A SPECIAL PUBLICATION CREATED BY REPUBLIC MEDIA CUSTOM PUBLISHING
WHAT’S INSIDE
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In-fill communities
Considering downsizing?
Homeowners insurance
Common roots Pools and Cotton and tires, new homes
Benefits of established neighborhoods
Advice for Baby Boomers
Info from Arizona Department of Insurance
the ties that bind Goodyear and Chandler
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Advice from the experts
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Developments Private of the Month mortgage Some of the Valley’s insurance
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Going ‘green’ New home, Financial benefits new school becoming clearer
hottest developments Choices and options
Builder Buzz
Del Webb; Rosewood Homes
Parents need to do their homework
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Discover where new homes are being built
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Look for New Homes on the first Friday of each month!
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Understanding title insurance Title insurance entitles buyer to property BY DOLORES TROPIANO “It [title insurance] is the least understood and most important protection out there,” said John Lotardo, senior vice president and general counsel for Stewart Title and Trust of Phoenix. “Without it, you can lose your home and not have any way to be reimbursed for the loss.” Lotardo experienced several sketchy home sales in recent months including one in which someone impersonated a seller, forging their name and identity as part of a sales transaction. “He [the alleged fraudulent seller] absconded with the money from the buyer and the [supposed] new owner of the home found out later when the legitimate homeowner showed up,” Lotardo explained. “This is something title insurance helps protect against.”
“It [title insurance] is like any insurance. You don’t need it — till you need it.”—Christinna Flynn, Equity Title Agency
This Paradise Valley home features a sophisticated automation system that controls numerous activities. However, new-home buyers don’t have to own an estate to enjoy the benefits of smart-home technology.
SANDRA BALDWIN, RUSS LYON SOTHEBY’S INTERNATIONAL REALTY
Smart homes
High tech, high touch systems make home management fingertip-easy BY DEBRA GELBART
What title insurance is
Before issuing title insurance, title companies go through a researchintensive public record review of the property being purchased. As a result, title insurance is a policy that insures that the seller of a house actually owns the property. It also insures that there are no liens on the property or problems with the title such as undisclosed heirs, unpaid bills (including taxes) or even unpaid construction invoices. “It [title insurance] is the only product in the United States that guarantees the title of a home since titles are not issued through the government,” said Christinna Flynn, branch manager and senior escrow officer for Equity Title Agency in Scottsdale.
What title insurance is not
Title insurance is not like other insurance types that are purchased for losses that might occur in the future. “It is a chain of title in records that go from the beginning of the property’s records to the day of search,” Flynn said. But it is like other insurances in many ways. “It’s important to have because buying a house is the largest purchase most people will make in a lifetime,” Flynn said. “It’s like any insurance. You don’t need it — till you need it.” Resources Arizona Department of Insurance: www.id.state. az.us/publications/MessageAboutTitleInsurance.pdf Equity Title Agency: eta-az.com Stewart Title Arizona: stewartaz.com
If you have a new-homerelated topic you’d like us to research, please write to editor: Paula Hubbs Cohen, Paula.Cohen@cox.net.
H
ome automation has morphed into much more than controlling the functions in your home from a central touchpad. Today’s true “smart home” has an electronic brain with the ability to coordinate almost everything you can adjust in your home manually.
Levels of sophistication
Home automation is available in three levels of sophistication, said Jim Brunen, principal of SmartHome Solutions, Inc. in Scottsdale. The simplest level, he said, is control of a home’s functions, “using a touchpad as a glorified remote control.” The next level up is integration, allowing various functions “to work together under a uniform set of interfaces.” The highest level of home automation, he said, is “when the home actually makes decisions” based on information input and what sensors detect, whether it’s occupancy of the home or the lighting, temperature or position of the window shades. “An example is programming an extended awning on the patio to roll up automatically
USED WITH PERMISSION OF CRESTRON
“Once you have a smartphone interface, you can close your garage door, for example, while you’re at home or while you’re on a beach in the south of France.” —Jim Brunen, SmartHome Solutions when it’s rainy or windy,” he said. Or, in the summer, you can program your pool pump to turn on every hour for just 10 minutes when the water reaches a certain temperature to filter the water in the pool. “This can result in substantial energy savings,” he said, “because you may be able to run the pump for a total of 10 hours
FIRST
a day instead of 14 hours, simply by making an adjustment like that.”
Scalable and upgradable
Today’s home automation systems are scalable and upgradable, according to both Brunen and Maggie George, president of Scottsdale-based iWired, Inc. George said her company’s “go-to” product can
be easily upgraded to include more functions when the homeowner chooses to expand the automation. Brunen advises homeowners to consider the longterm when thinking about automation. That’s because it costs more in the long-run, Brunen said, to put in automation (SMART HOMES, continued on page NH8)
Building stronger communities for your family to enjoy. Check out our 20 Phoenix-area communities at MakeThisYourPhxMoment.com
FAMILY Taylor Morrison/Arizona, Inc., AZ ROC # 179178B . © February, 2013, TM Homes of Arizona, Inc., AZ DRE # CO535669000. All rights reserved. AR-0007938170-03
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“We are excited to bring new homes to an area of town where people want to continue to live, work and play,” said Paul Kroff, division president of Woodside Homes of Arizona.
builders, some builders such as Amber wood Homes of Mesa are doing custom homes on in-fill lots. “We can build all over the Valley,” said Megan Johnson, operations manager for Amber wood Homes.
Popular parcels
Rosewood homes
In-fill communities
New-home buyers discover benefits of living in established neighborhoods
In-fill challenges
Most in-fill homes are quickly snatched up. In fact, Camelot Reser ve by Camelot Homes sold out half of their 20 homes before the models even opened. Located near 78 th Street and McDonald Road in Scottsdale, Camelot Reser ve is in a sought-after area that rarely sees new home subdivisions being built these days. Homes in the community start at $722,000. Along with production and semi-custom
In-fill developments can be more expensive for buyers than homes on the outskirts of town as well as more challenging for a builder because they may require a lengthy entitlement process to remove existing structures. In addition, appraisers can have problems valuing an in-fill development. However, in-fill projects are becoming more popular as Phoenix
THE ARIZONA REPUBLIC
grows and commute times get longer. “Not ever yone wants a new home in a large masterplan community on the edge of town,” Kitnick said. “In-fill meets the needs of people who want a new home in a mature neighborhood that’s closer to their job and closer to conveniences like restaurants, entertainment and cultural amenities.” Sources Amberwood Homes: amberwoodhomes.com Camelot Homes: camelothomes.com Fulton Homes: fultonhomes.com Rosewood Homes: rosewoodhomes.com Woodside Homes: woodside-homes.com
BY DOLORES TROPIANO
Why in-fill is in
Dennis Webb is the vice president of operations for Fulton Homes in Tempe. He said that at The Reserve, everything is already in. “All the schools are there and all the retail shopping is there,” he said. “So we have established neighborhoods [plus] people can get to employment centers quicker.” Rosewood Homes currently has four in-fill projects in various stages of development, including
33 Campbell Place, host to 18 homes on a former church site near 32nd Street and Camelback Road. The homes are priced from $472,990. “In-fill developments help revitalize neighborhoods with new residents supporting existing local businesses, schools and houses of worship,” said David Kitnick, president of Rosewood Homes. “Infill is also more environmentally friendly because it takes advantage of existing roads and infrastructure rather than having to add miles of new roadways and freeways.” Opening in May, The Villages at Westridge Park is an in-fill project located near 75th Avenue and Thomas Road in Phoenix. A Woodside Homes community, the 206 homes are priced from $130,000.
AR-0007938121-03
Grand Opening of Courtland’s Newest
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Featuring 5 Floor plans to choose from THE PATAGONIA
FlexDesign® options to customize your home with LivingSmart® and Energy Star® features for efficiency and cost savings.
GREER RANCH
Bridges of Gilbert Gilbert | Summer 2013
Montelena Queen Creek | 480.699.1640
Los Vientos at Palm Valley Goodyear | 623.594.2800
Eastmark Mesa | Summer 2013
Vaquero Ranch Chandler | May 2013
Savannah Litchfield Park | 623.266.0359
AR-0007938211-03
Villagio Queen Creek | 480.235.0665
The Reserve at Plaza Del Rio Peoria | 480.658.6210 Verrado Buckeye | 623.236.9034
Equal Housing Opportunity. Maracay Homes reserves the right to discontinue or modify all prices, plans, design, specifications, features, materials and financing at any time without notice and obligation. Models or house plans that have the same or corresponding plan numbers may reflect changes or options that are different for each community for the city that model homes or house plans are located in. All square footage is approximate. Marketing promotions/incentives only available through approved lenders. Prices, terms, incentives, materials and availability vary between Maracay Homes’ communities, and are subject to change without notice. No unconditional offer for sale or lease made be made and no unconditional offer purchase or lease may be accepted prior to issuance of an Arizona Public Report. Broker/agent must register their clients in person or on the client’s first visit at each community for a broker/agent to receive a commission. ©2013 ROC #172120
Grand Opening pricing!!
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Lyon’s Gate Gilbert | 480.397.2016
WEST VALLEY Calderra at Palm Valley Goodyear | 623.466.0257
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THE PATAGONIA RENAISSANCE AT GREER RANCH RENAISSANCE AT GREER RANCH
into her new home in The Reserve at Fulton Ranch in Chandler, a community that includes 218 homes starting at $270,000. “We really love this area. It is close to shopping, three different freeways and good schools. The bottom line is convenience.”
D
ebbie and Bryce Sherman lived on the outskirts of town and drove for miles to a grocery store if they ran out of milk. So when they decided to buy a new home they made sure it was in the middle of the action. The Shermans are part of a growing trend of people purchasing a new home in an established community. These are becoming available throughout the Valley as some new-home builders are creating brand-new, intimate neighborhoods as in-fill projects. In-fill projects are usually on remainder parcels that have been underutilized in urban or suburban settings that are built-out. “For us, it was all about location,” said Debbie Sherman, who is getting ready to move
623-474-3125
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www.courtlandcommunities.com Located just east of the 303 on Cactus Road, south on Greer Ranch Parkway AR-0007938191-03
THE ARIZONA REPUBLIC
Considering downsizing? Practical advice for Baby Boomers BY ALISON STANTON
A
s millions of Baby Boomers see their nests empty, a lot of them are deciding to downsize, an act that typically requires paring down years’ worth of possessions.
Should it stay or go?
To make this process as easy as possible, Doreen Collins, a professional organizer and owner of Organizing by Doreen, LLC, said as Baby Boomers go through their clothing, artwork, furniture and other items deciding what to keep and what to sell or donate, they should ask themselves if they (1) love it; and (2) if they use it. “If you answered no to either of those questions, then lose it. It is time to let go of stuff that is holding you back and simplify,” she said. “For example, cookbooks are a category that often grows out of control. Keep the ones that you use the most and love the type of cooking.”
How-to advice
Hosting a “clutter-free
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party” is a fun and effective way to distribute items to family, friends and neighbors, said Alina Hushka, vice president of marketing for Robson Resort Communities. “This type of gathering allows one the opportunity to give sentimental items away while sharing memories together,” Hushka said. “Take pictures to remember this event and have a record of what you gave away.” Additional advice comes from Valerie Cantrell, owner of The UNpackers, who notes that breaking the project into smaller chunks can help prevent folks from feeling overwhelmed. To get started, she advises that you completely empty one cupboard, drawer or closet at a time. “Donate or box [what you don’t want/need to keep] for an estate sale,” she said. “Make sure to clearly and simply mark [boxes/cupboards] on the outside with notes that indicate ‘pack’ or ‘estate sale.’” Collins believes that hiring a professional organizer
to help downsize belongings is a wise investment. “You will stay focused, have a coach throughout the entire process, and reduce the stress associated with downsizing so much stuff.”
Where to move?
Deciding whether to live in an active adult community or an all-ages neighborhood depends on the Baby Boomer’s lifestyle needs and desires, Hushka said. She added that homes in active adult communities tend to be single-story and offer design features appealing to the empty-nester such as large living spaces for entertaining guests, golf cart spaces and separate guest suites to accommodate visiting family and friends.
Financial planning
Mike Sullivan, chief education and operations officer for Take Charge America, a non-profit credit counseling and debt management agency, said that selling a home and downsizing definitely requires careful financial planning.
The questions he suggests that Baby Boomers ask themselves are: • Can we sell our current home and buy another place for less than we receive from our current home? • Will the other costs of our new home be less than our current home? • Will we be happy in the new home? • If we want to have guests stay with us, will there be room for them? • Can we easily afford to own two homes at once? If not, Sullivan said that Baby Boomers should sell their current home before buying the new home.
Cash or mortgage?
As for whether Baby Boomers should pay cash for their new home or take out a mortgage, Sullivan said the answer isn’t the same for everyone. Along with clearly understanding what type of financial cushion they should have on-hand, Boomers should also decide if they earn enough to benefit from the tax deduction. If not, Sullivan said that they should probably pay cash. For Baby Boomers who receive a financial windfall from the sale of their home, Sullivan advised that they do the following: “Pay for your new place. Put enough into a money market fund to pay for emergencies like a car repair or a new water heater (perhaps $10,000),” he said. “Then invest the rest in very safe investments appropriate for your age and needs.” Resources AARP: aarp.org Administration on Aging: aoa.gov Area Agency on Aging: aaaphx.org Take Charge America: takechargeamerica.org
NH3
Why do I need homeowner’s insurance? How much do I need? Why should I buy home insurance?
Owners: To protect both your house and personal property. Tenants: To protect your furniture and personal property. Everyone: Protection against liability for accidents that injure other people or damage their property.
mortgage. This may be too little or too much for your individual circumstances. You are not required to purchase insurance from the insurer recommended by your lender. Policy requirements: Insurers may impose some conditions for replacement cost protection, to include your insuring the property to value.
How much home insurance do I need?
What affects home insurance prices?
Asset protection: More coverage generally means you will have less to pay out of your own pocket if disaster strikes. You must determine the amount you can financially afford to lose. Depending upon your determination, more insurance may be the answer. You should insure your property to the value you believe your home is worth to obtain maximum protection. You need enough liability coverage to protect yourself from lawsuits resulting from your possible negligence. Lender requirements: Your lender may require you to cover the house for at least the amount of the
Type of construction: Frame houses usually cost more to insure than brick. Age of house: New homes may qualify for discounts. Some insurance companies offer limited coverage or may not insure older homes. Local fire protection: The number of fire hydrants and fire departments and the availability of water are just some factors which determine your area’s fire protection class. If you reside in an area without fire protection, you will pay more for fire insurance. SOURCE: Used with permission from the Arizona department of Insurance, azinsurance.gov
Grand Opening This Weekend! 12 Model Homes • 4 New Communities
Breathtaking Upscale Resort-Style Living…In the Exclusive Foothills of Mesa, Arizona
M
ountain Bridge, set amidst the prestige and beauty of scenic mountains. This new signature community for all ages features 45% open space including Extensive Trails and Paths. The Signature Feature of this Resort-Style Masterplanned Community will arguably be the Rustic Stone Bridge that will connect the southern and northern areas of Mountain Bridge for both vehicle and pedestrian access. Covered Grand Entryways, Clock Tower, Rustic Old World, Mediterranean and Andalusian architecture in intimate gated neighborhoods with open space behind most homesites. The Mountain Bridge Owners Club with resort-style amenities offers heated pool, spa, fitness, tennis, event lawns, parks, and lifestyle activities. Great schools, dining, shopping, boating and recreational areas just minutes away! This will be the last signature masterplanned community ever built in this area.
SCOTTSDALE
TEMPE CHANDLER
MESA
GILBERT
ELLSWORTH RD.
WILLIAMS FIELD RD.
From the $200’s! McKellips Road, 2 Miles East of Power Road
www.MountainBridge.com
480-641-1800 800-599-0053
References to existing or potential views do not constitute a guaranty or representation regarding a specific unobstructed view or indefinite view from any particular lot, home, or amenity. Some photos are for representation only and are not all shown from actual site. Copyright 2013 Blandford Homes, L.L.C.
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Goodyear’s first fire truck was purchased in 1948.
If you guessed cotton and tires, you were right BY JIMMY MAGAHERN
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any years ago, well before Goodyear was a busy, bustling suburban city, the Akron-based Goodyear Tire and Rubber Company purchased 24,000 acres of Arizona land to harvest the special grade of cotton needed for making tire treads. However, what few know is that the original town bearing the Goodyear name was actually founded near what is now known as Chandler, on the far opposite end of the Valley.
Egyptian connection
In 1917, a Goodyear executive named Paul Litchfield (who’d eventually have an Arizona city named after him, too) acquired thousands of acres alongside the Agua Fria River and several thousand more near Chandler to harvest the strong, fibrous type of long-staple cotton previously supplied mainly from Egypt.
Indeed, the small town formed around the Chandler land was, in fact, originally called ‘Egypt’ by the locals before given the name ‘Goodyear Ranch’.
Defense spending
Later, the Goodyear company decided to consolidate all of its cotton farming operations around the larger west-side acreage, which had been named the Agua Fria Ranch. At this dusty site, workers’ families lived meagerly in tents and adobe huts up until World War II. That’s when defense money poured into the company’s new aircraft plant, built in the same area, prompting the need for more workers, and hence, more housing. Enter Del Webb — yes, THAT Del Webb — who
started the construction of single-family homes on 40 acres of land just north of Western Avenue and east of Litchfield Road. It was the first subdivision in Arizona that was financed under the Federal Housing Administration’s Title IV program developed for defense areas.
THE ARIZONA REPUBLIC
ESTRELLA
CIty of GoodyeAR
What do the cities of Goodyear and Chandler have in common?
RECHARGED FOR 2013 Be a part of Estrella’s growing oasis. Get ready for fresh new neighborhoods and home designs that embrace a variety of living options. We’re reinvigorated for 2013 with new model homes to tour, new homebuilders, and exciting new shops and services. All to go with a great outdoor lifestyle in the Sonoran Desert. Learn more at Estrella.com/recharged
New neighborhoods, shops & more! +1,- "8'&( &28< ';$&2 ;< 0'&68!!> 3>6#">=( .;;:=8>6( 97 % 455/*4)/),--
Nearly 70K residents
From its humble cotton-field beginnings, the city now boasts more than 66,000 residents with a median income of over $76,000 — most of whom would probably be surprised to learn that the first post office and school bearing the Goodyear name were built about 40 miles southeast of what they now call home.
New homes from the low $100,000s Newland Communities is the largest private developer of planned residential and urban mixed-use communities in the United States. We believe it is our responsibility to create enduring, healthier communities for people to live life in ways that matter most to them. www.newlandcommunities.com
(See related article on Chandler on page NH9.)
Resources City of Goodyear: ci.goodyear.az.us Three Rivers Historical Society: threerivershistoricalsocietyaz.org Women’s Heritage Trail: womensheritagetrail.org
Grand Opening Saturday & Sunday April 20th & 21st !
Actual development may vary from developer’s vision. No guarantee can be made that development will proceed as described. )G/ 37EF-B+CF7 1/A7+)D/C) B- +/7E /*)7)/ G7* CB) ,(7EF-F/1@ FC*A/3)/1@ B+ /'7DFC/1 )GF* B--/+FCI? 8 CCA III-Estrella Mountain Ranch, LLC (“Fee Owner”) is the creator of the Estrella Community (“Community”). Certain homebuilders unaffiliated with the Fee Owner or its related entities (collectively “Newland”) are building homes in the Community (“Builder(s)”). Newland is not co-developing, co-building or otherwise responsible for any of the obligations or representations of any of the Builders, and Newland shall have no obligations to any buyer regarding a home purchase from a Builder. Purchasers of homes from any ;% 4#& 52!L<&96 .>!0& >JH =L>!K6 >$>!J64 C&.L>J< >9!6!J$ ;24 ;% 4#&!9 :29=#>6& 49>J6>=4!;J? 8 A9!=&6@ 6:&=!"=>4!;J6@ <&4>!L6 >J< availability of Builder’s homes are subject to change without notice. 2013 © Estrella. All Rights Reserved.
AR-0007984722-01
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40TH ST.
36TH ST.
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32ND ST.
24TH ST.
CAMELBACK RD.
33RD PL. CAMPBELL AVE.
RH.
..
Sales by Rosewood Sales Group, LLC. Rosewood Homes Construction, LLC ROC # 250901. © Rosewood Homes 2013. PD 4/20/13 In the interest of continuous improvement, Rosewood Homes reserves the right to change or modify pricing, plans, designs, materials, features and specifications without prior notice or obligation. All dimensions, square footages, ceiling heights and window sizes, styles and locations are approximate and may vary per elevation. All renderings, floor plans and landscape are the artist’s conception and may vary from the actual plans and homes as built. Please consult your Sales Associate for details. Prices subject to change.
Toll Brothers at Verrado Mountain View Home Sites Available! Newest Toll Brothers community within the master plan. Luxurious home designs with up to 5 bedrooms, huge home sites and optional casitas! (25! /') -44)2 6*,,3,,,0 # (623) 398-6249
Visit
SAVE MORE LIVE MORE
April 13th - 28th
TollSalesEventAZ.com/Republic to discover the savings at a community near you.
Open Tuesday – Sunday 10:00 am. to 5:30 pm, and Monday 12 noon to 5:30 pm. Brokers Welcome. Homes Available Nationwide. Prices Subject to Change Without Notice. Photos Are Images Only and Should Not Be Relied Upon to Confirm Applicable Features. *Offer valid for new buyers who purchase a home in a participating community in Arizona and deposit between 4/13/13 and 4/28/13, sign an agreement of sale, and close on the home. Options and maximum total dollar amount vary by community. Offers, incentives, and seller contributions vary by community and are subject to certain terms, conditions, and restrictions. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law. Professional Builder Magazine, December 2012. A public report is available on the state real estate department’s website. Broker – Toll Brothers Real Estate, Inc.
THE ARIZONA REPUBLIC
F R I D AY , A P R I L 5 , 2 013
C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G
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Experts advise that while buyers often can roll the cost of a pool into the mortgage, most financers require that buyers pay a percentage up front — 25 percent is a good rule of thumb.
shAstA Pools
Building a pool with your new home Advice from the experts BY ELISE RILEY
H
ere in Arizona, it’s no surprise that a pool is one of the top requests for newhome buyers. Getting there, however, requires a bit of cash and a lot of planning. “It’s going to cause the mortgage payment to go up due to the higher loan amount,” said Rex Hansen, branch manager for First Mortgage Corporation. “But beyond that, when adding a pool to a new construction, there may be an appraisal issue. If the appraisal doesn’t come in at value due to a lack of recently closed comparable sales
in the neighborhood, the customer may need to bring in the difference to the closing table.”
Financial preparation
Perhaps the most important financial factor that new-home (and pool) buyers need to understand is that they need to be prepared to provide a down payment for their pool. Experts advise that while buyers often can roll the cost of a pool into the mortgage, most financers require that buyers pay a percentage up front — 25 percent is a good rule of thumb. Gone are the days of 100 percent
ThinkingabouTadding a poolToyour new home? Follow these expert tips. 1. Stay pROpORtiOnal: many pool companies have design studios that can help buyers create a pool that’s the right size for their backyard space. 2. UndERStand finanCing: Buyers can roll the costs of a pool into a mortgage, get a separate loan or get a credit line to pay for a pool. All have their pros and cons. Be sure to find out whether any up-front costs are required. 3. SCOpE OUt mOnEy-Saving OppORtUnitiES: one of the most expensive parts of pool building is excavation. If there’s an opportunity to build the pool before the home sale closes, try to do it since you’ll more than likely save on the costs associated with the taking down of walls and/or fences. 4. SEt a bUdgEt: some buyers look at the cost of their pool over a 30-year mortgage, while others put a new pool in their budget as the cost of vacations for several years, or perhaps a new car. make sure you’re prepared to absorb the overall costs into both your short- and long-term budgets.
financing (for most buyers). New homes get appraised before closing documents are signed and that $25,000 pool could eat up any equity a buyer had built into their mortgage. Hansen said he’s seen financial companies require that buyers put 50 percent of a pool’s cost in an escrow fund when they sign loan documents. “This money acts as a contingency fund until the pool is complete,” he said. “As long as the pool is done on time, that money can be refunded back to the homebuyer, but it is something that homebuyers need to be prepared for at the closing table.” Hansen said that if the pool cannot be completed when it is time to close escrow on the home, the lender may need to do a pool ‘holdback’. “That’s where the lender holds back a portion of the loan funds until the pool is completed,” he explained.
Pool partners
Most homebuilders have preferred pool and mortgage partners. Working with those companies can make the process easier on a buyer. “We can incorporate the price of a new swimming pool into the purchase price,” said Terry Lents, sales associate
for Blandford Homes at Mountain Bridge in Mesa. “You can wrap a new pool into a new Blandford home with a very minimal initial investment. It’s a convenience — most of your backyard’s done with your new pool with minimal [area] left to landscape around it.” He added that nearly 50 percent of new-home buyers are adding pools to their backyards.
Construction timing
Depending on the homebuilder, pool company and mortgage company, a pool could be constructed in tandem with the home, or immediately after the home is complete. Ideally, it’s most convenient to have them completed simultaneously. Most likely, however, the pool can take at least a couple of weeks to complete after close of escrow. “There are some cases when we have to wait until after close of escrow to begin the process of building the pool,” said Jim Pinson, homebuilder division sales manager with Shasta Pools. He works with almost a dozen local builders. “Some builders have no issues in combining that service.” Resources Association of Pool and Spa Professionals: apsp.org
Gain a New Perspective
On the Best Value in Active Adult Living
Visit CantaMia.com or call 623-474-6960 to explore some of CantaMia’s best home sites before they’re gone. >:%5 JF,1) 3F-.':-4 =F2% ?.7H I0 ;9I<%11F BF<2+F)& 90$I/ 7( -,1%9 I0 I/% E0--$5,I)4 17700 West Star Point Drive, Goodyear, AZ. 85338.
Breathtaking views of the Estrella Mountains is only part of CantaMia’s attraction. It’s also the Valley’s BEST VALUE in active adult living with new homes from the $130s. Enjoy 30,000 sq. ft. of activities and fun at our Clubhouse: G 6,I5%99& F%<0C,E9& F5J ,5J00< :001 G 85 F::%I,!,5*& J%-059I<FI,05 2,IE/%5 G >$IJ00< <%90<I.9I)1% :001 F5J 9:F G B,E21%CF11& C0EE%& F5J +F12,5* I<F,19 G @F"#& C,11,F<J9 <00-& I%E/5010*) E%5I%< G A<0$: FEI,D,I,%9& 90E,F1 %D%5I9& F5J 5%+ "<,%5J9/,:9 This is not an offer in states and jurisdictions where prior registration is required and void where prohibited by law. No offer for sale or lease can be made and no offer to purchase can be accepted prior to issuance of the final Arizona Public Report. A public report is available on the Arizona state real estate department website located at www.re.state.az.us. JCH Construction LLC. ROC 256789. Copyright 2013. All rights reserved. CANTAMIA, is an exclusive trademark of AV Homes Inc. Subject to availability. AR-0007974387-01
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THE ARIZONA REPUBLIC
NEW HOMES LOCATOR MAPS
N Scottsdale Rd
8 Mountain Gate in Vistancia
E
EA Te mp
Supe
Ahwatukee
WC 202
Q u ee
d icop
aR
Casa Blanc Casa B
238
SOUTHWEST Arboleda Ranch 1 Joseph Carl Homes
From the low $400s
28th St. & E. Baseline Rd, Phoenix www.JosephCarlHomes.com 602-374-4487
2 Calderra at Palm Valley Maracay Homes
From the mid $250s
Virginia Ave. & Monte Vista, Goodyear www.maracayhomes.com 623-594-2800
3 CantaMia by Vitalia AV Homes
From the $130s
Estrella Pkwy, South of Elliot, Goodyear www.cantamia.com 623-474-6960
4 Canyon Trails Summit Collection
Taylor Morrison
Close-Out Community
Cotton Lane & Lower Buckeye Rd, Goodyear www.taylormorrison.com 623-476-7001
5 Juniper at Desert Passage KB Home From the $120s
Parker Rd and Lococo St., Maricopa www.kbhome.com 520-568-0582
La Mirada at Montecito in Estrella Taylor Morrison 6
Close-Out Community
Estrella Pkwy & Calistoga Dr., Goodyear www.taylormorrison.com 623-518-3912
Las Brisas Discovery & Encore Collections Taylor Morrison 7
From the $140s
Perryville & Lower Buckeye Rd, Goodyear www.taylormorrison.com 623-476-7001
8 Las Brisas Expedition Collection
Taylor Morrison
Now Open; From the high $100s
Perryville & Lower Buckeye Rd, Goodyear www.taylormorrison.com 623-476-0141
5M a r i c o13 pa W
M
Los Vientos 9 at Palm Valley Maracay Homes From the low $300s
VirginiaAve. & MonteVista, Goodyear www.maracayhomes.com 623-594-2800
10 Medina at Estrella
Maracay Homes
From the high $170s
Estrella Pkwy & Calistoga Dr., Goodyear www.maracayhomes.com 623-327-2341
11 PebbleCreek
A Robson Resort Community From the $230s
PebbleCreek Pkwy and Clubhouse Dr., Goodyear www.Robson.com 623-935-6700
12 Rimrock at Del Rio Ranch Courtland Communities From the $207s
120th Ave. & Whyman Ave.,Avondale 623-474-3125 www.courtlandcommunities.com
1 Adora Trails Discovery & Encore Collections
From the high $100s
Val Vista Dr. & Riggs Rd, Gilbert www.taylormorrison.com 480-988-9098
2 Adora Trails Odyssey Collection Taylor Morrison From the mid $200s
Val Vista Dr. & Riggs Rd, Gilbert www.taylormorrison.com 480-988-1770
3 Bella Via-Maestro
Pulte Homes
From the $190s
Warner Rd & Signal Butte Rd, Mesa www.pulte.com 480-354-3373
4 Carmel at Mountain Bridge
Blandford Homes
d nt R
Camelback Rd & Perryville Rd, Litchfield Park www.maracayhomes.com 623-266-0359
Savannah Voyage Collection Taylor Morrison
From the $180s
107th Ave. & Happy Valley Pkwy, Peoria www.pulte.com 623-362-4033
From the $140s
183rd Ave. & Bell Rd, Surprise www.taylormorrison.com 623-322-0164
Camelback Rd & Perryville Rd, Litchfield Park www.taylormorrison.com 623-322-0164
21 Tierra Del RioCanyon
Pulte Homes
17 Surprise Farms Encore Collection
From the $220s
107th Ave. & Happy Valley Pkwy, Peoria www.pulte.com 623-572-2779
Taylor Morrison
13 Silvergate at Crossriver
From the $160s
183rd Ave. & Bell Rd, Surprise www.taylormorrison.com 623-266-0528
Courtland Communities Only one lot left!
123rd Ave. & Williams Rd, Sun City www.courtlandcommunities.com 623-474-3125
22 White Tank Foothills
18 Surprise Farms Odyssey Collection
Pulte Homes
From the $170s
Taylor Morrison
Stetson Valley 14 Pulte Homes
N 3 5 t h Av e
Pulte Homes
Taylor Morrison
From the $170s
N 51st Ave
ia Ag ua Fr
20 Tierra Del RioCactus
16 Surprise Farms Discovery Collection
12
N 7 5 t h Av e
v
Ri
w
Ne
N Litchfield Rd
N Reems Rd
West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye www.delwebb.com 928-252-6551
Olive Ave. & Citrus Rd, Waddell www.pulte.com 623-466-9916
From the $170s
183rd Ave. & Bell Rd, Surprise
5 Classics II at Cooper Ranch
KB Home
Last Chance; From the $240s
Estrella Pkwy & Calistoga Dr., Goodyear www.JosephCarlHomes.com 623-433-9982
Sin Lomas KB Home
Grand Opening
Cotton Lane & Lower Buckeye Rd, Goodyear www.kbhome.com 888-kb-homes 623-236-3893
16 Stone Gate in Estrella Rosewood Homes
Now Selling; From the $230s
Estrella Pkwy & Calistoga Dr. www.RosewoodHomes.com 623-925-8999
Verrado 17 Maracay Homes
McDowell Rd &VerradoWay, Buckeye www.maracayhomes.com 623-236-9034
mpe
101
87
W Chandler Blvd Chandler Stellar Airpark
eek Rd
22
60
Mesa
7 19 16 4 9
E Main St 60
E Guadalupe Rd
5 Gilbert 202 E Ray Rd 12 E W6illiams Field Rd S a ntan F wy
8
Sun Lakes
202
21
uperstition Fwy
pe
10
Apa
ch
E Apache Blvd
1
E Rig gs Rd
3
Phooenix-Mesa 11 Gateway Airport
18 2
Goodyear Village
anca Rd a Blanca
Warner Rd & Recker Rd, Gilbert www.kbhome.com 480-507-3931
Frye Rd & Higley Rd, Glbert www.kbhome.com 480-507-3931
Now Open; From the $180s
l Rd
McKellips Rd & Hawes Rd, Mesa www.blandfordhomes.com 480-641-1800 We t Camp Vi l l a g e
Parker Rd and Lococo St., Maricopa www.kbhome.com 520-568-0582
Saronno at Estrella 14 Joseph Carl Homes
Salt Riv
r b DRed Mountain Fwy
een 15 Q u13 C re e k
From the low $300s
KB Home
From the $120s
From the $207s
183rd Ave. & Bell Rd, Surprise www.taylormorrison.com 623-322-0164
From the $160s
From the $212s
Taylor Morrison
13 Sage at Desert Passage KB Home
15
From the $170s
Del Webb
Savannah 11 Maracay Homes
SOUTHEAST
Mar
SOUTHWEST
Taylor Morrison
15 Sun City Festival
10
S a c a t e We t Vi l l a g e Vi l
347
Cactus Rd & Reems Rd, Surprise www.courtlandcommunities.com 623-474-3125
78th Lane & Jomax Rd, Peoria www.courtlandcommunities.com 623-474-3125
19 Surprise Farms Premiere Collection
S Hawes Rd
Riggs Rd
From the $204s
www.taylormorrison.com 623-266-0528
N Bush Hwy
d
Courtland Communities
W McDowell Rd 10
Tol l e s o n W Buckeye Rd
S Sossaman Rd
eR
S Ma
ltlin
n Creek
ricop
Be
Santa Cruz
a Rd
Firebird Lk
Stel Airp
9 Renaissance at Greer Ranch
From the $342s
e
101
S Power Rd
Gila Riv
10
Guadalupe
North of Lone Mountain Road; east of 137th Ave., Peoria www.RosewoodHomes.com 623-487-7900
Courtland Communities
17
W Northern Av
Glendale
51st Ave. & W. Stetson Valley Pkwy, Phoenix www.pulte.com 623-434-5123
S Higley Rd
1
W Baseline Rd
Only one home left!
Agua Fria Riv
PhoenixSt From the $180s
S Val Vista Rd
W S o u t h e r n Av e
Rosewood Homes
10 Reserve at Rock Springs
60
W Camelback Rd
10
S a n Ta n Va l l e y 587
S t o t o ni c Vi l l a g e Lower Santan S w e e t Vi l l a g e Water Upper Vi l l a g e S a n t a n7 Vi l l a g e Casa Blan ca R dS Sacaton a
Sacato Casa Grande Rd n Rd
10
N
py
Estrella Pkwy
d
Phoenix Sky Harbor International Airport
17
S 5 1 s t A ve
S Cotton Ln
Vistancia Blvd & Lone Mountain Pkwy, Peoria www.taylormorrison.com 623-255-3392
ve ll A
16 14 6 10
Models Now Open; From the $220s
Mi
Salt Riv
Taylor Morrison
E M cD o w e l l R
E Van Buren St
Tol l e s o n W Buckeye Rd
12
E C a m e l b a ck R
H o h o k am E x
W McDowell Rd 10
t in SAv o n d a l e W Lower Buckeye Rd
Baseline Rd
3
e
101
v
8
dA
7
Ma
Phoenix
an
Agua Fria Riv
10
PhoenixGoodyear Airport
Glendale
W Camelback Rd
Gr
15 4
W Broadway Rd
Glendale Municipal Airport
7 Ironwood Ridge Expedition Collection
S Rural Rd
Luke A.F.B.
W
Goodyear
Ag ua
19th Ave. & Jomax Rd, Phoenix www.pulte.com 623-582-1588
11
Cactus Rd & Reems Rd, Surprise www.courtlandcommunities.com 623-474-3125
60th St. & Lone Mountain Rd, Phoenix www.taylormorrison.com 480-296-0244 a w Pe a k Fw y S qu
From the $280s
9 17
From the $222s
From the mid $400s
N 7 t h Av e
3 Fireside at Norterra Pulte Homes
2
Lone Mountain Pulte Homes
6 Lone Mountain Summit Collection Taylor Morrison
N 5 1 s t Av e
Deer Valley Rd & Aviano Way, Phoenix www.delwebb.com 602-337-1818
Litchfield Park
Courtland Communities
60th St. & Lone Mountain Rd, Phoenix www.pulte.com 480-488-2973
From the $300s
W Camelback R d
6 Heritage at Greer Ranch
From the $300s
Del Webb - all ages
303
19th Ave. & Jomax Rd, Phoenix www.pulte.com 888-500-2107
5
2 Fireside at Desert Ridge
Cactus Rd & Reems Rd, Surprise www.GehanHomes.com 623-584-0903
10
Litchfield Park
N Lindsay Rd
North side of Campbell Ave. at 33rd Place, Phoenix www.RosewoodHomes.com 602-252-0088
11 12
From the $240s
From the $230s
Glendale Municipal Airport
W Greenway Rd
v
Grand Opening April 20 & 21; From the $470s
Fireside at Norterra-Skyline Pulte Homes 4
101
dA
H
33 Campbell Place Rosewood Homes
Yo ungtown
W Camelback R d
Hacienda at Greer 5 Ranch Gehan Homes
W Bell Rd
Maricopa Lk
Luke A.F.B.
303
A q ua F r i
an
b
E M cD o w e l l R d
Dr
West Canyon Springs Blvd & Sun Valley Pkwy, Buckeye www.pulte.com 928-252-2450
S Cotton Ln
101
N Gilbert Rd
N Scottsdale Rd
From the $120s
E McDonald Dr
appy Valle y Rd W H14
New Riv
Sun W G City ra E l M i r a g e n d Av e
W Northern Ave
Pulte Homes
NORTHEAST 1
22
S Gilbert Rd
v
a w Pe a k Fw y S qu
d
W Cactus Rd6 5 9
10
Gr
dA
W McDowell Rd 10
1
T De rilby W ten tion ash Bas in
N 7th St
Crk Cave
an e
01
E C a m e l b a ck R
W Bell Rd
3
17
W
N 7 t h Av e
N 7 5 t h Av e
Riv
w
Ne
Fwy
N 3 5 t h Av e
Gr
N 5 1 s t Av e
Phoenix
78th Lane & Jomax Rd, Peoria www.courtlandcommunities.com 623-474-3125
4 Festival Foothills
Paradise Val l e y
W
W Camelback Rd
igh
E Shea Blvd 51
W Northern Ave
Glendale
yd
Wr
ria
Ll o
17
k
an
60
From the $272s
Fr
ve
W Greenway Rd
Aqua Fria
16 17 18 19
3 Enclave at Rock Springs
Courtland Communities N
101
Fwy
E Bell Rd
Clu
an t eas
W Union Hills Dr W Bell Rd
13
orial Pkwy
Peoria
20 21
Sun City West
S u r p r i se
4 15
N C o u n t r y Cl u
P ima
60
N. Vistancia Blvd & W. Happy Valley Rd, Peoria www.kbhome.com 888-kb-homes S c o t t s d al e
2
101
2
ve
Fw y
ve
ump M Bob S t em
N 99th A
4 Phoenix-Deer Valley Airport
A q ua F r i a
1
Coming in April
6
303
E Mirage Rd
3
W Happy Valle y Rd
New Riv
5
17
S Alma School Rd N Arizona Ave S Count r y Club Dr
orial Pkwy
Peoria
dA
KB Home
N Scottsdale Rd
Rd
ump M Bob S t em
an
2 Coldwater Ranch
E Carefree Hwy
74
74
Gr
7
asa
C a re f re e
NORTHEAST
NW
Loop 303 & Lone Mountain Rd, Peoria www.taylormorrison.com 623-255-3215
8
e P le
From the $330s
W Carefree Hwy
Fwy
Taylor Morrison
NOTE: Maps are not scaled equally.
W Carefree Hwy
NORTHWEST
S A r i z o n a Av e
#
1 Blackstone Summit Collection
P r i c e Fw y
#
N Lak
NORTHWEST
Master Planned Communities Single Family Developments Active Adults
#
6 Courts at Cooley Station
Mountain Villa Homes Grand Opening From the mid $200s
McKellips Rd & Hawes Rd, Mesa www.blandfordhomes.com 480-988-2400
Hamilton Heights 8 Pulte Homes
From the high $200s
Arizona Ave. & Queen Creek Rd, Chandler www.pulte.com 866-765-8593
9 Hermosa Estates Blandford Homes
From the $490s
McKellips Rd & Hawes Rd, Mesa www.blandfordhomes.com 480-895-2800
10 Lehi Crossing Taylor Morrison
Models Now Open From the low $300s
Val Vista Dr. & Thomas Rd, Mesa www.taylormorrison.com 480-270-8617
187
n Rd Sacaton Flats Vi l l a g eB l a c k w a te r
10
Coming in April
7 Entrada at Mountain Bridge
cato
17 11 The Lofts at Power Ranch
Blandford Homes
Grand Opening From the mid $100s
Pecos Rd & Power Rd, Gilbert www.blandfordhomes.com 480-988-2400
Lyon’s Gate 12 Maracay Homes
From the $280s
Higley Rd & Ray Rd, Gilbert www.maracayhomes.com 480-257-9685
13 Montelena
Maracay Homes
From the $332s
S. Hawes Rd, S. of Ocotillo Rd, E. on Via Del Palo, Queen Creek www.maracayhomes.com 480-699-1640
14 Parkside at Anthem at Merrill Ranch
387
SOUTHEAST
15 The Pecans
Blandford Homes
From the $400s
Chandler Heights & Ellsworth Rd, Queen Creek www.blandfordhomes.com 480-987-7820
16 The Reserve at Mountain Bridge
19 Stonegate at Mountain Bridge
Blandford Homes From the $400s
McKellips Rd & Hawes Rd, Mesa www.blandfordhomes.com 480-641-1800
20 Sun City Anthem at Merrill Ranch
Blandford Homes
Del Webb
McKellips Rd & Hawes Rd, Mesa www.blandfordhomes.com 480-641-1800
Merrill Ranch Pkwy & Hunt Hwy, Florence www.delwebb.com 520-413-6100
From the $550s
17 Robson Ranch
A Robson Resort Community
From the $130s
I-10 and Jimmy Kerr Blvd, Eloy www.Robson.com 520-426-3300
18 Shamrock Estates Odyssey Collections
Pulte Homes
Taylor Morrison
Merrill Ranch Pkwy & Hunt Hwy, Florence www.pulte.com 520-413-6175
Higley Rd & Ocotillo Rd, Gilbert www.taylormorrison.com 480-821-0655
From the $120s
14 20
Close-Out Community
From the $130s
Trovita Estates Summit & Pinnacle Collections
21
Taylor Morrison
From the mid $300s
Val Vista Dr. & Adobe St., Mesa www.taylormorrison.com 480-275-2118
22 The Waters at Ocotillo
Pulte Homes
From the $370s
Dobson Rd & Price Rd, Chandler www.pulte.com 800-665-4140
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F R I D AY , A P R I L 5 , 2 013
C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G
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MARACAY HOMES
Maracay Homes Savannah, Litchfield Park By Maracay Homes
S
et against the West Valley’s White Tank Mountains, Maracay Homes at Savannah in Litchfield Park features oversized homesites that can accommodate an Accessory Garage — including four separate standalone designs and two attached-plans. Maracay Homes at Savannah offers nine one- and two-story home plans from 2,364 to 4,144 square feet. These Energy-Star designs include from 3 to 6 bedrooms and from 2 to 4 baths, as well as a 3- or 4-car garage. Buyers can also incorporate FlexDesign® selections for Generation Suites or Bonus Rooms. The single-story Bartlett (2,364 sq. ft., HERS Index 69) has 3 or 4 bedrooms and 2 or 3 baths, while the single-story Patagonia (2,708 sq. ft. HERS 63) and Mohave (2,730 sq. ft., HERS 62) each offer 4 bedrooms, 2.5 or 3 baths. With 4 or 5 bedrooms and 2.5 or 3 baths, the single-story Powell (HERS 64) has 2,927 square feet. The two-story Havasu (HERS 61) and Sunrise (HERS 62) both have 4 or 5 bedrooms, 2.5 to 3.5 baths and 3,633 square feet; the Sunrise offers an attached RV garage. The two-story Saguaro (HERS 61) and Canyon
FYI: Maracay Homes Savannah Lot size: Varies significantly Number of homes: 70 Nearby schools: Verrado Elementary, Verrado Middle School, Verrado High School Nearby hospitals: Banner Estrella, West Valley Hospital Nearby shopping: Westgate City Center, numerous neighborhood venues Nearby amenities: White Tank Mountains, Estrella Mountain Regional Park, Goodyear Ballpark, easy access to Loop 303 and I-10 Directions: From the North: Exit Loop 303 South at Camelback. Right on Camelback. Right on Perryville. Models on right at Georgia Ave. From South: North on Perryville to models. From East: West on Camelback. Right on Perryville to models. From West: East on Indian School. Left on Perryville to models. Sales office hours: 10 a.m.–6 p.m. daily; Fri. 1–6 p.m. Prices: From the $212s More info 18625 W. Georgia Ave., Litchfield Park 85340 623-266-0359 maracayhomes.com
(HERS 62) offer 5 or 6 bedrooms and 3.5 or 4 baths in 4,144 square feet; the Canyon offers an attached RV garage.
DEL WEBB
Fireside at Desert Ridge, Northeast Phoenix By Del Webb (all ages)
A
n all-ages community, Del Webb’s Fireside at Desert Ridge offers upscale amenities and a range of housing options designed for a variety of lifestyles including young professionals, couples, empty-nesters and families. The setting offers plenty of privacy, but is also close to Desert Ridge’s eclectic mix of shopping, dining and movie theaters. Fireside at Desert Ridge has 21 floor plans in four series of homes, ranging from 1,448 to 4,301 square feet with from 3 up to 5 bedrooms. Plans include one- and two-story single-family homes as well as maintenance-free living. Considered very energy-efficient, the average HERS rating for the homes at Fireside at Desert Ridge is 68. Amenities include a community center, resort-style family pool with cabanas and a heated spa, adult lap pool, fitness and cardio center, lighted tennis and basketball courts, a yoga garden, a children’s splash-pad, playgrounds and more. Homes start in the $300s.
FYI: Fireside at Desert Ridge Lot size: Approx. 45x115 Number of homes: 900 total; 26 homesites remaining Nearby schools: Fireside Elementary, Wildfire Elementary, Explorer Middle School, Pinnacle High School Nearby hospitals: Mayo Clinic, Paradise Valley Hospital, John C. Lincoln Hospital Nearby shopping: Desert Ridge Marketplace, Scottsdale Quarter, DC Ranch, City North, Kierland Commons Nearby amenities: Desert Botanical Gardens, Musical Instrument Museum, Wildfire Golf Course Sales office hours: 10 a.m.–6 p.m. daily; Wed. noon–6 p.m. Price range: From the $300s Directions: Located on the southwest corner of 40th Street and Deer Valley Road. More info 3819 Ember Glow Way, Phoenix 85050 866-301-6019 delwebb.com
COURTLAND COMMUNITIES
Rimrock at Del Rio Ranch, Avondale Coming Soon!
BLANDFORD HOMES
The Lofts in Power Ranch, Gilbert by Blandford Homes
F
eaturing three plans and four exterior elevations, these two-story loftstyle homes each have 3 bedrooms, 2 to 2.5 baths, and a 2-car garage. The Penthouse (1,336 sq. ft.) has all living spaces on the second floor, including the living room, kitchen and a dining room with access to a dining deck. The two supporting bedrooms are located in the center of the layout, with the owner’s suite being at the far end of the floor plan for maximum privacy. One of the secondary bedrooms can be built as an optional den. The Loft (1,368 sq. ft.) has a front porch and a first-floor living room, dining room, kitchen and optional powder room. All of the bedrooms are located on the second floor; bedroom 2 in this plan can be made into an optional den. The Villa (1,328 sq. ft.) also features a front porch with the living room, dining room, kitchen and an optional powder room on the first floor. All bedrooms are upstairs, but the layout is arranged differently than in The Loft. Located in Gilbert, the master-planned community of Power Ranch has over 200 acres of open space and greenbelts, a 26-mile community trail system and 27 parks, each with unique amenities.
FYI: The Lofts in Power Ranch Number of homes: 105 Nearby schools: Centennial Elementary (K-8), Higley High School Nearby hospitals: Mercy Gilbert Nearby shopping: San Tan Village Nearby amenities: Easy access to Valley freeways Directions: Northeast corner of Power Road and Los Altos Road. (First stoplight south of Pecos on Power Road.) Sales office hours: 10 a.m.–6 p.m. daily; Mon. 2–6 p.m. Price range: From the mid-$100s More info NE corner of Power Road and Los Altos Road, Gilbert 85297 480-895-6300 Gale@blandfordhomes.com Jerry@blandfordhomes.com blandfordhomes.com
In addition, there are catch-and-release lakes, lakeside trails, multiple pools, a splash fountain and picnic pavilions with barbecues. The community also includes basketball and volleyball courts and two clubhouse facilities with catering kitchens.
by Courtland Communities
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ocated in Avondale, the model home at the SRP Energy Starapproved community of Rimrock at Del Rio Ranch is currently under construction. Pre-sales are being done through Courtland’s Renaissance at Greer Ranch sales office at 15984 W. Poinsettia Drive in Surprise. Pre-Grand Opening bonus features include granite kitchen countertops, a covered patio and stainless steel appliances. Buyers will also receive 2.5 percent of the purchase price for financing and closing costs by utilizing Suburban Mortgage and First American Title. The Chaparral (2,055 sq. ft.) is a single-story plan with 4 bedrooms and 2 baths (option for a third bath). The 3-bedroom, 2.5-bath Sedona Supergarage™ plan has 2,128 square feet with a 17 feet x 40 feet attached RV Supergarage™. The Patagonia is also single story, and has 2,300 square feet, 3 bedrooms, 2 baths, an oversized 2-car garage and an optional fourth and/or fifth bedroom. The two-story Monaco Supergarage™ has 3 bedrooms, 2.5 baths, a game room and the option for a fourth and/or fifth bedroom with a full bath. This 2,472-square-foot home has an attached 16 feet x 46 feet RV Supergarage™. Another two-story home with
FYI: Rimrock at Del Rio Ranch Lot size: 63 feet x 125 feet; lots vary in size Number of homes: 43 lots available Nearby schools: Estrella Vista Elementary, Avondale Middle School, La Joya High School Nearby hospitals: Banner Estrella, West Valley Hospital Nearby shopping: Fry’s, Costco, Walmart, Home Depot, Lowe’s, JCPenney, Petco Nearby amenities: Gateway Pavillions, Phoenix International Raceway, Phoenix/ Goodyear Airport, Estrella Mountains Directions: Off I-10, south on Avondale Blvd to Whyman Ave. West to 120th Avenue. South into subdivision. Model on Mountain View Drive. Sales office hours: 11 a.m.–5 p.m. daily; Tues. and Wed. 1–5 p.m. Prices: COMING SOON! More info 12010 W. Mountain View Dr., Avondale 85323 (Model under construction) 623-474-3125 courtlandcommunities.com
3 bedrooms, 2.5 baths and a game room, the 2,738-square-foot Acacia, includes the option for a fourth and/or fifth bedroom and an optional third bath. The Tucson is two stories with 3,212 square feet with 4 bedrooms, 2.5 baths and a game room or optional fifth bedroom.
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F R I D AY , A P R I L 5 , 2 013
C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G
THE ARIZONA REPUBLIC
Used wIth PeRmIssIon of CRestRon
(SMART HOMES, continued from page NH1)
Private mortgage insurance Mortgage insurance tough to avoid BY DEBRA GELBART
A
low down payment can be a good thing financially, but there is a downside: if your down payment is less than 20 percent of the home’s purchase price, a borrower is required to pay what’s known as mortgage insurance, which protects the lender in case the borrower defaults on the loan. Buyers may regard mortgage insurance as a nuisance expense, but it is a key reason lenders are willing to approve a mortgage for most middle-class buyers. Mortgage insurance with conventional financing is called PMI (Private Mortgage Insurance); with an FHA loan, it’s called MIP (Mortgage Insurance Premium). With conventional financing, you have the option to make just one payment up-front for mortgage insurance (called “single premium MI”) or pay the premium monthly along with your mortgage payment.
Limited choices
According to a number of sources, if you make monthly payments with conventional financing,
the mortgage insurance is dropped automatically when you accumulate 22 percent equity in your home, based on the original purchase price. Experts advise that borrowers with FHA loans generally have to make a monthly MIP payment, in addition to an up-front mortgage insurance payment (called UFMIP with FHA loans). Beginning June 3, the monthly MIP borrowers pay on their FHA mortgage cannot be dropped throughout the life of the loan if the down payment is less than 10 percent. “FHA, like most mortgage insurance companies, has taken heavy losses in recent years,” said Bernie Chavira, the mortgage origination manager for Desert Schools Federal Credit Union. “I believe this has a lot to do with their recent announcement to raise insurance premiums.” For some borrowers, an FHA loan may be necessary because it’s easier to qualify for, especially after a bankruptcy or foreclosure.
Consider your options
If your loan is through a conventional lender,
single-premium MI is your best option, advised Chantal Huff, senior loan officer at CNN Mortgage in Scottsdale. “You don’t have to worry about a monthly payment,” she said, “and you may have the flexibility to have your lender pay it for you at a lower rate than you would pay yourself.” Typically if a lender pays the single-premium MI for you, the quoted annual percentage rate on your loan will go up, but rarely by more than half a percentage point, she said. The cost of singlepremium MI varies, Huff said, based on the amount and length of your loan, the percentage you put down, your credit score and your debt-to-income ratio. Ideally, this ratio will not exceed 43 percent, she said, meaning that all of your debts combined do not exceed 43 percent of your gross annual income.
Example explained
Presupposing a $200,000 conventional loan, a 720 credit score (considered “good”), a 43 percent ratio and a 5 percent down payment on a 30-year-fixed mortgage, a
Going ‘green’
Financial benefits are becoming clearer BY JIMMY MAGAHERN AND ELISE RILEY
M
ost area homebuilders offer a variety of energy-efficiencyrelated options, from Energy Star-certified homes to programs such as Environments for Living, which certifies how much a home will cost to heat and cool. New homes often also have an energy-efficiency score called the HERS Index, so buyers can shop for an energy-efficient home just like searching for a car that gets good gas mileage. “I think everyone wants to do their part for the environment,” said Carl Mulac, president of Avatar Properties and chairman of the Home Builders Association of Central Arizona. “But what people are seeing now are the savings in monthly mortgage payments [FHA, Fannie Mae and Freddie Mac now offer energy-efficient mortgages, or EEMs, that help buyers leverage bigger loans], HOA fees, and of course, energy bills. When you can provide a monthly energy cost much less than the standard home, it’s real money in the pocket.”
Payback period
Green builders call it the ‘payback period’ — that
borrower would pay 2.48 percent of the purchase price up-front for mortgage insurance, Huff said. The lender’s rate would be 2.35 percent. If the borrower opted instead to make monthly PMI payments in this scenario, the payments would amount to .067 percent of the total loan (divided by 12 annual payments), or about $111 additional each month. The monthly payment will go away automatically, Huff said, when your equity grows — through your mortgage payments — to 22 percent of the home’s value.
Benefits of PMI
Having PMI has one benefit that most buyers are not aware of, Chavira said: the name of the mortgage insurance company is listed on your monthly mortgage statement. If you ever fall behind in your mortgage payments, you should contact both the lender and the mortgage insurer to see if the insurer will help you work out an arrangement with the lender to avoid foreclosure. “It’s in the best interest of the insurer to try to convince the lender to work with you on payment arrangements,” he said. “The insurer wants to mitigate any loss as much as possible.” are already seeing some benefits. “If you do just one of them, you really won’t see much difference,” Mulac said. “But all of those things working in unison can really save you money.”
Popular programs
elusive stretch of time between any initial ‘green premium’ and the point when new-home buyers begin to see a return on their investment. “It [payback period] is really hard to estimate,” Mulac said. “It depends upon how many features you’ve gone for.” If the features don’t come standard with your builder, Mulac
recommends adding reflective roof sheathing and sprayed foam insulation (to keep warm or cool air in), highefficiency heating and cooling systems, Low-E spectrally selective glass windows (which reduce heat and UV rays), and rooftop solar panels. But buyers who’ve opted for a combination of the most popular green features
While many homebuyers are familiar with Energy Star, additional programs are taking that principle to the next level. For example, builders that participate in Environments for Living (EFL) guarantee the heating and cooling performance of a home. The program, established in 1997, looks at all areas of a home — from windows to ducting and everything in between — and ensures that a completed home matches the exact builder specifications for performance. “When you take control and build it predictably with good building science and a systems approach, you end up with predictable results,” said Brad Townsend, National Building Manager for MASCO Home Services, which manages the Environments for Living program. “Everybody talks about being green and energyefficient. We just take it one step further.”
How EFL works
An EFL-Certified home
piecemeal, with each function controlled through a separate interface. But if you have a “central brain” in your home, you can add, say, garage door operation and control of appliances — among many other functions — easily and costeffectively, he said. A central processor and some initial limited functions, such as lighting and thermostat control, would probably cost between $5,000 and $7,000, Brunen said, adding that in his opinion, it’s difficult to provide automation with scalability for less than about $5,000.
Functions, features
Brunen said additional functions that can be controlled, integrated and programmed include security, locking and unlocking doors and windows, rolling shades and blinds (both inside and outside) up or down, and managing pool controls, fireplaces, firepits, water features and misting systems. “And I’ve never had a client say, ‘Oh, skip the lighting’ after they’ve seen how much better the right lighting at the ideal intensity can make art and furnishings look, or after they’ve experienced the convenience of being able to adjust dimmers easily and quickly,” Brunen said. In fact, lighting automation is so popular that with almost every upgrade his customers have ordered, they have included more lighting controls.
Understanding needs
To determine what a client most wants automated in the home, Brunen interviews him or her before installing any features. “I ask which functions are most important,” he
comes with a written limited guarantee that states how much buyers should expect to annually use to heat and cool the home, as well as a comfort guarantee. MASCO guarantees the home’s performance, not the builder. “If you (the homebuilder) build it to our program requirements and specifications, we will give the homeowner a written guarantee that if you use over X, we will reimburse the homeowner 100 percent of
said. “Do they want to be able to control all of the TVs in the house from a single control? Do they want to be able to turn the lights on while they’re driving home? None of this [technology] works well or gives the customer what they want without the qualifying process and asking questions.”
More affordable
Prices on automation systems have come down quite a bit in the past several years, according to George, who added that automation systems with “reasonable functionality” start at between $3,000 and $5,000, depending on which type of device the homeowner wants to use for the controls. For example, an iPad used to control, integrate or program functions can dramatically reduce the cost of the user interface, she noted. Brunen agreed, and said a smartphone also can be used as a more affordable user interface. For example, a $99 smartphone app, programmed by a home automation company, lets a homeowner easily communicate with the central processor. Brunen believes that in about a decade, most homes will have some degree of interconnectivity. “It will be routine to turn on your oven while you’re driving home,” he said. “Or, you might be able to get a bath going on your way home from the office. Plus the evolution of technology likely will make advanced automation less expensive than it is today.” Resources iWired, Inc.: iwired.com SmartHome Solutions: mysmartmanor.com
the difference for two or three years,” Townsend said.” Townsend works with a dozen Valley builders on EFL homes. “Today, builders are building better homes,” Townsend said. “That’s really what this is about. Let’s put our money into improving our building components and how they are installed and the result is improved overall performance with respect to energy-efficiency, comfort, indoor air quality and value.”
whaT’s The
hers index?
think of the heRs Index, or home energy rating system, as your home’s efficiency score. the lower the number, the more energyefficient the home.
“Builders are using the heRs Index to differentiate themselves,” said daran wastchak, a home energy rater. “we have a lot of energy star builders in Phoenix, and because it’s so popular here, the builders are really selling their heRs Index.” A home with a heRs score of 100 meets the energy code from 2006, while a home with a heRs score of zero is energy-neutral, meaning it produces as much energy as it consumes. A score of 50 means a home uses 50 percent less energy than a home built to 2006 code, and a score of 150 means a home uses 50 percent more energy than that 2006 standard. homes get lower scores by using energy-efficient lights and appliances, heating and cooling equipment, higher quality windows and proper insulation. typical Valley homes from the ‘70s and ‘80s score around 130 to 140, wastchak said. A good, new energy-efficient home built today would probably score around 70, but there are new homes in Valley neighborhoods that score in the 50s or even lower. to find out more about the heRs Index, visit resnet.us/hers-index . Resources Environments for Living: environmentsforliving.com Environmental Protection Agency: epa.gov/greenbuilding/ RESNET: resnet.us/energy-ratings
THE ARIZONA REPUBLIC
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l na i rig 75 O 19 e e Th inc S
Can’t Sell….. Why Not Trade…..
NH9
. com
We have helped thousands of families trade their old house for a brand new energy efficient home valley wide since 1975! Based on equity we can buy it, sell it or rent it for three years GUARANTEED* Boston Street in downtown Chandler, circa 1940
City of Chandler
Chandler’s history:
A tale of a visionary veterinarian, irrigation engineering and cotton BY JIMMY MAGAHERN
I
n the early 1900s, water in the desert was such a rare commodity that the Salt River Valley Water Users’ Association, the government-funded project that would eventually become SRP, allowed landowners only enough water to irrigate 160 acres — plenty for a farmer, but not enough to form a town around. Luckily for the rest of us, Dr. Alexander John Chandler, the Arizona territory’s first veterinary surgeon and a man with an interest in irrigation engineering, had an innovative idea: buy up 18,000 acres in the fertile Salt River Valley and subdivide the land for sale to individual owners.
Land speculators
On May 17, 1912, the Canadian-born vet welcomed some 300 speculators (who’d arrived on the newly completed railroad) to check out Chandler’s vision for a unified town centered around a park, a concept he’d seen
presented at the 1893 Chicago World’s Fair. These land speculators spent an amazing $50,000 for raw real estate that day. Dr. Chandler’s vision of a lush, agricultural oasis in the desert was a hit, and by the following year, the San Marcos Hotel, Arizona’s first golf resort, was welcoming winter visitors from the Midwest and East Coast.
Cotton was king
Farming became big business in Chandler, with cotton as king. Cotton reigned supreme in the local economy during World War I since it was in high demand for the production of rubber tires and aircraft fabrics. It was around this time that the Goodyear Tire and Rubber Company leased 8,000 acres south of Chandler’s town limits and built a small town called Goodyear – the original Goodyear – which lasted until the early 1940s. This area is now Ocotillo.
Over 240K residents
Today, Chandler is host to over 240,000 residents with a median income of over $81,000. Downtown has been restored to a modern version of Dr. A.J. Chandler’s vision, with upscale wineries, microbreweries and professional offices preserving the aesthetics of the original plaza. Meanwhile, the city is also home to numerous high tech innovators such as Intel, Microchip Technology and Freescale (formerly Motorola), honoring Dr. Chandler’s vision of progress and prosperity. (See related article on Goodyear on page NH4.)
You have options because we have solutions….
Over 300 families in 2012 moved to their new home using our “Trade-In Program. ” We can buy it, sell it at a discount or lease it for 3 years Guaranteed! Call Beth at 602-315- 8749 or visit RiderTradeInProgram.Com
Gilbert Office Number: (480) 967-9467 Surprise Office Number: (623) 505-2800 Tucson Office Number: (520) 572-5617 Website : www.presidentialpools.com
Resources
READY to BUY?
*All trade-Ins handled through Rider BuilderTrade-In Specialist, equity Buy outs must be in writing and are good for 7 days. Not everyone will Qualify. AR-0007943462-01
GRAND OPENING! From the s $240’
Hacienda at Greer Ranch All New Floor Plans & Elevations! As one of the top 30 builders in the U.S., award-winning Gehan Homes brings a 20-year legacy of homebuilding excellence to the Phoenix Valley. Please join us as we launch our inaugural Phoenix area community and unveil an exciting, new line-up of floor plans.
Model Home NOW OPEN
11520 North 156 Lane . Surprise, Arizona (Reems Road and Cactus Road)
Model Hours
10 am-6 pm Daily 1 pm-6 pm Fridays
gehanhomes.com Sales and Brokerage Services provided by Prime Equity Real Estate, LLC, licensed in the State of Arizona (LC644121000). Advertised prices may not include promotions, incentives, features, options, lot premiums. Proposed amenities, site and floor plans, elevations, designs, artist renderings or dimensions associated with the overall project and the units may be preliminary in nature and are subject to change without notice. Square footage and dimensions are estimated and may vary in actual construction. Community Association fees may be required. This is not an offer to sell, or solicitation of an offer to buy, any unit in states where such solicitation cannot be made. A public report is available at the State Real Estate Department’s website. Gehan Homes of Arizona, LLC, AZ ROC # 281891. © 2013 Gehan Homes. All rights reserved. AR-0007984011-01
1750 East Northrop Boulevard Suite #230 Chandler, AZ 85286
NMLS# 211640 State Lic #0911704 Corp Lic #0904081 Corp NMLS #3113
®
623.584.0903
Jason.Spears@Academy.cc www.AcademyMortgage.com/JasonSpears
Chandler Museum: chandlermuseum.org
San Marcos Resort: sanmarcosresort.com
Direct: (480) 442-7620 Fax: (480) 718-8382
SALES MANAGER
Downtown Chandler: downtownchandler.org
City of Chandler: chandleraz.gov
JASON SPEARS
AR-0007944475-03
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C R E AT E D B Y R E P U B L I C M E D I A C U S T O M P U B L I S H I N G
THE ARIZONA REPUBLIC
Del Webb acquires land in Dove Mountain del webb is expanding its presence in the tucson market with plans to build a new active adult community in the prestigious dove mountain master-plan.
OPEN eNrollMeNt Arizona state law allows students to apply for admission to any public school, based on available classroom space (A.R.s. § 15-816.01). the law requires that school districts develop policies regarding open enrollment that may include transportation and that the policies shall be posted on the district’s website and available to the public upon request. transportation is available for special education students.
Parents need to do their homework BY MICHELLE TALSMA EVERSON
W
The options
Lisa Graham Keegan, former Arizona Superintendent of Public Instruction and currently an education advocate and partner in the Keegan Company, said there are several different types of school options currently available
“Educate yourself about your options; there are no shortcuts when it comes to doing your research.” —lisa Graham Keegan, education advocate, partner in the Keegan Company, former Arizona superintendent of Public Instruction
in Arizona, including three public options: • Traditional district schools that are either assigned or participate in open enrollment • Public magnet schools (elementary, middle or high schools that specialize in a specific area of study) • Public charter schools Along with homeschooling, additional options include private schools, either religious or not.
Where to start
“The best place for parents to start is our website [azed.gov] and look at the top-rated schools,” explained Molly Edwards,
public information officer for the Arizona Department of Education (ADE). You can also look at the Multiple Listing Service (MLS) report, ask your real estate agent, check with the county, or call the nearby school district’s main office, advised Tracey Benson, communications director for the Arizona School Boards Association. The ADE grades individual schools and districts on an A–F scale based on where the schools or districts are now in educating students and how far they have progressed, Keegan noted.
Robson Ranch
New Villas (Models under construction) ; P@C7'C5 RC5 .'!!K 4!WW@A!KX> ,@WZ <)C &HDJ> ; /W9@ $ SWEC! VWZC> 'X <)C SWEC! .'!!K*C ; 0CC RC5 O9'G# SW7CMUX 8C>'*XC@ VWZC> ; 6X%W2 K GWZA!'ZCX<K@2 T9XG) ,W@ <5W B New Visitors*
the Grand opening of 33 Campbell Place, a new community by Rosewood homes, will take place on saturday and sunday, April 20 and 21, from 10 a.m. to 6 p.m. this intimate, gated neighborhood features 18 lots and three different plans ranging from 2,341 up to
Schools and property values
Keegan said that there is a definite relationship between great schools and property values. “Many people say that the quality of the neighborhood dictates the quality of the school, but the opposite can hold true,” she said. “Studies have shown that quality schools can transform neighborhoods. It works both ways.” Resources Arizona Department of Education: azed.gov
more info
delwebb.com/dovemountain or 866-210-7583
33 Campbell Place is east of 32nd street and south of Camelback Road on Campbell Avenue. more info
rosewoodhomes.com
A division of the Arizona Republic 200 e. Van Buren st. Phoenix, AZ 85004
managing art director tRACey PhAlen tphalen@republicmedia.com
general manager CAmI KAIseR ckaiser@republicmedia.com
design sw!tCh stUdIo RmCP@switchstudio.com
manager Creative development IsAAC moyA imoya@republicmedia.com
Republic media intern nICK KostenKo advertising mIChelle mURRIettA 602-444-8208 mmurrietta@republicmedia.com for general advertising inquiries, contact Republic media at 602-444-8000.
Contributing Editor JIm wIllIAms jlwilliams@republicmedia.com
Arizona School Choice: arizonaschoolchoice.com
3,376 square feet. Base prices are from $472,990 to $564,990.
A publication created by
Editor PAUlA hUBBs Cohen Paula.Cohen@cox.net
Arizona School Boards Association: azsba.org
From the
at
the community is scheduled to open in early 2014. within a day of posting a ‘coming soon’ sign on the property, del webb received nearly 100 inquiries.
Rosewood Homes Grand Opening
soURCe: Arizona school Choice, arizonaschoolchoice.com
Exclusive Resort Lifestyle for Active Adults.
Taste OF Life
Amenities in dove mountain include walking paths and miles of hiking and biking trails leading into the 3,000-acre
—whaT is iT?
New home, new school hen parents of school-age children purchase a new home, one of the first things on the family’s to-do list is often selecting where their kids will be going to school. Especially if it’s a first child, parents can find themselves in the dark about where to go to learn more about the education options that are available to them — and something that’s equally important, how these options stack up against one another. We asked the experts for their advice; here’s the scoop:
del webb recently purchased 170 lots in the master-plan, located in the foothills of the tortolita mountains just northwest of tucson. the purchase represents the first phase of a potential 650 lots on 208 acres from Cottonwood Properties, master-developer of dove mountain.
tortolita mountain Recreational Area. the community is near the Ritz-Carlton hotel and spa, the Gallery sports Club and numerous public and semipublic golf courses. dove mountain encompasses 6,200 acres of foothills, canyons and hillside living of which del webb will be the first active adult offering in the master-plan.
$230’s
PebbleCreek
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$130’s
Robson Ranch
World Class Amenities ; 3K<CE CX<@2 ; :)KZA'WX>)'A 3W!, ; :@CK<'7C ?@<> :CX<C@ ; -K!#'X* AK<)> ; /CXX'> " P'G#!CIK!! GW9@<> ; UXEWW@ AWW! ; Q9<EWW@ 5)'@!AWW! ; 4'<XC>> GCX<C@ ; 0W,<IK!! YC!E ; PC@,W@ZKXGC <)CK<C@ (PebbleCreek only)
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Each PebbleCreek & Robson Ranch home includes full access to community amenities. Amenities vary per community. Some amenities, clubs and activities not included in community service fees.
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AR-0007983967-01
Model Homes Open Daily 9am To 6pm
Robson.com Six Arizona Communities in Phoenix & Tucson
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PebbleCreek EXIT 126
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*First time visitor with registration card completion - one per household age 40 or better. While supplies last. Offer expires 4/30/2013. Robson Ranch & PebbleCreek residents not eligible. Offer not valid during events. The housing at any Robson Resort Community is intended for occupancy by at least one person 55 years of age or older per unit, although the occupants of a limited number of the dwelling units may be younger. One person must be at least 40 years old in each unit. No one in permanent residence under 19 years of age. Homes at PebbleCreek are offered and sold by PebbleCreek Properties Limited Partnership, owner/agent. PebbleCreek Construction Company, general contractor, ROC190149. Homes at Robson Ranch are offered and sold by PebbleCreek Properties Limited Partnership, broker for Sun Lakes-Casa Grade Development, LLC, owner. Robson Ranch Arizona Construction Co, general contractor, ROC192584. No offer for sale or lease may be made or accepted prior to buyer’s receipt of Arizona Subdivision Public Report. A Public Report is available on the State Real Estate Department’s web site. Some amenities are not included in community service fees. . All photos/pictorials are artist’s conception. Information subject to change without notice. ©2013 Robson Communities, Inc.® 13RC141