.

The Mediterranean clothes. It delivers precise doses of cent in physical activities. reasonably priced, as well as 10: 2011 Hyundai Elantra and The Recording Academy, hosts Worldwide, the wine industry And Anthropologie, hip forests that produce corkto not only rapid-acting insulin closely Myth: Wearing an the insulin engaging and to drive.

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Cork Is On A Comeback The Top 10 Coolest Low-Cost Cars

Cork Is On A Comeback

The Top 10 Coolest Low-Cost Cars

and suggestions on Facebook while supplies last. had on many new cars under www.kbb.com/car-news/all-thethrough the “Share Learn moreYour at Tips” the link.

White Diamonds counter at Macy’s or $18,000 but only a handful of latest/10-coolest-cars-underthem really possess that cool, dif- 18000-_-2011-edition. www.macys.com. tomers access to as many private (NAPSA)—Increasingly, travel©2011 House of Taylor flight hours as they need—along ers are discovering that business with an unlimited travel calenaviation can take them where dar—aboard high-performance they want to go.

Learjet or Challenger aircraft.

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Driving Smart Can Mean Significant Savings At The Gas Pump

(NAPS)—As gas prices continue to fluctuate, it’s always a good time to evaluate your driving habits and take steps to keep yourself and your car on the road to savings at the pump.

To demonstrate the 10 common mistakes that drivers make to affect fuel economy, General Motors conducted a driving test. Two of their fuel economy engineers, Ann Wenzlick and Beth Nunning, drove identical Chevrolet Cruze LTs on a typical workday commute. They each drove 20 minutes with city and highway driving, including a stop for coffee.

Wenzlick averaged 37 miles per gallon using efficient driving habits and by maintaining her car and Nunning averaged 21 miles per gallon. On average, that was a $100 price difference at the pump.

Here are some of their tips based on what they learned: • Get out of the drive-through lane. Idling for 15 minutes burns through about a quarter of a gallon of gas. Parking your car and going into the store to get what you want can actually help to save money on gas.

• Take it easy. Jumping on the gas at every light, only to hit the brakes, isn’t going to get you home any faster. However, driving smoothly can improve your mile­ age by 20 percent.

• Drive 70, not 80. It may not sound like much, but it’s likely a 10-mph difference can save you up to four miles per gallon when driving on the highway.

• Use cruise control. It turns out that maintaining a constant speed over time is much more efficient than speeding up and slowing down over and over again.

• Roll up the windows. At slower speeds, turning off the air-conditioning can save you a little, but on the highway, it’s better to roll up the windows. If the windows are down, the increased air pressure can slow the car and consume more energy than air-conditioning will.

• Get rid of that extra stuff in the trunk of your car. Every 100 pounds of weight you carry in the car can reduce fuel economy by 2 percent.

• Don’t ignore the “check engine” light.

Serious engine problems can cut your fuel economy by up to 40 percent.

• Try to bundle your errands. Plan ahead. An engine at operating temperature can be up to 50 percent more efficient than a cold engine. So, when possible, it’s much better to run five errands in an

afternoon than running one errand every day of the week.

• Make your tires last. Properly inflated tires will improve your fuel economy and they will last longer. Also, rotate tires at manufacturerrecommended intervals.

• Use the grade of motor oil recommended for your vehicle; the same goes for the octane level of gasoline. Motor oil that says “Energy Conserving” on the performance symbol of the American Petroleum Institute contains frictionreducing additives that can improve fuel economy.

For most cars, the recommended gasoline is regular octane. In most cases, using a higher-than-

recommended-octane gas offers no benefit—and costs more.

• Ditch the roof ornaments. At highway speeds, up to a third of your fuel is used to overcome wind resistance, so even small changes to your vehicle’s aerodynamics can have a big impact in fuel economy.

• It pays to be prudent. According to Roger Clark, manager of the GM Energy Center, “With a well-maintained car, the best drivers get up to 25 percent more miles per gallon than average.

When you combine a poorly maintained car with inefficient driving habits, the fuel economy of the worst drivers can be 50 percent below average.”

Clark added, “The fuel economy of every vehicle is greatly affected by how you drive and how you care for your vehicle. Often, relatively small changes to your driving habits and vehicle maintenance can make the difference between being on the bottom or the top of the fuel-economy scale.”

To learn more and for more tips, visit www. chevrolet.com.

DID YOU KNOW?

AUTO NEWS

(NAPSA)- The world’s largest online marketplace has launched eBay Green Driving, a one-stop resource designed to provide drivers with ways to reduce both money spent at the pump as well as their environmental impact. To learn more, visit green.ebay.com/ green-driving.

(NAPSA)-Plastic innovations can help you reduce energy, maintenance costs and possibly your carbon footprint. To learn howand more-go to the website of Plastics Make it Possible®, an initiative of the plastics industries of the American Chemistry Council. Visit www.plasticsmakeitpossible. com.

The Responsible Fatherhood campaign created by the U.S. Department of Health and Human Services’ Administration for Children and Families, Office of Family Assistance and the Ad Council shows fathers the irreplaceable role they play in their children’s lives. For resources and tips, visit www.fatherhood. gov or call (877) 4DAD411.

AUTO NEWS

(NAPSA)-Idle Stop and Go technology helps to improve fuel economy by turning the engine off when the vehicle is still. Previously, this technology was only found in hybrids and luxury cars, but now it can be found in the 2013 Kia Rio and 2012 Kia Soul cars.

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Eight Hot Tips For Battery Care

(NAPS)—More automobile batteries fail in the heat than in the extreme cold, and hot-weather conditions can cause more stress on a battery than frigid temperatures.

With temperatures at their annual highs, motorists can protect and care for that part of the vehicle a driver depends on most every day.

Battery temperatures under the hood of an automobile can reach 175 to 200 degrees in extreme conditions, affecting the corrosion factor within the battery. The extreme heat can make the acid and the fluid inside the battery expand, which can cause it to start leaking, and that leads to battery failure in the long run. It’s important for motorists to take the necessary precaution of getting their vehicle battery checked on a regular basis, especially before taking off on family trips.

As engineering and technical services manager for Interstate Batteries for more than 25 years, Gale Kimbrough is the hot-weather expert with some helpful guidelines to follow when caring for the automobile battery: 1.

Wear protective eyewear, remove all jewelry and wear long sleeves to protect skin from a battery acid explosion.

2. Inspect the battery case for signs of extreme bulging, cracking or leaking. If signs are present, it’s time to replace the case.

3. Clean the connections by removing any corrosion, lead oxidation, paint or rust from the top of the battery with a scouring pad or brass brush. Make sure to brush the corrosion away from the body.

4. If the battery has removable

filler caps, open the caps and check the water level in each cell.

5. Make sure the plates are at

least half covered. This prevents sulfation and reduces the possibility of an internal battery explosion.

6. If the water level is low, add distilled water (avoid tap water) until the plates are covered.

7. Avoid overfilling, especially in hot weather, because the heat can cause the solution inside to expand and overflow.

8. Have the battery and electrical system professionally tested every three to six months, especially before heading out on a trip.

In just 30 seconds, Interstate All Battery Center locations provide motorists with a free printout analysis of the vehicle battery condition. To find information and a nearby Interstate Batteries dealer or Interstate All Battery Center, visit www.interstatebatteries.com.

A Healthier Burger

(NAPS)—Grilling is a rite of passage during warmer months, with hamburgers arguably being Americans’ favorite food to grill.

However, hamburgers are often high in calories and fat.

How do you make this American staple healthier? Try seafood, which is low in fat and calories and filled with heart-healthy omega-3 fatty acids. Because of seafood’s many benefits, the 2010 Dietary Guidelines for Americans recommends people should eat at least 8 ounces a week. Substituting seafood, such as tuna, for the protein a recipe calls for is an easy way to make any meal healthier.

Try this great-tasting and healthy hamburger alternative. For more healthy seafood recipes, visit www.

ChickenoftheSea.com.

Cajun Tuna Burgers

Serves 6 2 (12-oz) cans Chicken of the Sea Chunk Light Tuna in Water, drained 1 cup breadcrumbs 2 eggs, beaten 1⁄2 cup each: diced red bell pep­­ per, green bell pepper and green onions 1⁄4 cup Cajun seasoning 1 tsp hot pepper sauce 6 whole-wheat hamburger buns In a bowl, combine tuna, breadcrumbs and eggs. Add the next 5 ingredients and mix.

Divide and shape tuna mixture into 6 patties. On a grill, cook tuna burgers using a grill-friendly pan until browned and heated through.

Or, use a nonstick skillet on the stove.

Place each burger on a bun and top with condiments and vegetables.

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