Home Journal - October 2015 by Ernie Wood

The Home Journal, October 2015

sTePhAnie lien Owner/Broker

Jill VAnThul Licensed Assistant

lori BArneTT Designated Broker

TonY mArshAll Broker Associate

TJ woJTAnowiCZ Broker

TYler sChAd Broker Associate

786-5817

391-8669

863-1920

430-3710

CAl BAker Broker Associate

rYAn kellY Broker Associate

AmAndA Thune Broker Associate

391-3203

430-2758

mike hArmon Broker Associate

390-1571

593-3242

Josh uhre Broker

ChrisTin uhre Broker Associate

drew YeomAn Broker Associate

390-8790

390-8197

484-5392

390-6680

GreGG sTilTon Broker Associate

JACkson CYr Broker Associate

niCi kuChenBeCker Broker Associate

dAVe simPson Broker Associate

BeTsY Brose Broker Associate

939-9799

484-4044

390-6117

574-0007

mikAlA kulesZA Broker Associate

rJ Brownell Broker Associate

kellY lhoTAk Broker Associate

AdAm kArrels Broker Associate

786-7645

415-2606

390-6322

490-1701

939-5649

381-3040

• over 3000 square feet total

7290 CastLeWooD Drive • wow! you must come see this 2 story home with high eNd fiNishes!

737 missouLa street

tbD Dark Canyon roaD

• Beautifully maiNtaiNed home Built iN 2007

• this may Be oNe of the Best BuildaBle lots iN dark caNyoN!

• opeN coNcept throughout

• lot aNd views aNd creek froNtage • maNy differeNt BuildiNg

• Builder is offeriNg $5,000 at closiNg for closiNg costs

• 3 Beds, 2 Baths • fiNished deN

• feNced yard • large liviNg room

• mls #125063 $269,900

• mls #125062 $299,900

• mls #124805 $199,500

• mls #124625 $275,000

• call tJ woJtaNowicz 863-1920

tbD other

6142 FLintLoCk Court

• pristiNe property

• Beautiful home Built iN 2009

• 4 face views of mt. rushmore

• 3 Bedrooms, 2 Bath, 2 car garage

• Just miNutes from keystoNe aNd mt. rushmore • 160 acres

• huge fiNished family room

• mls #121768 $8,737 per acre

• mls #124942 $519,900

• call tJ woJtaNowicz 863-1920

16051 engeLhart Lane

309 aLta vista Drive

sites • BriNg your ideas aNd Build your dream home

4720 hamLin Court

910 haakon street

• master Bedroom has access to deck • Big opeN family room dowNstairs • great locatioN at the eNd of a cul de sac • Newer shiNgles oN the roof • mls #124712 $164,900 • call tJ woJtaNowicz 863-1920

• 2 Bed, 2 Bath, 2 car garage • 1913 sq ft with uNfiNished BasemeNt • mls #123927 $190,000 • call drew yeomaN at 484-5392

903 FrankLin

4828 Pierre street

• Beautiful home oN 10 acres

• lookiNg for somethiNg uNique? look No further!

• historic west Boulevard district

• 4 Bedroom, 2 Bath

• BarN, 7 garage stalls, shop

• 2 story desigN, 5 Bed, 3 ½ Bath

• Near wilsoN park aNd school

• westside charmer!

• 3093 sq ft, 4 Bedroom, 2 Bath

• graNite couNtertops, quality caBiNets

• 2461 square feet • 4 Bedrooms, 2 Bath

• hardwood floors • 0.25 acre lot

• mls #124519 $399,500

• mls #124958 $489,900

• mls #124029 $235,000

• mls #124715 $169,900

• call dave simpsoN at 390-6117

• call tJ woJtaNowicz 863-1920

• call dave simpsoN at 390-6117

• call gregg stiltoN at 939-5649

2923 oLive grove Court

• 3+ Bedrooms, 2+ Baths, great desigN! • almost ready for move iN! • orchard meadows suBdivisioN iNcludes medical, greeN space, gas statioN & golf course • other plaNs availaBle • mls #121301 $227,900 • call toNy marshall at 391-8669

20789 mountain Court • Boulder caNyoN • 4 Bedroom, 3 Bath • 4.05 treed acres • huge liviNg room aNd diNiNg room! • mls #124352 $365,000 • call gregg stiltoN at 939-5649

23642 WiLDerness Canyon

919 WiDe vieW Drive

1529 tabLeroCk roaD

• mls #123001 $439,900

• rare comBo of treed log home liviNg, spectacular view aNd less thaN a mile from the city limits • custom home Built iN 2006 • 3 Bedrooms, 3 Bath, 3 car garage • mls 124199 $437,000

• Best views you’ll fiNd! • 1700 sq ft oN the maiN level plus 1,000 iN the BasemeNt! • 3 car garage • mls #121843 $374,900

• call toNy marshall at 391-8669

• spectacular floor plaN & copper oaks settiNg • 4 Bedrooms oN same level, +1 dowNstairs • Black hills liviNg oNly 12 miN to rapid city

4137 augusta Drive • Built iN 2001, maNy great features! • large deck with great views • massive family room • walkout to the Backyard right iN the 15th fairway of the elks golf course! • mls# 124542 $409,900 • call tJ woJtaNowicz 863-1920

VIPProperties.com

The Home Journal, October 2015

10075 Laramie Lane • New coNstructioN home is complete aNd move iN ready!

The Home Journal, October 2015

Lewis-KirKeby-HaLL reaL estate, inc. Each Office is Independently Owned and Operated.

THE RESULTS PEOPLE SINCE 1963! Call one of our friendly, positive professionals today!

343-2700 or Toll Free 1-877-343-2700

Top Sales for August Top Producer

Top Producer Team

Customer Service Award

Amanda Kirschenman

Rearick Real Estate Team

Kristen Andrews-Lowe

THREE OR MORE Club Amanda Kirschenman, Ken Kirkeby, Rearick Real Estate Team, Maria Sieck-Strobel, Duane Hosek, Patricia Horlock

Current Location of the Colonial House (Business Relocating) Sandra Runde CCIM, SIOR, Commercial Broker skrunde@gmail.com (605) 391-7500

Chris Long Commercial Broker clong4@gmail.com (605) 939-4489

The Colonial House has found a new home! They will be vacating their existing location around October of this year and moving to a new location just down the street. Along with the restaurant building, the selling price reflects the purchase of the strip mall facing the facility. Furniture, fixtures and equipment will be negotiated separately. Location has been a successful restaurant for over fifty years with a traffic count of more than 24,000 vehicles a day! With close proximity to such attractions as Mt. Rushmore, and along a major artery toward all the events located in downtown Rapid City, this listing is a must see!

Keller Williams Realty Black Hills | 2401 W. Main Street, Rapid City, SD | www.RapidCityCommercial.com ANDS

LS & BADL

HIL OUR BLACK

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our black hills & badlands U N I Q U E • T I M E L E SS • C O L L E C TO R ’ S I T E M ANDS S & BADEALT DEPRESSION CK HILL E GR OUR BLAFROM THE GOLD RUSH TO TH PECTIVE A RETROS

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BOOK DETAILS: The Rapid City Journal is proud to have worked with area historical organizations and private collectors to create a beautiful coffee table book featuring historic images of the Black Hills and Badlands from the Gold Rush to the Great Depression. This heirloom-quality, hardcover book captures the early days of Deadwood, Spearfi sh, Rapid City, Custer, Hot Springs, Wall and T EC LL O other communities throughout our area. We partnered with Deadwood History, Inc., the Fall River S • C TI M EL ES • E U County Historical Society, the 1881 Custer County Courthouse Museum and other organizations on IQ UN ty al quali this community project. Order your commemorative book now at $39.95 (plus tax/shipping) while supplies last. Pick up your copy at the Rapid City Journal or order online today!

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Rapid City Journal 507 Main Street, Rapid City

The Home Journal, October 2015

Opportunity Knocks!

$998,000 | MLS #122960

The Home Journal, October 2015

1211 Mt. Rushmore Road, Rapid City, SD 57701

605-342-1810

3320 Idlewild Ct, Rapid City

1175 Parkwood Rd, Rapid City

4813 Meadow Dr, Black Hawk

MLS# 124105 $139,900

MLS# 123392 $156,900

MLS# 124272 $164,900

Judy Rohde 605-209-1521

Andra Hagen 605-390-8166

Lisa Meyer 612-791-0541

4738 Pierre St, Rapid City

2502 Springbrook Rd, Rapid City

423 Minnesota, Rapid City

MLS# 124646 $169,000

MLS# 122906 $298,900

MLS# 124932 $339,775

Mary Riss 605-431-2382

Larry Petters 605-390-7383

Don & Kathy Lilya 605-484-1438

1510 West Blvd, Rapid City

2602 Harvard Ave, Rapid City

13821 Clydesdale Rd, Rapid City

MLS# 123745 $339,900

MLS# 124140 $498,900

MLS# 116972 $1,075,000

Janet Van Nuys 605-431-0988

Daneen Jacquot 605-484-7832

Visit our website for Western SD Listings and Open Houses

—

Kevin Kuehn 605-391-7734

www.SouthDakotaRealEstateCompany.com

Larry.realestate@yahoo.com

1240 Jackson Boulevard, Rapid City, SD 57702 Office 341-4300 • Toll Free 1-800-341-4302

RAPID CITY /BLACK HILLS RESIDENTIAL/ACREAGES

Rapid City NEW LISTING

Rapid City

4538 Titan Drive This sharp 3 bed, 2 bath home is conveniently located and nicely maintained. Features include an open kitchen, dining, living room floor plan and a large family room with wired surround sound to enjoy in the walk out lower level. The kitchen includes a center island for informal dining. The large backyard has a new chain link fence to allow pets to have plenty of room to exercise. A parking area adjacent to the garage and driveway allows room to park an extra vehicle, RV or boat. All three bedrooms are spacious and the second bedroom on the main level includes a large walk in closet. The large driveway can accommodate several vehicles when entertaining guests. Great views to the east and move in ready for a new owner. MLS#124961 • $194,900

605-484-6446

2041 Vista Hills Place This beautiful horse property is immaculately

5499 Currant Court You can enjoy main level living in this beautiful 4 bedroom,

3 bath custom 3200 Sq. Ft. home with great curb appeal. This home is loaded with extra features including a large walk-in pantry, main floor laundry room, brick veneer front, whole house fan, and many more. It features a 10 foot living room ceiling with custom windows and access to the deck from the kitchen/dining area. The gorgeous mature landscaping is maintained with a sprinkler system and concrete curbing which allows easy maintenance. The finished walk out lower level has daylight windows for abundant natural light. The large family room could easily be adapted to add more bedrooms, with the egress windows and a large closet already in place. This extremely well maintained home is in a great location with school bus service and no thru traffic. You really need to see this one! MLS#124686 • $334,900

LARRY SCHECHER

Spearfish NEW LISTING

Rapid City

maintained and offers country estate living a stone’s throw from the north side of Spearfish. You can enjoy over 1900 Sq.Ft. of one level living a large 14 x 20 deck and great views of the hills,landscaping and the (maintenance free pvc) fenced pasture below. A great open floor plan features a gas fireplace and a woodburning stove as well as a large well appointed master suite. The large 45 x 65 shop/barn is fully insulated and sheeted with steel on the inside also. New 2013 updates include a new roof, siding, Anderson windows, central air and furnace. Call to view this better than new property. MLS#123654 • $299,900

5000 143rd Ave

Rapid City

4263 Derby Lane

This 4 bed, 2 bath, 2 car home, on a spacious corner lot, features an open floor plan with vaulted ceilings and many updates including: a new roof, new windows, gutters, new exterior and interior paint, new beautiful solid 6 panel interior doors w/trim and numerous light fixtures. Other amenities include a large chain link fenced side and back yard w/ garden shed, front and back decks and an extra vanity/sink in the master bedroom. The second family room area in the lower level would make an ideal theater room. Your family can enjoy over 2000 sq.ft. of finished living space. MLS#125137 • $184,900

WWW.BHHOMESANDLAND.COM

This 20 acre horse property features a 2 Bedroom, 2 Bath home with new shingles, 24x64 barn with stalls, 4 horse shelters, arena, corrals and a 12 acre pasture. The entire property is level and ideally suited for all equine activities. All portable corral panels for the corrals and arena are included with this property which is very close to Rapid City for convenience and just far enough away to experience country living. MLS#121413 • $250,000

2121 Hoeffer Avenue This charming “one level living” 3 bedroom,

Rapid City

WANTED: WESTERN SD FARM/RANCH/HORSE PROPERTY LISTINGS FOR SEVERAL BUYERS

1 bath ranch style home with a 1 car attached garage would make a great investment property. The back yard is fenced and includes a garden shed. Updates in recent years include windows, laminate floors in kitchen and dining room. hardwood floors in the living room, new roof & hardboard siding in 2010-11, sewer line replaced in 2004, new hot water heater, bathroom remodel, new steel entry garage doors in 2014, and a new refrigerator in 2015. Buy and occupy when the current renters lease ends, or continue receiving the good rental income. $129,900

Available in

Sun Valley Subdivision located in Summerset NEW!

NEW!

The Breckenridge

H Built by B on INC ti c u Constr

The Boulder

H Built by B on INC ti c Constru

$189,900

$189,900 3 Beds, 2 Bath, 2 Car, Master Bath with 2 sinks, 2,100+ sqft 4.106% APR

PITI $1,218.82

3 Beds, 2 Bath, 2 Car, Master Bath with 2 Sinks, 2,100+ sqft 4.106% APR

PITI $1,218.82

Available in

Prairie Meadows Subdivision The Savannah

NEW!

az Built by D on LLC Constructi

The Tenley

Built by Stecor

$197,900 Almost 2,200 sqft. 3 bedrooms, 2 bath, master bath has two sinks, master bath & walk in closet. 4.103% APR

PITI $1,257.72

$196,900 3 Beds, 2 Bath, Master Bath with 2 Sinks, 2,200+ sqft. 4.103% APR

PITI $1,252.86

*Payments are reflecting rates as of 9/10/15 and are subject to change. Using SD First time Home Buyers and Rural Development with a fixed rate of 3.25% with no money down. Payments are PITI and include an estimate of $2,800 per yr. for Taxes and $750 per yr. for INS. Interest rates subject to change without notice. Must meet all loan program and credit qualifications. All pictures are simulated and do not show some upgrades. Prices subject to change. Realtor is not a loan expert and all questions should be directed to your local SD housing representative/ loan officer. Seller reserves the right to change or remove offer with or without notice.

The Home Journal, October 2015

*No Money Down

The Home Journal, October 2015

HOMEWISE

Real Estate Tips and Advice

Have your new home inspected By ALEX MASON | Green Shoot Media

REAL ESTATE 101

o, you’ve bought a plot of land and are ready to build your dream house. It’s exciting to watch your home grow from a speck of dust into a fabulous structure with all the bells and whistles at your command. However, there’s a thorn in every rose, and one way to avoid getting pricked is to have a licensed home inspector at your side. When we hire a contractor, we tend to give a lot of gravity to what they say and assume that they always know what they are doing. However, unscrupulous behavior or momentary mistakes can come from almost any construction firm, and the homeowner is the one who will ultimately pay the price. As a precaution, it is wise to invest in a licensed home inspector to ensure the home was constructed according to legal codes.

Does your home measure up? The American Society of Home Inspectors operates an online home inspector search, where you can find home inspectors in your area. Visit ashi. org to conduct a search. According to its website, the ASHI was founded in 1976, aims to “build customer awareness of the importance of a quality home inspection and enhance the professionalism of home inspectors.”

FUNCTION

Your home inspector will check the materials and installation of essential components of the home to ensure that they meet legal requirements. This will include the plumbing system, electrical wiring, sturdiness of the foundation, spacing from exterior wall to the fence or pool, satisfactory framing, and a myriad of other factors that need to be verified. If a new construction home is built outside of city codes, the property will not be able to be re-sold until it gets the OK from the new buyer’s inspector. In addition, faulty wiring or sewage systems can cost a homeowner thousands of dollars in repairs and higher insurance premiums. To be safe and sane when venturing into a brand new construction, don’t worry about offending your contractor. You have to take care of your own interests first and get an official opinion from the

A contractor’s word that your new home is up to code is not enough. You need a home inspector to give the OK on everything from plumbing to electrical systems. inspector to ensure your new home is safe to live in and will meet the grade for re-sale.

RED FLAGS

Some contractors will communicate false and misleading information to the homeowner by giving vague and ambiguous answers to tough questions. You may hear excuses such as they are building under industry

standard conditions without clearly defining what they mean. This is a red flag to the homeowner and should be cause for alarm. In addition, watch out for rebuttals that the contractor will take care of shoddy work under the warranty, as this is no excuse to build outside of city codes in the first place. Your best bet is to get a neutral home inspector who you

find yourself, and who has no ties with your contractor’s company. Check the phone book or ask your real estate professional to recommend someone he knows and trusts. Your new home is a significant investment, and you owe it to yourself to ensure everything is finished correctly. If your contractor is a seasoned professional and has nothing to hide, he or she will stand with you in agree-

ment to bring in an outside party for inspection. You also may check your contractor’s references with online feedback forums listing the pros and cons from prior clients. These can steer you away from a questionable contractor that could turn your dream home into a nightmare. Knowledge is power, so get all you can before you begin to build. Your contractor may work magic with bringing your house into being, but your home inspector is your watchdog to make sure you get everything you paid for, including safety and security.

Save Time and Money! Email, TExT or Call GrEG roTh 605-391-0939

Greg Roth

-attention sellers sellers-

Call for a FREE Brokers Price Opinion of Your Home.

full service real estate

RealtoR®

owner/Broker

NOW REDUCED $5,000

FINaNCING FOR Va OR RURaL HOUSING

SE NEW LISTING - TOWNHOUSE

NEW LISTING - SIDE BY SIDE DUPLEX

Exceptional family home at an affordable price. 3+ bdrms, 2 baths, and large heated 2 car garage. Formal dining room w/large open kitchen. Formal living room + a family room w/ gas fireplace. Walkout onto a large patio in the privately fenced backyard. Separate 26X12 shop and equipment building. Garden and paved area for RV parking. Very special home with something for your whole family to ENJOY. Short walk to schools and shopping. Mls#123060 • $149,900. Call Greg Roth at 605-391-0939.

Pristine home and community. 3 bedrooms, 2 bathrooms and large attached double garage with walkout. Large kitchen, open floor plan, high grade wood flooring throughout, ceramic tile and carpet where applicable. Dining with walkout deck and patio. High wooden fencing for privacy. move in ready, appliances and window coverings stay. Thank you for your consideration. Mls#123623 • 3425 Wesson Rd. Call Greg Roth at 605-391-0939.

One-level living with an attached garage. Open floor plan. Tile floors, 2 large bdrms, 2 full baths, master bdrm with walk in closet, and private bath. 1 owner with custom upgrades. Enjoy living maintEnancE frEE. Turn key ready and suitable for most handicap. Close to the hospital, new Wal-Mart, gas, dining, park and golf. Located in a desirable and growing southeast area. Low-cost utilities. Appliances included. mlS#124203 • E 867 (C) Minnesota • $119,500 Call Greg Roth at 605-391-0939.

va buyEr alErt. Used as owner occupied it will provide a solid monthly income and a place to live. Built new in 2001 through 2002. Like new and move-in ready. Both units A & B have ample living space on one level (handicap ready). Built with two nice sized bedrooms, living room, kitchen, laundry, and bathroom. Large private backyard with alley access. Good storage area in the lower portion of the building with ground level entrance. Ample on-site parking. Ml#125050 • Rapid City $157,500 Call Greg Roth at 605-391-0939.

20+ES! R AC

ONE-OF-A-KIND FIND! SELLERS WILL CaRRY FINaNCING Just 600 feet from the shoreline of Sheridan Lake. Sit back and dream of living secluded in nature, no neighbors other than wildlife. A hunters paradise. Sellers paid $400,000 in 2002 for property. 20+ acre plat. mlS#117398. TBD Calumet Rd. • $250,000. Seller is offering $25,000 reduction for a quick cash closing.

CASCADE SPRINGS RANCH

SW SIDE OF LaKE aNGOSTORa WITH VIEWS OF THE CHEYENNE RIVER! Very rare opportunity! Selling 320+/- pristine acres. Wildlife of all kinds including elk and deer. Special accommodations needed for showing so please call to see it today! Call Greg Roth at 605-391-0939

Shopping for the perfect house to call home?

Come to BankWest and Get Pre-Approved for Financing Darla Jones AVP Mortgage Originator Office 605-399-4211 Cell 605-209-8631

Shopping for a home is easier when you know exactly how much home you can afford. Getting pre-approved: • helps you define your price range. • familiarizes you with the loan options available. • helps your real estate professional show you homes you can afford. • shows sellers you are a serious buyer. • speeds up the loan process when you find a home you want to buy. Call today for a free mortgage consultation.

Janene Trammell-Polk AVP Mortgage Originator Office 605-399-4220 Cell 605-484-4295

Tuscany Square 311 Omaha St. • Rapid City • 605-399-2265 or 1-877-965-2265 Loans subject to application approval.

Apply online at www.bankwest-sd.com.

The Home Team Advantage

The Home Journal, October 2015

gregroth@grbrrealty.com

The Home Journal, October 2015

How to Shop for a Loan

t makes good sense to shop wisely when it comes time for your home financing.

Whether you wish to remain in the home for decades or need funding for a home designated for short-term use, there's a mortgage plan that will help you accomplish your goals and meet your monthly budget.

FIXED RATE MORTGAGES

The life of the loan is important to establish your monthly payment according to interest rates and how much you can afford with the payments. Shorter term loans will have a higher monthly payment when opting for a 15-year payoff as opposed to a 30or 40-year fixed rate. The benefit of securing a fixed-rate long-term loan enables the borrower to guard against fluctuating interest rates and surprise price hikes for the life of the loan, a choice that is ideal for borrowers who plan to remain in the property for many years.

ARM LOANS

The adjustable rate mortgage, or ARM loan, is set with the current interest rate that the borrower's credit score is qualified for. This type of loan may be designated for a two-, five- or seven-year period and may be set with a very low rate. Although the monthly payment is lower at first, the ARM has a date when the loan will adjust and therefore be subject to the current interest rate at that moment. In an economy where nothing is certain, an ARM mortgage loan makes good sense for a home buyer who does not intend to remain in the

property for a great length of time. If the property was purchased due to a job transfer, temporary residence or investment purposes only, then an ARM can be a practical loan.

FHA FUNDING

First-time borrowers and those who need financial assistance to get into a property may apply for FHA lending services. The FHA is a guarantor over a conventional loan to secure the funding if the buyer defaults. This type of funding will cover up to 96.5 percent of the total loan balance, thus requiring a minimal down payment of less than 4 percent. In addition, home buying applicants with challenged credit are encouraged to apply, and special discounts and incentives are made available for public service employees with variable guidelines for each state. FHA loans are fast, easy to secure and carry minimal applicant restrictions, making this type of mortgage option a popular choice for new buyers.

GET THE FACTS

Before you sign on the dotted line, it is crucial that you understand your loan documents one page at a time. Real estate paperwork is extensive and confusing to even the most seasoned contract reader, and once you sign the document before a notary, you are fully responsible by law to fulfill the terms and agreements. A good loan officer will be able to walk you through the papers and make you feel at ease to ask any and all questions you may have. PHOTO: YURI_ARCURS / YAYMICRO.COM

Call for the Southern Hills’ best selection of property!

Ron Bradeen Owner/Broker

Jeff Storm Broker Assoc.

Don Kistler Broker Assoc.

Carol Wood Broker Assoc.

OFFiCe HOuRS M-F 8:00 - 5:00 SAT. 9:00 - 1:00 evenings & Sun. by Appt.

See all of our listings at www.realestatecenters.com/Custer

Anne Fuchs ABR, SFR Broker Assoc.

Janice Tuthill Broker Assoc.

Mark Wiley Broker Assoc.

DeLuxe HOMe WiTH BARNS

iDeAL LOCATiON

TuRN KeY BuSiNeSS

PARADiSe

Deluxe horse property. You’ll love the attention to details in this beautiful 2960 sq. ft. 3 bdrm, 3 bth, custom built home on 13.09 acres, borders USFS land on 2 sides. Huge barn, Bunk House, Green House, RV pad with water and electric service, Fire Pit, Perimeter and cross fenced. Very low maintenance. MLS# 47236 $670,000

Ideal location at a great price! Horse Riders Paradise! 18.51 acres with 1635 sq. ft. 3 bdrm, 3 bth country home. 36 X 60 barn all set up for your horses. 7 Dutch doors, 3 stalls, 2 large pens, automatic waterer, 2 outside hydrants. Low maintenance. Perimeter and cross fenced. Gate to bordering USFS land. MLS# 47683 $547,000

Turn the lights on--answer the phone established and successful turn key business! Black Hills Ponderosa Place is a two story Lodge and 6 log cabins. Amenities: fireplace, wood flooring, modern appliances, tasteful lodge décor/furnishings, unique lighting, endless list! Six cabins are all pristine and completely furnished in log cabin décor. Secluded Commons area for gatherings/BBQ. Off street parking area. Convenient to trails, parks, and city services. This opportunity can only get better!!! MLS# 48873 $525,000.

Little Piece of Paradise, 68.45 exquisite acres, bordering USFS. Extremely comfortable home, 3 bedroom, 2 Bath, open vaulted living / kitchen area with a customized rock fireplace. A perfect horse property, perimeter fenced, pasture area ,wildlife. Perfect for getaway, vacation rental, horse camp. Hard to duplicate for $469,000. MLS# 47560

CRAFTSMANSHiP 7.59 ACReS

HiDDeN GeM

ACCeSS TO FOReST SeRviCe

GReAT SPACe

LOOK CLOSE and you won’t believe the QUALITY! 4 bdr/ 3.5 ba, approx 4000 SF situated on 1.47 acres. Private setting, FEATURES: Culinary kitchen, vault. tongue/groove ceilings, custom cabinetry, detailed Fireplace, rec rm with log accent, Customized bar & media rm. maint. free siding, & decking, 12x16 deck, 23’ bridge to Spa/hot tub, man-made 8’ waterfall, a reflecting pond. Beautiful landscaping!! MLS# 47917 $425,000.

Stellar View, Forest Service, over half acre and Privacy!! Custom 4 bdr.,3 bath home has maple flooring/cabinetry, Chile radial pine trim, vaulted ceilings, gas fireplace, Bali window coverings, six seat theater area with surround sound, and heated/plumbed garage. New in 2014 metal roof, all trim aluminum wrapped, soffits & gutters and landscaping. 12x52 Cedar deck with panoramic view. A hidden gem for a home! MLS# 48890 $395,000.

541 Buckhorn is where you can find a 4 bedroom 2 bath home that has Forest Service in the back yard, huge wrap around deck with views, and all the expensive updates completed!! New roof, new windows, siding, oak doors/trim, remodeled kitchen and bathrooms. All levels are separated by only a few steps--so there is privacy with easy flow. Use as a family home or vacation home---hard to resist!! MLS# 48463 $198,900

GREAT VALUE FOR a 4 bedroom, 3 bath air conditioned UPDATED home! Great entertaining spaces, fenced backyard/patio, concrete drive, 2 stall carport, hardwood floors, new high efficiency furnace and A.C.,upgraded appliances is move in ready. Attached heated garage. Easy care rock landscaping, shade trees and private backyard. MLS 47326 $179,500

iNCOMe PROPeRTY

CABiN iN THe HiLLS

ATTeNTiON ROCK HOuNDS!

MOve iN ReADY!

Looking for a cabin in the Black Hills? You need to check this one out 3+ acres with easy access to a paved road, good well. This one bedroom one bath features a 32x32 squared log cabin with a 12x22 frame addition could be yours. Some finish work remains. Also has a metal carport, and the roof is metal. MLS 44953 $158,000

Seller motivated!! Attention Rock Hounds! Valuable collection of rare fossils, minerals, crystals, agates, gems, antiques, marbles, and more, all set up in a 9687 Sq. Ft. building on 3 lots in downtown Hot Springs. Add to your collection or open the door and start selling! MLS# 48074 $159,900

Endless possibilities! 4032 Sq. Ft. Building on large lot in Pringle. Great location on Main Street. Good visibility from HWY# 385. Two mobile home hook-ups, storefront, kitchen, Pringle Post Office, and large shop with plenty of room! Priced right at $169,500 MLS# 47843

720 Lincoln Street. 1254 Sq. Ft. 2 bedroom home. Close to the hospital and downtown Custer. Large deck to enjoy the private backyard. Move in ready, clean and well maintained. MLS# 49081 $129,900

The Home Journal, October 2015

605-673-2629

14 WeST MT. RuSHMORe RD. CuSTeR, S.D.

The Home Journal, October 2015

Find the Right Neighborhood FIVE FACTORS THAT MAKE VALUES GO UP OVER TIME

hoosing a good neighborhood — or one that offers promise — can increase the value of your home. They say it's better to buy the least expensive house in a good neighborhood than to buy the best house in a bad one. Houses are more than just a roof over your head. They are part of larger community. Some of the factors to consider when you purchase your next home include the following:

1. GOOD SCHOOLS

Whether you have children or not, choosing a neighborhood with good schools makes good sense. The re-sale value of the property goes up when the prospective buyers can be assured that the community schools are recommended. You may inquire of your real estate agent to get educational information about school districts near your prospective dream home. Facts such as driving distance from the house, honors and decorations to the school staff, and quality of the school campus can make or break the future real estate deal.

2. NEIGHBORHOOD AMENITIES

The piece of real estate you have

your eye on may seem like perfection until you weigh in the benefits from the local community. Be sure to ask your agent how far essential businesses are from the property's front door. This would include grocery stores, gas stations, hospitals and moderate- to low-cost dining options. In some cases, a property that is near entertainment and shopping malls can be a big plus to the future buyers.

region, keep an eye out for newer homes shooting up by the local residences. The immediate area where your home is located is upgraded as the city begins to improve.

4. NEW COMMUNITIES

If you need an iron-clad guarantee that the city is going to be fresh and new, you may opt to purchase in an up-and-coming municipality. New homes built on the outskirts of cities are a telltale sign that the region is expanding. Get your slice of paradise a little further out from the city center Many cities and towns across the nation are undergoing a makeover one and watch a new world shoot up around you. home at a time. Older and antiquated The flip side to the new community properties are being replaced by newer utopia is that you don't know exactly and more fashionable dwellings. Though the area of concentration for when things are going to get started. It may be months or it may be years, but your search may be in a low-cost

3. NEW CONSTRUCTION

you can bank on a vibrant new city being on the way.

5. LOW CRIME RATES

Crime statistics from almost every neighborhood are provided by the local law enforcement officials and their community relations departments. The statistics break down the rate of crime and the severity with a distinct separation of violent and nonviolent crimes. Petty thefts and misdemeanors should not always deter your decision to buy a home in that area. These lowlevel kinds of crimes will be found everywhere in the world — and may actually be a factor of different reporting requirements as opposed to real differences in crime rates — so they are not always a major concern. PHOTO: GET4NET / YAYMICRO.COM

R.T. shaW Broker associate Cell 605-490-1176

auctions!

Residential listings!

ReCReaTional vehiCle online aUCTion

$243,500

22+/- RV’s ranging from years 1994 to 2012 5th wheel & pull-type campers of all lengths & sizes will ALL SELL! visit www.sturgisauctions.com now through sept. 30th at 6pm to bid.

Commercial listings!

Call Calli

$469,000 Mls

$239,000

Sale consists of 1100 Main Street and a City of Sturgis Malt Beverage License. Located in downtown Sturgis in the Heart of the Sturgis Motorcycle Rally on the corner of 1st and Main Street. This corner lot and concrete alley access are desirable with Main Street frontage! This beautiful stone and brick building stand out as an attraction by itself with rich history. Rally Apartments and complete living quarters are in the upper floor of the building. The rear paved parking area and covered patio is leased to vendors during the rally and used as an outdoor beer garden.

Call Dave

easy Rider’s saloon Mls 44719

$195,900

Famous year-round bar and restaurant in downtown Sturgis. Perfect venue for the annual Sturgis Motorcycle Rally! Encompassing almost an entire city block, Easy Rider’s Saloon comes complete with equipment, furnishings, and more! Updated on MLS!

$365,000 Mls 48740

Call RT

4 city lots with 96 ft of Prime Main Street frontage for vending during the Annual Sturgis Motorcycle Rally and retail business the rest of the year. Property features a large asphalt parking lot with lighting, multiple electric hookups with up to 50 amps, water and sewer. A main building which has been remodeled and can be used as a business or a home. The garage features rollup and walk-in doors, concrete floor, electricity and a his & hers shower house. Shower house has two separate entrances and all modern facilities.

$136,000

$490,000 Mls 49232

An industrial building at its finest! This 9,940 sq. ft. building sits on 0.81 acres in the heart of Sturgis Industrial Park. Featuring a large shop area with two 12x12 ft. overhead doors, floor drains, noise-softening, perforated ceiling tiles, and a security system, this property boasts both quality and potential! Plenty of parking space and an RV hookup are among many more features. On the office side, you’ll find a welcoming reception area, 3 large offices with built-in planning desks, a storage room, and a break room fully equipped with a restroom and shower. Above the office area, a one bedroom apartment with a large, comfortable living room, full bathroom, kitchen, and bedroom can serve as a monthly income, living quarters, or even a luxury conference room! Seller will consider a building trade as part of the sale. Schedule a showing for this valuable property today!

Call Dave

$310,000

Call Dave

Mls 46547

Pric

ced

u Red

Mls 47449

This 3BR/2BA, 1.5 story home is located 3.5 miles from Sturgis on 14.2 acres of fertile Avalanche Road land! With an amazing view of Bear Butte, Old West history, and a gorgeous addition added in 2009, this home and land is the perfect setting for a small farm or even a campground! 400 sq. ft. of the home is unfinished, including the master bath, walk-in closet, and a 3rd bedroom. All materials and fixtures for completion are included!

Call Dave

$217,000

Call Dave

Mls 48980

This single-family home features 4 bedrooms and 1 full bath. An impressive 23,086 sq. ft. of property makes for a spacious yard, detached garage, carport and shed on-site! This home is located in a secluded neighborhood with little noise and traffic. Much potential for the annual Sturgis Motorcycle Rally or family residence!

Call Dave

$649,900

Mls 48737

With fantastic views of the Black Hills, this 24.48 acre lot is perfect for developing residential building sites! This property has been platted into 18 one-acre lots, along w/ a single 6.9 acre lot. Sitting just South of the Boulder Canyon Golf Course and tucked back in a secluded area make for a very desirable location!

Call Dave

Mls 46565

This versatile retail building is easily spotted from Lazelle Street! The strip mall is divided into four retail spaces which are all currently leased! With great frontage, rally vendors are very keen on this area! Excellent income property!

Mls 48847

A perfect property for the annual Sturgis Motorcycle Rally! This 9.1 acre lot with both a home & mobile home, sits atop a beautiful view lot of the Black Hills! The home features a completely finished walk-out basement equipped w/ 3BRs/2Bas, 1 including a Jacuzzi tub! Upstairs is insulated and unfinished, but leaves room for potential. Mobile home is currently leased along w/ signage on the property’s storage unit. An overall great investment property!

Call Dave

Located at 1801 LaZelle Street in Sturgis, this 15,000 sq. ft. lot sits right on the NW corner of 8th St. and LaZelle. This space is perfect for vending during the Annual Sturgis Motorcycle Rally and other events. With the 75th Annual Sturgis Motorcycle Rally getting closer, you won’t want to miss out on this opportunity!

Mls 49273

Like new, this 4BR/3BA home sits on a 0.28 acre lot with magnificent views of the Black Hills! A quick step out onto the main-level, open balcony is sure to amaze! A full, finished basement, master suite with walk-in closet, two-car, attached garage, gas-log fireplace and large living areas complete this beautiful, 2,842 sq. ft. home. Quality appliances are included in the 10 x 11 ft. kitchen, a newer washer and dryer set in the basement, along with a detached shed on the property. A great location with rock landscape, making for easy maintenance and a solid purchase!

Pric

uc Red

Mls 47693

Boulder Canyon Paradise! Charming 1690 sq. ft. home on 1.17 acres. Beautiful woodwork throughout home, updated kitchen, large private backyard and more! New metal roof in 2000, deep well, 24x40 ft. garage w/ attached 12x40 ft. carport, deck and screened porch. With no covenants and only 7 miles from Sturgis, this property has much to offer!

Call Dave

$60,000 WeBsiTe DoMain FoR sale: WWW.sTURGisRallY.CoM Mls 45062

Excellent opportunity to own and establish domain name with verified traffic! Current website content is included in purchase. CALL DAVE

The Home Journal, October 2015

990 Main street sturgis, sD 57785 Main 605-347-7579 FaX 605-347-7596 www.sturgissd.com www.sturgisauctions.com

ChaD GRahek Calli BeChTel Broker associate licensed assistant Cell 605-391-5906 605-484-5499

$309,900

Dave Wilson owner/Broker/ auctioneer Cell 605-490-9959

The Home Journal, October 2015

Welcome Home As Low As

170

For affordable living in the beautiful Black Hills, Woodland Meadows Manufactured Housing Park is the perfect place. You can enjoy the scenic Hills setting on a large lot with room for a single, double or triple wide home. • Large Affordable Lots • Protective Covenants • City Water & Sewer • Underground Utilities • Paved Streets • Paved Off-Street Parking • Beautiful Custer Location off Highway 16A East • New home financing available W.A.C.

For more information contact us at:

605-673-5581

35 South 4th Street, Custer, SD 57730 srcc@gwtc.net

Clean Air in Your Home

s the American population has been made more aware of the dangers of greenhouse gases, one area that doesn’t get as much attention is poor indoor air quality.

The quality of air can be two to five times more polluted than the worst outside air. This is because of the many indoor pollutants floating around our homes from sources such as gas, oil, kerosene, building materials and chemical products.

PLANTS TO THE RESCUE

In the 1980s, NASA and the Associated Landscape Contractors of America carried out an in-depth study on which house plans were the most effective in purifying the air in space. Several of the tested plants were proven to filter out common volatile organic compounds that can negatively impact our health and well-being. Here are three of the most effective house plants for cleaning your air: Aloe: The study found that aloe helps clear both formaldehyde and benzene, which are generally byproducts of chemical-based cleaners. Spider Plants: Also safe for the pets in your home, spider plants are quick to battle benzene, formalde-hyde and carbon monoxide. Their unique stringy foliage makes them perfect for hanging baskets. Azaleas: These budding beauties are best grown in cooler temperatures, making them perfect for improving an indoor area such as a basement.

DIRTY SOCK SYNDROME

605-673-2350

35 South 4th Street, Custer, SD 57730 Website: stonehillcuster.com • Email: stonehill@gwtc.net

Even though it may not have a very scientif-ic-sounding name, dirty sock syndrome can have a serious impact on the overall smell of your home. The problem most commonly occurs when bacteria that has built up from the moisture in your air ducts and system during cooling season are dried up and killed when you begin using heat. This can result in a “dirty sock” smell being emitted from your ducts that is both annoying and over-whelming. Call your local heating and cooling profes-sional, who for a fee can resolve the issue by spraying an antibacterial solution on your unit’s coils. Hopefully you’ll be back to odorless air in no time.

oes your bedroom feel tight and cluttered? Small rooms are usually quick to feel cramped, but even larger spaces can feel too small when they are not fully utilized.

If you optimize the space you have, there is no reason for bedrooms of any size to feel overcrowded. Here are some tips on how to create space in even the tiniest of bedrooms.

Bed Size

Reconsider the size of your bed. Your bed is probably the bulkiest, most space-consuming part of your room. You do spend a lot of time there, so don’t part from your king-size bed if it's the only thing that guarantees you a good night sleep. However, if you can get by with something smaller, you pHoto: bshippee / yaymicrO.cOm should consider downsizing. this bedroom uses carefully selected furniture, a lack of clutter and neutral colored curtains to hide storage The smaller addition will space. the result is a small bedroom that looks and feels more spacious than it is. immediately free up a lot of space. without detection. Another it accomplishes more than are perfect for storage and option might be to get a bed one thing. Multifunctional display. with built-in storage space. furniture includes beds with Corner shelves are typicalbuilt-in storage, side tables ly less bulky than other Store things under your with recessed shelves, and shelving alternatives, like bed. Whatever size bed you chairs that can quickly fold bookcases, so they offer an decide on, the space Unnecessary furniture can out into loungers or beds. understated way to keep beneath it should be used as crowd a room. Stick to items things organized and, if much as possible. that you will use regularly, desired, on display. One way to do this is to not just pieces primarily for Having a lot of shelves in a include an under-bed curCorners are often overdisplay. room, even if they are orgatain so that you can tuck looked parts of the room, The furniture you do buy nized, though, can contribstorage containers away can be very space effective if but they shouldn’t be. They

StoraGe

furniSHinGS

SHelvinG

ute to a feeling of clutter. There is a simple solution to this: curtains. Drape curtains over your shelves – the more neutral the shades, the less attention they will draw – to conceal shelves that line your walls. For an added boost of space, attach the curtains to the ceiling, not the top of the shelves. That can create the illusion of additional height, which opens the room up.

Your cloSet

Use closet space to its full potential. The better you use closet space, the less space you will need to use for storage outside of your closet. People often underuse all the vertical space in their closets, hanging up clothes until they are packed tight. Instead, opt for storage devices, whether standing or hanging, that allow for additional vertical storage. Optimize the room you have through space-saving storage techniques and space-savvy furniture. In doing so, your bedroom can feel spacious, no matter its size.

The Home Journal, October 2015

Simple cHanGeS can add up to a BiG difference in room

more Bedroom Space

The Home Journal, October 2015

Black Hills of soutH Dakota – Pennington county

ABSOLUTE REAL ESTATE AUCTION 260+PRiMe DeVeloPMent/inDustRial acRes offeReD in 3 tRacts anD as 1 unit

US HIGHWAY 16 FRONTAGE NEAR MT. RUSHMORE & AREA ATTRACTIONS

WEDNESDAY OCTOBER 14, 2015 10:30 AM MST

Registration at 9:30 AM - Auction held at the Rushmore Plaza Holiday Inn, 505 5 th St. North, Rapid City, SD

PROPERTY LOCATED 3 MILES SOUTH OF RAPID CITY, SD ON US HIGHWAY 16 Selling without minimum or reserve bid will be the Perli Family Real Estate holdings located adjacent to the ever popular “Bear Country USA” Wildlife Park and near Reptile Gardens & the new “Founding Fathers - Independence Hall”, all on “the road to Mt. Rushmore”! This high visibility property offers unlimited potential for a large scale commercial venture and/or residential development. The property consists of Black Hills meadow and mature timber, with gently sloping to steep terrain. Enjoy panoramic views overlooking Rapid City and the surrounding Black Hills. Also included is a currently operating gravel quarry. This highly productive quarry has supplied gravel to the Rapid City area for decades and has untold reserves of quality gravel yet to be mined. The quarry is currently leased, with the Perli Family enjoying annual lease income. In addition, additional lease income is generated from several off premise advertising sign locations and a year-to-year SD DOT Sand truck/Shop site lease. Terms and Conditions: Absolute Auction, property sells to the highest bidders without minimum or reserve bid! Offered in 3 tracts and as 1 unit, selling in the manner realizing the greater return. Successful bidders shall deposit 15% irrevocable earnest money auction day with the balance due upon closing within 30 days. Sold without buyer contingency of any kind, have financial arrangements secured prior to bidding. Selling “As-Is” without warranty of any kind. Inspect to the extent deemed necessary, both on and off site and use your own judgement when bidding. Property transferred by Warranty Deed. A policy of title insurance showing marketable title furnished by Seller and is available for inspection prior to the auction. Broker represents seller. Auctioneers Note: Rarely do we have an opportunity to sell such high profile property, with unlimited potential for development. With the recent, unprecedented growth in the area, the need for commercial & residential development land as well as gravel is certainly needed. This could be the investment opportunity of a lifetime! Inspect this property, have arrangements secured and be prepared to bid, as this significant offering will absolutely sell without minimum or reserve auction day! Property inspection: Feel free to inspect the property at your convenience, approximate location of property corners are marked with blue/white ribbon, maps available onsite. Use caution… we recommend inspection with 4x4, ATV, or on foot as trails are primitive. Watch for gravel trucks hauling and keep out of the active quarry area! Broker participation encouraged, call for details. See showing dates, additional photos, maps and details at www.bradeenauction.com.

Owners: Perli Family, Rapid City, SD

Auction professionally managed by:

SOUTHERN BLACK HILLS – FALL RIVER COUNTY, SD

7 PRIME RESIDENTIAL/COMMERCIAL/DEVELOPMENT PROPERTIES IN HOT SPRINGS, SD “SELLER fINANCING OffERED”

The Home Journal, October 2015

ABSOLUTE REAL ESTATE AUCTION WEDNESDAY October 21, 2015 10:30 AM MDT Registration at 9:30 am

Auction held at the Mueller Civic Center, 801 S. 6th street, Hot Springs, SD. Selling without minimum or reserve bid will be the following Hot Springs 1- 2022 Doran Rd., Hot Springs, SD – A spectacular 12.80 acre hilltop tract once known a Evans Heights. This beautiful property includes the perfect balance of mature timber and open meadow and features picturesque views of surrounding Hot Springs and the Black Hills. Improvements include a quality 2100 sq. ft. cedar log 3 br., one level home with 1131 sq. ft. attached garage. This “like new” home was built in 2008 by Skull Construction and has numerous features including tile floors and a fireplace in the open, spacious floor plan. Other improvements include a cozy 720 sq. ft. cottage. Recent infrastructure improvements make this parcel prime for residential development in a growing community! 2- 237 North River Street, Hot Springs, SD – A prime commercial building in the heart of downtown Hot Springs. Currently utilized as a retail/commercial store, this property features a high visibility lot with full store front windows. Amenities include recent heating/cooling system upgrades, a full lower level with cargo elevator, as well as a newly constructed 16x24’ pole frame storage building. 3- 1944 Baltimore Ave., Hot Springs, SD – A 554 sq. ft. home with detached 22x27’ garage in a nice Stewarts Addn. location. This home is currently rented. 4- 237 South 20th Street, Hot Springs, SD – A 494 sq. ft. home with 264 sq. ft. addition as well as a 22x27’ garage. This home is currently rented. 5- 348 South 6th Street, Hot Springs, SD – A 432 sq. ft. home with 528 sq. ft. addition , deck, porch and 18’x22’ garage. This home is currently rented. 6- 209 South 6th Street, Hot Springs, SD – A 672 sq. ft. home with deck & porch, and a 22x24’ garage on a nice corner lot. This home is currently rented 7- 608 Albany Ave., Hot Springs, SD – A duplex unit with a 408 sq. ft. efficiency with an 810 sq. ft. additional unit with loft bedroom. This unit has had recent remodel and upgrades. Efficiency is rented. Terms: Absolute Auction, each property sells to the highest bidder without minimum or reserve bid! 15% irrevocable earnest money down auction day, balance due within 30 days, OR ATTRACTIVE SELLER FINANCING OFFERED! Transferred by Warranty Deed & title insurance. Taxes & rents prorated to closing. Broker represents Seller. Call for complete terms and conditions. Auctioneers Note: Pamela Massat has built an attractive package of rental property. Most are occupied by good, long term tenants. The Evans Heights property is a significant Hot Springs property that could easily be developed into very exclusive home sites. Finally, the new Cedar Log home is suitable for the most discriminating buyer. Pamela has relocated, all will sell without reserve. . with Seller financing offered! Inspect these properties and make plans to attend! Broker represents seller. Broker participation encouraged. See showing dates, details, photos, maps, info on www.bradeenauction.com

Owners: MASSAT PROPERTIES LLC & PAMELA MASSAT

Auction professionally managed by:

The Home Journal, October 2015

Considering a Historic Home? SEVEN THINGS TO CHECK BEFORE BUYING AN OLDER PROPERTY

uying an older or historic home may be a romantic notion, but there are a few critical things to consider. Your home may be the biggest purchase of your life, so you want to protect your investment by knowing what to expect beforehand. 1. PLUMBING

not have had proper termite control treatments. Longterm damage can weaken the structure and foundation and cost you quite a bit to mend.

Replacing the plumbing is a major expense and can tear up the flooring in your new dream home. Ask if the home is using the original plumbing system, how many rooms are operating on it, and what date contemporary plumbing was added.

6. OUTDATED FIXTURES

Homes built in and before the 1970s have a personality all their own. Built-in features, such as wet bars and cumbersome bookcases, can disrupt the flow of a room and limit your placement of furnishings. To save yourself some grief down the road, be sure to envision the living space as you would like to have it and do a calculation for the removal of built-in objects or closed-off walls.

2. ELECTRICAL SYSTEMS

The electrical wiring is not only essential for energy. If the wiring is too old or done improperly it could pose a serious fire hazard. Bringing the electrical system up to code could be expensive, but this is one corner you cannot cut. Safety comes first, and whatever your trusted electrician recommends, do it.

3. A SOLID FOUNDATION

The era when a historical home was built most likely pre-dates the age of careful foundation calculation. Be sure to hire an inspector to verify if the home can support a second floor and double check to find out if the upper level was an add-on. In addition, property located

7. WATER DAMAGE

Your dream home may have a few cracks in the walls or water stains on the ceiling. PHOTO: MIMS / YAYMICRO.COM The cosmetic repairs are a Historic homes can be charming, and buyers should be fully informed when making the purchase. snap to fix, but finding the source that created the dings in earthquake zones or subfeature to fix, and you will can be a problem. ject to floods may have sufprobably have to upgrade or Water damage is a severe fered faults in the foundareplace it when buying an repair and can also contribute tion. older home. Before you buy, it Termite inspection is a is wise to get an estimate and standard practice in the trans- to mold setting in. It's better to be safe than sorry, so get decide if you can live with the fer of property today. everything checked out by a upgrade costs. However, older homes may The insulation is an easy professional.

5. TERMITE DAMAGE

4. INSULATION

The Home Journal, October 2015

Upfront Costs ou may be attracted to the idea of renting because of its lower costs compared to home ownership. But don’t underestimate the large up-front expense associated with renting.

First-time renters especially can sometimes overlook what they’ll need to come up with at the front end of a rental transaction, wiping out some of their savings before they even move in.

FIRST AND LAST MONTH’S RENT

Some landlords require up to three months of rent up front. And with apartments in major cities starting in the $1,500 to $2,000 per month range, this can be a quite a hefty price tag. Be sure to ask your potential landlord how much will be expected from you up front. Knowing this information could help save you the time of looking at apartments that are out of your price range.

PET DEPOSIT

If you’re lucky enough to find an apartment that allows dogs and cats, you will likely be asked to pony up a pet deposit before you can move in. Collecting such a payment protects the home or apartment’s owner in the case of your pet causing damage to the unit. Some landlords actually add a pet fee to each month’s rent, which can really add up

over the long run. If you’re only going to be renting for a short period of time, it may ultimately save you money if you can find a family member or friend with room for your pet. You can still offer to pay for food and grooming needs to lessen the

burden of your pet pal.

financially invested in becoming a tenant. Fees can vary, so ask your potential landlord how much he To protect themselves charges and what the money from wasting time, most goes toward. landlords will require an Other up-front fees can application fee up front. This include a security deposit shows them that you are and first-month payments

OTHER FEES

on utilities if the landlord is keeping them in his name. Many of the fees you pay on the front end may be reimbursed after you move out. Find out which ones and what you need to do to make sure you see your money again.

The Home Journal, October 2015

REAL ESTATE | BUYING GUIDE

Do Financial Homework WHAT TO KNOW ABOUT YOUR CREDIT BEFORE BUYING A HOME

efore you go house hunting, it's a good idea to investigate your credit and make the necessary adjustments. Your credit score will determine your accessibility to lower interest rates and ultimately how much you will pay for a piece of property over the life of the loan.

The long-term financial plan is just as important as the short-term gain when acquiring the property. So get busy to find out what your credit score is and how you may improve your score to secure the best lending options.

AGENCIES

The three main credit reporting bureaus are Equifax, TransUnion and Experian. We are all their clients whether we like it or not, for better or for worse. The good news is that the big three credit bureaus will issue you one free credit report once a year. Simply put your request into writing and obtain your credit score from all three agencies. These are the same companies that your home loan lender will be contacting, so give yourself a head start to correct what you can. In general, the higher your credit score, the more attractive your loan options will be. A good credit score translates into a lower interest rate, and in some cases, a lower down payment. If you find your credit score to be less that what you need to secure a top quality loan, it makes good sense to raise your credit score before you purchase property.

by overtaking the bad ones. One way to raise a credit score is to get a credit card, or a series of them, with low interest rates and start charging your purchases. However, self control is key to obtaining a rapid rise in your score. Only purchase items that you have The credit score is a numbers game. the money to pay off on-time, and buy Whenever you make on-time payments just your monthly essentials on credit. you are rewarded, and late payments After less than a year of smart credit get a credit score ding. The object of the planning, your score will have credit game is to get more good points improved and you are on your way to a

CREDIT SCORES

PHOTO: YURI_ARCURS / YAYMICRO.COM

A good loan officer can meet with you ahead of time to let you know what options you qualify for and how to improve your credit. better mortgage loan. If you rack up debt by carrying a balance on your cards every month, it could end up hurting your credit score.

GET PRE-QUALIFIED

Time is money, and neither you nor your buyer's agent wants to waste time looking at properties that you cannot afford. Your loan officer will take away the house hunting woes by issuing you a

pre-qualifying letter for lending. This document indicates the limit of your loan, the interest rate, and payment structure you may expect. Buying with confidence begins with understanding how much of a loan you qualify for and that there is a lender ready to back you. In addition, many real estate agents and brokers want to see the pre-qualifying letter to ensure that you are a serious buyer and that they may better understand how to serve your buying needs.

Keller Williams Realty Black Hills 2401 W. Main Street Rapid City, SD 57702

FOR SALE

FOR SALE, Continued

Land

Warehouse

Deadwood Ave. - 8.77 ac. General Commercial. $1,800,000 4835 & 4315 N. Haines Ave. - 3 lots up to 15.12 ac. Medium Density Residential. $1,470,150 2501 Mt Rushmore - .77 acres; high traffic, high visibility. General Commercial Creek Drive - Light industrial - .89 ac, $125,000

Business/Investment Pearl Vision - Turn-key franchise opportunity! $495,000 Sioux Pottery Business - Hand-crafted pottery, in business over 50 years, $65,000 U/C Roosevelt Inn, Keystone, SD - Hotel Business & Real Estate. $1,762,000 Sugar Shack - Business & Real Estate. $529,900 MB Enterprises - Wholesale Jerky Business. $500,000 U/C 110 Garfield, Murdo, SD - 8-plex. $375,000 Piece of Cake - Business only. $42,000 Collections Business - Over $500k in outstanding judgments - $65,000 3820 Jackson Blvd. Unit A - 3,175 sf office condo. $350,000 fully leased “The Office” in Oelrich’s, SD - restaurant/bar/casino $250,000 Hisega Lodge - Bed & Breakfast, turnkey operation $998,000 906 Lazelle - Sturgis, SD - www.20RallyRooms.com Over 10% return! $399,950 Laundry World - turnkey laundromat business - $630,000 Bay Leaf Café - Spearfish, SD - turnkey business w/buildings $580,000 U/C Off Sale/Premise Hard Liquor License - Rapid City - $100,000

Office/Retail Buildings 3600 Jet Drive - 20,250 sf office building on 6 ac. $2,200,000 2006 Mt. Rushmore Rd.- 7,400 sf medical building. $765,000 U/C 110 N. Cambell - 10,500 sf retail/office plaza. $848,000 U/C 1600 Mt View Rd - Suite 108 - 1,965 sf office space - $235,800 130 Main Street - former Breadroot building - $399,000 - 3446 sf 2501 Mt. Rushmore Rd. - (current Colonial House building) 5,384 sf restaurant & 3,552 sf retail strip center, $998,000 1064 Main St. Sturgis - 3,750 sf, $375,000. 826 Main St. - 10,500 sf. $950,000. Includes furniture, fixtures, & equip. 830 Main St - 7,000 sf. $800,000. Minutes from Main St. Square! 3312 Jackson Blvd. Great westside location - 3,082 sf office building $297,000

903 Echo Valley Rd. Keystone, SD - 9,000 sf building on 32 ac. $689,000 11985 Quaal Rd. - 8,000 sf warehouse/office building. $565,000 300 Hillsview Dr., Box Elder, SD - 2,534 sf warehouse. $149,999 Nash Finch Building - 195,967 sf light industrial. $5,975,000

FOR LEASE Retail Rushmore Crossing - 2 retail spaces. 1,500-3,700 sf. Lease rates vary. 2843 Samco Rd - Unit “L” - 1,500 sf office/warehouse. $798/mth + electric 7211 Black Hawk Rd. - 3,200 sf restaurant/retail $2,134/mth. + util. 1808 Mt Rushmore Rd. - 1,000 sf retail. $1410/mth + utilities 826 Main St. - $8/sq ft/year + NNN + Util. 10,500 sf. Great location! 830 Main St. - $10/sq ft/yr + NNN. 7,000 sf retail space. 804 E. Saint Patrick - 3,250 sf retail - $2,500/mnth + water, gas & util. 333 W. Omaha in Tuscany Square - 7,897 sf + 690 sf mezzanine. $10/sf. + NNN 811 Disk Drive: The Shops at Rapid City - 7 units available; 1,146-8,810 sf. $12/sf plus est 2.80 NNN and utilities. Vanilla shell included.

Office 111 New York St. 19,600 sf building. $14,700/mth. + util. 1760 Centre St. - 500-3,000 sf office/retail. $500-$3,425/mth. 3600 Jet Drive - 20,250 sf building. $20,000/mth. + NNN + util. 1404 Mt. Rushmore Rd. - 225 sf - $550/mth. 3117 W Rapid St. Suites 1 &4- 480 sf each. $590/mth. + util. 1575 N. Lacrosse - 1,200 sf office suite. $11/sf/year + util. 1220 Mt. Rushmore Rd. - 5,600 sf office. $7,556/mth. + util. First Interstate Gateway - Two suites - 3,000 sq ft each. $16/sq ft/year + NNN 2218 Jackson Blvd. Suite #9 - 925 sf. $760/mth +util. 1600 Mt View Road - Suite 108 - 1,965 sf. $2,128/mth +util 3312 Jackson Blvd. - 3,082 sf office building. $2,800/mth + util. 4200 Beach Drive, Suite 6 - Great space off Jackson! 600 sf - $750/mth GROSS 11985 Quaal Rd. - 8,000 warehouse/office building - $4,200/mth + utilities

The Home Journal, October 2015

Your Property ... Our Priority VISIT OUR WEBSITE www.RapidCityCommercial.com

Chris Long Commercial Broker Phone: (605) 939-4489 Email: Clong4@gmail.com

Sandra Runde CCIM, SIOR, Commercial Broker Phone: (605) 391-7500 Email: Skrunde@gmail.com

The Home Journal, October 2015

Know Before You Show

n the wake of industry-shattering news of an Arkansas real estate agent being kidnapped and murdered after a showing in late 2014, there is a new focus on agent and public safety during the buying and selling process.

Nothing is more important that maintaining the safety and well-being of all involved in realty — even the potential of a big sale. Realtors are trained to go after the lead, plain and simple. If they don’t show the home to a potential buyer, an agent within a competing agency surely will. This drive to make the deal is what makes Realtors open to showing properties anytime, anywhere. Unfortunately, people with bad intents know this information and may use it to their advantage to commit crimes.

THE REALTOR SAFETY PLEDGE

The Realtor Safety Pledge is open to agents, brokers and members of the public. It was created by broker-owners of the 90-agent Century 21 Signature Real Estate firm in central Iowa. It outlines the following safety tips: • Under no circumstances show a home to a stranger without first meeting them at the office or asking them to submit identification. • Educate my clients that open houses are a safety concern both for the homeowner and myself.

• Limit open houses as a marketing strategy and/or make prudent and safe decisions about my open house marketing efforts. • Follow my intuition, and not step into situations that I feel uneasy about. • Use the buddy system whenever I am unsure or

uneasy about a showing or meeting. • Make myself available to my fellow agents as a “showing buddy” should they ever feel the need to take someone along or feel unsafe. • Seriously consider the nature of my personal marketing and its potential

impact on my safety.

OTHER SAFETY GUIDELINES If you are a seller, it is important to let your Realtor show your home. They are more likely to understand the

dangers of selling a home to a stranger. The occurrence of crimes such as the one in Arkansas generally puts brokers, owners and agents on high alert, and can also lead to intensive trainings. Let your agent go through protocols and policies to ensure a safe process.

REAL ESTATE | BUYING TIPS

The Home Journal, October 2015

Buying a Fixer-Upper

re you a handyman or woman inspired by the cable television shows that portray renovation and refurbishment projects as simple, straightforward experiences? There are some common red flags that may signal that you’re in over your head. Not only could these red-flag issues reduce or eliminate the potential of getting a bank loan, the repair could require more money and time than you’re willing to invest. Of course, if you are able to get a loan for the property, you may be able to talk the buyer into a reduced deal price, depending on how many issues you find. Take a notebook with you as you walk through the home and write down detailed notes on what will need to be repaired. Do some research on your own to find out the estimated costs of making the necessary repairs, and use the information as bargaining power when going through the offer process.

SUBFLOOR ISSUES

Open or severely damaged subfloors should be an immediate red flag to any buyer. This type of disrepair poses potential health and safety issues for anyone living in the home.

ROOF ISSUES

Many resale homes can have aged roofs that may require immediate repair. Before making an offer on the home, call a couple of roof contractors to get a quote on repairs. Give them as much detail as possible on damaged shingles, bowing plywood or potential leaking issues to get an accurate quote.

EXPOSED WIRING

This is obviously one of the most dangerous issues a home could have, due to the potential for electrocution. Bank appraisers or home inspectors will suggest the immediate repair of such issues before a deal will be able to go through.

PEST DAMAGE

Home-wide damage from termites or rodents can sometimes be hard to spot by the untrained eye. If it is apparent upon your initial walkthrough, you can figure that the issue will definitely need to be rapidly repaired – both for the health of buyer and the home’s structure.

The Home Journal, October 2015

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