Harmony Life - February 2020 by Quantum Marketing Communications

FEBRUARY 2020

MEET THE

HUSBANDS

FAMILY Photo by Studio NINE 13

T H E P U B L I C AT I O N F O R T H E R E S I D E N T S O F H A R M O N Y A PUBLICATION OF QUANTUM MARKETING COMMUNICATIONS, LLC

LUCKYDOGPRINTING.COM

Where every purchase gives back to a cause, community or organization Accessories

feeding

Clothes newborn-Size 8

NEW LOCATION! 1037

toys & books

@zandqboutique Check our schedule for Mommy & Me classes available in store

LETTER FROM THE PUBLISHER

FEBRUARY 2020

A publication of Quantum Marketing Communications, LLC www.QMCWorld.com

PUBLISHER & CEO

Bill Bokunic 321.331.6398 Bill@QMCWorld.com

GRAPHIC DESIGN

Welcome to the February 2020 edition of Harmony Life Magazine! Due to popular demand, the Harmony area Sherriff ’s Report is now back!!! Actual street addresses are redacted, but you can get an overall idea of the crime and/or lack thereof in Harmony. The Harmony main HROA put’s info into this publication every two months. This HROA is over all of Harmony except “The Lakes” which has their own HOA. The condos and townhomes have a sub HOA but also are a part of the main HROA. There has been some confusion, so hopefully this clears it up. There’s a 20% off offer on page 16 for Lotus Nails and Day Spa—please make sure to bring the ad with you for the discount. The Corcoran Connection has teamed up with Royal St. Cloud Golf Links to add extra value when using them for your real estate needs. See the Corcoran Connection advertisement on page 9 for details. Sign up on MyHarmonyFL.com for weekly emails of events and happenings. Harmony Life Magazine is produced by residents for residents—please feel free to message me directly with content and pictures: Bill@QMCWorld.com Join the Harmony Residents Facebook Page! Make sure to include your address when you request access to the Facebook Group See you in March!

Renée Blair Blair Creative Group, Inc.

COVER PHOTOGRAPHY Kristin Macari Studio Nine 13

CONTRIBUTORS

Steve Berube Chairman HCDD and President HROA Jeanine Corcoran The Corcoran Connection Kerul Kassel, PHD

Hamony CDD Board Member

Stephanie Milfeld Z&Q–A Children's Boutique The opinions expressed in the Harmony Life Magazine articles are those of the author(s) and do not reflect the opinions of Quantum Marketing Communications, Harmony Life Magazine or the Publisher. Harmony Life Magazine, Quantum Marketing Communications, LLC and the Publisher can, in no way whatsoever, be held responsible for the content of such views, nor can it be held liable for any direct or indirect damage that may arise from such views. All rights reserved. No part of any Quantum Marketing Communications, LLC published work may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the publisher.

Bill Bokunic Bill@QMCWorld.com

Harmony Life Magazine

CONTACT INFO FOR RESIDENTS CDD HarmonyCDD.org, 407-566-1935 Steve, Mike, Bill, Kerul or Dave@HarmonyCDD.org SHERIFF, NON-EMERGENCY 407-348-2222

SPECTRUM CABLE / INTERNET

877-892-3279

CENTURY LINK CABLE / INTERNET

866-314-4148

OUC ELECTRIC

407-957-7373

HROA

Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, MyHOASolution.com

CONDOS HOA

Sentry Management, 407-846-6323

ADVANCED DISPOSAL – OSCEOLA 407-605-3892 3501 Pug Mill Rd. Kissimmee, FL 34741 OsceolaFL@advanceddisposal.com

TOWNHOMES HOA HARMONY DEVELOPER OFFICE

Association Solutions, 811 Mabette St., Kissimmee 407-847-2280, MyHOASolution.com 407-891-8358, HarmonyFL.com

OSCEOLA COUNTY COUNTY COMMISSIONER FRED HAWKINS

Osceola.org “Citizen Action Center” fhaw@osceola.org

February 2020 | Harmony Life Magazine 1

COVER STORY

here. There are so many options from bike riding to trail hiking—even boating is available! What is your favorite weekend activity? We are a pretty active family, so we like to get outside and have some fun! Having four kids keeps us busy, but when we get some free time, we head to the parks, pool, or take our boat out on the Butler lakes chain.We also love to spend the day at the Beach! Harmony is just a short trip to Melbourne Beach.

HUSBANDS FAMILY What is… Your name? Caitlin Husbands Your spouse's name? Shane Husbands Your children's names? Rylee is 13; Ellah is 11; Greyson is 4; Lennex is 17 months. When did you move to Harmony? We moved to Harmony in September 2013. We started out in the town homes on Five Oaks Drive. Around two years ago, we moved to the house we are in now on Beargrass Road. What do you love most about Harmony? I love having so many amazing friends right in my neighborhood. Being active is a big part of our lives; living in Harmony gives us the opportunity to get outside and really enjoy the nature. What are your kids’ favorite things about Harmony? The kids love having their friends so close. We didn’t have that luxury before we moved to Harmony. They love to go to the parks and ride bikes. They also really enjoy the schools here. 2 Harmony Life Magazine | February 2020

Where did you move from? St. Cloud and Gotha, Florida. What is your background? I grew up in a small town near Buffalo, NY and moved to Florida with my family about 15 years ago. Go Buffalo Bills! Shane grew up in California and Florida. His dad was in the Air Force, so they traveled a bit. He graduated from UF in '04 and stayed local to open up his own shipping store, which he has run for 13 successful years. What is a good story about Harmony? Harmony is an amazing place to raise your family. We are so happy we chose to live here based on the A-grade school system and the family-friendly environment. What is unusual or unique about Harmony, in comparison to your previous home? Harmony has the best amenities; you can never be bored

Are there any recommendations for other neighbors? Get outside and enjoy what God has made for us! Our neighborhood values nature, and that means trying to preserve it as much as possible. We have so many activities here for all ages. So definitely check them all out! Don’t forget about the great neighborhood events Harmony puts on! We are so blessed to live here. Do you do any charity or non-profit work? I like to help out with the Teen Moms Choose Life group. What do you do for fun? I love to have friends over and sit on the front porch with a fire and a bottle of wine. I also really enjoy working out with my Camp Gladiator group and spend time in my garden. Shane’s passion is fishing and he tries to get out as much as possible. He is also known for his BBQ skills on the Big Green Egg.

What is your favorite TV Show? We love “The Office”, “Ozark”, and “Modern Family”. We are also, of course, frequent with all Disney movies, since the boys are in that stage. What else should we know about you or your family? I make homemade elderberry syrup, so if anyone needs it, let me know! n

Studio NINE 13

MEET THE

Is there a neighbor experience you are most proud of? A few times a year we have a block party and the neighbors come together with a dish and we all have a great time! It’s a perfect example of how everyone welcomes everyone in this neighborhood. We also host a Christmas caroling event I have found the kids and neighbors really enjoy.

Our Custom

ers are

Awesome!

WinneR

Thank you Bobby Kiss , elba

Incredible Experience in All Areas! HHHHH

“I found my used F-150 online and called the store to ask for some more details. I live in Tampa, so I didn’t want to drive all the way to south of Orlando unless I felt good about the truck. At the dealership the next day, I had only a short time to get things worked out, and the entire team worked diligently to get me on the road in my new truck in short order. I wouldn’t go anywhere else to buy another vehicle. It is running fantastic and I could not be happier with my entire experience at Kisselback Ford!” —Tony M.

Amazing Service! HHHHH

“Thank you so much to the entire team at Kisselback Ford for taking such good care of me and getting me into a Ford Edge! I love my new car and your help and service was amazing!” —Savannah B.

Wow! This Was Truly the Easiest and Best Car-Buying… HHHHH

“Wow! This was truly the easiest and best car-buying experience I have ever had! Our salesman was incredibly friendly and went above and beyond! He even drove an hour out of his way to pick us up from our hotel—talk about great customer service! I found this truck online in Arizona, and in less than 48 hours, I was driving it off the lot in Florida, thanks to the wonderful employees of Kisselback Ford. From the first interaction, the entire process was so easy. Everyone at the dealership was very nice and the owner even comes out to shake your hand when you complete the purchase. Thank you Kisselback Ford, it was truly a pleasure doing business with you!! I wouldn’t hesitate to fly 2,200 miles back to Florida to buy another vehicle from you!” —Jarrod & Brittany F.

FEATURES & BENEFITS:

A TRUE PRICE OF JUST

$49.95

Taxes & Fees Included

SCHEDULE AN APPOINTMENT

TODAY!

• Change Engine Oil & Filter • Install Up to 5 Qts of Premium Synthetic Oil • Check and Top Off Fluids • Check and Adjust Tire Pressure • Lubricate Chassis Where Applicable • Inspect Vehicle Belts, Hoses & Battery • Inspect Vehicle Air Filter • Inspect Vehicle Steering & Suspension • Inspect Windshield Wiper Blades • Inspect Vehicle Brakes • Safety Check Vehicle’s Exterior Lights • Tire Rotation

1118 13th Street • St. Cloud, FL 34769 • 407-892-2141 • KisselbackFord.com

5 BIGGEST MISTAKES When Choosing a Real Estate Agent

By Jeanine Corcoran

elling your home is one of the biggest transactions you’ll ever make, and one you shouldn’t do on your own without the help of a real estate professional. Don’t be the homeowner that makes any of the following mistakes:

1. Choosing an agent who doesn’t know, or who isn’t the expert, in your community.

It’s important to choose an agent who is familiar with and active in your community. An agent who is active, is constantly promoting your property to neighbors and visitors. An agent who believes in the community is the best agent to sell your home.

2. Number of years’ experience isn’t the most important.

Honestly, that large number of how many homes they sold in the past 25 years sounds impressive, but more importantly, is their success rate. An agent who listed 100 homes last year, but only sold 25, has a success rate of 25%. An agent who listed 15 homes and sold all 15 has a success rate of 100%. Success rate is important.

3. Flat Fee Service Companies.

The fact is, you get what you pay for. This is not the correct approach when you’re dealing with such a large transaction. Chances are, you think you are saving money, but in reality, you are probably not getting the most money for your property. Penny wise and pound foolish comes to mind.

4. Choosing the agent who gives you the highest listing price.

It all sounds good at the time, but when your house is still on the market in six months, are you really accomplishing your goal of selling your home? Go with the facts given to you on what sold in your neighborhood, they don’t lie. Knowing up front what a realistic price is for your property will avoid disappointment at closing.

5. Choosing an agent who cares about one thing… commission.

The agent gives the best presentation, but deep down, you know they only care about their commission.That agent doesn’t care about getting you the most money for your home. The best agent is the one that listens and cares about your goals.

Selling your home can be stressful, but it doesn’t have to be. Don’t make the mistake of choosing an agent who isn’t an expert in your community, who has the most number of years in the business, who gives you the cheapest commission, who gives you the highest list price or the agent who only cares about one thing—making a commission. Making the right choice of who should sell your home will make your selling experience pleasant and profitable rather than a nightmare. Jeanine Corcoran is the Broker and Owner of The Corcoran Connection, LLC – A Real Estate and Property Management Company. Jeanine has been helping families with their Real Estate needs since 2005. Jeanine is Barbara Corcoran’s sister from ABC’s SHARK TANK. Jeanine can be reached at 407.922.3308, email Jeanine@TheCorcoranConnection.com, or visit TheCorcoranConnection.com.

The Lenoir Agency 407-552-0100

Subject to terms, conditions and availability. Allstate Fire and Casualty Insurance Co., Allstate Property and Casualty Insurance Co. © 2013 Allstate Insurance Co. 4 Harmony Life Magazine | February 2020

11470004

3357 W. Vine Street, Suite 103 Kissimmee, FL 34741 dazilenoir@allstate.com

UNDER CONTRACT UNDER CONTRACT UNDER CONTRACT 3306 Dark Sky Dr 5 Bed | 2.5 Bath 2943 sq ft by Jeanine Corcoran

7006 Cupseed Ln 3 Bed | 2.5 Bath 2153 sq ft by Jeanine Corcoran

3518 Sebastian Bridge 4 Bed | 2.5 Bath 2085 sq ft by Jeanine Corcoran

3384 Cordgrass Pl 4 Bed | 2.5 Bath 2978 sq ft by Jeanine Corcoran

FOR SALE

UNDER CONTRACT

$329,900

$259,000

$230,000

$339,900

$190,000

FOR SALE

7102 Red Lantern Dr 3 Bed | 2.5 Bath 1668 sq ft by Jeanine Corcoran

$189,900

UNDER CONTRACT UNDER CONTRACT 7133 Harmony Sq Dr 3 Bed | 2.5 Bath 1668 sq ft by Jeanine Corcoran

3324 Cat Brier Tr 7 Bed | 3.5 Bath 3779 sq ft by Kris van der Snel

$189,900

$497,000

SOLD

3133 Dark Sky Dr 5 Bed | 4.5 Bath 3751 sq ft by Jeanine Corcoran co-op w/ Amanda Owens

$389,900

3319 Pond Pine Rd 2 Bed | 2 Bath 1188 sq ft by Jeanine Corcoran

SOLD

3329 Sagebrush St 3 Bed | 2 Bath 2090 sq ft by William Bokunic

$263,290

Ask us about your Free 1-Year Golf Membership! Jeanine Corcoran - Broker | Owner The Corcoran Connection 407-953-9118 - office 407-922-3308 - cell Jeanine@TheCorcoranConnection.com TheCorcoranConnection.com Serving all of your Real Estate Needs

Connect with us on Social Media! February 2020 | Harmony Life Magazine 5

ORLANDOâ&#x20AC;&#x2122;S ONLY

AIRBOAT & GATOR PARK

HARMONY19

S ID E N T S F O R FL O R ID A R E

GET STARTED AT

www.WILDFL.com! Closed on Sundays. Not valid with other offers or discounts. Expires 12/31/19. Bring this coupon the day you visit using the code HARMONY19 to redeem this discount!

6 Harmony Life Magazine | February 2020

(407) 957-3135 3301 Lake Cypress Rd. Kenansville, FL 34739

PERSONAL DEVELOPMENT By Stephanie Milfeld

f you ever have the chance to attend a personal development conference I urge you to go! When people think of personal growth or personal development, they think that there must be something WRONG with you if you are going. But, why should there be something WRONG with you wanting more with your life? Why should there be something WRONG with you living these big audacious dreams? Why should there be something WRONG with you wanting to live the best version of your life possible?

COURTESY OF STEPHANIE MILFELD

Reality check: There is NOT a single thing wrong with any of that! It has been said you are the average of the five people you surround yourself with. If you are the smartest person in your group, find a new group. If you are the most confident person in your group, find a new group. If you are the most motivated person in your group, FIND A NEW GROUP! This doesn’t mean you need to dump everyone you know and go knocking on people’s door searching for strangers to be your friend (I highly recommend not knocking on stranger’s doors). But, go out and meet people, step out of your comfort zone. I know you are sitting back reading this saying, thinking…well yeah, right, like it’s SO EASY to meet new friends. As an adult, this is one of the hardest things to do. Listen, I GET IT. Most of my very close friends live far away in other states and we don’t get to spend time together like we used to. There is an entire community surround your current location. There are people who are striving to be the best versions of themselves and will welcome you with open arms. Join a book club, a sewing group,

a coffee club, a workout squad, a walking sisterhood. Don’t worry if you don’t know anyone, just do it because it interests you. Do it because YOU want to. Take care of YOU. You deserve it. You deserve to do ALL the things. What are you worried about? Other people judging you? Guess what, as Rachel Hollis would say…other people’s opinion of you is NONE OF YOUR BUSINESS! Join us for Set Sail—A Personal Growth Group, once a month at 6:30pm. The next one is February 18th. No one is too young or too old…all are welcome to attend. We have teenagers through great grandparents who have attended. This is YOUR life and YOUR story to write. You have a place here in this world so START TODAY, not tomorrow or next week, or next month. Drink the stupid water, move your body, show gratitude and DREAM BIG AUDACIOUS DREAMS, because YOU deserve this life! Z and Q – A Children's Boutique 1037 New York Ave. • Downtown St. Cloud • www.ZandQ.com Store Hours: Monday-Friday: 10am–7pm • Saturdays: 11–7pm

PROVIDING AFFORDABLE AND CONVENIENT PLANNING SERVICES Wills • Living Trusts • Lady Bird Deeds Powers of Attorney • Health Care Proxies Living Wills • Probate Avoidance Strategies LLC & S-Corp Formation and Management

Call Today to Start Preparing for Your Future Scott Farnsworth

Attorney & Counselor Harmony Resident Since 2007

407-725-7055 • www.WillandTrustExpress.com

10069 University Blvd. • Orlando, FL 32817 (Corner of 417 and University) Available to Meet for Appointments in Harmony, St. Cloud & Narcoossee February 2020 | Harmony Life Magazine 7

One-on-One Grooming in a Relaxing Environment

OUR SERVICES:

Bath & Brush Mini-Groom • Full Grooming Dematting • Deshedding Nail Trim & File

SERVING HARMONY AND ST. CLOUD

407.257.1414 • PawfectCutsOfHarmony.com Mention This Ad, Receive $5 OFF FIRST VISIT

DIDN’T SEE THAT COMING?

YOU’LL BE GLAD TO SEE THIS COMING.

$50

WORK SMARTER, NOT HARDER.

ON YOUR FIRST 5 CLEANS OR $25 OFF A ONE TIME CLEAN WITH A 2 HOUR MINIMUM

New customers only. Some restrictions may apply. Not to be combined with any other offers. Participating locations only.

MOLLY MAID OF KISSIMMEE, ST. CLOUD AND LAKELAND

407-498-2256 8 Harmony Life Magazine | February 2020

Af te r a n ex t ra l o n g d ay, w h o wa n t s to co m e h o m e to a n ex t ra b i g m e ss? Le t M o l l y M a i d ’s p ro fe ss i o n a l c l e a n e r s c l e a n yo u r h o m e f ro m to p to b o t to m w h i l e yo u ’ re at wo r k , s o yo u c a n co m e h o m e, k i ck o f f yo u r s h o e s , a n d e n j oy yo u r f re e t i m e.

Free 1-Year Golf Membership! Playing the #1 Rated links course just got easier! Contact us to learn more. The Corcoran Connection and Royal St. Cloud have teamed up for a great offer. New clients receive a one-year Individual Golf Membership with the purchase or sale of a home when using The Corcoran Connection. This is a $950 value. For more information and details, contact The Corcoran Connection.

The Corcoran Connection LLC 407-953-9118 - office Info@TheCorcoranConnection.com TheCorcoranConnection.com Restrictions: Cart fee not included. Valid for 1 year. No cash value. Limited time offer. Non-transferable. One per family. February 2020 | Harmony Life Magazine 9

NOW SELLING! From the $200s

At Twin Lakes, extraordinary lakeside living is on the horizon. Centered around a magnificent 20,000 square foot clubhouse on the tranquil shores of Live Oak Lake, youâ&#x20AC;&#x2122;ll enjoy boating, kayaking, and amenities usually reserved for fine resorts. Jones Homes USA offers a variety of innovative home designs with an unheard of combination of luxury features and unique amenities. When you compare, youâ&#x20AC;&#x2122;ll find Twin Lakes offers exceptional value with luxurious included features that are usually an upgrade with other builders.

407-988-3222 | JonesHomesUSA.com Twin Lakes is a 55+ active adult community. All prices, terms and availability are subject to change without notice. CRC#046154

FITNESS CENTER NOW OPEN!

MODELS OPEN DAILY

4910 Twin Lakes Blvd, St Cloud FL 34772

February 2020 | Harmony Life Magazine 11

For all your mortgage needs... Flexible Financing Options: Did you know that EVERY month we close loans that started out as “turn downs” or denials from other banks or lenders? Technology: We offer state of the art technology! This allows us to provide real-time updates throughout the process to keep you updated every step of the way from anywhere in the world!

On Time Closings: We’re proud to say that over 90% of our loans close not just on time, but early! Fast-Track Underwriting: Our Fast Track Loan approval allows you to focus on finding your new home with confidence.

Mention this magazine for $500 off closing costs Julie Bretz-Swinarski Senior Loan Officer jbretz@meploans.com 407.758.3443 MLO#926133

Mortgage Equity Partners LLC, NMLS #1936, 220 Broadway, Suite 205 Lynnfield MA to learn more about our mortgage products and your eligibility for such products. This is not an offer of credit or commitment to lend. Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice. APR* means annual percentage rate. Mortgage Equity Partners complies with Section 12 CFR 1026.2 Reg. Z and Section 8 of Respa and does not offer marketing services in exchange for referrals or the expectation of referrals.

12 Harmony Life Magazine | February 2020

HOW DOES HARMONY WORK?

By Steve Berube Chairman HCDD and President HROA

ver time, I’ve written on this topic several times, but as residents come and go, questions arise about the various entities that seem to govern life in Harmony. So, the following will hopefully clarify some terms you hear frequently.

Associations maintain their own areas and buildings with the HROA stepping in as Master Association only in the rare instance when needed. So, yes, Condo & Townhouse owners pay 3 different fees each year.

The Harmony Community Development District (CDD) is a governmental body similar in structure to a Town or City Council. In short, CDDs allow a Developer to issue municipal bonds to build the infrastructure of a Community such as Harmony. So, bonds are issued and construction of roads, sidewalks, parks, ponds, docks and other such amenities begins. Repaying those bonds is where the debt portion of your yearly CDD fees comes from. ALL of the residential areas in Harmony are subject to debt as well as Operation and Maintenance expenses. While the debt portion will end in 2034/36 when the bonds are paid off, the O&M portion will continue as long as the CDD exists; after all, the public infrastructure needs to be maintained. Though the CDD still has bond-issuing authority, doing so is hard to justify as the regulatory costs involved in doing so are outrageous; so, unless a HUGE amount of money were needed, new bonds are just not practical.

That leaves The Lakes which though governed by the CDD, are NOT governed by the HROA. Instead, because of the unique nature of The Lakes, including gated streets and an expensive clubhouse to maintain, are governed by their own specific HOAs. The Lakes residents are welcome at all Social Activities and events mentioned above as the result of a nominal fee paid by their Associations to the HROA to at least partially cover some of the costs of said activities.

I mentioned Developer above; Developers are key to any subdivision built as they provide at least some of the funds as well as write the Rules that govern said subdivision. Those Rules become Contracts with Purchasers and without fail, the Rules favor the Developer. In Harmony, the Developers were Birchwood Acres, Starwood Capital, Starwood Land Ventures and now SunTerra. As the name implies, they develop raw land into saleable lots as well as other real estate such as the Retail Center or Golf Course which over time are sold by the Developer as they exit the Developments. The most recent such sale was by Sunterra who sold the Retail Center area to Mr.Fusiler and/ or his related companies along with about 186 lots both platted and unplatted. SunTerra also sold the Golf Course to a Golf Course holding company. Note that when you buy a new home, you are buying it from a Builder—not the Developer. While SunTerra remains the Developer, they are really only active in developing the remaining Lakes (over 55) communities. SunTerra is also developing Harmony West which has ABSOLUTELY NOTHING to do with Harmony as we know it except for Buck Lake which is governed by a shared-use agreement between both entities. It is notable that every residence in Harmony is governed by the CDD. Moving along, we have the Harmony Residential Owners Association (HROA) which governs every residence in Harmony EXCEPT for The Lakes Communities. In Harmony, the HROA owns nothing as the CDD owns all public lands. So, what does the HROA do? The short answer is maintain the aesthetics of homes in Harmony so that property values continue a steady upward trajectory. The HROA also provides significant funding every year to provide many of the Social Activities, Festivals and Carnivals which take place routinely. In Ashley Park there are Condos and Townhouses each of which has their own Associations. Due to its unique nature, the Ashley

There are far more idiosyncracies to all of this and you might refer to your documents for more specificity. Also note that the above is not intended to countermand any legalities or rights contained within those documents. Instead, my aim is to clarify (at least a little) what can be a very difficult landscape to understand. Thanks for reading—see you next month! n

COUDRAY ACUPUNCTURE Affordable Community Healthcare For Over 30 Years

Dr. Catherine Coudray, OMD Acupuncture Physician Lic Ap. Dipl. Ac.

In-Network with AETNA Most Health Insurance Accepted

321-303-5240

CatherineCoudray@yahoo.com www.CoudrayAcupuncture.shop 1716 East Irlo Bronson Memorial Hwy. St. Cloud, FL 34771

The opinions expressed in the Harmony Life Magazine articles are those of the author(s) and do not reflect the opinions of Quantum Marketing Communications, Harmony Life Magazine or the Publisher.

February 2020 | Harmony Life Magazine 13

Professional Real Estate Photos and Videos k@Studionine13.com | 407-744-8387 StudioNine13FL

StudioNine13

NOW SELLING! From the $200s

407-988-3222 | JonesHomesUSA.com Twin Lakes is a 55+ active adult community. All prices, terms and availability are subject to change without notice. CRC#046154

FITNESS CENTER NOW OPEN! 14 Harmony Life Magazine | February 2020

MODELS OPEN DAILY

4910 Twin Lakes Blvd, St Cloud FL 34772

DID YOU KNOW? By Kerul Kassel PHD Hamony CDD Board Member

ID YOU KNOW that Harmony was designed to promote the peaceful coexistence of human and animal residents within the community while striking a balance between the preservation, use and enjoyment of Harmony’s natural areas? Harmony incorporates natural and human-built environments that blend in ways designed to enhance the relationships between humans and animals and maximize the benefits of their peaceful coexistence. While retaining natural areas, Harmony is part of a human-dominated landscape where our actions profoundly affect the welfare of wild animals. Did you know that some birds around Harmony live here year round, while others grace us with their presence only at certain times of the year, and that you can identify them easily by their calls? Now that we are into the winter season, you can see and hear quite a variety of birds that are here for only a few months, like Palm Warblers, tiny birds which bob their tails, and are often seen around the neighborhood in and around our street trees, as are American Goldfinch, with their “potato-chip” call usually heard in flight. Yellow-rumped Warblers, which are identified by a kiss-like call note, are frequently seen flitting about at the edges of woodlands. Pine Warblers with their bright yellow chest can be seen around the pine woods. American Kestrel, North America’s smallest bird of prey, is also seen in winter, particularly in pastures at the tops of trees, phone poles, and wires. Gray Catbirds, which sound like a snarky cat meow, are also all around now; they’re usually found in shrubs and low trees 8’ or lower. Cedar Waxwings, which make a high whistling call (sort of like a “nose whistle”) are not here yet, but arrive later than other winter migrants. American Robins, mostly seen only in winter here, offer a “chirp, cluck, cluck, cluck” call at this time of year. If you see a diving bird in a pond, it might be a Pied-billed Grebes, small diving birds with a vertical stripe through their beaks, that are sometimes seen here in winter. Most of these species disappear come spring, and make way for birds that spend winters further south in Central and South America but breed in Central Florida and further north.

COURTESY KERUL KASSEL

Of course, we can’t forget our dependable year-round species, like Mockingbirds, one of the most commonly seen and heard birds that mimics other species’ calls. Bright red Northern Cardinals, with their high chip notes, are growing ever more common as our neighborhood trees mature. Red-bellied Woodpeckers, “chirrup”ing in the trees, and Yellow-bellied Sapsuckers, which leave lines of horizontal holes in our street trees, are also growing in number. Tufted Titmouse, singing their “beata-beata’ and other songs, can be heard in the trees around Buck and Cat Lakes and along our wooded trails. Sandhill Cranes with their earblasting alarm calls, are here year-round and breed on our Golf Preserve and elsewhere in Harmony, while Great Blue Herons, Little Blue Herons, and Great Egrets are frequently seen around the ponds. And, of course, our Wild Turkeys are also year-round residents, often “flocking up” in large mixed-gender groups in winter. Birds are some of the most obvious and easily seen and heard of our abundant wildlife in Harmony, or almost anywhere else, for that matter. Next time you head out for a walk, cock an ear and you might be surprised at the wonderful variety of life that surrounds us. Interested in going for a nature walk around Harmony? Email me at Kerul@me.com, and let’s set it up! n February 2020 | Harmony Life Magazine 15

Lotus

NAILS DAY SPA NAIL ENHANCEMENTS • GEL • DIP • ACRYLIC DESIGNS • WAXING • SKINCARE • FACIALS EYEBROWS • EYELASH SERVICES

Bring This Ad

RECEIVE 20% OFF Valid One Per Person

Monday–Saturday: 9am–7pm Sunday: 11am–5pm 1959 S. Narcoossee Rd. • St. Cloud 34771 407.593.6561 • LotusNailsDaySpa.com

PERSONAL INJURY WRONGFUL DEATH • CAR ACCIDENTS

407.720.7990 • LegalLyons.com OFFICES IN KISSIMMEE & ORLANDO Licensed in Florida

16 Harmony Life Magazine | February 2020

We Exist to Know Him and Make Him Known

WELCOME OUR NEW WORSHIP LEADER

COREY KIZZIAR! Casual Atmosphere | Contemporary Worship Children’s Ministry | Student Ministry Solid Expository Bible Teaching

SUNDAYS 10:00 AM • LOCATED INSIDE HARMONY HIGH SCHOOL AUDITORIUM 3601 Arthur J. Gallagher Blvd. • St. Cloud, FL 34771 (321) 402-7612 • harmonycommunitychurchfl@gmail.com • www.HarmonyCommunity.church Find Us on Facebook @HarmonyCCFL

CALL TODAY FOR A FREE ESTIMATE

407-730-1170

SCREEN ROOMS POOL ENCLOSURES SUNROOMS OUTDOOR KITCHENS PERGOLAS RETRACTABLE SREENS AND MORE...

QUALITY WORK. BEAUTIFUL RESULTS. GENERAL CONTRACTOR: CBC#126019

February 2020 | Harmony Life Magazine 17

HARMONY INCIDENT REPORTâ&#x20AC;&#x201D; December 2019 DATE

INCIDENT

NATURE

LOCATION

12/01/2019..............19I124359........................ATT TO CONTACT.................................. FORTY BANKS RD 12/02/2019..............19I124472........................ACCIDENT UNK IN................................. E IRLO BRONSON MEM HWY & WILD TURKEY LN 12/02/2019..............19I124608........................TRESPASS 51I...................................... E IRLO BRONSON MEM HWY; SEVEN ELEVEN 12/03/2019..............19I124965........................MISC SERVICE 18................................. E IRLO BRONSON MEM HWY; 711 12/03/2019..............19I124984........................TRAFFIC COM 17I................................. E IRLO BRONSON MEM HWY & WILD TURKEY LN 12/04/2019..............19I125256........................ACCIDENT NO INJ................................. FIVE OAKS DR & E IRLO BRONSON MEM HWY 12/05/2019..............19I125531........................ABANDON VEH 11................................. BUTTERFLY DR 12/05/2019..............19I125549........................RECKLESS OP 29I................................. BEARGRASS RD & POND PINE RD 12/05/2019..............19I125551........................FOUND PROPERTY................................ HARMONY SQUARE DR SOUTH 12/05/2019..............19I125599........................ROUTINE CHCK 38................................ HARMONY SQUARE DR SOUTH 12/05/2019..............19I125751........................NOISE COMPL 74I................................. BEARGRASS RD 12/06/2019..............19I126049........................BATTERY 45R....................................... ARTHUR J GALLAGHER BLVD 12/06/2019..............19I126126........................SUSP VEH 13V...................................... SONGBIRD CIR 12/06/2019..............19I126185........................MISC SERVICE 18................................. E IRLO BRONSON MEM HWY 12/07/2019..............19I126201........................RECKLESS OP 29I................................. E IRLO BRONSON MEM HWY & ARTHUR J GALLAGHER BLVD 12/07/2019..............19I126216........................SUSP VEH 13V...................................... HARMONY SQUARE DR 12/07/2019..............19I126495........................NOISE COMPL 74I................................. SCHOOLHOUSE RD & CAT BRIER TRL 12/08/2019..............19I126682........................911 CALL............................................. DARK SKY DR 12/09/2019..............19I126912........................BURG RESIDENCE................................. CRISPIN CIR 12/09/2019..............19I126921........................BURG RESIDENCE................................. CRISPIN CIR 12/09/2019..............19I127037........................HARASSMENT 63R................................ FORTY BANKS RD 12/10/2019..............19I127544........................DIST 22I............................................... BLUESTEM RD 12/11/2019..............19I127770........................DISABLED VEH 12................................. HARMONY SQUARE DR & E IRLO BRONSON MEM HWY 12/11/2019..............19I127792........................DIST 22I............................................... E IRLO BRONSON MEM HWY; SEVEN ELEVEN 12/11/2019..............19I127801........................THREATS 14R....................................... ARTHUR J GALLAGHER BLVD 12/11/2019..............19I127919........................THREATS 14I........................................ FIVE OAKS DR; TAVERN AT HARMONY 12/12/2019..............19I128059........................RECKLESS OP 29I................................. HARMONY SQUARE DR & E IRLO BRONSON MEM HWY 12/12/2019..............19I128330........................SUSP PERSON 13P............................... E IRLO BRONSON MEM HWY; SEVEN ELEVEN 12/12/2019..............19I128362........................ACCIDENT NO INJ................................. E IRLO BRONSON MEM HWY 12/13/2019..............19I128542........................SUSP PERSON 13P............................... GOLDFLOWER AVE 12/14/2019..............19I128872........................DISABLED VEH 12................................. BOTANIC BLVD & E IRLO BRONSON MEM HWY 12/14/2019..............19I129009........................RECKLESS OP 29I................................. E IRLO BRONSON MEM HWY & HARMONY SQUARE DR 12/15/2019..............19I129316........................ATT TO CONTACT.................................. RED LANTERN DR 12/16/2019..............19I129425........................ATT TO CONTACT.................................. DARK SKY DR 12/16/2019..............19I129433........................DRUNK DRIVER 1.................................. E IRLO BRONSON MEM HWY & TURN AROUND BAY RD 12/16/2019..............19I129589........................DIST 22I............................................... BLUESTEM RD 12/16/2019..............19I129645........................INFORMATION....................................... ARTHUR J GALLAGHER BLVD 12/17/2019..............19I129873........................DISABLED VEH 12................................. E IRLO BRONSON MEM HWY & HARMONY SQUARE DR 12/17/2019..............19I129992........................LOST PROPERTY................................... SCHOOLHOUSE RD 12/17/2019..............19I130076........................TRAFFIC STOP...................................... HARMONY SQUARE DR & E IRLO BRONSON MEM HWY 12/18/2019..............19I130238........................SO PROP DAMAGE................................ ARTHUR J GALLAGHER BLVD 12/18/2019..............19I130375........................PRIVATE INVEST.................................... CLAY BRICK RD & SEBASTIAN BRIDGE LN 12/19/2019..............19I130545........................MISC SERVICE 18................................. CAT BRIER TRL 12/19/2019..............19I130596........................CRIM MISCH 40R.................................. HARMONY SQUARE DR SOUTH; ASHLEY PARK COMMUNITY POOL 12/19/2019..............19I130615........................BATTERY 45R....................................... ARTHUR J GALLAGHER BLVD 12/19/2019..............19I130697........................HWY OBSTRUC 28R.............................. E IRLO BRONSON MEM HWY & HARMONY SQUARE DR 12/20/2019..............19I131201........................BATTERY 45R....................................... FEATHERGRASS CT 12/21/2019..............19I131463........................SUSP INC 13I........................................ GRANDE HERON DR 12/21/2019..............19I131474........................MISC SERVICE 18................................. FEATHERGRASS CT 12/21/2019..............19I131484........................ROUTINE CHCK 38................................ GRANDE HERON DR 12/22/2019..............19I131818........................HIT RUN NO INJ3.................................. HARMONY SQUARE DR & E IRLO BRONSON MEM HWY 12/23/2019..............19I131973........................ACCIDENT NO INJ................................. HARMONY SQUARE DR & E IRLO BRONSON MEM HWY 12/23/2019..............19I132077........................CIVIL MATTE 66R.................................. DARK SKY DR 12/23/2019..............19I132213........................CIVIL MATTE 66I................................... FEATHERGRASS CT 12/23/2019..............19I132288........................ASSIST................................................. HARMONY SQUARE DR SOUTH 12/24/2019..............19I132364........................ACCIDENT UNK IN................................. E IRLO BRONSON MEM HWY & HARMONY SQUARE DR 12/24/2019..............19I132438........................CIVIL MATTE 66R.................................. SAGEBRUSH ST 12/25/2019..............19I132934........................ATT TO CONTACT.................................. BUTTONBUSH LOOP 12/26/2019..............19I132986........................SUSP VEH 13V...................................... E IRLO BRONSON MEM HWY; SUNOCO 12/27/2019..............19I133379........................ACCIDENT INJ 4.................................... E IRLO BRONSON MEM HWY & ARTHUR J GALLAGHER BLVD 12/27/2019..............19I133499........................LARCENY 46R....................................... MIDDLEBROOK PL 12/29/2019..............19I134278........................SUSP VEH 13V...................................... SCHOOLHOUSE RD; HARMONY COMMUNITY PARK 12/29/2019..............19I134310........................DIST 22I............................................... CUPSEED LN 12/30/2019..............19I134557........................CIVIL MATTE 66R.................................. FEATHERGRASS CT 12/30/2019..............19I134620........................SUSP INC 13I........................................ BUTTONBUSH LOOP 12/31/2019..............19I134842........................RECKLESS OP 29I................................. E IRLO BRONSON MEM HWY & HARMONY SQUARE DR 12/31/2019..............19I134905........................FRAUD 39R.......................................... E IRLO BRONSON MEM HWY

18 Harmony Life Magazine | February 2020

QUICK REFERENCE DIRECTORY ACUPUNCTURE Coudray Acupuncture Dr. Catherine Coudray, OMD 1716 East Irlo Bronson Memorial Hwy., St. Cloud 34771 321-303-5240 www.CoudrayAcupuncture.shop

FINANICAL SERVICES Edward Jones Kerry L. Scott, CRPC 4115 Neptune Rd. St. Cloud 34769 407-498-0147 www.EdwardJones.com

ADVERTISING & MAGAZINES Harmony Life, Nona Woman and Twin Lakes Magazines Bill Bokunic 321-331-6398 Bill@QMCWorld.com www.QMCWorld.com

GARAGE DOORS & OPENERS D.S.I. Sales / Service / Repairs 407-970-5847 dsigaragedoor@yahoo.com www.dsigaragedoorandopener.com

AIR-CONDITION SERVICES Access Air Eric Farnsworth *Harmony Resident* 407-921-0760 ELFarnsworth@live.com ATTORNEY Lyons Legal Offices in Kissimmee & Orlando 407-720-7990 www.LegalLyons.com CARS & TRUCKS Kisselback Ford 1118 13th St. St. Cloud 407-892-2141 www.KisselbackFord.com CHILDREN'S BOUTIQUE Z and Q 1014 New York Ave. St. Cloud 34769 www. ZandQ.com CHURCH Harmony Community Church Meeting 10am Sundays at Harmony High School (844) 444-FBCH www.HarmonyCommunity.church CHIROPRACTOR Living Well Chiropractic *Harmony Resident* 4041 13th St. St. Cloud 34768 407-957-1337 www.LivingWellCFL.com CLOSETS Designer Closets St. Cloud • 407-505-0865 www.designer-closets.com

GOLF CLUB Eagle Creek Golf Club 10350 Emerson Lake Blvd. Orlando 32832 407-273-4653 www.EagleCreekOrlando.com HOME BUILDERS Jones Homes USA Twin Lakes 4910 Twin Lakes Blvd. St. Cloud 34772 407-988-3222 www.TwinLakesFL.com HOME INSPECTORS Budget Services 407-892-8811 HOSPITALS Health First-Holmes Regional Health Care 1350 South Hickory St. Melbourne, FL 32901 321-434-7000 St. Cloud Regional Medical Center 2906 17th St. St. Cloud 407-892-2135 HOUSE CLEANING Molly Maid of Kissimmee, St. Cloud & Lakeland 407-498-2256 www.MollyMaid.com INSURANCE Allstate–The Lenoir Agency 3357 W. Vine St., Suite 103 Kissimmee 34741 dazilenoir@allstate.com Brightway Insurance, The Sterner Agency 407-891-9361 www.BrightwaySterner.com

20 Harmony Life Magazine | February 2020

Healthcare Solutions Team Kim Kirsch 407-870-3462 kkirsch@myhst.com LAWN CARE Champions Property Maintenance *Harmony Resident* Joe Murray, 407-766-5051 Triple Palm Lawns *Harmony Resident* 407-957-3489 TriplePalmLawn@aim.com MORTGAGE LENDING Mortgage Equity Partners Julie Bretz-Swinarksi 407-758-3443 jbretz@meploans.com MUSIC LESSONS Harmony Performance Arts Studio Amber Lanning & Ellen Short Voice/Piano/Acting 682-936-9551 NAILS & SPA Lotus Nails Day Spa 1959 S. Narcoossee Rd. St. Cloud 407-593-6561 www.LotusNailsDaySpa.com PAINTING & PRESSURE WASHING Champions Property Maintenance *Harmony Resident* Joe Murray, 407-766-5051 PARK Wild Florida 3301 Lake Cypress Rd. Kenansville 407-957-3135 www.WildFL.com PEST CONTROL Luv-A-Lawn & Pest Control 407-908-9139 PET GROOMING Pawfect Cuts of Harmony 407-257-1414 PawfectCutsOfHarmony.com Serving Harmony & St. Cloud

PHYSICIANS St. Cloud Medical Group 1700 E. Irlo Bronson Memorial Hwy. St. Cloud 407-891-2965 www.StCloudPhysicians.com PLUMBING Mr. Rooter Plumbing 407-593-3737 www.MrRooter.com PRINTERS Creative Printing Services 1115 Pennsylvania Ave. St. Cloud 34769 407-891-9797 Lucky Dog Printing *Harmony Resident* 1014 New York Ave. St. Cloud 34769 407-593-6984 REAL ESTATE The Corcoran Connection, LLC *Harmony Resident* Jeanine Corcoran Owner/Broker Buy/Sell/Rent/Property Mgmt. 407-953-9118 www.TheCorcoranConnection.com RESTAURANT Koffee Kup 1407 13th Street St. Cloud 34769 Under the Water Tower 407-891-81488 www.TheKoffeeKup.com SCHOOL Creative Inspiration Journey School of St. Cloud 2030 Old Hickory Tree Rd. St. Cloud www.CIJSstcloud.org SCREEN ENCLOSURES US Aluminum 407-730-1170 TRAVEL Meisner Cruise and Travel *Harmony Resident* 407-738-7088 tvlwithlinda@gmail.com Facebook: Harmony Get Aways With Meissner Travel WATER SYSTEMS Dependable Water Treatment 407-242-7150

FREE ESTIMATES ®

Proudly Serving the Harmony, Eagle Creek & Bay Lake Communities LOCALLY OWNED & OPERATED • SERVING CENTRAL FLORIDA FOR MORE THAN 25 YEARS!

$20 OFF

$30 OFF

$100 OFF

PEST CONTROL

LAWN SERVICE

TERMITE

YOUR FIRST

TREATMENT

YOUR FIRST

TREATMENT

YOUR FIRST

TREATMENT