CDC 10-26-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

October 26, 2012

Coto and Rancho Ready

For Halloween Model Heidi Klum

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Orange County HAlloween happenings October 26 - 27, Knotts Scary Farm Hal- prizes and share in special Roger’s Gardens “treats”. Bring your camera! 2012 loween Haunt

thru- October 31, 2012 (Thurs-Sun nights & Oct 30 & 31) Knott’s professional “scare-masters” transform the old Berry Farm into Knott’s Scary Farm for another year of the world’s first, biggest and most famous theme park Halloween event! Every year all 160-acres of Knott’s Berry Farm are transformed into your worst nightmare with 13 themed mazes, 9 live shows, and 4 scare zones featuring hundreds of free-roaming monsters.

This year, unspeakable evil has taken over the park. Fully ripened, fully infected zombies. Evil clowns.

And the Green Witch is back with a vengeance.

Knott’s Berry Farm 8039 Beach Boulevard Buena Park CA, 90620

Roger’s Gardens 2301 San Joaquin Hills Rd Corona del Mar, California 92625

Pumpkins & Pancakes south coast plaza

A Children’s Halloween Extravaganza October 28, 2012 8 am - 11 am Enjoy Plum’s Café Gourmet Pancake breakfast, live entertainment, prizes and arts & crafts and More!

Benefiting CASA Orange County, CHOC Children’s Foundation and Orangewood Children’s Foundation.

Located in Crate and Barrel / Macy’s Home Store Wing South Coast Plaza INFORMATION: 714-435-2171

Anaheim Fall Festival & Halloween Fair and Haunted House - aliso viejo Halloween Parade

October 27, 2012 The Halloween Parade has been an Anaheim tradition since 1924, when baseball legend Babe Ruth was honored as the Grand Marshal of the celebration.

The Fall Festival features game and food booths, live entertainment, craft fair, haunted house, pumpkin patch, a children’s costume contest and trick-or-treating. Food and craft booths are available for a nominal fee. Parade starts at 6 pm.

Most events are held in Downtown Anaheim, at the Center Street Promenade INFORMATION: (714) 999-3456

Pumpkin Decorating Contest & Children’s Costume Show - corona del mar

October 27, 2012 6:00 pm - 10:00 pm Soka University will have booths for children, haunted house for young teens (recommended for age 10 and over), games, activities and performances for all to enjoy!

The Haunted House will be held on the first floor crypt of the SUA Recreation Center and the entrancing fee will be $5 at the doomsday door. All proceeds benefit SUA student clubs. Ghost Tours - san juan Soka University, Recreation Center capistrano Saturday October 27, 2012 1 University Drive, Aliso Viejo 6:30 7:00 7:30 INFORMATION: Get in the spirit of Halloween by 949.480.4000 joining the Historical Society Walking Tour Guides on a spooky walking tour of Los Rios Street, the oldest resiBoot Hill - irvine dential neighborhood in California.

October 26-31, 2012 An elaborate yard display in Irvine, Be prepared for creepy tales of big BOOT HILL rises from the fog for it’s black dogs, strange monks who have 13th year to inhabit the residence lost their heads, ghostly tales about at 16 Goldenrod. The unearthly a lady in white and other goings on.

Cost: $5.00 adults $3.00 children. spirits from the old west town of Reservations are required - it’s best to Bridgewood will materialize for NINE nights, transforming the residence make them as soon as possible since at 16 Goldenrod into the old church these tours fill up. Meet and pay at the and cemetary that once occupied the O’Neill Museum.

O’Neill Museum land. Come if you dare...but beware 31831 Los Rios Street the ghost of Jedediah Smith, he has INFORMATION: been known to roam through the Reservations are required and can decaying grounds of Boot Hill. be made by calling Free to all, donations are accepted 949-493-8444 with proceeds going to CHOC, Chil-

Tuesday, October 30, 2012 4 - 5:30 pm Share your Halloween spirit and your pumpkin skills at our annual Pumpkin Decorating Contest and Children’s Costume Show. Dress your children up in their favorite costumes and bring in your Halloween decorated pumpkin for a chance to win a Roger’s Gardens Gift Certificate and other prizes.

Pumpkins compete in three categories: Carved, Decorated or Painted, and Children (12 & under). Pumpkins dren’s Hospital of Orange County.

16 Goldenrod can be elaborate, simple, lighted, meIrvine, CA chanical, carved, painted, scary or fun INFORMATION: – anything goes – and are judged by 818-633-0300 a panel of designers and staff. Entries must be ready for judging no later than 4PM. Children dressed in their LAGUNA NIGUEL - Haunted best Halloween costumes will win Trails Page 2

6:30 pm Small groups will experience a year of “Hol-i-Daze” and the horror that unfolds. Keep your eyes peeled open for the “Mad Leprechaun”, or the “Rabid Rabbit”, wandering in and out of the mazes and tents that groups will be escorted through.

Wear comfortable walking shoes, and come dressed in “street clothes”, as the monsters are dressed up for the holiday, and YOU will be our guest!

This is a VERY SCARY event and not recommended for children under 8 years of age. $10 per entrance Crown Valley Community Park 29751 Crown Valley Parkway Laguna Niguel, Location at the entrance to the Community Park on the emergency road.

INFORMATION: 949-362-4351 x 1

The Coto de Caza News

Discovery Science Center Presents: Spooky Science 2012

October 26 - 31, 2012 Spooky Science once again returns to Discovery Science Center. Packed with tons of activities for all kids this

year is going to be the greatest yet!

Events inlcude a Scavenger Hunt where guests will receive booklets that will send them on a hunt for clues and exhibits to complete and redeem for amazing prizes. All children 17 and under will get an awesome goodie bag!

Ticket Prices - Adult: $14.95, Child: $12.95 LOCATION:Discovery Science Center 2500 N. Main St. Santa Ana, CA 92705 INFORMATION: 714-542-2823

Haunted Halloween in Silverado Canyon

Wednesday, October 31, 2012 7 pm – 9 pm Meet a ghost who haunts the historic mining town of Silverado.

Follow him into a creepy woodland where shadowy shapes and strange sounds arise. Gather under an old oak tree and hear tales of long ago.

Meet an assortment of ghosts who are doomed to relive tragic events of their lives. Bring a homemade/ homegrown local organic potluck item (fruit, baked goods) to share or trade with participants. Summon the great spirit of the grizzly bear who roamed the mountains until 1908. Sing songs of the macabre. Halloween costumes must be worn by all participants, including adults.

Meet at Silverado Canyon Market parking lot (next to library) 28192 Silverado Canyon Road # B Silverado INFORMATION: Please call 714-649-9084.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

NEW RANCHO SANTA MARGARITA CINEPOLIS LUXURY THEATER NEARLY READY TO OPEN Excitement Increases Every Day as Builders Add Finishing Touches

You’re Invited

to attend a special presentation about the impact in-service distributions can have on your retirement savings

Please join us for hors d’oeuvres and a presentation of:

Taking Control of Your Retirement Income You may be able to gain greater control over how you manage and invest your retirement savings with an in-service distribution. By using this little known option, you may be able to transfer assets from your workplace 401(k) into a personal IRA while you’re still employed. An IRA gives you access to more investment options, which can be important in a volatile market. We will also discuss situations when assets should be left in a 401(k).*

Where:

Dove Canyon Country Club

When:

Thursday, November 8th

Time:

6:30 P.M.

Hosted and Presented by:

Jeff Halbreich, CFP® Financial Advisor Ameriprise Financial Services, Inc.

RSVP:

By: October 30th Call: 949.467.1159 Email: jeff.l.halbreich@ampf.com Space for this event is limited.

WE LOOK FORWARD TO SEEING YOU THERE. This is an informational event. There is no cost or obligation. * In-service distributions are not for everyone. During the presentation, we will review the potential drawbacks, including the potential tax consequences, federal creditor protection, fees and other potential considerations.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. © 2011 Ameriprise Financial, Inc. All rights reserved.

&

SOUTH COAST PLAZA Presents

PUMPKINS PANCAKES

benefiting CASA Orange County, CHOC Children’s Foundation and Orangewood Children’s Foundation

The new Cinepolis Luxury Cinemas 31,000 square foot movie theater on the property located at 30632 Santa Margarita Parkway looks like it could open any day. The Cinepolis Luxury Cinema includes the sale of beer, wine and distilled New Cinepolis Sign Already on the Building spirits in conjunction with its Ready to Light up the Boulevard food offerings in the theater, as well as an approximately 800 square foot outdoor dining area. Cinepolis is a relatively new luxury theater concept in this country. This location will be Cinepolis’ fourth theater in Southern California and is scheduled to open in a couple of weeks.

In addition to renovating the theater auditoriums, Cinepolis will operate a restaurant in the theater’s lobby area by creating dining and lounge areas where guests can order and be served food and drink items whether or not they have purchased admission to the theater.

As a part of the renovation, Cinepolis has replaced all of the seats in each of the six theater auditoriums with new plush reclining leather chairs, which each include a small adjustable table built into the armrest. Each chair will also feature an in-seat waiter service call button in which customers could place food and beverage orders. To allow for the larger aisles and spacious seating, the total number of seats in the theater auditoriums was reduced from 1,472 total seats to 509 total seats.

This new food selection will feature gourmet finger foods, artisan sandwiches and sushi, as well as espresso drinks, specialty cocktails, wine and craft beers. The theater will continue to screen new movies and blockbuster hits.

Cinepolis says they are also working on a new program that will add opera, musicals, special sporting events and similar one-time unique presentations.

Enjoy Plum’s Café Gourmet Pancake Breakfast, Special Cartoon Character Appearances, Music, Dancing, Face Painting, Balloon Artists, Arts & Crafts, Caricature Drawings, Professional Photos and Silent Auction

A Children’s Halloween Extravaganza!

SUNDAY, OCTOBER 28th, 2012 8:00am to 11:00am

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(Crate and Barrel / Macy’s Home Store Wing)

ALL PROCEEDS FROM THIS EVENT BENEFIT TICKET PRICES ADVANCE TICKETS Ordered by October 26, 2012

$30.00 per person $25.00 for groups (10 or more)

SAN DIEGO FWY (405) AT BRISTOL ST., COSTA MESA, CA 800.782.8888

SOUTHCOASTPLAZA.COM

AT DOOR $35.00 per person (Children 2 and under are free)

For more information or to order tickets, please visit www.southcoastplaza.com/pumpkins or call 714.619.5158 The Coto de Caza News

Page 3

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Goodwill of Orange County ’s “Working for Independence ” Luncheon Celebrates the Power of Work

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

The Marriott Newport Beach Hotel and Spa was the place to be for the movers and shakers of Orange County as Goodwill hosted its seventh annual Working for Independence Fundraising Luncheon. President and CEO of Goodwill of Orange County, Frank Talarico, Jr., helped deliver an inspiring message to 200 local business and community leaders in a fast-paced and compelling hour-long event. The event garnered more than $225,000 in financial support with pledges still coming in daily, committed to sustaining Goodwill’s mission.

“This event illustrates how the power of work can truly change lives through powerful personal stories of facing and managing barriers to employment with the help of Goodwill,” said Talarico.

“I am humbled to witness Goodwill’s growth throughout the community as well as the outpouring of support from advocates, donors and local businesses. Two hundred local companies hire Goodwill-trained workers or utilize our business services. This speaks volumes about Goodwill and the trust they have earned from so many forwardthinking companies who realize the value that comes from helping people get and keep jobs.”

Throughout the hour-long event, a number of emotional stories were shared by Goodwill alumni and local leaders. Marna, a member of the Goodwill Fitness Center , also a talented singer, talked about the support she receives in facing her barriers as someone who uses a wheelchair belted out a moving rendition of the Star Spangled Banner. Betty Appleton Disneyland Resorts’ Guest Claims, Workers’ Com-

The Coto de Caza News

pensation Director & Chief Champion of CastABLES (Guests with Disabilities), and also a new member of Goodwill’s Board of Directors, shared her personal connection to Goodwill’s cause in helping people facing disabilities. Nancy Chavez, First Vice President and Sr. Operations Manager with Alliant Insurance spoke passionately about the team of Goodwill-trained workers that has helped to shape a stronger corporate culture while performing critical tasks to their operations.

Talarico noted that the essence of Goodwill is revealed by telling inspiring stories that show the impact of Goodwill’s services, and what that impact means for individuals. “While the scope and reach of Goodwill is certainly memorable, what matters most are the people we serve and the people who work alongside them, working together toward a common goal. They are people just like you and me. People who dream of a better life and strive to be the best they can be,” said Talarico.

During the event, a special leadership challenge gift was announced by former Goodwill Board Chair, Michael Valentine that was made on behalf of several of Orange County ’s philanthropic families. Prior to the event start, the families raised over $95,000 with the goal of doubling that during the event to

help even more people experience new beginnings.

Now in its 88th year, Goodwill of Orange County is in the business of helping people who are facing barriers to get and keep jobs while finding purpose, pride and dignity. Founded on the belief that every person should have the opportunity to achieve independence through the power of work, Goodwill is most famous for its donated goods thrift store model where much of the revenue is generated to fund mission services. Goodwill maintains leadership in creating and providing quality training and employment services to empower individuals to be productive and independent. These programs and services offer added appeal since providing these tools to reach economic independence places fewer demands on public resources. As an integral part of the community safety net Goodwill has committed to doubling the number of people it serves to close the gap on unemployment among the region’s most underserved individuals. The organization has consistently received a four-star rating, based on organizational efficiency and organizational capacity from Charity Navigator and in 2012, Goodwill was named one of Orange County ’s Most Trusted Brands.

“A superior man is modest in his speech, but excellent in his actions.”

-Confucius

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

TOY WAREHOUSE NEEDED The holidays are right around the corner and Santa Claus needs help now! Santa, in this case, are Orange County firefighters who, in conjunction with the Orange County Toy Collaborative, are in desperate need of a warehouse they can use to store and distribute toys to needy children throughout the county for their annual “Spark of Love” holiday toy drive.

The warehouse, currently used to store the toys, has been leased. The Toy Collaborative is now in dire need of a warehouse. The wish list for the donated warehouse should include the following minimum requirements: Have an Orange County location, preferably east of the 55 Freeway.

Have 35,000 – 50,000 square feet of space.

Have a minimum of two loading docks, one for incoming and one for outgoing toys.

Have working restrooms.

Have electricity throughout the building to operate small office equipment.

Prefer a secure building with either a Marine Corps’ “Toys for Tots” toy drive, Social perimeter fence and/or automatic security Service Agency’s “Operation Santa Claus” alarm system. program, and the Orange County Society of Minimum 12-24-month license agreement.

St. Vincent de Paul holiday charities program.

Collectively, these campaigns receive and The Orange County Toy Collaborative distribute an average of 300,000 toys annucombines the efforts of the Orange County ally for needy children and families throughout Firefighters’ “Spark of Love” toy drive, the U.S. Orange County.

All toy donations, monetary donations, and warehouse use is tax deductible through its 501(c)3 non-profit status, Federal I.D. Number 01152064; make sure to consult with a tax professional on this matter. You can call Dee Acevedo, the warehouse manager at (714)679-3738, or Brenda Emrick if you have a building for lease.

WARHORSE WINNER OF FIVE TONY AWARDS® INCLUDING BEST PLAY IS COMING TO SEGERSTROM CENTER FOR THE ARTS The National Theatre of Great Britain’s epic WAR HORSE, winner of five 2011 Tony Awards including Best Play, will premiere at Segerstrom Center for the Arts on January 22, 2013. Single tickets, which start at $20, will go on sale Sunday, November 18 at 10 a.m.

PST. Tickets will be available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. For inquiries about group ticket savings for 10 or more, call the Group Services office at (714) 755-0236. The TTY number is (714) 556-2746. The 2 p.m. performance on Saturday, February 2 will include audio description, open captioning and sign-language interpretation.

Michael Morpurgo’s novel, War Horse, is also the inspiration for Steven Spielberg’s feature film of the same name, which earned six Oscar nominations including Best Picture. Hailed

by The New York Times as “theatrical magic,” WAR HORSE is the powerful story of young Albert’s beloved horse, Joey, who has been enlisted to fight for the English in World War I. In a tale the New York Daily News calls “spellbinding, by turns epic and intimate,” Joey is caught in enemy crossfire and ends up serving both sides of the war before landing in no man’s land. Albert,

not old enough to enlist, embarks on a treacherous mission to find his horse and bring him home. What follows is a remarkable tale of courage, loyalty and friendship, filled with stirring music and songs and told with the some of the most innovative stagecraft of our time.

The tour of WAR HORSE, which was adapted from the book by Morpurgo

by Nick Stafford, is directed by Bijan Sheibani based on the original Tony Award-winning direction by Marianne Elliott and Tom Morris, and presented in association with Handspring Puppet Company. At the heart of the show are life-sized puppets which bring breathing, galloping, charging horses to thrilling life on stage.

In addition to Best Play, WAR HORSE received Tony Awards for Best Direction of a Play (Marianne Elliott and Tom Morris), Best Scenic Design of a Play (Rae Smith), Best Lighting Design of a Play (Paule Constable), and Best Sound Design of a Play (Christopher Shutt).

A Special Tony Award was given to Handspring Puppet Company for their integral work on the production. WAR HORSE received its World Premiere in a limited engagement at the National’s Olivier Theatre in 2007. The play returned to the National Theatre for a second run playing from 2008-2009 be-

fore transferring to the West End’s New London Theatre in Spring 2009 where it continues to play an open-ended run. WAR HORSE has been seen by more than 2 million people worldwide and is currently playing at New York’s Lincoln Center Theater, in London’s West End and at Toronto’s Princess of Wales Theatre. Future productions of WAR HORSE are planned for Australia, Berlin and South Africa, as well as a UK Tour. The lead producers of the National Tour of WAR HORSE are Bob Boyett and the National Theatre of Great Britain. For more information, please visit warhorseonstage.com.

Lincoln Center Theater and the National Theatre of Great Britain in association with Bob Boyett and War Horse LP, are the producers of the American premiere of WAR HORSE, which opened in Spring 2011 at the Vivian Beaumont Theater where it is currently playing an open-ended run. Segerstrom Center for the Arts applauds Rutan & Tucker, LLP for its support of WAR HORSE. Cox Media is the Media Partner of the Broadway and Curtain Call Series. Acura is the Official Automotive Sponsor of the Center.

The Coto de Caza News

Page 5

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

CELEBRATION IN COTO DE CAZA A celebration and fund raiser for the Laguna Playhouse and Breast Cancer Research took place Friday evening at 31592 Vinedo Road in Coto De Caza.

John Evans, a Broker Associate with Weichert Realtors – Gold Coast hosted the Event that was sponsored by Tony Bolanos of American Funding and Weichert Realtors – Gold Coast.

There was lots of fun and merry making by all who attended. There were approximately 150 attendees composed of local residents, Realtors and Loan Officers. The Event was catered and a live band was there for entertainment.

The Silent Auction was conducted for the 45th Anniversary Lee Iacocca Ford Mustang that was displayed at the property. All proceeds above the Reserve Bid go to the Laguna Playhouse and the American Cancer Society for Breast Cancer Research.

The host home at 31592 Vinedo Road in Los Ranchos Estates is currently listed for sale by John Evans for $3,999,000. For information on this property, contact John Evans at 949 903-0834 or email at TheRealEstater@gmail.com

Jill Cosby, her Son and Jessica Evans

John and Jessica Evans

Larry and Debbie Christensen

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Let someone walk in your shoes! Donate your old shoes at tesoro!

October 26, 2012

The results from the village election are in.

The board members for 2012-2013 are:

Ken Upton - 238 votes Jason Vallone - 237 votes Jeff Reuter - 193 votes Doug McCormick - 143 votes Linda Bundy - 114 votes Congratulations to the new directors. The board gives its sincere thanks to The Tesoro Instrumental Music groups are hosting a shoe drive! Red bins will be placed around campus and at the entrance to football games. Shoes Jim Evans for his service during this past year and for his work on the Parking that are collected will be refurbished and sent to third world countries. Shoes Committee. A thank you, too, to all Village residents who voted.

The next homeowners meeting, with the new board seated, is scheduled will be collected on Friday, November 2nd, Thursday, November 15th, and for Wednesday, November 14. the final collection date is November 16th.

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The Coto de Caza News

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Page 7

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Santa Margarita Returns to Winning Ways with Victory Over Orange Lutheran

Eagle placekicker Alex Ury watches his game winning 19-yard field goal sail through the uprights, giving Santa Margarita a 17-14 victory in the final minute of play.

Story and Photos By: Steve Wylie After the Eagles of Santa Margarita Catholic High School suffered their first loss to rival Mater Dei two weeks ago, the Monarchs’ coach questioned whether the Eagles could deal with adversity. The Eagles answered that question affirmatively with a 1714 victory over Orange Lutheran at Orange Coast College.

The win enabled Coach Harry Welch to notch his 250th career victory, becoming the second fastest to reach this milestone.

Bringing identical 6-1 records into the game, both teams battled hard during the first half, which ended in a scoreless tie. But the Eagles struck paydirt with 6:40 remaining in the third quarter, as quarterback Kyle Sweet hit River Cracraft with a touchdown strike Page 8

from 19 yards out. Sweet turned in a solid performance at quarterback, completing nine of eleven passes for 129 yards, with no interceptions.

Two plays later, the Eagles forced an Orange Lutheran fumble, recovered by linebacker Grady Higgins.

That set up a two yard dive to the end zone by RJ Mazolewski. Suddenly, just one minute after their first score, the Eagles were up 14-0.

Not to be outdone, the fourth quarter appeared to belong to Orange Lutheran. Sporting the triple option offense, the Lancers scored first on a seven yard run by Tylen Drake, and quarterback J.D. Pickell ran another one in from four yards out to tie the score with 3:19 remaining.

With the score tied and momentum apparently swinging in favor of the

The Coto de Caza News

Lancers, the Eagles refused to fold.

Kyle Sweet found River Cracraft in the secondary, and Cracraft rumbled for a 54-yard gain, setting up what would be the Eagles’ final scoring drive of the night. Cracraft ended the night with five receptions for 93 yards and one touchdown.

Marching smartly downfield, the Eagles relied on running back Duncan Hume (who had 17 carries for 81 yards) to pound the ball westward to the goal. But the drive stalled at the Lancers’ four yard line. Coach Harry Welch sent in Alex Ury to attempt a game winning field goal with 37 seconds left. Ury’s aim was true, and the kick split the uprights, giving the Eagles a 17-14 lead.

But the Lancers weren’t quite done yet. Two crisp passes brought

the Lancers to midfield as the clock wound down. But River Cracraft intercepted Pickell’s next pass at the Eagle 23 yard line, ending the Lancers’ final drive and sealing the Eagle victory.

With just two weeks remaining in the Trinity League schedule, the Eagles are still in the hunt for a playoff berth. St. John Bosco defeated Mater Dei on the same night to claim sole possession of first place in the Trinity League.

Tonight, the Eagles host 5-3 (0-3 in League play) JSerra at Saddleback College. It is Santa Margarita’s homecoming game, and the Eagles will be looking for a win over the Lions, who were blanked by Servite last week 28-0.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

Eagle defenders Sammy Gibbs (41) and RJ Mazolewski (25) put the squeeze on Lancer running back Tavi Jimmerson (3)

Eagle wide receiver River Cracraft hauls in Santa Margarita’s first touchdown in third quarter action.

Eagle center Dane Crane lifts River Cracraft in celebration following Cracraft’s touchdown Friday night at Orange Coast College.

Grady Higgins (35) shows the football he recovered following an Orange Lutheran fumble The Coto de Caza News

Page 9

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Rancho Santa Margarita Chamber of Commerce New SHOP RSM Program Coming to the Rancho Santa Margarita Community Monday October 29, 2012 RSM Mayor Tony Beall “The SHOP RSM program will enhance and strengthen our business community and our City – it promotes and supports local businesses helping them to grow and prosper, and their growth and prosperity will generate significant revenue for our City which will enable our City to provide our residents with the highest quality municipal services anywhere.” Mayor Beall added, “Shop RSM is a true win-win-win for all concerned!”

Former RSM Mayor and Council Member, Carol Gamble “The SHOP RSM program is not only beneficial to all residents by providing increased revenue enabling the City to enhance services to our community, but by supporting our local business we strengthen these companies so they can provide more jobs and opportunities to all in the community. These businesses invested heavily by opening in Rancho Santa Margarita by donating to our charities, providing jobs for our residents and conveniently delivering goods and services for the community.” As the owner of a business she also started in Rancho Santa Margarita, Council Member Gamble enthusiastically added “RSM residents are dedicated to the success of their community to the envy of all others. I look forward to the resident’s strong demonstration of their affection and loyalty for our business community through their participation in the SHOP RSM program.”

From the Desk of City Manager, Jennifer Cervantez Shopping locally benefits more than the local economy and local businesses.

When you buy goods and services in Rancho Santa Margarita, you are also supporting your quality of life. One cent of every dollar spent on taxable goods and services in RSM helps fund important City programs and services, including police services, recreation programs, special events, and planning and building functions. Sales tax makes up approximately 27 percent of the City’s general fund revenue sources, second only to property tax. In fact, the City budgets nearly $4 million in sales tax revenue on an annual basis (FY 12/13). This revenue source is completely dependent on the sales of goods and services that occur in RSM. So the next time you fill up your gas tank or make a purchase of items for your household, shopping in RSM will contribute to the quality of life that residents enjoy in our outstanding community. Let’s keep our local tax dollars local!

Page 10

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

IN-N-OUT BURGERS NOT ON SCHEDULE FOR NEW RANCHO SANTA MARGARITA LOCATION

Although the construction on the new IN-N-OUT burgers was originally predicted to be completed in time for a December 2012 opening day, our photographer’s visit to the construction site today indicates that timetable was far too optimistic and probably not realistic for 2012. While some background landscaping is evident at the back of the lot, the remainder of the property has still not been graded and it appears that no paving or foundations have even begun. The location is adjacent to Rancho Santa Margarita Ford and across from the Shell station on Santa Margarita Parkway near the 241 toll road access ramp. Except for a weathered metal sign hanging on the chain link fence at the front of the property there is no signage structure in place and no sidewalks have yet been poured. While the driveways are already installed, the roads from the driveway to the rest of the property are dirt and gravel. Heavy grading equipment is currently operating on the property but after sundown the only animal-style patrons are jack rabbits and a few coyotes that ventured up from Trabuco canyon to see what the commotion is about.

It appears that Burger fanciers may have to wait until January or February 2013 for IN-N-OUT to arrive in Rancho.

Santa Margarita Town Center invites you to

come in costume &

trick-or-treat October 27 • 4-6pm

4.75 wide x 7.5 tall COTO

dress up in costume and join us for trick-or-treating! bring a bag to collect your candy at the stores that have balloons on their door. Happy Halloween!

Santa Margarita Town Center 30606-30652 Santa Margarita Pkwy. and 22195 El Paseo, RSM, CA 92688

The Coto de Caza News

Page 11

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

IN MEMORIAM October 20, 2012

NICHOLAS J. DEBLIS DeBlis, Nicholas James, of Coto de Caza passed away on October 18, 2012. He was born in Millburn, NJ, on May 9, 1927, the son of Italian immigrants and one of 12 children. He enlisted in the United States Marine Corps at the age of 17 and saw action during WWII, Korea, and Vietnam, retiring as a Major after 22 years of service. In Copenhagen in addition to his official duties he served as escort to Ambassador Eugenie Anderson, the first woman appointed chief of mission at the ambassador level in U.S. history. He served at the U.S. Embassy in Tehran, and observed a nuclear test while in the Corps. Working in communications in 1951 he sent President Truman’s instructions relieving General Douglas MacArthur of command of U.S. forces in Korea, culminating one of the most famous civilian-military conflicts of all time.

He earned his BS in economics from the University of Hawaii while in the Marines, and later began a second career. He joined the investment firm of Shearson in Rancho Santa Fe, CA, hired by retired Rear Admiral John (Jack) Elwood Lee who was branch manager.. He began as an investment advisor and quickly rose to Vice President. He retired from what was then Smith Barney in July 2005 after 37 years in the firms employ. He was a devoted husband and father, an avid golfer who had a Hole In One eight times, twice during tournaments at the Sahara in Las Vegas and at Lomas Santa Fe, and a culinary artist who was fully engaged in life.

Nick is survived by his wife, JoAnne, three children, Carolyn Coe of Las Vegas, Christian DeBlis and Damian DeBlis of Aliso Viejo, a granddaughter and greatgrandson, and siblings Ronald T. DeBlis, Mary Trincanello, and Delores Faccenda all of New Jersey Services will be held Saturday October 27 at 10:00AM at San Francisco Solano Catholic Church in Rancho Santa Margarita followed by a reception at the families home in Coto de Caza. In lieu of flowers, the family requests that donations be made to the American Cancer Society.

29941 Aventura, Suite D * Rancho Santa Margarita * CA 92688 On Empresa - between Santa Margarita and Aventura, next to Papa John’s.

Page 12

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

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Page 13

October 26, 2012

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DISCOVER GOD’S HEALING POWER

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Local Dentist Dr. Michael Tessier Discusses How Soon Should my Child be Visiting the Dentist Many parents ask me “How soon should my child be visiting the dentist?” I disagree with the American Dental Association opinion that infants should be seen be a dentist by the time they’re a year old. I called the ADA, and then two pedodontists (dentists who specialize in treating children) for elaboration. Over my thirty-five years of practicing dentistry, I have felt that, except in very extreme cases, the earliest a child needs to be seen by a dentist is in the third year. After my recent conversations, my opinion hasn’t changed. The specialists and the ADA all agree that the reason to bring the child in earlier is to make sure that the parents know how to take care of their children’s teeth. Here’s what I like to tell parents: Parents should examine their children’s mouths routinely. Once teeth are in, visually checking the mouth is important; and if something looks out of the ordinary, then the child should be seen by a professional. With regard to what a child puts in his or her mouth, sugars (simple carbohydrates) should always be avoided. Apple juice, in particular, is very sugary and acidic; when a child is allowed to drink it from a baby-bottle, irrespective of how enjoyable it may be to the child, it is very bad for the teeth. If a child is thirsty, give your child cool, fresh water. Complex carbohydrates, like fruits or vegetables, probably don’t break down enough in the mouth to cause cavities, so they’re OK. Babies should never go to sleep with a bottle of milk or formula, either, and for the same reasons.

And, soft drinks should NEVER, EVER, cross a child’s lips.

Teaching your child the importance of brushing, of course, is something a child should be taught early. Having said that, a child will clean the teeth probably better by eating a carrot, or a stick of celery, or an apple, as by brushing. That’s because they have neither the concept nor the coordination to brush effectively.

Unless there’s something out of the ordinary going on such as an accident or a parent has a question, I like to see kids when they’re about three years old. Children do better in the chair on their first visit when they’ve been to my office before with mom or even an older sibling. So, bring your little-one with you when you come in to your get your teeth cleaned.

Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

Beethoven, The Late Great exclusive TWO-NIGHT West Coast RESIDENCY

The Philharmonic Society of Orange County is pleased to present an exclusive two-night West Coast residency by renowned Beethoven interpreter Sir John Eliot Gardiner conducting the Orchestre Révolutionnaire et Romantique and Monteverdi Choir on Monday, November 19, and Tuesday, November 20, 2012, 8pm, at Segerstrom Center for the Arts, Renée and Henry Segerstrom Concert Hall. Showcasing Beethoven at the pinnacle of his composing prowess, Gardiner will lead the orchestra and choir in thrilling performances of two of Beethoven’s late masterpieces over the course of two evenings. The first evening features Beethoven’s epic choral work, Missa Solemnis in D major, Op. 123, a work that the ensemble had not performed in a decade prior to its current European and American tour. The second evening continues with Beethoven’s final complete symphony and the crown jewel of symphonic repertoire—Symphony No. 9 in D minor, Op. 125—along with the composer’s Calm Sea and Prosperous Voyage, Op. 112. A pre-concert lecture

by Philharmonic Society President and Artistic Director Dean Corey will begin at 7pm prior to each concert.

Both performances are part of the Society’s multi-season Beethoven: The Late Great celebration. The Ninth Symphony concert is part of the Donna L. Kendall Classical Series, and the Missa Solemnis performance is a Shanbrom Family concert.

Beethoven: The Late Great is a musical exploration curated by Dean Corey into the final transcendence of one of the greatest composers of all time. After watching the play 33 Variations, which recounts the story of a terminally ill musicologist racing against her own mortality while she tries to figure out why Beethoven wrote 33 variations of Anton Diabelli’s waltz when he was only commissioned to write one, Mr. Corey was inspired to curate a number of Beethoven performances from his late period for the Philharmonic Society so audiences could explore this curious time in the composer’s life. Beethoven: The Late Great presentations this season include performances by Esa-Pekka Salonen conducting the Philharmonia Orchestra of London, the Parker String Quartet, the St. Lawrence String Quartet, and performances of the Ninth Symphony and Missa Solemnis

by Sir John Eliot Gardiner leading the Orchestre Révolutionnaire et Romantique and Monteverdi Choir.

Conductor Sir John Eliot Gardiner has long been recognized as one of the key figures in early revival music

and is also regarded as one of the most versatile conductors of his generation. In fact, aside from conducting the Orchestre Révolutionnaire et Romantique, Gardiner regularly conducts the London Symphony Orchestra, the Royal Concertgebouw, Bayerischer Rundfunk, and the Czech Philharmonic. He is not only the founder but also artistic director of the Orchestre Révolutionnaire et Romantique, in addition to his vocal ensembles: the English Baroque Soloists and the Monteverdi Choir, recently voted the best choir in the world. Gardiner’s extensive repertoire includes more than 250 recordings he has made for major recording companies, and he has garnered prestigious international awards such as Gramophone magazine’s Special Achievement Award for his live recordings of the complete church cantatas of Johann Sebastian Bach. Gardiner was nominated for France’s Commandeur dans l’Ordre des Arts et des Lettres in 1996 and was made a Chevalier de la Légion d’Honneur in 2010.

Founded in 1989 by Sir John Eliot Gardiner, the Orchestre Révolutionnaire et Romantique (ORR) is a critically acclaimed ensemble that, since its inception, has garnered great praise for its performances and recordings around the world. The ORR is especially noted for its ambitious tackling of Berlioz’ works; the orchestra performed and recorded his Symphonie Fantastique in the Paris Conservatoire Hall, the venue in which the piece was first performed in 1830, and, in 1993, gave the first modern performances of Berlioz’ newly rediscovered Messe Solennelle alongside the Monteverdi Choir. The ORR has also recorded the complete Schumann symphonies and performed all four of Brahms’ symphonies in a series entitled “Brahms: Roots and Memory,” given at the Salle Pleyel, Paris, and Royal Festival Hall, London, in the 2007-08 season. Currently, the ORR is in the middle of a five-year engagement with the Opéra Comique in Paris, a collaboration that has featured the orchestra performing in staged productions of Chabrier’s L’étoile, Bizet’s Carmen, Debussy’s Pelléas et Mélisande, and most recently Weber’s Der Freischütz.

Beethoven began composing his Missa Solemnis in D major, Op. 123, in 1819 and completed the work in 1823. Often considered the gateway piece to Beethoven’s “Late period” (circa 1815 until his death in 1827), the piece demanded more of Beethoven’s time and attention than any other of his compositions. The piece was originally conceived upon Beethoven’s learning

of his friend and patron the Archduke Randolph’s elevation to the position of Archbishop of Olmütz. Beethoven offered to commemorate the occasion with a new composition (what would be the Missa Solemnis), and the first performance was slated for March 20, 1820. Beethoven immersed himself fully in the writing of Missa Solemnis and spent the next four years working on the Mass; ironically, he could never seem to complete it, though he had no trouble producing his final three piano sonatas, the Diabelli Variations, and much work on his Ninth Symphony. According to Schindler, one of Beethoven’s close friends and his biographer, Beethoven’s personality underwent a radical change throughout the composition of Missa Solemnis, with Schindler describing his friend’s state of mind as Erdenentrucktheit, translated “an oblivion to everything earthly.” It’s fitting, then, that Beethoven did not finish Missa Solemnis in time for the Archduke’s installation; at this point it became clear that the catalyst driving Beethoven’s desire to write this important work was of a higher purpose and not just in commemoration of the Archduke’s promotion. Ultimately, Missa Solemnis premiered April 1824 in St. Petersburg, Russia, four years after its intended debut and three years before its creator’s death. With a performance time of approximately eighty-four minutes, the score calls for highly trained soprano, alto, tenor, and bass soloists; a four-part chorus; and an orchestra.

Today, performances of Missa Solemnis are rare due to its massive orchestral and choral needs, but the piece is an important installment in the old master’s bewildering yet hauntingly beautiful late period that should not be missed.

Beethoven’s final complete symphony, the iconic Symphony No. 9 in D minor, Op. 125, was completed in 1824 and is often considered one of the greatest works of the Western classical repertoire. The first choral symphony written, Beethoven’s Ninth Symphony

takes its lyrics from the “Ode to Joy,” a poem written by Friedrich Schiller in 1785 (rev. 1803) that expresses the Enlightenment themes of freedom and brotherhood. Though the Ninth Symphony wasn’t commissioned by the Philharmonic Society of London until 1817, Beethoven’s plans for the symphony began long before then. In 1793 (Beethoven would have been only 22 years old), the composer had intended to write music for the lyrics to “Ode to Joy,” and his sketchbooks from as early as 1811-1817 even show traces of music that eventually appeared in the symphony. Just as Schiller’s lyrics claim that in this post-Revolutionary period “all men shall become brothers,” Beethoven himself hoped that the universal appeal of the music would inspire the members of his audience to fraternity. Ultimately, this great work went on to change the course of 19thcentury music. Composers such as Schubert, Berlioz, Brahms, Wagner, Bruckner, and Mahler all referred to Beethoven’s Ninth when deciding how to write their symphonies, and many followed a similar pattern when composing. Wagner, perhaps the most inspired, claimed that Beethoven had created the pathway to “the Music of the Future” by uniting the lyrics and tones, in essence creating the perfect drama accessible to all mankind. In keeping with its theme of universal fraternity, the Ninth Symphony has been performed and used for many recent international events. The symphony has been used in the openings of several Olympic Games, and the melody has been used as an anthem for the European Union and as the national anthem of Rhodesia. Leonard Bernstein conducted a concert featuring the Ninth Symphony commemorating the fall of the Berlin Wall in 1989. Introduced to Japan by German soldiers during World War I, the Ninth Symphony is also traditionally performed throughout Japan during its New Year’s celebrations. The theme of “Joy” speaks to the entire world.

The Coto de Caza News

Page 15

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

“Bob Baker’s Halloween Hoop-Dee-Do” a unique family entertainment not to be missed The Bob Baker Marionette Theater continues its 52nd season with “Bob Baker’s Halloween Hoop-DeeDo” playing October 6-November 10, 2012.

One of the theater’s perennial favorites, “Bob Baker’s Halloween Hoop-De-Do” first played the theater in 1963. Featuring a fantastical cast of over 100 Halloween themed puppets, from the Purple People Eater and the Invisible Man to a gaggle of Roaring 20’s skeletons dancing the night away in Hernando’s Hideaway, “Bob Baker’s Halloween Hoop-De-Do” will whisk you away to “the place where imagination dwells”.

These celebrated marionettes are presented in Bob Baker’s now famous “In the Round” cabaret style, with the puppeteers not only exposed to the audience, but serving as an integral part of the proceedings . . . and also making the audience part of the show.

“Bob Baker’s Halloween HoopDe-Do” is an hour-long revue.

After the performance, guests are invited to visit with the Puppeteers and have refreshments in our Party Room.

The Bob Baker Marionette Theater in downtown Los Angeles is the oldest of its kind in the United States and has been entertaining children of all ages since its inception in 1960. At that time, Bob Baker and his business partner Alton Wood turned a scene shop in Los Angeles into the family entertainment landmark that it is today.

The theater has an inventory of nearly three thousand puppets with just about everything from robots that light up, to dancing frogs, to egg laying chickens. Baker’s marionettes have entertained nearly seven hundred thousand people since the theater’s opening.

Jennifer Steinhauer of The New York Times has described Baker’s shows as “a staple of a Los Angeleno childhood. It is the cultural equivalent of the annual march by the nation’s third graders to the neighborhood firehouse.” On June 3, 2009, The Bob Baker Marionette Theater was declared an historic cultural monument by the city of Los Angeles.

The 52nd season will conclude with one of Baker’s most requested productions, BOB BAKER’S NUTCRACKER, opening November 10, 2012 and playing throughout the holiday season.

Bob Baker first became interPage 16

ested in puppetry at the age of five, and has since become an innovator, artist, puppet master, and top-notch animator with credits in television and film.

His marionettes have entertained thousands of children and adults worldwide over the years. Mr. Baker has a current inventory of over three thousand puppets, with just about everything from robots that light up, to dancing frogs, to egg laying chickens.

Bob began to learn the magic of puppetry at the early age of eight.

He trained with several different local companies and put his skills to work with his first professional performance for director Mervyn Leroy. After graduating from Hollywood High School, he began his extensive career in animation at the George Pal Studios. He began as an apprentice and soon became a top animator of “Puppetoons” a year later.

After WWII, Bob began manufacturing toy marionettes that sold both in Europe and the United States. Fifty of the finest department stores in the country carried his line including Bullocks Wilshire, Saks Fifth Avenue, Niemen Marcus, FAO Schwarz, and Marshall Fields.

Bob also served as an animation advisor at many film studios including Walt Disney. As a puppeteer his prestigious credits include the films: “A Star Is Born”, “G.I. Blues,” “Close Encounters of the Third Kind”, “Escape to Witch Mountain,” and “Bedknobs and Broomsticks”, as well as work on countless television series and projects. Baker has performed with the likes of Judy Garland, Elvis Presley, and Angela Lansbury.

Aside from running the theater, Baker maintains an active role in the company’s traveling shows. Bob has taken his marionettes to countless fairs, puppet festivals, and of course, birthday parties. The Bob Baker Marionettes have entertained audiences in Las Vegas, Toronto, New York, Germany, and have even performed on Navy ships and submarines.

Mr. Baker is the former president of the Los Angeles Puppet Guild and Governor of the Television Arts & Sciences Animation Branch and currently sits on the Academy of Motion Picture Arts and Sciences.

Bob’s dream of establishing a school began with the formation of the Academy of Puppetry and Allied Arts, a non-profit organization. The Academy’s mission is to educate

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the public about puppet arts and to encourage and foster puppetry presentations. The Academy of Puppetry provides funding to subsidize tickets for students from local area schools to attend performances at the Bob Baker Marionette Theater and distributes literacy and language development resources that bring the experiences at the Theater back to the classrooms.

The Academy of Puppetry provides students and teachers in the Los Angeles area the opportunity to attend puppetry presentations and learn about the integration of puppetry arts with language arts,

music, art, sculpture and crafts.

The program also fulfills the Academy of Puppetry and Allied Arts’ mission of preserving puppetry arts and creative live entertainment for future generations of children and adults. Bob’s goal of a refurbished theater complex complete with training facilities is still a long way off. However, Bob hopes that, with the aid of civic leaders and corporate sponsors, his Academy will one day be a reality and housed in buildings adjacent to the historic Theater.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 26, 2012

How to Carve a Halloween Pumpkin Teach Your Kids How to Create a Halloween Tradition!

By Kassidy Emmerson One of my fondest childhood memories involving Halloween is picking out a pumpkin and carving it to make a Jack O’ Lantern. I passed the tradition down when I had my own family, and you can too. Teach your own kids how to carve a Halloween pumpkin by following the instructions in this article.

It just wouldn’t be Halloween without seeing plenty of round, orange pumpkins lit up and setting on decks, porches, and on sidewalks. Your kids are sure to get a kick out of carving their own pumpkin and placing it outside for the world to see.

If your kids are too small to handle a knife safely, they can still help out in other ways to carve their own Halloween pumpkin.

The first thing to do, after your kids have chosen a nice, large pumpkin, is to help your kids decide on what kind of face their Halloween ornament is going to have. They can decide on a happy face, an evil-looking face, or even a goofy face that will make people laugh!

An easy way for kids to carve a Halloween pumpkin is to use an ink pen to outline the face of their pumpkin first. It’s easier to cut on lines than try to free hand their design with a knife.

Next, place a thick layer of old newspaper on a work surface. Place the pumpkin on top of the newspaper.

Then, use a long, serrated knife to cut out a circle around the stem of the pumpkin on its top. The circle will need to be just large enough so your kids can get a hand inside it. Be sure that you or your kids cut the circle out at the top of the pumpkin at an angle. That means, you need to cut the rind so that it’s larger than the flesh on the inside. This will keep the lid from shrinking and falling inside the pumpkin.

You or your kids will have to press down kind of hard with the serrated

knife so it cuts all the way through the thick Halloween pumpkin rind.

Now, have your kids reach inside the pumpkin and remove the flesh, membrane, and the seeds with their hand. Once most of the inside of the shell is cleaned out, use a large spoon to scrape out any remaining stuff.

The inside will need to be as clean as possible.

Don’t forget to clean off the inside of the lid too! If you’re going to light up the finished Halloween Jack O’Lantern with a candle, you or your kids will need to cut some small vent holes in the top so the heat can escape. Two or three small holes should do the trick. Just be careful not to break the top while you’re cutting the vent holes.

The next step is to use the serrated knife to cut out the face on the pumpkin. After you or your kids have completely cut around a feature of the face, you can carefully push the piece out through the shell. Repeat this process until the face of the Jack O’Lantern is complete.

And finally, place a candle- a flatbottomed votive works well- or a small electrical light inside the middle of the pumpkin shell. Now, the kids’ Halloween pumpkin is ready to display!

Enjoy!

To clean up, simply lift up the four corners of the thick layer of newspaper so the pumpkin mess stays inside.

Then, crumple the paper together and toss the newspaper away in the trash.

Note: Traditionally, small candles are used to light up Jack O’Lanterns.

However, the candles have to be monitored. That, and even the slightest of breeze can put them out. Using a battery-operated candle, or a small electrical light has its advantages.

These type of lights are safer to use, they can’t be blown out by the wind, and your kids can’t get burned like they can with a candle.

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Page 17

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Beckstrand Cancer Foundation Raises $1.342million at Star Studded Event The Beckstrand Cancer Foundation’s Ninth Annual Diamond & Pearl Ball which was held at “Moscow Red Square” or rather The Hangar at the Orange County Fairgrounds, celebrated the life of actress, model, mother, and original member of the iconic “Charlie’s Angels,” Farrah Fawcett, who succumbed to anal cancer in 2009.

Fawcett’s longtime friend, author and filmmaker Alana Stewart, who currently serves as President of The Farrah Fawcett Foundation, was recognized for her notable contributions, and Fawcett’s longtime companion Ryan O’Neal accepted the honor.

“An Evening in Russia” black-tie gala was hosted by Eva La Rue, the Foundation’s National Spokesperson and star of CSI: Miami and Beckstrand’s Executive Director Lil Spitzer. Community philanthropist Renetta Caya returned as gala chair.

With a Red Carpet Arrival, celebrities lined up and walked the red carpet stopping for photos and interviews as a swarm of photographers clicked away. Celebrities attending the Russian affair included Love Boat’s Dick Van Patten, his wife Pat, and his actor/son Nels Van Patten, NCIS: Los Angeles’ Daniela Ruah, The Bold and the Beautiful’s Don Diamone and his wife Cindy, actress Patrika Darbo, The Real Alana Steward and Ryan O’Neal Housewives of Orange County’s Gretchen Rossi, and a dead ringer for Gorbachev, Ronald V. Knapp. Other celebrities spotted were Orange County Fashion Designers Oday Shakar and Marisa Kenson as well as musician and rising “pop with soul” singing star Jaysin Voxx.

Everyone at the silent auction area was abuzz with excitement as folks were able to bid on some fabulous items. Then the “reveal” of the ballroom; walking into the “Moscow Red Square” it was completely transformed into a dynamic red ballroom, with towering buildings, Faberge egg centerpieces, and real ice curtains that were very cold! The table linens were decadent but what caught everyone’s attention were the bevy of Russian vodka girls descending from the ceiling pouring Russian Standard vodka for the 446 guests.

The feast was incredible as was the entertainment but the live auction, which offered amazing items that seriously caused a bidding war, were snatched up by some lucky winners! One of them was an incredible opportunity as a test driver and judge for the Robb Report Car of the Year in Napa, California, courtesy of Presenting Sponsor Lugano Diamonds. La Rue’s husband Joe Cappuccio bought it for her for $100,000. Other larger priced items were an elusive elegant Hermes Birkin bag, these iconic bags remain one of the most recognized bags in the fashion industry – highly coveted for its meticulous craftsmanship and scarcity…Holly Wilson picked it up for $24,000. There was also a “shop and lunch” with Eva La Rue at Neiman Adiran Windsor with “Gorbachev” look-a-like Ronald V. Knapp Marcus Fashion Island with $600 toward a new pair of shoes and $1,000 toward a new handbag and another $1,000 shopping spree courtesy of Neiman Marcus all while lunching with the star from CSI: Miami at The Mariposa…this went twice for $20,000 each bringing in another $40,000 for the nonprofit.

Other stalwart Beckstrand supporters also stepped up to make major bids in the Fund-A-Need portion of the evening, which raised an impressive $519,560 and helped boost net proceeds to over $1 million. They included Mike and Jan Salta, Dave and Holly Wilson, Keith and Mara Murray, Jeff and Holly Miller, Jim and Alexandra Downey, Steve and Michele George, and Andy and Susan Phillips.

The Diamond & Pearl Ball represents a celebration of cancer survivorship with proceeds from the ball used by Beckstrand Cancer Foundation to provide cancer patients with advocacy and direct financial assistance for critical survival needs, such as rent/mortgage, utilities, food, gas, transportation, medical insurance, co-payments and prescriptions. Since 1974, the Foundation has been providing patients with support that enables them to remain focused on treatment and recovery. For more information, please visit www.beckstrand.org Photos By: Carla Rhea and Tony Lattimore Page 18

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Idit Ferder with Oday Shakar

Sindy Godfrey and Gretchen Rossi

Lil Spitzer with Jaysin Voxx and Eva La Rue on the Red Carpet

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Coto de Caza Legal Notices TSG No.: 6345035 TS No.: CA1100238561 FHA/VA/PMI No.: APN: 654-701-37 Property Address: 24642 EL MANZANO LAGUNA NIGUEL, CA 92677 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/02/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/01/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/08/2005, as Instrument No. 2005000099208, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California.

Executed by: JONATHAN MCGREGOR, A SINGLE MAN AND CYNTHIA R MALOOF, A SINGLE WOMAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 654-701-37 The street address and other common designation, if any, of the real property described above is purported to be: 24642 EL MANZANO, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $509,326.95. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1100238561 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208547 COTO DE CAZA NEWS 10/12/2012, 10/19/2012, 10/26/2012

Page 22

Coto de Caza Legal Notices

TSG No.: 6856793 TS No.: CA1200245597 FHA/VA/PMI No.: 6000342430 APN: 938-38-737 Property Address: 66 MESQUITE TRABUCO CANYON, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/25/2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/01/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/30/2007, as Instrument No. 2007000658135, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: ROBERT W SANDBERG, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938-38-737 The street address and other common designation, if any, of the real property described above is purported to be: 66 MESQUITE, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $313,259.69. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245597 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208125 COTO DE CAZA NEWS 10/12/2012, 10/19/2012, 10/26/2012

TSG No.: 6861543 TS No.: CA1200245646 FHA/VA/PMI No.: APN: 673-701-02 Property Address: 9 GRAY STONE WAY LAGUNA NIGUEL, CA 92677 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/09/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/01/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/15/2002, as Instrument No. 20020685225, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: MARLA ARTHUR, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 673-701-02 The street address and other common designation, if any, of the real property described above is purported to be: 9 GRAY STONE WAY, LAGUNA NIGUEL, CA 92677 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $739,346.66. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search. nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245646 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208156 COTO DE CAZA NEWS 10/12/2012, 10/19/2012, 10/26/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-485264-CL Order No.: 110568055-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/6/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AMIT K. JAIN AND NISHA P. JAIN, HUSBAND AND WIFE, AS COMMUNITY PROPERTY Recorded: 4/11/2007 as Instrument No. 2007000233271 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/2/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $603,263.02 The purported property address is: 6 OLEANDER LN, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 787-281-46 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale

may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-485264-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-485264-CL IDSPub #0038743 10/12/2012 10/19/2012 10/26/2012

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Trustee Sale No. 16990CA Title Order No. 100554578-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/15/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02/01/2006, Book , Page , Instrument 2006000071970 of official records in the Office of the Recorder of Orange County, California, executed by: ARTHUR F. OGDEN AND MINDY R. OGDEN, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, FIRST FEDERAL BANK OF CALIFORNIA, A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $373,370.47 The street address and other common designation of the real property purported as: 26342 FOREST RIDGE DRIVE #3D , LAKE FOREST, CA 92630 APN Number: 930-21-677 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 16990CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10/16/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P994534 10/26, 11/2, 11/09/2012 Title No. 1140667 ALS No. 2012-4649 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED DECEMBER 21, 2011.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On November 6, 2012, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on December 22, 2011, as instrument number 2011000671788, of the official records of Orange County, California.

WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California 92866. The street address and other common designations, if any, of the real property described above is purported to be: 12 Lawnridge, Dove Canyon, California 92679 a.k.a.

12 Lawnridge, Rancho Santa Margarita, California Assessor’s Parcel No. 804-741-03 The owner(s) of the real property is purported to be: Aaron S. Crackower and Kimberly E. Crackower, husband and wife as joint tenants The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $6,876.95. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www. priorityposting.com for information regarding the sale of this property.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: September 24, 2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Alisher Sabirov, Trustee Officer P990508 10/12, 10/19, 10/26/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

TSG No.: 4335010 TS No.: 20099070824160 FHA/VA/PMI No.: APN: 780-091-26 Property Address: 21 GRASSY KNOLL LANE RCHO STA MARG, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/28/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/01/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/13/2005, as Instrument No. 2005000821912, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: BRIAN GINSBERG and VALERIE N GINSBERG, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 780-091-26 The street address and other common designation, if any, of the real property described above is purported to be: 21 GRASSY KNOLL LANE, RCHO STA MARG, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $636,980.02. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case 20099070824160 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208962 COTO DE CAZA NEWS 10/12/2012, 10/19/2012, 10/26/2012

TSG No.: 6826263 TS No.: CA1200245486 FHA/VA/PMI No.: APN: 842-152-41 Property Address: 20692 SHADOW ROCK LN TRABUCO CANYON, CA 92679-3360 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/26/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/01/2007, as Instrument No. 2007000133096, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: JAMES BELL AND JENNIFER BELL, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 842-152-41 The street address and other common designation, if any, of the real property described above is purported to be: 20692 SHADOW ROCK LN, TRABUCO CANYON, CA 92679-3360 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $650,916.65. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245486 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208891 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

TSG No.: 4673241 TS No.: CA1000213821 FHA/VA/PMI No.: APN: 613662-02 Property Address: 21351 KIRKWALL LANE LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/18/2006, as Instrument No. 2006000846911, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CLARISSA LOPEZ, A SINGLE PERSON AND JESUS LOPEZ, A MARRIED PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 613-662-02 The street address and other common designation, if any, of the real property described above is purported to be: 21351 KIRKWALL LANE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $526,247.13. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1000213821 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208977 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

October 26, 2012

TSG No.: 6856344 TS No.: CA1200245557 FHA/VA/PMI No.: APN: 930-83-030 Property Address: 250 MONTANA DEL LAGO DR RANCHO SANTA MARGARITA, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/21/2007, as Instrument No. 2007000326050, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CARLY TORRES, A SINGLE WOMAN AND ZACHARY BATE, A SINGLE MAN AS TENANTS IN COMMON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 930-83-030 The street address and other common designation, if any, of the real property described above is purported to be: 250 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,358.65. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245557 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208537 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

Last Minute Halloween Costume Ideas

By Wanda Leibowitz If you’re looking for some great Halloween costume ideas, but have waited until the last minute, there’s no need to despair. You can look great and come across as clever and spirited even if you don’t have much prep time. Some of the best Halloween costume ideas are easy to do at the last minute. Because last minute Halloween costume ideas are more about being clever or creative than putting a lot of hard work into an elaborate get-up, they’re some of the smartest and funniest costume ideas out there. These last minute Halloween costume ideas will let you get into the full swing of the holiday, even if you’re already on your way out the door (or even in the car!) on the way to a party.

Go As Yourself

This is the simplest of all last minute Halloween costume ideas. Just turn the everyday garb you threw on this morning into a clever costume by officially going as yourself for Halloween. All you need to do for this great Halloween costume is to slap on a nametag, or throw a paper or cardboard sign on around your neck that says “me.” If you have feel like

indulging in a little bit of preparation, you can grab a white t-shirt at the store and write your name on it in huge block letters, but you needn’t bother. In many ways the best way this more subtle this last minute Halloween costume is, the better it will come off, and the funnier it will be.

Go As A Pirate

All you need, and I mean ALL you need, to pull off this last minute Halloween costume is a cheap eye patch you can pick up at any five and dime during the Halloween season.

Slap it on, greet people with a hearty “AARGH, matey!” and you’re utterly and completely a pirate. Plus, if you’re stopping by a Halloween event on your way to something a bit less whimsical, you can just slip off the eyepatch and look completely normal, which makes this one of the best last minute Halloween costume ideas if you’re attending a party in the days just before Halloween, when less people are out and about in outlandish gear than on the day itself. If you have time for something slightly more elaborate than just an eyepatch, toss on a summery shirt and be a pirate of the Caribbean. Or, for a modern twist, carry a keyboard and go as an

Internet Pirate who downloads music Halloween costumes: zombie! All you illegally, or bring a camera and tell need for this last minute Halloween costume idea is a tiny bit of makeup, everyone you’re pirating movies. and a lot of attitude. For the full efJust Your Face If you want to do something fun fect, smear on a grotesque mixture but don’t have time to change your of white face and green face paint, clothes, try one of these Hallow- and draw red circles around your eyes een costume ideas for last minute for a truly un-dead look, or just add a makeup. Go as a misshapen clone low-key trickle of blood coming from by drawing on a few extra eyes, or your mouth and stagger around with as a victim of the plague by drawing outstretched arms, muttering about a few pox on your face. Or, try one of brains. the most fun last minute makeup-only The Coto de Caza News

Page 23

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No.: 20120187404498 Title Order No.: 1190236 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/06/2006 as Instrument No. 2006000380065, Re-recorded under Instrument No 2009000284849, file 6/3/09 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ROBIN L WHITT, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 138 TIERRA MONTANOS , Rancho Santa Margarita, CA 92688 APN#: 938-12-422 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $410,467.31. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187404498.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. XBARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/19/2012 P992786 10/26, 11/2, 11/09/2012

Trustee Sale No.: 20120134001748 Title Order No.: 120249548 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/23/2005 as Instrument No. 2005000485329 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: GARY A COX,, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19 EL MORRO , RANCHO SANTA MARGARITA, CA 92688 APN#: 836-491-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $563,428.95. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134001748.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/15/2012 P992377 10/26, 11/2, 11/09/2012

Trustee Sale No. 251536CA Loan No. 0018824516 Title Order No. 860336 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/2/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10/12/2006, Book NA, Page NA, Instrument 2006000678722, of official records in the Office of the Recorder of Orange County, California, executed by: DUSTY W. OTERO, AN UNMARRIED MAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (MERS), SOLELY AS NOMINEE FOR LENDER, ENCORE CREDIT CORP , IT’S SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $595,533.08 (estimated) Street address and other common designation of the real property: 31711 VIA MADONNA , SAN JUAN CAPISTRANO, CA 92675 APN Number: 666-045-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone;

by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/2/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Regina Cantrell, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com 1-800-280-2832 or www.auction.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www. auction.com using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

P989942 10/12, 10/19, 10/26/2012

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The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-10-366943-RM Order No.: 4467857 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/10/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN VIZCAINO AND JILL VIZCAINO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/25/2003 as Instrument No. 2003000887491 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/16/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $438,903.81 The purported property address is: 21 DEERWOOD, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-151-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-366943-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-366943-RM IDSPub #0039541 10/26/2012 11/2/2012 11/9/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-518875-LL Order No.: 1232648 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MAURICIO CHICAS, A SINGLE MAN Recorded: 6/25/2008 as Instrument No. 2008000305964 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $390,397.81 The purported property address is: 22561 AUBURNDALE DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-061-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-518875-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518875-LL IDSPub #0039861 10/26/2012 11/2/2012 11/9/2012

APN: 932-47-404 TS No: CA09000436-12-1 TO No: 5905395 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/26/2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/22/2006 as Instrument No. 2006000419311 of official records in the Office of the Recorder of Orange County, California, executed by ERIN ECKERT AN UNMARRIED WOMAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT “A” A CONDOMINIUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/39TH INTEREST IN AND TO LOT 2 OF TRACT NO. 14521, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 698, PAGE(S) 27 TO 31,INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL UNITS SHOWN ON THE CONDOMINIUM PLAN RECORDED AUGUST 11 1994 AS INSTRUMENT NO. 94-0497852 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY (CONDOMINIUM PLAN). PARCEL 2: UNIT 62 AS SHOWN AND DESCRIBED ON THE CONDOMINIUM PLAN. PARCEL 3: EASEMENTS AND RIGHTS AS SET FORTH IN THE SECTIONS ENTITLED “EASEMENTS FOR OWNERS” “SUPPORT, SETTLEMENT AND ENCROACHMENT” AND “UTILITIES AND CABLE TELEVISION” OF THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED NOVEMBER 9, 1993 AS INSTRUMENT NO. 93-0773040 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (“DECLARATION”) AS IMPOSED BY THAT CERTAIN SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JUNE 9, 1995 AS INSTRUMENT NO. 95-0245960 OF OFFICIAL RECORDS. The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 19634 ORVIENTO DRIVE , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be

$369,929.03 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09000436-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.DATE: 10/18/2012 TRUSTEE CORPS TS No. CA09000436-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P994872 10/26, 11/2, 11/09/2012

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Coto de Caza Legal Notices

October 26, 2012

Coto de Caza Legal Notices

Trustee Sale No. 23194CA Title Order No. 120191228 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-17-2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-02-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07-23-2003, Book , Page , Instrument 2003000870910 of official records in the Office of the Recorder of ORANGE County, California, executed by: LAWRENCE V. HOLGUIN AND KRISTINE M. HOLGUIN, HUSBAND AND WIFE AS JONT TENANTS as Trustor, INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $554,113.90 The street address and other common designation of the real property purported as: 16 JACKSON COURT , (TRABUCO CANYON AREA) COTO DE CAZA, CA 92679 APN Number: 778-181-21 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself.

Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 23194CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10-12-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P992197 10/12, 10/19, 10/26/2012

Trustee Sale No. 22991CA Title Order No. 120179754 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-15-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-02-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-23-2006, Book , Page , Instrument 2006000123311 of official records in the Office of the Recorder of ORANGE County, California, executed by: TRACI L KELLEY, AN UNMARRIED WOMAN as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges:$1,050,198.65 The street address and other common designation of the real property purported as: 23171 VIA CELESTE , (TRABUCO CANYON AREA) COTO DE CAZA, CA 92679 APN Number: 804-241-10 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 22991CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10-12-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P992186 10/12, 10/19, 10/26/2012

T.S. No.: 12-46614 TSG Order No.: 02-12004624 A.P.N.: 932-47-254 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/15/2012 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 7/27/2004 as Instrument No. 2004000679767 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: CHAD BLAINE & PAM FRENCH BLAINE HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor, FIRST CAPITAL MORTGAGE as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 28434 KLONDIKE DRIVE, LAKE FOREST, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $329,400.84 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-46614. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 3/9/2012 Date: 10/18/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P995140 10/26, 11/2, 11/09/2012

T.S. No. 12-0998-11 Loan No. 0599341492 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ROGELIO A. PAGLOMUTAN AND MARIA SHEILA PAGLOMUTAN, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 03/23/2006 as Instrument No. 2006000191694 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 11/16/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $382,853.17, estimated Street Address or other common designation of real property: 42 TIERRA MONTANOSA , RANCHO SANTA MARGARITA, CA A.P.N.: 938-12-284 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0998-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/16/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P994243 10/26, 11/2, 11/09/2012

Trustee Sale No.: 20120010101075 Title Order No.: 120238786 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/28/2008 as Instrument No. 2008000145839 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: MARIA Y. MURO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28302 PUEBLO DRIVE , LAKE FOREST, CA 92679 APN#: 932-65-241 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $286,823.88. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20120010101075. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/04/2012 P990171 10/26, 11/2, 11/09/2012

Trustee Sale No.: 20120159900134 Title Order No.: 1079145 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2006 as Instrument No. 2006000463761 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: KEN J. SLINGLAND AND THEA SLINGLAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26 CALLE DEL RIO , RANCHO SANTA MARGARITA, CA 92688 APN#: 81414416 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $765,148.54. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159900134.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/18/2012 P994725 10/26, 11/2, 11/09/2012

Title Order No . 7742-441524 Trustee Sale No. 2010-1743 Reference No. SA-MLA 1151-01 APN No. 931-88-495 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 1/30/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/16/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on March 3, 2009 as Document No. 2009000098200 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: TERRY K YONESATO AND DEBBIE ANN WONG The purporsted new owner: TERRY K YONESATO AND DEBBIE ANN WONG WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 11 VISTA LAGO , Rancho Santa Margarita, CA 92688 AKA 11 VISTA LAGO 45 RANCHO SANTA MARGARITA CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,244.70 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-1743. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 10/17/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P994799 10/26, 11/2, 11/09/2012

The Coto de Caza News

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October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOTICE OF TRUSTEE’S SALE: Title Order No.: 602122394 Trustee Sale No.: 78356 Loan No.: RANGEL/GARCIA APN: 741-263-36 You are in Default under a Deed of Trust dated 05/08/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 11/15/2012 at 10:00AM, C.I.C. Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/18/06 as DOC #2006000334423 of official records in the Office of the Recorder of Orange County, California, executed by: Jonas Rangel, a single man, as to an undivided 50% interest and Juan Garcia, a single man, as to an undivided 50%, as tenants in common, as Trustor Washington Mutual Bank, FA, a Federal Association, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At:The front entrance to 8180 East Kaiser Blvd., (Please check in with the Receptionist), Anaheim Hills, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: PARCEL 1: LOT 15, OF TRACT NO. 15985, AS SHOWN ON A MAP RECORDED IN BOOK 842, PAGES 8 TO 20 INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ANY AND ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING THAT MAY BE WITHIN OR UNDER THE PROPERTY, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR AND STORING IN AND REMOVING THE SAME FROM THE PROPERTY OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE PROPERTY, OIL, OR GAS WELLS AND BORINGS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE PROPERTY AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS AND BORINGS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES; BUT WITHOUT HOWEVER THE RIGHT TO ENTER THE PROPERTY OR THE RIGHT TO DRILL, MINE, STORE, EXPLORE OR OPERATE THROUGH THE SURFACE OF THE UPPER 500 HUNDRED (500) FEET OF THE SUBSURFACE OF THE PROPERTY, AS RESERVED BY LADERA DEVELOPMENT COMPANY, L.L.C., A DELAWARE LIMITED LIABILITY COMPANY, IN DEED RECORDED DECEMBER 10, 1996 AS INSTRUMENT NO. 19960624029 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ANY AND ALL WATER, WATER RIGHTS OR INTEREST THEREIN APPURTENANT OR RELATING TO THE PROPERTY OWNED OR USED BY GRANTOR IN CONNECTION WITH OR WITH RESPECT TO THE PROPERTY ( NO MATTER HOW ACQUIRED BY GRANTOR), WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, LITTORAL, PERCOLATING, PRESCRIPTIVE, ADJUDICATED, STATUTORY OR CONTRACTUAL, TOGETHER WITH THE RIGHT AND POWER TO EXPLORE, DRILL, REDRILL AND REMOVE THE SAME FROM OR IN THE PROPERTY, TO STORE THE SAME BENEATH THE SURFACE OF THE PROPERTY AND TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTERESTS ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; BUT WITHOUT, HOWEVER, ANY RIGHT TO ENTER UPON OR USE THE SURFACE OF THE FIRST ONE HUNDRED (100) FEET OF THE SUBSURFACE OF THE PROPERTY IN THE EXERCISE OF SUCH RIGHTS IN ANY AREA THAT MAY BE DEVELOPED UNDER GOVERNMENTAL LAWS, ORDINANCES OR REGULATIONS, AS RESERVED BY LADERA DEVELOPMENT COMPANY, L.L.C., A DELAWARE LIMITED LIABILITY COMPANY, IN DEED RECORDED DECEMBER 10, 1996 AS INSTRUMENT NO. 19960624029 OF OFFICIAL RECORDS. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR INGRESS, EGRESS, ACCESS, MAINTENANCE, REPAIRS, DRAINAGE, ENCROACHMENT, USE AND ENJOYMENT, AS SET FORTH IN THAT CERTAIN MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR LADERA RANCH (“MASTER DECLARATION”) RECORDED JUNE IS, 1999 AS INSTRUMENT NO. 19990456273 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA, AS IMPOSED BY THAT CERTAIN SECOND AMENDED AND RESTATED SUPPLEMENTAL MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR LADERA RANCH RECORDED APRIL 20,2004 AS INSTRUMENT NO. 2004000334833 OF OFFICIAL RECORDS. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 8 Mission Ridge Road, Ladera Ranch CA 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $3,735,581.04 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 10/18/12 For: C.I.C. Inc., as Trustee, By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: 714-282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877-RSVP-ADS or 877-778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt.

Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877-778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 78356. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 294165)(10/26/12, 11/02/12, 11/09/12)

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NOTICE OF TRUSTEE’S SALE TS No. CA-12-495338-EV Order No.: 120031176-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/11/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARC KATZ AND MARCIA KATZ HUSBAND AND WIFE Recorded: 11/17/2008 as Instrument No. 2008000537069 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $416,334.23 The purported property address is: 4 CALLE ALIMAR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 833-432-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-495338-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495338-EV IDSPub #0039566 10/26/2012 11/2/2012 11/9/2012

NOTICE OF PETITION TO ADMINISTER E S TAT E O F : L U C R E C I A F E R N A N D E Z C A N O CASE NO. 30-2012-00603122-PR-PW-LJC To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of LUCRECIA FERNANDEZ CANO. A PETITION FOR PROBATE has been filed by JUDITH TOBIAS in the Superior Court of California, County of ORANGE. THE PETITION FOR PROBATE requests that JUDITH TOBIAS be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests decedent’s will and codcilis, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act . (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: 11/15/2012 at 1:30PM in Dept. L-73 located at 341 THE CITY DRIVE, ORANGE, CA. 92868 LAMOREAUX JUSTICE CENTER. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100.

The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code Section 1250.

A Request for Special Notice form is available from the court clerk.

Attorney for petitioner: JERRY MORGAN (SBN: 109666), 500 N. COLLEGE BLVD, SUITE 1100, ORANGE, CA 92868. Telephone: 714-919-4290 Coto de Caza News – 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012

The Coto de Caza News

APN: 932-14-268 TS No: CA09001227-12-1 TO No: 95301420 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/10/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/19/2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 05/17/2004 as Instrument No. 2004000436819 of official records in the Office of the Recorder of Orange County, California, executed by JAMES P BRAS AND JENNIFER M BRAS HUSBAND AND WIFE, AS JOINT TENANTS., as Trustor(s), in favor of FLAGSTAR BANK, FSB. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 44 VISTA BARRANCA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $318,808.87 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09001227-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 10/12/2012 TRUSTEE CORPS TS No. CA09001227-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P993602 10/19, 10/26, 11/02/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00603446-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOHN SADZAK. Petitioner(s) : JOHN SADZAK has/have filed a petition with this court for a decree changing name(s) as follows: JOHN SADZAK to JOVICA SADZAK. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 9, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602527 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MINA MYUYEN VU. Petitioner(s) MINA MYUYEN VU has/have filed a petition with this court for a decree changing name(s) as follows: MINA MYUYEN VU to LANUYEN VU NGO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 3, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News – 10/5/2012, 10/12/2012, 10/19/2012, 10/26/2012

The Coto de Caza News

Title No. 972988 ALS No. 2009-4517 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED NOVEMBER 30, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On November 13, 2012, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on December 16, 2008, as instrument number 2008000576948, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 4 Elkader, Rancho Santa Margarita, CA 92679 AKA 4 Elkader, Dove Canyon, California 92679 Assessor’s Parcel No. 804-621-48 The owner(s) of the real property is purported to be: Brian H. Bukosky and Deborah Hubaud-Bukosky, husband and wife as joint tenants, subject to the effect of a Grant Deed dated July 21, 2011 executed

by Brian H. Bukosky and Deborah Hubaud-Bukosky, husband and wife as joint tenants, which purportedly conveys the land to Brian H. Bukosky, an undivided 50% interes and Wave Terminator Inc., as to an undivided 10% interest and Taste of Miami LLC, as to an undivided 10% interest and Grand Slam Ventures as to an undivided 30% interest recorded July 22, 2011 as instrument no. 2011000357165 of official records The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $14,715.63. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website.

The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: October 3, 2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 2072027 By: Carter Hall, Trustee Officer P991898 10/19, 10/26, 11/02/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0063101 Title Order No. 12-0112100 APN No. 938-38-739 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/06/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JAMES P. UNDERHILL, AN UNMARRIED MAN, dated 11/06/2003 and recorded 11/25/2003, as Instrument No. 2003001424161, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/13/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 72 MESQUITE, (TRABUCO CANYON AREA), CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $89,037.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office.

NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0063101. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.169031 10/19/2012, 10/26/2012, 11/02/2012

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Coto de Caza Legal Notices

Coto de Caza Legal Notices

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602837-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SCOTT RAYMOND BURWELL and KEILAH NICOLE BURWELL, a minor. Petitioner(s) KURT M. VARRICCHIO (SBN 223887), LAW OFFICES OF KURT VARRICCHIO, 23151 MOULTON PARKWAY, LAGUNA HILLS, CA 92653, ATTORNEY FOR PETITIONER(s): SCOTT BURWELL; SCOTT BURWELL and MAQUEL HILTON,on behalf of KEILAH NICOLE BURWELL, a minor , has/have filed a petition with this court for a decree changing name(s) as follows: SCOTT RAYMOND BURWELL to SCOTT RAYMOND HOLLOWAY, and KEILAH NICOLE BURWELL, a minor, to KEILA NICOLE HOLLOWAY, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 4, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602441-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JEFF SEVKET YANC, ARZU GONCA YANC, and JESSICA SELIN YANC, a minor and JASON BURAK YANC, a minor. Petitioner(s) JEFF SEVKET YANC, and ARZU GONCA YANC, on behalf of JESSICA SELIN YANC, a minor, and JASON BURAK YANC, a minor has/have filed a petition with this court for a decree changing name(s) as follows: JEFF SEVKET YANC to JEFF PASHA MORGAN, ARZU GONCA YANC to ARZU GONCA MORGAN, and JESSICA SELIN YANC, a minor, to JESSICA SELIN MORGAN, a minor, and JASON BURAK YANC, a minor, to JASON BURAK MORGAN, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 3, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/05/2012, 10/12/2012, 10/19/2012, 10/26/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-509966-CT Order No.: 1172534 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN DORNBUSH AND KIMBER DORNBUSH HUSBAND AND WIFE AS COMMUNITY PROPERTY, WITH RIGHT OF SURVIVORSHIP Recorded: 1/16/2007 as Instrument No. 2007000029695 and modified as per Modification Agreement recorded 6/10/2011 as Instrument No. 2011000285690, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/2/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $713,857.87 The purported property address is: 29 CALLE ALAMITOS, RANCHO SANTA MARGARITA, CA 92688-4134 Assessor’s Parcel No. 836-651-53 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should

NOTICE OF TRUSTEE’S SALE TS No. CA-11-419494-RM Order No.: 110030268-CA-BFO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/27/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN C GARCIA AND SHERRY R GARCIA, HUSBAND AND WIFE Recorded: 11/2/2004 as Instrument No. 2004000985636 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $378,706.96 The purported property address is: 24672 VIA TEQUILLA, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614311-42 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-419494-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-419494-RM IDSPub #0039237 10/19/2012 10/26/2012 11/2/2012

Trustee Sale No. 748733CA Loan No. 1233227948 Title Order No. 110219388-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/2/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/9/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04/12/2004, Book NA, Page NA, Instrument 2004000305355, of official records in the Office of the Recorder of Orange County, California, executed by: ANTHONY SIMICH AND STEPHANIE SIMICH HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, CHASE MANHATTAN MORTGAGE CORPORATION, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $940,664.59 (estimated) Street address and other common designation of the real property: 25 CENTAURUS WAY, COTO DE CAZA, CA 92679 APN Number: 755-101-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/15/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee BRENDA BATTEN, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA24379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P992996 10/19, 10/26, 11/02/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-CA006389 Loan No. 0016511479 Order No. 1153946 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/12/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: PAUL PRITCHARD AND LORI PRITCHARD HUSBAND AND WIFE AS JOINT TENANTS, and ORANGE COUNTY TEACHERS FEDERAL CREDIT UNION, A FEDERAL CREDIT UNION, as Beneficiary Duly Appointed Trustee: R.E.F.S. Inc., A California Corporation Recorded: 12/22/2003, as Instrument No. 2003001507366, in Book N/A, Page N/A, of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 11/2/2012 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA Amount of unpaid balance and other charges: $284,859.69 Street Address or other common designation of real property: 24652 EVEREVE CIRCLE, Lake Forest, CA 92630 A.P.N.: 614-102-34 Legal Description: as more fully described on said deed of trust. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS’. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.

USA-Foreclosure.com, using the file number assigned to this case 2012-CA006389. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid.

The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 10/2/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Senior Trustee Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00053 PUB DATES: 10/12/2012, 10/19/2012, 10/26/2012

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be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-509966-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-509966-CT IDSPub #0037636 10/12/2012 10/19/2012 10/26/2012

Trustee Sale No. 22654CA Title Order No. 95502113 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12-23-2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-01-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 01-04-2006, Book, Page , Instrument 2006000003441 of official records in the Office of the Recorder of ORANGE County, California, executed by: S. DAVID SESSIONS AND ROBIN R. SESSIONS, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR QUICKEN LOANS INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $1,088,566.68 The street address and other common designation of the real property purported as: 25901 CEDARBLUFF TERRACE , LAGUNA HILLS, CA 92653 APN Number: 627-661-08 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 22654CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10-03-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P990397 10/12, 10/19, 10/26/2012

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-518792-AL Order No.: 1231879 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/21/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SANAZ JAFARIPOUR, A SINGLE WOMAN Recorded: 4/23/2008 as Instrument No. 2008000191139 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $246,347.61 The purported property address is: 22516 CAMINITO COSTA, LAGUNA HILLS, CA 92653-1607 Assessor’s Parcel No. 936-42-010 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-518792-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518792-AL IDSPub #0038222 10/19/2012 10/26/2012 11/2/2012

APN: 833-481-06 TS No: CA09002044-12-1 TO No: 5907587 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 13, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 19, 2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 23, 2007 as Instrument No. 2007000116172 of official records in the Office of the Recorder of Orange County, California, executed by ARTHUR WHITING, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Trustor(s), in favor of COUNTRYWIDE HOME LOANS, INC. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3 EL CANTO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $324,537.48 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09002044-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 12, 2012 TRUSTEE CORPS TS No. CA09002044-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction. com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P993375 10/19, 10/26, 11/02/2012

Trustee Sale No. 12-01399-3 Loan No. 0031432032 APN 833-122-05 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED October 26, 2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 19, 2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on October 31, 2006, as Instrument No. 2006000735846 of Official Records in the office of the Recorder of Orange County, CA , executed by: ROBERT J SCIULLA AND DOREEN SCIULLA, HUSBAND AND WIFE AS COMMUNITY PROPERTY, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 42 CALENDULA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this

property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-01399-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $693,492.83 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: October 12, 2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 135 Main Street, Suite 1900, San Francisco , CA 94105, 415-247-2450 By: Stephanie Alonzo, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P991680 10/12, 10/19, 10/26/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-CA006386 Loan No. 0016540189 Order No. 1153943 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 9/1/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: PAUL T. DIXON, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, and OCTFCU MORTGAGE CO., LLC, as Beneficiary Duly Appointed Trustee: R.E.F.S. Inc., A California Corporation Recorded: 9/9/2004, as Instrument No. 2004000816848, in Book N/A, Page N/A, of Official Records in the office of the Recorder of Orange County, California.

Date of Sale: 11/2/2012 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA Amount of unpaid balance and other charges: $268,966.26 Street Address or other common designation of real property: 25652 RIMGATE DRIVE #2A, Lake Forest, CA 92630 A.P.N.: 939-36-009 Legal Description: as more fully described on said deed of trust. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS’.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.

USA-Foreclosure.com, using the file number assigned to this case 2012-CA006386. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid.

The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 10/2/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Senior Trustee Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00055 PUB DATES: 10/12/2012, 10/19/2012, 10/26/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00596629-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GIL MIRCEA MARDARESCU, STEPHANIE LYNCH MARDARESCU, and NATALIE LYNNE MARDARESCU, a minor and NATHAN ION MARDARESCU, a minor. Petitioner(s) GIL MIRCEA MARDARESCU, STEPHANIE LYNCH MARDARESCU, on behalf of NATALIE LYNNE MARDARESCU, a minor, and NATHAN ION MARDARESCU, a minor has/have filed a petition with this court for a decree changing name(s) as follows: GIL MIRCEA MARDARESCU to GIL MIRCEA MARDARESCO, STEPHANIE LYNCH MARDARESCU to STEPHANIE LYNCH MARDARESCO, and NATALIE LYNNE MARDARESCU, a minor, to NATALIE LYNNE MARDARESCO, a minor, and NATHAN ION MARDARESCU, a minor, to NATHAN ION MARDARESCO, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 02, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 10, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 10/05/2012, 10/12/2012, 10/19/2012, 10/26/2012

SHE SNORES MORE THAN I DO, BUT I STILL LOVE MY HUMAN. — BANDIT adopted 11-26-09

October 26, 2012

Trustee Sale No. F10-00070 Loan No. 9750524 Title Order No. 3206278529 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/27/2007 AND MORE FULLY DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash or cashiers check (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the undersigned trustee (“Trustee”) for the total amount (at the time of the initial publication of this Notice of Trustee’s Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): RSM RESIDENTIAL PROPERTIES, LLC, A NEVADA LIMITED LIABILITY COMPANY Recorded: recorded on 08/03/07 as Instrument No. 2007000486737 of Official Records in the office of the Recorder of Orange County, California; as modified under a Modification of Deed of Trust dated February 15, 2009, and further modified under a Modification of Deed of Trust dated April 15, 2009, as more fully described on said Deed of Trust Date of Sale: 11/14/2012 at 09:00AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA 92866 Amount of unpaid balance and other charges: $38,299,493.51 The purported property address is: 31971 Trabuco Canyon Road, Trabuco Canyon, CA 92679 Legal Description SEE ATTACHED EXHIBIT “A” EXHIBIT “A” PARCEL A: PARCEL 2, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 90-048 RECORDED JULY 20, 1990 AS INSTRUMENT NO. 90382790 AND RE-RECORDED OCTOBER 2, 1990 AS INSTRUMENT NO. 90-526040, BOTH OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING FROM A PORTION OF SAID LAND ALL OIL AND MINERAL RIGHTS NOW AND HEREAFTER IN AND UNDER THAT PART OF SAID LAND LYING BELOW A DEPTH OF 500 VERTICAL FEET BELOW THE SURFACE OF SAID LAND, BUT WITHOUT ANY RIGHT OF ENTRY UPON SAID LAND OR WITHIN SAID TOP 500 FEET THEREOF, FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY PIARIST FATHERS, INC., A CORPORATION, IN THE DEED RECORDED AUGUST 18, 1976, OFFICIAL RECORDS. ALSO EXCEPTING FROM THE REMAINING PORTION OF ALL THE OIL AND MINERAL RIGHTS NOW AND HEREAFTER IN AND UNDER THAT PART OF SAID LAND LYING BELOW A DEPTH OF 500 VERTICAL FEET BELOW THE SURFACE OF SAID LAND, BUT WITHOUT. ANY RIGHT OF ENTRY UPON SAID LAND OR WITHIN SAID TOP 500 FEET THEREOF, FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY THE ROMAN CATHOLIC ARCHBISHOP OF LOS ANGELES, A CORPORATION SOLE, IN DEED RECORDED AUGUST 18, 1976. PARCEL B: A NON-EXCLUSIVE EASEMENT OVER THE SOUTH 24 FEET OF PARCEL 2, AS SHOWN ON A MAP FILED IN BOOK 84, PAGES 3 AND 4 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PARCELC: AN EASEMENT FOR ROAD PURPOSES ONLY OVER A STRIP OF LAND IN SECTIONS 13 AND 14, TOWNSHIP 6 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER AN OFFICIAL PLAT OF SAID LAND FILED IN THE DISTRICT LAND OFFICE DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE EAST LINE OF LOT 1 OF SAID FRACTIONAL SECTION 14, DISTANT THEREON 15 FEET SOUTH OF THE NORTHEAST CORNER OF SAID LOT 1, AND RUNNING THENCE WESTERLY, PARALLEL WITH THE NORTH LINE OF SAID LOT TO THE NORTHEASTERLY LINE OF TRABUCO RANCHO, AS CONFIRMED TO JUAN FORSTER AND SHOWN ON A MAP RECORDED IN BOOK 1 PAGES 53 AND 54 OF PATENTS, LOS ANGELES COUNTY, CALIFORNIA; THENCE NORTHWESTERLY ALONG SAID NORTHEASTERLY LINE TO THE NORTH LINE OF LOT 1 OF SAID SECTION 14; THENCE EASTERLY ALONG SAID NORTH LINE, TO THE NORTHEAST CORNER OF SAID LOT; THENCE CONTINUING EASTERLY ALONG THE NORTH LINE OF SAID SECTION 13, 45.00 FEET; THENCE SOUTHWESTERLY IN A STRAIGHT LINE TO THE POINT OF BEGINNING. PARCEL D: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER THE FOLLOWING DESCRIBED PORTION OF SECTION 11, TOWNSHIP 6 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, ACCORDING TO THE OFFICIAL PLAT THEREOF; BEGINNING AT A POINT IN THE EAST LINE OF SAID SECTION 11 THAT BEARS NORTH 0º 27’ 50” EAST 24.00 FEET FROM THE SOUTHEAST CORNER THEREOF; (1) THENCE SOUTH 0° 27’ 56” WEST 24.00 FEET ALONG SAID EAST LINE TO SAID. SOUTHEAST CORNER; (2) THENCE NORTH 89° 18’ 44” WEST 1680.55 FEET ALONG THE SOUTH LINE OF SAID SECTION 11 TO THE NORTHEASTERLY LINE OF RANCHO TRABUCO AS CONFIRMED TO JUAN FORSTER AND SHOWN ON THE MAP RECORDED IN BOOK 1, PAGES 53 AND 54 OF PATENTS, LOS ANGELES COUNTY, CALIFORNIA; (3) THENCE NORTH 71º 17’ 08” WEST 48.47 FEET ALONG SAID NORTHEASTERLY LINE TO A LINE PARALLEL WITH AND 15.00 FEET NORTHERLY FROM SAID SOUTH LINE OF SECTION 11; (4) THENCE SOUTH 89° 18’ 44” EAST 1699.58 FEET ALONG SAID PARALLEL LINE TO A LINE PARALLEL WITH AND 27.00 FEET WESTERLY FROM SAID EAST LINE OF SECTION 11; (5) THENCE NORTH 72° 13’ 50” EAST 28.43 FEET TO THE POINT OF BEGINNING. End of Legal Description. Assessors Parcel No. 842-071-18 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 508-7373 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case F10-00070. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

THE PROPERTY COVERED IN THIS ACTION INCLUDES ALL SUCH REAL PROPERTY AND THE PERSONAL PROPERTY IN WHICH THE BENEFICIARY HAS A SECURITY INTEREST, RESPECTIVELY, IT BEING THE ELECTION OF THE CURRENT BENEFICIARY UNDER SAID DEED OF TRUST TO CAUSE A UNIFIED SALE TO BE MADE OF SAID REAL AND PERSONAL PROPERTY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 2924F(b)(2) OF THE CALIFORNIA CIVIL CODE DATE: 10/10/2012 Stewart Default Services Oleysa Williams Stewart Title Default Services 7676 Hazard Center Drive, 8th Floor Suite 820 San Diego, CA 92108 (888) 210-6524 Sales Line: (714) 573-1965 Sales Website: www.priorityposting.com Reinstatement Line: (714) 508-7373 To request reinstatement and/or payoff FAX request to: (714) 505-3831 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P993152 10/19, 10/26, 11/02/2012

The Coto de Caza News

Page 29

October 26, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510109-AL Order No.: 120156146-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY D. JACKSON AND SYLVIA JACKSON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 12/21/2006 as Instrument No. 2006000856253 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $421,847.80 The purported property address is: 57 NORTHERN PINE LOOP, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-263-28 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-510109-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510109-AL IDSPub #0038124 10/19/2012 10/26/2012 11/2/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-516282-AL Order No.: 1212842 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LYNDA LASTER, A SINGLE WOMAN Recorded: 4/23/2007 as Instrument No. 2007000258031 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $349,207.65 The purported property address is: 6 TIERRA SEGURO, RANCHO SANTA MARGARITA, CA 92688-3236 Assessor’s Parcel No. 938-12-379 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-516282-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-516282-AL IDSPub #0038170 10/19/2012 10/26/2012 11/2/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00605417-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of EMILY MAILY TRAN, a minor.

Petitioner(s) : VINCENT TRAN and JENNY TRAN has/have filed a petition with this court on behalf of EMILY MAILY TRAN, a minor, for a decree changing name(s) as follows: EMILY MAILY TRAN, a minor to MAILY EMILY TRAN, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 7, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 17, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 10/26/2012, 11/2/2012, 11/9/2012, 11/16/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00604557-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ADAM ORION REY, a minor.

Petitioner(s) : DAVID W. SMITHSON has/have filed a petition with this court on behalf of ADAM ORION REY, a minor, for a decree changing name(s) as follows: ADAM ORION REY, a minor to ADAM ORION SMITHSON, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 12, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/19/2012, 10/26/2012, 11/2/2012, 11/9/2012

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD! Page 30

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-507058-AL Order No.: 120132300-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/31/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JACQUELINE G. ROBB, A SINGLE WOMAN Recorded: 6/7/2007 as Instrument No. 2007000364525 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $221,436.85 The purported property address is: 85 VIA CONTENTO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 935-45-418 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-507058-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507058-AL IDSPub #0038407 10/26/2012 11/2/2012 11/9/2012 NOTICE OF TRUSTEE’S SALE T.S No. 1313412-37 APN: 939-20-299 TRA: 34016 LOAN NO: Xxxxxx9741 REF: Elsobky, Islam IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 30, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 15, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded September 11, 2006, as Inst. No. 2006000604057 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Islam Elsobky, a married man as his sole and separate property, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 165 Night Heron Lane, Aliso Viejo, CA 92656. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $488,547.19. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1313412-37. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information: (619)590-1221.

Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: October 19, 2012. (R-420678 10/26/2012, 11/02, 11/09)

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-518875-LL Order No.: 1232648 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MAURICIO CHICAS, A SINGLE MAN Recorded: 6/25/2008 as Instrument No. 2008000305964 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $388,792.41 The purported property address is: 22561 AUBURNDALE DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-061-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-518875-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518875-LL IDSPub #0038541 10/26/2012 11/2/2012 11/9/2012 NOTICE OF TRUSTEE’S SALE File No. 7301.28951 Title Order No. 6789738 MIN No. APN 931-88-743 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/03/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): LEONARD S. GOULD, A SINGLE MAN. Recorded: 06/10/03, as Instrument No. 2003000676319,of Official Records of ORANGE County, California. Date of Sale: 11/15/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 15 VIA ACUATICA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 931-88-743 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $189,474.73. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7301.28951. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 18, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.28951: 10/26/201 2,11/02/2012,11/09/2012

The Coto de Caza News

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mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www. ocmusiccenter.com. Call 949-858-0900

FOR SALE YAMAHA 7’6” Conservatory Grand Disklavier Player Piano. Ebony Gloss Finish. Excellent Condition. $29,500 OBO 949-858-2994 LAND ROVER LR3 SE V8 2005. 3RD Row Seats, Beige Leather Interior, Charcoal Exterior, 67K Mileage. $19,000. (714) 336-8913 QUILTS! 20 ANTIQUE QUILTS for Sale! Great Gifts for the Holidays! Mint Condition. Call Denise (949) 244-6722

Tutor EXPERIENCED Math Tutor in RSM! R e t i r e d M a t h Te a c h e r Tu t o r i n g Elementary through College Algebra. Call 949-521-2526hilcare

employment Display Advertising Sales Representatives.

Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts.

Experienced only, no trainees. Fax resume in confidence to (949) 589-6429

RIGHT CHOICE MOVING – Local & Long Distance. Packing & Unpacking. Pianos. Fully Insured. Www.rightchoicemoving.com. Free Estimates - Call 866-668-3881 RENT A HUSBAND – Home Repairs. Large and Small Electrical, Plumbing, etc. Local Resident! 949-689-5545 CUSTOM WOOD STAINING/REFINISHING. Time To Update Your Stairs Or Cabinets.

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714-299-5202 FINISH CARPENTRY. Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534 HOUSECLEANING by Polish Married Couple.

Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com The QUIETMAN Handyman Services. Special on Rain gutter cleaning! Home, Yard and Pool maintaince. Affordable and Dependable.

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legal Notices

legal Notices

T.S. No. 12-1962-11 Loan No. 1880191825 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JANENE COOK, AN UNMARRIED WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 11/15/2007 as Instrument No. 2007000685507 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 11/19/2012 at 09:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $698,482.92, estimated Street Address or other common designation of real property: 31855 OLD OAK RD , (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA A.P.N.: 833-011-56 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-1962-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/11/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P993009 10/19, 10/26, 11/02/2012

T.S. No.: 2012-00542 Loan No.: 0030766380 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/10/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JERRY NESS AND SHIVA NESS, TRUSTEES OF THE NESS FAMILY TRUST DATED AUGUST 2, 2004 Duly Appointed Trustee: Power Default Services, Inc. Recorded 10/17/2005 as Instrument No. 2005000833549 in book , page of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom Amount of unpaid balance and other charges: $492,930.02 Street Address or other common designation of real property: 5 FUENTE RANCHO SANTA MARGARITA, California 92688 A.P.N.: 938-08-012 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800)-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 2012-00542. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/12/2012 Power Default Services, Inc. 1525 South Beltline Coppell, Texas 75019 Sale Line: (800)-280-2832 Website: www.auction.com LaTricia Hemphill, Trustee Sales Officer P991440 10/19, 10/26, 11/02/2012

October 26, 2012

Coto de Caza Legal Notices Trustee Sale No.: 20120187405387 Title Order No.: 120209263 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2006 as Instrument No. 2006000466409 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: FREDRICK THOMAS JENKINS AND, LYNN LOUISE JENKINS, TRUSTEES OF THE JENKINS FAMILY TRUST DATED JANUARY 11, 1994,, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/13/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19 SARATOGA , DOVE CANYON, CA 92679 APN#: 790-021-34 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $883,614.84. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405387.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/08/2012 P989656 10/19, 10/26, 11/02/2012

Trustee Sale No.: 20120187405737 Title Order No.: 120218127 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/08/2007 as Instrument No. 2007000088781 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JONATHAN LING AND REBECCA ARTHUR, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/13/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23272 BUCKLAND LN, LAKE FOREST, CA 92630 APN#: 617-271-67 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $350,353.89. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405737.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/8/2012 P991432 10/19, 10/26, 11/02/2012

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October 26, 2012

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The Coto de Caza News

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Flo Bullock and John Russell will be hosting a Free Paper Shredding Event in Coto de Caza!

- FEATURED LISTINGS -

FOR SALE

2 Vintage Way Coto de Caza, CA 92679 4 Beds | 4 Baths | 3,400 ESF Listed at: $1,199,000 www.2Vintage.com

FOR SALE 31851 Via Coyote Coto de Caza, CA 92679 5 Beds | 4 Baths | 3,700 ESF Listed at: $949,000 www.ViaCoyote.com

FOR SALE 2 Seacliff Coto de Caza, CA 92679 5 Beds | 4 Baths | 3,375 ESF Listed at: $917,000 www.2Seacliff.com

FOR SALE 32052 Via Buho Coto de Caza, CA 92679 5 Beds | 6 Baths | 5,228 ESF Listed at: $899,000 Call for more information!

ACCEPTING BACKUP OFFERS

ACCEPTING BACKUP OFFERS

ACCEPTING BACKUP OFFERS

1 Williamsburg Coto de Caza, CA 92679 5 Beds | 3 Baths | 3,170 ESF Listed at: $869,000 www.1Williamsburg.com

31972 Via Pavo Real Coto de Caza, CA 92679 4 Beds | 3 Baths | 3,626 ESF Listed at: $868,000 www.ViaPavoReal.com

23362 Via Alondra Coto de Caza, CA 92679 4 Beds | 5 Baths | 3,000 ESF Listed at: $615,000 www.ViaAlondra.com

ACCEPTING BACKUP OFFERS

9 Hillside Drive RSM CA 92688 4 Beds | 3 Baths | 2,666 ESF Listed at: $575,000 www.9HillsideDrive.com

FOR SALE 42 Pinzon RSM, CA 92688 2 Beds | 3 Baths | 1,530 ESF Listed at: $449,000 www.42Pinzon.com

FOR LEASE 36 Greenspring Dove Canyon, CA 92679 4 Beds | 3 Baths | 2,900 ESF Listed at: $3,450 / Mo. www.36Greenspring.com

FOR SALE 935 Baja Laguna Beach, CA 92651 Approved Plans!!

Listed at: $1,150,000 Call for more information!

FOR SALE 925 Baja Laguna Beach, CA 92651 Buildable Lot!!

Listed at: $950,000 Call for more information!

FOR SALE 22321 Eagle Rock Way Laguna Beach, CA 92651 Approved Plans!!

Listed at: $895,000 Call for more information!

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