FLORIDA’S PREMIER COMMUNITY August 2017
Twin Lakes LIFE
MEET YOUR NEIGHBORS
THE TATTOLIS
Photo by Jen Dwyer
A publication of Quantum Marketing Communications, LLC
We know how important it is for your family to have medical care close by and available when you need it. That’s why we opened St. Cloud Medical Group Family Medicine East. We provide care for your whole family, from children as young as two through senior adults. Extended hours and same-day appointments are available, and walk-ins are welcome. Visit StCloudPhysicians.com or call 407-891-2965 to schedule your appointment today.
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FROM THE PUBLISHER, BILL BOKUNIC Welcome to the 2nd issue of Twin Lakes Living. This publication is for the residents and provided by your HOA, Titan Management, Jones Homes and Quantum Marketing Communications. The publication is produced quarterly until we reach a resident threshold and are able to produce it monthly. A few notes about Quantum Marketing Communications. We are 100% locally owned and produced. We strive to make sure that every penny spent and generated is done right here in Saint Cloud. Local content that, for the most part, can’t be found elsewhere and particular to Twin Lakes. Local advertising by good reputable companies that love Twin Lakes and wish to reach out to you! WE NEED: • Twin Lakes content from resident and community leaders. • Families to be on the cover of the magazine. I look forward to hearing from the community and growing together! Bill Bokunic Publisher and CEO, Quantum Marketing Communications Email: Bill@QMCWorld.com
DEVELOPER UPDATE Twin Lakes is a buzz with new residents moving in regularly. We have over 80 home sites that are occupied by residents and 39 homes under contract. Our first pool was completed this Spring and is available for all owners to use. Scheduled for completion in September, residents can enjoy Har-Tru Tennis Courts, Pickleball Courts, Bocce Courts, Putting Green, Basketball Half-Court, Picnic Pavilion, Live Oak Lake Dock and a Lap Pool with restrooms. We are currently building a home for residents to utilize as a clubhouse until the permanent clubhouse is finished. This space will also be used for the Twin Lakes HOA office. Once completed an announcement will be sent out to residents with further details such as the HOA Office address and move-in date. We will keep you posted on the progress of construction as we continue to build. — Jones Homes USA
August 2017 | Twin Lakes Life Magazine 1
MEET YOUR NEIGHBORS: THE TATTOLIS As far back as 1972, the Tattoli’s came to St. Cloud to visit Mario’s brother – who, at that time, owned a local horse ranch. They loved the area and the climate. So, in 2001 Mario and Alice decided to move to the “land of sun” and ended up in Kissimmee. Mario went to work for JP Morgan Chase in Tampa and did not mind his daily commute.
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eet Alice and Mario Tattoli, aka “Jersey Girl” and “Jersey Boy.” I had the privilege of interviewing them in their beautiful home at 2458 Yellow Brick Road. They have a great view of the water out the back of their house and they can even see the “coming and going” at the pool. Mario is ecstatic about their new house, as he now has his own “man cave” that is decorated in Steeler and Pirates memorabilia. Mario and Alice, now married for 45 years, spent most of their married life in New Jersey. Mario worked in the banking industry in Manhattan. Alice took care of their two daughters and also spent 10 years playing mom to three-year-old toddlers in a local Day Care. Their two daughters grew up as competitive swimmers. That led to them becoming partners (and workers) in a Competitive Swim Store which helped athletes get ready for their swimming events. You have probably met Alice and Mario and don’t realize it. Currently, they spend two to three days a week working at the Publix at 192 and Narcoosee. Alice works in Customer Service and the register while Mario is a bagger. I know from experience that they always greet you with a smile! Their two daughters are the lights of their lives. Andrea stills lives in New Jersey and is a Labor and Delivery Nurse. She has two daughters ages 4 and 9. Christine lives in Kissimmee and has two boys ages 4 and 6. Christine’s field is education and she is currently working in school administration. The Tattoli’s feel that raising their daughters and seeing what they have accomplished as adults is Mario and Alice’s greatest accomplishment. While being a mom and dad are great – they also love being grandparents. 2 Twin Lakes Life Magazine | August 2017
I think everyone has a unique story about how they ended up at Twin Lakes and the Tattoli’s story is a heart-warming one. Donna and Frank Woodsby, who are also residents of Twin Lakes, used to live in the same neighborhood as the Tattoli’s. Donna and Alice ran into one another one day and Donna was very excited to share with Alice about this wonderful new place they were moving to and told Alice she needed to check it out. So last October, Alice and Mario took a drive to Twin Lakes. After looking at the models for about eight times – they bought a house in December and moved in the end of April. There was just one hiccup. They closed on their house a month before they could move into their Twin Lakes home. In comes Donna and Frank to the rescue. In case you didn’t know, Donna and Frank are the owners of the local Koffee Kup Restaurant in town. Behind the Koffee Kup is a warehouse with living quarters. Graciously, Donna and Frank extended an invitation for the Tattoli’s to stay in their warehouse/living quarters until their home was ready. The Tattoli’s are deeply appreciative of the Woodsby’s hand of friendship. When asked about what they loved most about Twin Lakes, they both responded that they love the peace and tranquility along with the tropical landscape. The also love the feeling of open space around them. They both said that living here feels like a vacation every day. Mario went on to say, “Every day is a new gift to be unwrapped and enjoyed.” They are looking
forward to all of the amenities to be in full swing where they can enjoy the clubs, activities, gym, bocce ball and basketball. Alice is hoping for a group to play Mah Jong, a tile game originating in China. Most of all, they look forward to meeting new people and building meaningful friendships in the Twin Lakes Community. For fun, Mario plays in a 55 and over softball league. Together, they like to go to the pool, have dinner with friends and spend time at Paradise Beach in Melbourne. Alice’s favorite thing to make in the kitchen is a “pot of gravy.” It took me awhile to figure out that meant a pot of spaghetti sauce. When I asked about the recipe I quickly learned that it was way above my cooking skills. But check the bottom of this column for Alice’s recipe for Rosemary chicken, carrots & potatoes. When asked if Alice and Mario had any closing remarks, they summed it up quite nicely. We love – love – love living in Twin Lakes! n —Debbie Rodgers Twin Lakes Resident Reporter Place in 9 x 13 pan, thighs, legs and breasts, cut up carrots, cubed potatoes, with 2 to 3 sticks of butter or margarine, add salt and pepper. Add dry rosemary. Bake at 350 degrees for 2 to 3 hours.
mtatt48@yahoo.com allicat53@yahoo.com
BUSINESS SPOTLIGHT: VICTOR RUSSELL SALON Can you describe the “culture” at the salon? When our clients walk through the door, they are greeted like an old friend that has come to visit. The atmosphere is kept light and friendly and many of our clients enjoy the “comic” relief from the staff.
The following is a conversation with Joe Silvestri:
What makes your salon and business? Victor Russell Salon is dedicated to superior service and personal attention in an intimate and relaxed atmosphere. Our focus is to provide our valued clients with unsurpassed excellence in every aspect of hair care and beauty while attending to each client’s individual concerns and style. We achieve this high standard of service with our professionally qualified team and their continuing education.
Thanks again to Joe Silvestri and Victor Russell salon for helping us to bring you the magazine. n
Victor Russell Salon (407) 892-1005 105 E. 13th St., • St Cloud, FL 34769 www.VictorRussell.com 4 Twin Lakes Life Magazine | August 2017
COURTESY OF VICTOR RUSSELL SALON
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his month we spotlight our friends and supporters Victor Russell Salon. Joe Silvestri and Victor Russell salon have supported our magazines for the past 3 years and really help me bring the publications to you!
Can you tell us a little history of the business? Myself and Rick (Victor Russell Villard) moved to Florida from NY in December of 2005. Rick trained in Europe, New York and Los Angeles. His many accomplishments included magazine work, Ford modeling agency and independent film. He successfully developed and managed his own makeup line called Victor Russell Cosmetics, Inc. since 1995. His success as a makeup artist and hairstylist is what brought Victor Russell Salon to the level of excellence it is known for. This past January we lost Rick to cancer but his talented staff carries his legacy on today. I know many people are extremely loyal to your salon. What do you attribute that degree of loyalty? They are treated more like family than clients and the level of talent from the staff in the salon is what keeps them happy and loyal. I know you support many local charities and organizations, are there any you care to mention or discuss? One charity I hold very close to my heart is Vanessa Echol’s from channel 9 news “Compasionate Hands and Hearts Breast Cancer Outreach.” Anything Else you would like me to mention or highlight? On a personal note, I would like to thank this amazing community that reached their hearts out to Rick and I during his battle with cancer. I want to thank everyone from the bottom of my heart.
TWO POINTS TO CONSIDER BEFORE YOU LIST YOUR HOME By Jeanine Corcoran
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few months ago, I had written an article entitled, “Six Mistakes When Choosing a Real Estate Agent.” This month’s article will be an extension of that subject with two crucial considerations.
Consider the following: 1. Is this the right time of year to list your home? Our real estate market is most active during the spring and summer; however, because it is August, it doesn’t mean you shouldn’t list your home. There are still buyers who are relocating and buyers who still want to be in a house by the end of the year. If you are ready to list, be sure your home is in “show-ready” condition which means free of clutter, all repairs completed, and fresh neutral paint colors. Arrange your home to appear as close as possible to a model home. 2. Who should you hire to represent you? Choosing the right agent is paramount to receiving the best price for your home. One common occurrence in our industry is agents influencing sellers with words they want to hear to secure their listing. Then months pass with their home still
FOR SALE
SOLD
$215,000
on the market. That’s when the seller hears from the agent that their home is priced too high. Don’t fall prey to this approach! It is human nature to be easily tempted by more money. The agent who knows and is active in your market will be straightforward and realistic about pricing. Sold comparable properties will be used to determine your listing price and there will be an effective marketing plan in place that will save you time, frustration, and most importantly – money! If you are considering listing your home, consider the time of year, having your home in “show-ready” condition and listing with an agent who knows your community and who will give you the straight facts along with an effective marketing plan. In the end, you will be a much happier seller. n Jeanine Corcoran is the Broker and Owner of The Corcoran Connection, LLC – A Real Estate and Property Management Company. Jeanine has been helping families with their Real Estate needs since 2005. Jeanine is Barbara Corcoran’s sister from ABC’s SHARK TANK. Jeanine can be reached at 407.922.3308, email her at Jeanine@TheCorcoranConnection.com, or visit TheCorcoranConnection.com
SOLD
LEASED
$150,000
$263,940
$2,300
SOLD
SOLD
SOLD
PENDING
FOR LEASE
$227,768
$330,000
$240,000
$275,000
$1,425
3506 Sebastian Bridge 3589 Clay Brick Rd
3303 Cat Brier Trl 3 Bed / 2.5 Bath 3 Bed / 2.5 Bath 4 Bed / 4.5 Bath 1876 sq ft 1855 sq ft 3092 sq ft by Jeanine Corcoran by Jeanine Corcoran by Jeanine Corcoran by Jeanine Corcoran 6834 Habitat Dr 4 Bed / 3.5 Bath 2520 sq ft
PENDING
6865 Sundrop St 6 Bed / 3 Bath 2632 sq ft by Kimberly Towe
$279,970
3488 Sagebrush St 6812 Goldflower Ave 6842 Sundrop St 3381 Cordgrass Rd 7135 Harmony Sq Dr 5 Bed / 4 Bath 3 Bed / 2 Bath 4 Bed / 3.5 Bath 4 Bed / 2.5 Bath 3 Bed / 2.5 Bath 3519 sq ft 1645 sq ft 2209 sq ft 2500 sq ft 1855 sq ft by Jeanine Corcoran by Kimberly Towe by Jeanine Corcoran by Jeanine Corcoran by Jeanine Corcoran Jeanine Corcoran - Broker | Owner | The Corcoran Connection 407-953-9118 - office | Jeanine@TheCorcoranConnection.com TheCorcoranConnection.com Serving your Real Estate and Property Management Needs Connect with us on Social Media!
TWIN LAKES PET OWNERS We hope your furry friends have settled in here at Twin Lakes. This community is a pet friendly neighborhood with planned dog parks and areas to walk your pets. We have “Doggie Stations� around the community which assist you in picking up after your pets in a convenient way. Bags are provided at these stations and trash cans for disposal. It is important to remember that not everyone in the community may love your pets so please keep them on a leash when they are outside of your home. Please remember that pets are not allowed in the pool area for the health and safety of others. If your furry family member is barking please try to quite them as soon as possible so the barking does not disrupt one of your neighbors. Thank you in advance for your cooperation.
6 Twin Lakes Life Magazine | August 2017
Responding to an IRS Notice By Jason Flowers CPA, CFA, CFP, EA, CTFA
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eceipt of an IRS Notice in the mail can be intimidating and disconcerting. This article is intended to provide some guidance on how to respond to an IRS notice after your initial shock.
Understand Your Notice Before you attempt to respond to an IRS notice it is important you fully understand the reason behind your notice. The IRS has a tool on their website that allows you the ability to type in the notice number in order to obtain a general description of the issue. You can access the tool using the following DGGUHVV KWWSV ZZZ LUV JRY LQGLYLGXDOV LUV QRWLFH RU OHWWHU IRU LQGLYLGXDO ¿OHUV <RXU QRWLFH ZLOO RIWHQ RXWOLQH LWHPV DV UHSRUWHG E\ \RX SHU WKH UHWXUQ \RX ¿OHG versus items recalculated or calculated by the IRS. Sometimes the reason for an additional assessment of tax, penalties and/or interest is not 100% obvious from your notice. One path to understanding how values were calculated by the IRS is to call the IRS per the 800 number on your notice and speak with an IRS agent. Calling the IRS may not always be the easiest option due to long wait times. Understand Your Return After you begin to understand the purpose of your notice you should review your tax return relative to the tax year in question per the notice. If you do not KDYH HDV\ DFFHVV WR \RXU ¿OHG WD[ UHWXUQ UHODWLYH WR WKH QRWLFH \RX FDQ DFFHVV relevant tax return information from the IRS via the tax return transcript portion of the IRS website. IRS transcripts provide you with valuable information on ZKDW KDV RU KDV QRW EHHQ ¿OHG ZLWK WKH ,56 <RX FDQ DFFHVV ,56 WUDQVFULSWV DW
no charge via the following link: https://www.irs.gov/individuals/get-transcript. Descriptions of the various transcript options available for download can be found at: https://www.irs.gov/individuals/tax-return-transcript-types-and-waysto-order-them. Compose Your Response: Your response to an IRS Notice should include the following: 1. A copy of the IRS Notice you received. 2. A cover letter identifying yourself, the notice reference number/notice GDWH DQG \RXU UHDVRQLQJ IRU WKH SRVLWLRQ WDNHQ SHU \RXU ¿OHG UHWXUQ <RX should sign and date your response. 3. Supporting documents and IRS Forms that substantiate your position.
Additional items to Consider:
1. Respond to IRS notices in a timely manner per the notice deadline. 2. Provide any and all IRS Forms requested per the notice. 8VH &HUWL¿HG 0DLO 5HWXUQ 5HFHLSW ZKHQ UHVSRQGLQJ WR D QRWLFH 4. Keep copies of all correspondences made with the IRS regarding any notices. 5. Mail correspondences to the appropriate address listed in your IRS notice letter. 6. IRS correspondences occur via mail. Do not fall prey to telephone scammers pretending to represent the IRS. Larry Herring CPA and Consultants is available if you would like to explore saving taxes while you save for retirement. Visit us online at www.herringcpa.com or call at 407-647-7777 to set up a free consultation.
Tuesday - Thursday 10:30 - 5:00 Friday Saturday 10:30 - 6:00 10:30 - 3:00
Stop in and let Patti help you select that perfect gift for your someone special. 1117 Pennsylvania Ave. • Downtown St. Cloud 8 Twin Lakes Life Magazine | August 2017
unique gifts. fresh. inspiring. unexpected.
New Arrivals Weekly #doitdowntownstcloud
1117 Pennsylvania Ave. Downtown St. Cloud
For All Your Printing Needs. Promotional Items Too! Color Copies • Business Cards Forms • Flyers • Brochures Folders • Letterhead • Post Cards Newsletters • Door Hangers Rack Cards & More
407-891-9797 1115 Pennsylvania Ave. • Downtown St. Cloud
12 Twin Lakes Life Magazine | August 2017
We know that you have many choices when purchasing, servicing or maintaining your vehicle. Please know that we sincerely appreciate the opportunity to earn your business. Thank you.
Bobby Kisselback 1. A 3-day exchange. If you buy a vehicle and you are not completely satisfied, bring it back and exchange it. 2. The first service is on us. All vehicles we sell, your first oil change and tire rotation is free. 3. Pre-owned Piece of Mind. Our Kiss Certified pre-owned vehicles are prepared for sale with a 172-point inspection process and each vehicle carries a 3-month / 3000-mile pre-owned limited warranty. 4. A full tank of gas. Every vehicle sold, new or used, is delivered with a full tank of gas. 5. Kiss & Tell Referral Rewards. Our referral rewards program pays you or your favorite charity. (Sales & Service) 6. Quick Lane Tire and Auto Center on site. Open 6 days a week, maintenance services and tire sales for almost all makes and models. 7. Kisselback Insurance Agency. Located in our main showroom, our Auto and Home insurance agents will perform a courtesy review of your existing insurance policy. Whether you purchased your vehicle here or not, let us see if we can save you some money. 8. Car Rental Location on site. If you need a rental car for any reason, we have a rental car office on site. Special Discounts apply for Kisselback Ford and Kisselback Insurance customers. 9. “The Works”, $39.95 including tax and fees. (Synthetic blend oil change, tire rotation and pressure check, brake inspection, multi-point inspection, battery test, filter check, belts and hoses check. Most makes and models. Gas engines only. Diesel Oil changes are available at a discount) 10. Complimentary local shuttle service. 11. Customer Lounge with free Wi-Fi 12. We will shop for you. If we don’t have what you are looking for, we are confident that we can find it for you. No additional charge. New or used vehicle. For all the details of our Kiss Advantage, please contact one of our sales or service team members. 407-892- KISS (5477)
407-892-2141 • KISSELBACKFORD.COM 1118 13TH STREET • ST.CLOUD, FL 34769