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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

June 1, 2012

Classic Car Lovers CONCOURS D' ELEGANCE Here This Month

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

HISTORIC LE MANS RACERS AND OTHER CLASSIC CARS BRING HISTORY TO LIFE AT this month’s CONCOURS D’ELEGANCE More than 250 classic cars and vintage motorcycles will line the St. Regis golf links during the Concours Historic Le Mans racers and some of the most famous collectible car marques in the world will be featured during the 30th anniversary HYPERLINK “http://www. danapointconcours.org” Dana Point Concours d’Elegance® on June 23-24, at the St. Regis Monarch Beach resort in Dana Point, Calif. As part of a field of more than 250 American and European autos, the event will honor “Legends of Le Mans: Racing in the ‘60s,” as well as the 50th anniversary of Shelby American.

Enthusiasts will enjoy a rare opportunity to see a special collection of cars owned

by Checkered Flag 200 Founder Bruce Meyer, along with a variety of classic cars and motorcycles from across the country.

“We’re bringing together one of the greatest show fields ever in Southern California,” said Jeff Spellens, president of the Dana Point Concours. “The variety and quality is truly breath-taking. A trio of cars that represent the Golden Era of Le Mans will sit near examples from the Nethercutt Museum. Nearby, American hot rodder Carroll Shelby’s legendary cars will be parked close to Ducati’s that raced decades ago. We’ll bring history to life through some of the most important cars ever built.”

As part of the Le Mans celebration Dana Point Concours will display rare competition cars from Ferrari, Shelby, Chevrolet and Jaguar.

From the collection of the 2012 Dana Point Concours d’Elegance Automotive Icon Award recipient Bruce Meyer is a 1961 Ferrari 250 SWB that won its class at Le Mans in 1961. Placing third overall, this classic won the Manufacturer’s Championship for Ferrari. Meyer will also exhibit the first Corvette to compete in the 24 hour endurance race. Owned and sponsored by Briggs Cunningham in 1960, the team finished eighth over-all and First in Class.

The Corvette’s mortal enemy will also be present as Meyer’s displays a 1962 Shelby Cobra, which was the first production Cobra ever built. Like all the original Cobra’s, it was originally a street car, then modified by Ford Racing of Europe to FIA specifications, including a 289 c.i.d. engine, rack-and-pinion steering, Weber carbs and flares. Cobras were a mainstay of Le Mans racing in the 1960s.

Dana Point Concours Unveils Feature Cars Line-up (page 2/3) One of the most famous endurance racers a decade earlier, a 1956 Jaguar Factory Team Longnose D-Type is scheduled to be exhibited at the Concours. One of six long nose D-Types constructed during 1956 as a factory team car, this beautiful racer carries the serial-number Page 2

of XKD604. It was the only ‘56 D-Type to compete with an independent de Dion rear suspension.

Recipients of the coveted Best of Show award last year, the Nethercutt’s will return with three beautiful vehicles from their private collection. The group includes a front-wheel drive 1930 Ruxton, which is one of less than 500 built. It features unusual horizontal bands of color to emphasize the long-low silhouette of the body. Body number 23, the Ruxton generates 100 horsepower, which was a stunning achievement at the time.

Another vehicle from the Nethercutt collection is a 1932 Ford 18 hot rod originally built by legendary hot rod builder Tom “Itchy” Otis. It sports genuine 1932 Ford components on the chassis and body with a 327 c.i.d. Corvette engine and fourspeed transmission. A second ‘32 Ford Atterbury roadster hot rod built by Dick “Magoo” Megugorac will also be displayed from the collection. Commissioned by George & Darcy Atterbury, this awardwinning ‘32 “Deuce” roadster features a supercharged 350 c.i.d. Chevy V8.

“The eclectic collection of vehicles at the Concours represents some of the very best examples of notable automotive marques in the world,” noted Spellens.

“From Ferrari to Ford, General Motors, Jaguar, Mercedes-Benz, Shelby and Kurtis Kraft, each of these vehicles come with a unique and impressive history.”

To honor 50 years of Shelby American, the Concours will highlight vehicles from the manufacturer, including a Nightmist Blue on black 1967 Shelby GT500.

Restored to factory-specifications, this GT500 is fully documented by Shelby American Automobile Club and is one of only four delivered to Spain for the festival of Seville in 1967. The Shelby was then

The Coto de Caza News

used as a display car at the festival of Barcelona later that year.

A 1953 Kurtis Kraft 500 M will exhibit on the St. Regis golf links. Frank Kurtis, who designed the M model sport car, built only 18 examples and had the bodies manufactured by Robert McCulloch. This 500 M is one of only nine still known to exist and comes with a correct Cadillac V8, 331 c.i.d. engine and original Edelbrock intake with Stromberg carburetors.

Mercedes-Benz will be represented with a pristine 1957 220S Cabriolet.

Only 3,429 total 220S Cabriolet’s were produced between 1956 and 1959. This

Mercedes-Benz features a Type M180, six-cylinder engine and was hand-built at Sindelfingen to the very highest standards set forth by the European auto manufacturer.

Guests interested in seeing these rare beauties can purchase tickets online at “http://www.danapointconcours.org/ tickets-public” or at the gate. Vehicle exhibitors can download a registration form and send to the appropriate chairman as noted on the documents. Deadline to register is May 18, 2012, for inclusion in the program.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

Award Winning Coto Artist ANNE MARIE DEJONY To Exhibit At Sandstone Gallery In Laguna Beach Coto resident, Anne Marie deJony, was awarded a medal and honorable recognition from the international jury at the 8th International Biennial of Contemporary Art in Florence, Italy. The Florence Biennial is one of the world’s most comprehensive exhibitions of contemporary art. The exhibit showcased the works of 600 artists from 70 countries worldwide at the historic Fortezza da Basso.

Anne Marie deJony’s paintings will be featured at the Sandstone Gallery in Laguna Beach, California from June 6, 2012 to July 2, 2012. Visitors are invited to meet the artist at the opening Thursday, June 7, 2012 between 6:00 PM and 9:00 PM. The Sandstone Gallery located in Gallery Row at 384 A North Coast Highway, Laguna Beach, CA 92651 and the gallery is open Wednesday through Monday from 12:00 PM to 5:00 PM and Tuesdays by appointment.

An exhibiting artist since 1993, deJony has participated in International shows in Europe and South America, and her works have been selected for group and solo exhibitions throughout the United States. Her paintings, which will be featured in the June exhibit are tranquil interpretations of landscape which focus on a silent place that quiets the mind and nurtures the soul. The artist invites the viewer into an array of harmonious vistas that evoke a feeling of tranquility and peace by expressing the rhythms of nature through color, form and energy. deJony currently works from her studio in Coto de Caza, California and continues to exhibit in Southern California and New York. Her artworks are owned by collectors worldwide and can be viewed on line at www.annemariedejony. com and www.sandstonegallery.com.

The Coto de Caza News

Page 3

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

The Coto de Caza News

Bobby Grich will join fans to ride Metrolink to the game as part of the Angels Express service.

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Bobby Grich, who played for the California Angels from 1977 to 1986, will join fans at the Laguna Niguel / Mission Viejo station on Wednesday to ride Metrolink to the game as part of the Angels Express service.

Baseball fans will have the opportunity to ride the Angels Express Train with former Angels player Bobby Grich on Wednesday from the Laguna Niguel / Mission Viejo Metrolink station.

Grich is a six-time American League All-Star and the first player elected to the Angels’ Hall of Fame in 1996.

Riders will have the chance to meet Grich, take photos and enjoy free food provided by Jerry’s Wood-Fired Dogs.

The event begins at 4:30 p.m. at the station, 28200 Forbes Road in Laguna Niguel. Grich and riders will depart on the 5:50 p.m. train to Angel Stadium in Anaheim.

“Angels fans have the unique opportunity to meet one of the most well-known players in the league, as well as ride the train with him,” said Paul Glaab, OCTA board chairman and mayor of Laguna Niguel. “I look forward to enjoying the pre-game festivities with our riders and encourage fans to join us for a fun and hasslefree game day.”

The Angels Express trains provide service to all weekday home games starting at 7:05 p.m. from Laguna Niguel / Mission Viejo, L.A. Union Station and Riverside to Anaheim station.

Trains will depart from the station

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30 minutes after the end of each game. On Friday nights, the Angels Express trains will leave 45 minutes after the game, allowing riders to enjoy the post-game fireworks.

Tickets are $7 round-trip for adults, $6 for seniors and disabled, $4 for youth (ages 6-18) and free for

children ages five and under when accompanied by a paying adult.

Tickets may be purchased at the station, at participating Ralphs locations in Orange County, the OCTA store, by phone at (714) 560-5932 or online.

“Wait a minute. What did you just say?

You’re predicting $4-a-gallon gas? ...

That’s interesting. I hadn’t heard that.”

George W. Bush

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

Valedictorians and Salutatorians Announced For the first time in the school’s 25year history, four females are at the head of their class and will address the 341 members of the Class of 2012 at the 10 a.m. June 1 commencement ceremony at the UCI Bren Center.

Katie Fernelius (Duke University) and Hayley Ritterhern (Stanford) earned the honor of valedictorian while Jessica Hickey and Elizabeth Zarka will represent the Class of 2012 as salutatorians.

The valedictorian honor is bestowed upon the senior who has earned the highest GPA over seven semesters.

The salutatorian title is given to the senior who has earned the second highest GPA. This year, two students tied for the highest GPA and two students tied for the second highest GPA. Fernelius, Ritterhern, Hickey and Zarka are part of Santa Margarita’s International Baccalaureate Programme, a rigorous academic program offered at SMCHS and select high schools across the globe. The program provides highly motivated students an opportunity to take IB courses and earn an internationally-recognized diploma.

Below is more information about these students.

the Middle East and International Law. I’m also going to minor in English and Arabic. If I somehow undergo human binary fission or discover a time-turner in order to take more classes, then I may throw in a global health minor. I want to become a human rights advocate in developing nations and help to establish legal framework to protect vulnerable minorities. If that doesn’t work out, I’ve always wanted to help name the flavors of Ben and Jerry’s ice cream, so that’s my back-up plan.

Advice for underclassmen: Do what you love and don’t be afraid to fail.

If you spend your time preoccupied with getting A’s or the highest SAT score, you’re going to prevent yourself from taking risks and finding your passions What did it take to get where you are today? My hardworking parents who gave every ounce of themselves for my opportunity to attend Santa Margarita Catholic High School and an addiction to Starbucks coffee to keep me running through each day!.

Hayley Ritterhern Valedictorian GPA: 4.84

Katie Fernelius Valedictorian GPA: 4.84

Academic Honors: Academic Award for Greek 2 Honors, Academic Award for English HL1 IB, Student-Advocate Award in Model United Nations, National Merit Commended Scholar, National Honor Society, California Scholarship Federation College plans: Fernelius will attend Duke University as an Angier B. Duke Scholar. She will study abroad at Oxford University for at least one semester.

Activities: Model United Nations, Mandala, Mock Trial, World Affairs Council of Orange County, ASB Class Vice President, Co-Secretary-General of SOCOMUN XIX, Co-SecretaryGeneral of SM Model United Nations program (2011-2012),Co-Editor of the Mandala Magazine (2011-2012) Service: St. John’s Outreach Team (taught Sunday School, worked at Park Terrace nursing home, helped plan community outreach activities), National Honor Society tutor College major/Career aspirations: I want to major in International Comparative Studies with a focus on

Academic Honors: Biology Honors Course Award, Latin 2 Honors Course Award, Latin 3 Honors Course Award, Chemistry SL Course Award, Social Studies Department Award (from Senior Awards night), and US Government/ MUN H Course Award, Richard Voelkel MUN College Scholarship, National Merit Finalist, National Honor Society, AP Scholar with Honors for earning a score of 3 or more on at least 4 AP tests College plans: Ritterhern will attend Stanford University in the fall, where she plans to major in biomedical engineering.

Activities: Model United Nations: served as Under-Secretary General of the South Orange County Model United Nations Conference; traveled to London, Duke and China to compete in MUN conferences; Link Crew Leader helping freshman transition to high school life; student ambassador speaking about SMCHS at local middle schools; National Honor Society including serving as NHS secretary; violinist in the South Coast Youth Symphony Orchestra, selected to tour with the symphony in Spain; tutor for Comprehensive College Prep Athletics: girls lacrosse referee, one of the youngest referees in the Orange

County area to ensure safety, fairness and integrity; scuba diver, girls JV gold golf team, 2011 Most Improved Girls Golf Award, Girls JV Gold Golf Scholar Athlete Award, Girls’ Lacrosse Coach for youth girls’ lacrosse Service: Docent at the Dana Point Harbor Institute teaching the public about the animals, environmental conservation, and the use of technology in deep-sea exploration; Ronald McDonald Club Vice-President, helped start the charter year of this club with a fellow student ( the club cooks meals for families with children staying in the hospital and raises money and for the Ronald McDonald House charity); St. Killian’s Confirmation Service Project Coordinator working on the parish’s Christmas Drive; Catholic Worker House Volunteer, monthly service feeding the working poor in Santa Ana College major/Career aspirations: My plan is to major in biomedical engineering. I’d love to work on designing more complex prosthetics and wiring these prosthetics right into the brain to give people the chance to have a working limb that behaves just like a regular human one.

Advice for underclassmen: Do what you love, and do it well. I know that many of the amazing experiences I’ve had that have shaped me into who I am today came from unexpected opportunities. So keep yourself open to that – that’s essentially the most important thing I could tell anyone.

How do you think your experiences here at SMCHS will help you in the future? My experiences at Santa Margarita are memories that will stick with me forever. From chatting with my classmates afterschool to traveling to Beijing with my fellow “MUN-ers,” my experiences at Santa Margarita are as varied as I am. These experiences each taught me different lessons that I couldn’t have learned from anywhere else, or from anyone else. Students should treasure their classmates – they can teach them a lot!

Jessica Hickey GPA: 4.8

Academic Honors: AP Scholar with Honors, National Honor Society, California Scholarship Federation, University Scholar Recipient, Honor Roll. Traveled to Spain during the summer of 2011 to study archaeology and experience the

Spanish culture.

College Plans: The University of Chicago Activities: Link Crew Leader, Student Ambassador, President of National Honor Society, participant in ArchaeoSpain – an archaeology program from 10 high school students in Spain for a month Service: Volunteer at Women Helping Women; teacher at San Francisco Solano Faith Formation; participant in New Orleans service immersion Athletics: Lacrosse Advice for underclassmen: Find the joy in learning! And most importantly, learn to be organized and to not procrastinate.

College major/Career aspirations: I am completely undecided in my major.

I find that everything is interesting and thus, I find it difficult to know what major I hope to pursue.

Elizabeth Zarka GPA: 4.8

Academic Honors: AP Scholar Award; SMCHS Girls JV Gold Golf Scholar Athlete Award sophomore, junior and senior year; SMCHS Girls Frosh/Soph Soccer Scholar Athlete Award freshman year; won 20 award distinctions in Model United Nations including five Best Delegate awards; Awarded Best Delegate in a 200 delegate committee in BEIMUN conference in Beijing, China; member of the National Honors Society College plans: University of California at Berkeley Athletics: Girls JV Gold Golf sophomore, junior and senior years, girls frosh/soph soccer freshman year, most valuable player for the girls JV Gold Golf Team, Most Coachable Player for the Girls JV Gold Golf Team Activities: Model United Nations and Model United Nations Leadership Board , Secretary of the Future Business Leaders of America Club, Mock Trial lawyer, Member of Project Caritas antibullying club, Link Crew Leader helping freshman adjust to high school life Service: Member of the Ronald McDonald House Club, Volunteer assistant to nurses at Saddleback Memorial Hospital, Volunteer clerk at Mission Thrift and Gift in San Juan Capistrano Career aspirations: Public health, in the future I want to attend medical school, become a physician and eventually serve as a member of the World Health Organization.

The Coto de Caza News

Page 5

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

DR. BROWN WAS RIGHT: MORE SWALLOWS SEEN AT MISSION Cliff swallows expert Dr. Charles Brown has recommended that Mission San Juan Capistrano end this season’s swallow vocalization experiment on May 31, as by then most cliff swallows in Southern California will have chosen where to settle for 2012. The scientific project will be implemented again next March, when the vocalization will resume through the end of May. The swallow vocalization experiment included speakers playing cliff swallow courtship calls and were placed behind the statue of Father Junipero Serra on the Mission grounds in early April. This is Dr. Brown’s first attempt working with the Mission to lure the cliff swallows back to nest, following their migration from Argentina every year.

While a special guest at the Mission for St. Joseph ‘s Day and the Return of the Swallows celebration in March, Dr. Brown offered the idea that he felt would attract more cliff swallows. Using the strategically placed speakers, “the hope is to play calls and songs that will attract the interest and notice of passing cliff swallows,” said Dr. Brown, who is a professor of biological sciences at the University of Tulsa . “Once they see this site, there’s a good chance they will be

interested. It’s a matter of attracting them in; we know they are overhead and in the area.

“The recording is of courtship songs that males use to attract females. And males would be attracted too because they are very social birds. A systematic program of playing it a few times a day, when the weather is good and during the times they would be foraging, I think there’s a good chance they will come in.”

Dr. Brown was right.

After the recordings began to be played, cliff swallows were spotted feeding overhead at the Mission several times, and a few cliff swallows flew in to investigate the recorded sounds. Earlier this month, a nesting colony of cliff swallows was found about a quarter mile south of the Mission on a building in San Juan Capistrano by Dr. Walter Piper, a biologist at Chapman University in Orange .

“I think that eventually we’ll get the birds back,” Dr. Brown said. “It may not be this year, it may not even be next year. But I think if we keep trying long enough, eventually, some individuals will come by, they’ll see the Mission and they will realize it’s a good place to nest, as they did in the past.”

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June 1, 2012

Lord of the Strings features legendary guitarist, drummer

WINE NOT? RANCHO STARBUCKS PLANS TO ADD BEER AND WINE

Tickets are available for a special Lord of the Strings performance Saturday that will feature a world-renowned guitarist and legendary drummer.

Lord of the Strings presents Peppino D’Agostino and Jeff Campitelli is at 7 p.m. in the Council Chamber at City Hall, 200 Civic Center.

D’Agostino has been hailed as “a guitarist’s guitarist” by Acoustic Guitar magazine as well as “a giant of the acoustic guitar” (San Diego Reader), and holds many top guitar awards, but the San Francisco Chronicle encapsulated the essential difference that distinguishes D’Agostino’s music when it dubbed him “a poet.”

Campitelli is the drummer for Joe Satriani’s band and has credits on all of his albums, including the legendary Surfing with the Alien, Super Colossal and Satriani’s latest release, “Professor Satchafunkilus and the Musterion of Rock.” He is also the drummer that powers the G3 Tour – keeping time for Joe and fellow guitar gods Yngwie Malmsteen, Steve Vai, John Petrucci, Eric Johnson, Kenny Wayne Sheppard and others.

Tickets are $25 and are available online at econnect.cityofmissionviejo.org by referencing course #2702 or by calling 949-842-2227.

Starbucks in Rancho Santa Margarita will ask the planning commission next Wednesday if they have their blessing to add beer and wine to their menu at the Rancho store location at 30465 Avenida de las Flores.They are also requesting that they be allowed to construct an outside patio.

Several other nearby locations also sell alcoholic beverages so Starbucks would not be the only provider in the area.

Those interested in attending the hearing may come to the Rancho Santa Margarita Planning Commission hearing room in the Rancho City Hall at 22112 El Paseo ,Rancho Santa Margarita at 6:00p.m.on Wednesday June 6, 2012.

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June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

SUN, SOUNDS, FOOD AND FUN DRAW HUGE CROWD TO LAST WEEK’S RANCHOFEST TWO DAY EVENT IN RANCHO SANTA MARGARITA

Rancho Santa Margarita Mayor Anthony Beall and RSM Chamber of Commerce President Suzanne Singh were onstage to greet the packed audience for the rock bands who entertained at the festivities.

Embarcadero Restaurant’s executive chef George Valdovinos joined his staff at RanchoFest to give everyone a taste of their magnificent pulled pork with lobster-mashed potatoes and some other delicacies.

If the huge crowd attracted to last weekend’s RanchoFest celebration is a measure of success, then the RSM Chamber of Commerce event was a real bell-ringer.Throngs of happy and hungry Rancho residents poured into the grassy park behind the bell tower as if they were there to hear hot rock bands, sample hearty food from local restaurants,enjoy cold beer,sodas and wine,and that’s exacty what they did.Someone at the Rancho Chamber of

Commerce must have known that the weather would be beautiful and they could not have chosen a more perfect weekend Although the temperature was around 87 degrees both days, gentle breezes kept the crowds cool and cheerful.The final count was not yet available at press time but the two day crowds were estimated to be in excess of 3,000

MainStage Kids Youth Theatre Company Seeking Actors Ages 8 to 18 MainStage Kids, offered by Saddleback College Performing Arts and Community Education, is a new youth theatre company designed to prepare young actors ages 8-16 who aspire to perform professionally one day. The company accepts experienced young actors who want more musical theatre training as well as new-to-the-stage performers who are eager to learn it all. This exciting theatre program will challenge and inspire all levels of talent. Directed and taught by theatre professionals, this innovative program offers students professional standards and insights that are put into practice in a fully-mounted main-stage production at the end of the session.

An orientation for the students and their parents will be held on Friday, June 1, 6-8 pm in the Studio Theatre at Saddleback College. There will be an opportunity for all students to be a part of the crew by assisting with the development of the set.

MainStage Kids class and rehearsals are Monday-Friday, June 25 – August 3, 9 am to 2:50 pm. The fee is $575. For further information contact 949-582-4646.

Performance dates are: Friday, August 3 at 7:30 pm, Saturday, August 4 at 2:30 and 7:30 pm and Sunday, August 5 at 2:30 pm. Tickets can be purchased by calling (949) 582-4656 (noon-4 Tuesday through Saturday) and online at www.saddleback.edu/arts. Tickets are $16 general and $12 children 16 and under.

MainStage Kids is a Children’s Theatre company working in connection with Performing Arts and Community Education at Saddleback College to bring professional level Children’s Theatre to Orange County. The company features young actors ages 8-18. Their first production of Seussical Jr. the Musical was performed last summer to sold-out houses.

Page 8

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

WAL-MART GETS READY TO OPEN IN RANCHO WORLD’S LARGEST RETAILER TO OPEN RANCHO’S RETAIL MARKET NEXT MONTH

Spacious Rancho Wal-Mart Location

Before and After? Famous Wal-Mart Sign Will Appear Soon

Rancho Santa Margarita has recently welcomed at least ten new retail businesses this to newly energized local economy. Among those joining the party is the well-known retailer Wal-Mart.The activity at their new building seems to be progressing rapidly.Wal-Mart’s considerable crew of contractors are currently energetically renovating a “small” 30,000 square foot space between Lowe’s and Staples in Rancho Santa Margarita. It is here they say they will open what they call a “Wal-Mart Neighborhood Market” which is their quaint term for their chain of grocery stores that average about 42,000 square feet .

They are used to filling the gap between discount store and supercenters, offering a variety of products, which include full lines of groceries, fresh produce, pharmaceuticals, health and beauty aids, photo developing services, including beer, wine and a limited selection of additional merchandise. The Wal-Mart retail grocery operation is anticipated to open in Rancho Santa Alcoholic Beverage Permit Posted Margarita sometime around the end of July this year. Wal-Mart is also the biggest private employer in the world with over two million employees, and is the largest retailer in the world with 8,970 locations and 180 Billion in assets.

The Rancho Santa Margarita store will be hiring at least 50 new employees from the Rancho area to staff the new Wal-Mart Neighborhood Market to augment their other staff transferring here from the nearly Foothill Ranch Superstore . The new store will be accepting employment applications sometime in mid-July. In addition to the grocery, pharmacy, and beverage departments which feature beer, wine and a wide range of other beverages, the Rancho Santa Margarita will see a new meat department where customers will soon enjoy Wal-Mart’s premium selection and wide assortment of top quality USDA Choice steak, including T-bone, NY Strip, Filet, Rib eye, and Top Sirloin, all at great prices.

This new steak offering is available in Wal-Mart stores nationwide just in Construction in Full Swing time for the busy summer grilling season. “Wal-Mart now offers top quality USDA Choice steaks at a great price,” said Scott Neal, vice president of fresh meat and seafood for Wal-Mart U.S. “We encourage customers to try the new USDA Choice steaks at Wal-Mart’s everyday low prices, even if they haven’t considered Wal-Mart for their steaks in the past. We believe in our new steak so much that we’re offering a full refund if a customer is not pleased. Wal-Mart selects the best USDA Choice cuts, tender-ages the steak to perfection, and, as we do with all our steaks, makes sure it undergoes rigorous USDA inspections for quality and safety. In fact, only 1 in 5 steaks are good enough to be called Wal-Mart Choice Premium Beef “said Neal.

Rancho already has a few local markets including Ralphs, Albertson’s, Pavilion’s, Trader Joes, and more than a few pharmacies including Rite-Aid, Walgreen’s, two CVS, Pavilions, Target, Meds Rx but, apparently Rancho Santa Margarita still has room for another.

Huge Interior Larger than Most Grocery Stores The Coto de Caza News

Page 9

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Annual Enchanted Evening Fundraiser Nets $100,000 for Vocational Visions An estimated $100,000 in net proceeds was generated at Vocational Visions Enchanted Evening fundraising event that honored Pavilion’s Stores as its 2012 Employer of the Year. About 380 guests donned western attire for the “Enchanted Evening…with County Flair!” themed event at the Irvine Marriott Hotel.

Pavilion’s has been instrumental in facilitating employment opportunities for men and women with developmental and other disabilities at seven of their south Orange County stores. Pavilion’s managers are committed to hiring Vocational Visions participants for long-term employment and go out of their way to accommodate their special scheduling needs.

Chaired by community leaders Linda Baird and Donna Haskill, the event began with an expansive silent auction featuring over 175 items, followed by multi course dinner, awards presentation to Pavilions, live auction and live country western entertainment by Rodeo Drive. Master Sommelier Peter Neptune served as event emcee and auctioneer for the lively affair.

An evening highlight was a heartwarming musical presentation by Vocational Visions participants including western dance routines to Walking After Midnight, Crazy Little Thing Called Love and Happy Trails.

Vocational Visions has provided comprehensive vocational, economic and social services to Orange County adults with disabilities since 1974. Based in Mission Viejo, Calif., the nonprofit organization creates possibilities for men and women with disabilities by providing on and off-site job opportunities, a variety of social programs and rehabilitation and medical assistance as needed. Annually, Vocational Visions serves over 500 individuals with a wide range of developmental and other disabilities. For more information visit www.vocationalvisions.org.

Photos by: Marlon Machado

Event co-chairs Donna Haskill and Linda Baird

Vocational Visions Executive Director Kathryn Hebel presents the Employer of the Year Award to Robert DeSantiago with Pavilions

Master Sommelier Peter Neptune served as both emcee and auctioneer

City of Mission Viejo’s Stephanie Tanton and Dennis Wilberg check out a silent auction item Page 10

The Coto de Caza News

Thomas and Kimberly Smith came prepared for the country flair themed event!

John Roth and Real Housewife of Orange County Lynne Curtain

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June 1, 2012

The Coto de Caza News

DISCOVER GOD’S HEALING POWER

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PHYSICIAN REFERRAL COMPANY SUPPORTS PEOPLE IN TRANSITION

Gary Calvaneso, Mary Baker, Sandra McElwee, Miriam Kang, Linda Matulis

When your primary care physician tells you that you need to see a specialist, most patients assume their doctor will refer them to a quality physician. After all, anyone who is going to treat you should be board-certified, well versed in the latest techniques and have an impressive record of successes with other patients; right?

Well it may come as a surprise that the referral system doesn’t actually work that way. Most people assume their primary care doctor has a rolodex of top notch specialists to pass along as needed. In today’s fast paced world, primary care physicians simply don’t have the time to go out, research and meet with other specialists.

With specialists operating margins falling over the past decade and health care reforms putting pressure on their bottom line, quality specialists have a need to do a better job educating referring doctors and patients about their expertise.

That’s where 2 local residents, Gary Calvaneso and Sandra McElwee who met through Saddleback Church, decided there was an opportunity to work with quality specialists and educate referring primary care physicians about their skills. In early 2011, they formed a referral marketing company called The Referral Specialists (www.TheReferralSpecialists.com).

Page 14

The Coto de Caza News

The Referral Specialists provide practice representatives and referral marketing services to specialty physicians.

Practice representatives are experienced healthcare professionals who call on primary care physicians and complementary specialists to educate them about their specialist client’s expertise.

Since starting their business, their specialty physician clients have experienced positive gains as a direct result of their services. Typically these specialists triple or quadruple the number of referring physicians who refer to them and increase their bottom line. In fact, the Referral Specialists business caught the attention of the Wall Street Journal’s Smart Money magazine where they were mentioned by name.

“Our business connects quality specialists with PCP’s (Primary Care Physicians) through referral marketing, said Gary Calvaneso, Managing Partner. Educating the medical community not only benefits everyone in the medical market but also produces jobs which is something that our community really needs”.

Aside from achieving positive results for their clients, what makes The Referral Specialists unique is their dedication to helping those that are unemployed and need help. For Calvaneso, it is something he takes to heart.

Nearly every Monday for the past 6 years, Calvaneso has been a volunteer at Saddleback Church in Lake Forest, listening to and coaching unemployed people with a smile and an offer of hope.

“For our practice reps, we only consider candidates that are unemployed” said Calvaneso. “We are not interested in recruiting people that already have a job and an income. We prefer to support those that do not. It is our way of giving back to the community by helping those in need which is a principle of our faith.”

“You would be surprised at the high level of unemployed talent there is out there” said Sandra McElwee, Managing Partner. “One of our practice reps is a senior woman with over 25 years of pharmaceutical sales experience calling on physicians’ offices. She was out of work for over 2 years before joining up with us and has done a great job for our clients”.

Not only do the Referral Specialists focus on working with unemployed candidates, but they also do the same for suppliers. “We wanted to apply our faith based principles of helping those in need to all aspects of our business, said Calvaneso”. “Even the caterer we use is trying to generate income through a home based business. What employers need to understand is that being unemployed has nothing to do with talent or quality. We carefully screen our suppliers, looking for skill and quality first. The doctors all rave about her food and she now gets additional business from them”.

“We have a stay-at-home mom who makes some of the best toffee you’ll ever taste, right out of her home kitchen. Here again, our clients rave about her toffee and have provided her additional business” said Calvaneso.

For his volunteerism in supporting people in transition in 2011, Calvaneso received the Orange County Spirit of Volunteerism Award as part of the leadership team managing Saddlebacks Career Coaching and Counseling program.

If you are a physician with a specialty medical practice and are interested in a free consultation to learn more about how The Referral Specialists can help increase referrals from other physicians, visit their website at www.

TheReferralSpecialists.com , call them 949-433-1702 or e-mail them at info@get-referred.com.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

June 1, 2012

Page 15

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Making Technology Work for You With technology dominating more and more of people’s personal and professional lives, it’s easy to lose track of passwords for smartphones, tablets, laptops, desktops and more.

In addition, for many people, keeping track of online user names and passwords for various accounts – email, shopping, social networks, etc. – has also become a hassle, and therefore an inconvenience.

In fact, according to a survey conducted by Norton by Symantec, when given a list of potentially challenging activities, 40 percent of people ranked remembering passwords among one of the top three most difficult tasks.

This ranking preceded even balancing a checkbook.

That same survey also found that 70 percent of respondents had forgotten at least one password in a single month, which is why for many, opting for an easier-to-remember, though weaker password is preferred. But weak passwords leave accounts and devices more vulnerable to hackers and scam artists, which also plays a role in identity theft. Therefore, it’s important to create strong passwords.

Creating a Strong Password According to the United States Computer Emergency Readiness Team (US-CERT), following these steps

can help you create a stronger password: Use a combination of both uppercase and lowercase letters, numbers and special characters when possible.

Longer passwords are more complicated and thus stronger. If a website allows for passwords between six to eight characters, make sure to take advantage of the longer character allowance.

Refrain from using personal dates, such as birthdays, or names, such as those of your spouse or child. This information can be discovered by people within your social circle, as well as hackers, so creating codes around words you’ll remember makes for stronger passwords, rather than full words or names.

Do not use the same password across multiple accounts. For example, if you have created a password for online banking, do not use that same password to access your work or personal email account.

For more tips on creating a stronger, less vulnerable password, visit http://www.us-cert.gov/cas/tips.

Conveniently and Safel y S t o r e Yo u r P a s s w o r d s For those who have difficulty remem-

bering complicated passwords however, new services can lend a hand.

Norton Identity Safe – a free service – allows you to conveniently save and synchronize your passwords on all your devices, while keeping you safe and secure. The service also allows you to avoid potentially risky websites, and share URLs via email and social networks safely through Identity Safe itself.

With Identity Safe you can log in with a single, master password, then access all of your other accounts and passwords through your work or personal computer, or via the app on

MUSIC ED 4 U, INC.

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While it may be tempting to create simple passwords to use across multiple devices or accounts, taking the time to create secure passwords can save you from having to sort out fraudulent charges on banking or credit accounts. It can also save you from the time-consuming process of having to recover from the damages of identity theft.

To learn more about making technology work for you, visit https://identitysafe.norton.com.

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Page 16

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

Concept Cars - Cars that Never Left the Garage!

Concept cars are generally made just for one purpose- to test a concept.

Manufacturers use the concept cars to test customer reaction to new styles or technology they are planning to use in their future productions. These types of cars are used in Auto shows, where the customers are given a sneak-preview.

After gauging their reactions, the designs undergo changes before they are made road-safe or cost effective.

Many just end up being destroyed or some really good ones end up in Museums.

Few of the top concept cars which never saw the light are listed below:

BMW M1 1) 21st Century BMW M1 One of the top auto manufacturers in the world, BMW had created the BMW M1 in the early ‘70s. In 2008, to mark the 30th anniversary of their first and only mid-engine-car, they revealed their new BMW M1. It was created as homage to the original one.

The classic Liquid Orange Metallic paintwork, popup headlights with recessed lamps, squinting front end reflect the classic M style. The original M series was powered by a 207kW 3.5-litre inline six-cylinder that propelled the car to a super speed of about 260km/h. The new version would surely have surpassed that.

To the dismay of many car-lovers, the manufacturers for some reason did not go any further and the car never went into production.

Mercedes C111

2) Mercedes

C111 The next name to be mentioned is

surely Mercedes. In 1969, Mercedes C111 was created by the company to research on rotary engine car. The C111 was first shown at Geneva Motor show in 1970. It was fitted with fourrotor Wankel engine with 350 hp and a speed on 180mph.

The most interesting feature of Mercedes C111 was the gull-winged doors, doors which opened upwards. It would have been an awesome feature if it had made to production. The car had high fuel consumption and emissions which prevented the hope of the car being ever produced. And also the company was said to have some financial Saab Aero X troubles, which led to the project being shelved.

V6 which ran on pure ethanol, thus cutting down on CO2 emissions. The 3) Chev- engine produced 400hp and a top rolet Cor- speed of about 155mph. vette FourSaab considered the Aero-X as the Rotor An- canvas to explore the potentials of other name the future and didn’t build any more on the top of these super-cars. of the carmaker’s 5) Jeep Hurricane list is the The last one I liked is the Hurricane Chevrolet.

The Corvette is one of their spectacular models. It was made in early ‘70s to compete with Mercedes-Benz and Mazda which had 4-rotor engines at that time.

It also featured a Wankel engine, with an estimated output of 350 hp.

Aside from this; the model had a very sleek design. The radically low and pointed nose and a sharp, sleek tail and the folding gull-wing-doors were nothing less than amazing.

Did I mention that it was one of the James Bond cars!! Due to whatever Chevrolet Corvette reason, even this Bond-car stayed put in the garage.

by Chrysler-Jeep. If you are into monster trucks and cool off-road driving 4) Saab Aero X expeditions, then this vehicle is for you.

In 2006, at the Geneva Motor Show, It will probably feel like something out Saab revealed its new design Aero-X. of a sci-fi movie.

The people were stunned to say the Jeep Hurricane doesn’t have side least by its superior design. The main doors or roof. With 14 inches of ground feature was that there were no doors. clearance and superb suspension, I n s t e a d , you will feel like the top fully you are riding on opened to the clouds. Some allow entry of the awesome and exit into features include the sleek four-wheel steerc a r, l i k e ing which allows those seen the driver to turn in aircrafts. the vehicle 360 I n s t e a d degrees standof ordinary ing in one place. dials and In another mode, b u t t o n s , the rear wheels data was can be turned in displayed in graphic 3-D images on the same direcglass-like acrylic ‘clear zones’. tion as front wheels which means that The engine was a twin-turbocharged the Hurricane can “crab-steer”, or

move sideways.

One would think it was an animal rather than a vehicle! Do I even have to mention that there are 2 engines, one in the front and one in the rear?

And the vehicle can run on only four cylinders or 16 at a time. This would be useful when maneuvering over difficult terrains.

Again, the cost to mass-produce such a vehicle would be enormous and the Jeep Hurricane was also put on the shelf.

Well, that is what “Concept” is all about. Some of the features from these ideas, if not in its entirety, can be seen in other models which have been made by the above companies.

So, some good has come out of these concepts. Still, wouldn’t it be cool to have one of the above mentioned spectacular vehicles to call your own!!

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2012 July 1, 2011

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The Coto de Caza News is read by people who can afford your very best. No less an authority than the United States Census Bureau designates Coto de Caza residents as having one of the highest per capita incomes in all of Orange County.

The Coto de Caza News not only reaches the residents of Coto de Caza and Dove Canyon, but also has many subscribers in affluent adjacent communities, and is distributed weekly to medical and legal professional offices, banks and financial organizations as well as most major businesses in Rancho Santa Margarita.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 1, 2012

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The Coto de Caza News

Page 19

June 1, 2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

LIS NEW TIN G

June 1, 2012

TREMENDOUS TOWN HOME

SO WHAT A VIEW

CHARMING TOWNHOME

Located in an exclusive gate guarded neighborhood of Rancho Cielo. Exceptional upgrades through out an entertainers dream backyard. Offering approx. 3200 sq. ft with 5 bedrooms and 3.5 baths. Private office downstairs. Complete with pool/ spa and entertaining bar area. Endless sunset views that will take your breath away.

21811 Via Del Lago $659,000.00

Top notch upgrades through out..Excellent floorplan offering approx. 2300 sq. ft. with 3 bedrooms and 3 full baths. Large loft/bonus room could be a 4th bedroom.

Large private patio for entertaining. Gorgeous views of the mountains and golf course. Short walk to the country club. 17 Bogey Lane $579,000.00

ES IN CR OW

ES IN CR OW

ES TANIN CR GLE OW WO

OD

This one has it all. Large corner lot. Light and Bright with a nice size yard. Offering approx. 1800 sq. ft with 3 bedrooms and 2.5 baths. New carpet, paint, stone and granite. Located close to parks and assoc. pool and spa.

132 Tall Oak $659,000.00

LD

TREMENDOUS SETTING Light and bright location with only one neighbor next to you. Approx. 1800 sq.

This location and exterior views of the oak trees will leave you speechless. This custom home ft. with 3 bedrooms and 3 baths and an attached two car garage. Vaulted ceilings and a dramatic entry. Nice size yard with a view. New carpet, paint, granite and ap- homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly pliances. You could add a loft for extra footage. 39 Regato $409,000.00 remodeled with top$ notch finishes..00Seller has the plans for the infinity pool. A must see.

3 Palomino 1,399,000

ES IN CR OW

FABULOUS CORNER LOT

SHOWS LIKE A MODEL Offering approx. 3700 sq. ft with 4 bedrooms and 3.5 baths. Private office and convenient upstairs bonus room for the kids that could be converted to two additional bedrooms. Beautifully ugraded top to bottom. Exceptional corner lot location with lush landscaping and privacy. Built in BBQ and room for a pool or spa. 28 Douglas $1,039,000.00

ES IN CR OW

LIS NEW TIN G

LIS NEW TIN G

The Coto de Caza News

TREMENDOUS TANGLEWOOD

Inviting courtyard entrance invites you into this beautiful home LOCATION TRULY AMAZING offering approx.CULDESAC 3170 sq. ft. 5 bedrooms and 3 bull baths. 4th approx 4000 ft. withhome 5 bedrooms baths. Spacious bonus room Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional Charming condo with vaulted ceilings and view balcony. Offering approx. 1200 sq. Offering bedroom would besq. a great officeand or4bonus room. Extensive th a 6 bedroom. with stone and hardwood floors. stonebeflooring, graniteBeautifully counters appointed and gourmet kitchen.

Entertainers ft with 2 bedrooms and 2 baths. Light and bright location. Extensive tile floors, could remodeled kitchen granite counters center island.

Theneighyard is floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room backyard complete withwith built in BBQ. Oneand of the best family new carpet and paint. Cozy kitchen with granite counters and stainless appliances. Newly complete with pool/spa, outside family complete built in BBQ area with cozy fireplace.

Nice views with large breakfast nook. Private backyard borhoodswith in pool/spa Coto! 19and Westchester Coto deaCaza $770,000.00 $ .00 $ .00

COZY CONDO

room and built in BBQ. 12 Salinger 1,199,000

and located on a culdesac. 5 Blackhawk $929,000.00

UNIQUE FLOORPLAN

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids.

11 Calle de Princesa $998,000.00

SO

SO

LD

LD

ES IN CR OW

50 Vermillion 399,000

UNBELIEVABLE

This home will WOW you from the inside out. Forever views and a culdesac location. Offering approx 5100 sq. ft with 5 bedrooms/ bonus room/private office and 4.5 baths. )Beautifully upgraded and a grand yard which includes a pool and spa. A truly must see property. 18 Tortoise Shell $1,399,000.00

INCREDIBLE HOME

Located on a quiet culdesac close to the park. Offering approx. 3000 sq. ft with 4 bedrooms, 4 baths and a bonus. Spacious floor plan and ready to move in. Beautifully decorated. Large private back yard complete with spa, firepit and outside family room. Don’t miss out on this one!

5 Sugarcane $799,000.00

Where Integrity Meets Excellence The Coto de Caza News

Page 21

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Title Order No .7742-331286 Trustee Sale No. 2010-3124 Reference No. SA-MLA 5925-05 APN No. 933-75-298 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 7/16/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 6/12/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on August 14, 2009 as Document No. 2009000439182 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): HENRY WHITE JR AND DEBORAH WHITE WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA..

All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 162 MORNING GLORY RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,404.72 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www. priorityposting.com using the file number assigned to this case 20103124. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 5/1/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Luis Alvarado, Trustee Sales Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P949980 5/18, 5/25, 06/01/2012

Order No: 1006171 TS No: G10-02081 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLIAM OF LIEN, DATED 2/26/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 2/26/2010 as instrument number 2010000093569 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 7/1/2010 as instrument number 2010000311664 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 5/17/1982 as instrument number 82-168584, WILL SELL on 6/8/2012, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Khosrow Abtahi, a single man. The property address and other common designation, if any, of the real property is purported to be: 61 Abbeywood Ln, Laguna Hills, CA 92656, APN 634-112-84. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $17,646.99. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. Witkin & Neal, Inc. is attempting to collect a debt. Any information obtained will be used for that purpose. If you

Page 22

Title Order No .3206-292291 Trustee Sale No. 2010-1746 Reference No. SA-MLA 8542-06 APN No. 932-28-651 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 2/25/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 6/8/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on April 16, 2009 as Document No. 2009000187295 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): BRIAN R FLANAGAN WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 52 CALLE DE LOS NINOS RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,782.44 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www. priorityposting.com using the file number assigned to this case 20101746. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 5/3/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Luis Alvarado, Trustee Sales Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P949978 5/18, 5/25, 06/01/2012

have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case: G10-02081. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption.

The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 5/14/2012 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P950016 5/18, 5/25, 06/01/2012

The Coto de Caza News

TS # 057-004018 Order # 30154429 Notice of Trustee’s Sale YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/12/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): MICHELE D SHAFFER, A MARRIED WOMAN, AS HER SOLE AND SEPERATE PROPERTY Recorded: 9/25/2006 as Instrument No. 2006000637483 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 6/12/2012 at 09:00 AM Place of Sale: the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $1,267,074.52 The purported property address is: 25661 ROLLING HILLS ROAD LAGUNA HILLS, CA 92653 Legal Description Lot 42 of Tract 13301, in the City of Laguna Hills, County of Orange State of California, shown on a Map thereof, recorded in Book 605, Pages 23 to 27 inclusive of miscellaneous maps, in the Office of the County Recorder of Orange. Assessors Parcel No.: 627-651-02 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call the telephone number listed below as “Sale Line” or visit the Internet Web site listed below, using the Trustee Sale number (TS #) assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 5/9/2012 UTLS DEFAULT SERVICES, LLC Jessica Alvarado, Foreclosure Coordinator Post Office Box 5899 Irvine, CA 92616 (949) 885-1050 Sale Line: 714-573-1965 www.priorityposting.com Reinstatement Line: (949) 885-1050 To request reinstatement/and or payoff FAX request to: (949) 885-4496 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P949487 5/18, 5/25, 06/01/2012

Trustee Sale No. 446325CA Loan No. 1023031017 Title Order No. 645882 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/6/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/8/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/12/2005, Book N/A, Page N/A, Instrument 2005000985955, , and as modified by the Modification of Deed of Trust recorded on 01-20-2009, Book N/A, Page N/A, Instrument 2009000022180 of official records in the Office of the Recorder of Orange County, California, executed by: PEDRO MELGOZA, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $696,209.08 (estimated) Street address and other common designation of the real property: 26031 MAJORCA Lake Forest, CA 92630 APN Number: 610-143-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods:

The Coto de Caza News

Title Order No . 4333045 Trustee Sale No. 2009-4469 Reference No. SA-MLA 0210-03 APN No. 931-95-197 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 11/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 6/8/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on December 27, 2007 as Document No. 2007000752529 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): BONITA L BROWN WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 11 VIA HERMOSA, RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,492.32 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2009-4469. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 5/3/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Luis Alvarado, Trustee Sales Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P949814 5/18, 5/25, 06/01/2012

by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/14/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P947504 5/18, 5/25, 06/01/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Title Order No. 955228 Trustee Sale No. 2009-3531 Refrence No. SAMLA 0188-03 APN No. 931-95-175 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 10/2/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 6/8/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 10/31/2008 as Document No. 2008000501273 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): VINCENT F CARINO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 4 VIA CONFIANZA RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,753.76 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)5731965 or LOG ONTO or visit this Internet Web site www.priorityposting. com using the file number assigned to this case 2009-3531. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www. priorityposting.com. Date: 5/7/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Cindy Sandoval, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P949615 5/18, 5/25, 06/01/2012

Title Order No .7742-371231 Trustee Sale No. 2011-1686 Reference No. SA-MLA 4487-09 APN No. 935-43-231 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 2/25/2009.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 6/8/2012 at 09:00 AM S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on April 16, 2009 as Document No. 2009000187077 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): KEVIN MESCHER WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 316 PASTO RICO RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,023.86 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2011-1686. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 5/2/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Cindy Sandoval, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P949616 5/18, 5/25, 06/01/2012

PUBLIC NOTICE Initiative Measure to be Submitted Directly to the Voters: The city attorney has prepared the following title and summary of the chief purpose and points of the proposed measure: Ballot Title: AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING ELECTED OFFICIAL COMPENSATION AND BENEFITS Summary of the Proposed Measure: The purpose of the proposed initiative ordinance measure is to establish a limitation on the amount of compensation and benefits paid to elected officials in the City of Rancho Santa Margarita. The proposed initiative measure prohibits elected officials in the City of Rancho Santa Margarita from receiving any compensation or health and welfare benefits, except for the monthly salary authorized by State and local law. The proposed measure provides that elected officials in the City of Rancho Santa Margarita may not accept any form of personal compensation, paid benefit or pension from any government agency as a result of their official duties other than the monthly salary authorized by State and local law.

NOTICE OF INTENT TO CIRCULATE PETITION NOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Rancho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the pay and benefits of elected officials. A statement of the reasons of the proposed action as contemplated in the petition as follows: TEXT OF INITIATIVE AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING ELECTED OFFICIAL INCOME AND BENEFITS, THEREFORE: THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS: ELECTED OFFICIALS IN THE CITY OF RANCHO SANTA MARGARITA MAY NOT ACCEPT ANY FORM OF PERSONAL COMPENSATION, PAID BENEFIT OR PENSION, FROM ANY GOVERNMENT AGENCY AS A RESULT OF THEIR OFFICIAL DUTIES OTHER THAN THE STIPEND ALLOWED UNDER STATE CODE AND REGULATION. STATEMENT OF REASONS In addition to a monthly salary, part time City Council members in Rancho Santa Margarita can receive more than $16,000 annually for health, dental, vision and retirement benefits. This amount is equal to that provided to full time City staff. State law tightly regulates how much our part time officials get paid for the work we elected them to do. Many local and regional government agencies already limit, or are asking voters to limit or eliminate, costly benefits like those given to part time City Council members in Rancho Santa Margarita.

This petition is the important first step in closing the loopholes and protecting our tax dollars for important projects.

PROPONENTS: Kenney Hrabik 32232 Via del Sol Rancho Santa Margarita, CA 92679 Date: 5/02/2012 Peter Whittingham 14 Placita Rancho Santa Margarita, CA 92688 Date: 5/02/2012 The Coto de Caza News – 6/1/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00571482-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of MICHAEL JAMES NORLEEN. Petitioner MICHAEL JAMES NORLEEN has/have filed a petition with this court for a decree changing name(s) as follows: MICHAEL JAMES NORLEEN to MICHAEL JAMES SANTORO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JULY 13, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: MAY 23, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 5/25/2012, 6/1/2012, 6/8/2012, 6/15/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00559948-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of DESIREE MARIE BUCHBERGERGALTON. Petitioner DESIREE MARIE BUCHBERGER-GALTON has/have filed a petition with this court for a decree changing name(s) as follows: DESIREE MARIE BUCHBERGER-GALTON to DESIREE MARIE GALTON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 22, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: MAY 1, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 5/11/2012, 5/18/2012, 5/25/2012, 6/1/2012

June 1, 2012

Great Bulbs of Fire! and the Transit of Venus.

The Fullerton Arboretum has two exciting classes coming up in the coming week. On Saturday, June 2nd, we have “Great Bulbs of Fire!”

This class will teach you about California Native Bulbs and some more exotic varieties that are horticulturally suitable for this area and will thrive.

Class begins at 9:00 AM and is $20/members and $25/non-members.

On the following Tuesday, we welcome the Cal State Fullerton Physics department onto our grounds as they showcase the Transit of Venus, a once in a lifetime celestial event. Telescopes will be setup for you to witness as Venus passes in front of the sun. There will not be another chance to see this, so come out to the garden at 3:00 PM on Tuesday, June 2nd.

We hope to see you out for both of these informational classes. Your continued support of the Arboretum is what keeps us going.

The Fullerton Arboretum is located at 1900 Associated Rd. Fullerton, CA 92831. Our hours are 8:00 AM – 4:30 PM. Call us at (657) 278-3407 for class and event information.

NOTICE OF TRUSTEE’S SALE File No. 7042.24360 Title Order No. 6465014 MIN No. 1004072-1727098050-8 APN 614-132-15 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/23/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): ANGEL VARGAS AND ERIKA J. VARGAS, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 08/27/07, as Instrument No. 2007000530357, of Official Records of ORANGE County, California. Date of Sale: 06/08/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 21952 LAKELAND AVENUE, LAKE FOREST, CA 92630 Assessors Parcel No. 614-132-15 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $434,198.68. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.24360. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: May 10, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Authorized Signatory / Candice Yoo 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.24360: 05/18/2012,05/25/2012,06/01/2012

Trustee Sale No. 11CA00158 Title Order No. 110012108-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04-11-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 06-08-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04-17-2007, Book , Page , Instrument 2007000247550 of official records in the Office of the Recorder of ORANGE County, California, executed by: SEPAND AKHAVANHAIDARY AND ARSHIA MARDASI HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges:$589,482.77 The street address and other common designation of the real property purported as: 191 WOODCREST LANE , ALISO VIEJO, CA 92656 APN Number: 93925-620 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 11CA00158. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 05-07-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P947957 5/18, 5/25, 06/01/2012

The Coto de Caza News

Page 23

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-12-495572-LL Order No.: 1088701 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JASON GINSBERG, AND CHARMAIGNE R GINSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 11/15/2007 as Instrument No. 2007000685745 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $483,551.68 The purported property address is: 21967 RAINTREE LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 837-282-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-495572-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495572-LL IDSPub #0027489 5/18/2012 5/25/2012 6/1/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-440241-AL Order No.: 801528 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/24/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ARNEL CASTANEDA A SINGLE MAN Recorded: 4/6/2004 as Instrument No. 2004000286533 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $268,168.76 The purported property address is: 93 ANACAPA COURT, LAKE FOREST (FOOTHILL RANCH AREA), CA 92610 Assessor’s Parcel No. 930-56-245 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-440241-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-440241-AL IDSPub #0027586 5/18/2012 5/25/2012 6/1/2012

Order No: 955157 TS No: F09-04137 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLIAM OF LIEN, DATED 2/27/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 3/2/2009 as instrument number 2009000095776 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 10/6/2009 as instrument number 2009000527972 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 6/15/2012, 09:00 AM On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Thomas H O’Leary and Sylvia O’Leary, husband and wife as joint tenants. The property address and other common designation, if any, of the real property is purported to be: 15 Glen Eagles , Coto de Caza, CA 92679 , APN 804-511-21. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $12,357.41. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. Witkin & Neal, Inc. is attempting to collect

a debt. Any information obtained will be used for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case F09-04137. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption.

The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 5/14/2012 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 VAN NUYS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P950169 5/25, 6/1, 06/08/2012

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The Coto de Caza News

T.S. No. 11-6027-11 Loan No. 0031839590 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/17/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ROBERT C. DOANE AND GLORIA ANN FORREST, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 10/24/2005 as Instrument No. 2005000852552 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 6/8/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $296,127.14, estimated Street Address or other common designation of real property: 161 CINNAMON TEAL , Aliso Viejo, CA 92656 A.P.N.: 937-99-631 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-6027-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 5/10/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P948995 5/18, 5/25, 06/01/2012 NOTICE OF TRUSTEE’S SALE TS #: CA-11-482768-AL Order #: 1023959 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/23/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KRISTINE FERGUSON Recorded: 9/2/2010 as Instrument No. 2010000431559 in book XXX , page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $295,194.56 The purported property address is: 15 VIA CRESTA RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-21-590 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to Chase Home Finance LLC 800 Brooksedge Boulevard Westerville OH 43081. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 . If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 or Login to: www.auction.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights’ against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0027626 5/18/2012 5/25/2012 6/1/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS #: CA-11-472436-RM Order #: 110467966-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/20/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BEHZAD RAJAI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 2/27/2008 as Instrument No. 2008000089427 in book xxx , page xxx of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $420,648.68 The purported property address is: 3 SHORECLIFF ALISO VIEJO AREA, CA 92656 Assessor’s Parcel No. 623-622-11 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to Chase Home Finance LLC 800 Brooksedge Boulevard Westerville OH 43081. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 . If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights’ against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0027393 5/18/2012 5/25/2012 6/1/2012

T.S. No.: 11-45580 TSG Order No.: 110529600-CA-MSI A.P.N. 930-656-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/17/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/21/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 12/29/2004 as Instrument No. 2004001154283 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARTHA SHELDON, AN UNMARRIED WOMAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, A DIVISION OF TREASURY BANK, N.A.,AND ITS SUCCESSORS AND ASSIGNS as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 24362 BERRENDO NO 4 , Laguna Hills, CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $292,838.30 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-45580. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/28/2011 Date: 5/22/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P952117 6/1, 6/8, 06/15/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 10-07457-3 Loan No. 0031652563 APN 606-391-15 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 9, 2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 2, 2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 23, 2007, as Instrument No. 2007000119642 of Official Records in the office of the Recorder of Orange County, CA , executed by: IBRAHIM R KAMARULLAH AND CONSTANTIA L KAMARULLAH, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19463 HIGHRIDGE WAY, LAKE FOREST, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 10-07457-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $669,684.92 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: June 1, 2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 135 Main Street, Suite 1900, San Francisco , CA 94105, 415-247-2450 By: Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P952865 6/1, 6/8, 06/15/2012

TS No. CA-11-449705-CT Order No.: 857047 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PEDRO IGNACIO GARCIA AND FRANCY E JUYO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 03/14/2005 as Instrument No. 2005000188918 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 6/13/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $453,061.19 The purported property address is: 44 ASPEN CREEK LN , LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 625-381-57 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should

Trustee Sale No. 752377CA Loan No. 3014193761 Title Order No. 110430520-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/15/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07/30/2007, Book N/A, Page N/A, Instrument 2007000474540, of official records in the Office of the Recorder of Orange County, California, executed by: AMBER MANDIR A SINGLE WOMAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $303,413.03 (estimated) Street address and other common designation of the real property: 33 MONTANA DEL LAGO , Rancho Santa Margarita, CA 92688 APN Number: 930-831-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/18/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949288 5/25, 6/1, 06/08/2012

be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com, using the file number assigned to this foreclosure by the Trustee: CA-11-449705-CT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P944984 5/18, 5/25, 06/01/2012

Loan No.: H-5739 HAUSMAN RESS Order No.: 74800 A.P. NUMBER 932-28-717 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED February 2, 2011, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 06/15/2012, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, Val-Chris Investments, Inc., a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by SANDRA HAUSMAN, SUCCESSOR TRUSTEE OF THE ORTIZ FAMILY TRUST DATED APRIL 20, 1995 recorded on 02/10/2011, in Book n/a of Official Records of ORANGE County, at page n/a, Recorder’s Instrument No. 2011000077304, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 02/16/2012 as Recorder’s Instrument No. 2012000088789, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Unit 238, Lots 3, 4, 5, 6, 7, and 8 , Tract 15306, Book 742, Page 41 to 48, and Lots 10, 11, and 15, Tract 14862, Book 709, Pages 1 to 6. The street address or other common designation of the real property hereinabove described is purported to be: 29 CALLE DE LAS SONATAS, RANCHO SANTA MARGARITA, CA 92688. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $82,010.12. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 74800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 05/21/2012 Val-Chris Investments, Inc., a California corporation, as Trustee By: Christopher Loria Trustee’s Sale Officer 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 www. priorityposting.com P951753 5/25, 6/1, 06/08/2012 Trustee Sale No.: 20120169801025 Title Order No.: 120063981 FHA/ VA/PMI No.: 11775140 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/9/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/15/2008 as Instrument No. 2008000022269 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: PHILLIP HUTCHINSON JR, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 6/18/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 62 GAVILAN UNIT 3 , RANCHO SANTA MARGARITA, CA 92688 APN#: 931-95-395 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $223,058.61. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20120169801025. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 5/21/2012 P951383 5/25, 6/1, 06/08/2012

June 1, 2012

Trustee Sale No. 257143CA Loan No. 0081224230 Title Order No. 1088756 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/5/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/8/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/13/2003, Book N/A, Page N/A, Instrument 2003000977660, of official records in the Office of the Recorder of Orange County, California, executed by: SHEREE L. BROWN-LAMMERS, AN UNMARRIED WOMAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $199,950.86 (estimated) Street address and other common designation of the real property: 45 CHAUMONT CIRCLE Foothill Ranch, CA 92610 APN Number: 939-11-208 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/17/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P947129 5/18, 5/25, 06/01/2012 NOTICE OF TRUSTEE’S SALE TS #: CA-11-487104-AL Order #: 1047114 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JORGE F MARQUEZ A SINGLE MAN Recorded: 12/6/2010 as Instrument No. 2010000652993 in book XXX , page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $409,589.80 The purported property address is: 127 NIGHTINGALE DR ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-20-156 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to Chase Home Finance LLC 800 Brooksedge Boulevard Westerville OH 43081. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 . If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 or Login to: www.auction.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders rights’ against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0027444 5/18/2012 5/25/2012 6/1/2012

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June 1, 2012

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June 1, 2012

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June 1, 2012

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-496719-LL Order No.: 1096273 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LUDOVICO BUSALACCHI AND LISA BUSALACCHI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 1/18/2007 as Instrument No. 2007000033906 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/18/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $400,978.89 The purported property address is: 114 WOODCREST LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-25-679 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-496719-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-496719-LL IDSPub #0028060 5/25/2012 6/1/2012 6/8/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-493236-AL Order No.: 1076964 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES S BROWN AS A SINGLE MAN AND ELIZABETH F MUEHLHAUSEN AS A SINGLE WOMAN AS JOINT TENANTS Recorded: 1/16/2007 as Instrument No. 2007000029214 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $407,867.94 The purported property address is: 72 BLOOMFIELD LN, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-83-808 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493236-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493236-AL IDSPub #0028319 6/1/2012 6/8/2012 6/15/2012

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NOTICE OF TRUSTEE’S SALE: Title Order No.: 1100373 Trustee Sale No.: 77110 Loan No.: 9042322305 APN: 804-521-49 You are in Default under a Deed of Trust dated 07/20/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 06/14/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/01/06 as DOC #2006000514885 of official records in the Office of the Recorder of Orange County, California, executed by: Gonzalo J Alonso and Frances Alonso, husband and wife, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 6 Meadow Wood Drive, Coto De Caza CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,206,388.85 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real

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Trustee Sale No. 456262CA Loan No. 1024090022 Title Order No. 1089365 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08-24-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 06-22-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08-30-2007, Book N/A, Page N/A, Instrument 2007000539479, of official records in the Office of the Recorder of ORANGE County, California, executed by: LEO A. VANCLEVE AND PATTI A. VANCLEVE, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, ENCORE CREDIT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $722,085.58 (estimated) Street address and other common designation of the real property: 7 SANTA ELENA RANCHO SANTA MARGARITA, CA 92688 APN Number: 814-051-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 05-25-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949065 6/1, 6/8, 06/15/2012

property is located and more than three months have elapsed since such recordation. Date: 5/15/12FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) - mortgageassistancepoint@ usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com CALL: 877 RSVP-ADS or 877 778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

“NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77110. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 288686)(05/25/12, 06/01/12, 06/08/12)

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 10-0111379 Title Order No. 10-8-417218 APN No. 778-251-05 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by MICHAEL G KORHAN, AND LUCILLE M KORHAN, HUSBAND AND WIFE AS JOINT TENANTS, dated 05/24/2007 and recorded 6/7/2007, as Instrument No. 2007000365988, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 06/08/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 6 HAVENHURST DRIVE, COTO DE CAZA (AREA), CA, 926798611. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,369,852.96. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0111379. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.119589 5/18, 5/25, 6/01/2012

NOTICE OF TRUSTEE’S SALE File No. 7037.76866 Title Order No. 5379647 MIN No. 100162500053451812 APN 935-43-222 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/30/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): ELAINE BRUNDELL, A MARRIED WOMAN SOLE AND SEPARATE Recorded: 12/12/07, as Instrument No. 2007000730903, of Official Records of ORANGE County, California. Date of Sale: 06/07/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The purported property address is: 296 PASTO RICO, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 935-43-222 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $491,546.57.

If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.76866. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: May 14, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Monica Woodward, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7037.76866: 05/18/2012,05/25/2012,06/01/2012

The Coto de Caza News

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NOTICE OF TRUSTEE’S SALE TS No. CA-12-495338-EV Order No.: 120031176-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/11/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARC KATZ AND MARCIA KATZ HUSBAND AND WIFE Recorded: 11/17/2008 as Instrument No. 2008000537069 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/18/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $394,821.37 The purported property address is: 4 CALLE ALIMAR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 833-432-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-495338-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495338-EV IDSPub #0027791 5/25/2012 6/1/2012 6/8/2012

TS No. CA-11-449687-CT Order No.: 857035 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHAROENPONG OONPANYO, A SINGLE MAN Recorded: 02/10/2006 as Instrument No. 2006000096283 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 6/20/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $586,697.38 The purported property address is: 21311 VINTAGE WAY , LAKE FOREST, CA 92630 Assessor’s Parcel No. 837-371-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold

Trustee Sale No. 454811CA Loan No. 0008361826 Title Order No. 1024059 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/14/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/22/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/29/2004, Book N/A, Page N/A, Instrument 2004000591666, of official records in the Office of the Recorder of ORANGE County, California, executed by: KAREN FRANSON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, FREMONT INVESTMENT & LOAN, IT’S SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $300,545.54 (estimated) Street address and other common designation of the real property: 33 REGATO , Rancho Santa Margarita, CA 92688 APN Number: 938-06-088 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone;

by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/25/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap. com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949104 6/1, 6/8, 06/15/2012

more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-11-449687-CT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P946419 5/25, 6/1, 06/08/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-484023-RM Order No.: 110560593-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JONATHAN JANG WOOK LEE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 12/28/2006 as Instrument No. 2006000871654 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/8/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $363,070.53 The purported property address is: 241 SEACOUNTRY LN, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-807-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-484023-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-484023-RM IDSPub #0027427 5/18/2012 5/25/2012 6/1/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00559987-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of REZA RAY ASBAGHI. Petitioner REZA RAY ASBAGHI has/have filed a petition with this court for a decree changing name(s) as follows: REZA RAY ASBAGHI to KAGOME RAE DRAGOMIR. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 8, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: APRIL 17, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 5/11/2012, 5/18/2012, 5/25/2012, 6/1/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00559978-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of BAHAR LORENE ASBAGHI. Petitioner BAHAR LORENE ASBAGHI has/have filed a petition with this court for a decree changing name(s) as follows: BAHAR LORENE ASBAGHI to EMILY LORENE DRAGOMIR. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 8, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: APRIL 17, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 5/11/2012, 5/18/2012, 5/25/2012, 6/1/2012

June 1, 2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0033645 Title Order No. 11-0026411 APN No. 930-01-552 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/02/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by JACQUELINE PYLE AN UNMARRIED WOMAN, dated 06/02/2006 and recorded 6/9/2006, as Instrument No. 2006000386905, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 06/08/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 56 ORANGE BLOSSOM CIRCLE, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $195,842.40. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0033645. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.140754 5/18, 5/25, 6/01/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0012420 Title Order No. 12-0020638 APN No. 836-663-02 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/04/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DARIN HURST AND ALLISON HURST, HUSBAND AND WIFE AS JOINT TENANTS, dated 03/04/2005 and recorded 3/15/2005, as Instrument No. 2005000193764, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 06/11/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 4 TANZANITE, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $592,726.06.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0012420. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.158176 5/18, 5/25, 6/01/2012

The Coto de Caza News

Page 29

June 1, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0012822 Title Order No. 12-0021499 APN No. 780-071-32 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/11/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL W. PLANETA AND LINSEY A. PLANETA, dated 04/11/2003 and recorded 4/21/2003, as Instrument No. 2003000443750, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 06/18/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 9 WOODSONG, LAS FLORES AREA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $470,093.00.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0012822. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.158366 5/25, 6/01, 6/08/2012

NOTICE OF TRUSTEE’S SALE T.S No. 1349785-10 APN: 939-25-551 TRA: 34019 LOAN NO: Xxxxxx3437 REF: Carney, Jocelyn IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 18, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 14, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded October 26, 2004, as Inst. No. 2004000965331 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Jocelyn H Carney An Unmarried Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 16 Verdin Ln Aliso Viejo CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $160,395.00. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1349785-10. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221.

Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: May 22, 2012. (R-410303 05/25/12, 06/01/12, 06/08/12)

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NOTICE OF TRUSTEE’S SALE File No. 7042.24462 Title Order No. 6471315 MIN No. 1000157-0006692662-3 APN 934-53-617 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/17/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): BRYAN ROSS BATTERMAN, A SINGLE MAN Recorded: 05/23/06, as Instrument No. 2006000346397, of Official Records of ORANGE County, California. Date of Sale: 06/18/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 25551 INDIAN HILLS LANE #B, LAGUNA HILLS, CA 92653 Assessors Parcel No. 934-53-617 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $342,514.70. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7042.24462. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: May 21, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Authorized Signatory / Candice Yoo 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.24462: 05/25/201 2,06/01/2012,06/08/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 9980-4644 TSG Order No.: 84651 A.P.N.: 610-251-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/07/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/18/2005 as Document No.: 2005000552245, of Official Records in the office of the Recorder of Orange County, California, executed by: Michael A. Baron, a single man, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 06/21/2012 at 03:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 21081 Providence, Lake Forest, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $463,066.01 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 778-7237 for information regarding the trustee’s sale or visit this Internet Web site, www.rsvpforeclosures.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9980-4644. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 02/14/2012 NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.rsvpforeclosures.com or call (877) 778-7237 NBS Default Services, LLC, Mandi Harvey 5/15/12 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 288558, 05/25/12, 06/01/12, 06/08/12)

The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-489439-CT Order No.: 1056245 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TOM A. GITZINGER AND JENNIFER A. GITZINGER, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/26/2004 as Instrument No. 2004000962070 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/22/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $558,212.48 The purported property address is: 11 TIZMIN, FOOTHILL RANCH, CA 92610-1845 Assessor’s Parcel No. 601-14223 Legal description The land referred to herein below is situated in the the county of orange, state of california, and is described as follows: Parcel 1: Lot 43 of tract No. 11726, as shown on a map recorded in book 654, pages 7 to 12 inclusive, of miscellaneous maps, records of orange county, california. Reserving unto grantor, its successors and assigns, together with the right to grant and transfer all or a portion of the same: A. All oil rights, mineral rights, natural gas rights and rights to all other hydrocarbons by whatsoever name known, to all geothermal heat and to all products derived from any of the foregoing (collectively, “subsurface resources”); and B. The perpetual right to drill, mine, explore and operate for and to produce, store and remove any of the subsurface resources on or from said lot, including the right to whipstock or directionally drill and mine from lands other than the lot, wells, tunnels and shafts into, through or across the subsurface of the lot, and to bottom such whipstocked or directionally drilled wells, tunnels and shafts within or beyond the exterior limits of the lot, and to such wells or mines, but without the right to drill, mine, explore, operate, produce, store or remove any of the subsurface resources through or in the surface of the upper five hundred fifty feet (550’) of the subsurface of the lot. Reserving therefrom, unto grantor, its successors and assigns, together with the right to grant and transfer all or a portion of the same, non-exclusive easements for access, ingress, egress, encroachment, maintenance, drainage, repairs, and for other purposes, all as described in the master declaration of covenants, conditions and restrictions and reservation or easements for foothill ranch (“master declaration”) recorded march 26, 1990 as instrument No. 90-156802, and in the notice of annexation and supplemental declaration of covenants, conditions and restrictions and reservation of easements (“notice”) recorded may 17, 1993 as instrument No. 930330241, both of official records of orange county, california. Parcel 2: Non-exclusive easements for access, ingress, egress, use and enjoyment, drainage, encroachment, maintenance, repairs, and for other purposes, all as described in the master declaration of covenants, conditionsand restricitons and reservation or easemetns for foothill

ranch (“master declaration”) recorded march 26, 1990 as instrument No. 90-156802 and in the notice of annexation and supplemental declaration of covenants, conditions and restrictions and reservation of easements (“notice”) recorded may 17, 1993 as instrument No. 93-0330241, both of official records of orange county, california.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11489439-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489439CT IDSPub #0028296 6/1/2012 6/8/2012 6/15/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-452792-AL Order No.: 874149 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZABETH LOPEZ A SINGLE WOMAN Recorded: 8/22/2007 as Instrument No. 2007000521809 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $186,585.60 The purported property address is: 20702 EL TORO, LAKE FOREST, CA 92630 Assessor’s Parcel No. 938-74-133 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452792-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452792-AL IDSPub #0028195 6/1/2012 6/8/2012 6/15/2012

T.S. No.: 12-10896 Loan No.: 1001339689 A.P.N.: 931-88-495 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: TERRY K YONESATO AND DEBBIE ANN WONG, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: Atlantic & Pacific Foreclosure Services, LLC Recorded 3/24/2005 as Instrument No. 2005000223246 in book , page and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Described as follows: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST Date of Sale: 6/22/2012 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $163,292.85 (Estimated) Street Address or other common designation of real property: 11 VISTA LAGO 45 RANCHO SANTA MARGARI, CA 92688-000 A.P.N.: 931-88-495 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting. com, using the file number assigned to this case 12-10896. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 5/22/2012 Atlantic & Pacific Foreclosure Services, LLC 1610 E. Saint Andrew Pl., Suite 150F Santa Ana, CA 92705 Automated Sale Information: 916-939-0772 or www.nationwideposting.com for NONSALE information: 888-313-1969 Francesca Martinez, Trustee Sale Officer NPP0202184 06/01/12, 06/08/12, 06/15/12

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GARAGE SALE COTO GARAGE SALE in Wagon Wheel – THIS SATURDAY 5/26, 7:00 am – Noon.

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childcare NANNY 30 Yrs Exp. For Full Time Live-Out. Loving & Responsible. Has Own Car. South Orange County. Excellent References. Call Susan (714) 381-7321

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legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 4346398 TS No.: 20099070824951 FHA/VA/PMI No.: APN:614‑131‑20 Property Address: 22001 LAKELAND AVENUE LAKE FOREST, CA 92630 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 14, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/20/06, as Instrument No. 2006000852450, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: MARIA E OREGEL. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CEN‑ TER DRIVE WEST, SANTA ANA, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 614‑131‑20. The street address and other common designation, if any, of the real property described above is purported to be: 22001 LAKELAND AVENUE, LAKE FOREST, CA 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $406,064.01. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a

trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case 20099070824951. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 05/18/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0202075 05/25/12, 06/01/12, 06/08/12

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