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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

June 8, 2012

JUST ONE MORE WEEK Until Fathers' Day June 17 Still Time To Make a Plan

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Six Time Grammy Nominated Artist and American Idol Saxophonist Make Surprise Appearance at KSBR Birthday Bash Jazz Festival

saxophonist Dave Koz and American Idol saxophonist Mindi Abair

Saddleback College Radio Station KSBR (88.5 FM) is proud to announce that Grammy nominated saxophonist Dave Koz and American Idol saxophonist Mindi Abair were among the five surprise allstars to grace the stage at the 2012 KSBR Birthday Bash Jazz Festival and Taste of the Bash. Koz, a six time Grammy-nominated contemporary jazz saxophonist and Abair, who recently shared the “American Idol” stage with Phillip Phillips, winner of the Fox mega-hit reality show, surprised roughly 3,000 jazz fans gathered Sunday, May 27 on the Village Green of Oso Viejo Park in Mission Viejo.

Other surprise artists that came out to the nonprofit radio station’s 23rd annual event were Peter White, Rick Braun, and Brian Simpson. Over 30 artists appeared at this year’s event, including the band Hiroshima, guitarists Paul Brown and Chris Standring, sax man Jackiem Joyner, trumpeter Greg Adams, Brazilian singing sensation Fabiana Passoni, and Spyro Page 2

Gyra keyboardist Tom Schuman.

Trumpeter Tony Guerrero once again served as the event’s Music Director.

“What makes the KSBR Birthday Bash unique is that most of the participating musicians are bandleaders in their own right, but on this day, everyone plays each other’s music in various all-star configurations, making each Bash a once-in-a-lifetime experience for both the artists and the audience,” according to KSBR Operations Director Terry Wedel. The concert is co-sponsored by the City of Mission Viejo. This is the station’s largest fund raising event, and celebrates the 33rd anniversary of jazz on KSBR (88.5 FM).

New this year was the Taste of the Bash, which featured over 20 restaurants and wineries showing off their finest creations. Restaurants participating were Savannah Chop House, Pita Jungle, The Melting Pot, Marie Callender’s, Farrell’s Ice Cream Parlour, Einstein Bros Bagels, Roma D’Italia,

The Coto de Caza News

Boscoes, Bistro K, California Pizza Kitchen, Chili’s, Boosters, Sundried Tomato, Delizies, Vito’s Pizza, Oliver’s Olive Oil, and Mamma Chia. Wineries serving tastes were Hamilton Oaks Vineyards and FLO Winery. The crowd also enjoyed wines from Longshadow Ranch Winery, Napa Cellars, and Folie à Deux. Specialty cocktails were served up by Tito’s Vodka.

Memorable musical moments of the 2012 Bash included a rousing “all hands on deck” opening jam of Pick Up The Pieces, which included virtually every artist on stage; 19-year old sax phenom Vincent Ingala’s impressive work on his featured tune, a great cover of Groovin; Koz’s moving cover of Over The Rainbow; Rick Braun’s version of Grazin’ In The Grass with Braun backed by Koz, Abair, Ingala, White, Paul Brown, Jackiem Joyner, and others; and the closing jam, a raucous rendition of Love And Happiness led by vocalist Derek Bordeaux with all of the artists onstage at once.

The event included a special tribute to Veterans. The march of the colors was presented by the Headquarters Battalion, 1st Marine Division Color Guard. Headquarters Battalion is the adopted unit of the City of Mission Viejo and has approximately 2200 Marines and Sailors that deploy around the world in support of our nation.

The National Anthem was sung by internationally renowned opera soprano Lynette Tapia; her performance moving some to tears as she sang all four stanzas.

Platinum and Premium Gold VIP guests were treated to a fine dining experience by The Anaheim White House Restaurant, Hanna’s Restaurant in Rancho Santa Margarita, and Vintage Steak House in San Juan Capistrano with desserts provided by Donna B’s Bakery in Laguna Niguel, Tommy Bahama in Newport Beach, and Oh For Sweets Sake! in San Clemente.

It’s a Grind Coffee in Mission Viejo served up coffee for the crowd while Islands Restaurant in the Mission Viejo Kaleidoscope donated meals to the 100 plus volunteers who worked tirelessly to make the festival a success.

Two Guys Grilling provided a BBQ experience for Bash All-Stars and their families backstage. The artists were treated to “thank you” gift bags with items generously donated by Tommy Bahama, KSpin Designs, and Hi-Chew.

Other major sponsors of the event were The City of Mission Viejo, Cox Communications, Kaiser Permanente, Bank of the West, Infinity of Mission Viejo, Ainsworth Design, Ben’s Professional Electrical Services, Blue Moon International Limousines, Jim’s Music Center, Betty Miner Works of Art, Omega Events, Brian and Jean Thompson, and Steven and Nancy Dixon.

Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community. Having served more than 500,00 students since 1968, Saddleback College offers over 300 degree and certificate programs to help students reach their personal, career, and educational goals.

For more information, please visit www.saddleback.edu and for Fine Arts information, please visit www. saddleback.edu/arts.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

The Coto de Caza News

Decorate a Cookie Family for Dad’s Day

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

David Flood, Art Director Graphics Department

What better way to spoil dad on Father’s Day than with a dessert made just for him? A sweet treat is a great way to say “thank you” to the most important man in your life. And, since it’s his day, choose one that reflects what he loves most of all – his family.

The celebration experts at Wilton have created a fun and memorable recipe just for the occasion – Dad’s Perfect Family Cookies. They’re sure to put a smile on Dad’s face.

Start with a basic buttery sugar cookie dough; roll and cut with boy, girl, dog and cat cutters. When the cookies are baked and cooled, it’s time to paint the family portrait.

Kids will love decorating cutouts in each family member’s likeness – remember to decorate Dad using his favorite colors. Use Color Flow Icing – special icing that makes it easy to outline and color almost any design – to “dress” the cookies. Or for a conve1 egg nient, ready-to-use option, try Cookie 1 1/2 teaspoons vanilla extract Icing – simply heat in the microwave 1/2 teaspoon almond extract and squeeze onto cookies. Add perLarge and small boy and girl cookie sonal touches with sparkling sugars, sprinkles, and other candies for outfits, cutters Dog and cat cookie cutters buttons and jewelry.

Color Flow Icing Mix Use these amazing cookies as fun 4 cups (about 1 pound) sifted place cards, or serve as dessert after Dad’s celebratory meal. Pour him a cold confectioners’ sugar Assorted Icing Colors glass of milk and let him relax and enjoy Mega Sprinkles Tote his special treat.

Assorted Colored Sugars For more fun baking and decorating ideas, visit www.wilton.com.

Jerry White Publisher

Dad’s Perfect Family Cookies

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

2 3/4 cups all-purpose flour 1 teaspoon baking powder 1 teaspoon salt 1 cup (2 sticks) butter, softened 1 1/2 cups granulated sugar

The Coto de Caza News

Preheat oven to 350°F. In medium bowl, combine flour, baking powder and salt. In large bowl, beat butter and sugar with electric mixer until light and fluffy. Add egg and extracts; mix well. Do not chill dough; divide into 2 balls. On floured surface, roll each ball into a circle approximately 12 inches diameter x 1/8 inch thick. Dip

cookie cutter in flour before each use.

Bake same-sized cookies together on ungreased cookie sheets 8 to 11 minutes or until cookies are lightly browned.

Cool completely.

Prepare Color Flow Icing with confectioners’ sugar, following package instructions. You can also substitute Cookie Icing if you prefer. Tint portions of icing a variety of colors with icing color. Outline cookies and “clothing” with full-strength icing; fill in with thinned icing. Immediately position sprinkles and sugars. Let set. Add hair, facial features, shoes, clothing and other details using full-strength icing. Let dry overnight.

Makes about 2-1/2 dozen cookies. *Variation: Substitute Cookie Icing for tinted Color Flow Icing. Decorate as directed above.

My father said there were two kinds of people in the world: givers and takers.

The takers may eat better, but the givers sleep better.

Marlo Thomas

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

Senior Preston Spunt of Coto de Caza Awarded National Merit Scholarship Congratulations to Santa Margarita senior Preston David Spunt of Coto De Caza for accepting a collegesponsored Merit Scholarship award for Washington University in St. Louis. The National Merit Scholarship Program is an academic competition for recognition and scholarships that began back in 1955. High school students enter the National Merit Program by taking the Preliminary SAT/ National Merit Scholarship Qualifying Test (PSAT/NMSQT®), a test that serves as an initial screen of more than 1.5 million entrants each year.

Of the approximately 1.5 million students who entered the 2012 National Merit Scholarship program, only about 16,000 were named as Semifinalists. Those students were designated on a state representational basis, in proportion to each state’s percentage of the national total of high school graduating seniors.

In order to advance in the competition and be considered for a Merit Scholarship award, a Semifinalist had to become a Finalist by fulfilling several requirements that included submitting a detailed scholarship application and presenting a record of very high academic performance. All

winners of about 8,300 National Merit Scholarships are being chosen from the group of approximately 15,000 distinguished Finalists.

Spunt is an International Baccalaureate student that worked his way to an IB diploma this year. He won numerous awards during his time in the Model United Nations program, in addition to receiving the “Coach’s Award” while he was a member of the Track and Field team. Spunt also participated in Mock Trial and was named this year’s President of the French National Honor Society.

In addition, he recently received the Campus Ministry’s “Heart to Heart Service Award” in recognition of his many hours of volunteer service at Saddleback Memorial Hospital.

While attending Washington University in St. Louis, he will major in Biology where he plans to continue on to Medical school.

The National Merit Scholarship Corporation is a not-for-profit corporation that operates without any government assistance. The majority of National Merit Scholarships provided each year are made pos- These sponsors joined in an effort to youth and to encourage the pursuit sible by the support of nearly 440 enhance educational opportunities of academic excellence. college and independent sponsors. for America’s scholastically talented

Trabuco Canyon Little League 2012 Majors Champions

The TCLL Majors Florida Gators won the league championship with a regular season record of 19-1 and overall record of 28-2. With dominant pitching and a league record 42 home runs throughout the season, they remain a force to be reckoned with. We wish them all the best as they head into the District 68 Tournament of Champions games starting on June 2. Front Row L to R: Connor O’Neil, Parker O’Neil, Chris Vassilian, Ryan Montgomery, Colin McDonald. Back Row L to R: Ricky Verdugo, Coach John O’Neil, Matt Delaney, Chandler Champlain, Coach Sean Montgomery, Ryan Archibald, Manager Dave Archibald and Coach Jay Champlain. Missing: Riley Wortmann The Coto de Caza News

Page 5

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Fight Club!

Rancho OKS LA Boxing

On June 6,2012, the Rancho City Planning Commission unanimously approved LA Boxing’s plan to open a facility in Rancho Santa Margarita.L A Boxing is a nationally known franchise facility which hopes to slap the smiles off their competition in the highly competitive fitness industry.Rancho’s new LABoxing operations will open their club next to FedEx Kinkos , near the new Wal-Mart Hiring Center as soon as November of this year.

The LA Boxing spokesman who addressed wednesday night’s meeting of the Rancho Santa Margarita planning commissioners said that the club was primarily geared to fitness and conditioning rather than as an avenue for traiing as a professional boxer.

The LA Boxing club in Rancho Santa Margarita will have showers for men and women,and traditional boxing accessories with speed bags,punching bags,weight room,and regular workouts for locals under the supervision of professional trainers similar to their several other locations in Huntington Beach,Long Beach, and most notably;Los Angeles.

Rancho’s LA Boxing operations will offer regular classes and workouts to men,women,and children.The firm is highly touted for their weight loss and fitness regimes which features vigorous workouts

on speed bags.Rancho City Planners were cautious about allowing public exhibitions in the Rancho Santa Margarita, but warmly welcomed LA Boxing to Rancho as one of more than ten new businesses to come to town in the past year.

The Rancho City Planning Commissioners were understandably concerned about possible noise issues,seemed surprised to hear that any noise in LABoxing’s locations is mainly from the music that is played during the workouts.

LA Boxing’s Spokesman assured the planners that a double wall between its’ adjacent neighbors FedEx Kinkos and Dunn-Edwards Paint would provide a comfortable sound reduction that would not interfere with their business.

The Coto de Caza News

RANCHO APPROVES BEER AND WINE FOR STARBUCKS

Will be Starbucks First Location in California to Sell Alcohol On Wednesday June 6, 2012, the Rancho Santa Margarita Planning Commission approved the application of Starbucks in Rancho Santa Margarita to add beer and wine to their menu at the Rancho store location at 30465 Avenida de las Flores.

Starbucks was also granted permission to construct an outside patio. The permit required Starbucks to add more food items to constitute it as “bona fide public eating place.”

Starbucks already has beer and wine in many locations in Portland and Seattle but no other location in California until now. Commissioners seemed pleased that Starbucks had chosen Rancho over San Francisco to introduce their augmented beverage menu.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

Do you Love Butterflies? JOIN THE Butterfly House Want to spend some time enjoying the butterflies in our Butterfly House, while teaching others about these important animals? Butterfly House Docents help monitor the butterfly house, greet the public, provide casual interpretation, clarify rules and answer questions. Docents commit to volunteer approximately three hours per month or more if desired, during butterfly season (May through October). Docents staff the House on Saturdays from 10AM - 12:30PM or from 12:30 3PM. Weekday docents are occasionally needed.

Docents must complete the Butterfly Docent training workshop, offered at the Environmental Nature Center or posses similar training or experience. Training includes an overview of frequently asked questions, a description of the host and nectar plants in the ENC’s butterfly house, and the butterflies likely to be found in the House over the coming season. Docents will view a 1.5 hour presentation, and tour the ENC’s butterfly house.

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The Coto de Caza News

Page 7

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

RANCHO WAL-MART OPENS HIRING OFFICE WORLD’S LARGEST RETAILER NOW HIRING HELP FOR RANCHO STORE

Sorry, Wrong Location! Sign says Hiring Office Open but it’s down the street.

Actual Location of the Wal-Mart Hiring Office back behind the Shell Station

The Wal-Mart retail grocery operation is anticipated to open in Rancho Santa Margarita sometime around the end of July this year. Wal-Mart is also the biggest private employer in the world with over two million employees, and is the largest retailer in the world with 8,970 locations and 180 Billion in assets.

Although Wal-Mart’s contractors are currently renovating a “small” 30,000 square foot space between Lowe’s and Staples on Avenida de Las Flores in Rancho Santa Margarita where they say they will open what they call a Wal-Mart Neighborhood Market which is their term for their

Wal-Mart Neighborhood Markets are used to fill the gap between discount store and supercenters, offering a variety of products, which include full lines of groceries, pharmaceuticals, health and beauty aids, photo developing services, including beer, wine and a limited selection of merchandise. They will need at least 50 new hires from the Rancho area to supplement staff transferring from other area Wal-Marts to work in the already popular Rancho Santa Margarita store location.

Wal-Mart’s Hiring office staff were pleasant and polite to prospective employees who came in to get an

chain of grocery stores that average about 42,000 square feet, the Hiring Center is not located at the new store.

The hiring center is located at 30092 Santa Margarita Parkway, but you won’t find it by driving up and down the boulevard. It’s located way back behind the Shell station at the” Interchange Plaza” sign. Deep inside the shopping center, past the FedEx Kinko’s where the former Eagle Credit Union used to be is the new Wal-Mart Hiring Center.

The telephone number may be unlisted, and the employment office location may be half a mile from the actual store, but despite these deterrents they say they are now open for hiring.

Massive store interior is now being re-painted a mellow yellow Page 8

The Coto de Caza News

application, but they would not allow our Coto de Caza News photographer to take any pictures of the inside of their spacious office. When the photographer agreed to leave and said he would go outside and just take a photo of the outside of the building so our readers would know the location, the manager rushed outside and said that he could not take any pictures of the outside of the building either.

Job seekers should visit the WalMart Hiring Office (shown in the photo above), during business hours at 30092 Santa Margarita Parkway.

Huge row of Food Freezers and Refrigerators ready to be stocked

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

rancho santa margarita chamber mixer at hanna’s draws top local business and civic leaders

Rancho Santa Margarita City Planning Commissioner Brad McGirr (Center) joins the festive RSM Chamber crowd as host David Hanna shares a laugh with Rancho Santa Margarita Mayor Anthony Beall at Tuesday’s midweek business mixer at Hanna’s restaurant in Rancho Santa Margarita.

Popular Rancho restaurateur David Hanna shares a laugh with Rancho Santa Margarita Mayor Anthony Beall

From left Rancho Mayor Anthony Beall with Realtor Patti Kelleher, Honda Executives G.M. Robert Carmendy and Chaminda Gala,Sales Mgr, and Marketing expert Lois Whitson

Perhaps enticed by the proximity of Hanna’s Restaurant across the promenade from City Hall, Rancho Santa Margarita Mayor Anthony Beall and City Planning Commissioner Bradley McGirr both popped in to Tuesday’s RSM Chamber midweek mixer to mingle with Rancho’s movers and shakers.

All of the attendees toasted the success of the recent RSM Chamber of Commerce RanchoFest which attracted more than 7,000 visitors to the two day event which featured food, fun and festivities including several well-known local area rock bands The RSM Chamber crowds have been surprisingly well-attended by local business people who obviously enjoy the opportunity for networking with other local retail and business professionals. If attracting a big gathering of important business folks has anything to do with serving sumptuous appetizers and sturdy tumblers of adult beverages, then Mission Accomplished!

This week’s big event at Hanna’s restaurant was no exception as the well-trained Hanna’s crews circled through the cheerful crowd tempting them with Lobster Spring Rolls with chimichurri and blue cheese dipping sauce, Hanna’s signature OCSliders slathered with cheddar cheese, smoked bacon, lettuce, tomato on brioche buns, BBQ Chicken Quesadillas and a handful of other mouthwatering munchies.

The RSM Chamber’s next event is on June 12th for their Annual Meet the Mayor at Tijeras Creek Golf Club Banquet Room from 5:30 - 8:00 pm. For information call(949) 433-2258

The Coto de Caza News

Page 9

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

American Heart Association Heart and Stroke Ball Raise $550k Close to 400 prominent community, business and medical leaders in Orange County gathered for a night of glitz, glamour and giving at the American Heart Association’s Orange County Heart & Stroke Ball held at the Balboa Bay Club and Resort in Newport Beach on May 5, 2012. The event raised more than $550,000.

Two local doctors were honored for their contributions to the advancement of cardiovascular science, medicine and research. Harvinder Sahota, MD, FACC, FSCI, received recognition for Achievement in Cardiovascular Innovation.

Sahota is the inventor of the Perfusion Balloon, which is used in angioplasty surgeries all over the world. He is currently the chairman of the Emergency Medicine Commission in Orange County and Research Director and Advisory Board Member of the Metro Hospital Heart Institute in New Delhi, India, and Tbilisi, Republic of Georgia.

David Morgan Brown, MD, was recognized for Achievement in Neurovascular Science and Medicine. Brown specializes in the acute care of hospitalized patients and focuses on providing continuous quality improvement of acute stroke treatment and ischemic stroke prevention. As program director of Hoag Neurosciences Institute’s Stroke Program, Brown has developed a dedicated, multidisciplinary acute stroke response team that provides immediate care to stroke victims throughout the hospital.

Foothill Ranch resident Penney Vaughn shared the story of her daughter, Peyton, who survived a stroke sometime during the first weeks of her life.

Vaughn appealed to guests for support for the American Heart Association’s life-saving research and community education efforts. “When people look at Peyton, I know they see what I do: a beautiful little girl with a great heart and all the hope in the world for a full and happy life,” said Vaughn. “But the only way she’ll ever realize those dreams is through research that helps find treatments for the terrible effects of her stroke.”

The black tie affair featured live and silent auctions, entertainment and dancing. Auction items included vacation getaways at luxury resorts in Hawaii, Pelican Hill and Tahoe as well as special access to exclusive parties and events.

The delectable dinner menu, prepared by Executive Chef Josef Lageder, started with a salad made with Watercress Bibb Lettuce, Grilled Artichokes, Roasted Red Pepper, Grilled Zucchini and Fresh Mozzarella Cheese with a Sweet Basil Vinaigrette. For the entrée, it was a choice between Duet of Napoleon of Sliced Beef Tenderloin with Grilled Artichoke and Peeky Toe Crab-crusted Salmon with Beurre Rouge, both served with Meyer Lemon Risotto and Seasonal California Vegetables. For dessert, guests enjoyed a Cheesecake Mousse with Almond Cake and Raspberry Coulis or Mocha Torte with Caramel Drizzle.

Brett Wall, President of Covidien Neurovascular, chaired the 2012 Heart and Stroke Ball and was assisted by an executive leadership team consisted of Richard Cappetta, President and CEO, Microvention Terumo; Bruce Feuchter, Shareholder, Strading Yocca Carlson and Rauth; Kevin Hikes, President and CEO, Cameron Health; Matthew Jenusaitis, President and CEO, Octane; Priyanka Khanna, Auction Chair; Kirk Nielsen, Managing Director, Versant Ventures; Rob Reindl, Corporate Vice President, Human Resources, Edwards Lifesciences; George Wallace, Partner, Intersect Partners; Tom Wilder, President and CEO, Sequent Medical; Clay Wilemon, CEO and Chief Strategy Officer, DevicePharm; Scott Sherman, Executive Vice President, Human Resources, Allergan; and Karen Sherman.

Heart disease and stroke are the No. 1 and No. 4 killers in America, claiming more than 831,000 lives each year. The annual Heart & Stroke Gala is an opportunity for leaders and members of the Orange County community to help Page 10

The Coto de Caza News

Swarma Srinath, Konanur Srinath, Dr. Harvinder Sahota, Asha Sahota, Sara Sing and Sandy Dhanowa

Dr. David Brown and Dr. Christine Brown

Judy and Ray Brandt

Debbie and Mike Bolen

Demetrious Talley and Scharrell Jackson

Bret and Marnie Wall with Rob and Jane Reindel

raise funds for the American Heart Association’s mission of building healthier lives free of cardiovascular diseases and stroke.

The event was made possible by the leadership of Brett Wall, Chairman of the 2012 Heart & Stroke Ball, and the generosity of sponsors Covidien, Roth Staffing Companies, Edwards Lifesciences, Abbott Medical Optics, BCU, Cameron Health, DevicePharm, Emulex, Microvention Terumo, Stradling Yocca Carlson & Rauth and Union Bank. The media sponsors were Riviera Magazine and Charity Lives.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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23252 Arroyo Vista Rancho Santa Margarita 92688 The Coto de Caza News

Page 13

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

The Coto de Caza News

DISCOVER GOD’S HEALING POWER

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PHYSICIAN REFERRAL COMPANY SUPPORTS PEOPLE IN TRANSITION

Gary Calvaneso, Mary Baker, Sandra McElwee, Miriam Kang, Linda Matulis

When your primary care physician tells you that you need to see a specialist, most patients assume their doctor will refer them to a quality physician. After all, anyone who is going to treat you should be board-certified, well versed in the latest techniques and have an impressive record of successes with other patients; right?

Well it may come as a surprise that the referral system doesn’t actually work that way. Most people assume their primary care doctor has a rolodex of top notch specialists to pass along as needed. In today’s fast paced world, primary care physicians simply don’t have the time to go out, research and meet with other specialists.

With specialists operating margins falling over the past decade and health care reforms putting pressure on their bottom line, quality specialists have a need to do a better job educating referring doctors and patients about their expertise.

That’s where 2 local residents, Gary Calvaneso and Sandra McElwee who met through Saddleback Church, decided there was an opportunity to work with quality specialists and educate referring primary care physicians about their skills. In early 2011, they formed a referral marketing company called The Referral Specialists (www.TheReferralSpecialists.com).

Page 14

The Coto de Caza News

The Referral Specialists provide practice representatives and referral marketing services to specialty physicians.

Practice representatives are experienced healthcare professionals who call on primary care physicians and complementary specialists to educate them about their specialist client’s expertise.

Since starting their business, their specialty physician clients have experienced positive gains as a direct result of their services. Typically these specialists triple or quadruple the number of referring physicians who refer to them and increase their bottom line. In fact, the Referral Specialists business caught the attention of the Wall Street Journal’s Smart Money magazine where they were mentioned by name.

“Our business connects quality specialists with PCP’s (Primary Care Physicians) through referral marketing, said Gary Calvaneso, Managing Partner. Educating the medical community not only benefits everyone in the medical market but also produces jobs which is something that our community really needs”.

Aside from achieving positive results for their clients, what makes The Referral Specialists unique is their dedication to helping those that are unemployed and need help. For Calvaneso, it is something he takes to heart.

Nearly every Monday for the past 6 years, Calvaneso has been a volunteer at Saddleback Church in Lake Forest, listening to and coaching unemployed people with a smile and an offer of hope.

“For our practice reps, we only consider candidates that are unemployed” said Calvaneso. “We are not interested in recruiting people that already have a job and an income. We prefer to support those that do not. It is our way of giving back to the community by helping those in need which is a principle of our faith.”

“You would be surprised at the high level of unemployed talent there is out there” said Sandra McElwee, Managing Partner. “One of our practice reps is a senior woman with over 25 years of pharmaceutical sales experience calling on physicians’ offices. She was out of work for over 2 years before joining up with us and has done a great job for our clients”.

Not only do the Referral Specialists focus on working with unemployed candidates, but they also do the same for suppliers. “We wanted to apply our faith based principles of helping those in need to all aspects of our business, said Calvaneso”. “Even the caterer we use is trying to generate income through a home based business. What employers need to understand is that being unemployed has nothing to do with talent or quality. We carefully screen our suppliers, looking for skill and quality first. The doctors all rave about her food and she now gets additional business from them”.

“We have a stay-at-home mom who makes some of the best toffee you’ll ever taste, right out of her home kitchen. Here again, our clients rave about her toffee and have provided her additional business” said Calvaneso.

For his volunteerism in supporting people in transition in 2011, Calvaneso received the Orange County Spirit of Volunteerism Award as part of the leadership team managing Saddlebacks Career Coaching and Counseling program.

If you are a physician with a specialty medical practice and are interested in a free consultation to learn more about how The Referral Specialists can help increase referrals from other physicians, visit their website at www.

TheReferralSpecialists.com , call them 949-433-1702 or e-mail them at info@get-referred.com.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

The Village Home Owners Association News Paint Colors: Architectural Committee Follow Up As mentioned in the previous newsletter, we have contracted with Dunn Edwards to help us update our color palette of approved paint colors for our homes. They have been busy making color boards for homeowners to view this month prior to the Board discussing the adoption of the updated color palette at the July 11, 2012 board meeting. The colors will be on display at the Coto Valley Clubhouse for 30 days beginning on June 1, 2012.

The Dunn Edwards’ specialist selected house colors that work well in our neighborhood with our style of homes and has included trim and accent colors that coordinate. The recent survey results were also used as a guide to colors that should be included and excluded. Please take a moment to view the color palette. Any comments or questions can be left at the front desk of the Coto Valley Clubhouse, attention board members, or you may contact Merit directly.This is one small step in updating our architectural guidelines and we appreciate homeowners who took the time to fill out the survey and help guide this process.

Fire Hydrants Santa Margarita Water District is performing maintenance on the hydrants late June/early July. They need access.

Please remove plant material or vegetation to provide clearance around the surrounding area so the maintenance can be performed. **While you are cutting back plants for the fire hydrant, also clear any water meters that are located on your property to allow for future SMWD access for maintenance, emergencies, etc. The water meters can be found 15 to 20 feet inside the property.

Thank you for your cooperation.

Trees & Shrubbery Did you know that you must cut back any branches that are on your property that are within 12 feet of the ground and hang over the street? This allows large vehicles clear passage and maintains safe visibility for drivers on our narrow streets.

Weed Abatement The Board has approved the contract for weed abatement in the common areas. The County requires homeowners to clear up to 50 feet around their homes. If you have specific questions regarding the County requirements, please contact OC Public Works Dept at 714-955-0711.

Sidewalks The sidewalks from Via Pardal to Alondra will be repaired during the month of June. The Board approved a bid by Carasso Contractors to replace broken slabs, patch small breaks in the seamlines and grind down over 50 locations to remove trip hazards. Thank you for your patience!

Landscape Committee The landscape committee is hard at Work! Thank you to Doug McCormick and our landscape committee for all of the land-

scape beaut i f icat ion projects. The corners are looking wonderful and the new walking path between Via Alondra and Via Oso will surely get a lot of use! If you have ideas for landscape improvements or would like to volunteer to be on this committee, please contact Merit.

JUNE BOARD MEETING COTO VALLEY CLUB JUNE 13TH, 7:00 PM All Homeowners are welcome and encouraged to attend. By law, the agenda is posted on the corner of Via Ortega and Via Coyote 4 days prior to the meeting noting meeting topics to be discussed Disaster Preparedness Committee Needs Representatives from the Village A committee is being developed with the cooperation of the Coto HOA’s to address disaster preparedness throughout the neighboring communities. The committee will consist of representatives from each HOA (CZMaster, The Village, The Estates, & Dove Canyon) and will meet on a regular basis in order to create a disaster preparedness plan for the area.

Two (2) representatives are needed for The Village. They will be asked to attend the committee meetings and provide a report to the Board on a monthly basis. The purpose of the report is to keep the Board informed and to have a monthly forum for discussion and decision making, if required.

If you are interested, please contact your Community Manager Jaime Moore at Merit Property Management 949-448-6224, jmoore@meritpm.com.

Inform Your Realtor With so many houses for sale in the Village, parking during Open Houses or Realtor Previews can bring many challenges. Please inform your Realtor about the Village’s parking policies and have them print that information on their flyers or put it on their MLS listing under “special instructions.” Keep it simple: for 2012, parking must be on the EVEN side of the street.

In addition, some new homeowners are under the impression that they own the encroached area in the common greenbelt.

Please keep confusion to a minimum and inform your Realtor of our encroachment rules. Thank you for your help with this matter.

Timely News We wanted to apologize for the late delivery of the newsletter last month; we ran into some technical difficulties, but have since improved the process. For the most current and timely news, please read our Village Blog (www.cotovillageonline.com).

It had the newsletter posted almost a week before it arrived in the mail. You can either visit the site on a regular basis or subscribe and receive email notification when new content is published.

Summer Party Reminder Please be sure to remind your guests, service providers, vendors & family members of our P a r k i n g P o l i c y : Always try to park in driveways and

off-street parking areas first. If you must park on the street, please remember it’s Even side parking on even numbered years; odd side parking on odd numbered year s . No street parking from the hours of 12pm - 6am.

Party Signs Summer means parties and the occasional lost party guest. Placing “party this way” signs is perfectly ok, but leaving them up for days or weeks after your event is not.

Please take down your signs the day after your event. Thank you!

Commercial Vehicles Just a reminder, our CC&Rs prohibit homeowners from parking commercial vehicles on their property.

Spring Clean-up The Spring Clean-up Event was a success; all dumpsters were full by Saturday afternoon. Thank you to Ken Upton for organizing the event.

Behind the Scenes As we pass the half way point of the year, we thought that it would be a good idea to share where we’ve been and where we are going. As you may or may not know, a lot of the work the Board performs is behind the scenes and not visible to most of the Village residents. In addition, the Board is governed by new state laws, that limit our ability to make decisions regarding the HOAbetween meetings; we are technically not allowed to discuss or make decisions between HOA meetings, unless there is an emergency. In light of these new laws, the Board has been striving to become a policy driven Board; this allows the policies approved by the Board to be enacted on our behalf by Merit in between meetings.

For example, if a mailbox is damaged (it happens more often than one would expect), there is a standing policy to repair the mailbox up to $500. This is just one example and the Board is working to identify and implement more policies to ensure the Village is running smoothly and efficiently.

As you have read in previous newsletters, theArchitectural Committee has been hard at work revising the Architectural Guidelines for the betterment of the Village.

In addition, there have been some changes in the law that affect our greenbelt encroachment agreements and the Board is working diligently to update the documents and on a plan to fairly and equitably enforce our policies in regards to the greenbelt.

As for planning, the Board has contracted to have a site plan created for the Village. A site plan is essentially an electronic map of the Village, with layers representing lot lines, fire hydrants, drains, signs, etc.; these maps will help the Board more efficiently conduct business and allow the Village contractors to more accurately provide bids for work. In addition, the Board is working to get an Engineering Street Plan, which will allow us to follow a single set of plans moving forward for road repairs, striping, signage, etc. This should make the street repairs a planned for and

consistent process.

As for signage, we did receive some bids earlier in the year to paint all of the signs, but in the process, it was determined that many of the signs were in disrepair and it would be more cost effective to replace versus repair the signs. As part of the process, we are standardizing the color scheme of all signs to ensure a consistent look and feel. You should see this work starting in the near future.

There was a lot of clean-up that has been under way internally as we transitioned to our new Community Manager, Jaime Moore. This work was vital, but tedious and will provide long term benefits to the operation of this community.

In addition, it takes time to effect change when the Board only meets once a month and cannot take action between meetings.

Thank for your patience, as this transition was more time consuming than expected.

Remember, this is your community and we are volunteers working for the betterment of the Village. Please feel free to drop us a note and let us know what we are doing well and what we can improve upon.

All feedback sent to Merit will be relayed to the Board. Thank you!

Contact Information Community Manager Jaime Moore, CCAM ® (949) 448-6224 Fax (949) 448-6538 jmoore@meritpm.com Architectural/Compliance Common Area Maintenance Dana Goldstein (949) 448-6094 Fax (949) 448-6516 dgoldstein@meritpm.com BOARD MEMBERS President, Jason Vallone Vice President/Treas., Jim Evans Secretary, Linda Bundy Member at Large, Ken Upton Member at Large, Jeff Reuter Blog: www.cotovillageonline.com Website: www.meritconnect.com/ cotodecazacommunity Guest Gate Access Website: www.czmaster.org Support/Account Creation: Support11@dwellinglive.com 949-858-2290 Phone Numbers CHP (Street Blocking) 949-559-7888 Sheriff (Noise & Vandalism) 949-770-6011

The Coto de Caza News

Page 15

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Funny and Creative Ideas for Homemade DIY Father’s Day Crafts and Gifts Show Your Dad that You Care About Him by Making Something Memorable Father’s Day is coming up fast. Are you in need of some funny ideas or useful gifts for your dad as a Father’s Day gift? If so, there are lots of ideas just for that.

Father’s Day is all about fathers, and your father in particular. That is why the first thing you need to do is think about what your dad enjoys doing or what he thinks is funny. Then you can start coming up with the funny ideas.

First, how about something to do with sports? Almost every father loves sports and if yours is a man who loves his favorite baseball, football or basketball team, then go get him a hat or cap or jersey or something from his team.

Next, does your father love funny stuff? Go buy him a funny movie or DVD of his favorite comedy series. Dads love to laugh and have a good time and getting him something funny is always a great idea Another idea is to make some holiday cards from a website that allows you to create them online. Here is one website that can help you with us. http://office.microsoft.com/en-us/templates/CT010143394.aspx Then, after you make and print them, you can add a whole bunch of funny quotes, sayings and expressions that you can get from this website . http://www.funny-quotes-life.com/ Your father will love this craft idea because he knows you put time and effort into it.

Another suggestion is to make gift certificates and then put on them everyday chores that your father does not like to do and that you or someone else in the household would do upon presentation of the certificate.

Your dad will really love this because he could save the gift certificates all year long and redeem them whenever he felt like that.

Hope you can use these ideas on how to make funny and interesting Father’s Day crafts to celebrate dear old dad. Make sure you get everyone’s input and help while doing this.

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Page 16

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The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

pacific symphony 2012 GALA DELIVERS PARTY OF THE CENTURY Joie de vivre! Pacific Symphony’s 2012 Gala (its largest fund-raiser of the year) really was “La Fête du siècle” (“the party of the century”)— raising more than $1.3 million (net) in support of its award-winning artistic and education programs! Taking place on May 19 at the Hyatt Regency Irvine, more than 350 guests, many in 1890s Parisian evening attire, traveled back in time to one of the most exciting and innovative periods in the history of the arts: turn-of-the-century France. Chaired

by Vivian McCluney, Hope Miller and Pat Poss, the extravagant evening of music, dancing and French-influenced cuisine was inspired by the Symphony’s first concert opera last April, Puccini’s “La Bohème.” The result was a sensuous and gregarious scene out of La Belle Époque (“beautiful era”)!

J.T. (John Tu) and California Dreamin’ returned for a second year to provide music with its full string section, brass, woodwinds, keyboard, percussion and myriad singers filling the ballroom with dance tunes from the 1960s to the present (all underwritten for the Symphony’s gala).

In a stunning display of generosity, Tu pledged to double the amount of money raised during the auction and gave an additional $100,000 to Fund-a-Need—sending the numbers soaring!

“The gala turned out better than I could have imagined,” says co-chair McCluney. “It looked spectacular and the entertainment—from acrobats to opera singers, harpists and can-can dancers—was all wonderful; the food delicious. John Tu crowned it all with his fabulous band and his amazing generosity!”

The evening began as guests arrived around 5:30 p.m. to find themselves in “the city of lights,” midwinter, snow on the ground. Greeted by a line of can-can dancers, they strolled the glistening streets through a Parisian marketplace, encountering a Cirque d’Hiver (“Winter Circus”) featuring musicians, a tightrope walker, sword-swallower, marionette artists, jugglers and other circus acts. Along the way, patrons were treated to an array of hors d’oeuvres, a champagne fountain and open bars (raspberry martinis!), boulangerie delicacies, a French patisserie, a crêperie and fresh roasted chestnuts, while surrounded by brightly colored Parisian flower carts, famous Bohemian artists (Van Gogh and Toulouse-Lautrec) and more during the lively cocktail reception. Throughout the evening, David Yurman sold 100 boxes containing a

gift for $100 each—with one special box revealing a grand prize worth $10,000 (won by Nick Greenko).

“As one of the chairs, I knew what was going to happen, however everything exceeded my expectations!” says co-chair Miller. “The entire evening was so much fun and flowed so smoothly. I especially loved the dance and opera vignettes during dinner. Best of all—the money raised for the Symphony topped the record!”

Shortly before 7 p.m., guests were ushered into the elegantly decorated grand ballroom, turned into a French cabaret and bursting with rich deep-red decor, including extravagant rose centerpieces adorning the tables. Treated to copious wine and a French gastronomic feast planned by the Hyatt’s Executive Chef Greg Grohowski, guests dined on vichyssoise and mixed baby greens bearing poached pears and beets, roasted filet and coquilles St.Jacques, caramelizedonion mashed potatoes, asparagus and grilled baby carrots, and finally, an array of desserts. A cabaret show reminiscent of the Moulin Rouge and Folies Bergère, emceed by Gerry Katzman and performed by dancers from UC Irvine’s Department of Dance entertained throughout the dinner. Also, special guest soprano Valentina Fleer sang Musetta’s Waltz from “La Bohème,” accompanied by pianist David Clemenson and Pacific Symphony Youth Orchestra musician Melody Swen played heavenly on a harp.

The evening culminated with a particularly thrilling live auction! An annual favorite, the gala auction was brimming with once-in-a-lifetime experiences, travel packages and exclusive luxury items. Led by auctioneer Jim Nye, paddles were soon flying and eyes popping! A trip-of-a-lifetime to China—including a visit to The Forbidden City, The Great Wall and a performance by the Beijing Symphony Orchestra, led for the first time by Music Director Carl St.Clair—was won by Betty and S.L. Huang and friends for $61,000!

Sheila and Jim Peterson had the winning bid at $35,000 for an unforgettable trip to Houston to meet American space pioneer, astronaut and Lieutenant General Thomas Stafford (who led Apollo 10 on a dry run for Neil Armstrong’s first steps on the moon); the package also included an Omega Speedmaster Professional wristwatch (tested by NASA on all six lunar landings and played a key role in helping the crew of Apollo 13 survive). “Hooray

for Hollywood!”—with a personal visit with the iconic composer John Williams, a catered dinner and six prime orchestra seats for “Pirates of the Caribbean,” accompanied by the Symphony, this summer at Verizon Wireless Amphitheater—was scooped up by Valerie and Barry Hon for $22,000.

For $12,000, Jane and Sonny Yada took home “Calling all Sports Fans”—an ultimate VIP Lakers experience with four playoff tickets for 2012, an exceptional dining experience catered by the chefs of Levy Restaurants, an open bar and private use of the Stars Plaza VIP entrance, parking and personal luxury suite service. Ellie and Mike Gordon and Tracy and Roger Kirwan split a $21,000 bid that won the package: “Live like a Duke, Dine like a Duchess”—a trip to the luxurious Pittormie Castle, the sumptuous private estate home of The Eden Club, in St. Andrews, Scotland, plus golf on the famous course and fine dining prepared by Michelin chef Alan Donald. Twenty couples joined forces to purchase a hosted private luncheon with multi-award winning superstar pianist André Watts and St.Clair for more than $50,000. And those are just a few of the highlights!

At the end, the live auction raised more than $530,000 and was followed by “Fund-a-Need,” which brought in an additional $229,000.

The memorable evening ended on a musical note when the J.T. and California Dreamin’ band returned and sent guests out dancing.

“I was surprised by the extent of the generosity of those that attended and their passion and love for the arts,” says co-chair Poss. “They had no problem opening their wallets and pocket books to make the evening a total financial success. And in particular, John Tu was outstandingly generous at a sublime level with his music and his gift to the Symphony.”

Underwriters David and Michelle Horowitz

Co-chair Hope Miller, PSO President John Forsyte, Co-chair Pat Poss and Co-Chair Vivian McCluney

Mark Bolton, Board Member Jill Bolton, Major Supporters Sandy Segerstrom Daniels and John Daniels

Music Director of the Pacific Symphony Carl St. Clair with Juggler and Susan St. Clair

The Coto de Caza News

Page 17

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Great Park In Motion Jump-start your summer fitness routine with free energizing workouts on select Saturday mornings at the Great Park! Come early for a brisk health walk, relax and improve your flexibility with yoga, strengthen your core muscles with Pilates or expect to burn up to 1,000 calories at a boot camp.

Great Park in Motion takes place on the North Lawn and is presented to visitors of all experience levels. Admission and parking are free. Classes will be held on June 2, June 9, June 16 and June 30.

The complete workout schedule for each selected Saturday includes: Health Walking 8:00 a.m.

Led by certified walking coaches from A Snail’s Pace Running Academy, this class will get participants walking at a moderate to brisk pace over mostly flat surfaces. This class will not only get your body moving, but will educate you on how to raise your overall health profile through an active lifestyle. Health walking is recommended for all ages.

Yoga 9:00 a.m.

Improve strength, flexibility, and stamina through guided poses, mental imagery, and breath work led

by Triad Yoga & Pilates instructors. Yoga attendees will learn the fundamentals of each technique and how to relax and de-stress while strengthening and loosening muscles and joints. Please bring a mat. Yoga is recommended for ages 7 and older.

2012 July 1, 2011

edom Celebration of Fre nd 4th of July Weeke

Pilates 10:00 a.m.

Strengthen core muscles while improving balance and coordination with instructors from Triad Yoga & Pilates. Participants will learn moves to lengthen, strengthen and tone their midsection while improving posture during the class. Please bring a mat. Pilates is recommended for ages 7 and older.

Boot Camp 11:00 a.m.

Expect to burn up to 1,000 calories with this fun, dynamic, full-body workout led by Scott Perry of Scott Perry Fitness. The class will include a complete warm-up, cardio and strength exercises, followed by full cool down and stretching. Boot Camp is recommended for ages 12 and older.

For more information, go to www.ocgp.org or call toll-free at (866) 829-3829.

O.C. HANDYMAN & REMODELING

The Coto de Caza News Where Readers Can Afford the Best You Have to Offer!

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The Coto de Caza News is read by people who can afford your very best. No less an authority than the United States Census Bureau designates Coto de Caza residents as having one of the highest per capita incomes in all of Orange County.

The Coto de Caza News not only reaches the residents of Coto de Caza and Dove Canyon, but also has many subscribers in affluent adjacent communities, and is distributed weekly to medical and legal professional offices, banks and financial organizations as well as most major businesses in Rancho Santa Margarita.

This newspaper contains positive news about the local communities and is widely regarded as the area’s most influential publication.

Don’t Wait… Call Today!

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Call Today to Complete Your Fix-It List Before The Holidays • • • • • • • •

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Dad’s Favorite Place!

Make Reservations Now To Take Dad Out for his Special Day

June 8, 2012

Father’s Day Weekend June 16-17

EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

APPETIZERS

Spicy Chicken and Avocado Wonton Rolls, Cornmeal Crusted Calamari, and Truffled Tater Tots

ENTREES

Filet Mignon with Lobster mashed potatoes, Potato Wrapped Salmon, and Soy Braised Prime Beef Short Ribs

FULL BAR

Superb selection of fine wines, domestic and imported beers, specialty cocktails and mojitos.

Open every day at 11am for lunch and dinner services beginnings at 5pm. TWO HAPPY HOURS: 3pm-6pm Sunday-Thursday and 9pm-11pm Friday-Saturday.

LIVE MUSIC FRIDAY-SATURDAY NIGHTS!

EMBARCADERO CALIFORNIA BISTRO

Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

(949)-709-2266

Courtside Restaurant

Courtside Restaurant is a beautiful location specializing in exquisite and memorable events. We offer casual elegance for any type of event.

Planning A Wedding or Other Special Event?

Everything All In One Beautiful Loaction!

Our friendly staff will assist you with anything may need for your event.

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Call us for your next special event! 949-361-2211 111 Ave Vista Montana San Clemente 949.361.2211 949.492.1516 Located in the Rancho San Clemente Tennis Club

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June 8, 2012

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949.546.0800

Bounce Ahead with Academics with Academic Learning Labs Summer Specials!

Fun and Educational Summer Camp This camp is designed to cover core subjects of learning in a fun and engaging way. Specialized curriculum, computer- based learning activities and one-on-one support are all great opportunities to help your child get ahead while having fun at the same time!

DATES: Monday through Friday 8:30 am - 12:30 pm or 1:30 pm-5:30 pm Weekly sessions beginning July 9 and ending August 27th FEE: $199 (includes free assessment)

Summer Special, $39 per hour tutoring (all subjects) Purchase between now and July 4th!!

CALL TO ENROLL NOW: 949.546.0800 www.academiclearninglabs.com Page 20

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31951 Dove Canyon Dr. Suite C Trabuco Canyon, CA 92679

R The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

June 8, 2012

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% OFF Select Merchandise

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BRIDES, GRADS & DADS SPECIAL SALE! The best clothing for the special events, graduation, formals, bridal wear plus Father’s Day is just around the corner!

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FABULOUS ITALIAN SUITS! Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330 The Coto de Caza News

Page 21

June 8, 2012

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Coto de Caza Legal Notices PUBLIC NOTICE Initiative Measure to be Submitted Directly to the Voters: The city attorney has prepared the following title and summary of the chief purpose and points of the proposed measure: Ballot Title: AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING ELECTED OFFICIAL COMPENSATION AND BENEFITS Summary of the Proposed Measure: The purpose of the proposed initiative ordinance measure is to establish a limitation on the amount of compensation and benefits paid to elected officials in the City of Rancho Santa Margarita. The proposed initiative measure prohibits elected officials in the City of Rancho Santa Margarita from receiving any compensation or health and welfare benefits, except for the monthly salary authorized by State and local law. The proposed measure provides that elected officials in the City of Rancho Santa Margarita may not accept any form of personal compensation, paid benefit or pension from any government agency as a result of their official duties other than the monthly salary authorized by State and local law.

NOTICE OF INTENT TO CIRCULATE PETITION NOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Rancho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the pay and benefits of elected officials. A statement of the reasons of the proposed action as contemplated in the petition as follows: TEXT OF INITIATIVE AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING ELECTED OFFICIAL INCOME AND BENEFITS, THEREFORE: THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS: ELECTED OFFICIALS IN THE CITY OF RANCHO SANTA MARGARITA MAY NOT ACCEPT ANY FORM OF PERSONAL COMPENSATION, PAID BENEFIT OR PENSION, FROM ANY GOVERNMENT AGENCY AS A RESULT OF THEIR OFFICIAL DUTIES OTHER THAN THE STIPEND ALLOWED UNDER STATE CODE AND REGULATION. STATEMENT OF REASONS In addition to a monthly salary, part time City Council members in Rancho Santa Margarita can receive more than $16,000 annually for health, dental, vision and retirement benefits. This amount is equal to that provided to full time City staff. State law tightly regulates how much our part time officials get paid for the work we elected them to do. Many local and regional government agencies already limit, or are asking voters to limit or eliminate, costly benefits like those given to part time City Council members in Rancho Santa Margarita.

This petition is the important first step in closing the loopholes and protecting our tax dollars for important projects.

PROPONENTS: Kenney Hrabik 32232 Via del Sol Rancho Santa Margarita, CA 92679 Date: 5/02/2012 Peter Whittingham 14 Placita Rancho Santa Margarita, CA 92688 Date: 5/02/2012 The Coto de Caza News – 6/1/2012

Trustee Sale No. 22078CA Title Order No. 95501541 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/29/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10/19/2006, Book , Page , Instrument 200600708423 of official records in the Office of the Recorder of Orange County, California, executed by: JANET BILLINGSLEY, AS A SINGLE WOMAN as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $694,635.29 The street address and other common designation of the real property purported as: 25591 EL CAPITAN LANE, LAGUNA HILLS, CA 92653 APN Number: 625-065-08 AND 625-065-18 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.Priorityposting. com, using the file number assigned to this case 22078CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 6/4/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P955279 6/8, 6/15, 06/22/2012

Page 22

The Coto de Caza News

how to diaper a baby

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00571482-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of MICHAEL JAMES NORLEEN. Petitioner MICHAEL JAMES NORLEEN has/have filed a petition with this court for a decree changing name(s) as follows: MICHAEL JAMES NORLEEN to MICHAEL JAMES SANTORO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JULY 13, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: MAY 23, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 5/25/2012, 6/1/2012, 6/8/2012, 6/15/2012

Spread the diaper in the position of the diamond with you at bat. Then fold second base down to home and set the baby on the pitcher’s mound. Put first base and third together, bring up home plate and pin the three together.

Of course, in case of rain, you gotta call the game and start all over again. ~Jimmy Piersal, on how to diaper a baby, 1968

Trustee Sale No. 22061CA Title Order No. 95501499 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/06/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/29/2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 09/18/2006, Book, Page, Instrument 2006000618464 of official records in the Office of the Recorder of ORANGE County, California, executed by: CHRISTOPHER J. HALLER, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $689,209.25 The street address and other common designation of the real property purported as: 5 ALTIVO , RANCHO SANTA MARGARITA, CA 92688 APN Number: 930-27-495 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22061CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 06/04/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P955281 6/8, 6/15, 06/22/2012

The Coto de Caza News

Charity Big Bucks Bingo

Public Invited For the benefit of youth, vets, special kids, police, firefighters and other groups in South Orange County and Saddleback Valley communities, Mission Viejo /Saddleback Valley Elks Lodge No. 2444 is holding its Wednesday night Charity Big Bucks Bingo on the following evenings: Wednesday, June 6, 2012; Starts 6:15 PM Wednesday, June 13, 2012; Starts 6:15 PM Wednesday, June 20, 2012; Starts 6:15 PM Wednesday, June 27, 2012; Starts 6:15 PM Mission Viejo /Saddleback Valley Elks Lodge No. 2444 25092 Marguerite Parkway, Mission Viejo 92692 Phone: (949) 830-3557; http://www.mvelks.com;

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

June 8, 2012

Page 23

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/23/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. 2012-100208 On 6/29/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Beacon Default Management, Inc., a California corporation, as duly appointed Trustee under that certain Deed of Trust, executed by CARL H. REINHART, A SINGLE MAN, recorded on 03/03/2006, as Instrument No. 2006000144219, of Official Records in the office of the Recorder of Orange County, State of California, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check made payable to Beacon Default Management, Inc. (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: LEGAL DESCRIPTION:Please see Exhibit “A” attached hereto EXHIBIT A LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL l: THAT PORTION OF LOT 1 OF TRACT NO. 873, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 30, PAGE(S) 24 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, THE LOCATION OF WHICH TRACT WAS ESTABLISHED BY JUDGMENT RENDERED JULY 30,1949 IN CASE NO. 38456 IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA, IN AND FOR THE COUNTY OF ORANGE, A CERTIFIED COPY OF WHICH JUDGMENT WAS RENDERED AUGUST 7, 1940 IN BOOK 1054 PAGE 347 OF OFFICIAL RECORDS, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE EAST LINE OF SAID LOT 1, 70 FEET SOUTH OF THE NORTHWEST CORNER OF LOT 1 OF TRACT NO. 725, AS PER MAP RECORDED IN BOOK 21, PAGE(S) 36 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, THE LOCATION OF WHICH TRACT NO. 725 WAS ESTABLISHED BY JUDGMENT RENDERED JULY 30, 1940 IN CASE NO. 38456 IN THE SUPERIOR COURT OF CALIFORNIA, IN AND FOR THE COUNTY OF ORANGE, A CERTIFIED COPY OF WHICH JUDGMENT WAS RECORDED AUGUST 7, 1940 IN BOOK 1054 PAGE 347 OF OFFICIAL RECORDS; THENCE NORTH 70.32 FEET ALONG THE EAST LINE OF LOT 1 OF TRACT NO. 873, TO A POINT IN THE SOUTHERLY LINE OF SILVERADO CANYON ROAD, AS SHOWN ON A MAP OF TRACT NO. 873; THENCE ALONG THE SOUTHERLY LINE OF SILVERADO CANYON ROAD, NORTH 65° 28’ WEST 20 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 65° 28’ WEST 50 FEET; THENCE SOUTH 78.42 FEET TO A POINT IN THE SOUTHERLY LINE OF THE LAND DESCRIBED IN A DEED TO ELIZIE BROWN AND WIFE, RECORDED APRIL 10, 1946 IN BOOK 1398 PAGE 417 OF OFFICIAL RECORDS; THENCE SOUTH 71° 46’ 45” EAST, ALONG SAID SOUTHERLY LINE OF THE LAND OF BROWN, A DISTANCE OF 47.89 FEET; THENCE NORTH 72.63 FEET TO THE TRUE POINT OF BEGINNING. PARCEL 2: THAT PORTION OF LOT 1 OF TRACT NO. 873, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 30, PAGE(S) 24 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, THE LOCATION OF WHICH TRACT WAS ESTABLISHED BY JUDGMENT RENDERED JULY 30, 1949 IN CASE NO. 38456 IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA, IN AND FOR THE COUNTY OF ORANGE, A CERTIFIED COPY OF WHICH JUDGMENT WAS RENDERED AUGUST 7, 1940 IN BOOK 1054 PAGE 347 OF OFFICIAL RECORDS, DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST NORTHWESTERLY CORNER OF PARCEL 3 OF LAND DESCRIBED IN THE DEED TO RUDOLPH DALE STORY, A SINGLE MAN, RECORDED FEBRUARY 15, 1951 IN BOOK 2144 PAGE 230 OF OFFICIAL RECORDS, SAID POINT BEING DISTANT NORTH 65° 28’ WEST, 70 FEET FROM THE MOST NORTHWESTERLY CORNER OF LOT 1 OF TRACT NO. 725, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 21, PAGE(S) 36 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY THE LOCATION OF WHICH TRACT NO. 725 WAS ESTABLISHED BY JUDGMENT RENDERED JULY 30, 1949 IN CASE NO. 38456 IN THE SUPERIOR COURT OF THE STATE OF CALIFORNIA, IN AND FOR THE COUNTY OF ORANGE, A CERTIFIED COPY OF WHICH JUDGMENT WAS RENDERED AUGUST 7, 1940 IN BOOK 1054 PAGE 347 OF OFFICIAL RECORDS; THENCE NORTH 650 28’ WEST ALONG THE SOUTHWESTERLY LINE OF SILVERADO CANYON ROAD AS SHOWN ON THE MAP OF TRACT NO. 1180, AS PER MAP RECORDED IN BOOK 36 PAGE

Order No: 955157 TS No: F09-04137 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLIAM OF LIEN, DATED 2/27/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 3/2/2009 as instrument number 2009000095776 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 10/6/2009 as instrument number 2009000527972 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 6/15/2012, 09:00 AM On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Thomas H O’Leary and Sylvia O’Leary, husband and wife as joint tenants. The property address and other common designation, if any, of the real property is purported to be: 15 Glen Eagles , Coto de Caza, CA 92679 , APN 804-511-21. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $12,357.41. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. Witkin & Neal, Inc. is attempting to collect

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49 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY, TO THE NORTHEAST CORNER OF LOT 8 OF SAID TRACT NO. 1180;THENCE SOUTH, ALONG THE EAST LINE OF SAID LOT 8, 90 FEET TO THE SOUTHEAST CORNER OF SAID LOT 8; THENCE SOUTH 71° 46’ 45” EAST 95.78 FEET TO THE SOUTHWEST CORNER OF SAID LAND OF RUDOLPH DALE STORY;’ THENCE NORTH 78.42 FEET TO THE POINT OF BEGINNING. PARCEL 3: LOTS 4, 6, 7, AND 8 OF TRACT NO. 1180, IN COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 36, PAGE(S) 49 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. TAX PARCEL NO. 876-033-02, 876-033-03, 876-033-04 & 876-033-05 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other comment designation of the above described property is purported to be 28000, 28180, 28192 and 28222 Silverado Canyon Road, Silverado, CA 92676 . Directions to the property may be obtained pursuant to a written request submitted within ten (10) days from the first publication of this notice to the beneficiary, in care of the Trustee at the address listed below. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $598,156.39. The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of California Commercial Code Section 9604(a)(l)(B) and to include in the non-judicial foreclosure of the estate described in this Notice of Trustee’s Sale all of the personal property and fixtures.

The present Beneficiary reserves the right to revoke its election as to some or all of said personal property andlor fixtures, or to add additional personal property andlor fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The name, street address and telephone number of the Trustee are: Beacon Default Management, Inc., 15206 Ventura Boulevard, Suite 302, Sherman Oaks, California 91403, Telephone Number: (818) 501-9800.

The sale contemplated by this Notice of Trustee’s Sale will be conducted by an agent of the Trustee. The name, street address and telephone number of the Trustee’s agent are : Priority Posting and Publishing, Inc., 17501 Irvine Blvd., Irvine, CA 92780, Telephone Number : ( 714) 573-1965. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting & Publishing at (714) 573-1965 or visit this Internet Web site www. priorityposting.com using the file number assigned to this case 2012100208. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. For further information regarding sale contemplated by this Notice of Trustee’s Sale, log on to www.priorityposting .com or call (714) 573-1965. Dated: 5/31/2012 Beacon Default Management, Inc., a California corporation, Trustee By Erica Itskovich, Trustee Sale Officer P954555 6/8, 6/15, 06/22/2012

a debt. Any information obtained will be used for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case F09-04137. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption.

The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 5/14/2012 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 VAN NUYS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P950169 5/25, 6/1, 06/08/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-490643-EV Order No.: 110606375-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ARACELI ARENAS, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 9/30/2008 as Instrument No. 2008000455507 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $412,408.01 The purported property address is: 23772 TEED ST, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-383-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-490643-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-490643-EV IDSPub #0028761 6/8/2012 6/15/2012 6/22/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-452792-AL Order No.: 874149 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZABETH LOPEZ A SINGLE WOMAN Recorded: 8/22/2007 as Instrument No. 2007000521809 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $186,585.60 The purported property address is: 20702 EL TORO #293, LAKE FOREST, CA 92630 Assessor’s Parcel No. 938-74-133 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452792-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452792-AL IDSPub #0028195 6/1/2012 6/8/2012 6/15/2012

APN: 614-023-01 TS No: CA07000178-12-1 T O N o : 5905549 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/28/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/3/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/04/2010 as Instrument No. 2010000263346 of official records in the Office of the Recorder of Orange County, California, executed by BRADLEY MULLER, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23062 STEARN CIRCLE , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $467,542.13 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds

become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 5/30/2012 TRUSTEE CORPS TS No. CA07000178-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA07000178-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P954145 6/8, 6/15, 06/22/2012

The Coto de Caza News

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Coto de Caza Legal Notices Trustee Sale No. 10-07457-3 Loan No. 0031652563 APN 606-391-15 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 9, 2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 2, 2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 23, 2007, as Instrument No. 2007000119642 of Official Records in the office of the Recorder of Orange County, CA , executed by: IBRAHIM R KAMARULLAH AND CONSTANTIA L KAMARULLAH, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19463 HIGHRIDGE WAY, LAKE FOREST, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 10-07457-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $669,684.92 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: June 1, 2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 135 Main Street, Suite 1900, San Francisco , CA 94105, 415-247-2450 By: Mariah Booker, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P952865 6/1, 6/8, 06/15/2012

Trustee Sale No. 752377CA Loan No. 3014193761 Title Order No. 110430520-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/15/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07/30/2007, Book N/A, Page N/A, Instrument 2007000474540, of official records in the Office of the Recorder of Orange County, California, executed by: AMBER MANDIR A SINGLE WOMAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $303,413.03 (estimated) Street address and other common designation of the real property: 33 MONTANA DEL LAGO , Rancho Santa Margarita, CA 92688 APN Number: 930-831-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/18/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949288 5/25, 6/1, 06/08/2012

T.S. No.: 11-45580 TSG Order No.: 110529600-CA-MSI A.P.N. 930-656-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/17/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/21/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 12/29/2004 as Instrument No. 2004001154283 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARTHA SHELDON, AN UNMARRIED WOMAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, A DIVISION OF TREASURY BANK, N.A.,AND ITS SUCCESSORS AND ASSIGNS as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24362 BERRENDO NO 4 , Laguna Hills, CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $292,838.30 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding

on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-45580. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/28/2011 Date: 5/22/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P952117 6/1, 6/8, 06/15/2012

Loan No.: H-5739 HAUSMAN RESS Order No.: 74800 A.P. NUMBER 932-28-717 NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED February 2, 2011, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 06/15/2012, at 9:00 A.M. of said day, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, Val-Chris Investments, Inc., a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by SANDRA HAUSMAN, SUCCESSOR TRUSTEE OF THE ORTIZ FAMILY TRUST DATED APRIL 20, 1995 recorded on 02/10/2011, in Book n/a of Official Records of ORANGE County, at page n/a, Recorder’s Instrument No. 2011000077304, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 02/16/2012 as Recorder’s Instrument No. 2012000088789, in Book n/a, at page n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: Unit 238, Lots 3, 4, 5, 6, 7, and 8 , Tract 15306, Book 742, Page 41 to 48, and Lots 10, 11, and 15, Tract 14862, Book 709, Pages 1 to 6. The street address or other common designation of the real property hereinabove described is purported to be: 29 CALLE DE LAS SONATAS, RANCHO SANTA MARGARITA, CA 92688. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said obligations at the time of initial publication of this Notice is $82,010.12. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 74800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 05/21/2012 Val-Chris Investments, Inc., a California corporation, as Trustee By: Christopher Loria Trustee’s Sale Officer 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800) 343-7377 FAX: (951) 270-2673 Trustee’s Sale Information: (714) 573-1965 www. priorityposting.com P951753 5/25, 6/1, 06/08/2012 Trustee Sale No.: 20120169801025 Title Order No.: 120063981 FHA/ VA/PMI No.: 11775140 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/9/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/15/2008 as Instrument No. 2008000022269 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: PHILLIP HUTCHINSON JR, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 6/18/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 62 GAVILAN UNIT 3 , RANCHO SANTA MARGARITA, CA 92688 APN#: 931-95-395 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $223,058.61. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20120169801025. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 5/21/2012 P951383 5/25, 6/1, 06/08/2012

June 8, 2012

APN: 938-05-430 TS No: CA07000106-12-1 T O N o : 5905481 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/18/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/3/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 03/24/2009 as Instrument No. 2009000139143 of official records in the Office of the Recorder of Orange County, California, executed by MARIO A. OJEDA, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22042 SUMMIT HILL DRIVE #15, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $343,798.45 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 5/26/2012 TRUSTEE CORPS TS No. CA07000106-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA07000106-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P953472 6/8, 6/15, 06/22/2012

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June 8, 2012

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June 8, 2012

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-496719-LL Order No.: 1096273 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LUDOVICO BUSALACCHI AND LISA BUSALACCHI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 1/18/2007 as Instrument No. 2007000033906 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/18/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $400,978.89 The purported property address is: 114 WOODCREST LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-25-679 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-496719-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-496719-LL IDSPub #0028060 5/25/2012 6/1/2012 6/8/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-493236-AL Order No.: 1076964 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES S BROWN AS A SINGLE MAN AND ELIZABETH F MUEHLHAUSEN AS A SINGLE WOMAN AS JOINT TENANTS Recorded: 1/16/2007 as Instrument No. 2007000029214 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $407,867.94 The purported property address is: 72 BLOOMFIELD LN, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-83-808 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493236-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493236-AL IDSPub #0028319 6/1/2012 6/8/2012 6/15/2012

Trustee Sale No. 456262CA Loan No. 1024090022 Title Order No. 1089365 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08-24-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 06-22-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08-30-2007, Book N/A, Page N/A, Instrument 2007000539479, of official records in the Office of the Recorder of ORANGE County, California, executed by: LEO A. VANCLEVE AND PATTI A. VANCLEVE, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, ENCORE CREDIT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $722,085.58 (estimated) Street address and other common designation of the real property: 7 SANTA ELENA RANCHO SANTA MARGARITA, CA 92688 APN Number: 814-051-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 05-25-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949065 6/1, 6/8, 06/15/2012

NOTICE OF TRUSTEE’S SALE: Title Order No.: 1100373 Trustee Sale No.: 77110 Loan No.: 9042322305 APN: 804-521-49 You are in Default under a Deed of Trust dated 07/20/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 06/14/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/01/06 as DOC #2006000514885 of official records in the Office of the Recorder of Orange County, California, executed by: Gonzalo J Alonso and Frances Alonso, husband and wife, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 6 Meadow Wood Drive, Coto De Caza CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $1,206,388.85 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TSG No.: 5584476 TS No.: CA1100231507 FHA/VA/PMI No.: APN:933‑30‑280 Property Address: 43 CAMPTON PLACE LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/31/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 28, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/05/06, as Instrument No. 2006000229263, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: RENEE JOY SALANGA, A SINGLE PERSON,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 933‑30‑280. The street address and other common designation, if any, of the real property described above is purported to be: 43 CAMPTON PLACE, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $282,247.65. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1100231507. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 05/22/12, First American Title Insurance Company First American Trustee Servic‑ ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt.

Any Information obtained may be used for that purpose.

NPP0202145 06/08/12, 06/15/12, 06/22/12

property is located and more than three months have elapsed since such recordation. Date: 5/15/12FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) - mortgageassistancepoint@ usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com CALL: 877 RSVP-ADS or 877 778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

“NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77110. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 288686)(05/25/12, 06/01/12, 06/08/12)

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NOTICE OF TRUSTEE’S SALE TS No. CA-12-495338-EV Order No.: 120031176-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/11/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARC KATZ AND MARCIA KATZ HUSBAND AND WIFE Recorded: 11/17/2008 as Instrument No. 2008000537069 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/18/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $394,821.37 The purported property address is: 4 CALLE ALIMAR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 833-432-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-495338-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495338-EV IDSPub #0027791 5/25/2012 6/1/2012 6/8/2012

TS No. CA-11-449687-CT Order No.: 857035 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHAROENPONG OONPANYO, A SINGLE MAN Recorded: 02/10/2006 as Instrument No. 2006000096283 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 6/20/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $586,697.38 The purported property address is: 21311 VINTAGE WAY , LAKE FOREST, CA 92630 Assessor’s Parcel No. 837-371-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold

Trustee Sale No. 454811CA Loan No. 0008361826 Title Order No. 1024059 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/14/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 6/22/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/29/2004, Book N/A, Page N/A, Instrument 2004000591666, of official records in the Office of the Recorder of ORANGE County, California, executed by: KAREN FRANSON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, FREMONT INVESTMENT & LOAN, IT’S SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $300,545.54 (estimated) Street address and other common designation of the real property: 33 REGATO , Rancho Santa Margarita, CA 92688 APN Number: 938-06-088 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone;

by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 5/25/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap. com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P949104 6/1, 6/8, 06/15/2012

more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-11-449687-CT. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P946419 5/25, 6/1, 06/08/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0018029 Title Order No. 12-0029591 APN No. 814-062-18 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RICHARD R. BREEZE, JR., A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, dated 05/22/2007 and recorded 5/31/2007, as Instrument No. 2007000347793, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/03/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 2 SANTA CATRINA, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $616,370.44. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0018029. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.159850 6/08, 6/15, 6/22/2012

Trustee Sale No. 12330 Loan No. MANAGEMENT RESOURCE GROUP Title Order No. 6496968 APN 755-253-29 TRA No. 82-322 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/6/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 06/29/2012 at 09:00AM, ACTION FORECLOSURE SERVICES, INC., A CALIFORNIA CORPORATION as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/24/2011 as Document No. 2011-000042249 of official records in the Office of the Recorder of Orange County, California, executed by: MANAGEMENT RESOURCE GROUP INC., A WYOMING CORPORATION, as Trustor, IRA RESOURCES, INC., FBO BARBARA BARSKY IRA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: SEE ATTACHED EXHIBIT “A” EXHIBIT “A” THE LAND REFERRED TO IN THIS GUARANTEE IS SITUATED IN THE STATE OF CALIFORNIA, (UNINCORPORATED AREA), COUNTY OF ORANGE AND IS DESCRIBED AS FOLLOWS: PARCEL 1: LOT 5 OF TRACT NO. 15809, IN THE AREA OF COTO DE CAZA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 799, PAGE(S) 1 TO 11, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET BUT WITH NO RIGHT OF SURFACE ENTRY, AS RESERVED BY ERNEST A. BRYANT, JR., AND JUDITH TILT BRYANT, HUSBAND AND WIFE, IN THE DEED RECORDED SEPTEMBER 24, 1963 IN BOOK 6729, PAGE(S) 443 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET, BUT WITH NO RIGHT OF SURFACE ENTRY, AS RESERVED

BY COTO DE CAZA, LTD., IN THE DEED RECORDED NOVEMBER 30, 1998 AS INSTRUMENT NO. 98-813258 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ANY AND ALL WATER, WATER RIGHTS OR INTERESTS THEREIN APPURTENANT OR RELATING TO THE LAND OR OWNED OR USED BY GRANTOR IN CONNECTION WITH OR WITH RESPECT TO THE LAND (NO MATTER HOW ACQUIRED BY GRANTOR), WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, LITTORAL, PERCOLATING, PRESCRIPTIVE, ADJUDICATED, STATUTORY OR CONTRACTUAL, TOGETHER WITH THE RIGHT AND POWER TO EXPLORE, DRILL, REDRILL, REMOVE AND STORE THE SAME FROM OR IN THE LAND OR TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTERESTS ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; BUT WITHOUT, HOWEVER ANY RIGHT TO ENTER UPON THE SURFACE OF THE LAND IN THE EXERCISE OF SUCH RIGHTS, AS RESERVED BY COTO DE CAZA, LTD. IN DEED RECORDED NOVEMBER 30, 1998 AS INSTRUMENT NO. 98-813258 OF OFFICIAL RECORDS. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR USE, ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE AND ENCROACHMENT, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (“MASTER DECLARATION”), RECORDED MARCH 5, 1984 AS INSTRUMENT NO. 84-92424, AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRIC-

June 8, 2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20100187435110 Title Order No.: 100614617 FHA/VA/ PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/11/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/19/03, as Instrument No. 2003000295684, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: LILY Y. PAGUNSAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: June 28, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25732 VIA LOMAS #109, LAGUNA HILLS, CA 92653.

APN# 939‑25‑109 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $124,030.88. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20100187435110. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 05/25/12 NPP0202303 06/08/12, 06/15/12, 06/22/12

TIONS AND RESERVATION OF EASEMENTS FOR OAK KNOLL IN COTO DE CAZA (“SUPPLEMENTAL DECLARATION”), RECORDED SEPTEMBER 11, 2000 AS INSTRUMENT NO. 00-471430, TN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE SUMMIT (“SUMMIT DECLARATION”), RECORDED SEPTEMBER 20, 2000 AS INSTRUMENT NO. 00-492456 AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION Of COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE SUMMIT (“SUMMIT NOTICE”), RECORDED OCTOBER 10, 2000 AS INSTRUMENT NO. 00-540827, ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1 TAIGA, COTA DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $952,737.25 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714)730-2727 or 619-704-1090 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12330. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 5/31/2012 ACTION FORECLOSURE SERVICES, INC. 3033 FIFTH AVENUE SUITE 235 SAN DIEGO, CA 92103 (619) 704-1090 AUTOMATED SALES LINE (714) 730-2727 www.priorityposting.com JAMES M. ALLEN, JR., CHIEF FINANCIAL OFFICER P954674 6/8, 6/15, 06/22/2012

The Coto de Caza News

Page 29

June 8, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0012822 Title Order No. 12-0021499 APN No. 780-071-32 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/11/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL W. PLANETA AND LINSEY A. PLANETA, dated 04/11/2003 and recorded 4/21/2003, as Instrument No. 2003000443750, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 06/18/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 9 WOODSONG, LAS FLORES AREA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $470,093.00.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0012822. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.158366 5/25, 6/01, 6/08/2012

NOTICE OF TRUSTEE’S SALE T.S No. 1349785-10 APN: 939-25-551 TRA: 34019 LOAN NO: Xxxxxx3437 REF: Carney, Jocelyn IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED October 18, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 14, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded October 26, 2004, as Inst. No. 2004000965331 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Jocelyn H Carney An Unmarried Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 16 Verdin Ln Aliso Viejo CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $160,395.00. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1349785-10. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221.

Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: May 22, 2012. (R-410303 05/25/12, 06/01/12, 06/08/12)

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NOTICE OF TRUSTEE’S SALE File No. 7042.24462 Title Order No. 6471315 MIN No. 1000157-0006692662-3 APN 934-53-617 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/17/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): BRYAN ROSS BATTERMAN, A SINGLE MAN Recorded: 05/23/06, as Instrument No. 2006000346397, of Official Records of ORANGE County, California. Date of Sale: 06/18/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 25551 INDIAN HILLS LANE #B, LAGUNA HILLS, CA 92653 Assessors Parcel No. 934-53-617 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $342,514.70. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7042.24462. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: May 21, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Authorized Signatory / Candice Yoo 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.24462: 05/25/201 2,06/01/2012,06/08/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 9980-4644 TSG Order No.: 84651 A.P.N.: 610-251-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/07/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/18/2005 as Document No.: 2005000552245, of Official Records in the office of the Recorder of Orange County, California, executed by: Michael A. Baron, a single man, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 06/21/2012 at 03:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 21081 Providence, Lake Forest, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $463,066.01 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 778-7237 for information regarding the trustee’s sale or visit this Internet Web site, www.rsvpforeclosures.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9980-4644. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 02/14/2012 NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.rsvpforeclosures.com or call (877) 778-7237 NBS Default Services, LLC, Mandi Harvey 5/15/12 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 288558, 05/25/12, 06/01/12, 06/08/12)

The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-489439-CT Order No.: 1056245 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TOM A. GITZINGER AND JENNIFER A. GITZINGER, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/26/2004 as Instrument No. 2004000962070 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 6/22/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $558,212.48 The purported property address is: 11 TIZMIN, FOOTHILL RANCH, CA 92610-1845 Assessor’s Parcel No. 601-14223 Legal description The land referred to herein below is situated in the the county of orange, state of california, and is described as follows: Parcel 1: Lot 43 of tract No. 11726, as shown on a map recorded in book 654, pages 7 to 12 inclusive, of miscellaneous maps, records of orange county, california. Reserving unto grantor, its successors and assigns, together with the right to grant and transfer all or a portion of the same: A. All oil rights, mineral rights, natural gas rights and rights to all other hydrocarbons by whatsoever name known, to all geothermal heat and to all products derived from any of the foregoing (collectively, “subsurface resources”); and B. The perpetual right to drill, mine, explore and operate for and to produce, store and remove any of the subsurface resources on or from said lot, including the right to whipstock or directionally drill and mine from lands other than the lot, wells, tunnels and shafts into, through or across the subsurface of the lot, and to bottom such whipstocked or directionally drilled wells, tunnels and shafts within or beyond the exterior limits of the lot, and to such wells or mines, but without the right to drill, mine, explore, operate, produce, store or remove any of the subsurface resources through or in the surface of the upper five hundred fifty feet (550’) of the subsurface of the lot. Reserving therefrom, unto grantor, its successors and assigns, together with the right to grant and transfer all or a portion of the same, non-exclusive easements for access, ingress, egress, encroachment, maintenance, drainage, repairs, and for other purposes, all as described in the master declaration of covenants, conditions and restrictions and reservation or easements for foothill ranch (“master declaration”) recorded march 26, 1990 as instrument No. 90-156802, and in the notice of annexation and supplemental declaration of covenants, conditions and restrictions and reservation of easements (“notice”) recorded may 17, 1993 as instrument No. 930330241, both of official records of orange county, california. Parcel 2: Non-exclusive easements for access, ingress, egress, use and enjoyment, drainage, encroachment, maintenance, repairs, and for other purposes, all as described in the master declaration of covenants, conditionsand restricitons and reservation or easemetns for foothill

ranch (“master declaration”) recorded march 26, 1990 as instrument No. 90-156802 and in the notice of annexation and supplemental declaration of covenants, conditions and restrictions and reservation of easements (“notice”) recorded may 17, 1993 as instrument No. 93-0330241, both of official records of orange county, california.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11489439-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489439CT IDSPub #0028296 6/1/2012 6/8/2012 6/15/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-452792-AL Order No.: 874149 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZABETH LOPEZ A SINGLE WOMAN Recorded: 8/22/2007 as Instrument No. 2007000521809 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/2/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $186,585.60 The purported property address is: 20702 EL TORO, LAKE FOREST, CA 92630 Assessor’s Parcel No. 938-74-133 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452792-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452792-AL IDSPub #0028195 6/1/2012 6/8/2012 6/15/2012

T.S. No.: 12-10896 Loan No.: 1001339689 A.P.N.: 931-88-495 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: TERRY K YONESATO AND DEBBIE ANN WONG, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: Atlantic & Pacific Foreclosure Services, LLC Recorded 3/24/2005 as Instrument No. 2005000223246 in book , page and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Described as follows: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST Date of Sale: 6/22/2012 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of unpaid balance and other charges: $163,292.85 (Estimated) Street Address or other common designation of real property: 11 VISTA LAGO 45 RANCHO SANTA MARGARI, CA 92688-000 A.P.N.: 931-88-495 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting. com, using the file number assigned to this case 12-10896. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 5/22/2012 Atlantic & Pacific Foreclosure Services, LLC 1610 E. Saint Andrew Pl., Suite 150F Santa Ana, CA 92705 Automated Sale Information: 916-939-0772 or www.nationwideposting.com for NONSALE information: 888-313-1969 Francesca Martinez, Trustee Sale Officer NPP0202184 06/01/12, 06/08/12, 06/15/12

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legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 4346398 TS No.: 20099070824951 FHA/VA/PMI No.: APN:614‑131‑20 Property Address: 22001 LAKELAND AVENUE LAKE FOREST, CA 92630 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On June 14, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/20/06, as Instrument No. 2006000852450, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: MARIA E OREGEL. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CEN‑ TER DRIVE WEST, SANTA ANA, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 614‑131‑20. The street address and other common designation, if any, of the real property described above is purported to be: 22001 LAKELAND AVENUE, LAKE FOREST, CA 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $406,064.01. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a

trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case 20099070824951. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 05/18/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0202075 05/25/12, 06/01/12, 06/08/12

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Forehead Lift Nasal Surgery Face Lift Ear Pinning Laser Resurfacing Portrait Plasma - tightening procedure that diminishes wrinkles and improves tone and texture

24541 Pacific Park Drive, Suite 103, Aliso Viejo, CA 92656

949 831-5900

100% financing available. Visa, MasterCard and American Express Accepted.

www.drface.com Page 32

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