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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

October 5, 2012

Rancho Firefighters Invite You To Visit Them Open House This Saturday

Chris Ciraulo Firefighter, Kyle Hawkins Engineer, Christian Urzua Firefighter, Terry Imlay Captain photo by William Casper

October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Americans Victorious in IndyCar’s Return to SoCal

By Lynn Brown Photos by Bill Casper The Izod IndyCar Series celebrated its season finale Saturday night in Southern California. The celebration included the crowning of an American race winner and an American series champion. It was a fitting end to a season of change for the series, and a drastic change from a year ago, when the season ended in a state of shock after Dan Weldon was killed in a horrific accident that halted the Las Vegas finale.

The MAVTV 500 was run under the lights at Auto Club Speedway in Fontana. At the start of the race, Ryan Hunter-Reay trailed Will Power by 17 points, leaving Power in control of the championship fight. When Power lost control of his car and slid into the wall on Lap 55, the door to the championship opened and Hunter-Reay drove through it. Over the next 195 laps, Hunter-Reay worked his way from 12th to 4th, winning the championship by a mere 3 points. Afterwards, Hunter-Reay said, “I have no idea (how I won this championship). This hasn’t sunk in yet. I just drove 500 miles for my life. I can’t believe we’re IndyCar champions.” A former Dana Point resident, Hunter-Reay is the first American to win the IndyCar champion since Sam Hornish, Jr., accomplished the feat in 2006.

Ed Carpenter, another American, was the race winner. After running near the front all night, he made a bid for the lead on a restart with 6 laps to go.

Unable to get by leader Dario Franchitti, Carpenter settled into the high groove and began eating into Franchitti’s lead. Crossing the line to start the last lap, Carpenter was close enough to get a bit of a draft and slip past Franchitti in Turn. A crash behind the leaders brought out the caution flag, assuring Carpenter of the victory. The victory was Carpenter’s second as a driver and his first as a team owner, having started his own team of Ed Carpenter Racing this season. Said Carpenter, “This feels great for a brand new team that just started in November. We have been trying to win ovals all year and finally got it done tonight. A good way to end the year.”

The 2012 season started with the unveiling of a new car, designated the DW12 in honor of Weldon, who had been the test driver during the car’s development phase. The car’s design is unconventional, with large sidepods and rear caps that help prevent wheel-to-wheel contact that often sends cars airborne. While fans were split on whether or not they liked the look of the new car, they were generally pleased with the quality of the racing the new car produced.

Another change for 2012 was the introduction of multiple engine manufacturers, with Chevrolet and Lotus joining Honda as engine suppliers. Although the Lotus engine proved to be underpowered and plagued with problems all season, the acceleration of the Chevrolet engine versus the top-end speed of the Honda engine contributed to the quality of the racing throughout the 15-race schedule.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 5, 2012

Dove Canyon’s Taylor Krebs Wins $10,000 Scholarship Furthers Educational Opportunities for Future Scientists; 2013 Call for Applicants Now Open Thermo Fisher Scientific Inc., the world leader in serving science, today announced the 2012 winners of the Thermo Scientific Pierce Scholarship, a program that provides educational opportunities and $40,000 in scholarships to the future generation of scientists. The Thermo Scientific Pierce Scholarship program is now seeking applicants for the 2013 cholarship awards.

The Thermo Scientific Pierce Scholarship program is open to graduate or undergraduate students studying biology, chemistry, biochemistry or a related life science field. Applicants were required to demonstrate academic skills along with how their passion for science transcends the lab. The six winners of the 2012 scholarships include: · · · · · ·

Erik Schieda, Duke University – winner of $10,000 Taylor Krebs, Boston University – winner of $10,000 Nigel Reuel, Massachusetts Institute of Technology – winner of $5,000 Jonathan Tsai, Stanford University – winner of $5,000 Shannamar Dewey, University of California, Davis – winner of $5,000 Priya Pathak, University of Wisconsin-Madison – winner of $5,000

“We want to congratulate the 2012 winners on their accomplishments,” said Jeff Lee, commercial director for immunoassay products, Thermo Fisher Scientific. “The Thermo Scientific Pierce Scholarship invests in the future of scientists and we anticipate that many of these winners will soon be driving new discoveries and making a positive impact on the community. Based on the high caliber of achievement from our 2012 winners, we look forward to our 2013 applicants.”

The program includes two $10,000 scholarships and four $5,000 scholarships for the 2013-2014 academic year. To qualify for the scholarship, students must have a GPA of 3.0 or higher (on a 4.0 scale) and be enrolled at an accredited college or university for the fall 2013 semester in an undergraduate or graduate program. They must also be legal U.S residents. The deadline for applications is December 14, 2012, and award recipients will be notified in January 2013.

Applications and scholarship award criteria can be found at https://www. pierce-antibodies.com/PierceScholarship/.

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Five-Time Grammy-Nominated Michael Feinstein Performs the Music of Frank Sinatra at Segerstrom Center for the Arts

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Michael Feinstein – multi-platinum artist, two-time Emmy and five-time Grammy Award nominee and champion of the Great American Songbook – returns to Segerstrom Center for the Arts for a one-night-only performance on Saturday October 27 at 7:30 p.m. in Segerstrom Hall. Michael Feinstein: The Sinatra Project pays tribute to the rich Sinatra musical legacy in his own brilliant interpretations all backed by a 17-piece big band.

The program includes renditions of Sinatra’s familiar as well as obscure songs which Feinstein described as “different ways that still reflected his style and approach. It was a way into the material that allowed me to honor him without copying; to bring the essence of him through without being an imitator.”

Tickets to Michael Feinstein: The Sinatra Project start at $45 and are available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. For inquiries about group ticket savings for 10 or more, call the Group Services office at (714) 755-0236. The TTY number is (714) 556-2746.

Segerstrom Center for the Arts applauds Omaha Steaks International and HÔM Sotheby’s International Realty for their support of Michael Feinstein: The Sinatra Project. Acura is the Official Automotive Sponsor of the Center.

Michael Feinstein, “The Ambassador of the Great American Songbook,” is considered one of the premier interpreters of American standards. His 200-plus shows a year have included performances at Carnegie Hall, Sydney Opera House and the Hollywood Bowl as well as

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the White House and Buckingham Palace.

More than simply a performer, Feinstein has received national recognition for his commitment to celebrating America’s popular song and preserving its legacy for the next generation. In 2007, he founded the Michael Feinstein Great American Songbook Initiative, dedicated to celebrating the art form and preserving it through educational programs, Master Classes, and the annual High School Vocal Academy and Competition, which awards scholarships and prizes to students across the country. Feinstein serves on the Library of Congress’ National Recording Preservation Board, an organization dedicated to ensuring the survival, conservation and increased public availability of America’s sound recording heritage.

He earned his fifth Grammy Award nomination in 2009 for The Sinatra Project, his Concord Records CD celebrating the music of “Ol’ Blue Eyes.” The Sinatra Project, Volume II: The Good Life was released last

year. His Emmy nominated TV special, Michael Feinstein–The Sinatra Legacy, which was taped live at the Palladium in Carmel, IN, is currently airing across the country. Last year’s PBS series Michael Feinstein’s American Songbook was the recipient of the ASCAP Deems-Taylor Television Broadcast Award. The series returned in 2012 for a second season, which is now available on DVD. For his nationally syndicated public radio program Song Travels, Feinstein interviews and performs alongside music luminaries such as Bette Midler, Neil Sedaka, Liza Minnelli, Moby, Rickie Lee Jones, David Hyde Pierce and more.

Through his live performances, recordings, film and television appearances, and his songwriting (in collaboration with Alan and Marilyn Bergman, Lindy Robbins and Carole Bayer Sager), Feinstein is an allstar force in American music. For more information, please visit: www. michaelfeinstein.com.

“When a man becomes a fireman his greatest act of bravery has been accomplished.”

What he does after that is all in the line of work.”

- Edward F. Croker

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 5, 2012

See How Your Firefighters Train and Prepare at Orange County Fire Authority’s 7th Annual Open House – October 6 It only takes a second for tragedy to strike. Learn how to “have 2 ways out” and keep your family safe from fire at Orange County Fire Authority’s 7th Annual Open House on Saturday, October 13th from 10 a.m. – 3 p.m. at our Regional Fire Operations & Training Center located at 1 Fire Authority Road (Jamboree & Tustin Ranch Rd.) in Irvine. Bring your family and friends to see live fire demonstrations, put out make-believe fires, take a ride in a fire engine, try on firefighter turnouts, and discover life and fire safety in a fun-filled environment.

“We hope that residents will gain a better understanding of how our firefighters train and live within the communities we serve,” said Fire Chief Keith Richter. “Having our facility open to the public provides an opportunity to educate and inform residents about dangers and hazards in and around their homes, and we hope they take our messages home and utilize them.”

To see how firefighters prepare and stay abreast of current firefighting techniques, demonstrations on the training grounds will occur every halfhour beginning at 10:30 a.m. Back by popular demand is the Urban Search & Rescue dog demonstration. Make sure to stop by the courtyard area for interactive displays and educational opportunities. For more information, visit www.ocfa.org or call (714) 573-6200. You can also meet your local firefighters and see how they live and work in their day-to-day operations on Saturday, October 6 at our Fire Station Open Houses in the 23 cities we serve from 9 a.m.

October 2 Ladera Ranch - station 58 - 58 Station Way 9-2 Mission Viejo - station 24 - 25862 Marguerite Pkwy. 9-2 Rancho Santa Margarita - station 45 - 30131 Aventura 9-2 San Clemente - station 59 - 48 Avenida La Pata 9-2

Saddleback College Speech and Debate Team Kicked Off the Tournament Season The Saddleback College Speech and Debate Team kicked off the fall semester by competing in the Pacific Southwest Collegiate Forensics Association (PSCFA) Warm-up on September 28th at El Camino College in Torrance. Brooke Howell and Madison Dixson received an excellent certificate garnering a record of 3-1 for Novice Debate (four rounds total).

Debate Coach Steve Robertson, stated, “We had a good showing at our first tournament of the year.

Brooke and Madison went 3-1, which I think is a great start for the season. If talk after the tournament is any indication, the debaters are fired-up and motivated to do even better at the next tournament.

It’s gearing up to be a great season.”

The Saddleback Forensics Team started in the 1970s and prides itself on offering students the ability to create innovative arguments for future writing and speaking engagements to strengthen their critical thinking skills and to better communicate with others.

Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community. Having served more than 500,000 students since 1968, Saddleback College offers over 300 degree and certificate programs to help students reach their personal, career, and educational goals. For more information, please visit www.saddleback.edu and for Fine Arts information, please visit www.saddleback.edu/arts.

(Left to right) Brooke Howell, Madison Dixson

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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More Than 800 People Gather for Mobility 21 Summit To Seek Solutions to Avoid Permanent ‘Carmageddon’ More than 800 infrastructure, business and elected leaders participated in the state’s largest one-day transportation conference last Friday to seek ways to break traffic gridlock in Southern California.

On the eve of the full closure of the San Diego Freeway (I-405) in Los Angeles County last weekend, OCTA Chairman Paul Glaab joined U.S. Sen. Barbara Boxer (D-Calif.), Los Angeles Mayor Antonio R. Villaraigosa, Rep. Bill Shuster (R-Pa.) and other leaders from across the region to advocate for steps to overcome the threat of permanent Carmageddon: “We are all in this together,” said Glaab, a Laguna Niguel mayor and Metrolink board member. “That’s why we’re asking the public to help Mobility 21 carry out these five steps by voicing their support of transportation to their elected leaders. Together, we can break through the gridlock and avoid permanent Carmageddon.”

In an era of dwindling state and federal resources, 74 percent of the money for Southern California’s transportation projects is raised locally, predominantly through sales tax measures. During the press event, local officials emphasized the

importance of local funding.

Keynote speaker Jonathan Tisch, chairman of Loews Hotels and an owner of the New York Giants, shared his perspective on the need for publicprivate partnerships to secure muchneeded investments in transportation.

The 11th annual Mobility 21 Summit brought together advocates from public and private sectors along with elected officials to support investing in all modes of transportation to keep Southern California’s 21 million residents moving.

“As our transportation network ages and our population grows, we have to work together to keep us out of gridlock traffic, maintain our global competitiveness and help our businesses grow,” said Gary Toebben, chairman of Mobility 21 and president & CEO of the Los Angeles Area Chamber of Commerce. “We want Southern Californians to work together to shape a sustainable transportation future. That’s why we have launched our mobile website to make it even easier for residents to support transportation improvements in our region.”

Mobility 21 launched a transportation advocacy mobile web application

OCTA Chairman Paul Glaab, also mayor of Laguna Niguel, highlights the necessary solutions to help break traffic gridlock. At the news conference during the Mobility 21 conference, Glaab participates with OCTA Director Bill Campbell, far left, Santa Clarita Councilmember Marsha McLean, Anaheim City Councilwoman Kris Murray, Ventura County Supervisor Kathy Long and OCTA Director Shawn Nelson.

at the conference, urging the public to share feedback with elected leaders to improve transportation in Southern California.

“Orange County’s leadership role in California is strong,” OCTA CEO Will Kempton said. “From eliminating process barriers to our accelerated Measure M half-cent sales tax pro-

gram, we are successfully delivering projects faster and at substantial cost savings for our taxpayers. OCTA’s 91 Express Lanes is a national model for toll road operations, and we’re exploring other ways to deliver significant travel improvements to maximize public investments.”

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October 5, 2012

Model UN Conference in Santa Margarita High Plans Food Truck Festival RAncho Santa Margarita Nearly 1,300 students from 20 different high schools attended the South Orange County Model United Nations Conference (SOCOMUN) on Saturday, Sept. 29th. The SOCOMUN conference is the largest one-day MUN conference in the world. Students from all over California and Arizona attended. The event was organized by students Garrett Williams, of Coto de Caza, and Kate McNally of Rancho Santa Margarita.

Santa Margarita Catholic High School will host a Food Truck Festival fundraiser on Saturday, October 20 from 11 a.m. – 3 p.m.

The event, which will be held in the front parking lot of the school at 22062 Antonio Parkway, Rancho Santa Margarita, will have gourmet food trucks, entertainment, games and prizes as well as a Pumpkin City’s pumpkin patch.

Fun for all ages and all are welcome!

Proceeds from this fundraiser will benefit the general operating fund as well as student clubs and organizations. Adult admission is $5.00 and admission for children 12 and under is $2.00.

For further information, please contact Catherine Hassen at hassenc@ smhs.org or our website www.smhs.org/foodtruckfestival

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SOCOMUN is a chance for high school students to learn about the Model United Nations Program, which simulates the workings of the United Nations.

On Sept. 24th, the 67th session of the real United Nation’s General Assembly began formal meetings. As the real UN went back to business, so did student delegates at SMCHS. The SOCOMUN conference is unique in that it is a training conference, said John Remmell, Santa Margarita’s Catholic High School’s MUN advisor.

“The conference starts off with instructions and explanations and then lets students give it a try in a safe atmosphere,” Remmell said.

High school students serve as delegates discussing global issues such as state-sponsored terrorism, HIV/AIDs, drug control, deforestation, and child labor. “SOCOMUN is a great way for first year delegates to become emerged into the world of MUN” said Garrett Williams. “A great way to start the year off for MUN,” said Bob Timberlake of Mira Costa High School.

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WON’T BE LONG NOW until the new Cinepolis opens in Rancho Santa Margarita

Dramatic new exterior of smoked glass and granite gives residents a sneak preview of the spectacular new theater which is slated to open later this month.

Rancho Santa Margarita Cinépolis Luxury Cinemas, the largest cinema exhibitor in Latin America and fourth largest in the world, is finalizing the final construction elements to open its fifth luxury U.S. location and second Orange County Location at the Rancho Santa Margarita Town Center in late October/ early November. Bringing its completely revolutionized concept in movie theaters to Rancho Santa Margarita and surrounding communities, Cinépolis enhances the traditional movie-going experience by pampering customers in an intimate and comfortable environment.

With successful U.S. locations in Del Mar, La Costa, Laguna Niguel and Westlake Village, Cinépolis is the go-to theater for a first-class movie-going experience. The Cinema in Ocean Ranch includes six state-of-the-art, digital auditoriums, leather reclining chairs, swivel tables and call service buttons that summon cinema servers to take moviegoers’ food and beverage orders during a film.

Ticket prices range from $13.50 -$19.50—with a surcharge for 3D films. The Cinépolis Luxury Cinema is located in the Rancho Santa Margarita Town Center at 30682 Santa Margarita Parkway across from the City Hall.

Guests are invited to socialize with friends in the lounge-style lobby, bar/restaurant area or outdoor patio dining area beforehand, complete with full dining and bar service. The menu offers restaurant-quality favorites such as a chopped short rib burger, Cobb salad, spicy buffalo chicken wrap and sushi. Guests can also enjoy traditional movie snacks such as popcorn (available in Butter, Light, Caramel and Spicy Chili), soft drinks, specialty coffee drinks, milkshakes, gourmet finger foods and desserts such as Chocolate Godiva Cheesecake.

“Our luxury cinemas are a whole new concept that has revolutionized the way moviegoers will watch movies. Relax, order your food and beverages inside the theater and enjoy the movie. Make every movie memorable by coming to Cinépolis Luxury Cinemas which is a new level of a premium movie experience” said Cinépolis Luxury Cinemas Brand Development Manager Alejandro Saenz.

Movies will be shown in both 2D- and 3D-formats. Cinépolis Rancho Santa Margarita is 33,000-square-feet with six screens and 500 seats. This location has fully digital projectors and sound.

Guests interested in hosting group or private events can contact Cinépolis Corporate office at asaenz@cinepolis.com Page 8

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Theater to Open Within The Next Few Weeks

Rancho Santa Margarita Cinepolis Luxury Cinema Getting Ready for its Debut

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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October 5, 2012

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The National Charity League, Inc., Canyon Chapter at the Susan G. Komen Orange County Race for the Cure NCL, Inc., Canyon Chapter Membership Drive is going on now!

Sunday, September 23, 2012 was the 21st annual Susan G. Komen Orange County Race for the Cure. The race is a worldrenowned education and fundraising event for breast cancer. The goal of Komen is to put an end to breast cancer. The event raised $2,071,763 and the money is still coming in. More than 18,000 registered participants, 1,300 volunteers, and over 1,300 breast cancer survivors and their families participated in the race. National Charity League, Inc. Canyon Chapter was honored to serve this cause by preparing the roses for the survivor ceremony, as well as working in several areas during the event, including monitoring the race course, working food service at the finish line, serving in the survivor pavilion, cleanup and most importantly I AM THE CURE. In the I AM THE CURE AREA, mother / daughter teams from the NCL, Inc. Canyon Chapter walked the expo area asking questions to participants about breast cancer health and awareness. The Chapter had over 41 mother/daughter teams volunteering at the event before sunrise. Along with being an NCL, Inc. supported event, it was meaningful to members to serve not only as survivors themselves but also in the name of loved ones in the Chapter and relatives around the world that fight breast cancer.

If you are interested in joining the National Charity League, Canyon Chapter, the membership drive begins in September and applications are being accepted for girls graduating in years 20172019 until mid-December. Mothers and daughters join as a “class” based on their daughter’s grade level. National Charity League, Inc. is a sponsorship organization, which means a prospective member needs to be sponsored by a current member of the Chapter.

10 year survivor Stephanie Sandell and her daughter Kaitlin Sandell prepare roses for breast cancer survivors.

BLESSING OF THE WAVES RETURNS TO HUNTINGTON BEACH Representatives of several faith communities will again join with the Catholic Diocese of Orange and Fr. Christian Mondor to celebrate the spiritual gift that is our Mother Ocean, as the Blessing of the Waves returns to Huntington Beach, October 14, 2012. Fr. Mondor, a Franciscan monk known for his pastoral leadership at St. Simon & Jude Parish in Huntington Beach, is also an accomplished waterman and is a senior Olympics participant. He will be again joined by representatives of other established faiths and hundreds of local people - as together all give thanks for the Ocean Resource and its spiritual and physical bounty.

This marks the Fifth Blessing of the Waves - a non-denominational celebration of the faith shared by many when considering the ocean and its spiritual significance. “Regardless of religious affiliation, many people feel more connected to their spiritual self when coming in contact with the ocean and its waves. Be it the prayerful thought inspired by a beautiful sunset over the sea, or the calm that often greets the early morning beach walker - it is well established that our Mother Ocean helps connect us to a higher sense of self Page 10

and our connection to others. This is what we celebrate each year with the Blessing of the Waves,” said Fr. Mondor.

Interfaith participants expected to include: Maneck Bhujwala (Zoroastrian, Westminster); TBD (Jewish, Temple Beth David, Westminster); Maria Khani (Muslim, Garden Grove Mosque); Tom Morey (Bahai, who is also creator of the Morey body-board); Rev. Dr. Peggy Price (Christian, Seal Beach, Center for spiritual Living); Dr. Gurpreet Singh Ahuja (Sikh, Orange, CA); as well as Fr. Christian Mondor (Catholic/Christian, Sts. Simon and Jude Church, Huntington Beach) Past events have attracted large crowds with many attendees eager to claim that they have participated in earlier Blessing of the Waves gatherings. Held adjacent to the famed Huntington Beach Pier, the morning gathering includes musical performances by a Pacific Islander choir, area musicians and more.

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Drawn to attention by the blowing of a conch shell horn - the ceremony includes brief presentations by the attending religious leaders and culminates with Fr. Mondor’s blessing the crowd with water drawn from the surfline. With the concluding blast of a conch shell bugle, the crowd then walks in unison to the water’s edge where Fr. Mondor and others connect with the ocean and waves by paddling out, wading in or simply touching the Pacific stream as it comes ashore.

“We never expected the Blessing of the Waves to become so successful. This event is truly unique and suggests to me that people of all backgrounds, faiths and with a con-

nection to ocean - do indeed share common bond. We feel in our hearts that we are part of something bigger than ourselves when confronted by the horizon’s watery spread or when confronted by a powerful ocean wave.

How we meet these experiences is similar to a personal prayer - offered in thanks or in need - and it is for this reason alone that the Blessing of the Waves has made a connection with so many people,” Mondor concluded.

FIFTH ANNUAL BLESSING OF THE WAVES!!!!

Sunday, October 14, 2012 - 9 to 11 am Huntington Beach, CA 92648 North Side of Pier

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October 5, 2012

COURAGEOUS DEPUTIES HONORED BY RANCHO CITY COUNCIL

COURAGEOUS DEPUTIES HONORED BY RANCHO CITY COUNCIL for saving a young man’s life in precarious situation on Rancho bridge.(from left Councilmember Mayor Pro Tem Steven Baric, Mayor Anthony Beall, Sheriff’s Deputies Dung Truong, Michael Stout, Sgt. Michael Pixomatis, Lt. Brian Schmutz,Chief of Police,Councilmembers Jerry Holloway, Carol Gamble, Jesse Petrilla(seated)

RANCHO SANTA MARGARITA CITY COUNCILMEMBER JESSE PETRILLA RETURNS

RANCHO SANTA MARGARITA CITY COUNCILMEMBER JESSE PETRILLA RETURNS from his military mission in Afghanistan and was honored by the entire city council with a certificate commemorating his service.In return, Councilman Petrilla presented the city of Rancho Santa Margarita with a gift of the flag that flew over the base in Afghanistan. Shown here being accepted by Rancho Santa Margarita Mayor Anthony Beall who gave a lengthy speech of welcome during the presentation.

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Page 11

October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Bring all shoes we fix like new.

Also purses,suitcase,zippers Clothing alterations.Make Keys 4U2.In Albertson’s Shopping Center by Golden Spoon.21702 Plano Trabuco Road #4B,

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TILE * MARBLE * STONE Fine Ceramic Tile and Natural Stone Kitchens, Baths Custom Design Showroom Open 10-5 23091 Antonio Parkway, RSM

Page 12

Expires 11/15/12

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Facial Plastic Surgeon LUNCHTIME FACIAL REJUVENATION BOTOX * RESTYLANE * JUVEDERM Laser Light Technology

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FIRST CLASS PET SITTING “Your Pets Deserve the Best” Great Rates and References Bonded & Insured!

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October 5, 2012

RANCHO SANTA MARGARITA

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California Smooth - a SAFE keratin straightening treatment Up-Do’s and special occasion hairstyles Complimentary Warm Towel Service Color Correction Facial Waxing Men’s Color/Grey blending Hair Flairs and Hair Feathers Senior Days Every day!

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Coto de Caza News

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Serving Coto de Caza, Dove Canyon, Foothill Ranch, Ladera Ranch, Las Flores, Rancho Santa Margarita, Trabuco Canyon, Wagon Wheel & Surrounding Areas RTGSA is a member of the Southern California ASA Junior Olympic Program RTGSA is 501(c)3: Individual and Corporate Sponsorships are needed

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October 5, 2012

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DISCOVER GOD’S HEALING POWER

JOIN US

Local Dentist Dr. Michael Tessier Discusses Source and Cure of Chipping Upper Front Teeth

Church Services - Sun at 10 AM Sunday School - Sun at 10 AM Healing Tesimony Meetings - Wed at 7:30 PM Child Care at all Services

Visit Our Christian Reading Room Open Monday- Friday 10 AM - 2 PM Saturday 10 AM - Noon

FIRST CHURCH OF CHRIST, SCIENTIST (949) 589-5155 www.christiansciencersm.org www.spirituality.org

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Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

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A nice lady in her middle 50’s came into the office the other day with a chipped upper front tooth. It turns out that the opposing tooth on the lower arch was rotated, and one corner of that tooth hit the upper tooth wrong, and broke it. We patched the chip, but that was not the source of the problem.

During one’s lifetime, lower teeth migrate toward the front of the mouth, and then towards the center. If the four lower front teeth stay in alignment with each other, they’ll stay straight. But, if the forward migration pressure is too great, they’ll start to rotate.

This has a deleterious effect on the supporting tissues of these teeth because it is harder to keep them clean and the gums healthy. It also has a negative impact on the upper front teeth, making them stick out unevenly, or fracturing them, or as in the case of another of my patients, loosens them and predisposes them to premature loss.

The solution is to minimally, imperceptibly (0.25mm per side per tooth) reduce the width of each of the lower front teeth, then moving them back out of harm’s way so that they can’t do any more damage. A removable orthodontic appliance, like a retainer, does the trick. Or, the series of computer-generated aligners from Invisalign which as the name implies are nearly invisible also work for this.

Some people may think that nobody sees the lower front teeth, so their alignment isn’t critically important. It turns out, that’s not the case. We need to keep all the teeth healthy and functional.

Next time you’re close to a mirror, check out your lower front teeth. If they’re crooked, call me.

When you call Please be sure to ask about “Care Credit”, a credit card offering up to 12 months of interest-free credit on dental work. I like this because there are no premiums that have to be paid whether any dental work is required or not Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

ADA and CDA Member

• Complete dentistry for Children & adults • Mercury-free fillings • orthodontics (tooth straightening) • emergencies seen promptly • dentures repairs / relines • tooth Bonding & Bleaching • We meet all prescribed standards of sterilization and infection control

laS FlORES plaZa

28562 OSO pKWy. at aNtONIO pKWy.

459-7212 1-877-gENtlE-t

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Most MaJor Credit Cards aCCepted

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 5, 2012

Coto Village Homeowners association news Missed You!

If you did not get time to attend our Candidate Night, we missed you.

The information and statements are posted on the blog for your review.

Take a look and read through them.

Communication

The Communications Committee was formed to enable the Board to update all the residents more frequently than our monthly newsletter. Donnelle Koselka is head of the committee as our official Village The Annual & October Board Meet- Blogger, posting all of the uptodate ing dates have been changed from information as it happens. Check October 10, 2012 to: it out: www.cotovillageonline.com.

October 17, 2012 at 7:00 p.m. at the Thank you Donnelle!

Coto Valley Community Club To subscribe, please go to the website and click on the link to ‘subscribe.’ This will provide you with updates automatically.

Street Repair Timeline As many of you are aware, the current Board has voted to hire engineers Time to Vote The Annual Meeting and Elections to create a longterm plan to repair our aging streets. We appreciate are scheduled for October 17th. your patience with this project. Find- In order to hold the election, 214 ing the right engineering company ballots must be received.. If there and agreeing on contract terms took are not enough responses, the Asseveral months, but we are pleased sociation has to spend more money to announce that we are underway! to reschedule the meeting. Help us Please remember that, by law, the save money for the Association by Board is only permitted to meet once returning your ballot.

Please follow the instructions on per month to review, discuss and vote on HOA matters. Our meetings are the ballot, so that your vote counts. long and involved but we are working If you did not receive a ballot or have diligently to get our roads in great misplaced it, please contact Merit at (949) 4486224 and request that a shape for many years to come.

Although you may not see crews new package be sent to you. Please and paving machines for a while, there see the blog if you need instructions is work going on behind the scenes as on how to complete the ballot.

Also, you may hand carry your this newsletter goes to print. We have been advised by our engineering firm completed ballot to the Annual Meetthat the best time to perform road work ing on October 17th at 7pm at the is during the warmer months when Coto Valley Club. All ballots must be cold weather and rain will not inter- turned in BY 7pm. Thank you. fere with the work. In the meantime, the repair plan is being reviewed and OCTOBER BOARD MEETING specifications will be finalized so that COTO VALLEY CLUB the Board can review bids. Once a OCTOBER 17TH , 7:00 PM contractor is selected, work will can All Homeowners are welcome and be scheduled. encouraged to attend.

By law, the agenda is posted on the corner of Via Ortega and Via Coyote 4 days prior to the meetVegetation Management The OCFA met with the Association ing, noting meeting topics to be on August 29th and reviewed the com- discussed. mon area behind homes to determine the type of work required to remove the heavy brush. The Board is work- Beautification Efforts ing towards resolution by hiring a Continue contractor to perform the prescribed Thank you for all of the positive work. Once the work is complete, the feedback regarding the landscape Orange County Fire Authority will be upgrades in the community. At the working with the owners directly to September board meeting, the folbring their homes and property into a lowing new projects were approved more fire safe condition. by the Board. The locations are: In the meantime, if you have ques· Replacement of Rosemary at Via tions regarding your personal property Conejo and Via Ortega, and how to protect your home, the · Replacement of Rosemary at Via OCFA has a great program called Conejo south of Via Pato Ready, Set, Go that will help. You · Replacement of Rosemary at may also visit their website at http:// Avenida La Caza south of Via Pavo readysetgooc.org/ Real · Replacement of Rosemary at

Avenida La Caza north of Via Pavo the EVEN side of the street. Thank you for your cooperation, this keeps Real · Installation of sod at Via Venado us all safe! · Our CCR’s do not permit comwest of Via Pardal. mercial vehicles to be parked in We look forward to seeing the homeowner’s driveways. Please use your garage. final results · If you are leasing your home, please contact Merit. This enables Phone Call Policy Every homeowner, or renter, us to send monthly newsletters to should be aware that phone calls to your tenants. Homeowners are rethe gate cost the HOA. The first 4 sponsible for conveying our rules, calls are free, but once you reach 5 policies and CCR’s to your tenants. calls, a $20.00 fee will be assessed and it escalates from there. Remember, registering your guests online Contact Information is free! Renters making excessive Community Manager calls are charged back to the homeJaime Moore, CCAM ® owner’s account.

(949) 4486224 Fax (949) 4486538 jmoore@meritpm.com Thank You Architectural/Compliance The board would like to thank Common Area Maintenance the homeowners that attended Dana Goldstein the September open session of (949) 4486094 the HOA meeting and participated Fax (949) 4486516 in Candidates Night. The owners dgoldstein@meritpm.com were patient with a late start time BOARD MEMBERS and asked many questions of the President, Jason Vallone prospective candidates. It made for Vice President/Treas., Jim Evans a great discussion.

Secretary, Linda Bundy Homeowners are encouraged to Member at Large, Ken Upton attend monthly HOA meetings. As a Member at Large, Jeff Reuter result we will become a more coheBlog: www.cotovillageonline.com sive community and the Board will be Website: www.meritconnect.com/ able to better address homeowner’s cotodecazacommunity needs and concerns.

Guest Gate Access Website: www.czmaster.org Trash Support/Account Creation: Garbage trucks arrive Monday Support11@dwellinglive.com morning. Trash cans my be put 9498582290 out Sunday evening and must be Phone Numbers removed, from view, no later than CHP (Street Blocking) Tuesday morning.

9495597888 Plan for upcoming changes with Sheriff (Noise & Vandalism) the holidays and make arrange9497706011 ments if you are going out of town Reminder In order to be consistent for your neighbor to be in charge of and to protect all parties involved, your trash cans. all approvals must be in writing from Merit. No verbal authorizations are Reminders allowed. Thank you for your underIf you must park on the street, restanding and cooperation. member that in 2012, please park on The Coto de Caza News

Page 15

October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Fire Prevention Month - Fire Prevention Education Works

By KristineAtPuroClean The National Fire Prevention Association (NFPA) has chosen October as Fire Prevention Month and and this year National Fire Prevention Week begins October 9th. These designations commemorate the Great Chicago Fire, that started on October 9, 1871, killing about 300 people, leaving 100,000 homeless and destroying more than 17,000 structures.

Fires happen - especially in large urban areas.

According to statistics gathered by the NFPA, your household currently has a 1 in 4 chance of having a home fire large enough to be reported to a fire department during an average lifetime - and most of these fires occur in the Fall and Winter months - with more residential fires occurring on Thanksgiving Day than any other single day of the year. Last year, at the national level, there were more fires than the year before. So there is still much work to be done in terms of fire prevention.

But the best news since the beginning of the Fire Safety initiatives is that every year deaths from fires of all kinds have been reduced. Each generation has had a lower risk of dying in fire than the previous generation. 90 years ago, your chances of dying in a fire in the U.S. would have been about 12 times what they are today. Last year, the Fire Department of Philadelphia recorded a twentythree percent (23%) reduction in fire fatalities, the lowest loss of life by fire in Philadelphia history.

So, what can we attribute these positive changes to? Education!

More people are now aware of the one key thing they can do to survive a fire: install smoke alarms. Because we know that without them, death by fire increases. In 70 percent (70%) of the fire fatalities that did occur in Philadelphia last year, the smoke alarms and/ or sprinkler systems weren’t working.

Smoke alarms are so effective in saving lives that many municipalities now have programs for people to obtain smoke alarms if they cannot afford to purchase them. (For people living in Philadelphia who cannot afford to buy a smoke alarm the hotline at 215-686-1176 will help them to obtain one at no cost.)

What you may not know is that in addition to installing smoke alarms on every floor of your home and having an escape plan, there is one additional step to take to protect yourself and your loved ones from death by fire: Close your bedroom door while sleeping!

Additional tips: Once they are installed, make sure to test your smoke alarms weekly and change the batteries twice a year when you change our clocks for day light savings time Replace Smoke Alarms every 10 years When you plan and practice your home fire drill, include a family meeting place in the plan If the smoke alarm sounds, make sure you feel

the closed doors for heat. IF THE DOOR IS HOT DO NO OPEN THE DOOR - FIND A SECOND WAY OUT Smoke kills! Make sure you stay low when exiting the building since smoke rises IF A FIRE STRIKES LEAVE QUICKLY! FIRE IS VERY FAST - GET OUT AND STAY OUT NEVER GO BACK INTO A BURNING BUILDING By following these tips, you and your loved ones may survive in good health if the unthinkable should happen!

Tips on Being Prepared for a House Fire

By Debra Pamplin People work diligently day after day, to protect their family, their home, and their belongings. There are always steps to take to prevent damage and destruction from certain fiascos. But, what if there is a fire in your home?

What preventive steps can you take to ensure your family is allowed a safe exit of a home fire?

A house fire is something few of us wish to discuss. It is easier to not think about it. But, the fact is that talking about it and having a safety plan is crucial to ensure the safety of yourself and your loved ones.

The first step is to come up with an “exit plan”. This plan will include the pathway exits from the home, with scenarios of a potential fire beginning in different parts of the house. This is most important for those with small children. Make sure your kids know which way to vacate the house in the event of a fire, where to meet you once outside, and most importantly, make sure they know they are not to stop to gather any personal belongings. Let them know that everything they own can be replaced, but that they are the most valuable possession you own, and that they cannot be replaced.

Also, have a clear plan on where to meet after evacuation. A neighbor’s drive perhaps. This will be a meeting place to see if there is still anyone left inside. Once you have gathered at the meeting location, then 9-1-1 can be contacted.

Secondly, knowing that there will not be time to gather important documents and such, I recommend a fire proof box. Birth certificates, social security cards, deeds, and any personal items such as picture cds can be stored safely in a fire proof box. Some people might opt to keep an extra book of checks or cash in this box in the event of tragedy striking. Having these items survive a potential fire will just makes things a little easier after the fact.

The Red Cross will be contacted and a representative will meet with you, to Page 16

The Coto de Caza News

provide assistance for living expenses for the next few days. They will issue you a debit card, with a set amount of money on it. The money can be used for gasoline, food, groceries, motel and clothes. The worker will go over the amount allotted, based on the amount in your family.

Having a house fire is devastating, and no amount of planning can prepare you for the huge loss, but these few steps can help ensure a safe ending for your loved ones, and the ability to have the important documents needed to make starting over just a bit easier.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 5, 2012

Money-saving open enrollment tips

By Jason Alderman Over the next few weeks, millions of Americans will receive their 2013 open enrollment materials. Although it’s tempting to simply check “same as last year,” that can be a costly mistake – especially if your employer is offering different benefit plans next year or your family or income situation has changed.

Plus, an important feature of health care flexible spending accounts, which many people use to reduce their tax bite, is changing next year (more on that below).

Here’s what to look for when reviewing your benefit options: Many benefit plans – especially medical – change coverage details from year to year. If you’re offered more than one plan, compare features side by side (including plans offered by your spouse’s employer) to ensure you’re choosing the best alternative. Common changes include: Dropping or replacing unpopular

HAPPY GRAPES

By David White On Saturday morning, a friend called to seek my advice on that evening’s dinner.

“My boyfriend and I are making poached salmon with truffles and shrimp in a cream sauce,” she said. “What type of wine should we drink?”

I could see her conundrum. Salmon and shrimp suggest a dry, refreshing white. But a cream sauce could bludgeon a delicate wine. And anything red - even something soft and light, like a Pinot Noir - probably wouldn’t complement the dish.

That’s why the answer was simple.

“Just go with Champagne,” I answered. “It’ll work perfectly.”

Later that evening, my friend confirmed that the wine was an ideal match.

“Plus,” she said, “It was fun to drink Champagne with dinner, just like real wine.”

Indeed.

or overly expensive plans.

Increased monthly premiums for employee and/or dependent coverage.

Increased deductible and/or copayment amounts for doctor visits, prescription drugs, hospitalization, dental or vision benefits, etc.

Revised drug formularies.

Doctors and hospitals sometimes withdraw from a plan’s preferred provider network.

Raising maximum yearly out-ofpocket expense limits.

If offered by your employer, health care and dependent care flexible spending accounts (FSAs) can significantly offset the financial impact of medical and dependent care by letting you pay for eligible out-ofpocket expenses on a pre-tax basis; that is, before federal, state and Social Security taxes are deducted from your paycheck. This reduces your taxable income and therefore, your taxes.

You can use a health care FSA to pay for IRS-allowed medical expenses not covered by your medical, dental or vision plans. Check IRS Publication 502 at www.irs.gov for allowable expenses. Dependent care FSAs let you use pre-tax dollars to pay for eligible expenses related to

care for your child, spouse, parent or other dependent incapable of self-care.

Here’s how FSAs work: Say you earn $42,000 a year.

If you contribute $1,000 to a health care FSA and $3,000 for dependent care, your taxable income would be reduced to $38,000. Your resulting net income, after taxes, would be roughly $1,600 more than if you had paid for those expenses on an after-tax basis.

Keep in mind these FSA restrictions: Important: Effective January 1, 2013, employee contributions to health care FSAs are now limited to $2,500 a year; however, if your spouse has FSAs at work, you still may contribute up to $2,500 to each account.

The dependent care FSA limit remains unchanged at $5,000.

Health care and dependent care account contributions are not interchangeable.

Estimate planned expenses carefully because you must forfeit unused account balances. Some employers offer a grace period of up to 2 ½ months after the end of

Bubbles For Any Occasion Year after year, France’s big Champagne houses spend millions trying to convince us that Champagne is best enjoyed when celebrating. That might be true -- after all, wine shops see a huge spike in sales around New Year’s and Valentine’s Day, and it is fun to drink Champagne on a special occasion.

But Champagne and other sparkling wines deserve a spot at the dinner table all year long. Most sparklers are characterized by vibrant acidity and freshness, which help them cut through spicy meals, complement savory food, and elevate even the simplest of dishes.

Real Champagne is quite pricey, obviously. Under European Union trade laws, wine can only be sold as “Champagne” if it comes from the Champagne region of France and is made in accordance with a number of regulations. Most notably, Champagne must be made in the “traditional method” -- an expensive, multistep process -- and produced, generally, from Chardonnay, Pinot Noir, and Pinot Meunier. Consequently, even “budget” options cost about $40 per bottle.

Fortunately, there are plenty of affordable sparkling wines from regions outside Champagne.

Within France, sparkling wines labeled as “Cremant” are produced using the traditional method and winemakers must follow a number of strict rules.

Sparkling wines from Burgundy -- called Cremant de Bourgogne -- have long offered exceptional value. Because the region grows the same grape varieties as Champagne, top examples can often pass for the real thing. And they’re typically just a fraction of the cost -- many can be found for less than $20.

In the United States, wines labeled as “Methode Champenoise” are also produced in the traditional method using the same grape varieties as Champagne.

For about $25, it’s hard to beat the entry level bottlings from Domaine Carneros, Roederer Estate, and Argyle.

For less than $15, Cava -- a sparkling wine from Spain that’s produced like Champagne but using native Spanish grapes -- is the best option.

Of course, nothing beats the real thing.

And fortunately for American consumers, there’s never been a better time to explore Champagne.

For years, the American market has been dominated by large producers like Moet & Chandon, Piper Heidsieck, and Veuve Clicquot. These companies purchase their grapes from growers across Champagne and blend their wines to deliver a consistent, high quality product year after year.

In recent years, however, wine enthusiasts have gone gaga over “Grower Champagne,” or wines made by the

the plan year to incur expenses, but that’s not mandatory, so review your enrollment materials.

Outside of open enrollment, you can only make mid-year FSA changes after a major life or family status change, such as marriage, divorce, death of a spouse or dependent, birth or adoption of a child, or a dependent passing the eligibility age. If one of those situations occurs mid-year, re-jigger your FSAs accordingly for maximum savings.

You must re-enroll in FSAs each year – amounts don’t carry over from year to year.

Also remember that if you marry, divorce, or gain or lose dependents, it could impact the type – and cost – of your coverage options.

farmers who grow the grapes.

Just as we understand why an apple grown in Virginia tastes different from an apple grown in Massachusetts, we understand why a Chardonnay produced in Sonoma tastes different from a Chardonnay produced in Napa. Champagne is no different. And Grower Champagne conveys a sense of place -- something that large producers simply can’t offer.

Today, Grower Champagne accounts for only about 4 percent of America’s Champagne market. But that percentage has been rising quickly, thanks to a few key wine importers and America’s growing obsession with knowing the source of our food. Indeed, wine enthusiasts call grower Champagne “farmers’ fizz.”

Grower Champagnes are still quite expensive. Basic offerings from some of my favorites -- Chartogne-Taillet, Egly-Ouriet, Pierre Peters, and Vilmart -- still cost upwards of $50. But when compared to the large Champagne houses, these wines represent a good value, as Growers don’t have marketing expenses or bureaucratic bloat.

So next time you feel like splurging, pick up a bottle of Grower Champagne.

And next time you sit down for dinner -especially if you’ve prepared something with a cream sauce -- go for something that sparkles.

The Coto de Caza News

Page 17

October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Girls Inc., Luncheon Gets “Strong. Smart and Bold” - Nets $205k

Co-chair speaker and Girls Inc. graduate Vanessa Singh with Over 250 guests attended the Girls Incorporated of Orange County annual speaker USMC Major Robyn fundraising luncheon “My Bold Future” at the Westin South Coast Plaza hotel Mestemacher

raising approximately $205,000 for the nonprofit organization. Girls Inc. has served the Orange County area since 1954 with programs that inspire all girls to be strong, smart, and bold.

“Our annual fundraising luncheon is such an important event because it brings together our corporate and community partners and supporters to celebrate the work we do in the community,” said Lucy Santana, CEO of Girls Inc. of Orange County. “The monies raised today will directly impact the lives of the thousands of girls we serve each year.”

The luncheon started with a VIP reception followed by a delectable lunch that featured butternut squash ravioli with browned butter and sage sauce; the entrée was a salad of pulled chicken marinated with lemon garlic vinaigrette, served on top of butter lettuce leaves and arugula with walnuts, crumbled goat cheese and apples and berries. The dessert trio included a Chocolate Triangle Box filled with Chocolate Mousse garnished with whipped cream; a berry shot with mint and homemade Strudel in a Beggar’s Purse.

Welcoming everyone was the mistress of ceremonies, Celebrity Chef Jamie Gwen. She was a delight introducing everyone and keeping things on time.

Going with the theme, Strong, Smart and Bold one of the featured speakers, the “strong” speaker was Major Robyn Mestemacher, a G1 Operations Officer and Sexual Assault Response Coordinator at I Marine Expeditionary Force, Camp Pendleton. She spoke about her days in the Marine Corp, making light of her worse days but overcoming the challenges she encountered along the way. Her motto is “bloom where you’re planted” and being the minority in the service, her speech came to life as her strength showed which definitely fit with the luncheon’s theme.

Mary Niven, Vice President of Disney California Adventure Park and Guest Services at the Disneyland Resort in Anaheim was the “bold” speaker. She gave advice to those girls in the audience to believe in themselves with a “forced perspective” to look at the bigger and smaller things in life. She encouraged them surround themselves with different types of people, those who have confidence, dreams, vision and build a support system for a bold future.

Other inspiring speakers included Girls Inc. alumna, Edith Esparza and Vanessa Singh, who both received $15,000 scholarships from Girls Inc.’s national organization in New York.

An adorable video was played with different girls of various ages saying what they wanted to be when they grow up. The crowd was very touched and amused by some of the statements. Some girls stated they wanted to be a dentist, doctor, veterinarian, but the one that got the most applause was the girl who said she wanted to be the first female Major League Baseball Player!

A live auction was held and started off with “sponsor a girl” which raised over $90,000. Then the bidding wars started with the live auction – items included were a family “frenzy” package starting with 4 VIP tickets to WWE SmackDown at the Staples Center, 4 VIP tickets to Disney on Ice and 2 tickets to see the new pop superstars, One Direction. Other items included a luxury suite at one of the LA Kings games during the 2012-2013 season, 2 tickets to see the Lakers, a luxury suite at a Clipper game, 2 VIP seats at the ESPY Awards, 2 tickets to the American Music Awards and a host of more.

Major contributors to the luncheon were Hoag Hospital, Sue & Ralph Stern, ADP, Decision Toolbox, Disneyland Resort, First Foundation Advisors, HessVerdon & Associates, PIMCO Foundation, Pam & Andy Policano, Harriet & Sandy Sandhu, Sedgwick, Snell & Wilmer L.L.P., UPS and Wal-Mart Stores, Inc. Page 18

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Girls Tina Aldatz, Founder of Foot Petals & Shawn Halan

Girls Inc. CEO Lucy Santana, Kim Sentovien, Kim Shepherd and Laura Wilkin

Girls Dennis Kuhl Chairman of Angels of Anaheim & Neda Zaengle, CEO of Irvine Public Schools Foundation

One small but interesting take away; there were small rocks on each of the tables along with black markers - everyone was asked to write an inspirational word or phrase on the rocks and then leave them on the table. Girls Inc., will be taking the rocks back to their facility and placing them in areas where their girls will be able to see them.

Girls Inc. of Orange County positively changes the lives of 4,000 girls annually, ages 4 1/2 to 18, with the mission to inspire all girls to be strong, smart, and bold. The Girls Inc. experience equips girls to navigate gender, economic, and social barriers and grow into healthy, educated and independent adults. Life skills, college readiness, and workforce development are the three main areas that surround program curricula. For more information about Girls Incorporated, visit www.girlsinc-oc.org.

Photos by Ann Chatillon

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FORMER MODEL

Wow..beautiful townhome located close to the park. Exceptional upgrades, vaulted ceilings and lots of windows.Nice size patio for entertaining.

Offering approx 1400 sq. ft. with 3 bed and 3 bath. Attached 2 car garage.

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This beautiful QUALITY custom home has it all! This well thought out floorplan This location and exterior views of the oak trees will leave you speechless. This custom home offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly private backyard. This custom home is situated on over an acre lot and located in remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller the prestigious neighborhood “The Woods�. 5 Shire $2,849,000.00 will consider seller financing or a trade 3 Palomino $1,249,000.00

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The Coto de Caza News

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LD

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Very private large lot with tremendous privacy and large green belt on one side.

Beautiful townhome with all the ammentities. Offering approx. 1600 sq. ft with Nestled up towards the hills in a wonderful family neighborhood with community pool and 3 bedrooms and 2.5 baths. Spacious floorplan with separate living and dining. Excellent floor plan offering approx 2400 sq. ft with 4 bedrooms and 3 baths. Newly park. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. updated through out.

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Very nicely upgraded. Nice size backyard and an attached 2 car garage. Close to 20692 Shadow Rock $539,000.00 26511 Via Marina $559,000.00 the park. 67 Night Bloom $569,000.00

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LD SO

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All redone inside with extensive stone floors, granite, carpet and paint. Large open Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bed- Located on a prime lot with golf course views and so many upgrades beyond your floor plan with roaring ceilings. Nice size kitchen with granite counter. Exceptional rooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite imagination. Offering approx. 1351 sq. ft with 3 bedrooms and 3 bath. Two car atbackyard with sparkling pool and spa. Enjoy the magnificent views of saddleback counters. Spacious backyard and well manicured. 10 Calle Larspur $485,000.00 tached garage and large front courtyard. 12969 Ternberry $499,000.00 mountains. 47 Summitcrest $749,000.00

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LD SO IDEAL FAMILY HOME

Located on a quiet culdesac with views. Aprox. 2500 sq. ft. with 5 bedrooms and 3 bath. Loaded with upgrades and a wonderful family home. Newly landscaped and all new flooring. 9 Woondsong $659,000.00

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LD

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October 5, 2012

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Coto de Caza Legal Notices TSG No.: 6724651 TS No.: CA1200244673 FHA/VA/PMI No.: APN: 691-401-20 Property Address: 26291 VIA CALIFORNIA DANA POINT, CA 92624 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/22/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/06/2003, as Instrument No. 2003000944458, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: THEODORE N. DEUEL, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 691-401-20 The street address and other common designation, if any, of the real property described above is purported to be: 26291 VIA CALIFORNIA, DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $592,889.02.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1200244673 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207196 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

Page 22

TSG No.: 5587886 TS No.: CA1100231339 FHA/VA/PMI No.: APN: 833-082-06 Property Address: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/12/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/16/2008, as Instrument No. 2008000236202, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: RICHARD B. FERRIS AND MARIA A. FERRIS, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833082-06 The street address and other common designation, if any, of the real property described above is purported to be: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA), RANCHO SANTA MARGARITA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $534,365.18. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1100231339 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)9390772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207159 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

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Coto de Caza Legal Notices T.S. No. 12-19533 APN: 937-28-028 Loan No. 0598649846 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ANGEL CARVAJAL ULLOA, A SINGLE MAN Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 5/24/2007 as Instrument No. 2007000337881 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Estimated amount of unpaid balance and other charges: $386,319.65 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 32106 VIA VIENTE UNIT 28 , SAN JUAN CAPISTRANO, CA 92675 Described as follows: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST A.P.N #.: 937-28-028 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-19533. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 9/17/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 or www. priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P985556 9/21, 9/28, 10/05/2012

T.S. No.: 11-41897 TSG Order No.: 110088351-CA-MSI A.P.N.: 935-43-315 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/25/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 02/16/2007 as Instrument No. 2007000106799 in book -- page -- of Official Records in the office of the Recorder of Orange County, California, executed by: TROY D. GRANTZ AND CHRISTINE M. GRANTZ, HUSBAND AND WIFE, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 161 PASTO RICO , RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $504,250.15 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-41897. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 7/2/2012 Date: 10/3/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P986050 10/5, 10/12, 10/19/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602527 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MINA MYUYEN VU. Petitioner(s) MINA MYUYEN VU has/have filed a petition with this court for a decree changing name(s) as follows: MINA MYUYEN VU to LANUYEN VU NGO. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 3, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News – 10/5/2012, 10/12/2012, 10/19/2012, 10/26/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602441-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JEFF SEVKET YANC, ARZU GONCA YANC, and JESSICA SELIN YANC, a minor and JASON BURAK YANC, a minor. Petitioner(s) JEFF SEVKET YANC, and ARZU GONCA YANC, on behalf of JESSICA SELIN YANC, a minor, and JASON BURAK YANC, a minor has/have filed a petition with this court for a decree changing name(s) as follows: JEFF SEVKET YANC to JEFF PASHA MORGAN, ARZU GONCA YANC to ARZU GONCA MORGAN, and JESSICA SELIN YANC, a minor, to JESSICA SELIN MORGAN, a minor, and JASON BURAK YANC, a minor, to JASON BURAK MORGAN, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 3, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/05/2012, 10/12/2012, 10/19/2012, NOTICE OF TRUSTEE’S SALE TS No. 12-0057400 Title Order No. 11-0047091 APN No. 741-162-36 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/07/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by NADIA HOOITES MEURSING, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 02/07/2007 and recorded 2/9/2007, as Instrument No. 2007000092649, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/29/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4 IVY GATE LANE, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $667,147.12.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0057400. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167642 10/05, 10/12, 10/19/2012

FICTITIOUS BUSINESS NAME STATEMENT #20126315684 The following person(s) is (are) doing business as: RJ CONSTRUCTION OF OC, 1 HOPE DRIVE, TUSTIN, CA 92782. The Fictitious Business Name(s) referred to above was/were filed with the Orange County Recorder on SEPTEMBER 25, 2012. This business is conducted by an INDIVIDUAL: ROBERT ALAN JOHNSTON, 1 HOPE DRIVE, TUSTIN, CA 92782. The registrant(s) has/have commenced doing business on 9/22/2012. (signed) ROBERT JOHNSTON The Coto de Caza News – 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00598410-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of YESHUA NICK, a minor. Petitioner(s) SEAN NICK LEVI, on behalf of YESHUA NICK, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: YESHUA NICK, a minor, to YESHUA NICK LEVI, a minor . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 9, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 18, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0029472 Title Order No. 12-0049636 APN No. 814-231-07 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/18/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KENNETH C. ATLES, , A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, dated 05/18/2004 and recorded 5/26/2004, as Instrument No. 2004000471032, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 16 SANTA FE, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $557,361.28.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0029472. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.169130 10/05, 10/12, 10/19/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00596629-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GIL MIRCEA MARDARESCU, STEPHANIE LYNCH MARDARESCU, and NATALIE LYNNE MARDARESCU, a minor and NATHAN ION MARDARESCU, a minor. Petitioner(s) GIL MIRCEA MARDARESCU, STEPHANIE LYNCH MARDARESCU, on behalf of NATALIE LYNNE MARDARESCU, a minor, and NATHAN ION MARDARESCU, a minor has/have filed a petition with this court for a decree changing name(s) as follows: GIL MIRCEA MARDARESCU to GIL MIRCEA MARDARESCO, STEPHANIE LYNCH MARDARESCU to STEPHANIE LYNCH MARDARESCO, and NATALIE LYNNE MARDARESCU, a minor, to NATALIE LYNNE MARDARESCO, a minor, and NATHAN ION MARDARESCU, a minor, to NATHAN ION MARDARESCO, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 02, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 10, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 10/05/2012, 10/12/2012, 10/19/2012, 10/26/2012

October 5, 2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00593163 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCIS WANG DANG. Petitioner(s) FRANCIS WANG DANG has/have filed a petition with this court for a decree changing name(s) as follows: FRANCIS WANG DANG to FRANCIS DANG WANG . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 12, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 23, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/14/2012, 9/21/2012, 9/28/2012, 10/5/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00600181 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of REBECCA ZAHABIAN. Petitioner(s) REBECCA ZAHABIAN has/have filed a petition with this court for a decree changing name(s) as follows: REBECCA ZAHABIAN to REBECCA SALEHANI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 24, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0002693 Title Order No. 12-0004998 APN No. 636-151-13 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by NASSER SADEGHI, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 01/22/2007 and recorded 1/26/2007, as Instrument No. 2007000056353, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25512 RAPID FALLS ROAD, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,249,732.84. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002693. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168724 10/05, 10/12, 10/19/2012

Trustee Sale No. : 20120187405666 Title Order No.: 120217244 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/19/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/22/2006 as Instrument No. 2006000860942 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: TERRY EISINGA HENBERGER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/25/2012 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25081 LEUCADIA ST #G, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 933-34-141 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $346,752.37. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405666.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 09/27/2012 NPP0207821 COTO DE CAZA NEWS 10/05/2012, 10/12/2012, 10/19/2012

The Coto de Caza News

Page 23

October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices APN: 934-53-167 TS No: CA09002375-12-1 TO No: 7742-468528 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/22/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/30/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/29/2008 as Instrument No. 2008000041981 of official records in the Office of the Recorder of Orange County, California, executed by RICHARD KEITH VENRICK JR A SINGLE MAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 27373 PASEO LA SERNA , SAN JUAN CAPISTRANO, CA 92675-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $426,107.66 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 9/24/2012 TRUSTEE CORPS TS No. CA09002375-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Rowena Paz, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09002375-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P987800 10/5, 10/12, 10/19/2012

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Coto de Caza Legal Notices

Title Order No .7742-459096 Trustee Sale No. 2012-1634 Reference No. TI-MON 0051-02 APN No. 938-12-216 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 10/4/2011.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 10/30/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on November 3, 2011 as Document No. 2011000557879 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): CHRISTOPHER BOWMAN AND ROSA BOWMAN WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 91 TIERRA PLANO , Rancho Santa Margarita, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $8,244.16 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, TIERRA MONTANOSA MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2012-1634. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www. priorityposting.com. Date: 9/21/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P987409 10/5, 10/12, 10/19/2012

T.S. No.: 2012-02765 Loan No.: 0599154812 APN: 804-441-20 TRA No.: 82-323 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/22/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DOMINADOR B. PINERA AND EMILIANA C. PINERA, HUSBAND AND WIFE AS COMMUNITY PROPERTY Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS A NOMINEE FOR METROCITIES MORTGAGE LLC DBA NO RED TAPE MORTGAGE Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 10/28/2004 as Instrument No. 2004000971758 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $975,910.19 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 23 EASTHILL, TRABUCO CANYON AREA, CA 92679, AKA 23 EASTHILL TRABUCO CANYON, CA 92679 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 804-441-20 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02765. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 9/25/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Officer P988210 10/5, 10/12, 10/19/2012

TSG No.: 6816643 TS No.: CA1200245392 FHA/VA/PMI No.: APN: 780-071-52 Property Address: 15 GREENVALE RCHO STA MARGARIT, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/11/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/25/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/18/2004, as Instrument No. 2004000440388, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California.

Executed by: GARY J. MCCARTAN II AND ROZA M. MCCARTAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 780-071-52 The street address and other common designation, if any, of the real property described above is purported to be: 15 GREENVALE, RCHO STA MARGARIT, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $459,812.63.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245392 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207787 COTO DE CAZA NEWS 10/05/2012, 10/12/2012, 10/19/2012

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The Coto de Caza News

T.S. No.: 2012-02455 Loan No.: 0598620979 APN: 755-222-50 TRA No.: 82-322 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Douglas Braun and Sheila Braun, husband and wife Beneficiary Name: Mortgage Electronic Registration Systems, Inc. acting solely as a nominee for Greenpoint Mortgage Funding, Inc. Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 3/30/2007 as Instrument No. 2007000205788 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,176,342.42 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 4 SHARON LANE, COTO DE CAZA, CA 92679 AKA 4 SHARON LANE TRABUCO CANYON, CA 92679 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 755-222-50 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02455. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 9/28/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Officer P989132 10/5, 10/12, 10/19/2012

The Coto de Caza News

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Coto de Caza Legal Notices T.S. No. 11-5825-55 Loan No. 1010471157 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DEMETRI R GUTIERREZ AN UNMARRIED MAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 9/18/2007 as Instrument No. 2007000569340 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $432,093.39, estimated Street Address or other common designation of real property: 20 BLAZEWOOD (FOOTHILL RANCH AREA) LAKE FOREST, CA A.P.N.: 601-023-51 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 11-5825-55. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 9/13/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P984683 9/21, 9/28, 10/05/2012 TSG No.: 4083508 TS No.: 20099070806798 FHA/VA/PMI No.: APN: 123-332-08 Property Address: 26952 CALLE VERANO DANA POINT, CA 92624 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/02/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/25/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/13/2005, as Instrument No. 2005000721791, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: ROBERT STRAND and VICTORIA STRAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 123-332-08 The street address and other common designation, if any, of the real property described above is purported to be: 26952 CALLE VERANO, DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $854,841.58. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case 20099070806798 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208495 COTO DE CAZA NEWS 10/05/2012, 10/12/2012, 10/19/2012

Trustee Sale No.: 20120134000738 Title Order No.: 120128410 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/03/2006 as Instrument No. 2006000447607 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ANN TINKER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/15/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 85 CALLE DE FELICIDAD , RANCHO SANTA MARGARITA, CA 92688 APN#: 930-27-430 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $382,549.68. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www. priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134000738. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/14/2012 P982680 9/21, 9/28, 10/05/2012

Trustee Sale No.: 20110191200324 Title Order No.: 1067318 FHA/ VA/PMI No.: 048-4554129 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/13/2008.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/20/2008 as Instrument No. 2008000077217 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JANE M. SCALARO, SURVIVING TRUSTEE OF THE SCALARO FAMILY TRUST, DATED JULY 24, 1992, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/29/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN ORANGE, CA.. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 29 CALLE RANCHERA, RANCHO SANTA MARGARITA, CALIFORNIA 92688 APN#: 833-292-12 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $223,444.69. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110191200324.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/01/2012 P989212 10/5, 10/12, 10/19/2012

October 5, 2012

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-515842-AL Order No.: 1209091 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARK E. VILLAGOMEZ, TRUSTEE(S) OR THEIR SUCCESSOR(S) IN TRUST, UNDER THE 2004 MARK E. VILLAGOMEZ REVOCABLE TRUST, UNDER TRUST INSTRUMENT DATED DECEMBER 23, 2004, AND ANY AMENDMENTS THERETO Recorded: 6/29/2005 as Instrument No. 2005000503496 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/5/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $311,439.50 The purported property address is: 83 MATISSE CIRCLE, ALISO VIEJO, CA 92656-3864 Assessor’s Parcel No. 930-70-696 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-515842-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-515842-AL IDSPub #0037201 10/5/2012 10/12/2012 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-516216-VF Order No.: 120213449-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/1/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PAM CLIFTON AND JOHN CLIFTON, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 8/11/2004 as Instrument No. 2004000725389 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/29/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $544,438.71 The purported property address is: 23 VISTA DEL CANON, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 93789-515 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-516216-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-516216-VF IDSPub #0037090 10/5/2012 10/12/2012 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-514847-AL Order No.: 1201691 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/14/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RICHARD YEE AND JICK H YEE Recorded: 9/16/2009 as Instrument No. 2009000494190 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/5/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $399,041.07 The purported property address is: 23201 TULIP STREET, LAKE FOREST, CA 92630-4536 Assessor’s Parcel No. 617-082-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale

may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-514847-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-514847-AL IDSPub #0036880 10/5/2012 10/12/2012 10/19/2012

The Coto de Caza News

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Avoiding House Fires Causes of Common House Fires

By Sherri Granato House fires are not particular about their victims, and the fact is that house fires can happen to anyone, but having some knowledge about the potential dangers of house fires is something that everyone should be educated about. Approximately 5,000 Americans die each year in fires, and 80 percent of those death’s result from home fires, according to the U.S. Fire Administration. In fact fire’s kill more people each year than all natural disasters combined.

Human error accounts for almost all fires, and this is especially true when it comes to cooking. Distractions are the leading cause of kitchen fires, and oil, fat, and grease were the leading factors contributing to most fires, coupled with leaving cooking vessels unattended. Another leading cause is combustible material being left too close to the burners on the stove, and flammable objects being tossed into the garbage can.

Electrical Fires

Fireplaces

With today’s astronomical prices on many new homes, many people opt to purchase fixer uppers or older homes, but some of these cheaper homes aren’t worth it if they pose fire dangers that the new homeowner is unaware of. Electrical fires are astronomical as unsafe electrical conditions such as overloaded circuits, damaged wiring and the misuse of extension cords go unnoticed.

Wall Outlets

Kitchen Fires

Unattended fire’s left in the fireplace and the lack of an inspection are the two main reasons that this type of fire begins in the first place.

Cracks can go unnoticed in the chimney which runs the risk of a spark or flame entering the opening and starting a house fire. Another problem with chimneys is creosote, a hard tar-like substance that builds up over time.

The chimney eventually becomes coated with creosote, making the fire extremely hot, which causes the walls or rafters to burst into flames almost effortlessly. Screens should be fitted into place to completely cover the opening to the fireplace as to avoid any stray sparks that may come into contact with flammable objects.

If a plug seems to fit loosely into a wall outlet, this is an indication that the outlet needs repaired as soon as possible. A loose-fitting wall outlet may cause overheating which will eventually lead to a fire if ignored over time.

Check the outlet to see if it is warm, and unplug all of the cords from the Kerosene Heaters outlet until you can have an electrician This type of heater is responsible inspect the outlet. for a large amount of deaths due to consumer ignorance. Many people Light Bulbs mix kerosene with other fuels which Use light bulbs that are the proper spell disaster or they don’t use the wattage for the lighting fixture. A bulb proper blue container used for kerothat exceeds the rating capacity of sene, opting instead for red gasoline the fixture could overheat and cause containers. A mix of kerosene with a fire. You should never leave lamp only the smallest amount of gasoline sockets empty, and for safety reasons will inevitably cause an explosion. you should replace the light bulbs im- You should never leave a kerosene mediately. heater unattended or go to bed with it left running. These type of heaters burn oxygen in the process of heatCandles The ambiance is the candles main ing, so it is highly recommended that allure which has made them extremely you purchase a carbon monoxide popular over the last few decades, but detector, because many of the deaths they have become one of the leading associated with these heaters are not causes of house fires. Candles are from the fire itself, but instead occur comforting, and this effect causes from asphyxiation. drowsiness in many people. You should never go to sleep while a can- Extension cords Overloading extension cords is the dle is still burning, and they should only be burned on a sturdy, heat-resistant biggest reason that they become fire surface like ceramic tiles or products hazards, and you can usually feel the specifically made just for candles. You heat emanating from an overloaded should never use a candle to check on cord. In this instance you should a burned out pilot light or for a source unplug everything, and replace the of light around gasoline-powered extension cord with one that can handle larger appliances. The most equipment, such as in a garage.

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The Coto de Caza News

frequent cause of these fires is due to overheating, which occurs when appliances are connected to an extension cord that draw’s more power than the cord can handle. Read the label when you’re buying a new extension cord, as they carry valuable information about the use, size and wattage rating of the cord. Using an indoor extension cord outside could result in an electric shock or fire, so you should look for the UL Mark which means that the cord has been tested for safety hazards. Extension cords should be stored indoors when not in use as the elements from outside can deteriorate the cord over time. The most important thing is to unplug any extension cord when it is not in use, because it still conducts electricity until it is unplugged from the outlet.

Safety Facts for Extension Cords Extension cords that are going to be used longer the a few weeks for appliances is not a safe idea. You may need to have an outlet installed to accommodate the excessive appliances being used by the extension cord.

Another hazard is placing extension cords behind furniture or under carpets where they become out of sight, and out of mind. A hot cord cannot be detected under carpeting or behind furniture until it is too late.

Clothes Dryers

This type of fire can be prevented from simply keeping the lint trap clean, and the dryer’s vent system.

Other causes of dryer fires are the result of drying foam backed rugs not intended for high heat, drying clothes contaminated with flammable chemicals, over drying garments, or the consumer mistakenly uses plastic or vinyl exhaust materials for their vent system.

Gas Grills

Gas and propane are the primary sources used in gas grills, and it is

highly flammable. Most fires and explosions that occur with gas grills are when consumers first use their new grill, and it has been left idle for a period of time or just after refilling and reattaching the grill’s gas container.

To reduce the risk of fire or explosion, you should routinely perform safety checks on the grill, and they should always be kept upright when storing them. Many accidents occurring with these grills occur when they are transported in a hot trunk of a car. The heat causes the gas pressure to increase, which may open the relief valve and allow gas to escape into the trunk

Dry, Unkept Weeds around the Home

Dry, unkept weeds, junipers and tree’s surrounding a home that is not properly pruned can be struck by lightning and ignite a wood frame home with relative ease, and burning dry weeds too close to a structure can quickly ignite a home in minutes leading to an out of control fire. Sudden wind is responsible for many of these out of control infernos.

Smoke detectors and Escape Routes

These can be life savers and should be installed throughout the home. You should replace the smoke detector’s batteries twice a year. It’s also not a bad idea to have an all-purpose fire extinguisher in your kitchen, one that is rated for grease and electrical fires. If you live in a two-story home, an alternate escape route should be decided in the event that the stairs may become blocked by fire. All members living in the house should know about all escape routes in the home and everyone should have a meeting place so that it is known that everyone has made it out safely.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 08-0030737 Title Order No. 08-8-131076 APN No. 931-83-733 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/04/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MANUEL JOSE FIGUEROA , AND IRMA DE LA MORA, HUSBAND AND WIFE AS COMMUNITY PROPERTY, dated 08/04/2006 and recorded 8/25/2006, as Instrument No. 2006000571792, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 60 RABANO, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $667,682.73. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511547-AL Order No.: 1183300 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/25/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL Y. KONDO AND RAUNDI K. MOORE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/31/2004 as Instrument No. 2004000266086 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $169,235.41 The purported property address is: 66 WILD HORSE LOOP, RANCHO SANTA MARGARITA, CA 92688-1809 Assessor’s Parcel No. 931-95-298 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511547-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-511547-AL IDSPub #0038036 9/28/2012 10/5/2012 10/12/2012

in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 08-0030737. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1757 TAPO CANYON ROAD, SVW-88 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.28666 10/05, 10/12, 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0011166 Title Order No. 12-0017960 APN No. 627-592-05 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JUAN MORALES-REYES AND MELBYS MORALES, HUSBAND AND WIFE, AS JOINT TENANTS, dated 03/12/2004 and recorded 3/17/2004, as Instrument No. 2004000214631, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/19/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 26552 MEADOW CREST DR, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $414,288.48. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0011166. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168456 9/28, 10/05, 10/12/2012

SHE SNORES MORE THAN I DO, BUT I STILL LOVE MY HUMAN. — BANDIT adopted 11-26-09

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The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510055-AL Order No.: 1173006 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BONNIE TAPLIN, AN UNMARRIED WOMAN Recorded: 1/2/2008 as Instrument No. 2008000000720 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $283,919.28 The purported property address is: 25885 TRABUCO RD APT 88, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-47-488 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510055-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510055-AL IDSPub #0035819 9/21/2012 9/28/2012 10/5/2012

T.S. No.: 2012-02846 Loan No.: 0599420536 APN: 938-790-97 TRA No.: 23-065 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: ROBERT WAYNE SCOTT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS A NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 10/27/2006 as Instrument No. 2006000727768 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/19/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $619,076.66 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 27471 VIA SEQUOIA, SAN JUAN CAPISTRANO, CA 92675 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 938-790-97 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02846. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 9/18/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Sale Officer P985947 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-508668-AL Order No.: 1165872 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL L MORTON, AND ROBIN L MORTON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/30/2005 as Instrument No. 2005000957132 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $345,498.18 The purported property address is: 21151 GLADIOLOS WAY, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-12-500 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-508668-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-508668-AL IDSPub #0036032 9/21/2012 9/28/2012 10/5/2012

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Coto de Caza Legal Notices T.S. No.: 11-44547 TSG Order No.: 110422769-CA-MSI A.P.N.: 935-437-08 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/18/2012 at 9:00 AM Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 11/22/2006 as Instrument No. 2006000790110 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARIA JOSEFINA ALCAZAR AND EDILBERT ALCAZAR, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 47 VIA PAMPLONA, RANCHO SANTA MARGARIT, California 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $436,567.23 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-44547. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 6/21/2012 Date: 9/24/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P984044 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-506836-VF Order No.: 120131249-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HEATHER MARQUEZ, A SINGLE WOMAN, AND JEFFREY GAGLIANO, A SINGLE MAN, AS JOINT TENANTS Recorded: 11/10/2006 as Instrument No. 2006000761479 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $878,762.28 The purported property address is: 18 TOMAHAWK STREET, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 779-103-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

T.S. No. 20120060 LOAN NO.: 1359965/CALLANAN NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 9, 2004 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by PAUL N. CALLANAN AND PAMELA G. CALLANAN, HUSBAND AND WIFE recorded 12/20/2004 in Book N/A Page N/A Inst. # 2004001124371 , of Official Records in the office of the County Recorder of Orange County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 2/27/2012 in Book N/A Page N/A Inst. # 2012-000106069 of said Officials Records, will SELL on 10/19/2012 at 9:00 AM : On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21832 BASS LAKE CIRCLE, LAKE FOREST, CALIFORNIA 92630 APN# 614-492-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $515,981.28. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20120060. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met.

UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P984648 9/28, 10/5, 10/12/2012

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-506836-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506836-VF IDSPub #0035776 9/21/2012 9/28/2012 10/5/2012

Trustee Sale No.: 20120169803285 Title Order No.: 120198315 FHA/VA/ PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/22/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/03/2010 as Instrument No. 2010000055564 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ERIK TERRY AND ANNIE TERRY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/22/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21181 BRIARWOOD LANE , Trabuco Canyon Area, CA 92679 APN#: 833-342-56 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $419,619.35. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120169803285.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/20/2012 P986576 9/28, 10/5, 10/12/2012

Trustee Sale No. 258343CA Loan No. 3063176220 Title Order No. 1140823 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/12/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/26/2006, Book NA, Page NA, Instrument 2006000425018, of official records in the Office of the Recorder of Orange County, California, executed by: LUIS SAGASTUME AND, SONIA SAGASTUME , HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $398,964.80 (estimated) Street address and other common designation of the real property: 22782 MESA WAY #1 , LAKE FOREST, CA 92630 APN Number: 932-47-089 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/14/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEARRENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com (800) 280-2832 or www.auction.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

P982402 9/21, 9/28, 10/05/2012

October 5, 2012

Trustee Sale No. 12-00772-5 Loan No. 0022575344 APN 613-124-21 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 20, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/22/2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/05/2007, as Instrument No. 2007000008695 of Official Records in the office of the Recorder of Orange County, CA , executed by: JERRY W. STABLEIN AND REBECCA S. STABLEIN, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of H&R BLOCK MORTGAGE CORPORATION, A MASSACHUSETTS CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22256 CRIPPLE CRK, LAKE FOREST, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-00772-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $503,134.12 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable.

DATE: 9/19/2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 11000 Olson Drive Ste 101, Rancho Cordova , CA 95670, 916-636-0114 Tracye Prescott, Authrorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P983552 9/21, 9/28, 10/05/2012

Trustee Sale No. 21814CA Title Order No. 120013681-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/03/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/19/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/22/2006, Book , Page , Instrument 2006000561134 of official records in the Office of the Recorder of ORANGE County, California, executed by: JUAN SERRANO, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust.

The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $333,163.55 The street address and other common designation of the real property purported as: 26437 CALLE SAN ANTONIO #31D, SAN JUAN CAPISTRANO, CA 92675 APN Number: 931-92-031 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 21814CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 9/26/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P987753 9/28, 10/5, 10/12/2012

The Coto de Caza News

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October 5, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices APN: 931-88-612 TS No: CA05000831-12-1 TO No: 5907335 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/23/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 04/22/2003 as Instrument No. 2003000450174 of official records in the Office of the Recorder of Orange County, California, executed by CAMERON H. HURD, A WIDOWER, as Trustor(s), in favor of PHH MORTGAGE SERVICES as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1 VIA GARCETA , RANCHO SANTA MARGARIT, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $213,678.17 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 9/18/2012 TRUSTEE CORPS TS No. CA05000831-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000831-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P985962 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-462181-CT Order No.: 919987 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RAYMOND M. KAWECKI, AN UNMARRIED MAN Recorded: 2/16/2007 as Instrument No. 2007000106684 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/19/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $392,240.42 The purported property address is: 23412 PACIFIC PARK DR #21L, ALISO VIEJO , CA 92656-0000 Assessor’s Parcel No. 931-51-536 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-462181-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-462181-CT IDSPub #0036328 9/28/2012 10/5/2012 10/12/2012

Order No: 126000031 TS No: H11-09045 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN, DATED 8/5/2011.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on August 8, 2011 as instrument number 2011000387692 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 1/19/2012 as instrument number 2012-27318 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 5/17/1982 as instrument number 82168584, WILL SELL on 10/25/2012, 09:00 AM On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): Shaun Remus, a single man. The property address and other common designation, if any, of the real property is purported to be: 72 birchwood Lane, Laguna Hills, CA 92656-2923 aka 72 Birchwood Lane, Aliso Viejo, CA 92656-2923 Laguna Hills, CA 92656 2923, APN 634-082-58. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $10,297.05. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right. Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. Witkin & Neal, Inc. is attempting to collect a debt. Any information obtained will

be used for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting. com using the file number assigned to this case H11-09045 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 9/20/2012 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P987022 10/5, 10/12, 10/19/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 10-0133964 Title Order No. 10-8-478483 APN No. 617-212-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SABAS ISQUIERDO, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 11/21/2006 and recorded 11/30/2006, as Instrument No. 2006000804026, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24072 SILVERBAY DRIVE, LAKE FOREST, CA, 926305148. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $665,776.56.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0133964. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.127592 10/05, 10/12, 10/19/2012

NOTICE OF TRUSTEE’S SALE File No. 7042.26952 Title Order No. 6719537 MIN No. 1000157-0004776279-0 APN 937-98-283 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/23/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): THOMAS J FERRARO JR., A SINGLE MAN 2/3 INTEREST, AND JASON MUTZ, A SINGLE MAN 1/3 INTEREST AS TENANTS IN COMMON Recorded: 02/28/05, as Instrument No. 2005000149886,of Official Records of ORANGE County, California. Date of Sale: 10/29/12 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive,, Orange, CA The purported property address is: 24312 VAL VERDE, LAGUNA HILLS, CA 92653-6297 Assessors Parcel No. 937-98-283 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $319,031.67.

If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.26952. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: September 26, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Gisela Clark, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.

USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.26952: 10/05/2012,10/12/2012,10/19/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 10-0113543 Title Order No. 10-8-420577 APN No. 935-45-353 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/04/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by STEVEN JOHNSON, A SINGLE MAN, dated 04/04/2008 and recorded 4/9/2008, as Instrument No. 2008000164011, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24 VIA CONTENTO #41, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $391,886.20. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0113543. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.120150 10/05, 10/12, 10/19/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0010826 Title Order No. 12-0018159 APN No. 614-044-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/01/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JORGE ALMERCO A SINGLE MAN, dated 10/01/2004 and recorded 10/12/2004, as Instrument No. 2004000907836, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/26/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 22932 RUMBLE DRIVE, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $673,931.78. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0010826. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.169118 10/05, 10/12, 10/19/2012

The Coto de Caza News

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legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0024800 Title Order No. 12-0041353 APN No. 933-75-069 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SHERRY LAVERTU, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, dated 01/19/2005 and recorded 1/28/2005, as Instrument No. 2005000072850, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 23 MILKWOOD #102, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $253,505.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0024800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167964 9/21, 9/28, 10/05/2012

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legal Notices T.S. No.: 2012-21097 Loan No.: 80232952 NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-21097 Loan No.: 80232952 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/5/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: PATRICK CAHILL, A SINGLE MAN AND MARGARET CAHILL, AN UNMARRIED WOMAN AS JOINT TENANTS Duly Appointed Trustee: Western Progressive, LLC Recorded 5/10/2006 as Instrument No. 2006000315414 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/22/2012 at 1:30 PM Place of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $686,187.70 Street Address or other common designation of real property: 2516 ANDOVER PLACE, COSTA MESA, CALIFORNIA 92626 - A.P.N.: 141-412-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares

as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-21097. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 9/17/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx For Non-Automated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant - Coto De Caza News-9/28/2012, 10/5/2012 & 10/12/202.

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legal Notices NOTICE OF TRUSTEE’S SALE File No. 7301.28554 Title Order No. 6534240 MIN No. APN 856-112-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/23/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): SCOTT A. MCENALLY AND JULIE E. MCENALLY, HUSBAND AND WIFE AS Recorded: 03/05/08, as Instrument No. 2008000103129,of Official Records of ORANGE County, California. Date of Sale: 10/18/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 1 YELLOWPINE LN, TRABUCO CYN, CA 92679 Assessors Parcel No. 856-112-01 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $48,678.64. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7301.28554. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 18, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.28554: 09/28/201 2,10/05/2012,10/12/2012

October 5, 2012

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October 5, 2012

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The Coto de Caza News

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Page 32

CUSTOM ESTATE WITH OVER 1 ACRE USEABLE GROUNDS