Harmony Life May 2017

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FLORIDA’S PREMIER COMMUNITY May 2017

MEET YOUR NEIGHBORS, THE SANCHEZ FAMILY Photo by Christina Beasley Dalton

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FROM THE PUBLISHER, FROM THE PUBLISHER, BILL BOKUNIC BILL BOKUNIC

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ongratulations to our newly elected HROA Board Members, Jeanine Corcoran and Steve Berube. The 3rd place vote receiver was Marcos Lopez and he will be added to the MAC (Harmony i everyone and welcome to the September 2016 edition of Harmony Members Advisory Committee). A special thanks to outgoing HROA Life Magazine! Board Member Eva Horner. Her efforts were greatly appreciated.

Recently our local senior citizens, whoitsuffers from dementia, wandered Givenone theofrainfall drought, we thought appropriate to post the TOHO off water and a guidelines call went out to help him Website). via Facebook andtoother (Source TOHO Thanks Bill means. Spivey As for we the searched the golf course in our golf cart, it was truly amazing to see the number suggestion. of people who dropped everything and came out to search. I didn’t count, but WATERING DAYS AND TIMES there had to have been at least 50 or more on bikes, golf carts, cars, walking and ​Remember: No watering between 10 a.m. and 4 p.m. even skateboards! The gentleman was found on one of the trails and the ordeal had a happy ending, but Odd house numbers (ends with 1, 3, 5, 7, or 9) this really shows that we live in an amazing place and in amazing times! I am truly proud to be a part of Wednesday and Saturday this wonderful community and I hope you feel the same way too! Even house numbers (ends with 0, 2, 4, 6, or 8) Thursday and Sunday We welcome Brightway Insurance (The Sterner agency) this month in Harmony Life Magazine. They Non-residential customers (businesses, schools, government, churches, subdivision common areas, have a dedicated rep just for Harmony, so look for their ad and more information to come in the upcoming recreation areas, medians) Monday and Friday months. The only exceptions are: to give• aWatering in out lawn care chemicals (fertilizer, pesticides, insecticides, herbicides, I want huge shout to Harmony Resident Derly Ames. Deryl owns Extreme Auto Spa detailing fungicides) directed by manufacturer or my following best management practices and window tinting next to as Tuffy’s on 192. His crew tinted car windows in less than an hour and did •job. Repair and/or maintenance of the irrigation systembusinesses, especially good ones like a wonderful I encourage all of us to patronize our resident • Spa. Water discharged from a301-5456 water-cooled air 805-4771. conditioning system Extreme Auto Call Deryl at (407) or (321) • Watering with a hand-held hose with a shutoff nozzle Lastly, Charlie Draper of the Draper Law Firm helped me with a personal legal issue. He is fantastic New landscaping and his advice helped me choose a wise path. This is not a paid advertisement, nor does he know I am New landscaping may be watered every day for 30 days after installation. Run only those zones writing this. Ifthe you have a legal need, highly suggest you give him athe call. does please so much for407the that water new landscaping. If Iyou receive a citation during 30Charlie day period, call community at large and specifically, for the Saint Cloud Chamber, without looking for accolades! It’s nice 944-5124. You will be asked to provide a receipt, invoice, cancelled check, credit card statement, or to be in my position acknowledge some other proof and thatpublicly establishes the start ofhim: the www.draperlawoffice.com. 30 day period.

PUBLISHER & CEO Bill Bokunic Quantum Marketing Communications, LLC 321.331.6398 Bill@QMCWorld.com www.QMCWorld.com Harmony Life Magazine

Irrigation withSee other sources That’s all for now. youwater in October! Includes: wells, storm water ponds, lakes, rivers, etc. Your watering days and times are the same for drinking (potable) and reclaimed water irrigation per regulation of the South Florida Water BillasBokunic Management District. Your water bill indicates the water services you are using in the graphs on the left-hand side and in the breakdown of charges. You are either using one or more of the water services listed below. • Water is your indoor water use. If you only have water on the bill and have an irrigation system, you are watering with drinking (potable) water. • Irrigation means you are watering with drinking (potable) water through an irrigation meter. • Reclaimed Water means your irrigation system is using reclaimed water.

Contact Info for Residents CDD SHERIFF, NON-EMERGENCY

HarmonyCDD.org, 407-566-1935 Steve, Ray, Mark, Kerul or David@HarmonyCDD.org 407-348-2222

BRIGHTHOUSE CABLE / INTERNET

877-892-3279

CENTURY LINK CABLE / INTERNET

866-314-4148

OUC ELECTRIC

407-957-7373

HROA

First Services Residential 866-378-1099 or FSResidential.com

WASTE MANAGEMENT TRASH PICKUP

407-843-7370

CONDOS HOA

Sentry Management, 407-846-6323

OSCEOLA COUNTY

TOWNHOMES HOA HARMONY DEVELOPER OFFICE

TITAN Management, 407-705-2190

Osceola.org “Citizen Action Center”

COUNTY COMMISSIONER FRED HAWKINS

fhaw@osceola.org

407-891-8358, HarmondyFL.com

May 2017 | Harmony Life Magazine 1


MEET YOUR NEIGHBORS, THE SANCHEZ FAMILY park we take them to the park all the time. Where did you move from? We Moved From El Paso, Texas. What do you miss most? I miss My family the most and Authentic Mexican food. What is your background? I am Mexican and My Husband is Colombian.

What are your names? Cynthia, Michael, Jaylee, and Cruz

What is a good story about Harmony? When we decided to live in harmony we met so many people that were so welcoming and made us happy about the decision of moving here.

Do you have any pets? King Tut, the American Bully. What is unusual or unique about Harmony, in comparison to your previous home? I’ve When did you move to Harmony? We closed never lived in a community before so that’s on our house and moved in November 16, new for sure, friendly neighbors and overall 2015. friendly community. Having events happen for the residents and HOA is new for us also. What street do you live on? Grande Heron Harmony is just unique and thats why we love Drive. living here. What do you love most about Harmony? We love that it’s so calm it reminded me of The show Gilmore Girls where they live in a small tight knit town.

What is your favorite weekend activity? We love going to the movies, out to eat, and the beach! we love living a drive away from the beach.

What are your kids’ favorite things about Harmony? My kids love their school and the

Is there a neighbor experience you are most proud of? The neighbor experience that stands

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May 2017 | Harmony Life Magazine

out the most in the small amount of time we have lived here is When my son was really sick our neighbors were there for anything we needed if i needed medicine or for them to keep an eye out for my daughter if we needed to take my son to the doctor they called us to check in on him to be sure he was feeling better. We have the nicest neighbors ever. What do you do for fun? For fun we like to try out new food places, see new things, and have new adventures with our kids. What is the last movie you saw in theaters? The last movie we saw in the movie theater was The Fate of the Furious. Who is your role model and why? My role model is My grandma she is the strongest and sweetest person I have ever met. She went through so many hardships in her life but that never stopped her to carry on for her children and future grandchildren. She was the best grandma and was truly a good hearted person. I thrive everyday to be half the person she was to do good and be strong and determined in everything I do. What is your favorite TV Show? We have so many TV shows we like but if we had to choose it would be The Walking Dead.■


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May 2017 | Harmony Life Magazine


IS YOURYOU NOT-FOR-PROFIT THANK FROM JEANINE ORGANIZATION TAX EXEMPT? By Jeanine Corcoran, Real Estate Broker By Jason Flowers MBA, CFA, EA, CPA

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ongratulations to all the candidates who ran in the recent election for our HROA Board; Jason Meisel, Marcos ot-for-profit organizations (NPOs) are not always recognized Lopez, and Steve Berube. Thank you to all the residents by the IRS as tax exempt and eligible to receive tax deductible who took the time to in their ballotofand who voted for me. contributions. If send you are an officer an NPO, or a financial Icontributor am honored to serve our community. I look forward to being to one, you might want to check the organization’s tax exempt status the IRS website: https://apps.irs.gov/app/eos/. on theat HROA board along with Steve Berube and on the MAC Committee with Marcos Lopez and Steve Berube. NPO’s gain tax-exemption by applying for IRC Section 501(c)(3) status.

Benefits of being tax-exempt under 501(c)(3) include: 1. Exemption from federal corporate income taxes. 2. Possible exemption from state income, sales and property taxes. 3. Ability to apply for grants and other public or private funding available only to IRS-recognized NPOs. 4. Discounts on US Postal bulk-mail rates. 5. Contributions are tax-deductible by the donor. According to the IRS, the City of Orlando, FL has approximately 2,927 NPOs registered as eligible to receive tax deductible contributions. However, another 1,551 NPOs in Orlando lost their tax-exempt status in the last 5 years.

PENDING

PENDING

3555 Clay Brick Rd 2 Bed / 2 Bath 1316 sq ft by Jeanine Corcoran

7024 Buttonbush 2 Bed / 2 Bath 1240 sq ft by Jeanine Corcoran

FOR SALE

FOR LEASE

$118,000

6832 Sundrop St 4 Bed / 2 Bath 2155 sq ft by Jeanine Corcoran

$249,800

$169,000

3303 Cat Brier Trl 4 Bed / 4.5 Bath 3092 sq ft by Jeanine Corcoran

$2,300

Jeanine Corcoran is the Broker and Owner of The Corcoran Connection, LLC – A Real Estate and Property Management Company. Jeanine has been helping families theirlose Realtheir Estate since 2005. Jeanine(1) is failing Barbara Common reasonswith NPOs taxneeds exempt status include: Corcoran’s sister from ABC’s SHARK TANK. Jeanine can be reached at to407.922.3308, File Form 990 for 3 consecutive years, (2) earning too much income email her at Jeanine@TheCorcoranConnection.com, or visit from unrelated activities, (3) participating in political campaigning, and (4) TheCorcoranConnection.com

benefiting board members excessively.

The loss of IRS tax-exemptions can create tax problems for the organization and its contributors. For example, donors to a NPO would no longer be able to itemize deductions for their contributions. In addition, the NPO would be subject to federal corporate income taxes, penalties and interest. Retroactively reinstating NPO status can be a confusing process. Form 1023 is commonly used for reinstatement and is 26 pages in length. It requires numerous attachments/statements from the NPO’s Board of Directors and financial statement information. n

Herring CPA’s and Consultants are prepared to help you through the process of reinstating your tax-exempt status if necessary. If you feel your organization has lost (or is in danger of losing) its tax exemption and would like a free consultation, please call us 407-647-7777. We are also available if you are currently operating as an NPO and need help with your annual filing requirements.

PENDING

3381 Cordgrass Rd 4 Bed / 2.5 Bath 2500 sq ft by Jeanine Corcoran

$275,000

LEASED

3308 Bracken Fern 3 Bed / 2 Bath 1947 sq ft by Kristin Macari

$1,985

PENDING

3488 Sagebrush St 3 Bed / 2 Bath 1645 sq ft by Jeanine Corcoran

$228,900

LEASED

3348 Cat Brier Trl 4 Bed / 2.5 Bath 2742 sq ft by Monique Morgan

$1,895

Jeanine Corcoran - Broker | Owner | The Corcoran Connection 407-953-9118 - office | Jeanine@TheCorcoranConnection.com TheCorcoranConnection.com Serving your Real Estate and Property Management Needs Connect with us on Social Media! September 2016 || Harmony HarmonyLife LifeMagazine Magazine 57 May 2017


We know that you have many choices when purchasing, servicing or maintaining your vehicle. Please know that we sincerely appreciate the opportunity to earn your business. Thank you.

Bobby Kisselback 1. A 3-day exchange. If you buy a vehicle and you are not completely satisfied, bring it back and exchange it. 2. The first service is on us. All vehicles we sell, your first oil change and tire rotation is free. 3. Pre-owned Piece of Mind. Our Kiss Certified pre-owned vehicles are prepared for sale with a 172-point inspection process and each vehicle carries a 3-month / 3000-mile pre-owned limited warranty. 4. A full tank of gas. Every vehicle sold, new or used, is delivered with a full tank of gas. 5. Kiss & Tell Referral Rewards. Our referral rewards program pays you or your favorite charity. (Sales & Service) 6. Quick Lane Tire and Auto Center on site. Open 6 days a week, maintenance services and tire sales for almost all makes and models. 7. Kisselback Insurance Agency. Located in our main showroom, our Auto and Home insurance agents will perform a courtesy review of your existing insurance policy. Whether you purchased your vehicle here or not, let us see if we can save you some money. 8. Car Rental Location on site. If you need a rental car for any reason, we have a rental car office on site. Special Discounts apply for Kisselback Ford and Kisselback Insurance customers. 9. “The Works”, $39.95 including tax and fees. (Synthetic blend oil change, tire rotation and pressure check, brake inspection, multi-point inspection, battery test, filter check, belts and hoses check. Most makes and models. Gas engines only. Diesel Oil changes are available at a discount) 10. Complimentary local shuttle service. 11. Customer Lounge with free Wi-Fi 12. We will shop for you. If we don’t have what you are looking for, we are confident that we can find it for you. No additional charge. New or used vehicle. For all the details of our Kiss Advantage, please contact one of our sales or service team members. 407-892- KISS (5477)

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HARMONY THIS & IS YOUR NOT-FOR-PROFIT HARMONY THAT… ORGANIZATION TAX EXEMPT?

IN

By Steve Berube, Chairman Harmony Community Development District By Jason Flowers MBA, CFA, EA, CPA

’ve written about this previously but with all the new arrivals to Harmony I thought it fitting to touch on it again. Also, I’ve had a few ot-for-profit organizations (NPOs) are not always recognized conversations and noticed some social media exchanges recently by the IRS as tax exempt and eligible to receive tax deductible which contributions. indicated that Ifsome folks might not have a grasp on what all you are an officer of an NPO, or a financial the Harmony organizations you hear about and might have to contributor to one, you might are wantthat to check the organization’s tax exempt interact with. It is interesting to note that though Harmony encompasses status at the IRS website: https://apps.irs.gov/app/eos/. 11,000 acres, the Harmony you know and live in is limited to the justunder 1,000 acres known by as Harmony Main. NPO’s gain tax-exemption applying for IRC Section 501(c)(3) status. Benefits of being tax-exempt 501(c)(3) include: The Harmony Communityunder Development District (CDD) is the governmental which corporate is charged with taxes. building,maintaining and 1. Exemptionentity from federal income improving items as swimming pools, taxes. fountains, 2. Possibleinfrastructure exemption from statesuch income, sales and property parks, sidewalks, alleys, boats, landscaping, parks and a host of other 3. Ability to apply for grants and other public or private funding available things such as every pond around town. Currently, the CDD maintains only to IRS-recognized NPOs. a group of personnel known as CDDrates. Field Services to carry out the 4. Discounts on US Postal bulk-mail majority of tasks needed to keep things looking 5. Contributions are tax-deductible by the donor. nice and also employs contractors to provide specialized tasks such as landscaping & treetrimming and select functions such asFLelectrical work. The2,927 CDD According to the IRS,other the City of Orlando, has approximately has NOTHING with how your home propertycontributions. looks except NPOs registered toasdoeligible to receive tax or deductible However, another 1,551 NPOs in Orlando lostand/or their tax-exempt status in for sidewalk maintenance meaning grinding otherwise repairing the lastand, 5 years. them; the trees in the easement between the sidewalk and the street are CDD maintained meaning major pruning every few years. CDD fees are assessed on every property within Harmony but it is noteworthy that different neighborhoods receive different levels of service mainly due to differences in their design and/or deed restrictions. The Harmony Residential Owners Association (HROA) has EVERYTHING to do with how your home and property looks and employs local management provided by First Services Residential (FSR). The HROA has various committees (staffed by resident volunteers) such as the Member Advisory, Covenants, Design, Activities, Garden and a few others to assist the Board with resident needs and desires. And yes, FSR is the entity which sends you those pesky violation letters. It is interesting to note that for every complaint I hear about over-zealous enforcement, I hear about 4 or 5 other folks complain that enforcement is not strict enough…The HROA covers all the single and multi-family homes in Harmony except those homes in the 55+ community known as The Lakes which has its own HOA

known as The Lakes. Common reasons NPOs lose their tax exempt status include: (1) failing Because The Lakes Community is 55+, it has many unique needs not to File Form 990 for 3 consecutive years, (2) earning too much income the least of which is a clubhouse/pool complex which is very expensive from unrelated activities, (3) participating in political campaigning, and (4) to build and maintain. That and the other special needs of the residents benefiting board members excessively.

there is the reason for the separate HOA. It should be noted that the

Lakes per house/percan month to the HROA to cover the The loss pays of IRSatax-exemptions createfee tax problems for the organization anticipated cost of For those residents partaking in community activities and its contributors. example, donors to a NPO would no longer be and to social functions. able itemize deductions for their contributions. In addition, the NPO would be subject to federal corporate income taxes, penalties and interest. Lastly, you likely know of The Harmony Development Company

Retroactively reinstating NPOof status can be aLand confusing process.HDC Formis 1023 (HDC) which is an entity Starwood Ventures; also isknown commonly for reinstatement is 26 in length. as theused Developer. Starwoodand owns all pages of Harmony andItisrequires actively numerous attachments/statements from the NPO’s Board ofMain, Directors engaged in selling all of its remaining lots in Harmony and and they financial statement information. n

will then concentrate on the next phase-Harmony West.

So, this explains all the different “Harmony” entities you might hear

Herring CPA’s and Consultants are prepared to help you through the process of reinstating your about and interact with. And, hopefully I’ve been able to explain all tax-exempt status if necessary. If you feel your organization has lost (or is in danger of losing) roles in and an understandable fashion. please It is important to note that all itstheir tax exemption would like a free consultation, call us 407-647-7777. We are have unique and responsibilities theneed function also available if youroles are currently operating as an NPOinand help with of yourHarmony— annual filing requirements. and while they all interact, none has control of nor responsibility for

any of the others.

Thanks for reading—see you next month. ■

Harmony Social Committee UPCOMING EVENTS

MAY 1st - Social Committee Meeting - 6:30pm - 3306 Dark Sky Dr 13th - Mother’s Day Themed Fun Run - 8am - Estates 19th - Casino Night - 7-11pm - Adults only 21 & up $10 per person Blackjack/Craps/Roulette/Slots/3 Card Poker Vegas style casino games, playing chips, passed hors d’oeurervs cash bar, raffle and prizes!

JUNE

3rd -Slide into Summer - Town Square - 11am-2pm Bring your swim suits and Harmony ID for a fun filled afternoon celebrating summer! 17th - Father’s Day Themed Fun Run - 8am - The Estates Every Monday - Beach Volleyball - 6-7pm - Buck Lake Park Join our mailing list here -http://bit.ly/2mJuo4E

HARMONYSOCIALACTIVITIES@GMAIL.COM

Harmony Community Activities @harmonysocial

September 2016 || Harmony HarmonyLife LifeMagazine Magazine 77 May 2017


HURRICANE PREPAREDNESS By Timothy Quinlan, LCAM

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ropical Storms and Hurricane season begins June 1st and ends November 30th . Having the supplies necessary for the preparation pre/post-storm is very important. If you wait until hurricane warnings to stock up, you might find it difficult to find all the supplies. Water and batteries go quick.

Create Family Disaster Plan

□ Emergency Evacuation Destination and route. □ Pet Evacuation Destination and route if they can not go to the same shelter with you. □ If not evacuating, pick a safe room in your home. An interior room without windows, such as a bathroom, pantry, laundry room or closet. □ Choosing an out of state relative or friend to contact if the family should get separated. □ Know where the main water turns off is located (outside) and where the electrical box main power switch is located (inside the home— usually in the garage). □ Be sure that important papers are in water proof plastic bags or containers. □ Prepare an Emergency List and place copies where needed. □ Other Planning Notes

Food

Keep enough food on hand for at least two weeks throughout the hurricane season. Replace stored goods every six months. Here are some foods you can purchase before hurricane season. □ Canned and jarred meats and fish, such as tuna, chicken or ham (manual can opener needed) □ Canned fruits (get the ones packed in juice, not in syrup) □ Canned vegetables □ Canned soups, stews and chilies □ Powdered and/or evaporated milk, non dairy milk products □ Instant coffee, tea and cocoa □ Unsalted nuts □ Peanut butter, Jelly, and/or honey □ Powdered drink mixes □ Fruit juices, vegetable juices, diet soft drinks □ Bouillon cubes □ Non-perishable pudding and gelatin

Water

One gallon per person per day (include pets) for drinking and sanitation-2 week supply per person (and pets). □ If using used containers as 2 liter bottles, be sure they are cleaned thoroughly. Milk containers and gallon size freezer bags are great to fill and freeze and use in coolers.

Other Items

□ □ □

Hurricane Shutters/Plywood Generator Household regular not scented bleach to purify water; or water purification tablets and clean up supplies □ Tools, hammer and nails; ax or hatchet; crowbar; screwdrivers; pliers; cordless drill, bolts for shutters; a knife; utility knife; handsaw □ Duct tape and masking tape 8

May 2017 | Harmony Life Magazine

Flashlight/camping lanterns (battery operated) for each family member □ Battery operated Radio/TV/Alarm Clock □ Fire Extinguisher(s) □ Waterproof or Kitchen Matches (place in plastic bags to keep dry □ Extension Cords (outside) □ Rope or heavy cord, approximately 100 feet □ Work Gloves/Safety Goggles □ Sponges/Towels □ First aid kit with manual and insect repellent □ Plastic Sheeting / Plastic Bags □ Medications (Family/Pets) - one month supply □ Important Papers in waterproof bags/containers □ Cash □ Fuel Vehicles □ Grill—propane □ Tarps, canvas or 6-mil plastic sheeting. Good for making temporary roof repairs or tents □ Coolers □ Paper plates/cups/plastic utensils □ Whistles or air horn □ Hurricane Information Booklets found in most stores (Lowes, Home Depot, - free)

Pets

□ □

Arrange for temporary housing if not able to be with the family Collars w/up to date identification. Attach phone number of temporary housing, leash □ Current photos/important papers □ Do not leave your pet home alone. Leaving home with food & water does not mean they will be safe. □ Medical records & Medications—water proof bags □ Food, water, bowls, cat litter box □ Can opener □ Information Sheet: feeding time medication schedule, behavior problems, vets name & telephone □ Pet Bed and Toys □ Vaccinations up to date □ Animal Carrier

Emergency Numbers

Fire/Police/Rescue: 911 American Red Cross 866.438.4636 Florida Department: Elder Affairs 800.953.5337 Child Care 888.352.4453 Orlando Sheriff: non emergency 407.836-4357 Osceola County: Utilities Emergency 407.742.0200 Shelter Information 407.742.0000 Poison Control 800.222.1222 Salvation Army 800.725.2769


Disaster Preparedness for Pets

• The key to survival during a disaster, crisis or emergency is to be as prepared as possible before the storm hits. • The Humane Society of the United States recommends the following actions: • Find a trusted neighbor and give them a key to your house. Make sure this person is comfortable and familiar with your pets. • Make sure the neighbor knows your pets’ whereabouts and habits, so they will not have to waste precious time trying to find or catch them. • Create a pet emergency/disaster kit and place it in a prominent place where your neighbor can find it. • If the emergency involves evacuation, make sure the neighbor would be willing to take your pets and has access to the appropriate carriers and leashes. Plan to meet at a prearranged location. • If you use a pet sitting service, they may be available to help, but discuss the possibility well in advance. Stock up on non-perishables well ahead of time, and have everything ready to go at a moment’s notice. Keep everything accessible, stored in sturdy containers (duffel bags, covered trash containers, etc.) that can be carried easily. If you reside in an area prone to certain seasonal disasters, such as flooding or hurricanes that might require evacuation, create a kit to keep in your car. In your pet disaster kit, you should include: • Food and water for at least five days for each pet, bowls and a manual can opener if you are packing canned pet food. • Medications and medical records stored in a waterproof container and a first aid kit. A pet first aid book is also good to include. • Cat litter box, litter, garbage bags to collect all pets’ waste, and litter scoop. • Sturdy leashes, harnesses, and carriers to transport pets safely and to ensure that your pets can’t escape. Carriers should be large enough for the animal to stand comfortably, turn around and lie down. Your pet may have to stay in the carrier for hours at a time while you are away from home. Be sure to have a secure cage with no loose objects inside it to accommodate smaller pets. These may require blankets or towels for bedding and warmth, and other special items. • Current photos and descriptions of your pets to help others identify them in case you and your pets become separated and to prove that they are yours. • Pet beds and toys, if you can easily take them, to reduce stress. • Information about your pets’ feeding schedules, medical conditions, behavior problems, and the name and number of your veterinarian in case you have to board your pets or place them in foster care. Other useful items include newspapers, paper towels, plastic trash bags, grooming items and household bleach. Find a Safe Place Ahead of Time -Because evacuation shelters generally don’t accept pets (except for service animals), you must plan ahead to make certain your family and pets will have a safe place to stay. Contact hotels and motels outside your immediate area to check policies on accepting pets. Ask about any restrictions on number, size and species. Inquire if the “no pet” policies would be waived in an emergency. Make a list of animal-friendly places and keep it handy. Call ahead for a reservation as soon as you think you might have to leave your home. • Check with friends, relatives or others outside your immediate area. Ask if they would be able to shelter you and your animals or just your animals, if necessary. If you have more than one pet, you may need to

house them at separate locations. • Make a list of boarding facilities and veterinary offices that might be able to shelter animals in emergencies; include 24-hour telephone numbers. • Ask your local animal shelter if it provides foster care or shelter for pets in an emergency. This should be your last resort, as shelters have limited resources and are likely to be stretched to their limits during an emergency. The key to survival during a disaster, crisis or emergency is to be as prepared as possible before the storm hits. Take the time to make a plan and assemble an emergency kit for you and your pet. By taking these steps now, you will greatly increase your pet’s chances of survival. Other useful items include newspapers, paper towels, plastic trash bags, grooming items and household bleach. In Case You Are Not Home - An evacuation order may come, or a disaster may strike, when you’re at work or out of the house. • Make arrangements well in advance for a trusted neighbor to take your pets and meet you at a specified location. Be sure the person is comfortable with your pets and your pets are familiar with him/her, knows where your animals are likely to be, knows where your disaster supplies are kept and has a key to your home. If you use a pet-sitting service, it may be able to help, but discuss the possibility well in advance. Don’t Forget ID Your pet should be wearing up-to-date identification at all times. This includes adding your current cell phone number to your pet’s tag. It may also be a good idea to include the phone number of a friend or relative outside your immediate area—if your pet is lost, you’ll want to provide a number on the tag that will be answered even if you’re out of your home. When You Evacuate, Take Your Pets with You The single most important thing you can do to protect your pets is to take them with you when you evacuate. Animals left behind in a disaster can easily be injured, lost or killed. Animals left inside your home can escape through storm-damaged areas, such as broken windows. Animals turned loose to fend for themselves are likely to become victims of exposure, starvation, predators, contaminated food or water, or accidents. Leaving dogs tied or chained outside in a disaster is a death sentence. If You Don’t Evacuate, Shelter in Place If your family and pets must wait out a storm or other disaster at home, identify a safe area of your home where you can all stay together. Be sure to close your windows and doors, stay inside, and follow the instructions from your local emergency management office. • Bring your pets indoors as soon as local authorities say there is an imminent problem. Keep pets under your direct control. Keep dogs on leashes and cats in carriers, and make sure they are wearing identification. • If you have a room you can designate as a “safe room,” put your emergency supplies in that room in advance, including your pet’s crate and supplies. Have any medications and a supply of pet food and water inside watertight containers, along with your other emergency supplies. If there is an open fireplace, vent, pet door, or similar opening in the house, close it off with plastic sheeting and strong tape. Planning and preparation will help you survive the disaster, but your home may be a very different place afterward, whether you have taken shelter at home or elsewhere. May 2017 | Harmony Life Magazine 9


BUSINESS SPOTLIGHT: LACH ORTHODONTIC SPECIALISTS

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r. Lach is Central Florida’s Expert Specialist and Clear Choice for Invisalign® …Named Top 1% of Doctors Nationwide bringing you Invisalign to a whole new level. Lach Orthodontic Specialists has been an icon of innovation and exemplary service for more than two decades. Led by Dr. Lach, the expanding East Orlando private practice, now with another location in Lake Nona’s medical city as Lake Nona Orthodontic Specialists, is elevating dentistry with its unparalleled expert Invisalign specialty service. “With our level of experience and training we have attained over the years, there is now no such thing as a case too difficult, as we can now handle all types, ranging from the most simple teen and adult Invisalign cases, all the way to the most complex cases that were told by others they are not candidates.” In fact, Dr. Lach is now in the Top 1% of all Invisalign doctors nationwide with the highest level of experience and expertise using Invisalign. Says Dr. Lach, “In our practice, we treat cases just about the same way with braces or Invisalign, and we let our patients choose the way that they are treated. We made cost the same for both Invisalign and braces so that does not influence decisions, so now our patients are now able to freely choose the best treatment for their lifestyle which is wonderful.” Dr. Lach has successfully transformed nearly 20,000 beautiful smiles over the last 25 years and draws from this wealth of knowledge and direct patient experience to serve his patients with the best treatment options available. “I visited lots of doctors in our area before choosing Dr. Lach, and everyone else said that my case could not be treated with Invisalign and that I was not a candidate,” says Nicole M. who was planning for her wedding day pictures.

210 Nona Magazine | August May 2017 | Harmony Life2016 Magazine

Even though Invisalign and other clear aligner products are advertised and readily available to the public through many doctors offices and other sources, Dr. Lach cautions that results and experiences can vary and are usually highly dependent on experience and training. “Most people do not know that it only takes a one-day certification course and a dental license to provide Invisalign, but it usually takes years of training and experience to deliver amazing smiles. “Our office team works with a specialized Invisalign consultant for advanced training on a regular basis to keep us up to date. I believe that this is the only way to consistently deliver the best possible Invisalign results and experiences as the technology continues to make advances and develop at such a rapid pace.”

Before

For Instance, Dr. Lach’s office has the first and only Invisalign-specific digital scanner in Central Florida, which provides precision 3D blueprints to create its invisible aligners for perfect fit, in contrast to old, outdated and uncomfortable ‘impressions’ which were used in the past. Aligners now fit better and provide more predictable and accurate tooth movements, leading to better results. What follows is a simulation video that allows for any adjustments to be made before the tray is designed. In terms of comfort, Invisalign is actually less restrictive in the type of foods that can be eaten and can improve gum health.

“Our Invisalign patients, which now represent nearly 50% of all of our cases, report to us very high satisfaction levels and a very comfortable overall experience with less side effects and amazing results,” says Lach. Of course, there are cases where compliance is an issue—oftentimes with young children who may not be diligent in their care—in which case Dr. Lach offers traditional braces at no additional cost. Due to the advanced experience level with Invisalign at Lake Nona Orthodontic Specialists, patients like Megan C. tend to have a more positive experience with more benefits. Dr. Lach also works with Propel which allows Invisalign to work more efficiently and helps teeth respond better resulting up to 50% faster results. “Dr. Lach’s magical braces created my new smile in almost half the time…that’s amazing!” says Megan. So positive, in fact, that some candidates fly

After

in from as far away as the Bahamas to receive Invisalign from Lach Orthodontic Specialists. “They understand what the experience means for them and they’re willing to travel,” says Lach. He continues, “Get ready for an Invisalign treatment experience and results at a whole new level, not available anywhere else here in Central Florida.” n

IMAGES PROVIDED BY LACH ORTHODONTIC SPECIALISTS

“As it turns out, not only was my case easily and comfortably treated with Invisalign by Dr. Lach, it was done on time as he said it would for my wedding day, and my smile looked amazing! My insurance even picked up half the cost, making it very affordable.”


May 2017 | Harmony Life Magazine 11


HARMONY INCIDENT REPORT DATE 04/01/2017 04/02/2017 04/03/2017 04/03/2017 04/04/2017 04/04/2017 04/06/2017 04/07/2017 04/08/2017 04/08/2017 04/09/2017 04/10/2017 04/12/2017 04/16/2017 04/16/2017 04/16/2017 04/16/2017 04/17/2017 04/18/2017 04/18/2017 04/19/2017 04/19/2017 04/19/2017 04/20/2017 04/20/2017 04/21/2017 04/21/2017 04/23/2017 04/23/2017 04/24/2017 04/24/2017 04/26/2017 04/26/2017 04/26/2017 04/28/2017 04/30/2017

INCIDENT NATURE 17I030824 DISABLED VEH 12 17I031148 ACCIDENT UNK IN 17I031388 MISC CRIME 19I 17I031404 CHILD ABUSE 16R 17I031612 ACCIDENT NO INJ 17I031619 SUSP VEH 13V 17I032432 SUSP VEH 13V 17I032965 DIST 22I 17I033221 VIN VERIFY 75 17I033301 JUV COMPL 57I 17I033434 BEV VIOL 56I 17I033863 LOST/FOUND PROP 17I034605 FRAUD 39R 17I036153 NOISE COMPL 74I 17I036160 ANIMAL CMPL 69I 17I036250 LOST/FOUND PROP 17I036275 STOLEN PROP REC 17I036661 FIREWORKS 17I036825 TRAFFIC STOP 17I036879 SHOTS FIRED 68I 17I037317 BURG ALARM 49 17I037369 SUSP MAIL/PKG 17I037391 ROUTINE CHCK 38 17I037629 ABANDON VEH 11 17I037686 ACCIDENT UNK IN 17I037964 TRAFFIC COM 17I 17I037993 ROUTINE CHCK 38 17I038682 TRAFFIC COM 17I 7121 17I038895 DIST 22I 17I039039 BURG ALARM 49 17I039058 HWY OBSTRUC 28R 17I039803 BURG ALARM 49 17I039816 SUICIDE ATT 34I 17I039821 ACCIDENT INJ 4 17I040657 NOISE COMPL 74R 17I041443 RECKLESS OP 29I

LOCATION HARMONY SQUARE DR & E IRL HARMONY SQUARE DR & E IRL CAT BRIER TRL; BRACKEN FERN DARK SKY DR CUPSEED LN & BLUESTEM RD BLUESTEM RD & PRIMROSE WI CUPSEED LN GOLDFLOWER AVE CAT BRIER TRL BLAZING STAR LN HABITAT DR CLAY BRICK RD SUNDROP ST BUTTONBUSH LOOP & BRACKEN HARMONY SQUARE DR & E IRL CLAY BRICK RD CLAY BRICK RD DARK SKY DR HARMONY SQUARE DR & E IRL DARK SKY DR CORDGRASS PL SCHOOLHOUSE RD SCHOOLHOUSE RD CLAY BRICK RD & SEBASTIAN HARMONY SQUARE DR & E IRL BEARGRASS RD & BUCK LN BEARGRASS RD & BUCK LN RED LANTERN DR DARK SKY DR SAGEBRUSH ST FIVE OAKS DR & E IRLO BRO SAGEBRUSH ST LITTLE BLUE LN FIVE OAKS DR & E IRLO BRO CLAY BRICK RD FIVE OAKS DR & E IRLO BRO

DISPOSITION CODES A - ARREST B - VERBAL WARNING C - CITATION ISSUED D - NOTICE TO APPEAR ISSUED E - FI CARD ISSUED F - COMPL CONTACTED G - COMPL GONE ON ARRIVAL H - GREEN TAG ISSUED I - SUSP CONTACTED J - SUSP GONE ON ARRIVAL K - UNFOUNDED L - PROPERTY SECURE M - FALSE ALARM N - ASSIST OTHER AGENCY O - TRAFFIC CONTROL 12 May 2017 | Harmony Life Magazine

P - MOTORIST ASSIST Q - CIVIL MATTER R - REPORT S - SUPPLEMENT T - TRESPASS WARNING ISSUED U - REFERRED TO OTHER AGENCY V - AREA CHECKED UNABLE TO LOCATE W - PX CHECK/ALL IN ORDER X - NO POLICE ACTION Z - PARKING TICKET WW - WRITTEN WARNING DUP - DUPLICATE CALL TOT - TRANSFERRED TO ANOTHER AGENCY COM - HANDLED BY DISPATCH

CODE P U R CAN R I J F F F K F R B O R F V A I L R COM F V F X Z X L V M F U F K


May 2017 | Harmony Life Magazine 13


IS YOUR DID YOU KNOW? DID YOU NOT-FOR-PROFIT KNOW?

ORGANIZATION TAX EXEMPT?

By Kerul Kassel PHD Hamony CDD Board Member By Kerul Kassel, PHD By Jason Flowers MBA, CFA, EA, CPA Harmony CDD Board Member recyclable, ensure your recyclables comply with county on each of these a little later. We’re lucky that we have ID YOU KNOW that Harmony was designed program guidelines (http://www.osceola.org/agenciessingle stream recycling in Osceola where all of circadian to promote theKNOW peaceful coexistence of human ID YOU that Harmony was designed to promote found County, to affect human rhythms. (See the Wikipedia entry departments/public-works/solid-waste/curbsiderecyclables go into a single container. easy andlosefor and animal residents within the(NPOs) community ot-for-profit organizations are not always recognized Common reasons NPOs their tax info.) exempt status include: (1) failing the peaceful coexistence of human andour animal residents for Dark SkyIt’s Movement more collection-services/acceptable-recycling-items.stml) for This stuff sorted both990 by hand while striking a balance the preservation, useto receive bywithin the IRS tax exempt and eligible taxresidents. deductible to isFile Form for 3and consecutive years, (2) earning too much income theasbetween community while striking aquick balance between Third, use recycling bestcampaigning, practices: cleanand all (4) containers by machine once it reaches a MRF (Materials Recovery and enjoyment of Harmony’s natural areas? Harmony contributions. you enjoyment are an officer of an NPO, natural or a financial unrelatedlighting activities, (3) participating in political the preservation, useIf and of Harmony’s areas? from Landscape usually creates wasted light and can interfere and let them dry before putting them in the bin so they Facility). That’s why it’s important to exclude from your incorporates natural and human-built environments contributor to these one, you might want to the check the organization’s tax benefiting board membersand excessively. Underlying objectives are values of bin fostering a exempt respect withorplant flowering even the activities of beneficial insects. don’t contaminate other items like paper. DON’T flatten jagged pieces of scrap metal broken glass that can that blend in ways designed to enhance the relationships status at the IRSthe website: https://apps.irs.gov/app/eos/. for the land, protection of wildlife and theharm sensible and shopping The advantages of reducing light pollution include an increased plastic containers as they can confuse sorting machines workers,use or plastic bags thattax-exemptions can jam up between humans and animals and maximize the benefits The loss of IRS can create tax problems for the organization of coexistence. Harmony’sWhile abundant natural and manmade reducing the effects of include unnatural but DO flatten cardboard machinery. amenities number of stars visible at night, ofenjoyment their peaceful retaining NPO’s gain tax-exemption by applying fornatural IRC Section 501(c)(3) status. and its contributors. For example, donors tocardboard a NPO boxes. wouldDon’t no longer be by its residents. lighting on the environment, and cutting down on energy that has food residue, plastic liners or usage. components areas, Harmony is part of a human-dominated landscape able to itemize deductions for their contributions. In addition, the NPO Travel outlow, to the of FiveBecome Oaksfamiliar on a moonless night and wonder with what NOT to recycle. Fourth, don’t With current commodity and oil prices the end market where our actions profoundly affect the welfare of wild Benefits of being tax-exempt under 501(c)(3) include: would be subject to federal corporate income taxes, penalties and interest. landfill for some materials is challenging, this animals. This month’s subject is Harmony’s Dark Sky goals. Did recycled you know at the incredible yet star-studded sky.food waste: compost it! It’s easier than you might 1. Exemption from federal corporate income taxes.is quite likely a temporary scenario. Another issue is imagine with just a little attention, and you can use the that Harmony was designed for dark skies from its start? Harmony Retroactively reinstating NPO status can be a confusing process. Form 1023 2. exemption from state income, salesSky andthat property taxes.(IDA) finished compost in point your garden, flower beds, or among an increasing amount of recycled truckloads go to One of Possible the ways we protect our environment is through was recognized by the International Dark Association Harmony’s street lighting is designed downward at the is commonly used for reinstatement and isfor26to pages inplants. length. It requires your shrubs healthier You can compost your the funding landfill oravailable incinerator because they are considered recycling, and US recycling have been about Ability tothe apply for grants and other public or private in 3.2009 asinthe world’s firstrates Dark Sky Development of Distinction, street, with the lightshade cutting off light above the bottom of the numerous attachments/statements from the NPO’s Board of Directors and shredded paper, too (or use it for packaging cushioning)! contaminated. It’s up to us to ensure our recycling 34% of only total to waste (way behind many other developedIRS-recognized NPOs. a new award designated by IDA to promote subdivisions, master financial bulb. Onstatement Harmony schools sports fields, the lights have “eyebrow” n information.Fifth, take your electronics waste to appropriate recyclers actually gets recycled. Coated paper receipts, shredded world Recycling reducesbulk-mail toxic pollution 4.countries). Discounts on US Postal rates.from planned communities, and unincorporated townships whose shields to help direct light toward the playing field and not into the (see e-stewards.com). paper, broken glass, diapers, plastic lids and caps, plastic waste facilities. It conserves resources, like trees, water, 5. Contributions are tax-deductible bynatural the donor. planning actively promotes a more night sky. Such lighting sky. shopping bags, and Styrofoam (polystyrene) containers metals, and fossil fuels. It reduces waste, while saving not only promotescarbon the viewing it contaminating also minimizes Reycling onethrough of those an entire truckload. energy, and mitigating emissions. ofItthe has night been sky,risk Herring CPA’s and Consultants are prepared to helpisyou the green processcommunity of reinstatingno-brainers your According to the IRS, the City of Orlando, FL has approximately 2,927 tax-exempt impact on wildlife populations. You may have noticed Harmony residences were Let’s setorganization an example by reducing our status if necessary. If youthat feel your hashere lost in (or Harmony, is in dangerdesigned of losing) reported to create 20-100 jobs for every one job created NPOs registered that porch are intoandplease the ceiling totoprovide a recyclables soft itssotax exemption andlights would like arecessed free consultation, callaction us 407-647-7777. We are total waste taking ensure the How to contributions. take recycling the next level? First, reduce buying with landfilled waste. as eligible to receive tax deductible NPOs in Orlando theirbenew tax-exempt status in also available iffor you visitors are operating an NPO and needporch helprecycled. withuse. your So, annual that as leave end up for actually Perhaps a contest Animals another that are1,551 active only at nightlostcan harmed by light welcome adequate light iffiling you stuff where possible and appropriate, andcurrently reuseand However, requirements. the lastknow 5 years. foror theadditions cleanest recyclable What lighting, are your contest your stuff (contact meconsidering for strategies: any Kerul@ Did you there are they 5 “R”s are of waste management? pollution because biologically evolved to existing be dependent are changes to yourbin? outdoor ideas? n to continue to keep Harmony a me.com)—it saves $$ as wellplease as reducing Second, Aside from recycle, there’s with reduceaand reuse, refuse (don’t on an environment certain amount of hours of uninterrupted keepwaste. in mind these reasons that community.■ looks remotely buy what you and don’t really need), andOver-illumination rot (compost). More ofrather daytime nighttime. the than night“wish-cycle” sky is anything Dark Sky

DD

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affecting them (especially birds). Light pollution has also been

14 May 2017 | Harmony Life Magazine

September 2016 | Harmony Life Magazine 7


AMENDING A TAX RETURN… IS YOUR NOT-FOR-PROFIT WHEN THE FIRST TIME WAS NOT ENOUGH ORGANIZATION TAX EXEMPT?

F N

By Jason Flowers MBA, CFA, EA, CPA By Jason Flowers MBA, CFA, EA, CPA

ew things in life come with a do-over. Amending you tax return may seem like a do-over, however, if your tax liability increases due to the amendment, get (NPOs) ready toare paynotpotential and ot-for-profit organizations always interest recognized penalties taxes. Alternatively, if you ways to by in theaddition IRS as to taxmissed exempt and eligible to receive taxspot deductible legitimately decreaseIfyour from previous year you may contributions. youtax areliability an officer ofaan NPO, or a financial be able to obtain a refund or credit that can be applied to current or contributor to one, you might want to check the organization’s tax exempt future taxes, just don’t hold your breath for any interest due to you for status at the IRS website: https://apps.irs.gov/app/eos/. your free loan to the government. Amending your return often makes when you arestatus. seeking NPO’s gain tax-exemption by applying for IRCsince Section 501(c)(3) to correct your filing status, number of dependents, total income, tax deductions tax credits. If 501(c)(3) the IRS corrected Benefits of beingortax-exempt under include: a math error on a previous return you should respond to the notice with any schedules or 1. Exemption federal forms needed tofrom address thecorporate issue butincome are nottaxes. likely required to submit Possible return. exemption from state income, sales and property taxes. an2.amended 3. Ability Theto Form 1040X used to public amendoraprivate previously filed 1040, apply for grantsisand other funding available 1040A If theNPOs. amended return of one tax year affects onlyorto1040-EZ. IRS-recognized multiple years,onyou need to amend all the years affected. Use a 4. Discounts USwill Postal bulk-mail rates. separate 1040X for each year you need to amend. The 1040X must be 5. Contributions are tax-deductible by the donor. paper filed. Once you paper file your amended return get ready to wait 8-12 weeks for the IRS to process the return. According to the IRS, the City of Orlando, FL has approximately 2,927 Amended returns present amounts you amend in a three NPOs registered as eligible to receive tax deductible contributions. column format. Column A presents amounts as originally filed, However, another 1,551 NPOs in Orlando lost their tax-exempt status in Column B presents increases or decreases that need to made relative to the 5 years. the last amended return while Column C presents the result of the increases or decreases to Column A. Some examples of situations that would require an amended

return include the following: 1. You made a mistake on your filing status – Although you changed reasons your Facebook status to tax “Single” after yourinclude: divorce, you are Common NPOs lose their exempt status (1)if failing care of a dependent child atyears, home(2) youearning are may able to file as totaking File Form 990 for 3 consecutive toobemuch income “Head of Household,” which can provide you with a higher standard from unrelated activities, (3) participating in political campaigning, and (4) deductionboard and more favorable tax brackets. benefiting members excessively. 2. You erroneously claimed/failed to claim a dependent – Custody agreements Form 8332can cancreate helptax you with properly claiming a The loss of IRSand tax-exemptions problems for the organization dependent when appropriate afterdonors a divorce. and its contributors. For example, to a NPO would no longer be overlooked tax for deductions you were entitled to take took able3.toYou itemize deductions their contributions. In addition, the or NPO deductions you shouldn’t have taken. would be subject to federal corporate income taxes, penalties and interest. 4. You underreported income that should have been reported. 5. You claimed a deduction for your property taxes in the year you Retroactively reinstating NPO status can be a confusing process. Form 1023 received the bill, but actually paid the taxes in the subsequent year. The is commonly used for reinstatement and is 26 pages in length. It requires deduction for property taxes paid is allowed in the year paid. numerous attachments/statements from the NPO’s Board of Directors and 6. You are married and originally filed as Married Filing financial statement information. n Separately (MFS) but subsequently realized you could save taxes if you amended the return by filing as Married Filing Jointly (MFJ) -Note: You cannot go from MFJ to MFS. Herring Consultantsaare prepared to help you through the process reinstating your 7. CPA’s You and converted Traditional IRA to a Roth IRAofand now want tax-exempt status if necessary. If youconversion feel your organization lost (orinis the in danger of losing) to re-characterize the Roth due tohas a drop market value itsoftaxinvestments exemption andinwould a free consultation, please call us 407-647-7777. We are the like account. also available if you are currently operating an NPO and need help with yourtoannual filingan The IRS allows you aas3-year window relative filing requirements. amended return. If you feel you need to file an amended return and would like a free consultation, please call or e-mail Herring CPA and Consultants at 407-647-7777 or info@herringcpa.com.■

September 2016 || Harmony HarmonyLife LifeMagazine Magazine 15 7 May 2017


Quick Reference Directory QUICK REFERENCE DIRECTORY

16 May 2017 | Harmony Life Magazine

16 Harmony Life Magazine | September 2016

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Orange Blossom Trail #12 CARE Travel MollyMaid.com 407-859-4400 Triple Palm Lawns BANK BODY PRODUCTS “Harmony Resident” “Harmony Resident” MyFloridaGameRooms.com Sea Wife Handcrafted 407-738-7088 Trustco Bank INSURANCE 407-957-3489 SeaWifeUSA.com tvlwithlinda@gmail.com 1525 E. Osceola Pkwy. REAL ESTATE Brightway Insurance, TriplePalmLawn@aim.com Facebook: Harmony Sea Facebook: Harmony Get LLC 407-932-0398 The Corcoran Connection, The Sterner Agency Wife Aways WithResident* *Harmony MORTGAGE 407-891-9361 CARPET CLEANING Meissner Cruise & Owner/Broker Travel Jeanine Corcoran Trustco Bank Best and&Quick Carpet Cleaning Farm Bureau CARS TRUCKS Sarah Near – Branch Selling/Buying/Renting/Property Michael Long WATER SYSTEMS Diago MontesFord Kisselback Manager Management; Now serving 407-847-5189 Dependable Water 407-509-2492 1118 13th St.,Saint Cloud International clients with Portuguese/ Gateway Commons floridaFarmBureau.com Treatment Licensed and insured 407-892-2141 Brazilian- and Spanish-speaking 1525 E. Osceola Pkwy., 407-272-7150 KisselbackFord.com Kocher team members Ste. 120Insurance, LLC CARS & TRUCKS 1312 Illinois FL Ave., Suite H 407-922-3308 Kissimmee, 34744 Kisselback Ford CHURCHES Saint Cloud, FL 37769 JeanineCorcoran@gmail.com 407-932-0398 1118 13th St., Saint Cloud Harmony Community 407-957-1918 TheCorcoranConnection.com 407-892-2141 Church MOVIE THEATERS KocherInsurance.com KisselbackFord.com Meeting 10am Sundays at RESTAURANTS Cinema World Harmony High School LAWN East of CARE 95 on 192 next to Stone Bridge Tavern CHURCHS 844-444-FBCH Triple Palm Club Lawns The Royal Crest Room Harmony Community Church Sam’s HarmonyCommunity. *Harmony Resident* Melbourne, FL 5530 Michigan Ave. Meeting 10am Sundays at church CWTheaters.com 407-957-3489 Saint Cloud, FL 34772 Harmony High School TriplePalmLawn@aim.com 407-891-0903 (844) 444-FBCHREPAIR COMPUTER MUSIC LESSONS StoneBridgeTavernAndGrill.com I Repair PCS HarmonyCommunity.church MORTGAGE Music in Harmony Piano Efrain Rodriguez Trustco Bank Life Church TIRES Lessons and Vocal 773-865-2697 Sarah Near Manager NTA National Tire and Auto 10:10am Sundays at Coach DawnBranch Korzen IRepairPCS.net Rebeca Escote - Assistant Narcoossee Middle School “Harmony Resident” 304 13th St., Saint Cloud, FL efraincfd@gmail.com Branch Manager Rd. LifeChurchCFL.com 7130 Indiangrass 407-593-2136 Gateway Commons Harmony, FL 34773 GARAGE DOORS & COMPUTER REPAIR 1525 E Osceola Pkwy., Ste.120 TRAVEL MusicInHarmony2013@ Kissimmee, FL 34744 IOPENERS Repair PCS Meisner Cruise and Travel gmail.com D.S.I 407-932-0398 for interview Efrain Rodriguez *Harmony Resident* 407-301-4561 Sales/Service/Repairs 773-865-2697 407-738-7088 MOVIE THEATERS 407-970-5847 PAINTING & PRESSURE IRepairPCS.net tvlwithlinda@gmail.com Cinema World dsigaragedoor@yahoo.com WASHING efraincfd@gmail.com Facebook: Harmony Get A Way DSIgaragedoorandopener. East of 95 on 192 next to Sam’s Club Champions Property with Meissner Travel com Melbourne, FL DJ SERVICES Maintenance CWTheaters.com HPE House Party WATER SYSTEMS “Harmony Resident” HANDYMAN Entertainment Joe Murray, 407-766-5051 Dependable Water Treatment The Good News MUSIC LESSONS 407-738-3409 407-242-7150 Handyman Music in Harmony Piano PEST CONTROL Rick Wade GARAGE DOORS & OPENERS Luv-A-Lawn Lessons and Vocal & PestCoaching 407-468-1352 Control D.S.I. by Dawn Korzen Sales / Service / Repairs 407-908-9139 7130 Indiangrass 407-970-5847 Harmony, FL 34773 dsigaragedoor@yahoo.com MusicInHarmony2013@gmail.com dsigaragedoorandopener.com 407-301-4561 for interview


EXP. 5/31/17

EXP. 5/31/17

EXP. 5/31/17


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