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37-year Low Interest See details on Rates!! page 4

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FREE DECEMBER 25, 2008

CURRENT HOMES & LAND FOR SALE

6454 WAGON’S EAST TRAIL • $259,450

www.625StoneCanyonDrive.com

Filled with Luxury & Designed for the View!

625 STONE CANYON DR. • $246,950

3588 SADDLE ROCK ROAD • $549,000

Looking for spacious living, convenient location and mountain views?

Check out this 1861 SF 4BR/2BA/2CG home in the desirable Foothills area located near shopping, professional services and entertainment.

With a split bedroom plan, refrigerated air, security system, hot tub and Organ Mountain views, this is a “must see” property. Come for a visit…stay a lifetime. L#804638

SONOMA RANCH In Sonoma Ranch. 4bd (including an In-Law apartment), 4 ba, 3 1/2 car garage. Expansive great room, formal dining room, gourmet kitchen, and an exceptional master suite. Backyard provides panoramic view of the Organ Mountains. L#804942.

EVELYN BRUDER 575-650-7224

MARY MULVIHILL 575-496-6597

STEINBORN GMAC REAL ESTATE 575-522-3698

EMERICK REAL ESTATE, INC. 575-523-2850

Lease to Purchase • Price Reduced Located off HWY 70, sits this Lovely Custom Built Home. 3 bedrooms (2 Master suites), 3 bathrooms, built in 2007, 1856 sq ft of living space, sitting on .75 acres.

Carpet, tile, Ceiling fans & Designer Paint colors throughout. Kiva Fireplace, Large Country Kitchen with Island & Breakfast Bar & Walk-in Pantry. It's a must see!

L#805193.

Visit http://www.realestateshows.com/346411 for more information about this home!

Reduced!

Coldwell Banker deWetter Hovious, Inc. 575-521-1000

Open Sunday Dec. 28th, 2-4 p.m.

4444 LA CIENAGA • $360,000 • Sonoma Ranch East • 3 BD/2.5 BA • 2168 sq. ft.

Monica Escamilla 575-650-3234

• Acid Stained Concrete • Owner/Agent

KAREN TRUJILLO 575-571-8028 ON THE MOVE PROPERTY BROKERS 575-541-6683

Upgrades Galore!

4578 SALVIA LOOP • $356,000

1910 IMPERIAL RIDGE • $295,000

EAST NORTHRISE Three bedroom, 2 baths, 2 car garage, fireplace, office or bedroom #4. Beautiful new home with open floor plan and split bedrooms, is fully landscaped and has beautiful views of the mountains. Lease to own.

TELSHOR Lots of upgrades have already been made, new hardwood and carpeted flooring and fresh paint in several rooms give this large square footage home a welcome face lift. The in-ground pool make the lush green backyard perfect for outdoor fun. Extra parking/storage on the side of the property. Lots of square footage for the money! On the corner of Fairway & Imperial Ridge.

EXIT REALTY HORIZONS 575-532-5678

SHANNON DUMAIS 575-649-2772 JOELLE SMITH 575-650-8852

End of the Year Special!

Don’t Miss A Great Home!

DIVELIA ‘D.I.’ BABBEY 575-635-3663

EMERICK REAL ESTATE 575-523-2850

4005 RED CANYON SAGE • $499,950

2077 SAN PATRICIO LOOP • $219,900

2330 LAGUNA COURT • $360,905

SOLEDAD CANYON Private cul-de-sac location plus PROTECTED views of the Organ Mountains from the backyard pool and spa area. Top of the line gourmet kitchen. Great floor plan with 2 living and dining areas, large great room and more. In floor heating throughout the home. Home appraised for $650,000 in September 08.

SONOMA RANCH Great Buy. Great neighborhood. Beautiful home only 2 years old. Formal dining room, 3 br + office/library or formal living room.

Family room with 2 sided fireplace, one side open to back patio, beautiful kitchen with granite counter tops & island & breakfast bar. Split bedroom plan.

Attractive color scheme using 3 desert colors on wall and molding. Large master suite, adjoining bath with jet tub and separate shower.

MESILLA This open and bright family home was built in 2007. It is over 2800 sq.ft., has 4BDs/2.5BAs. Upscale touches are through out, including high ceilings, fireplaces in living room and main bathroom, granite countertops in kitchen. Spacious yard needs work, but has place to accommodate practically everything you may need within city lifestyle.

Convenient location (walking distance to Mesilla area).

BETH MARR 575-496-1848 EMERICK REAL ESTATE 575-523-2850

CHARLOTTE PINKERTON 575-644-7101 RE/MAX CLASSIC REALTY 575-524-8788

RECENT REMODEL

IRINA MARTYNOVA 575-644-8772

1835 Golden Drive $168,000

SOLUTIONS 4U REALTY, LLC 575-644-8772

• 3 Bedrooms • 2 Baths • Oversized 2 Car Garage • New Kitchen • RV Parking 2990 N. Main St. 575.521.1000

02 • www.lascrucesmoves.com

DECEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

DAN DELANEY REAL ESTATE Office 575-647-5041 • Mobile 575-644-0776 Web site: www.zianet.com/nmlandman • email: nmlandman@zianet.com

7320 Arroyo Seco • $179,900

• 28x67 Double-wide built in 1984 • 3 Bedrooms/2 Baths • 2.86 Acres

• 2x6 construction, stucco exterior, cement runners • 36 x 41 Shop • Horses allowed

4282 Escondido Lane • $450,000

12625 Doña Ana Road • $399,500

• 2006 Ranch style home • 1815 SF, 3 Bedrooms, 2 Baths • 30x50 insulated workshop w/electric • 12x12 tack shed, 24x48 hay shed

• 9 lighted horse pens (various sizes) • Automatic waterers • 6 Acres planted in alfalfa • EBID and irrigation well

6480 Vista Valley Trail • $560,000

Vacation Rental? Corporate Needs? Visiting Family & Friends?

Between Homes? Waiting For Your Home To Be Built?

Stay in a new, comfortable, luxurious, furnished condominium with full kitchen and washer and dryer along with a fitness center, pool, and barbeques in the lovely center courtyard. Beautiful views and ambiance. Walking distance to shopping, restaurants and historical attractions. Enjoy this charming community year-round. Two bedroom units available weekly and monthly.There is nothing else like this in Las Cruces or the Mesilla Valley. Come see why!

• 1992 Southwest style home • 2558 SF, 4 Bedrooms, 3 Baths, 2 Car Garage • 40x30 Workshop with electric

Dan Delaney Broker/Owner

Call 575-525-5633

Realtor Bonus

CALL TODAY!

5531 PATAGONIA $128,800

5555 PATAGONIA $139,750

5527 PATAGONIA $134,750

3 Bedroom, 2 Bath 1201 Sq. Ft.

4 Bedroom, 2 Bath 1514 Sq. Ft.

3 Bedroom, 2.5 Bath 1343 Sq. Ft.

• 2002 home constructed with ICF walls • 3056 SF, 4 Bedrooms, 2 1/2 Baths, office or 5th bedroom • Large kitchen, dining room, 2 living areas • Game room with 1/2 bath • Heated and cooled large 2 car garage/workshop

• Low E windows • In-ground lap pool & gazebo • 2.77 acres with EBID, shared 10" irrigation well • Horses allowed and stunning mountain views

Call Dan Delaney for more information on these homes at 575-647-5041 or 575-644-0776.

Beautiful Villa Esperanza Condominiums Located At The Gateway To Old Mesilla

e l a S 3% t u towards O e CLOSING COSTS s o l C $1,000

• 30x20 Hay Barn • EBID and cement ditches • 1.69 Acres • 40 Income producing pecan trees

318 West Amador Las Cruces, NM 88005

2508 N Telshor Blvd • Las Cruces, NM 88011

• 25 Plus Years Financial Services Industry Experience Francis Charles • Residential - 100% Phillips Pidge HERO MFA VA USDA FHA • Loan Officer of the Year 2006 & 2008 575 202 8351 • Branch Manager of the Year 2007 575 635 7331 ext 103 • Commercial — Large and Small • Program Director for Herocare Senior Loan Advisor • Let’s Get It Done!

Available Weekends

For every loan closed, $100 is donated to Las Cruces Habitat for Humanity. Your Loan will be part of house #3.

National Sales Volume + National Discounts = Lower Rates For You.

David R. Blackmon (575) 642-7438 WINTON/FLAIR REALTY (575) 541-1968

Licensed in the State of New mexico. Licensed by the California Department of Corporations under the Residential mortgage Lending Act. Empire Equity Group, Inc. D/B/A 1st Metropolitan Mortage is licensed by the Virginia State Corporation Commission (License N. MB-1432). Empire Equity Groups, Inc. D/B/A 1st Metropolitan Mortgage is licensed by the Washington Department of Financial Institutions under the Consumer Loan Act (License Number 520-CL-23974-29186).

EQUAL HOUSING OPPORTUNITY

DECEMBER 25, 2008

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

www.lascrucesmoves.com • 03

How would a truly flexible mortgage work?

VOLUME 6 A

ISSUE 12

REAL ESTATE WEEKLY

PUBLICATION

Online at www.lascrucesmoves.com www.usahomes.org

575.524.8900

Riley Stephens ext:120

Publisher riley@mesapublishing.com

Ceci Marquez ext: 135

Managing Editor editor@mesapublishing.com

George de la Torre ext: 128 Client Services Manager george@mesapublishing.com

Jorge Lopez 575-636-7706 Advertising Consultant jorge@mesapub.com

DISTRIBUTION LasCrucesMoves.com is available throughout Dona Ana County in high-traffic locations and in our bright blue newsstands.

For the location nearest you or for a free copy by mail call 575.524.8900 ADVERTISING To advertise in LasCrucesMoves.com call Jorge Lopez at 575-636-7706 Deadline to submit advertising: Monday 5:00 pm.

Advertising may be submitted by fax: 866.524.8900 or email: jorge@mesapub.com SUBSCRIPTIONS Order a subscription of the Real Estate Weekly.

Six months: $44

2008 Mesa Publishing Corporation 2001 E. Lohman, Suite 110-270 Las Cruces, NM 88001 • (575) 524-8900 E-Mail: jorge@mesapub.com ©

Federal Fair Housing Act, which makes it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Mesa Publishing Corp. assumes no responsibility and shall have no liability whatsoever for errors or omissions in LasCrucesMoves.com. Publisher reserves the right to edit or refuse any advertising submitted.

Mesa Publishing Corp. is committed to promoting the American Dream of homeownership through dissemination of real estate information and advertising in its print and electronic publications. We serve home buyers, home sellers, and our advertisers.

By Jack Guttentag Inman News Service

Last week I had little good to say about Fannie Mae's new Payment Power Program (PPP), which allows a borrower to skip up to two mortgage payments in any 12-month period, and up to 10 over the life of a loan.

A skipped payment results in an additional loan, equal to the payment plus a healthy access fee, tacked on to the balance. As an emergency source of funds, it is much more costly than accessing a home-equity line of credit (HELOC).

My view is that borrowers don't need a high-cost way to borrow for emergencies.

What they need is a no-cost way to accumulate a reserve within their existing mortgage that would allow them to skip or reduce payments when necessary. A truly flexible mortgage would provide this. Here is how it would work.

The flexible mortgage would base the borrower's payment obligation on the loan balance. A schedule of required balances, declining month by month over the life of the loan, would be part of the contract. If the borrower made all the scheduled payments, his balances month by month would correspond exactly to the required balances. But if he paid more in some months, his actual balance would fall below the required balance, the difference constituting a "reserve account," which he could draw on by paying less later on.

For example, the loan is for $160,000 at 5.5 percent for 15 years, with a monthly payment of $1,307. The borrower receives a bonus every Christmas from which he pays an extra $1,000 on his mortgage. With each extra payment, the gap between his actual balance and the required balance widens. If he does this five years running and then loses his job, he can skip his payment entirely in months 72, 73, 74, and 75, and in month 76 he can pay only $575. At that point, the actual balance and required balance are equal, so his "reserve" is exhausted.

Or suppose the borrower inherits $10,000, which he decides to use as an extra payment in month 12. If he falls sick in month 37, he can skip eight payments and most of a ninth before his reserve is exhausted.

In many cases, a borrower wants only to reduce the payment, as opposed to skipping it entirely. If the borrower who prepaid $10,000 in month 12 needed to cut his payment from $1,307 to $1,000 starting in year 4, he could do it for 39 months before exhausting his reserve.

The beauty of the flexible mortgage from a borrower's perspective is that once he/she gets ahead of the game, his/her payment can

be anything he/she wishes. The only limitation is that the actual balance must stay below the maximum balance each month.

This flexible mortgage is not rocket science. The numbers cited above were drawn from an Excel spreadsheet that required only a minor add-on to an existing amortization spreadsheet. The payment option adjustable-rate mortgage (ARM) that many lenders offer today is far more complicated.

Servicing a flexible mortgage presents only modest challenges. At a minimum, the lender would have to inform the borrower of the minimum payment required each month, something they do now on option ARMs. It would not be difficult to provide a wider range of possibilities, or to allow borrowers to test their own preferences by accessing their account over the Internet.

Since the borrower's obligation on a flexible mortgage is defined in terms of the balance rather than the payment, delinquency and default would also be defined in this way. Delinquency would be a single occurrence where the actual balance exceeded the

required balance, and default would be a succession of months (perhaps three) in which this happened.

The flexible mortgage encourages borrowers to save nuts for the winter. Hence, I would expect that both delinquencies and defaults would be lower than on our current mortgages.

Some lenders in the United Kingdom, Australia and South Africa provide mortgages with much greater payment flexibility than anything available in the United States.

At least one large lender in South Africa allows complete payment flexibility so long as the balance does not exceed the original balance, which is much more radical than using a declining required balance.

On some automobile loans in the United States, a borrower who makes a double payment one month can skip paying the next month. If the borrower makes a triple payment, he can skip two months, and so on.

This is not nearly as flexible as the declining balance proposal, but it is very simple and would be a step forward.

04 • www.lascrucesmoves.com

DECEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

NEWS (575) 541-MOVE

Rates e g a g t Mor

1100 S. Main St., Suite 114 Las Cruces, New Mexico 88005

Karen Trujillo Broker/Owner (575) 571-8028 Nathan Ortiz (575) 202-0234

Josie Hall (575) 642-6216

NEW LISTING! Great location 3 bedrooms 2 baths $199,900 713 City View Drive

P

RI CE RED UCED !

3397 Park Ridge

• Reduced to $199,900! • Elks Club area • 3 BD/2.5 BA • 1639 sq. ft.

• Corner Lot

3717 Piedras Negras • SELLING LESS THAN PURCHASED FOR • Las Colinas (High Desert Subdivision) • $183,000 • 3 BR/2.5BA • 1814 Sq. Ft.

2057 Southern Star Lp. • Sonoma Ranch East • $379,000 • 3 BD/2.5 BA • 2721 sq. ft.

• Perform Wall Construction, MUST SEE!

4444 La Cienaga • • • • • •

Sonoma Ranch East Reduced to $360,000 3 BD/2.5 BA 2168 sq. ft.

Acid Stained Concrete Owner/Agent

• Land • Land • Land • Land • Land • Land • Land • Land • Land • • Lot 2 Ranchitos Lindos La Mesa • 1.85 Acres • $115,000 • 0000 Supreme Ct. Fairacres • 2.5 Acres • $98,000

SOL D!

• 0000 St agecoach Lan e East Mesa • .52 Acre • $39,500 Call for more inform ation!

37-year low for interest rates!

By Francis Phillips Thanks largely to Tuesday's Federal Reserve statement, the historic drop in mortgage rates over the last few weeks continued a little further this week.

Lower than expected inflation data from the November Consumer Price Index (CPI) report also was favorable for mortgage rates. According to Freddie Mac's weekly survey, average 30-year fixed conforming mortgage rates fell to the lowest level in 37 years. Mortgage rates turned slightly higher late in the week, however, raising the question of whether the downward trend will continue.

In a unanimous vote, the Fed cut the target Fed Funds rate from 1.00% to a range between 0.00% and 0.25%. The 75 basis point cut was larger than the consensus forecast for a 50 basis point cut.

According to the statement, the Fed will

Sponsored by:

employ “all available tools” to stimulate economic growth. Most notable for the mortgage industry, the Fed mentioned the option of expanding the purchase of large quantities of mortgage-backed securities. Mortgage rates generally move based on changing levels of demand for mortgage investments.

Immediately following the release of the statement, mortgage rates dropped due to this expected increase in demand.

The Fed’s recent action has caused a refi-boom as borrowers recognize we are seeing record APR’s beginning in the 4’s.

Even Jumbo’s may be found in the 5’s.

It’s income tax time for lenders as we review client portfolios to find ways to lower their interest rates. What a great time to use these record lows to buy real estate in today’s market!

575 202 8351 ext 103

1st Metropolitan Mortgage 2508 N Telshor Blvd • Las Cruces NM 88011

DECEMBER 25, 2008

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

www.lascrucesmoves.com • 05

Tell your Realtor you saw their advertisement in the

1987 A & D PINETRAIL

861 HARRIS ROAD

$1,025/MONTH • $1,000/DEPOSIT 3 BR, 2BA, Brand new

$1,350/MONTH • $1,400/DEPOSIT 3 BR, Split plan

575-524-8900

$5thisofadf w/

00

ERRANDS PLUS, LC 575-650-6168

Visit www.ErrandsPlusLC.com

LYN HASTON 575-993-6398

LYN HASTON 575-993-6398

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

5032 ARENA

5117 HACIENDA

$900/MONTH • $700/DEPOSIT 1362 Sf • 3 BR, 2 BA • Open floor plan

$800/MONTH 1332 sq ft, tenant pays utilities, 1 car garage, 3 bed, 2 bath, 1/3 acre

CALL LANDMARK REAL ESTATE AT 575.525.8114

ACCENT REAL ESTATE 575-526-4999

1001 CHAPARRO

1987 B & C PINETRAIL

$675/MONTH • $675/DEPOSIT Appx. 1100 SF • 3BR, 1BA • Wood floors

$950/MONTH • $900/DEPOSIT 3 BR, 2BA, Brand new

CALL LANDMARK REAL ESTATE AT 575.525.8114

ERA SELLERS, BUYERS & ASSOCIATES 575-522-4235

MARTI WELLS 575-644-7070

~ LAS CRUCES, NEW MEXICO ~

PRESTIGIOUS PICACHO HILLS Representing over 60 residential building lots in four of the most desirable subdivisions of Picacho Hills: Mansiones de Galicia • Estate and Patio Home Lots • Priced from $90,000 Fairway 18 Villas • Estate Homes • Priced from $75,000 Via Emma • Golf Course Lots • Priced from $89,000 Linda Vista • Estate Size Lots • Priced from $149,900 Call for the best selection of building lots… I know all the “dirt’ in Picacho Hills!

Mary Mulvihill (575) 496-6597 • Emerick Real Estate, Inc. (575) 523-2850 Desert Breeze Subdivision Presale homes starting in the $130s. Minimum 1,400 square feet, 3 bedrooms, 2.5 bathrooms, contemporary design, 2 car garage and all city utilities. 1 and 2 story elevations available. Visit www.landinlascruces.com for more information Paul Cruz (575) 571-5437 • Garland Realty & Development, LLC. (575) 524-7266 Mesilla Park Mosaic The first of its kind, a truly upscale gated community designed for elegant and distinctive homes in Las Cruces, New Mexico. This elegant Las Cruces gated community offers security, beautifully landscaped common areas, front yard maintenance, diverse "Old World" architectural style, numerous custom home options. A limited number of 1 acre lots available.

Call Today!

1950 Tapestry Circle • $120,6151880 Tapestry Circle • $122,825 1940 Tapestry Circle • $123,3351925 Tapestry Circle • $124,440 3570 Cloister Court • $126,225 1875 Tapestry Circle • $129,000* * Rockwall fee not included in lot price.

Billie Haynie (575) 635-8921 • Emerick Real Estate (575) 523-2850 0000 Lakespur • $110,000 This is one of the few lots left in the city with great views of all of the valley....As far as the eye can see a little bit of Heaven on Earth. West on Picacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) on Lark Spur Court to cul-de-sac, 2nd lot on Right. Owner/Agent.

Christine Telles (575) 650-4121 • Coldwell Banker deWetter Hovious, Inc. (575) 521-1000

LYN HASTON 575-993-6398

TO ADVERTISE IN HOMES FOR RENT...

CALL JORGE TODAY AT 575-636-7706

06 • www.lascrucesmoves.com

DECEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Merry Christmas!

4474 LOS ARBOLES DR. • $205,000

5637 VIA ESTRELLA

TCAMACHO@TOPPRODUCER.COM 3025 SQ.FT. 4BR/3.75BA

Magnificent new 3,025 sq.ft. 4BR, 3.75BA, 3 car garage home on a private 1.75 acre lot in La Tierra Escondida. Pella windows, dual on demand water heaters, dual climate control, audio & TV systems, all appliances, granite throughout, snail shower, and much more. Call Jake to schedule showing! $589,900

KNOCKOUT EXPERIENCE & SERVICE DELIVERING

REDUCED! Beautiful 3 Bedroom, 2 Bath, 3 car garage home.

Granite counters top and refrigerated air.

4343 SODA SPRINGS • $299,999

WWW.HOMES4LASCRUCES.COM

A flowing floor plan of space and function with captivating beauty. This 3 bedroom, 2.5 bath, 2831 sq. ft. homes comes with 3 Living Areas, and 2 Eating Areas.

All yours for $299,999.

“It is a blessing to make a difference and provide integrity and service in every transaction”

10017 SAN SAVINO 7038 CALLE ESTANCIAS

PRICE REDUCED!

Price reduced to $439,900! This is a beautiful 3,000 sq.ft, 4BR, 3BA home on a 1/2 acre lot in Picacho Hills, with custom cabinets, granite countertops, central vac, great mountain views and much more! To hear a detailed recording about this home's features, call 1-800-961-6706 and enter Code 1789.

3529 Foothills Rd. 575.532.5678

650 SAN MIGUEL AVENUE • PRICE REDUCED!

2008 Fall Parade of Homes

GREAT HOUSE IN LA MESA, NM

Unique Home! This elegant beauty offers 3602 square feet of comfort: 3 bedrooms, 3.5 bathrooms, oversized 3 car garage, 3 great living areas, granite throughout, imported wood doors, 1498 square feet of tiled entertaining patios, fire pit, built-in BBQ and breathtaking panoramic views. $747,600

Great Country Home! Perfect for a small family or a wonderful place to retire. Lots of potential! This 3 bedroom, 1 1/2 bath, has 1786 sq. ft., 2 living areas, over 800 sq.ft. of open and covered Porch and Patio areas, storage building and great yard with mature landscaping. $150,000

0000 LARKSPUR

620 ROCKY ROAD

Lot/Land

NEW LISTING

This is one of the few lots left in the city with great views of all of the valley....As far as the eye can see a little bit of Heaven on Earth. West on Picacho-Left (South) on Weinrich (Right) West on Redwolf, Right (South) on Lark Spur Court to cul-de-sac, 2nd lot on Right. Owner/Agent. $110,000

Great Family Home! On 1.3 Acres, this 3 Bedroom, 3 Bath plus Office has 3741 sq ft of Living Area, Huge Family/Gameroom/Bar Combo Area Inside, as well as an additional Oversized Patio with Kitchen and Upstairs Deck, also has Two Detached Bar/Buffet areas. Great for Entertaining. Two Car Garage has a Mechanic’s Pit. This Wonderful Property has Great Views and can be Horse Property. L# 805306. $456,000.

Christine

TELLES

(575) 521-1000

(575) 650-4121 www.ChristineTelles.com

DECEMBER 18, 2008

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

www.lascrucesmoves.com • 07

Accent Real Estate Office: 575-526-4999 • Toll free: 800-603-3167 www.martiwells.com • Email:accent@zianet.com

With Accent on Service

Marti Wells

WONDERFUL FLOOR PLAN

NICELY UPDATED!

1022 Avondale - 3,400sf. Home has 4 bedrooms 2.5 baths 3 living areas, dining room, kitchen has granite counters, stainless appliances, custom hickory cabinets recessed lighting & an island, large utility room. Home is tile throughout except bedrooms. The gallery halls are 5 - 6 ft. wide with room for book cases or game table and chairs. All new electrical, windows, roof coating with warranty, insulation, some plumbing. A must see if you like an easy flow floor plan, like to entertain or just like space. Owner/Agent. $309,900. Call Marti for an appointment at 575.644.7070

1816 Imperial Ridge - Better than new, this home offers completely landscaped front and back yards with sprinkler and drip system. Located in quiet neighborhood yet close to NMSU golf course, hospital, Farm & Ranch Museum, shopping and restaurants. Home completely updated with Custom made cabinets and Corin countertop by Woodcraft. Beautiful tile throughout home except for new carpet in bedrooms. Central heating and AC throughout including sunroom/family room.

Large 2 car garage. $315,000. L#803589 Call Marti to view at 575-644-7070

PRICE REDUCED!

GREAT INVESTMENT!

5120 Melody Ln. - 2026 sq. ft. mobile home with 4 BRs plus an office & 2 baths.

Sits on 1.56 ac lot with access from either Melody or Rexview, lots of room for toys and animals. L#802171. $115,000 Call Marti for an appointment at 575.644.7070

Desert Ridge Rise - 2 - 5 acre tracts with great views, overlooks Rincon De Amigos L#779871 is the highest 5 acre tract and has the best views at $149,900. Call Marti for information at 575.644.7070.

CRS, GRI

Owner Broker 575.644.7070

Summer Woods 575.650.0930 www.lascruceshomesites.com

Stephanie L. Keepers 575.635.0741

3080 Chippewa Summit • $289,500

3077 Featherstone $262,500 3BR, 2BA

861 Harris Road $282,500 3BR, 2BA FOR SALE Classy Southwestern home with Character! This brand new 3 bedroom, 2 bath, split plan home has 2157 square feet. Seperate Living and Dining accented with lots of windows and skylights. Laundry/pantry with additional counters and cabinets provide lots of storage. Large Master suite with jetted tub and double sinks. Special features include a rocked living room hearth, in home office near kitchen/dining, huge covered porch in the large back yard (faces East), Low E windows, smart wiring, an oversixed garage, tankless hot water, and a laundry chute in the master! You gotta see this!

www.LynHastonLasCrucesRealty.com

Sales & Rentals Available

Lyn Haston (575) 993-6398 (575) 522-4235

Ask Me How To Save an Extra 1% on *Some These Homes* Restrictions Apply, Call for Full Details

08 • www.lascrucesmoves.com

Realtor Website

DECEMBER 25, 2008

DIRECTORY

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

TwätÇàtzx

TEAM

Kri s ti n a L u c e ro ( 575) 496-7450

Stephanie Townsand T ea m A s s is t a n t

Lucil le Garc ia (575) 640-9361

G a ry C an tr e ll (575) 644- 9526

Tra cey Pidge (575) 635-1053

Sarah Jandal i (575) 649- 7215

1208 Friendship Dr. $45,000 This is a piece of land that is .158 acres near Mayfield High School. It is the perfect location for a family to build their home. Owner/Agent.

If you’re buying or selling... Call today for one-on-one service!

209 Happy Trails North $75,000 Great double-wide manufactured home. Good location for retirees. Call Rita for more information.

www.QueenofLasCrucesRealEstate.com

Se Habla Español Vacation Rentals Available!

www.LasCrucesVacationRentals.com

Are You Looking to: Buy? I can help you get pre-qualified for free.

Sell? I will perform a free market analysis.

Relocate? Free relocation package, here or where ever you are moving to.

Rent?

I have furnished/unfurnished, short/

long-

term rentals available.

Facing Foreclosure?

I am a short sale specialist

that can help you prevent foreclosure!

DECEMBER 25, 2008

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

Realtor Website

DIRECTORY

Visit my website at www.gregshermansomething.com

575.523.2850

FEATURED LISTING

www.4931Chippewa.com

4931 Chippewa Trail • $549,927

• 4BR/2.5BA/3CG • Refrigerated Air • Mountain & Valley Views • Custom Wood Built-Ins • Jet Tub/Fireplace/Central Vacuum

• 3178 SF • 2.3 Acres • One Year Warranty • Security System • Drip Irrigation

www.lascrucesmoves.com • 09

10 • www.lascrucesmoves.com

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

DECEMBER 25, 2008

Broker earns CRB designation

D. Elaine Johnson Broker/Owner

575-524-8788

D. Elaine Johnson, Qualifying Broker of RE/MAX Classic Realty, earned the prestigious Certified Real Estate Brokerage Manager (CRB) Designation presented by the Council of Real Estate Brokerage Managers. The CRB is recognized industrywide as the measure of success for real estate brokers and managers. REALTORS® earning the designation have completed a comprehensive program combining experience with management education.

The Council is a not-for-profit affiliate of the NATIONAL ASSOCATION OF REALTORS® with almost 7,000 members in North America. Innovative and result-oriented programs, products, and services are continually being developed to enhance the productivity and profitability of Council members.

D. Elaine Johnson is the Qualifying Broker for RE/MAX Classic Realty here in Las Cruces at 1005 S. Telshor Blvd. She is a member of the LAS CRUCES ASSOCIATION OF REALTORS® and the REALTORS® ASSOCIATION OF NEW MEXICO. Elaine also serves as the Las Cruces MLS President. In addition to her CRB, Elaine holds many designations including ABR, CRS, GRI, Luxury Home Marketing Specialist, RE/MAX 100% Club and others.

575-521-1000 Toll Free 1-866-527-2100

2990 N. Main Street • Las Cruces, NM 88001

NEW LISTING

PRICE REDUCED

PRICE REDUCED

600 SANDY BEACH

DON’T MISS THIS ONE!

Grand entrance to this 3 bedroom, 2.5 bath home in Legends West. Built in 2006, lightly lived in and ready to move into with an American Home Warranty. 1616 sq. ft. two story with 2 car garage, efficient kitchen and utility-mud room. Priced below market for quick sale! $159,900.

L#805738. Visit LadySueBrown.com.

This special home sets on a corner lot, all appliances included. Custom stained glass windows & upgrades. Enjoy your own private exercise pool. $255,500.

Quality in this Cruz Crews Construction home! Offers 3 Bedrooms, office, 2.5 Bathrooms, 2573sf, attached storage 123sf, stainless steel appliances, split bedroom floor plan, solid wood floors in living area, quartz countertops, security alarm, re-circulating hot water, lots of skylights, much more.

Seller will entertain all offers! $344,900

Away from the madding crowd sits this wonderful, nearly new home on 1 acre in the La Mancha subdivision. 2855 square feet of custom living with saltillo tile, vigas, nichos, granite counters, zoned heating and cooling and 2 kiva fireplaces. Add to this surround sound, 2 wrap around patios, outdoor kitchen and mountain views. $497,475.

Super 3 bed 2 bath doublewide home in Zia Shadows has everything you need to live well.

Refrigerated air, handicap accessibility and community pool with clubhouse. Open and welcomingMove Right In! $99,000. 222 Mojave.

PRICE REDUCED

LARGE & SPACIOUS

NEW LISTING

PRICE REDUCED

2255 SANDHILL

This 3 bedroom, 1 1/2 bath, has 1786 sq. ft., 2 living areas, over 800 sq.ft. of open and covered Porch and Patio areas, storage building and great yard with mature landscaping. Great Comfortable, Country Home!! Great place for a starter family home or to retire in. Truly A Must See!!! $150,000.

Beautiful 3 bedroom, 3.5 bath home with over 5000 sq. ft.

Lots of woodwork and wood floors. Extra large kitchen with breakfast bar & custom cabinets, living room with fireplace, formal dining room, large master bedroom with surrounding balcony and completely landscaped backyard with in-ground pool and so much more. Call for more details. $325,000.

L#783880

SUE BROWN 575-640-6346

CHRISTINE TELLES (575) 650-4121

SUSAN BLANK (575) 621-2599

MARTIE OLIVAS (575) 642-2107

NANCY GABALDON (575) 496-1746

This 3 bedroom, 2 bath with 2 car garage is the ticket! Updated and offers 2 living areas! Great back patio with hot tub and has 1580 sq. ft. of heated area. L#805452. $159,900.

SUSAN GARZA (575) 644-2888

HOWARD DUKES (575) 649-4595

MOTIVATED SELLERS! Price Reduced $6,000.

NOW ONLY $175,777. 4 Brs., 1 3/4 Bas., 1933 SqFt. Brick Home On .31 AC. 2 Living Areas. Brick Fireplace. Desert Front. Grassy Backyard w/Storage Shed. Room for a Pool. GREAT VALUE! CALL TODAY! #804137

JUNE POLAKOVIC (575) 644-2299

REAL ESTATE CAREER NIGHT: Jan. 6th, 5:30-6:30 PM.

DONNA THOMAS (575) 640-4595

Reach for the affordable blue ribbon home. Set on 1.8 acres allowing plenty of space for big boy toys. 4 bedrooms & office, wonderful entertaining space inside & out. Open dining, living room, kitchen. 2 1/2 bath, 3 car garage, refrigerated air. Land may be split by buyer. No Horses. DirectionsDel Rey Blvd. (continue around curve), R. on Sandhill. $285,000. L#805716.

ETTA KAUFMAN (575) 496-3967

Call 521-1000 for reservations!

DECEMBER 25, 2008

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www.lascrucesmoves.com • 11

SEARCH 100’S OF HOMES AT WWW.LASCRUCESMOVES.COM.

HotHomesofLC.com

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$215,900

www.3361ConocitoPlace.com

3361 Conocito Place. Now you can have it all… convenient location, quality construction plus Seller assistance with closing 1 This new custom 3 bedroom, 2 bath, 2 car garage, 1660 costs. sq. ft. home is located near I-70 and I-25 and features many upgrades including 2x6 construction, tile in the living areas, hickory cabinetry, all kitchen appliances and a fully landscaped yard. Call for your personal tour. L#802864.

Mary Mulvihill 575-496-6597 Barbara Carrison 575-650-2762 Emerick Real Estate, Inc 575-523-2850

ELKS DRIVE

$194,900

GREAT PRICE!

4244 FIREWEED Can you believe... all of these amenities for only $194,900? This new 3BR/2BA/2CG home in the convenient Elks Dr. area features an open floor plan, custom tile, marble countertops, fireplace, ALL kitchen appliances, oversized garage, RV parking, refrigerated air plus complete landscaping. Possible Owner Financing. L#804713. www.4244Fireweed.com Mary Mulvihill 575-496-6597 Emerick Real Estate, Inc. 575-523-2850

$289,500

www.1975AvenidaDeAntigua.com

1975 Avenida de Antigua. Warm and wonderful Southwestern style 3BR/2BA/2CG home in desirable Tierra Verde. Courtyard entry with private patio. Great room with wood floors, vigas and fireplace. Separate dining room. Kitchen with all appliances.

Spacious master with jet tub and shower. Walk-in closets in all bedrooms. Large 10x20 Sunroom with french doors and screens. Call for your personal tour. L#805309 Mary Mulvihill 575-496-6597 Barbara Carrison 575-650-2762 Emerick Real Estate, Inc 575-523-2850

HIGH RANGE

$274,900

CORNER LOT W/ 3-CAR GARAGE + RV

3540 Cactus Gulch Way. Southwest style exterior. Fully landscaped front & back. Interior design w/stain glass panels framed in angled and curved lines. Column entry to large great room + extra office w/ builtins. Spacious Kitchen w/ breakfast area & bay window. Split bedroom plan with a 13x20 Master Suite which occupies a large corner of the home. There is a spacious master bath w/glass and tile walls, jet tub + shower, double vanities. Large yard and Patio for entertaining. RV Parking available. L#805536

Evelyn Bruder 575-650-7224 Steinborn GMAC Real Estate 575-522-3698

SHALEM COLONY

$289,000

NEW LISTING!

3540 Coral Rd. This could be your sanctuary, your place to think with such great views of the Organ mountains and the City. Country living with views that won't quit.

Rita King 575-640-6019 RE/MAX Classic Realty 575-524-8788

$556,000

HORSES ALLOWED!

4-HILLS

$199,900

PRICE REDUCED $16,000!!!

3480 Calle Bebado. 1 acre, landscaped with pool and horse corral with fences. Great almost new home, game room with wet bar, media room, formal dining, study, large walk through pantry, gourmet kitchen with kitchen nook…

GREAT VIEWS!!! Light and bright open floor plan. A must to see! L#805354 Nora Stone 575-649-2281 RE/MAX Classic Realty 575-524-8788

3361 CONOCITO PLACE. Now you can have all... convenient location and quality construction at a GREAT PRICE. This new custom 3BR/2BA/2CG 1660 SF home is located near I-70 and I-25 and features many upgrades including 2x6 construction, tile in the living areas, hickory cabinetry, all kitchen appliances and a fully landscaped yard. Call for your personal tour. L#802864. www.3361ConocitoPlace.com Mary Mulvihill 575-496-6597 Emerick Real Estate, Inc. 575-523-2850

JORNADA

LAS ALTURAS

$169,900

A MUST SEE!

4540 Camino dos Vidas. Immaculate home with 4 bedrooms, 2 baths, fireplace, 2 car garage, 1490 sq. ft. In area convenient to White Sands, schools & shopping.

David Blackmon 575-642-7438 Winton/Flair Realty 575-541-1968

SONOMA RANCH

$425,000

GREAT CITY & MOUNTAIN VIEWS

4240 Kalancho Court. FOR SALE, LEASE OPTION, REAL ESTATE CONTRACT, OR LEASE $1,500 PER MONTH. Beautiful one-acre yard with heated swimming pool. Cabana with 3/4 bath, and 3-car garage, 2 story, 2 living areas, beautiful landscape, drip system, four bedrooms + office, skylights, balcony deck, pool room.

Seller is offering $20,000 to refurbish home.

Lucille Garcia 575-640-9361 Tracey Pidge 575-635-1053 Steinborn GMAC Real Estate 575-522-3698

$385,000

www.2264SedonaHillsParkway.com

2264 Sedona Hills Pkwy. NEW LISTING in TIME for the HOLIDAYS! Earn $50,000* by purchasing today! SW design, NO maintenance, ranch style home on the hilltop along the 4th fairway of Sonoma Ranch Golf Course. Better than new; 2006 built, 3 bedrooms*, 2 baths, all tiled floors, 2030 sq. ft. 2 car garage. All appliances are included. The large, xeriscaped lot can accommodate your design in a pool/hot tub/spa/waterscape. There are spectacular views all around, especially west to the city lights and sunsets beyond the Golf Course. There are too many custom upgrades to mention! Please call me for details.* Tom Tetting 575-405-8618 RE/MAX Classic Realty 575-524-8788

Advertise in HotHomesofLC.com Call Jorge at 575-636-7706 Find more listings on line at www.LasCrucesMoves.com

12 • www.lascrucesmoves.com

DECEMBER 25, 2008

TELL YOUR REALTOR® YOU FOUND THEM IN LASCRUCESMOVES.COM

Call Now! Let us help you prevent foreclosure!

We will sell your home for as low as $2995* *Prices vary for homes listed over $200,000.

Call for details.

7066 Camino Nuevo Mejico

4Br/2Ba 2 Car Garage 1,480 Sq Ft $154,400

2br/2Ba 2 Car Garage 1,741 Sq Ft $249,999

3br/2ba 2 car garage 1,200 Sq Ft $147,400

3802 Azalea

4705 Sun Canyon Court

3095 Moonlight Ridge

4br/3ba 2 Car Garage 2,499 Sq Ft $347,770

4br/3+Ba 2 Car Garage 3,280 Sq Ft $489,900

2850 San Miguel Court

2345 Rosedale Drive

4br/2.5ba 2 car garage 2,205 Sq Ft $182,000

3br/1.75ba 2 car garage 1,856 Sq Ft $159,900

2273 Laramie Drive

1932 Princess Jeanne Dr.

1070 Heather Circle

3br/2Ba 2 Car Garage 2,336 Sq Ft $269,900

4br/2ba 1 car garage 1,527 Sq Ft $116,900

3br/2ba 2 Car Garage 1,958 Sq Ft $198,900

1408 San Andres Drive

3901 Pearl Court

2626 Cheyenne

3br/2.5ba 2 car garage 1,580 Sq Ft $139,999

3br/2ba 2 Car Garage 1,982 Sq Ft $247,900

1222 Oñate Street

2828 San Miguel Court

3br/1.75ba 2 Car Garage 2,200 Sq Ft $249,999

5103 Emerald St. 2br/2ba 2 Car Garage 1,596 Sq Ft $174,999

4br/1.75ba 2 car garage 2,278 Sq Ft $249,300

1655 Candlelight Drive

4br/2Ba 2 Car Garage 2,352 Sq Ft $240,000

3br/1.75Ba 2 Car Garage 1,783 Sq Ft $219,900

For detailed information on these & 1,600+ homes go to: FOR SALE

$432,180

3BR

3BA

3 car gar

2840 Sq. Ft.

5080 Navajo Trail

$222,999

3BR

2BA

2 car gar

2100 Sq. Ft.

$132,029

4BR

2BA

Carport

2076 Sq. Ft.

4770 Country Place

$111,111

3BR

2BA

2 car gar

1444 Sq. Ft.

4905 Ocotillo Road

$315,000

4BR

3+BA

3 car gar

2673 Sq. Ft.

2765 Coventry Road

$214,900

3BR

2BA

2 car gar

1698 Sq. Ft.

2149 Southern Star Loop

$287,000

3BR

2.5BA

2 car gar

2120 Sq. Ft.

2506 Heritage Ridge

$274,900

3BR

2BA

2 car gar

1870 Sq. Ft.

2169 Southern Star Loop

$369,900

3BR

2BA

2 car gar

2914 Sq. Ft.

3912 Marble View Dr.

$157,990

3BR

2BA

2 car gar

1410 Sq. Ft.

125 Star Spirit Road

$214,900

2BR

2BA

2 car gar

2140 Sq. Ft.

Mountainair, NM

$475,000

3BR

3BA

3 car gar

2053 Sq. Ft.

1124 West Joy Drive

$210,000

3BR

1.75BA

1 car gar

2348 Sq. Ft.

Gailen H. Hooper, Qualifying Broker 575-642-3205 Jody G. Hooper 650-9244 ~ Lance Raney 312-5934

3br/2Ba 2 Car Garage 1,370 Sq Ft $148,900

www.weselllascruces.com

4620 Mesa Rico Drive

1925 Chilton Drive

160 Acres

4644 Salado Creek Street

4648 Salado Creek Street

COMMERCIAL PROPERTY 411 Archuleta Road $349,999 • .86 Acres • 2,520 sq. ft. of commercial industrial property FOR RENT 1932 Princess Jeanne Dr. $850/mo. 4BR 2BA 1 car gar 1527 Sq. Ft. BUILDING SITES 6730 Bright View Rd. $194,000 Picacho Hills 1.5 Acres 4556 Rociante Drive $98,000 La Mancha Estates 1 Acre

Assist-2-Sell Buyers & Sellers Realty, LLC 532 North Telshor Blvd., Suite B • Las Cruces, New Mexico 88011

PHONE 575-521-7355