moving Mortgages
Independent mortgage advice for buyers and sellers WRITTEN BY
Mark Alexander Independent Mortgage Adviser
Even if you have been given a quote by a lender it is always worth meeting our advisers, as they may be able to save you money.
Our customers include:
• • • • • •
First-time buyers Second-steppers Downsizers Those wishing to free equity Buy-to-let investors Owners remortgaging
Why do people use our advisers? 1. 'Independent' means customers have
In addition to helping find you the best mortgage products, our advisers provide guidance on protection policies, such as life assurance, critical illness cover, income protection and property insurances.
A mortgage decision needs to be quick if
access to the whole of the mortgage market
you’re searching for your next home – that’s
– apply for exclusive deals in addition to the
Advisers also act as a safety net for
why an independent mortgage adviser is
products high street banks can offer. You
both the estate agency and the seller.
available in all our offices. They can meet
get the best rate and conditions available.
They pre-qualify buyers for us, making
you in person and help establish a budget depending on your income and other
2. Quick appointments, quick decisions.
financial commitments.
Request a same-day appointment and arrange an agreement in principle by the
Our advisers may even be able to secure a mortgage agreement in principle for you during the appointment. This will give you the confidence to start looking for a property and demonstrate that you are a serious buyer. Our financial services are open to everyone, whether you intend to use our estate agency or not.
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Financial services for sellers
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end of the meeting.
sure they have the finances to make a purchase. We may even seek advice before a buyer views a property. This identifies the best prospects, deters those not financially in a position to
3. Meet a mortgage adviser face to face at a
buy and shortens the selling process.
convenient location, rather than be directed
The extra due diligence should provide
to an impersonal call centre or a frustrating
you with greater peace of mind.
online application. 4. To save money, current borrowers look to remortgage via our advisers to take advantage of lower interest rates and fix their terms.
