Retreats Arizona Living 05-07-2023

Looking for a larger home with a smaller price-tag?

BY PAULA HUBBS COHEN

If you’re looking for a little more house for your money in an area with great access to Mother Nature, you might want to check out cities in the Southwest Valley or Northwest Valley. In addition to gorgeous surroundings and lots of open space, houses tend to be on larger lots than in much of the East Valley, while prices tend to be lower depending on exactly where you’re looking.

Tis month, we’re highlighting three major cities in the Southwest Valley (Avondale, Buckeye and Goodyear) and three in the Northwest Valley (Glendale, Peoria and Surprise). Future issues of Retreats Arizona Living will address cities in the Southeast and Northeast sections of the Phoenix metro area.

Avondale

Avondale is considered by many to be a great place to buy a home and raise a family since it has “high-quality school options, employment opportunities, transportation connecting locally and regionally, parks and recreation amenities, a pump-track, and coming soon, a brand-new aquatics center,” said Ken Chapa, Economic Development and Tourism Director for the City of Avondale. Chapa added that Avondale’s housing market ofers afordability and proximity to desirable amenities, with housing stock availability for both purchase and lease.

Magnificent Mother Nature (and more!)

In an area known as Tres Rios (translation: Tree Rivers), the Gila, Salt and Agua Fria rivers converge on the city’s southern end. “Tese wetlands are home to many plants, animals and birds,” Chapa said. “Tres Rios has been designated an Important Birding Area by the National Audubon Society — it attracts migrating birds and focks of bird-watchers.” In addition to abundant natural amenities, Avondale is home to Phoenix Raceway where NASCAR stars compete for big money, bragging rights and more.

Major employers

•One Point One

• Vitamin Shoppe

• King Koil

Healthcare

•Phoenix Children’s Specialty Center

• Akos Medical Campus

• IMS/Integrated Medical Services

We had a cooler-than-normal spring, but summer is just around the corner. With the hot weather comes plenty of swimming, either at home, at a neighbor’s house or at a community pool. And with so many folks buying a condo, townhome or house for the first time, it’s often also their first time living in such close proximity to a pool. That’s why we felt it was paramount to remind everyone about drowning prevention.

Welcome to Retreats Arizona Living!

Please take a moment to read what wise words Lori Staufer has to say (elsewhere in this publication) about this crucial topic. Staufer is public information oficer for the Scottsdale Fire Department and immediate past president and current board member with the Drowning Prevention Coalition of Arizona. While supervision and education are key, so are multiple barriers — one of the most important of which is a pool fence.

Whether you’re new to poolside living in Arizona or you’ve been here a while, please educate/reeducate yourself as to the state’s pool fencing requirements. The regulations can be a bit diferent in each municipality, but state law requires a pool enclosure for any household with a child under 6 years old. There are additional regulations and caveats, but it’s essential to know that pool gates must be equipped with a locking device;

Retail/Entertainment

•Te Row (McDowell Road and 99th Avenue): Main Event, Barrio Queen, Harkins Teatres Gateway Pavilions

• Te BLVD (Avondale Blvd and Van Buren Street): Indoor sports center, restaurants, bars

• Old Town Avondale (Western Avenue between Central Avenue and Dysart Road): Tree-lined walkable neighborhood with art murals and authentic cuisine options

Population 2022: 92,353

Buckeye

“Buckeye is only 15 percent built out, leaving plenty of open desert and ofering a small-town feel,” said Annie DeChance, Communications Director for the City of Buckeye. “Plus, Buckeye is home to some of the best home-prices in the Valley, giving residents more house-space for their dollar.” Statistics bear out Buckeye’s popularity, with the city’s growth from 2010 to 2020 declared the fastest in the nation at 12.1 percent annually.

Buckeye, continued on page R6

the access gate into the pool must be self-closing and self-latching; and the latch must be at least 54 inches above the ground.

A great resource for more information is the Drowning Prevention Coalition of Arizona, preventdrownings.org. Another is the Arizona Department of Health Services; visit azdhs.gov and search for ‘pool safety’ where you’ll find the legal requirements of pool ownership and proper pool safety. You can also do an internet search for ‘Arizona Revised Statute 36-1681’ that will bring you to the state statutes regarding pool enclosures, requirements, exceptions and enforcement.

Those of us at Retreats Arizona Living — our executive team, our stafers and our advertisers — hope you truly enjoy the summer in your new or new-to-you home. Just remember to stay cool, stay hydrated and please — stay safe around water.

Tom Niva, PUBLISHER Retreats Arizona Living

Phoenix: Where poolside living is truly a treat, but comes with a big helping of responsibility

City of Buckeye

City of Avondale

Check out the Southwest or Northwest Valley — these locales are beautiful and just might have what you’re looking for!

Verrado neighborhood in Buckeye

Phoenix Raceway

Build-to-Rent (BTR)

BY DEBRA GELBART

The Build-to-Rent (BTR) concept brings new single-family homes together in a community constructed specifcally to be leased, not purchased, by the occupants. Tere are numerous BTR communities all across the Valley as well as in Northern Arizona. Here are just a very few.

Southwest Valley: A hot-spot for BTR

Created by Curve Development, Cyrene at Estrella is located just south of I-10 of of Estrella Parkway in Goodyear. Nathan Pile, president and owner of Curve Development, said the company’s goal is to “provide people with the opportunity to live in a beautiful

single-family rental-home community with two-car garages and landscaped yards.”

With 64 rental homes, Cyrene at Estrella attracts empty-nesters, young professionals and families, Pile said. “Te choice to rent may be driven by lifestyle, fnancial limitations or interest rates,” he noted.

Prescott: All-ages and 55+ BTR

In Prescott, at least two developers are creating rental communities with the look and feel of single-family-home neighborhoods.

In Te Flats at Jasper all-ages community (part of the Jasper planned

community), developer Atlantic Jasper is including a clubhouse, pool and workout facility when the frst 30 homes go up for sale at the end of August. Te community will ultimately have 240 rental homes.

Four model homes and the clubhouse will be completed at the end of July. Te developer hopes to attract both retirees and younger people who love outdoor activities and the cooler climate of Prescott. David Brown is co-managing partner with Paul Vogel of Te Flats at Jasper. He said they are including plenty of amenities to ensure “our project complements the upscale Jasper planned community.”

Mulberry Farms, a BTR community for residents 55+ in Prescott, was developed by Great Street Company. It ofers “a mix of Mayberry charm and Disney’s Main Street appeal,” said Dave Grounds, co-founder with Charlie Williams of Great Street Company. Te community features 200 Crafsman and Farmhouse-style singlefamily homes with “front porches, garages and backyards,” he said. Mulberry Farms ofers amenities, activities and social events for residents.

At Tri Pointe Homes our goal is to make a premium lifestyle possible for customers, whatever their price point or life stage. With our suite of programs from our Flex Design® and professional Design Studio consultants that help homebuyers select carefully curated styles to create a home that fts their distinct lifestyle, to our LivingSmart® program which ofers cost and environmental savings, we’re here to help fnd the perfect home for you. We invite you to discover our innovative, design-forward homes today.

Not ready to buy but don't want to live in an apartment?

A BTR home might be the answer

The Northwest Valley: Big-city amenities with a smaller town feel

The Northwest Valley is home to mid-range and upscale communities, plenty of shopping/dining and a wealth of natural beauty

BY PAULA HUBBS COHEN

No matter your stage of life, if you’re looking for a new or new-to-you home, it’s quite likely you’ll fnd it in the Northwest Valley. Te Northwest Valley enjoys a welldeserved reputation for having plenty of housing options for families, singles and seniors, a wealth of eateries and shopping, great schools, high-paying employment opportunities — and then there’s the beauty of Lake Pleasant and surrounding areas. Elsewhere in this issue of Retreats Arizona Living, we covered the Southwest Valley communities of Avondale, Buckeye and Goodyear. If you head north from any of those cities, you’ll arrive in the Northwest Valley, home to Glendale, Peoria and Surprise.

Glendale

“As the sixth-largest city in Arizona, Glendale ofers residents a vibrant environment that combines world-class sports with active lifestyle opportunities, shopping and entertainment venues,” said Brian Friedman, City of Glendale Economic Development Director. “In addition to hosting the Arizona Cardinals at State Farm Stadium, Glendale is home to Camelback Ranch, the Spring Training home of Major League Baseball’s Los Angeles Dodgers and Chicago White Sox.” Glendale boasts 81 parks including Sahuaro

Ranch Park where you’ll fnd 17 acres of lush grounds, historic buildings, ballfelds, ramadas, playgrounds and the park’s locally famous family of peacocks. When it comes to housing, the city enjoys something-foreveryone suburban-style options including mid-range single-family homes, upscale master-planned communities, apartments, townhomes and more.

Shopping, dining and entertainment

Glendale’s Sports & Entertainment District features 50+ dining options and experiences

including Top Golf, Lumberjaxes axethrowing, Comedy Clubs and much more.

Top industries/employers

Glendale is the proud home of Luke Air Force Base, which is a prominent employer in the area. Te city has fve major hospital systems and is the manufacturing home for both Red Bull and White Claw, among many

other companies. Other large employers include Ball Corporation, Bechtel, Honeywell, Lockheed Martin and Nestlé. Healthcare options include Abrazo Arrowhead Hospital, Banner Tunderbird Medical Center, Mayo Clinic and Phoenix Children’s Hospital.

Population 256,951

City of Glendale

City of Peoria

Westwing neighborhood in North Peoria

Westgate Entertainment District in Glendale

Peoria

Peoria's housing options include mid- and high-end single-family homes, upscale apartments, family-friendly master-plans, beautiful senior living communities and a trio of large master-planned 55+ communities. Outdoor adventure is an essential part of Peoria’s lifestyle, said Tim Eiden, City of Peoria Communications Director. Lake Pleasant has boating, swimming, hiking, restaurants, fshing and more. Te city has six golf courses, approximately two dozen miles of hiking trails plus some 30 parks including three large community parks — Rio Vista, Pioneer and Paloma — with splash-pads, fshing, ballfelds and dog-parks. A signifcant presence in Peoria’s P83 Entertainment District, the Peoria Sports Complex is Spring Training home to Major League Baseball’s San Diego Padres and Seattle Mariners.

Shopping, dining and entertainment

“P83, located along 83rd Avenue south of Bell Road, ofers a wide variety of restaurants, shopping and entertainment options including an ice-skating rink,” Eiden said. “Park West, at Loop 101 and Northern Avenue, has more than 30 shops and restaurants.” Te city is also home to two community theatres that bring live music and Broadway plays to the area.

Top industries/employers

Peoria’s top industries include healthcare and advanced manufacturing. In addition, located close to North Peoria in North Phoenix, a massive TSMC (Taiwan Semiconductor Manufacturing Company) fabrication plant is currently under construction, bringing with it thousands of high-paying nearby jobs and billions of dollars in investment.

Population 190,985

Surprise

Bordered by the White Tank Mountain range to the west, Surprise ofers residents beautiful parks plus a robust menu of youth and adult sports, festivals, food truck events and more. Surprise Stadium is Spring Training home for Major League Baseball’s Kansas City Royals and Texas Rangers; the city is also home to one of the largest tennis and racquet complexes in the Southwest, public pickleball courts, a skate-park, several golf courses, an urban fshing lake and two aquatic centers.

Both resale and new-build homes are available; in addition, there’s been a recent surge in new multifamily rental oferings.

Shopping, dining and entertainment Surprise has a wide variety of shopping venues as well as more than 220 eateries, 60 of which can only be found in the city.

“Te Village at Prasada is one of the largest power centers to be built in the western United States in the past decade,” said Jeanine Jerkovic, City of Surprise Economic Development Director. “At build-out, it will feature more than 700,000 square-feet of retail, restaurants and entertainment.”

Top industries/employers

Jerkovic said the city’s largest employment industry is healthcare which employs around 4,500 people. “Tat number is poised to grow substantially with Dignity Health planning a 40-acre hospital campus in the city,” she said. “Manufacturing is also a major employer and will see a dramatic increase in the coming years as the city’s industrial district recently sold out all remaining space and has several million square-feet under construction.”

Population 155,384

THROUGH MARCH 2023

“The West Valley has become an extremely popular destination for homebuyers because of its afordability and rapid growth. Some call it the most beautiful place in Arizona — and that’s really the core of why residents and buyers love it.”

—CHARLES BARRETT, REALTOR® WITH WEST USA REALTY & OWNER OF TEAM KIMBLE

Lake Pleasant Surprise Stadium

Magnificent Mother Nature (and more!)

Skyline Regional Park is an 8,700-acre mountain preserve in the White Tank Mountains with more than 20 miles of hiking, biking and horseback riding trails. “Buckeye’s parks ofer family-friendly events including sports, ftness programs and holiday gatherings,” DeChance said. “Sundance Park will be opening Phase Two this fall which includes soccer felds, basketball courts and a recreational fshing lake. Buckeye is also home to the Buckeye Air Fair every February which is one of the best airshows in the Southwest.”

Major employers

•Four major Industrial Corridors with businesses such as WalMart/Sam’s Club Distribution Center, Cardinal Glass Industries and more

• KORE Power recently broke ground on a two million square-foot lithium-ion battery manufacturing facility

Healthcare

•Banner Health and Abrazo Health have announced full-service hospitals to be built in Buckeye

Retail/Entertainment

•Breaking ground this year: Verrado Marketplace with more than half a million square-feet of shopping, dining and entertainment venues

Population 2023: 110,000

Goodyear

“Goodyear is the ninth-fastest growing city in the nation and the second-fastest growing city in Arizona,” said Mayor Joe Pizzillo. “Te vast majority (94 percent) of residents say it’s a great place to live and 98 percent feel

safe in their neighborhood.” Goodyear ofers a variety of upscale multifamily housing, single-family rental-home neighborhoods, custom homes and master-planned communities including Estrella. Estrella is a 20,000-acre community with four major villages, several lakes, 50+ parks and dozens of miles of hiking/biking trails that meander through the community and into the foothills of the Sierra Estrella Mountains.

Magnificent Mother Nature (and more!)

Speaking of which, Goodyear is home to the rugged Sierra Estrellas that ofer a wealth of outdoor adventure and sightseeing opportunities including nearly 50 miles of trails for hiking, mountain biking and horseback riding. Te city has numerous parks, 100+ miles of paved bike routes, a 48,000 square-foot recreation and aquatics center, a skate-park and a pump-track. Every March, the city bustles with baseball fans since Goodyear Ballpark is Spring Training home to Major League Baseball’s Cleveland Guardians and Cincinnati Reds.

Major employers

•Amazon

• Ball Corporation

• Chewy

• Dick’s Sporting Goods

• Microsof

• UPS

Healthcare

•Abrazo West Campus

• Adelante Healthcare

• Banner Health

• City of Hope

Retail/Entertainment

•50+ family-owned restaurants and specialty shops

• Canyon Trails Towne Center

• Goodyear Centerpointe

• Harkins Teatres Estrella Falls

Population 2023: 106,090

City of Buckeye

“Goodyear has seen mass expansions and upgrades in just a few years, including improved highway infrastructure and new outlets, which has completely transformed the area.”

—CHARLES BARRETT, REALTOR® WITH WEST USA REALTY & OWNER OF TEAM KIMBLE

Phoenix REALTORS FastStats Report, information rounded

Skyline Regional Park in Buckeye

Estrella Mountain Regional Park in Goodyear

What

Ae FHA is part of the U.S. Department of Housing and Urban Development (HUD), a Cabinet-level department in the Executive branch of the U.S. government. e FHA provides mortgage insurance on loans made by FHA-approved lenders. e FHA was founded in the 1930s at a time when America was mostly a nation of renters and

terms were di cult for homebuyers seeking home loans.

In addition to protecting the lender against losses should the property owner default on their FHA mortgage, the FHA provides underwriting guidelines that mortgage brokers and retail lenders use to qualify and approve borrowers. e FHA funds its work by collecting mortgage insurance premiums from borrowers.

—Reported by Debra Gelbart

FOUR SEASONS AT VICTORY AT VERRADO

ROSA

Photos by Shell Photographics via K. Hovnanian Homes

Source: Chris Haggard, president of mortgage brokerage Horizon Financial Center in Tucson

Real estate lingo: What the heck is the MLS?

Before purchasing a new or new-toyou home, many folks frst need to sell their current home. If you hire an agent to sell your current home, they will list the property on what’s known as the ‘MLS’ — what is that and how does it work?

“MLS stands for Multiple Listing Service,” said Daren Freeman, Real Estate Advisor with Te Studebaker Group at NORTH&CO. “It’s an internet-based system that real estate professionals have access to in order to see what homes are on the market as well as share information about these homes.”

“Te MLS is also where all listings — resale, vacant land, multiple dwellings and some new construction — are entered for

the communities served,” said Eric Gibbs Sr., 2023 President, Arizona Association of REALTORs®. “It is one of many platforms for selling property.”

Once a home is put into the MLS, Freeman said the information is sent out to

hundreds of websites “allowing maximum exposure to people not just here in the Phoenix metro area, but all over the world,” he said.

—Reported by Paula Hubbs Cohen

MADERA

Photos Courtesy Tri Pointe Homes

Arizona’s luxury homebuilder: Cachet Homes

MODELS ARE NOW OPEN AT CACHET HOMES’ NEWEST COMMUNITY: THE RETREAT AT UNION PARK IN NORTH PHOENIX

By Hanna Scott

Part of the Union Park at Norterra master-plan in North Phoenix, The Retreat at Union Park is Cachet Homes’ newest community. The Retreat at Union Park ofers four stunning two-story plans ranging from 2,272 square-feet to 2,931 square-feet all with a 3-car tandem garage! Model homes are now open.

Encompassing 400 acres, Union Park at Norterra is located just east of I-17 and Happy Valley Road. Within walking distance to the shopping, dining and entertainment venues at The Shops at Norterra, this friendly community features architecturally diverse homes, tree-lined streets, beautiful shade corridors

FLOOR PLANS

Plan 491 3BD; 2.5BA

2,272 square-feet

Den

3-Car Tandem Garage

From the $600s

Plan 492 3BD; 3.5BA

2,518 square-feet

Den/Bedroom 4

Family room

3-Car Tandem Garage

From the upper $600s

Plan 493 4BD; 3.5BA

2,718 square-feet

Family room and Lounge

3-Car Tandem Garage

From the upper $600s

Of note: First-floor owner’s suite

MORE INFO

Plan 494 4BD; 3.5BA

2,931 square-feet

Family room

3-Car Tandem Garage

From the lower $700s

Of note: First-floor guest suite

THE RETREAT AT UNION PARK

26417 N. 21st Lane

Phoenix, AZ 85085

(On the SW corner of Jomax Road and 21st Avenue)

Sales Ofice Hours

10AM–5:30PM Daily (Except Sunday when they open at 11:30AM)

www.cachethomes.net

and a 5,800 square-foot amenity area with parks, a pool, a recreation center, basketball courts and pickleball courts.

With more than 30 years homebuilding experience, Cachet Homes enjoys a well-earned reputation as Arizona’s top luxury custom and semicustom home, condominium and townhome builder. Incorporated in 1990, Cachet has consistently met the company’s goal of building exceptional luxury

602-898-7985

homes that anyone would be proud to own. Indeed, the company works closely with award-winning architects, engineers, tradespeople, designers and other high-integrity industry professionals to create and build finely crafted homes that exude an ambience of simple elegance and sophisticated style.

Home should be a place that refects your needs, embodies your style and enables you to live your best life. It’s why Cachet is committed to building high-quality Arizona homes and inspiring communities that embrace the qualities you desire most.

VOTED

Chase Capture Photography via Cachet Homes

Chase Capture Photography via Cachet Homes

Phoenix is a well-known hub for life-sciences research and innovation

The Phoenix Bioscience Core (PBC), a 30-acre urban life-sciences hub in Downtown Phoenix, is home to the highest concentration of research and physician-scientists as well as research and health professionals in the region. On PBC’s campus and within two miles of the PBC, innovators have access to collaborations with 20+ Institutes of Research Excellence to accelerate their discoveries.

The PBC is the only place where you’ll find all three of Arizona’s public universities — Arizona State University, Northern Arizona University and the University of Arizona — in one location advancing medical education, translational research and creating new life-science companies. It is also the only location where a high school with a prime focus on the life sciences is located — Phoenix Union Bioscience High School.

The PBC is home to the Translational Genomics Research Institute (TGen), a world-leader in advancing precision medical treatments. There are many more, but a sampling of additional leading life-science organizations on the PBC campus include the National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK) research center and Dignity Health Cancer Institute.

More info: phoenixbiosciencecore.com

Source: Phoenix Community and Economic Development, Phoenix.gov/EconDev

Agent or REALTOR® or Broker?

What's the dif?

BY PAULA HUBBS COHEN

When you’re getting ready to sell your home, one of many important considerations is whether you want to hire a licensed real estate agent or a REALTOR® (they’re not necessarily the same). But what sets each designation apart?

REALTORs® and licensed agents

“A REALTOR is held to a higher standard by completing the required ethics class that allows them to use the ® trademark,” said Eric Gibbs Sr., 2023 President, Arizona Association of REALTORs. “Licensed agents can still practice real estate but are not held to the same standards as REALTORs.”

Connie Sana, Tose Callaways, Brokered by eXp Realty, concurred, adding that licensed agents have completed the required education and passed the state exam to become a licensed real estate agent. “All REALTORs are licensed real estate agents but not all licensed real estate agents are REALTORs,” she pointed out.

Broker

Another term you’ll hear bandied about is “Broker.” What does that mean?

According to Justin Torstad, Owner/ REALTOR, Libertas Real Estate, in Arizona, a real estate Broker is someone who has taken additional education and passed a Broker’s license exam. “Tere are diferent types of Brokers,” he said. “Every brokerage is required to have a Designated Broker who is responsible for the actions of all licensees under them.”

Choose wisely

Daren Freeman is a Real Estate Advisor with Te Studebaker Group at NORTH&CO. He said that while it’s important to understand prospective candidates’ professional education and experience, folks shouldn’t get stuck on titles. “Any of these professionals — a REALTOR, a licensed agent or a Broker — can help you accomplish your goals,” he said.

“It just depends on each individual’s time commitments and responsibilities.”

Rate lock

I f mortgage interest rates are looking favorable and you’re ready to purchase a new or new-to-you home, you may wonder if you can guarantee that you’ll get the current interest rate even if you haven’t closed on your new home yet. With a “rate lock,” you can. Gary Ogami, president/owner of mortgage broker Pinnacle Peak Lending, Inc. in Scottsdale, explains the process.

QHow can a borrower secure a favorable interest rate on a home loan?

AA mortgage rate lock secures a particular interest rate for a mortgage for a set period of time. Tese periods can range from 10 to 15 days to 30 to 45 days, or extended periods of 90 days or longer. Te mortgage must be completed and fully funded on or before the date the rate lock period is set to expire. As long as the transaction concludes in that timeframe — even if mortgage rates increase — the borrower will secure their fnancing at the “locked” rate.

Standard rate lock periods (30–45 days) usually don’t cost anything to initiate. For longer rate lock periods, such as 120+ days, a lender may charge a small fee. If the borrower closes the transaction with the lender, the fee is credited back to the borrower toward their closing costs.

—Reported by Debra Gelbart

Visit Phoenix

Water safety — there’s no room for error

BY DEBRA GELBART

So you’ve purchased a new or new-to-you house with a pool — and if you don’t have a pool, there’s a good chance your neighbor does. If you’re living in a masterplan or multi-family housing community, one of the primary amenities is usually a pool where the kids like to gather. But along with the fun and laughter a pool provides comes adult responsibility for water safety.

Supervision, barriers and education

Drowning prevention requires three layers of protection, according to Lori Staufer, public information ofcer for the Scottsdale Fire

Department and current board member with the Drowning Prevention Coalition of Arizona. Staufer has served as president of the Coalition for more than a decade.

“Drowning is a silent killer,” Staufer said. “It doesn’t matter how old you are or how good of a swimmer, it can happen to you. Drowning prevention has a three-pronged approach that includes supervision, barriers and education.”

Supervision, Staufer said, means adults need to have eyes on kids in and around water at all times. “No scrolling social media, doing yardwork or grilling,” she said. “And as we get older, it’s important that we don’t swim alone, either. While toddlers are the age group that experiences the most fatal and non-fatal drownings, drownings happen to teens and adults, too.”

Barriers are necessary to keep kids safe “when we don’t expect them to be swimming,” Staufer said. “Gates should be kept shut and pool covers on when not in use. Residents should avoid putting anything against fences that children can use to climb over to have access to water.”

Education includes swim lessons and learning CPR, Staufer said. “Swim lessons build skills but should not be considered a layer of protection on their own,” she said. If the worst does happen, everyone should know CPR so it can be administered immediately to help reduce brain injury while awaiting emergency response.

MORE INFO

Arizona Department of Health Services azdhs.gov (then search for ‘pool safety’) Drowning Prevention Coalition of Arizona preventdrownings.org

DESIGN

Tom Niva tom.niva@localiq.com

EDITOR

Paula Hubbs Cohen

PaulaHubbsCohen@ gmail.com

Carl Bezuidenhout Carl@Visualwise.biz

ADVERTISING

Michelle Murrietta mmurrietta@localiq.com 602-653-5909

AGENT, BROKER, HOME SERVICES ADVERTISING

Scott Glick sglick@localiq.com 805-304-7889

FROM THE MID $300 s TO THE LOWER $800 s

K. Hovnanian® Homes builds homes for everyone. Whether you’re looking for your frst home, your next home, or a home to retire in, we can help you fnd it. With communities in Maricopa and Pinal Counties, there is no shortage of options. Contact us today!

Ask Us About No Cash to Close Refnancing^^

If interest rates go down, you can refnance your home with no cash to close for the frst three years of the life of the loan.

Drowning is a silent killer — prevention is key

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