Housing
Retirement Connection Guide • 1-800-462-1316
Housing Definitions: Adult Day Care Programs offer a protective setting during the day for those who cannot be left alone due to health care and social needs. The structured program within a community setting offers: socialization, planned activities, care services, companionship, and meals. Adult Day Care provides daytime respite for the caregiver who typically works, needs time for other responsibilities, or simply to take a break. Some programs are designed for older adults with dementia and/or physical limitations. Day Care programs in senior housing communities that are listed in this guide must be able to accept non-residents to be included. Adult Care Homes or Family Care Homes are private residences that provide a home-like setting, and serve 6 or less residents. The caregiver may perform several functions such as personal care, housekeeping, activities, and group meals. There are three levels of Adult Foster Care Home licenses. The classification system is based on the level of care the Adult Foster Home may provide to residents who live in the home as well as the experience and training of the providers and their ability to assist residents with: personal hygiene, mobility, eating, dressing, toileting, and behavior management. Residents may require very light assistance or may be dependent with several care needs; it is best to ask individual locations for their specific policies and license. Assisted Living Communities are state regulated rental properties where six or more residents may reside. Care assistance is available, including: medication management, bathing, dressing, toileting, and eating. Some may be fully self-contained private living units with a lockable door, private bathroom, and kitchenette facilities. Accommodations are typically in a home-like setting and may range from a shared bedroom with a common bathroom to private apartments with a kitchenette and a private bathroom. The fee schedule is regular monthly rent along with additional fees for specific services and amenities. Assisted living communities are best suited for individuals who want to remain as independent as possible and who are able to direct their own care. Pricing can vary greatly depending on the level of care provided and the size and amenities of each apartment. CCRCs (Continuing Care Retirement Communities) also known as Life Plan Communities, include a continuum of care from independent living, assisted living, residential care, and skilled nursing services all on one campus allowing individuals to live within the same community as their needs progress through the spectrum of care. They typically offer the full selection of amenities associated with retirement living and an endowment fee, in addition to a monthly maintenance fee, can be expected.
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