CDC 11-23-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 23, 2012

IT’S ON!

Coto /Rancho Holiday Shopping Season Begins

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Hands-On Architecture Toys to Make Learning Fun

By Miss Fortune Whether you are a homeschooler or the parent of a mainstream educated child, you can use architecture themed building kits and toys to help with history, motor skills, building principals and geography. Lego is one of the leaders in large scale architecture building systems; one of the biggest perks to investing in them is that they can use incorporated with other Lego sets and bulk packs to create new or modified scenes. There are a lot of companies that make specialty building systems and kits, some of them are better than others in regards to price and replay value.

Age recommendations are just that, a suggestion. If your child has building experience they might be able to tackle some of the more advanced systems.

design and enlarged it using graph paper to expand the size of the statues. Other impressive Nanoblock sets that are excellent for architectural or historical lessons include Himeji Castle, Kinkakuji Temple and Neuschwanstein

gested price. It remains to be seen if they are going to add more sets to the theme in 2012 and 2013 although there have been additions to the website about new models being added in September.

with an architectural or historic slant to them are based off of real world structures. Some of the most popular 3-D puzzles include Big Ben, Eiffel Tower, Notre Dame, Taj Mahal and Empire State Building. These types of puzzles help kids think in a different way when working on the piece; it can help with broadening their thinking skills as well as thinking in a 3-D format.

How can these types of toys and building systems benefit children?

You can use them to teach history, geography, building concepts, architectural history and art appreciation. For the basic building sets like GeoMag you can work in science with hands

ArchiQuest Building System: Priced at about seventy dollars, this kits are made up of wood blocks that have printed images on them. There are endless ways to arrange them to make different types of structures in different sizes. The beauty of the system is that you can keep adding to it to make larger scenes and structures. This system was something that my boys loved and spend hours using. From it their love of Lego blossomed but the ArchiQuest system is not interlocking so it requires more planning when doing something with five or six levels. This is something that kids of all ages can use and it is something that can grow with them. In addition to the medieval theme there are also Egyptian and fantasy themed sets that you can get. While they are expensive they are something that will last a long time.

Nanoblock Building Systems: Nanoblock uses the same type of building system as Lego; pegged or studded pieces that interlock to form a shape or design. The prices on most of the specialty Nanoblock sets are about half the price of what you would pay for Lego but there is a noticeable difference in the type of plastic used as well as the overall feel of them. From an educational standpoint the structured sets are amazing; The Easter Island set was one of the first sets I purchased and it was something that the boys loved building. Ultimately they took the

3-D Puzzles: If you have an older child that loves a challenge then 3-D puzzles are worth looking in to. They can be a little hard to get used to since you are not building a traditional flat puzzle but rather something that has sides to it. We have had 3-D puzzles from a couple of different companies like Ravensburger and Puzzle Plex over the years. The ones Page 2

The Coto de Caza News

GeoMag: Imagine if you could expand basic building and structure concepts to incorporate symmetry, the use of magnets and the ability to build 3-D shapes. If that sounds interesting then the GeoMag system will make your jaw drop. One of the most amazing things that they boys built with the larger and supplement sets was a DNA double helix.

While not on a grand scale of those you would see in college labs, it had over 1,800 pieces. GeoMag is made in Switzerand and is an imported item, the systems and sets are not expensive but they can be hard to find in retail stores.

There are magnets in the set so they are not recommended for younger children or use on visual learning. Reading about a near computer equipment. famous building can be educational but if you give a child the opportunity Lego Architecture: One of the most to build it on a smaller scale they will popular Lego Architec- retain more of what they are learning ture sets is Fallingwa- about and that could lead to them ter but I wasn’t all that branching out in to other areas. My impressed with the boys had a deep love of all things build, especially con- Egyptian and were fascinated with sidering the hundred how the pyramids were constructed. dollar price tag. The This lead them to making their own small and mid sized from origami cubes to see which sets include The White design was the strongest.

House, Sydney Opera House, Seattle’s If you are considering investing in Space Needle and building sets you are going to want the Guggenheim Mu- to look for something that can be seum. Even though expanded; this increases the replay I am a huge fan of value and the things that can be done Lego there are some with it. Some of the systems are not architecture sets that cheap but can you put a price on are not worth the sug- education?

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Hottest Christmas Toys for 2012 Are Already Selling Out Especially Furby

By Angel Vee Hottest Christmas toys 2012 are on the rise. That’s right parents, it’s that time to start thinking and purchasing so your child can get at least one of the most popular toys this year without fighting lines or waiting on preorders. Will Furby be your choice or maybe the new Wii U? So many toys to choose from this year. Let’s check out your top choices this year, and hopefully this list will help you decide.

go crazy. Last year it was all about Bieber.

This year it’s the popular English boy band called One Direction, who are famous for the hit song called “What Makes You Beautiful.”

Choose from Zayn, Louis, Liam, Harry, or Niall. $19.99 each.

Good for boy or girl.

Furby Is Back!

Trust me some boys The silly and boring interactive talk- like this band just as ing Furby from the 90’s is back to an- much as the girls. noy the parents even more. This time around the toy is louder, creepier, and Y Volution Fliker F1 much more expensive. However, kids Flow Series Scooter all over the world are falling in love The Fliker Scooter is sure to be with the new Furby regardless of a huge hit this year. Kids can now what others are saying. Choose from use their body and strength to move Purple, teal, orange, black, white, yel- instead of kicking the street. Can low etc. Beware, some retailers are choose from pink, green, black or selling this toy as high as $200, just red.$99.99 at Toys R Us. Get one now because of it’s popularity. Find it at before they are all gone.

Walmart or Amazon for under $60.00.

Lego And Mega Bloks Are In DeOne Direction Collector Dolls mand Each year you have that one Kids love to build stuff, it keeps celebrity doll which makes the kids them occupied for hours. Almost

everything/character is made into Lego’s or Blok’s these days. You have Ninjago Snake, Lego City, Friends, Monster Fighters, Star Wars etc. Best deals can be found at your nearest Walmart or Toys R Us. Wii U There will be 2 versions. One will be the basic white which will cost you around $299. The other model will be your premium model which will run

you $349, but will include Nintendo Land. Wii U will launch on November 18. However, you can pre-order this item now.

Other toys that made the list this year 2012 are the following: Doc McStuffins Doll, Jake and The Never Land Pirates, Terrain Twister Vehicle, Lalaloopsy Silly Hair Doll, LeapPad2 Explorer Tablet, Micro Chargers Time Track Race Track, and the Gelarti Designer Studio.

Hello neighbor it’s time to get that new car feeling!

Greetings, Since 2005, Maureen and Aaron Holmes have been the proud owners of Auto Collision Solutions. Their family owned and operated shop repairs all makes of automobiles, trucks and SUV’s. ACS is the primary choice of many insurance companies. ACS will provide immediate access to rental cars or shuttle service.

Fall is the perfect time to paint scratches on bumpers, doors and mirrors.

ACS has a complete polishing and detailing department. Your car can be restored to the new car luster you remember.

ACS is located on your right, on Antonio Parkway. Stop in for a cup of coffee, say “hello” to a neighbor and business owner.

NEWS: One of the largest insurance companies in California has awarded ACS as their number one repair facility in all of Orange County. The continued efforts and dedication of ACS employees for three consecutive months proved successful. The value received by both customer and the insurance company met their expectations.

Auto Collision Solutions

(949) 888-8260

www.autocollisionsolutions.com

23251 Antonio Parkway Rancho Santa Margarita 92688 The Coto de Caza News

Page 3

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Tenth Anniversary interfaith event attracts over 350

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

The Interfaith Council of Greater Rancho Santa Margarita hosted their annual “Let Us Sing Thanksgiving” event at San Francisco Solano Catholic Church Sunday, November 11, 2012 at 3pm. The crowd was an enthusiastic one filled with many young faces and a little more noise than usual because this year the music was focused on the children. As in previous years each faith group would present a very short sermon followed by a musical number by a member/s of his/her congregation. This year the thanksgiving theme was “Giving thanks for freedom and remembering those who served.”

The event started with all faiths in the audience singing “America the Beautiful” followed by a sermon by Reverend John Embree of Community Lutheran and a solo by young Lutheran, Jason Leland.

The St. John’s Middle School Choir, Light of Unity Singers, LDS Santa Margarita Children’s Choir, and San Francisco Children’s Choir were all part of the children’s music.

Margie Dayley, Director of the LDS Children’s choir said, “When we told the parents that the children had this opportunity to sing at this interfaith event they were really excited. The children loved singing the melody of America’s patriotic hymns.”

In his sermon, Reverend Canon John Taylor, Vicar, of St. John’s Episcopal, spoke about the importance of uniting together as Americans even though we might not agree on the results of the recent election. “That is what the interfaith council is all about. We want to celebrate our similarities

The Coto de Caza News

and differences while promoting harmony and unity and fostering greater understandings between faiths said, Dave Daly, RSM Stake Interfaith Director for The Church of Jesus Christ of Latter-day Saints.

As in previous years, the end of the program included singing “Let There Be Peace on E a r t h ” , b u t t h i s y ear the combined children’s choirs from all faiths sang the first verse followed by the entire audience joining them on the second verse. Deacon Carol Swanson of San Francisco Solano Catholic Church said, “Bringing the children seemed to really grow our audience. I don’t think we have ever had such a large crowd.”

The Interfaith council includes San Francisco Solano Catholic Church, First Church of Christ, Scientist,

St. John’s Episcopal, Community Lutheran, the Bahá’í Faith of RSM and The Church of Jesus Christ of Latter-day Saints. This year’s “Let Us Sing Thanksgiving” was the 10th anniversary of the annual interfaith event.

This year’s theme was “Remembering those who served”. Each participating faith was invited to give a short sermon and share music pertaining to the theme.

The difference between stupidity and genius is that genius has its limits.

-Albert Einstein

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Coto de Caza’s Alex Nowlin named player of the game at Bucknell Alex Nowlin (Jr., Coto de Caza, Calif./Tesoro) connected on four scoring shots to claim Player of the Game accolades as the No. 15-ranked and Southern Division Champion Bison of Bucknell University overcame becoming a historical footnote in knocking off Northern Division Fourth-Seed Harvard University, 15-13, in the opening game of the 2012 Collegiate Water Polo Association (CWPA) Eastern Championship at Princeton University’s DeNunzio Pool.

Bucknell, which needed to overcome an 11-9 Harvard lead with 4:32 left in the third quarter to avoid becoming what is believed to be the first team in CWPA Eastern Championship history to hold the No. 1 position in the eightteam tournament and fall to the No. 8 position, used a 6-2 scoring run to close out the game and advance into the semifinals for the first time since 2010 at home in Kinney Natatorium.

The Bison started the comeback with 4:03 remaining in the third quarter as Nowlin accepted a pass and bounced the feed past the diving body of Crimson netminder Colin Woolway (Fr., Pasadena, Calif./Polytechnic School) and into the upper right corner of the cage to pull Bucknell within one at 11-10. Nick Hale (Fr., Menlo Park, Calif./Menlo School) erased Harvard’s lead for good nearly two minutes later by having a saved ball come off the freshmen goalie’s body and float into the cage to make it 11-all with 2:16 remaining in the period.

Nowlin tacked on his fourth goal of the game with 28 seconds remaining in the quarter by circling his defender before unleashing a blast that kissed the water before settling into the back of the cage to place the Bison ahead at 12-11.

Harvard evened the damage with 5:35 left in the final quarter of play as John Holland-McCowan (So., Atherton, Calif./Menlo School) stuck a shot past Bison goalie Matt Napleton (Sr., Oak Park, Ill./Fenwick), but Bucknell stampeded back to a 14-12 margin thanks to a pair of timely goals.

Stefan Aleksic (Fr., Belgrade, Serbia/Sport Gymnasium) returned the scoring advantage to Bucknell at 5:04 as he took advantage of an ejection call against Robert Fluegge (Fr., Orinda, Calif./Miramonte) for a point-blank shot on a man-up chance tot make it 13-12 in favor of the Orange & Blue.

The teams then traded ejections as Blake Lee (Fr., San Diego, Calif./The Bishop’s School) of Harvard went to the corner at 3:48 and 2:42, while Nowlin took the lonely swim for the Bison a 2:42, but neither team was able to

cash in on the six-on-five chances to keep the score on the razor’s edge.

Following the issuance of a yellow card by Bison head coach John McBride and a red card for assistant coach Kyle Gorham with 1:23 left in regulation, Bucknell gained some breathing room with 56 seconds remaining on the clock as Mike Kimble (Jr., Lafayette, Calif./Acalenes) broke loose for a score to provide the Bison a two-goal spread at 14-12.

Needing a quick score to prevent Bucknell from running out the clock with a final possession, William Roller (Jr., Honolulu, Hawaii/Punahou School) answered the call by skipping a ball off the water and into the cage at the 42 seconds mark to return the lead to one at 14-13 with the clock winding down.

With eyes on regaining possession of the ball and having a shot at an equalizer, Harvard saw its hopes dashed as a shot by Hale hit the water in front of Woolway’s right arm, bounced up, hit the crossbar, kicked off the inside of the left post to meet the net and backout for the Bison’s 15th and final tally of the day with 21 ticks left on the clock.

Facing a two-goal deficit, the Crimson were not able to answer the bell as Harvard’s quick attempt for a score was stolen away by Bucknell to allow the Bison to run out the clock and advance to a semifinal date at 4:30 p.m. on Saturday, November 17 against the victor of a first round match-up between Southern Division Third Place finisher No. 20 Princeton University and Northern Division Runner-up No. 14 Brown University.

Overall, Bucknell is 0-1 against Brown (12-6 L) and 1-2 versus Princeton (13-9 L, 10-7 L, 10-9 W) this year as the Bison will make their first semifinal appearance since 2010 when the Bison fell to eventual CWPA Eastern Champion St. Francis by a 10-9 final score at home in Kinney Natatorium.

The game appeared slated to be a Bucknell rout in the early going as the Bison ran out to a 4-0 lead less than four minutes into the game.

Nowlin dominated the contest from the opening sprint swishing consecutive shots at 7:38 and 6:35 before Jack Else (Jr., Lansdale, Pa./North Penn) and Southern Division Player of the Year Brian Barron (Sr., Oak Park, Ill./ Fenwick) made their marks with linedrives at 5:53 and 4:14, respectively, to stun the Crimson and put Harvard on its heels.

Max Murphy (So., San Mateo, Calif./ Junipero Serra) broke the ice for the Crimson at 3:57 to make it 4-1, but the Bison gored Harvard once more with a swooping shot by Andrew Somers (Jr., Saint Davids, Pa./The Haverford School) that fell straight down after crossing the goal-line to return the lead to four at 5-1 with 3:32 left in the opening period.

Noah Harrison (Fr., Huntington Beach, Calif./Huntington Beach), who would finish with a game-high five tallies in the contest, answered for Harvard at 3:09, but Bucknell refused to relinquish its four goal lead as Julian Colina (Jr., San Diego, Calif./Cathedral Catholic) responded at 1:12 to make it 6-2.

Needing a run to pull within striking distance, Harrison and Ben Zepfel

(Fr., Newport Beach, Calif./Corona del Mar) took command as the duo beat Napleton with 50 seconds and at the buzzer, respectively, to chip the margin back to 6-4 prior to the conclusion of the period.

The teams continued to slug away in the second quarter as Aleksic cashed in on a man-up bid at 7:25, but Roller (5:22) netted a natural goal and Holland-McCowan (4:00) tossed in a man-up strike to shave the lead down to 7-6.

Barron returned the lead to two with a tally at 3:05, but Harrison countered with a quick-shot that Napleton was unable to stop at 2:38 to keep it at one (8-7).

However, the Bison rebuilt the spread to two markers prior to the conclusion of the quarter as Aleksic flipped in a shot at 2:11 to make it 9-7 entering halftime.

The goal appeared to rile the Crimson as Harvard ripped off back-toback-to-back-to-back goals by Harrison (7:31, 6:45), Zepfel (5:37) and Fluegge (4:32) to place the Crimson in front 11-9 and set-up the Bison stampede to victory.

For Bucknell, Aleksic, Hale and Barron tacked on pairs of goals in support of Newlin. Napleton finished with nine saves in claiming the win.

Roller, Zepfel and Holland-McCowan each registered pairs of goals for the Crimson, while Woolway notched 12 saves in suffering the loss.

Harvard will next be in action at 1:30 p.m. on Saturday, November 17, back at DeNunzio against the fallen from the Princeton-Brown game with a berth in the fifth place game on the line.

The Coto de Caza News

Page 5

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Professional Student/Gallery Mentoring Program The 11th annual collaboration between Laguna College of Art & Design and First Thursday’s Art Walk member galleries culminates on December 6 from 6-9 pm when 17 Laguna Beach galleries, volunteering as mentors, will feature original works by Fine Arts seniors of Laguna College of Art & Design during the Art Walk.

The students will be present at each gallery exhibiting their work, which is available for sale. Sale proceeds will benefit student artists and the First Thursdays Art Walk LCAD Scholarship Fund.

The Student/Gallery Mentoring Program was launched by First Thursday’s member and current LCAD Professor Robin Fuld. The program pairs senior students in the Fine Arts Professional Studies class with First Thursday’s professional art galleries and is designed to demonstrate the intricacies involved in the business of operating a gallery and professionally exhibiting artwork.

Most of the students have never exhibited their work professionally, with the exception of juried student exhibitions at the college.

The Professional Studies class is designed to teach students the fun-

damentals of work in the professional arena. The program includes handson work with representatives from the galleries whose expertise helps guide the students and to broaden the scope of their art world experience.

An integral part of LCAD’s mission is to provide students with the skills and education necessary to prepare them for today’s complex and changing job market. The success of the college as well as the success of alumni resides in their ability to engage in fulfilling careers. “Every year, I hope to instill in my students the importance of the business side of art, and not to fear it. There is so much help available to the emerging artist, and now they have a chance to work with industry professionals through the mentoring program who will answer their every question and show them the ropes.

Besides having the passion and discipline for their art, it is essential to have knowledge of the business side,” said Robin Fuld Professor of Professional Studies and Director of Career Services.

Robin points out that not all fine artists who graduate have set their sights on gallery representation.

“The field of art has many diverse

receiving some other form of financial assistance. It’s a balancing act, and these students are fueled by their passion and need to create.”

“I assign students to galleries for a variety of reasons and it’s just not because they are visually a perfect match. How could most be? They are still students exploring the direction of their work. It’s serendipitous that this year’s students have quite specific interests that they share in common with their gallery and have a unique opportunity to cultivate it.”

components. Career opportunities encompass teachers, commission portrait painters, art advisors, muralists, scene painters for animation studios, police sketch artist, and the list goes on and on. Most students graduating with a Bachelor’s degree have yet to acquire the amount of consistent work necessary for gallery representation. Many will continue on to a graduate program to hone their skills and create that work. Many will need to work at least part-time to support their education if they’re not

SAME DAY SERVICE Dry Cleaning/Shirt Laundry - In by 11am out by 5pm!

You’ve tried the rest...now experience the BEST!

$

5 OFF $10 OFF $20OFF $

$

$

20 DRYCLEANING

30 DRYCLEANING

DRYCLEANING

Must present coupon with incoming order. Not to be combined with any other offers. Excludes suede, leather & household items.

Expires 10-30-11 11-30-12 Expires

Must present coupon with incoming order. Not to be combined with any other offers. Excludes suede, leather & household items.

Expires 10-30-11 11-30-12 Expires

Must present coupon with incoming order. Not to be combined with any other offers. Excludes suede, leather & household items.

Expires10-30-11 11-30 Expires

Rancho Santa Margarita 22307 El Paseo (next to 24 Hr. Family Fitness)

Free Pick-up & Delivery!

949-888-5643

50 Premium Quality Hair Extensions

OPEN M-F 6-9 Sat. 6-8 Sun. 10-4

Help Me Learn To Do It By Myself

Savings 589-6440 $Tuition 200.00 OFF AGES: 2 years - First Grade

your first Month’s Tuition

Program Encompasses:

HOURS: 6:00am to 6:00pm

3 Physical Education:

•Agility • Balance • Golf • All Ball Sports

Large Fully Equipped 3 Sensorial Development Playground

3 Language & Math Development

D

ANTONIO PARKWAY

Y KWA

BANDERAS

EMPRESSA

OA

LR

OL

1T 24

URA

The Coto de Caza News

AR ITA P

Page 6

T AVEN

www.rsmmontessori.com

RGAR A MA SANT

30075 Comercio, Rancho Santa Margarita

COMERCIO

3 Social Development 3 Spanish Classes

Extra Curricular Activities • Computers • Theater Arts

• Dance • Piano

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

PAINTING DESTINED FOR FESTIVAL OF ARTS This past June, Laguna Art Museum presented a gift of four original photographs

by Paul Outerbridge to the Festival of Arts.

Paul Outerbridge was an exhibitor at the Festival in the early 1950s and his work is in the collections of the Museum of Modern Art, the Smithsonian Institution and the Getty Museum. The photographs, all from 1950-51, were identified as relating to the Festival of Arts and Pageant of the Masters. Three of the photographs depicted Pageant tableaux vivants, whereas the fourth was a portrait, in his studio, of Roy Ropp, artist and considered the Father of the Pageant of the Masters.

But the story does not end here, due to a cosmic chance occurrence. Upon reading an article about this generous gift in the fall LAM Magazine, Michael Gosselin realized that he owned the painting depicted behind Roy Ropp in the donated Outerbridge photograph. Being a part of the Laguna community, knowledgeable of the significance of Roy Ropp to Laguna Beach and the Festival of Arts; he immediately contacted the Festival and asked if there was any interest to add this painting to the Festival’s Permanent Art Collection.

“Without hesitation, we jumped at this amazing opportunity to accept this Roy Ropp’s painting entitled, ‘Newport Fish Harbor,’” remarked Festival Board Member Tom Lamb.

The Ropp painting, recently conserved by

Mike Gosselin Donation of Roy Ropp Painting, “Newport Fish Harbor” to the FOA Permanent Art Collection. Left to Right: Pageant of the Masters Director Diane Challis Davy, Mike Gosselin, Board President Fred Sattler, Board Secretary Pat Kollenda, and Board Vice President Tom Lamb

Susan Brown, and the framed Outerbridge photograph were on display at the Festival of Arts Annual Meeting on Wednesday, November 14th. At the meeting, Michael Gosselin was also recognized for his contribution to the Festival’s Permanent Art Collection.

“This donation holds a unique historic sig-

nificance, as it links both the art show and the Pageant. It is must be fate that the painting was donated as we wrap up the Festival’s 80th anniversary and begin celebrating the 80th anniversary of the Pageant of the Masters,” Lamb said. “We can’t begin to thank Michael enough.”

Specializing in music lessons for all ages.

“I would teach children music, physics, and philosophy; but most importantly music, for in the patterns of music... are the keys to learning.” - Plato

(949)

858-0900

Open Monday through Thursday 11-7, Friday 11-6, Saturdays 10-3

ocmusiccenter.com

29941 Aventura, Suite D * Rancho Santa Margarita * CA 92688

MAXWELL STABLES

IN COTO DE CAZA

STALLS

AVAILABLE

Competitive Rates 12’ X 24’ Covered Stalls Feed & Clean Twice Daily

Located next to the Coto de Caza Equestrian Center just behind the General Store

CONVENIENT PARKING LIGHTED ARENA 4 TURN-OUT AREAS HORSES FOR SALE OVER 40 MILES OF TRAILS

Horses For Lease Call John & Jill

MAXWELL

The Coto de Caza News

949-636-3458

Page 7

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Eagles’ Season Ends After Thrilling TieGame Comeback and Nail-biting overtime

Connor O’Brien catches a rainbow pass to tie the game with just 25 seconds remaining in the fourth quarter.

Story and Photos By Steve Wylie The Eagles of Santa Margarita Catholic High School have faced tough competition throughout their regular Trinity League schedule and their record-breaking accomplishments landed them once again in the first round of Pac 5 Division playoffs.

Their challengers for last Friday’s playoff prize were coincidentally the St. Bonaventure Seraphs. The very same team which the Eagles handed St. Bonaventure it’s only loss of the year in week five of this season.

St. Bonaventure opened the game with a scoring drive from their talented tailback Zack Green. Green plunged into the end zone for a two-point conversion after the touchdown. Santa Margarita responded with an even more impressive drive, ending on a seven-yard touchdown dash by Santa Margarita’s stellar sophomore quarterback Kyle Sweet. At the end of the first quarter, the Seraphs were up 8-7.

Page 8

In the second quarter, the Eagles began a drive on their own 25-yard line. Seraph linebacker Patrick Kenney intercepted a Sweet pass and returned it to the Eagle six. From there, Green hammered it into the end zone to give the Seraphs a 14-7 lead.

Throughout the rest of the first half St. Bonaventure held Santa Margarita in check. In the second half Zack Green added his third touchdown to give the Seraphs a 21-7 lead, which the Seraphs held deep into the fourth quarter.

But with only 3:49 remaining, Santa Margarita blew the wheels off the opposition’s apple cart as Eagle defenders Reid Andrew and Connor O’Brien swiftly overtook St. Bonaventure’s Marcus Chambers racing downfield, forcing a fumble which was recovered by Duncan Hume at the Eagle 38 yard line. On the ensuing Eagle drive, Kyle Sweet hit Connor O’Brien

The Coto de Caza News

with a surprise 35-yard fourth down pass. Ryan Wolpin followed with a 35-yard run, and Sweet silenced the Seraph’s cheering crowd when he hit paydirt two plays later as the Eagles narrowed the gap to one touchdown.

Rocked and rattled by the Eagles’ quick strike, the Seraphs went three and out on their next drive, which consumed only seventeen seconds.

RJ Mazolewski took the ensuing punt on the Eagle 48 yard line. Moments later a magnificent mid-field catch by Connor O’Brien brought the ball to the 15 and the crowds of cheering Eagle fans to their feet. Five plays later, with just 25 seconds remaining in the game, O’Brien once again made a spectacular catch of a perfectlythrown rainbow pass by Sweet. In less than two minutes, the Eagles had tied the game, forcing overtime.

Sensing another potentially devastating defeat at the hands of the Eagles, St. Bonaventure reverted to

what had worked for them throughout the game. Their only hope was Zack Green, who after seven consecutive carries, finally scored on a one-yard run.

During the next suspense-filled final moments, the Seraph defense prevented an Eagle touchdown, and the game ended 27-21, in what was unquestionably one of the most electrifying playoff games in recent history.

Santa Margarita is justifiably proud of every player on this year’s magnificent Eagle team and while many school records were set during this season; our space does not permit to list them all in this issue. However, the Coto de Caza News will present them in detail in our special edition following the December 5th Awards banquet.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Good sportsmanship characterized this game both on and off the field.

River Cracraft breaks into the open

Gian Carlo Spinosi forces a missed point after touchdown by Seraph placekicker Jesse Kelly.

Eagle linebacker Sammy Gibbs wraps up Zack Green.

St. Bonaventure tailback Zack Green fights for a two-yard post-touchdown conversion to give the Seraphs an 8-0 first quarter lead.

The Coto de Caza News

Page 9

November 23, 2012 The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area 475X75AD:Layout 1 10/30/12 2:16 PM Page 1

The Coto de Caza News

ATHLETE of the month Athlete’s Choice is pleased to announce our Athlete of the Month, Matt Costanzo Matt Costanzo is a dynamic young Varsity Lacrosse player for the Tesoro Titans. This energetic and highly enthusiastic Tesoro high school student is also a dedicated member of Athletes Choice in Rancho Santa Margarita. In addition to his academic and scholastic routine, Matt takes time for the intense strength and technique workouts with coach Nick Tintle of Athlete’s Choice.

“I would have to say that Athletes Choice is a perfect name for this organization since the players themselves choose to train here, “says Costanzo. “I particularly enjoy training here because of its fun environment and because coach Tintle has really helped me improve my Lacrosse skills, and increase my fitness and strength levels immensely and all of that contributes to improving my game.

Nick’s special knowledge and skills were apparent right away when he suggested special Lacrosse workouts to increase my strength, speed, and agility. I have only been working on these drills for the past few months but I can already feel the improvement. I’m excited to work even harder this upcoming spring season as I hope to play with Lacrosse in college and Athletes Choice has been the perfect counterpart to my training.”

Athletes Choice is proud to honor Matt Costanzo as our Athlete of the Month .

Board Certified Dermatologists Chris Carlin, MD Kevin T. Belasco, DO, MS Lucas G. Bingham, MD

Tanya Foreman, MD Ronald Shiell, MD MOHS Surgeon Michael J. Nelms, PA-C

SPECIALIZING IN MOHS Micrographic Surgery for the precise removal of skin cancer

SERVICES OFFERED: • • • •

Rare Skin Issues Rosacea Mole & Wart Removal Eczema & Psoriasis Relief

• • • • •

Teen & Adult Acne Mature & Sun Damaged Skin Skin Cancer Treatment Pediatric Dermatology Cosmetic Dermatology

Medicare & Most Insurances Accepted Orange County Locations:

Mission Viejo

Newport Beach

(949) 364-2922

(949) 644-0101

26732 Crown Valley Pkwy #411

400 Newport Center Dr. #702

Rancho Santa Margarita

San Clemente

(949) 888-5448 22032 El Paseo #220

(949) 489-4290 Delicious

Flickr

949-888-2717 SPEECH AND LANGUAGE THERAPY Take action now to correct your child’s speech problem. Let me help you with stuttering, voice, accent reduction, stroke recovery

Lynn J. Larson

949-888-2717 Retweet

RSMDEC1-12 MySpace

StumbleUpon

Digg

Slash Dot

Mixx

Skype

Technorati

Reddit

FriendFeed

YouTube

LinkedIn

Newsvine

SlideShare

Google

Google Talk

IN COTO DE CAZA Yahoo STALLS AVAILABLE! OVER 40 MILES OF TRAILS COMPETITIVE PRICES

Microsoft John & Jill Maxwell

949-636-3458 WOOD SPECIALTIES App Store

Interior & Exterior, Moulding, Paneling, Patio Cover, Deck Doors, Cabinets, Gates, Termite Repair, Hand Rails.

Qik Remodeling and Additions.

Licensed & Bonded Lic#477356

Guy Gates

FINISH CARPENTRY

Yahoo Buzz

Netvibes

Doors, Crowns, Mantels All Woodwork!

PRIDE PEST CONTROL AOL

25 years in Coto with references.

Apple CALL PATRICK LEE:

MSN

YOUR AD HERE Last.fm

REACH THOUSANDS OF Vimeo CUSTOMERS...

Viddler WHY WAIT? ADVERTISE TODAY!

Are Pests Bugging You ?

AL PHILLIPS THE CLEANER

Mister Wong

HOMEOWNERS AND AUTO INSURANCE SPECIALIST

ALTERATIONS & TAILORING ROMANO PALMA

WHY LET YOUR COMPETITION GET ALL THE BEST LEADS?

949-709-7860

949-589-1555

949-589-9990

THE LAST LAYER

WHY LET YOUR COMPETITION GET ALL THE BEST LEADS?

OC MUSIC LESSONS

949-589-9990

949-858-0900

TILE * MARBLE * STONE Fine Ceramic Tile and Natural Stone Kitchens, Baths Custom Design Showroom Open 10-5 23091 Antonio Parkway, RSM

949-589-8453 Page 10

Behance

Master Italian Tailors Fast Service - ExpertFriendster Work 22441 Antonio Parkway, RSM RSS

Update #1

Advertise with the Coto Google Buzz de Caza News and get your phone ringing again?

Ebay

The Coto de Caza News

WordPerss

Design Float

Blogger

Deviant Art

Advertise with the Coto and get Bebo de Caza News Squidoo your phone ringing again?

949-433-1702

MUSIC LESSONS RANCHO MONTESSORI Age 2 years- 1st Grade Open 6:00 am to 6:00 pm Meetup Large Play Areas - Expert Staff www.ocmusiccenter.com 30075 Comercio, RSM

IN RSM on Empressa at Aventura Picasa( next to Papa BingJohns )

Feedburner

WordPress (blue)

949-589-6440

Drupal

TRABUCO SHOE REPAIR

DR. ERNEST ROBINSON

Help Increase Referrals from Other Physicians TheReferralSpecialists.com Share This info@get-referred.com

Email

949-589-9990

PHYSICIAN SPECIALISTS

Posterous

Design Bump

Advertise with the Coto de Caza News and get your phone ringing again?

22307 El Paseo, RSM (next to 24-hr Family fitness)

949-888-5643

949-589-9990

WHY LET YOUR COMPETITION GET ALL THE BEST LEADS?

Bring all shoes we fix like new.

Also purses,suitcase,zippers Clothing alterations.Make Keys 4U2.In Albertson’s Shopping Center by Golden Spoon.21702 Plano Trabuco Road #4B,

FREE Pick-up and Delivery!

Open M-F 6am to 9pm Sat 6am to 8pm & Sun 10am to 4pm

Virb

949-306-8510 Tumblr

Providing General Pest Control. Please Mention This Ad When Calling

949-661-PEST or 800-734-2303

949-887-5534 Amazon

Serving Orange County Since 1981.

MobileMe

949-858-4386 CALL OUR PROTECTION TEAM TO HELP GET YOU COVERAGE TODAY! FARCONE FARMERS INSURANCE AGENCY WWW.FARMERSAGENT.COM/ JFARCONE

23252 Arroyo Vista Rancho Santa Margarita 92688 email info@athleteschoicersm.com

Facebook

MAXWELL STABLES

FITNESS CLASSES FOR ALL AGES 7 AND OVER Speed, Strength and Agility 23252 Arroyo Vista, RSM

Twitter

1300 Avenida Vista Hermosa #240

www.westdermatology.com

ATHLETES CHOICE FITNESS

athleteschoicersm.com

949-459-9090

Facial Plastic Surgeon LUNCHTIME FACIAL REJUVENATION BOTOX * RESTYLANE * JUVEDERM Laser Light Technology

949-831-5900 FIRST CLASS PET SITTING “Your Pets Deserve the Best” Great Rates and References Bonded & Insured!

Check our website for more info www.firstclasspetsittingca.com Contact Richard or Jeri

949-273-9030

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Editor’s Choice Unique Gifts They’ll Wonder How You Thought of It! ship and from there you can send a variety of items, something from a different category each month if you like. It never gets old and you know they have to find something they like in the variety that arrives in the mail.

They offer everything from bacon to wine, from peanut butter to lobster, neckties to teddy bears. Wow!

Looking for a unique stocking stuffer? Bedol International Group, Inc. brings you the water alarm clock that works without batteries or electricity. The clock will keep time, has an alarm and works using the ions found in tap water. The water does not need to be replaced for 6 months or longer. It’s cute and certainly makes for a great desk conversation piece. Available from gifts.com

by Ruth White Have you gifted one of those “gift of the month” memberships only to find that it sort of wore out its welcome after the first couple of months. Here’s a unique twist... “Variety of the Month” available from amazingclubs.com.

Just choose the length of member-

We’ve all run out of ink and it’s always at the worst possible time, like when you’re trying to jot down the most important phone number of your life. eWell, how about a forever inkless pen?

Available from vat19.com, the Inkless Metal Beta Pen features a special metal alloy tip. As you write, tiny amounts of this metal are deposited onto the page. The silvery markings may resemble pencil, but they are permanent and smudge-proof. It’s under $30 and certain to be a conversation piece.

If you have someone on your list that likes to play in the kitchen, this is their Christmas toy! It turn your kitchen into a food laboratory with this how-to kit that teaches you how to transform liquids, like honey, into jelly-like cubes, spherify chopped produce into flavor-packed beads, or even morph melted chocolate into a delicate powder or spaghetti-like strands. You’re only limited by your imagination! It’s the Molecular Gastronomy Kit available from modernistpantry.com. Very Cool!!!!

Oh, I’ve got one last thing from my overloaded geek brain. It may not be available before Christmas but, it’s worth watching for it’s release. It is a one of a kind camera/printer that you hold in your hand. Yes, it’s that small.

You take a picture and then print it in full color by brushing this thing over any surface! Check out their site at printdreams.com. I’m checking on availability constantly cause I’ve got to have one of these. Should be available any time now at under $200.

A beautiful little zen gift. The teacup has an unusual angled bottom that allows it to rest in two different positions. On one side is a screened compartment in which you place your favorite loose tea leaves. Pour hot water through the screen and allow it to steep. Once it’s done, simply tip the cup in the other direction, lifting the leaves up out of the water. The cup’s large size is perfect for cradling between your hands as you enjoy the warmth of your drink. This is just a wonderful, thoughtful gift.

Available at uncommongoods.com The Coto de Caza News

Page 11

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Miracles “Le Cirque” Raises nearly $750k Kids With Life-Threatening Illnesses Miracles for Kids, a non-profit organization based in Tustin, CA, raised nearly $750,000 at their 8th annual gala; its most successful gala to date.

Proceeds from the event fund the organization’s programs that provide aid to hundreds of low-income families with critically ill children throughout Southern California. Miracles for Kids currently operates at CHOC Children’s and Children’s Hospital of Los Angeles, as well as supports cutting-edge research through the Pediatric Cancer Research Foundation.

Almost 600 of Southern California’s most notable people attended the popular annual Night of Miracles, emceed by ESPN SportsCenter Anchor Neil Everett.

Themed this year as “Miracles Le Cirque”, the gala celebrated the imaginary world of Le Cirque – bubbling with its key elements of art, dance, dexterity, daring and grace. Incredible performances by Il Circo, the critically acclaimed troupe of gravity defying acrobats, entertained guests in addition to a lively silent and live auction. Guests also enjoyed an exclusive taste of various specially prepared Nolet’s Silver Dry Gin cocktails, donated by Miracles for Kids event sponsor and longtime supporter Carl Nolet and Nolet Spirits USA. “Miracles Le Cirque has been another great success for Miracles for Kids, which has been a critically needed support system for more than 600 families over the past eight years,” said Miracles for Kids board chairman, Kenneth Gerdau. “It’s truly overwhelming to see such an outpouring of generosity from the community for so many families in crisis who have children with lifethreatening illnesses.”

The most impactful moment of the evening came when the room stood in ovation following a profile video on 4-year-old cancer patient and Miracles for Kids’ grant recipient, Anaya, and her mother, Amanda, who were in the room.

The Fund-a-Family fundraiser directly followed, led by auctioneer Jim Nye and assisted by Miracles for Kids children and families, where more than $270,000 was raised from 176 bidders. One hundred percent of the funds were donated to the organization’s Grant Program, which funds basic living expenses for families in need.

Always an enthusiastic auctioneer, Jim Nye led a live auction that showcased luxury getaway offerings, unforgettable experience packages and stunning couture fashions, such as a six-night stay for two at the Four Seasons Resort Maldives, a VIP French Open experience, a day with boxing legend Sugar Ray Leonard, a custom clothing package with diamond cufflinks, and a pure bred, Yellow Labrador Retriever puppy with lifetime obedience classes.

This year, Miracles for Kids offered electronic bidding technology through Bid Pal for the silent auction making the event almost entirely electronic. Guests bid on items ranging from luxury hotel packages to unique cases of wine. There was also an Opportunity Drawing for the “Circles” Bracelet donated by famed jewelry designer Martin Katz valued at $27,500.

Miracles for Kids supporter Sugar Ray Leonard attended and took the stage during the Live Auction, auctioning a full day at his private home, raising the charity $14,000. During the Fund-a-Family portion earlier in the evening, his wife Bernadette gave an impromptu speech celebrating the charity’s cause and its impact on her personally, and donated an additional $10,000 to Fund-a-Family.

Another memorable moment of the evening was when Javier Sosa Jr., the son of Javier Sosa, Sr. and founder of Javier’s Cantina & Grill, accepted the Miracle Maker award for his family’s decade long personal and professional support of the organization and the families it serves.

“We can’t thank our generous sponsors enough for making this event such a remarkable success,” said Miracles for Kids president and event chair, Autumn Strier. “With more than 50 event sponsors donating over $250,000, it shows how much and how many individuals and businesses in Southern Page 12

The Coto de Caza News

Sugar Ray Leonard poses with Anthony and Jennifer Trimino

Janet Nolet with Bernadette Leonard and Julie Stradlbauer

Jim Nye with Autumn Strier and Neil Everett

Miracles for Kids Founder Curtis Green with Javier Sosa Jr.

California really care and want to make a difference in the lives of families devastated by their child’s critical illness.”

Special thanks to the lead sponsors of the evening which included: Exclusive wine sponsor Hundred Acre, who donated wine for the evening; the exclusive spirit sponsor of Board Member Tom Swanecamp the evening, Nolet Spirits U.S.A.; and with CHOC patients Sophia Colby exclusive jewelry sponsor, Martin Katz, and Bailey Spoonhower who donated the $27,500 “Circles” bracelet and $5,000 cuff links to the David August Wardrobe live auction item.

Founded in 2002, Tustin-based Miracles for Kids’ mission is to improve the lives of children with cancer and other life-threatening illnesses. The organization accomplishes this mission by providing families with ongoing financial and other support necessary to survive financially during their child’s illness, by funding research focused on eradicating life-threatening childhood diseases and by serving as an advocate for children and families who are fighting life-threatening illnesses. For more information please visit www.miraclesforkids.org.

Photos by: Lisa Renee Photography, Michelle Schumacher and Michael Haight

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

RANCHO SANTA MARGARITA

What’s NEW at

RSM Fantastic Sams’?

Exciting Services:

Orange County’s Premiere Performing Arts Studio

California Smooth - a SAFE keratin straightening treatment Up-Do’s and special occasion hairstyles Complimentary Warm Towel Service Color Correction Facial Waxing Men’s Color/Grey blending Hair Flairs and Hair Feathers Senior Days Every day!

Military Discounts Family Discounts

Ballet, Jazz, Lyrical, Acro,Voice, Musical Theater, Acting

2 for 1 Saturday Class Special!

New Students Only

Register for 1 Saturday Class and get the 2nd class for FREE, yes FREE!

Great Products:

Jazz, Acrobatics, Ballet or Leaps & Turns!

American Crew Babyliss Big Sexy Hair Cricket Marylyn Paul Mitchell Professional, Friendly Stylists Olivia Garden Spornette A Clean, Upgraded Salon.

Fantastic for Men and of course...Fantastic Sam’s

Special ends December 1st or when the classes are full! Register today!

WIFI

Conservatory Classes!

Acting * Dance * Dance Teams * Singing * Guitar * Vocals So much more!

We’ve changed our style, now it’s your turn!

Kitchens and Baths Design Consultations Stone & Glass Mosaics Wood Exterior Design Custom Ceramic Tiles Hand-Painted Tiles

949-459-1934

Home of CSSD

27101 Aliso Creek Rd., Ste 136, Aliso Viejo * 949.305.9758

Visit www.thecenterstagestudio.com for details!

SHOWROOM HOURS M-F to 5pm M-F9am 10am to 5pm

Kitchens & Baths Consulting 949.589.8453 Design Stone, Glass, & Metal Mosaics

Kitchens and Baths Design Consultations 23091 Antonio Pkwy Suite 300 Stone & Glass Mosaics Rancho Santa Margarita Wood Brookhollow Business Park Exterior Design Kitchens and Baths Custom Ceramic Tiles Design Consultations Hand-Painted Tiles

Wood Flooring Pools & Fireplaces Custom Ceramic Tiles Hand Painting

Mention thi ad and recei

949.589.8453

Kitchens and Baths 23091 Antonio Pkwy Suite 300 10% off your Stone & Glass Mosaics Mention this ad and receive Rancho Santa Margarita entire orde SHOWROOM HOURS Design Consultations off your this ad and receive 10% M-F 9am to 5pm Mention Wood Brookhollow Business Park 23091 Antonio Pkwy Suiteentire 300order Stone & Glass Mosaics Exterior Design Kitchens and Baths Rancho Santa Margarita 949.589.8453 Design Consultations Custom Ceramic Tiles Wood 23091 Antonio Pkwy Suite 300 Brookhollow Business Park Stone & Glass Mosaics Rancho Santa Margarita Hand-Painted Tiles Wood Brookhollow Business Park Exterior Design LET’S PLAY Exterior DesignKitchens and Baths Holidayby Lighting Mention this ad and receive SHOWROOM HOURS this Custom Ceramic Tiles off youradMention Custom Ceramic Tiles 949.589.8453 and receive ALL LEVELS OF PLAYING EXPERIENCE WELCOME M-F 9am to 5pm 10% entire order Design Consultations MAJESTIC Antonio Pkwy Suite 300 10% FOR GIRLS AGES 23091 5-15YRS Hand-Painted Tiles Hand-Painted Tiles off your Stone & Glass Mention Mosaics this ad and receive entire order Rancho Santa Margarita SHOWROOM HOURS off your M-F 9am to 5pm Mention 10% order SEASON ad andentire receive Wood thisSPRING At Majestic, we offer Holiday / Christmas Lighting services in the holiday Brookhollow Business Park

949.589.8453

l l a b Soft

months. We provide installation and removal of all Holiday decorations.

Whether you need your own lights installed or you are interested in one of our amazing custom packages, we offer low pricing to fit your budget.

SHOWROOM HOURS M-F 9am to 5pm

949-407-XMAS (9627) • • • •

Professional Installation Prompt Removal after Holidays Pro-Active Maintenance Take-Down and Storage

ALREADY HAVE LIGHTS? SINGLE STORY starting at $150 TWO STORY starting at $275

cotoxmaslights.com

off your REGISTRATION IS NOW OPEN Exterior Design 10% entire order Custom Ceramic Tiles Register Online At www.rtgsa.org Or email registrar@rtgsa.org for more information Hand-Painted Tiles

Serving Coto de Caza, Dove Canyon, Foothill Ranch, Ladera Ranch, Las Flores, Rancho Santa Margarita, Trabuco Canyon, Wagon Wheel & Surrounding Areas Mention this ad and receive

SHOWROOM HOURS M-F 9am to 5pm

RTGSA is a member of the Southern California ASA Junior Olympic Program RTGSA is 501(c)3: Individual and Corporate Sponsorships are needed

your 10% off entire order

The Coto de Caza News

Page 13

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

DISCOVER GOD’S HEALING POWER

JOIN US Church Services - Sun at 10 AM Sunday School - Sun at 10 AM Healing Tesimony Meetings - Wed at 7:30 PM Child Care at all Services

Visit Our Christian Reading Room Open Monday- Friday 10 AM - 2 PM Saturday 10 AM - Noon

FIRST CHURCH OF CHRIST, SCIENTIST (949) 589-5155 www.christiansciencersm.org www.spirituality.org

30442 Via Con Dios Rancho Santa Margarita

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

Reverend Craig M. Butters, Pastor

SATURDAY VIGIL MASS: 5:00 PM

SUNDAY MASSES: 7:00, 8:30, 10:15 AM, 12 NOON and 5:00 PM

The Coto de Caza News

Local Dentist Dr. Michael Tessier Discusses How Soon Should my Child be Visiting the Dentist Many parents ask me “How soon should my child be visiting the dentist?” I disagree with the American Dental Association opinion that infants should be seen be a dentist by the time they’re a year old. I called the ADA, and then two pedodontists (dentists who specialize in treating children) for elaboration. Over my thirty-five years of practicing dentistry, I have felt that, except in very extreme cases, the earliest a child needs to be seen by a dentist is in the third year. After my recent conversations, my opinion hasn’t changed. The specialists and the ADA all agree that the reason to bring the child in earlier is to make sure that the parents know how to take care of their children’s teeth. Here’s what I like to tell parents: Parents should examine their children’s mouths routinely. Once teeth are in, visually checking the mouth is important; and if something looks out of the ordinary, then the child should be seen by a professional. With regard to what a child puts in his or her mouth, sugars (simple carbohydrates) should always be avoided. Apple juice, in particular, is very sugary and acidic; when a child is allowed to drink it from a baby-bottle, irrespective of how enjoyable it may be to the child, it is very bad for the teeth. If a child is thirsty, give your child cool, fresh water. Complex carbohydrates, like fruits or vegetables, probably don’t break down enough in the mouth to cause cavities, so they’re OK. Babies should never go to sleep with a bottle of milk or formula, either, and for the same reasons.

And, soft drinks should NEVER, EVER, cross a child’s lips.

Teaching your child the importance of brushing, of course, is something a child should be taught early. Having said that, a child will clean the teeth probably better by eating a carrot, or a stick of celery, or an apple, as by brushing. That’s because they have neither the concept nor the coordination to brush effectively.

Unless there’s something out of the ordinary going on such as an accident or a parent has a question, I like to see kids when they’re about three years old. Children do better in the chair on their first visit when they’ve been to my office before with mom or even an older sibling. So, bring your little-one with you when you come in to your get your teeth cleaned.

Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

NO DRILL NO SHOT LASER DENTISTRY Dr. Michael A. Tessier

BEASLEY’S L AS FLORES

DRY CLEANERS Family Owned and Operated 4 Generations of Dry Cleaning

Full Service Cleaners

• Tailoring • Wedding Dress Heirlooming • Formal Wear

DRY CLEANING

ALL BLANKETS & BEDSPREADS

Must Present Coupon With Incoming Order

Must Present Coupon With Incoming Order

15% OFF 30% OFF Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer.

Not valid with pick-up and delivery.

Exp. 11/30/12

Except leathers, alterations and laundry service. One coupon per order and can not be combined with any other offer.

Not valid with pick-up and delivery.

Exp. 11/30/12

28562 Oso Parkway Plaza de Las Flores

FREE PICK UP AND DELIVERY! • (949) 766-5021

Page 14

The Coto de Caza News

ADA and CDA Member

• Complete Dentistry for Children & Adults • Mercury-Free Fillings • Orthodontics (tooth straightening) • Emergencies seen promptly • Dentures Repairs / Relines • Tooth Bonding & Bleaching • We meet all prescribed standards of sterilization and infection control

las Flores plaZa

28562 oso pKwy. at antonio pKwy.

459-7212 1-877-gentle-t

MOST INSURANCE PLANS WELCOME

MOST MAJOR CREDIT CARDS ACCEPTED

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

SMCHS Model UN Attends Brown MUN Conference Ten students from Santa Margarita Catholic High School’s Model United Nations (MUN) program recently returned from a trip to Boston, Massachusetts and Providence, Rhode Island. The students that went on the trip were: Scottie Butler, Annalise Castner, Ryan Crede, Rachel LaDue, Natalia Molinatti, Julie Paik, Brooke Pigneri, Axel Reed, Matt Trotter, and Garrett Williams.

The first stop of the trip was Boston, Massachusetts. The group spent four days touring the sights of the city and visiting colleges. The group visited Boston University, Boston College, Harvard, and MIT. Students were able walk the Freedom trail and visit historic Boston as well as grab lunch in Little Italy.

The second stop of the trip was the sixteenth annual Brown Simulation of the United Nations (BUSUN) in Providence, Rhode Island. The students spent three days simulating the work of the real United Nations.

The students were greeted on campus by Brown Junior and SMCHS alum Justin Lee (’10). Justin was an MUN student at SMCHS and has continued with his interest in MUN at Brown as well. SMCHS MUN repre-

sented the countries of Switzerland in committees that dealt with topics such as human rights, international peace and security, and refugees.

SMCHS MUN won three individual awards with Garrett Williams winning the prestigious gavel award given to the best delegate in the committee.

Natalia Molinatti and Rachel LaDue also won awards for their excellent work in their committees.

Model United Nations is an academic simulation of the real United Nations. Students from different high schools act as delegates from the UN. This educational experience

introduces students to international politics and diplomacy. Students that participate in MUN develop research skills, public speaking expertise, interpersonal flair, and the ability to compromise.

SMCHS Students Honored for Community Service Nicole Minkina and Leandra Jackson were named the Santa Margarita Catholic High School volunteers of the year in the 2013 Prudential Spirit of Community Awards program today.

In addition, Yvonne Kim, Ryan Newill, Brandon Parrino, and Michael Renna received Certificates of Merit for their volunteer community service.

Sponsored by Prudential Financial and the National Association of Secondary School Principals (NASSP), the awards recognize outstanding community service by young Americans. Nicole and Leandra are now eligible for California youth volunteer of the year awards. Two state honorees, one middle level and one high school student, will be named in February. State honorees will receive a $1,000 award and attend ceremonies with a parent or guardian next May. Other honorees will receive bronze medallions or certificates of excellence.

Nicole Minkina founded the Global Drug Prevention Initiative (GDPI) as a way to extend effective drug prevention programs internationally.

Modeled on the Drug Use is Life Abuse Next Step program, the GDPI works to bring a peer drug education program to Minsk, Belarus. Nicole

Axel Reed, Brooke Pigneri, Matt Trotter, Garrett Williams, Scottie Butler, Julie Paik, Rachel LaDue, Ryan Crede, Moriah Becker, Annalist Castner, Natalia Molinatti

worked with UNESCO, UNDP, and local Belarusian NGOs to establish the program which is offered in 5 high schools with student volunteers reaching out to an additional 20 schools. Nicole is now working to expand the program to Hong Kong and Ukraine.

During the last four years Leandra Jackson has volunteered more than 950 hours at Mission Hospital.

Recently she was elected President of the Mission Hospital High School

Auxiliary. Along with continuing her weekly volunteer commitment, she lead the auxiliary in a fundraising campaign to support the hospital through an Hour-a-Thon, in which volunteers were sponsored for each hour of service to the hospital. This year they raised over $8,300.00.

The Certificate of Merit awards were presented to Yvonne Kim for her work tutoring the deaf and hard of hearing; Ryan Newell for his work collecting equipment and giving base-

ball clinics for boys in the Dominican Republic; Brandon Parrino for his leadership in Relay for Life, leading the SM club, participating in the RSM Relay for Life Board, and organizing volunteers for the RSM Relay for Life; and Michael Renna for his service and volunteer work at the Orange County Catholic Worker preparing and serving meals.

The Coto de Caza News

Page 15

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Christmas 2012 Shopping GuideBaby Dolls and Accessories

By Beth Callahan On the lookout for what is going to be hot in the world of Baby Dolls and accessories this Christmas 2012? If you are, than you have come to the right place! The dolls in this Baby Dolls holiday shopping guide vary from the amazing electronic versions to the basic baby doll and everything in-between. There are also a couple of baby doll accessories included as well. If you have anything baby related on your Christmas shopping list in 2012, make sure you get these hot baby doll items before they become scarce.

Baby Alive Baby All Gone by Hasbro- $25.00 3 years & up I have one daughter who is not really a fan of electronic baby dolls and one that loves them. The Baby Alive Baby All Gone doll has a few electronic actions that satisfies both my kids and I like it as well. My biggest complaint about the Baby Alive brand of dolls was that so many of them had to have food mix, drink mix, or diapers. The Baby Alive Baby All Gone allows kids to have the fun of “feeding” their baby and giving them something to drink without parents having to constantly purchase the mixes and diapers. When you push the spoon in the bowl, it activates a lever that slides a “spoonful” of bananas into view. Touching it to the lip of the baby doll makes it slide back into the spoon as if she took the bite. I do wish this action was a little quieter and smoother so it was not quite as noticeable. It also comes with a disappearing liquid sippy cup that refills when turned right side up. You can push her bracelet to have her say phrases that ask for food or drink and when something touches her tongue she makes eating or drinking sounds.

Overall, this is a wonderfully priced Page 16

doll and something my daughters made or flimsy. The Nenuco Sleep love. I highly recommend this for you with Me Doll comes with a baby doll Christmas shopping list this year. that is dressed in pajamas, a pacifier, and a crib. The crib is well made and Mattel Doctor Mommy Doll- around even comes with a nightlight that $ 45.00 5 years & up plays music and changes color. My The Doctor Mommy Dolls from favorite thing about the crib is that it Mattel is a great Christmas gift for actually attaches easily to the side of the little girl who wants to grow up a toddler or twin bed like a co-sleeper and be a doctor. The Doctor Mommy cot would for real babies. The crib Doll comes with 8 accessories to go can also be used independently and with the doctor theme of play. The stands on its own as well. The crib stethoscope lights up and plays a soft itself is built well and can withstand heartbeat when the button is pushed. the rough play of younger kids. The The thermometer flips between a doll itself is not electronic so that can happy and sad face to indicated a be a negative or a positive depending on the child. This is a great addition for the doll lover on your Christmas list for 2012.

temperature or no temperature. The actual doll forehead lights up with a red light to further show a temperature. There is also a shot that allows you to give her medicine to make her feel better. These 3 accessories are pretty much the only ones that my daughters really cared about. The doll also includes a medicine dropper, bandaid, reflex hammer, tongue depressor, and name tag for mom.

My kids favorite aspect of this doll is that when you tap her knee with the reflex hammer, it will kick. Overall, the doll has a limited scope of play when it comes to playing and I think it would appeal to the younger children. This doll is a great way to help your child feel more comfortable about going to the doctor or nurturing her interest in being a doctor.

Famosa Nenuco Sleep with Me Doll $30.00 3 years & up The Nenuco Sleep with Me Doll from Nenuco is one of the best values in regards to dolls that I have seen in a long time. It seems when I am shopping for dolls that you have to pay a lot for any dolls that come with accessories outside of a baby bottle or small toy. If they do come with any accessories, they seem to be poorly

The Coto de Caza News

Hasbro Baby Alive Wanna Walk $ 55.00 3 years & up The Baby Alive Wanna Walk is a perfect Christmas gift for those kids that love electronic dolls. The Wanna Walk doll is ready to learn to walk and the child on your list has to help her learn. The doll says over 30 phrases that vary from asking for help up, telling you she wants to walk, or just laughing. The child can hold onto both hands and the doll will start to sway back and forth and actually walk forward. The doll can tell the difference between when your child is helping and when she is walking on her own. The doll will occasionally fall down and then ask for you to help her up. The only negative that I could say about this doll is that her design does limit the play to walking. She can not bend her legs to sit down very well and the phrases she says also limit game play. Again, that is something that could be a negative or a positive depending on the child.

hand and it makes the water bubble out of the nose. Kids can use of the included tissues out of the box to wipe their nose. You do have to press very gently or the water will shoot out of the nose instead of trickle. The doll is dressed in a cute winter outfit so it is perfect for a Christmas gift under the tree. My kids like the fact that you can add the sick baby aspect to their play or leave it out. That versatility is nice and keeps the dolls from becoming boring quickly. The Runny Nose doll is decently priced and a unique from most dolls that I have seen on shelves thus far.

Baby Alive Princess Sips N’ Tinkles Doll $25.00 3 years & up This Baby Alive doll is the perfect gift for you little princess this Christmas. The doll comes with a sippy cup, one diaper, a little book, a tiara, and two outfits. This doll does wet in her diaper from the water that you give her through the sippy cup. The book is princess themed, the dresses are princess-type dresses, and the tiara finishes off the princess theme for the doll. The Baby Alive doll does require diapers to play and you will most likely have to purchase the additional pack of diapers sold separately. I recommend letting the diapers air dry so you can re-use them to cut down on the cost of the diapers. You can get quite a few uses out of them before the tape does not work anymore. I like the fact that the doll has the princess items that will appeal even more to those that love princesses. This doll can be a great addition to those girls that are playing queen and they can have their princess baby girl.

These are the baby doll’s that caught my eye from the Baby Doll Nenuco Runny Nose Doll $22.00 aisle for Christmas 2012. I think that 4 years & up any girl would be ecstatic to receive This baby doll is one that uses any of these dolls under their Christwater to spice up the game play. mas tree.

Instead of having to deal with wet diapers like most water play baby dolls, this doll has water that lightly runs out of the nose to imitate a runny nose. The doll comes with a sippy cup and kids give the baby a drink.

Then you lightly press on their

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Christmas Gift Ideas for a Grandmother that Has Everything

By Crystal Ray Older people usually have just about everything that they could possibly want. If they need or want something in particular, they simply go out and buy it. A grandmother typically collects dozens of knickknacks and decorative presents over the years. Instead of adding to a massive collection, consider Christmas gift options that she can actually use.

When a grandmother does not really need anything in particular, give her a Christmas present that will not sit around collecting dust. My grandmother had everything that she could possibly want, and I came up with options that I knew she would use.

Create a Pretty Basket of Edibles A grandmother that has everything would probably love a Christmas gift basket filled with her favorite fresh, canned and home baked foods. Unlike cologne that she might not like or unnecessary trinkets or candles, food is a necessity that will be enjoyed.

Buy a pretty basket to hold the gift items, and after it is empty it can be used to stylishly store magazines, craft supplies or anything else that needs a home.

Just about anyone could Give a Grandmother Postage use a lovely basket, espeStamps, Boxed Greeting Cards and cially a grandmother that Stationery has everything and needs When looking for gift ideas for a more options for storage. grandmother that has everything, consider giving her a book of postage Buy a Christmas Gift that stamps along with high quality boxed Will Preserve Her Memogreeting cards and stationery. If she ries, Recipes and More sends cards and/or letters, she will My grandmother passed love the Christmas gift. It is something away a few years ago, and that will take up very little space, and something that I wish I had given her unlike many other gifts, it will be used for Christmas gift would have helped instead of stored on a shelf. her memories live on. Although it is too late, I recently found a memory/

recipe book. It is blank inside, and it provides spaces to record special notes, recipes and more. If you are Christmas shopping for your grandmother, it is not too late. Give her a

gift that will keep on giving for generations to come. She will feel greatly loved, blessed and truly honored with the gift.

Five of the Hottest Technology Gifts for Christmas 2012

By L. Spain Once again retailers are gearing up for Black Friday holiday sales. In fact, they are so excited that some of them are even offering their Black Friday specials in the evening on Thursday, Thanksgiving Day! While many shoppers have become jaded to Black Friday enticements, 2012 may be a little different. This year the hottest technology gifts have finally hit low price points that should be attainable for many American families.

Nook Color HD and Kindle Fire HD are very capable portable computing platforms in their own right. Best of all they each weigh in at the $200 price point. The Nook HD is $199 with free shipping and the Kindle Fire HD is $199 with free super saver shipping. The Nook comes with a AC Adapter/Charger and the Kindle charges via slower USB cable unless you pay $20 extra for a charger. The Nook offers the advantage of instore support, while Amazon offers a much richer e-commerce ecosystem should enjoy the maintenance-free 1. Apple Mini iPad. The original where you can buy almost anything. nature of the Chrome OS. Apple iPad showed America the 4. Streaming Video Players. This promise of tablet computing. It was 3. Samsung Chromebook. portable, cool, and pretty expensive Google’s Chrome Operating Sys- Christmas season also presents for a great recession era product. It is tem has really matured over the past technology buffs with the opportunity tough to conjure up $500 or $600 for year. Today it is far more capable to ditch cable TV in favor of television any technology product. At $329, the and comes on a very reasonably delivered via broadband Internet. This 7.9-inch Mini iPad brings the Apple priced $249 notebook from Sam- allows households to assemble televitablet ecosystem tantalizingly close sung. It makes for a great second sion viewing options in a more ecoto millions of American households. computer for a multi-computer nomical a la carte fashion. Products If you’d prefer a larger form factor, households. The Chromebook also like the Roku 2 XD and XS player and Walmart will be offering the Apple makes a good computing platform Western Digital WD TV player allow iPad 2 for $399 and giving buyers a for people who don’t want to hassle users to use their broadband internet $75 gift card between 10 and 11 p.m. with anti-virus software and updates. connections to deliver programming on Thanksgiving Night.

It also boots very quickly compared from a wide variety of sources like to conventional computers. The Netflix, Youtube, and Hulu. The idea 2. Barnes and Noble Nook Color major drawback is that it is highly de- is that the individual subscriptions and & Amazon Kindle Fire. If you can’t pendent upon Internet access. If you a broadband connection should cost afford an Apple or you are more have broadband and are comfortable significantly less than a traditional fullinto the world of books, the 7-inch working in the Google universe, you featured cable or satellite plan. While

some players are more expensive, at Best Buy, the Roku 2 players sell for $79 and $99 and the Western Digital Player sells for $99.

5. Flat screen HDTV sets. While I’ve been perfectly content with free old school televisions, late adopters should rejoice in the fact that their are plenty of HDTV sets in the market for less than $300. The technology is commonplace and affordable now.

Still, it’s exciting to see good deals on flat screen HD (720p) televisions.

It’s always exciting when new technology hits the market, but it becomes even more exciting when that technology becomes affordable.

The Coto de Caza News

Page 17

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Holiday Gifts That Keep on Giving If you’re looking for something different to give as a holiday gift this year, you might want to consider a gift that’s more than just “stuff.” Many individuals and families are looking for alternate giving ideas that help people in need. And with one in eight people going to sleep hungry every night worldwide, there is plenty of need to be met.

One way you can give a gift that makes a life-changing difference is to shop via Heifer International, a nonprofit humanitarian organization dedicated to ending hunger and caring for the Earth. Heifer currently provides livestock, trees, seeds and training in environmentally sound agriculture practices to families in more than 40 countries, including the United States.

Since 1944, Heifer has helped more than 15.5 million smallholder farmer families in more than 125 countries move toward greater self-reliance.

Heifer is drawing attention to the need and the opportunity to help through their “AltGift” and “NOW” campaigns, which, respectively, encourage honoring loved ones by giving alternative gifts, as well as showcasing the powerful success stories of women and families who can

now improve their nutrition, generate income, and Pass On the Gift to others in their communities.

Here are some exciting ways you and your family can give an alternative gift that will help other families in need: Shop the Gift Catalog at www.heifer. org. Donate a flock of chicks, a rabbit, a goat, a water buffalo or maybe even a heifer to a family somewhere in the world. Your gift will improve their nutrition and help them generate income in sustainable ways.

Contribute to one of Heifer’s Special Giving Opportunities. Participate in the Worldbuilders Match Challenge; become a Friend of Heifer to make a monthly gift; or donate to the Disaster Rehabilitation Fund to provide resources that make long-term recovery from natural disasters possible.

Fund a project. You and your family

can choose a particular project and help fund the gifts of livestock, training for the community and veterinary care needed to make the project successful.

Join Team Heifer. Whether as a family or part of a faith or community group, you can team up with others to raise funds and help Heifer recipients Pass on the Gift, becoming donors themselves who help others in need.

Honor someone with your gift.

When you give a gift in someone’s

name, they will receive an Honor Card to let them know about the special gift you’ve given.

When you give to others, making it possible for them to lift themselves out of poverty and become self-reliant in a sustainable way, you are giving a life-altering gift that will have a positive ripple effect for years to come. Learn more about how you can receive the joy of giving at www. heifer.org.

WANT TO DRAW

A CROWD? TO YOUR STORE OR BUSINESS? PUT AN AD IN THE COTO DE CAZA NEWS AND WATCH WHAT HAPPENS

Don’t Wait… Call Today!

Coto de Caza News

(949) 589-9990

EFFECTIVE! AFFORDABLE! ATTRACTIVE!

We Deliver

Italian Restaurant

(949) 589-1900

1/2 PRICE DINNER Buy One Meal at Reg Price, Get 2nd Meal of Equal or Lesser Value for

1/2 PRICE

Dine In * To Go * Delivery LIMITED TIME OFFER

(Not Valid on Perfect Portion Menu)

LARGE CHEESE PIZZA $

9

99 Additional Toppings $1.75

To Go & Delivery LIMITED TIME OFFER

www.sangiovanni.us

31931 Dove Canyon Drive Dove Canyon, CA 92679 Page 18

The Coto de Caza News

Open Daily 5:00 pm - 9:00 pm

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

GOT CATERING? Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

The Holiday Season is Approaching Us, Reserve Office Parties, Birthdays, Family Reunions and Anniversaries Please contact: Reyes Gallardo for Details 949-929-4636 or reyesgallardo925@gmail.com

URBAN will customize a menu to your specifications and arrange for your every need including wait staff, rentals, flowers, and valet parking, etc.

Call us now to make plans for all of your holiday events!

Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610

www.UrbanGrillandWineBar.com

The Coto de Caza News

Page 19

R November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

WO M E N ’ S FA L L FAS H I O N S A L E !

OMANO’S 20-70

% OFF Select Merchandise

Men’s & Women’s Suits • Women’s Dresses • Shoes Fashion Accessories • Custom-made Jewelry

Tailor • Tuxedo Sales & Rentals • Fine Apparel

Fine tailoring and personal touch all the way from Italy.

Women’s Fall Fashions

Formal and Bridal Wear

Women’s Dresses, Gowns

Fall Fashions Best Gowns in Stock!

The widest selection of Couture Bridal, Flower Girls, Quinceaeras, Sweet Sixteen, Bridesmaids, Special Occasion Gowns, Military Ball Gowns, Mother of the Bride, Pageant, Lingerie, Formal Evening, Graduation, Home Coming, Shoes and beautiful Bridal Accessories.

ALTERATIONS

BY MASTER TAILOR ROMANO PALMA

“Look your Best for Less” EXPERT TAILORING

Exclusive Romano Label

FABULOUS ITALIAN SUITS! Romano’s Rancho Santa Margarita 949.589.1555 In the Antonio Plaza Shopping Center 22441 Antonio Pkwy Suite A-330 Page 20

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 23, 2012

Robinson Facial Plastic Surgery Holiday Special!

Buy 1 Restylane syringe and get 50% off 2nd syringe. Offer good until November 30th.

Restylane is used for Facial Contouring, Facial reconstruction (due to sudden weight loss and effects of aging), Nose contouring and Hand rejuvenation. Call our office and schedule an appointment today so that you may be ready for the upcoming holidays. You deserve it! Call the office today (949) 831-5900.

The Coto de Caza News

Page 21

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 23742CA Title Order No. 6794060 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/14/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 07/31/2007, Book , Page , Instrument 2007000478225 of official records in the Office of the Recorder of Orange County, California, executed by: KAREN J. WATTS A SINGLE WOMAN as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $435,281.06 The street address and other common designation of the real property purported as: 8 VISTA LAGO UNIT 18 RANCHO SANTA MARGARITA, CA 92688 APN Number: 931-88-468 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 23742CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 11/19/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1003529 11/23, 11/30, 12/07/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-519784-JP Order No.: 1237440 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/7/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN F. DISHER AND SPOUSE, CHRISTINE M. DISHER Recorded: 6/8/2007 as Instrument No. 2007000369066 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/10/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $306,982.58 The purported property address is: 15 TIERRA MONTANOSA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-12-314 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

Page 22

Trustee Sale No.: 20120169804458 Title Order No.: 120277280 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/21/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/26/2004 as Instrument No. 2004000961979 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ERASMO PEREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/17/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 54 GAVILAN , RANCHO SANTA MARGARITA, CA 92688 APN#: 931-95-393 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $264,097.77.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120169804458. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/12/2012 P999780 11/23, 11/30, 12/07/2012

Trustee Sale No. 20685CA Title Order No. 110389281-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 01-02-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-14-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-13-2007, Book , Page , Instrument 2007000093809 of official records in the Office of the Recorder of ORANGE County, California, executed by: TOAN PHAM AND CINDY TRAN, HUSBAND AND WIFE AS JOINT TENANTS as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR T.J. FINANCIAL, INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $1,664,724.37 The street address and other common designation of the real property purported as: 27391 VIA PRIORATO , SAN JUAN CAPITSTRANO, CA 92675 APN Number: 650-663-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 20685CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 11/16/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1002907 11/23, 11/30, 12/07/2012

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-519784-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-519784-JP IDSPub #0039865 11/16/2012 11/23/2012 11/30/2012

The Coto de Caza News

Trustee Sale No.: 20120159902328 Title Order No.: 120253661 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/27/2004 as Instrument No. 2004000354024 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: SIKMON AN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/03/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM-ORANGE COUNTY, 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26572 LAS PALMAS 8, LAGUNA HILLS, CA 92656 APN#: 930-65-462 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $204,675.97. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20120159902328. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/05/2012 P999031 11/9, 11/16, 11/23/2012

The Coto de Caza News

TSG No.: 6612373 TS No.: CA1200243763 FHA/VA/PMI No.: APN: 837-281-55 Property Address: 22022 SUNDOWNERS LANE LAKE FOREST, CA 92630 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/06/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 07/25/2007, as Instrument No. 2007000464038, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: JAMES S CURTIN AND NIKKI N BURACCHIO, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 837-281-55 The street address and other common designation, if any, of the real property described above is purported to be: 22022 SUNDOWNERS LANE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $570,648.19. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1200243763 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0209783 COTO DE CAZA NEWS 11/16/2012, 11/23/2012, 11/30/2012 Title No. 1119685 ALS No. 2012-4280 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED MAY 23, 2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On 12/5/2012, at 09:00 AM, ASSOCIATION LIEN SERVICES, as duly appointed Trustee under and pursuant to a certain lien, recorded on May 25, 2011, as instrument number 2011000260111, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866. The street address and other common designations, if any, of the real property described above is purported to be: 3 Autumn Hill Lane, Laguna Hills, CA 92653 Assessor’s Parcel No. 625-273-04 The owner(s) of the real property is purported to be: Jesus Duran,a single man and Reyna I. Martinez, a single woman, as joint tenants The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $12,425.21. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.

The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www.priorityposting.com for information regarding the sale of this property. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the scheduled sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. Date: 10/29/2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Everado Lopez, Trustee Officer P998883 11/9, 11/16, 11/23/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Trustee Sale No. : 20110033500576 Title Order No.: 110284869 FHA/VA/PMI No.: 0 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/21/2006 as Instrument No. 2006000854377 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: KARL ARTHUR MATHEY AND MARY ELLEN MATHEY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/13/2012 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21112 WINCHESTER DRIVE, TRABUCO CANYON, CALIFORNIA 92679 APN#: 833-371-24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $742,673.92. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033500576.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/16/2012 NPP0210541 COTO DE CAZA NEWS 11/23/2012, 11/30/2012, 12/07/2012

Title Order No . 1109891 Trustee Sale No. 2009-1820 Reference No. SA-MLA 6761-02 APN No. 836-591-04 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 3/14/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/30/2012 at 09:00 AM S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 4/28/2008 as Document No. 2008000197560 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: EVA LAGOS The purported new owner: EVA LAGOS WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 21 CALLE GAZAPO RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $6,530.02 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2009-1820. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 11/5/2012 S.B.S. Lien Services 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P999506 11/9, 11/16, 11/23/2012

Trustee Sale No. : 20090187411929 Title Order No.: 090254232 FHA/VA/PMI No.: NONE NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/29/2007 as Instrument No. 2007000414972 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: ZHAKFAR AMIRGHAHARI AND SHERVIN AMIRGHAHARI, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/03/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY 100 THE CITY DRIVE ORANGE, CA 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 5 STELLAR ISLE, LADERA RANCH AREA, CALIFONIA 92694 APN#: 741-421-03 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,244,260.47.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20090187411929. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/05/2012 P998741 11/9, 11/16, 11/23/2012

Trustee Sale No.: 20120169803575 Title Order No.: 120223951 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/20/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/30/2003 as Instrument No. 2003000632031 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: CHRIS BOTTICELLA AND PHYLLIS BOTTICELLA, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/3/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: DOUBLETREE BY HILTON HOTEL ANAHEIM-ORANGE COUNTY, 100 THE CITY DRIVE ORANGE, CA. 92868. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 31721 VIA COYOTE, TRABUCO CANYON, CA 92679 APN#: 804-141-03 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $516,742.27. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120169803575. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/5/2012 P999142 11/9, 11/16, 11/23/2012

November 23, 2012

Coto de Caza Legal Notices Title Order No . 1110113 Trustee Sale No. 2009-2512 Reference No. SA-MLA 6759-03 APN No. 836-591-06 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 8/29/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 11/30/2012 at 9:00 AM, S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 9/23/2008 as Document No. 2008000445837 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: NICK KASTANAS The purported new owner: NICK KASTANAS WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 25 CALLE GAZAPO , RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $7,558.46 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2009-2512. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 11/5/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P999617 11/9, 11/16, 11/23/2012

APN: 931-887-39 TS No: CA08000511-12-1 TO No: 120191849-CABFI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/4/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 11/01/2005 as Instrument No. 2005000879082 of official records in the Office of the Recorder of Orange County, California, executed by ROBERT W ANTON AND MADELINE M ANTON, HUSBAND AND WIFE, as Trustor(s), in favor of Downey Savings and Loan Association, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 11 VIA ACUATICA , Rancho Santa Margarita, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $323,768.07 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08000511-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATE: 11/1/2012 TRUSTEE CORPS TS No. CA08000511-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P998563 11/9, 11/16, 11/23/2012

Title Order No. 1160279 Trustee Sale No. 2008-2248 Reference No. SA-MLA 9742-01 APN No. 836-494-09 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 7/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 12/11/2012 at 09:00 AM, S.B.S. LIEN SERVICES As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on August 31, 2007 as Document No. 2007000541349 Book Page of Official Records in the office of the Recorder of Orange County, California, The original owner: PAUL WEBER AND KATHLEEN MARIE WEBER The purported new owner: PAUL WEBER AND KATHLEEN MARIE WEBER WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 13 EL BALAZO, RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,394.73 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county

where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2008-2248. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 5731965 or LOG ONTO www.priorityposting.com. Date: 11/7/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Annissa Young, Trustee Sale Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P1001110 11/16, 11/23, 11/30/2012

The Coto de Caza News

Page 23

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. : 20110033500543 Title Order No.: 110283027 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/02/2007 as Instrument No. 2007000208283 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: BRIAN P. KENNEY AND MICHELLE M. KENNEY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/10/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN ORANGE, CA..

STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 31 ALTIMIRA, TRABUCO CANYON, CALIFORNIA 92679 APN#: 778-021-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,144,631.36.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033500543. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 11/08/2012 P997875 11/16, 11/23, 11/30/2012

Trustee Sale No. 13841CA Title Order No. 090888967-CA-GSI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04-24-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-06-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04-30-2007, Book , Page , Instrument 2007000277507 of official records in the Office of the Recorder of ORANGE County, California, executed by: PHILLIP L MCALLISTER A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $1,267,561.10 The street address and other common designation of the real property purported as: 16 GOLDEN POPPY DRIVE , COTO DE CAZA, CA 92679 APN Number: 755-091-24 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 13841CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 11-05-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P999706 11/16, 11/23, 11/30/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-427131-CL Order No.: 110099372-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MEHRAN IRAVANTCHI AND FARA NAZERI, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 6/14/2007 as Instrument No. 2007000382703 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/14/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $796,335.86 The purported property address is: 25442 OSAGE WAY, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-271-29 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE

TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-427131-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-427131-CL IDSPub #0041414 11/23/2012 11/30/2012 12/7/2012

Page 24

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-455815-LL Order No.: 110332793-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/2/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SONIA M ILAGAN, AND PEDRO M ILAGAN JR, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 5/16/2007 as Instrument No. 2007000316219 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $333,974.06 The purported property address is: 25832 VIA LOMAS UNIT 54, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 939-25-054 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-455815-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-455815-LL IDSPub #0040763 11/9/2012 11/16/2012 11/23/2012 Trustee’s Sale No. 12-CA0224 Order #: 37471 APN: 649-263-09 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/18/2012 at 9:00 A.M., ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE CA, MILES, BAUER, BERGSTROM & WINTERS, LLP as duly appointed trustee under and pursuant to Deed of Trust recorded 8/14/2006 as Instrument No. 200600541756 of Official Records in the office of the County Recorder of ORANGE County, CALIFORNIA, executed by ESTEBAN OCAMPO AND DOLORES OCAMPO, HUSBAND AND WIFE AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) all right, title, and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 31102 CALLE SANTA ROSALIA, SAN JUAN CAPlSTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, estimated fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust, to-wit, estimated to be $523,163.91. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714- 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case, 12-CA0224. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. For NON SALE information only please call Sale Line: 714-573-1965 or Login to Internet Website www.priorityposting.com. Date: 11/15/2012 MILES, BAUER, BERGSTROM & WINTERS, LLP 1231 E. Dyer Road, Suite 100 Santa Ana, CA 92705 (714) 481-9100 Geno Calderon, Authorized Signor P1002606 11/23, 11/30, 12/07/2012

The Coto de Caza News

Trustee Sale No. 22061CA Title Order No. 95501499 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11/29/2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 9/18/2006, Book , Page , Instrument 2006000618464 of official records in the Office of the Recorder of ORANGE County, California, executed by: CHRISTOPHER J. HALLER, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $697,298.66 The street address and other common designation of the real property purported as: 5 ALTIVO , RANCHO SANTA MARGARITA, CA 92688 APN Number: 930-27-495 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting. com , using the file number assigned to this case 22061CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 11/1/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P998485 11/9, 11/16, 11/23/2012

T.S. No.: 2012-03119 Loan No.: 379581-80 APN: 933-43-066 TRA No.: 30-099 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/30/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: ROBERT SCOTT DAVIS A SINGLE MAN Beneficiary Name: Wescom Credit Union Duly Appointed Trustee: Integrated Lender Services, Inc. a Delaware corporation and pursuant to Deed of Trust recorded 7/11/2005 as Instrument No. 2005000534483 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/7/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $255,645.84 The property heretofore is being sold “as is.”

The street Address or other common designation of real property is purported to be: 22715 Malaga Way, Lake Forest, CA 92630 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 933-43-066 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-03119. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 11/8/2012 Integrated Lender Services, Inc. a Delaware corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Sale Officer P1000854 11/16, 11/23, 11/30/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. F12-00152 Loan No. EL TORO SHOPPING CENTER, LLC Title Order No. 02-12024993 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, SECURITY AGREEMENT AND FIXTURE FILING DATED 02/22/2007 AND MORE FULLY DESCRIBED BELOW (THE “DEED OF TRUST”). UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash or cashiers check (payable at the time of sale in lawful money of the United States) (payable to Assured Lender Services, Inc.), will be held by a duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the undersigned trustee (“Trustee”) for the total amount (at the time of the initial publication of this Notice of Trustee’s Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor(s): EL TORO SHOPPING CENTER, LLC, a California limited liability company Recorded: recorded 02/22/07 as Document No. 2007000114574 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 12/14/12 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA Amount of unpaid balance and other charges: $17,463,011.06 The purported property address is: 24280 - 24400 Swartz Drive, Lake Forest, CA Legal Description: SEE ATTACHED EXHIBIT “A” EXHIBIT A PARCEL A: PARCEL NO. 2 IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALlFORNIA, AS SHOWN ON A MAP FILED IN BOOK 32 PAGE 29 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THEREFROM ALL OIL, GAS, MINERALS, AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH SHOWN BELOW BUT WITH NO RlGHT OF SURFACE ENTRY, AS PROVIDED IN DEED. DEPTH: 500 FEET RECORDED: JULY 30, 1957 IN BOOK 3989 PAGE 180 AND ALSO RECORDED AUGUST 6, 1970 IN BOOK 9368 PAGE 511, BOTH OF OFFICIAL RECORDS. PARCEL B: AN EASEMENT FOR ROAD PURPOSES OVER THAT PORTION OF LOT 1 OF RANCHO CANADA LOS ALISOS, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDEED IN BOOK 3 PAGE 290 AND 291 OF MISCELLANEOUS RECORDS, IN THE OFFICE OF THE COUNTY RECORDER OF LOS ANGELES COUNTY, CALIFORNIA, INCLUDED WITHIN A STRIP OF LAND 30.00 FEET WIDE THE CENTER LINE OF WHICH IS DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST SOUTHERLY CORNER OF PARCEL NO. 2 AS SHOWN ON A MAP FILED IN BOOK 2 PAGE 8 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY; THENCE SOUTH 45º 18’ 10” EAST 87.93 FEET; THENCE SOUTH 46º 41’ 50” WEST 28.90 FEET; THENCE SOUTH 65º 44’ 11” EAST 55.00 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING SOUTH 65º 44’ 11” EAST 10.81 FEET TO THE BEGINNING OF A TANGENT CURVE CONCAVE SOUTHWESTERLY HAVING A RADIUS OF 50.00 FEET; THENCE SOUTHEASTERLY ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 22º 26’ 01” AN ARC DISTANCE OF 19.58 FEET; THENCE SOUTH 43º 18’ 10” EAST 224.58 FEET. THE NORTEASTERLY AND SOUTHWESTERLY LINES OF SAID EASEMENT ARE TO BE LENGHTENED OR SHORTENED AS TO TERMINATE AT THE ARC OF A CURVE CONCAVE NORTHWESTERLY HAVING A RADIUS OF 55.00 FEET. A RADIAL TO SAID CENTER LINES BEARS SOUTH 65º 44’ 11” EAST. EXCEPT THAT PORTION THEREOF INCLUDED WITHIN PARCEL A DESCRIBED ABOVE. Personal Property Description See Exhibit “B” attached hereto and made a part hereof Exhibit “B” All right, title, interest and estate of EI Toro Shopping Center, LLC, a California limited liability company (“Borrower”), now owned or hereafter acquired, in and to the following property, rights, interests and estates either at law or in equity, in possession or in expectancy (collectively, the “Property”): (a) All structures, buildings and improvements of every kind and description now or at any time hereafter located or placed on that certain real property situated in the County of Orange, State of California, more particularly described on Exhibit “A” to the Notice of Trustee’s Sale to which this Exhibit “B” is attached and incorporated herein by this reference (the “Premises”) (collectively, the “Improvements”); (b) All furniture, furnishings, fixtures, goods, equipment, inventory or personal property owned by Borrower and now or hereafter located on, attached to or used in and about the Improvements, including, but not limited to, all machines, engines, boilers, dynamos, elevators, stokers, tanks, cabinets, awnings, screens, shades, blinds, carpets, draperies, lawn mowers, and all appliances, plumbing, heating, air conditioning, lighting, ventilating, refrigerating, disposal and incinerating equipment, and all fixtures and appurtenances thereto, and such other goods and chattels and personal property owned by Borrower as are now or hereafter used or furnished in operating the Improvements, or the activities conducted therein, and all building materials and equipment hereafter situated on or about the Premises or Improvements, and all warranties and guaranties relating thereto, and all additions thereto and substitutions and replacements therefor (exclusive of any of the foregoing owned or leased by tenants of space in the Improvements); (c) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, and other emblements now or hereafter located on the Premises or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, tenements, hereditments and appurtenances, reversions and remainders whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Borrower; (d) All water, ditches, wells, reservoirs and drains and all water, ditch, well, reservoir and drainage rights which are appurtenant to, located on, under or above or used in connection with the Premises or the Improvements, or any part thereof, whether now existing or hereafter created or acquired; (e) All minerals, crops, timber, trees, shrubs, flowers and landscaping features now or hereafter located on, under or above the Premises; (f) All leases, licenses, concessions and occupancy agreements of all or any part of the Premises or the Improvements, including, without limitation, oil, gas and mineral leases, and that certain Ground Lease dated January 1, 2007 by and between Borrower, as landlord, and El Toro Shopping Center II, LLC, a California limited liability company, as tenant (the “Ground Tenant”), with respect to Parcel A (as defined in the Deed of Trust described in the Notice of Trustee’s Sale to which this Exhibit “B” is attached) and (ii) that certain Ground Lease, dated January 1, 2007, by and between Borrower, as landlord, and Ground Tenant, as tenant, with respect to Parcel B (as defined in the Deed of Trust described in the Notice of Trustee’s Sale to which this Exhibit “B” is attached) (each, a “Lease” and collectively, “Leases”), whether written or oral, now or hereafter entered into by Borrower and all rents, royalties, issues, profits, bonus money, revenue, income, rights and other benefits of the Premises or the Improvements, now or hereafter arising from the use or enjoyment of all or any portion thereof or from any present or future Lease or other agreement pertaining thereto or arising from any of the Leases or any of the General Intangibles (as hereinafter defined) and all cash or securities deposited to secure

performance by the tenants, lessees or licensees, as applicable, of their obligations under any such Leases, whether said cash or securities are to be held until the expiration of the terms of said Leases or applied to one or more of the installments of rent coming due prior to the expiration of said terms; (g) All contracts and agreements now or hereafter entered into by Borrower covering any part of the Premises or the Improvements and all revenue, income and other benefits thereof, including, without limitation, management agreements, service contracts, maintenance contracts, equipment leases, personal property leases and any contracts or documents relating to construction on any part of the Premises or the Improvements (including plans, drawings, surveys, tests, reports, bonds and governmental approvals) or to the management or operation of any part of the Premises or the Improvements; (h) All present and future monetary deposits given to any public or private utility with respect to utility services furnished to any part of the Premises or the Improvements; (i) All present and future funds, accounts, instruments, accounts receivable, documents, causes of action, claims, general intangibles (including, without limitation, trademarks, trade names, service marks and symbols now or hereafter used in connection with any part of the Premises or the Improvements, all names by which the Premises or the Improvements may be operated or known, all rights to carry on business under such names, and all rights, interest and privileges which Borrower has or may have as developer or declarant under any covenants, restrictions or declarations now or hereafter relating to the Premises or the Improvements) and all notes or chattel paper now or hereafter arising from or by virtue of any transactions related to the Premises or the Improvements (collectively, the “General Intangibles”); (j) All water taps, sewer taps, certificates of occupancy, permits, licenses, franchises, certificates, consents, approvals and other rights and privileges now or hereafter obtained in connection with the Premises or the Improvements and all present and future warranties and guaranties relating to the Improvements or to any equipment, fixtures, furniture, furnishings, personal property or components of any of the foregoing now or hereafter located or installed on the Premises or the Improvements; (k) All building materials, supplies and equipment now or hereafter placed on the Premises or in the Improvements and all architectural renderings, models, drawings, plans, specifications, studies and data now or hereafter relating to the Premises or the Improvements; (I) All right, title and interest of Borrower in any insurance policies or binders now or hereafter relating to the Property, including any unearned premiums thereon; (m) All proceeds, products, substitutions and accessions (including claims and demands therefor) of the conversion, voluntary or involuntary, of any of the foregoing into cash or liquidated claims, including, without limitation, proceeds of insurance and condemnation awards; and (n) All other or greater rights and interests of every nature in the Premises or the Improvements and in the possession or use thereof and income therefrom, whether now owned or hereafter acquired by Borrower. Notwithstanding anything to the contrary contained herein, the Property shall not include any escrows, reserves, impounds or deposits or other amounts held by U.S. Bank National Association, as Trustee, successor-in-interest to Bank of America, N.A., as Trustee, successor to Wells Fargo Bank, N.A., as Trustee, for the registered holders of Wachovia Bank Commercial Mortgage Trust, Commercial Mortgage Pass-Through Certificates, Series 2007-C30, or any servicer or other party on behalf of U.S. Bank National Association, as Trustee, successor-in-interest to Bank of America, N.A., as Trustee, successor to Wells Fargo Bank, N.A., as Trustee, for the registered holders of Wachovia Bank Commercial Mortgage Trust, Commercial Mortgage Pass-Through Certificates, Series 2007-C30 relating to the Deed of Trust described in the Notice of Trustee’s Sale to which this Exhibit “B” is attached or the Property. Nothing in this document shall be used to construe any of the items listed above to be personal property, as opposed to real property, if such items are otherwise classified as, or deemed to be, real property. Assessors Parcel No. 617-501-01, 617501-02, and 617-501-03 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Trustee’s Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 508-7373 or visit this Internet Web site www. priorityposting.com, using the file number assigned to this case F1200152. Information about postponement that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY COVERED IN THIS ACTION INCLUDES ALL SUCH REAL PROPERTY AND THE PERSONAL PROPERTY IN WHICH BENEFICIARY HAS A SECURITY INTEREST DESCRIBED IN EXHIBITS “A” AND “B” ATTACHED HERETO, RESPECTIVELY, IT BEING THE ELECTION OF THE CURRENT BENEFICIARY UNDER SAID DEED OF TRUST TO CAUSE A UNIFIED SALE TO BE MADE OF SAID REAL AND PERSONAL PROPERTY IN ACCORDANCE WITH THE PROVISIONS OF SECTION 2924F(b) (2) OF THE CALIFORNIA CIVIL CODE. DATE: 11/5/2012 Assured Lender Services, Inc. Lisa Askew, Trustee Sale Officer Assured Lender Services, Inc. 2552 Walnut Avenue, Suite 110 Tustin, CA 92780 Sales Line: (714) 573-1965 Sales Website: www.priorityposting.com Reinstatement Line: (714) 508-7373 To request reinstatement and/or payoff FAX request to: (714) 505-3831 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P1000830 11/23, 11/30, 12/07/2012

November 23, 2012

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-521420-JP Order No.: 1246066 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/6/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): THOMAS C. SHELTON AND SUSAN A. SHELTON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/21/2008 as Instrument No. 2008000241903 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/10/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $389,254.17 The purported property address is: 29 WAKONDA, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 804-711-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-521420-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-521420-JP IDSPub #0040053 11/16/2012 11/23/2012 11/30/2012

NOTICE OF TRUSTEE’S SALE: Title Order No.: 5906270 Trustee Sale No.: 77418 Loan No.: 9041789231 APN: 930-83-192 You are in Default under a Deed of Trust dated 07/25/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 12/13/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/29/05 as DOC #2005000592643 of official records in the Office of the Recorder of Orange County, California, executed by: Mitzi Machelle Huff, a single woman, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state).

At: The front entrance to 8180 East Kaiser Blvd., (Please check in with Receptionist), Anaheim Hills, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 209 Montana Del Lago, Rancho Santa Margarita CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $462,854.27 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the

Order No: 05908164 TS No: H11-12045 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT AND CLIAM OF LIEN, DATED 9/25/2011.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE is hereby given that Witkin & Neal, Inc., as duly appointed trustee pursuant to that certain Notice of Delinquent Assessment and Claim of Lien (hereinafter referred to as “Lien”), recorded on 9/28/2011 as instrument number 2011000480176 in the office of the County Recorder of Orange County, California, and further pursuant to the Notice of Default and Election to Sell thereunder recorded on 6/6/2012 as instrument number 2012000323169 in said county and further pursuant to California Civil Code Section 1367.1 and those certain Covenants, Conditions and Restrictions recorded on 3/5/1984 as instrument number 84-092424, WILL SELL on 12/7/2012, 9:00 A.M. on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. at public auction to the highest bidder for lawful money of the United States payable at the time of sale, all right, title and interest in the property situated in said county as more fully described in the above-referenced Lien. The purported owner(s) of said property is (are): John E. Hinson and Victoria A. Hinson, husband and wife as joint tenants. The property address and other common designation, if any, of the real property is purported to be: 15 Eastridge Coto de Caza, CA 92679, APN 804-424-22. The undersigned trustee disclaims any liability for any incorrectness of the property address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Sale is: $7,839.48. The opening bid at the foreclosure sale may be more or less than this estimate. In addition to cash, the trustee will accept a cashier’s check drawn on a state or national bank, a check drawn on a state or federal credit union or a check drawn on state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or the endorsee as a matter of right.

Said sale shall be made, but without covenant or warranty, express or implied regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Lien, advances thereunder, with interest as provided in the Declaration plus the fees, charges and expenses of the trustee. THIS PROPERTY IS BEING SOLD IN AN “AS-IS” CONDITION. Witkin & Neal, Inc. is attempting to collect a debt. Any information obtained will be used for that purpose. If you have previously received a discharge in bankruptcy, you may have been released from personal liability for this debt in which case this notice is intended to exercise the secured party’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER AND ALL OTHER INTERESTED PARTIES: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site: www.priorityposting.com using the file number assigned to this case: H11-12045. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. IMPORTANT NOTICE: Notwithstanding anything to the contrary contained herein, the sale shall be subject to the following as provided in California Civil Code Section 1367.4(c)4: “A non judicial foreclosure sale by an association to collect upon a debt for delinquent assessments shall be subject to a right of redemption. The redemption period within which the separate interest may be redeemed from a foreclosure sale under this paragraph ends 90 days after the sale.” Dated 11/8/2012 Witkin & Neal, Inc. as said Trustee 5805 SEPULVEDA BLVD., SUITE 670 SHERMAN OAKS, CA 91411 (818) 845-8808 By: Susan Paquette Trustee Sales Officer THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. P1001195 11/16, 11/23, 11/30/2012

county where the real property is located and more than three months have elapsed since such recordation. Date: 11/16/12 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) – mortgageassistancepoint@usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877 RSVP-ADS or 877 778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77418. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.”

(RSVP# 294894)(11/23/12, 11/30/12, 12/07/12)

The Coto de Caza News

Page 25

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00529032-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MEHRAN AHMAD NEJAD MOGHADAS. Petitioner(s) MEHRAN AHMAD NEJAD MOGHADAS has/have filed a petition with this court on behalf for a decree changing name(s) as follows: MEHRAN AHMAD NEJAD MOGHADAS to MIKEL MOGADAS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on JANUARY 11, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 8, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News–11/23/2012, 11/30/2012, 12/07/2012, 12/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-0584569-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CRISTIAN JEMENEZ CEJA, a minor.

Petitioner(s) ANGELICA JIMENEZ CEJA has/have filed a petition with this court on behalf of CRISTIAN JEMENEZ CEJA, a minor, for a decree changing name(s) as follows: CRISTIAN JEMENEZ CEJA, a minor to CRISTIAN JIMENEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 02, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/9/2012, 11/16/2012, 11/23/2012, 11/30/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00610795-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KRISTIN MARIE CRONIN. Petitioner(s) KRISTIN MARIE CRONIN has/have filed a petition with this court on behalf for a decree changing name(s) as follows: KRISTIN MARIE CRONIN to KRISTIN MARIE CRONIN BOONE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on JANUARY 18, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 8, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News–11/23/2012, 11/30/2012, 12/07/2012, 12/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606245 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of PAUL OCEANN. Petitioner(s) PAUL OCEANN has/have filed a petition with this court on behalf for a decree changing name(s) as follows: PAUL OCEANN to PAUL RODRIGUEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 23, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00610455-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of STEFANIE CASARES. Petitioner(s) STEFANIE CASARES has/have filed a petition with this court on behalf for a decree changing name(s) as follows: STEFANIE CASARES to STEFANIE STRNAD. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on JANUARY 4, 2013 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 8, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/16/2012, 11/23/2012, 11/30/2012, 12/07/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606481-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ZACHARIA LARRY ISAIAH, a minor. Petitioner(s) AMY STIRBIS has/have filed a petition with this court on behalf of ZACHARIA LARRY ISAIAH, a minor, for a decree changing name(s) as follows: ZACHARIA LARRY ISAIAH, a minor to LARRY ISAIAH ZACHARIAH STIRBIS, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 22, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00608270-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of GRACE SUZANNE FLORESHEARD. Petitioner(s) GRACE SUZANNE FLORES-HEARD has/ have filed a petition with this court on behalf for a decree changing name(s) as follows:GRACE SUZANNE FLORES-HEARD to GRACE SUZANNNE JOHNSON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 31, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/16/2012, 11/23/2012, 11/30/2012, 12/07/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00606109-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DOMINIC BLAINE DUNLAP, a minor.

Petitioner(s) KENNETH CARLSON and CARISSA CARLSON has/have filed a petition with this court on behalf of DOMINIC BLAINE DUNLAP, a minor, for a decree changing name(s) as follows: DOMINIC BLAINE DUNLAP, a minor to DOMINIC BLAINE CARLSON, a minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 24, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

Page 26

The Coto de Caza News

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00607641 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT. Petitioner(s) IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT has/have filed a petition with this court for a decree changing name(s) as follows: IGNAZIO DANIEL FILANGERI aka RANDY FILANGERI aka RANDY VINCENT to RANDY VINCENT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on DECEMBER 14, 2014 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: OCTOBER 25, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 11/2/2012, 11/9/2012, 11/16/2012, 11/23/2012

APN: 833-361-19 TS No: CA05003001-11-1 TO No: 6331681 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED April 24, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 7, 2013 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on May 7, 2003 as Instrument No. 2003000521730 of official records in the Office of the Recorder of Orange County, California, executed by DAVID RUDKO, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of FIRST MORTGAGE CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21032 PENNINGTON LANE, TRABUCO CANYON AREA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $277,980.33 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05003001-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 17, 2012 TRUSTEE CORPS TS No. CA05003001-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.

Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: AUCTION.COM at 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1003330 11/23, 11/30, 12/07/2012

The Coto de Caza News

Christmas Gifts Just for Him

Bluetooth Keyboard for the iPad 2 What about a Bluetooth Keyboard that comes with a case?

Can you picture this? This is perfect to take on the go and sells for only $99.99 at formengifts. com. It is perfect for reading or just browsing movies.

Men’s Health Workout app This app is only $1.99. This app has over 20 of the most popular workouts. This app has a timer; you can record your weight for each exercise. Your man will have his 6-pack abs in no time. This app is found at artofmanliness.com.

Barbecue sauce If your man likes barbecue, he will surely love a jar of homemade barbecue sauce. The recipe for it can be found at the blackpeppercorn.com. You might get rambunctious and actually barbecue those mouth- watering ribs for him too.

Map coasters What do you think of coasters that look like a map? Your man will be sure to love this.They can be found at letbirdzfly.blogspot.com.

Keurig B70 Coffee maker, Single Serve Platinum This coffee maker is ideal for the coffee loving man. This is great for the man that needs that cup of coffee soon as he gets ups in the morning. It can be found at Macy. com. You can receive your flavor coffee within seconds. You receive a variety pack of coffees and tea with this coffee maker. You can throw that old coffee maker away and upgrade to this one. What an improvement this will be.

Desktop Charging Station Finally, this desktop charging Station can be found at Orvis. com. When your man is ready to charge his cellphone, PDA, MP3 player, and games, he can do so from this conveniently located charging station. Everything is in one place. There is space inside for a surge protector power strip which is included.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

WANT TO DRAW

A CROWD? TO YOUR STORE OR BUSINESS? PUT AN AD IN THE COTO DE CAZA NEWS AND WATCH WHAT HAPPENS

Air Conditioning KEEPING YOU

Comfortable

ALL YEAR LONG!

Family owned and Operated

Ask us about adding Attic Insulation!

Specializing in:

$1,000 OFF

• Home Comfort

ANY NEW

COMPLETE SYSTEM

• Product Reliability

(Furnace, Air Condenser & Coil)

• Quiet Operation

Expires 11/15/12

• Quality Service

$300 OFF

• Quality Installations

ANY NEW

• In-Door Air Quality • Energy Efficient Products

Don’t Wait… Call Today!

The Coto de Caza News (949) 589-9990

EFFECTIVE! AFFORDABLE! ATTRACTIVE!

November 23, 2012

FURNACE, AIR CONDITIONER or ELECTRONIC AIR CLEANER Expires 11/15/12 Lic. #853661

(949) 678-8747

www.ComfortAdvisors.com

Create a Beauty Gift Sampler for Her This Christmas

By ShawnTe Pierce Ever since I began receiving monthly beauty boxes, I have been thinking about how great making them for my best gals this Christmas would be. So, I have already begun collecting samples and full-size products from my monthly boxes. I have also been collecting a few extra miscellaneous items along the way.

If you think this would be a great idea for you to try this Christmas let me give you a few suggestions.

You never know; next year they may return the favor!

Make Use of Your Monthly Beauty Boxes I subscribe to two beauty boxes, Sample Society and Julep Maven.

I cannot use every sample in these boxes but I have friends who would love to try some of the products.

Therefore, I have been stashing some of these goodies away to include in gift boxes for Christmas and birthdays as well. There is no additional cost for me since I already have the products.

Purchase Minis of their Favorite Brands

Brands like Bath and Body Works and Avon are always coming out with new scents. Often they have sample vials or mini versions you can purchase. Purchasing these minis for your friends will allow them to try out the latest products from their favorite brands, all thanks to you!

Pick Free Samples They Love When you shop at Sephora, Miss Jessie’s, Smashbox and other beauty retailers, you get to pick free samples with certain purchases.

Instead of picking samples of things you want, choose ones you know your friends will love to try out. It costs you nothing but it will make you the best friend ever! products. Your friends will love you Freebie Tip: Miss Jessie’s allows for it and you do not have to come you to order two free sample packets out of pocket too much. from a limited selection of their products without making any additional Putting the Box Together purchase and shipping is on them!

This is the best part for me. I love finding boxes or pretty bags and fillPurchase Full Sizes When BOGO ing them with decorative tissue and Sales Hit arranging the gifts in an attractive Who doesn’t love a good “Buy manner. When creating your beauty One, Get One” (BOGO) sale? box or beauty bag I suggest placing Whether the “get one” is a freebie their full-sized product in the center or half-off deal, use that BOGO to with the minis and samples strategiget your friends full-sized beauty cally placed around it. Tie a pretty

bow or wrap it in gilded wrapping paper. Just make sure your box leaves the impression they have something wonderful waiting for them inside of it.

Are you excited to get started creating beauty boxes as gifts for your friends? I am and I cannot wait to put them together. There are a few BOGO sales happening right now that I need to check out and you should be on the lookout for some as well. Happy Holidays!

The Coto de Caza News

Page 27

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-473081-RM Order No.: 110474091-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAVID ANDREW SCOTT AN UNMARRIED MAN Recorded: 3/22/2007 as Instrument No. 2007000186508 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/14/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $265,182.31 The purported property address is: 65 VIA PAUSA, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 935-45-540 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-473081-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-473081-RM IDSPub #0040151 11/23/2012 11/30/2012 12/7/2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0136573 Title Order No. 11-0116386 APN No. 804-451-31 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/03/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RICHARD M JANICS, AN UNMARRIED MAN, dated 01/03/2006 and recorded 1/11/2006, as Instrument No. 2006000023197, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 21 RIVIERA, COTO DE CAZA AREA, CA, 926794810. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,000,731.05. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0136573. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170763 11/09, 11/16, 11/23/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0068236 Title Order No. 12-0120043 APN No. 636-121-02 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/15/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by MOHAMAD B. NOURMOHAMADIAN AND CYNTHIA KARCH NOURMOHAMADIAN, HUSBAND AND WIFE AS JOINT TENANTS, dated 04/15/2004 and recorded 7/14/2004, as Instrument No. 2004000633945, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25741 RAPID FALLS ROAD, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $641,999.88.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0068236. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170653 11/09, 11/16, 11/23/2012

Page 28

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-524263-EV Order No.: 6986161 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN BEASLEY AND SHANNON BEASLEY, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 8/31/2004 as Instrument No. 2004000790206 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/17/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $351,586.34 The purported property address is: 23405 CAMINITO SALADO APT 366, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-24-366 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-524263-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-524263-EV IDSPub #0040534 11/23/2012 11/30/2012 12/7/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-21691 Loan No.: 7100550792 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/6/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: EILEEN BENTLEY, A UNMARRIED WOMAN AND JOSHUA WEEKS, A SINGLE MAN Duly Appointed Trustee: Western Progressive, LLC Recorded 1/15/2004 as Instrument No. 2004000032906 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/18/2012 at 1:30 PM Place of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $510,822.23 Street Address or other common designation of real property: 29 WILLOWBROOK LANE, RANCHO SANTA MARGARITA, CALIFORNIA 92688 A.P.N.: 787-211-32 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-21691. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 11/11/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx For Non-Automated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant 11/23/2012 11/30/2012 12/7/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0072565 Title Order No. 10-6-045301 APN No. 939-94-260 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/22/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JAFFA PINCHAS, AN UNMARRIED WOMAN, dated 10/22/2004 and recorded 11/2/2004, as Instrument No. 2004000988047, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/17/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25212 TANOAK LANE, LAKE FOREST, CA, 926307001. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $266,648.14. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided

in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0072565. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170954 11/23, 11/30, 12/07/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-517088-VF Order No.: 120223964-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RODULFO A. PALACIO AND ILUMINADA C. PALACIO, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 10/5/2006 as Instrument No. 2006000665514 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $734,403.09 The purported property address is: 24672 PASEO VENDAVAL, LAKE FOREST, CA 92630 Assessor’s Parcel No. 610-014-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-517088-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-517088-VF IDSPub #0039494 11/9/2012 11/16/2012 11/23/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0071938 Title Order No. 10-6-172723 APN No. 932-47-129 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/03/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by MATTHEW WOOD, A SINGLE MAN, BY JAMES W. WOOD, HIS ATTORNEY IN FACT, WHOSE POWER OF ATTORNEY IS DATED, DECEMBER 17, 2004 AND RECORDED ON JANUARY 3, 2005, AS INSTRUMENT NO. 2005000001629 IN ORANGE COUNTY RECORDS, REFERENCE 104 27 P14 2, AND KAREN C. WOOD, A, dated 12/03/2008 and recorded 12/9/2008, as Instrument No. 2008000566028, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/17/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 19384 CASCADE DR, TRABUCO CANYON, CA, 926791136. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $339,346.45.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided,

NOTICE OF TRUSTEE’S SALE TS No. CA-09-298866-CL Order No.: 134559 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TODD KREJCI AND STEPHANIE KREJCI, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 1/19/2006 as Instrument No. 2006000043384 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,600,591.46 The purported property address is: 8 HUBBARD WAY, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 755-181-05 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-09-298866-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-09-298866-CL IDSPub #0040695 11/9/2012 11/16/2012 11/23/2012

and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0071938. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.171046 11/23, 11/30, 12/07/2012

Trustee Sale No. : 20120028700970 Title Order No.: 120277044 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/16/2003 as Instrument No. 2003001488399 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RICHARD L SWIHART III AND KRISTIN D SWIHART, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/29/2012 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 20702 EL TORO RD # 388, LAKE FOREST, CALIFORNIA 92630 APN#: 938-74-388 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $198,577.18. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale , and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700970.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/26/2012 NPP0209860 COTO DE CAZA NEWS 11/09/2012, 11/16/2012, 11/23/2012

November 23, 2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-21218 Loan No.: 34342493 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/11/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www. altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx, using the file number assigned to this case 2012-21218. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 10/29/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http:// www.altisource.com/MortgageServices/DefaultManagement/ TrusteeServices.aspx For Non-Automated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant

11/9/2012 11/16/2012 11/23/2012

T.S. No. 12-1566-11 Loan No. 1231142811 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/29/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: STEVEN S LEE, CYNTHIA S LEE, HUSBAND & WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 2/6/2007 as Instrument No. 2007000077830 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/7/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. Amount of unpaid balance and other charges: $1,044,853.42, estimated Street Address or other common designation of real property: 27302 VIA PRIORATO SAN JUAN CAPISTRANO, CA A.P.N.: 650-664-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-1566-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/7/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P1000343 11/16, 11/23, 11/30/2012

NOTICE OF TRUSTEE’S SALE File No. 7301.28902 Title Order No. 6771584 MIN No. APN 601-214-50 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/25/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): MICHAEL WILLIAM FLICK AND COURTNAY DENAULT FLICK, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 01/31/05, as Instrument No. 2005000077789,of Official Records of ORANGE County, California. Date of Sale: 11/29/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 2 MARSEILLE WAY, FOOTHILL RANCH, CA 92610 Assessors Parcel No. 601-214-50 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $482,678.83. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7301.28902. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 30, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.28902: 11/09/2012, 11/16/2012,11/23/2012

The Coto de Caza News

Page 29

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. 11-0110416 Title Order No. 11-0090757 APN No. 833-163-39 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/08/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MARIELOS Y HINNAOUI, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 12/08/2005 and recorded 12/15/2005, as Instrument No. 2005001005604, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 28 VIA JOAQUIN, RANCHO SANTA MARGARITA, CA, 926881991. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $774,993.84. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 11-0110416. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/ Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

FEI # 1006.150322 11/09/2012, 11/16/2012, 11/23/2012

Trustee Sale No.: 20120169804285 Title Order No.: 120270484 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/26/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/29/2009 as Instrument No. 2009000275834 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: JOHN L. KELLER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/3/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 24981 SILVERLEAF LANE #95 , LAGUNA HILLS, CA 92653 APN#: 933-89-095 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $395,385.15. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120169804285. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/29/2012 P995372 11/9, 11/16, 11/23/2012

Page 30

NOTICE OF TRUSTEE’S SALE TS No. 12-0001981 Title Order No. 10-6-437994 APN No. 606-232-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by BERENICE RODRIGUEZ, A SINGLE WOMAN, dated 04/20/2006 and recorded 4/26/2006, as Instrument No. 2006000282092, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 19496 JASPER HILL RD, LAKE FOREST, CA, 926791193. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,164,174.27. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0001981. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166288 11/09/2012, 11/16/2012, 11/23/2012

T.S. No. 12-2072-11 Loan No. 3013743426 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LYNN ROLLINS, A SINGLE WOMAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 05/30/2007 as Instrument No. 2007000345082 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/3/2012 at 09:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $373,264.36, estimated Street Address or other common designation of real property: 22441 CAMINITO GRANDE #69 Laguna Hills, CA A.P.N.: 936-42-069 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-2072-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/26/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P997347 11/9, 11/16, 11/23/2012

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-518667-VF Order No.: 120240930-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL S. BOWDEN AND BENILDA D. BOWDEN, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 7/21/2006 as Instrument No. 2006000488902 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $453,826.45 The purported property address is: 158 LAS FLORES, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 931-76-426 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-518667-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-518667-VF IDSPub #0039782 11/16/2012 11/23/2012 11/30/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-506107-VF Order No.: 120125494-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PHILLIP A WATTS AND MARCINA E WATTS, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 11/14/2005 as Instrument No. 2005000912662 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/7/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $829,893.34 The purported property address is: 21101 KENSINGTON LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 613-741-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-506107-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506107-VF IDSPub #0039840 11/16/2012 11/23/2012 11/30/2012

APN: 935-43-428 TS No: CA09003296-12-1 TO No: 95301959 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 19, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 17, 2012 at 09:00 AM, Grand Ballroom at Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 27, 2006 as Instrument No. 2006000867571 of official records in the Office of the Recorder of Orange County, California, executed by ELIANA B MARTIN AN UNMARRIED WOMAN, as Trustor(s), in favor of INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 12 GALLERIA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $300,081.46 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold

the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09003296-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 15, 2012 TRUSTEE CORPS TS No. CA09003296-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.

Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL AUCTION.COM at 800.280.2832 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1002728 11/23, 11/30, 12/07/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

mUSIC MUSIC LESSONS OC Music Center located in RSM at Empressa & Aventura www. ocmusiccenter.com. Call 949-858-0900

Tutor EXPERIENCED Math Tutor in RSM! R e t i r e d M a t h Te a c h e r Tu t o r i n g Elementary through College Algebra. Call 949-521-2526hilcare

employment Display Advertising Sales Representatives.

Experienced ad sales representatives to sell ads for South Orange County’s top 5 weekly newspapers. Weekly draw against commissions, benefits, protected accounts.

Experienced only, no trainees. Fax resume in confidence to (949) 589-6429 HOME SERVICES RIGHT CHOICE MOVING – Local & Long Distance. Packing & Unpacking. Pianos. Fully Insured. Www.rightchoicemoving.com. Free Estimates - Call 866-668-3881 HOME HELPERS “Makes Life Easier” by providing in-home care, transportation, shopping, laundry and emergency response systems. Call 949-599-5470. www. homecarelagunahills.com RENT A HUSBAND – Home Repairs. Large and Small Electrical, Plumbing, etc. Local Resident! 949-689-5545 CUSTOM WOOD STAINING/REFINISHING. Time To Update Your Stairs Or Cabinets.

Add Value and Beauty To Your Home. Stain Matching, Refinishing, Lacquering, Glazing and Varnishing. Local References Available.

714-299-5202 FINISH CARPENTRY. Doors, Crown, Mantels, ALL Woodwork. 25 years in Coto de Caza and References. Patrick Lee 949-887-5534

HOUSECLEANING by Polish Married Couple.

Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com The QUIETMAN Handyman Services. Special on Rain gutter cleaning! Home, Yard and Pool maintaince. Affordable and Dependable.

References available. Kevin 949-939-7965 WOOD Specialties – Interior, exterior molding, paneling, door, cabinets, patio covers, decks, gates, termite repair. Additions, remodeling.

Lic#477356 Guy Gates (949) 306-8510 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949-293-5691

stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458

Homes For Lease COTO CONDO FOR RENT. FAIRWAY OAKS $2,150. 2 Bedroom, 2 Bathroom along Coto’s North Course. Attached garage. Refrigerator, Washer/Dryer Included. Pets Welcome. 949933-1784. wanted POOL TABLE WANTED. Anyone Want to Sell their Pool Table? Call Rick at 714-745-9354 For rent Private Yacht Available For The Newport Beach Boat Parade Dec. 19-23. Party Aboard While Watching The Parade. Call 714-313-9771

For sale Burial Lot in Pacific View Memorial Park, Corona Del Mar, California. The Lot is located in Pacific Garden.

Double Internment Privileges. This property retails for $42,000, will sell for $39,500. Call 949-584-7175 for more information.

legal Notices

legal Notices

NOTICE OF TRUSTEE’S SALE TS No. 12-0070919 Title Order No. 11-6-137746 APN No. 778-021-03 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/18/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID LAWRENCE AND KIMERA LAWRENCE, HUSBAND AND WIFE AS JOINT TENANTS, dated 02/18/2010 and recorded 2/22/2010, as Instrument No. 2010000083182, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/17/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 35 FONTAIRE, COTO DE CAZA (AREA), CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $777,173.97. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and

expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0070919. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170757 11/23/2012, 11/30/2012, 12/07/2012

November 23, 2012

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0067911 Title Order No. 12-0119764 APN No. 804-461-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JASON BITTICK AND JANET BITTICK, HUSBAND AND WIFE, AS JOINT TENANTS, dated 04/13/2004 and recorded 4/20/2004, as Instrument No. 2004000330569, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/10/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 15 LEXINGTON WAY, COTO DE CAZA, CA, 926790000. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $679,208.64.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0067911. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170975 11/16, 11/23, 11/30/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0020961 Title Order No. 12-0034583 APN No. 601-153-56 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KEVIN J. FIDEL AND KELLY FIDEL, HUSBAND AND WIFE, AS JOINT TENANTS, dated 07/25/2007 and recorded 7/31/2007, as Instrument No. 2007000478237, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/10/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 6 BELL VISTA, LAKE FOREST (FOOTHILL RANCH AREA), CA, 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $863,588.02. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0020961. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.171100 11/16/2012, 11/23/2012, 11/30/2012

CLASSIFIEDS WORK FOR YOU 24 HOURS A DAY!

CLASSIFIED ORDER FORM $1 Per Word ($15 Minimum)

Start Date:

Category Desired: 1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

TOTAL WORDS:______ $

Please select newspapers below.

Add 1 or more extra newspapers at half price for each. Please run my ad

Coto de Caza News Mission Viejo News Ladera Ranch News San Clemente News Newport News

times.

TOTAL $ Please Bill My Credit Card:

MC AMEX

Visa

Card# Exp:

/

3/4 Digit Code:

Name: Address: City:

State:

Phone: (

Zip:

)

Fax Credit Card Orders to

949-589-6429

DEADLINE IS NOON TUESDAY!

949-589-9990

23472 Vista del Verde, Suite 6, Coto de Caza, CA 92679

The Coto de Caza News

Page 31

November 23, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

NORA GALLOGLY ~ Local Real Estate Market Leader ~

“Uncompromising Personal Service” your coto de caza specialist

Over $20 Million Sold in 2011! - On Track to do More in 2012!

I wish you and your family a wonderful holiday season!

IN ESCROW!

IN ESCROW!

SOLD!

SOLD!

SOLD!

SOLD!

Represented Buyer 22 Hawthorne Lane Coto De Caza, CA Sold At: $1,440,000

Represented Seller 14 Flat Iron Coto De Caza, CA Sold At: $1,325,000

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

SOLD!

Representing Seller 15 Sarazen Lane Coto De Caza, CA Listed At: $1,249,900

Represented Seller 19 Oakbrook Coto De Caza, CA Sold At: $1,575,000

Represented Buyer & Seller 3 Flax Court Coto De Caza, CA Sold At: $1,410,000

Represented Buyer 116 Vela Ct Coto De Caza, CA Sold At: $1,235,000

Represented Buyer 23646 Via Halcon Coto De Caza, CA Sold At: $930,000

Represented Buyer and Seller 2 Pictor Coto De Caza, CA Sold At: $765,000

Represented Seller 27 Via Anadeja Rancho Santa Margarita, CA Sold At: $650,000

nora gallogly

(949) 933-5079 Page 32

The Coto de Caza News

nora@noragallogly.com www.noragallogly.com

Representing Seller 6 Flagstone Coto De Caza, CA Listed At: $1,599,000

Represented Seller 5 Via Presea Coto De Caza, CA Sold At: $1,930,000

Represented Seller 12 Hubbard Coto De Caza, CA Sold At: $1,085,000

Represented Buyer 10 Golden Poppy Coto De Caza, CA Sold At: $1,075,000

Represented Buyer 4 Tortoise Shell Coto De Caza, CA Sold At: $1,300,000

Represented Buyer 24 Downfield way Coto De Caza, CA Sold At: $765,000

Represented Buyer 17616 Sherbrook Drive Tustin, CA Sold At: $675,000

DRE: 01332277 AGENT ALLIANCE OC