CDC 11-2-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 2, 2012

ELEGANT

Celebrity Necklaces Actress Keira Knightley

November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Art Deco: A Popular Jewelry Trend for Winter 2012

By Mary Thatcher Winter - and especially holiday - jewelry is often seen as being sparkly without much creative design. Pave diamonds and cubic zirconias in necklaces, bracelets, and earrings will dress up the little black cocktail dress, to be sure. But what about really unique jewelry shapes and materials for use with formal and semi-formal wear? That is where art deco comes in. Made popular during the 1920’s and 1930’s, art deco combines many elements of design to create distinct pieces that are highly sought after by collectors.

Emulating this style, jewelry designers have created collections for this winter season that are sure to be popular once again in the 21st century. Here are the top Art Deco pieces in jewelry to add to your armoire this winter season: This striking bracelet from Alexis Bittar is appropriately named Teatro Moderne Medium Chandelier Bracelet for its elegance and clean style. Bittar draws his inspiration from Erte, which is obvious in the chandelier design itself.

The bracelet measures 1” and contains perfectly cut hematite, moonstone, smoky quartz, and pyrite stones in the embellishment. You will feel like you are wearing a chandelier on your wrist during the holiday season. Available from Aleis Bittar for $375.00.

The Art Deco theme continues with these beautiful Deco Noir Chandelier earrings. The large cubic zirconia facted rectangles can pass for ceiling lightbulbs when worn on the ballroom floor. Only a sliver of light reflected off of these earrings may very well brighten up a whole room. Measuring 3 1/4” long with a base metal of brass with gold plating, these earrings will look great on any woman this winter season. Available from Henri Bendel for $158.00.

For the hands, try on this stunning Majorica Art Deco round pearl ring with its double pearls and silver pyramids as a contrast in shape. This is a ring that will go with any other Art Deco piece you buy for your winter wardrobe, as pearls are a highly versatile gemstone. The top of this ring measures 1” in size. Talk about a conversational piece for cocktail parties! Your friends will wish they had a ring like this one. Available from Bloomingdales for $185.00.

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For a pair of earrings that are more subtle, try the enamel and kechi pearl earrings by Ten Thousand Things. Set in 10 karat gold with white enamel and a kechi pearl. Maybe it is the imperfect shapes of these unique pearls that make the earrings so beautiful and eye catching. Different from regular pearls, these non-nucleated pearls are perfect for jewelry that demands a unique design. These earrings measure 26 mm long in size. Wear these with a stunning gold or silver cocktail party dress this winter. Available from Barney’s for $395.00.

A necklace can complete many a winter dress or suit - this Deco Noir one is substantial enough to be a major accessory this year. Made of leather with gold plated brass, this really brings the vintage character. Available from Henri Bendel for $168.00.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

How to Keep Your Jewelry Sparkly

By Sarah E. Johnson Jewelry, whether real gold and silver or faux, should be carefully maintained in order to get the most out of it. Rings adorn most girls’ fingers and ears on a daily basis, and if we’re not cleaning them daily, then we are failing to protect our (sometimes) valuable investment.

1. Never apply lotion, wash your hands, or wash your hair with rings on. The detergents and chemicals in these products will collect on your metals causing them to look dim, and sometimes they even cause a permanent change in color reports Olivia Palermo on her blog.

2. When cleaning jewelry, never use products containing alcohols, ammonia, and vinegar cautions MichellesVintageJewelry.com. These products will change the color of your metal just like the detergents mentioned above will.

3. HowToCleanStuff.net says that a great way to keep your jewelry always looking its best, is to wipe it down with a non-lint-producing cloth after taking it off. If you do a quick dry polish every time you wash your hands,

your pieces will always be shiny and in optimal viewing condition.

4. Treat all jewelry with care, and make sure to check all fastenings before cleaning them to prevent losing stones and gems suggests BlitzInc. com.

5. Some useful tools for cleaning delicate pieces include: -Baby toothbrushes (the bristles are soft and you don’t have to worry about them marking your metals or stones.

-Wooden toothpicks (for crevices) -Cotton swabs (for delicate application of cleaner and water.

-Towels (never let water dry on your jewelry) 6. If you’re uncertain or insecure about cleaning your favorite pieces, lushaejewelry.com suggests, taking them to a professional. Your jewelry can be cleaned while you shop at the mall in most locales.

Wearing clean, shiny jewelry isn’t just hygienic; it’s good fashion also good fashion sense. There’s really no excuse for wearing dingy pieces because jewelry is so easy to clean.

29941 Aventura, Suite D * Rancho Santa Margarita * CA 92688 On Empresa - between Santa Margarita and Aventura, next to Papa John’s.

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November 2, 2012

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The Coto de Caza News

coto mom’s club enjoyed an early halloween

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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It’s that time of year again where you can come out of your closet and play dress up and PLAY we did! Coto Mothers club members had their annual couples party at the home of Kent and Janie Smith. Thank you both for allowing us to party at your house! The weather was misty and gloomy on a Saturday night.

Throughout the neighborhood all was quiet except for one particular house adorned with Halloween decor throughout waiting for all the CMC members to arrive in style. It was a Halloween party and costumes were a must. We all knew we were in good company when superheros, Cleopatra, Mark Anthony, Popeye, Julius Ceasar and members of the Roman Empire were present.

Sharon and Ozzy Osborne did their share mingling with the Bounty Hunters while the Ringmaster was rapping on the mic with a full dance floor. We had a tall blond bombshell dressed up as a nurse who went to the wrong party but they didn’t seem to mind. The “deer” husband with his “headlight” wife was very unique but there was one couple’s costume that took first prize. Chef Kris Blackburn came with wife Heather who was wearing a “cardboard oven” to announce the news that “they had a bun in the oven” due in April of 2013.

A close second deserves an honorable mention as Angel Stoller came as a beautiful Roman warrior with an actual spear and the costume was hand made! So it wasn’t the expensive costumes that won in the end-but rather

pure creativity and simple ingenuity. If you missed us this year, we hope you can join us next year when we have our annual couples party again. Come join us now to meet other Moms in Coto and see what close friendships can be developed at events like these. Oh and thank you new members for coming out so we can meet you-always great to see new faces and hear your stories!

Thursday Nov 15th - Speaker Night - Crimefighting/Safety Training - Location TBD - 7:00pm. Free program, face paced and very entertaining program on the subject of Crime Safety. Please visit www.cotomoms.com for details and to RSVP.

Tuesday Nov 27th - All Ages Playgroup - Music Together Event Hosted

by Miss Elena - Home of Becky SteUpcoming Events: vens - 10:30am - 11:30am. Please visit www.cotomoms.com for details Thursday Nov 8th - All Ages Play- and to RSVP. group: Discovery Toy Demonstration - Home of Becky Stevens - 10:15am CMC is a club providing a social, 11:00am. Please visit www.cotomoms. supportive and educational outlet for com for details and to RSVP. moms and their families within the Coto De Caza community. CMC welcomes Tuesday Nov 6th - Moms Time Out and supports mothers of all ages, and - Yoga - Bell Tower in RSM at 7:15pm. mothers that stay-at-home, or work $95 for the class, fee to be split by all (full-time and part-time). More informaparticipates. Please visit www.coto- tion on membership and our calendar moms.com for details and to RSVP. can be found at www.cotomoms.com

Men who have a pierced ear are better prepared for marriage - they’ve experienced pain and bought jewelry.

-Rita Rudner

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

st. joseph hospital gala nets $100,000 to fund robotics St. Joseph Hospital’s annual Celebration 2012! gala made for a night of fine dining, dancing and interactive guest experiences, raising approximately $100,000 for the hospital to invest in the latest robotic and minimally invasive treatment technology. Nearly 500 people attended the event, which was held at the Hyatt Regency Huntington Beach Resort and Spa. “We’re so grateful for the tremendous generosity of our donors,” said Steven C. Moreau, St. Joseph Hospital President and CEO. “Events like this enable us to continue to provide the best level of care and offer the latest technology to our patients.”

Proceeds from the event benefit the Robotics and Minimally Invasive Treatment Program at St. Joseph Hospital, which expands access to innovations that assist surgeons in performing a wide range of surgical procedures. Advanced minimally invasive technology currently available at St. Joseph Hospital includes: two daVinci® Surgical Systems, the first true Hybrid Operating Room in Southern California—and the first MAKOplasty robotic arm-assisted technology in Orange County for orthopedic use.

St. Joseph Hospital’s Celebration 2012! event also marks the annual presentation of the Spirit of St. Joseph Award, which honors donors who embody the spirit of St. Joseph in their generous works. This year the award was presented to CU Bancorp Director and California United Bank Vice Chairman Kenneth J. Cosgrove and his wife Carolyn Cosgrove. Since 1993, the Cosgroves have exemplified the spirit of St. Joseph through

their community outreach and charitable support, which has been instrumental in the development of the advanced health care and treatment offered at St. Joseph Hospital.

Founded in 1929, St. Joseph Hospital in Orange, California, is a nationally recognized, 525-bed, not-forprofit Catholic hospital dedicated to extending the healing ministry of the Sisters of St. Joseph of Orange. Fully accredited by The Joint Commission and designated as a Magnet hospital for nursing excellence, St. Joseph Hospital’s reputation for clinical excellence and compassionate, familycentered care draws patients from all over the United States. This is one reason why St. Joseph Hospital was named one of the top 10 hospitals in the Los Angeles/Orange County area

by U.S. News & World Report. With a highly recognized 1,000-member medical staff and more than 3,800 support staff, St. Joseph Hospital is home to more than 75 specialty programs, including The Center for Cancer Prevention and Treatment, the Heart and Vascular Center and a nationally acclaimed Orthopedics program that has been ranked among the top 50 in the nation by U.S. News & World Report. Equally important is St. Joseph Hospital’s dedication to caring for the medically underserved through health education programs, a free-standing medical and dental clinic, and mobile health clinics. St. Joseph Hospital depends on philanthropic support from the community to carry out its mission. These efforts are coordinated through the St. Joseph Hospital Foundation.

St. Joseph Hospital’s COO Jeremy Zoch and Dr. Paul Beck, with his wife, Huong Duong, enjoy the fesitivities.

Guests of St. Joseph Hospital’s annual Celebration 2012! event enjoy the casino tables before the dining begins.

Ken and Carolyn Cosgrove were presented with the Spirit of St. Joseph Award, the St. Joseph Hospital Foundaiton’s highest honor, in recognition of their generous charitable work.

Chanda Parrett, Ken and Carolyn Cosgrove, Sr. Nadine McGuinness and Steve Moreau Foyer

The Coto de Caza News

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November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Santa Margarita Wins at Model UN Competition Fourteen students from Santa Margarita Catholic High School recently returned from the 31st annual Royal Russell Model United Nations Conference held in East Croydon, United Kingdom. The students represented the countries of Chile, Sudan, and Kenya in a mock meeting of the United Nations.

The SMCHS students representatives were Nina Riegelsberger, Jack Bobruk, Alyssa Perkins, Emily Guirgis, Natalie Willis, Melissa Montes, Kate McNally, Anna Marie Jennings, Isabella deJesus, Ellen Liu, Brad Smith, Aneet Atwal, Nicole Gigliotti, and Ryan Moussavi. Students Brad Smith and Emily Guirgis won individual awards for their superior performance at the conference. In addition, the delegation of Kenya was recognized as an Outstanding Delegation.

At the conference students debated economic, political, and social issues facing the international community. Topics such as biodiversity, the Eurozone debt crisis, and terrorism were amongst the topics that were discussed over the four day conference.

In addition to attending the conference, the students got a chance to tour London.

Students visited landmarks such as the Tower of London, St. Paul’s Cathedral, Buckingham Palace, and Westminster Abbey.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

Coto de caza’s Country Life style

By D. Tetrault One of the many nice things about living in Coto de Caza is its country-like lifestyle, and nothing brings home this point more than seeing a horse and rider out on trail. On this day, at the corner of Coto de Caza Drive and Vista del Verde, Christina Cody is out with her two horses, Bella and Sky. Cody, a physical fitness trainer and nutritionist who has been riding since the age of five, grew up in Barrington, Illinois and moved to California in 1984. Her first move to Coto de Caza came in 1997. She rides daily and, in addition to Bella and Sky, has two more horses, Night, a Hanoverian and, Sophie, an Arabian.

She is on seven-year-old, Bella, a Hanoverian, who stands tall at 17 hands. Trotting alongside is 11 year old Sky, who stands at just over 16 hands tall and was rescued in 2003 from a wild Mustang herd known as Fish Creek, with the help of Lifesavers Wild Horse Rescue in Lancaster.

Cody helped nurse her to health and today she is in optimum health with a lustrous chestnut coat. She is larger than the typical wild Mustang because she is actually half Belgiam.

Bella and Sky have been inseparable since Bella was five-monthsold; they are so close, in fact, that they share a stall at Coto’s Maxwell’s Stables.

As for Cody, she’s had a lot to balance this past year between her four horses, two Chihuahuas and being a mother. Her son, Brandon, turns 20 this month.

And, just down the street outside Coto’s General Store, Ginger Varca and “Cruise” stop for a break from the daily stables routine. Varca has lived in Coto for four years and enjoys trail riding with her 10 year old Tennessee Walker, whose real name is “A Flashy Owl”.

“It’s a bit formal and lengthy for everyday,” says Varca. “Cruise stuck because of his gait and how much he enjoys cruising along the trails.”

Cruise is boarded at Maxwell’s Stables and is trained by Denise Trinisky.

Varga, a registered nurse consultant, rides Cruise five days a week and Christina Cody crosses Coto de Caza Drive on seven-year-old, Bella, a says he is smart and has a terrific personality. “He calls out for me when Hanoverian, who stands tall at 17 hands. Trotting alongside is 11 year old Sky, who stands at just over 16 hands tall.

I arrive at the stables.”

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November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Santa Margarita Celebrates Homecoming Week With 42-0 Win Over J Serra

Eagle Victory Marks Their Fourth Shutout This Year

Senior Paige Krieger and her father Dean react to her announcement as Homecoming Queen

Story and Photos By: Steve Wylie The Eagles of Santa Margarita Catholic High School had a lot to smile about last Friday night. They defeated JSerra by a score of 42-0 before a Homecoming crowd, notching their fourth shutout of the year. Most importantly, they clinched a playoff spot in the Pac-5 Division, and will play for a possible share of the Trinity League Championship tonight against leagueleader St. John Bosco.

The Eagles scored on their opening drive, as standout running back Ryan Wolpin stormed into action, scoring on a one-yard leap over the pile at the goal line. He would go on to score two more rushing touchdowns, gaining 93 yards on 18 carries. Wolpin’s rushing total to date now stands at 919 yards, and he’ll be looking to crack the 1000 yard mark tonight against St. John Bosco. Duncan Hume contributed another rushing touchdown. Altogether, the Eagles racked up 253 rushing yards, compared to just 31 for JSerra.

Santa Margarita quarterback Kyle Sweet smoothly completed twelve of his eighteen passes for 130 yards with no interceptions. He also ran the ball into the end zone for the Eagles‘ fourth touchdown from ten yards out.

Josh Canty came in late in the fourth quarter, expertly completing one pass and also rushing for Santa Margarita’s final touchdown. With six receptions, River Cracraft moved to the number two spot on Santa Margarita’s all-time receptions list with a total of 118 career catches.

On the defensive side of the ball, the Eagles simply did not allow JSerra to mount an effective offensive drive. The Lions’ most significant threat began on a fourth down stop of the Eagles on their own 29 yard line in the second quarter; that opportunity was negated two plays later by a Gian Carlo Spinosi interception. Connor O’Brien also added an interception with a 48-yard return, and with that play O’Brien reclaimed the career interception return yardage record from River Cracraft. The Eagles limited JSerra to just 120 yards of total offense and sacked Lion quarterback Nick Robinson twice.

The victory brings Santa Margarita’s Trinity League record to 3-1, and guarantees the Eagles a Pac-5 playoff berth regardless of the outcome tonight.

An Eagle win over Bosco, combined with a Mater Dei loss against Servite, would give the Eagles the first seed going into the playoffs.

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Three “Baby Eagles” got a chance to stretch their wings during Friday night’s game versus JSerra.

The game was not the only celebration happening on the field. Prior to the opening kickoff, the fans recognized nineteen Eagle seniors on the football team, as well as members of the Pep Squad and team managers who will graduate this year. The halftime ceremony included members of the Pep Squad, the Eagle Regiment, the Dance Team, and a group of seniors dressed as zombies, all culminating in the coronation of Paige Krieger as Homecoming Queen. Other members of the Court included Sophomore Princess Kate Stanton, Junior Princess Hannah Mazolewski, and Senior Princesses Morgan O’Brien and Alexandra Rupp.

Kickoff for tonight’s final Trinity League battle is 7:00 p.m at St. John Bosco High School, 13640 S. Bellflower Blvd. in Bellflower.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

The Eagle defense held JSerra to just 31 rushing yards. Here, Casey Eugenio (4) is stymied at the line of scrimmage.

Eagle quarterback Kyle Sweet outruns Lion defender Anthony Hickey to the end zone, scoring the Eagles fourth touchdown.

Running back Ryan Wolpin returned to action Friday night following an ankle injury, and scored the first Eagle touchdown of the night.

Ryan Wolpin (5) dives over the gaol line to score his second of three rushing touchdowns.

It was Senior Night for Santa Margarita, as offensive lineman Riley Sorenson gets a hug from mom prior to the opening kickoff.

The Coto de Caza News

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November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Hello neighbor it’s time to get that new car feeling!

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

Ellison Sisters Graduate and Turn tennis Pros By: Torrey Joanis

In May, Roxanne and Sierra Ellison finished their illustrious scholar-athletic careers at San Diego State. As Aztecs, they were three-time All-Conference Tennis Doubles honorees, shattered the SDSU all-time doubles records and captured numerous ITA Tournament Titles beating top teams from USC, UCLA, Pepperdine, Arizona State and others. Along the way, the Sisters received numerous awards for their outstanding athletic, academic and leadership accomplishments including: SDSU Schools of Theatre, Film, & Television’s “Outstanding Graduate” (Roxanne), Finalist in TableReadMyScreenplay at the Sundance Film Festival (Sierra), SDSU Mortar Board and Lavin Entrepreneur Program (Roxanne), The University’s prestigious Dietz Award (Roxanne and Sierra), and the Southwest Region’s ITA/Cissie Leary Award for Sportsmanship (Sierra).

Since graduating, The Ellison Sisters have turned Pro and made a “Grand Entrance” on the Women’s Professional Tennis Tour. The Duo made it to the finals and semifinals of their first two Pro-Circuit doubles events as professionals (the PJ’s Coffee International Tennis Classic in New Orleans, LA and the Pro Tennis Classic in Fort Worth, TX) and thrilled fans as they almost upset the number one seed in their WTA debut as wildcards at the WTA 220K Texas Tennis Open in Dallas, Texas. When asked about their amazing journey into the professional tennis world, Sierra said, “It has been a whirlwind and a wakeup call. It’s lots of fun, but it’s also a lot of work. It’s up to us to make it happen.” As they have traveled from city to city, Roxanne has noticed the level of pace. “The professional road moves significantly faster than anything we have experienced before. We have realized the importance of staying in the moment and have learned that we can only focus on ourselves. It is our goal to improve every day. In building this confidence, we trust that we will be able to accomplish all of our dreams.”

Off court, Roxanne and Sierra recently shot with Newport Beach’s famed sports and fashion photographer, Michael Voorhees in a creative shoot that featured Joe’s Jeans apparel and Asic’s upcoming Spring Line. Roxanne is now taking the lead on an Ellison Sisters’ spec project covering the latest athletic apparel lines. When asked about the vision for the project, Roxanne stated, “Sierra and I will be using our film and television backgrounds to create videos where we will be critiquing and promoting different brands.”

Meanwhile, Sierra has been focusing on her screenplay which is currently being considered by one of the top producers in Hollywood. When asked how it feels to reach such an accomplishment, Sierra stated, “It’s very exciting.

This is a huge passion of mine and it’s so fabulous to see it moving forward.”

During their designated off-season (October-December), Roxanne and Sierra are back home in Southern California training and working hard to improve their games while also giving attention to a couple of their off-court pursuits and seeking sponsorships, endorsements, and/or beneficiaries that can provide the funding they will need to cover next year’s Pro Tennis Tour travel expenses.

Only time will tell how high the Ellison’s Sisters star will rise. However, one thing is for sure, Roxanne and Sierra appear to be ready, willing, and capable of stepping into the role of America’s Next Top Tennis Sisters with a grace and style that is all their own. Fans and interested parties can Like The Ellison Sisters Facebook Page or follow them on Twitter @SierraEllison or on their website at www.TheEllisonSisters.com.

The Coto de Caza News

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November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Literacy Project Foundation’s 3rd Annual Luncheon Profiles 5 Student Super Stars The impressive $30 million car collection displayed at the Marconi Automotive Museum was the perfect setting for the Literacy Project Foundation (LPF) to discuss future dreams and a vision of success for young at-risk kids. The third annual benefit luncheon “What Dreams Are Made Of” was highly successful in making new friends with around 200 guests while raising some $30,000 to provide a “no cost” reading program to classrooms and after-school programs in Orange County school districts.

The objective of the “What Dreams Are Made Of” event was to bring together passionate supporters who care to give students with lesser means the gift of literacy. The event also raised awareness for LPF’s mission to implement their literacy programs into classrooms, after-school environments, and nonprofit organizations that serve underprivileged children facing challenges of illiteracy and improve their reading skills level.

The event program began with the pledge of allegiance given by student Kayla Lopez, a graduate at Palm Lane Elementary School from LPF’s reading program. LPF Chairman Doug Freeman introduced Mark Victor Hansen, keynote speaker and author of the Chicken Soup for the Soul series. Hansen, whose own parents were illiterate, delivered a touching and passionate speech about his personal journey through the world of literacy and the risks society faces when great minds are left behind.

Another major highlight of the afternoon was the presentations by five students who recently completed LPF’s program. These kids were accompanied by their Role Models; adults who represented the career they dream to have in their future. Equipped with “Dream Cards” and illustrations of their perfect job, students bravely took center stage to dazzle the crowd with their confidence and aspiring dreams. Role Models helped with the kid’s speeches by first telling their own stories of how they selected their careers and became accomplished.

Dr. Lee Hausner, Educational Psychologist and LPF Board Member, represented a child psychologist for Kellie B.; Jeannie Lawrence, Proprietor, and Michelle Clemente, Veterinarian at Rancho Las Lomas, represented a veterinarian for Starr; Kareen Espino, 4th year UCI medical student, represented a doctor for Kayla; Six Time All Star, Four Time Gold Glove Winner Angels and Orioles Baseball Hall of Famer Bobby Grich represented a baseball player for Ramiro; and Mark Victor Hansen represented an author for Sheyla. The children’s emotions and excitement to be a part of this special day filled the room leaving no doubt of the purpose of event. LPF specifically services the most at-risk children to ensure their English Proficiency as a lifelong foundational tool to produce contributing members of society.

This year, LPF acknowledged and thanked those special people and partners who have gone beyond the call of duty in their roles to support literacy. 2012 Master Teacher of the Year was awarded to Miranda Espinosa. Jolie Hales accepted the award for Disneyland Resort who was named 2012 Corporate Partner of the Year for their generous sponsorship to the Anaheim Achieves Literacy Project and donation of more than 1,000 books to graduates. 2012 Distinguished Humanitarian was awarded to Sue Parks for her outstanding philanthropic work in Orange County, and setting a high standard of commitment to humanitarian causes.

The event’s success was made possible by major sponsors consisting Page 12

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Christa Lee Canaday with Lee Ann Canaday

Mark Victor Hansen poses with Sue Tucker, Doug Freeman and JoAnn Albers

Danielle Drucker and Kimberly Vig

Bobby Grich poses with students Kayla and Starr

of JoAnn Albers, First Foundation Advisors, Mark Victor Hansen, Lee Ann Canaday / REMAX Fine Homes, Frome Family Foundation, Timothy J. Molnar, CFP, Disneyland Resort and Barbara and Mike Shangraw among others.

The Literacy Project Foundation will bring the gift of literacy to children as a foundational learning element to help achieve their personal dreams. Their mission is to enable at-risk and disadvantaged youth to increase their reading skill levels. The goal of the Foundation is to enable these children to become self-sufficient, productive and contributing members of our society. For more information, visit www. literacyprojectfoundation.org.

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November 2, 2012

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The Coto de Caza News

Local Dentist Dr. Michael Tessier Discusses How Soon Should my Child be Visiting the Dentist Many parents ask me “How soon should my child be visiting the dentist?” I disagree with the American Dental Association opinion that infants should be seen be a dentist by the time they’re a year old. I called the ADA, and then two pedodontists (dentists who specialize in treating children) for elaboration. Over my thirty-five years of practicing dentistry, I have felt that, except in very extreme cases, the earliest a child needs to be seen by a dentist is in the third year. After my recent conversations, my opinion hasn’t changed. The specialists and the ADA all agree that the reason to bring the child in earlier is to make sure that the parents know how to take care of their children’s teeth. Here’s what I like to tell parents: Parents should examine their children’s mouths routinely. Once teeth are in, visually checking the mouth is important; and if something looks out of the ordinary, then the child should be seen by a professional. With regard to what a child puts in his or her mouth, sugars (simple carbohydrates) should always be avoided. Apple juice, in particular, is very sugary and acidic; when a child is allowed to drink it from a baby-bottle, irrespective of how enjoyable it may be to the child, it is very bad for the teeth. If a child is thirsty, give your child cool, fresh water. Complex carbohydrates, like fruits or vegetables, probably don’t break down enough in the mouth to cause cavities, so they’re OK. Babies should never go to sleep with a bottle of milk or formula, either, and for the same reasons.

And, soft drinks should NEVER, EVER, cross a child’s lips.

Teaching your child the importance of brushing, of course, is something a child should be taught early. Having said that, a child will clean the teeth probably better by eating a carrot, or a stick of celery, or an apple, as by brushing. That’s because they have neither the concept nor the coordination to brush effectively.

Unless there’s something out of the ordinary going on such as an accident or a parent has a question, I like to see kids when they’re about three years old. Children do better in the chair on their first visit when they’ve been to my office before with mom or even an older sibling. So, bring your little-one with you when you come in to your get your teeth cleaned.

Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

Simplified Metalsmithing Techniques for Fabulous Jewelry

Simple Metal Work Ideas to Add “Wow” to Your Handcrafted Jewelry

By Carol Rucker Does your handcrafted jewelry shout out, “Wow! Look at me, I’m fabulous!”? If it doesn’t, you can change that by changing the way you do things: Stop borrowing designs dreamed up by someone else. Make your own bold clasps, earwires and beads instead of relying on manufactured findings. Try a few simplified metalsmithing techniques.

Metalsmithing can be complicated, but it’s the best way I know of adding a “wow” factor to your jewelry. I’ve made it a little easier by simplifying a few metalsmithing techniques, so you can master them easily. The tools, cost and time you need depend on the projects you choose.

Suggested Tools Jeweler’s saw and bench pin Blades: brands labeled “gold” cost more, but they’re easier to work with.

Metal files Padded emery files for smoothing Manual punch or drill Metal shears (optional) Hammer Anvil or metal bench block Fine line black marker Materials Sheet metal of your choice 20 gauge wire Working with your jeweler’s saw If you already have a jeweler’s saw, pull it out and practice. You’ll break a ton of blades at first, but eventually you’ll be inspired to create jewelry that’s truly unique. Draw your designs directly onto metal, either freehand or with a template; then cut them out with your saw. Use files to smooth rough metal edges.

See “Metalwork Basics: Cutting With a Jeweler’s Saw” for tips.

If you’d prefer not to saw, try metal shears. They cut metal the way scissors cut paper, but are best for cutting simple shapes only. A die cutter is a more expensive cutting option.

It’s a metal block that uses a punch.

You add manual pressure to create a simple, uniform shape: circles, ovals, hearts. If cutting metal isn’t your thing, search online for “blank metal shapes for jewelry making.”

With stamping, it takes very little If you’re already comfortable effort to enhance metal with decora- working with a jeweler ’s saw, tive patterns. See “Metal Stamping take your skills to a higher level.

- Create Personalized Jewelry” for -Draw your fantasy design on tips and techniques. metal with a fine line marker.

-Drill or use a manual punch to pierce holes in the sections to be Adding curves cut away.

-insert your blade into your Add a gentle curve to a large metal piece, by using a ball peen hammer saw, then through a hole.

-Fasten the other blade end and an anvil or block. Hold your into place, tighten, and then saw. piece at an angle, turn slowly and -Leave enough metal in place gently strike the edges all the way around. To curve small pieces, you’ll to hold your piece together. need a dapping block. Michael’s sells an inexpensive wooden version S o l d e r i n g l ay e r s o f for under $20. metal -Select one of the six curved sections on the block.

-Use a punch to hold your metal piece in place.

-Strike it with a hammer. One good blow should do it.

Adding beads and wire details to simple shapes

For metal earrings that are full and dangly, add holes to your metal pieces with a drill or a manual punch.

Add earwires and figure 8s or jump rings to dangle wire shapes and beads. See “Create Wire Details to Enhance Your Favorite Craft ProjMetal stamping for added ects “ for tips on making wire shapes.

textures

Cutting out a fantasy

-Use your brush tip to place a pattern of solder chips on the back of each layer.

-Layer, then solder.

-See “Working With Your Blowtorch: Ten Safety Tips Jewelry Designers Need to Know “ for more information.

Add a bezel-set stone the simple way

When you’re striving to be a jewelry making superstar, it’s okay to cheat a little. Instead of bezel-setting small stones the hard way, try using bezel cups: calibrated silver metal ovals and A basic plumber’s torch is all circle cups that are form fitted you need to generate a flame to hold calibrated semi-precious that’s hot and big enough for cabochons. most jewelry soldering operations. Once you learn basic -Add flux and solder to the back blowtorch safety, try the simple of the cup. technique of fusing several layers -Solder into place on a metal of metal in a single soldering op- piece or... eration. Fuse silver onto silver or -Make it the final addition on a layer it with copper, gold-filled or layered, fused piece. brass sheet or wire for fabulous “wow” pieces.

A few more tips -Silver-bearing solder from a hardware store is fine for simple -Don’t get frustrated by trysoldering techniques. ing too many new techniques at -It flows at low temperatures once. when you hammer it flat and clip -Metalsmithing tools are exit into small pieces. pensive. Buy only what you really -Use a small paint brush to add need. flux to the front and back of metal pieces you wish to fuse together.

The Coto de Caza News

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November 2, 2012

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Top Orange County Philanthropists to be honored Orange County’s top philanthropists, business leaders and individuals of 2012 will be honored at this year’s National Philanthropy Day Orange County luncheon celebration on November 15, 2012 for their outstanding philanthropy in the community.

National Philanthropy Day Orange County has become the most prominent philanthropic recognition event in Orange County, with over 1000 honorees since its inception in 1985 including honors in past years for OC philanthropists Donald Bren, Marion Knott, Henry and Susan Samueli, and Henry Segerstrom.

The 2012 National Philanthropy Day Orange County Awards Luncheon, with the theme “Giving is Always in Season,” will be held Thursday, November 15, 2012 from 11:30 a.m. to 1:30 p.m. at the Hyatt Regency Orange County located at 11999 Harbor Blvd., Garden Grove, CA. The 2012 National Philanthropy Day Orange County outstanding honorees include:

institutional support for improved undergraduate and graduate programs.

Also a supporter of disadvantaged children, as a representative of the Juvenile Diabetes Research Foundation, and an arts supporter of South Coast Repertory Theatre, Pacific Symphony and the Segerstrom Center OUTSTANDING for the Arts, Leatherby has had a widePHILANTHROPIC GROUP ranging impact on the OC community.

Assistance League Anaheim, She also co-founded Casa de Amma, a unique apartment community foster- Anaheim Nominated by: Sally Ann Catering ing growth and independence in adults *Over 70 years and nearly 900,000 with special needs. hours of serving those less fortunate

OUTSTANDING PHILANTHROPIST Bruno Serato, Anaheim Nominated by: Assistance League Anaheim 2012 OUTSTANDING HONOREES *Committed to helping the less fortunate, having served over 300,000 pasta dinners to ‘motel children’

LIFETIME ACHIEVEMENT Joann Leatherby, Silverado Nominated by: Chapman University *Deeply dedicated to education, the arts and disadvantaged children *Joann Leatherby has a passion for academia and has been a supporter of Chapman University for decades, including being an active Board of Trustees member since 1994, currently chairing the Advancement Committee and the 2012 American Celebration, Chapman’s signature and important fundraising gala. She has played a key role providing comprehensive vision for Chapman’s future including spearheading the campaign to build Leatherby Libraries and in creating the Chapman Plan, which has led to increased Page 16

*Selected as one of the top 10 CNN Heroes of the Year in 2012, Bruno Serato, owner of the Anaheim White House restaurant and visionary for the culinary trend ‘California cuisine,’ has raised well over $1M through philanthropic efforts. An American success story, Serato immigrated to the U.S. with only $200, and as a homage to his beginning, he has made a priority of giving back to those less fortunate, including serving pasta dinners daily to nearly 300 children who live in motels.

To date, he has served approximately 300,000 dinners to ‘motel children.’ In May, he moved four motel families into their own apartments and intends to move 20 more families in 2012. Passionate about helping those in need, he assists in renovating homes for the elderly and infirmed as a member of Paint Your Heart Out, Anaheim, and founded Caterina’s Girls Club, in honor of his mother, to benefit underprivileged girls in Anaheim. Serato was awarded by Cypress College as Man of the Year in 2012 and as Anaheim’s Americana ‘Citizen of the Year’ in 2003. Boys & Girls Club Anaheim, Assistance League Anaheim, Orange County Board of Education, American Italian Renaissance Foundation, among others, have also honored Serato.

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*Assistance League Anaheim assists nearly 5,000 individuals each year, through 19 programs, with the purpose of ‘acting as a friend at all times, to men, women and children in need of care, guidance and assistance spiritually, mentally, and physically.’ In over 70 years, the nonprofit organization has contributed nearly 900,000 hours through more than 50 programs. This volunteer-run chapter has clothed about 50,000 men, women and children; provided hundreds of thousands of dollars of equipment for teaching the blind, including a van to transport children; has dispersed 20,000 hygiene kits; given hundreds of assault and rape survival kits to local hospitals; provided over 700 cool caps for cancer children; helped hundreds of children with needed dental care and eye glasses replacement; and given hundreds of teddy bears to the Anaheim police and fire departments for disbursements to traumatized children, among other projects. Currently, Assistance League Anaheim’s largest project is Operation School Bell, where volunteers work with children to provide new school clothing and supplies, to ensure less fortunate children can attend school with the pride and selfesteem needed to succeed.

for Education and Housing, Newport Beach Nominated by: Echo Media Group *Provided over 600 educational scholarships valued at $20M to support economically disadvantaged students to reach success *Ronald Simon focused his entrepreneurial leadership on giving back to determined teens through the ‘Simon Scholars’ program, which supports economically disadvantaged high school students and helps them advance through education to succeed in achieving ‘the American Dream.’ The program, featuring a six-year long scholarship, offers academic and social support in order to prepare high school students for college and life, including life skills training, academic tools, leadership development and college readiness instruction, and $30,000 for financial support, programs and services.

To date, the Simon Foundation has awarded over 600 scholarships in goods and services valued at over $20M, from a personal foundation created by Simon. Of those who entered the Simon Scholars program, 90.7% are still active students or have graduated college, many of which that have ‘beat the odds,’ including scholarship recipient and Santa Ana resident Jonathan Espinoza, born to a single, teen parent and the oldest of six children, who saw education as a means to rise above poverty.

Simon Scholars prepared him for college and developed his leadership skills. Today, Espinoza is enrolling as a freshman with a full ride to Georgetown University Fall 2012, and was offered a summer 2012 internship at the White House.

OUTSTANDING SMALL CORPORATION OR BUSINESS S.D. Deacon Corp. of California, Irvine Office, Irvine Nominated by: Deacon Charitable Foundation *Passionate about community giving, with over $32,500 to 15 OC orgaOUTSTANDING FOUNDER nizations from September 2011-2012 Ronald M. Simon; founder of and continued employee charitable “Simon Scholars Program”; founder giving programs and chairman of Simon Foundation *S.D. Deacon is passionate about

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supporting its community through charitable giving and in 2005 created the grant-making ‘Deacon Charitable Foundation,’ which will make grants to at least 15 OC organizations, totaling $32,500 between September 2011-2012. With an all-volunteer Giving Committee who surveys what issues are important to its employees, giving priorities include children and families, the environment and animal protection. Deacon also offers employee-matching programs, including matching an employee’s personal donation up to $500, dollar for dollar, per year; a volunteer match of $10/ hour for time spent making a difference for a charity. Other ways S.D. Deacon employees give back is by hosting food, clothing, school supply and gift drives, as well as participating in events that benefit local nonprofits.

In December 2011, the Giving Committee hosted an ‘Adopt a Family’ gift drive and donated shoes to Acacia Adult Day Care. S.D. Deacon’s collective impact has made a positive difference to the OC community.

expansion for the Orange County High School of the Arts’ new Center for the Performing Arts / Margaret A. Webb Theatre. Giving back to deserving children of the OC community, and carrying on the philanthropic spirit of his family, Walker provides personal as well as F&M contributions and volunteer resources to Big Brother Big Sisters of Orange County, including F&M team members filling a critical need for long-term mentoring relationships, and giving contributions of $190,000. Civic organizations such as the Huntington Beach Kiwanis are another beneficiary of F&M. F&M helped to underwrite the purchase of the HB Kiwanis cooking trailer, which resulted in a doubling of net income for cooking fundraisers. F&M also provides significant support to Orange County’s Pacific Symphony, Susan G. Komen for the Cure, National Association of Women Business Owners-OC, Olive Crest, the Santa Ana Police Association, Orange Catholic Foundation, among others.

OUTSTANDING MID-SIZE OUTSTANDING LARGE CORPORATION OR BUSINESS CORPORATION OR BUSINESS Farmers & Merchants Bank The PIMCO Foundation, Newport (F&M), Orange County Beach Nominated by: CAPOC’s Orange Nominated by: Big Brothers Big County Food Bank, Grandma’s Sisters of Orange County, Hunting- House of Hope, Illumination Foundaton Beach Kiwanis, National Asso- tion, JDRF, Olive Crest, OneOC ciation of Women Business Owners (Orange County), Orange Catholic *Significantly impacting areas of Foundation, Orange County High urgent need through over $7M of School of the Arts, Pacific Symphony, giving and 8,864 employee volunteer WHW (Women Helping Women/ hours to 100+ nonprofits Men2Work), YWCA of North Orange *PIMCO sets a strong example County of corporate giving, having donated $7,712,535 through their employee *Committed to donating $1M every match program, employee choice year to charitable, civic and religious awards, grants program, good neighorganizations bor program and excellence awards *For over 105 years, Farmers program. The global investment solu& Merchants Bank has supported tions provider has an ambitious vision its communities. Seeing a need in to have a positive community impact, the community, Founder CJ Walker including by giving back through the spearheaded fundraising and gave up Orange County Food Bank’s ‘Share his own salary to help fund the launch the Harvest’ campaign. PIMCO raised of the Long Beach YMCA in 1922, funds to purchase food to assemble and, today, later generations of Walk- 1,000 food boxes its first and secers and F&M leadership continue to ond year participating, then doubled give with the same passion. Each the number of boxes its third year, year, F&M donates $1M to nonprofits, provided 5,000 its fourth year and in charities and religious entities. Sup- this their fifth year established a goal porters of the arts, F&M, under the to raise funds to feed 10,000 famileadership of CEO W. Henry Walker lies. Through the PIMCO Partners and COO Kevin Tiber, played an Program, which promotes employee instrumental role in financing a $30M volunteerism to support the commu-

nity, 850 employee volunteers have contributed 8,864 hours to 100+ nonprofits. Philanthropy is immersed in PIMCO’s culture, with 460 employees personally giving to what amounted to a match of $377,568 to nonprofits of their choice. PIMCO fosters a culture of giving that positively touches many charities, nonprofits and organizations throughout its communities.

November 2, 2012

she hosted an ice cream Sunday social for the school’s students and staff. Additionally, Urs has completed 82 hours of tutoring in the last three years and 41 volunteer hours at her local public library since 2009.

OUTSTANDING YOUTH OUTSTANDING VOLUNTEER OR YOUTH GROUP FUNDRAISER Nikita Urs, Santa Ana Joe Lins, Fullerton Nominated by: Douglas WilNominated by: St. Jude Memorial liams Foundation *Passionate about helping less fortunate children, having collected over 1,000 Christmas boxes for underprivileged kids and donating her hair eight times to the ill, from age 5-15 *As a sibling to a brother diagnosed with cerebral palsy, Nikita Urs, 15, has a keen insight into what it is ‘to be without,’ through experiences with her brother, 18, who cannot talk, walk or eat. He has been her driving force to give back to the less fortunate. Since she was five-years-old, Urs has volunteered for Operation Christmas Child, which provides shoeboxes of Christmas toys, school supplies and necessities for underprivileged kids around the world. In 2003, at six-years-old, she collected 100 boxes and, with increases each year, collected 930 boxes in 2010. Beginning at age eight, in 2005, Urs donated her hair to Locks of Love, and has since donated her hair seven more times. A strong advocate for special needs kids, at age 10, Urs organized a fundraiser, selling chocolates, to raise $500 for Sea Star School for Neuroeducation, a school for kids with traumatic brain injuries. At 11, she raised $600 for the school. For many years, she organized a fundraising carnival at Hillview Special School, for kids with physical and mental disabilities. In 2011,

*Committed to serving the local community through giving and leadership, including donating free ads for area nonprofits on a highly visible company billboard *Joe Lins has made a significant impact on local nonprofits through his volunteerism and through his business as co-owner of Century 21 Discovery in Fullerton. Through running free ads for area nonprofits on a Century 21 Discovery billboard at the very busy street corners of Valencia Mesa Dr. and Harbor Blvd. and hosting Century 21 Discovery’s Annual Charity Dinner & Auction events to benefit local nonprofits, over the past 17 years raising $215,000 as of December 2011, Lins’ spirit of teamwork is infectious in bringing others together to provide philanthropic support. A volunteer leader on the Board of Directors for St. Jude’s Memorial Foundation, his support totals nearly a quarter of $1M, since 1994, and under Lins chairmanship, St. Jude’s capital Campaign for Excellence reached its $50M goal in 2009. Lins was the recipient of the Fullerton Chamber of Commerce 2012 Hawkins Business Leadership Award for his support for organizations including the Boys and Girls Club of Fullerton, Donate Life, Fullerton School District, Cal State Fullerton and more.

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November 2, 2012

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Courtside Restaurant Thanksgiving Dinner =TO GO=

Don’t Slave Over a Hot Stove

Courtside Restaurant is a beautiful location specializing in exquisite and memorable events. We offer casual elegance for any type of event.

Planning A Wedding or Other Special Event?

Enjoy A take-out meal in the comfort of your home from the pros at the Back Bay Bistro.

Chef Kurt’s Custom-Rubbed Whole Turkey

Everything All In One Beautiful Loaction!

Includes a mouth-watering selection of sides includes country greens, mac and cheese, sweet mash potato and apple pie with the best gravy in Newport Beach.

Our friendly staff will assist you with anything may need for your event.

Complete Dinner Serves 4-6 - Only $125 Special requests taken with notice. Call Ericka at (949) 729-3800 by November 16th to reserve your family meal.

MON-FRI Holiday Office Catering – Delivered to you – Catering for All Items from Our Lunch Menu We can accommodate special requests Call Ericka at 949.729.3800

Happy Holidays!

1131 Back Bay Drive, Newport Beach, CA 92660 BackBayBistroNewportBeach.com

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Call us for your next special event! 949-361-2211 111 Ave Vista Montana San Clemente 949.361.2211 949.492.1516 Located in the Rancho San Clemente Tennis Club

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31931 Dove Canyon Drive Dove Canyon, CA 92679 Page 18

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Open Daily 5:00 pm - 9:00 pm

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 2, 2012

GOT CATERING? Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

URBAN will customize a menu to your specifications and arrange for your every need including wait staff, rentals, flowers, and valet parking, etc.

Call us now to make plans for all of your holiday events!

Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610

www.UrbanGrillandWineBar.com TRABUCO OAKS STEAK HOUSE NAMES REYES GALLARDO NEW GENERAL MANAGER

Al and Dori Odenath,Owners of the legendary Trabuco Oaks Steakhouse in Trabuco Canyon have today named Reyes Gallardo as new general manager to conduct day to day operations of that famous steakhouse. Reyes Gallardo came to this country in 1979 dedicated to be successful. Reyes has a long history of successful experience in the food and beverage industry.

He began working in Coto de Caza Country Club in 1979 as a busboy, and worked his way up to be a server, bartender, banquet manager, and later to food and beverage manager. After thirteen years at Coto de Caza Country Club, Reyes moved on to being the Food

and Beverage Director at the Newport Dunes Resort for five years, now known as Back Bay Bistro. After Newport Dunes Resort, Reyes became the Food and Beverage Director at the Radisson Hotel in Newport Beach. After his experience at the hotel, Reyes became the General Manager at El Adobe de Capistrano for almost ten years.

Now Reyes is the most recent addition to Trabuco Oaks Steakhouse.

He is the General Manager at Trabuco Oaks Steakhouse and is very excited to begin his new challenge.

The Trabuco Oaks Steakhouse is located at 20782 Trabuco oaks road in Trabuco Canyon the telephone number is 949)586-0722

The Holiday Season is Approaching Us, Reserve Office Parties, Birthdays, Family Reunions and Anniversaries Please contact: Reyes Gallardo for Details 949-929-4636 or reyesgallardo925@gmail.com

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

TRULY AMAZING

November 2, 2012

WO TH OD E S

LIS NEW TIN G

CU H O S TO ME M

The Coto de Caza News

EXCEPTIONAL CUSTOM HOME

HUGE PRICE REDUCTION $149K

LADERA BEAUTY

FORMER MODEL

Wow..beautiful townhome located close to the park. Exceptional upgrades, vaulted ceilings and lots of windows.Nice size patio for entertaining. Offering approx 1400 sq. ft. with 3 bed and 3 bath. Attached 2 car garage.

45 Bell Chime $574,900.00

WHAT A SHOWPIECE

Beautiful townhome with all the ammentities. Offering approx. 1600 sq. ft with 3 bedrooms and 2.5 baths. Spacious floorplan with separate living and dining.

Very nicely upgraded. Nice size backyard and an attached 2 car garage. Close to the park. 67 Night Bloom $569,000.00

SO

LIS NEW TIN G

ES IN CR OW

Offering approx 3300 sq. ft. with 4 bedrooms and 4 baths. Gourmet kitchen with granite counters. Extended stone flooring downstairs and all upgraded baths. Located on a quiet single loaded street with beautiful view.

33 Flintridge $839,000.00

LD

LIS NEW TIN G

LIS NEW TIN G

LIS NEW TIN G

Culdesac location, view and large yard. Newly updated with all the bells and whistles. Offering This location and exterior views of the oak trees will leave you speechless. This custom home This beautiful QUALITY custom home has it all! This well thought out floorplan offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional approx 3300 sq. ft. with 4 bedrooms and 4 baths. Large yard, spa and mountain views. This homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly private backyard. This custom home is situated on over an acre lot and located in remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller $ 00 house will totally wow you! 5 Mountain Gate 849,000. the prestigious neighborhood “The Woods”. 5 Shire $2,849,000.00 will consider seller financing or a trade 3 Palomino $1,249,000.00

A LITTLE CHARMER

SINGLE STORY UNIT

CULDESAC AND VIEWS

LD SO

ES IN CR OW

ES IN CR OW

approx. 1700 sq. ft with 3 nice size bedrooms and 2.5 baths. Seller has just updated Wonderful family neighborhood located in Melinda Heights. Offering approx 1800 sq. ft with 3 A rare find for this lower unit single story with a large private patio and attached car garage. Offering this property with very nice upgrades and new landscape. Great family home bedrooms and 3 baths. Spacious floorplan and a light and bright kitchen. Nice size entertaining Offering approx. 1100 sq. ft with 2 bedrooms and 2 baths. Fresh paint and carpet and vaulted 20 Wild Lilac $499,000.00 ceilings. 102 Via Athena $329,000.00 yard. 4 Via Brida $459,000.00

SUPERIOR LOCATION

PRIVATE LOCATION

FAMILY NEIGHBORHOOD

SO

SO

LD

LD

Very private large lot with tremendous privacy and large green belt on one side.

Located behind the gates of Dove Canyon and nestled in a very private location. Long driveway Nestled up towards the hills in a wonderful family neighborhood with community pool and leads you into this exceptional floorplan. Offering approx, 3100 sq ft with 4 bedrooms and 4 Excellent floor plan offering approx 2400 sq. ft with 4 bedrooms and 3 baths. Newly park. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. $ 00 updated through out.

Pool size lot and backs to the park. baths. Outstanding views. 2 Beaconsfield 650,000.

20692 Shadow Rock $539,000.00 26511 Via Marina $559,000.00

BEYOND PERFECT

MODEL PERFECT

Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a All redone inside with extensive stone floors, granite, carpet and paint. Large open prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and floor plan with roaring ceilings. Nice size kitchen with granite counter. Exceptional backyard with sparkling pool and spa. Enjoy the magnificent views of saddleback custom window coverings. Pool/spa, built in BBQ and stunning sunset views. mountains. 47 Summitcrest $749,000.00 15 Salinger Coto de Caza $1,219,000.00

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The Coto de Caza News

Page 21

November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices APN: 933-10-445 TS No: CA07000462-12-1 TO No: 6826289 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/16/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/27/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 04/29/2009 as Instrument No. 2009000212388 of official records in the Office of the Recorder of Orange County, California, executed by JAHANGIR MOGHADAM AND MASTANEH PARVARESH, HUSBAND AND WIFE AND SORUSH MOGHADAM, A SINGLE MAN ALL AS JOINT TENANTS, as Trustor(s), in favor of MOUNTAIN WEST FINANCIAL, INC. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 21143 FLAMETREE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $320,703.80 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-5731965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA07000462-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 10/29/2012 TRUSTEE CORPS TS No. CA07000462-12-1 17100 Gillette Ave, Irvine, CA 92614 949252-8300 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P997547 11/2, 11/9, 11/16/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00603446-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOHN SADZAK. Petitioner(s) JOHN SADZAK has/have filed a petition with this court for a decree changing name(s) as follows: JOHN SADZAK to JOVICA SADZAK. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 9, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012

Page 22

Title Order No. 920830791-M10 Trustee Sale No. 2010-4200 Reference No. SA-MLA 1916-02 APN No. 833-295-16 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 2/19/2010.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/26/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on March 11, 2010 as Document No. 2010000118298 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: TODD ARMSTRONG AND JOANNA ARMSTRONG The purported new owner: TODD ARMSTRONG AND JOANNA ARMSTRONG WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 25 LA CINCHA , Rancho Santa Margarita, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,412.90 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-4200. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www. priorityposting.com. Date: 10/22/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P996245 11/2, 11/9, 11/16/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00605417-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of EMILY MAILY TRAN, a minor.

Petitioner(s) VINCENT TRAN and JENNY TRAN has/have filed a petition with this court on behalf of EMILY MAILY TRAN, a minor, for a decree changing name(s) as follows: EMILY MAILY TRAN, a minor to MAILY EMILY TRAN, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 7, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 17, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 10/26/2012, 11/2/2012, 11/9/2012, 11/16/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00604557-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ADAM ORION REY, a minor.

Petitioner(s) DAVID W. SMITHSON has/have filed a petition with this court on behalf of ADAM ORION REY, a minor, for a decree changing name(s) as follows: ADAM ORION REY, a minor to ADAM ORION SMITHSON, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 12, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/19/2012, 10/26/2012, 11/2/2012, 11/9/2012

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices Trustee Sale No. : 20120187404993 Title Order No.: 120196006 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/13/2006 as Instrument No. 2006000393273 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MARILYN MOKMA, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/26/2012 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25672 WESTOVER CIRCLE, LAKE FOREST, CALIFORNIA 92630 APN#: 613-032-45 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $445,414.36. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187404993. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-9390772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/25/2012 NPP0209398 COTO DE CAZA NEWS 11/02/2012, 11/09/2012, 11/16/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606109-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DOMINIC BLAINE DUNLAP, a minor.

Petitioner(s) KENNETH CARLSON and CARISSA CARLSON has/have filed a petition with this court on behalf of DOMINIC BLAINE DUNLAP, a minor, for a decree changing name(s) as follows: DOMINIC BLAINE DUNLAP, a minor to DOMINIC BLAINE CARLSON, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 24, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00607641 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT. Petitioner(s) IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT has/have filed a petition with this court for a decree changing name(s) as follows: IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT to RANDY VINCENT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2014 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 25, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

Trustee Sale No. 16990CA Title Order No. 100554578-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/15/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02/01/2006, Book , Page , Instrument 2006000071970 of official records in the Office of the Recorder of Orange County, California, executed by: ARTHUR F. OGDEN AND MINDY R. OGDEN, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, FIRST FEDERAL BANK OF CALIFORNIA, A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $373,370.47 The street address and other common designation of the real property purported as: 26342 FOREST RIDGE DRIVE #3D , LAKE FOREST, CA 92630 APN Number: 930-21-677 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 16990CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 10/16/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P994534 10/26, 11/2, 11/09/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606245 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of PAUL OCEANN. Petitioner(s) PAUL OCEANN has/have filed a petition with this court on behalf for a decree changing name(s) as follows: PAUL OCEANN to PAUL RODRIGUEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 23, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606481-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ZACHARIA LARRY ISAIAH, a minor. Petitioner(s) AMY STIRBIS has/have filed a petition with this court on behalf of ZACHARIA LARRY ISAIAH, a minor, for a decree changing name(s) as follows: ZACHARIA LARRY ISAIAH, a minor to LARRY ISAIAH ZACHARIAH STIRBIS, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 22, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Trustee Sale No. 805D-062395 Loan No. 0501353295 Title Order No. 6583028 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-26-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-26-2012 at 9:00 AM, PLM LENDER SERVICES, INC. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 03-05-2007, Instrument 2007000140668 of official records in the Office of the Recorder of ORANGE County, California, executed by: MELBA PEDROZA, AN UNMARRIED WOMAN, as Trustor, ‘’MERS’’ MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR ASCENT HOME LOANS, INC AND THEIR SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction the trustor’s interest in the property described below, to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.

The sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE CA Amount of unpaid balance and other charges: $418,661.92 (estimated) Street address and other common designation of the real property purported as: 4 VIA MADERA , RANCHO SANTA MARGARITA, CA 92688 APN Number: 933-74-405 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. The following statements; NOTICE TO POTENTIAL BIDDERS and NOTICE TO PROPERTY OWNER are statutory notices for all one to four single family residences and a courtesy notice for all other types of properties. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting & Publishing at (714) 573-1965 or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 805D-062395. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 10-23-2012 FOR TRUSTEE’S SALES INFORMATION, PLEASE CALL (714) 573-1965, OR VISIT WEBSITE: www. priorityposting.com PLM LENDER SERVICES, INC., AS TRUSTEE 46 N. Second Street Campbell, CA 95008 (408)-370-4030 ELIZABETH GODBEY, VICE PRESIDENT PLM LENDER SERVICES, INC. IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P996241 11/2, 11/9, 11/16/2012

TSG No.: 6826263 TS No.: CA1200245486 FHA/VA/PMI No.: APN: 842-152-41 Property Address: 20692 SHADOW ROCK LN TRABUCO CANYON, CA 92679-3360 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/26/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/01/2007, as Instrument No. 2007000133096, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: JAMES BELL AND JENNIFER BELL, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 842-152-41 The street address and other common designation, if any, of the real property described above is purported to be: 20692 SHADOW ROCK LN, TRABUCO CANYON, CA 92679-3360 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $650,916.65. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245486 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208891 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

TSG No.: 4673241 TS No.: CA1000213821 FHA/VA/PMI No.: APN: 613662-02 Property Address: 21351 KIRKWALL LANE LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/18/2006, as Instrument No. 2006000846911, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CLARISSA LOPEZ, A SINGLE PERSON AND JESUS LOPEZ, A MARRIED PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 613-662-02 The street address and other common designation, if any, of the real property described above is purported to be: 21351 KIRKWALL LANE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $526,247.13. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1000213821 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208977 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

November 2, 2012

TSG No.: 6856344 TS No.: CA1200245557 FHA/VA/PMI No.: APN: 930-83-030 Property Address: 250 MONTANA DEL LAGO DR RANCHO SANTA MARGARITA, CA 92688 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/08/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/21/2007, as Instrument No. 2007000326050, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: CARLY TORRES, A SINGLE WOMAN AND ZACHARY BATE, A SINGLE MAN AS TENANTS IN COMMON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 930-83-030 The street address and other common designation, if any, of the real property described above is purported to be: 250 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,358.65. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200245557 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0208537 COTO DE CAZA NEWS 10/19/2012, 10/26/2012, 11/02/2012

Orange County Fire Authority Urges You to Change Your Batteries When You Change Your Clocks Sunday, November 4th 2012 As we change our clocks backward this weekend, now is the time to check your smoke alarms and change the batteries. According to the Orange County Fire Authority, this is the best time to check your smoke alarm and change their batteries! Nationally, approximately 75% of failed smoke alarms are due to missing batteries.

“A recent fire in Santa Ana resulted in the death of a woman and serious injury to her husband” said OCFA Fire Marshal Laura Blaul. “There were no smoke alarms in their home, which is typical in almost every home fire resulting in serious injury or death. A smoke alarm is essential in providing you the extra time you need to safely get out of your home. Make sure you have one in every sleeping area; Make sure your family is safe”.

We are asking the community to join the OCFA in efforts to reduce risks, the OCFA has developed a program called “Install, Inspect, Protect.”

Key components include:

ing to sleeping areas.

Replace the entire unit every 10 years Inspect: Test your hard-wired and battery operated smoke alarms every month Change the batteries twice a year, when changing your clocks for both battery operated and hard wired smoke alarms.

Clean your smoke alarms every year.

Protect: Plan a home escape plan and ensure that everyone in the household Install: knows the sound the alarm makes Install a smoke alarm on every and what to do if they hear it. level of your home, inside each sleepIdentify two ways out of each ing area, and in every hallway lead- room and designate a meeting place

outside the home to account for family members in the event of an emergency.

Practice your home fire drills every six months and remember to crawl lo under the smoke & go.

Call 911 immediately and ensure that everyone knows your Home

Escape Plan.

This weekend change your clocks and change your smoke alarm batteries too. You could be saving the lives of yourself and others.

For more valuable information, please visit “Install, Inspect Protect” at www.ocfa.org and on Facebook.

The Coto de Caza News

Page 23

November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No.: 20120187404498 Title Order No.: 1190236 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/06/2006 as Instrument No. 2006000380065, Re-recorded under Instrument No 2009000284849, file 6/3/09 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ROBIN L WHITT, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 138 TIERRA MONTANOS , Rancho Santa Margarita, CA 92688 APN#: 938-12-422 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $410,467.31. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187404498.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. XBARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/19/2012 P992786 10/26, 11/2, 11/09/2012

Trustee Sale No.: 20120134001748 Title Order No.: 120249548 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/1/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/23/2005 as Instrument No. 2005000485329 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: GARY A COX,, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19 EL MORRO , RANCHO SANTA MARGARITA, CA 92688 APN#: 836-491-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $563,428.95. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134001748.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/15/2012 P992377 10/26, 11/2, 11/09/2012

Title Order No . 1109885 Trustee Sale No. 2008-3517 Reference No. SA-MLA 0519-03 APN No. 932-28-290 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 9/4/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/27/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 9/20/2007 as Document No. 2007000572612 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: PAUL RUBIO The purported new owner: PAUL RUBIO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 25 ROSA RANCHO SANTA MARGARITA CA 92688 AKA 25 ROSA 130 RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,629.59 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be

recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2008-3517. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www.priorityposting. com. Date: 10/22/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P995863 11/2, 11/9, 11/16/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00602837-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SCOTT RAYMOND BURWELL and KEILAH NICOLE BURWELL, a minor. Petitioner(s) KURT M. VARRICCHIO (SBN 223887), LAW OFFICES OF KURT VARRICCHIO, 23151 MOULTON PARKWAY, LAGUNA HILLS, CA 92653, ATTORNEY FOR PETITIONER(s): SCOTT BURWELL; SCOTT BURWELL and MAQUEL HILTON,on behalf of KEILAH NICOLE BURWELL, a minor , has/have filed a petition with this court for a decree changing name(s) as follows: SCOTT RAYMOND BURWELL to SCOTT RAYMOND HOLLOWAY, and KEILAH NICOLE BURWELL, a minor, to KEILA NICOLE HOLLOWAY, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court

may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 4, 2012 Randell J. Sherman – Judge of the Superior Court Coto de Caza News– 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012

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The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-10-366943-RM Order No.: 4467857 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/10/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN VIZCAINO AND JILL VIZCAINO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/25/2003 as Instrument No. 2003000887491 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/16/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $438,903.81 The purported property address is: 21 DEERWOOD, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-151-32 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-366943-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-366943-RM IDSPub #0039541 10/26/2012 11/2/2012 11/9/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-518875-LL Order No.: 1232648 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MAURICIO CHICAS, A SINGLE MAN Recorded: 6/25/2008 as Instrument No. 2008000305964 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $390,397.81 The purported property address is: 22561 AUBURNDALE DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-061-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-518875-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518875-LL IDSPub #0039861 10/26/2012 11/2/2012 11/9/2012

APN: 932-47-404 TS No: CA09000436-12-1 TO No: 5905395 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/26/2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 06/22/2006 as Instrument No. 2006000419311 of official records in the Office of the Recorder of Orange County, California, executed by ERIN ECKERT AN UNMARRIED WOMAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT “A” A CONDOMINIUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/39TH INTEREST IN AND TO LOT 2 OF TRACT NO. 14521, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 698, PAGE(S) 27 TO 31,INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL UNITS SHOWN ON THE CONDOMINIUM PLAN RECORDED AUGUST 11 1994 AS INSTRUMENT NO. 94-0497852 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY (CONDOMINIUM PLAN). PARCEL 2: UNIT 62 AS SHOWN AND DESCRIBED ON THE CONDOMINIUM PLAN. PARCEL 3: EASEMENTS AND RIGHTS AS SET FORTH IN THE SECTIONS ENTITLED “EASEMENTS FOR OWNERS” “SUPPORT, SETTLEMENT AND ENCROACHMENT” AND “UTILITIES AND CABLE TELEVISION” OF THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED NOVEMBER 9, 1993 AS INSTRUMENT NO. 93-0773040 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (“DECLARATION”) AS IMPOSED BY THAT CERTAIN SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS RECORDED JUNE 9, 1995 AS INSTRUMENT NO. 95-0245960 OF OFFICIAL RECORDS. The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 19634 ORVIENTO DRIVE , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be

$369,929.03 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09000436-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.DATE: 10/18/2012 TRUSTEE CORPS TS No. CA09000436-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P994872 10/26, 11/2, 11/09/2012

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Title Order No . 7742-441524 Trustee Sale No. 2010-1743 Reference No. SA-MLA 1151-01 APN No. 931-88-495 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 1/30/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/16/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on March 3, 2009 as Document No. 2009000098200 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: TERRY K YONESATO AND DEBBIE ANN WONG The purporsted new owner: TERRY K YONESATO AND DEBBIE ANN WONG WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 11 VISTA LAGO , Rancho Santa Margarita, CA 92688 AKA 11 VISTA LAGO 45 RANCHO SANTA MARGARITA CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,244.70 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-1743. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 10/17/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P994799 10/26, 11/2, 11/09/2012 T.S. No. 12-0998-11 Loan No. 0599341492 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ROGELIO A. PAGLOMUTAN AND MARIA SHEILA PAGLOMUTAN, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 03/23/2006 as Instrument No. 2006000191694 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 11/16/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $382,853.17, estimated Street Address or other common designation of real property: 42 TIERRA MONTANOSA , RANCHO SANTA MARGARITA, CA A.P.N.: 938-12-284 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0998-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/16/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P994243 10/26, 11/2, 11/09/2012

TSG No.: 5547855 TS No.: CA1100230832 FHA/VA/PMI No.: APN: 790-011-39 Property Address: 17 MOUNTAIN LAUREL, RANCHO RANCHO SANTA MARGARITA (TRABUCO CANYON) , CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/26/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/26/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/03/2003, as Instrument No. 2003001217391, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: PERRY JOHNSON, A SINGLE PERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 790-011-39 The street address and other common designation, if any, of the real property described above is purported to be: 17 MOUNTAIN LAUREL, RANCHO, RANCHO SANTA MARGARITA (TRABUCO CANYON) , CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $348,799.52. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1100230832 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse.

First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0209923 COTO DE CAZA NEWS 11/02/2012, 11/09/2012, 11/16/2012

Trustee Sale No.: 20120010101075 Title Order No.: 120238786 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/28/2008 as Instrument No. 2008000145839 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: MARIA Y. MURO, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28302 PUEBLO DRIVE , LAKE FOREST, CA 92679 APN#: 932-65-241 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $286,823.88. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20120010101075. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/04/2012 P990171 10/26, 11/2, 11/09/2012

November 2, 2012

Coto de Caza Legal Notices T.S. No.: 12-46614 TSG Order No.: 02-12004624 A.P.N.: 932-47-254 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/15/2012 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 7/27/2004 as Instrument No. 2004000679767 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: CHAD BLAINE & PAM FRENCH BLAINE HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor, FIRST CAPITAL MORTGAGE as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 28434 KLONDIKE DRIVE, LAKE FOREST, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $329,400.84 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-46614. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 3/9/2012 Date: 10/18/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P995140 10/26, 11/2, 11/09/2012

Trustee Sale No.: 20120159900134 Title Order No.: 1079145 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2006 as Instrument No. 2006000463761 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: KEN J. SLINGLAND AND THEA SLINGLAND, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/19/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26 CALLE DEL RIO , RANCHO SANTA MARGARITA, CA 92688 APN#: 81414416 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $765,148.54. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120159900134.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/18/2012 P994725 10/26, 11/2, 11/09/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-517674-AB Order No.: 6811096 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TIMOTHY L SUN UNMARRIED MAN Recorded: 8/21/2006 as Instrument No. 2006000558099 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $148,831.84 The purported property address is: 66 NIGHT HERON LN, ALISO VIEJO, CA 92656 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto.

Assessor’s Parcel No. 939-20-485 The land is sitauted in city of aliso viejo, county of orange state of california, and described as follows: Parcel 1: An undivided 1/256th interest in and to lot 1 of tract No. 13616, in the county of orange, state of california, as per map recorded in book 628, pages 43, 44 and 45 of miscellaneous maps, in the office of the county recorder of said county and as amended by certificates of correction recorded august 9, 1990 as instrument No. 90-421343 and july 6, 1994 as instrument No. 94-0246960, both of official records. Except therefrom, units 1 through 256, inclusive as shown upon the condominium plan recorded january 16, 1990 as instrument No. 90-025275, official records of said county. Except therefrom, one hundred percent (100%) of all rights to oil, gas and other hydrocarbon and mineral substances lying under or that may be produced from the abovedescribed land, together with one hundred percent (100%) of all rights to the proceeds therefrom, without, however, any rights including rights of entry in or with respect to any portion of the surface or subsurface to a vertical depth of 500 feet from the surface as the same may from time to time exist, by deeds recorded september 30, 1976 in book 11908, pages 567 and 568, official records, and other deeds of record. Also excepting therefrom, to the extent not excepted by the foregoing, all minerals, oil, gas, petroleum, other hydrocarbon substances and all undergorund water in or under or which may be produced form said land which underlies a plane parallel to and 500 feet below the present surface of said land for the purpose of prospecting for, the exploration, development, production, extraction and taking of said minerals, oil, gas, petroleum, other hydrocarbon substacnes and water from said land by means of mines, wells, derricks or other equipment from surface locations on adjoining or neighboring land or lying outside of the above-described land, it being understood that the owner of such minerals, oil, gas, petroleum, other hydrocarbon substances and water, as set forth above, shall have no right to enter upon the said land or any portion thereof above said plane parallel to and 500 feet below the present surface of the said land for any purpose whatsoever, as reserved in the deed recorded february 17, 1988 as instrument No. 88-068047, official records.

Parcel 2: Unit 199, as shown upon the condominium plan referred to in parcel 1 above. Parcel 3: An exclusive easement for use, over that certain exclusive use common area patio and uncovered assigned parking of that portion of said lot 1, described in parcel 1 above, described, identified and assigned upon the condominium plan referred to in parcel 1 above, appurtenant to parcels 1 and 2 above described. Parcel 4: A non-exclusive easement on and over the common area defined in the declaration of covenants, conditions and restrictions recorded january 16, 1990 as instrument No. 90-025274, official records, for access, use, occupancy, enjoyment, ingress and egress to the amenities located thereon, subject to the terms and provisions of the declaration. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-517674-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-517674-AB IDSPub #0039013 11/2/2012 11/9/2012 11/16/2012

The Coto de Caza News

Page 25

November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOTICE OF TRUSTEE’S SALE: Title Order No.: 602122394 Trustee Sale No.: 78356 Loan No.: RANGEL/GARCIA APN: 741-263-36 You are in Default under a Deed of Trust dated 05/08/2006. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 11/15/2012 at 10:00AM, C.I.C. Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/18/06 as DOC #2006000334423 of official records in the Office of the Recorder of Orange County, California, executed by: Jonas Rangel, a single man, as to an undivided 50% interest and Juan Garcia, a single man, as to an undivided 50%, as tenants in common, as Trustor Washington Mutual Bank, FA, a Federal Association, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At:The front entrance to 8180 East Kaiser Blvd., (Please check in with the Receptionist), Anaheim Hills, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: PARCEL 1: LOT 15, OF TRACT NO. 15985, AS SHOWN ON A MAP RECORDED IN BOOK 842, PAGES 8 TO 20 INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ANY AND ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING THAT MAY BE WITHIN OR UNDER THE PROPERTY, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR AND STORING IN AND REMOVING THE SAME FROM THE PROPERTY OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE PROPERTY, OIL, OR GAS WELLS AND BORINGS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE PROPERTY AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS AND BORINGS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES; BUT WITHOUT HOWEVER THE RIGHT TO ENTER THE PROPERTY OR THE RIGHT TO DRILL, MINE, STORE, EXPLORE OR OPERATE THROUGH THE SURFACE OF THE UPPER 500 HUNDRED (500) FEET OF THE SUBSURFACE OF THE PROPERTY, AS RESERVED BY LADERA DEVELOPMENT COMPANY, L.L.C., A DELAWARE LIMITED LIABILITY COMPANY, IN DEED RECORDED DECEMBER 10, 1996 AS INSTRUMENT NO. 19960624029 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ANY AND ALL WATER, WATER RIGHTS OR INTEREST THEREIN APPURTENANT OR RELATING TO THE PROPERTY OWNED OR USED BY GRANTOR IN CONNECTION WITH OR WITH RESPECT TO THE PROPERTY ( NO MATTER HOW ACQUIRED BY GRANTOR), WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, LITTORAL, PERCOLATING, PRESCRIPTIVE, ADJUDICATED, STATUTORY OR CONTRACTUAL, TOGETHER WITH THE RIGHT AND POWER TO EXPLORE, DRILL, REDRILL AND REMOVE THE SAME FROM OR IN THE PROPERTY, TO STORE THE SAME BENEATH THE SURFACE OF THE PROPERTY AND TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTERESTS ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; BUT WITHOUT, HOWEVER, ANY RIGHT TO ENTER UPON OR USE THE SURFACE OF THE FIRST ONE HUNDRED (100) FEET OF THE SUBSURFACE OF THE PROPERTY IN THE EXERCISE OF SUCH RIGHTS IN ANY AREA THAT MAY BE DEVELOPED UNDER GOVERNMENTAL LAWS, ORDINANCES OR REGULATIONS, AS RESERVED BY LADERA DEVELOPMENT COMPANY, L.L.C., A DELAWARE LIMITED LIABILITY COMPANY, IN DEED RECORDED DECEMBER 10, 1996 AS INSTRUMENT NO. 19960624029 OF OFFICIAL RECORDS. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR INGRESS, EGRESS, ACCESS, MAINTENANCE, REPAIRS, DRAINAGE, ENCROACHMENT, USE AND ENJOYMENT, AS SET FORTH IN THAT CERTAIN MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR LADERA RANCH (“MASTER DECLARATION”) RECORDED JUNE IS, 1999 AS INSTRUMENT NO. 19990456273 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA, AS IMPOSED BY THAT CERTAIN SECOND AMENDED AND RESTATED SUPPLEMENTAL MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR LADERA RANCH RECORDED APRIL 20,2004 AS INSTRUMENT NO. 2004000334833 OF OFFICIAL RECORDS. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 8 Mission Ridge Road, Ladera Ranch CA 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $3,735,581.04 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 10/18/12 For: C.I.C. Inc., as Trustee, By: FCI Lender Services, Inc., as Agent 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: 714-282-2424 For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877-RSVP-ADS or 877-778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt.

Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877-778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 78356. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 294165)(10/26/12, 11/02/12, 11/09/12)

Page 26

NOTICE OF TRUSTEE’S SALE TS No. CA-12-495338-EV Order No.: 120031176-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/11/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARC KATZ AND MARCIA KATZ HUSBAND AND WIFE Recorded: 11/17/2008 as Instrument No. 2008000537069 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $416,334.23 The purported property address is: 4 CALLE ALIMAR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 833-432-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-495338-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495338-EV IDSPub #0039566 10/26/2012 11/2/2012 11/9/2012

APN: 932-14-268 TS No: CA09001227-12-1 TO No: 95301420 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/10/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/19/2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim-Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 05/17/2004 as Instrument No. 2004000436819 of official records in the Office of the Recorder of Orange County, California, executed by JAMES P BRAS AND JENNIFER M BRAS HUSBAND AND WIFE, AS JOINT TENANTS., as Trustor(s), in favor of FLAGSTAR BANK, FSB. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 44 VISTA BARRANCA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $318,808.87 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09001227-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 10/12/2012 TRUSTEE CORPS TS No. CA09001227-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.Auction.com AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P993602 10/19, 10/26, 11/02/2012

Title Order No . 1110104 Trustee Sale No. 2009-3609 Reference No. SA-MLA 3623-07 APN No. 805-182-15 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 3/30/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/26/2012 at 9:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 5/14/2009 as Document No. 2009000242293 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: MARTHA VERDUZCO The purportd new owner: MARTHA VERDUZCO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 20 SAN RICARDO , RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,436.34 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county

where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www. priorityposting.com using the file number assigned to this case 2009-3609. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO WWW.priorityposting.com.

Date: 10/22/2012 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P995869 11/2, 11/9, 11/16/2012

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Title No. 972988 ALS No. 2009-4517 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED NOVEMBER 30, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On November 13, 2012, at 9:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on December 16, 2008, as instrument number 2008000576948, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 4 Elkader, Rancho Santa Margarita, CA 92679 AKA 4 Elkader, Dove Canyon, California 92679 Assessor’s Parcel No. 804-621-48 The owner(s) of the real property is purported to be: Brian H. Bukosky and Deborah Hubaud-Bukosky, husband and wife as joint tenants, subject to the effect of a Grant Deed dated July 21, 2011 executed

by Brian H. Bukosky and Deborah Hubaud-Bukosky, husband and wife as joint tenants, which purportedly conveys the land to Brian H. Bukosky, an undivided 50% interes and Wave Terminator Inc., as to an undivided 10% interest and Taste of Miami LLC, as to an undivided 10% interest and Grand Slam Ventures as to an undivided 30% interest recorded July 22, 2011 as instrument no. 2011000357165 of official records The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $14,715.63. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website.

The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: October 3, 2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 2072027 By: Carter Hall, Trustee Officer P991898 10/19, 10/26, 11/02/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0063101 Title Order No. 12-0112100 APN No. 938-38-739 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/06/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JAMES P. UNDERHILL, AN UNMARRIED MAN, dated 11/06/2003 and recorded 11/25/2003, as Instrument No. 2003001424161, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/13/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 72 MESQUITE, (TRABUCO CANYON AREA), CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $89,037.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office.

NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0063101. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.169031 10/19/2012, 10/26/2012, 11/02/2012

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Coto de Caza Legal Notices Title Order No . 4244109 Trustee Sale No. 2009-3524 Reference No. SA-MLA 2630-07 APN No. 931-95-451 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 10/2/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/26/2012 at 9:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 10/31/2008 as Document No. 2008000501293 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: FAZEL RAHMANI The purported new owner: FAZEL RAHMANI WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 13 PICA FLOR #59 RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,986.36 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county

where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www. priorityposting.com using the file number assigned to this case 2009-3524. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO WWW.priorityposting.com Date: 10/22/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P995867 11/2, 11/9, 11/16/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-419494-RM Order No.: 110030268-CA-BFO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/27/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN C GARCIA AND SHERRY R GARCIA, HUSBAND AND WIFE Recorded: 11/2/2004 as Instrument No. 2004000985636 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $378,706.96 The purported property address is: 24672 VIA TEQUILLA, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614311-42 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-419494-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-419494-RM IDSPub #0039237 10/19/2012 10/26/2012 11/2/2012

Trustee Sale No. 748733CA Loan No. 1233227948 Title Order No. 110219388-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/2/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/9/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04/12/2004, Book NA, Page NA, Instrument 2004000305355, of official records in the Office of the Recorder of Orange County, California, executed by: ANTHONY SIMICH AND STEPHANIE SIMICH HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, CHASE MANHATTAN MORTGAGE CORPORATION, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $940,664.59 (estimated) Street address and other common designation of the real property: 25 CENTAURUS WAY, COTO DE CAZA, CA 92679 APN Number: 755-101-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10/15/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee BRENDA BATTEN, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA24379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P992996 10/19, 10/26, 11/02/2012

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The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-519935-JP Order No.: 1238303 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM F HARPER, AN UNMARRIED MAN, AND JEANNIE J AHN, AN UNMARRIED WOMAN Recorded: 3/3/2006 as Instrument No. 2006000145232 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $383,874.64 The purported property address is: 22452 CAMINITO COSTA 3, LAGUNA HILLS, CA 92653-1608 Assessor’s Parcel No. 936-42-003 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-519935-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-519935-JP IDSPub #0038920 11/2/2012 11/9/2012 11/16/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-518499-AL Order No.: 120239015-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/10/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SCOTT C FRENCH, AND FALINE M FRENCH, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 1/19/2006 as Instrument No. 2006000040331 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $255,453.26 The purported property address is: 341 CHAUMONT, FOOTHILL RANCH, CA 92610 Assessor’s Parcel No. 939-11-383 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-518499-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518499-AL IDSPub #0039182 11/2/2012 11/9/2012 11/16/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-446821-CT Order No.: 837645 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/19/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELEXIOUS M. MUSICK, AN UNMARRIED MAN AND DENISE A. WETZEL, A SINGLE WOMAN AS JOINT TENANTS Recorded: 10/26/2004 as Instrument No. 2004000965295 and modified as per Modification Agreement recorded 8/26/2010 as Instrument No. 2010000417158, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $734,142.36 The purported property address is: 21071 PASEO VERDURA, LAKE FOREST, CA 92630 Assessor’s Parcel No. 610-011-04 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-446821-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-446821-CT IDSPub #0040115 11/2/2012 11/9/2012 11/16/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-518792-AL Order No.: 1231879 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/21/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SANAZ JAFARIPOUR, A SINGLE WOMAN Recorded: 4/23/2008 as Instrument No. 2008000191139 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $246,347.61 The purported property address is: 22516 CAMINITO COSTA, LAGUNA HILLS, CA 92653-1607 Assessor’s Parcel No. 936-42-010 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-518792-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518792-AL IDSPub #0038222 10/19/2012 10/26/2012 11/2/2012

APN: 833-481-06 TS No: CA09002044-12-1 TO No: 5907587 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 13, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 19, 2012 at 09:00 AM, Grand Ballroom at Doubletree

by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 23, 2007 as Instrument No. 2007000116172 of official records in the Office of the Recorder of Orange County, California, executed by ARTHUR WHITING, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, as Trustor(s), in favor of COUNTRYWIDE HOME LOANS, INC. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 3 EL CANTO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $324,537.48 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09002044-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 12, 2012 TRUSTEE CORPS TS No. CA09002044-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction. com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM AT 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P993375 10/19, 10/26, 11/02/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-470020-CL Order No.: 110446015-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/25/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KAZUMI KUBOYAMA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 5/28/2004 as Instrument No. 2004000485976 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $320,496.09 The purported property address is: 116 LA MIRAGE CIRCLE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 939-19-828 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-470020-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-470020-CL IDSPub #0040255 11/2/2012 11/9/2012 11/16/2012

T.S. No.: 2012-00542 Loan No.: 0030766380 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/10/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JERRY NESS AND SHIVA NESS, TRUSTEES OF THE NESS FAMILY TRUST DATED AUGUST 2, 2004 Duly Appointed Trustee: Power Default Services, Inc. Recorded 10/17/2005 as Instrument No. 2005000833549 in book , page of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom Amount of unpaid balance and other charges: $492,930.02 Street Address or other common designation of real property: 5 FUENTE RANCHO SANTA MARGARITA, California 92688 A.P.N.: 938-08-012 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800)-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 2012-00542. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/12/2012 Power Default Services, Inc. 1525 South Beltline Coppell, Texas 75019 Sale Line: (800)-280-2832 Website: www.auction.com LaTricia Hemphill, Trustee Sales Officer P991440 10/19, 10/26, 11/02/2012 NOTICE OF TRUSTEE’S SALE TS No. CA-11-431337-RM Order No.: 110133464-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FRANK BAKER, A SINGLE MAN Recorded: 4/30/2004 as Instrument No. 2004000377524 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $306,105.66 The purported property address is: 72 VIA PAMPLONA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 935-43-754 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-431337-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-431337-RM IDSPub #0040109 11/2/2012 11/9/2012 11/16/2012

November 2, 2012

Trustee Sale No. F10-00070 Loan No. 9750524 Title Order No. 3206278529 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/27/2007 AND MORE FULLY DESCRIBED BELOW. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash or cashiers check (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the undersigned trustee (“Trustee”) for the total amount (at the time of the initial publication of this Notice of Trustee’s Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): RSM RESIDENTIAL PROPERTIES, LLC, A NEVADA LIMITED LIABILITY COMPANY Recorded: recorded on 08/03/07 as Instrument No. 2007000486737 of Official Records in the office of the Recorder of Orange County, California; as modified under a Modification of Deed of Trust dated February 15, 2009, and further modified under a Modification of Deed of Trust dated April 15, 2009, as more fully described on said Deed of Trust Date of Sale: 11/14/2012 at 09:00AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA 92866 Amount of unpaid balance and other charges: $38,299,493.51 The purported property address is: 31971 Trabuco Canyon Road, Trabuco Canyon, CA 92679 Legal Description SEE ATTACHED EXHIBIT “A” EXHIBIT “A” PARCEL A: PARCEL 2, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 90-048 RECORDED JULY 20, 1990 AS INSTRUMENT NO. 90382790 AND RE-RECORDED OCTOBER 2, 1990 AS INSTRUMENT NO. 90-526040, BOTH OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING FROM A PORTION OF SAID LAND ALL OIL AND MINERAL RIGHTS NOW AND HEREAFTER IN AND UNDER THAT PART OF SAID LAND LYING BELOW A DEPTH OF 500 VERTICAL FEET BELOW THE SURFACE OF SAID LAND, BUT WITHOUT ANY RIGHT OF ENTRY UPON SAID LAND OR WITHIN SAID TOP 500 FEET THEREOF, FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY PIARIST FATHERS, INC., A CORPORATION, IN THE DEED RECORDED AUGUST 18, 1976, OFFICIAL RECORDS. ALSO EXCEPTING FROM THE REMAINING PORTION OF ALL THE OIL AND MINERAL RIGHTS NOW AND HEREAFTER IN AND UNDER THAT PART OF SAID LAND LYING BELOW A DEPTH OF 500 VERTICAL FEET BELOW THE SURFACE OF SAID LAND, BUT WITHOUT. ANY RIGHT OF ENTRY UPON SAID LAND OR WITHIN SAID TOP 500 FEET THEREOF, FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY THE ROMAN CATHOLIC ARCHBISHOP OF LOS ANGELES, A CORPORATION SOLE, IN DEED RECORDED AUGUST 18, 1976. PARCEL B: A NON-EXCLUSIVE EASEMENT OVER THE SOUTH 24 FEET OF PARCEL 2, AS SHOWN ON A MAP FILED IN BOOK 84, PAGES 3 AND 4 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PARCELC: AN EASEMENT FOR ROAD PURPOSES ONLY OVER A STRIP OF LAND IN SECTIONS 13 AND 14, TOWNSHIP 6 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER AN OFFICIAL PLAT OF SAID LAND FILED IN THE DISTRICT LAND OFFICE DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE EAST LINE OF LOT 1 OF SAID FRACTIONAL SECTION 14, DISTANT THEREON 15 FEET SOUTH OF THE NORTHEAST CORNER OF SAID LOT 1, AND RUNNING THENCE WESTERLY, PARALLEL WITH THE NORTH LINE OF SAID LOT TO THE NORTHEASTERLY LINE OF TRABUCO RANCHO, AS CONFIRMED TO JUAN FORSTER AND SHOWN ON A MAP RECORDED IN BOOK 1 PAGES 53 AND 54 OF PATENTS, LOS ANGELES COUNTY, CALIFORNIA; THENCE NORTHWESTERLY ALONG SAID NORTHEASTERLY LINE TO THE NORTH LINE OF LOT 1 OF SAID SECTION 14; THENCE EASTERLY ALONG SAID NORTH LINE, TO THE NORTHEAST CORNER OF SAID LOT; THENCE CONTINUING EASTERLY ALONG THE NORTH LINE OF SAID SECTION 13, 45.00 FEET; THENCE SOUTHWESTERLY IN A STRAIGHT LINE TO THE POINT OF BEGINNING. PARCEL D: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER THE FOLLOWING DESCRIBED PORTION OF SECTION 11, TOWNSHIP 6 SOUTH, RANGE 7 WEST, SAN BERNARDINO MERIDIAN, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, ACCORDING TO THE OFFICIAL PLAT THEREOF; BEGINNING AT A POINT IN THE EAST LINE OF SAID SECTION 11 THAT BEARS NORTH 0º 27’ 50” EAST 24.00 FEET FROM THE SOUTHEAST CORNER THEREOF; (1) THENCE SOUTH 0° 27’ 56” WEST 24.00 FEET ALONG SAID EAST LINE TO SAID. SOUTHEAST CORNER; (2) THENCE NORTH 89° 18’ 44” WEST 1680.55 FEET ALONG THE SOUTH LINE OF SAID SECTION 11 TO THE NORTHEASTERLY LINE OF RANCHO TRABUCO AS CONFIRMED TO JUAN FORSTER AND SHOWN ON THE MAP RECORDED IN BOOK 1, PAGES 53 AND 54 OF PATENTS, LOS ANGELES COUNTY, CALIFORNIA; (3) THENCE NORTH 71º 17’ 08” WEST 48.47 FEET ALONG SAID NORTHEASTERLY LINE TO A LINE PARALLEL WITH AND 15.00 FEET NORTHERLY FROM SAID SOUTH LINE OF SECTION 11; (4) THENCE SOUTH 89° 18’ 44” EAST 1699.58 FEET ALONG SAID PARALLEL LINE TO A LINE PARALLEL WITH AND 27.00 FEET WESTERLY FROM SAID EAST LINE OF SECTION 11; (5) THENCE NORTH 72° 13’ 50” EAST 28.43 FEET TO THE POINT OF BEGINNING. End of Legal Description. Assessors Parcel No. 842-071-18 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 508-7373 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case F10-00070. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

THE PROPERTY COVERED IN THIS ACTION INCLUDES ALL SUCH REAL PROPERTY AND THE PERSONAL PROPERTY IN WHICH THE BENEFICIARY HAS A SECURITY INTEREST, RESPECTIVELY, IT BEING THE ELECTION OF THE CURRENT BENEFICIARY UNDER SAID DEED OF TRUST TO CAUSE A UNIFIED SALE TO BE MADE OF SAID REAL AND PERSONAL PROPERTY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 2924F(b)(2) OF THE CALIFORNIA CIVIL CODE DATE: 10/10/2012 Stewart Default Services Oleysa Williams Stewart Title Default Services 7676 Hazard Center Drive, 8th Floor Suite 820 San Diego, CA 92108 (888) 210-6524 Sales Line: (714) 573-1965 Sales Website: www.priorityposting.com Reinstatement Line: (714) 508-7373 To request reinstatement and/or payoff FAX request to: (714) 505-3831 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P993152 10/19, 10/26, 11/02/2012

The Coto de Caza News

Page 29

November 2, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510109-AL Order No.: 120156146-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY D. JACKSON AND SYLVIA JACKSON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 12/21/2006 as Instrument No. 2006000856253 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $421,847.80 The purported property address is: 57 NORTHERN PINE LOOP, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-263-28 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-510109-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 6457711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510109-AL IDSPub #0038124 10/19/2012 10/26/2012 11/2/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-516282-AL Order No.: 1212842 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LYNDA LASTER, A SINGLE WOMAN Recorded: 4/23/2007 as Instrument No. 2007000258031 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $349,207.65 The purported property address is: 6 TIERRA SEGURO, RANCHO SANTA MARGARITA, CA 92688-3236 Assessor’s Parcel No. 938-12-379 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-516282-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-516282-AL IDSPub #0038170 10/19/2012 10/26/2012 11/2/2012

NOTICE OF TRUSTEE’S SALE T.S No. 1277441-37 APN: 621-171-67 TRA: 34034 LOAN NO: Xxxxx0708 REF: Linares, Moises IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED July 03, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 26, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded July 13, 2006, as Inst. No. 2006000469533 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Moises Linares, a single man, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 23457 Los Adornos, Aliso Viejo, CA 92656. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $467,144.74. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written

declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1277441-37. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information: (619)590-1221.

Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: October 19, 2012. (R420676 11/02/2012, 11/09, 11/16)

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NOTICE OF TRUSTEE’S SALE TS No. CA-12-507058-AL Order No.: 120132300-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/31/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JACQUELINE G. ROBB, A SINGLE WOMAN Recorded: 6/7/2007 as Instrument No. 2007000364525 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $221,436.85 The purported property address is: 85 VIA CONTENTO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 935-45-418 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http:// www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-507058-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507058-AL IDSPub #0038407 10/26/2012 11/2/2012 11/9/2012 NOTICE OF TRUSTEE’S SALE T.S No. 1313412-37 APN: 939-20-299 TRA: 34016 LOAN NO: Xxxxxx9741 REF: Elsobky, Islam IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED August 30, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 15, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded September 11, 2006, as Inst. No. 2006000604057 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Islam Elsobky, a married man as his sole and separate property, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the financial code and authorized to do business in this state: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 165 Night Heron Lane, Aliso Viejo, CA 92656. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $488,547.19. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1313412-37. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information: (619)590-1221.

Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: October 19, 2012. (R-420678 10/26/2012, 11/02, 11/09)

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-518875-LL Order No.: 1232648 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MAURICIO CHICAS, A SINGLE MAN Recorded: 6/25/2008 as Instrument No. 2008000305964 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/19/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $388,792.41 The purported property address is: 22561 AUBURNDALE DR, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-061-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-518875-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518875-LL IDSPub #0038541 10/26/2012 11/2/2012 11/9/2012 NOTICE OF TRUSTEE’S SALE File No. 7301.28951 Title Order No. 6789738 MIN No. APN 931-88-743 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/03/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): LEONARD S. GOULD, A SINGLE MAN. Recorded: 06/10/03, as Instrument No. 2003000676319,of Official Records of ORANGE County, California. Date of Sale: 11/15/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 15 VIA ACUATICA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 931-88-743 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $189,474.73. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7301.28951. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 18, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.28951: 10/26/201 2,11/02/2012,11/09/2012

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legal Notices T.S. No. 12-1962-11 Loan No. 1880191825 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/1/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JANENE COOK, AN UNMARRIED WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 11/15/2007 as Instrument No. 2007000685507 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 11/19/2012 at 09:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $698,482.92, estimated Street Address or other common designation of real property: 31855 OLD OAK RD , (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA A.P.N.: 833-011-56 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-1962-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/11/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P993009 10/19, 10/26, 11/02/2012

Coto de Caza Legal Notices

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legal Notices NOTICE OF PETITION TO ADMINISTER ESTAT E O F : L U C R E C I A F E R N A N D E Z C A N O CASE NO. 30-2012-00603122-PR-PW-LJC To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of LUCRECIA FERNANDEZ CANO. A PETITION FOR PROBATE has been filed by JUDITH TOBIAS in the Superior Court of California, County of ORANGE. THE PETITION FOR PROBATE requests that JUDITH TOBIAS be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests decedent’s will and codcilis, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act . (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: 11/15/2012 at 1:30PM in Dept. L-73 located at 341 THE CITY DRIVE, ORANGE, CA. 92868 LAMOREAUX JUSTICE CENTER. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within four months from the date of first issuance of letters as provided in Probate Code section 9100.

The time for filing claims will not expire before four months from the hearing date noticed above. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code Section 1250.

A Request for Special Notice form is available from the court clerk.

Attorney for petitioner: JERRY MORGAN (SBN: 109666), 500 N. COLLEGE BLVD, SUITE 1100, ORANGE, CA 92868. Telephone: 714-919-4290 Coto de Caza News – 10/12/2012, 10/19/2012, 10/26/2012, 11/2/2012

November 2, 2012

Trustee Sale No.: 20120187405387 Title Order No.: 120209263 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/12/2006 as Instrument No. 2006000466409 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: FREDRICK THOMAS JENKINS AND, LYNN LOUISE JENKINS, TRUSTEES OF THE JENKINS FAMILY TRUST DATED JANUARY 11, 1994,, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/ CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/13/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 19 SARATOGA , DOVE CANYON, CA 92679 APN#: 790-021-34 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $883,614.84. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405387.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/08/2012 P989656 10/19, 10/26, 11/02/2012

Trustee Sale No.: 20120187405737 Title Order No.: 120218127 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER, TREDER & WEISS, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/08/2007 as Instrument No. 2007000088781 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JONATHAN LING AND REBECCA ARTHUR, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/13/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23272 BUCKLAND LN, LAKE FOREST, CA 92630 APN#: 617-271-67 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $350,353.89. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120187405737.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 10/8/2012 P991432 10/19, 10/26, 11/02/2012

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November 2, 2012

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