SEPTEMBER 2019
Margaret Patrick:
COVER PHOTO BY CASA BAY PHOTOGRAPHY
Experiences and Friendships Are More Valuable Than Objects
Puzzle Page
provided by Martha Stallings
Word Search: Labor Day E M Y O B S E R V A N C E R P
M L P A Y E S F A B U S I N I
P O N S R L R E Y O L P M E C
L S V O L L Y D N J O D W I N
A I P A I R O E R I G H A K I
R R B D A T S L S V S R G S C
E D E H C S O A C L D J I E O D B A A C U Y R F C I B T A N B H M U S G E B Q E M A P A R
F O A R M I E S F E O P I G K
I B B Q C N O I N U L M I R B
R C U A E E Y O L P M E E N U
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Y D R A E Y T O A F I F L O S F A W L O E R S K S C O A B P
BENEFITS BOSS BUSINESS CELEBRATION EMPLOYEE EMPLOYER FEDERAL HOLIDAY JOB LABOR OBSERVANCE RIGHTS SALARY VACATION WAGE
Sudoku
Word Cipher: Labor of Love C M
E A V B N O I T A C A V C L G
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Quote by: Confucius Key: M=C, P=K, A=F
"CHOOSE A JOB YOU LOVE, AND YOU WILL NEVER HAVE TO WORK A DAY IN YOUR LIFE."
"Choose a job you love, and you will never have to work a day in your life."
2 | SEPTEMBER 2019 | FOOTHILLS FRIENDS & NEIGHBORS
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Welcome Dear Friends & Neighbors “Bringing People Together”
We would like to take a moment to thank each of you for welcoming Foothills Friends & Neighbors into your home.
PUBLICATION TEAM
Foothills Friends & Neighbors is a magazine that focuses on your neighborhood and all the wonderful things that are happening here. Our goal every month is to bring you something informative and entertaining. Hopefully it is something you look forward to receiving each month. If so, let us know! We love hearing from our friends and neighbors! Also, let our sponsors know how much you enjoy the magazine. Give them a call, send them an email, or drop by in person.
Publisher: Jim Stallings Content Coordinator: Martha A. Stallings Designer: Robert Alexander Contributing Writer: Catherine Stallings Contributing Photographer: Casa Bay Photography
ADVERTISING Contact: Jim Stallings Email: jstallings@bestversionmedia.com Phone: 719-659-2545
FEEDBACK / IDEAS / SUBMISSIONS: Have feedback, ideas or submissions? We are always happy to hear from you! Deadlines for submissions are the 15th of each month two months prior to the edition date. For example, the deadline for February is December 15th. Go to www.bestversionmedia.com and click “Submit Content.” You may also email your thoughts, ideas and photos to mstallings@ bestversionmedia.com.
SUBMISSION DEADLINES: Content Due:
December 15 January 15 February 15 March 15 April 15 May 15 June 15 July 15 August 15 September 15 October 15 November 15
Edition Date: February March April May June July August September October November December January
IMPORTANT PHONE NUMBERS: Emergency: 911 Non-Emergency: 719-444-7000 Poison Control: 1-800-332-3073 Gold Hill Division General Information: 719-385-2100 Duty Desk: 719-385-2125 Crime Prevention: 719-385-2117 Code Enforcement: 719-444-7891 Humane Society: 719-473-1741 Rockrimmon Library: 719-593-8000
Bringing people together. Every month we feature a different family for the neighborhood to focus on, so you may recognize them on the cover from month to month. Would you and your family like to be considered for a feature story? Let us know. We would love to publish your story here. This is your magazine, so if there is something specific you would like to see in the content, send us an email! We are always looking for new ideas and content submissions. Content we are always looking for: • Feature Families / Residents • Feature Pets for Abby’s Corner • Recipes • Neighborhood news • Articles from Residents • Local Photos If you would like to contribute content, please contact Martha A. Stallings at mstallings@bestversionmedia.com. We would like to thank all the sponsors you see in the pages of this month’s magazine. This magazine comes courtesy of the local businesses you see in these pages. Without them, this publication would not be possible. These are the businesses that have made a commitment to our community. Please help support these local businesses as they are vital to our local economy and they are the sole reason this magazine exists and will keep coming to your home every month. Thank you for welcoming Foothills Friends & Neighbors into your home. We hope to be something you look forward to every month.
Jim Stallings
Publisher jstallings@bestversionmedia.com
Martha A. Stallings
Content Coordinator mstallings@bestversionmedia.com
Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted. All content submitted is done so at the sole discretion of the submitting party. © 2019 Best Version Media. All rights reserved.
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 3
Expert Contributors
To learn more about becoming an expert contributor, contact BVM at jstallings@bestversionmedia.com or 719-659-2545.
BEAUTY AND WELLNESS PROFESSIONAL Alicia Taylor Ravissante Salon 719-481-3344 RavissanteSalon2013@gmail.com Ravissante Salon owner and Colorado native Alicia Taylor of Colorado Springs has over 20 years of experience in salon ownership, salon management and customer relationship management, and is an Aveda and Intelligent Nutrients educator with advanced training in color and cutting technique. A graduate of Bear Creek High School and Mesa State College, Alicia is a Beauty and Wellness professional who understands that delivering an exceptional customer experience is the secret to success.
RESUME PROFESSIONAL Dodie Thompson - CPRW, CEIP, NCOPE Peak Resumes 719-453-6492 www.peakresumes.com Dodie Thompson, owner of Peak Résumés, is a Certified Professional Résumé Writer and Certified Employment Interview Professional. She has written more than 2,000 résumés, LinkedIn profiles, and cover letters for clients in a variety of career fields, including human resources, law enforcement, sales, manufacturing, banking, education, hospitality, and the arts. As a former service member in the US Army Reserve and as the spouse of a veteran, Dodie understands the challenges service members face in translating their military experience for civilian audiences.
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With over 20 years of sales, residential property management, commercial and association management, Colorado Casa PMI has been a valued partner in the Pikes Peak region. Committed to communities where we work and play. Colorado Casa PMI’s philosophy is that everyone needs a place to call home. They will help find, protect, manage, and govern a property to assure safety and value.
As your local Farmers® agent in Colorado Springs, CO, I can help you identify the insurance coverage that best fits your needs; whether that is auto, home, renters, landlord, motorcycle, business insurance or workers comp. My team members are Heather Leacock and Kalei Beamer, both of whom are committed to excellence in customer service and risk management needs.
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4 | SEPTEMBER 2019 | FOOTHILLS FRIENDS & NEIGHBORS
Kevin is a founder and lead engineer for Aim High Solar here in Colorado Springs. He spent 23-yrs in the Air Force as a Developmental Engineer and holds a bachelor’s and master’s degree in Electrical Engineering. Kevin is a graduate of two Solar Energy International professional programs, is a NABCEP certified PV Installation Professional, and is a board licensed Solar Contractor with PPRBD. Kevin lives in Rockrimmon with his wife and 2 daughters and is passionate about renewable energy.
History of the Streetcar in Colorado Springs
Local History
By Alyson Graffis
Had you visited Colorado Springs in the summer of 1909, you would have been delighted and impressed by the electric trolley service of the Colorado Springs and Interurban Railway. The cars, gleaming inside and out, would have swept along throughout downtown on glistening rails, delivering you to and from the Broadmoor or Manitou Springs. Tourists and locals alike would utilize this, one of the best streetcar systems in the country, until 1932 but in 1909, you would have enjoyed the electric trolley at its height. Colorado Springs began offering a streetcar system in 1887. The first cars were horse-drawn carriages set upon rails, and ran along Tejon Street between Costilla and Cashe la Poudre Streets, according to The Book of Colorado Springs, by Manly and Eleanor Ormes. Service expanded to Colorado City, Austin Bluffs, and the Broadmoor, and was electrified in 1890. Electric trolley cars had a cable attaching the car to the overhead powerlines. A conductor would run the car, stopping at intersections or whenever a request came in, depending on the line. Cars were originally made of wood, with steel trucks and wheels. Benches provided seating, and windows were plenty. A restored 1919 Birney Safety Car at the Pikes Peak Historical Street Railway Museum demonstrates the beauty and functionality of these cars.
systems in Colorado were eventually closed altogether, as happened in Cripple Creek (once the highest streetcar system in North America), or replaced by motorized busses. To learn more about the cable car system in Colorado Springs, to ride an electric streetcar, and to see the lovingly restored Birney Safety Car, visit the Pikes Peak Historical Street Railway Museum off Fillmore St. at Steel Dr. The all-volunteer staff would be delighted to give you a tour, and you would be supporting a non-profit local historical effort to remember and restore the legacy of these cars beauty around you.
In 1900, Colorado Springs businessman and philanthropist W.S. Stratton purchased the trolley system and renamed it the Colorado Springs Interurban Railway. Before he died in 1902, Stratton had pushed more than $2,000,000 into the cable car system, making improvements to the cars and to the working conditions of the employees. Employees were given insurance policies of $1,000, uniforms (instead of being required to purchase their own as on other rail lines), and financial assistance in the purchase of a home close to their work here in Colorado Springs. Under Stratton, and later his estate, the Colorado Springs and Interurban Railway expanded to eighty cars and forty-one miles of track. It reached Prospect Lake, Manitou Springs, the Broadmoor, Stratton Park, and Roswell (a small town near present-day Fillmore St. and Nevada Ave. which was incorporated into Colorado Springs). Profits increased until 1911 when the automobile began to appear in large numbers. Ridership declined as more citizens bought their own cars, and although streetcar schedules were reduced and smaller cars were brought into operation, by the 1930s the trolley system in Colorado Springs was no longer profitable. Leland Feitz, in his book Colorado Trolley, says that on the final day of service, 40,000 people turned out to ride the Colorado Springs streetcars one last time. Trolleys ran in Colorado until the 1950s. Cities as diverse as Boulder, Pueblo, Fort Collins and Trinidad all benefitted from this early local transportation system. All of the cable car FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 5
Margaret Patrick: Experiences and Friendships Are More Valuable Than Objects By Margaret Patrick Photography Credit: Maria Bay, Casa Bay Photography
6 | SEPTEMBER 2019 | FOOTHILLS FRIENDS & NEIGHBORS
Resident Feature
F
oothills Friends & Neighbors would like to introduce you to your neighbor, Margaret Patrick.
Do you have a partner? If so, how did you meet? Are you married? If so, when and where were you married? We met in college in California and have been married 22 years. Eric is a very private person, so he requested that I not discuss him much. What's your best memory together? Driving up the coast from Los Angeles to Big Sur, which we did almost every Thanksgiving during the early years of our marriage. We were married near Pismo Beach, CA. What can you share about your education and career? Tell us about colleges attended, degrees held and places of employment. I am currently looking for work as an Environmental Health and Safety Supervisor or a Project Geologist. I grew up in Albuquerque NM and chose Whittier College (Home of the Poets and Richard Nixon) due to an academic scholarship. I received a degree in Geology and later obtained my Professional Geologist registration. My first job after college was at a hazardous waste landfill surrounded by residents and overseen by the Federal EPA, along with 10+ other agencies. It had significant air, soil, and groundwater contamination (and supposedly OJ Simpson’s knife). I gained a unique and extensive background in environmental monitoring, regulatory compliance, landfill operation, and remediation, while helping reduce vinyl chloride concentrations in the neighborhood. Next I worked with some talented Engineers and Geologists, helping grow an environmental consulting company from 8 people to over 1,000. My work included compliance, permitting, and budgeting for solid waste, waste water, manufacturing, construction, government, and food production clients. My last 2 years I was an Environmental Manager overseeing 13 active recycling, waste transfer, and fleet maintenance sites for Republic Services in California. Tell us about your hobbies, church, volunteer work or sports team you follow. My hobby (that became a second job) is belly dance. I signed up for Tai Chi at the Rancho Cucamonga community center. Since the class was full, I was encouraged to consider something else from the catalogue instead of a refund. I saw belly dance listed and envisioned the TV show “I Dream of Jeannie” that I had seen as a child. The class time fit my busy work schedule and it was only 8 weeks, so I decided to try it.
Pictured: Margaret, Photo Credit: Margaret Patrick I was captivated from the first class: the camaraderie and friendliness of the women; the lively drum music; the hip scarves’ bright colors and shiny beads; and most of all, the exercise was FUN and didn’t make my knees hurt! Previously I was stressed out by work, never got enough exercise, had back and joint pain, was shy, and depressed. It was a life changer for me, and I encourage all women, no matter what age, weight, or religion to try a class at least once. My conservative Christian parents were not thrilled with my decision to pursue belly dance, but they came to understand that it is a great exercise that has nothing to do with religion and does not have to be risqué. Do you have any pets? Two cats: Chiku a Savannah (has African Serval) and Gimli a Maine Coon mix. Chiku loves sprinting, climbing, pouncing on (Continued on Pg. 10)
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 7
Expert Contributor
Leveraging LinkedIn for Networking By Dodie Thompson, CPRW, CEIP, NCOPE, Peak Résumés
As a leading social media platform, LinkedIn boasts more than 260 million active monthly users, and 590 million users worldwide. Despite those large numbers, I am often asked whether or not someone needs to be on LinkedIn. Many times, the question is, “If I’m not looking for a job, why do I need LinkedIn?” The answer boils down to one word – networking – and LinkedIn is the most effective tool build your network. When Reid Hoffman founded LinkedIn in 2002, he did so with the intent to build a social networking site; job listings weren’t added until 2005. While using LinkedIn is an effective tool to find both jobs and candidates, Hoffman described LinkedIn’s philosophy as being “about individual professionals doing business with their network.” (CNNMoney.com, 2009) Networking, however, is more than simply gathering names of people in a digital Rolodex. Identifying, forming, and cultivating meaningful connections is the key to networking, especially in sales, business development, or any other client-facing role. It is equally important when in the job search mode. To help networkers expand their connections, LinkedIn launched the “Find Nearby” feature in 2018, describing it as a way “to network with other LinkedIn members at conferences, events, and more in your proximity.” “In your proximity…” is key because this feature relies on Bluetooth technology to scan for other LinkedIn users and ranges do vary. To enable this feature from the app home screen, select network – the icon is the outline of two heads. At the top of the screen is Find Nearby – the icon is in the middle just below the
Search bar. The default mode is “off” for this feature, so if you have never used it before the app will request permission to turn on your device’s Bluetooth. Also, the Find Nearby feature does not collect or store members’ location information on LinkedIn servers. Once you enable this feature, other LinkedIn members can discover you even when you are not on the mobile app. While you will be able to see other LinkedIn members who have also enabled the feature, the app does not automatically connect you with them. You will still need to send an invitation to connect, which means that you are in control of how and when you add to your digital network – and when you want to expand that digital connection to in-person networking. Networking events are prime times to utilize this feature. If the event is meant for attendees who do not already know each other, the Find Nearby feature can be a handy tool to start conversations and stay in touch after the event. If you are the primary organizer of a networking event, encouraging the attendees to turn on the Find Nearby feature at the start of the event and providing regular reminders will help open networking and the event’s success.
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Resident Feature
(Continued from Pg. 7)
us unexpectedly, bringing us her favorite toy for play time, and “vocalizing” (her name means “one who chatters a lot”). We had to pay a professional arborist to climb our 60-foot tall Italian Cypress tree to retrieve her once after she got stuck and spent an entire day crying from the top. Eric was all for leaving her, but I was afraid she would eventually try to jump down. I do not recommend Savannah cats for people with short tempers, balance issues, or small homes with a lot of bric-a-brac. We have an exercise wheel for Chiku, which helps dispel her nervous energy, but she is constantly crashing into things or us in her race to beat us through a door. What subdivision do you live in? How long have you lived there? We moved from Anaheim California to the beautiful Rockrimmon Area in January 2019. Why did you move there? We have been wanting to leave the Los Angeles basin for many years due to the smog, traffic congestion, overcrowding, taxes, over-regulation, and increasing crime and homeless population. We have researched and visited many cities and concluded that the Springs was the best for us. What do you enjoy about living in your neighborhood? Absolutely everything except the potholes, speed bumps, and cost of house insurance. We are entranced by the beautiful views, the wild animals, the abundant walking trails and parks, and the amazing cloud formations and weather variations. How do you feel about your neighbors, your community? Everyone from the uptown to the downtown folks have been welcoming, helpful, and interesting to talk to. People here seem much less pretentious and more down-to-earth and friendly. Are you involved in any activities with your neighbors? I am helping with an upcoming HOA picnic and am hoping to
find a nearby female neighbor that is interested in walking with me regularly on the nearby trails. We have also joined a few local Meetup groups to explore the area. I hope to begin teaching belly dance in the community soon. Please check www.DancingMara. com if you are interested. Is there a place or event you would recommend your neighbors to visit or attend? The Pike’s Peak Workforce Center has been a great resource for me during my job search and I recommend taking classes with their terrific staff. I also just joined the library, which has a wealth of great resources and classes. We have enjoyed pretty much all the local attractions and events we have attended and received great advice for local attractions from our neighbors on NextDoor.
Do you or a neighbor have a story to share?
Do you have any interesting stories, fun facts or special talents in your family? My Uncle is very active and at age 81 is building his 6th house (almost entirely by himself).
Nominate your family or your neighbor to be featured in one of the upcoming issues! Contact us at: mstallings@bestversionmedia.com.
If your family had a motto to live by, what would it be? “It is not what happens to us, but how we react that matters” and “experiences and friendships are more valuable than objects.”
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Does your family take an annual vacation? We spend our discretionary income on travel (over possessions) and have been to 26 countries. Our most memorable vacations include visiting the Galapagos, Egypt, Myanmar, Italy, Alaska, and a Danube river cruise. Diving/snorkeling with hammerhead sharks and playful sea lions in the Galapagos was one of our favorite experiences. I love photography, so I perpetually have a camera in hand and make an annual calendar full of travel photos. Do you have a special message or greeting you would like to share with your neighbors? Thank you for being welcoming and we are looking forward to meeting more of you.
Home Improvement
What you thought you told your Remodeling Contractor… is not what was Done! By David B. Thompson
y David B. Thompson
When you’re planning your remodeling project, be clear from the onset in being able to tell your remodeling contractor what you can afford. Occasionally, homeowners shy away from sharing their budget, thinking it would influence the contractor and increase the overall cost of a project. In fact, knowing your budget lets a reputable remodeling contractor know where you stand in regards to your overall plans and will work within your cost constraints. This is the best way to start any project…with clear communication. Ever had a conversation with someone and you would bet the house that you were right, only to find out later…nothing was even close. Your contractor is no different. We are all human and have different ways of processing information. Let’s see how we can be more effective in communicating with your contractor. First of all, establish how you’ll communicate. Before the project begins, you and your contractor need to agree
the best way to connect on a weekly basis via E-mail, text, phone calls or face time. It is your project, so know it is important that your contractor understands what works for you. Schedule face time. If you have questions about the project or if you want a daily or weekly updates, set up a schedule with specific time to talk with your contractor. Be flexible. Understand right from the start that remodeling projects have variables from unforeseen complications discovered after the fact. Sometimes your remodeling contractor will find electrical or plumbing issues which were hidden behind the walls that must be brought up to building code or they might discover poor soil conditions that need to be mitigated prior to pouring your new deck footers. Completion dates can be impacted by these and other issues and it’s important that you (continued on pg. 15)
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 11
Calendar of Events MON., SEP 2 Labor Day Balloon Lift Off @Memorial Park 1605 E. Pikes Peak Ave. Watch dozens of hot air balloons lift off in the early morning or come to the balloon glow at night Time: 6:30am for morning lift off; 7:30pm for nighttime balloon glow Admission: Free coloradospringslabordayliftoff.com MON., SEP 2 Commonwheel Arts & Crafts Festival @Memorial Park 502 Manitou Ave. An art festival for meeting the artists and purchasing art, along with family handson activities Time: 10am-5pm Admission: Free commonwheel.com/festival WED., SEP 4, 11, 18, AND 25 Get Fit in the Garden Wellness Walk @Garden of the Gods Visitor & Nature Center 1805 N. 30th St. Meet every Wednesday morning in the lower lobby of the Garden of the Gods Visitor & Nature Center to sign in for a 1, 2, or 3-mile measured walk in Garden of the Gods Park, weather permitting. Time: 9-11am Admission: Free THUR., SEP 5, 12, 19, AND 26 Gallop in the Garden Weekly 5k Fun Run @Garden of the Gods Visitor & Nature Center 1805 N. 30th St. Every Thursday afternoon, meet in the lower lobby of the Garden of the Gods Visitor & Nature Center for 5 phenomenal routes through Garden of the Gods Park
SEPTEMBER 2019 and Rock Ledge Ranch that start and end at the Visitor & Nature Center. Three routes are available every week. Time: 4-6pm Admission: Free www.gardenofgods.com/things-to-do/ things-1/5k-fun-run FRI., SEP 6 First Friday Downtown @Downtown Colorado Springs Art, live music, and special events on the first Friday of every month at dozens of galleries, retailers and nonprofits. Time: 5-8pm Admission: Free www.downtowncs.com/event/firstfriday/ SAT., SEP 7 Neighbor Up - Mountain Shadows @Mountain Shadows Park Join your neighbors for music, fun and food Time:12-3pm Admission: Free WED., SEP 11 Pikes Peak Blues Community Jam @Stargazers Theater & Event Center 10 S. Parkside Dr. Time: 6:30pm Admission: $5 donation to PPBC http://www.stargazerstheatre.com/ upcoming-events SAT., SEP 14 2019 What if...Festival of Innovation & Imagination @Downtown Colorado Springs 100+ Interactive Experiences plus Dance, Music and Performances Time: 10am-4pm Admission: Free https://whatif-festival.org/
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SAT., SEP 14 AND FRI., SEP 20 Museum Free Days @Colorado Springs Fine Arts Center 30 W. Dale Street Time: 10am-7:30pm Admission: Free www.csfineartscenter.org/museum/ museum-free-day SUN., SEP 22 Taste of Old Colorado City @Bancroft Park 2400 W. Colorado Avenue A festival of food, drinks and music celebrating the west side of Colorado Springs Time: 12-4pm Admission: $10-$55 https://www.eventbrite.com/e/2019-tasteof-old-colorado-city-tickets-65489379497 SAT., SEP 28 5th Annual Manitou Springs Heritage Brew Festival @Memorial Park 502 Manitou Avenue Time: 1-5pm Admission: $10-$37.50 http://www.manitouspringsheritagecenter. org/heritagebrewfest/ SAT., SEP 28 Colorado Springs Marathon @Acacia Park 115 E. Platte Ave. Full Marathon, Half Marathon, 5k & Kids K Time: 7am for adults; 10:45am for kids Admission: Free to watch; $10-$90 to run https://runsignup.com/ Race/CO/ColoradoSprings/ ColoradoSpringsMarathon
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BR 2 1 2 2 3 3 2 2 3 2 2 2 3 4 3 3 4 3 3 5 3 3 4 4 4 3 5
BA 1 1 2 2 2 3 3 2 2 3 3 2 3 3 2 3 2 2 3 4 3 2 4 3 4 3 4
SQ FT
939 661 992 1,032 1,232 1,914 1,624 1,164 1,196 1,742 1,928 1,112 1,750 3,186 1,362 2,273 1,552 1,372 1,644 3,488 1,964 1,944 2,134 2,611 2,525 3,305 2,932
ADDRESS
2519 Hot Springs CT 625 Blackhawk DR 5291 Mule Deer DR 6435 Mesedge DR 5920 Via Verona VW 7840 Julynn RD 6575 Red Feather DR 6395 Moccasin Pass CT 2675 Stoneridge DR 811 Point of the Pines DR 1350 Bison Ridge DR 7512 Gillen RD 4850 Granby CR 7413 Stonecrop CT 1920 Bluffside TE 6755 Grey Wolf CT 7645 Thunderbird LN 2590 Brogans Bluff DR 2135 Spirerock PA 6848 Ravencrest DR 7305 Delmonico DR 7125 Higher Ridges CT 538 W Rockrimmon BL 2523 Mirror Lake CT 250 Eagle Summit PT #101 4970 Nightshade CR 2205 Capstone CT
Real Estate PRICE
$415,000 $424,999 $425,000 $425,500 $428,000 $429,500 $430,000 $430,000 $439,900 $445,000 $452,000 $455,000 $460,100 $483,000 $501,000 $535,000 $565,000 $585,000 $660,000 $200,000 $349,000 $350,000 $353,000 $386,000 $389,900 $440,000 $465,000
BR 4 5 4 5 3 4 5 4 4 4 5 5 4 5 3 4 4 5 5 2 3 4 4 3 2 6 5
BA 4 4 3 3 3 3 4 4 2 3 4 3 4 4 4 4 3 4 5 2 3 4 4 4 3 4 4
SQ FT
2,527 2,860 2,491 3,276 2,952 2,956 2,591 2,940 2,358 2,646 3,477 3,206 2,885 3,398 4,351 3,648 3,269 5,071 4,451 992 2,330 3,202 2,870 2,993 1,920 3,751 3,684
Best Version Media does not guarantee the accuracy of the statistical data on this page. The data does not represent the listings of any one agent or agency but represents the activity of the entire real estate community in the area. Any real estate agent’s ad appearing in the magazine is separate from the statistical data provided which is in no way a part of their advertisement.
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 15
Business Profile
Should You Consolidate Your Retirement Assets? By Michael Didion AAMS®, MBA, Financial Advisor
Most investors have accumulated a number of retirement accounts over the years. These may include Traditional and Roth Individual Retirement Accounts (IRAs) or employer-sponsored plans like SEP IRAs, SIMPLE IRAs, 401(k)s, 403(b)s, or governmental 457 plans. To simplify your finances and get a better view of your overall financial picture, consider consolidating your financial assets with one provider. Reasons to consider consolidating. Combining retirement assets into an IRA at Wells Fargo Advisors can offer you the following: • Ease in managing your investment strategy. Maintaining multiple investment accounts is not the same as diversification. Your Financial Advisor can help ensure that your asset allocation meets your goals and risk tolerance. Through regular financial checkups, you can adjust your investment selections according to varying economic and market conditions or to changes in your personal situation. • Improve tax efficiency. Bringing retirement accounts and brokerage accounts together with one service provider may make it easier to implement a tax-efficient investing strategy. With all your assets in one place, you can be sure the least tax-efficient assets are in accounts that offer tax deferral or exemption. • RMD simplification. For investors who are age 70½ and older, annual Required Minimum Distributions (RMDs) must be taken from your Traditional, SEP, and/or SIMPLE IRAs as well as from any qualified employer sponsored retirement plans, including
designated Roth accounts left with former employers. Roth IRA owners do not have to take RMDs. Failure to satisfy the requirements of taking timely RMDs can result in a 50% IRS penalty tax for every dollar under-distributed. • Effective beneficiary planning. Having your assets at one provider can make it easier to update your beneficiaries and keep them in line with your estate planning objectives. • One monthly statement. This can make it easier to monitor your account(s) and lessen the chore of handling paperwork. • Potentially fewer fees. You may be able to eliminate multiple account fees. With you every step of the way Everyone has a different vision of retirement that requires a unique financial strategy. Wells Fargo Advisors can support you in your retirement planning process by providing the guidance needed to make informed choices. We will meet with you and help create a comprehensive plan that takes into account your complete financial picture. Your Financial Advisor will be with you every step of the way to monitor your progress and adapt your plan as needed. Working together, we’ll design and implement a retirement plan that can help you live out your unique vision of retirement. For more information please contact Michael Didion AAMS®, MBA, Financial Advisor at 719-268-2993. When considering rolling over assets from an employer plan to an IRA, keep in mind that rolling over assets to an IRA is just one of multiple options, including leaving assets in your former employer’s plan (if the plan allows), moving assets into a new employer’s plan (again, if the plan allows), and, finally, cashing-out or taking a lump-sum distribution. Factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free withdrawals are available, treatment of employer stock, when required minimum distributions begin, protection of assets from creditors, and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets. Please Note: This material has been prepared for informational purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. The accuracy and completeness of this information is not guaranteed and is subject to change. It is based on current tax information and legislation as of January 2018. Since each investor’s situation is unique, you need to review your specific investment objectives, risk tolerance, and liquidity needs with your financial professional(s) before a suitable investment strategy can be selected. Also, since Wells Fargo Advisors does not provide tax or legal advice, investors need to consult with their own tax and legal advisors before taking any action that may have tax or legal consequences. INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE
16 | SEPTEMBER 2019 | FOOTHILLS FRIENDS & NEIGHBORS
ABBY'S PET CORNER IS PROUDLY SPONSORED BY SANDY BRENENSTUHL, RE/MAX INTEGRITY.
Abby's Pet Corner
The Benefits of Owning a Dog by Megan Hanna
Today most dogs are beloved members of the family, rolling over for belly rubs and begging for treats instead of catching game for dinner or keeping intruders at bay. But this doesn’t mean dogs no longer have a purpose. In fact, there are plenty of benefits of having a dog. Companionship While dogs’ loyalty and devotion to their owners made them ideal guards years ago, those qualities make them excellent companions today. There’s hardly anyone happier to see you when you get home than your dog, and when friends and family aren’t around, your dog is always there. Any dog owner would surely agree that dogs are man’s best friend. This constant companionship can be extremely comforting and can even help some people have a better quality of life. Veterans or individuals struggling with PTSD or other mental illnesses may find it easier to manage their condition with a canine companion at their side. Dogs can also benefit the elderly who may live alone or have few family members or friends.
Social Connections In addition to the companionship we get from dogs, having a dog can help us meet more people for a healthy social life. Few people can resist the wagging tail of a friendly dog, making a dog the perfect icebreaker. There are also plenty of organizations and places where doglovers can forge relationships, from the dog park or an obedience class, to kennel clubs and rescue organizations. Teaching Tools While some of the things dogs do don’t seem very smart – including getting their head stuck in the trash can looking for scraps – there’s actually a lot we can learn from dogs. For couples thinking about starting a family, a dog is the perfect way to practice. Like a baby, a dog is completely dependent on you, from meal time to potty time. Training and discipline can even provide partners great opportunities for discussing how they would like to handle discipline of a child. For families that already have children, adding a dog to the mix can help kids learn things, too. Having a dog can help children develop compassion and understand the importance of caring for others. It can also be a great way to help older children learn about responsibility.
Do you have a pet whose story you would like to share? If so, you can contact Martha Stallings at mstallings@bestversionmedia.com
Have your child help with the dog’s basic needs, like feeding and walks. Your Health In addition to being good for your mental health, dogs can also be great for your physical health. Few things get you off the couch like an active dog insisting on going outside. Daily walks or jogs and other forms of play aren’t just good for your dog, but you too! Dogs may also be good for our immune systems. Dogs expose us to a variety of germs that can make the immune system strong, especially in young children. While we spend a lot of time trying to get rid of germs with disinfecting cleaners, it’s important to remember that we can’t build up immunity without being exposed to germs. Dogs give us a healthy dose of dirt! So the next time you complain about the muddy paw prints on the floor or wonder how your dog can be napping in the middle of the afternoon, just remember all the hard work he’s doing for your benefit.
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 17
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and your remodeling contractor effectively communicate with each other. Be sure to keep all texts, e-mails, and maintain current notes in your own project journal which will help recall your phone conversations, face meetings and other discussions about the project. Your contractor should do the same and they should have also provided you with a detailed written contract which outlines everything, so keep track of the items within it. Small, unavoidable changes can impact the completion date and weather can often be an obstacle as well. Treat your start and finish dates as achievable goals, and don’t sweat the small stuff. Be sure you talk with your contractor about any concerns as you move forward. Finally, be sure to hire the remodeler contractor who you feel most comfortable talking with. All successful remodeling projects are the results of excellent communication.
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KIDZ CORNER IS PROUDLY SPONSORED BY YOUR ROCKRIMMON BENJAMIN MOORE STORE
Kidz Corner
Surviving Back to School By Chelsea Scott
KIDZ CORNER IS PROUDLY SPONSORED BY YOUR ROCKRIMMON BENJAMIN MOORE STORE. Back to school time doesn’t just affect the students in the family; it’s a sizeable shift in routine for everyone. Here are some tips to ensure the whole family is ready for fall. Early to Bed, Early to Rise Even though it will still likely be light outside, start heading to bed early two weeks before the start of school. Students, set your alarms earlier and earlier until you’ve reached the time you need to wake up for school. By doing this, you’ll be alert and awake on the first day of class. Make a Schedule Write down everyone’s work and school schedules, extracurricular activities, games, practices, recitals, etc. You can even write out a meal plan for the week. Tour the School This is a good tip for students going into a new building. Set up a tour a month or so before classes start. This way, you can get a good look at the layout of the building, find your classrooms and become familiar with it before the mayhem of the first day. Meet Teachers While you’re at the school, might as well see your teacher(s). Set a time to meet, see the classroom and talk about the upcoming year.
One less person to get to know once classes commence! Dress Code Get a copy of the school dress code or uniform policy well before school starts. This will help you choose what to buy when you go back to school shopping. You Guessed it! Go Shopping Back to school shopping is half the fun of the new year. Stock up on supplies, new shoes and a first day outfit. This does not mean you have to break the bank, by the way. Consignment and thrift stores have good deals on clothes, backpacks and more. Transportation Make sure you’re clear on the pick-up/ drop-off locations and/or where the bus stops will be. If you’re a student that drives, see if you need a parking pass and how much they cost. Take a Picture Whether preschool or med school, the first day is an important milestone. Snap a picture. It’s one you’ll never regret having.
FOOTHILLS FRIENDS & NEIGHBORS | SEPTEMBER 2019 | 19
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