Dec 2012 - The Golden Orange

DECEMBER 2012

R. I. President : Rtn. Sakuji Tanaka

ROTARY’S GOT TALENT

NEW GUEST EDITOR PAGE

District Governor : Rtn. Sanjay Meshram

SLUM SOCCER

Club President : Rtn. Atul Shah

LADIES COMMITTEE DISTRICT INTERACT MEET SINJARA

FOUR WAY TEST BOARDS

HEALTH CAMP

A Diagnostic camp was organised at RCC Yerla by the RCC Committe and Surgical Camps Committee for diagnosis. The RCC Committee led by Director IPP Tauby Bhagwagar and Chairpersons Dinesh Naidu, Sunil Thapar along with Rtn. Romesh Batra and Vikram Naidu set the tone by promoting this camp in various smaller villages in and around Yerla Village. They distributed leaflets at the weekly "bazaar" and put up posters at various PHC's. This ensured that more than 200 patients attended the camp. The screening was done for Ear Ailments by Dr.Nandu Kolwadkar, for General Surgeries

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AT RCC YERLA

by Dr. Surajit Hazra, Dr. Rajesh Singhania, Dr. Raju Wilkinson, for Gynaec cases by Dr. Pushpa Bhave and for IOL by team of technicians from Dr. Shaunak Mokadam's Hospital.

The patients were registered systematically

by Rn. Prashant Rajurkar, Pres Elect Prashant Kale, Rtn. Romesh Batra, Manish Bhati. They were ably guided depending upon the ailment to different sections for the prelimnary screening by Rt. Ann.Vaishali Rajurkar, Rt. Ann Divya Bhati, Naushad Bhagwagar and Rtn. Vikram Naidu. President Atul, Rtn. Ashish

Mehadia and Hon.Secretary Shabbar Shakir took care of the snacks and logistics where "hot snacks" were served with "cold water".

Interesting part of this camp was handling of a delivery case of a tribal lady at the door steps of the hospital by Dr. Pushpa Bhave, where in the mother and child were finally hail and hearty.

From this camp our Surgical Committee team has shortlisted about 67 cases for Surgeries which have been lined up in month of December and January.

-Prashant Rajurkar

Stop Prezz.....

Dear Rotary Families, The month gone by has seen a slew of programs and projects, followed by a welcome break for Deepavali and then again projects & planning for the most action packed three months ahead.

We saw a colorful and vibrant Ladies Meet with “never before participation”. This team it seems has decided to churn out some entertaining and informative programs this year!!

We had an entertaining Rotary's Got Talent Fellowship where our kiddies showcased the immense Talent they have. On the service side we had our uniques Slun Soccer and our trademark District Interact Meet, but in a brand new

Avatar. Kudos to each one of these teams for their “out of the box” ideas. The Medical team has kick started its Surgical Camps and I am sure the “Docs” from our Club, are going to leave no stone unturned in serving the underprivileged.

The GSE Team visit from RID 6690 signalled the beginning of Foundation month and we signed off with GSE team from RID 5520.It was an amazing experience hosting them. Our MG proposal of NICU is in the final stage of signing off at DG's office and shortly we will also be launching our Rotary Foundation drive.

Friends, the next 3 months are full of challenging flagship programs and

projects. These are going to be testing times. I look forward to each member of our Rotary family rallying around to make it a smooth sailing…as always!

Cheers!

Atul Shah

Hear Me Out.....

Theory of Relativity In college, we were made to solve 'the earth is rotating round its axis at a certain speed; at the same time it is revolving round the sun at another speed; the moon is revolving round the earth at yet another speed. The speed of movement between the moon and the sun needed to be ascertained.' It sounded Greek and Latin, but was called the “Theory of Relativity”.

I never did understand this “Theory” while in college, but understood it's implication in life. Nothing is absolute! Everything is relative. You feel fortunate while in the midst of some people and underprivileged in comparison to others. Let me explain this with an example. Anil (as in Ambani) must feel like a pauper when in the company of Mukesh (as in Ambani again….). All it takes to reduce Anil from riches to rags and spoil his trip in life, is comparison to Mukesh.

At times we feel like Nobel Laureates and at times not so noble illiterates.

We have not changed. What has changed is the person we are interacting with. There is a feeling that we are very highly educated till we encounter a PhD. The measure may be on different counts – wealth, happiness, knowledge, looks, style……and the result is the same. Which is changing in comparisons.

I have had a wonderful holiday……..till my wife finds that our close friends are going on a Caribbean Cruise. Someone stops enjoying watching TV, the moment it is known that the neighbor has bought a 46 inch 3D LED. There may then be someone whose son feels ashamed of his father's Audi because it fades in comparison to his friend's BMW…….. The best of husbands are reduced to nothing, the moment they are weighed in comparison. And the “Ideal Husband” receives the same treatment in his own house!!!!

That brings us to the probable conclusion that all these feelings are perceptual rather than actual. Nothing is absolute.

Happiness is relative!!!!!

Shabbir Shakir

shabbir.shakir66@yahoo.in

Keep in touch......

We invite expert comments, suggestions, criticism and commendations. This will help us know the pulse of readers and improve the publication. Please write in to shabbir.shakir66@yahoo.in

CREDITS Director : IPP Tauby Bhagwagar Chairperson : PP Dr. Sanjiv Chugh Editor : Shabbir Shakir Processing : Eskay’s Scanner Designing : Gurushree Graphics Printing : Shabbir Shakir Paper : Courtesy BILT

COVER up....

Surgeries at St Josephs Hospital, Yerla This District Interact Meet – A whole new Ball Game Slum Soccer – a glimpse The Talent at Rotary's Got Talent

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GUEST EDITOR PP Dr. Mannu Daga

We shall have a Guest Editor every month at the GO. Here the GEs will give expression to their creativity by writing about what they will. Past Editors of the GO will be seen in this space one by one. The idea has come into being so that these two pages will have something refreshingly new to offer every month, steering clear of the year mould.

The GE of this month PP Dr Mannu Daga is our magician when it comes to Matching Grants. A veteran having strong views – something for which he is always looked up to.

WHAT IS ROTARY ?

Is it a Social Club ?

Where people come together and create matrimonial relationships.

Is it similar to Gondwana or C.P.Club ?

Where enjoyment is paramount without any firm commitment Is it a School?

Where – if you do not attend your classes for > 75 % time, you will not be allowed to do what you go there for Is it a Temple?

Where you go with full faith and commitment but there is no restriction or compulsion Is it a Place of Work?

Which requires your whole hearted efforts to Earn a living and be successful in life.

Is it a Platform? To achieve higher recognition in society.

Is it a Bank?

Where your debts to the community are paid time and again, in installments' so that your account is always uptodate ?

Is it a theater?

Where you go at will and come out at will.Leave when you want and participate if the `Programe` is of your Interest. Where entry is your right because you have purchased a ticket.

Is it a Car ?

Matter of Prestige,beautiful,carries you to your high profile status destination.You can fire the driver even if you have not given him a

direction – because he is commited to drive you.

Is it your servant ? ters to all your whims & Fancies,looks after your needs and still does not grumble at your insinuations because you have paid the remuneration.

Is it your Office ?

Which should function exactly as you please and should be pleased at the way you function Is it your way to give Gurudakshina ?

A way to repay the debt back to the Guru (Society) for all what you have achieved with full sense of faith,reverence & commitment.

MOST OF ALL the Guru does this without expectations of any returns

WHY I AM A ROTARIAN This a pertinent question, which we need to ask us – Time & Again. Not because we are at a loss to understand the gains & Losses of being what we are but, to, really introspect on all what we are doing. It is not necessary to continue to do “what we do not enjoy”. It is necessary to 'Enjoy what we do'. Going along with the flow makes us passive, non innovative, functionaries – which can be good from time to time – when we have other more pressing issues in life. But being actively involved in every aspect of our life really brings in complete fulfillment, Positive energy, Great Admirers and Friends and a tremendous sense of satisfaction. When I asked a few of my close friends to write a few lines on this topic, a large number were stumped.

A senior, very active and responsible Rotarian, for more than 13 years, mentioned: 'I DO NOT KNOW WHY I AM A ROTARIAN' Unless we clear this dilemma we shall never ever be able to enjoy what we do. Rotary is just one such activity in everyone's life But if this question is answered for all our involvements, from time to time , we could really modify our style of living and contribute more to our own purpose and the world around us.

Have you really thought deeply enough on this issue. Do you really justify your being a Rotarian

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Here are some of the answers I would like to share with you.: WHY AM I A ROTARIAN ?

Vilas Kale.

Mannu, actually what you are asking is : with my level of Involvement, why am I STILL a Rotarian ??

Frankly, because…….I enjoy Rotary, especially the fellowship; not just the house of friendship, but getting to know and interact with people from so many different vocations and profession, social and cultural background getting to listen [when I attend] to some words of wisdom, experiences, new areas of knowledge and so on. I value this a lot.

Rotary was not new to me, I grew up knowing a lot of them. My grand father, Late P. B. Kale was President of our Club in 1952-53 ,but the reason I became a Rotarian was a commitment I made to myself when I went as a member of GSE Team in 1977 to USA. This program gave me a lot, and I said ,once my active Jaycee life is over, I will become a Paul Harris Fellow, so that this unique program continues, and I make this small contribution towards it. During those 6 weeks I was maha impressed with some whom I met and who actually lived Rotary in blood & spirit.

Understanding and respecting differences of opinion, religion, culture etc, is a value I

cherish and that's what I love about Rotary .

In addition there is this sense of pride in being member of Rotary, which serves the society so selflessly. My involvement in Rotary service projects is negligible, but I am inspired by this thought that if I do what I do in a way that it serves the good of all stake holders, I have served the society….its Rotary that motivates me to carry on thus. Finally, I am still a Rotarian, because you did not throw me out yet and more because of my dear wife Neeta.

She enjoys the Involvement, and feels it adds meaning and purpose to her life Dr. Sanjiv Chugh, Past President I have had 2 stints in our Club...the first lasted less than 2 years from 1987 to 1989. Being only about 30 years of age at that time and relatively new in my Pediatric practice, I could neither find the time nor the inclination to go for meetings which at that time were held at the Mount Hotel. Most of the other members were much older. Attendance was a big thing at that time and receiving phone calls from senior Rotarians for being absent was not a very pleasant experience. I was labeled a 'scooter' for signing and vanishing!! So I resigned in 1989 and since my letter was dated sometime in mid July 1989 I also had to pay my second half dues for that year!!

I became a member again in 1992; this time

because my wife wanted me to!! I remained a 'scooter' at meetings and a 'regular' latecomer at Fellowships, my only saving grace being Khushnoor's involvement in several projects, particularly those associated with the youth. Till 1999 I continued to be a 'member' but started becoming a 'Rotarian' only after getting 'involved' and taking over some responsibility or the other either in projects or administration which led up to my becoming the President of the Club in its Centennial year in 2004-05.

I can say from personal experience that Rotary can only be truly fulfilling once you make this move from being just a 'member' to becoming a 'Rotarian'.

Rotary has meant a lot to me and I have learnt a lot during my 20 years as member.

• I have learnt that being involved is more fulfilling and rewarding than being on the sidelines.

• It has provided a means to serve society both directly and indirectly, through one's professional training as well as monetarily.

• It has given rise to lasting friendships and meaningful acquaintances with several people from different walks of life without any selfish, ulterior, professional or business motives.

• Interaction with members has given an insight into different aspects of human nature, ambitions and need for recognition, as also false egos and insecurities.

• Rotary has afforded an opportunity to refine one's man management and human relation skills. It is certainly no easy task to manage people who are ALL leaders in their respective field!

• In short, Rotary has helped me develop as a more rounded person (Both physically and figuratively!). And last but not least, I would not have overcome my fear of computers had it not been for the 2 years as Secretary and President of this great Club!!

Regretfully I tend to be now reverting back to just being a member again….for reasons that

are maybe age and stage related and also the fact that the club now is double the size it was and seems so much less 'personal' and 'intimate' than it used to b Hopefully I will find it in me to get 'Involved' again!!

Ganesh Joshi, Past President My parents were closely associated with social organisations, I too was an active Jaycee & thus always had belief in social organisation's role in promoting/helping social cause. Missionary Organisations demand more power of conviction, devotion, time & resources relegating at times your family & business responsibilities. For people like me, Rotary provides ideal platform for Fellowship & Social Service. And I have been a happy Rotarian for last more than 23 years.

PP Dr Kiran Kulkarni, RC Nag. West The answer is simple “I am a Rotarian because, I Love Rotary!!!”

The story began with an invitation from RC Nagpur West to join the club. I consider it as an honor for my vocational excellence.

Thanks a lot to Rtn Ramesh Khanzode who invited me. Later I could learn opportunities to serves and polish my personal as well as organizational skills. Challenging a leader in every members by making him Work as committee member then as club President and beyond club level is Rotary's way of making him the best. From distribution of Polio vaccine on National Immunization days to assistance in selection of District representation at Inter school National Level Polio Elocution Competition, makes me proud of being a Rotarian. Finally when it comes to contribution to TRF, the head says “not now” but the heart says “give now, later not”. It is because of Rotary, I did stay locally and served as Primary contact person for matching grant projects worth 22 Lacks, for Clubs from Australia, Brazil & England. In last 4 years I could pass on the benefit to 350 children suffering from Cleft Lip and Cleft palate, because of team work of my club members and Team from Northern Cleft

Foundation UK. I love Rotary, because it keeps my Head, Heart and Hands busy for the society, which has given me name and fame.

Past District Secretary (RID 3030 RY 11-12) Dr. Ravi Wankhede Man is intrinsically a social animal. Howsoever we may think otherwise all of us have an instinct to help others. Individually we can certainly carry out this social obligation. In developing countries such as ours we have several social needs, which require concerted effort of several individuals and agencies.

Rotary is one such medium which can fulfill our desire to help the community in several ways. One example I would like to quote is last year I was Chairman Program Committee.

Among several interesting speakers I was motivated to invite world famous Anand Kumar of Super 30 to Nagpur. I could do this because I was a Rotarian. The event was a huge success leading to opening of Super 30 Entrance Centre at Nagpur.

I have been able to contribute in other manner, whether it was Hemalkasa (I was Director Medical Services) which was as we all call it a pilgrimage and real sense and a service to mankind, surgical camps, blood donation, etc.

And yes there is yet a very good reason to be a Rotarian. Where else could I get to know some of the 'who's who of Nagpur'? Although I am generally elusive by nature I can count many Rotarians to be my very good friends. A big thanks to Rotary Club of Nagpur.

Bharat Goenka, President Elect 2013-14 It would not be fair if I say that I am a Rotarian only for doing social work, but yes I am one to become a better human being, to develop brotherhood with others and nurture new relationships for a better social standing.

Rotary has encouraged me in developing leadership qualities, respect and consideration for others, and most important a sense of belonging to a large family.

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BEST LETTER

LETTERATI

- Letters To The Editor

Dear Rtn Atulbhai, Just received October issue of your Club Bulletin “The Golden Orange” No.4 through courier which I found to be most interesting and informative excellently compiled and edited as usual by Rtn. PP Shabbir Shakir – with following highlights (with colourful photographs) - excellently compiled and edited by him for which my compliments!

Congratulating you once again for the above excellent Bulletin and looking forward similar issues in future and with best wishes for (1213) and with warm personal regards to you and Ann: Shefaliben and Rotary Greetings to all your members from myself and Indumati, we remain, Your Friends, (JAGMOHAN KATAKIA) PDG D: 3040 (94-95) Editor Rtn. Shabbir Shakir Congratulations for the above excellent Bulletin!

DEAR SHABBIR THE DGNC IS MEANT TO FAIRLY NOMINATE THE MOST SUITABLE AND ACCEPTABLE CANDID ATE, BUT HAS BEEN KNOWN TO BE COMPROMISED AT TIMES.ELECTIONS ARE A PART OF A DEMOCRATIC PROCESS IN WHCH EACH CONTESTING PARTY IS PART OF THE SAME INSITUTION, PART OF OUR DISTRICT, PART OF US. ROTARY'S PRIMARY OBJCTIVE IS TO SERVE. IT'S NOT ABOUT COVETING POSTS OR TITLES. DG ELECTIONS SHOULD BE CONDUCTED AND CONTESTED IN A TRANSPARENT AND UNBIASED MANNER. I FULLY AGREE WITH OPINION GIVEN BY TAUBY BHAGWAGAR IN GO OF NOV 2012. BEING A SENIOR MEMBER OF ROTARY I AM NOT IN FAVOUR OF GIVING AN OPINION OR CONCURRENCE PRIOR TO D G ELECTION. RTN HANIFKHAN PRESIDENT , ROTARY CLUB OF BHUSAWAL TAPTI VALLY

There will be a best letter prize every month.

So keep writing.

Also mail your photograph along with your letter.

PHOTO IS MY MOTTO! I AM A ROTARIAN!!

10 Ways to Look Good in Photos How to put your best face forward and pose like a model.

For the always and forever camera conscious Rotarians !

1. Focus your eyes just slightly above the camera lens, move your face forward a bit, and tip down your chin.

2. Put your tongue behind your teeth and smile, which will relax your face.

3. Keep your arms by your side-but not glued there. To look natural, they should be a little away from your body.

4. Test-drive clothing against a white wall, with an indirect, natural light source (under a tree, indoors near a window)-it will show whether blue really is your best color.

5. As a rule, avoid patterns.

6. Photos exaggerate everything, so go easy on the makeup. For women under 30, a little mascara and lip gloss; over 30, add a touch of concealer.

7. Practice the classic model pose: Turn your body three quarters of the way toward the camera, with one foot in front of the other and one shoulder closer to the photographer. When you face forward, your body tends to look wider.

8. For standing photos, belly in, buttocks tight, shoulders back, spine straight.

9. Study photogenic people as well as photos in which you think you looked best. Look at your best angle. You'll probably see that you were laughing or having a good time. Capturing someone when they're relaxed or most animated usually makes for the best results.

10. To feel at ease, try closing your eyes, then opening them slowly just before the photo is taken.

Courtesy: Loyala Star - Jesse.

-Vishwas Sahasrabhojanee

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PDG Vishwas Sahasrabhojanee has been honoured with the Maharashtra Foundation Award

WORKSHOP Good teachers are good students too!

The workshop at Campus as a refresher course for the teachers turned into an interesting affair when the speaker had many exciting games & interactive sessions to communicate & emphasize the intricacy of often discussed but many times neglected aspects of effective communication with students, becoming their friends within parameters, earning their admiration forever, ruling their hearts, grooming a wholesome personality, etc. Experiences breed feelings & that in turn leads to awareness & that's what learning is all about. The workshop facilitator Rt Beena Mathew turned the teaching staff into a friendly group of excited participants who had done away with being just mute spectators. Another enriching experience for the speaker as well!

After all the best teacher should be the best learner too.

-Beena Mathew

BUSINESS MEETING

ST

1 NOVEMBER

The GSE Team from RID 7810 Business Meeting was held on 1st Nov 2012 at “Udyog Bhawan”. President Atul Shah called the meeting to order. He welcomed the members and requested for Half a minute silent prayer.

President announced the Birthday & Anniversary greetings to members. PP Ganesh Joshi informed about upcoming Programme on Smart Travel by Fazle Imdad. Director Sandeep Pathak informed about District Interact Meet at Jain International School.

Director Manish Bhati informed about forth coming Slum Soccer project as well as sports events at District Interact Meet. Information about Yerla Diagnostic Camp was shared by Dinesh Naidu.

Thereafter visiting GSE team from RID 7810 Canada n USA under the leadership of Jean

Street introduced themselves, thanked club for hospitality and made interesting presentations about their place, family, hobby & vocation. The same was co ordinate by PP Shabbir Shakir.

Thereafter president formerly started the business meeting. Hon. Sec. Shabbar Shakir read the minutes of last Business Meeting held on 4th Oct. House unanimously confirm-ed the minutes. Treasurer's Announcements were made by Alok Goenka.

President informed about important Board Decision taken on last board meeting pertaining to change in timing of weekly meeting on experimental basis at 7pm- 8pm for two months between Feb-Apr 2013. President also informed the house that Nominations for the Board of 2013-14 are being invited and the same should be sent in writing before 20th Nov, by interested members.

Rotary information was read by Mohd. Master.

Awards were Announced for best chairpers-ons for Green City Committee to Neeta Gupta, Richa Sethi, Ritika Singhvi, Anagha Jaiswal & Rohan Thakar; for Rotaract Committee to Jatin Sampat & Sapna Vastani; for Youth Service

9TH AUGUST-SPIRITUALITY” A SPECIAL ONE “APPLIED Isn't it high time we take pride in our inherited intellectual wealth and actually use it to our benefit?

On 8th November, this pre-diwali Thursday's regular meeting Dr. Shriramji Jyotishi made the audience ponder on this question. Dr. Shriramji Jyotishi, the guest speaker for the evening, is a post graduate in organic chemistry, a doctorate in pharmaceutical sciences, M.A. in public administration and also is honoured with 'Medscape India Award'.

Dr. Bharti Gidwani introduced him as a man who likes to take the path less travelled, and travelling he is, consistently for the last 34 yrs, exploring our ancient Indian scriptures, rituals and practices and trying to find the scientific explanation for the intellectual wealth that the Arya bhatts and the Chanakyas of our ancient world have left for us... and also justifying his belief that the ancient Indian world was more scientifically advanced than what we are today.....

Dr. Shriramji enlightened us with various ancient discoveries such as the 'Devnagari lipi' and how the order of the alphabets were linked to our body parts starting with the 'k'(hindi alphabet) sequence which is 'Jivaucharit' i.e. the sound comes with the use of our tongue, then followed by 'Talucharit' and so on. Dr. Shriramji has been studying the meaning of individual alphabets of the Devnagari script till date and has found out the scientific explanation for 19 of the 52 devnagari alphabets. He gave the example of the alphabet'Ja' which he said means 'producer'.

The words derived from this alphabet such as Janani, Pankaj all meant the same i.e. evolved from. He said when the English and the

Committee to Beena Mathew & Sharad Bhave.

Award for Best Letter went to Anil Sahasrabhojanee; for Crossword to Prema Sriniwas, Manju Bhatia, Bhavna Kalra, Neeru Bhatia & Anil Sahasrabhojanee. winner of last month's Ladies Committee Lucky draw was Smita Bhargava.

Release of Golden Orange was made at the hands of Prem Gupta and editor PP Shabbir Shakir. Announcement about attendance Report & Distribution of 100% attendance Awards for the month of Sept 2012 were made

by Ashok Malani.

The meeting was adjourned with singing of national anthem.

-Mahendra Kamath

Outgoing GSE members Jigisha Naidu and Chanda Sinha Babu

REGULAR MEETING

Sanskrit language are compared lots of words in the former language were derived from the sankrit alphabets such as 'Ja' also produced similar meanings in English language words like generation ,genesis etc. He emphasised on the fact that if our ancestors developed a language so scientific in nature, imagine how much in detail did they study in other fields.

In todays context, concepts like 'Diet' seem to be very popular and are claimed as scientifically designed...However in ancient India this concept was a way of everyday life.

There was 'Satvik, Rajasi, Tamasi' Diets which kept people healthy and fit. He also shed light on scientific reasons behind rituals and the science of Ayurveda.

Dr. Shriramji spoke about the various 'Rasa' and stated how they carried out several tests on earthworms to prove that 'Madhu Rasa' i.e anything sweet made a living being calm and quiet and not only our taste buds but also our mind.

Dr. Shriramji mentioned his belief against the commercialisation of ancient wisdom as he feels it looses its core benefits, but instead says we should practise it in daily life. He gave the example of the ancient practise of growing Tulsi plants in every household as putting 'Tulsi Leaves' in our everyday food created a film of its oil over food thus preventing it from being attacked by microbes thus keeping it safe for consumption. Well, women folk, hope you are reading this important piece of ancient wisdom.

However Tulsi oil if commercially extracted will not have the same effect and will also be expensive.

He mentioned about the scientific findings of the acharyas in the ancient days which hold

true even today compared to modern scientific teachings which have failed in front of them. Today we believe that bad cholesterol can be reduced by cutting down on fat intake however ancient belief says that fat cuts down fat . He proved this point through a video giving statistics on the use of cow ghee to reduce bad cholesterol in alcoholic and nonalcoholic people.

He summed up the presentation by saying how various aspects of science are being blindly followed today without any proper explanation which he named as pseudoscientific and impractical approaches and misconceptions.

To prove his point he said that air is visible and light is invisible but we are taught the viceversa. Due to shortage of time we could not go into the details of his theory. Maybe we shall require another session with Dr. Shriram Jyotishi to ponder on this point. Till then let us all enjoy eating cow's ghee guilt free and be happy that our bad cholesterol is reducing.

Rtn. Mahendra Kamath proposed the vote of thanks in his 'Shayarana andaaz' and urged the audience to be proud of our ancient wisdom and follow it in everyday living.

-Sapna Vastani

7 Dr. Shriram Jyotishi

REGULAR MEETING FASLE-IMDAAD A. SHIRPURWALA was our Guest Speaker on Nov 22, 2012 at the Regular meeting…………Fasle the founder of exploita.com revealed the wonderful art of travel planning in a light hearted & amusing manner unfolding a new experience for all present be it at airbnb ( an American online family stay provider with bed n breakfast ) which brings in a personal connect with people who offer different option of stay in their

TH

9 AUGUSTA SPECIAL ONE “TRAVEL SMART”

properties including airport pickups …….to COUCH SURFING which defines a smart way to travel especially for the young & old Backpackers who travel on a low budget & finally the exploita.com page which offers an online market for adventure, wildlife & offbeat tours. The Questions & Answers which flew in said more about the excitement Fasle generated & everyone left the hall with new thoughts on travelling….

-Vikram W Naidu

FASLE-IMDAAD A. SHIRPURWALA

THE HOME FOR THE BRAVE The regular meeting of Thursday the 29th November 2012 witnessed a presentation by the visiting G.S.E. team of District 5520. The members Dave Baker, Cristine Salvador, Shalom Uribe and Michael Ericson led by the team leader Rotarian Past President Nigel Holman. Thus he spoke – “the heart of rotary is not in Chicago, not in USA, its in India and that too in Nagpur which is the centre of India.”

Cristine Salvador is working with a botanical garden. She displayed her family photograph (3 years old Cristine). Shalom Uribe, back home is a member of a large family that consists of nine children. They are 8 sisters and a brother. She is a dental hygienist working for dental clinic providing services to a

GSE Team from RID 5520

population of 800. She was impressed by the latest equipments at the Government Dental College, Nagpur. “The Concept of free dental care camps is something I can take to my country” she said.

Michael Ericson hails from California. He is hiking and skiing enthusiast. His latest passion is Guitar. He works for Los Alamos National Laboratory Technology Transfer Office. At present the project at hand is New Mexico Technology and Innovation that involves development of alternate energy sources like solar, geothermal and wind.

Rtn. Girish Devdhar read out “News you can use” rendering very practical tips for everyday living.

Shalom sang a song and in advance she confessed ' I don't know what I am saying!.'

'Tere bina hum jee na sakenge jahan me!'

Dr. Ravi Wankhede, the recipient of R.I. award for 'Service above self' came up with the return song 'Complete with the background music on the cell. The well known number of Late Dr. Bhupen Hazarika – “Dil hoom hoom kare …….Ghabraye.”

The meeting ended with the chorus of National Anthem (India) and National Anthem of USA sung by the members of visiting G.S.E. team“O'er the land of the free and the home of the brave.”

-Sharad Bhave

Dr. Ravi Wankhede being felicitated

Team Leader Nigel Holman

The GSE Team Members

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SURGICAL CAMP

AT ST. MICHAEL'S HIGH SCHOOL AT ST. JOSEPH’S HOSPITAL

Report for the Surgical Camp at St John's Hospital, Yerla.

Free surgical camp was organized at St John's Hospital, Yerla, where our team of Doctors operated upon 3 Hernia, 1 Hydrocoele & 1 Lipoma case.

The team of Doctors included Dr Surojit Hazra & Dr Rajesh Singhvi ably assisted by Dr Daksha Mandhaniya & Dr Sonkusare as Anaesthetists.

Dr Shaunak Mokadam

Smile. With MGP, you just got Genuine Peace of Mind, absolutely free!

Auth. Dist. : - Sudhanshu’s Sales & Marketing, G-2, Prathmesh Vihar, Near Unthkhana Squre, Great Nag Road, Nagpur-09., Ph. : 0712-2706587 / 88

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FOUR WAY TEST BOARD How amazing! it feels to see the unprecedented no. of members descended for 4 way test board installation at SCZCC. The weather gods were kind enough. The mood of everyone was cherish. The ethnic ambience was wonderful indeed.

The Program commenced sharp at 11 with the speech of Dr. Ravinder K. Singhal who has

BLOOD DONATION Brand Factory, Wardhman Nagar and Dharampeth.

Unit of Pantaloons group organised blood donation camp at two of their outlet at Dharampeth on 1st November 2012. The camp evoked good response. Store manager of the outlet made it compulsory for all employees to participate. Employees were more than happy to participate in the camp.

The camp collected an impressive figure of 40 units.

President Atul Shah, Hon Secretary Shabbar Shakir, and Rtn Ashwin Mankeshwar were present for the camp.

AT ST. MICHAEL'S AT SCZCC HIGH SCHOOL already been practicing the 4 way rules and has suggested firmly to incorporate it. The very intellectual President Atul in his high spirited mood explained the ruling mantras & work for needy with their heart & soul.

All alert members Rajan Bhati, Bharat Goenka, Geeta Rao, Shiv Kumar Rao, Anita Meshram, Mamta Jaiswal, Sharmila Sutaria,

Sara Lundill, President Atul Shah, Secretary Shabbar Shakir, Dr. Ravindra Singhal, P.P Sati Khanna, Chairperson Vinita Chaturvedi, Sharad Paliwal, were present.

Rajesh Yadav proposed the vote of thanks.

-Sushma Hedaoo

BRAND FACTORY - 1ST NOVEMBER 2012

Empress Mall, Gandhi Sagar Annual blood donation camp for the shop owners and the visitors was held at Empress

city mall on 17th November. The camp was held from 11AM to 3PM and collected 22 units of blood.

-Parag Paranjpe

CENTRE POINT SCHOOL, WARDHMAN NAGAR Centre Point School Wardhman Nagar branch organised blood donation camp on 29th November 2012. It was organised for the staff, teachers and parents of the students studying in the school. The camp began at 10 AM in the morning and continued till 3 PM. The total units collected were 57.

Apart from incoming GSE team leader Nigel Holman, Hon Secretary Shabbar Shakir, Director Manjot Kahai, Sunil Bhatia and Mohammed Master were present during the camp.

ESMS BUTIBORI, NAGPUR One of the establishments where we have regular camp is ESMS, a unit owned by out own Rotarian Nitin Deveshwar. The campus at Butibori trains the security guards. The camp was held on 1st December from 10 AM onwards. The total units collected were 41. Rtn Dr Sheela Mundhada was present during the camp.

TIRPUDE COLLEGE OF HOTEL MANAGEMENT, NAGPUR A blood donation camp was held at Tirpude College of Hotel Management on 3rd December 2012 at their premises at civil lines. The camp began at 11 in the morning. The staff and the students participated in the camp that at the end of the day collected 31 units. Rtn Prashant Rajurkar was present for the camp.

10

SINJARA

Ladies committee creates Magic called " SINJARA "The first Thursday of November was very special as a beautiful evening of music, dance, games and masti was organised by the ladies committee on the pre karwachauth eve. 200 ladies attended the celebrations which was beyond everybody's expectations. The mood was set in with beautiful Bollywood songs by our own very talented singers - Tauby Bhagwagar, Rina Sinha, Beena Mathew, Geeta Rao, Poonam

Sethi, Seema Jain and Manju Sahani. Vinita Pasari was the MOC for the program who kept the audience glued to their seats with her meaningful compeering. Then the stage was set on fire by Beautiful dance performances by Shilpa Agrawal, Smita Bhargava, Vinita Pasari, a duet by Shriya Mokaddam and Sonal Singhvi and a group dance by Ritika Singhvi, Nidhi Gandhi, Anagha Jaiswal, Archana Jhaveri and Sapna Vastani. The atmosphere was very lively and everyone had a wonderful

LADIES MEETING

time. Sonal Singhvi kept the fun quotient high by indulging audience in a very relevant game apt for the occasion. Durriya Akolawala organised the housie which was the cherry on the cake. Dr. Shantala Bhole took care of the back stage. Jumana Shakir and Richa Sethi did a wonderful job at the entrance. All and all it was a enjoyable and fun filled evening.

-Sonal Singhvi

11

SLUM SOCCER, 2012 Sports have great potential to bring social change. A multi pronged strategy of cultural activity, sports and counseling can work more effectively especially in the area of slum development. It addresses to the needs of all the participants of the slum. Sport brings passion, enthusiasm and works as catalyst for social improvement and empowerment.

Slum development committee of the Rotary Club of Nagpur organized slum soccer in association with Krida Vikas Sanstha from 6th th November to 10 November, which was sponsored by PP Akhtar Parvez Maimoon.

The football coaching camp for kids from slum, now in its 4th year was held St Ursula School ground. This year four coaches from organization called 'coaches across continents' came specially to train kids on various skills apart from football.

The broader objective to bring social change

12

was very much evident. On day one, kids learned the importance of team building.

Gender equality is one important virtue that slum soccer taught these kids. Conflict resolution was another important lesson that was included in the training manual. Day three saw kids learning another interesting aspect of decision-making.

Alongside the camp, club organised various other activities for the benefit of kids. The presentation on ill effects of tobacco and gutkha chewing was conducted in association with Sadhana Charitable Trust. After the presentation it was heartening to know that all the kids promised not to consume tobacco and gutkha in future and topersuade their parents to leave this habit.

A dental check up camp along with good oral hygiene habits, session was conducted by renowned Dentist Dr.Harish Rathi and his

team. The children were presented with toothbrush and toothpaste.

The talk by Rt.Ann Dr Shobha Daga on first aid, remedy for cuts, burns and minor sports injury was very informative and the kids had lots of queries.

On last day, match was played between teams of slum kids and Rotary members. The kids and Rotary members enjoyed this match there after DG Rtn.Sanjay Meshram and PP Akhtar Parvez Maimmon handed over the trophies to winning team. President Atul Shah thanked the participants for showing their enthusiasm and team spirit. The program was compeered

by Director Parag Paranjape. The complete camp was co-ordinated and executed by chairpersons Rt.Ann Neerja Shukul, Rtn. Ragini Sahu, Rtn.Pinky Batra, Rtn.Kusum Pandey and Hon.Secretary Shabbar Shakir.

13

FELLOWSHIP One of the best things about our club is the fact that talent is not limited to Rotarians and their spouses alone. A great deal of it filters down into the offspring as well. This wealth of talent was on dazzling display at the only fellowship for Rotary Children – Rotary's Got Talent, held at CP Woods, CP Club on the evening of 3rd November 2012.

Despite the rain gods conspiring against us with unseasonal showers on the originally planned date, this Saturday turned out to be a beautiful evening, fit for the event. Around 30 performers ranging from 5 years of age to lateteens held the audience spellbound with solo and group performances in vocals, instrumentals and dance. Needless to mention, each performance left us wanting for more. Of special mention must be two performances which left a mark. One was the smallest performer Rtn. Raj Shah's son who won over our hearts with his Bollywood jhatkas and bindaas attitude. The other was the group dance presented by our inbound IYE kids who practiced hard for weeks to put

14

ROTARY'S GOT TALENT up a hip-swaying, foot-thumping, mindboggling display.

All the while guests were kept in high spirits with fellowship and camaraderie. The performances were followed by a screening of the Sinjara evening organized for the monthly Ladies Meet. The cuisine was delicious as usual and the hospitality was excellent as was the smooth flow of the event ensured by Chair Madhavi Naidu.

-Sohrab Kanga

15

DISTRICT I N TERA CT

mee t

The District Interact Meet is an annual event of the Rotary Club of Nagpur, regularly held since 1999 and this is its 14th year. This is part of the Interact movement of Rotary International. School children in the age group of 14-18 years who become members are called Interactors. This year the Meet was held from 8th to 10th November 2012 at Jain International School.

The Meet entails a two-nights, three-days stay at Jain International School, Katol Road.

About 150 Interactors from 25 schools across Nagpur attended this meet.

The Interact Schools that participated were from a wide spectrum, covering cross sections of students across Nagpur. It may be mentioned here that the Interact Meet is eagerly awaited by the Interactors. During their stay, they had varied kinds of programs from early morning to night. Their day started with an Inaugural program where PDG Vishwas Sahasrabhojanee addressed them and encouraged them to participate with team spirit. President Atul Shah motivated the Interactors to get more exposure to

16

extracurricular activities through this District Interact Meet .

This was followed by various activities planned for day one – Ice Breaking Session, Life Skills Workshop, Various sports and finally a Bonfire and a fun filled DJ evening.

The next day the major sessions were – Yoga in the morning, An exposure to various Arts and Crafts of India i.e Mask Making, Warli Painting, Zari Work, Pottery, Tie and Dye etc.

The best part about this was that the students not only saw the demonstration but made their Potteries, Mask etc.

This was followed by a session on Vedic Maths. Thereafter the Interactors performed skits in small groups on Social Messages like, Terrorism, Female Feticides Civic Awareness, Corruption etc. Their creativity and visualization was worth watching.

They were made to play the traditional Indian sports of Kabbadi and Kho-Kho which the Interactors enjoyed thoroughly.

This was followed by a Demonstration and Training session of various dance forms of

India ranging from Bihu, Karma, Karagataam, Koli and Bhangda. The Adventure Sports like Hot Air Ballooning, Zip Line, Zorbing etc, to bring out Leadership Qualities and Team Work was the next item on the Agenda. The excitement of Interactors was unbelievable, especially going up in the Hot Air Balloon. The day ended with a Talent Show where Interactors showcased their Talents on Mimicry, Classical dance, Singing etc.

The last day morning was fully dedicated to Adventure sports like Zip Line, Zorbelling and ATV riding. The Meet was concluded with DG Sanjay and President Atul Shah's address which was followed by a presentation and thanks giving ceremony. The Interactors shared their experiences with DG Sanjay and requested him to conduct more such events for the Interactors. President Atul Shah applauded the fantastic show put up by Chairpersons – Rtn. Anmol Badjatia, Rtn. Dipesh Ajmera and Rt.Ann Mamta Kanga under the guidance of Director Rtn.Sandeep Pathak.

-Sandeep Pathak

17

DISTRICT I N TERA CT

mee t

The District Interact Meet is an annual event of the Rotary Club of Nagpur, regularly held since 1999 and this is its 14th year. This is part of the Interact movement of Rotary International. School children in the age group of 14-18 years who become members are called Interactors. This year the Meet was held from 8th to 10th November 2012 at Jain International School.

The Meet entails a two-nights, three-days stay at Jain International School, Katol Road.

About 150 Interactors from 25 schools across Nagpur attended this meet.

The Interact Schools that participated were from a wide spectrum, covering cross sections of students across Nagpur. It may be mentioned here that the Interact Meet is eagerly awaited by the Interactors. During their stay, they had varied kinds of programs from early morning to night. Their day started with an Inaugural program where PDG Vishwas Sahasrabhojanee addressed them and encouraged them to participate with team spirit. President Atul Shah motivated the Interactors to get more exposure to

16

extracurricular activities through this District Interact Meet .

This was followed by various activities planned for day one – Ice Breaking Session, Life Skills Workshop, Various sports and finally a Bonfire and a fun filled DJ evening.

The next day the major sessions were – Yoga in the morning, An exposure to various Arts and Crafts of India i.e Mask Making, Warli Painting, Zari Work, Pottery, Tie and Dye etc.

The best part about this was that the students not only saw the demonstration but made their Potteries, Mask etc.

This was followed by a session on Vedic Maths. Thereafter the Interactors performed skits in small groups on Social Messages like, Terrorism, Female Feticides Civic Awareness, Corruption etc. Their creativity and visualization was worth watching.

They were made to play the traditional Indian sports of Kabbadi and Kho-Kho which the Interactors enjoyed thoroughly.

This was followed by a Demonstration and Training session of various dance forms of

India ranging from Bihu, Karma, Karagataam, Koli and Bhangda. The Adventure Sports like Hot Air Ballooning, Zip Line, Zorbing etc, to bring out Leadership Qualities and Team Work was the next item on the Agenda. The excitement of Interactors was unbelievable, especially going up in the Hot Air Balloon. The day ended with a Talent Show where Interactors showcased their Talents on Mimicry, Classical dance, Singing etc.

The last day morning was fully dedicated to Adventure sports like Zip Line, Zorbelling and ATV riding. The Meet was concluded with DG Sanjay and President Atul Shah's address which was followed by a presentation and thanks giving ceremony. The Interactors shared their experiences with DG Sanjay and requested him to conduct more such events for the Interactors. President Atul Shah applauded the fantastic show put up by Chairpersons – Rtn. Anmol Badjatia, Rtn. Dipesh Ajmera and Rt.Ann Mamta Kanga under the guidance of Director Rtn.Sandeep Pathak.

-Sandeep Pathak

17

GENERAL INTEREST Most of us work hard and act prudently to build up and protect our estate. We want to enjoy the benefits of our estate and ultimately, provide for our dependants. To achieve this, we conclude many contracts and sign numerous documents.

But , all the hard work done by us is negated by not having a personalised Will. If there is a Will , property of the person making Will (Testator) devolves according to his wishes to the beneficiaries of the Will after death of the testator and is called Testate Succession .

The Intestate Succession Act caters for those who die without a Will & is called Intestate Succession .

We are all unique; our circumstances differ and a one-size-fits-all formula cannot adequately address our individual requirements. Hence it is necessary to have a Will. "will" means the legal declaration of the intention of a testator with respect to his property which he desires to be carried into effect after his death (The Indian Succession Act, 1925- Section 2 (h) ). "codicil" means an instrument made in relation to a will, and explaining, altering or adding to its dispositions, and shall be deemed to form part of the will; (The Indian Succession Act, 1925- Section 2 (h)) . "probate" means the copy of a will certified under the seal of a Court of competent jurisdiction with a grant of administration to the estate of the testator; Person capable of making wills.- Every person of sound mind not being a minor may dispose of his property by will.

1. A married woman may dispose by will of any property which she could alienate by her own act during her life.

2. A Persons who are deaf or dumb or blind are not thereby incapacitated for making a will if they are able to know what they do by it.

3. A person who is ordinarily insane may make a will during interval in which he is of sound mind.

4. No person can make a will while he is in such a state of mind, whether arising from intoxication or from illness or from any other cause, that he does not know what he is doing.

Wordings of will.-It is not necessary that any technical words or terms of art be used in a will, but only that the wording be such that the intentions of the testator can be known therefrom.

Whether Stamp Paper and Registration compulsory ? : No. Will can be executed on Plain Paper and it is not necessary to Register a Will. But , the Executant may get the Will registered , if he so desires .

It should be signed by executant and at least two attesting witnesses. Will may be Notarised ( Not compulsory) .

Will obtained by fraud, coercion or importunity.- A

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“ WILL� A DOCUMENT MUST FOR ALL

will or any part of a will, the making of which has been caused by fraud or coercion, or by such importunity as takes away the free agency of the testator, is void.

Will may be revoked or altered.- A will is liable to be revoked or altered by the maker of it at any time when he is competent to dispose of his property by will.

Thus, Will is a legal declaration of the intention of a testator with respect to his property, which he desires to be carried into effect after his death. It includes codicil and every writing making a voluntary posthumous disposition of property. red to produce. Although Wills are usually made for disposing property, they can also be made for appointing executors, for creating trusts and for appointing testamentary guardians of minor children.

When a person dies without having made a Will, he is said to have died intestate. His property is then inherited by his legal heirs in accordance with the law of inheritance applicable to him. It must be noted here that legal heirs generally include close family members such as one's spouse, children, parents, brothers and sisters.

WHAT ARE THE BENEFITS OF A WILL ?

If one does not make a Will then his property will be inherited by legal heirs in accordance with the laws of inheritance applicable to him. However, most of the people would like to dispose of their property according to their own wishes. Thus, there arises the need for making one's Will. Apart from it there are certain distinct advantages of making a Will.

Following are benefits of executing Will:1. A Will allows the devolution of property in a personalized manner rather than letting the impersonal rules of inheritance take effect.

3. Many disputes can be resolved at the very outset if there is a clear disposition of one's property in a Will.

4. By means of a Will, one can appoint in writing, a testamentary guardian for his infant children. A testamentary guardian is person, who is appointed by a testament or a Will. This point needs further clarification. In the event of the death of a parent the law would ordinarily uphold the right of surviving natural parent to be the guardian of the child.

However, if there is no surviving parent, the law attaches great importance to the Will of a parent in deciding who should be appointed as a guardian.

This is a matter of great importance with regard to the future of the children and therefore, this issue must be discussed in details with the proposed guardian before appointing him testamentary guardian.

5. A Will provides more room inter se the laws of inheritance, which sometimes do not cater to the special needs and requirements of the members of a family. For instance, a father has two sons. One is

healthy but the other is handicapped due to any chronic disease since childhood. The laws of inheritance would treat both these children on an equal footing. But by means of a Will one can have somewhat greater provision for a handicapped son, a widowed daughter etc.. Not only that, by means of a Will, one can make some provision for a faithful servant, a nurse a friend in need of money, and so on. All such people could never receive any benefit whatsoever under the laws of inheritance in the absence of a Will.

6. In the absence of a Will even the most unwanted son, who had left the house for disobedience, fraud, violence, etc. may turn up to claim his share of estate from his father's property. Similarly, an adulterous wife might demand her share as per inheritance laws.

7. It also provides the peace of mind of knowing that your loved ones are taken care of.

8. Last but not the least, in absence of Will, property of intestate devolves on his legal heirs of a person, as per Intestate Succession & his heirs get undivided share and interest in the property / or properties and the property/properties gets recorded in the names of all the legal heirs and if there is need for defining specific share / shares of legal heirs, documents such as family partition, release deed etc. as the case may is required to be executed which may attract Stamp Duty as per Stamp Act and also requires registration as per Registration Act, which is time consuming and causes burden and hardship on legal heirs & loved ones.

9. In absence of Will, the property would be dealt with as per the laws of inheritance. For Hindus, Buddhists, Jains and Sikhs the laws of inheritance have been codified in the Hindu Succession Act, 1956. For Christians the Indian Succession Act, 1925 will be applicable. Parsis have a different law of inheritance. Similarly, Muslims have their own law. That has, however, not been codified in any legislation but is based on their religious texts.

There are two major sects of Muslims – Shias and Sunnis. Both of them have different laws of inheritance.

So please wake up and take decision.

Types of Wills

No Need to mention here that Wills are always effective after death, never in the life time of the testator. Section 63 of the Indian Succession Act, 1925 provides that a Will is liable to be revoked or altered by the maker of it at nay time when he is competent to dispose of his property by Will, Therefore, the essential characteristic of a Will is its revocability.

Privileged and Unprivileged Wills Wills executed according to the provisions of section 63 of the Indian Succession Act are called Unprivileged Wills

and Wills executed under section 66 of the Act, by a soldier employed in an expedition or engaged in actual warfare, or by an airman so employed or engaged, or by mariner being at sea, are called Privileged Wills. It is provided in the Act that such a Will may be written wholly by the testator with his own hands and, in such a case, it need not be signed or attested; or it may be written wholly or in part by another person, in which case, it may be signed by the testator but need not be attested. If, however, an instrument purporting to be a Will is written wholly or in part by another person and is not signed by the testator, it shall be deemed to be his Will, if it is shown that it was written by the testator's directions or was recognised by him as him Will. if, on the face of it, the instrument appears to be incomplete, it shall nevertheless, be demand to he the Will of ht testator, provided the fact that it was not completed, can be attributed to some cause other than the abandonment of the testamentary intentions expressed in the instrument. Further, if such a soldier, airman or mariner has written instructions for the preparation of his Will, but has not died before it could be prepared and executed, the instructions shall be deemed to be his Will; and if such a person has, in the presence of two witnesses, given verbal instructions for the preparation of his Will, and such instructions have been reduced to writing in his lifetime, but he has died before the Will could be prepared and executed, then such instructions are to be considered to constitute his Will, although they may not have been reduced into writing in his presence, nor read over to him. It is also provided that such a soldier, airman or mariner may make a Will by word of mouth by declaring his intention before two witnesses present at the same time, but such a Will shall become null at the expiration of one month after the testator, being still alive, has ceased to be entitled to make a privileged Will.

An unprivileged Will like Codicil can be revoked by the testator only by another Will or by some writing declaring an intention to revoke the same and 3executed in the manner in which an unprivileged Will can be executed under the Act or by burning, tearing or destroying of the same by the testator or by some other person in his presence and by his directions with the intention of revoking the same.

Mere loss of a Will does not operate as a revocation but where a Will is destroyed by the testator or with his privacy or approbation, it is to be deemed to have been revoked.

No obliteration, interlineations or other alternation made in any unprivileged Will after the execution thereof, can have any effect except so far as the words or meaning of the Will have been thereby rendered illegible or unidiscernible, unless such alteration has been executed in the same manner as is required for the execution of the Will; but a Will, as so altered, shall be deemed to be duly executed if the signature of the testator and the subscription of ht witnesses is made in the margin or some other part of the Will opposite or near to such alternation, or at the foot or end or opposite to a memorandum referring to such alteration, and written at the and or some other part of the Will.

A privileged Will or Codicil may be revoked by the testator by an unprivileged Will or codicil, or buy any

act expressing an intention to revoke it and accompanied by such formalities as would be sufficient to give validity to a privileged Will, or by the burning, tearing or otherwise destroying the same by the testator or by some person in his p[resence and by his direction with the intention of revoking the same. In such cases, it is not necessary that the testator should, at the it time of doing the act which has the effect of revocation of the Will or Codicil, be in a situation which entitles him to make a privileged Will.

Every Will is revoked by the marriage of the maker, except a Will made in exercise of a power of appointment, when the property over which the power of appointment is exercised, would not, in default of such appointment, pass to his or her executor or administrator, or to the person entitled in case of intestacy.

This rule as to revocation of a Will by marriage, does not, however, apply to Wills and codicils executed by Hindus, Buddhists, Sikhs or Jains.

An unprivileged Will which has once been validly revoked cannot be received otherwise than by the re – execution thereon with the prescribed formalities, or by a codicil executed with such formalities and showing an intention to revive the same. When a Will or a codicil, which has been partly revoked and afterwards wholly revoked, such revival cannot extend to so much thereof as has been revoked before the revocation of the whole thereof, unless and intention to the contrary is shown by the Will or codicil.

It has already been stated that in the case of Hindus, Buddhists, Sikhs and Jains a Will could validly be made orally and no formalities for the execution of a Will are required. This rule, however, did not apply to Wills made by Hindu, Buddhists, Sikhs or Jains, on or after the 1 st of September, 1870, within the territories which were subject to the Provincial Government of Bengal or in the local limits of the ordinary civil jurisdiction of the High Courts of Judicature at Madras and Bombay, and also, to all such Wills and codicils made outside those territories or limits so far as they related to immovable property situated within these territoes or limits. The execution of such Wills was previously regulated by the Hindu Wills Act (XXI of 1870).

Except in the cases mentioned in that Act, oral Wills could be made by person's professing the Hindu, Buddhist, Sikh and Jain religions. A question, however, arises whether the Indian Succession Act, 1925 has the effect of depriving such persons of the privilege of making oral Wills, or whether the previsions of section 63 of the Act do not merely provide for the formalities which must be observed, if any of such persons chooses to 'execute' a Will, i.e., chooses to reduce his testamentary dispositions to writing. It will be observe that section 63 of the Act provides for the manner of 'execution' of unprivileged Wills, it does not deal with the question of the 'making' of such Wills.

That the Act seems to make a distinction between the 'execution' and the 'making' of Wills, will appear from a comparison of the phraseology of sections 63 and 66 of the Indian Succession Act, 1925. While section 63 refers to the 'execution' of unprivileged Wills, section 63 refers to the 'execution' of

unprivileged Wills, section 66 prescribes the 'mode of making' and rules for executing Privileged Wills'.

A distinction, therefore, seems to be contemplate between the 'execution' and the 'making' of a Will.

The former expression apparently applies to cases where the Will is to be reduced to writing, and the expression 'making of a Will' includes the execution of a Will and also an oral declaration by the testator of his testamentary disposition of his estate, if such declaration legally amounts to a Will. The matter is a debatable one, and no definite opinion, therefore, need be expressed on it at this stage.

Conditional or Contingent Wills A Will may be expressed to take effect only in the event of the happening of some contingency or condition, and if the contingency does not happen or the condition fails, the Will is not be legally enforceable.

Accordingly, where A executes a Will to be operative for a particular year, i.e.,. if he dies within that year. A lives for more years, after that years.

Since A does not express an intention that the Will be subsisting even intestate. A Conditional Will is invalid if the condition imposed is invalid or contrary to law.

Joint Wills A Joint Will is a testamentary instrument whereby two or more persons agree to make a conjoint Will. Where a Will is joint and is intended to take effect after the death of both, it will not be enforceable during the life– time of either. Joint Wills are revocable at anytime by either of the testators during their joint lives, or aster the death of one, by the survivor.

A Will executed by two or more testators as a single document duly executed by each testator disposing of his separate properties or his joint properties is not a single Will. It operates on the death of each and is in effect for tow or more Wills. On the death of each testator, the legatee would become entitled to the properties of the testator who dies.

Mutual Wills A Will is mutual when two testators confer upon each other reciprocal benefits by either of them constituting the other his legatee. But when the legatees are distinct form the testators, there can be no position for Mutual Wills.

Duplicate Wills A testator, for the sake of safety, may make a Will in duplicate, one to be kept by him and the other to be deposited in the safe custody with a bank or executor or trustee. If the testator mutilates or destroys the one which is in his custody it is revocation of both.

Concurrent Wills Generally, a man should leave only one Will at the time of his death. However, for the sake of convenience a testator may dispose of some properties in one country by one Will and the other properties in another country by a separate will.

Sham Wills If a document is deliberately executed with all due formalities purporting to be a Will, it will still be nullity if it can be shown that the testator did not intend it to have nay testamentary operation, but was to have only some collaterally object. one thing must be born e in mind that the intention to make the Will is essential to the validity of a Will.

Holograph Wills Such Wills are written entirely in the handwriting of the testator.

Courtesy : http://www.vakilno1.com/wills/What-isa-Will.php -Jagdish Agarwal

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TAKE ROTARY HOME AT THE HOME OF VISHWAS AND ANIL SAHASRABHOJANEE Where there is pride, where there is love, where there is joy & where there is happiness, a house becomes a Happy HOME. The beautiful home of brothers Anil & Vishwas was truly a magnificent back drop to one of the happiest take rotary home dinners we have attended. We have always marveled at the genuine care affection & sense of pride Anil & Vishwas share as brothers. But when we saw the added love of the next two generations in this home it gladdened every heart.

The perfectly laid out emerald green lawns

20

flanked by the seductive fragrant Rat ki rani shrubs and other flowering plants of the Sahasrabhojanee home was transformed into a garden of friendship, laughter, music & bonhomie at the Take Rotary Home dinner of 29th Nov 2012. As always we had our well stocked bar and the customary rounds of introduction. Instead of the games Beena & Shibu Mathew put together a medley of enjoyable songs to which few danced to.

Adding to this Rotary garden was the international exotica of the GSE team from

Texas, who too enjoyed the party and marveled at this concept. A lavish menu delightfully tasty, the perfect Nagpur winter weather, the music, the setting, and the wonderful members of our club made this one memorable night.

Chairpersons Manju Bhatia and Rakhi Bhatia deserve kudos for putting together successive Take Rotary Home dinners each one different but enjoyable.

-Naushad Bhagwagar

ANIL SAHASRABHOJANEE

I feel guilty at times!

He has donned the colors of Rotary for the past 21 years, and Anil Sahasrabhojanee happily reveals: “I was earlier an integral part of the Lions Club of South Nagpur when there were just two Lions Clubs in the City of Oranges. I went on to become the president of the club, but after a while I realized that Lions had become a different kind of institution altogether! So, I bid adieu and then joined Rotary because a friend told me that Rotary was carrying forward the torch of philanthropy with panache.”

But, when his younger brother PDG Vishwas

is in the forefront and making his presence felt across the length and breadth of Rotary horizon, why does he remain in the background? Anil replies with a hearty laugh: “One person is doing more than enough! Vishwas is married to Rotary, but being the eldest in the family, I have to take care of the business, family, relatives and other social obligations. But yes, I do feel guilty at times for not participating actively in all the Rotary activities. I feel I'm doing injustice by not associating too much with various projects.”

Did he at any point feel that he was being ignored by various Boards? “No, never! In fact, I was always made to feel welcome, and I have served the club in various capacities – as a committee chairman and also as a director,” says he. So, any plans to become the president of the club in future? To this, Anil replies: “I and my bosom pal Ganesh Joshi have often been ragging each other about such things. I once pulled his leg and told him that he should try to go for DGship, and he in

“ARE BAWAS MAD?” As a young lad of 18 I joined the Merchant Navy. My first ship was skippered by an Englishman named Capt. Foster, who had never in his life met a Parsi Bawa. To his bad luck he tried to teach me Bridge and after a few attempts , in which I must have really tested his patience, he threw down the cards called me Mad and threatened to throw me overboard. I have never attempted Bridge again, but the tag of 'Mad' somehow intrigued me.

As years went by, I began to notice some Bawa traits that others may construe as Mad but to a Bawa were perfectly sane.

My good friend Shashank Manohar, having worked together in VCA, firmly believes that Bawas are Mad, but in the same breath admits that he too, being of “Konkanasht” origin, is also Mad !!

Recently, an old boyhood friend sent me an email, that is probably by now, going round the world asking the question “Are Bawas really Mad ?”. He gives a few examples which I share with you.

What would you call someone who parks his beloved Motorcycle in his living room ? On the

3rd floor?

Or the chap who spends more time cleaning his car, than with his wife ?

Who inspired the famous Jack Nicholson Movie, the original title of which was going to be “One flew over Cusrow Baug” ?

Or my friend Rustom (name changed to protect his insanity), whom we convinced that they were going to ask him to recite the entire Bombay Telephone Directory, for his English oral exam ?

I however, put this predisposition towards madness as “having a slightly different sense of humour” or infact “having a really wacky sense of humour”.

Some of you will remember my uncle, Late Past President S.S.Shapurji, who once dressed up as a “down- and- out” Anglo Indian lady and went to his father-in-law to ask for money, just for fun ! Our madness or oddness has many dimensions. The madness of doing Charity and being honest ae legendary & do not need elaboration, but lets not forget the Aunt, who was convinced the TV repairman was trying to throw rays at her (the madness of Paranoia)

UNSUNG HEROES turn asked me 'Is this comment coming from our future president?' And both of us started laughing because we knew that none of us wanted to walk that path!”

He goes on to add: “Rotary for me is all about charity. When I was in college, our entire family would cycle down to the lone Dinshaw's parlor in the city. There, I, my two brothers and my parents, would buy four scoops each (worth two annas each) and the Parsi gentleman, who owned the parlor, would give us all the fifth scoop free. When my dad insisted on paying for the free scoops, he would refuse to accept. After a lot of dithering, he would take the money and put eight annas in a charity box for blind relief. At that time, my dad told me 'Anil, this man is a good businessman, he is successful, he has made permanent customers and he is doing charity too. I tell you, He must be a Rotarian! Much later, when I was invited to join our Rotary Club, I remembered those golden words! Tab mujhe light lagi! And this is one institution, which gladdens my heart and soul and that is more than enough for me!”

-Vinita Chaturvedi

GIMI MORE I have often wondered why there are so many grown Parsi men who still live with their mothers? And why are there so many grown Parsi women who prefer not to live with grown Parsi Men who live with their mothers? Why are we obsessed about cleaning our car and motor cycles? And where on earth did we get our accent? Have you ever heard a Bawa try & talk in Hindi – it truly is hilarious.

Whatever the dimension there is no doubting one thing, our madness is a gentle, harmless, twittering kind of madness. The kind that makes other people smile and twirl their index finger at forehead level indulgently.

After years of introspection and self analysis I find I'm still unable to answer the question “why are Bawas mad”? Is it to simply entertain?

A scientific friend thinks we are mad because of inter-breeding. He could be right, but somehow that answer is too boring for Parsis. I prefer my more romantic friend who claims “we are mad because if we were not, we would be truly insane”.

-PP Shiraz Gimi

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ROTARY & YOU(TH) In Nigeria, one out of every 18 women dies as a result of childbirth. The country has the second-highest maternal mortality rate in the world.

That's why the Rotarian Action Group for Population Growth and Sustainable Development targeted the northern Nigerian states of Kaduna and Kano with a pilot program aimed at reducing maternal mortality by preventing and treating obstetric fistula, a serious birth injury. From 2005 until 2010, the project, partly supported by a grant from The Rotary Foundation, reduced maternal death by 60 percent in participating hospitals, reached 1 million women of childbearing age, and repaired obstetric fistulas for 1,500 Nigerian women.

“We have to empower women, and women cannot be empowered if they can't make their own choices in antenatal care and child spacing,” says Dr. Robert Zinser, CEO of the Rotarian Action Group for Population Growth and Sustainable Development and member of the Rotary Club of Ludwigshafen-Rheinschanze, Germany.

ROTARIAN ACTION GROUP EXPANDS MATERNAL HEALTH PROJECT IN NIGERIA mother, chronic incontinence, infection, nerve damage, or death. The primary cause is labor that goes on for too long, often for days.

Because 70 percent of Nigerian women deliver at home, often without access to proper medical care, long labors that would be prevented in the developed world are more

better antenatal care” that includes training, e q u i p m e n t , q u a l i t y, h y g i e n e , a n d benchmarking.

The project also included surgery to repair damage from fistula. Many women with the injury don't know it can be repaired, so Rotarians created a series of radio programs that explained the condition, its causes, and the available treatment.

“People listened, and village women found out their fistulas could be repaired at the Rotary center. We repaired 1,500 fistulas, 500 more than our goal,” Zinser says.

The action group is now preparing to replicate the project in the states of Abuja and Onoda, with plans to eventually establish the model in other central and southern Nigeria states.

Zinser is adamant that the project can be implemented in other areas with high maternal mortality. “We must save the mothers so that the mothers can save the world,” he says.

· The action group has a team of medical experts available to help clubs propose and implement FORMER FISTULA PATIENTS IN NIGERIA projects in the area of maternal Zinser has been to Nigeria nearly health. To learn more about this or 20 times to work on maternal and common. how to start a project like the Nigeria pilot, visit child health projects, including the northern According to the World Health Organization, maternal-health.org.

Nigeria pilot focused on the prevention and “prevention is the key,” Zinser says. “We -Vijay Naidu treatment of fistulas. An obstetric fistula is a insisted on a comprehensive approach of birth injury that can cause stillbirth and, in the

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SHAUNAK MOKADAM (Director) Pravara Medical college Ahmednagar for his MBBS and then on to Arvind Eye hospital Madurai, for his specialisation.

Shaunak has very pleasant memories of growing up, school and college. He was a pampered child, both by The Mokadam Clan parents & teachers so he carried a laddu in both hands. At Shivaji science For someone who is carrying forward the legacy of medicine into the fourth generation, he and his gang would sit on the back benches he bears his burden lightly on his shoulder. An and make fun of the fisheries teacher. Math endearing human with such an infectious and languages were free periods as they had smile-ever laughing, you sit with him for ten taken exemption, so that they could all meet at a designated area behind the college and minutes and start thinking “aal is well”. freak out.

Meet Shaunak Mokadam Director Service medical, scion of the Mokadam Doctors His fun life style was a spill over at Arvind family. Shaunak is an ophthalmologist like his College too, as Shaunak and Shamik got quite father Dr Prafull Mokadam, his mother Mrs close to Chief of the institute who was a lady Mrinali Mokadam is a bio chemist and was and treated them like her own children. He has active in the OPD & OT but has now retired. vivid memories of travelling with her and her His father is a PDG and mother PP of Rotary family to scenic spots which surround Madurai. Every weekend he would volunteer South. He remembers being referred to as a for a camp- it was hard work alright but what rotary kid because he went to all the meetings followed was free food and a lot of fun. with them. His grandfather has set up Anjani In 2001 he got married to Shreya from Umred Eye hospital named after his daughter. who is an Architect, but she gave it up to do a Alongwith younger brother Shaimik and sister degree course in Hospital management in law Shweta all (Nayansukhdai) they are (PGDHM) from Arvind medical college leading doctors in their field and have Coimbatore. So, though it was an arranged maintained the good will that they have marriage, by default they were both in Arvind inherited, running an overboard no hanky medical, one in Madurai and the other in panky practice.

Coimbatore. Shreya is now the boss of the Shaunak did his schooling at Somalwar and house and keeps the whole family busy by Mount Carmel, both across his house so that organising surgical camps on mostly all hot tiffin came for lunch much to the envy of his Sundays of the year. She feels one should classmates and to delight of Shaunak in return to society what one gets from it. They teasing them. Well, he has not changed much- have two children, Shlok (8) and Sharvika(6) now his home is just behind his clinic so he still both studying in Bhawans. does not carry his tiffin. After college (Shivaji STOP PRESS Shlok is somewhat of a child science) where again he did a lot of masti as prodigy; at the age of 8 (when his dad's main the ratio of boys to girls was 5:20, he went to concern was hot tiffin) Shlok is already study at Lata Mangeshkar College and then attending the OT and is proving to be a great

UP CLOSE assistance there. So we are already looking to a fifth generation Mokadam ophthalmologist!

The Mokadams have recently set up LASIK, a centre with highly sophisticated, state of the art equipment for corrective eye surgery.

Rotary is nothing new to Shaunak-he grew up with a deeply instilled sense of social service and the belief that Rotary is the best platform for it. He is partial towards Hemalkasa and feels it is true service for really needy people.

As for the club itself his opinion is that people work hard and party harder thus maintaining a harmonious blend which is conducive for bonding between members and increasing productivity.

Both husband and wife love food, travelling, singing and dancing in that order. They would love to eat out every day and try all sorts of way out, not exotic cuisines but time is against them. Dinners are a must with the family as that is the time their joint family really bond with each other. They don't believe in half measures when they travel, they go away for a month at least minus the kids. Rare to find a couple who enjoy each other's company now a days- as the saying goes-apne bacche aur padosi ki patni dono jann se pyare….but I suppose Shreya is too cute for Shaunak to look in his neighbours house.

Surprisingly Shaunak is more technically inclined-he is always trying to fix things as Shreya quips-when they call up the electrician he explains to Shaunak how to go about repairing it and the deed is done. All equipment in the house & clinic is bought under Shaunak's discerning eye.

When asked if given a chance to relieve his life, would he change anything? Shaunak is quick to reply “I would become and engineer and not a doctor”. But he is thankful that he chose medicine as Shreya would never marry an engineer. Her heart was set on a 'doctor sahab' husband.

-Jyoti Goenka

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TREASURE HUNT

Fall In L ine December born Rotarians & Anns, Fall in Line TREASURE HUNT December born Rotarians & Anns, Fall in Line Thanks for the enthusiastic response to the three earlier puzzles. All correct entries were received from Prema Srinivas, Manju Bhatia, Bhavana Kalra, Anil Sahasrabhojanee, Manju Shahani and Neeru Bhatia.

Now this treasure hunt is the second in'......... month born Rotarians and Anns' series!

We take pride in the fact that our club has membership drawn from all age groups, communities, sects and representing different states, speaking different languages etc.

Indeed, RCN is a true reflection of India, a picture of Unity in diversity'! No wonder, all these- young and old talented, knowledgeable and enthusiastic member families, who are busy leaders in their vocation dish out more than 300 projects year after year and serve Rotary objectives.

In the puzzle above, you have to search for surnames of at least 22 Rotarians and/or Rotary Anns who were born in the Rotary family month of December. No Rocket

N T A I N A H G N I S R

A A C J I H D N A P A C

N D H A B A G D I K H R

H A H G E N A N R A A A

S H A N N G A U N K E J

I D B O A W P D R L D U

Science this..... All that you have to do is to pick up the Club Roster, turn to Page 183, get surnames of December born and start locating them in the puzzle, falling in a single straight line, in any possible direction....left to right, right to left, top to bottom, bottom to top, slanting left to right, slanting right to left, slanting top to bottom or bottom to top. Simple!

Isn't it? After spotting these December born Rotarians/Anns, you will be left with 6 unused letters spread helter skelter. Using all these, in proper order, build up the surname of Rotary World's leader this year.

R N R O H A U A W A E R

K U A D W R H H E W H K

A M A I K D K T H A K A

M W H A N A A I T R N R

A B R E L U S A A G I A

R A P A N D E J M A K O

Solve the puzzle, photocopy /email the all correct response to me at <vishwasdg3030@yahoo.com> and call on my cell no.

94221 06570 before 30th November, 2012.

Lucky winner will be decided through draw of lots from all correct entries at the business meeting scheduled on 3rd January 2013.

Everyone in the Rotary family of our club and District is eligible to contest.

Come on! Participate and enjoy ....All the best!!!

PDG Vishwas Sahasrabhojanee

ROTARIANS RESPOND IN THE AFTERMATH OF HURRICANE SANDY

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Rotary districts in New York and New Jersey have mobilized to provide relief for communities affected by Hurricane Sandy, which slammed into the northeastern United States on 29 October.

More than 160 people in the United States and the Caribbean were killed by Sandy's powerful wind gusts and storm surges, which left tens of thousands without shelter and millions without electricity. Some areas remain without power more than a week later.

“The destruction is unthinkable," says Bonnie Sirower, governor of District 7490 (New Jersey). "There are towns up and down the coast that have been completely wiped away.

Several Rotary districts, including mine, have suffered immense damage.”

Sirower's district and five other affected districts (7230, 7250, 7260, 7500, and 7640), which include parts of New Jersey, New York, and Bermuda, are coordinating much of the Rotarian relief effort by collecting funds and supplies for hard-hit communities. The aid will be distributed equally among the six districts to use where they feel the most need is, says Sirower.

Sirower says truckloads of clothes, blankets, cleaning supplies, and ready-to-eat meals and other nonperishable food have been arriving in the affected districts. Teams of Rotarians have worked around the clock since the storm hit to sort the items and determine where to deliver them.

Mario Moran, governor of District 7250 (New York), was shocked by the devastation in his district.

"Cars have been totally inundated, homes destroyed, furniture, and appliances scattered on muddy streets," says Moran. "It brought tears to my eyes seeing the look of so many people walking in despair after five days of sudden homelessness."

But Moran says he's also seen incredible acts of selflessness. "People in the streets with barely anything for themselves were offering me the very little food they had. Such generosity was amazing to witness.”

Rotarians act quickly “The response from Rotarians is nothing short of amazing," says Sirower. "The day before the storm hit, I was receiving calls from clubs around the world asking what they could do to help. We have three warehouses in my town full of supplies that Rotarians have sent to us.”

Governor John Andrews of District 7640 says his neighborhood in Ocean City, New Jersey, looks like a war zone.

“It was heartbreaking to see blocks and blocks of homes destroyed," says Andrews, whose home suffered minor damages but lost electricity. "I was very lucky, but you have to pay back that luck, and that's what Rotarians all over this region are doing.”

Andrews says he's received emails and phone calls from clubs and districts worldwide offering help.

“All of our districts are so used to giving in emergencies like this, it feels so different to be on the receiving end," says Andrews. "The support shown to us throughout the Rotary world shows we're not alone during this recovery.”

Governors of the six affected districts are asking Rotarians to send donations to their Hurricane Sandy fund. To learn how to donate and to read news updates, visit their website.

Other relief efforts: The Rotary Club of Murray, Kentucky, USA, is delivering a truckload of clothes, tools, packaged meals, and other relief items to Rotarians in Freeport, New York. Members have also collected more than $1,000 for the affected area.

Rotarians in District 7530 (West Virginia, USA) collected 20 generators, and the Rotary Club of Tucker County, West Virginia, is distributing them in areas left without power by several feet of snow.

Rotaractors at the Rotary-UN Day distributed 350 boxed lunches to the Bowery Mission in New York City on 3 November.

ShelterBox has deployed a response team to distribute temporary shelter and emergency supplies to evacuees. The team is working with Rotary clubs to identify the hardest hit areas. Hundreds of blankets have been sent to shelters.

Source : Ryan Hyland, USA PDG Vishwas Sahasrabhojanee

The Nominating committee, made up of all the Past Presidents still in our Club, meets in the last X PRESS week of November to propose the Board for the next year and then have it approved at the business meeting in the 1st week of December. For some years now, the incoming President and the Nominating committee have had to 'coax' and 'hunt' for board members rather than 'select' or 'choose' them. Though the membership of the Club and the number of people wanting to join is ever increasing, it is paradoxical that members willing to serve on the Board are so pathetically few!!

The question to YOU is: Is there any relevance left for the Nomination committee to continue existing or should the President Elect have a free hand in constituting his Board? What can be done to ensure that more members eagerly look forward to serving the Club in responsible positions as used to be the case earlier??

Sohrab Kanga: Given a choice, I would make it compulsory for every member to rise to the best of his/her capability in this great service organisation. Sadly, our new members are exposed to groupism / favouritism very early in their Rotary careers, putting off a few of the serious ones and making puppets out of the impressionable ones. I might even venture to point out that only the strong President Elects get who they want on their board! Many a deserving candidate has been waylaid by the machinations that function just below the surface. Yes, I feel the nominating committee needs to be done away with simply for the fact that the incoming President is a more active member at projects and meetings than the Past Presidents.

So he knows more active, committed and interested members. In such a scenario, the Nominating Committee stands to lose its clout, its relevance, its very basis of existence ... and our club's history shows that such a situation never arises. So we may opine and we may rant. But, seriously, are we ready to make the change we want to see? I think not.

Behram Patel: The nomination committee has completely lost its relevance especially now when it is becoming hard to find members to fill up the available posts! Most of the Past Presidents know less than fifty percent of the members or what activities are going on in our club, so how can they be qualified in proposing any member to the board!

We have also seen in the past that the nominating committee plays politics to promote their own candidates irrespective of merit. This petty politics is one of the reasons why good people shy away from offering their services to the Club!!

If one still wants to stick with this bunch of jokers (As one PP himself coined the term) then we should permit only the last two past presidents to be on this committee along with other senior active members who know most members & are at least aware of the club activities!

Ideally members who are interested in serving should give their names & if there is more than one name for a particular post there should be elections thru secret ballot. In a democratic set up 'Election' is the only way!

Vinay Thakur: The question raised is very serious and thought provoking. But before trying to seek a solution, one must look within: What has given rise to this situation? The root cause of this, I think, is random selection of new members, most of whom join Rotary taking it as any other social club. They may not be driven by the idea of doing social work, but probably take Rotary as any other club where fellowship is the main attraction. The attendance on fellowship evenings is a pointer.

Therefore this scarcity of real workers.

At the same time, the President elect should not be given a free hand to select his board and a Nominating committee of Past Presidents will always act as a deterrent against any monopoly.

Ganesh Joshi: Can't agree with you more on the disturbing trend & dilemma the Nominating Committee faces. No easy solutions in sight but let's tackle it d i ff e r e n t l y. O u r C l u b i s 330+strong. What next...500?

Another option (though difficult till ideas crystallise) : Why not explore the possibility of forming a New Club (say of 100 members)out of our Club? It might result in renewed enthusiasm, involvement, homogeneity & camaraderie with relatively earlier & direct opportunities for more & more members. Amicably formed, both the clubs will have a special & exclusive sister club relationship with easy access to each other's activities & a few interspersed joint fellowships & programmes. 'Coax' & 'Hunt' should be on for identifying a meritorious & deserving member to lead the new club. But the real challenge would be division of members & assets.

Impractical? So it sounds. The Club has PDGs & senior Past Presidents to guide us.

Dr Anant Gade: I fully support the idea of giving a free hand to the President elect to choose his team. Our Club has doubled in size over the last few years. In a smaller club there is a thick bond of friendship and camaraderie and everybody knows everybody else; these two things lack in a larger group and therefore people avoid taking responsible positions. Last reason, probably board membership is expensive in terms of time and money.

Vikram Naidu: This is a typical transition phase that our Club is facing, not only for the incoming board, but for Projects & Programmes as well. With due regards, the Godfathers of our Club have over the past decades played their role well in terms of putting into place a good team year on year and it's mainly their support which helps the incoming Presidents.

In my view this same experienced group must take it upon themselves to play a bigger role to motivate and ensure that new and not so new members take up more active roles in projects & programmes and also as chairpersons; and most importantly, that these seniors attend as many projects as possible.

As I said earlier, it's a phase.... issues resulting due to our club's growing membership and ever increasing number of projects have seen many members confused and demoralized. This gentle ongoing blending of senior and junior Rotarians will ensure that we have many motivated members willing to come forward to take on bigger responsibilities.

Jehangir Doongaji: The Nominating Committee should be more prominent in regular club meetings. They should share their experiences with members and remove any apprehensions they have about joining the Board. Till now we have had fabulous teams and they all have done wonderful work through the years. All the Board members have always worked in harmony and we never have heard of any discontentment from the Board members. I think the Nominating Committee has an important role to play in forming the Board. I also think the President Elect does have quite a free hand in selecting his Board. You should ask this question to the members of the Nominating Committee for their opinion as they know better than members like me.

Sudhir Bhiwapurkar: The so called past Presidents conclave resembles the one to select a new Pope in Rome when the Old man dies!! White smoke comes out as One is selected, but in ours it smokes all the time and we put all the Cardinals to shame!!

(Readers may Xpress their view on this topic at jivsan17@yahoo.co.in)

- PP Dr Sanjiv Chugh

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TRAVEL BUG Vindhya's Wishlist

Aah Greece! Pristine blue waters, azure skies, brilliantly whitewashed structures and a culture that dates back to the beginning of western civilization. There are only two ways to describe those islands ---- fascinating and fabulous.

The route to take from Nagpur would be to fly from here to Mumbai and then on to Athens via Istanbul in Turkey,( which is another amazing experience by itself.)

First stop Athens. Home to the Acropolis, the very first olympic stadium (now crumbling) from where the very first games originated, Greece is a land of many firsts. Athens. The city with a glorious history, a city worshipped by gods and people, a magical city. This enchanting capital is where democracy was born and formed the backdrop for some of the greatest philosophers of our times. Athens is a curious mix of the very modern rubbing shoulders with incredibly old.

Athens and Attica in general have the most important archaeological monuments-the Acropolis, Odeion of Herodes Atticus, Olymbion, Roman Market, Panathinaiko Stadium or Kallimarmaro, The Temple of Poseidon in Sounio, etc. There are many imposing neoclassic buildings, true ornaments of the city. The Greek Parliament, Athens Academy and University,. not to mention, the museums hosting unique treasures of their cultural inheritance such as the Archaeological Museum, Military Museum, and the Byzantine Museum.

High tech malls with every high end designer label rub shoulders with quaint stand alone shops. The food is varied and amazing and

26

THE BEAUTIFUL ISLANDS OF GREECE really quite healthy, what with its profusion of fresh salads, goats cheese, and strangely interesting Greek pakodas! What will very likely delight lovers of spirits, is the volume of liquid on offer. Everywhere. They pour out spirits like one would water, which means they virtually fill each glass almost to the brim!

NEAT. The concept of a small or large measure doesnt exist.. Tourists--time to rejoice!

Next stop Mykonos.

This Island is famous for its blinding white homes, shops restaurants, churches, windmills, you name it. Everything is painted white, while the accents are blue. It looks incredibly beautiful, flanked as the land area is by the clear waters of the sea, full of yatchs and bobbing boats. Mykonos is a great favouurite with our filmakers and has been

featured in a lot of hindi films.

The narrow winding streets are delightful and every turn reveals something new...shops, miniscule churches, restaurants, art galleries, and charming cafes. But come nightfall and Mykonos gets transformed into a crazy party town. The night life goes on till dawn, and theres something for everyone!

From Mykonos to Santorini! The contrast couldnt be more extreme. Santorini Greece in the Cyclades, Aegean, has one of the most spectacular landscapes in Greece and in the world.

During the ancient times, the shape of Santorini was circular and that was the reason it was also called Strongili, which means circular in Greek. The volcano's eruption destroyed the centre of the island, causing it to

sink and to create today's caldera. Every year, thousands of tourists visit Santorini to discover the famous submerged caldera, the volcano's crater, which is situated today in the middle of a 32 square miles basin of water. Around the basin, hanging on cliffs of 150m to 300m height, one can admire some of the most beautiful traditional villages of the Cyclades.

The lively colours of the white Cycladic houses and blue painted windows contrast stunningly against the black volcanic rocks rising from sea. This scenery keeps inspiring artists and visitorsâ&#x20AC;ŚThese villages are named Fira, Firostefani, Immerovigli and Oia. Surprisingly, Santorini has a number of beaches too!The most famous beaches of the island, Kamari, Perissa and Monolithos have black sand and deep blue waters. They are situated in the tourist areas of the island.

These areas offer many hotels, taverns, cafes, bars and beach-bars. The Red Beach near Akrotiri is located in a quieter area. It is however the most famous beach of the island, and attracts many people.

Santorini is famous for its wines, and The island remains the home of a small, but flourishing, wine industry, The vines are extremely old, and are planted far apart, as their principal source of moisture is dew, and they often are trained in the shape of lowspiralling baskets, with the grapes hanging INSIDE to protect them from the winds. Very different from the traditional vineyards of France or even India now.

The gusting winds that thrash against the cliffs, the cerulean sky overlooking the Agean sea, Santorini could be called one of the most romantic places in the world. One more off the Bucket List!!!!

-Vindhya Sanjana

MUSLIM INTERPRETER OF THE RAMAYANA In the present day 'heat wave' of religiosity a Muslim interpreter of the Ramayana may sound contradictory! It may even sound blasphemous to certain orthodox ears. It depends on how one looks at the epic. To most Hindus the Ramayana is a holy religious text.

The Arya Samajis, Brahmos and some other denominations of Hindus consider the Ramayana as a great epic and not necessarily a holy religious treatise. For many others, including a large section of non-Hindus it is a beautiful story of an upright ideal king, a story of human frailties and a story of ultimate victory of righteousness over evil. For Mahatma Gandhi Ram Rajya was the ultimate aspiration of those who had the ambition to govern this country righteously.

The Ramayana story appears in all the Indian languages and in many world languages. In some Indian languages it is considered the acme of literature of that particular language.

Story goes that when Acharya Vinoba Bhave was incarcerated in Vellore jail during the individual satyagraha movement of Mahatma Gandhi in 1941, the Acharya took the opportunity to learn Tamil and studied its literature. He was eager to read the best of Tamil. He was given a copy of the Ramayana in Tamil narrated by Maharishi Kamban, who was akin to Tulsidas or Bhakta Potana in Telugu and other great seers who had interpreted the great epic in many Indian languages. The Acharya apparently relished the time he spent reading the Tamil Ramayana and the discussions he had with Tamil Pundits.

If Kamba Ramayana is an epitome of Tamil literature, there should be no surprise if nonHindu lovers of the language should include this book among their literary favorites. Love for this language transcends their religious and linguistic affiliations. Love for one's language sometime becomes intense! It was the arrogance of the West Pakistan rulers slighting Bengali East Pakistan and mainly denigrating their language which became the main issue for secession and formation of Bangladesh. The central authorities in West Pakistan frowned at East Pakistan celebrating birth centenary of a Hindu Rabindranath Tagore in 1961! This was added to the East's grievances against the central authorities.

For love of language, Kerala may be another example. Hindus, Muslims, all denominations of Christians and Jews are equally possessive of their mother tongue Malayalam as their language. Since Malayalam has a heavy sprinkling of Sanskrit words, Christians and Muslims take to learning Sanskrit in their stride. It is reported that the first lady Judge of Supreme Court Justice Fathima Beevi from Kerala, former governor of Tamil Nadu had distinguished herself in Sanskrit during her school and college studies.

Justice M.M. Ismail, former Acting Governor of Tamil Nadu and former Chief Justice of the Madras High Court was an ardent Tamil lover.

He evinced keen interest in Tamil literature, and established the Kamban Kazhagam (literary group - Kamban transalated into Tamil the Ramayana). The main aim of the group was to popularize the epic Ramayana. As

KIDDY PROJECT That simple kiddy project we did back then in school and which fascinated us no end, is what we should now do to derive health benefits. Yes, I am talking about the grains of wheat we had to sow in dampened cotton wool to learn how the seed sprouts and grows into green blades of grass. Little did we know the health benefits that came from this humble activity!

We do notice morning walkers stop by for a glass of some fruit or vegetable juice. And also, wheat grass juice. Wheat grass has attained a place of pride amongst the health buffs after studies have brought to the fore its varied benefits.

According to reports, the wheat plant is a storehouse of vitamins, minerals, enzymes, chlorophyll and vital life energy long before the kernels show up on the shaft. Tender blades of wheat grass, can be blended into a juice which is said to have amazing properties. It boosts red blood cells, acts as an energizer, helps to detoxify, prevents blockage of blood vessels, acts as a natural skin ointment, has deodorizing properties, regulates blood sugar levels, reduces digestive problems, fights tooth decay and also relieves a sore throat.

With so much to benefit, why not grow wheat grass at home on a balcony or a window sill?

When it is about 8 inches tall, snip it half an

BOBBY'S BUBBLES president of the Kamban Kazhagam Justice Ismail was responsible for organizing literary festivals focusing on classical Tamil literature which included Ramayana by Kamban. The Shahi and other venerable imams did not appear to have been unduly disturbed by this literary activity of Justice Ismail! And to the Madras Judge it was not contradictory to read and interpret a Tamil classic albeit a religious text for large section of Hindus. Justice Ismail did not become less of a Muslim!

When Justice Ismail passed away on 17 January 2005 at the age of 84, Dr. C.R. Krishnamurti, Professor Emeritus, University of British Columbia, Vancouver , B.C. Canada for Kamban Kazhagam or some other Tamil literary society had stated: “Scholars from the Islamic faith are held in very high esteem by the Tamil literary community. Over the centuries, scholars and poets belonging to the Islamic faith had become an integral part of the Tamil culture not only through literary contributions on topics related to their religion but also by their deep appreciation of the literary niceties of the Tamil language per se. In recent years, the critics and commentaries of Justice M.M.Ismail on various aspects of Kamba Ramayana are illustrious examples of how love for the language can overcome religious boundaries…”

-Bobby Srinivas

MASTER CHEF inch above the surface of the soil. A second round of wheat grass will grow again in about 7 days.

Finally, chop the wheat grass and with a little water grind it. Strain the juice through a muslin cloth .Add water and grind again; repeat until the remaining grass is almost white.

To derive the full benefit from this, consume it as soon as soon as it is made -- within half an hour to be precise! Regulars advise to drink only a tablespoon of juice mixed with a glass of water for the first fortnight.

-Khushnoor S.Chugh

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KIDZZZONE solo dancing competition for the first time , and then it all started. I have learnt Bharatnatyam for 3 years and now I am learning Kathak , my dance ma'am Mrs. Priyanka Abhyankar inspires me a lot , she is great teacher! Dance is my passion , I love dancing..... dance sometimes makes me miss my tuitions, but I am able to manage it with my studies! I have represented my school a lot many times and always won the 1st prize! Being one of the best dancers in CREATIVE WORKS IN FOCUS – PRIYANKA school , in 10th I had got the opportunity from PAREKH my music teacher and dance teacher to DAUGHTER OF BABITA AND BHARAT choreograph a dance for the school concert , it PAREKH was a wonderful experience being in 10th and Hiiii...... I am Priyanka Parekh, passed my choreographing a dance for my own school 10th std from Modern school. Today when .......I had missed a lot of classes too for my Mamta aunty called me and asked me about... dance in 10th as I had to perform too!! Now I m Dance as my passion, I was remembering my in 11th and in spite of my busy schedule I days in Modern........ Oh! what were those manage time for my dance.....and sometimes days ........when I had won the first prize for when I'm tired and just want to relax...... the Hey young friends…

This year we have decided to give you youngsters an opportunity to contribute to the Golden Orange through one whole page by you, for you, with lots of experiences, facts, trivia and entertainment sent by your friends. Since this is a monthly feature, I request more of you to contribute. Feel free to participate in this page. Share your talent, views, fun experience etc. I am just a call away.

Do contact me on 9923022299 or on mamtakanga @gmail.com or on facebook ;-)

DIY IDEA

Cut a paper plate to make ears, use cotton and buttons for the face and you have a great wall hanging!

Balloon ping-pong! Take an ice cream stick and stick a paper plate. Blow a small balloon and play ping-pong.

Great indoor idea for summers!

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best thing is to dance to the full volume!! I have also attended a lot of work shops on dance and have learnt a lot of dance forms too!

Learing Bharatnatym g i v e s m e m y expressions and Kathak gives me my speed n grace ness......and with this I'm able to do hip hop to salsa and Naga to Santhali !! It was all possible because of the efforts of my mom!

Today when I go to my dance classes I not only learn but I teach my juniors the simple ways to dance. “ I believe to dance is to be yourself, to be larger and to be more beautiful , and to be on the top of the world "

INNER TRANSFORMATION - TANUSHREE RATHI DAUGHTER OF VRINDA & PRASHANT RATHI Why Transform? Do we really need to transform? Transformation is not just a change. A change can be temporary and reversible. But transformation is lasting and happens from within.

The trend today is value-based education with an emphasis on life skills. Life skills focus on Inner Transformation, wherein the mindset changes, and consequently the emotions and the actions.

Inner transformation is the key to achievement, success, happiness, fulfilling relationships and contentment, at the personal level, as well as the national level. If I become physically fit, intellectually sharp, mentally strong and culturally aware, I will not only gain at a personal level, but will be a positive contributor to society. When Jamsetji Tata transformed to be the Father of Indian Industry, India began to recognize its potential to compete globally. When Verghese transformed into Amul Verghese Kurien India grew from insufficiency into the largest milk producing country in the world. A fisherman's son, Abdul, transformed into a scientist and later President APJ Abdul Kalam, India revived its scientific progress. These examples echo that inner transformation can indeed transform even a nation, so why not start by transforming ourselves?

For more details, visit www.transformingindians.org or send an email to maharashtra@transformingindians.org

LITTLE HEARTS–MY PASSION…MY CRICKET YATHARTH JAVERY SON OF ARCHANA & RAJEEV JAVERY I am very passionate about cricket…be it playing, watching, reading or discussing. I play for Ruby Sporting Club at WCL ground through out the year. I am the youngest at 9 yrs to represent Modern School in under- 12 yrs category. I hate missing even a single day of practice and even when it rains, I go to the ground and play with tennis ball and sometimes I do bowling and fielding when the ground is wet. I think cricket fever and cricketing sense have been inherited from my father and is in mine and my brother Parsh's genes! I am trying very hard to play my best and I would love to represent Vidarbha and thereafter India one day. My dream will be full-filled.

MY EXPERIENCE AT THE DISTRICT INTERACT MEET – NISHKA AJMERA – DAUGHTER OF SONAL & DIPESH AJMERA The District Interact Meet this year was held at Jain International School. It was a fantabulous experience for me. I was under impression that these kind of camps are only meant for recreational activities and a few monotonous talks, so I did not ponder about it with high hopes…

But I was proved completely wrong! This camp was INDEED a fun filled and activity based camp. It gave me an opportunity to develop new skills- through various dance forms & numerous art forms, be challenged- through adventure sports like Zorbing, Zip lining, Atvs, hot air ballooning and traditional games, make loads of friends- all of whom I will always keep in touch with and of course- HAVE FUN!! ;) We attended several motivating and inspiring speeches. There were a plethora of activities through which I rediscovered my potential. It was a truly rewarding camp and I'm looking forward to attend it next year too.

-Nishka Ajmera -Mamta Kanga

SILENCE OF THE LAMBS

DIMAAG KHARAB

Isn't it amazing the rate at which civilian perpetrators of large-scale crimes and scams seem to be dying untimely deaths? A few names come to mind …

Sadiq Batcha, aide of A. Raja, the telecom minister accused in the 2G scam.

Ponty Chadha, close associate of UP and Punjab Chief Ministers. Most recently Kanhaiyalal Gidwani, key accused in the Adarsh scam.

Ever since we were kids it has been drummed into our heads that we never benefit from ill-gotten gains. I think that adage does not apply to our respected leaders who claim to be dragged into controversies they have no hand in, while their closest aides and associates fall like ninepins while investigation is going on. In all cases the deaths are certainly untimely, sometimes horribly violent and sometimes suspiciously 'natural'. In all cases these fallen felons seem to cut off the finger pointing directly at the main accused, who, in all probability gets off scot-free following the incident.

In a country where justice is not only delayed but allegedly purchased by the highest bidder, it does not pay to play second-fiddle as guys like the ones named above have found out post-mortem. Yes, it has its short term perks, fabulous ones at that – swanky cars, celebrity lifestyles, frequent-flyer benefits, direct links into the echelons of power etc. And one mistake or misstep brings swift retribution. They are swiftly replaced by the next in line crony who must spend the remainder of his life looking over his shoulder, walking a razor's edge.

The question that begs answer here is that in the world's largest democracy is our leader more than our equal? We have elected him, we pay his salary (not to mention his perks), he is answerable to us. Why do we wait till we cannot take it anymore and demand the afore-mention and up-for-sale justice? Are we blind that we cannot see the stupefying rise in fortunes of those in power the moment they occupy their seats? For God's sake its all around us! Our kids get their education in institutions run by them. We get ourselves treated in hospitals owned by them. Do they also own blood banks? For they are bleeding us dry and we are falling over ourselves to get in line to be sucked hollow.

While it may be true that a society gets the Government it deserves, I do not think India deserves it. We are God fearing people (our 33 million Gods are proof). We are conscientious people (our joint families and long lasting marriages are proof). We are hard working people (our burgeoning middleclass is proof). We have got this Government because we remain silent spectators to the mayhem around us.

If Rabindranath Tagore were alive today, I suspect he would want to rephrase his epic poem thus ….

Where the mind is full of fear and the head is held down in shame Where knowledge is dangerous Where the world has been broken up into fragments By narrow domestic walls Where words come out from the shallowness of greed Where petty infighting stretches its arms towards mayhem Where the cloudy stream of self doubt has muddled clear thought Into the dreary desert sand of dead habit Where the mind is led forward by greed Into ever-widening chasm of gloom Into that hell of despair, my Father, don't let my country sink.

-Sohrab Kanga

LET’S GET PERSONAL Hi Friends, Diwaali mein zyaada parties nahin hui to kya? We have a month full of weddings ahead of us.

And of course our Charter Nite is just round the corner.

Bharat and PUSHPA Parikh shall be celebrating the wedding of their son Gaurav with Neha.

Deepak and Neena Chaudhary's daughter, Anushree is also tying the knot with Shyaamal, son of ex member Jaidev Panchmatia.

Kapil son of Anupam & Mamta Rai is tying the knot with Shivani.

Nitant, son of Ashwin & Keshmira Mankeshwar is getting wedded to Madhura.

Nilufer & Mehernosh Rana celebrated the Navjot of their 2 children. Parheez & Jasmine Gimi are also having the Navjot of their son.

Congratulations! all the HAPPY parents & grandparents.

Now we know why RI calls this the family month.

You'll be happy to know that Priti Chhabra has been felicitated by the Air Force.

She did commentary for their airshow (she's done it before as well), which in itself is rare, as the forces, very rarely involve civilians.

Congratulations Priti!

Congrats are also due to Nisreen Maimoon.

Her son Adnan was sent to France for an assignment

by Airbus. PP Arun Bhargava, Sunil Thapar and Meena Malji have recently had surgeries.

We wish them all a speedy recovery.

That's all for now….. More next month!

-Manju Shahani

NEWS YOU CAN USE 1. One of the most dangerous insect in the world is the common housefly. They carry and transmit more diseases than any other animal in the world.

2. Among the developed nations, the United States and France have the maximum number of pet dogs.

Approximately one out of every three families has a pet dog. Switzerland and Germany are the lowest having only one dog per every ten families.

3.Tomato Ketchup Was Once Used As Medicine In The United States. It Was Sold As "Dr. Miles Compound Extract Of Tomato".

4.The Schiphol airport in Amsterdam has a special departure lounge that serves preflight meals to travelling cattle.

5.It would take approximately twenty-four trees that are on an average six to eight inches in diameter to produce one ton of newsprint for the Sunday edition of the New York Times.

6.The long fibres that are found in bananas are excellent in making paper. The long fibres that are found in the banana plant can make the banana fibre paper approximately 3000 times stronger than regular paper.

- Girish Deodhar

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BIRTHDAYS

MONEY MONEY

15 DEC. to 14 JAN.

Investment Tips

Govind Daga Ashok Mrig Dr. Sudhir Bhiwapurkar Alka Agrawal Shilpa Jaitha Sarvesh Agrawal Girish Deodhar Punam Sahu Dr. Bharti Taori Geeta Rao Kusum Pandey R Ramakrishnan Vishal Bhatia Purvi R. Thakar Prabha Agrawal Priti R. Ramakrishnan Hemant Chandurkar Abha Choudhary Shilpi Bagdi Hema Kinkhede Pramesh Pandhi Giriraj Singhee Pooja Neb Hetal Sampat Shiraz Doongaji Vaishali P. Rajurkar Sheetal Gupta Renu Y. Singh Deepika Malhotra

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Mamta S. Kanga Vaishali Jaiswal Yashpal Seth Mehru Bapuna Rachana Singh Gogi Singh Bhasin Dr. Ravindra Deshmukh Harbhajan Singh Sati Khanna Bhawna Kalra Vinita Chaturvedi Farooq Haque Kumar Kale Kailash Chander Vijh Pallavi Thakkar Dr.Surajit Hazra Anju Bansal Rajesh Datar Sunil Kakar Dr. Anant Gade Richa Sethi Kirti Jain 3Rukshad Bhagwagar Ritu Agrawal Raj Shah Rukshad Bhagwagar Ritu Agrawal Raj Shah

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15 DEC. to 14 JAN. ANNIVERSARIES

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Ruksh a d & Monica Bh a gw a g ar Sa nde ep & Anmol Ba djatia Dr. Sa m e er & Smita C h a ubey Pratiik & Sunita Salve Dr. Rafat & N a h e ed Kh a n Dr. Ruksa n a & Sh arukh M aster Pravesh & D e epik a M alhotra D hire n & A a nch al Jesw a ni Dr. An a nt & Shubh a d a G a de Dr. Indraje et & Jayashre e Mulik Mohd. & Ruqu aiya Vali Dr. Rizw a n & Lubn a H a q Vik as & Kirti Jain M a noj & Me enu Morya ni Sylvester & Be en a Isa acs G urje et & Bh ask ar Ka ur Dr. Raju & Ann e Wilkinson Dr. Jasp al & Indu Arn eja Sh a bbir & A min a Vali Sa njay & Smita Bh arg ava Ra m a & Priti Ra m a krishn a n M a njot Singh & G urinder Ka h ai Appu & Laxmi Wa dhw a ni Rozin a & Sh a msuddin Ra n a Dr. Me e n a kshi & Ra nje et N araya n Je h a ngir & Dilsh a d D oong aji Shiraz & Ann a hita D oong aji Prave en & Sudeshn a C hourasia Anjum & Abdul H usain Rajiv & Urvashi Yashroy Ak ash & Shilp a Agra w al Ashish & M a mta Me h a dia Vinita & Anil Bh atia

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There are professional hazards of being in a particular vocation. For this particular reason I have very high regards for Psychiatrist. Imagine the job…you are forced to listen to each and every problem, every complaint (whether justified or not). Meet depressed, angry, guilt ridden, people with suicidal tendency day in and day out.

Well…. this is my observation about them, I may be wrong but I really admire them for what they do. Job of an investment advisor/planner is equally daunting. You come across people who have weird ideas about money, have unrealistic goals, some very emotional or some very casual. People come to you to evaluate various investment options. But I was posed an interesting question few days back.

A client came to me with an interesting proposition. His wife cleared her B.Ed exam and waited for her appointment as Jr lecturer at one the junior college. As usual she was asked to cough up Rs 10 Lakhs to speed up the process of appointment. The starting salary would be Rs 8000/- PM and on confirmation (which ideally should happen after 3 years subject to many variable) it would be 35000/- PM. This salary would grow as per government rules, pay commission recommendation etc. So if we consider it as business proposition, it is like this…Invest 10 Lakhs right now and cash inflow of 8,000/- PM for three years and 35,000/- pm thereafter till retirement. Add some variable like increase in salary, probability for each cash flow and one could find the 'profitability' or 'viability' of the project. The salary might also get a jump on better performance. The tricky issue for me however was to accept the morality of investment of 10 Lakhs. But if we leave that apart, it was fairly simple equation. We argued about the morality of such investment. At this juncture my client said something that was very interesting. He said 'Main to khud me he invest kar raha hu' Meaning I am investing in myself.

The common question facing every investor is where should they invest. The answer lies in earlier statement. Invest in yourself. Because investing in yourself in equity investment. No matter how the economic environment is, equity over a period of time will give much better returns than a debt instruments. Debt returns are slave to equity.

Bank gives loan to an enterprises at x% because they know the business will earn more than x%. For economic cycle to work this equation has to be true. The only caveat is equity returns will not be linear. To give an analogy if one is a trader in readymade cloths, he might sell 10,000 garments each year, but that does not mean that he sells 27 units each day!! During Diwali he might sell bulk of it while during lean season only 5-10 each day. But overall the picture would be much better save for other business variable and business acumen that can make or mar the enterprise.

Just observer your own growth of business in terms of top line and bottom line and you will get the picture. But this is just one part of it. You need to diversify because businesses are cyclical in nature. Asset allocation is the key and that where one starts investing elsewhere. But there is no doubt that Risk capital that is you can be an anchor investment which will generate cash flow to be deployed elsewhere. This will be the 'pipeline', which will fill other 'buckets'.

Investing in oneself could be acquiring new skills that enhances productivity, reduces cost and inefficiency. For a salaries person it could be learning new subjects and moving up the value chain in the organization. For businesses it could be employing new and efficient technology. One thing for sure the returns for investing in oneself are always exponential, which is definitely a rewarding proposition.

Btw…the Internal Rate of Return (IRR) for above example is hefty 24.8%!!

Not Bad huhhh??

-Parag Paranjpe

BEST CHAIRPERSONS AWARDS FOR THE MONTH OF OCTOBER

Sharad Bhave for Youth Service, Jatin Sampat for Rotaract and Rohan Thakar for Green City

Prem Gupta releasing GO of November

A DINNER WITH GSE TEAM FROM RID 7810

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