CDC 9-28-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

September 28, 2012

Glamorous Fashions at 2012 EMMY Awards Modern Family’s Sofia Vergara

September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The 2012 Primetime Emmy Awards: Show & Winner’s List Jimmy Kimmel Tended to Hosting Duties as the Show “Homeland” Nabbed the Outstanding Drama Series Trophy, Edging Out Four-Time Winner “Mad Men”

By Zack Mandell Each year, the Primetime Emmy Awards are a highlight of the entertainment industry’s fall season, and Sunday evening’s (September 23) ceremony definitely didn’t disappoint.

With Jimmy Kimmel tending to hosting duties, the 64th incarnation of the Emmy’s had plenty of memorable moments and appearances , with a bevy of trophies being handed out.

As for the big winners, “Homeland” nabbed the Outstanding Drama Series trophy by edging out four-time winner “Mad Men” while “Modern Family” scooped up its third straight Outstanding Comedy Series accolade.

When it comes to individual triumphs, “Homeland” co-stars Claire Danes and Damien Lewis won the categories of Best Actress and Best Actor in a Drama Series, respectively, while “Modern Family” castmates Eric Stonestreet and Julie Bowen won the categories of Best Supporting Actor and Supporting Actress in a Comedy Series.

With celebrity presenters taking the stage including Kerry Washington, Zooey Deschanel , Julianna Margulies, Amy Poehler, Tina Fey, Melissa McCarthy, Alec Baldwin and the beautiful Julianne Moore , the show also saw Jon Stewart get tackled by Stephen Colbert and Jimmy Fallon during a profanity-laden acceptance speech for Outstanding Variety, Music Or Comedy Series.

A complete list of the 2012 Primetime Emmy Awards winners is as follows: Best Comedy The Big Bang Theory Curb Your Enthusiasm Girls WINNER: Modern Family 30 Rock Veep Best Drama Boardwalk Empire Breaking Bad Downton Abbey Game of Thrones WINNER: Homeland Mad Men Page 2

Best Actress (Drama) Kathy Bates, Harry’s Law Glenn Close, Damages WINNER: Claire Danes, Homeland Julianna Margulies, The Good Wife Michelle Dockery, Downton Abbey Elisabeth Moss, Mad Men Best Actor (Drama) Hugh Bonneville, Downton Abbey Steve Buscemi, Boardwalk Empire Bryan Cranston, Breaking Bad Jon Hamm, Mad Men WINNER: Damien Lewis, Homeland Michael C. Hall, Dexter Best Competition Reality Show WINNER: The Amazing Race Dancing with the Stars Project Runway So You Think You Can Dance The Voice Top Chef Best Actress (Comedy) Zoey Deschanel, New Girl Lena Dunham, Girls Edie Falco, Nurse Jackie Tina Fey, 30 Rock WINNER: Julia Louis-Dreyfus, Veep Melissa McCarthy, Mike and Molly Amy Poehler, Parks and Recreation Best Actor (Comedy) Alec Baldwin, 30 Rock Don Cheadle, House of Lies Louic C.K., Louie WINNER: Jon Cryer, Two and a Half Men Larry David, Curb Your Enthusiasm Jim Parsons, The Big Bang Theory Best Supporting Actress (Comedy) Mayim Bialik, The Big Bang Theory Kathryn Joosten, Desperate Housewives WINNER: Julie Bowen, Modern Family Sofia Vergara, Modern Family Merritt Wever, Nurse Jackie Kristen Wiig, Saturday Night Live Best Supporting Actor (Comedy) Ed O’Neill, Modern Family Jesse Tyler Ferguson, Modern Family Ty Burrell, Modern Family WINNER: Eric Stonestreet, Modern Family Max Greenfield, The New Girl Bill Hader, Saturday Night Live Best Supporting Actress (Drama) Anna Gunn, Breaking Bad WINNER: Maggie Smith, Downton Abbey

The Coto de Caza News

The Cast of Modern Family

Joanne Froggatt, Downton Abbey Archie Panjabi, The Good Wife Christine Baranski, The Good Wife Christina Hendricks, Mad Men Best Supporting Actor (Drama) WINNER: Aaron Paul, Breaking Bad Giancarlo Esposito, Breaking Bad Brendan Coyle, Downton Abbey Jim Carter, Downton Abbey Peter Dinklage, Game of Thrones Jared Harris, Mad Men Best Miniseries or Movie WINNER: Game Change American Horror Story Hatfield and McCoys Hemingway and Gellhorn Luther Sherlock Best Variety Series The Colbert Report WINNER: The Daily Show With Jon Stewart Jimmy Kimmel Live Late Night With Jimmy Fallon Real Time With Bill Maher Saturday Night Live Best Reality Show Host Phil Keoghan, The Amazing Race Ryan Seacrest, American Idol Betty White, Betty White’s Off Their Rockers WINNER: Tom Bergeron, Dancing With The Stars Cat Deeley, So You Think You Can Dance Best Guest Actress (Comedy) Dot-Marie Jones, Glee Maya Rudolph, Saturday Night Live Melissa McCarthy, Saturday Night Live Elizabeth Banks, 30 Rock Margaret Cho, 30 Rock WINNER: Kathy Bates, Two and a Half Men

Best Guest Actor (Comedy) Michael J. Fox, Curb Your Enthusiasm Greg Kinnear, Modern Family Bobby Cannavale, Nurse Jackie WINNER: Jimmy Fallon, Saturday Night Live Will Arnett, 30 Rock Jon Hamm, 30 Rock Best Guest Actress (Drama) WINNER: Martha Plimpton, The Good Wife Loretta Devine, Grey’s Anatomy Jean Smart, Harry’s Law Julia Ormond, Mad Men Joan Cusack, Shameless Uma Thurman, Smash Best Guest Actor (Drama) Mark Margolis, Breaking Bad Dylan Baker, The Good Wife Michael J. Fox, The Good Wife Dickie Bennett, Justified Ben Feldman, Mad Men Jason Ritter, Parenthood WINNER: Jeremy Davies, Justified Best Writing (Comedy) Chris McKenna, Community Lena Dunham, Girls WINNER: Louis C.K., Louie Amy Poehler, Parks And Recreation Michael Schur, Parks and Recreation Best Writing (Drama) Julian Fellowes, Downton Abbey WINNER: Alex Gansa, Gideon Raff, Howard Gordon, Homeland Semi Chellas, Matthew Weiner, Mad Men Andre and Maria Jacquemetton, Mad Men Erin Levy, Matthew Weiner, Mad Men

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 28, 2012

Left Wing Dramas, ‘Homeland’ and ‘Game Change,’ Clean Up at the Emmys

By Mark Whittington The big Emmy winners for 2012 were two dramas with a decidedly left-wing slant, as well as the comedy series “Modern F a m i l y. ” T h e d r a m a w i n n e r s were the Showtime terrorism series, “Homeland” and the HBO political movie “Game Change,” according to the Los Angeles Times.

“Homeland” received four Emmys, for best dramatic series, best writing, best actor for Damien Lewis as the Marine traitor and best actress for Claire Danes as the CIA agent, with mental health issues, who pursues him.

“Homeland” depicts the return of a Marine from Al Qaeda captivity and his reintegration into American life. It is gradually revealed during the season that the Marine is a traitor, a Muslim convert, and a sleeper agent for Al Qaeda. It is suggested that the character may be justified in his treason due to American Middle East policy that involves

the deliberate bombing of innocent civilians.

“Game Change” won four Emmys as well, for best miniseries or movie, best direction, best writing, and best actress for Julianne Moore who played a version of Sarah Palin that many who know her did not recognize. Moore, in her acceptance speech, was filled with snark when she said, “I feel so validated because Sarah Palin gave me a big thumbs down” according to Brietbart Big Hollywood.

“Game Change” depicted Palin, the 2008 Republic vice presidential candidate, as a person of limited intelligence with a raging ego and mental health issues.

Breitbart’s Big Hollywood suggested that the movie, factually challenged as it was, was little more than a hit piece against Palin. The movie was greenlit at a time when Palin was considering a run for the presidency. The idea was that the movie would come out during the middle of the Republican primary season,

The cast of Homeland

The portrait of Palin would be so devastating that Palin’s potential run would be derailed.

Palin declined to run during the 2012 election cycle, somewhat diminishing the political effect of “Game Change.” The movie does illustrate Palin’s political influence by showing how

the Hollywood left was so afraid of her that it resorted to making a propaganda film against her.

Mitt Romney, for all of his political power and acumen, had not gotten similar treatment.

Hello neighbor it’s time to get that new car feeling!

Hi, I’m Maureen Holmes a Coto de Caza resident and the owner, operator since 2005 of ACS.I’d like to welcome you to come in and freshen up your car. Let’s get it ready for the winter season that will soon be here. It’s time to paint those scratches on bumpers, doors, and even mirrors. I have a complete detailing and polishing Department to bring out that shine that has gone away.

ACS is ready and able to fix any kind of appearance problem on any model or make of automobile or truck . We work with all insurance companies and best of all we provide free automobile rentals when your car is in our shop.

My company is located just outside the gate .From the Antonio gate just turn left and go 1 mile and on your right you’ll see my sign ACS. Please come in for a free estimate and a cup of coffee and say hello neighbor.

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visit www.rsmchamber.com The Coto de Caza News

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September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

GIRL SCOUTS open house for NEW MEMBERSHIP YEAr

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News.

Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

Page 4

More than 400 new and returning Girl Scouts, volunteers, and their families descended upon Girl Scouts of Orange County’s headquarters in Irvine for the Annual Girl Scout Open House and Fall Product Rally on Saturday. The event kicked off the new 20122013 membership year and offered Girl Scouts the opportunity to tour the headquarters and learn more about Girl Scout programs including travel, camp, and leadership awards. The event highlighted the Fall Product Program, in which girls develop important financial and business skills like goal setting and money management while earning money for their troop activities.

At the event, girls tasted the new products including an assortment of nuts and snacks and set personal sales goals and outlined how they plan to achieve their goals.

More than 23,000 Girl Scouts from every zip code in Orange County participate in Girl Scouting. Girl Scouts is currently enrolling new members and volunteers and renewing current members – those interested can visit www.GirlScoutsOC.org/join.

2012 marks the 100th anniversary of the Girl Scouts, the preeminent leadership development organization for girls. Girl Scouts is the leading authority on girls’ healthy development, and builds girls of courage, confidence, and character, who make the world a better place. In Orange County, more than 23,000 Girl Scouts from every social and economic background are developing values, skills and abilities for success in the 21st century. According to a recent

Kelly Houlihan of Rancho Santa Margarita makes a mobile as she sets her sales goal for the Fall Product Program.

study conducted by the Girl Scout Research Institute in conjunction with an independent research firm, women who were Girl Scouts as children display significantly more positive life outcomes than nonGirl Scout alumnae. Girl Scout alumnae have higher perceptions

of self, higher rates of volunteerism and civic engagement, higher rates of college education and higher household incomes than non-alumnae. To join, volunteer, reconnect with or donate to Girl Scouts, call (949) 461-8800 or visit www.GirlScoutsOC.org.

“Love is like the wind, you can’t see it but you can feel it.”

Nicholas Sparks, A Walk to Remember

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 28, 2012

rsm’s fiona goh Becomes Youngest Swimmer to Finish Solo Marathon Written by Sean Zeitler Scott J. Zornig, Santa Barbara Channel Swim Association President contributed to this story Santa Margarita High School freshman Fiona Goh became the youngest swimmer to complete a solo marathon from Anacapa Island to Silver Strand beach in Oxnard, California in just over ten hours Santa Margarita Freshman Fiona Goh of Rancho Santa Margarita became the youngest female ever to complete a swim off of any California channel island yesterday at a mere 13 years and 300 days old, according to Scott J. Zornig, President of the Santa Barbara Channel Swim Association.

Since 1927, there have been approximately 350 solo marathon swims off of the 8 Channel Islands. Before Fiona’s swim yesterday, the previous age record was held by 14 year old Stacy Frezonki back on August 14, 1971 when she swam from Catalina Island to mainland.

“Fiona started her swim at 4:30am yesterday morning in 65 degree water. The marine life was very active during her swim as she encountered rays, jelly fish, a pod of dolphins, a half dozen seals and 2 blue whales which breached less than a few hundred yards from her. There are few adults who possess the intestinal fortitude to complete such an endeavor…and only one 13 year old that I am aware of” Zornig said in his press release.

Goh, a freshman who will compete for the Eagles on the Water Polo and Swim team, was back at school today just a few hours after finishing her historic swim. When asked how she felt today, Goh was short and sweet.

“I’m fine, just a little tired today.”

Goh had the battle wounds to prove that it was more than just a swim, with more than a dozen jellyfish bites covering her arms and legs. Goh’s swim totaled 12.4 miles from Anacapa Island to Silver Strand beach in Oxnard, California. Goh finished the swim in 10 hours, 10 minutes and 18 seconds battling darkness, strong currents, marine life and large waves to complete the swim.

29941 Aventura, Suite D * Rancho Santa Margarita * CA 92688 On Empresa - between Santa Margarita and Aventura, next to Papa John’s.

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September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

How to stem the tide of junk mail

By Jason Alderman Here’s more than you ever wanted to know about junk mail: Each year, direct mail creates 10 billion pounds of solid waste in the U.S. and costs local communities more than $1 billion in collection and disposal expenses – not to mention putting you at greater risk for identity theft if you don’t shred personalized mailings before tossing.

So how can you stop the flood of junk mail you receive? You could try moving or changing your name, but as you’ve probably noticed, a lot of what’s delivered to your mailbox is addressed to “Occupant.” In fact, the U.S. Postal Service relies heavily on such deliveries, which now outnumber first-class postage mailings.

Here are a few more practical suggestions for stemming the tide: A good way to significantly reduce the number of offers you get for new credit accounts and insurance is to

register with www.OptOutPrescreen. com, a secure website created by the leading credit bureaus (Equifax, Experian, Innovis and TransUnion).

By completing a simple online form, you can request to be removed from marketing lists the bureaus supply to lenders and insurance companies for use in firm (preapproved) credit or insurance offers. The electronic optout is valid for five years. If you want to opt out permanently, you must mail the form to the address provided. You can also opt back into such mailings electronically through the website.

And, if you prefer, you may opt in or out by phone at 888-567-8688.

Another good method to curb the amount of direct mail you receive is to register with www.DMAchoice. org, a program run by the Direct Marketing Association, the leading trade organization for businesses and non-profits that send direct mail.

When you register, your name is put in a “delete” file that is sent to DMA’s 3,600-plus members to check against their mailing lists.

It’s important to note that not all marketers belong to DMA, so registering won’t stop all such mailings. Also, it won’t stop mailings from companies

you already do business with or to which you’ve made a donation in the past.

To get off their lists you’ll have to contact them directly.

Yo u c a n a l s o register with DMAchoice.org to stop mail from being sent to a deceased individual or if you want to manage mail being sent to a dependent in your care. And, they have an email preference service where you can opt out of receiving unsolicited commercial emails from DMA members for six years.

A third opt-out option to explore is www.CatalogChoice.org, a free service that helps you submit opt-out requests for catalogs, coupons, credit card offers, phonebooks, circulars and more. Catalog Choice also offers several paid where they do more of the legwork to get you off third-party mailing databases.

One last suggestion: If you’ve got elderly parents, you might want to

screen their mail for an overabundance of direct mail – especially catalogs and solicitations for money.

If they’re on a fixed income and susceptible to strong sales pitches, the combination can be devastating to their bank account. You can help them register with the organizations mentioned above.

No matter how diligent your efforts to get yourself off unwanted mailing lists, you’re probably still going to get some junk mail. But it’s good to know there are ways to significantly scale back the amount.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 28, 2012

Rancho Santa Margarita Library Adult & Teen Services Events October 11, 4-5:30 p.m.

Photography Workshop for Teens—Learn to shoot like a pro! Karen and Wayne Brown will show you how to create a photograph instead of just “taking” one. Bring your own camera.

Teens, grades 7-12, are welcome. Preregister for all teen workshops at the Information Desk.

For more information call 949.459.6094.

Wednesday, October 3, 7-8:30 p.m.

Rancho Santa Margarita Book Club--Book discussion for this month will be The Little Stranger by Sarah Waters. Please read the book prior to attending. Future reading will include The Condition (November) and School of Essential Ingredients (December).

The club meets the first Wednesday of the month at Rancho Santa Margarita Library. For more information contact Jan at Prancer234@ cox.net Tuesday, October 9, 6-8:45 p.m.

SCORE Workshop - “Your Customers are Mobile. Can You Connect With Them?”

By 2014 mobile device usage will overtake desktop computer usage. Your business must be prepared to connect with your customers on the small screen. Learn the advantages of taking your business mobile, how to mobilize your website, and how to take advantage of mobile social media platforms and mobile apps.

SCORE is a nationwide nonprofit organiza-

tion dedicated to the formation, growth and success of small business. SCORE is a resource partner with the U.S Small Business Administration (SBA). Over 10,500 successful executives, located in 389 local chapters throughout the United States and its territories, volunteer to provide free, confidential business counseling and low cost workshops as a public service to all types of businesses, in all stages of development. SCORE is the best source of free and confidential small business advice to help you build your business-from idea to start-up to success.

Since its founding in 1964, SCORE has provided more than 6.5 million aspiring entrepreneurs and small business owners with practical, real-world advice for starting and managing a small business. Today, SCORE provides more than 400,000 counseling and training sessions each year. Register at SCORE’s online workshop calendar: http://www.score114.org/ workshops/calendarList.aspx October 25, 4-5:30 p.m.

Meet the Masters Art Workshop for Teens— Study the Masters and their works, learn their inspiration and techniques, practice your own project, step by step, with a “Meet the Masters” art teacher. Teens, grades 7-12, are welcome.

Preregister for all teen workshops at the Information Desk. For more information call 949.459.6094.

L S EY’S A E B

Wednesday, October 17, 7-8:30 p.m.

Rancho Readers’ Cafe-- Share a cup of coffee and some chitchat with fellow book lovers in a relaxed atmosphere. Exchange ideas about fiction and nonfiction titles that you’ve enjoyed. This adult program meets the third Wednesday of each month. For more information call 949.459.6094.

Friday, October 19, 7 p.m.

International Film Series—In a future where books are banned and independent thinking is discouraged, one man begins to question his complicity in the system. Based on a Ray Bradbury novel and directed by Francois Truffaut, this film is Not Rated. A brief discussion will follow this free screening. For more information call 949.459.6094.

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September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Santa Margarita Gets Costly Win Over St. Bonaventure

The Eagle defense stuffed St. Bonaventure ballcarrier Zachary Green on a two point conversion attempt to maintain a one point lead in the fourth quarter.

Story and Photos

by Steve Wylie Eagle fans celebrated a nailbiting 35-27 victory over the number four-ranked Seraphs of St. Bonaventure (Ventura) Friday night at Saddleback College, but Santa Margarita announced Saturday that All-Everything quarterback Johnny Stanton suffered a season-ending knee injury. Stanton tore his anterior cruciate ligament and will undergo surgery. Despite the injury, Stanton led the Eagles to victory and finished the game on the field.

After crushing their two most recent opponents, the Eagles knew that the Seraphs would give them much tougher competition. This would be a preseason game with playoff intensity. And the Seraphs certainly brought their “A” game.

Led by standout sophomore quarterback Ricky Town and senior running back Zachary Green, the Seraphs scored against the vaunted Eagle defense on each of their first three possessions, with two rushing Page 8

touchdowns by Green and a nifty fourth down pass to wide receiver Montre Lee. However the Eagles were not intimidated by the powerful St. Bonaventure attack. They matched the Seraphs’ scores touchdown for touchdown on two Stanton passes, the first to River Cracraft who finished with an athletic dance to the end zone, the second on a 44-yard strike to Kyle Sweet, and a one-yard scrum at the goal line

by Ryan Wolpin.

In the third quarter, the Eagles stepped up their execution on both sides of the ball, showing why they continue to deserve their numberone ranking. They took a 28-21 lead with 2:23 remaining in the third quarter on a patented Johnny Stanton dive over the pile into end zone. The defense thwarted St. Bonaventure drives for the first time.

One of the game’s most critical plays occurred in the third quar-

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ter, as the Seraphs pinned Santa Margarita deep in their own territory. But Johnny Stanton eluded an almost certain safety in his own end zone, turning near disaster into a first down.

Nevertheless, St. Bonaventure never gave up. With 2:50 remaining in the fourth quarter, Zack Green blasted a six-yard touchdown to close the gap to one point at 2827. Confident in Green’s ability to pound the ball, Seraph Coach Todd Therrien called for a two-point conversion attempt to take back the lead. But the Eagle defense responded, and stuffed Green short of the goal line.

On the Eagles next drive, Stanton marched the team to midfield, where Ryan Wolpin took a handoff and exploded into the Seraph secondary on a fifty-yard romp to the end zone. Alex Ury’s flawless performance in points after touchdowns brought the score to 35-27.

With 1:30 remaining in the game,

St. Bonaventure still maintained hope of a comeback on a gameending drive. That hope was dashed in the final 47 seconds, as Eagle linebacker Hunter Graham sacked quarterback Ricky Town, who lost the ball. The fumble was recovered by defensive end Taylor Prenevost, sealing the Eagle victory.

Santa Margarita has a bye week on September 28, opening their Trinity League regular season at home against the rebuilding Friars of Servite. They will probably use those two weeks to adjust to the loss of Johnny Stanton.

Eagle head coach Harry Welch paid this tribute to Stanton in last Sunday’s Orange County Register: “He’s one of the best athletes I have ever known in 43 years of coaching, and he’s a better human being than an athlete.” Most Eagle fans would heartily agree.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 28, 2012

Eagle quarterback Johnny Stanton dives over the goal line to score the go-ahead touchdown in Santa Margarita’s 35-27 victory.

Linebacker Tony Bone forces the Seraphs’ quarterback Ricky Town out Ryan Wolpin checks the field en route to a 50-yard touchdown to give the of bounds.

Eagles a 35-27

Johnny Stanton eludes a safety in the Eagles’ own end zone, turning it into a critical first down.

Eagle linebacker Hunter Graham forces a fumble by quarterback Ricky Town to seal the Eagle victory.

The Coto de Caza News

Page 9

September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Tesoro High School 2012 Homecoming; a Gold Medal Performance Story by Tesoro ASB The class dances were topped off by Photos by Peter Proud, South Coast what many fans proclaimed, “The best Photographic senior dance ever!” Over 240 seniors filled the dark field starting out wearing Friday night, September 21, over 500 all black with red, white & blue glow sticks Tesoro High School students presented moving in well-rehearsed coordination… the fans in Tesoro Stadium a high energy, a very special effect capped off by tosscreative half time show with a “Tesoro ing them in the air. As the music transiOlympics” theme, carrying forward the tioned they removed their black clothes enthusiasm of the London Olympics. to show the gold painted jumpsuits and The entire event was a carefully execut- white baseball hats. The next precise ed performance ensuring that every one set of movements was using the hats of the twenty minutes allotted was filled is several ways including moving them with Tesoro Olympic spirit and memories. from person to person and back…again Opening the show was Dr. Daniel finished by tossing them in the air. The Burch, Tesoro’s principal, running the third and final section was a surprisingly Olympic flame that was lighted at Friday elaborate dance that had this extensive morning’s pep rally to the caldron on group of seniors looking like professional the 50 yard line to “open the games.” dancers…lock step along the way…fully Immediately following was a parade of embracing their theme of Gold Medal beautiful Corvette’s, each escorting one Olympians. What a show!! of the girls on the Homecoming Court For the final formation and symbol of (Marissa Spencer, Freshmen Princess; unity, the four classes intermixed and Maddie Rolish, Sophomore Princess; formed the five Olympic rings on the field.

Daley Young, Junior Princess; Carly Then to “close the ceremonies” Dr. Burch Frederick, Yana Williams, Denae Luce took the flame from the caldron onto his and Kristi Johnson, Senior Princesses) torch and ran it out of the stadium. and their fathers to the stage where they The following night, at the 2012 joined the boys on the Court (Shelden Tesoro Homecoming Dance, over 1400 Christensen, Freshmen Prince; Jake students attended and danced their fee Ralston, Sophomore Prince; Baron off to DJ Kris and N-Effect, complete with Wright, Junior Prince; Hunter Johnson, robust lighting and special effects. The Hunter Simmons, Arby Lapira and Jim highlight of the evening was the crownRagsdale, Senior Princes). Once they ing of Jim Ragsdale as Homecoming were all introduced and on the stage, the King, clearly a student favorite. Jim is a big announcement was made, proclaim- hard working student, Special Olympics ing Denae Luce the Tesoro High School medal winner, and endlessly positive 2012 Homecoming Queen. person.

Denae Luce is Senior Class PresiThe entire weekend was a complete dent, a National Honor Society officer, success including the Tesoro Titans IMPACT Mentor, 2-Year JV & Varsity football team pulling out a victory over Song Leader, 2-Year ASB officer, AP Chaparral High School during the wanscholar and National Dancer of the Year ing seconds of the game to remain with boundless enthusiasm for Tesoro undefeated! and can be found in the front row of The Titan Army at every home football game. As president, one of her primary responsibilities was the choreography and coordination of the senior float and dance for the Homecoming half time show.

Once the Queen and her Court were off the field, the lights went out and the lasers went on while the Olympic theme was kicked into high gear and the spotlights were focused on the 15 students from the freshmen class and their Reporters themed dance. The group was small yet energetic. Immediately following were the 50+ sophomore students, sharply executing the Fans theme. They showed an enthusiasm that helps everyone look forward to Tesoro’s future. The juniors, with almost 200 students, donned red sweatpants, white T’s, whistles and Tesoro clipboards Tesoro Principal, Dr. Dan Burch as they carried out a well-coordinated lighting the Torch to begin the halftime ceremonies Trainers theme.

Page 10

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Homecoming Queen Denae Luce and her Father, Jim Luce

Senior Class Dance

Tesoro Student Body forms Olympic Rings on the field

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September 28, 2012

BETTER, FASTER, CHEAPER - hIGH speed rail

The revised 2012 Business Plan outlines a strategy to improve statewide high-speed rail through: · Better integration with existing regional systems; · Faster improvements to infrastructure so Californians benefit more quickly; · Cheaper construction costs that reduce estimates from $98 billion to $68.4 billion.

High-Speed Rail (HSR) will integrate better with existing intercity and regional rail systems to: · Improve existing infrastructure right now to move trains faster and safer; · Integrate existing local rail services with high-speed rail; and · Invest in Southern California, Northern California and Bay Area local rail systems right now to make those systems safer, faster and ready to connect to high-speed train service.

FIVE STEPS TO FASTER CONSTRUCTION

Valley with the first segment of the Initial Operating Section (IOS). Service will launch in 2018, the current San Joaquin rail system will use this new infrastructure to cut travel time on the country’s 5th busiest Amtrak line and connect with other regional commuter systems.

The revised business plan also makes immediate improvements to local rail systems using existing Prop 1A funding, future federal funds and other sources: · Electrifies the Bay Area’s Caltrain Corridor and improves key rail corridors in Southern California · Links the San Joaquin, Altamont Commuter Express, Capitol Corridor and Caltrain systems; and · Closes the existing rail gap between Bakersfield and Palmdale Step 2—Initial High-Speed Rail Operations The next step completes the 300mile section from Merced to the San Fernando Valley. This service will operate without a subsidy, and will have potential to attract additional private investment for HSR system expansion. Service will launch in 2022.

Step 1—Early Investments for Step 3— Electrified Bay to Basin immediate Statewide Benefit Construction of dedicated HSR System The third step connects the Central infrastructure begins in the Central

Valley to San Jose, establishing a connection from the Bay Area to the Los Angeles basin. The upgraded Metrolink system will connect the San Fernando Valley and Los Angeles Union Station. Bay to Basin service launches in 2027.

Step 4—Phase 1 Blended System In 2029, dedicated high-speed infrastructure will extend from the San Fernando Valley to Los Angeles Union Station, linking the upgraded Metrolink corridor to Anaheim and connecting to commuter and urban rail systems throughout the Los Angeles region. The entire length of Phase 1 from San Francisco to LA/Anaheim is 520 miles.

ing and $2.7 billion in voter-approved Proposition 1A bond proceeds.

RIDERSHIP Projections are based on average HSR fares that are 83 percent of assumed San Francisco-Los Angeles one-way airfare of $97. High ridership scenarios assume a fuel price of $6.11 in 2030, with low scenarios assuming a fuel price of $2.60 in 2030. No operating subsidy will be required under any scenario.

STRONG JOB CREATION Construction of the first segment of the IOS is expected to generate 100,000 job-years of employment over five years. Building the Phase 1 blended system—the Bay Area to Southern California—is estimated Step 5—Phase 2 to create 990,000 job-years over 15 Phase 2 extends HSR to Sacra- years, an average of 66,000 annually. mento and San Diego, completing the 800-mile statewide system.

ENVIRONMENTAL BENEFITS AND IMPROVED QUALITY OF LIFE COST REDUCTIONS · 320 billion fewer vehicle miles Completion of the Phase 1 blended traveled over 40 years system will cost $68.4 billion in year· 146 million hours in traffic saved of-expenditure dollars, down from annually $98 billion. Reductions are primarily · CO2 emissions reduced by 3 milattributable to blended infrastructure lion tons annually and revised inflation projections. Six · 237 million gallons of auto fuel will billion dollars has been identified to be saved annually fund the first segment of the IOS, · 35 million gallons of aviation fuel including $3.3 billion in federal fund- will be saved annually The Coto de Caza News

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A nice lady in her middle 50’s came into the office the other day with a chipped upper front tooth. It turns out that the opposing tooth on the lower arch was rotated, and one corner of that tooth hit the upper tooth wrong, and broke it. We patched the chip, but that was not the source of the problem.

During one’s lifetime, lower teeth migrate toward the front of the mouth, and then towards the center. If the four lower front teeth stay in alignment with each other, they’ll stay straight. But, if the forward migration pressure is too great, they’ll start to rotate.

This has a deleterious effect on the supporting tissues of these teeth because it is harder to keep them clean and the gums healthy. It also has a negative impact on the upper front teeth, making them stick out unevenly, or fracturing them, or as in the case of another of my patients, loosens them and predisposes them to premature loss.

The solution is to minimally, imperceptibly (0.25mm per side per tooth) reduce the width of each of the lower front teeth, then moving them back out of harm’s way so that they can’t do any more damage. A removable orthodontic appliance, like a retainer, does the trick. Or, the series of computer-generated aligners from Invisalign which as the name implies are nearly invisible also work for this.

Some people may think that nobody sees the lower front teeth, so their alignment isn’t critically important. It turns out, that’s not the case. We need to keep all the teeth healthy and functional.

Next time you’re close to a mirror, check out your lower front teeth. If they’re crooked, call me.

When you call Please be sure to ask about “Care Credit”, a credit card offering up to 12 months of interest-free credit on dental work. I like this because there are no premiums that have to be paid whether any dental work is required or not Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

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September 28, 2012

Local Teenager Unites Our Community Through His Music by: Ria Ciscone When 16-year-old Ian CastilloUrrego heard that two of his young friends were diagnosed with cancer, he knew he needed to step forward and offer his support. As Ian put it, “Why not help with my music?” In no time, Ian, a graduate of Rancho Viejo Montessori School and now a sophomore at Trabuco Hills High School , joined forces with three local moms to plan what turned out to be a wildly successful, sold-out event held at Dove Canyon Country Club.

The evening started out with champagne, hors d’oeuvres and homemade treats baked and sold by Ayden Elsasser under the guidance of his cooking mentor, Suzanne Daniel.

Seven-year-old Ayden was diagnosed earlier this year with a malignant Posterior Fossa Medulloblastoma (pediatric brain tumor) and has since started aggressive chemotherapy and radiation treatments to the brain and spine. He was there in force, greeting his guests and proudly handing over his creations. The evening also boasted a silent auction chock full

of coveted items such as rounds of golf at Dove Canyon Country Club, Guys Day Out on a fishing yacht and A Week in Ka’anapali. Guests then enjoyed a delectable dinner of Atlantic Salmon and Crusted Flat Iron Steak.

Unfortunately, the other honoree of the evening, fifteen-year-old Kabina Best Cressey, passed away just prior to the event.

When Ian Castillo-Urrego sat down at the piano, perfectly positioned among the 150 attendees, his original works poignantly captured the mood; a blend of sadness and of hope.

Kabrina’s image sat atop the piano as Ian played for the supporters, who spontaneously rose to their feet on several occasions. Both Ayden and Kabrina’s mothers, Misty Elsasser and Karen Cressey, courageously stood in front of the crowd to voice their appreciation. There were tears, laughter and an enormous amount of love echoing throughout the evening.

Through ticket sales and donations, the evening raised approximately $20,000. These funds were distributed through The Talbert Family Foundation, which is dedicated to

Ian Castillo-Urrego, with Kabrina Cressey by his side

providing direct financial support to local families suffering from catastrophic illnesses, primarily cancer.

The Talbert Family Foundation donates 100% of the monies from the public to the families it supports. The proceeds from Ayden’s bake sale went to the kids’ Treasure Chest at

CHOC’s Outpatient Infusion Center . Also, monies from the evening’s raffle went directly to Grayson Smiley, another young man battling a brain tumor. It was awe-inspiring to witness one young man and our community rally around such an important cause.

SAPPHIRE AT SCHOOL at ST. JOHN’S EPISCOPAL SCHOOL Sapphire at School™ was selected to deliver fresh and healthy meals for St. John’s Episcopal School in Rancho Santa Margarita, Calif., for the 2012/2013 school year. Founded in 2007 by Chef Azmin Ghahreman, chef and owner of the restaurant Sapphire Laguna in Laguna Beach, Calif., Sapphire at School is a program that provides students and faculty with nutritious alternatives to the standard processed food traditionally served in cafeterias. Currently, Sapphire at School works with six schools in Orange County, including El Sol Academy in Santa Ana, and delivers meals to more than 3,500 students daily.

“We’re thrilled to provide St. John’s Episcopal School with top-quality meals that are both wholesome and appealing to students,” said Ghahreman. “The Sapphire at School program continues to grow as parents and educators become increasingly aware of the importance of child nutrition and food education. As a chef I know how to make food taste good, and as a father of four I’m committed to helping children make smart food choices before bad eating habits are formed.”

Ghahreman combines his culinary talents with Sapphire at School’s mis-

sion to nourish and educate young people for a lifetime of well-being.

Sapphire at School menus and educational curriculum are based on the Mediterranean Food Pyramid, which relies on fruits, vegetables, whole grains and lean proteins prepared with healthy oils. Meals can also be customized to accommodate children with allergies and special dietary needs; offering vegetarian, vegan, gluten-free, and low-sugar meal plans.

To ensure the highest standards, Sapphire at School is overseen by a nutritional board comprised of doctors, dietitians, nutritionists, parents, chefs and educators.

“The wonderful addition of Sapphire at School to St. John’s extends the School’s commitment to excellence.

We are proud to be in partnership with Chef Azmin Ghahreman whose culinary expertise is matched by his sense of care and concern for children,” said James Lusby, Headmaster of St. John’s Episcopal School.

In many of the schools, the Sapphire at School program also includes classroom instruction and time in the kitchen where students work with healthy ingredients to learn how to feed themselves healthfully, deliciously, and

easily for a lifetime.

Chef Azmin Ghahreman sees each child as his own responsibility, and coined the phrase “Every Child Is My Child™” – making it his mission to develop and nurture programs that take a positive action on behalf of children in the field in which he excels: providing delicious, innovative and healthy meals that broaden the mind and the palate. Sapphire at School was launched in 2007, and aims to provide a fresh and healthy alternative to the standard institutional and fast-food fare that have resulted in a generation

of overweight children. The program is based primarily on the Mediterranean Food Pyramid, using heart-healthy foods which produce meals that are not only nutritious, but taste good as well. Contributing to the ongoing development and advancement of the program is the Sapphire at School Nutritional Board comprised of the area’s leading pediatric medical, nutritional and dental experts and professional chefs. For more information regarding Sapphire at School, please contact us by calling 949-715-9260 or visit www. sapphireatschool.com.

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The Addams Family NATIONAL TOUR TO MAKE ITS ORANGE COUNTY PREMIERE AT SEGERSTROM CENTER FOR THE ARTS

The national tour of the new musical The Addams Family, based on the bizarre and beloved family of characters created by legendary cartoonist Charles Addams, will make its Orange County premiere on December 18 at Segerstrom Center for the Arts as part of the Broadway Series.

Single tickets, which start at $20, will go on sale Sunday, November 4 at 10 a.m. PST. Tickets will be available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. For inquiries about group ticket savings for 10 or more, call the Group Services office at (714) 755-0236. The TTY number is (714) 556-2746. The 2 p.m. performance on Saturday, December 29 will include audio description, open captioning and sign-language interpretation.

The Addams Family played Broadway’s Lunt-Fontanne Theatre from March 2010 – December 2011 where it grossed more than $85 million.

Chris Jones of the Chicago Tribune described the production as “classic, full-tilt, fast paced, old-fashioned Page 16

musical comedy!” and John Simon of Bloomberg News called it “Uproarious! A glitzy-gloomy musical entirely worthy of the macabre drawings by Charles Addams.”

The North American tour of The Addams Family premiered in New Orleans in September 2011 and has played more than 350 performances to date. Richard Ouzounian of the Toronto Star called the production a “wackily entertaining musical […] that moves with breezy style and an open heart” and Robert Trussell of the Kansas City Star praised it as “first class [with] unexpected pleasure at almost every turn.”

The Addams Family national tour features a book by Marshall Brickman and Rick Elice, and music and lyrics

by Andrew Lippa. The production is directed and designed (sets and costumes) by Phelim McDermott and Julian Crouch with choreography by Sergio Trujillo. The entire production is under the supervision of four-time Tony Award winner Jerry Zaks.

The production features lighting design by Natasha Katz, sound design by Acme Sound Partners and

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puppetry by Basil Twist. The production also features music supervision

by Mary-Mitchell Campbell, music direction by Ben Whiteley, orchestrations by Larry Hochman, dance arrangements by August Eriksmoen, hair design by Tom Watson, makeup design by Angelina Avallone and special effects design by Greg Meeh.

The Addams Family features an original story and it’s every father’s nightmare. Wednesday Addams, the ultimate princess of darkness, has grown up and fallen in love with a sweet, smart young man from a respectable family. A man her parents have never met. And if that weren’t upsetting enough, she confides in her father and begs him not to tell her mother. Now, Gomez Addams must do something he’s never done before - keep a secret from his beloved wife, Morticia. Everything will change for the whole family on the fateful night they host a dinner for Wednesday’s “normal” boyfriend and his parents.

In a prolific career spanning six decades, Charles Addams created several thousand cartoons, sketches

and drawings, many of which were published in The New Yorker. But it was his creation of characters that came to be known as The Addams Family that brought Addams his greatest acclaim. With a unique style that combined the twisted, macabre and just plain weird with charm, wit and enchantment, Addams’ drawings have entertained millions worldwide and served as the inspiration for multiple television series and motion pictures.

The Addams Family tour is produced by Stuart Oken, Roy Furman, Michael Leavitt, Five Cent Productions, Stuart Ditsky/AdamDitsky, Stephen and Mary Jo Schuler, Eva Price, James L. Nederlander, Stephanie P. McClelland, Pittsburgh CLO/Gutterman/Deitch, Vivek Tiwary/Jamie deRoy/Carl Mollenberg and Mary Lu Roffe, by special arrangement with Elephant Eye Theatrical. International productions have been announced for Australia (March 2013) and Argentina (June 2013).

For more information, please visit: www.theaddamsfamilymusicaltour. com.

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September 28, 2012

PACIFIC SYMPHONY’S ASSISTANT CONDUCTOR MAXIM ESHKENAZY passes the baton to NEWCOMER ALEJANDRO GUTIÉRREZ It is sure to be a bittersweet moment when Maxim Eshkenazy— Pacific Symphony’s much-loved assistant conductor for the last four seasons—steps down at the end of 2012-13, passing the baton to new Assistant Conductor Alejandro Gutiérrez. But luckily, it’s going to be a long goodbye for the very popular Eshkenazy, who continues with the Symphony, sharing duties with Gutiérrez throughout the coming season.

I n h i s new role a s a ssist a n t conductor, Gutiérrez will begin assuming some of Eshkenazy’s duties over the next few months, and will eventually serve as music director of the Pacific Symphony Youth Orchestra; lead Family and Youth Concerts; and assist Music Director Carl St.Clair, as needed.

This December, during the Family Musical Mornings’ series concert, “Nutcracker for Kids,” conducted

by Eshkenazy, audiences will be introduced to Gutiérrez, as the baton is ceremonially passed.

Gutiérrez makes his official debut leading “The Magic Flute” on Jan. 12, 2013, while Eshkenazy continues his behind-the-scenes duties through May 2013.

“I feel really excited and happy to begin my duties as assistant conductor of Pacific Symphony, not only because the orchestra is recognized as being at an outstanding artistic level, but for its warm family environment among the musicians, conductors and all the administrative departments,” says Maestro Gutiérrez. “It is the perfect place to really develop a career as a conductor. There are good opportunities to conduct this great orchestra, to artistically lead some specific projects, especially in the area of education and young-audience engagement, all in outstanding venues and with high-level artists.”

Gutiérrez has been associate conductor of the National Symphony Orchestra of Costa Rica since 1998, touring with the orchestra around all seven provinces of the nation, as well as conducting some subscription concerts. He is the creator and conductor of several successful educational and family programs: “Discovering Beethoven,” “The Family Instruments of the Orchestra,” “From the Caves to the Orchestra” and “The Concerto,”

among others. He has guest conducted the Kalamazoo Symphony Orchestra in Michigan, the Honduras Philharmonic, the Tatui Summer Festival Wind Orchestra, MIMU Festival Chamber Ensemble in Brazil and Costa Rica’s National Symphonic Choir.

Gutiérrez has also served as assistant conductor of the Austin Symphony Orchestra, music director of the University of Texas University Orchestra, music director and conductor for the 2011 University of Texas Opera Center production of Mozart’s “Così fan tutte” and prepared the national and international casts of Puccini’s “Madama Butterfly” for the Costa Rican National Lyric Opera in 2007.

As music director and conductor of the University of Costa Rica Symphony Orchestra and the National Institute of Music Wind Orchestra, Gutiérrez led a program for new music in which he premiered winning compositions of the National Award of Composition given by the minister of culture. He is the founder and director of the internationally known chamber ensemble “Trombones de Costa Rica,” which tours the U.S., Caribbean, Central and South America and Europe, and was awarded Costa Rica’s National Prize of Music in 1999 and the Special Prize of the City of Passau, Germany, in 1997.

“I have not yet had the opportunity to meet Alejandro, but having just come from conducting in Costa Rica—everyone spoke very highly of him,” says Maestro Eshkenazy. “They had nothing but nice things to say about Alejandro, and I’m sure I’ll feel the same.”

A rising star among today’s generation of young conductors, Bulgarian native Eshkenazy has been called “charismatic and exciting,” by the Los Angeles Times.

In 2011, Eshkenazy led Pacific Symphony Youth Orchestra’s first highly successful European tour through Bulgaria, where they performed concerts in the cities of Varna, Plovdiv and Sofia to strong acclaim. With the Bakersfield Youth Symphony Orchestra, Eshkenazy completed a successful tour to South Korea, which was also received with great enthusiasm by audience and media

Maxim Eshkenazy

alike. In addition to leading Pacific Symphony’s Family and Youth Orchestra concerts, Eshkenazy conducted “Tchaikovsky Spectacular” during the Symphony’s Summer Festival 2011-12 and “Cirque de la Symphonie” in 2010-11, as well as in the Renée and Henry Segerstrom Concert Hall during this past winter season. He made his summer debut in 2009 with the Symphony in collaboration with the Orange County affiliate of Susan G. Komen for the Cure, which saw record-breaking attendance.

T h e 2 0 1 0 - 11 s e a s o n a l s o marked the inception of Fortissimo Fest, where Eshkenazy serves as music director. The newlyfounded festival, underwritten by the America for Bulgaria Foundation, took place in his hometown of Sofia, and includes most of the major Bulgarian orchestras as well as orchestras and soloists from the United States. The Fortissimo Fest is a cultural-bridge builder and Eshkenazy is pleased to be an ambassador for the arts and integral link between the two nations. He is currently conclud-

ing the Fest this month, before returning to the states.

“I am feeling very upbeat,” says Eshkenazy from Bulgaria, reflecting on his fifth and final season. “I have always believed that at every crossroad, there are new opportunities. In this case, I am able to look to my future and choose a new path. It’s a great time for me.

“My time at Pacific Symphony has been fantastic,” continues Eshkenazy. “I’ve learned an incredible amount from Carl (St. Clair) and John (Forsyte, the Symphony’s president) and the staff. I’ve learned how to integrate myself into an American orchestra structure, and I’ve grown tremendously as a conductor. Anytime you have the chance to work with a great orchestra, it forces you to be a better conductor. I hope to one day be the music director of a major orchestra, one that will be leading the way for classical orchestral music.”

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September 28, 2012

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Gala event Brings $248k for Visually Impaired Children Richard Nixon Presidential Library in Yorba Linda was the distinguished venue for the Southern California College of Optometry’s Second Annual Shared Visions Gala and V-Awards. This was the College’s signature fundraising event with over 300 elegantly dressed guests. With their support, a record $248,000.00 was raised to facilitate top-tier healthcare education and the delivery of innovative vision care for Orange County’s underserved children. The 108 year old institution’s vision is to lead the future of eye, vision, and health care one student at a time.

“Our vision is to champion the effort to ensure every child in Orange County is ready to learn by the time he or she enters school by providing essential vision care,” stated SCCO President Kevin L. Alexander, O.D.,Ph.D. Serving for a second year as Honorary Co- Chairs were Community Philanthropists, Frances and Steve Knott, and Orange County PBS SoCal Anchor, Maria Hall-Brown, served as Master of Ceremonies.

The evening began with an elegant Cocktail Reception where guests were treated to an array of hors d’oeuvres and a special preview of the College’s acclaimed Shared Visions Art Exhibit, celebrating the artistic accomplishments of artists who are visually impaired or legally blind, highlighting their abilities, talents, and achievements.

Featured Artist for this year’s Gala, Arlissa Vaughn, created a “Live Painting” during the Cocktail Reception entitled HOPE FOR VISION, highlighting the Gala’s main focus on children’s vision.

Upon the painting’s completion, it was auctioned off to the highest bidder during the fun and fast-paced Live Auction. Barbara Gregory from Fullerton was the lucky winner taking it home for $600. A former resident of Seal Beach, California, Ms. Vaughn, now of Las Vegas, was diagnosed with Retinitis Pigmentosa seven years ago. She has participated for the past four years in the Shared Visions Art Exhibit.

Dinner was served in the East Room of the Richard Nixon Presidential Library, followed by entertainment by Singer Marleena Coulston Barber, who herself is legally blind due to Albinism. Barber was a complete surprise as her one women show “Thank You for the Music” dazzled the crowd. She sang songs that paralleled her life telling stories about each song and how it fit within her challenges growing up. Starting out with Shy – from the Broadway Musical “Once Upon A Mattress”, Reflection – from the Disney animated film “Mullan”, Somewhere over the Rainbow, The Greatest Love of All by George Benson, Nothing – from the Broadway Musical “A Chorus Line” by Marvin Hamlisch, Who Will Love Me As I Am from the Broadway Musical “Sideshow”, At Last, In My Daughter’s Eyes, Feelin’ Good from the musical “The Roar of the Greasepaint - The Smell of the Crowd”, and Thank you for the Music by ABBA. Barber received a standing ovation after her performance.

This year the distinguished V-AWARDS recognized members of the community for their volunteer and humanitarian service and two national vision care programs. These Awards are based upon service and contributions over time that has significantly advanced the stature and integrity of mankind.

V-Award recipients this year included; Donald E. Studt, O.D., Abbott Medical Optics – Accepted by Jeff Castillo, James H. Blake, Thomas S. Tooma, M.D. , InfantSEE Program – Accepted by Ronald L. Hopping, O.D., MPH. The evening culminated with a particularly thrilling Live Auction, brimming with once-in-a-lifetime experiences such as a private wine tasting for 20 at Total Wine and More, Glenda Secore from Huntington Beach took that home for $1,300.

Keith Collins won the Nvision Laser Eye Lasik surgery for $4,200; a week at Lake Arrowhead with 11 guests at a 3200 square foot private vacation home went for $700 to Franklin Lusby, MD and the instant wine cellar with various wines and a 27 bottle refrigerator went for $1,800 to Dianna Orr-Norton. The Photos by: Matt Breneman Page 18

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(left to right) Arlene Kaye, SCMD, Southern California College of Optometry Director of Marketing; Dr. Marta Tooma, Thomas S. Tooma, M.D. who received a V-Award for Global Service, Kevin L. Alexander, O.D., PhD., President of Southern California College of Optometry, and Paul A. Stover, M.Ed., Southern California College of Optometry Vice President of Advancement and Marketing.

(left to right) Honorary Co-Chairs Steve and Frances Knott with V-Award Winner for Community Service, James H. Blake.

Maria Hall-Brown PBS SoCal Anchor with her husband Dr. Jeff Brown.

auction was followed by a “Fund-a-Need”, which brought in additional dollars for the College to realize its dream of acquiring a Mobile Vision Van to conduct vision outreach within the Orange County community.

Established in 1904, SCCO is a private, non-profit, educational institution dedicated to educating today’s minds to provide tomorrow’s eye vision, and health care. The Southern California College of Optometry grants a four-year professional degree, Doctor of Optometry (OD) and a Master of Science in Vision Science (MS). In August 2011, SCCO announced plans to start a Physician Assistant Program – the FIRST IN ORANGE COUNTY – via a two-year graduate degree. For more information visit www.scco.edu/sharedvisions

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Coto de Caza Legal Notices TSG No.: 6724651 TS No.: CA1200244673 FHA/VA/PMI No.: APN: 691-401-20 Property Address: 26291 VIA CALIFORNIA DANA POINT, CA 92624 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/22/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/06/2003, as Instrument No. 2003000944458, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: THEODORE N. DEUEL, AN UNMARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 691-401-20 The street address and other common designation, if any, of the real property described above is purported to be: 26291 VIA CALIFORNIA, DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $592,889.02.

The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx, using the file number assigned to this case CA1200244673 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Title Insurance Company 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)939-0772 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207196 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-486903-CL Order No.: 110583174-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STEVEN M. DIMMICK AND VICKI L. DIMMICK, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/3/2007 as Instrument No. 2007000485009 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $643,300.82 The purported property address is: 26 POPLAR DR, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 632-171-29 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

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TSG No.: 5587886 TS No.: CA1100231339 FHA/VA/PMI No.: APN: 833-082-06 Property Address: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA) RANCHO SANTA MARGARITA, CA 92679 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/12/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/11/2012 at 01:30 P.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/16/2008, as Instrument No. 2008000236202, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: RICHARD B. FERRIS AND MARIA A. FERRIS, HUSBAND AND WIFE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 833082-06 The street address and other common designation, if any, of the real property described above is purported to be: 21351 LINDSAY DRIVE (TRABUCO CANYON AREA), RANCHO SANTA MARGARITA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $534,365.18. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx, using the file number assigned to this case CA1100231339 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 Date: FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916)9390772 First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.NPP0207159 COTO DE CAZA NEWS 09/21/2012, 09/28/2012, 10/05/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-486903-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-486903-CL IDSPub #0035507 9/14/2012 9/21/2012 9/28/2012

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Coto de Caza Legal Notices T.S. No. 12-19533 APN: 937-28-028 Loan No. 0598649846 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: ANGEL CARVAJAL ULLOA, A SINGLE MAN Duly Appointed Trustee: Law Offices Of Les Zieve Deed of Trust recorded 5/24/2007 as Instrument No. 2007000337881 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Estimated amount of unpaid balance and other charges: $386,319.65 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed. Street Address or other common designation of real property: 32106 VIA VIENTE UNIT 28 , SAN JUAN CAPISTRANO, CA 92675 Described as follows: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST A.P.N #.: 937-28-028 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-19533. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 9/17/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 or www. priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P985556 9/21, 9/28, 10/05/2012

Trustee Sale No.: 20120028700454 Title Order No.: 7742-466810 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/09/2006 as Instrument No. 2006000156667 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: GREGORY L ANDERSON, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/9/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 18 WESTCHESTER COURT , COTO DE CAZA, CA 92679 APN#: 778-191-46 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $971,522.86. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120028700454. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 2 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www. priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/10/2012 P983324 9/14, 9/21, 09/28/2012

TSG No.: 4434416 TS No.: CA1000198732 FHA/VA/PMI No.: APN: 933-84-032 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/27/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/4/2012 at 09:00 AM, First American Trustee Servicing Solutions LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/05/2003, as Instrument No. 2003001088654, in book , page , of Official Records in the office of the County Recorder of Orange County, State of California. Executed by: CONSTATINO BALDERAS AND FERMINA P. OLEA, HUSBAND AND WIFE AND JULIO PIEDRA, A SINGLE MAN ALL AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in the above mentioned Deed of Trust APN# 933-84-032 The street address and other common designation, if any, of the real property described above is purported to be: 31478 CALLE LA PURISIMA , San Juan Capistrano, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $240,860.24 The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. priorityposting.com/Priority/index.php, using the file number assigned to this case CA1000198732. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. First American Trustee Servicing Solutions, LLC may be acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

For Trustee’s Sale Information Please Call (714) 573-1965 P980235 9/14, 9/21, 09/28/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices Trustee Sale No. 257684CA Loan No. 3014300143 Title Order No. 1112588 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/22/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/16/2007, Book NA, Page NA, Instrument 2007000512481, of official records in the Office of the Recorder of Orange County, California, executed by: MICHAEL PETERSON, A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $768,793.02 (estimated) Street address and other common designation of the real property: 26291 VIA CORRIZO , SAN JUAN CAPISTRANO, CA 92675 APN Number: 668-511-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P980821 9/14, 9/21, 09/28/2012

Trustee Sale No. 257157CA Loan No. 1022751644 Title Order No. 1088805 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/5/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05/24/2005, Book N/A, Page N/A, Instrument 2005000395638, of official records in the Office of the Recorder of Orange County, California, executed by: THERESA LOZA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $350,366.53 (estimated) Street address and other common designation of the real property: 219 CHAUMONT CIRCLE , LAKE FOREST, CA 92610 APN Number: 939-11-304 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/13/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Saman Khatami, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P981189 9/14, 9/21, 09/28/2012

September 28, 2012

New Earthquake App Brings American Red Cross Safety Information to Mobile Devices The American Red Cross has launched its official Earthquake App, putting lifesaving information right in the hands of people who live in or who visit earthquake prone areas.

This free app-–available in English or Spanish-–is the third in a series created by the American Red Cross, the nation’s leader in emergency preparedness, for use on both iPhone and Android platforms. The Earthquake App comes on the heels of the highly successful First Aid and Hurricane apps, which have been downloaded more than 1 million times.

“This newest app gives instant access to local and real time information on what to do before, during and after earthquakes,” said Debbie Graves, regional director of preparedness for the Red Cross in Orange, Riverside and San Bernardino Counties. “Southern Californians will receive earthquake notifications and can monitor activity where other family and friends reside. People who do not live in earthquake-prone areas can also have peace of mind knowing you’ll have instant information about loved ones.”

“Shake Zone Impact Maps” show give users personalized local impact information to help them make crucial decisions.

Features of the app include: · Earthquake notifications showing the epicenter, magnitude and intensity maps; · One touch “I’m safe” messaging that allows users to broadcast reassurance to family and friends via social media outlets that they are out of harm’s way; · Options to view the app in English or Spanish based on user handset settings; · Locations of open Red Cross shelters; · Simple steps and checklists people can use to create a family emergency plan; · Preloaded content that gives users instant access to critical action steps, even without mobile connectivity; ·

Information on events that may

happen after earthquakes such as fires and tsunamis; · Toolkit with flashlight, strobe light and audible alarm; and · Badges users can earn through interactive quizzes and share on social networks.

Over the past three months, the Red Cross has made great strides in putting vital information in the hands of people who need it during emergencies. More than 1 million people have downloaded the First Aid and Hurricane Apps. People have used the content in our First Aid App to control bleeding, care for broken bones and help people having seizures.

National Red Cross experts in health, safety and preparedness have thoroughly reviewed and field tested the information and advice provided in Red Cross apps.

“A recent Red Cross survey found that apps have tied social media as the fourth most popular way for people to get information during emergencies, making the Red Cross app development effort even more important,” added Graves.

The Earthquake App can be found in the Apple App Store and the Google Play Store for Android by searching for American Red Cross. Apps can help prepare people for disasters, but they are not a substitute for training. Red Cross First Aid and CPR/AED training empowers people to know how to respond to emergencies in case advanced medical help is delayed. People can visit redcross. org/takeaclass for course information and to register.

The Red Cross responds to nearly 70,000 disasters each year and we help people get ready to respond to emergencies by providing these apps for free.

The Red Cross needs the help of the public to continue this lifesaving effort.

People can make a donation to the Red Cross by going to redcross.org, texting REDCROSS to 90999 or by calling 1-800-REDCROSS.

The Coto de Caza News

Page 23

September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00600181 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of REBECCA ZAHABIAN. Petitioner(s) REBECCA ZAHABIAN has/have filed a petition with this court for a decree changing name(s) as follows: REBECCA ZAHABIAN to REBECCA SALEHANI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 30, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 24, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00593163 PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCIS WANG DANG. Petitioner(s) FRANCIS WANG DANG has/have filed a petition with this court for a decree changing name(s) as follows: FRANCIS WANG DANG to FRANCIS DANG WANG . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 12, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 23, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/14/2012, 9/21/2012, 9/28/2012, 10/5/2012

FICTITIOUS BUSINESS NAME STATEMENT #20126315684 The following person(s) is (are) doing business as: RJ CONSTRUCTION OF OC, 1 HOPE DRIVE, TUSTIN, CA 92782. The Fictitious Business Name(s) referred to above was/were filed with the Orange County Recorder on SEPTEMBER 25, 2012. This business is conducted by an INDIVIDUAL: ROBERT ALAN JOHNSTON, 1 HOPE DRIVE, TUSTIN, CA 92782. The registrant(s) has/have commenced doing business on 9/22/2012. (signed) ROBERT JOHNSTON The Mission Viejo News – 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595265-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSHUA RYAN KYSOR. Petitioner(s) JOSHUA RYAN KYSOR has/have filed a petition with this court for a decree changing name(s) as follows: JOSHUA RYAN KYSOR to JOSHUA RYAN ABBOTT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 26, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 4, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00598410-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of YESHUA NICK, a minor. Petitioner(s) SEAN NICK LEVI, on behalf of YESHUA NICK, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: YESHUA NICK, a minor, to YESHUA NICK LEVI, a minor . The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on NOVEMBER 9, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 18, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/28/2012, 10/5/2012, 10/12/2012, 10/19/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-507617-VF Order No.: 120136476-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA A LEE, AN UNMARRIED WOMAN Recorded: 3/7/2006 as Instrument No. 2006000151338 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $855,015.81 The purported property address is: 34021 CALLE DE BONANZA, SAN JUAN CAPISTRANO, CA 92675-5026 Assessor’s Parcel No. 675-035-14 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

Page 24

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-507617-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-507617-VF IDSPub #0035342 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $935,391.76 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595053-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHARLES EVAN NICHOLS-MORA, a minor. Petitioner(s) HEATHER BLACKBURN and CHRIS MORA, on behalf of CHARLES EVAN NICHOLS-MORA, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: CHARLES EVAN NICHOLS-MORA, a minor, to CHARLES EVAN BLACKBURN MORA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 19, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 31, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0037256 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices T.S. No. 11-5825-55 Loan No. 1010471157 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/13/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: DEMETRI R GUTIERREZ AN UNMARRIED MAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 9/18/2007 as Instrument No. 2007000569340 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $432,093.39, estimated Street Address or other common designation of real property: 20 BLAZEWOOD (FOOTHILL RANCH AREA) LAKE FOREST, CA A.P.N.: 601-023-51 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 11-5825-55. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 9/13/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P984683 9/21, 9/28, 10/05/2012

Trustee Sale No.: 20120134000738 Title Order No.: 120128410 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/22/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 07/03/2006 as Instrument No. 2006000447607 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ANN TINKER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/15/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 85 CALLE DE FELICIDAD , RANCHO SANTA MARGARITA, CA 92688 APN#: 930-27-430 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $382,549.68. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www. priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134000738. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/14/2012 P982680 9/21, 9/28, 10/05/2012

Trustee Sale No. 256145CA Loan No. 0690502026 Title Order No. 1062549 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/5/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 04/26/2005, Book N/A, Page N/A, Instrument 2005000314706, of official records in the Office of the Recorder of Orange County, California, executed by: THU THI ROTHFORK, TRUSTEE, OR HER SUCCESSORS IN TRUST, UNDER THE THU THI ROTHFORK LIVING TRUST, DATED AUGUST 30, 1993, AND ANY AMENDMENTS THERETO, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $442,574.08 (estimated) Street address and other common designation of the real property: 24201 LARKWOOD LANE , LAKE FOREST, CA 92630 APN Number: 617-013-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options

to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee Derek Wear-Renee, Assistant Secretary CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P978970 9/14, 9/21, 09/28/2012

September 28, 2012

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-432133-CT Order No.: 110142027-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/13/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AMELIA FLORES, A SINGLE WOMAN Recorded: 4/26/2004 as Instrument No. 2004000352850 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $422,458.76 The purported property address is: 6 MELODY HILL LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 625-302-16 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-432133-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-432133-CT IDSPub #0036661 9/14/2012 9/21/2012 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-498482-VF Order No.: 120061737-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/25/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOSE ARTURO RODRIGUEZ AND MARIA GUADALUPE RODRIGUEZ, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/31/2005 as Instrument No. 2005000687107 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $719,315.61 The purported property address is: 23901 SILVERBAY DRIVE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-232-02 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-498482-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498482-VF IDSPub #0036818 9/14/2012 9/21/2012 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $931,638.16 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale

may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0035308 9/14/2012 9/21/2012 9/28/2012

The Coto de Caza News

Page 25

September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Next Roman Catholic Bishop of Orange Announced: Bishop Kevin W. Vann to Succeed Bishop Tod D. Brown as the Fourth Bishop of Orange His Holiness, Pope Benedict XVI has announced today that Bishop Kevin W. Vann (61) will succeed Bishop Tod D. Brown as the Bishop of Orange.

Bishop Vann, the current Bishop of Fort Worth, Texas, will be installed as the fourth Bishop of Orange in December. Bishop Brown was advised of the new appointment by the Papal Nuncio, the official representative of the Holy See for the United States, Archbishop Carlo Maria Vigano.

Bishop Brown, who was appointed the Bishop of Orange on the 30th of June 1998, reached the mandatory retirement age last year and completes 14 years of service as the leader of the tenth largest Roman Catholic Diocese in the United States. The Diocese is comprised of 62 parishes and diocesan centers and has a population of 1.2 million Catholics.

Bishop Vann has distinguished himself during his seven year tenure as Bishop of Fort Worth and in prior assignments as priest, pastor and member of important Church committees and panels. He is recognized for innovative parish-based and diocesan initiatives and a leading member of the US Conference of Catholic Bishops’ Committee on Migration. Working within the Texas Catholic Conference, Bishop Vann has encouraged comprehensive immigration reform in the State of Texas and nationally.

His outreach to all immigrant communities, including the growing Vietnamese and Asian populations now present in Texas, will be important assets when beginning his assignment in the multi-cultural Diocese of Orange.

Bishop Vann is fluent in Spanish and Italian and is developing his Vietnamese language skills.

A native of Springfield, Ill., Vann is an accomplished pianist, an expert in canon law and gifted organizer. When installed as Bishop in 2005, the Diocese of Fort Worth served 400,000 area Catholics. Under his leadership the Diocese of Fort Worth has become a larger and more dynamic Catholic community serving over 700,000 Catholics, more than 50 percent being Hispanic.

Much of Ft. Worth’s diocesan growth is credited to Vann’s expansion of existing parish communities and an estimated $135 Million in widespread capital improvements. These improvements included the construction of one of the largest Catholic Churches in the United States serving a Vietnamese congregation - the Arlington (Texas) Vietnamese Martyrs Church. He restructured the local Catholic School system to a cost-based tuition system to ensure the financial viability of each school, while also creating a multiPage 26

Bishop Kevin W. Vann

million dollar scholarship fund to provide tuition assistance. His leadership further contributed to the expansion of Catholic Charities in the region and the opening of a new facility to accommodate that ministry’s growing needs. During Bishop Vann’s tenure the number of seminarians, ordained priests, women religious and lay Catholics serving the Diocese of Fort Worth has significantly increased. In 2012, the Diocese established a new parish to serve university students and a new elementary school.

Bishop Vann was instrumental in the development of the Personal Ordinariate of the Chair of St. Peter - to allow for the ordination of former Anglican priests and to accept former Anglican communities into the Catholic Church.

One former Anglican priest was recently ordained a Catholic Priest by Bishop Brown to serve in the Diocese of Orange.

The Coto de Caza News

Bishop Vann is the Ecclesiastical Delegate of the Holy See for the Pastoral Provision in the United States, which was established by Pope John Paul II in 1981 to accommodate full communion with the Catholic Church for Episcopal priests and laity.

In response to Bishop Vann’s appointment as his successor, Bishop Brown said: “The Diocese of Fort Worth has enjoyed a dynamic period of growth and the demands for comprehensive pastoral services there are not unlike those we have experienced, here in the Diocese of Orange. Bishop Vann enjoys an enviable record of success and I am exceedingly pleased by his appointment as my episcopal successor.

“While we have accomplished much in the years since I succeeded Bishop Norman MacFarland, including the recent acquisition of the former Crystal

Cathedral and its campus, much work remains to be done. This work will require an administrator with proven skills and a spiritual leader with an abundance of faith. Bishop Kevin Vann has these attributes and much more.

We are all blessed by his selection and I assure you - that I will do all I can to help make his transition to this important new responsibility enjoyable and productive.

“I plan to address the Diocese sometime soon and to reflect on the journey we have taken together. For now, the news is not about me - it is about our Diocese of Orange stepping into the future with its dynamic new leader.

“Let us celebrate this news and warmly, welcome Bishop Vann into our spiritual lives and our diocesan community.”

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

Page 27

September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices

The Coto de Caza News

Coto de Caza Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-11-454983-RM Order No.: 110326773-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GREGORY L RHODES AND WENDY A RHODES Recorded: 1/18/2005 as Instrument No. 2005000041081 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $933,929.59 The purported property address is: 31862 VIA PATO, COTO DE CAZA, CA 92679 Assessor’s Parcel No. 804-091-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-454983-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-454983-RM IDSPub #0036442 9/14/2012 9/21/2012 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-510055-AL Order No.: 1173006 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BONNIE TAPLIN, AN UNMARRIED WOMAN Recorded: 1/2/2008 as Instrument No. 2008000000720 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $283,919.28 The purported property address is: 25885 TRABUCO RD APT 88, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-47-488 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510055-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510055-AL IDSPub #0035819 9/21/2012 9/28/2012 10/5/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511547-AL Order No.: 1183300 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/25/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL Y. KONDO AND RAUNDI K. MOORE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/31/2004 as Instrument No. 2004000266086 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $169,235.41 The purported property address is: 66 WILD HORSE LOOP, RANCHO SANTA MARGARITA, CA 92688-1809 Assessor’s Parcel No. 931-95-298 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511547-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-511547-AL IDSPub #0038036 9/28/2012 10/5/2012 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0011166 Title Order No. 12-0017960 APN No. 627-592-05 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JUAN MORALES-REYES AND MELBYS MORALES, HUSBAND AND WIFE, AS JOINT TENANTS, dated 03/12/2004 and recorded 3/17/2004, as Instrument No. 2004000214631, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/19/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 26552 MEADOW CREST DR, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $414,288.48. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0011166. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.168456 9/28, 10/05, 10/12/2012

T.S. No.: 2012-02846 Loan No.: 0599420536 APN: 938-790-97 TRA No.: 23-065 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: ROBERT WAYNE SCOTT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS A NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK, INC. Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 10/27/2006 as Instrument No. 2006000727768 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/19/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $619,076.66 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 27471 VIA SEQUOIA, SAN JUAN CAPISTRANO, CA 92675 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 938-790-97 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02846. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 9/18/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Sale Officer P985947 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-508668-AL Order No.: 1165872 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL L MORTON, AND ROBIN L MORTON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/30/2005 as Instrument No. 2005000957132 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/22/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $345,498.18 The purported property address is: 21151 GLADIOLOS WAY, LAKE FOREST, CA 92630 Assessor’s Parcel No. 930-12-500 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-508668-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-508668-AL IDSPub #0036032 9/21/2012 9/28/2012 10/5/2012

SHE SNORES MORE THAN I DO, BUT I STILL LOVE MY HUMAN. — BANDIT adopted 11-26-09

Page 28

The Coto de Caza News

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Coto de Caza Legal Notices T.S. No.: 11-44547 TSG Order No.: 110422769-CA-MSI A.P.N.: 935-437-08 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/18/2012 at 9:00 AM Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 11/22/2006 as Instrument No. 2006000790110 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARIA JOSEFINA ALCAZAR AND EDILBERT ALCAZAR, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 47 VIA PAMPLONA, RANCHO SANTA MARGARIT, California 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $436,567.23 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-44547. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 6/21/2012 Date: 9/24/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P984044 9/28, 10/5, 10/12/2012

T.S. No. 20120060 LOAN NO.: 1359965/CALLANAN NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 9, 2004 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by PAUL N. CALLANAN AND PAMELA G. CALLANAN, HUSBAND AND WIFE recorded 12/20/2004 in Book N/A Page N/A Inst. # 2004001124371 , of Official Records in the office of the County Recorder of Orange County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 2/27/2012 in Book N/A Page N/A Inst. # 2012-000106069 of said Officials Records, will SELL on 10/19/2012 at 9:00 AM : On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 21832 BASS LAKE CIRCLE, LAKE FOREST, CALIFORNIA 92630 APN# 614-492-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $515,981.28. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20120060. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met.

UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P984648 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-506836-VF Order No.: 120131249-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HEATHER MARQUEZ, A SINGLE WOMAN, AND JEFFREY GAGLIANO, A SINGLE MAN, AS JOINT TENANTS Recorded: 11/10/2006 as Instrument No. 2006000761479 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/12/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $878,762.28 The purported property address is: 18 TOMAHAWK STREET, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 779-103-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-506836-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-506836-VF IDSPub #0035776 9/21/2012 9/28/2012 10/5/2012

Trustee Sale No.: 20120169803285 Title Order No.: 120198315 FHA/VA/ PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/22/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 02/03/2010 as Instrument No. 2010000055564 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: ERIK TERRY AND ANNIE TERRY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 10/22/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21181 BRIARWOOD LANE , Trabuco Canyon Area, CA 92679 APN#: 833-342-56 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $419,619.35. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120169803285.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 9/20/2012 P986576 9/28, 10/5, 10/12/2012

Trustee Sale No. 258343CA Loan No. 3063176220 Title Order No. 1140823 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/12/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 06/26/2006, Book NA, Page NA, Instrument 2006000425018, of official records in the Office of the Recorder of Orange County, California, executed by: LUIS SAGASTUME AND, SONIA SAGASTUME , HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $398,964.80 (estimated) Street address and other common designation of the real property: 22782 MESA WAY #1 , LAKE FOREST, CA 92630 APN Number: 932-47-089 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 9/14/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEARRENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com (800) 280-2832 or www.auction.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

P982402 9/21, 9/28, 10/05/2012

September 28, 2012

Trustee Sale No. 12-00772-5 Loan No. 0022575344 APN 613-124-21 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 20, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/22/2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/05/2007, as Instrument No. 2007000008695 of Official Records in the office of the Recorder of Orange County, CA , executed by: JERRY W. STABLEIN AND REBECCA S. STABLEIN, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of H&R BLOCK MORTGAGE CORPORATION, A MASSACHUSETTS CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22256 CRIPPLE CRK, LAKE FOREST, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 12-00772-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $503,134.12 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable.

DATE: 9/19/2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 11000 Olson Drive Ste 101, Rancho Cordova , CA 95670, 916-636-0114 Tracye Prescott, Authrorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1-800-280-2832 P983552 9/21, 9/28, 10/05/2012

Trustee Sale No. 21814CA Title Order No. 120013681-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/03/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/19/2012 at 09:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/22/2006, Book , Page , Instrument 2006000561134 of official records in the Office of the Recorder of ORANGE County, California, executed by: JUAN SERRANO, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MORTGAGEIT, INC., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust.

The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges: $333,163.55 The street address and other common designation of the real property purported as: 26437 CALLE SAN ANTONIO #31D, SAN JUAN CAPISTRANO, CA 92675 APN Number: 931-92-031 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 21814CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 9/26/2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 JESSE J. FERNANDEZ, PUBLICATION LEAD MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P987753 9/28, 10/5, 10/12/2012

The Coto de Caza News

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September 28, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices APN: 931-88-612 TS No: CA05000831-12-1 TO No: 5907335 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/23/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 04/22/2003 as Instrument No. 2003000450174 of official records in the Office of the Recorder of Orange County, California, executed by CAMERON H. HURD, A WIDOWER, as Trustor(s), in favor of PHH MORTGAGE SERVICES as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 1 VIA GARCETA , RANCHO SANTA MARGARIT, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $213,678.17 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale.

Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 9/18/2012 TRUSTEE CORPS TS No. CA05000831-12-1 17100 Gillette Ave, Irvine, CA 92614 949-2528300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000831-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P985962 9/28, 10/5, 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-462181-CT Order No.: 919987 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RAYMOND M. KAWECKI, AN UNMARRIED MAN Recorded: 2/16/2007 as Instrument No. 2007000106684 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/19/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $392,240.42 The purported property address is: 23412 PACIFIC PARK DR #21L, ALISO VIEJO , CA 92656-0000 Assessor’s Parcel No. 931-51-536 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-462181-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-462181-CT IDSPub #0036328 9/28/2012 10/5/2012 10/12/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-483590-CL Order No.: 110556136-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARY PRUITT, AN UNMARRIED WOMAN Recorded: 7/6/2005 as Instrument No. 2005000519020 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/5/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $349,216.59 The purported property address is: 24976 SILVERLEAF LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 933-890-57 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER:

The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-483590-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-483590-CL IDSPub #0035231 9/14/2012 9/21/2012 9/28/2012

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The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 10-0137515 Title Order No. 10-8-491699 APN No. 627-301-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by WALTHER BACA, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 11/19/2007 and recorded 11/30/2007, as Instrument No. 2007000708714, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/05/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25732 BUCKLESTONE COURT, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,049,701.99.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property.NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0137515. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.124101 9/14, 9/21, 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0001478 Title Order No. 12-0003080 APN No. 937-98-078 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LUCIA RUIZ, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 01/24/2007 and recorded 2/2/2007, as Instrument No. 2007000072633, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/05/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25993 ATHERTON AVENUE, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $541,628.50.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0001478. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166800 9/14, 9/21, 9/28/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0024800 Title Order No. 12-0041353 APN No. 933-75-069 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SHERRY LAVERTU, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, dated 01/19/2005 and recorded 1/28/2005, as Instrument No. 2005000072850, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 23 MILKWOOD #102, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $253,505.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0024800. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167964 9/21, 9/28, 10/05/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6724699 TS No.: CA1200244684 FHA/VA/PMI No.: APN:606‑232‑13 Property Address: 19432 JASPER HILL ROAD TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/16/10. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 4, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 09/21/10, as Instrument No. 2010000469495, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GERMAN ZERMENO AND PATRICIA ZERMENO, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 606‑232‑13. The street address and other common designation, if any, of the real property described above is purported to be: 19432 JASPER HILL ROAD, TRABUCO CANYON, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $721,690.10. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms. aspx using the file number assigned to this case CA1200244684.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose.

NPP0206723 09/14/12, 09/21/12, 09/28/12

The Coto de Caza News

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legal Notices T.S. No.: 2012-21097 Loan No.: 80232952 NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-21097 Loan No.: 80232952 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/5/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Trustor: PATRICK CAHILL, A SINGLE MAN AND MARGARET CAHILL, AN UNMARRIED WOMAN AS JOINT TENANTS Duly Appointed Trustee: Western Progressive, LLC Recorded 5/10/2006 as Instrument No. 2006000315414 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 10/22/2012 at 1:30 PM Place of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $686,187.70 Street Address or other common designation of real property: 2516 ANDOVER PLACE, COSTA MESA, CALIFORNIA 92626 - A.P.N.: 141-412-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares

as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource. com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-21097. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 9/17/2012 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www. altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx For Non-Automated Sale Information, call: (866) 240-3530 Laterrika Thompkins , Trustee Sale Assistant - Coto De Caza News-9/28/2012, 10/5/2012 & 10/12/202.

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legal Notices NOTICE OF TRUSTEE’S SALE File No. 7301.28554 Title Order No. 6534240 MIN No. APN 856-112-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/23/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): SCOTT A. MCENALLY AND JULIE E. MCENALLY, HUSBAND AND WIFE AS Recorded: 03/05/08, as Instrument No. 2008000103129,of Official Records of ORANGE County, California. Date of Sale: 10/18/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 1 YELLOWPINE LN, TRABUCO CYN, CA 92679 Assessors Parcel No. 856-112-01 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $48,678.64. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USAForeclosure.com or www.Auction.com using the file number assigned to this case 7301.28554. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 18, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.28554: 09/28/201 2,10/05/2012,10/12/2012

September 28, 2012

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NORA GALLOGLY ~ Local Real Estate Market Leader ~

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6 Flagstone Coto de Caza, CA 92679

2 Pictor Coto de Caza, CA 92679

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Representing Seller 12 Hubbard Way Coto de Caza, CA 92679

nora gallogly

(949) 933-5079 Page 32

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nora@noragallogly.com www.noragallogly.com

Represented Seller

14 Flat Iron Road Coto de Caza, CA 92679

DRE: 01332277 AGENT ALLIANCE OC