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Project Playhouse Winners Adorable Playhouses Benefit Orange County’s Homeless Grand Award Winner William Lyon Homes “Victorian Surprise”

September 21, 2012

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 21, 2012

Recording Artist Elliott Yamin To Duet With Singer-Songwriter and Rare Disease Patient Gracie Van Brunt at Global Genes | Rare Project Benefit Global Genes | R.A.R.E. Project (www.globalgenes.org) today announced that recording artist and “American Idol” season 5 finalist Elliott Yamin, will share the stage with Gracie Van Brunt, a young girl battling a rare genetic disease called ShwachmanDiamond Syndrome, when they duet together at the ‘RARE Tribute to Champions of Hope’ benefit on September 27, 2012, at the Balboa Bay Club & Resort in Newport Beach, CA. “Gracie, and the millions of other children battling little known rare and genetic diseases, are true heroes of mine,” said Elliott Yamin. “I am honored and humbled to sing with Gracie and inspired each day by her bravery and tenacity.”

Gracie will also perform a special song of hope that she wrote, which chronicles her journey as a Shwachman-Diamond Syndrome patient. The rare congenital disease affects the bone marrow, pancreas and skeleton and patients are at risk for experiencing serious and sometimes fatal infections, as well as leukemia, osteoporosis and diabetes.

Guests will also enjoy special musical performances by Universal Republic/ Faircraft Records recording artist Chris

Mann and singer-songwriter Katrina Parker, both fan favorites and stars of the second season of the NBC hit television show “The Voice.”

In addition to musical performances

by Elliott Yamin, Gracie Van Brunt, Chris Mann and Katrina Parker, “Grey’s Anatomy” star Jason George will join actors Nestor Serrano (Act of Valor, The Negotiator, The Insider, Secretariat) and Meagan Tandy (Jane By Design, 90210, CSI: NY, Dark Blue) to introduce some of the evening’s distinguished honorees including Henri Termeer, Former President and CEO of Genzyme. Mr. Termeer will receive a special Lifetime Achievement Award for his groundbreaking work in developing innovative drugs for rare diseases.

To purchase tickets to the “RARE Tribute to Champions of Hope” benefit visit: http://globalgenes.org/2012Tribute. Interviews are available before the event and onsite at the event with Global Genes | R.A.R.E. Project executives, parent advocates, celebrity hosts and performers.

Global Genes | R.A.R.E. Project is the leading non-profit organization advocating for the roughly 30 million Americans and approximately 350 million people worldwide who are af-

fected by rare and genetic diseases and disorders. The non-profit organization promotes the needs of the rare and genetic disease community under a unifying symbol of hope – the Blue Denim Genes Ribbon™. In the United States, a disease is considered rare if it affects fewer than 200,000 Americans per disease. According to the National

Institutes of Health (NIH), there are nearly 7,000 such rare diseases and an estimated 95% do not have a single approved drug treatment.

Web: http://globalgenes.org/ Twitter: @GlobalGenes Facebook: http://www.facebook.com/ globalgenesproject

Robert Gavin & William Hayes

invite you to join them for a reception in support of:

Congressman Darrell Issa Sunday, September 23rd

Reception Only: 4:30pm - 6:00pm Couples $200 - Individuals $150 Private Dinner following at 6:00pm - call for details.

Hon. Darrell Issa

Coto de Caza Golf & Racquet Club 25291 Vista Del Verde Coto de Caza, CA 92679 RSVP to john@IssaforCongress.com For more information call 760-598-3535

Paid for by the Darrell Issa Victory Fund, a joint fundraising committee authorized by and composed of Issa for Congress, Invest in a Strong and Secure America ISSA PAC, and the National Republican Congressional Committee.

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Page 3

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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NewSCRipts at South Coast Repertory Brings Hope and Gravity, Playwright and Audiences Together

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

Life, love and happiness are never predictable—but they make for great comedy. They’re at the core of Michael Hollinger’s funny new play Hope and Gravity, featured in a staged reading on Monday, Oct. 8, at 7:30 p.m., as part of the 27th season of the NewSCRipts reading series at South Coast Repertory.

Hope and Gravity is a fast-paced, non-linear comedy about people trying to connect in a disconnected world. Five actors portray 10 characters, including: Jill’s in love with Steve, but he’s engaged to Barb.

Neighbors Marcus and Jack squabble over their adjoining fence, but share more than they know. Poetry professor Douglas is a master whose damaged memory makes him claim the poetry of T.S. Eliot, Walt Whitman, and Sylvia Plath as his own.

“Michael Hollinger’s writing is sharp, poignant and funny,” said SCR literary manager Kelly Miller.

“While reading Hope and Gravity, I found myself laughing out loud one minute and the next, moved by the truth of the characters’ emotions and situations.”

Hollinger’s plays include GhostWriter, Opus, Tooth and Claw, Red Herring, Incorruptible, Tiny Island and An Empty Plate in the Café du Grand Boeuf. His works have been premiered at Philadelphia’s Arden Theatre Company with subsequent productions in the United States and Europe, including New York, London, Paris and Athens. In 2009, the musical A Wonderful Noise, co-authored with Vance Lehmkuhl, premiered at Creede Repertory Theatre. In 2011, his new translation of Edmond Ros-

tand’s Cyrano de Bergerac, co-adapted with Aaron Posner, premiered at the Folger Theatre in Washington, D.C. Hollinger is the recipient of numerous awards including a Steinberg New Play Citation from the American Theatre Critics Association, Los Angeles Drama Critics Circle Award, Mid-Atlantic Emmy, Edgerton Foundation New American Plays Award, four Barrymore Awards, including the F. Otto Haas Award for an Emerging Theatre Artist. He has been nominated for Lucille Lortel and John Gassner awards, and fellowships from the Independence Foundation, Mid-Atlantic Arts Foundation, and Pennsylvania Council on the Arts.

He is an associate professor of theatre at VillanovaUniversity.

Past NewSCRipts readings include Donald Margulies’ Collected Stories, Richard Greenberg’s Three Days of Rain and Amy Freed’s Freedomland, all of which went on to New York productions. Plays selected for the NewSCRipts series have earned six Pulitzer Prize nominations; Margaret Edson’s Wit won the prize in 1999 SCR launched the NewSCRipts playreading series in 1985 to bring the audience into the process of creating new works with emerging and established playwrights. After each public reading on the Julianne Argyros Stage, audience members engage in lively exchanges with the playwright and are active participants in the play’s development by providing valuable feedback for

the writer.

South Coast Repertory’s NewSCRipts series is generously underwritten by Elaine J. Weinberg.

TICKETS to the NewSCRipts reading of Hollinger’s Hope and Gravity may be purchased online at www.scr.org, by phone at (714) 708-5555 or in person at the SCR box office. Tickets are $12, and include audience discussions with the playwright and dramaturg.

LOCATION: SouthCoast Repertory is located at 655 Town Center Drive in Costa Mesa, at the Bristol Street/Avenue of the Arts exit off the San Diego (405) Freeway in the FolinoTheatreCenter, part of the SegerstromCenter for the Arts.

Parking is available off Anton Blvd. on Park Center Drive.

ONSTAGE AND COMING UP: Currently onstage at SCR is Sarah Ruhl’s Eurydice, which runs through Oct. 14. Coming up: Bill Cain’s How to Write a New Book for the Bible, Oct. 19-Nov. 18; Greg Banks’ Robin Hood, part of the Theatre for Young Audiences series, Nov. 2-18; and the holiday tradition, Charles Dickens’ A Christmas Carol, Nov. 24-Dec. 24.

“We think sometimes that poverty is only being hungry, naked and homeless. The poverty of being unwanted, unloved and uncared for is the greatest poverty.

We must start in our own homes to remedy this kind of poverty.”

Mother Teresa

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 21, 2012

Wine Revolutionaries Call America Home

By David White One of the hottest winemakers in France is Jerome Bressy, the proprietor of Domaine Gourt de Mautens the Southern Rhone village of Rasteau.

Over the past decade, he’s developed quite a reputation. American wine critic Robert Parker has called his winery “sensational,” and France’s two leading wine commentators, Michel Bettane and Thierry Desseauve, have said Bressy deserves recognition as one of the Rhone’s great winemakers.

This past year, Bettane and Desseauve honored Bressy for producing both the “Best White” and the “Best Rosé” in the Southern Rhone.

But next year, thanks to a recent decision by French regulators, Bressy may find it difficult to market his wines.

The reason? In France, strict laws dictate winegrowing and winemaking -- and Bressy violated the rules. Even

though the basis for many of these rules make sense, Bressy’s tale helps explain why adventurous winemakers feel more welcome in America.

French wine laws trace back to 1935.

At the time, globalization threatened the dominance of French wines, so lawmakers created a system to guarantee both quality and geographic typicity. Some laws codified tradition -- like what grapes could be grown where -- and others detailed total minutiae, like vine density.

Because of these laws, consumers know what to expect from French wine. Red Burgundy is Pinot Noir; white Burgundy is Chardonnay; Sancerre is Sauvignon Blanc; and so on.

Jerome Bressy’s “offense” is hardly offensive.

A student of history, Bressy has spent the last few years reintroducing traditional grapes to his vineyard. So today, about 23 percent of Bressy’s estate is planted with obscure grapes like Vaccarese, Counoise, Muscardin, which are interspersed with the more common Grenache, Mourvedre, and Syrah. By French law, these minor varieties can only comprise only 15 percent of a red wine labeled from Rasteau.

So to label his wines as the market expects, Bressy has no choice but to rip up some of his vines or alter his blend.

This despite the fact that his bottlings are historically accurate -- and that France’s

wine laws were designed, in part, to codify tradition.

At worst, Bressy seems guilty of “creative eccentricity.” That’s how VinConnect, a U.S. company that enables consumers to order wines directly from Gourt de Mautens, has described the winemaker. But he’s hardly a revolutionary -- Bressy’s transgression is rooted in respect for his vineyard and its history.

It’s no wonder why wine writer Alder Yarrow once criticized French regulators for being “ignorant, stubborn, and backwards.”

Needless to say, true revolutionaries find it difficult to make wine in France.

They turn to the new world, where experimentation and innovation is embraced.

Consider Syrah. Today, some of California’s most exciting Syrah comes from incredibly cool climates historically associated with Pinot Noir. Producers like Wind Gap and Arnot-Roberts -- who both make their wine out of an old appleprocessing facility in Sonoma County -- craft stunning Syrah from vineyards where grapes struggle to ripen.

If a winemaker in France wanted to experiment with Syrah in the cool climate of Burgundy, it’d be nearly impossible to sell his wines, as it’d be illegal to note where the grapes originated.

In the United States, winemakers aren’t limited by such strict laws. Indeed, the teams at Wind Gap and Arnot-Rob-

erts are constantly on the lookout for esoteric grapes with potential in California’s vast and varied climate. Arnot-Roberts, for example, crafts a delicious rosé from Touriga Nacional, a Portuguese variety.

Wind Gap makes a highly regarded white using Trousseau Gris, a variety that’s even rare in its ancestral home of eastern France.

Elsewhere in Sonoma, 31-year-old Morgan Twain-Peterson of Bedrock Wine Company is making distinctly American wines that would make Jerome Bressy smile. Twain-Peterson is best known for using some of California’s oldest vines to make traditional California field blends.

In Napa Valley, a group of renegade winemakers is eschewing Cabernet Sauvignon in favor of intensely floral, crisp whites inspired by the wines of northeastern Italy. One label worth finding is Massican, whose owner, Dan Petroski, studied winemaking in Sicily.

Another is Arbe Garbe, owned by an Italian named Enrico Bertoz who moved to California in 1998.

Across the United States, examples like these abound. The wine world benefits tremendously from these vintners -- those who innovate new wines and preserve something special. In many ways, America is home to more winemakers like Jerome Bressy than France.

That’s worth celebrating.

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September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Bold Rock Musical at Saddleback College The Department of Theatre Arts at Saddleback College is presenting Spring Awakening, book and lyrics

by Steven Sater, music by Duncan Sheik and based on the play by Frank Wedekind, on October 19-28 in the Studio Theatre. Directed by Daniel R. Trevino, with choreography by Ellen Prince and musical direction by Christopher Smith, this youthful coming-ofage musical took Broadway by storm, winning eight Tony Awards including Best Musical. Adapted from Frank Wedekind’s 1891 Expressionist play that caused a scandal in 19th-century Germany, this bold and touching musical, with its acclaimed rock score

by Duncan Sheik and Steven Sater, follows a group of teenagers as they navigate the confusing and often troubled waters of adolescence and their budding sexuality. Contains adult content and is recommended for mature audiences.

Dates: October 19, 20, 23, 24, 25, 26, 27 at 8 pm and October 21, 28 at 3 pm.

Tickets can be purchased by calling (949) 582-4656 (noon-4 Wednesday-Saturday) and online at www.

saddleback.edu/ arts. Prices are $15 general; $10 students/seniors.

The Department of Theatre Arts program at Saddleback College produces several fully-staged shows in which students are encouraged t o p a r t i c i p a t e .

Theatre Arts students are given the opportunity to audition for every production and Theatre Arts students are given priority in the casting process. In addition there are numerous opportunities for students to contribute in backstage activities of all college productions.

Saddleback College is located at 28000 Marguerite Pkwy in Mission Viejo, just east of Interstate 5 at the Avery Parkway exit. Free parking is available in Lot 12. Take Avery

Parkway to Marguerite Parkway turn left to the third traffic light, which is Saddleback’s Marguerite entrance.

Turn right into the campus and take the third left to Theatre Circle, turning right into Lot 12.

Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community.

Having served more than 500,000 students since 1968, Saddleback College offers over 300 degree and certificate programs to help students reach their personal, career, and educational goals. For more information, please visit www.saddleback.edu and for Fine Arts information, please visit www.saddleback.edu/arts.

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September 21, 2012

CAPISTRANO UNIFIED TRUSTEES PRAISE SUPERINTENDENT’S PERFORMANCE Trustees of the Capistrano Unified School District (CUSD) this week praised and thanked Superintendent Joseph M. Farley, Ed.D. for the significant role he has played in building morale and a spirit of cooperation in the District. The comments were part of the Board’s annual evaluation of the school system’s chief executive.

Farley, who is beginning the third year of a four-year contract, is responsible for more than 50,000 students at 56 schools and more than 4,000 employees. Trustees evaluated the superintendent’s performance for the 2011-2012 school year, his second with the District.

“The CUSD Board of Trustees wholeheartedly supports Dr. Farley in all his efforts to raise the expectation of instruction in all of our schools and for all of our students,” Board President Dr. Gary Pritchard said. “The Board acknowledges the difficulties placed on all school districts in the state and commends Dr. Farley’s leadership in presenting a way forward for our District,” Pritchard added.

The Board discussed the superintendent’s performance at several recent closed session meetings. Farley compiled a lengthy list of accomplishments from the 2011-2012 school year, just as he did at the conclusion of his first year in the District. Some of the cited accomplishments include: · Opening four new instructional programs and focusing District-wide attention on classroom instruction · Negotiating nearly $40 million in reduced employee compensation as part of a $51 million budget reduction for the 2012-2013 school year · Completing the San Juan Hills High School pool and stadium projects · Having all six high schools ranked among the Top 5 percent in the country Pritchard reported that Farley “surpassed the Board of Trustees’ outlined goals” in the superintendent’s annual evaluation by developing instructional leadership, setting clear objectives, holding managers and teachers accountable, and reaching out to parent groups.

“I want to thank the Board of Trustees for its vote of confidence. Many staff members contributed to these accomplishments and I would like to recognize their work,” Farley said. “I continue to be very proud to be associated with the Capistrano Unified School District and the excellent instructional program provided by its staff.”

In addition to Board President Pritchard, the CUSD Trustees include Vice President John M. Alpay, Clerk Lynn Hatton, Ellen Addonizio, Jack R. Brick, Anna Bryson, and Sue Palazzo.

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September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Santa Margarita Eagles Dismantle Carson Colts in demolition derby at Saddleback College 72-0

Eagle wide receiver Connor O’Brien goes high to bring in a Johnny Stanton pass in the Eagles’ opening drive

Story and Photos By: Steve Wylie If the purpose of this battle last Friday was to demonstrate that the Santa Margarita Eagles are deserving of their steadily growing reputation as the top team in Southern California, then Mission Accomplished!

While all the experts predicted a convincing Santa Margarita victory over a rebuilding Carson quad last Friday night, no one anticipated a first half onslaught that produced nine touchdowns and a total of 65 points from the Eagles. When it was over, the Santa Margarita Eagles posted their largest margin of victory ever with a 72-0 shellacking of the Carson Colts at Saddleback College.

The Eagles, coming off a 55-0 victory over Trabuco Hills the previous week, have put up 127 points and given up none in their last two games, and have outscored their opponents 189-20 in the preseason thus far.

Had this been a boxing match, the bout would have been stopped in the first round. Santa Margarita scored on every possession in the first half.

Quarterback Johnny Stanton initiated the scoring on the Eagles’ opening drive with a nine yard run to the end zone. A two-play drive on the Eagles’ next possession was capped by an athletic touchdown by wide receiver River Cracraft, followed shortly thereafter by the a nine yard blast by Ryan Wolpin.

It would be the first of six rushing touchdowns, setting a new school record by the senior back.

At the end of the first quarter, the Eagles led 21-0.

Another Stanton scoring strike to Cracraft from 21 yards out at the beginning of the second quarter set Page 8

the stage for a 44-point scoring binge. Three consecutive rushing touchdowns by Wolpin on carries of 4, 11, and 9 yards gave the Eagles a 49 point lead with just over five minutes left in the first half.

Overmatched and outgunned from the beginning, by this point the Colts simply couldn’t pull it together. The second errant snap by the Colts’ long snapper sailed over the punter’s Johnny Stanton takes off on a 9 yard run for the Eagles’ first of ten head and out of the end touchdowns. zone for an Eagle safety.

Carson’s ensuing kick to the Eagles was returned ita defense and their own mistakes, Carson manby RJ Mazolewski 62 yards for a touchdown. aged just 123 yards total offense and two forays The next Eagle possession took one play, as into Eagle territory. The last one, late in the fourth Wolpin scored his fifth rushing touchdown from quarter, drove deep into the Eagle red zone, but the 35 yards out, making the score at halftime 65-0. stalwart Eagle goal line defense repelled the attack.

Ryan Wolpin tallied 173 yards on 15 carries and Where is the Humane Society when you need them? Mercifully, the teams agreed that the second scored six touchdowns, a school record. Quarterhalf would be played under a running clock. That back Johnny Stanton connected on 13 of 15 passes didn’t stop Wolpin from getting his sixth rushing for 187 yards and two touchdowns, both to River touchdown of the night on a 50-yard rambling Cracraft, plus his own rushing touchdown. Cracraft tour of the Carson secondary, on the Eagles’ first had seven catches for 124 yards.

The Eagles’ next opponent is St. Bonaventure play. Mercifully, at 8:29 into the third quarter, the assault on the Carson end zone ended at 72-0. of Ventura, coming into the contest ranked numStymied all night by an aggressive Santa Margar- ber 14 in the State. Kickoff time Friday night at Saddleback College is 7:00 p.m.

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 21, 2012

The Eagle defense swarmed Carson ball carriers all night long.

Gian Carlo Spinosi brings down Colt running back Kendall Sparks in an open field tackle as Eagle safety Connor O’Brien closes in from downfield.

Ryan Wolpin sweeps left to score the Eagles’ tenth touchdown. Wolpin rushed for 173 yards on 15 carries and scored six touchdowns, a new Eagle record.

River Cracraft en route to his first of two touchdowns in the Eagles’ 72-0 victory over Carson.

The Coto de Caza News

Page 9

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Winning Entries Announced for Beloved Playhouses That Will Open ‘Doorways For Hope’ For Orange County’s Homeless With its annual gala fundraiser less than three weeks away, HomeAid Orange County has announced the winning entries in its 21st annual Project Playhouse, a unique and cherished event that delights children and adults while providing crucial assistance to the county’s growing population of homeless women, men and children.

The winning playhouses, announced at a V.I.P. party Sept. 13 at South Coast Plaza’s Jewel Court, will be auctioned off at HomeAid’s signature fundraising event at the Balboa Bay Club in Newport Beach on Oct. 5. The theme of this year’s fundraiser is “Doorways for Hope.”

The Grand Award – Best in Show award went to “Victorian Surprise” by William Lyon Homes, whose creation also won in three other categories: The Craftsman Award – Best Craftsmanship, The Designer Award – Best Interior Design, and The Kermit Dorius Award – Best Architectural Design.

The Grand Award – Runner-up was awarded to Shea Homes for “A TradePartners® Christmas Story, which also won The Imagination Award – Most Imagination.

Team HomeAid was honored with The Secret Garden Award – Best Landscape for “The Queen’s Garden Cottage,” while the Roger Seitz Memorial Award – Best Modern Design went to “Surfer Shack” by BIA/OC Next Gen Group.

“We congratulate all the winners and thank them for their amazing creativity and devotion to a cause that should be close to every Orange County resident,” said Scott Larson, executive director of HomeAid Orange County, based in Irvine. “These playhouses are a tangible symbol of compassionate efforts to help the homeless restore dignity and regain

financial independence.”

Project Playhouse is the centerpiece of HomeAid Orange County’s ongoing commitment to helping the homeless. Since it began in 1992, the annual event has raised more than $6.3 million to help the 23-year-old non-profit organization complete 49 housing developments, which were gifted to 25 service providers who provide aid and shelter to homeless men, women and children.

Major sponsors of this year’s Project Playhouse, in which homebuilders, trades, architects and designers have donated their talents and resources to design and build whimsical creations, include Bank of America, PCV Murcor, Province Group/Newport Equities LLC and the Russ and Kathy Van Cleve Foundation. HomeAid is also pleased to announce Auction.com as a first time sponsor as well as the provider of live, online playhouse bidding. For more information about how to bid live online visit projectplayhouse.org.

For the first time in the history of the event, the beautiful playhouses are on display during the Festival of Children® at South Coast Plaza from Sept. 1 to Sept. 30, outside Macy’s valet and in Jewel Court. Visitors are able to peer through the doors and windows of the playhouses from noon to 4 p.m. Saturdays and Sundays.

Interested parties who wish to bid on a playhouse can arrange a private tour by contacting HomeAid at 949553-9510.

In another first for the 2012 version of Project Playhouse, global pop icon Hello Kitty was on hand Aug. 30 to greet the arrival of four playhouses at South Coast Plaza. Hello Kitty, the creation of global lifestyle brand Sanrio, once again will visit the destination retail center for an autograph

“Victorian Surprise” offers an exceptional interior Page 10

The Coto de Caza News

Best in Show award went to “Victorian Surprise” by William Lyon Homes

signing on Saturday, Sept. 22 from noon to 4 p.m. in Jewel Court.

The month-long display of the playhouses is being held in conjunction with the 11th annual Festival of Children at South Coast Plaza.

Sponsored by the national Festival of Children Foundation, the celebration features free weekend activities, celebrity appearances, live performances and more than 75 charities that serve children. Festival of Children Foundation was founded in 2002 with the mission of improving children’s lives by strengthening the charities that serve them. September is National Child Awareness Month.

For all ticket and auction bidder information for the fundraising gala on Oct. 5 and information about how you can bid live online please visit projectplayhouse.org.

HomeAid Orange County is the founding chapter of a national nonprofit organization with the mission to build dignified housing where homeless families and individuals can rebuild their lives. Founded in 1989 by the Orange County Chapter of the Building Industry Association

of Southern California, HomeAid acts as the housing developer and liaison between service providers, community volunteers, builders and specialty contractors. To date, the organization has completed 49 housing developments that serve victims of domestic violence, pregnant homeless women, and abused and abandoned children.

Developments range from small renovations to multi-million dollar projects located throughout Orange County.

For more information, please visit www.homeaidoc.org.

Festival of Children Foundation is a 501 (c) (3) nonprofit organization that serves to bring together and coordinate the efforts of charities, companies and individuals who actively work to improve the lives of children.

Festival of Children Foundation gives a voice, guidance and support.

100% of the administrative costs are covered by designated funding, allowing donations to go further in direct support of programs and services that improve the lives of children. For more information, please visit www. festivalofchildren.org.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 21, 2012

NEW CITY MANAGER JENNIFER CERVANTEZ HONORED AT WELCOME TO RANCHO SANTA MARGARITA RECEPTION DOVE CANYON COUNTRY CLUB CROWD SEEMS CHARMED BY NEW CITY MANAGER A cheerful crowd of Rancho Santa Margarita residents filled the banquet room of the Dove Canyon Country Club to rub shoulders with some of the city’s most influential residents and to welcome the newly-appointed City Manager Jennifer Cervantez. The mood was festive and the conversation lively as uniformed waiters offered cocktails and huge trays of hors d’oevres among the well-dressed guests. City council person Carol Gamble, Mayor Anthony Beall, and city planning Commissioner Brad McGirr and former Rancho Santa Margarita Mayor Jim Thor were also among those attending.

Cervantez was eloquently introduced by Rancho Santa Margarita Mayor Anthony Beall and was roundly applauded by the crowd of approximately 100. After a brief speech in which she glowingly expressed how happy she was to be here in Rancho Santa Margarita, she then displayed her mastery of her political skills by meeting with every single person in the room and personally expressing her interest and appreciation to each of them for their attendance.

Amazingly, she appeared to know each of them by name.

Cervantez is certainly no novice and can manage a crowd as easily as she manages the staff of City Hall which includes 19 full time employees and approximately 70 additional contract staff members. She is often seen strolling the halls of the city offices pausing to visit with each and every person during the workday. In her previous position as Assistant City Manager for the City of La Habra, she earned a reputation for being “tough but fair”. Several of her accomplishments there were handling difficult labor contract negotiations with five separate bargaining units. She also worked on the negotiations with contracts with the city fire department and transferring their responsibility to Los Angeles County fire department. during this time she also negotiated a one –half cent sales tax to augment the city’s budget.

While she says that she prefers not to be tough, she has no problem with that as “Some- Geri and Curt Stanley greet New City Manager Jennifer Cervantez (center) With Kathleen Haton, the times you have to tell employees no, when the City’s Development Services Director, at a reception in the Dove Canyon Country Club occasion calls for it.”

She says that one of the most important management areas she plans to work on this year is to develop a five year strategic team-building plan with her Rancho Santa Margarita City staff.

Cervantez is also keenly aware of the many complexities involved with a 23 acre Chiquita Ridge project and has structured the analysis of the many proposals into three phases .The first of which she expects will be concluded by the end of this year.

Cervantez is often seen after hours attending new business ribbon-cuttings and other civic events such as the recent 911 ceremonies which were held last weekend. She says that she makes every effort that she can to be visible and accessible for the people of Rancho Santa Margarita even if that sometimes intrudes on her weekends or evening hours.

Rancho Santa Margarita Mayor Anthony Beall gives an eloquent introduction to Jennifer Cervantez The Coto de Caza News

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September 21, 2012

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A nice lady in her middle 50’s came into the office the other day with a chipped upper front tooth. It turns out that the opposing tooth on the lower arch was rotated, and one corner of that tooth hit the upper tooth wrong, and broke it. We patched the chip, but that was not the source of the problem.

During one’s lifetime, lower teeth migrate toward the front of the mouth, and then towards the center. If the four lower front teeth stay in alignment with each other, they’ll stay straight. But, if the forward migration pressure is too great, they’ll start to rotate.

This has a deleterious effect on the supporting tissues of these teeth because it is harder to keep them clean and the gums healthy. It also has a negative impact on the upper front teeth, making them stick out unevenly, or fracturing them, or as in the case of another of my patients, loosens them and predisposes them to premature loss.

The solution is to minimally, imperceptibly (0.25mm per side per tooth) reduce the width of each of the lower front teeth, then moving them back out of harm’s way so that they can’t do any more damage. A removable orthodontic appliance, like a retainer, does the trick. Or, the series of computer-generated aligners from Invisalign which as the name implies are nearly invisible also work for this.

Some people may think that nobody sees the lower front teeth, so their alignment isn’t critically important. It turns out, that’s not the case. We need to keep all the teeth healthy and functional.

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September 21, 2012

National Charity League, Inc.’s Saddleback Valley Chapter Makes an Impact on Local South Orange County Organizations

NCL, Inc., mother and daughter pair, Beth and Haley Hoffman, carrying donations of upscale men’s and women’s work clothes to south Orange County’s Working Wardrobes organization.

To commemorate 30 years of service in the south Orange County community, the Saddleback Valley Chapter of the National Charity League (NCL), Inc., celebrated in a special way by hosting a Mother-Daughter “Day of Giving” where donations were collected for nine Orange County organizations on Wednesday, Sept. 12th at the Norman P. Murray Senior Center in Mission Viejo.

The Saddleback Valley Chapter of NCL, Inc. is proud to report that they had a measurable philanthropic impact on the south Orange County community during their Celebration by collecting and donating to the following local organizations: 4,803 books - donated to Aliso Viejo Library, RSM Library and South County Outreach 1,000+ pounds of canned food - donated to South County Outreach 562 large bags of clothing - donated to Working Wardrobes and South County Outreach Upscale Retail $1,823 worth of donations to Operation Help a Hero and Operation Valentine to support our troops $500 worth of donations to support our Norman P. Murray Senior Center partners $350 worth of donations to NEGU (Never Ever Give Up) Jessie Rees Foundation for Joy Jars for delivery to children with life threatening illnesses 93 gift cards to fast food restaurants - donated for the homeless at South County Outreach - That means 93 times someone can go inside and have a meal, use their facilities and be a paying customer--donation amount: priceless!

“The National Charity League, Inc. has always had a tradition of giving back to the communities in which we work and live, and this year is very special as we commemorate 30 years in the Saddleback Valley area,” said Lisa Oudt, Saddleback Valley’s Chapter president. “We are proud to celebrate 30 years of giving to our community. On this evening we supported these nine worthy organizations and we are honored and pleased by the positive impact we made on our community tonight.”

As part of the evening’s 30 year celebration, the Saddleback Valley Chapter of the NCL also welcomed 29 new mother-daughter pairs to the Chapter, hosted a canned food “pyramid building” competition, and held a cupcake decorating contest for Chapter members to create a cupcake design that best reflected their favorite South Orange County charities.

Please visit our local Chapter website at www.svcncl.org for more details about our organization or to contact us.

About National Charity League, Inc. (National) Established in Los Angeles, California in 1925, and incorporated in 1958, National Charity League, Inc. is the premier mother-daughter organization, serving women and their daughters in grades 7-12.

The NCL experience inspires and empowers women to succeed as confident, well-rounded and socially aware contributors in their communities.

Currently, the membership organization has 177 Chapters that thrive in 20 states, providing valuable philanthropic, leadership, and cultural experiences to its members. National Charity League, Inc. strives to meet critical needs of local communities through hands-on volunteer support.

For more information on our national organization, visit the Website at www. nationalcharityleague.org.

Saddleback Valley Chapter president, Lisa Oudt, and her daughters Kaitlyn and Marissa Oudt, organize some of the 1000 lbs of canned food collected for South County Outreach.

NCL Mom, Lynnette Bills, shows off a portion of the 4,803 books that the Chapter donated for Aliso Viejo and Rancho Santa Margarita Libraries.

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September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Beyond the Babysitting Gig: Ways to Take Classic Kid Jobs to the Next Level Entrepreneurs are made, not born. According to Gregory Downing, author of Entrepreneur Unleashed, learning how to think about work this way can (and should) start at an early age. To get your children to begin thinking like entrepreneurs, just pick a classic “kid job”—and give it an entrepreneurial twist.

Kids have always worked.

They’ve raked leaves, washed cars, and supervised children while Mom and Dad go out on dates.

There’s only one problem, says Gregory Downing: While these typical kid jobs do result in a bit of pocket cash, they do very little to teach kids the all-important principles of entrepreneurial wealth building.

“Directly trading your time for money is very limiting,” says Downing, author of Entrepreneur Unleashed: Wealth to Stand the Test of Time (Legacy Unleashed Press, 2012, ISBN: 978-1-938047-06-0, $29.95, www.GregoryDowning. com) as well as an upcoming book on providing a financial legacy for kids. “This has always been true, of course, but when prices are skyrocketing and ‘good’ jobs are scarce, it’s an even more critical lesson for kids to learn.”

Downing says the old path to success—get good grades, go to college, get a good job, work hard for 40 years, and retire comfortably—may no longer be enough to maintain a comfortable lifestyle.

Multiple streams of income will be necessary (he stresses the importance of having all three types: earned, passive, and portfolio) and kids need to get their minds around this reality now.

“Kids need to learn how to think about working and building wealth in a profoundly different way,” says Downing. “They need to see firsthand that the old paradigm of getting paid for your time is no longer adequate. The great news is that kids’ minds are open. They learn by doing. When you can help them experience the reality of entrepreneurship, they’ll embrace it.”

The entrepreneurial mindset isn’t just about wealth building.

It’s also about finding fresh solutions to problems no one has ever thought to solve, figuring out how what you offer can be applied to new markets, and teaming up with other people in such a way that everyone wins. It is about learning to build teams and learning to Page 16

manage profitability—and these are things that Downing is a master at teaching.

Downing says there are plenty of ways for kids to earn money that demonstrate the principles of entrepreneurship. In fact, parents can help them put an entrepreneurial twist on classic childhood jobs—or at least take their earning potential to a higher level. Here are ten ideas to help you get started: The Tutoring Source (and Babysitting Broker). School is back in session and, as always, there will be plenty of students who need a little extra help to thrive academically. Perhaps your child can provide that help. But rather than being just another service provider in a crowded market, why not suggest she be the front person? She might create a database of qualified locals and book appointments for her subcontractors. She can charge $10/hour for the services, and pay each of her contractors $8/ hour. The same principle can work for babysitting.

This is great management experience and really illustrates the magic of passive income. On any given afternoon, she might be earning money from four or five or even more tutoring jobs. Meanwhile, she can be enjoying a fun extracurricular activity or perhaps earning even more money by holding a tutoring session of her own.

The Thriving Cider Stand. The lemonade stand is a classic childhood business. And just because summer is over doesn’t mean your kids have to close up shop.

As the weekends get cooler and the leaves begin to change, they can simply switch over to, say, hot apple cider. No matter what they’re selling, the refreshment stand can teach many valuable lessons.

Kids can learn about profit by buying their own ingredients and doing their own marketing. They can shop around for better pricing, learn the benefits of buying in bulk, or negotiate with a local grocer for a better deal on repeat business.

They can differentiate themselves by holding “buy two cups get one free” sales or throwing in a free cinnamon sugar cookie with each purchase.

Want to kick it up a notch? Let’s say there’s more than one hot spot in the neighborhood for set-up. You can guide your child through “franchising” by forming a partnership with other neighborhood kids. He

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can provide the supplies and setup, and they get paid for managing the table.

At some point your child may find out franchisees aren’t doing what they are supposed to do (giving away drinks to friends or leaving their stand unattended, for example). This is a chance to walk him through the tough conversation he must have. You might even brainstorm ways to stop the problem—say, by giving kids a cut of the profits instead of paying a flat salary.

The Dog Days of Entrepreneurship (Dog Walking). Taking Fido for a walk every day is a good way for kids to make a little extra money. (This is especially true in the cooler months as the days get shorter and the temperatures get cooler and people are unable—or just unwilling—to venture out in the evenings.) Add two or three more canine clients to the mix and it becomes a great learning experience in multitasking and client management.

Help your child set up a client database to keep track of client contact information, schedules, payments due and received, and any special requests or needs.

Help her learn to gauge her own limits. Once she feels she’s at the outer edge of her ability to serve clients well, it’s time to stop accepting new clients or to bring on a partner or employee.

Taking this business to the next level can be easy and fun. Your child might offer every tenth walk free. Or, she might throw in a free dog washing with every new contract. Likewise, there are good opportunities to “spoke off” a whole new service: If she does a great job as a dog walker, she might offer her clients pet sitting services.

The Savvy House Sitter. Being given the keys to someone’s house, and perhaps the temporary custody of a beloved pet, is an honor. Explain to kids just how much trust clients are placing in them—and explain that if they go “above and beyond” they can shore up the relationship in a big way (not to mention generate enthusiastic referrals).

For sure, kids need to clean up any pet messes or spills, water the plants, check the mail, and take out the trash on trash day. That’s just basic good service. But they might also offer to tackle other projects for a small extra fee: scrubbing

bathrooms, washing cars, mowing the yard, or organizing photos.

“Kids are generally open to new approaches and new ways of thinking,” he says. “Their minds haven’t become ‘programmed’ like those of adults, so they don’t have to do a lot of unlearning old, outdated ideas. They’re creative and fearless and they realize this way of thinking makes sense.

“Frankly, it’s the parents who struggle with the entrepreneurial mindset,” adds Downing. “I always say that the toughest part of the journey takes place in the mind.

But it’s absolutely crucial that you take the first step, right alongside your child. Both of you can learn together. Your family’s future depends on it.”

Gregory S. Downing has dedicated his life to teaching his students that every family can truly control its financial future and create a generational legacy with profound, yet straightforward advice and guidance. As a nationally and highly respected author, speaker, family expert, and organizational consultant, his advice has been sought and put into practice by thousands of people from all walks of life. With over 20 years of experience in management, leadership, training, and business ownership, he has proven that his principles of legacy parenting, business promotion, entrepreneurship, and real estate investing both work and create bonds of relationship that go beyond the ordinary.

To learn more, please visit www.

GregoryDowning.com.

Entrepreneur Unleashed: Wealth to Stand the Test of Time (Legacy Unleashed Press, 2012, ISBN: 978-1-938047-06-0, $29.95, www.

GregoryDowning.com) is available at bookstores nationwide and from all major online booksellers.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 21, 2012

Rusty Stewart And Bristol Are Simply Perfect in the $50,000 Blenheim World Cup Grand Prix The Blenheim Indoor Arena was bursting at its seams this evening during the $50,000 Blenheim World Cup Grand Prix, presented by Summit General Insurance Agency. Spectators filed in by the bus loads and with standing room only, equestrian fans of all ages got to witness the veteran rider Rusty Stewart and his incredible 10-year-old mount Bristol ride a perfect round and win his second consecutive World Cup Qualifier Grand Prix. The pair has been on a roll all season but it takes the perfect pair to stay on their game and post back-to-back World Cup Qualifier victories. Stewart proved his mount was credible just two weeks ago in Del Mar when they posted the only double clear effort in the $50,000 Showpark World Cup Grand Prix. Stewart knew Bristol was just as good indoors and could without question perform just as well. Stewart was right on the money.

Local and state wide equestrian enthusiasts chomped at the bit when offered the limited opportunity to walk an FEI level indoor World Cup Grand Prix course with the two-time Olympian and the soon-to-be U.S Olympic Show Jumping coach, Robert Ridland. To kick off the evening’s main event, Ridland escorted members of local Pony Clubs, College Equestrian Teams, Big Brother & Sisters of Orange County and many more through a jump-by-jump course description and what to expect during the night’s competition. The large jumps did little to intimidate one special fan who got a one on one chance to walk a part of the Grand Prix course with Ridland himself.

Once the sun set, the competition was underway.

“I said it would be big,” course designer Guilherme Jorge confirmed before the class got underway, “but that’s the point.

It’s a World Cup Qualifier.” Riders were asked to pilot their horses through a very technical course that included a 1.55M vertical-vertical combination, a 1.60M wall, and a very wide triple bar and only 82 seconds to clear it in. The nail biter was the triple combination that had riders set up for an oxer with two strides to another oxer then quickly adjust in one stride to a vertical. The crowd cheered ecstatically for each rider that was able to make it through the combination without fault.

Nicole Shahinian-Simpson and her young stallion Imothep were the first pair to clear all thirteen obstacles, but with caution comes time faults. ShahinianSimpson set the standard with one time fault in 84.48 seconds. Nineteen year old Lucy Davis and her thirteen-year-old Holsteiner Nemo 119 had one unfortunate rail early in the course but kicked it into gear and cleared every other obstacle with ease in 78.59 seconds for second

place at that point of the competition.

Four rounds to go in the $50,000 Blenheim World Cup Grand Prix, crowd favorite Rusty Stewart and the almighty Bristol trotted into the arena with sure confidence. “After walking the course, I knew it was going to be a tough course, but the time allowed was the biggest worry.” Stewart piloted his ten-year-old gelding through one obstacle at a time, setting him up for a solid approach eliminating the risk of knocking a rail. Stewart had one scary rub on an awkwardly angled vertical by the in gate but was able to recover and stop the clock for a clear round in 78.11 seconds, moving into first place. “It was a really big track,” Stewart confirmed, “but it was a track that you had to have your game on from beginning to end in order to get through it. I could not do this without Bristol. He is so amazing”.

No other team could surpass Stewart resulting in no jump-off and Stewart’s second consecutive World Cup Qualifier and HITS Millions Grand Prix Qualifier victories. “Rusty (Stewart) is on a roll,” course designer Jorge smiled, “it was a great class and a great show. The whole idea was to keep it to the FEI standard.

It was a legitimate World Cup Qualifier course and clearly the best man won.”

Rusty Stewart and Kandi Stewart own and run the breeding and training operation at Grey Fox Farm. Bristol, the 10-year-old bay gelding, was the Stewart’s first homebred colt and has clearly demonstrated what an amazing program they have created.

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Page 17

September 21, 2012

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Romance of the Mission Sizzles with Phantom Star Davis Gaines Performance The Romance of the Mission benefit gala hosted by Mission San Juan Capistrano featured a spectacular concert by acclaimed actor/singer Davis Gaines and honored San Juan Capistrano residents Jan and the Honorable H. Warren Siegel.

During probably one of the hottest nights ever in September, folks came out in their best black tie gala wear; men wearing tuxes and the women in beautiful ball gowns.

The evening started in the Mission Gardens sipping champagne and nibbling on exquisite appetizers, and then everyone was called to the Great Stone Church for the concert.

With hues of lighting on the stone, the walls were lit up as if one was seated in a romantic concert hall with the rounded entrance shaped somewhat like the Hollywood Bowl. Gaines, who performed the title role in The Phantom of the Opera more than 2,000 times, told the men to go ahead and take their coats off and get comfortable in the heat. He sang a variety of songs, all in the name of romance, to go along with the theme. Such songs as My Romance, Tea for Two, When You Wish Upon a Star and Over the Rainbow were very enjoyable with Gaines being the ultimate performer. Closing out his performance, he ended the evening with two Phantom favorites – All I ask of You and Music of the Night and then the traditional When the Swallows Return to Capistrano.

As the bells of the towers began to ring, folks were directed to the Central Courtyard where tables and chairs were elegantly draped with colors of gold and cream. Tall wooden branches where the fixed center piece decoration with a variety of succulent plants garnishing the branches and an abundance of hanging candles made the romance continue.

The Ritz-Carlton Laguna Niguel provided the four course dinner that started with Ricotta Stuffed Gnocchi, Sun-dried tomatoes with Goat Cheese Pesto Cream Sauce then, Heirloom Tomato Carpaccio with Local Field Green Salad with Shallot and Herb Vinaigrette. The dinner entrée consisted of an amazing Slow Braised Short Ribs and Smoked Paprika Dusted Prawn served with Manchego cheese Soft Polenta in a Tempranillo Wine Braising Jus. Dessert was amazing with Spanish Chocolate and Caramel Tart with Sal de Mar and Candied Marcona Almonds.

Mission San Juan Capistrano Executive Director Mechelle Lawrence-Adams welcomed attendees along with Mission Preservation Board President George O’Connell saying, “As a product of the collective efforts and ingenious spirits of the past, we gather this evening to celebrate the past, to remember the meaning of this place, and make sure that the Mission matters in new and previously unimaginable ways to people living today.”

Honorary Chairs Jan and the Honorable H. Warren Siegel are longtime San Juan residents and have been generous and committed supporters of the Mission for many years. San Juan Capistrano businessman Bill Ortega was recognized for his significant commitment to running the Mission’s gift store over the years and a special award was given to Ritz-Carlton Executive Chef Andres Jimenez for creating truly unique, extraordinary menus exclusively for this event.

The evening did not have a silent auction or live auction; however donations were secured by generous sponsors of the evening. There was an opportunity drawing where only 100 tickets were sold for $100 each. Traditional Jewelers in Newport Beach donated a beautiful 18k yellow gold filigree cross pendant featuring four colored heart shaped diamonds with one princess cut diamond in the center with frame of white diamonds; Jim Petersen was the lucky winner.

Net proceeds for the evening are estimated at just under $200,000 with additional $100,000 anonymous pledge will be made if that amount can be matched towards the project’s $3.3 million budget within 60 days.

Page 18

The Coto de Caza News

Carole and Robert Follman

Acclaimed actor/singer Davis Gaines

Monsignor Arthur Holguin and Mission San Juan Executive Director Mechelle Lawrence-Adams

(L to R) Richard Sim, Ann Sim, Ted Verdon (kneeling), Jillyn HessVerdon, Marta Bhathal and Raj Bhathal (standing)

Honorary Chairs The Honorable H. Warren and Jan Siegel

Gala proceeds will help fund the Gate House Preservation Project which ultimately relocates the Mission’s museum store to the street and returns the historic Sala building to museum use. Completion of the new Gate House is projected for March 2013.

Known as the “Jewel of the Missions,” Mission San Juan Capistrano is a historic landmark and museum that boasts of quality permanent exhibits featuring original artifacts as well as traveling and temporary exhibits on a wide variety of topics. The Mission

Susan Janneck, Paul Fenner and Mission Preservation Board Chair Madeline Swinden

receives no funding from either the Church or the State of California and must charge admission funds as a means of providing continued public access. For more information visit: www.missionsjc.com.

Photos by: Carla Rhea

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Open Daily 5:00 pm - 9:00 pm The Coto de Caza News

Page 19

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Traditional Real Estate Services Promoting Coto de Caza and Surrounding Areas Since 2002 TERRA VIDA - Coto de Caza 12 Bentley Road NEW LISTING: $1,200,000

4400 Square Feet, 4 Bedrooms, 4.5 Bathrooms 10,400 SF Corner Lot, Pool / Spa / BBQ 1st Floor Office, 2nd Floor Bonus Room Master Suite w/ Full Retreat & Fireplace LR w/ Vaulted Ceiling, Wrought Iron Banister Wood Cab’s, Granite, Ctr. Isle, SS Appl’s Private Back Yard w/ Covered Patio 3-Car Garage

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THE CLASSICS - Coto de Caza 22 Prestwick Court FOR LEASE: $4275 / Month

3257 Square Feet , 8900 SF Elevated View Lot Easterly Back Yard Exposure 4 Bedrooms, 3 Bathrooms st 1 Floor Office, 2nd Floor Bonus Room Open Kitchen – Family Room Med-Wood Cab’s, Ctr. Isle, SS Appl’s, Pantry Travertine, W-W Carpet, Built-Ins Large Back Yard w/ Patio & BBQ Island 3-Car (2 plus 1) Garage

SOLD

SOLD

LEASED

LEASED

Terra Vida: 7 Taylynn

Crooked Oak: 18 Aquila

Oak View: 4 Slate Springs

Oak View: 8 Bent Oak

David O’Brien GRI, M.B.A. – Realtor

CA DRE No. 01359421

Page 20

The Coto de Caza News

949.285.1521 d14obrien@gmail.com www.TraditionalRES.com

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EXCEPTIONAL CUSTOM HOME

TREMENDOUS SETTING

LD

TRULY AMAZING LOCATION

Nestled up towards the hills in a wonderful family neighborhood with community pool and Located on a prime lot with golf course views and so many upgrades beyond your imagination. Offering approx. 1351 sq. ft with 3 bedrooms and 3 bath. Two car atpark. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. tached garage and large front courtyard. 12969 Ternberry $499,000.00 $ .00 20692 Shadow Rock 539,000

BEYOND PERFECT

WHAT A SHOWPIECE

UNIQUE FLOORPLAN

LD CULDESAC LOCATION

Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors.

Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00

TRULY AMAZING

Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00

LIS NEW TIN G

LIS NEW TIN G

LD SO IDEAL FAMILY HOME

Located on a quiet culdesac with views. Aprox. 2500 sq. ft. with 5 bedrooms and 3 bath. Loaded with upgrades and a wonderful family home. Newly landscaped and all new flooring. 9 Woondsong $659,000.00

Beautiful townhome with all the ammentities. Offering approx. 1600 sq. ft with 3 bedrooms and 2.5 baths. Spacious floorplan with separate living and dining.

Very nicely upgraded. Nice size backyard and an attached 2 car garage. Close to the park. 67 Night Bloom $569,000.00

SO

SO

SO

LD

LD

Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bed- Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a rooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and counters. Spacious backyard and well manicured. 10 Calle Larspur $485,000.00 custom window coverings. Pool/spa, built in BBQ and stunning sunset views.

15 Salinger Coto de Caza $1,219,000.00

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids.

11 Calle de Princesa $998,000.00

A DOLL HOUSE

Offering approx 1129 sq. ft. with 3 bedrooms and 2 baths.Everything is brand new!! Very nice spacious floorplan. Light and bright location. Hardwood floors, granite counters and stainless appliances. 1 car garage and 1 carport. Assoc. pool and spa. 5 Sundance $359,000.00

LIS NEW TIN G

SO

LD

IN ROW C ES

PERFECT FAMILY HOME

GOLF COURSE VIEW

Offering approx 3000 sq. ft with 5 bedrooms and 3 baths. Excellent floor plan with vaulted ceilings and lots of windows. Light and bright and very inviting with its richly appointed upgrades.

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18 Carnoustie $847,500.00

SO

ES IN CR OW

ES IN CR OW

This location and exterior views of the oak trees will leave you speechless. This custom home This beautiful QUALITY custom home has it all! This well thought out floorplan homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller private backyard. This custom home is situated on over an acre lot and located in the prestigious neighborhood “The Woods�. 5 Shire $2,849,000.00 will consider seller financing or a trade 3 Palomino $1,299,000.00

FAMILY NEIGHBORHOOD

September 21, 2012

LIS NEW TIN G

LIS NEW TIN G

CU H O S TO ME M

The Coto de Caza News

MODEL PERFECT

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All redone inside with extensive stone floors, granite, carpet and paint. Large open Offering approx. 1700 sq. ft with 3 nice size bedrooms and 2.5 baths. Seller has just updated floor plan with roaring ceilings. Nice size kitchen with granite counter. Exceptional this property with very nice upgrades and new landscape. Great family home backyard with sparkling pool and spa. Enjoy the magnificent views of saddleback 20 Wild Lilac $499,000.00 mountains. 47 Summitcrest $749,000.00

Where Integrity Meets Excellence

The Coto de Caza News

Page 21

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices TSG No.: 6724651 TS No.: CA1200244673 FHA/VA/PMI No.: APN: 691-401-20 Property Address: 26291 VIA CALIFORNIA DANA POINT, CA 92624 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/22/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/06/2003, as Instrument No. 2003000944458, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: THEODORE N. DEUEL, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 691-401-20 The street address and other common designation, if any, of the real property described above is purported to be: 26291 VIA CALIFORNIA, DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $592,889.02.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1200244673 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207196 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-486903-CL Order No.: 110583174-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN M. DIMMICK AND VICKI L. DIMMICK, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/3/2007 as Instrument No. 2007000485009 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $643,300.82 The purported property address is: 26 POPLAR DR, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 632-171-29 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

Page 22

TSG No.: 5587886 TS No.: CA1100231339 FHA/VA/PMI No.: APN: 833-082-06 Property Address: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/12/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/16/2008, as Instrument No. 2008000236202, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: RICHARD B. FERRIS AND MARIA A. FERRIS, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833082-06 The street address and other common designation, if any, of the real property described above is purported to be: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA), RANCHO SANTA MARGARITA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $534,365.18. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1100231339 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)9390772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207159 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-486903-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-486903-CL IDSPub #0035507 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

T.S. No. 12-19533 APN: 937-28-028 Loan No. 0598649846 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ANGEL CARVAJAL ULLOA, A SINGLE MAN Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 5/24/2007 as Instrument No. 2007000337881 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Estimated amount of unpaid balance and other charges: $386,319.65 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 32106 VIA VIENTE UNIT 28 , SAN JUAN CAPISTRANO, CA 92675 Described as follows: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST A.P.N #.: 937-28-028 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-19533. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 9/17/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 or www. priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P985556 9/21, 9/28, 10/05/2012

Trustee Sale No.: 20120028700454 Title Order No.: 7742-466810 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/09/2006 as Instrument No. 2006000156667 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: GREGORY L ANDERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/9/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 18 WESTCHESTER COURT , COTO DE CAZA, CA 92679 APN#: 778-191-46 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $971,522.86. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700454. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www. priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/10/2012 P983324 9/14, 9/21, 09/28/2012

The Coto de Caza News

TSG No.: 4434416 TS No.: CA1000198732 FHA/VA/PMI No.: APN: 933-84-032 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/27/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/4/2012 at 09:00 AM, First American Trustee Servicing Solutions LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/05/2003, as Instrument No. 2003001088654, in book , page , of Official Records in the office of the County Recorder of Orange County, State of California. Executed by: CONSTATINO BALDERAS AND FERMINA P. OLEA, HUSBAND AND WIFE AND JULIO PIEDRA, A SINGLE MAN ALL AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above mentioned Deed of Trust APN# 933-84-032 The street address and other common designation, if any, of the real property described above is purported to be: 31478 CALLE LA PURISIMA , San Juan Capistrano, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $240,860.24 The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. priorityposting.com/Priority/index.php, using the file number assigned to this case CA1000198732. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. First American Trustee Servicing Solutions, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

For Trustee’s Sale Information Please Call (714) 573-1965 P980235 9/14, 9/21, 09/28/2012 LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, A.C. TOWING SERVICE, 180 CALLE IGLESIA, SAN CLEMENTE, CA. 92672, will sell at a public sale on OCTOBER 3, 2012 at 10:00 a.m. the following property: Year: 2011, Make: YAMAHA, CA License#: 20R9609, Veh ID#: JYARN23Y2BA002024, Motorcycle Engine Number: N520E0012155 The Lienholder has the right to bid at the sale.

COTO DE CAZA NEWS– 09/21/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00593163 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCIS WANG DANG. Petitioner(s) FRANCIS WANG DANG has/have filed a petition with this court for a decree changing name(s) as follows: FRANCIS WANG DANG to FRANCIS DANG WANG . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 12, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 23, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/14/2012, 9/21/2012, 9/28/2012, 10/5/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 257684CA Loan No. 3014300143 Title Order No. 1112588 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/22/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/16/2007, Book NA, Page NA, Instrument 2007000512481, of official records in the Office of the Recorder of Orange County, California, executed by: MICHAEL PETERSON, A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $768,793.02 (estimated) Street address and other common designation of the real property: 26291 VIA CORRIZO , SAN JUAN CAPISTRANO, CA 92675 APN Number: 668-511-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P980821 9/14, 9/21, 09/28/2012

Trustee Sale No. 257157CA Loan No. 1022751644 Title Order No. 1088805 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/5/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05/24/2005, Book N/A, Page N/A, Instrument 2005000395638, of official records in the Office of the Recorder of Orange County, California, executed by: THERESA LOZA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $350,366.53 (estimated) Street address and other common designation of the real property: 219 CHAUMONT CIRCLE , LAKE FOREST, CA 92610 APN Number: 939-11-304 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/13/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Saman Khatami, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P981189 9/14, 9/21, 09/28/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595265-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSHUA RYAN KYSOR. Petitioner(s) JOSHUA RYAN KYSOR has/have filed a petition with this court for a decree changing name(s) as follows: JOSHUA RYAN KYSOR to JOSHUA RYAN ABBOTT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 26, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 4, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595053-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHARLES EVAN NICHOLS-MORA, a minor. Petitioner(s) HEATHER BLACKBURN and CHRIS MORA, on behalf of CHARLES EVAN NICHOLS-MORA, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: CHARLES EVAN NICHOLS-MORA, a minor, to CHARLES EVAN BLACKBURN MORA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 19, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 31, 2012 Mary Fingal Schulte – Judge of the Superior Court

September 21, 2012

Get Kids Gardening!

Gardening teaches kids where food comes from, healthy eating and raises their environmental consciousness.

A great way to get kids started in the garden is the National Bonnie Plants Third Grade Cabbage Program, it’s free to any third grade classroom in the country and teachers can register NOW at http://bonniecabbageprogram.com/ In 2002, Bonnie Plants initiated the 3rd Grade Cabbage Program with a mission to inspire a love of vegetable gardening in young people. Each year, Bonnie trucks more than one million free O.S. Cross cabbage plants to 3rd Grade classrooms across the country.

(O.S. stands for oversized… these cabbages can grow upwards of 40 pounds making the initiative engaging and fun for kids)!

Teaches distribute 2” plants with instructions, provided by Bonnie, to students to carry home and grow. At the end of the growing season, teachers select a class winner, based on size, appearance and maturity and that submission is entered in a state scholarship drawing. The state winners are randomly selected by each state’s Director of Agriculture, and Bonnie Plants awards a $1,000 scholarship for education to one student in each state.

As one of the first companies to sponsor a national vegetable gardening initiative for kids, Bonnie Plants has delivered over 11 million cabbage plants, nationwide, in the past 10 years, fostering an interest in gardening, healthy eating, and the environment.

“The Bonnie Plants Cabbage Program is a wonderful way to engage children’s interest in agriculture, while teaching them not only the basics of gardening, but the importance of our food systems and growing our own”, said Stan Cope, President of Bonnie Plants. This unique, innovative program exposes children to agriculture and demonstrates, through hands-on experience, where food comes from.

The program also affords our youth with some valuable life lessons in nurture, nature, responsibility, selfconfidence and accomplishment”.

Why a cabbage? Cabbages were the first plant sold by Bonnie in 1918.

The cabbages used for the 3rd grade program are OS Cross (Over-sized), which is known for producing giant, oversized heads, making the process even more exciting for kids. The biggest cabbage grown in the contest weighed in at 65 pounds!

The Coto de Caza News

Page 23

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 12-00772-5 Loan No. 0022575344 APN 613-124-21 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 20, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/22/2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/05/2007, as Instrument No. 2007000008695 of Official Records in the office of the Recorder of Orange County, CA , executed by: JERRY W. STABLEIN AND REBECCA S. STABLEIN, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of H&R BLOCK MORTGAGE CORPORATION, A MASSACHUSETTS CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22256 CRIPPLE CRK, LAKE FOREST, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-00772-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $503,134.12 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 9/19/2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 11000 Olson Drive Ste 101, Rancho Cordova , CA 95670, 916-636-0114 Tracye Prescott, Authrorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P983552 9/21, 9/28, 10/05/2012

TSG No.: 4207249 TS No.: 20099070815933 FHA/VA/PMI No.: APN: 673-111-28 Property Address: 26112 CALLE COBBLESTONE SAN JUAN CAPISTRANO CA 92675 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/27/2012 at 09:00 A.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/23/2004, as Instrument No. 2004000236137, in book, page ,, of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: JEFFREY S. DYER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 673-111-28 The street address and other common designation, if any, of the real property described above is purported to be: 26112 CALLE COBBLESTONE, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,706,347.98 The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web http://www.priorityposting.com/Priority/index. php, using the file number assigned to this case 20099070815933 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (714) 573-1965 P980828 9/7, 9/14, 09/21/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-507617-VF Order No.: 120136476-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA A LEE, AN UNMARRIED WOMAN Recorded: 3/7/2006 as Instrument No. 2006000151338 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $855,015.81 The purported property address is: 34021 CALLE DE BONANZA, SAN JUAN CAPISTRANO, CA 92675-5026 Assessor’s Parcel No. 675-035-14 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-507617-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507617-VF IDSPub #0035342 9/14/2012 9/21/2012 9/28/2012

Page 24

The Coto de Caza News

The Coto de Caza News

Trustee Sale No. 258343CA Loan No. 3063176220 Title Order No. 1140823 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/12/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/26/2006, Book NA, Page NA, Instrument 2006000425018, of official records in the Office of the Recorder of Orange County, California, executed by: LUIS SAGASTUME AND, SONIA SAGASTUME , HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $398,964.80 (estimated) Street address and other common designation of the real property: 22782 MESA WAY #1 , LAKE FOREST, CA 92630 APN Number: 932-47-089 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/14/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting. com (800) 280-2832 or www.auction.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P982402 9/21, 9/28, 10/05/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-508668-AL Order No.: 1165872 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL L MORTON, AND ROBIN L MORTON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/30/2005 as Instrument No. 2005000957132 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $345,498.18 The purported property address is: 21151 GLADIOLOS WAY, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-12-500 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-508668-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-508668-AL IDSPub #0036032 9/21/2012 9/28/2012 10/5/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $935,391.76 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0037256 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices T.S. No. 11-5825-55 Loan No. 1010471157 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DEMETRI R GUTIERREZ AN UNMARRIED MAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 9/18/2007 as Instrument No. 2007000569340 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $432,093.39, estimated Street Address or other common designation of real property: 20 BLAZEWOOD (FOOTHILL RANCH AREA) LAKE FOREST, CA A.P.N.: 601-023-51 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 11-5825-55. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 9/13/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P984683 9/21, 9/28, 10/05/2012

Trustee Sale No.: 20120134000738 Title Order No.: 120128410 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/03/2006 as Instrument No. 2006000447607 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ANN TINKER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/15/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 85 CALLE DE FELICIDAD , RANCHO SANTA MARGARITA, CA 92688 APN#: 930-27-430 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $382,549.68. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www. priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134000738. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/14/2012 P982680 9/21, 9/28, 10/05/2012

Trustee Sale No. 256145CA Loan No. 0690502026 Title Order No. 1062549 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/5/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04/26/2005, Book N/A, Page N/A, Instrument 2005000314706, of official records in the Office of the Recorder of Orange County, California, executed by: THU THI ROTHFORK, TRUSTEE, OR HER SUCCESSORS IN TRUST, UNDER THE THU THI ROTHFORK LIVING TRUST, DATED AUGUST 30, 1993, AND ANY AMENDMENTS THERETO, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $442,574.08 (estimated) Street address and other common designation of the real property: 24201 LARKWOOD LANE , LAKE FOREST, CA 92630 APN Number: 617-013-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options

to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Derek Wear-Renee, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P978970 9/14, 9/21, 09/28/2012

September 21, 2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-432133-CT Order No.: 110142027-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AMELIA FLORES, A SINGLE WOMAN Recorded: 4/26/2004 as Instrument No. 2004000352850 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $422,458.76 The purported property address is: 6 MELODY HILL LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 625-302-16 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-432133-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-432133-CT IDSPub #0036661 9/14/2012 9/21/2012 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-498482-VF Order No.: 120061737-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/25/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOSE ARTURO RODRIGUEZ AND MARIA GUADALUPE RODRIGUEZ, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/31/2005 as Instrument No. 2005000687107 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $719,315.61 The purported property address is: 23901 SILVERBAY DRIVE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-232-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-498482-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498482-VF IDSPub #0036818 9/14/2012 9/21/2012 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $931,638.16 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale

may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0035308 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

Page 25

September 21, 2012

Page 26

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The Coto de Caza News

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September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $933,929.59 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

NOTICE OF TRUSTEE’S SALE TS No. CA-12-505074-AL Order No.: 120117042-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ADAM J LIRETTE, AND JEANETH C KULCSAR, HUSBAND AND WIFE Recorded: 3/23/2006 as Instrument No. 2006000190687 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $421,616.37 The purported property address is: 217 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-83-188 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold

NOTICE OF TRUSTEE’S SALE TS No. CA-12-506836-VF Order No.: 120131249-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HEATHER MARQUEZ, A SINGLE WOMAN, AND JEFFREY GAGLIANO, A SINGLE MAN, AS JOINT TENANTS Recorded: 11/10/2006 as Instrument No. 2006000761479 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $878,762.28 The purported property address is: 18 TOMAHAWK STREET, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 779-103-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

Page 28

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0036442 9/14/2012 9/21/2012 9/28/2012

more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-505074-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-505074-AL IDSPub #0035061 9/7/2012 9/14/2012 9/21/2012

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-506836-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506836-VF IDSPub #0035776 9/21/2012 9/28/2012 10/5/2012

The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-510055-AL Order No.: 1173006 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BONNIE TAPLIN, AN UNMARRIED WOMAN Recorded: 1/2/2008 as Instrument No. 2008000000720 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $283,919.28 The purported property address is: 25885 TRABUCO RD APT 88, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-47-488 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510055-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510055-AL IDSPub #0035819 9/21/2012 9/28/2012 10/5/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-495572-LL Order No.: 1088701 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JASON GINSBERG, AND CHARMAIGNE R GINSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 11/15/2007 as Instrument No. 2007000685745 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $493,140.44 The purported property address is: 21967 RAINTREE LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 837-282-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-495572-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495572-LL IDSPub #0036320 9/7/2012 9/14/2012 9/21/2012

Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00593884-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NILOUFAR SAADAT RUPPERT, a minor. Petitioner(s) SUSAN SAADAT and INGO RUPPERT , on behalf of NILOUFAR SAADAT RUPPERT, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: NILOUFAR SAADAT RUPPERT, a minor, to KIMIYA SAADAT RUPPERT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 19, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 27, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/31/2012, 9/7/201, 9/14/2012, 9/21/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

T.S. No.: 11-43486 TSG Order No.: 110292653-CA-MSI A.P.N.: 617-046-23 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/27/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 05/18/2007 as Instrument No. 2007000325338 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARTIN PEREZ AND MARIA GUADALUPE PEREZ, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR BEAR STEARNS RESIDENTIAL MORTGAGE CORPORATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23811 LA ROSA DR , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $757,241.37 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-43486. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 5/21/2012 Date: 8/27/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P980112 9/7, 9/14, 09/21/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511726-AL Order No.: 120172416-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/7/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SHERRY A MALEY Recorded: 1/14/2003 as Instrument No. 2003000044007 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $125,000.53 The purported property address is: 26262 SUMMERHILL LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 937-99-221 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the

T.S. No.: 2012-02743 Loan No.: 0600378269 APN: 930-21-432 TRA No.: 31-097 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LISA K SIBEL, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR WMC MORTGAGE CORP. Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 12/4/2006 as Instrument No. 2006000812352 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $478,689.49 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 22271 CAMINITO TIBURON, LAGUNA HILLS, CA 92653 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 930-21-432 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02743. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 8/28/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Officer P980431 9/7, 9/14, 09/21/2012

mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511726-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-511726-AL IDSPub #0035145 9/7/2012 9/14/2012 9/21/2012

September 21, 2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6685823 TS No.: CA1200244374 FHA/VA/PMI No.: APN:804‑141‑40 Property Address: 31721 VIA PERDIZ COTO DE CAZA AREA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/10/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 27, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/15/07, as Instrument No. 2007000315587, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: DANIEL G. FORSTER, AN UNMARRIED MAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 804‑141‑40. The street address and other common designation, if any, of the real property described above is purported to be: 31721 VIA PERDIZ, COTO DE CAZA AREA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $655,347.46. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1200244374. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse.

Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206696 09/07/12, 09/14/12, 09/21/12

NOTICE OF TRUSTEE’S SALE: Title Order No.: 5907629 Trustee Sale No.: 77942 Loan No.: 9041230459 APN: 601-103-08 You are in Default under a Deed of Trust dated 01/05/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/27/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/21/05 as DOC #2005000050087 of official records in the Office of the Recorder of Orange County, California, executed by: Robert C. Doherty and Leann B. Doherty, husband and wife, as Trustor Downey Savings and Loan Association, F.A, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA,, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 20 Flores, Lake Forest, (Foothill Ranch Area) CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $817,379.57 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 8/30/12 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) – mortgageassistancepoint@usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877 RSVP-ADS or 877 778-7237.

Teri Snyder, Exec. Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77942. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.”

(RSVP# 292647)(09/07/12, 09/14/12, 09/21/12)

NOTICE OF TRUSTEE’S SALE TS No. CA-11-483590-CL Order No.: 110556136-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARY PRUITT, AN UNMARRIED WOMAN Recorded: 7/6/2005 as Instrument No. 2005000519020 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $349,216.59 The purported property address is: 24976 SILVERLEAF LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 933-890-57 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-483590-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-483590-CL IDSPub #0035231 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

Page 29

September 21, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 10-0039371 Title Order No. 10-8-154920 APN No. 833-481-71 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by OLIVIA E. VILLEDA, A SINGLE WOMAN., dated 03/12/2004 and recorded 3/26/2004, as Instrument No. 2004000251142, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/28/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 20 LOS ABITOS, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $575,073.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0039371. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.126161 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0001981 Title Order No. 10-6-437994 APN No. 606-232-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by BERENICE RODRIGUEZ, A SINGLE WOMAN, dated 04/20/2006 and recorded 4/26/2006, as Instrument No. 2006000282092, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/28/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 19496 JASPER HILL RD, LAKE FOREST, CA, 926791193. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,159,926.85. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0001981. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166288 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 10-0137515 Title Order No. 10-8-491699 APN No. 627-301-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by WALTHER BACA, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 11/19/2007 and recorded 11/30/2007, as Instrument No. 2007000708714, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/05/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25732 BUCKLESTONE COURT, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,049,701.99.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property.NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0137515. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.124101 9/14, 9/21, 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0001478 Title Order No. 12-0003080 APN No. 937-98-078 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LUCIA RUIZ, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 01/24/2007 and recorded 2/2/2007, as Instrument No. 2007000072633, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/05/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25993 ATHERTON AVENUE, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $541,628.50.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0001478. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166800 9/14, 9/21, 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0052042 Title Order No. 12-0092399 APN No. 930-19-559 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/15/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOHN H. MIDDLETON AND BIANCY D. MIDDLETON, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/15/2007 and recorded 6/21/2007, as Instrument No. 2007000395641, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/01/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2 VIA BARCAZA, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $730,993.82.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0052042. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.165717 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6663331 TS No.: CA1200244147 FHA/VA/PMI No.: APN:779‑131‑12 Property Address: 3 PROSPECTOR COURT TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/24/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 27, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/03/03, as Instrument No. 2003001214604, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GEORGE T.ROMO AND KELLY LACEY‑ROMO, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 779‑131‑12. The street address and other common designation, if any, of the real property described above is purported to be: 3 PROSPECTOR COURT, TRABUCO CANYON, CA 92679.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $336,936.98.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200244147. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose.

NPP0206674 09/07/12, 09/14/12, 09/21/12

NOTICE OF TRUSTEE’S SALE TS No. 12-0024800 Title Order No. 12-0041353 APN No. 933-75-069 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SHERRY LAVERTU, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, dated 01/19/2005 and recorded 1/28/2005, as Instrument No. 2005000072850, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 23 MILKWOOD #102, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $253,505.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0024800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167964 9/21, 9/28, 10/05/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6724699 TS No.: CA1200244684 FHA/VA/PMI No.: APN:606‑232‑13 Property Address: 19432 JASPER HILL ROAD TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/16/10. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 4, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/21/10, as Instrument No. 2010000469495, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GERMAN ZERMENO AND PATRICIA ZERMENO, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 606‑232‑13. The street address and other common designation, if any, of the real property described above is purported to be: 19432 JASPER HILL ROAD, TRABUCO CANYON, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $721,690.10. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms. aspx using the file number assigned to this case CA1200244684.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose.

NPP0206723 09/14/12, 09/21/12, 09/28/12

Page 30

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stables Maxwell Stables in Coto, stalls available 12x24 covered stalls, feed & clean twice daily. (949) 858-9700 or 636-3458 Vacation rentals TIME SHARE Cabo San Lucas, Mexico.

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legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510788-AB Order No.: 6587215 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/5/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT CHARLES PAVLAN, A MARRIED MAN, AS HIS SOLE & SEPARATE PROPERTY Recorded: 5/27/2004 as Instrument No. 2004000479990 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $735,277.38 The purported property address is: 30 DOWNFIELD WAY, COTO DE CAZA AREA, CA 92679 Assessor’s Parcel No. 778-101-16 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

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legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510867-AL Order No.: 1178836 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/7/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AARON D. PEEPLES AND AMY N. PEEPLES, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 5/14/2007 as Instrument No. 2007000312482 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $322,646.66 The purported property address is: 21931 RIMHURST DRIVE #121, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-04-021 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510788-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510788-AB IDSPub #0035128 9/7/2012 9/14/2012 9/21/2012

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property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510867-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510867-AL IDSPub #0035130 9/7/2012 9/14/2012 9/21/2012

September 21, 2012

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