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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

January 4, 2013

Great Beginning For A New Year

January 4, 2013

Page 2

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 4, 2013

Start Your Healthier Future Today When it comes to losing weight and getting into shape, good intentions are never quite enough. And there’s not a quick-fix solution, either. It takes a wellbalanced approach and a commitment to making healthy, long-term changes.

According to Dr. Marc Sorenson, people who succeed in losing weight and keeping it off have several things in common in three important areas: Nutrition – They eat a low-fat, low-sugar diet with lots of vegetables and fruit, and they do not count calories.

Exercise – They are physically active and commit to making exercise the first thing they do every day.

Education – They self-monitor with weigh-ins.

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“Anyone trying to lose weight and regain their health needs to pay attention to these factors,” said Sorenson, founder and director of the National Institute of Health and Fitness (NIHF), which is hosted at the Zermatt and Homestead Resorts in Midway, Utah. “You need to focus your efforts on fitness and nutrition, and you need to educate yourself on techniques for maintaining your slimmer, healthier body.”

Eating Better Many people have found it helpful to keep track of what they eat, especially in the beginning. They are often surprised at their own eating habits once they see it in black and white. Food diaries can help you see where you need to be cutting back and making changes.

“Many people fear they have to go hungry in order

to lose weight,” said Dr. Sorenson. “But it’s a simple fact that you don’t need to starve yourself. At NIHF, we have a firstrate nutritional program that is guided by scientific research. And the meals are delicious and satisfying, so you can enjoy eating healthfully.”

Getting Active While you might be able to lose weight simply by cutting back on calories, you won’t be able to keep the weight off. Before starting a fitness program, you need to know your starting place. Talk to your doctor to find out your body mass index (BMI), weight and blood pressure, and to get recommendations on what kinds of activities are safe for you to begin.

“With our activity programs at NIHF,” said Sorenson’s wife, Vicki, “we take a detailed physical assessment to tailor the activities to individuals.

This ensures safety while allowing them to achieve maximum results.”

It can be very helpful to have an exercise buddy, or even a group. Not only will it help you be more accountable to sticking to your plan, a friend can make exercising much more fun.

Making the Commitment Taking care of your body isn’t about fitting into a small sized pair of jeans or a smaller specialoccasion dress. It’s about making a long-term commitment to your health.

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Sorenson says that when choosing a health and fitness resort, make sure it matches your personal goals. “Do you want a militaristic approach, or a more supportive and nurturing environment? We believe it’s important to treat our guests with respect and to nurture them so they are equipped to take what they have learned home with them and apply it to the rest of their lives.”

Your health is too important to ignore. Take steps today to help ensure you’ll have a healthier and happier future. You can learn more about the programs at NIHF at www.NIHF.com.

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The Coto de Caza News

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

5 Fitness Apps that Make Your Smartphone a Coach

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

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Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

By Vivian Wagner Many of us carry smartphones wherever we go, including the gym. Luckily, dozens of apps help you burn calories, track your progress, and discover new workout routines. Here are a few of my favorites: A u t h e n t i c Yo g a with Deepak Chopra (iPhone & Android, $1.99) Whether you’re a seasoned yogi or a beginner, this is the yoga app for you. It offers poses for strength, balance, and flexibility, and it includes extra features like videos, music, and philosophical lessons from Deepak Chopra himself. This app will have you doing warrior, forward bend, and mountain poses in no time.

DailyBurn (iPhone & Android, Free) An extension of the popular fitness site and community, the DailyBurn app keeps you motivated and burning calories with its unique fitness and exercise program. You can also get new video workout routines delivered to your app every day, so your fitness adventure never gets boring.

Get Running (Couch to 5K) (iPhone $2.99) Based on Benjohn Barnes’ popular Couch to 5K program, this app will help get you motivated to start running and to keep at it, even when you think you want to

quit. It provides information and inspiration for beginning runners, with a nine-week program designed to get you running for at least 30 minutes at a time. iFitness (Android, $1.99) The iFitness app iFitness offers 300 exercises, 20 routines, video and text instruction, and the ability to log and graph your progress. What’s not to love?

Wo m e n ’s H e a l t h Wo r k o u t s (iPhone & Android, $1.99) This is one of my favorite allaround workout apps, with detailed instructions and images for a variety of exercises, targeted to different muscle groups, including the abs, back, biceps, calves, chest, glutes,and more.

Want to find out how to do the Plank Shuffle? How about the Nutcracker Curl? This app has you covered. It’s great when you’ve hit the wall and have run out of ideas, since this app will help you to mix things up and stay interested in your fitness routine. It also provides entire workouts, combining a variety of moves, as well as a log function for you to track what you’ve done, how long you’ve worked out, and how many sessions you’ve had.

With all of these apps -- and more -- there’s really no excuse not to work out. So check them out and start your very own fitness adventure.

We gain strength, and courage, and confidence by each experience in which we really stop to look fear in the face... we must do that which we think we cannot.

-Eleanor Roosevelt

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 4, 2013

CENTER CLUB’S GRAND RE-OPENING AND CHARITY CLASSIC In celebration of its recently completed renovation, Center Club, a member of the ClubCorp family of clubs, is inviting the general public to its 2012 ClubCorp Charity Classic, ClubCorp’s annual philanthropic open house event on the evening of Thursday, January 31st from 6:00 until 10:00 p.m. This year’s event will also celebrate the Grand Re-Opening of Center Club’s ‘Reinvention,’ a multimillion dollar renovation, and pay tribute and honor the visionary founder of the Club, Henry T. Segerstrom.

Jerry Mandel’s SWINGING THE STANDARDS JAZZ BAND will be performing that evening, featuring Ron Kobayashi on piano and Debi Raven vocal. One of Orange County’s most popular, the band has headlined numerous summer musical festivals over the past five years, including the Newport Beach Summer Concert Series. As a tenor saxophonist, Jerry Mandel has performed with numerous groups in Southern California at such venues as the Orange County Performing Arts Center, The Laguna Pageant of the Masters, Laguna Beach Live and The Granada Theater in Santa Barbara. Mandel has also appeared twice with The Lenore Raphael Trio in New York City, and has served as a Member of the National Advisory Board for Jazz at Lincoln Center.

Pianist and composer Ron Kobayashi has performed and recorded in a variety of musical settings, including having performed with such well-known artists as Mel Torme, Peter Frampton, Margaret Whiting, Herb Jeffries, Kenny Burrell, Peter White and Paula Kelly, Jr., and The Modernaires.

In addition, Ron and his band have shared the stage with David Sanborn, the rock group “Berlin,” Eddie Palmieri, David Benoit, Cirque Du Soleil and The Fabulous Thunderbirds.

Orange County School of the Arts’ MONTAGE! will also perform, featuring talented student artists in grades 7 – 12 auditioned from the School’s eleven arts conservatory programs.

This premier performing group has been praised all over Southern California for its high-energy and professional level performers. MONTAGE! combines the talent of singers, dancers, musicians, actors, and other aspiring young artists in unforgettable performances. Established in 1987, the nationally recognized Orange County School For the Arts currently serves more than 1,850 students.

Other featured performers that evening will include: Adam Stern, a Los Angeles-based singer and songwriter whose sound and creative style he calls “Organic Pop” Pianist Patrick Finn Horve, who

composes his own music for concert bands, concert orchestras, jazz bands, and small ensembles Pasion Gitana, Orange County’s premier world music husband and wife duo. Ruben Gonzalez, lead guitar and vocalist, delights audiences with Spanish Guitar and gypsy vocals. Dounia performs her powerful vocals and and rhythms on Latin percussion and rhythm guitar.

Musical genres of world music include Rumba-Flamenca, Latin-American fusion, Boleros, Brazilian Bossa Novas, and English soft rock Society Gitane, specializing in Latin Jazz, Gypsy Jazz and the Blues Magician Tom Otters, a Member of the Magic Castle in Hollywood. Tom’s fascination with magic began at the age of ten and since then he has given over 1,000 performances from Hollywood to Las Vegas Singer Mary Jo Carpenter, a Member of the Orange County Women’s Chorus Shirley M. Dole, Tarot Card Fortune Reader Since its formation 8 years ago, ClubCorp’s Charity Classic has raised in excess of $ 7 million. This event will benefit The Orange County Museum Of Art, Muscular Dystrophy Association ALS Division, Augie’s Quest, and Clubcorp’s Employee Partners Care Foundation (E.P.C.F.).

“This event, which is open to the public, affords us a great opportunity to showcase the Club to our Orange County community,” said General Manager of Center Club, Shahin Vosough. “We will be unveiling the “Reinvented” next generation Center Club with the new look. We have rebranded and repositioned ourselves for the up and coming generation of business professionals and prominent leaders in our community, who desire a Club of this caliber. The Club’s annual Charity Classic event strongly confirms our commitment to Building Relationships and Enriching

Jerry Mandel

lives,” Vosough continued.

Guests attending the January 31st event will enjoy outstanding food, drinks, and entertainment as they discover the all new Center Club.

Located adjacent to the Segerstrom Center for the Arts, Center Club is Orange County’s premier private business and social club. Providing an excellent environment for entertaining, hosting private events and business meetings, Center Club offers an array of Member programming throughout the year. Center Club’s rich 26 year history of excellence includes unparalleled cuisine, gracious service, and exquisite surroundings.

Dallas-based ClubCorp, is the World Leader in Private Clubs. Since its founding in 1957, ClubCorp has operated with the central purpose of Building Relationships and Enriching the Lives of its members. ClubCorp owns or operates a network of more

than 150 golf and country clubs, business clubs, sports clubs, and alumni clubs in 25 states, the District of Columbia, and two foreign countries that serve over 350,000 members, with more than 14,000 peak-season employees. ClubCorp properties include: Firestone Country Club (Akron, Ohio); Mission Hills Country Club (Rancho Mirage, California); Capital Club (Beijing, China); and Metropolitan Club (Chicago, Illinois).

To sign up and participate in the ClubCorp Charity Classic, please visit the ClubCorp Charity Classic website at www.clubcorpcharityclassic.com or call The Center Club at 714/662-3414. Incentives for early registration and corporate sponsorships available.

-Advanced Tickets (after December 17th) $ 75 per person -Tickets At The Door $ 100 per person

The Coto de Caza News

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Legendary Vocalist Jeffrey Osborne to Guest On “Breakfast with Gary & Kelly” Saddleback College radio station KSBR 88.5FM and the City of Mission Viejo are proud to announce that “Breakfast with Gary and Kelly” will kick off their third season on Saturday, January 12th and their special guest will be legendary vocalist Jeffrey Osborne. The Saturday morning radio show will broadcast LIVE starting at 9:00 am from the Norman P. Murray Community Center, 24932 Veterans Way in Mission Viejo.

A studio audience will be welcomed in for the 10:00 am to 12:00 pm show; doors will open at 9:30 am with the final hour being videotaped for later broadcast. The program airs on the City of Mission Viejo’s MVTV Channel 30 every Tuesday through Sunday evenings at 8:30 and also airs on Saddleback College’s SCTV Channel 39 each Friday and Sunday morning at 11:00 am throughout the Cox Communication cable system in south Orange County. The audience will be admitted for free but seating is limited. Reservations can be made online at www.ksbr.org Jeffrey Osborne’s remarkable solo career has produced 5 gold and 5 platinum records, including

his international hit “On The Wings Of Love”. Other hits include “Don’t You Get So Mad,” “Stay With Me Tonight,” and “Love Power,” which he performed with Dionne Warwick.

Jeffrey recorded an album of duets with James Ingram and has written or worked with a veritable who’s who of the music industry. He has just finished work on “A Time For Love” with producer George Duke, an amazing collection of classic tunes such as “Don’t Let Me Be Lonely Tonight”, “(They Long To Be) Close To You”, a remarkable version of “Baby, It’s Cold Outside” with Chaka Khan and more.

Past guests on “Breakfast with Gary & Kelly” have included Debbie Reynolds, Linda Evans, David Benoit, Peter White, Diane Schuur, Brian Culbertson, Euge Groove, Rick Braun, Paul Brown, Warren Hill, Bill Cantos and more. Gary and Kelly have conducted numerous remote broadcasts from locations all over Southern California, including the Festival of Arts in Laguna Beach and Catalina Island and they have hosted many celebrity guests.

KSBR is a community service of Saddleback College. The program

continues the partnership between Saddleback College and the City of Mission Viejo. For more information on the Radio on TV monthly series and how to become part of the audience for the January 12th show, please tune to 88.5 KSBR or visit their website at www.KSBR.org Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community.

Having served more than 500,000 students since 1968, Saddleback College offers over 300 degree and certificate programs to help students reach their personal, career, and educational goals. For

more information, please visit www. saddleback.edu and for Fine Arts information, please visit www.saddleback.edu/arts

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 4, 2013

MADELINE ZUCKERMAN MARKETING & PUBLIC RELATIONS, INC. ADDS SEVERAL NEW CLIENTS TO ITS AGENCY ROSTER Agency President and Owner, Madeline Zuckerman, has announced the addition of several new Clients to her Marketing Communications firm’s Client Roster: CENTER CLUB, the premier members-only private business and social Club in Orange County, located in the award winning Center Tower adjacent to the Segerstrom Center for the Arts, has selected the Zuckerman Agency to handle its Public Relations, Special Events, and Marketing Program for its $ 3.1 million “Reinvention” Program. The full service Agency will develop the Marketing Strategy for this first major renovation of this Landmark in its 26 year history, as it repositions itself for today’s Private Club Members With More Style, Technology, and Networking Opportunities.

JEWISH FAMILY SERVICE OF THE DESERT, a 30 year old non-sectarian non-profit organization with offices in Palm Springs and Palm Desert, California, selected the Zuckerman Agency to provide a Public Relations, Marketing and Special Events strategy for the organization. Jewish Family Service of the Desert provides a diverse array of critical counseling and social service needs to those in need within the Palm Springs community, regardless of Religion, Age, Income, Ethnicity, and Lifestyle.

PALM SPRINGS OPERA GUILD OF THE DESERT selected the Zuckerman Agency to handle Public Relations and Marketing for its Gala Fundraiser, honoring Philanthropist Gary Hall of Wells Fargo Private Bank. The Agency will be responsible for developing pre-event and post-event stories in print and broadcast media.

“My Agency experienced a strong 2012, due to the scope of our diverse experience in the Marketing, Public Relations, and Special Events arena,” stated Agency President and Owner, Madeline Zuckerman. “As we look to improving economic conditions across the country, my firm is positioned to realize stronger profits in 2013, as the overall industry continues to strengthen,” Zuckerman continued.

Madeline Zuckerman Marketing & Public Relations, Inc., has been in business in Southern California since 1978, and presently maintains offices in both Newport Beach and Rancho Mirage, California. Agency Principal, Madeline Zuckerman, can be reached in her Newport Beach office at 949/644-4777 or in her Palm Springs office at 760-328-2880. The Agency’s website is: www.zuckermanmarketing.net

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Time Honored Tradition Attracts 800 Teens

RSM Mormon teens, Alex Cole and Jenni Meredith, dance near Jenni Feist (Foothill Ranch) and Lauryn Carroll and Sarah Paul from Portola Hills at the regional New Year’s Eve dance held in Aliso Viejo.

by Karen Lake Upon entering the door at the “Sci-Fi Out of this World” New Year’s Eve dance it is obvious this is not the first time the church has put on such an event. Over 800 youth, ages 14-18, enter through the large back entrance of The Church of Jesus Christ of Latter-day Saints in Aliso Viejo. First each youth checks in with their local church leaders to receive a colored wristband. Then the youth sit through a 3-minute overview of church standards such as being respectful and no freak dancing or inappropriate contact.

Jamie Draper of Ladera Ranch talks to youth and asks for a show of hands for first timers or visitors. Later Mr. Draper explains, “I want to make sure that they

understand the rules but I also want newcomers and friends of all faiths to feel welcome. It is all about creating a fun positive experience for all of our youth.”

Then after the overview the youth file into a gigantic cultural hall decorated with a Sci-Fi theme. Liz Forrest, Santa Margarita stake young women’s president, explains, “The youth dictate both the theme and the refreshments and even help decorate the building the morning of the event.

The dance is planned by the teens that serve on the four local youth councils. ” The dessert bar includes vanilla wafers, candies, gold fish and even noise-makers for each of the 800 youth attending. Four projectors are positioned about 20 feet high playing four different Sci-Fi movies

Mormon RSM teens put their hands in the air outside of the Regional Mormon New Year’s Eve dance held in Aliso Viejo. Samantha Moore, Claire Kane, Kenzie Hughes and Micah Harps, Gavin Thornburg and Colin Clark are from RSM. Penelope Lake, Kendra and Paige Abeyta are from Portola Hills. Tori Feist, Darren Robertson and Danny Perez are from Foothill Ranch. Kendra Boden was visiting from Peoria, Arizona.

on the walls without sound. The DJ pulls out all the stops with current music, light shows and a smoke machine. During fast music youth dance in small circles with their friends and talk and dance simultaneously. During slow music the teens pair off and then join up with their friends again when the song is complete.

With only one minute left on the large basketball timer on the wall, youth crowd toward the center of floor to experience the hundreds upon hundreds of balloons

falling from the ceiling at exactly midnight.

Starting over 35 years ago, the LDS church felt a strong need to provide a safe, wholesome, alcohol and drug free environment for youth to celebrate the new year. Back in the day, church congregations in Orange County would schedule with South Coast Plaza and rent out the entire mall for the event. No matter the location, putting on an event like this is anything but new to LDS youth leaders.

Six scouts earn Eagle Scout in Rancho Santa Margarita

by Karen Lake Susan Hiltbrand had tears in her eyes as she pinned recognition pins on her two youngest sons, Grant and Rushton Hiltrand, when they were recognized as Eagle Scouts. The rank of Eagle is the ultimate honor one can receive as a boy scout and must be earned before the scout turns 18 years old. The court of honor was held in Rancho Santa Margarita at The Church of Jesus Christ of Latter-day Saints (LDS) building near Altisima Park. Six local scouts were honored including the Hiltbrand brothers, Jordan Procuniar, Riley Rubalcava, Tyler Schoessow, and Connor Traut.

The most well known part of earning the rank of Eagle is the Eagle project.

The service project is to be at least 100 man-hours and is designed and orchestrated by the scout himself.

Two scouts, Tyler Schoessow, Foothill Ranch resident, and Rushton Hiltbrand, Portola Hills resident, joined together to paint and install a picket fence at Boys Town to bring it up to county code. Grant Hiltbrand and Riley Rubalcava focused on helping schools.

Grant repainted the Unites States Map at Portola Hills Elementary and Riley worked hundreds of hours in special education classes at Cielo Vista Elementary. Portola Hills, Jordan ProcuPage 8

niar, collected canned food for South County Outreach and Ladera Ranch, Connor Traut, founded the Teen Leadership Council in Ladera Ranch.

The court of honor began with the scouts and congregation singing “My Country Tis of Thee”. Then the customary formation of the eagle’s nest, which basically means that all past Eagle Scouts in the audience are invited to come and sit on the stage during the ceremony. The eagle’s nest included college students, CPAs, lawyers and business owners. Even LDS Stake Presidency Counselor, James Carter, joked about the nest’s diversity of the dress ranging from sweats to jeans to boy scout uniforms to business suits. After the tribute by Ryan Webber, Portola Hills resident and Boy Scout leader, Steve Rubalcava, retired marine and father to Riley, gave a presentation talking about the importance of honor. Each of the young men recognized then shared what they had each learned in becoming an Eagle. Riley, son of Steve Rubalcava, said, “I learned that no matter how hopeless a task can be; I can do it!”

Connor Traut, a boy scout since second grade, made a similar comment when he said, “You can work through anything. All the skills you learn as a boy scout can be used in real life.”

The Coto de Caza News

LDS Stake Presidency First Counselor, James Carter, leads the new Eagles in the Scout Oath. “On my honor I will do my best to do my duty to God and my country….”

Connor Traut, Grant Hiltbrand, Jordan Procuniar, Tyler Schoessow, Rushton Hiltbrand and Riley Rubalcava stand for the “Eagle Moment” when they were officially presented as Eagle Scouts.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 4, 2013

Coto Moms Looking forward to 2013 The house was hustling and bustling with the excitement that Santa Claus will be coming. Coto Moms Club kids waited anxiously at Carmen Bull’s house as they listened for the sound of bells on Santa’s sleigh.

The anticipation seemed almost too much for some little ones as they waited in line to have their picture taken with Santa and to sit on his lap. It was their time to tell him what they wanted for Christmas and to look into Santa’s eyes and say whether they have been naughty or nice. Most of the kids did great as Santa listened attentively but a few gave him untrusting stares of a white beard man dressed in red. Then even some let out a wail as the Moms were trying to get the perfect photo op. Santa was quite playful that day as he asked the kids to make funny faces in one of the pics. Loud giggles were plentiful as each kid crossed their eyes, stuck out their tongues and did as Santa asked. After time with Santa, there were craft tables, snacks, swings and a big back yard to dance and sing with Mrs. Claus as Carmen’s house was illuminated like a winter wonderland throughout.

The day couldn’t have been more perfect and it was all captured on Santa with Isabella Garcia photos by two photographers who donated their time for our special event. We really want to thank Pam Musgrave Photography and Michael Modino Photography for spending their day with us and giving us free photos of our kiddies! This is all thanks to this years holiday party committee consisting of Becky Stephens, Carmen Bull, Paige Bullock, Monica Haydt, Sara Dennis, Johana Hardy Garcia, Heather Blackburn, Chris Decker and Heather Harding. Lastly, thank you Pattie Kelleher for bringing in a a group of teenage girls to be Santa’s elves and help with the clean up and a big thank you to madame President, Carmen Bull for opening up her home for the celebration. Stay tuned for upcoming events as 2013 promises to be fun filled as we have a new board that’s full of ideas!

CMC is a club providing a social, supportive and educational outlet for moms and their families within the Coto De Caza community.

CMC welcomes and supports mothers of all ages, and mothers that stay-at-home, or work (full-time and part-time). More information on membership and our calendar can be found at www.cotomoms.com Santa with Nicholas and Mathew Bull

The Coto de Caza News

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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Page 10

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The Coto de Caza News

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January 4, 2013

13 Lucky Tips for Better Health in 2013 Simple Ways to Eat Smart and Move More for Your Healthiest - and Maybe Even Luckiest - Year

By Kim Galeaz, RD CD Happy New Year! It’s the time of year when we all make resolutions to eat better, exercise more and get rid of the stress. If you failed to reach your goals last year or need a little help keeping up the momentum, the New Year presents another chance.

By following these 13 smart-eating and active lifestyle tips, you just might have your healthiest - and luckiest year ever!

1. Eat breakfast EVERY day.

Research shows that breakfast eaters are more alert and productive throughout the morning and that they are more likely to achieve or maintain a healthy weight.

2. Go for greens. Reach for green leafy vegetables like kale, collard, turnip and mustard greens more often. They are filled with bone-building vitamin K and numerous antioxidants, and according to folklore, may bring good luck because their leaves resemble money.

3. Fall in love with lentils and legumes. Learn to love dried beans like pinto, black, navy and garbanzo.

They’re all rich in fiber and other nutrients that help fight cancer and heart disease. In Italy, lentils resemble coinshaped money, so enjoy lentil soup for financial prosperity during 2013!

4. Choose whole grains vs. white refined. Whole grains can help reduce the risk of stroke, heart disease and diabetes and contribute to healthy weight maintanance.

Choose whole wheat pizza crust, whole wheat penne pasta, brown rice, quinoa, popcorn, bulgur or oatmeal.

5. Have your cake and eat it, too. Or cookies, candy and donuts, as well.

Sticking with your resolution doesn’t mean you have to give up all of your favorite sweet treats. Just have them in sensible, smaller portions. Try eating two bite-size cookies instead of a big one. Or cut your cake slice in half. Ultimately, sugar can have a place in a balanced diet so keep the things you love.

6. Go fishing. Eat more fish for those valuable omega-3 fats that promote a healthy heart and may help reduce incidence of depression.

Many countries start the New Year

with fish since it represents good fortune, abundance and long life.

7. Get hoppin’! First, make a batch of Hoppin’ John. It’s a Southern dish of nutrient-rich black-eyed peas, onion, rice and bacon or sausage thought to bring good luck. Second, start hopping up and down because even hopping counts as valuable calorie-burning activity!

8. Become a Lean Mean Protein Machine. Beef and pork can be part of a healthy diet. Just choose lean cuts with “loin” and “round” in the name like sirloin and tenderloin (there are 7 lean pork and at least 29 lean beef cuts) and enjoy moderate, 3-ounce portions.

9. Say yes to low- and no-calorie beverages. Research shows they’re not only safe to enjoy, but they can help you reach and maintain a healthy weight. So there’s no need to give up your Diet Coke, flavored water or diet tea this year. Plus, they provide essential fluids since ALL beverages hydrate!

10. Spice it up. From cinnamon, cloves, cumin and oregano, to rose-

mary, red pepper, paprika and turmeric, spices are a surprising source of powerful antioxidants. Do as the Danish do on New Year’s and eat stewed kale sprinkled with sugar and cinnamon for good luck and wealth.

11. Blend and balance. Substitute, switch and/or boost ingredients in recipes to maximize nutrients and keep the flavor. For example, make your famous mac and cheese with whole wheat elbows, low-fat milk, reduced fat cheddar cheese and add some peas, too.

12. Shop smart. You don’t always have to choose fresh fruits and vegetables to get nutrients. ALL forms count, including frozen, canned and dried. And, they may be more budgetfriendly.

13. Move more. Don’t get overwhelmed with “exercising.” Just think of realistic ways to add more daily activity. Park farther away. Take the steps. Dance to your favorite tunes.

Just get moving to burn calories and be a healthier you in 2013!

The Coto de Caza News

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Wounded Warrior Project Celebrates First Annual Carry Forward Awards The First Annual Wounded Warrior Project “Carry Forward Awards” were held with a sold out crowd that included an all-star lineup of celebrity talent who showed their support and honored the five award recipients. With a gourmet dinner and a LIVE exciting auction, the City National Grove in Anaheim was the place to be for this inaugural event.

Starting the evening off was a VIP Purple Carpet entrance and cocktail hour – all eyes were drawn to the lights and cameras flashing as celebrities, honorees and VIP’s entered. Co Hosts for the evening’s program were Samantha Harris and Dean Cain. Samantha is best known for her eight seasons co-hosting “Dancing with the Stars” and corresponding on the number one entertainment news format, “Entertainment Tonight.” She was last seen co-hosting NBC’s “STARS EARN STRIPES.” Also appearing on “STARS EARN STRIPES”, Dean Cain competed on behalf of Wounded Warrior Project. He is best known for his starring role as Superman/Clark Kent on Lois & Clark: The New Adventures of Superman and is getting ready to star in VH1’s series “BOUNCE”.

The Carry Forward Awards honored individuals who have gone above and beyond to further Wounded Warrior Project’s mission to honor and empower Wounded Warriors. The winners were selected based on a number of criteria including the magnitude of their efforts, how many people were impacted, leadership qualities displayed in accomplishing their goals, the number of areas in which their efforts assisted Wounded Warriors and a public vote.

Many were nominated and over 12,000 people voted, and the panel of judges decided on five inspirational individuals who truly are making a difference in the lives of our nation’s wounded. The winners include rock star Rick Allen from the band Def Leppard, a fallen Navy Seal, a young cadet who began fundraising at age 16, a caregiver dad and a Vietnam veteran. All their inspirational stories can be found here www.woundedwarriorproject.org/carry-forward-awards/winners.aspx - please take some time to read them; they will truly touch your heart.

There were a few amazing performances for the evening as well. Faircraft/ Universal Republic recording artist Chris Mann, one of the stars of the hit NBC television series, “The Voice,” sang the National Anthem and singer-songwriter John Ondrasik from the band Five For Fighting sang the Grammy-nominated song “Superman” and “Freedom Never Cries”.

The evening’s menu started with a white fish Tiradito topped with jalapeno and cilantro; second course was a pan seared marinated beef tenderloin with fresh tomatoes and onions served on an Aji Amarillo cauliflower puree infused herb drizzle. Decadent dessert served as the finale with Cassis Berry shortcake with a condensed white chocolate-vanilla sauce with fresh berries. Lorena Garcia, chef behind Taco Bell’s Cantina menu, star of Bravo’s Top Chef Masters, restaurateur and cookbook author created and supervise development of the evening’s menu.

Various items were auctioned off for the evening as well. One was a custom built Harley motorcycle that was originally commissioned by Sons of Anarchy Kurt Sutter to be donated to Wounded Warrior Project, built by Rusty Coons of Illusion Cycles in Westminster, CA. Auctioneer Trey Jarvis kept things alive when the bike was auctioned off for $20,000 but the first buyer was one of the Carry Forward Award recipients, Ken Collom who then put it back on the block. The second buyer was local philanthropist Glenn Stearns, whose son Trevor did the bidding for an additional $18,000. The Stearns also bought a California vacation package. Another item was a Yamaha drum kit signed by Carry Forward Award recipient Rick Allen from the rock band Def Leppard. It came with a private lesson by entertainer DJ RaviDrums; it went to Dan Nevins, director of WWP’s Warriors Speak program.

The mission of Wounded Warrior Project is to honor and empower Wounded Warriors. WWP’s purpose is to raise awareness and to enlist the public’s aid for the needs of injured service members, to help injured servicemen and women aid and Page 12

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Recording Artist Chris Mann (far right) pose on the Purple Carpet with Navy Seals Daniel Crenshaw with wife Billie Vollmer, Navy Seals Mike Vollmer and Fiancee Tara Blake

From left to right, Samantha Harris, Trevor Stearns, and Dean Cain (sitting on bike) pose with Mindy and Glen Sterns and Ken Collom, his wife and son Austin.

John Ondrasick of Five For Fighting performs his anthem “Superman”

Presenter John Roberts with Honoree Rick Allen and WWP Executive Director Steve Nardizzi

Glenn and Mindy Stearns with Rick Allen

assist each other, and to provide unique, direct programs and services to meet their needs. WWP is a national, nonpartisan organization headquartered in Jacksonville, Florida. To get involved and learn more, visit www.woundedwarriorproject.org PHOTOS by Karen Reuter

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DISCOVER GOD’S HEALING POWER

JOIN US Church Services - Sun at 10 AM Sunday School - Sun at 10 AM Healing Tesimony Meetings - Wed at 7:30 PM Child Care at all Services

Visit Our Christian Reading Room

Local Dentist Dr. Michael Tessier Suggests Faster and Easier Five Minute Way to Cure Canker Sores and Cold Sores About twenty percent of the population suffers from canker sores, while twenty to thirty percent suffers from cold sores.

Both kinds of these common mouth lesions are painful and annoying but there’s no need to wait a week or ten days for this irritating condition to subside.

Open Monday- Friday 10 AM - 2 PM Saturday 10 AM - Noon

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Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

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SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

Here in my dental office in Rancho Santa Margarita, I use a laser. It quickly delivers a small, concentrated amount of energy to a very specific, localized area, and, in the course of a five minute office visit, the lesion is significantly reduced in size, essentially scabbed over, and the patient is free of pain. Modern technology at its best!

Cold sores are fluid-filled blisters on the lips. Their outbreak is stimulated by trauma, colds, or most commonly, exposure to the sun. People who get them regularly report a tingling sensation in the area before any lesion actually appears. Anti-viral medications taken very soon after onset dramatically shorten the length of time of the outbreak and its severity. The amino acid, Lysine, is said to be useful in fighting cold sores. The culprit herpes simplex virus is easily transmittable.

Canker sores, also called mouth ulcers or apthous ulcers, are not contagious. They occur as shallow ulcers inside of the mouth. Because they are not caused by a virus, canker sores cannot be treated with anti-viral medications. Canker sores are a reaction to certain “triggers” that initiate their formation. Foods like chocolate, nuts, beer, in some cases orange juice, and wheat products may be the instigator. Of course, injury to the inside of the mouth caused by eating hard candy, crusty French bread, corn chips, or hurried tooth brushing can also be the perpetrators.

Warm salt water rinses are the old fashioned treatment of these lesions. Rinsing this way increases circulation and thereby removes toxins from the inflamed tissues.

Ibuprofen, an over-the-counter, non-steroidal, anti-inflammatory, is slow but effective.

But most people with busy lives find it faster, easier and more comfortable to come into my dental office and enjoy the immediate relief a laser treatment provides. The laser is fast, affordable and, as I mentioned above in the course of a five minute office visit, the lesion is significantly reduced in size, essentially scabbed over, and you continue your daily routine free of pain.

Please don’t hesitate to call my office if mouth lesions are a problem. Dr. Michael Tessier’s office is located at 28562 Oso at the intersection of Oso and Antonio Parkways (near the car wash) Most major credit cards and dental plans cheerfully accepted. Telephone (949) 459-7212

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January 4, 2013

Top 5 Strategies for Overall Body Wellness and Fitness Total Body Fitness is More Than the Workout

By Joe Zep There are a variety of aspects to contemplate for the highest levels of health, body wellness and fitness.

The physical activity is the most important characteristic but in addition you will need proper dieting, frame of mind along with the right nutritional supplements to keep on a constant exercise routine schedule and keep it there over time.

Everyone will have diverse goals and desires on an individual basis nevertheless having all elements in place will ensure ultimate health and a very good general plan for total body fitness.

Here are five tips to enable you to get your total body fitness on the right track in addition to a good plan going forward: P O S I T I V E M E N TA L I T Y First off you will need to get started with a positive attitude to be sure that you will see results. It could take a bit of time to achieve the results that you are after. Total body fitness requires maintaining a positive goal focused mindset to subsequently attain your main goals.

Keeping positive will keep you on the path so that if circumstances

come up that knocks you off your diet once or twice or you fail to make an exercise routine or two it won’t throw you off your progress and you are not going to be unsuccessful. Keeping optimistic and on target is an especially important part.

F I T N E S S D I E T For total body health and fitness the proper diet is crucial. It is so easy to consume processed foods simply because they are everywhere we go. Appropriate diet has to be a deliberate choice. When doing a workout your body have to have protein together with proper nutrients. Get the appropriate mixture of fats in your nutrition diet, all fats are not harmful and the beneficial ones are essential to a healthy body.

Eat mainly things that grow out of the earth, a healthy combination of vegetables and fruit is part of an ideal diet program on a daily basis.

Ensure that you keep an eye on sugars and simple carbohydrates additionally because it will increase your blood sugar which is bad.

REGULAR EXERCISE Everybody has got different aspirations, some would like to drop some pounds, build muscle tone, boost

stamina or opt for full on body building. It can help to decide well in advance to ensure that your goals are reasonable and attainable. You can always raise the bar down the road as you recognize good results.

It is very important to stick with your exercise schedule so that you have the time reserved and will follow it.

For individuals who prefer to go all out and build muscle mass they might prefer to train 2 times a day. For the majority it is going to be something such as three or four times each week. Whatever you decide and set your goal at, follow it and make the determination to actually follow through.

EXERCISE ROUTINE Life gets very busy with occupation, spouse and children as well as responsibilities. The best solution to remain on track is to use a workout schedule. Decide on the days and times before hand on a calendar or personal planner so that you will be committed to those particular times.

If things pop up shift your schedule so that you still fit it in. Most individuals enjoy doing there physical activity early in the morning, at lunch time or after hours. Whatever you schedule continue to keep the commitment and

make it a priority for total body fitness.

S U P P L E M E N T S Supplements are a good way to increase results from your workouts and can induce a healthy body.

Make sure you do proper research ahead of time to make sure that nutritional supplements are safe.

There are plenty of herbal and natural supplements and can include protein powders comprised of egg, soy, or whey. Whey protein is an excellent method to achieve high protein together with low-calorie choice.

Some other health supplements may also include creatine, casein, metabolism booster products, minerals and vitamins. There are actually way too many to list but you can certainly search bodybuilding supplements online and check out all the different supplements which are on the market.

No matter what your goals for total body fitness you can easily reach all of them by having a stepby-step plan, a schedule, keeping focused and setting goals to realize and make brand new ones so remember to take into consideration these 5 tips for total body fitness.

The Coto de Caza News

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Environmental Nature Center winter Programs The Environmental Nature Center (ENC) is offering fun-filled and educational programs in the New Year to encourage the community to get outside and enjoy the wonders of nature i n w i n t e r. T h e Center is located at 1601 E. 16th Street, Newport Beach, CA. Call 949-645-8489 or email lori@encenter.org to reserve space in any ENC program. Space is limited.

Mushroom Walk - Sunday, January 6, 1 - 3PM The recent rains have resulted in a plethora of mysterious mushrooms popping up throughout the Center. Join Gregg Miller, wildlife biologist, as he searches the Center to find the fruiting bodies of fungus. Find out about some local fungi! Rain or shine (hopefully rain). Cost is $6/ person, $5/member. Reservations required!

on an insect “scavenger hunt,” and make an insect craft! Reservations required! Fee: $6 ($5 for members).

Science Nerd Series: Slime Time Wednesday, 1-16-13, 2-4PM Get ready to get slimy! Join us at the Environmental Nature Center’s fantastic natural classroom with Naturalist Meghan Lockwood and get your hands into some goo. How can a diaper absorb all the liquid?

How does quicksand work? We’ll answer these questions and more by diving hands first into polymers and non-Newtonian fluids.

We’ll touch live, slimy creatures and then create different types of slime of our own to take home! For curious minds ages 7-12. Parents remain with children at all times.

Pre-payment is required. $10.

Little Naturalists: The Day the Trash Came Out to Play - Tuesday, 1-8-13, 10AM Reservations required! Little Naturalist programs are outdoor experiential education classes designed for 3 - 5 year olds and their adult guardians. Activities are designed to encourage exploration and discovery and to enrich a child’s emerging physical and cognitive skills. Join us for this parent and child playtime to learn about littler and recycling! We’ll read “The Day the Trash Came Out to Play,” hike through the Center to pick up “trash”, participate in a ENC Green Building Tour recycling relay race and make art Wednesday, 1-16-13, 6:30PM out of recycled objects! Fee: $6 ($5 Being “green” is becoming more for members). important to homeowners and businesses, but what exactly does that Little Naturalists: The Very Quiet mean and where do you begin?

Cricket - Monday, 1-14-13, 10AM Join us for a tour of the ENC’s Join us for this parent and child new “green” Learning Center -(3 - 5 y/o) playtime to learn about the first building to achieve LEED insects! We’ll read “The Very Quiet Platinum status in Orange County Cricket,” hike through the Center - to learn what being “green” is Page 16

The Coto de Caza News

all about and how to make your home and business more environmentally friendly, reduce your carbon footprint and incorporate renewable energy. Enjoy a “behind the scenes” tour of the ENC’s new green building - inside and out - to see the sustainable features and materials. Suggested donation: $5.

Space is limited.

How to Draw and Paint Nature Workshop Thursdays January 17, January 31 and February 7th, 6:00pm to 8:00pm Join Artist and Traveling Naturalist Sama Wareh for a 3-part ADULT art class on how to draw and paint native plants and animals. Learn drawing and painting skills while learning interesting facts about plants and animals. Each participant will complete one or two paintings, and if they choose, will learn artistic natural methods for framing their art piece. All materials are provided. Pre-payment is required.

3 classes $30 each class or pay in advance $75 for 3 classes.

Little Naturalists: Fish Wish Wednesday, 1-23-13, 10AM Join us for this parent and child (3 - 5 y/o) playtime to learn about

fish! We’ll read “Fish Wish,” observe swimming creatures the Center’s ponds, and make a fishy craft! Call 949-645-8489 or email lori@encenter.org to reserve a space for your child. Reservations required! Fee: $6 ($5 for members).

Journey’s Journey: A story of the first wolf in California in 88-years...

Wednesday, 1-24-13, 6-7PM Wolf Haven International, a nonprofit sanctuary for captive born wolves will present Journey’s Journey, an engaging, informative, in-depth look at OR-7 aka Journey, the first documented wild wolf in California in over 88-years! Wolf Haven’s slide show presentation will address Journey, lone wolves, wolf packs, the history of wolves in North America and specifically the history of wolves in California, the future of wolves in California, wolves and ranchers, and the importance of wolves as a keystone species in an ecosystem. Please join us for this very exciting opportunity! This presentation is appropriate for all ages. Call 949-6458489 or email lori@encenter.org to RSVP. Reservations required. No walk-ins. Cost: $5 (ENC members are free).

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January 4, 2013

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January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Courtside Restaurant

Courtside Restaurant is a beautiful location specializing in exquisite and memorable events. We offer casual elegance for any type of event.

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Sports performance Training camp

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When: January 2, 3 & 4 Where: Athletes Choice in Rancho Santa Margarita Time: 7-10 year olds 11-1pm 11-17 year olds 1-3pm Cost: $79 - members get 20% off How do I sign up?

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Tired of holiday Turkey?

Join us for a Thick Juicy sTeak

Trabuco oaks steakhouse

A Big Thank You from us at Trabuco Oaks Steakhouse to all of our 2012 Customers.

We are looking forward to seeing you again and all the new faces in 2013.

Hot Cherry Gizmo....................................................

What’s this you say? Well, it’s cherry filling in a flour tortilla and deep fried. Then, we top it with ice cream, hot cherry sauce and whipped cream. This masterpiece takes us about ten minutes to prepare, but it’s well worth the wait. Perfect for two.

Order 2 meals and bring in this ad Your reward will be a Hot Cherry Gizmo to share

The Holiday Season is Approaching Us, Reserve Office Parties, Birthdays, Family Reunions and Anniversaries Please contact: Reyes Gallardo for Details 949-929-4636 or reyesgallardo925@gmail.com

Monday and Tuesday Specials Prime Rib Night Wine by the Glass Specials

Wendesday and Thursday Specials Homemade Onion Rings...$1.00 off Any Beer...$1.00 off

2 1/2 Lbs of Hevenly Barbeque Beef Ribs 2 Lbs of Heavenly Barbeque Pork Ribs

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Or El Toro Road to Trabuco Canyon, turn right at Cook’s Corner.left down the hill past Rose Canyon to Trabuco Oaks Drive, turn right on Trabuco Oaks

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The Coto de Caza News

Page 19

January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Robinson Facial Plastic Surgery Holiday Special!

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Page 20

The Coto de Caza News

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Page 21

January 4, 2013

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Coto de Caza Legal Notices Title Order No . 1135443 Trustee Sale No. 2010-3444 Reference No. SA-MLA 4091-04 APN No. 932-14-535 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 12/21/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/10/2013 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on January 19, 2010 as Document No. 2010000026291 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: DILMA LUNA The purported new owner: DILMA LUNA WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 10 CORALINO, RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,863.18 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3444. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www. priorityposting.com. Date: 12/3/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1006577 12/21, 12/28, 01/04/2013

Title Order No . 1153998 Trustee Sale No. 2009-4472 Reference No. SA-MLA 6069-03 APN No. 935-45-351 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 1/2/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/10/2013 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on February 10, 2009 as Document No. 2009000058319 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: STEVEN E WORLD The purported new owner: STEVEN E WORLD WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 28 VIA CONTENTO , Rancho Santa Margarita, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,362.00 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2009-4472. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 12/3/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1006578 12/21, 12/28, 01/04/2013

T.S. No. 0125001086 Loan No. 16-1010109-265 APN: 610-402-19 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/1/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/11/2013 at 09:00 AM On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, Old Republic Title Company, as the duly appointed Trustee under Deed of Trust recorded 08/07/2008, as Instrument No. 2008000375806, of Official Records in the office of the Recorder of Orange County, California, executed by: Ahmad Houshangi and Hamideh Houshangi, as Trustor , as Trustor, Bank of America, N.A., a national banking association, as Lender/Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR (payable at the time of sale in lawful money of the United States by cashier’s check drawn on a state of national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California, describing the land therein: As more fully described on said Deed of Trust. The street address or other common designation, if any, of the real peoperty described above is purported to be: 26244 Enterprise Court #24, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown herein. Said sale will be made is an “AS IS” condition, but without covenant or warrant, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principle sum of the note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of trust, to wit: $570,863.33 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the openeing bid may

be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 0125001086. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. This property which is subject to this Notice of Sale does not fall within the purview of California Civil Code Section 2923.5. Date: 12/17/2012 Old Republic Title Company, as Trustee 1000 Burnett Avenue, Suite #400 Concord, California 94520 (866) 248-9598 by: Debbie Jackson, Assistant Vice president P1010317 12/21, 12/28, 01/04/2013

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The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices Trustee Sale No. : 20090159901028 Title Order No.: FHA/VA/ PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/30/2006 as Instrument No. 2006000804078 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: LIZANDRO ANTONIO JUSTO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/10/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23716 WHALE COVE, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 933-47-043 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $570,425.38. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20090159901028.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/05/2012 NPP0211061 COTO DE CAZA NEWS 12/21/2012, 12/28/2012, 01/04/2013

T.S. No. 11-6445-11 Loan No. 0599274537 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ROCIO GUILLEN, A MARRIED WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 09/23/2005 as Instrument No. 2005000755527 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 1/11/2013 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $478,736.68, estimated Street Address or other common designation of real property: 43 ENFILADE AVENUE FOOTHILL RANCH, CA 92610 A.P.N.: 601-241-69 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-6445-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 12/13/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 7209200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P1009346 12/21, 12/28, 01/04/2013

T.S. No. 12-0623-11 Loan No. 0600386965 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/2/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LARISSA ZAKHARIN, AS SINGLE WOMAN AND GALINA ZAKHARIN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 03/13/2007 as Instrument No. 2007000160146 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 1/11/2013 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $412,360.93, estimated Street Address or other common designation of real property: 141 MIRA MESA RANCHO Rancho Santa Margarita, CA 92688 A.P.N.: 930-27-306 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 12-0623-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 12/11/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 7209200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P1008590 12/21, 12/28, 01/04/2013

NOTICE OF TRUSTEE’S SALE TS No. 12-0077800 Title Order No. 12-0139092 APN No. 675-121-44 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/04/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CHRISTOPHER TODD JOHNSON, AND JUDITH RUTH PROFANT, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/04/2007 and recorded 06/11/2007, as Instrument No. 2007000371528, in Book , Page of Official Records in the office of the County Recorder of ORANGE County, State of California, will sell on 01/28/2013 at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 3752 CALLE CASINO, SAN CLEMENTE, CA 92673-2707. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $475,176.83. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of Section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0077800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

FEI # 1006.172355 12/21/2012, 12/28/2012, 01/04/2013

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Coto de Caza Legal Notices Title Order No . 7742-448028 Trustee Sale No. 2011-3710 Reference No. SA-MLA A915-03 APN No. 814-251-18 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 3/14/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/10/2013 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 4/4/2008 as Document No. 2008000156501 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: ROBERT T BELO The purported new owner: ROBERT T BELO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA..

All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 9 PASEO VESPERTINO, Rancho Santa Margarita, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $8,784.00 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2011-3710. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 12/3/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1006579 12/21, 12/28, 01/04/2013

TSG No.: 4698040 TS No.: CA1000214212 FHA/VA/PMI No.: APN: 833-564-15 Property Address: 4 MEJORANA RCHO STA MARG, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/10/2013 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/21/2006, as Instrument No. 2006000116636, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California.

Executed by: MARK P. BYRNE AND DAWN M. BYRNE, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833-564-15 The street address and other common designation, if any, of the real property described above is purported to be: 4 MEJORANA, RCHO STA MARG, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $459,631.92.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1000214212 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0211489 COTO DE CAZA NEWS 12/21/2012, 12/28/2012, 01/04/2013

January 4, 2013

Coto de Caza Legal Notices TSG No.: 4735037 TS No.: CA1000218971 FHA/VA/PMI No.: APN: 673-781-16 Property Address: 8 CARMEL WOODS LAGUNA NIGUEL, CA 92677 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/10/2013 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/11/2006, as Instrument No. 2006000241734, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: ALBERT D. MINOOFAR AND CATHERINE D. MINOOFAR, TRUSTEES OF THE MINOOFAR FAMILY TRUST DATED JULY 26, 1999, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 673-781-16 The street address and other common designation, if any, of the real property described above is purported to be: 8 CARMEL WOODS, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $3,368,493.02.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1000218971 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0211389 COTO DE CAZA NEWS 12/21/2012, 12/28/2012, 01/04/2013

Trustee Sale No. 19979CA Title Order No. 110280374-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-17-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01-25-2013 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-28-2006, Book , Page , Instrument 2006000131412, and as modified by the Modification of Deed of Trust recorded on 09-10-2010, Book , Page , Instrument 2010000448004 of official records in the Office of the Recorder of ORANGE County, California, executed by: DAVID J. DUNLAP AND BARBARA C. DUNLAP, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. 92866 Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges:$716,509.39 The street address and other common designation of the real property purported as: 22591 COSTA BELLA DRIVE , LAKE FOREST, CA 92630 APN Number: 614-082-33 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 19979CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 12-31-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1012434 1/4, 1/11, 01/18/2013

Trustee Sale No. 2011-2987 Notice Of Trustee’s Sale Under A Notice Of A Notice Of Delinquent Assessment And Claim Of Lien Title Order No .7742-407758 Reference No. SA-MLA 9310-01 APN No. 938-12-262 You Are In Default Under A Notice Of Delinquent Assessment Dated 11/16/2010. Unless You Take Action To Protect Your Property, It May Be Sold At A Public Sale. If You Need An Explanation Of The Nature Of The Proceedings Against You, You Should Contact A Lawyer. Notice is hereby given that on 1/17/2013 at 1:30 PM, S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 12/7/2010 as Document No. 2010000658371 Book Page of Official Records in the Office of the Recorder of Orange County, California , The original owner: David M Kull The purported new owner: David M Kull Will Sell At Public Auction To The Highest Bidder For Cash, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): north front entrance to municipal Courthouse 700 Civic Center Dr West, Santa Ana All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 65 Tierra Montanosa Rancho Santa Margarita CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,193.24 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, Rancho Santa Margarita Landscape And Recreation Corporation AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell

to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Notice To Potential Bidders: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice To Property Owner: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call For Sales Information, Please Call (623) 434-5560 or visit this Internet Web site , using the file number assigned to this case 2011-2987. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Property Is Being Sold Subject To The Ninety Day Right Of Redemption Contained In Civil Code Section 1367.4(c) (4). Please Note That We Are A Debt Collector And Are Attempting To Collect A Debt And Any Information We Obtain Will Be Used For That Purpose. For Sales Information, Please Call (623) 434-5560 Date: 12/10/2012 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 /s/ Annissa Young, Trustee Sale Officer We Are Attempting To Collect A Debt, And Any Information We Obtain Will Be Used For That Purpose. Coto de Caza News 12/21, 12/28, 1/4, 2013

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January 4, 2013

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Coto de Caza Legal Notices

TSG No.: 6496777 TS No.: CA1000196430 FHA/VA/PMI No.: APN: 606-171-05 Property Address: 28911 GLEN RANCH WAY PORTOLLA HILLS, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/21/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/17/2013 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/29/2003, as Instrument No. 2003001053976, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California.

Executed by: JOHN MANION AND NANCY LEE MANION, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 606-171-05 The street address and other common designation, if any, of the real property described above is purported to be: 28911 GLEN RANCH WAY, PORTOLLA HILLS, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $533,548.60. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1000196430 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0211657 COTO DE CAZA NEWS 12/28/2012, 01/04/2013, 01/11/2013

TSG No.: 6911368 TS No.: CA1200245914 FHA/VA/PMI No.: APN: 939-04-238 Property Address: 25761 LE PARC #12 LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/18/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/17/2013 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/29/2003, as Instrument No. 2003000904671, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: MICHELLE RENEE SAWICKI, A SINGLE WOMAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939-04-238 The street address and other common designation, if any, of the real property described above is purported to be: 25761 LE PARC #12, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $217,527.70. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245914 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0211638 COTO DE CAZA NEWS 12/28/2012, 01/04/2013, 01/11/2013

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00618581PR-OP-LJL Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSE LUIS CRUZ has/have filed a petition with this court for a decree changing name(s) as follows: JOSE LUIS CRUZ to JOSEPH NICHOLAS CRUZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on FEBRUARY 22, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 14, 2012 Mary Fingal Schulte – Judge of the Superior Court

Coto de Caza News– 12/28/2012, 01/04/2013, 01/11/2013, 1/18/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00617570-PR-OP-LJL Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; KOLBE KRISTOPHER MEIER, a minor. CRAIG KOLBE MEIER and KIMBERLY MEIER, on behalf of KOLBE KRISTOPHER MEIER, a minor, has/have filed a petition with this court on behalf for a decree changing name(s) as follows: KOLBE KRISTOPHER MEIER, a minor to KRISTOPHER KOLBE MEIER, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on FEBRUARY 1, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 11, 2012 Mary Fingal Schulte – Judge of the Superior Court

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Coto de Caza Legal Notices

Title Order No . 7742-452964 Trustee Sale No. 2010-3140 Reference No. SA-MLA 3166-05 APN No. 833-481-71 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 6/18/2009.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/15/2013 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 7/8/2009 as Document No. 2009000361765 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: OLIVIA E VILLEDA The purported new owner: OLIVIA E VILLEDA WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien.

The street address and other common designation, if any, of the real property described above is purported to be: 20 LOS ABITOS Rancho Santa Margarita, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,145.26 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3140. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 12/5/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1008959 12/21, 12/28, 01/04/2013 Coto de Caza News– 12/21/2012, 12/28/2012, 01/04/2013, 01/11/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-60 0181-PR-OP-LJL Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of REBECCA ZAHABIAN has/have filed a petition with this court for a decree changing name(s) as follows: REBECCA ZAHABIAN to REBECCA ZAHABIAN SALEHANI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on JANUARY 18, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMEBER 27, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 12/21/2012, 12/28/2012, 01/04/2013, 01/11/2013

APN: 930-56-430 TS No: CA08000753-12-1 TO No: 1250938 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/2/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/11/2013 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 8/14/2002 as Instrument No. 20020680013 of official records in the Office of the Recorder of Orange County, California, executed by WOOK HEE KIM, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION,F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 41 RUE MONET, LAKE FOREST, CA 92610 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $208,024.74 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08000753-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 12/14/2012 TRUSTEE CORPS TS No. CA08000753-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1009666 12/21, 12/28, 01/04/2013

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices

APN# 617-453-05 Address 23442 BLUE BIRD DRIVE LAKE FOREST, CA 92630 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. 05-PF-122022 On 1/25/2013, at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, in the City of ORANGE, County of ORANGE, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by JEFFREY J BOGGESS, A SINGLE MAN, as Trustors, recorded on 11/10/2006, as Instrument No. 2006000762009, of Official Records in the office of the Recorder of ORANGE County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 617-45305 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 23442 BLUE BIRD DRIVE , LAKE FOREST, CA 92630. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $135,089.96.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-542-2550 for information regarding the trustee’s sale or visit this Internet Web site www.rtrustee.com. using the file number assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one or more of the following methods: by telephone, by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. Dated: 12/28/2012 REGIONAL SERVICE CORPORATION, Trustee By MELANIE BEAMAN, AUTHORIZED AGENT Agent for Trustee: PRIORITY POSTING & PUBLISHING 17501 IRVINE BLVD, SUITE #1 TUSTIN, CA92780 Telephone Number: (800) 542-2550 Sale Information: (714) 573-1965 or http://www.rtrustee.com P1012339 1/4, 1/11, 01/18/2013

Trustee Sale No. : 20120168300611 Title Order No.: 012-600440 FHA/ VA/PMI No.: 048-4702050-734 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/14/2008.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/22/2008 as Instrument No. 2008000349665 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: LARRY A. PARSON AND ALMA D. PARSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/10/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26115 HILLSFORD PLACE, LAKE FOREST, CALIFORNIA 92630 APN#: 938-05-075 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $338,093.30. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120168300611.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/10/2012 NPP0210941 COTO DE CAZA NEWS 12/21/2012, 12/28/2012, 01/04/2013

NOTICE OF TRUSTEE’S SALE TS No. 12-0077977 Title Order No. 12-0140088 APN No. 741-232-15 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by NICK MACALELLO AND SUE MACALELLO, HUSBAND AND WIFE AS JOINT TENANTS, dated 12/07/2006 and recorded 12/21/2006, as Instrument No. 2006000856647, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/28/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 18 BRITTLESTAR ROAD, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,023,798.26. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0077977. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.172173 12/21, 12/28, 1/04/2013

T.S. No. 12-2728-11 Loan No. 1596733207 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DANILO ENDOSO JR, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 01/27/2006 as Instrument No. 2006000061190 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 1/25/2013 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $511,068.03, estimated Street Address or other common designation of real property: 19065 WILDWOOD CIR , (TRABUCO CANYON AREA) Lake Forest, CA 92679 A.P.N.: 606-141-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 12-2728-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 12/28/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting. com Frank Escalera, Team Lead P1011202 12/28, 1/4, 01/11/2013

January 4, 2013

Coto de Caza Legal Notices

Trustee Sale No. 23807CA Title Order No. 120228563 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/18/2013 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/18/2006, Book , Page , Instrument 2006000846507 of official records in the Office of the Recorder of Orange County, California, executed by: ALEJANDRO SAGUILAN, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $512,323.16 The street address and other common designation of the real property purported as: 26681 PASEO TECATE , SAN JUAN CAPISTRANO, CA 92675 APN Number: 649-133-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 23807CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 12/22/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1011639 12/28, 1/4, 01/11/2013

Trustee Sale No. 22217CA Title Order No. 120089814-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/18/2013 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 12/27/2006, Book , Page , Instrument 2006000867886 of official records in the Office of the Recorder of Orange County, California, executed by: CHARLES L. SHEPHERD AND YOKO SHEPHERD, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SBMC MORTGAGE, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $568,725.74 The street address and other common designation of the real property purported as: 30 TAOS , RANCHO SANTA MARGARITA, CA 92688 APN Number: 814-231-22 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22217CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 12/26/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1011640 12/28, 1/4, 01/11/2013

APN: 939-25-222 TS No: CA05002963-10-1 TO No: 955368 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 19, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 28, 2013 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on November 27, 2007 as Instrument No. 2007000701652 of official records in the Office of the Recorder of Orange County, California, executed by ROMEO MERCADO AND EMILIA MERCADO, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of HSBC MORTGAGE CORPORATION (USA) as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25851 VIA LOMAS # 222, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $316,444.62 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event

tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05002963-10-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: December 21, 2012 TRUSTEE CORPS TS No. CA05002963-10-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godbey, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.

Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1011625 12/28, 1/4, 01/11/2013

The Coto de Caza News

Page 25

January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Daily Dental Care Tips While regular visits to the dentist’s office for routine cleanings are important for dental health, taking care of your teeth and gums each day is paramount to keeping your mouth healthy. Here are some brushing-and-beyond tips to help prevent oral health problems down the road.

Preventative care is imperative. Basic hygiene practices can help maintain the health of your mouth. Remember to: Regularly brush with toothpaste, floss and visit your dentist. Brush at least twice a day.

Purchase a brush with soft bristles and make sure to use light pressure while brushing so you don’t wear away tooth enamel. A great option is a battery-powered toothbrush like the ARM & HAMMER® Spinbrush® ProClean®.

Pay attention to your toothbrush. Does it need to be replaced? A good rule is to purchase a new toothbrush every three to four months.

Speak with your dentist about best brushing and flossing practices, as well as the recommended number of visits to the dentist’s office each year.

The number of necessary visits may vary depending on specific patient needs.

Preventing enamel loss. Consuming too many acidic foods or soft drinks, and a long list of other factors, can weaken enamel. Enamel loss can lead to cavities, tooth sensitivity, discoloration and other oral health problems. To help maintain your tooth enamel, try to avoid drinks such as soda and fruit juices, and foods such as those high in citric acid or sugar content whenever possible.

You can also look to products such as ARM & Tooth pain HAMMER® Complete Care™ Enamel StrengthTooth decay or cavities ening Toothpaste, which is specially formulated Receding gum lines with Fluoride and Liquid Calcium® to help rebuild Bleeding of the gums enamel. In addition, the baking soda within the Increased tooth sensitivity toothpaste will help neutralize acids left behind by Discoloration of teeth food and liquid.

Lumps on the lip or in the mouth or throat When to call the dentist. Between dental visits, To learn more about how to protect your teeth, patients may experience symptoms of oral health visit www.myoralcare.com. Photo courtesy of Getty problems. Make sure you call a doctor if you notice: Images

A Better Breakfast for Busy Families Eating breakfast is a good idea, but for busy families, it can be hard to find a quick and easy option the whole family enjoys.

Here are a few ideas to help get a nutritious and delicious breakfast on the table, even when you’re short on time.

Set the table the night before. Put dishes, silverware and glasses in place, then add nonperishables in the morning. If you’ll want coffee, program your coffeemaker and have cups and add-ins in place. Having everything ready gives you more time to enjoy breakfast as a family.

Make things simple by getting one cereal the whole family will enjoy, such as Post Honey Bunches of Oats. Kids of all ages will love the honey-sweetened taste, and parents will feel good knowing it’s a wholesome cereal that provides essential vitamins and minerals with at least 8g whole grain per serving*. With a delicious choice sure to please everyone, have the cereal within easy reach so kids can serve themselves. To help with portion control, divvy up servings into baggies so it’s easy for everyone to get the right amount.

Let everyone customize their breakfast. It doesn’t take much time to make a parfait – everyone can layer their favorite yogurt with different fruits and crunchy cereal. Make individual smoothies, or set out various cereal toppings like yogurt, nuts, berries or fruits.

Keep a stash of wholesome on-the-go breakfasts in case you’re running late. Whole fruit, yogurt cups, and these Cranberry Orange Muffins make it easy to grab and go, without missing the most important meal of the day.

Page 26

For more ways to make your morning and breakfast bunches better, visit www.facebook. com/honeybunchesofoats.

Cranberry Orange Muffins Prep Time: 20 minutes Total Time: 42 minutes Makes: 16 servings 1 3/4 cups flour 1 cup, plus 1 tablespoon sugar 4 teaspoons baking powder 2 cups Honey Bunches of Oats cereal 3/4 cup fat-free milk 1 egg 1 teaspoon grated orange peel 1/3 cup orange juice 2 tablespoons plus 1 teaspoon oil 1 cup fresh or frozen cranberries, coarsely chopped

Add to flour mixture; stir just until moistened.

(Batter will be lumpy.) Gently stir in cranberries.

Crush remaining 1 cup cereal; mix with remaining 1 tablespoon sugar and 1 tsp. oil.

Spoon batter evenly into 16 paper-lined medium muffin cups. Top with cereal mixture.

Bake 22 minutes or until muffins are golden brown and wooden toothpick inserted in center comes out clean. Cool in pan 5 minutes; remove to wire rack. Serve warm or cooled.

Preheat oven to 375°F. Nutritional information and more delicious reciCombine flour, 1 cup sugar and baking powder pes are available at www.postfoods.com/recipes. in large bowl. *Nutritionists recommend eating 3 or more servMix 1 cup cereal and milk in medium bowl; let ings of whole grain foods per day (about 16g whole stand 3 minutes. Add egg, orange peel, orange grain per serving or at least 48g per day). juice and 2 tablespoons oil; mix well.

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Coto de Caza Legal Notices

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Coto de Caza Legal Notices

T.S. No. 20120112 Loan No.: 1545461186-111/RODRIGUEZ NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/28/2006 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by VICTOR RODRIGUEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY recorded 06/30/2006 in Book N/A Page N/A Inst. # 2006000442984 , of Official Records in the office of the County Recorder of Orange County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 05/17/2012 in Book N/A Page N/A Inst. # 2012000283860 of said Officials Records, will sell on 1/10/2013 at 09:00 AM : On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 28192 LAS BRISAS DEL MAR SAN JUAN CAPISTRANO, CA 92675 APN# 675-401-19 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $242,185.93. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20120112. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: JULIE D. RANDALL, VICE PRESIDENT P1004271 12/21, 12/28, 01/04/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-526638-LL Order No.: 120302660-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAVID RICHEY AND MARIA ROSARIO RICHEY, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 11/7/2006 as Instrument No. 2006000752073 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/14/2013 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $294,068.36 The purported property address is: 7 WHITE SANDS, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 938-38 7 - 58 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-526638-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-526638-LL IDSPub #0042140 12/21/2012 12/28/2012 1/4/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-529221-AB Order No.: 1173859 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAWN NARKEN, A SINGLE WOMAN Recorded: 12/30/2005 as Instrument No. 2005001042140 and re-recorded on 1/5/2006 as Instrument Number 2006000008479, in Book, Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $350,666.63 The purported property address is: 40 VIA MADERA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 933-74-421 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-529221-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-529221-AB IDSPub #0043101 1/4/2013 1/11/2013 1/18/2013

NOTICE OF TRUSTEE’S SALE TS No. 10-0078819 Title Order No. 10-8-328724 APN No. 789-021-42 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by WILLIAM ALAN GORDON AND TEREE MAI GORDON, HUSBAND AND WIFE AS JOINT TENANTS., dated 04/20/2006 and recorded 4/28/2006, as Instrument No. 2006000288401, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 02/11/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 14 VIA TERRACALETA, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,809,727.13. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0078819. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.113524 1/04, 1/11, 1/18/2013

Trustee Sale No. : 20120159902873 Title Order No.: 1268412 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/30/2005 as Instrument No. 2005000778520 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JONA LOBATON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/24/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24892 SUMMERWIND, DANA POINT, CALIFORNIA 92629 APN#: 673-021-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $778,311.67. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand

that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159902873.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/27/2012 NPP0211722 COTO DE CAZA NEWS 01/04/2013, 01/11/2013, 01/18/2013

NOTICE OF TRUSTEE’S SALE File No. 7777.15046 Title Order No. 110006294-CA-BFI MIN No. 100136300115013368 APN 931-92-383 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/04/06.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): EVELYN DANYLLE BRAGG, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 04/12/06, as Instrument No. 2006000242585 and modified by agreement recorded on 5/1/09 as instrument#2009000216823,of Official Records of ORANGE County, California. Date of Sale: 01/24/13 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 161 SKLAR STREET 55, LADERA RANCH, CA 92694 Assessors Parcel No. 931-92-383 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $782,423.53. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks

involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7777.15046. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 20, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Melissa Myers, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.

USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7777.15046: 01/04/2013,01/11/2013,01/18/2013

Page 28

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-427131-CL Order No.: 110099372-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MEHRAN IRAVANTCHI AND FARA NAZERI, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 6/14/2007 as Instrument No. 2007000382703 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/11/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $801,278.40 The purported property address is: 25442 OSAGE WAY, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-271-29 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-427131-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-427131-CL IDSPub #0043362 12/21/2012 12/28/2012 1/4/2013

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00620852PR-OP-LJL Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCHESKA LAUYAN TEJERO has/have filed a petition with this court for a decree changing name(s) as follows: FRANCHESKA LAUYAN TEJERO to JAI LAUYAN TEJERO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on FEBRUARY 15, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 28, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 01/04/2013, 01/11/2013, 1/18/2013, 1/25/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-526422-JP Order No.: 120300634-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/19/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHAU VU, AN UNMARRIED WOMAN Recorded: 4/1/2008 as Instrument No. 2008000149174 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/28/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $413,044.12 The purported property address is: 22222 CRANE STREET, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-501-56 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-526422-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-526422-JP IDSPub #0042874 1/4/2013 1/11/2013 1/18/2013

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00620544-PR-OP-LJL Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; MICHAEL ANTONIO MONTOYA, a minor. JENNIFER RITCHIE, on behalf of MICHAEL ANTONIO MONTOYA, a minor, has/have filed a petition with this court on behalf for a decree changing name(s) as follows: MICHAEL ANTONIO MONTOYA, a minor, to MICHAEL ANTHONY RITCHIE, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on FEBRUARY 15, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 26, 2012 Randall J. Sherman– Judge of the Superior Court Coto de Caza News– 01/04/2013, 01/11/2013, 01/18/2013, 01/25/2013

January 4, 2013

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-10-372361-CL Order No.: 100408949-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/9/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL E. BURKE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Recorded: 11/29/2004 as Instrument No. 2004001054644 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/28/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $245,530.96 The purported property address is: 4 ESTERO POINTE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 937-89-783 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-372361-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-372361-CL IDSPub #0043627 12/28/2012 1/4/2013 1/11/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-527904-JP Order No.: 120310323-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/25/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SAM YOUNG HOON SHIN, AND YEHEE HAN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/30/2009 as Instrument No. 2009000344407 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/28/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $396,876.21 The purported property address is: 60 VELLISIMO DR, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 938-14-090 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-527904-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-527904-JP IDSPub #0043062 1/4/2013 1/11/2013 1/18/2013

APN: 938-12-418 TS No: CA05001634-12-1 TO No: 1263134 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 19, 2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 28, 2013 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on July 5, 2011 as Instrument No. 2011000326246 of official records in the Office of the Recorder of Orange County, California, executed by CARIE S. NIECE AND ERIC NIECE, WIFE AND HUSBAND, AS JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP., as Trustor(s), in favor of EVERHOME MORTGAGE COMPANY. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 137 TIERRA MONTANOS, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $416,227.21 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event

tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05001634-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: December 22, 2012 TRUSTEE CORPS TS No. CA05001634-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.

Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1011718 12/28, 1/4, 01/11/2013

The Coto de Caza News

Page 29

January 4, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-525580-JP Order No.: 120291366-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ALMA FIGUEROA, AN UNMARRIED WOMAN AS TO AN UNDIVIDED 50% INTEREST AND EDWARD B. DAVIS, A SINGLE MAN, AS TO AN UNDIVIDED 50% INTEREST AS TENANTS IN COMMON.. Recorded: 6/30/2005 as Instrument No. 2005000508753 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/14/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $361,339.06 The purported property address is: 28431 KLONDIKE DR, LAKE FOREST, CA 92679 Assessor’s Parcel No. 932-47-243 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-525580-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-525580-JP IDSPub #0042272 12/21/2012 12/28/2012 1/4/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-522068-AB Order No.: 6944382 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/24/2001. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FERJIE A. PAJARITO AND LORNA MARIE N. PAJARITO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/30/2001 as Instrument No. 20010346696 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $220,412.67 The purported property address is: 23321 CAMINITO ANDRETA #135, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-24-135 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE

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NOTICE OF TRUSTEE’S SALE TS No. CA-11-461644-RM Order No.: 110377804-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/8/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARTIN IBAREZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 11/17/2006 as Instrument No. 2006000781331 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/11/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $341,307.89 The purported property address is: 6 WILDWOOD #199, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-25-481 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-461644-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-461644-RM IDSPub #0043160 12/21/2012 12/28/2012 1/4/2013

TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-522068-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-522068-AB IDSPub #0042865 1/4/2013 1/11/2013 1/18/2013

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0070733 Title Order No. 12-0125028 APN No. 625-273-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by ALI NAMAZI, A SINGLE MAN, dated 03/13/2007 and recorded 3/20/2007, as Instrument No. 2007000175660, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/28/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 17 SPARROW HILL LANE, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $498,054.81.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0070733. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.172968 12/28, 1/04, 1/11/2013

T.S. No.: 1205538CA Loan No.: 406013 A.P.N.: 804-511-21 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/1/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state of national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges, and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: THOMAS H. O’LEARY AND SYLVIA O’LEARY, HUSBAND AND WIFE AS JOINT TENANTS, Duly Appointed Trustee: Seaside Trustee Inc., Recorded 5/3/2007, as Instrument No. 2007000289551, in book XXX, page, XXX of Official Records in the office of the Recorder of ORANGE County, California. Date of Sale: 1/28/2013 Time: 9:00 AM Place of Sale: DOUBLETREE

BY HILTON HOTEL, 100 THE CITY DR., GRAND BALLROOM, ORANGE, CA 92868, Amount of unpaid balance and other charges: $1,055,693.84. Street Address or other common designation of real property: 15 GLEN EAGLES, COTO DE CAZA, CALIFORNIA, 92679. A.P.N.: 804-511-21. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800)340-0433, or visit this Internet Web site www.auction.com using the file number assigned to this case 1205538CA . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 12/20/2012. Trustee Sales Information: 800-340-0433, www.auction.com Seaside Trustee Inc., P.O. Box 2676, Ventura, CA 93014. By: Carlos M. Olmos, Office Clerk. (12/28/12, 01/04/13, 01/11/13, SDI-2932) COTO DE CAZA NEWS

APN: 938-12-418 TS No: CA05001634-12-1 TO No: 1263134 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 19, 2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 28, 2013 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on July 5, 2011 as Instrument No. 2011000326246 of official records in the Office of the Recorder of Orange County, California, executed by CARIE S. NIECE AND ERIC NIECE, WIFE AND HUSBAND, AS JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP., as Trustor(s), in favor of EVERHOME MORTGAGE COMPANY. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 137 TIERRA MONTANOSA, RANCHO SANTA MARGARITA, CA 92688 AKA 137 TIERRA MONTANOS, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $416,227.21 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as

may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05001634-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: December 27, 2012 TRUSTEE CORPS TS No. CA05001634-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.

Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1011718 12/28, 1/4, 01/11/2013

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NOTICE OF TRUSTEE’S SALE TS No. CA-12-493120-RM Order No.: 120011467-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/26/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN RAY JACOBS AND JYNETTE KRISTIN JACOBS, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 4/29/2004 as Instrument No. 2004000371540 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/14/2013 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $358,612.22 The purported property address is: 16 BREAKERS LANE, ALISO VIEJO, CA 92656 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No. 937-98-732 Legal description Parcel 1: Unit 18, in the aliso viejo, county of orange, state of california, as shown and described in the condominium plan (“plan”) for phase 8 of coronado, which plan was recorded deptember 30, 1994 as instrument No. 19940590372 of official records of orange county, california. Parcel 2: An undivided (1/30th) fee simple interest as a tenant in common in and to all of the “common area” described in the plan and defined in the declaration referred to below. Parcel 3: Non-exclusive easements for access, ingress, egress, use, enjoyment, drainage, encroachment, repairs, maintenance, and for other purposes, all as may be shown in the plan, as area described in the declaration of covenants, conditions and restrictions and reservation of easements for coronado recorded october 4, 1994 as instrument No. 94-059503 of official records of orange county, california (the “declaration”) the declaration of covenants, conditions and restrictions for aliso viejo community association recorded april 6, 1982 as instrument No. 82-118353 of said official records (the community declaration) and in the notice of annexation and supplemental declaration for delegate district No. 77 of aliso viejo community association (notice of annexation) recorded october 3, 1994 as instrument No. 9400592952 of said official records.

Parcel 4: Exclusive use area easements appurtenant to parcels 1 and 2 described above, for use of patio purposes, over the portion of the association property as shown in the plan, as shown and assigned in the declaration. Parcel 5: Exclusive use area easements appurtenant to parcels 1 and 2 described above for use and for parking and balcony purposes, over the portions of the association property as shown in

the plan, as shown, assigned and described in the plan. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-493120-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493120-RM IDSPub #0042330 12/21/2012 12/28/2012 1/4/2013

January 4, 2013

Coto de Caza Legal Notices

Trustee Sale No. : 20110033500456 Title Order No.: 110194876 FHA/VA/PMI No.: 32969224 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/14/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/27/2005 as Instrument No. 2005000318955 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: ROBERT HIGGINS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/17/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 16 GAVILAN #173, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 931-95-565 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $336,843.69. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033500456.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/18/2012 NPP0211650 COTO DE CAZA NEWS 12/28/2012, 01/04/2013, 01/11/2013

Trustee Sale No. : 20120159903209 Title Order No.: 1290701 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 11/01/2005 as Instrument No. 2005000877538 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MIREYA SUAREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/17/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23012 VIA CRUZ, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 658-086-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $493,054.46. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159903209.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/20/2012 NPP0211433 COTO DE CAZA NEWS 12/28/2012, 01/04/2013, 01/11/2013

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925 Baja Laguna Beach, CA

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2 Vintage Way Coto de Caza, CA

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