CHICAGO WEST & FAR WEST SUBURBS
Volume 6, Issue 12
Spectacular Acre Plus Golf Course Property! 4,100 SqFt Custom Home With Open Floor Plan, 1st Floor Master, Huge Bonus Room and Finished English Basement - Page 15
Scan this code to see all photos and details on your phone
Michelson Integrity Dream Team
Beth David 815.325.3563 beth.david@bairdwarner.com
The Right Realtor® Makes A Difference. Top 20 Realtor in Illinois for 24 Consecutive Years!
Text RBHHGDX to 52187
Text RBHBLNP to 52187
Text RBHFXCY to 52187
GENEVA | $249,000 RARE RANCH TOWNHOME!
BATAVIA | $199,000 2-1/2 ACRE WOODED LOT!
ST. CHARLES | $459,000 CLASSIC ELEGANCE!
Call Text 630-513-1771 RBHCQGYfor to 52187 More Info
Text RBGRGQB RBHGCPL to 52187
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ST. CHARLES | $824,900 5 ACRE ESTATE!
ST. CHARLES | $1,550,000 UNPARALLELED ELEGANCE!
ST. CHARLES | $259,000 1 ACRE LOT!
WE HAVE MORE LISTINGS! WE HAVE MORE LISTINGS!
Call us today about our Private Listings - 630-513-1771 Call us today about our Private Listings The Rullo Team Advantage Worked for 630-513-1771 100+ Buyers and Sellers in 2020! Buying or Selling...Contact Us TODAY To Discuss Your Real Estate Needs.
Buying or Selling...Contact Us TODAY To Discuss Your Real Estate Needs.
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Homes WaitingFor ForHomes Homes HomesAre AreSelling SellingFast, Fast, Buyers Buyers Are Are Waiting and Low! andInterest InterestRates Rates Are Are Historically Historically Low! The Real Estate Market Has Changed and Your Home Follow us on: To View Photos and Listing the Property Listing Code to 52187 May Be Worth More ThanDetails YouText Think...Call Us TODAY!
Alex & Vicky Rullo 630-513-1771
All Pro St. Charles, IL
rullos@rullos.com
www.TheRulloTeam.com
Text RBHHRCR to 52187
ST. CHARLES | $1,234,990 GOLF COURSE & WATER VIEWS!
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BATAVIA | $589,900 CUSTOM BUILT LUXURY HOME! To View Photos and Listing Details Text the Property Listing Code to 52187
Page 4 - Vol. 6, No. 12
Broker/Owner
630-202-5940
www.TimBinning.com
Text the Listing Code to 52187 for more Photos & Details or Visit My Website to View These Homes & More. TimBinning.com Move In January 2022
Low Maintenance Urban Townhome
New Construction
Text RBHGFST To 52187 For Photos Low Maintenance Traditional Townhome. Wifi Certified Home. Kitchen With White Cabinets, Quartz Counters & Ge Stainless Appls. BATAVIA | 2 BDR/2.1 BA | $313,000
Text RBHCYJF To 52187 For Photos Kitchen With A Huge Eating Area Leads To Private Deck. Both Bedrooms Have EnSuite Bath. Lower Level Study/rec Area. BATAVIA | 2 BDR/2.1 BA | $318,820
Text RBGXJWG To 52187 For Photos Ready January 2022. Ge Appls, Wifi Certified Home. Great Location. New With 10 Year Structural Warranty. BATAVIA | 3 BDR/2.1 BA | $323,601
Great Finished Basement
Urban Luxury Living
Great Location
Text RBHBQRP To 52187 For Photos Big Ticket Upgrades. Living Room Fireplace, Built-Ins. Upgraded Kitchen, Screened In Gazebo. DOWNERS GROVE | 5 BDR/3.1 BA | $445,000
Text RBGNVLS To 52187 For Photos Sophisticated Attention To Details. Private Entrance, Private Roof Top Access, 2 Car Garage And Basement. River Views. GENEVA | 3 BDR/3.1 BA | $989,900
Text RBFVYSL To 52187 For Photos Minimum 1200 Sq Ft, Max 1868 Sq Ft Space Available In Starbucks Anchored Shopping Center. BARTLETT | Call For Price
Office: 630-339-4011
RE/MAX All Pro 66 Stratford Drive Bloomingdale, IL 3 Offices in Bloomingdale, St. Charles & Sugar Grove
Scan this code for details and to see more photos
Perfect For Multi-Generational Living! Michelle Collingbourne 630-688-8207
ALL PRO
St. Charles, IL
CollingbourneGroup.com 35+ Years Of Real Estate Excellence
This property is pristine and will not disappoint This amazing property has a main farmhouse, a coach home & full apartment over the garage. The farmhouse is charming & updated with hardwood floors thru-out, great room with fireplace, country kitchen, 1st floor bedroom/den. Trex deck with view of gardens, grounds & walk-ways. The quaint coach house has a vaulted great room, modern kitchen, large bed/bath & loft. Newer efficiency apartment above the garage with kitchen, full bath & deck. The grounds offer gardens, paver patios, fruit trees, flowering bushes, perennials & loads of privacy. There are 2 garages offering 4+ garage spaces. 2.5 car garage is drywalled, insulated, heated with washer & dryer plus hot & cold water. Elburn - Campton Township | $799,900
$1000
06.12Collingbourne.indd 1
CLOSING COST COUPON
11/5/21 11:28 AM
Apply by phone or online today and get your closing cost credit* Melissa Griffey Griffey Melissa
Let’s talk
VPOf of Mortgage VP MortgageLending Lending
Office: Cell:
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(630) 364-7539 (630) 373-1051
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Cell: 630-373-1051 MGriffey@rate.com Office : 630-364-7539 716 W State St, Ste E, Geneva, IL 60134 Rate.com/mgriffey Melissa Griffey NMLS ID: 191670 IL - 031.0022632 - MB.0005932 • NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312Scanafterthis code with your with 21and & prior to 12/31/2019. 21.Coupon/Credit 793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 * Credit valid through Melissa Griffey for applications submitted 1/22/2019 must camera be presented/mentionto at time connect of application. [$500] credit will be applied at time of closing and is factored into the rate and APR. Applicant subject to credit approval. If loan does not close for any reason, costs will not be refunded. This offer and/or receipt of application does not represent an approval for financing or interest rate guarantee. This MGriffey@rate.com coupon cannot be redeemed for cash/has no cash value. Restrictions may apply, contact Guaranteed Rate for current rates or more information. me & see how our Digital Mortgageworks!
Page 6 - Vol. 6, No. 12
Carmen Closings By
Carmen Urban 312-470-0374
What My Clients Say...
“My wife and I had the best experience with Carmen. She was very personable and took the time to listen to our needs. And because she listened, she found us the house of our dreams in our budget. We recommend Carmen 100%. She was always very pleasant and willing to put in the work!” - Kostas K.
closingsbycarmen@gmail.com
ClosingsByCarmen.com
Buying or Selling...
St. Charles, IL
call Carmen today for a no obligation real estate consultation
Urban.indd 1
9/7/21 5:17 PM
Complete Multimedia Marketing Exposure
Ad Submission Date for Next Issue Monday, November 29
Volume 3 Issue 1
29 Ways It Pays
To Work with a Realtor® Page 8
Incredible Custom Home
OUTDOOR ENTERTAINING AREA, HOME THEATER & 8 CAR GARAGE
See Page 10
REALESTATEBOOK.COM REQUEST FREE MAGAZINE ONLINE OR CALL 800-841-8401
FEATURED REALTOR TIM BINNING Broker/Owner RE/MAX All Pro 630-336-5962 SEE PAGE 10
LOCAL PRINT MOBILE DIRECT MAIL ONLINE PARTNERS
To Advertise Contact Rita McNatt 630-464-2245 trebsales@gmail.com “All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”
PREMIERE Wheaton, IL
Text RBHGFMN to 52187 For Photos Text RBGZJXQ to 52187 For Photos Text RBHJGSH to 52187 For Photos WARRENVILE - VALUE IS IN THE LAND GLEN ELLYN - UPDATED RAISED RANCH WINFIELD - PRIVATE WOODED ACRE LOT
Great Location, District #200 Schools
Finished Basement, Mature Lot
$149,000 | 2 BDR/1 BA | Paula 630-251-5155
$334,900 | 4 BDR/2 BA | Call Becky or Eric
Meticulously Maintained Georgian
$549,900 | 4 BDR/2.1 BA | Call Becky or Eric
Text RBHFXCJ to 52187 For Photos Text RBGVJYF to 52187 For Photos Text RBHCDNFSOLD! to 52187 For Photos WARRENVILLE - SPRAWLING RANCH WITH BSMNT WHEATON - 1927 VINTAGE GEORGIAN WHEATON - 1929 COLONIAL STYLE HOME
2920 SqFt Home, Dream Garage
Classic Historic Architectural And Details Vintage Details In This Charming Home
$399,900 | 4 BDR/2 BA | Paula 630-251-5155 $429,900 | 6 BDR/2.1 BA | Call Becky or Eric $399,900 | 4 BDR/2.1 BA | Call Becky or Eric
Text RBHFLDK to 52187 For Photos Text RBHDNRM to 52187 For Photos Text RBHGCCMSOLD! to 52187 For Photos WHEATON - HUGE PRICE REDUCTION BATAVIA - WALK TO DOWNTOWN WARRENVILLE - SUPERIOR CRAFTSMANSHIP
Farmhouse On 5 Acres, Great Potential
Colonial Home, Finished Basement
Custom Home With Stunning Upgrades
$439,000 | 2 BDR/1.1 BA | Paula 630-251-5155 $375,000 | 4 BDR/3.1 BA | Call Becky or Eric $624,900 | 4 BDR/2.1 BA | Call Becky or Eric
Text RBGTKBN to 52187 For Photos Text RBHCTDQ to 52187 For Photos Text RBHGFMMSOLD! to 52187 For Photos SUGAR GROVE - CUSTOM COUNTRY ESTATE WHEATON - SOUGHT AFTER ARROWHEAD WHEATON - STYLISHLY UPDATED
6,100 SqFt Home, 5,200 SqFt Outbuilding
3,400+ SF, Sunroom, Office, Bsmnt
$980,000 | 4 BDR/3.2 BA | Paula 630-251-5155 $624,900 | 5 BDR/2.1 BA | Call Becky or Eric
Charming & Lovingly Maintained Split-Level $324,900 | 3 BDR/2 BA | Call Becky or Eric
Home to a Better Mortgage Experience.
Skip Brown
630-836-2529 phone 630-836-2579 fax skipbrown@compmort.com
27755 Diehl Rd, Suite 300 Warrenville, IL 60555
Compass Mortgage NMLS# 21808 IL#MB.5795 Skip Brown NMLS#139581 Lic#031.0001568
Illinois residential mortgage licensee
Page 8 - Vol. 6, No. 12
THERE’S NEVER BEEN A BETTER TIME TO SELL!
ATTENTION ATTENTIONHOMEOWNERS! HOMESELLERS: Are YouAre Considering Selling Your Home? you considering selling your home? Low Supply
High Demand
Low Interest Rates
= INCREDIBLE OPPORTUNITY
Take advantage of historic market conditions. Contact an agent in this magazine for a strategic marketing consultation.
Low Inventory_Fullsize.indd 2
2/11/21 10:46 AM
Contact One Of Our LOCAL Real Estate Experts TODAY!
Nikki Lorenzen
Jenn Henry
815-474-9292 | Sandwich, IL
Coldwell Banker Real Estate Group - Geneva 630-313-0103
Dan Rushton
Margie Thorgesen
Managing Broker/Owner Lake Holiday Homes nikki@lakeholiday.com LakeHoliday.com
Kettley Realtors Aurora, IL 630-965-7030 Top Producer
dannyrush@comcast.net
jennhenry01@gmail.com JennHenryRealtor.com
Kettley Realtors Batavia, IL 630-675-8157
margiethorgesen@yahoo.com
Annette Kallevik Beth Swanson Designated Managing Broker Kettley Realtors Kettley Realtors Sandwich, IL Batavia, IL 815-258-5687 630-715-6900 bswanson3788@gmail.com kallevik@aol.com
Patricia Romke Joanne LaVia Realty One Group Excel Coldwell Banker Aurora, IL Real Estate Group 630-927-1207 Oswego, IL patriciaromke@gmail.com 630-267-7564 PatriciaRomke.com Top Sales Producer JoanneLaVia.com
Adam Rullo
RE/MAX All Pro St. Charles, IL 773-348-7325 adamrullo@gmail.com TheRulloTeam.com
Ann Moehring
Vol. 6, No. 12 - Page 9
Alex & Vicky Rullo RE/MAX All Pro St. Charles, IL 630-513-1771 rullos@rullos.com TheRulloTeam.com
Debbi Brinegar
Kettley Realtors Yorkville, IL 630-631-8248 Top Producer
debbibrinegar@comcast.net
Janet Seego Kettley Realtors Yorkville, IL 630-253-0681
Kettley Realtors Sandwich, IL 630-333-6379
ann.moehring@yahoo.com
jseego@comcast.net
Kettley Realtors Yorkville, IL 630-618-8156
Patty Tuymer
PattyTuymer@gmail.com
Brook Ebersohl Kettley Realtors Sandwich, IL 815-786-4478 dianeschiltz68@gmail.com Brooksellsre@gmail.com Top Producing Agent Voted Best of The Fox Diane Schiltz Kettley Realtors Yorkville, IL 630-779-7511
A GUIDE TO MORTGAGES HELOCS & MORE
Page 10 - Vol. 6, No. 12
Whether you're looking to make a first-time purchase, refresh an existing home or simply leverage built-up equity for other reasons, it's important to figure out which path is right for you and understand the lending options available. First-time buyers must start with determining what is affordable. In addition to the mortgage payment, housing costs will include property taxes, homeowners insurance and fees, such as homeowner association dues. Altogether, costs should be no more than 28 percent of monthly gross income and should leave room to continue servicing other debt, such as student loans, credit cards or auto loans. When preparing to buy a home, work through credit pre-approval to be ready with a strong offer when the opportunity arises. In addition to reviewing credit history, a loan originator will consider the amount of the down payment. A down payment typically ranges from 3-20 percent, and one that is less than 20 percent may require you to pur-
Dolores Rosa Garcia Blueleaf Lending NMLS# 1028721 630-544-5840 drosa@blueleaflending.com DRosa.blueleaflending.com
chase mortgage insurance. A mortgage originator, however, can provide a variety of lending options to optimize your investment, from 15and 30-year mortgages to fixed and variable terms. If planning to make some improvements to a much-loved residence, consider financing the updates through a home equity line of credit (HELOC). Eligibility depends on how much equity has been built up in the home and the lender's loan-to-value ratio. A HELOC works much like a credit card and offers flexibility. A minimum amount is paid monthly, and interest applies to the amount borrowed.
a contractor. Some lenders offer checklists to help get the most from the investment. Another option for financing a project through a home's equity is a home equity loan (HELOAN). As with a mortgage, the loan is granted as a lump sum and is paid back in installments over time, typically 10-15 years and at a fixed rate locked in at the time of securing the loan. A HELOAN works well for a one-time goal to improve the value of a home. Be mindful that either a HELOAN or a HELOC introduce some uncertainty, as monthly expenses will increase and must be maintained to avoid foreclosure risk.
Before embarking on a remodeling Remember to consult a professional project, do some homework. Start for advice applicable to your specifwith the lender to determine the ic situation. Start with a lender who value of the home and the loan can help you identify financial opamount available. Then, establish tions available to home buyers and a budget, leaving room for unexowners today. With careful planning pected expenses. Work with a repand budgeting, the financing you utable professional to define the need may be well within reach. project and its requirements, and CALL TODAY TO TAKE shop around for bids and recom- ADVANTAGE OF HISTORICALLY mendations to confidently select LOW INTEREST RATES!
Kris Krajecki
Great Mortgage NMLS# 225689 630-262-0401 imcallingkris@aol.com
ImCallingKris.com
Melissa Griffey Guaranteed Rate NMLS# 191670 630-373-1051 mgriffey@rate.com Rate.com/MGriffey
Claudio Prunotto
Preferred Rate NMLS# 224729 773-851-3777 claudio@claudioprunotto.com ClaudioPrunotto.com Named A Top Originator By Scotsmans Guide
Patricia Romke
Vol. 6, No. 12 - Page 11
630-927-1207
PatriciaRomke.com 2020 President Of
List with
If You Want To Sell Your Home QUICKLY, FOR THE BEST PRICE...
Aurora, IL
Patricia!
So Many Possibilities...Bed & Breakfast, VRBO, Hobby Farm
ER ! D UN RACT T N CO Restored 1875 Italianate style farmhouse on 3+ acre. 3,400 sqft vintage home has timeless character with modern conveniences. Original features, arched doorways, hardwood floors, 10’ ceilings, original millwork and doors, transom windows. Front parlor with an ornamental fireplace opens, huge dining room. Country kitchen open to vaulted sunroom. 1st floor master suite. Upstairs bedrooms with sitting rooms. Central air & heat. Walk-up attic. Outbuildings & garages. Oswego | $530,000 | 5 Bedroom | 3 Bath
S! R OU E! H 2 7 RIC n i P LD LIST O S ER V O
St. Charles | $305,000 | $317,000 SOLD!
Homes Are Selling Quickly For Record Prices. Call Patricia Today To Discuss Your Buying & Selling Options!
From Listing Your Home To The Closing Table,
Patricia Will Be With You Every Step Of The Way!
Patricia Provides A Multi-Media Marketing Campaign To Sell Your Home! Local Print • Online • Direct Mail • Mobile Text Codes • Social Media • Digital Marketing Professional Photography • Ariel Photography • Videography • Custom Brochures
Page 12 - Vol. 6, No. 12
Scan this code with your camera to shop for homes 24/7 on your phone.
KETTLEYREALTORS www.KettleyHomes.com
Text Listing Code To 52187 For Info & Photos On Your Phone
MAGDA EMMERT Buyer’s/Seller’s Agent
(317) 372-8251 “Hablo Español”
Call Today!
Call Today!
Call Today!
Call Today!
Custom Built Ranch On 1 Acre 4 BDR/4.0 BA Sheridan | $569,500 MLS #11222845 Kalico Skalic 815-252-0559
Gorgeous Brick Ranch Home 3 BDR/3 BA Sandwich | $484,999 MLS #11257631 Debbi Brinegar 630-618-8156
Beautiful Ranch On .5 Acre Lot 3 BDR/2.1 BA Morris | $327,900 MLS #11216492 Debbi Brinegar 630-618-8156
Charming Home In 55+ Community 3 BDR/2 BA Sandwich | $59,900 MLS #11227313 Angela Cramer 815-793-7319
Text RBHJDVX to 52187 Text RBHHXPX to 52187 Text RBHHWFY to 52187 Text RBHDSTN to 52187
JOE SANTORO
Buyer’s/Seller’s Agent
630-301-1928
DIANE BRINEGAR Buyer’s/Seller’s Agent
630-561-3542
3.9 Acres With 2400+ SF, Bsmnt 4 BDR/2.1 BA Yorkville | $459,000 MLS #11261801 Call 630-553-5060
Redone From Top To Bottom 3 BDR/2 BA Eola | $319,900 MLS #11258566 Call 815-786-3200
Lots Of Upgrades Throughout 3 BDR/2 BA Hinckley | $239,999 MLS #11253883 Call 630-466-4485
Located In The Heart Of Town 3 BDR/1.1 BA Waterman | $139,999 MLS #11216861 Call 630-466-4485
Text RBGYHCY to 52187 Text RBGVLFW to 52187
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Gorgeous 3,600+ SqFt Custom Built Brick Home With Walkout Basement 6 BDR/4.1 BA 5 BDR/3 BA Batavia | $489,900 Plano | $849,999 MLS #11146620 MLS #11125815 Call 630-553-5060 Call 630-553-5060
Adjacent To Walking Path 4 BDR/2.1 BA Yorkville | $329,900 MLS #11250968 Call 630-896-5000
Spacious Ranch On 5.78 Acres 3 BDR/2 BA Leland | $355,000 MLS #11236488 Call 815-786-3200
Text RBHCWXC to 52187 Text RBHHSHN to 52187 Text RBHHQPL to 52187 Text RBHFZXY to 52187 Text RBGTBZK to 52187
Totally Rebuilt In 2018 6 BDR/5.2 BA Earlville | $847,000 MLS #11209831 Call 815-498-3377
2600 SF With Finished Bsmnt 5 BDR/3.1 BA Hinckley | $324,999 MLS #11256207 Call 630-466-4485
Desirable Location, Finished Bsmnt 4 BDR/3.1 BA Aurora | $299,900 MLS #11255243 Call 630-896-5000
Great Opportunity To Own A Trailer Park Waterman | $234,999 MLS #11234615 Call 630-466-4485
New Construction 4 BDR/3.1 BA Plainfield | $699,000 MLS #11108281 Call 630-466-4600
KETTLEY INSURANCE • 630-896-4477 SERVING THE FOX VALLEY FOR OVER 50 YEARS SINCE 1962
Vol. 6, No. 12 - Page 13
Calling Us Will Be Your Best Move
630-336-5962
www.ErinandJerryHill.com Aurora, IL
Seller Services: Home Pricing Analysis & Listing Strategy | Home Staging Recommendations
Buyer Services: Complete Housing Analysis & View Desired Homes | 1st Time Buyer or Move Up
| Professional Guidance & Contract Negotiations | Closing Management
Buyer Program | Lender Legal & Contractor Referrals | Structure Offer to Purchase & Negotiating Strategy
Coming Soon
Old World Charm with Modern Updates
Duplex In 204 School District
CREST HILL $175,000 Ranch with a spacious living room, updated eat in kitchen & remodeled bathroom. Fenced yard with deck. Pull down/walk up attic with floor. 3 BDR/1 BA
AURORA $189,900 1500+ sf of living space. 2 story entry with turned staircase. Living room with hardwood, fireplace. Huge dining room, updated kitchen. Basement. 2 BDR/1 BA
AURORA $200,000 Living, dining room combo with fireplace. Eat in kitchen opens to deck, fenced yard, above ground pool. Cul-de-sac. 2 car garage. 3 BDR/1.1 BA
Maintenance Free Lifestyle
Contract Pending
Updated Ranch In 55+ Community
AURORA $275,000 Townhome with 2,000+ sqft of living space. Finished lower level, beautiful kitchen, SS appls, private balcon,y master suite, spacious loft. 2 BDR/2.1 BA
AURORA $289,900 Sprawling split-level. Updated kitchen with SS appls. Huge family room with fireplace. 4th & 5th bed, home office, full bath, laundry in lower level. 5 BDR/3 BA
OSWEGO $339,000 Open floor plan, generous sized kitchen, huge family room, den. Large patio with gorgeous pergola, with no back neighbors. 2 BDR/2 BA
Contract Pending
Our Heroes Rebate Program to Military and First Responders Offers a 25% Rebate.
OSWEGO $350,000 Live the maintenance free lifestyle. Open floor plan with pond views. Gourmet kitchen, family room fireplace. Paver patio with pergola. 2 BDR/2 BA
Call For Details
OurHeroesRebate.com
630-336-5962
Page 14 - Vol. 6, No. 12
It can be the end of a chapter or the start of a new story. When it’s more than a home, you need a team with more to offer. Contact our team today. Kelly Michelson 630.551.1111
Beth David 815.325.3563
Patty Harbin 630.777.5861
Chuck DiVito 630.991.7012
kelly@michelsonteam.com kellymichelson.bairdwarner.com
beth@michelsonteam.com bethdavid.bairdwarner.com
patty.harbin@bairdwarner.com pattyharbin.bairdwarner.com
chuck.divito@bairdwarner.com chuckdivito.bairdwarner.com
Hayley Farren 630.723.7982
Brenda Weaver 630.330.6195
Kathy Metzger 630.277.7302
Jeff Weisse 630.649.3328
hayley.farren@bairdwarner.com hayleyfarren.bairdwarner.com
brenda@michelsonteam.com brendaweaver.bairdwarner.com
kathy.metzger@bairdwarner.com kathymetzger.bairdwarner.com
jeff.weisse@bairdwarner.com jeffweisse.bairdwarner.com
Welcome to the team, Hayley Farren.
A lifelong local resident & recent AU grad with a degree in Business.
Big Rock | $1,375,000
Yorkville | $849,000
Yorkville | $479,900
6.3 Acre Estate With 2 Homes For Multi 6,300 SF Home In Clubhouse Community With Custom Lodge Style Home On 1 Acre. Open Generational Living. Ranch Home, Luxury Garage Well Appointed Details. 1st Floor Master, 2,000 Floor Plan, 3 Season Porch, Two 3 Car & Apartment. KELLY 630.551.1111 7 BDR/7.1 BA SF Bsmnt. CHUCK 630.991.7012 5 BDR/6.1 BA Garages. KELLY 630.551.1111 3 BDR/2.1 BA Text RBHDZLB to 52187 for photos Text RBGXQVJ to 52187 for photos Text RBHJGMT to 52187 for photos
Featured On The Front Cover
1.25 Acre Lot Backs To Golf Course 4100 Sq Ft Home has Open Floor Plan, 2 Story Great Room, Sunroom, Main Floor Master Suite & Spectacular Views, Spacious Kitchen, Formal Dining, Main Floor Office. Large Flexible Bonus Room on 2nd Floor, Finished English Basement, Large Workshop & Storage Area. Over-sized 3 Car Sideload Garage, Patio & Pergola, Lush Landscaped Private Lot. Bristol | 4 Beds | 3.2 Bath | $649,900
Michelson Integrity Dream Team Beth David 815-325-3563 beth.david@bairdwarner.com
06.08CoverFeatureMichelson.indd 1
• • •
Scan this code to see all photos & details 11/8/21 10:58 AM
Why Use A GREAT Mortgage Broker & Not A Bank?
GREAT CHOICE – When you go to a bank, you’re only being offered the bank’s mortgage products. A mortgage
broker has access to dozens of lenders. This gives you the ability to obtain financing with poor credit, past bankruptcies, self-employed & other situations that the strict banks do not want to see. GREAT RATES – Mortgage brokers receive wholesale rates with lenders & beat the banks retail rates. Mortgage brokers have access to programs, promotions & unpublished rates you simply can’t find at the banks. Many times I can offer help with the down payments. GREAT RELATIONSHIP – Once the bank sells you a product, you’ll likely not speak to the representative again. Mortgage brokers take a proactive approach to show you how to pay your mortgage down faster, refinance in ways that help you make money & make sound mortgage choices. I am always available. You can call/text/e-mail me anytime-24 hours a day. Try getting ahold of your banker at 8pm or on the weekend.
NO CLOSING COSTS - NO BANK FEES - NO APPLICATION FEES
Kris Krajecki
Full Service Mortgage Broker NMLS #225689
630-347-6321
www.ImCallingKris.com 510 Market Loop #101, West Dundee, IL 60118
Scan This Code With Your Camera To Reach My Website
Call Kris TODAY To Get Pre-Approved For Your Mortgage Or To Refinance Your Home! 630-347-6321
What My Clients Say... “Kris is knowledgable, always available & responded quickly to my texts & phone calls. He worked hard to find the best mortgage option for me. He saved me thousands of dollars in closing costs & fees. I highly recommend Kris!” ~Jon M. Sept 2021
LET US FIND YOUR DREAM HOME
PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL LOCAL POSTAL CUSTOMER
Pristine Executive Home On 1.8 Acres Scan this code with your phone’s camera for complete details & photos of this home Beautiful custom home in Oak Ridge Farms. Open concept floor plan. Vaulted family room with fireplace. Updated Chef’s kitchen. Large brick patio and newly stained deck. 1st floor primary bedroom with private bath. Private office space. Walk-out finished basement with a wet bar, stone fireplace, and full bath. No neighbors behind. Heated 3 car garage with epoxy flooring. School district 301. Elgin | $658,000 | 4 Bed/4.5 Bath | 3,200+ SqFt
MORTGAGE
RATES are
EXTREMELY LOW!
The Time to PURCHASE or REFINANCE
IS NOW!
Scan this code to connect with Dan or begin your mortgage application process or visit www.DanSalameh.com
DAN SALAMEH Sales Manager
dan@neighborhoodloans.com
708.745.4191 NMLS# 224229