RESIDENT Magazine F A I T H F U L LY S E R V I N G T H E W E S L E Y C H A P E L / N E W TA M PA C O M M U N I T Y • JUNE 2016
Mike Moore County Comissioner
Entrepreneur - Family Man & Voice of Our Community WWW.RESIDENTMAGAZINE.NET | FOR RATES & INFO CALL: 813-422-5551
June 2016 | Page 1
FI NAN CIAL
ADVICE
Understand Your Financial Situation Before
Cosigning Your Child’s Loan
A
s your child heads off to college or starts life as an independent young adult, he or she will likely face new financial responsibilities. To manage these new responsibilities, such as a car purchase, rent or college payments, your child may decide to take out a loan or another form of credit. Given their lack of credit history, it can be difficult for young adults to obtain a loan without a parent or another adult cosigning the loan. Deciding to cosign a loan with your child is a noble gesture, but it’s not a position to be taken lightly. Before you sign on the dotted line, consider your own financial situation. Cosign with your eyes wide open Even though you may not consider it “your loan” if you cosign, lenders will identify you as one of the borrowers. That means you may be at risk if different circumstances arise, such as the following:
• Any of the balance remains unpaid by the borrower, the cosigner is required to repay it. • The borrower defaults or even misses one or two payments, it can detract from the cosigner’s credit record. • Even without a default, other lenders may look on this loan as an additional liability the cosigner will need to pay, which could also affect a cosigner’s credit record. • In some states, the creditor has the right to collect payment from the cosigner without first trying to collect from the borrower. • The cosigner should die, it may trigger “auto default” provisions in the loan contract. This requires the borrower to immediately pay the debt in full in the event of the cosigner’s death. Regulators discourage this practice, but it still exists in some loan agreements.
Steps to protect your position Alternatives to a loan that requires a co-signature should be explored. For example, students should consider taking full advantage of federal student loans or aid. Parents may want to lend children money directly, if their financial situation allows them to do so. Whether or not you’ve determined that you are willing to cosign a loan, take steps to help protect yourself. These include but are not limited to: • Reading the fine print and fully understanding the terms of the loan and the expectations of the lender. • Avoiding pledging property, such as a car, to secure the loans as this creates additional risk. • Arranging to receive duplicate copies of all paperwork such as statements so you can stay on top of the borrower’s record of repayment.
RESIDENT Magazine
• Having complete online access to the account just as the borrower does. When you are considering co-signing for a loan, treat the situation with the same diligence that you would if you were borrowing money yourself. Do what you can to help make sure your potential act of generosity doesn’t impair your ability to obtain credit in the future. Lauren Hopper is a Financial Advisor with Mclendon & Associates, a private wealth advisory practice of Ameriprise Financial Services, Inc. She offers fee-based financial planning and asset management strategies and has been in practice for 16 years. You may contact her @ lauren.s.hopper@ampf.com.
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June 2016 | Page 3
I N S P I R AT I O N A L neutral about the emotion, meaning not to judge it or give it a good or bad value, now empowers us to just allow it. To say “okay I am feeling mad”, or “I feel sad”. Then ask the feeling “what are you all about?” Yes, you can talk to your feelings. They are an energy running through you. This process can help you gain insights to the workings of your inner mind. Remember, it is truly the belief systems that are at the root of the emotions you experience.
Emotions are literally “Energy in Motion”
T
he word emotion comes from the Latin verb meaning “to move”. Our emotions interact with our thoughts. Belief systems create thoughts, thoughts create emotions - and it’s the power behind the emotions that create our experiences. Our emotions impact much of our lives. The key however, is that if it is our beliefs that create the thoughts that “fire” the emotion, and those belief systems are actually found in the “subconscious mind”, then perhaps we are not really quite in-tune with how our emotions are being ignited. In general, most of us have been taught several things about emotions. Some for example, may have been raised with the idea that emotions are weak, and if one expressed them, it was a sign of weakness. Another could be the categorizing of emotions, such as anger is wrong. But the truth of the matter is emotions are not good nor bad. They are a natural part of our physiological being, each having an unique energetic value determined by the combination of underlying belief systems and automatic thoughts. We can do three things with an emotion. Page 4 | June 2016
1) We can express it - which doesn’t always have the best outcome. Anger, when expressed can be very damaging and truthfully, when we are all fired up, we are not coming from a place of centeredness, but rather from a place of fight or flight. 2) We can suppress it, and not give it external energy. Sort of like choking it back and holding it within us, again not a good process, as the energy is stored in the body. 3) We can repress it. Repression happens subconsciously and also stores the energy in the body. What if we had a different way of dealing with our emotions? What if we could learn a process of not identifying with them in the “I AM” state? What if instead of saying “I am angry”, we said “I feel angry”. I know for me that difference between “I am” and “I feel” changes the energetic charge. The “I am” is identifying the anger as part of myself, which is more concrete. The “I feel” indicates a temporary experience, not a permanent state. Moving to a temporary state enables us to become an observer. We are not saying we are the emotion, we are simply saying we are experiencing the emotion. Combining this process of observing with the idea of being FOR RATES & INFO CALL: 813-422-5551 | WWW.RESIDENTMAGAZINE.NET
JUNE
Sun 19th Happy Father’s Day
Wed 1st Wiregrass Ranchers Kids Club 10am - 11am.
Mon 20th Yoga on the Lawn
Mon 6th Yoga on the Lawn
Mon 27th Yoga on the Lawn
6:30pm - 7:30pm.
6:30pm - 7:30pm.
Tue 7th Job Fair 4pm - 6pm.
JULY
Mon 13th Yoga on the Lawn
6:30pm - 7:30pm.
Mon 4th Fourth of July
Tue 14th Flag Raising Celebration
7pm.
Wiregrass Ranchers Kids Club
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6:30pm - 7:30pm.
Job Fair
Mon 27th Cruisin' at Wiregrass car & Truck Show 12pm-6pm.
Father's Day
June 2016 | Page 5
Page 6 | June 2016
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ENTREPRENEUR
F A M I LY M A N
VOICE OF OUR COMMUNIT Y
Mike Moore
PASCO COUNTY COMMISSIONER, DISTRICT 2 BY STEPHANIE COSTOLO
T
he first time Pasco County Commissioner Mike Moore ever set foot in Pasco County was to be an extra in Edward Scissorhands, at Carpenters Run, off State Road 54. As a teenager and young adult, Moore’s dream job was to work in broadcasting. He never even thought about going into politics until after he owned his own business. So how do you get from a radio/ television major in college to becoming a County Commissioner? Resident Magazine goes ‘behind the scenes’ if you will, with Mike Moore, to discover the person behind the policy. Local decision makers and public figures tend to be viewed more as campaign road signs, ordinances passed, and policies enforced, rather than as the person they are; or in this case, the father, husband, son, and fisherman that Mike Moore is. Human beings are so multifaceted and each one of us fascinating in our own right. From policy to person, upcoming local changes to his favorite vacation spot, and a day in the life of a County Commissioner, Resident Magazine gets into what local politics looks like on the human side. RM (Resident Magazine)- First things first, what does being a County Commissioner entail?
MM (Mike Moore)- In layman's terms, we are the policy-making and legislative body for Pasco County Government. We make all the budget decisions for Pasco County Government; right now our budget is at 1.3 billion dollars. Most people don't realize how large the budget is, (and) as the County Commissioners, it is our job to make the decisions for every dollar of that budget. When it comes to making policy or legislative decisions for the county government, whether it’s roads, new parks, or land acquisitions for Environmental Protection, we vote. A lot of people probably don't see how many votes we take during our commission meetings. If you count the consent items, it's well over 100 every meeting. RM- How long have you been the county commissioner of Wesley Chapel, and what prompted you to run for this office? MM- I was elected in November of 2014. Being a small business owner and raising a family, I began to get more and more engaged in politics. Being a business owner, I realized what policies and legislative actions have affect (on me), not only on a personal level but also on a business level. I was always a strong voter, and I started to get more engaged
in the Republican Party and ended up becoming the President of the Wesley Chapel Republican Club for a few years. I was on the executive board for the Republican party of Pasco, so after some time and being involved in that process in helping others get elected and helping to campaign for others, it finally got to the point where we thought it would be a good idea to run and make a difference. I was encouraged by quite a few people over the years to run and the right opportunity had to come about. I had sold my home health company and had the opportunity to give back, so we thought it was perfect timing.
Pasco County. We've got to make the right decisions for the entire community. RM- What does a typical ‘day in the life’ look like for a County Commissioner?
MM- It matters what day it is; every other Tuesday, we have our County Commission meeting at 10am sharp. Those can last anywhere from 10:00am to 4:00pm, or they could last until 7:30 or 8:00 at night, depending on how much is on the agenda. We have workshops once a month where all the Commissioners and staff sit around the table and have an agenda on upcoming items RM- Do you have a specific and decisions that will need to be geographical area that you cover, made. We don't make decisions or is it all of Pasco County? there, but we give staff direction on where we’d like things to go. Those MM- We have five Pasco County typically last from 10:00am to 3:00 Commissioners and there are five or 4:00pm, and anybody from districts. I'm District 2. It's hard to the public can sit there and watch. show you on a map, but my district Anytime all five Commissioners are has the majority of Wesley Chapel, together for an advertised meeting, Zephyrhills, Land O Lakes, Lutz and the public is always allowed. those places. But we make decisions Everything needs to be transparent. for the entire county; you just need Other days, constituents will come to live in your district. They have us to my office about their cares and spread out so there is representation concerns in the county. In addition from each district, but I work to that, there are quite a few towards helping people in New Port functions in the community that Richey as much as I do in Wesley Chapel or any of the other areas in
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Continued on page 8
June 2016 | Page 7
Mike Moore
PASCO COUNTY COMMISSIONER E N T R E P R E N E U R , F A M I LY M A N & V O I C E O F O U R C O M M U N I T Y Continued from page 7
people ask us to speak at. We do a lot of ribbon cuttings and speak at a lot of functions, such as grand openings and things like that. When Florida Hospital did the expansion, I was one of the speakers. I enjoy it; sometimes the family comes along, depending on what the event is and what time of day it’s held. It's not a nine-to-five gig; we are doing things on weekends and nights out in the community too. RM- So this is a full-time job? MM- It's slated as a part-time job, but it ends up being more of a full-time situation, and it's how much you put into it. In reality, the only things you're obligated to do is go to the County Commission meetings, workshops and committee meetings but we all do so much more. I'm also on a lot of boards and committees (Tampa Bay Area Regional Transportation Authority (TBARTA), Pasco Economic Development Council, Circuit Conflict-Sixth Judicial Circuit, Dependency Drug Treatment Court Planning Steering Committee, Government Operations Committee, Insurance Selection Committee, Homeless Advisory Council, Public Safety Coordination Council and the Transportation Disadvantaged Local Coordinating Board). RM- What about any future political goals? MM- At this time, I'm focused on the County Commission. I've only been here for about a year and a half, so that's my main focus right now. I’m enjoying what I'm doing, and I know we're making a difference and getting a lot done. I feel very proud of what we've accomplished. RM- Tell me about some projects that you are proud to have worked on. MM- I'm big on public safety and economic development. One of the first things that we got passed, which I proposed, was the new sexual offender ordinance. The state statute doesn't allow certain sexual offenders a thousand feet from schools and parks; that’s now been extended to 2,500 feet. Since that time, less sexual offenders and predators have moved into the county, so it's working. Another of the things that I was really excited about this past year was a blight ordinance. If you go through certain areas of the county, you'll Page 8 | June 2016
notice a lot of commercial blight – dilapidated buildings falling down. That doesn't bode well for residential property values or commercial property values. We are really focused on bringing companies to this area, so the last thing we need is a representative from a company driving down our roads and seeing dilapidated buildings. In the past, if the building got to a point that was definitely uninhabitable, we could force them to demolish it, but the county would end up paying for that. This (new ordinance) puts the pressure on the property owner. Basically, what the ordinance states is that these buildings need to be safe, secure, maintained, and can't be an eyesore. Starting May 1st, somebody gets a warning and if they don't comply and in 30 days they get a citation. By day 61 if they didn't fix it, they get a fine of $500 a day. We got the 56 extension done, which is huge and important, and took a lot of work. That was a perfect example of a public-private partnership going right. Involved were the Department of Transportation, Pasco County, current and past legislators and individual landowners. It’s going to be huge for the Wesley Chapel and the Zephyrhills area; it's going to give a lot of relief to the people that are going back and forth on 54 in Wesley Chapel and Zephyrhills. They are going to start construction on that later this year, so it's moving fast. Recently, the predatory towing ordinance was passed. If somebody left their car at a bar or a restaurant overnight because they decided to go ahead and get an Uber or ride home with a friend, towing companies would come and tow their car. The new ordinance says that between 9pm and noon the next day, you can't tow these cars unless you have the property owner’s permission. The only reason they're going to do that is if the vehicle is blocking an emergency exit or something like that. These people are being responsible for not driving home after drinking; let's not penalize them. Something I'm working on right now is in cleaning up the areas around charity bins. People currently come and drop off the bins, a lot of times without permission, and it turns into a dumping ground. What we found is, you have your legitimate charities and they keep their area clean and ask the property owner for permission. Yet some people drop these bins off, and they actually sell the donations for money, and they tend not to ask the property owners for permission. They don't clean them up, and it turns Continued on page 9
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MIKE MOORE PASCO COUNTY COMMISSIONER E N T R E P R E N E U R , F A M I LY M A N & V O I C E O F O U R C O M M U N I T Y
into a dumping ground, so we're working on an ordinance to manage that. We won't get rid of them, but you want legitimate charities that have asked for permission to have them. The ones that are not being good community partners and not asking for permission or keeping their area clean are going to be held accountable because they are costing the county money. It's costing the property owner money too because a lot of times they'll have to bring somebody in to haul off the stuff. And I've talked to some of them; they've had to do it ten or more times, and it costs them quite a bit of money. If the county sees (the unkempt bins), we have to clean them up using taxpayer’s dollars.
MM- A lot of good things are happening right now in Pasco County when it comes to growth and development. At the same time, we want to think about the future and make sure there's green space for our future generations to come. We do environmental land acquisitions from willing sellers, and something coming up is the ecological corridors to make sure wildlife has access across the county. The ecological corridors go up for a final vote (at the end of May); they've been working on that for years and years, and it’ll probably come to fruition. There were some things that had to be worked out, such as property owner rights and things like that. We purchased a 65-acre coastal preserve in Port Richey named Rocky Creek not too long ago because we want to have green space and need to have it for future generations and
RM- With so much growth and development occurring in Wesley Chapel, what can you tell us about the preservation of land and green spaces?
Continued on page 10
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June 2016 | Page 9
Mike Moore
PASCO COUNTY COMMISSIONER E N T R E P R E N E U R , F A M I LY M A N & V O I C E O F O U R C O M M U N I T Y Continued from page 9
for the wildlife. So, while I'm big on economic development, I’m also big on having those lands and parks for families and kids. RM- Can you give us any information on new businesses that are coming to the area? MM- Obviously there's one in particular everybody's waiting for. RM- Raymond James? MM- Yes. The discussions about that are positive. There's a manufacturing company that moved into an 85,000 square foot building with 125 new positions. A medical device company located a portion of their operations here in this area. They purchased land, and they're going to put up an 80,000 square foot building closer to the Sun Coast, but they have operations in Wesley Chapel right now. An IT company recently moved to this area, and their average salary is about $106,000 a year. A pharmacy company moved in this area with 54 new jobs; I think their average salary is about $46,000 or $47,000. Florida Hospital Wesley Chapel is growing, and the ice rink is on its way. There are a lot of things that are in the works. Additionally, we have one of the best incentive packages compared to other counties in terms of bringing businesses to the area. The population of Pasco County is expected to increase 50% by 2040 – estimated 730,000 people by 2040. It's an attractive area right now, and we are the youngest average population of the surrounding counties. We're not the bedroom community to Tampa that we once were; we are growing out of that. Also, our financial position is incredibly strong; we have one of the lowest debt levels of any county. Page 10 | June 2016
RM- What are your thoughts on the political atmosphere right now?
one-bath house and lived there until I was in 7th grade. I came from very humble beginnings and have a very caring mother. She always cares about doing things for other people, not herself; that's the way she's always been.
MM- I look at the elections of the last couple of election cycles, and I think the political atmosphere is definitely changing. I think you're seeing a lot of ‘outsiders’ getting into the political arena a little bit more. People are getting engaged in the process now and more and more people want to run for office. And I think it's a good thing. If somebody feels that they would make a good candidate and wants to run, I say go for it. I don't see why not.
RM- What is your favorite way to spend free time?
RM- Tell me about your family. MM- My wife Lauren and I have been married 15 years this October; she is a registered nurse and works for the Pasco County school system. We have three kids. Aubrey is 12; she does horseback riding and is a cheerleader. Aiden just turned 10 last week. He plays flag football and golf. Amberlee is 7 and also plays golf. They're all trying different things right now, and I help assistant coach the football team, which is fun. RM- Do you have any siblings? MM- I do not; I am an only child. My parents separated when I was 5, so my mother raised me with my grandparents. When we moved to Winter Haven, I was in 2nd grade and we moved in with my grandparents. My grandparents, my mom and I shared a two-bedroom,
MM- The whole family loves to fish, so we do a lot of saltwater fishing on our boat when we have time on the weekends. We love going to the kids sporting events and watching those. We have an RV, so we like to go RV-ing as a family; we've gone as far as Ohio, up into the Carolinas. We do lots of family time. We have great neighbors, who we like to hang out with. It's a great Community and that's why we love Wesley Chapel. Any given day of the week you'll see us out front with kids running around and playing, and the parents are sitting outside talking.
RM- What music was playing the last time you drove somewhere? MM- It was definitely country. I like everything. I'll listen to today's country, Pearl Jam radio; I listen to a little bit of everything, but the last time I got in the car this morning, there was country on. RM- What's the last book you read or are reading? MM- This might sound crazy, but (laughs) I read a lot of agenda items at night in bed. RM- If you could put up your own billboard anywhere you want and have it say anything you want, where would you put it and what would it say? MM- I’d put it on the corner of 56 and 75, and it would say “be kind.”
Mike Moore prides himself on being a public servant and is more than just a man of words. He proves his RM- Favorite place you've dedication and passion for Pasco traveled? County and Wesley Chapel through his commitment, actions, and ideas. MM- Costa Rica is probably the Mike Moore brings more of the most amazing place that I've ever been. Lauren and I went there on our good—economic development, public safety, cleanliness, and easing honeymoon. But when it comes to favorite place, I'll be honest with you, traffic congestion—and less of I like going with the kids and Lauren the bad—predators, blight, and down to the Keys, or the mountains crime—to our communities. As a family man, he experiences the in the RV. That's what we enjoy the most. I'd rather do that than getting same struggles and concerns as most families do, and he strives everyday to on a plane to travel. make life just a little sweeter here in Pasco County.
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PROUDLY SERVING WESLEY CHAPEL & NEW TAMPA
813-528-8717 3737 MARYWEATHER LANE SUITE 101 WESLEY CHAPEL, FL 33544 WWW.SEAOFSMILESCHILDRENDENTIST.COM
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June 2016 | Page 11
GFWC WOMAN'S CLUB OF NEW TAMPA
Summer Luncheons We will have our summer luncheons in June and July. June 15th @ The Cantina on Cross Creek. July luncheon TBA. You are invited to join us to come and see what GFWC-WCNT is all about! GFWC- WCNT is a great way to get involved in our community, have fun and make new friendships! Please check out our website or our Facebook page for date, place and time of July luncheon. We will resume our meetings beginning August 17, 2016 - May, 2017.
Highlights from this Past Year We have have had an incredible year! A few highlights to share. In the past year, we have grown from 30 members to 42! We have given our time and support to 21 local organizations , (VA Hospital, John Knox Village, Bridging Freedom, Children's Cancer Center, to name a few) and have donated over $2200 locally and internationally through the Peace Corps! We recently had the privilege of participating in Paint Your Heart Out Tampa! PYHOT is a city-wide program that enables citizens, businesses, clubs, and organizations to lend a helping hand to low-income, elderly citizens in our community. What a great day!
Page 12 | June 2016
Sign Up to Join GFWC-WCNT (General Federation Womans Club of New Tampa ) invites you to join our volunteer/ service club! We meet the 3rd Wednesday of each month at the New Tampa Regional Library on Cross Creek Blvd. Please check out our website gfwcwomansclubnewtampa.com or Facebook page - GFWC Woman's Club Of New Tampa.
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June 2016 | Page 13
FITN E SS
&
H E ALTH
Do Choose Active Camps • If signing up for camps, choose camps that involve fitness, sports or outdoors adventures instead of those that spend too much time sitting. Not sure what to do? With the help of other parents in our community, I created a list of fun, active things to do with the kids this summer! 1. Have a plant project at home growing your own healthy foods. i.e. Tomatoes, peppers or an herb garden. 2. Plan at least one hour of activity each day: swimming, racing, baseball, golf. 3. Scavenger hunts. 4. Go for a nature walk and make a collage of the items you find along the way. 5. Walking tours of the city.
Avoiding Children Weight Gain During the Summer
O
ne in 3 US children is obese, increasing their risk for chronic diseases such as heart disease, diabetes, stroke and asthma. Obesity can also create psychological and social problems as children grow into their adolescent years and adulthood. As a result of the Healthy, Hunger-Free Kids Act schools are offering healthier breakfast and lunch options. Although school menus are still not up to par with a whole foods diet, kids seem to be able to maintain a steadier body weight during the school year rather than during summer vacation. 7 studies that assessed students BMI (body mass index) ages 5-17 years old before and after summer vacation reported a difference in weight gain especially on the pronounced at-risk subgroups (African-American children, Hispanic children, and children already overweight when entering kindergarten). Most of the kids who gained weight spent more time indoors. Truth is, kids are much more active during the school year by engaging in after school activities, physical education classes, sports, etc. When it comes to being active everything counts. It is important to balance calories consumed and calories burned during physical activity. When that happens the body is an state of energetic balance. That means, weight is maintained. By just understanding this concept and making a few adjustments to your planning, you will create a fun and healthy way to spend the summer. Summer Do’s and Don’ts Do Plan Ahead • Create a list of activities then write them on a calendar. It is better to have too many things planned then not enough (see chart for 15 fun ideas!). Page 14 | June 2016
Do Get the Kids Involved • Although younger kids will just go along (mostly) with whatever you plan, older kids should be involved in the decision and organization process. I am a mother of a pre-teen, so I asked my daughter to write down a list of 10 active things she would like to do this summer. When she was younger I would write activities and place inside a hat. Each day she would pick something for us to do. It created a certain excitement each morning. Don’t Watch too much TV • Linked to obesity, it not only increases the time sitting but encourages poor diet by displaying eye catching images of unhealthy foods. Avoid mindless eating by restricting snacking while watching TV. It is easy to overeat when not paying attention to how much you are eating. The bright screen also interferes with sleep and poor sleep is another cause of weight gain.
6. Do a picnic with a well planned nutritious menu. Include the kids in the planning, shopping and preparation. 7. Go fruit picking during early summer: Orange, mango, passion fruit are in season in June. 8. Invite their friends to a water park and bring healthy snacks. 9. Visit the beach and collect seashells. 10. Have a water balloon fight. 11. Blend your own healthy smoothie. 12. Stage your own summer olympics with the neighborhood kids. 13. Decorate your bikes and have a Fourth of July Parade. 14. Go zip-lining. 15. Turn the backyard into a carnival with fun games.
In the end, kids will be kids (and we want them to be!). They worked hard all year long and should be able to have their summer ice cream. Just make sure to ride your bicycle to the ice cream shop!
Do Limit the Time Using Computer, Video Game or any Internet Device • This goes for any type of electronics. When playing video games favor those that keeps you moving. If you have played “Just Dance” on wii, you know it is a great form of exercise. My daughter loves to watch me “letting it all out” dancing to the 80’s tunes. We all know kids mirror their parents behavior but by stepping into their world you will not promoting being active but building great summer memories.
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NEW TAMPA JUNIOR WOMAN’S CLUB
Teacher Appreciation
June News The GFWC New Tampa Junior Woman’s Club’s meets the second Monday of every month starting at 6:30 PM at the New Tampa YMCA (16221 Compton Drive) from August -May.
May 2nd our club provided lunch for the teachers and staff at Sulphur Springs Elementary for Teacher Appreciation Week. The teacher and staff dedicate their lives to working in a challenging neighborhood to make difference in the students’ lives. We provided lunch from PDQ and donated book marks we made as the hands on project at our March meeting. The teachers were very appreciative of our support!
Sulphur Springs Elementary Teacher Appreciation with our club president Jennifer Lee
Banquet & Awards Ceremony May 9th was our end of the club year Installation Banquet and Awards Ceremony. Ten wonderful ladies were inducted as new members to our club and the new was board installed. We are all excited about our upcoming community service projects and fundraisers!
GFWC New Tampa Junior Woman’s Club induction of new members
Please come join us as we have fun and help serve our community! If you would like to know more about the GFWC New Tampa Junior Woman’s Club, please contact us at pr@ gfwcnewtampajuniors.org or visit us at www.gfwcnewtampajuniors.org
GFWC New Tampa Junior Woman’s Club Installation and Awards Banquet
3 Months
FREE
Advertising Call For Details Limited Space Available
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June 2016 | Page 15
TUESDAY
14
June Events
What’s Happening
Youth & Physical Activity A fun-fi lled seminar to encourage your child to live healthy, happy and active. Topics include: peer relationships, self-confidence and the benefits of good health.
Time: 6:30 PM to 7:30 PM Location: Health & Wellness Center at Florida Hospital Wesley Chapel, Conference Room 2nd Floor, 2700 Healing Way, Wesley Chapel Cost: Fees Apply TUESDAY
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Knee Pain Slowing You Down? Are you living with aches and pains or limited range of motion in your knee? Find out the signs, symptoms and latest treatment options for knee pain. Time: 12:00 PM to 1:00 PM
Location: Health & Wellness Center at Florida Hospital Wesley Chapel, Conference Room 2nd Floor, 2700 Healing Way, Wesley Chapel
Hormone Replacement Therapy (HRT): What You Need to Know TUESDAY
7
Do you have hot flashes, night sweats or mood swings? Learn the symptoms and treatment options
for menopause. Time: 12:00 PM to 1:00 PM Location: Health & Wellness Center at Florida Hospital Wesley Chapel, Conference Room 2nd Floor, 2700 Healing Way, Wesley Chapel
Cost: Free
Prepared Childbirth Classes, 3 week series TUESDAY
TUESDAY
Learn about stages of labor, how the birth process unfolds using real birth stories, helpful partner support tips, what to expect from common medical procedures, and much more.
7 21
28
Breastfeeding Classes, 1 night class Learn the basics about the most natural form of feeding your baby. Recommended to be completed prior to the birth of the baby. Time: 6:00 PM to 9:00 PM
Location: Florida Hospital Wesley Chapel - 2600 Bruce B. Downs Blvd. , Wesley Chapel, FL 33544 Cost: Fees Apply
Time: 6:00 PM to 8:30 PM Location: Florida Hospital Wesley Chapel - 2600 Bruce B. Downs Blvd. , Wesley Chapel, FL 33544 Cost: Fees Apply
Cost: Free
Cooking Demo: Meatless Munchies
Prepared Childbirth, 1 day Express Class
Vividly vegetarian colorful cooking is on today’s menu...and you get the tasty meatless samples. Registered Dietitian Carlos Urriola shows you how to create TUESDAY healthy plantbased menus your family will gobble up
If you cannot take the fourweek series, join us for the condensed halfday version of our childbirth education series, understanding Birth.
Time: 6:00 PM to 7:30 PM
Location: Florida Hospital Wesley Chapel - 2600 Bruce B. Downs Blvd. , Wesley Chapel, FL 33544
7
Location: Health & Wellness Center, Conference Room 2nd Floor, 2700 Healing Way, Wesley Chapel
SUNDAY
12
Time: 1:00 PM to 5:00 PM
Cost: Fees Apply
Cost: $5 for Members of the Health & Wellness Center, $10 for NonMembers
Page 16 | June 2016
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June 2016 | Page 17
R E A L E S TAT E
HIGH DEMAND, LOW SUPPLY-
time to sell and don’t wait if you are thinking about buying because it’s not going to get any cheaper. Our area is already struggling with low inventory and especially in the under $300,000 price range. But it becomes a catch 22 for many, they may want to sell their older, smaller home, but how do they afford something bigger? The bright spot is that interest rates are at 3 year lows, so now is definitely the time to buy, if you can find what you want. As more and more people come into our region inventory will remain low and this is going to continue to push pricing up. So don’t be a fence sitter, if you are not sure which way to go reach out to me or another good Realtor you may know and get solid real estate advice, you won’t be sorry you did.
WHY CAN’T I FIND A HOUSE TO BUY?
D
riving around and seeing the most profitable for builders, lots of new construction who have to worry about meeting around the area, promises local ordinances and other costs. continued amazing growth in He added that most new homes Wesley Chapel and yet I worry. come on the market at more than Lot’s of big houses being built, and $300,000. suddenly some new townhouse communities are hitting the market, What’s more, most new homes are but where are the affordable at higher price points, exacerbating “starter” homes to be found? Well affordability struggles for firstI’ve been doing some reading time and moderate-income home and thought I would share some buyers. Yun said larger homes are industry projections from the the most profitable for builders, chief economist of the National who have to worry about meeting Association of Realtors. local ordinances and other costs. He added that most new homes “Home sales will grow modestly this come on the market at more than year, but a continuing inventory $300,000. shortage will keep upward pressure on prices and make it hard for many Inventory shortages continue to people to buy, even though interest be a main driver of price increases, rates remain low”. That’s according which were almost 7 percent to NAR Chief Economist Lawrence nationally last year. The increase far Yun. Yun predicted existing home outpaced wage gains, which were sales will rise to 5.5 million at the up only about 2 percent. Yun is end of the year, up slightly from 5.4 forecasting prices to rise another 4.5 million last year. New-home sales percent this year. will rise to 540,000 units from half a million, but because that segment Continuing low interest rates are a bright spot, but Yun warned that of the market is currently so far when inflation picks up, mortgage below historical levels, the gains won’t come close to closing the rates will follow suit. Yun said inventory gap. today’s low consumer price index (CPI), at about 1.7 percent, doesn’t What’s more, most new homes are reflect the rise in prices people are at higher price points, exacerbating seeing on everyday items because affordability struggles for firstlow gas prices are keeping the time and moderate-income home broader index down. buyers. Yun said larger homes are Page 18 | June 2016
**Portions of this article were sighting, REALTOR® Magazine But CPI won’t stay low forever. Yun article Yun: Watch Out for said the monthly rental rate tenants Inflation written by Rob Freedman pay is going up (almost 4 percent this year, a seven-year high) and that will send the broader index up. When that happens, the Federal Reserve will raise the short-term interest rate it charges banks, which in turn will impact mortgage rates. Right now he’s forecasting mortgage rates to be at 3.9 percent at the end of this year, about where they were last year, and to rise to 4.6 percent in 2017. Yun identified 6 percent as a mortgage-rate threshold, noting anything much higher than that will curb home sales. So what does all the above mean for us in little old New Tampa/Wesley Chapel? It means now is a great
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CHAMBER OF COMMERCE
WELCOME NEW BUSINESSES!
May Ribbon Cuttings WELCOME NEW BUSINESSES!
CHEVY OF WESLEY CHAPEL March Ribbon Cutting
SWEET PARTY
FITLIFE FOODS
THOMPSON BRAND IMAGES
June Events Friday 3rd: WOW - Women of Wesley Chapel
Tuesday 21st: Networking on the Nines at Lexington Oaks Golf Club
Tuesday 7th: Monthly Business Breakfast June 2016
Wednesday 22nd: Membership Orientation at Chamber Office
Tuesday 7th: San Antonio Citizens Federal Credit Union Ribbon Cutting
Thursday 23rd: Economic Development Briefing
Wednesday 8th: Business Link
Thursday 23rd: Alta at Terra Bella Ribbon Cutting
Wednesday 8th: Ambassador Meeting Thursday 16th: Lunch N LearnPresented by IGTech365 Tuesday 21st: Monthly Coffee Social
Friday 24th: Final Friday FOR MORE INFORMATION GO TO WWW.WESLEYCHAPELCHAMBER.COM.
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June 2016 | Page 19
HEALTH TIPS FROM
DR. A Kenneth C. Andronico DO, FICS, OD Rejuva-Med
T
he field of hormone replacement has evolved a great deal in recent years, with new choices for type and dosage emerging. Men and women may find that their hormonal imbalance would best be managed with pellet hormone therapy. Compared to the daily use of creams or ingestion of pills or even patches, pellets seem to offer a host of benefits. The various advantages and positive results that come from pellet hormone therapy stem from the consistency in blood levels achieved with this dosage form. By evaluating specific laboratory results determines the amount of testosterone and estradiol (a form of estrogen) that are needed. Tiny pellets of the necessary hormones, about the size of a grain of rice are produced from safe plant source hormones which are bio-identical and from Brazilian yams and/or soy. The beauty of pellet hormone therapy is that the body draws hormones from pellets as needed; minimizing the risk of side effects such as mood swings. As testosterone and estradiol are gradually absorbed by the body, blood levels rise to amounts that are more reliable. Pellets are not only convenient and reliable they are also most effective at mimicking natural physiologic levels of estrone and estradiol, two types of estrogen produced in the ovaries. The addition of testosterone may seem unnecessary, but women need this hormone as well in order to feel their best. The key is identifying and achieving the balance between male and female hormones, and maintaining them with proper follow up. A few months after the insertion of pellets, new blood work will be used ascertain blood levels of hormones. Evaluation of these levels will guide in tailoring future dosing and the timing of the next pellets. Hormone replacement has helped millions of men and women regain vitality and quality of life by increasing your libido, accelerating fat burning offering greater capacity for weight loss, replenishing your energy giving you more strength throughout the day, increasing your mental clarity and focus, increase the skin's elasticity, guard bones from osteoporosis and encourage bone growth, improve blood flow, reduce sleep disturbances, reduce the risk of heart disease, reduce mood swings and irritability, help reduce depression and enhance your overall quality of life. Dr. Kenneth Andronico has extensive training in hormonal balancing, metabolic and nutritional medicine as well as stress disorders. To learn more about pellet hormone therapy, schedule your visit at RejuvaMed by calling (813) 907-0950.
Page 20 | June 2016
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R O TA RY C L U B
Rotary Club of New Tampa June 2016 Speaker Schedule JUNE 3 SPEAKER
TOPIC TBA
TBA
June 10 SPEAKER
TOPIC
Euridicie Barton-Jones, Grace Episcopal Church
June 17
The School to Prison Pipeline in Our Community
TOPIC
SPEAKER Community and Charitable Contribution Distribution
Donations Disbursed to Deserving Local, State, and National Organizations
June 24
TOPIC
SPEAKER
Rotary Club of New Tampa & District 6890 Installation Dinner -6pm- Tampa Palms Country Club
NO MORNING MEETING
INDIVIDUALS INTERESTED IN JOINING ARE WELCOME TO ATTEND OUR WEEKLY CLUB MEETINGS HELD FRIDAY MORNINGS AT 7:15 A.M. AT TAMPA PALMS GOLF & COUNTRY CLUB, 5811 TAMPA PALMS BLVD., TAMPA, FL 33647 The Rotary Club of New Tampa’s membership represents a cross-section of the community’s business and professional men and women. Membership in the Rotary Club of New Tampa provides the opportunity to become connected to the community, work with others in addressing community needs, and interacting with other professionals in the community. New members are welcome. Club meetings are held Fridays at 7:00 a.m. at Tampa Palms Golf & Country Club. For more information, visit http://www.newtamparotary.org/
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June 2016 | Page 21
S P I R I T U A L
else, assumptions that for you have become truth, assumptions that make you miserable, how about turning the tables? Seek the welfare of the person with whom you struggle. Pray for that person. When you do this, you will find health and healing for yourself. The story goes that a young father boards a subway in New York City with his four children, and he barely pays attention to them. They are rowdy and loud. The other subway riders start to complain. He looks up and say, “Oh, yes, I’m sorry. We just left the hospital where their mother died. I guess I’m in shock and not doing a good job here.” How many thought he was just a bad parent?
ons i t p m u Ass
T
here’s a saying attributed to Plato, rightly or wrongly, and to any number of other people in various ways: Be kind, for everyone you meet is fighting a battle.
When Jesus met different sorts of human hurt along the way, it is said that He had compassion. He felt deeply for people in His gut, in the very core of Himself. He understood that people struggle, get hurt, are unwell in body, mind, heart, or spirit.
Be kind, for everyone you meet is fighting a battle. Maybe the person in front of you at the grocery store with the big load of groceries hasn’t let you in front of her with your three items because she’s on a mission of some sort and cannot waste time. Did the person who cut you off in traffic do so to anger you, or is he dealing with something that
distracted him—and your actions kept you both safe? Been on an airplane with a crying baby? That young parent would do anything in the world to make it better. Have compassion. Flexing the spiritual muscle called compassion--we need more and more of this, don’t you think? And wouldn’t you and I be grateful to be the recipient of such grace? Peace, Laurie
Rev. Laurie Palmer Pastor St. Andrew Presbyterian Church 5340 Primrose Lake Circle Tampa, FL 33647 813-513-8822
I wonder how many of us walk around, sometimes miserably, We are in the midst an ugly because we’ve made assumptions presidential campaign. It would about someone else: He has it so be easy to disdain, or make much better than I. She’s got it assumptions about, someone who is made and I have to work so hard. voting for the candidate you despise. They probably have loads of savings. Is there a family, friend, work, or Their children are so perfect. church conflict you’re living with? Their children are so bad. He’s a How would it help to replace strife troublemaker. She’s hypocritical. with compassion? What is the And on and on. struggle for you now? How would a soulful change help? What is God These thoughts have nothing to trying to say in the midst of all of say about the person in question. this? These thoughts have everything to do with us. How many of us walk The Old Testament prophet around carrying these burdens, Jeremiah said a word to those when in truth all they are are who were exiled from Jerusalem, assumptions? And I don’t have to captured and taken away to another tell you the old adage about making land: assumptions. But seek the welfare of the city Be kind, for everyone you meet is where I have sent you into exile, fighting a battle. Everyone has and pray to the LORD on its behalf, something. The better portion for for in its welfare you will find your all of us is to practice compassion, welfare. to flex and strengthen that particular spiritual muscle. Even If you find yourself in a flood when we don’t want to. of assumptions about someone Page 22 | June 2016
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June 2016 | Page 23
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