Home Journal January 2016 by Ernie Wood

The Home Journal, January 2016

sTePhAnie lien Owner/Broker

Jill VAnThul

390-1571

593-3242

Josh uhre Broker

GreGG sTilTon Broker Associate

390-8790

939-5649

rJ Brownell Broker Associate

415-2606

lori BArneTT Designated Broker

TonY mArshAll Broker Associate

786-5817

391-8669

ChrisTin uhre Broker Associate

drew YeomAn Broker Associate

CAl BAker Broker Associate

484-5392

390-6680

niCi kuChenBeCker Broker Associate

dAVe simPson Broker Associate

AdAm kArrels Broker Associate

Licensed Assistant

390-8197

484-4044

kellY lhoTAk Broker Associate

390-6322

390-6117

490-1701

TJ woJTAnowiCZ Broker

TYler sChAd Broker Associate

863-1920

430-3710

rYAn kellY Broker Associate

AmAndA Thune Broker Associate

391-3203

430-2758

BeTsY Brose Broker Associate

mike hArmon Broker Associate

mikAlA kulesZA Broker Associate

TrACY BrAdskY Broker Associate

niCk dowlinG Broker Associate

574-0007

484-9706

381-3040

484-8988

786-7645

12276 gilT creST place • Beautiful lOG hOme On 5 acreS • 5 Bed, 3 Bath, huGe 3 car GaraGe • all updated • mlS #125382 $519,900 • call tJ wOJtanOwicz 863-1920

903 franklin • hiStOric weSt BOulevard diStrict • near wilSOn park and SchOOl • 2461 Square feet • 4 BedrOOmS, 2 Bath • mlS #124029 $235,000 • call dave SimpSOn at 390-6117

1529 TaBlerock roaD • BeSt viewS yOu’ll find Of mt.ruShmOre & BadlandS • 1700 Sq ft On the main level pluS 1,000 in the BaSement! • 3 car GaraGe • mlS #121843 $374,800 • call tOny marShall at 391-8669

2923 olive grove courT • 3+ BedrOOmS, 2+ BathS, Great deSiGn! • almOSt ready fOr mOve in! • Orchard meadOwS SuBdiviSiOn includeS medical, Green Space, GaS StatiOn & GOlf cOurSe • Other planS availaBle • mlS #126236 $227,900 • call tOny marShall at 391-8669

TBD runkle roaD • 130 acreS Of GOrGeOuS land • pOwer and phOne availaBle w/water nearBy • natural envirOnment fOr wildlife • availaBle aS 3 Separate tractS aS well • mlS #126132 $499,000 • call tJ wOJtanOwicz 863-1920

2725 weST florMann • 3 BedrOOm, 2 Bath • cOmpletely remOdeled & updated • Great hOme in a Great lOcatiOn • a muSt See! will nOt laSt lOnG! • mlS #126294 $175,000 • call tJ wOJtanOwicz 863-1920

6439 DunSMore roaD • intrOducinG red rOck villaGe patiO hOmeS • hiGh quality, hiGh Style! • ranch Style, 3 BedrOOmS On the main + full BaSement • fully landScaped • mlS #125039 $329,900 • call tOny marShall at 391-8669

7290 caSTlewooD Drive • wOw! yOu muSt cOme See thiS 2 StOry hOme with hiGh end finiSheS! • 3 BedS, 2 BathS • finiShed den • mlS #125062 $299,900 • call tJ wOJtanOwicz 863-1920

5873 Magic canyon roaD • One Of the mOSt Spectacular SettinGS yOu’ll find • rapid creek frOntaGe • featurinG, mayBe, the Only “iSland” fOr Sale in weStern Sd • mlS #125806 $429,900 • call tOny marShall at 391-8669

TBD Dark canyon roaD • 1.75 acre lOt! Build yOur dream hOme! • amazinG viewS and creek frOntaGe • hOrSeS allOwed • additiOnal 1 acre alSO availaBle • mlS #126049 $199,000 • call tJ wOJtanOwicz 863-1920

6890 MulBerry Drive • Great BuildaBle flat lOt • riGht On the cOrner • lOt requireS a tap fee But all utilitieS are tO lOt line • mlS #125741 $32,000 • call tJ wOJtanOwicz 863-1920

4137 auguSTa Drive

• Built in 2001, many Great featureS! • larGe deck with Great viewS • maSSive family rOOm • walkOut tO the Backyard riGht in the 15th fairway Of the elkS GOlf cOurSe! • mlS# 124542 $399,900 • call tJ wOJtanOwicz 863-1920

13622 246Th STreeT • viewS Of harney peak & mt. ruShmOre • 145 acre prOperty that includeS GhOSt canyOn • Beautiful cuStOm hOme! • mlS 121199 $999,900 • call Stephanie lien at 390-1571

TBD hoMer SMiTh roaD

• 20 acreS! • BuildaBle areaS with amazinG viewS! • hOrSeS allOwed • meadOw, valleyS, treeS, SecluSiOn, and eaSy acceSS • partially fenced • mlS #125451 $199,900 • call tJ wOJtanOwicz 863-1920

3408 MeaDowBrook Drive • lOOk nO further! thiS hOme haS it all! • 4 level hOme, 4 BedrOOmS, 3 BathS • amazinG OutdOOr Space with 2 deckS • updated kitchen • mlS #125777 $269,900 • call tJ wOJtanOwicz 863-1920

2935 olive grove courT • almOSt cOmplete! • finiShed frOnt yard landScapinG • hiGh quality caBinetry and flOOrinG • larGe 11’ maSter Bath and walk-in clOSet • mlS #126239 $244,400 • call tOny marShall at 391-8669

16051 engelharT lane • Beautiful hOme On 10 acreS • Barn, 7 GaraGe StallS, ShOp • 3093 Sq ft, 4 BedrOOm, 2 Bath • mlS #124519 $399,500 • call dave SimpSOn at 390-6117

The Home Journal, January 2016

TBD SpearfiSh

• Own the next develOpment in SpearfiSh! • 68.48 acreS • Great viewS! • Behind an exiStinG SuBdiviSiOn w/hiGh end lOtS and hOmeS • mlS #125217 $821,760 • call tJ wOJtanOwicz 863-1920

The Home Journal, January 2016

Sophisticated warmth & style…

While saving on heating bills Features: Gas Fireplace Inserts with Blower Natural Gas Fireplace Inserts Vented Gas Fireplace Inserts Modern Gas Fireplace Inserts Prices

The fireplace is the focal point of any home. Heat & Glo carries a wide variety of gas, wood and electric fireplaces.

753B Deadwood Ave. N. Rapid City, SD 57702-0447

Monday–Friday 9 a.m.–5 p.m. Saturday 10 a.m.–2 p.m.

605-348-2890 • 800-568-2890 rushmoreenergysystems.com

605-484-6446

SALE PENDING

Rapid City

325 E. Liberty St

Rapid City

This beautiful 4 bedroom, 2 bath home with an attached 2 car garage features over 2000 finished sq. ft. of living space and mature landscaping. The finished garage is heated and has a workshop area and a large driveway for ample parking space. There are three bedrooms on the main level and recent improvements include new interior and exterior paint as well as a new roof. The backyard is fenced and nicely landscaped, including a patio area, play area, pond and storage shed. A great home, value priced, in a nice location. $188,900

5000 143rd Ave This 20 acre horse property features a 2 Bedroom, 2 Bath home with new shingles, 24x64 barn with stalls, 4 horse shelters, arena, corrals and a 12 acre pasture. The entire property is level and ideally suited for all equine activities. All portable corral panels for the corrals and arena are included with this property which is very close to Rapid City for convenience and just far enough away to experience country living. MLS#121413 • $250,000

Belle Fourche

TBD Wagon Box Drive

This beautiful 4.20 acre lot offers panoramic breathtaking views of Bear Butte to the East, Terry Peak to the South and Spearfish Mountain to the West. If you are looking for a lot that is user friendly for building your dream home with plenty of elbow room to accommodate an outbuilding of up to 1200 Sq.Ft., this could be the one. The Hat Ranch 2 Subdivision is within the City of Belle Fourche. There are no association dues and the water system and paved roads are maintained by the city. Homeowners only need to install a pressure pump, water meter and engineered septic tank system. MLS#124504 • $69,900

WWW.BHHOMESANDLAND.COM

WANTED: WESTERN SD FARM/RANCH/HORSE PROPERTY LISTINGS FOR SEVERAL BUYERS

325 E. Liberty MLS#126186 $188,900

This beautiful 4 bedroom (3 main floor), 2 bath home with an attached 2 car garage features over 2000 finished sq. ft. of living space and attractive mature landscaping. The finished garage is heated and has a workshop area and a large driveway for ample parking space. Recent improvements include new interior and exterior paint as well as a new roof, new furnace and central air unit. The backyard is fenced and nicely landscaped, including a patio area, play area, pond and storage shed. This is a great move-in-ready family home in a nice location. Must see to appreciate! Call Larry for all the details and to set up a showing.

Larry Schecher 605-484-6446

Larry.realestate@yahoo.com www.bhhomesandland.com

Rapid City

2121 Hoeffer Avenue

This charming “one level living” 3 bedroom, 1 bath, ranch style home with a 1 car attached garage is a great investment property return an attractive rental agreement in place until August 31, 2016. The backyard is fenced and there is a garden shed for all the yard equipment and tools. Updates in recent years include windows, laminate floors in the living room, new roof & hardboard siding in 2010-11, sewer line replaced in 2004, new hot water heater, bathroom remodel, new stell entry garage doors in 2014, and a new refrigerator in 2015. $127,900

The Home Journal, January 2016

RAPID CITY /BLACK HILLS RESIDENTIAL/ACREAGES

LARRY SCHECHER

Larry.realestate@yahoo.com

1240 Jackson Boulevard, Rapid City, SD 57702 Office 341-4300 • Toll Free 1-800-341-4302

The Home Journal, January 2016

Seasons Greetings With sincere appreciation for all of our clients and friends, we extend our best wishes for a happy holiday season and a prosperous New Year!

Lewis-KirKeby-HaLL reaL estate, inc. Rapid Cityâ&#x20AC;&#x2122;s Full Service Company Since 1963

(605) 343-2700 www.Coldwellbankerrapid.Com

Each Office is Independently Owned and Operated.

THE RESULTS PEOPLE SINCE 1963! Call one of our friendly, positive professionals today!

343-2700 or Toll Free 1-877-343-2700

Top Sales for November Top Producer

Top Producer Team

Customer Service Award

Duane Hosek

Cox Real Estate Team

Patricia Horlock

THREE OR MORE TEAM: Duane Hosek, Amanda Kirschenman, Cox Real Estate Team Joe Muth, David Brenneman

The Home Journal, January 2016

Lewis-KirKeby-HaLL reaL estate, inc.

The Home Journal, January 2016

Modest Birmingham feels open, adaptable

by Associated Designs

Welcome Home As Low As

170

For affordable living in the beautiful Black Hills, Woodland Meadows Manufactured Housing Park is the perfect place. You can enjoy the scenic Hills setting on a large lot with room for a single, double or triple wide home. • Large Affordable Lots • Protective Covenants • City Water & Sewer • Underground Utilities • Paved Streets • Paved Off-Street Parking • Beautiful Custer Location off Highway 16A East • New home financing available W.A.C.

For more information contact us at:

605-673-5581

35 South 4th Street, Custer, SD 57730 srcc@gwtc.net

A vaulted great room dominates the main floor of the Birmingham, an approximately 1,800-square-foot country-style home with a partial second story. This plan could serve as a starter or empty nesters’ home, with the two bedrooms upstairs kept ready for grandchildren or other guests. The first impression is one of openness. In the entry hall, the ceiling is two stories high with light spilling in through two overhead windows. On the left, it’s open to the expansive great room. This room spans the left, front to back. Tall, slender windows flank a fireplace centered on the long exterior wall. Wide bay windows in the front face the street, with views across a nostalgic railed and covered porch. At the rear, atrium doors in the dining area open onto a small deck. Standing at the kitchen sink, you can look out across the peninsular eating bar to enjoy dancing flames in the fireplace and chat with family and friends. The kitchen’s sunny eating nook can’t help but get everyone’s day off to an energized start. Hanging plants will thrive here as well. A utility room and a small powder room are close to everything. The direct link

between the garage and utility room will be much appreciated on rainy or snowy days and dark nights. Pull-down steps in the garage provide access to storage space overhead, and another small storage area is on the ground level, at the rear of the garage. In the Birmingham’s owners’ suite, atrium doors open onto a private deck. Other suite amenities include a walk-in closet, two-section bathroom, and dual vanity. Two small bedrooms and a bathroom are upstairs. The landing at the top of the stairs overlooks the entry. Associated Designs is the original source for the Birmingham 10-206. For more information or to view other designs, visit www.AssociatedDesigns. com or call 800-634-0123.

605-342-1810

212 5TH Ave. Wall

117 Candle Stick Ct. Rapid City

22550 Palmer Rd Rapid City

MLS# 125044 $50,000

MLS# 125421 $197,000

MLS# 126218 $297,500

Mary Riss

605-431-2382

Janet Van Nuys

Don Lilya

605-431-0988

605-484-1438

641 Kathryn Ave Rapid City

2205 Meadow Ln Rapid City

309 Alta Vista Dr. Rapid City

MLS# 125510 $153,500

MLS# 126318 $244,000

MLS# 125230 $479,000

Larry Petters

605-390-7383

Daneen Jacquot

Andra Hagen

605-484-7832

605-390-8166

4605 Wisteria Ct. Rapid City

22967 Tamara Ln Rapid City

13821 Clydesdale Rd. Rapid City

MLS# 126304 $179,500

MLS# 126047 $289,000

MLS# 116972 $999,999

Don Lilya

605-484-1438

Daneen Jacquot

Kevin Kuehn

605-484-7832

Visit our website for Western SD Listings and Open Houses

—

605-391-7734

www.SouthDakotaRealEstateCompany.com

Shopping for the perfect house to call home?

Come to BankWest and Get Pre-Approved for Financing Darla Jones AVP Mortgage Originator Office 605-399-4211 Cell 605-209-8631

Shopping for a home is easier when you know exactly how much home you can afford. Getting pre-approved: • helps you define your price range. • familiarizes you with the loan options available. • helps your real estate professional show you homes you can afford. • shows sellers you are a serious buyer. • speeds up the loan process when you find a home you want to buy. Call today for a free mortgage consultation.

Janene Trammell-Polk AVP Mortgage Originator Office 605-399-4220 Cell 605-484-4295

Tuscany Square 311 Omaha St. • Rapid City • 605-399-2265 or 1-877-965-2265 Loans subject to application approval.

Apply online at www.bankwest-sd.com.

The Home Team Advantage

The Home Journal, January 2016

1211 Mt. Rushmore Road, Rapid City, SD 57701

The Home Journal, January 2016

5 Things to Look for When Replacing Your Home’s Windows by Statepoint

Unlike some home improvements, window upgrades are complex, involving many moving parts. If you are in the market for an upgrade, don’t rush into a decision until doing some research and evaluating what will work best on your home. Here are five things to consider when replacing your home’s windows, according to the experts at ProVia: • An energy efficient glass package: The right windows will protect your home and keep you comfortable all year long, limiting the sun’s rays from coming through and fading your carpet and upholstery, as well as preventing cold air from entering your home in the colder months. “Test your current windows by touching them. If you feel the outside chill and air coming through, it may be time for a change,” says Wanda Angel, Brand Manager for Doors and Windows at ProVia. Seek ENERGY STAR Certified high-performance windows, ideal for the weather extremes particular to your region. They should have multiple panes and feature technologies, such as the ComforTech Warm Edge Glazing System, which offers reduced heat loss, warmer glass temperature and reduced interior condensation. • Warranty: Windows can cost thousands of dollars. Protect your investment by opting for windows that come with a lifetime warranty that includes glass breakage and seal failure. A comprehensive warranty should also be transferrable to the next homeowner, such as those from ProVia. This featurecan potentially increase your home’s value when you put it on the market.

• Weather stripping: Prevent air infiltration through your windows with proper weather stripping. A bulb seal at the bottom of the window, which is a rubberized seal that compresses to the sill, combined with fin weather stripping on verticals and horizontals, will give you triple weather stripping that acts as a true barrier against drafts, keeping you comfortable and helping reduce utility bills. • Beauty: Your windows, like any exterior element on your home, should complement its architecture and add beauty to your house. While certain architectural styles, such as Colonial, once reigned, there’s a new trend toward American Craftsman homes. Forward-thinking

window manufacturers are responding to the call by offering grid patterns, stain and paint finishes suitable for this growing need. Interestingly, a new window program at ProVia offers three new series of windows at a range of price points. The series includes ecoLite, Aspect, as well as Endure windows which come with top level innovations in window performance. To learn more, and to find resources on identifying the right windows for your home, visit www.proviaproducts.com. Make an investment in your home with lasting impact. Seek windows that offer comfort, functionality and beauty for years to come.

R.T. shaW Broker associate Cell 605-490-1176

online auctions!

Residential listings!

WHITEWOOD CAMPGROUND LIQUIDATION WWW.sTURGisaUCTions.CoM View items on-location Dec. 19th from 1-4pm 596 Whitewood Serv. Rd., Whitewood, SD

$72,900

BiD noW ThRoUGh DeC. 21sT aT 1PM

Commercial listings!

Call Dave

$285,000 Mls 49948

$243,500

Great location in Sturgis Industrial Park subdivision, this commercial building is easily accessed from Interstate I-90. The property is fully-equipped as a newer office with a large billboard included in the sale! This is a versatile investment as the building can be used for a business or offices with already divided units. One unit is currently vacant and ready to be rented at a negotiable price! Location, diversity and extras make this property unique!

$355,000 Mls 49634

Call Calli

Nicely paved Lazelle Street parking lot used mainly for the Sturgis Motorcycle Rally and other events. Property features both Highway and alley access. Lot has full electric hookups throughout, overhead lighting, city water and sewer, large shade tree and is fully setup for vending. This lot is all paved and has a newer concrete sidewalk along Lazelle Street (Hwy. 34). Sturgis Motorcycle Museum and Main Street are just south of the property.

$365,000 Mls 48740

4 city lots with 96 ft of Prime Main Street frontage for vending during the Annual Sturgis Motorcycle Rally and retail business the rest of the year. Property features a large asphalt parking lot with lighting, multiple electric hookups with up to 50 amps, water and sewer. A main building which has been remodeled and can be used as a business or a home. The garage features rollup and walk-in doors, concrete floor, electricity and a his & hers shower house. Shower house has two separate entrances and all modern facilities.

Und

tra n o C

$490,000 Mls 49232

Pric

uc d e R

Call Dave

Mls 48980

Mls 49384

A brand new subdivision in the ever-growing city of Sturgis! Get your new construction started now, as the Dolan Creek Subdivision offers beautiful floor plans at affordable prices! This specific plan features 3 bedrooms, 2 bathrooms, a two-car garage and room for customization with an unfinished basement. Call today for opportunities to view spec homes and be one of the original owners in this progressive development! Empty lots are available as well!

Call Dave

Mls 49576

$115,000

This single-family home features 4 bedrooms and 1 full bath. An impressive 23,086 sq. ft. of property makes for a spacious yard, detached garage, carport and shed on-site! This home is located in a secluded neighborhood with little noise and traffic. Much potential for the annual Sturgis Motorcycle Rally or family residence!

$194,900

$225,000 Mls 49733

A turn-key business with room to grow! This 1400 sq. ft. Governorâ&#x20AC;&#x2122;s Daycare has been a second home to children in the Sturgis community for over 10 years! Make this business yours with current clientele, readily-available staff and all the necessary equipment to run a successful daycare. Daycare comes equipped with 1.5 bathrooms, kitchen area, nursery, on-site laundry, indoor play spaces, outdoor jungle gym & surrounding outdoor areas for children to stay entertained! Below daycare is a 4 ft. crawl space the entire length of the building. Double-pane windows, fabricated floorboards and extra insulation are among many features! Great for storage or possibly expansion with City of Sturgis approval. Property is currently zoned commercial w/ a special use permit. New owners need to re-apply for special use permit to maintain commercial zoning. Vehicles used to transport children are available for separate sale.

This home is a quaint 2BR/1BA with interior & exterior updates and a convenient location! Brand new carpet, vinyl flooring in the walkway, bathroom and kitchen along with a Conklin roof coating and new metalwrapped windows makes for quality finishes. The ranch-style property totals 776 sq. ft. with an additional 70 sq. ft. back storage space. This could be perfect for the annual Sturgis Motorcycle Rally with walking distance to the heart of downtown Sturgis, perhaps a rental home or simply your year-round living quarters!

Mls 48737

Call Dave

Residential listings!

$195,900

With fantastic views of the Black Hills, this 24.48 acre lot is perfect for developing residential building sites! This property has been platted into 18 one-acre lots, along w/ a single 6.9 acre lot. Sitting just South of the Boulder Canyon Golf Course and tucked back in a secluded area make for a very desirable location!

Call RT

Call Dave

An industrial building at its finest! This 9,940 sq. ft. building sits on 0.81 acres in the heart of Sturgis Industrial Park. Featuring a large shop area with two 12x12 ft. overhead doors, floor drains, noise-softening, perforated ceiling tiles, and a security system, this property boasts both quality and potential! Plenty of parking space and an RV hookup are among many more features. On the office side, youâ&#x20AC;&#x2122;ll find a welcoming reception area, 3 large offices with built-in planning desks, a storage room, and a break room fully equipped with a restroom and shower. Above the office area, a one bedroom apartment with a large, comfortable living room, full bathroom, kitchen, and bedroom can serve as a monthly income, living quarters, or even a luxury conference room! Seller will consider a building trade as part of the sale. Schedule a showing for this valuable property today!

Mls 49273

Like new, this 4BR/3BA home sits on a 0.28 acre lot with magnificent views of the Black Hills! A quick step out onto the main-level, open balcony is sure to amaze! A full, finished basement, master suite with walk-in closet, two-car, attached garage, gas-log fireplace and large living areas complete this beautiful, 2,842 sq. ft. home. Quality appliances are included in the 10 x 11 ft. kitchen, a newer washer and dryer set in the basement, along with a detached shed on the property. A great location with rock landscape, making for easy maintenance and a solid purchase!

Call Dave

Mls 49727

2.1 Acre wooded lot on the west side of Sturgis with seasonal creek. Building site would be on the south and west end of the property across the waterway. South boundary is marked with lathe and blue/orange ribbon. Section line along the south edge of the property is in the process of being vacated to add another 33 feet to the boundary. Vacation of Section Line is not guaranteed. Located across the road from the new Dolan Creek Subdivision which allowed an easement to the property for city water and sewer if buyer is interested. Dolan Creek Subdivision Covenants do apply to the property. Lot is currently not in the Sturgis City Limits.

$199,000

ell! s o ed t c i r P

Mls 47693

Boulder Canyon Paradise! Charming 1690 sq. ft. home on 1.17 acres. Beautiful woodwork throughout home, updated kitchen, large private backyard and more! New metal roof in 2000, deep well, 24x40 ft. garage w/ attached 12x40 ft. carport, deck and screened porch. With no covenants and only 7 miles from Sturgis, this property has much to offer!

Call Dave

$60,000 WeBsiTe DoMain FoR sale: WWW.sTURGisRallY.CoM Mls 45062

Excellent opportunity to own and establish domain name with verified traffic! Current website content is included in purchase. CALL DAVE

The Home Journal, January 2016

990 Main street sturgis, sD 57785 Main 605-347-7579 FaX 605-347-7596 www.sturgissd.com www.sturgisauctions.com

ChaD GRahek Calli BeChTel Broker associate Broker associate Cell 605-391-5906 605-484-5499

$62,500

Dave Wilson owner/Broker/ auctioneer Cell 605-490-9959

The Home Journal, January 2016

Make a Style Statement: Top Interior Design Trends to Try in 2016 by Statepoint

keep in mind that if you’re not putting at least 20 percent down, you’ll pay extra each month for mortgage insurance. Contact several mortgage lenders to shop around and get the best deal.

Writing out your New Year’s resolutions? If you’re thinking of buying a home in 2016, it’s time to add these five resolutions to your list: • Get your financial house in order: Good credit is key to getting a mortgage at a reasonable interest rate. If it’s been more than a year, find out what your credit score is. You can improve your credit by paying your bills on time, working with a no-fees housing counselor, and beefing up your credit literacy. Free online resources can help, such as Freddie Mac’s CreditSmart online training. • Figure out how much you can afford. What do you earn? What do you spend? How much do you have in savings? Answering these questions will help you learn whether you are financially ready for homeownership. Make a budget and use free online tools and calculators to determine how much you can afford and the amount you have for a downpayment. If you’re short, reduce optional expenses and set up a monthly, automatic deposit into your savings account.

• Get pre-approved for financing. It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster and with greater confidence in competitive markets.

• Explore your mortgage options. Don’t assume you don’t have enough for a down payment or won’t qualify for a mortgage without 20 percent down. In fact, about 40 percent of today’s homebuyers are making down payments that are less than 10 percent and

a recent study found that 87 percent of U.S. homes would qualify for down payment help. Find out if you’re eligible for any local or state down payment assistance programs. Remember, some options may be as low as three percent. But

• Rely on professionals. The typical homebuyer will look at 10 homes over a 10-week period so finding and working with the right team is critical. Housing counselors, realtors and lenders all play an important role in the home buying process. These professionals have the expertise to advise you every step of the way. For more tips and resources, visit myhome.freddiemac.com. With some firm financial resolve, you can make your dream of homeownership possible in 2016.

Keller Williams Realty Black Hills 2401 W. Main Street Rapid City, SD 57702

FOR SALE

FOR SALE, Continued

Land

Warehouse

Deadwood Ave. - 8.77 ac. General Commercial. $1,800,000 Moon Meadows/Hwy 16 - 40 acres. $2,613,600 2501 Mt. Rushmore - .77 acres; high traffic, high visibility. General Commercial $998,000 1708 Creek Drive - Light industrial - .89 ac, $125,000

Business/Investment TekNetCorp - Computer sales, service & repair business - $599,000 Pearl Vision - Turn-key franchise opportunity! $495,000 Sioux Pottery Business - Hand crafted pottery, in business over 50 years, $65,000 Sugar Shack - Business & Real Estate. $499,000 MB Enterprises - Wholesale Jerky Business. $500,000 U/C 110 Garfield, Murdo, SD - 8-plex. $375,000 Collections Business - Over $500k in outstanding judgments - $55,000 3820 Jackson Blvd. Unit A - 3,175 sf office condo, fully leased $350,000 “The Office” in Oelrich’s, SD - Restaurant/bar/casino $230,000 Hisega Lodge - Bed & Breakfast, turnkey operation $998,000 906 Lazelle - Sturgis, SD - www.20RallyRooms.com Over 10% return! $399,950 Off Sale/Premise Hard Liquor License - Rapid City - $49,500 Price Reduced!

Office/Retail Buildings/Warehouse 3600 Jet Drive - 20,250 sf office building on 6 ac. $2,200,000 1600 Mt View Rd - Suites 104 & 108 - 1,660 & 1,965 sf office space $200,000–$235,800 130 Main Street - 3446 sf, former Breadroot building - $399,000 2501 Mt. Rushmore Rd. - (current Colonial House building) 5,384 sf restaurant & 3,552 sf retail strip center, $998,000 3312 Jackson Blvd. Great westside location - 3,082 sf office building $297,000 202 E. Saint Francis - First Wesleyan Church 14,721 sf. $650,000 111 New York Street - 19,600 sf - $1,275,000

Warehouse 903 Echo Valley Rd. Keystone, SD - 9,000 sf building on 32 ac. $689,000 23942 Thompson Dr., Hills City SD - 5,706 sf shop/warehouse. $289,900 11985 Quaal Rd. - 8,000 sf warehouse/office building. $565,000 Nash Finch Building - 195,967 sf light industrial. $5,975,000 U/C

502 Box Elder Rd - Shop/warehouse/office. $437,500

FOR LEASE Retail 130 Main Street - 3,446 sf. $2,750/mth + insurance, util and maint. 2255 Haines Ave - Suite 208- $1,233.33/mth + $306.67/mnth for taxes, etc. + util. Rushmore Crossing - 3 retail spaces. 1,500-3,700 sf. Lease rates vary. 7211 Black Hawk Rd. - 3,200 sf restaurant/retail $2,134/mth. + util. 830 Main St. - $10/sq ft/yr + NNN. 7,000 sf retail space 826 Main St. - $8/sq ft/year + NNN + Util. 10,500 sf. Great location! 804 E. Saint Patrick - 3,250 sf retail - $2,500/mnth + water, gas & util. 333 W. Omaha in Tuscany Square - 2 units; 7,897 & 12,800 sf. $10/sf/year + NNN 811 Disk Drive - The Shops at Rapid City - 6 units available; 1,412-4,810 sf. $12/sf plus est $2.80 NNN and utilities. Vanilla shell included.

Office 111 New York St. - 19,600 sf building. $14,700/mth. + util. Can be subdivided down to 16,100 sf or 3,500 sf 1760 Centre St. - 500-3,000 sf office/retail. $500-$3,425/mth. 3600 Jet Drive - 20,250 sf building. $20,000/mth. + NNN + util. 1404 Mt. Rushmore Rd. - 225 sf - $500/mth. 3117 W Rapid St. Suites 1 & 4- 480 sf each. $590/mth. + util. 1575 N. Lacrosse - 1,200 sf office suite. $11/sf/year + util. 1600 Mt View Road - Suite 108 - 1,965 sf. $2,128/mth. +util. 1220 Mt. Rushmore Rd. - 5,600 sf office. $7,556/mth. + util. 428 St. Joeseph St. - 2nd floor Stock Growers Assoc. 3,000 sf. $1,500/mth+util. First Interstate Gateway - Two suites - 2,060–3,000 sq ft each. $16/sf/year + NNN 1141 Rand Road - 1,500 sf office, $950/mth + $25 water & $25 maint. 3312 Jackson Blvd. - 3,082 sf office building. $2,800/mth. + util. 1211 E. Fairmont Blvd. - 1,100 sf office. $1,500/mth GROSS, includes utilities. 4200 Beach Drive, Suite 6 - Great space off Jackson! 600 sf - $750/mth

Warehouse/Industrial 3515 Seger Drive - 1,920 sf. “Unit C” - $1,550 + utilities 11985 Quaal Rd - 3,000 sf office; 5,000 sf. Warehouse. 6 overhead doors $4,200 plus utilites 2451 S. Plaza Drive - warehouse & office. $2,400/mth + CAM. 5,070 sf

The Home Journal, January 2016

Your Property ... Our Priority VISIT OUR WEBSITE www.RapidCityCommercial.com

Chris Long CCIM, Commercial Broker Phone: (605) 939-4489 Email: Clong4@gmail.com

Sandra Runde CCIM, SIOR, Commercial Broker Phone: (605) 391-7500 Email: Skrunde@gmail.com

The Home Journal, January 2016

KEith CaRLyLE 381-0134

baRt MiLLER 391-2645

HAPPY NEW YEAR

550 N. 5th St., Rapid City, Sd 343-8800

FROM

JUStiN CaRLyLE 381-3198

tEaM MaRtiN 390-4227 ShawN wOOd 415-1209

JOLENE aNthONy 484-5991 RaNdy OLiViER 430-6246

JaMiE bOOMSMa 430-2300 JERi pERREtt 381-8033

KiEf haNSSEN 484-3535

MELaNiE RhiaN 209-0843

GaiL & dENiSE JOhNSON 391-0391 • 209-3095

fORRESt thOMpSON 391-6163

aLiCEN & NiCK dUpONt & JEREMiah MCKNiGht 390-1339 • 721-4647 • 209-0092

MiChEaL LhOtaK 209-7635

KaSONdRa MUhM 641-9540 ShaNE tiptON 484-2044

JOE VaLLEttE 381-1665

StEphaNiE daNNEN JOhN RObERtS 484-9747 545-1210

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LiNda RaUSCh 391-2136

MaRiNa SChad 431-4954 SaRah wiLLiaMSON 209-5380

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bOb dREw 391-2583

LyNN LiViNGStON 381-7457

JaKE JOhNSON 280-4481

patty haiaR 431-1150

GaRy MESSNER 391-3564

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dELiGht; paM SCOtt EwiNG CaRLyLE; MaCKayLa 641-9473 KJERStad

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343-8800

JON EiZiNGER 484-4374

ChERyL pESiCKaChapMaN 391-3780 StaCEy NELSON 390-9028 JaREd GROSShaNS 390-5315

Thinking of Buying a Home? What to Know Now

Better employment prospects, rising home values and historically low mortgage rates are driving improvements in housing markets across the country. If these facts are tempting you to take the plunge, you’re not alone.

The Home Journal, January 2016

by Statepoint

Keep in mind, buying a home is a major commitment and shouldn’t be undertaken without careful consideration, say experts. “While homeownership is often referred to as the ‘American Dream’ for good reason, it isn’t necessarily everyone’s right move,” says Freddie Mac Senior Vice President and Head of Single-Family Sales and Relationship Management, Christina Boyle. Understanding the pros and cons of homeownership can help you make a wise decision. For potential home buyers, Boyle offers the following insights: Ownership Pros From paint colors to major remodeling projects, one of the best parts of ownership is having a place that is uniquely yours to customize. Consider the financial benefits, as well. At tax time, you may be able to deduct the interest on your mortgage and property taxes, offsetting a portion of the cost of ownership. Stability is another major draw. With fixedrate mortgages, your monthly principal and interest payments will stay the same for the entire period of the loan. This will make it easier to plan and budget over time, as opposed to renting, where rates are largely beyond your control. Furthermore, creating equity for the future will help provide stability and security for your family.

Ownership Cons Being your own landlord makes you responsible for the maintenance and upkeep of your property. Budget for maintenance costs -- from little fixes to such major, costly issues as roof replacement and water pipe repair. Other home-related costs to keep in mind include utilities, homeowner association dues, homeowner insurance premiums and property taxes. Just like with your rent, your mortgage and utilities should be paid on time. This will help you maintain good credit and is essential if you want to borrow again in the future for home renovations, new cars or student loans. Self-Assessment An honest self-assessment can help you determine if buying a home is right for you. Do you have a reliable income, good credit and documentation to verify your savings? Do you have the money required for home

maintenance and a cash reserve that can withstand a loss of job, illness or other financial setback? Freddie Mac recommends that potential buyers be able to afford at least three-percent of the down payment and related closing costs. Also, evaluate your life plans. Are you planning on staying in your home for at least five years? Crunch the Numbers Free online tools can help you get down to brass tacks. For a rent vs. buy calculator, a tax savings calculator, as well as tips, videos and tutorials needed to make well informed decisions, check out “My Home,” at MyHome.FreddieMac.com, a one-stop reference designed to help people become smarter homebuyers, homeowners or renters. Before taking any major plunge, get informed. An honest appraisal of the facts and figures can ensure a sounder financial future.

The Home Journal, January 2016

Thank you to all my clients, customers, partners and fellow realtors for a fantastic 2015.

Have a Merry Christmas and Happy Holiday Season.

3216 Eunice Dr • $289,500

Beautiful home located on quiet street in Copperfield Vistas. This home features 1333 square feet finished with the highest quality materials, ceramic tile flooring in the entry way, real 3/4” hardwood flooring in the kitchen and dining room, Alder cabinets with granite countertops in kitchen and both bathrooms, high quality carpets in living room and bedrooms, great 12x12 concrete patio and a large 3 car garage. Don’t miss out on this spacious home with open floor plan and 1333 square feet of basement to build out the way you want. Call today for your private showing. MLS#: 124339

Great value in one of the finest communities in Rapid City with easy access to Catron Blvd and Interstate 90. This home offers everything you’d want at a great price. 3 bedrooms, two baths including a master suite with a large walk in closet and double sinks. The kitchen/dining room/living room offers a large open space with hardwood floors, granite countertops, alder cabinets and all the appliances, built in entertainment center that’s wired for surround sound, recessed lighting and a built in gas fireplace. An unfinished basement that lays out wonderully for finishing and an oversized three car garage make this home the best buy. Unfinished walk out basement gives you room to grow. MLS#124341

Come see this beautiful ranch style home featuring 3 bedrooms, 2 baths, main floor laundry with large open kitchen, dining room and living room featuring alder cabinets, granite countertops, hard wood floors in the kitchen and dining room, recessed lighting, gas fireplace with built in entertainment center that wired for surround sound. A full unfinished basement gives you room to grow and design to fit your families needs and an oversized three car garage. Don’t miss this exceptional value. MLS#125022

3138 Eunice Dr • $228,900

3206 Eunice Dr • $283,900

Great value on a home that offers you everything plus room to grow. This beautifully designed split level home gives you a nice living room, kitchen and dining room finished out in solid hardwood flooring, stainless steel appliances and beautiful alder cabinets topped with crown molding. The home has a nice sized master bedroom featuring a master bath with dual sinks and a large walk in closet. A 2nd 12x11 bedroom on the main floor gives you room to put anyone young or old. Top this off with an oversized 2 car garage and a full basement ready for whatever your needs and you’ve got a house you don’t want to miss out on. Call today for your private showing. MLS#125965

Come take a look at this home that offers new construction and move in ready. Fully finished ranch plan with 4 bedrooms, 3 baths, large living areas, open floor plan featuring hand scraped hardwood in kitchen and dining room, Alder cabinets with beautiful granite countertops sitting on top. Living room features a gas fireplace with a built in entertainment center fully wired for Dolby 5.1 surround sound. A 14x14 master suite comfortably fits your king size bed and the master bath features double sinks and a large walk in closet. Sit on your front deck and enjoy some of the best views of the Rapid City lights you’ll find. Call today for your private tour. MLS#126212

Starting in the $220,000’s

Dave Butler

Cell - (605) 431-1000

dbutler@rushmore.com 625 1/2 Main St. Suite 6, Rapid City, SD 57701

The Home Journal, January 2016

3221 Tess Ct • $282,400

3128 Eunice Dr • $271,400

The Home Journal, January 2016

Save Time and Money! Email, TExT or Call GrEG roTh gregroth@grbrrealty.com

605-391-0939

full service real estate

-attention sellers-

Call for a FREE Brokers Price Opinion of Your Home.

Greg Roth RealtoR®

owner/Broker

one level living southeast area

MurPhY ranCh estate in raPiD valleY

PieDMont valleY

siDe-BY-siDe DuPleX north area

4 bedrooms, 2 baths, 2 car garage. Formal dining room with a large open kitchen. Formal living room with gas fireplace. Walkout onto a large patio in the privately fenced backyard. Separate 26x12 shop and equipment building. Garden and paved area for RV parking. 1,750 sq. ft. Call Greg Roth at 605-391-0939. MLS#125716

4 bedroom, 2 bath, 2 car garage. Pristine home and community. Large kitchen, open floor plan, high grade wood flooring throughout, ceramic tile and carpet where applicable. Dining with walkout deck and patio. High wooden fencing for privacy. Move in ready, appliances and window coverings stay. Thank you for your consideration. 3425 Wesson Rd. Call Greg Roth at 605-391-0939. MLS#123623

One owner, one level with attached two car garage (handicap accessible). Shows wonderfully with walkout to a park like sprinkled yard. Huge shed with end to end door openings. This home has everything including a large master bedroom with private shower and walk in closet. Also a main bathroom with walk in jetted tub valued at $18,000. Quiet and convenient area with stage stop shopping and dining close by. Easy access to intersate 1-90 close to Rapid City. Call Greg Roth at (605) 391-0939. MLS#126208

As your new home this will provide a solid monthly income and a place to live. Built new in 2001. Like new and movein ready. Both units A & B have ample living space on one level (handicap ready). Two nice sized bedrooms, living room, kitchen, laundry and bathroom. Large private backyard with alley access. Extra storage and ample on site parking. Call Greg Roth at 605-391-0939. ML#125050

Homebuyers:

Beware of Unexpected Repair Costs

by Statepoint If you’re buying a home, there are additional expenses you may want to budget for beyond the down payment and monthly mortgage. Home projects, even small ones, can really add up.

of moving into a new home. From unplanned projects to unexpected emergencies, most homebuyers reported spending more time and money on projects than they initially anticipated.

Recent data from HomeAdvisor, a leading home services marketplace, reveals that 75 percent of homebuyers will face a costly emergency within the first 12 months

The most frequent emergency projects reported by homebuyers in the first year of owning a new home included blocked toilets and pipes, a clogged drain, a broken heat-

ing or cooling system and water leaks. These unexpected projects can cost homeowners anywhere from $199 to fix a clogged drain to $2,068 to repair water damage according to HomeAdvisor’s True Cost Guide. “To help prepare for these unexpected costs, homebuyers should plan to spend one-percent of their home purchase price on repairs and emergen-

cies each year,” says Marianne Cusato, special housing advisor to HomeAdvisor.

5 New Year’s Resolutions for Prospective Homebuyers

Writing out your New Year’s resolutions? If you’re thinking of buying a home in 2016, it’s time to add these five resolutions to your list:

The Home Journal, January 2016

by Statepoint

• Get your financial house in order: Good credit is key to getting a mortgage at a reasonable interest rate. If it’s been more than a year, find out what your credit score is. You can improve your credit by paying your bills on time, working with a no-fees housing counselor, and beefing up your credit literacy. Free online resources can help, such as Freddie Mac’s CreditSmart online training. • Figure out how much you can afford. What do you earn? What do you spend? How much do you have in savings? Answering these questions will help you learn whether you are financially ready for homeownership. Make a budget and use free online tools and calculators to determine how much you can afford and the amount you have for a downpayment. If you’re short, reduce optional expenses and set up a monthly, automatic deposit into your savings account. • Explore your mortgage options. Don’t assume you don’t have enough for a down payment or won’t qualify for a mortgage without 20 percent down. In fact, about 40 percent of today’s homebuyers are making down payments that are less than 10 percent and a recent study found that 87 percent of U.S. homes would qualify for down payment help. Find out if you’re eligible for any local or state down payment assistance programs.

Remember, some options may be as low as three percent. But keep in mind that if you’re not putting at least 20 percent down, you’ll pay extra each month for mortgage insurance. Contact several mortgage lenders to shop around and get the best deal. • Get pre-approved for financing. It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster and with greater confidence in competitive markets.

The Home Journal, January 2016

Five Easy Fall Home Décor Projects by Statepoint As you shift from outdoor barbecues to indoor feasts and gatherings, make sure your home is in tip-top shape with these five simple updates.

beneath, using painter’s tape, such as FrogTape. Paint the taped-off area with porcelain chalkboard paint. Remove the tape when you finish painting and allow the mug to dry for 24 hours.

1. Picture Perfect Gallery Wall Show love to your favorite seasons by showcasing them on a featured gallery wall, which is a top design trend in 2015:

• Bake your mug according to your paint’s directions. Allow it to cool. The paint will be as permanent as baked enamel -and dishwasher and microwave safe.

• Gather a series of picture frames. Use ones that vary in size to create an eclectic look.

• Personalize the mug with festive phrases for visitors.

• Using burlap, white paper, newspaper, or even pages from an old wallpaper book, place the material on the frame’s backing to create a unique backdrop. • Next, customize the gallery for fall by placing real or faux foliage in the frames. Since the frames are already hung, you can easily swap out décor for different seasons. 2. Painted Accent Wall Take your living area from lifeless to lovely with a pop of color. Paint an accent wall in a deep, rich hue to set the autumn scene in your home. Darker paint colors tend show more imperfections, so ensure a flawless finish by using painter’s tape to achieve sharp paint lines on trim, baseboards, crown molding and around

5. Personalize Pumpkins with Paint Easily amplify your pumpkins with glam -- here’s how: doors and windows. You can prevent paint bleed with FrogTape brand painter’s tape, which is treated with patented PaintBlock Technology to leave you with a top-notch paint job. 3. Curb Appetites in Style with an Edible Centerpiece Create a palatable centerpiece as a practical, yet pretty addition to the table with these steps: • Wrap the base of a candle with plastic wrap to prevent direct contact with your filler material.

• Nestle the candle into a bowl and surround it with small apples, cranberries or coffee beans. • Take your centerpiece to new heights by painting a decorative stripe or pattern around the bowl.

• Buy a few different shaped gourds and pumpkins from your local farmer’s market or grocery store. • Spray paint them with a metallic finish, white, lacquer or a textured paint.

• Protect areas you don’t want painted (like the stems) with 4. Keep Cocoa Warm with DIY painter’s tape. You can also use Chalkboard Mugs the tape to create designs on the pumpkins prior to painting. Serve guests in style with customizable chalkboard mugs For more home décor inspira-- here’s how: tion, visit frogtape.com. • Tape around the top of a porcelain mug and handle, creating a straight line to paint

With simple projects, you can elevate your home with custom character just in time for fall.

Call for the Southern Hills’ best selection of property!

Jeff Storm Broker Assoc. 605-673-1518

Carol wood Broker Assoc. 605-440-0466

See all of our listings at www.realestatecenters.com/Custer

Anne Fuchs ABR, SFR Broker Assoc. 605-673-1177

Mark wiley Broker Assoc. 218-820-7710

STellAR view

HARd TO ReSiST!

Stellar View, Forest Service, over half acre and Privacy!! Custom 4 bdr.,3 bath home has maple flooring/cabinetry, Chile radial pine trim, vaulted ceilings, gas fireplace, Bali window coverings, six seat theater area with surround sound, and heated/plumbed garage. New in 2014 metal roof, all trim aluminum wrapped, soffits & gutters and landscaping. 12x52 Cedar deck with panoramic view. A hidden gem for a home! MLS# 48890 $395,000.

541 Buckhorn is where you can find a 4 bedroom 2 bath home that has Forest Service in the back yard, huge wrap around deck with views, and all the expensive updates completed!New roof, new windows, siding, oak doors/trim, remodeled kitchen and bathrooms. All levels are separated by only a few steps, so there is privacy with easy flow. Use as a family home or vacation home – hard to resist!! MLS# 48463 $198,900

720 Lincoln Street. 1254 Sq. Ft. 2 bedroom home. Close to the hospital and downtown Custer. Large deck to enjoy the private backyard. Move in ready, clean and well maintained. MLS# 49081 $129,900

Turn the lights on–answer the phone established and successful turn key business! Black Hills Ponderosa Place is a two story Lodge and 6 log cabins. Amenities: fireplace, wood flooring, modern appliances, tasteful lodge décor/furnishings, unique lighting, endless list! Six cabins are all pristine and completely furnished in log cabin décor. Secluded Commons area for gatherings/BBQ. Off street parking area. Convenient to trails, parks, and city services. This opportunity can only get better!!! MLS# 48873 $525,000.

horse riders paradise! 7.59 ACReS

deluxe HORSe pROpeRTy

CuSTOM lOg HOMe

rare opportunity

Ideal location at a great price! Horse Riders Paradise! 18.51 acres with 3 bdrm, 3 bth country home, all on one level. 36 X 60 barn all set up for your horses. 7 Dutch doors, 3 stalls, 2 large pens, automatic waterer, 2 outside hydrants. Low maintenance. Perimeter and cross fenced. Gate to bordering USFS land. MLS# 47683 $547,000

You’ll love the attention to details in this beautiful 2960 sq. ft. 3 bdrm, 3 bth, custom built home on 13.09 acres, borders USFS land on 2 sides. Huge barn, bunk house, greenhouse, RV pad with water and electric service, fire pit, perimeter and cross fenced. Very low maintenance. MLS# 47236 $670,000

Custom log home on 2.49 acres located just west of Custer. The property has more details to mention. It is a 3 bdrm., 3 bath, top of the line appliances which stay and also offers a 1200 sq. ft. garage/shop Don’t let this one get away! MLS #49282 $359,000

Priced to sell at just $5250 per acre! Rare opportunity to own 66.79 acre homestead bordering USFS land. Very desirable location. No covenants. Perimeter fenced. Perfect for horses or cattle. Lots of character! MLS# 48260 $350,648

pRiCe ReduCed!

yOuR dReAM HOMe

pRiSTine pROpeRTy!

exCepTiOnAl

Beautiful 3 bedroom, 2 bath home with lots of charm! Bonus 2 bedroom apartment over the garage. Very private lot with mature trees. Close to parks, Mickelson Trail, and downtown area. Very clean and well maintained. MLS# 49220 $189,900

$93,000 for 5.16 acres of the Black Hills waiting for your dream home. Building site has already been prepared---- trees cleared, land leveled, well drilled in Sept.2015 that produces approx. 12 gpm. and driveway approach in place. Nature provides a great view, ponderosa pine and granite outcroppings. Silver Star is one of the first “Fire Wise” subdivisions in the Custer area. USFS in close proximity. MLS# 49453 $93,000

14.11 PRIME real estate with custom square log home, bordering seasonal Lightning Creek, USFS on 3 sides,40gpm well, and 24x27 Morton shop. 1752sq.ft. of open living area. Vaulted ceilings, large loft, pecan cabinetry, oak hard wood floors, attached 2 car garage, and a 12x13 storage building. Fenced garden area, established hard wood trees and Pine. All perimeter fenced--this is the place you always wanted and admired!! MLS# 49595 $440,000.

Exceptional Home with the desired location. This 3700 sq.ft 4-5 bdr,3bath home with oversized-heated 2 car garage sets on .88 acre. Home has oak flooring, hickory cabinets, native rock both outside and around gas log fireplace, huge kitchen with bar and breakfast nook, family room with wet bar, pellet stove, game room. and storage. Patio,great views and rock outcroppings complete this package! Country home with style.MLS# 49451 $387,000.

MOve in ReAdy

TuRn Key BuSineSS

The Home Journal, January 2016

evenings & Sun. by Appt.

605-673-2629

Ron Bradeen Owner/Broker 605-381-2629

OFFiCe HOuRS M-F 8:00 - 5:00 SAT. 9:00 - 1:00

14 weST MT. RuSHMORe Rd. CuSTeR, S.d.

The Home Journal, January 2016

Cost-Effective Ways to Heat Your Home by Statepoint

When keeping your home warm becomes a top priority, utility bills can get pricey. But upgrades featuring new technologies and heating strategies can help lower costs comfortably -- plus these changes can also help make your home more environmentally friendly. Zone Heating A central furnace cycles on and off several times an hour, heating your entire house, including unoccupied rooms. But supplemental heating products can warm the living areas that your family occupies most, allowing you to turn down the thermostat for the central furnace. This practice can save up to 40 percent off your heating bills, according to an American Council for an Energy Efficient Economy report. Instead of a utilitarian space heater, consider alternative zone heating tools, such as fireplaces, stoves and fireplace inserts, which look great and add ambiance. Wood Stoves In addition to adding ambiance, new innovations are making wood stoves a more convenient way to stay warm this winter.

For example, the Quadra-Fire Adventure II is the first wood stove that maintains a room’s temperature via a programmable thermostat and tells you when to add more wood. Plus, its four-point burn system produces intense rolling flames for powerful and efficient heat, so warming your home can be as simple as loading the wood, lighting the fire, and walking away -- and it can reduce home heating costs by up to 50 percent.

And unlike fossil fuels, wood is a renewable energy source. Burning wood completes the last step of the natural carbon cycle of trees, resulting in a zero net carbon impact on the environment. More information about the benefits of heating your home with wood stoves can be found at www. quadrafire.com.

for your utility buck. Have your heating system serviced for optimal performance. You can also change the filters yourself and should do so periodically.

Annual Maintenance

Seal drafts and ductwork so you don’t waste warm air. And remember that not all weatherstripping lasts forever, so inspect doors and windows and reapply if necessary.

Annual maintenance to your heating system and home can ensure you get the best bang

With these tips, it’s possible to affordably and comfortably heat your home this season.

Use our wood pellets with confidence!

• Economical • Clean burning • Premium quality • High energy • Low Ash • Sustainable and renewable resource • Carbon neutral • Environmentally safe • Proudly made in the USA

“

I was very happy with how the pellets burned and the amount of heat they produced.” – John

The Home Journal, January 2016

Our wood pellets are simply the greenest energy on Earth!

The Home Journal, January 2016

USE YOUR EQUITY FOR:

Vacation | College Tuition | New Vehicle Call us 718.1818 / bhfcu.com *Rate stated as Annual Percentage Rate (APR). Rate may vary depending on credit history. Rates are variable and are subject to increase after consummation. Rates are based on the value of an index, plus or minus a margin. The index is the Prime Rate as published in the Wall Street Journal and is changeable on the first day of each month. The minimum APR that will apply during the plan is 4.00% and the maximum APR is 18.00% or the maximum allowed by law, whichever is less. Add 1% to interest rate on loans with a 90% or greater loan to value ratio based on the appraisal of the property. Estimated fees payable to third parties to open the plan vary and range from $200 to $675, not including title insurance, if required. Property insurance is required. Some restrictions apply. Fixed-rate, closed end loans available. Rate subject to change. Please call 605-718-1818 or 800-482-2428 for details.