FLORIDA’S PREMIER COMMUNITY September 2017
MEET YOUR NEIGHBORS,
THE CRAWFORDS A publication of Quantum Marketing Communications, LLC
Photo by Jen Dwyer
Barbara Corcoran Recommends Harmony’s fastest growing Real Estate company The Corcoran Connection - 1426 S Narcoosee Rd, St. Cloud, FL 34771 407-953-9118 - office | TheCorcoranConnection.com
Announcing Harmony’s ONLY onsite full-time Property Manager Leasing your house, townhouse, or condo? Give us a call! We offer a higher level of service at competitive prices. For details, contact Bill at The Corcoran Connection. Bill Bokunic - Property Manager | The Corcoran Connection 321-331-6398 - Cell | 407-953-9118 - Office Bill@thecorcoranconnection.com | TheCorcoranConnection.com Come experience The Corcoran Connection difference
FROM THE PUBLISHER, BILL BOKUNIC PUBLISHER & CEO WELCOME TO THE 3 YEAR ANNIVERSARY OF HARMONY LIFE MAGAZINE! I would like to reflect on the past three years and all that’s happened as it relates to the magazine. When we first started there were just over 600 homes in Harmony. Today, we sit at close to 850 homes and growing each month.
Bill Bokunic Quantum Marketing Communications, LLC 321.331.6398 Bill@QMCWorld.com www.QMCWorld.com
Steve Berube the CDD Chairperson and HROA President, and CDD Supervisor Kerul Kassel, have both been article contributors since the beginning.
Harmony Life Magazine
The magazine, of course, costs money to produce and several companies have been supporters since the early days of production. Please support these companies as they provide the financial support to bring you this publication: • The Corcoran Connection
• Luv-A-Lawn
• Victor Russel Salon
• Champion Property Maintenance
• Heath First and Holmes Regional in Melbourne
• Brightway Insurance
• Cinema World in Melbourne
• Coudray Acupuncture
• Larry Herring, CPA • Kisselback Ford • Triple Palm Lawn
• Kocher Insurance • Meissner Cruise & Travel • Lucky Dog Printing
Thanks for all the kind comments and creative suggestions. I look forward to serving Harmony for many for years to come. Bill Bokunic Bill@QMCWorld.com
Contact Info for Residents CDD HarmonyCDD.org, 407-566-1935 Steve, Ray, Bill, Kerul or Dave@HarmonyCDD.org SHERIFF, NON-EMERGENCY 407-348-2222
SPECTRUM CABLE / INTERNET
877-892-3279
CENTURY LINK CABLE / INTERNET
866-314-4148
OUC ELECTRIC
407-957-7373
HROA
First Services Residential 866-378-1099 or FSResidential.com
WASTE MANAGEMENT TRASH PICKUP 407-843-7370
CONDOS HOA
Sentry Management, 407-846-6323
TOWNHOMES HOA HARMONY DEVELOPER OFFICE
TITAN Management, 407-705-2190
OSCEOLA COUNTY
Osceola.org “Citizen Action Center”
COUNTY COMMISSIONER FRED HAWKINS
fhaw@osceola.org
407-891-8358, HarmonyFL.com
September 2017 | Harmony Life Magazine 1
MEET YOUR NEIGHBORS: THE CRAWFORDS
What are your kids’ favorite things about Harmony? We all love the pool! Rylee loves to ride her bike and meet up with some of her friends and go to the dog park area. Sydney likes the gym the best. She likes the wildlife too. Where did you move from? Louisiana. What do you miss most? We miss the good food and family/friends. Man, those Cajuns can cook. We always had a party in the driveway every night it seemed. We always had Jambalaya or crawfish or something going on the BBQ pit. What is… Your name? Christy Your spouse’s name? “Eddie” Crawford Your children’s names? Sydney and Rylee When did you move to Harmony? About three years ago. What street do you live on? Habitat. What do you love most about Harmony? We love that this is a nature preserve area. We love the green spaces and the wildlife. Eddie and I go for what we call a “roll around” to view the wildlife and the development of the community. We have seen everything from turkeys and alligators to the illusive bobcat. We have seen him and a coyote
2 Harmony Life Magazine | September 2017
What is your background? I was born and raised in Baton Rouge, LA and Eddie was raised in New Orleans. He is in the arena management business and I am in the real estate business. We both went to LSU and that is where we met and fell in love and the rest is history. What is a good story about Harmony? When Eddie first moved in to the rental house he was by himself while I packed our house in LA. This little girl, Casey Clough, came to investigate who was moving in. She started asking all kinds of questions like, “Do you have kids?” “Are they girls?” Once Eddie told them we had two girls she ran off screaming…“YES!!! MORE GIRLS!” Then of course Jenna Butcofski came over and helped us get our school supply list together and
helped with all the school prep since they were starting in less than two weeks of us moving in. It was great having all those kids around!! What is unusual or unique about Harmony, in comparison to your previous home? I love that we have a great area to walk in. The last place we lived was just one street. It got very boring to walk! LOL! What is your favorite weekend activity? Either going to the beach or Disney. What do you do for fun? We love to hang out with our friends at Champions or go to the beach. We love to ride bikes, swim, and walk. We also just love being outside and this is just the right place for it. What is the last movie that you have seen in the theatre? Alien Covenant. What is your favorite TV Show? The walking dead (well that is the only one I watch when I watch TV). What else should we know about you or your family? We love to be creative and think outside the box. We love color and art and music. We love people of all walks of life. We love different cultures and to experience some of what they do and know and see and love. We love to travel. We love to eat!! And drink a drink or two. We love it when people would just stop by. We were the house that everyone seemed to gravitate to back in Louisiana. As people would come home from work they would stop by to see what the plans were and we would say “Rotel dip and bring the beer.” A party just seemed to break out. n
PHOTO: JEN DWYER
a handful of times. We love that we “live in the middle of nowhere on the way to everywhere” (quoted by Sydney). We are out of the hustle and bustle of the city but just close enough to what we need. It is peaceful and very Mayberry like to let the kids roam safely.
September 2017 | Harmony Life Magazine 3
MEET THE ARTIST: KIA RICCHI
Ricchi with her sculpture, This Forest Primeval.
But Ricchi is best known for her artistic seating series. Using concrete and steel, Ricchi has created several monumental sculptures including This Forest Primeval — a lifelike re-creation of a fallen oak set among large stones. The twisted oak is so realistic in size, shape, texture and color that it is startling to discover that it is concrete, not wood. Full Fathom Five, a replica of a coral reef, is
another monumental concrete sculpture that encourages visitors to explore the beauty of nature. Ricchi uses concrete as a sculptural medium because it is durable and aesthetic. Beginning with a small scale model, Ricchi hires structural engineers to design the steel armature that comprises tube steel, angle steel, and rebar. Once welded together, galvanized lathe is placed over the steel armature and tied in place. The next step is the application of a stucco “scratch coat.” Once dry, a second thicker coat of 1-2” stucco is carved using handmade tools and trowels. Color pigments and acid stains are used so that the color is more permanent and durable. When the sculpture is done, crane and flat-bed trucks are used to install the work on site. n To see more of Kia Ricchi’s sculptures, visit www.CenterlineArt.com. To view a “how- to” video on YouTube, search for “The Contractress” channel.
PHOTO: CHRISTINA DALTON
H
armony was developed with an emphasis on environment and community. The artwork displayed in Harmony reflect these characteristics through their form and function. Kia Ricchi, a former Disney artist, created This Forest Primeval and Florida Natives. Using a seed roller from the Triple E Ranch, Florida Natives is embellished with silhouettes of indigenous animals as well as native plants. By positioning it upright, residents can spin the roller to view the images. The live plants surrounding the sculpture attract butterflies, hummingbirds, and other pollinators.
FIVE PROPERTY MAINTENANCE TIPS By Jeanine Corcoran
A
s hurricane season is upon us, it is a good time to look at your home and plan on performing some maintenance to your property. Here are five items that always need attention as we go into September:
1. Air Conditioner: Changing your AC filters monthly is a must but be sure to do a maintenance check on your AC unit. Your AC unit had been working extra hard to keep you cool this summer and there is nothing worse than having your unit break down. 2.
Sprinkler System: Be sure to turn on your sprinkler heads to ensure they are spraying all areas of your lawn and shrubs. There is a lot of stress on lawns and shrubs with the sun beating down by foreseeing any problems before they happen. Sprinkler heads are inexpensive and easy to replace and can save you hundreds of dollars.
3. Trees: Take the time to look at your trees and tree limbs. Trim those weak limbs so they don’t end up falling and damaging yours or your neighbor’s property. 4. Stucco: Small cracks in your stucco happens over time. Rain gets into even the smallest hair line crack and navigate its way through the concrete
FOR SALE
3506 Sebastian Bridge
SOLD
3 Bed | 2.5 Bath 1876 sq ft by Jeanine Corcoran
6865 Sundrop St 6 Bed | 3 Bath 2632 sq ft by Kimberly Towe
PENDING
FOR SALE
$214,900
$280,000
and into your home. It can also cause damage to your stucco. Seal those cracks to prevent damage and costly repairs.
5. Hurricane Preparedness: Hurricane Season is June 1st through November 30th. When preparing your hurricane kit, let’s not forget about your home. Be sure to reinforce your garage doors if possible, check all windows and inspect your roof. When a hurricane is coming, be sure to take in all outside items including patio furniture and plant pots. Be prepared. For many of us, the month of September is all about getting back into the routine of things. Consider spending time preparing your property for the upcoming months. Your air conditioner will need a maintenance check to work efficiently, sprinkler heads should be checked to make sure they are working properly, weak tree limbs should be trimmed to prevent damage, and stucco cracks should be sealed. Lastly, check your garage door, windows and roof so you are prepared for any storm or hurricane that might come our way. n Jeanine Corcoran is the Broker and Owner of The Corcoran Connection, LLC – A Real Estate and Property Management Company. Jeanine has been helping families with their Real Estate needs since 2005. Jeanine is Barbara Corcoran’s sister from ABC’s SHARK TANK. Jeanine can be reached at 407.922.3308, email her at Jeanine@TheCorcoranConnection.com, or visit TheCorcoranConnection.com
SOLD
3381 Cordgrass Rd 7135 Harmony Sq Dr 7148 Forty Banks 4 Bed | 2.5 Bath 3 Bed | 2.5 Bath 3 Bed | 2.5 Bath 2500 sq ft 1855 sq ft 1855 sq ft by Jeanine Corcoran by Jeanine Corcoran by Jeanine Corcoran
$275,000
$1,425
$1,375
LEASED
LEASED
FOR SALE
3301 Schoolhouse 7102 Oak Glen Tr 6832 Sundrop St 7 Bed | 5.5 Bath 4 Bed | 2 Bath 4 Bed | 4 Bath 7665 sq ft 2155 sq ft 3092 sq ft by Jeanine Corcoran by Jeanine Corcoran by Bill Bokunic
$249,800
$799,900
FOR LEASE FOR LEASE
$2,300
3306 Dark Sky Dr 5 Bed | 2.5 Bath 2943 sq ft by Christy Crawford
$2,200
6975 Maverick Tr 3 Bed | 2 Bath POOL | 1580 sq ft
by Jeanine Corcoran
$268,000
Jeanine Corcoran - Broker | Owner | The Corcoran Connection 407-953-9118 - office | Jeanine@TheCorcoranConnection.com TheCorcoranConnection.com Serving your Real Estate and Property Management Needs Connect with us on Social Media!
6 Harmony Life Magazine | September 2017
The HROA Election—And YOU
A
By Steve Berube, Chairman Hamony Community Development District
s this is written, we are heading into another election for Harmony Residential Owners Association (HROA) Board of Directors seats. The big difference this time is that the “balance of power” is shifting nearly fully to the owners. This is the first time this will be the case in Harmony. Though the Developer has known for some time that they would be exiting, as all Developers do at some point, their exit is now imminent. To their credit, they have been shifting control of the HROA to owners first by creating the Members Advisory Committee (MAC) and then by adding a second elected seat to the Board. Now, the balance is shifting more fully by way of this election which puts three residents on the Board along with two Developer representatives. While one can argue that this is good, or bad, I see it as a good thing mainly because their will now be resident control of resident money which is collected in large part through your dues. And, once collected, residents will have control of how that money is spent. In general, the largest chunk of budgeted spending goes to our Property Management Company, First Services Residential. The second largest chunk of the budget is devoted to Activities & Events presented by the Social Committee. Everything else in the budget is minor compared to those two spending accounts. To understand the budgeting a bit more, one must look back a few years to when the Developer put on the activities—some of which were very large and expensive— and also paid for them. In simple terms, they drove the budget and when they overspent it, they simply contributed money to it so as to balance the budget. Now, we move forward a few years, and the Developer no longer contributes any funds— nor do they present any activities. So, we are on our own and limited to income-the vast majority of which are dues.
Each year, we produce a budget, and each year, the budget shows a deficit spending condition meaning we likely will spend more than we take in. Luckily, that hasn’t happened, mainly because of other income sources such as additional new homes, high demand for paid parking in the commercial parking lot and fine income to name three. Also, we have raised dues 5% each year (per the covenants) in our quest to produce a balanced budget and eliminate the need to reach into reserve funds to avoid a deficit. Plus, many cost items, including the Social Committee, usually underspend their allocations which helps keep us out of deficit territory. It is at this point that we come to the Election. Yes, I am one of six candidates and yes, I am asking for your vote to return me to the HROA where I have held a seat in one form or another for the past eight years. If re-elected, I will continue my conservative spending agenda with the aim being to achieve a balanced budget without any projected deficits. At that point, and it likely isn’t far away, we can expand activities through the Social Committee and perhaps make other additions to community improvements such as Christmas decorations which several residents have asked for. Also, some residents have asked for changes to the Declaration; while perhaps a good idea, such moves are complex and must be achieved carefully to avoid unintended consequences. Other things, such as selecting a new law firm and any number of other items must be undertaken and put in place carefully. It seems clear that experience with your HROA will be very important moving forward, and, to that point, only myself and Jeanine Corcoran are the candidates with any experience. While everyone running is certainly a fine person, please consider carefully your choices. Again, I ask for your vote and promise to do my best to keep Harmony a premier community. Just as I have done for the last eight years. Please let me know if you have any questions. And… THANK YOU!! n
September 2017 | Harmony Life Magazine 7
SCHEDULED TURNOVER DATE Harmony Residential Owners Association, Inc. A Corporation Not-For-Profit
NOTICE TO ASSOCIATION MEMBERS OF SCHEDULED TRANSITION MEETING Notice is hereby given that the scheduled Turnover Meeting of the Members of Harmony Residential Owners Association, Inc. will be held at the following date, time and place and for the purpose of: Date and Time of Meeting: TUESDAY, SEPTEMBER 26, 2017 at 7 p.m. Place of Meeting:
Harmony Golf Preserve 7251 Five Oaks Dr., Harmony, FL 34773
Purpose of Meeting:
TRANSITION MEETING
Members of Harmony Residential Owners Association, Inc. should take notice that the transition from Developer control to Lot Owner control will take place at the Harmony Golf Preserve, located at 7251 Five Oaks Dr., Harmony, FL 34773 on TUESDAY, SEPTEMBER 26, 2017 at 7 p.m. The election of the first Lot Owner Controlled Board of Directors will take place at the transition meeting. The filing period for candidates who are interested in running for the board seat has expired. Please find enclosed the names and biographies of those residents who have announced their intention to run. Also enclosed is a ballot for you to mark the three people you wish to see elected to the board. Do not mark more than three candidates or your ballot will be invalid. Once you have made your selection, please mail your ballot to the address listed on the ballot. You may also visit the Town Center Market during open hours where a locked ballot box will be made available for you to deposit your completed ballot. Note that this is not a secret ballot election. You must sign your ballot and list your Harmony address for your ballot to be counted. Only one ballot per home is permitted. If more than one ballot is submitted for the same address, all ballots for that address will be invalid. PLEASE ONLY SELECT THREE HOMEOWNERS. The Developer is entitled to retain two (2) out of the 5 seats, therefore, the membership is only electing three (3) homeowners. Ballots with more than 3 candidates selected will be invalid. The terms of these initial homeowners will be two (2) years. There will be a Meet the Candidates event on the evening of September 14th to be held in the Champions Grill starting at 7:00 p.m.
8 Harmony Life Magazine | September 2017
If your home is owned by more than one person, besides a married couple, then a Certificate of Appointment of Voting Representative must be filed with the Association to certify who is authorized to cast the vote for the property. A Certificate of Appointment of Voting Representative is enclosed. If applicable, please complete this form and include it with your ballot. Ballots must be cast before the Association opens its first ballot to begin counting. This is a very important process related to the governance of your community. We hope that you will take to the time to review the candidates and to submit a ballot with your vote. Ballots can be mailed in advance of the election to Harmony Residential Owners Association, Inc., c/o Tim Quinlan, 3500 Harmony Square West, Harmony, Florida 34773. Please post mark them for September 2P1 to ensure timely receipt, or bring them to the election on September 25th.
AGENDA FOR TURNOVER MEETING: I. II. III. IV. V. VI. VI I.
Call to order Verification of Due Notice of Meeting and Quorum Approval of The Board of Directors Meeting minutes - August 17, 2017 Election of Three Resident Directors to the Board A. Select Resident Volunteers to Count Ballots B. Count Ballots C. Announce the Three Candidates with the most votes — New Board Members New Business Old Business Adjournment
SCHEDULED BOARD MEETING Harmony Residential Owners Association, Inc. A Corporation Not-For-Profit
NOTICE TO ASSOCIATION MEMBERS OF SCHEDULED ORGANIZATIONAL BOARD MEETING TO FOLLOW TRANSITION MEETING Notice is hereby given that an organization meeting of the Board of Directors of Harmony Residential Owners Association, Inc. has been scheduled and will be held at the following date, time and place and for the purpose of: Date and Time of Meeting: TUESDAY, SEPTEMBER 26, 2017 immediately following Transition Meeting which begins at 7 p.m. Place of Meeting:
Harmony Golf Preserve 7251 Five Oaks Dr., Harmony, FL 34773
Purpose of Meeting:
ORGANIZATIONAL BOARD MEETING
Immediately following the Transition Meeting, the Board of Directors will hold its organizational meeting. Here is the proposed Agenda for the Organizational Board Meeting to follow the Transition Membership Meeting:
AGENDA FOR BOARD MEETING TO IMMEDIATELY FOLLOW I. Call Board Meeting into Order II. Certify the Presence of a Quorum of the Board of Directors III. Proof of Notice IV. Election of Officers V. Selection of Next Board Meeting VI. New Business VII. Open Forum VIII. Adjournment
Harmony Social Committee UPCOMING EVENTS
Social Committee Meeting September 11 6:30pm 7100 Indian Grass
September
16 - Harmony Block Party- 3-7pm - Resident only RSVP event Harmony Town Square - DJ, Rockwall, Mechanical Bull, Jimmy Bears BBQ, and so much more fun! Picnic style so bring chairs and blankets
October
14 - Halloween Themed Fun Run - Estates - Don’t forget to wear your best costume! 21 - FALL FESTIVAL - Town square
Vendors/crafters, food trucks, carnival, prizes, trick or treating, photos, face painting, balloon twisting, live entertainment, costume contest for kids & pets and more! For vendor information visit www.harmonyFLevents.com
28 - COMMUNITY YARD SALE November
Turkey Trot Fun Run - Details coming soon!
3 - Murder Mystery Dinner - Adult 21+ only - Resident only RSVP event
Always looking for volunteers at our events, let us know if you are interested in helping out at an event! HARMONYSOCIALACTIVITIES@GMAIL.COM
Harmony Community Activities @harmonysocial
DID YOU KNOW? By Kerul Kassel PHD Hamony CDD Board Member
D
ID YOU KNOW that Harmony was designed to promote the peaceful coexistence of human and animal residents within the community while striking a balance between the preservation, use and enjoyment of Harmony’s natural areas? While retaining natural areas, Harmony is part of a human-dominated landscape where our actions profoundly affect the welfare of wild animals. If you live near the woods, or even if you don’t, you might hear a call at night or in the early morning hours…sometimes even in the afternoon: “Who cooks for you? Who cooks for you aaaaaalllllllllllll?” This is the Barred Owl, and in Harmony we are blessed with many of them. Often they call in pairs, and sometimes it sounds like chimpanzees having an argument! They are very territorial and
10 Harmony Life Magazine | September 2017
they don’t migrate so they will be in the same spot all year long. They are brownish in color as well as shades of gray, have vertical streaks of white across the chest region, and are about 24 inches tall with a wing span of about 50 inches. Big!! They can live about 20 years in the wild, and 30 years or more in captivity. Scientists believe that Barred Owl pairs mate for life. Did you know that even large owls manage to fly nearly silently through the trees? How? First, they have large wings relative to their body mass, which let them fly unusually slow, gliding noiselessly. Then, the comb-like serrations on the leading edge of their wing feathers break up the air that in other birds creates a swooshing sound. A velvety texture unique to owl feathers and by a soft fringe on a wing’s trailing edge dampens the sound further.
In the southeast, Barred Owls are still widespread and common, although may have declined in parts of the south with loss of swamp habitat. They like mostly dense and thick woods with only scattered clearings, especially in low-lying and swampy areas. Sometimes they can be found in city parks or low-density residential areas with forest patches. Barred owls build nests in cavities of large trees or use open nests made by a hawk or crow. They also use nest boxes. The Barred Owl usually nests between February and May. Though small rodents make up the bulk of its diet, it will prey on animals as large as opossums and rabbits. It will also eat bats and birds, including jays, pigeons and doves, and even smaller owls, as well as frogs, salamanders, snakes, fish, crayfish, beetles, crickets, slugs, scorpions, and grasshoppers. n
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TAX LOSS HARVESTING
A Tax Deferral Strategy to Improve Your Portfolio’s Return and Save on Taxes By Jason Flowers CPA, CFA, CFP, EA, CTFA
T
ax loss harvesting may feel like you are admitting defeat. The strategy requires you to sell an investment that has declined in value to realize a capital loss. Realized losses may be used to offset realized gains. Losses in excess of gains may be used to offset ordinary income of up to $3,000 in the current year with any excess being carried forward indefinitely. Not all gains and losses are the same: A quick review of your investment portfolio may reveal that investments you have held for more than 1 year, i.e. long-term investments, have increased in value. Selling investments held for more than 1 year will result in longterm capital gains. Long-term capital gains may be taxed at 0%, 15% or 20% depending on your level of income. In addition, you may have had some good fortune on investments purchased within the year that have gained in value. Selling investments held for 1 year or less, i.e. short-term investments, will result in these gains being taxed as ordinary income. The highest marginal tax rate for 2017 is 39.6% with a 3.8% net investment income tax for a total federal rate as high as 43.4%. Losses must first be used to offset gains of the same type, i.e. long-term losses are first used to offset long-term gains and short-term losses are first used to offset short-term gains. Only after this initial netting may the excess loss be used to offset gains of the other type. Once the second netting is performed then the excess may be used to offset other taxable income up to $3,000 in the given year. Selling long-term investments to realize losses on investments held for more than 1 year that do not exceed long-term gains might not be an ideal tax strategy if you also plan on realizing significant short-term gains in the same tax year.
A better strategy from a tax perspective might be to realize losses on long-term investments in the same year you plan on realizing short-term capital gains. In this manner, you help reduce ordinary income taxes on short-term gains with long-term losses. Wash Sales postpone your ability to realize a current loss: Selling an investment to realize a loss and purchasing the same investment or one that is “substantially identical” to the investment you are selling 30 days before or after the sale creates a “Wash Sale.” A wash sale disallows your ability to realize a loss you are attempting to “harvest.” Instead the loss is added to the basis of your investment. All hope is not lost, it is quite possible for you to sell an investment to realize the loss and purchase a similar but not “substantially identical” investment via an ETF that tracks the investment you are selling to stay invested without creating a situation that disallows the loss. Tax Loss Harvesting is a Year-Round Opportunity: Let’s assume you invested $50,000 in the stock market via an ETF. By July the investment is worth $45,000 but at year-end the investment bounced back to $50,000. If you waited to year-end you could have lost out on harvesting $5,000 of losses. Naturally, this does not imply you sell in July and stay out of the market, but instead the idea is to realize the $5,000 loss in July and reinvest in a similar investment. If this similar investment also bounces back to around $50,000 then you are ahead of the buy-and-hold strategy by having harvested a $5,000 loss that can be used to offset taxable gains or potentially ordinary income. n Larry Herring CPA and Consultants is available if you would like to explore saving taxes while you save for retirement. Visit us online at www.herringcpa.com or call at 407-647-7777 to set up a free consultation.
HARMONY INCIDENT REPORT — August 2017 DATE
INCIDENT NATURE
LOCATION
DATE
INCIDENT NATURE
LOCATION
08/01/2017........17I075921....... JUV COMPL 57I ............ BUTTERFLY DR
08/16/2017 .......17I081476 ...... TRAFFIC STOP ............. FIVE OAKS DR & E IRLO BRONSON
08/01/2017........17I075961....... FRAUD 39R .................. RED LANTERN DR
08/16/2017 .......17I081535 ...... STEP ENFORCE ............ SCHOOLHOUSE RD; HARMONY
08/02/2017 .......17I076122 ...... ATT TO CONTACT ......... DARK SKY DR
08/16/2017 .......17I081637 ...... ACCIDENT INJ 4 ........... ARTHUR J GALLAGHER BLVD
08/02/2017 .......17I076169 ...... DISABLED VEH.............. E IRLO BRONSON MEM HWY & HARM
08/16/2017 .......17I081663 ...... STEP ENFORCE ............ SCHOOLHOUSE RD; HAROMY C
08/02/2017 .......17I076333 ...... TRAFFIC STOP ............. FIVE OAKS DR & E IRLO BRONSON
08/16/2017 .......17I081675 ...... DIST 22I ....................... SCHOOLHOUSE RD; HARMONY
08/02/2017 .......17I076343 ...... TRAFFIC STOP ............. HARMONY SQUARE DR & E IRLO BR
08/17/2017 .......17I081899 ...... TRAFFIC COM .............. E IRLO BRONSON MEM HWY & ARTH
08/03/2017 .......17I076572....... VIN VERIFY 75 .............. GOLDFLOWER AVE
08/17/2017 .......17I081979 ...... ABANDON VEH 11......... DARK SKY DR & FIVE OAKS DR
08/04/2017 .......17I076896 ...... CIVIL MATTE 66R ......... BLUESTEM RD
08/17/2017 .......17I082001 ...... CIVIL MATTE 66I ........... ARTHUR J GALLAGHER BLVD
08/04/2017 .......17I076990....... SUPPLEMENT .............. BUTTONBUSH LOOP
08/17/2017 .......17I082002 ...... DIST 22R ...................... ARTHUR J GALLAGHER BLVD
08/05/2017 .......17I077187....... TRESPASS 51I .............. FIVE OAKS DR; HARMONY GO
08/17/2017 .......17I082007 ...... MISC SERVICE 18 ........ E IRLO BRONSON MEM HWY
08/05/2017 .......17I077407 ...... SUSP INC 13I ............... SUNDROP ST
08/17/2017........17I082054 ...... CRIM MISCH 40R ......... HARMONY SQUARE DR SOUTH
08/05/2017 .......17I077513 ...... NOISE COMPL 74I ........ CLAY BRICK RD
08/17/2017 .......17I082075 ...... 911 DISCONNECT ........ ARTHUR J GALLAGHER BLVD
08/06/2017 .......17I077876 ...... SUSP INC 13I ............... BEARGRASS RD
08/18/2017 .......17I082365 ...... SUSP VEH 13V .............. ARTHUR J GALLAGHER BLVD
08/06/2017 .......17I077893 ...... ROUTINE CHCK 38 ....... BEARGRASS RD
08/18/2017 .......17I082484 ...... SUPPLEMENT .............. HARMONY SQUARE DR SOUTH
08/07/2017 .......17I077940 ...... SUSP VEH 13V .............. E IRLO BRONSON MEM HWY
08/18/2017 .......17I082496 ...... STEP ENFORCE ............ SCHOOLHOUSE RD; HARMONY
08/07/2017 .......17I078237 ...... RECKLESS OP 29I ........ SCHOOLHOUSE RD
08/18/2017 ......17I082515 ...... CIVIL MATTE 66I ........... SCHOOLHOUSE RD; HARMONY
08/08/2017 .......17I078626 ...... ABANDON VEH 11 ........ HARMONY SQUARE DR & E IRLO BR
08/19/2017 ......17I082804....... FRAUD 39R................... BEARGRASS RD
08/09/2017 .......17I079020 ...... TRAFFIC STOP ............. HARMONY SQUARE DR & E IRLO BR
08/21/2017........17I083487....... MISC SERVICE 18......... ARTHUR J GALLAGHER BLVD
08/09/2017 .......17I079026 ...... TRAFFIC STOP ............. E IRLO BRONSON MEM HWY & ARTH
08/22/2017........17I083904 ...... RECKLESS OP 29I ........ E IRLO BRONSON MEM HWY & HARM
08/10/2017 .......17I079215 ...... CIVIL MATTE 66I ........... SCHOOLHOUSE RD; HARMONY
08/22/2017........17I083908....... TRESPASS 51I............... HARMONY SQUARE DR & E IRLO BR
08/11/2017 .......17I079557 ...... CRIM MISCH 40R ......... CAT BRIER TRL
08/22/2017........17I083909....... ACCIDENT NO INJ......... ARTHUR J GALLAGHER BLVD
08/11/2017 .......17I079566 ...... CRIM MISCH 40R ......... CAT BRIER TRL
08/23/2017........17I084179....... MISC SERVICE 18......... ARTHUR J GALLAGHER BLVD
08/11/2017 .......17I079626 ...... CIVIL MATTE 66R ......... ARTHUR J GALLAGHER BLVD
08/23/2017 .......17I084229 ...... 911 DISCONNECT......... ARTHUR J GALLAGHER BLVD
08/11/2017 .......17I079655 ...... DISABLED VEH 12 ........ E IRLO BRONSON MEM HWY & HARM
08/23/2017........17I084315....... SUSP INC 13................. 6923 BEARGRASS RD
08/11/2017 .......17I079733 ...... ACCIDENT NO INJ ........ E IRLO BRONSON MEM HWY
08/23/2017........17I084356....... ANIMAL BITE 70R......... HABITAT DR
08/11/2017 .......17I079758 ...... STEP ENFORCE ............ SCHOOLHOUSE RD; HARMONY
08/24/2017........17I084593....... LOST/FOUND PROP...... ARTHUR J GALLAGHER BLVD
08/11/2017 .......17I079799 ...... RECKLESS OP............... FIVE OAKS DR & E IRLO BRONSON
08/24/2017 .......17I084701....... 911 DISCONNECT......... ARTHUR J GALLAGHER BLVD
08/11/2017 .......17I079828 ...... TRAFFIC COM 17I ........ SEBASTIAN BRIDGE LN
08/24/2017........17I084891....... ACCIDENT UNK IN......... E IRLO BRONSON MEM HWY & ARTH
08/11/2017 .......17I079855 ...... RECKLESS OP .............. HARMONY SQUARE DR & E IRLO BR
08/25/2017........17I085062....... ATT TO CONTACT.......... RED LANTERN DR
08/12/2017 .......17I080000 ...... ANIMAL CMPL .............. FIVE OAKS DR & HARMONY SQUARE
08/25/2017 .......17I085070....... PROPERTY DAMAGE..... E IRLO BRONSON MEM HWY & HARM
08/13/2017 .......17I080283 ...... NOISE COMPL .............. CUPSEED LN & BLUESTEM RD
08/25/2017........17I085171....... TRAFFIC COM 17I......... SCHOOLHOUSE RD; HARMONY
08/13/2017 .......17I080293 ...... SUSP INC 13I ............... HARMONY SQUARE DR SOUTH
08/25/2017........17I085347 ...... SUSP INC 13I................ ARTHUR J GALLAGHER BLVD
08/13/2017 .......17I080308 ...... SUSP INC 13I ............... HARMONY SQUARE DR SOUTH
08/26/2017 .......17I085396 ...... 911 DISCONNECT......... HABITAT DR
08/13/2017 .......17I080344 ...... TRAFFIC STOP ............. E IRLO BRONSON MEM HWY & ARTH
08/26/2017 .......17I085410....... 911 DISCONNECT......... HABITAT DR
08/13/2017 .......17I080507 ...... TRAFFIC STOP ............. E IRLO BRONSON MEM HWY & WILD
08/26/2017 .......17I085491 ...... CIVIL MATTE 66R.......... PRIMROSE WILLOW DR
08/14/2017 .......17I080677 ...... STEP ENFORCE ............ 3365 SCHOOLHOUSE RD; HARM COM
08/26/2017........17I085526....... RECKLESS OP .............. E IRLO BRONSON MEM HWY & WILD
08/14/2017 .......17I080716 ...... FRAUD 39R .................. MIDDLEBROOK PL
08/26/2017........17I085556....... RECKLESS OP .............. E IRLO BRONSON MEM HWY & ARTH
08/14/2017 .......17I080730 ...... MISC CRIME 19I ........... 3601 ARTHUR J GALLAGHER BLVD
08/27/2017........17I085727....... JUV COMPL 57I ............ FIVE OAKS DR
08/14/2017 .......17I080868 ...... STEP ENFORCE ............ 3365 SCHOOLHOUSE RD; HARM COM
08/27/2017 .......17I085925 ...... DIST 22I........................ E IRLO BRONSON MEM HWY
08/15/2017 .......17I081128 ...... JUV COMPL 57I ............ SCHOOLHOUSE RD; HARMONY
08/28/2017 .......17I086101....... JUV COMPL 57R .......... ARTHUR J GALLAGHER BLVD
08/15/2017 .......17I081187 ...... BURG ALARM 49 .......... BEARGRASS RD
08/29/2017 .......17I086455....... JUV COMPL 57I ............ SCHOOLHOUSE RD; HARMONY
08/15/2017 .......17I081197 ...... JUV COMPL 57I ............ HARMONY SQUARE DR SOUTH
08/29/2017........17I086477....... JUV COMPL 57I ............ SCHOOLHOUSE RD; HARMONY
08/15/2017 .......17I081207 ...... JUV COMPL 57I ............ ARTHUR J GALLAGHER BLVD
08/30/2017........17I086712....... LOST/FOUND PROP...... NEEDLEGRASS LN
08/15/2017 .......17I081256 ...... ACCIDENT UNK IN ........ ARTHUR J GALLAGHER BLVD
08/30/2017........17I086809 ...... TRAFFIC STOP.............. E IRLO BRONSON MEM HWY & HARM
08/15/2017 .......17I081266 ...... PROPERTY DAMAGE .... HARMONY SQUARE DR SOUTH
08/30/2017........17I086930 ...... JUV COMPL 57I ............ GRANDE HERON DR
08/15/2017 .......17I081276 ...... MISC SERVICE 18 ........ BRACKEN FERN DR
08/30/2017........17I087003....... MISC SERVICE 18......... BEARGRASS RD
08/15/2017 .......17I081281 ...... STEP ENFORCE ............ SCHOOLHOUSE RD; HARMONY
08/31/2017........17I087270....... INFORMATION .............. SCHOOLHOUSE RD; HARMONY
14 Harmony Life Magazine | September 2017
On behalf of our entire team we want to extend a huge thank you to all of our customers for voting us the best! Thank you.
Bobby Kisselback
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KISS KE isL seB lbA acCkKF VOTE orFdO D
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VOTE
BEST RD V d CA Best OR D NEoteW OR ilUChanEgA L SEDe ERSHIP
Synthetic Blend Oil Change / Tire Rotation and Pressure Check Brake Inspection / Vehicle Checkup Fluid Top-Off / Battery Test Filter Check / Belts and Hoses Check Gas Engines Only Most Makes and Models
$39.95 Including Tax
407-892-2141 • KISSELBACKFORD.COM 1118 13TH STREET • ST.CLOUD, FL 34769
QUICK REFERENCE DIRECTORY ACCOUNTANTS Herring Certified Public Accountants & Consultants Larry J. Herring, CPA, PA 611 North Wymore Road, Ste 100, Winter Park, FL 32789 407-647-7777 HerringCPA.com ACUPUNCTURE Catherine Coudray 1716 East Irlo Bronson Hwy. CoudrayAcupuncture.com 321-303-5240 ADVERTISING & MAGAZINES Harmony Life, Nona Woman and Twin Lakes Magazines Bill Bokunic 321-331-6398 Bill@QMCWorld.com QMCWorld.com AIR-CONDITION SERVICES Access Air Eric Farnsworth *Harmony Resident* 407-921-0760 ELFarnsworth@live.com ATTORNEYS Overstreet, Miles, Cumbie & Finkenbinder, P.A. 100 Church St., Kissimmee, FL 34741 407-847-5151 OMCFLaw.com BANK Trustco Bank 1525 E. Osceola Pkwy. 407-932-0398 CARS & TRUCKS Kisselback Ford 1118 13th St., Saint Cloud 407-892-2141 KisselbackFord.com CHURCHS Harmony Community Church Meeting 10am Sundays at Harmony High School (844) 444-FBCH HarmonyCommunity.church COMPUTER REPAIR I Repair PCS Efrain Rodriguez 773-865-2697 IRepairPCS.net efraincfd@gmail.com FINANCIAL ADVISORS Edward Jones Kerry L. Scott 4725 Old Canoe Creek Rd., St. Cloud, FL 34769 407-498-0147 GARAGE DOORS & OPENERS D.S.I. Sales / Service / Repairs 407-970-5847 dsigaragedoor@yahoo.com dsigaragedoorandopener.com
16 Harmony Life Magazine | September 2017
HANDYMAN The Good News Handyman Rick Wade 407-468-1352 HAIR Victor Russell Salon *Harmony Resident* 105 East 13th Street Saint Cloud, FL 407-892-1005 VictorRussell.com HOME BUILDERS Jones Homes USATM Twin Lakes 4910 Twin Lakes Blvd., St. Cloud, FL 34772 407-988-3222 TwinLakesFL.com HOME INSPECTORS Budget Services 407-892-8811 HOSPITAL Health First-Holmes Regional Health Care 1350 South Hickory St. Melbourne, FL 32901 321-434-7000 HOUSE CLEANING Molly Maid of Kissimmee, St. Cloud & Lakeland 407-498-2256 MollyMaid.com INSURANCE Brightway Insurance, The Sterner Agency 407-891-9361 Humana Joseph Quezada 407-462-7199 jquezada@humana.com Kocher Insurance, LLC 1312 Illinois Ave., Suite H Saint Cloud, FL 37769 407-957-1918 KocherInsurance.com LAWN CARE Triple Palm Lawns *Harmony Resident* 407-957-3489 TriplePalmLawn@aim.com MORTGAGE Trustco Bank Sarah Near - Branch Manager Gateway Commons 1525 E Osceola Pkwy., Ste.120 Kissimmee, FL 34744 407-932-0398
MUSIC LESSONS Music in Harmony Piano Lessons and Vocal Coaching by Dawn Korzen *Harmony Resident* 7130 Indiangrass Rd. Harmony, FL 34773 MusicInHarmony2013@gmail.com
407-301-4561 for interview PAINTING & PRESSURE WASHING Champions Property Maintenance *Harmony Resident* Joe Murray, 407-766-5051 PEST CONTROL Luv-A-Lawn & Pest Control 407-908-9139 PHYSICIANS St. Cloud Medical Group 1700 E. Irlo Bronson Memorial Hwy., St Cloud, FL 407-891-2965 StCloudPhysicians.com PHOTOGRAPHY Harmony Imaging Drone & Photography Services 321-474-8396 Facebook.com/HarmonyImaging HarmonyImaging1@gmail.com PRINTERS Creative Printing Services 1115 Pennsylvania Ave. Saint Cloud, FL 34769 407-891-9797 Lucky Dog Printing *Harmony Resident* 1404 Hamlin Ave., Ste. F St. Cloud, FL 34771 407-593-6984 REAL ESTATE The Corcoran Connection, LLC *Harmony Resident* Jeanine Corcoran Owner/Broker Buy/Sell/Rent/Property Mgmt. 407-953-9118 TheCorcoranConnection.com RESTAURANT Champions Grill 7251 Five Oaks Dr. Harmony, FL 34773 407-891-8525 TENNIS MECHANIC Jessica Pociask 954-816-9501 Jess.Pociask@ thetennismechanic.com
TRAVEL Meisner Cruise and Travel *Harmony Resident* East of 95 on 192 next to Sam’s Club 407-738-7088 tvlwithlinda@gmail.com Melbourne, FL Facebook: Harmony Get Aways CWTheaters.com With Meissner Travel MOVIE THEATERS Cinema World
WATER SYSTEMS Dependable Water Treatment 407-242-7150