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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

September 7, 2012

Cars of the Stars

With Previews of 2013 Models Alexis Bellini and Her Rolls Royce Phantom

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 7, 2012

Could Mercedes’ New Hybrid Revolutionize the Auto Industry?

By Don Kress Think your Toyota Prius is the most efficient car on the road today?

You’re going to be in for a surprise for the 2013 model year, then, as Mercedes-Benz is slated to introduce its new E300 BlueTEC Hybrid Diesel sedan in the third quarter of 2012, followed by an E400 gasoline hybrid to American shores sometime next year.

Always at the forefront of burgeoning technologies in the automotive world, Mercedes-Benz is grasping on the increasing popularity of hybrid vehicles and blending it with their notoriously efficient and long-lived diesel power trains. The result is what may arguably be the most fashionable way to save the planet yet conceived.

Based on the existing E 250 CDI sedan, Mercedes’ new diesel features a modular hybrid power train that delivers approximately 15% more fuel economy than the previous engine, coupled with more power. This means simply that no major modifications are necessary to incorporate the BlueTEC hybrid system into the E300 architecture, and that the system can be incorporated into any Mercedes-Benz

vehicle currently in production. This stands to reduce production costs, making this newest Merc potentially much more of a value with regards to ownership costs, as well as the beginning of what could well be a diesel hybrid revolution. An S550 AMG diesel hybrid? The BlueTEC hybrid system could make such a thing possible. Boasting as much as 56 miles per gallon in fuel economy, this car could be the one that makes diesel engines desirable again.

Previous generations of diesel engines, notably the ones that helped to make the 1970s and 1980s such a smoggy mess, were inefficient, noisy and malodorous, and simply weren’t worth the additional cost and the additional weight that were added to the cars they were installed in. Even more recent examples from the 1990s were found to be sluggish and joyless to drive. Thanks to modern engineering practices, though, not to mention

Europe’s infatuation with the diesel engine as an alternative to expensive gasoline, today’s diesel engines are quiet, powerful and even (gaspinducingly) sporty.

The biggest problem with the E300 diesel hybrid, though, is that there are as yet no plans to import this vehicle to the United States.

Although numerous manufacturers are set to offer hybrid engines in their

vehicles beginning with the 2013 and 2014 model years, Mercedes is sure to keep their cards close to the vest until it has become clear that the American buying public is ready to fully embrace the benefits of buying diesel instead of gasoline. Once that hurdle is overcome, a diesel-electric hybrid might not seem like such a lark, after all.

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September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Santa Margarita High School Student Taylor Capretz Instrumental in Decision to Appoint First-Ever U.S. Youth Observer at the UN General Assembly

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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Young U.S. citizens are getting the chance of a lifetime; a chance to see and monitor the United Nations in action, in person, during the UN General Assembly and other high-profile UN events – and then report on their experiences to their peers and the rest of the world. The United Nations Association of the USA (UNA-USA) and the U.S. Department of State teamed up to roll-out the first-ever U.S. Youth Observer program which was officially announced last week.

Santa Margarita Catholic High School senior Taylor Capretz, daughter of James and Cindy Capretz of Laguna Beach, initiated the movement last year for the appointment of a U.S representative to the United Nations.

She was the prime advocate for the decision by the U.S. State Department and the United Nations Association to appoint the first ever U.S youth delegate to the United Nations.

Sixteen year-old Taylor, who has been active in the international battle against AIDS, worked through the Orange County Chapter of the United Nations Association to initiate the lengthy process leading to the decision by the U.S. State Department to appoint a youth delegate to the UN. For the past several years, Taylor has been traveling worldwide to assist AIDS patients during her summer breaks and also

The Coto de Caza News

produced a documentary, “Suffer Little Children,” on the effects that AIDS has on children (AIDS is the leading killer of women and children in the world). Through her web site (www.redforlife.org) and non-profit foundation, she has reached out to some 100,000 high school students in Orange County high schools to promote her documentary and the fight against AIDS. The U.S. Youth Observer who will be selected in September will have the opportunity to participate in events and activities surrounding the upcoming 67th session of the United Nations G e n e r a l A s s e m b l y, i n c l u d i n g interacting with the U.S. delegation and other youth representatives from around the world, as well as a number of side events around the Social, Humanitarian Cultural Affairs Committee (Third Committee) of the General Assembly.

“This is an unprecedented opportunity for the youth of America to directly engage with the United Nations,” said UNAUSA Executive Director Patrick Madden. “There is a surge of youth interest in the work of the UN, and the U.S. Youth Observer will have the chance to walk side by side with the diplomats who work to solve the world’s toughest problems.”

The U.S. Youth Observer program is the latest example of the Obama Administration’s efforts to empower young voices on

the global stage, and in addition to attending meetings, the U.S. Youth Observer will travel to speak to UNA-USA Chapters around the country, blog, tweet, and discuss their experiences with the media and the general public, and advise UNA-USA on potential future youth roles at the United Nations.

“Today, young people connect globally every day,” said Madden. “They care about the world they live in and the new U.S. Youth Observer will have a platform to engage America’s youth collectively.”

The U.S. Youth Observer position is a pilot program of the U.S. Department of State. For more information on the U.S. Youth Observer program, please visit www.unausa.org/usyouth.

“I have bad reflexes.

I was once run over by a car being pushed by two guys.”

Woody Allen

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Newcomers’ Club Friendship Brunch!

The NEWCOMERS’ CLUB of SADDLEBACK VALLEY (NCSV) is a women’s social club with numerous and varied activities within the South Orange County area. NCSV offers a wide range of activities for all interests and ages. There are monthly coffees, luncheons, seasonal parties, fashion shows, special interests groups, couples activities, and lots more! Come and meet the Board Members & Committee Chairs who will introduce NCSV many exciting activities and bring you up to date on new interest groups that are now forming. Come and get to know us! There will be fun and prizes so we hope you will attend and feel free to invite friends and neighbors who might enjoy becoming part of this wonderful club.

Join us for the Friendship Brunch at TJs Cantina at Tijeras Creek Golf Club in Rancho Santa Margarita, Wednesday, September 12th, 10:00 AM 1:00 PM. The cost is only $15! For more information and reservations contact us at 949-313-1022 or email ncsvonline@yahoo.com.

The Newcomers’ Club of Saddleback Valley welcomes all!

September 7, 2012

Mapes Memorial Scheduled

Jeff Mapes and his wife, Peg

Rancho Santa Margarita Friends of the Library has scheduled a special memorial tribute to founding member Jeff Mapes for Saturday, September 29, 2 to 3 p.m, in the RSM Library Community Room.

Mapes, who was born in Manhattan on July 20, 1916, graduated from Amherst College in 1938 and attended Cornell Medical School for one year before joining the U.S. Army to serve as a medic in World War II. He moved to California in 1978 to work for Kodak Corporation. After retiring to Coto de Caza with his wife Peg, he was the leader of a group of library supporters who formed RSM Friends of the Library 16 years ago. He continued to work with the group throughout his life. He died in April at the age of 94 almost a year to the day after the death of his wife, Peg. Friends and neighbors are invited to join his colleagues at Friends of the Library for the special tribute.

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Page 5

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

RSM Hosts Homecoming Festivities at Camp Pendleton and Is Looking for Volunteers

The City of Rancho Santa Margarita is gearing up to welcome home its adopted 2nd Battalion, 5th Marines (2/5) Regiment who are scheduled to arrive in mid-September following a seven month deployment to Afghanistan.

The City will be hosting homecoming festivities for nearly 1,200 Marines and Sailors at Camp Pendleton to care for waiting families and to give the welcome home that our heroes deserve.

Festivities will include music, food, crafts and goody bags for the kids, poster-making supplies, bounce houses and raffle prizes. To make this a true community event, the City is looking for volunteers to help serve food, prepare goody bags, roll towel sets, greet families and cheer on our Marines.

Sponsors are also needed for raffle prizes, food, drinks, toys, and party favors.

There are many ways individuals, families, groups, and businesses can be involved before and during the five homecoming dates.

A flyer with all of the ways you can help is posted on the City’s website at www.cityofrsm.org. If you are interested in joining the City in giving our 2/5 Marines a hearty welcome home, please contact resident volunteer Cindy Farnum at farnumpc@gmail.com.

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RSM Salutes First Responders At Its 3rd Annual Patriot Day Recognition The City of Rancho Santa Margarita welcomes Orange County Sheriff’s Department (OCSD) and Orange County Fire Authority (OCFA) to City Hall on September 8th, from 10:00 a.m. to 1:00 p.m. to commemorate Patriot Day and the 11th anniversary of the terrorist attacks on September 11, 2001.

The event will feature a “static display” of the vehicles and equipment that deputies and firefighters use to protect and save lives every day in our community. The public is invited to get an up close view of the display and to salute the men and women who are first to respond to local emergencies. At 11:00 a.m., join Mayor Beall and members of the City Council, local scouts, and the American Legion who will present a flag ceremony, including a 21-gun salute by members of the Veterans of Foreign Wars, concluding with taps on bugle.

By Presidential proclamation in 2002, September 11th was designated as Patriot Day. It is a day to remember the 3,000 innocent victims, their families, and to honor the men and women who risked and sacrificed their lives so that others might survive.

Each year, the City’s Patriot Day event has been a very special commemoration of the tragedy on 9/11 and of our patriots who serve with heroism, selflessness, compassion, and courage. Come join the community for this free family event.

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September 7, 2012

District Embraces Common Core Standards, Online Curriculum

Students returning to school in the Capistrano Unified School District (CUSD) will face a new set of academic standards, the launch of two new online programs, and the opportunity to learn Mandarin beginning in kindergarten.

The nearly 51,000 students enrolled in CUSD return to school on Wednesday, Sept. 5.

In the 2012-2013 school year, CUSD will begin its transition to the Common Core

State Standards, which were designed to ensure that classroom instruction was aligned to realworld situations. The District will also begin a new language immersion program in Mandarin, the world’s most spoken language, and provide students an opportunity to take classes online.

“I want to welcome our students, parents, and staff to an exciting new year filled with opportunity,” Board President Dr. Gary Pritchard said. “These important changes are at the core of our mission in this district—to prepare students to achieve academic and personal success while becoming responsible citizens and lifelong learners.”

Kindergarteners and first graders will begin to learn Mandarin at Marian Bergeson Elementary School in Laguna Niguel. Students in kindergarten through eighth grade can attend school online through Capistrano Virtual School, while freshmen and sophomores can access virtual classes through California Preparatory Academy.

The most noticeable change for most parents and students will be the transition to

the Common Core standards. Students will see an increase in project-based assignments in math and a shift to more expository reading and writing in English language arts and other core subjects. As part of the standards, students are expected to master their subjects while teachers connect classroom learning to real world problem solving.

“These changes are in keeping with our emphasis on quality instruction,” Superintendent Joe Farley said. “I am looking forward to another successful year working with our parents, teachers, and staff to provide our students the extraordinary education that our community demands and our students deserve.”

The District has 56 schools, nearly 51,000 students, and more than 4,000 employees. It covers all or part of seven cities and 195 square miles. CUSD is the state’s tenth largest school district, and boasts parent and community support that is unparalleled in most other school systems. Last year, parents and community groups donated more than $2.5 million and nearly 500,000 volunteer hours to support students in the District. Academically, the District has a 96.5 percent graduation rate and an Academic Performance Index score of 875, which is the best among the state’s large school districts.

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September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

GATHERING OF EAGLES: CAROL GAMBLE’S 2012 KICKOFF CAMPAIGN PACKS THE HOUSE AT SANTA MARGARITA FORD

Carol Gamble with legendary city planner Richard Reese, the designer who planned the entire city of Rancho Santa Margarita.

Carol Gamble’s addresses her Campaign kickoff crowd which packed the house at Rancho Santa Margarita Ford on August 30,2012.

Rancho Santa Margarita City council person Carol Gamble started her 2012 City Council Campaign, “Stand Up for RSM” at Santa Margarita Ford, the very same location where she kicked off the Campaign for Cityhood 15 years ago.

Prominent local businessman Jim Graham, owner of Santa Margarita Ford, gave a warm welcoming speech to before the event. Gamble, Orange County’s Woman of the Year for the year 2000, a former Mayor and current member of the Rancho Santa Margarita city council filled the spacious facility with a crowd of eager supporters including the city’s first elected mayor Debra Lewis and City Planner Richard Reese.

On hand were notables Barbara Thomas, Jim Risko, Realtor Mike Ameel, Greg and Julie Schniders, Diane and Terry Riskin, Sam and Elinor Brashear, Mary and David Linzmeier, Dr. Chris Hawn, Bill and Dorothy Seles, James Senders, Alan and Karen Bennett, Donna Durrett, Kristin Taylor, Jack and Sally Leaonard, Chip and Donna Furniss, April Josephson, Kurt Stanley, Jim and Dot Leach, David and Helene Gorentz, Mark and Jinny Norred, Lisa Dunn, Barry Gross, Dr. Carmen Cave, George and Ying Ryan, Michael Conte, Patti Larson, Dennis McMurray, Carrie Arneth- Miller, Dave Sanford, Frank Wasco, Steve Dotoratos and Allison Thomas.

With additional warm welcoming speeches by Mayor Anthony Beall and City Planning Commissioner Brad McGirr, who is also campaigning for a council position, Gamble began by listing the many accomplishments of the current city council of which she is a member, saying:” The Rancho Santa Margarita business community is thriving, and the City has a balanced budget and finished last year with a $1.2 million surplus and $19 Million in reserves.”

She continued, “The City of Rancho Santa Margarita was one of the first cities to adopt Pension Reform to ensure future solvency and sustainability.

The City of Rancho Santa Margarita has no unfunded pension liabilities.”

She seemed to demolish opposition candidate’s claims by saying, “Rancho Santa Margarita City Council Members do not receive pensions.” Gamble also quoted a new 2012 RSM citizen satisfaction survey, in which “99% of RSM residents surveyed rated Rancho Santa Margarita as an excellent or good place to live; and 92% rated our City government as excellent, good or fair.” which met with large bursts of applause from the assembled crowd. As political crowds go, this group seemed particularly festive and in a cheerful mood. A substantial number of people in the group seemed to be willing to volunteer their time and services to campaign for the candidate.

Page 8

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Mayor Anthony Beall, (left) Councilmember Carol Gamble (center) and City Planning Commissioner Brad McGirr (right) who is also running for a council position.

Big show of hands for those who say they will support the candidate with contributions, yard signs, and other campaign activities.

Huge crowd fills the Santa Margarita Ford showroom for the Carol Gamble reelection campaign kickoff celebration.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 7, 2012

Santa Margarita Eagles Defeat Long Beach Jordan 35-6 Story and Photos By: Steve Wylie Maybe it was a letdown after an important interstate matchup against a nationally-ranked team, or maybe it was just a full moon rising from behind Panther Stadium on the campus of Jordan High School in Long Beach, but in a game interrupted by frequent penalties and apparent confusion by officials, the Eagles of Santa Margarita Catholic High School came away with a 35-6 victory last Friday night to bring their preseason record to 2-0.

Normally, a 29 point victory would be something to celebrate, but the Eagles knew they could do better, and will have to do better to maintain their current ranking among the nation’s elite teams, and to survive the always tough Trinity League.

Santa Margarita got on the board first on a 15-yard pass from quarterback Johnny Stanton to junior wide receiver Alec NcNiff. With 4:54 remaining in Eagle defense swamps Jordan ballcarrier. the first quarter, Stanton hooked up with sophomore Kyle Sweet from 12 yards out to give the Eagles a 14-0 lead.

Jordan’s first and only score came at 9:06 of the second quarter, as Panther fullback Leula Finau plowed up the middle on a five yard run. The Panthers’ attempt for a two point conversion failed.

Ryan Wolpin finished the Eagle first half scoring at 11:23 in the second quarter on a 1 yard plunge.

As in last week’s game with Brophy Prep of Phoenix, the Eagles’ offensive highlight came in the third quarter. This time it was quarterback Johnny Stanton breaking through an invisible hole in the line and into the Panther secondary, sprinting 74 yards to the end zone to give the Eagles a 28-6 lead.

Finally, at 10:21 in the fourth quarter, Stanton once again hit paydirt, bringing the score to 35-6.

Throughout the contest, Santa Margarita’s defense played an outstanding game against Jordan’s quick and athletic offense. Jordan’s opening drive ended on an interception by Eagle defensive back Gian Carlo Spinosi. Ag- Connor O’Brien and Duncan Hume bring down Jordan fullback Leula Finau. gressive pursuit by Santa Margarita’s linebacking corps bottled up Jordan’s rushing attack. The Panthers were no match for the Eagles, who sacked starting quarterback Hudson Romain three times before he left with an injury.

Backup quarterback Gregory Filer fared no better, as the Eagle defenders brought him down twice.

The Eagles’ next opponents will be the Mustangs of Trabuco Hills, who are also 2-0 in preseason play.

Eagle quarterback Johnny Stanton breaks into the Jordan secondary for a 74 yard touchdown in the Eagles’ 35-6 victory over Long Beach Jordan.

Eagle wide receiver River Cracraft is upended by Panther cornerback Jaelan Barnwell after a big gain.

Eagle defensemen Taylor Prenevost (11) and Nick Dehdashtian (53) provided tough passing conditions for Jordan quarterback Gregory Filer, as defensive end Nick Begg (19) closes in from behind The Coto de Caza News

Page 9

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Eric Pepys Tournament Raises $125,000 for Orangewood Eric Pepys loved golf and foster children and along with his wife, Shirley, was a longtime supporter of the programs at Orangewood Children’s Foundation.

When Pepys passed away, his friends, Frank Robitaille and George Rach, and his family established the Eric Pepys Memorial Golf Tournament three years ago in celebration of his life. This golf tournament and summer party attracted 250 attendees who raised $125,000 this year for the program that benefit former foster youth who have a current or past connection to Orangewood and have beaten the odds; they’ve received a college degree and want to pursue advanced studies.

An Orangewood initiative called the “Advanced Studies Scholarship Program” for former foster youth who want to pursue advanced degrees was funded from the first memorial tournament back in 2009 and continues to this day. The Advanced Studies Scholarship Fund came about through the situation of one vibrant young lady, Kim, who was a former foster youth in Orange County. After receiving her B.A. from U.C. Irvine, her goal was to pursue a Master’s degree.

With the help of the Advanced Studies Fund, she was able to attend Harvard University where she earned a Master of Education, Risk and Prevention and today works in the field of social work and education.

“Education is extremely important,” said Shirley Pepys. “We are so pleased to see our Advanced Studies scholarship students accomplish such wonderful things. Eric would be humbled to know that he is being celebrated in such a way with so many people for such a good cause.”

Since its inception, the Advanced Studies Scholarship Program has provided 31 scholarships totaling over $250,000 to deserving former foster youth. Students have or will be pursuing masters, doctorates and certificates in education, psychology, social work, law enforcement, fine arts, nursing, business, English and law.

Among foster teens, 70% express a desire to go to college. However, only 10% do and of those less than 2% graduate. With the help of Orangewood college scholarships, hundreds of Orange County foster teens are achieving their dreams of a college education. And thanks to the Pepys Golf Tournament, those who desire to pursue advanced degrees can receive financial help.

With funding from last year’s event, Orangewood was able to provide scholarship assistance for the 2011-2012 academic year to 10 dynamic young adults who were previously in the foster care system.

Orangewood Children’s Foundation is a private, nonprofit organization founded in 1981. Their mission is to provide innovative services for abused and neglected children and at-risk families to end the cycle of child abuse one life at a time. Their programs focus on the areas of education, supportive services, life-stage transition and child abuse prevention. For more information, please visit www.orangewood- Advanced Studies Scholarship foundation.org. student/event speaker Michael

Winning foursome: Lou D’Ambrosio, Jim Grant, Steve Benigno, and Ron Benigno

Max and Charity Pepys with daughters Macy, Reece and baby Charlotte

Orangewood Board Member Greg Marshall with wife Lois

Jennifer Snodgrass, Darren Houck and former scholarship student Kim Snodgrass

Malenitza with Orangewood board member Cindy Dillion Shirley Pepys, Dan Houck, and Renee Pepys Lowe

Photos by Ann Chatillon Page 10

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 7, 2012

Wedding Announcement Colleen & Justin Every day Monday-Saturday we have some of the best trainers teaching popular classes such as Yoga and Kickboxing in our brand new state-of-the-art facility

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Guilford & Zamm

Miss Colleen Catherine Guilford and Mr. Justin Edward Zamm were married on June 23, 2012 at St. George’s Episcopal Church in Clarksdale, Mississippi. A dinner reception followed on The Hopson Plantation.

The bride is the daughter of Judge and Mrs. Andrew Guilford of Trabuco Canyon, California. She is the granddaughter of Mrs. Elsie Guilford, and the late Mr. Howard Guilford, of Guadalupe, California.

The groom is the son of Mrs. Susan Zamm of Norwalk, Connecticut, and the late Mr. Mark Zamm, and is the grandson of Mr. and Mr. Edward Zamm of Norwalk , Connecticut. The wedding party included Matron of Honor Amanda Murray, sister of the bride, Best Woman Amanda Winters, David Flugman, and Cortney Zamm, sister of the groom.

The couple honeymooned in Palm Springs, California and has made their home in Hartford, Connecticut. Colleen is the founding literature teacher at Achievement First Hartford High School. Justin is a Fellow at Yale’s Dwight Hall.

Demystifying the Pomp and Circumstance of Wine Service

By David White Restaurant wine programs are better than ever before.

Once upon a time, high-end restaurants felt obligated to employ snooty sommeliers, most of whom pushed expensive, predictable wines that were easily found at your local liquor store.

Today, though, high-end restaurants are staffed with hip sommeliers who are better described as wine educators, eager to discuss the interaction of wine with food and share their recent discoveries.

Most traditions associated with wine service remain, however.

When dining virtually anywhere, your server will formally present you with the bottle you’ve ordered, making sure the label is facing upwards. After opening the wine, she’ll present you with the cork. Finally, she’ll pour you a small taste of the wine and wait for your approval.

Knowing what to do -- and when it’s appropriate to reject a wine -- can be nerve-wracking. But it needn’t be.

Here’s all you need to know.

Checking the label is easy. It’s presented simply to confirm that the server has pulled the bottle you ordered -- so check the producer, vari-

ety, and vintage. Mistakes can and do happen, especially when restaurants are busy.

Inspecting the cork is almost as simple.

For starters, there’s no need to smell it. Instead, check to see if it’s streaked or drenched with wine. If it is, the wine might be heat-damaged, as heat causes wine to expand and push against the cork. But you’ll need to smell the wine to make sure, as it could also mean that the bottle was overfilled. Also check to see if the cork is crumbly. If the wine is relatively young, this could be a sign of improper storage -- and the wine could be oxidized. Again, you’ll need to smell the wine to make sure.

Note that if a cork is covered in little white crystals that look like sugar, there’s nothing to worry about. It’s simply tartaric acid, a natural byproduct of wine, and those crystals are tasteless, odorless, and harmless.

Analyzing the wine comes next. So give the wine a swirl to help release its aromas and stick your nose in the glass. Most flaws can be detected by your nose alone, but don’t hesitate to also taste the wine.

If the wine is affected by TCA, or cork taint, the fruit will be masked by aromas reminiscent of wet cardboard

or a damp basement. A 2005 study by Wine Spectator found that this flaw impacts about one in 15 bottles.

If the wine has been exposed to high temperatures or is oxidized from poor storage, it will likely seem flat, with muted aromas and minimal flavor. Sometimes, oxidized wine can give off aromas of caramel, candied almonds, and dried fruits.

If you think your wine might be flawed, give your glass to the server and solicit her opinion.

If she’s familiar with the wine, she’ll be able to let you know if something is off. And if she’s not familiar with it, she’ll probably trust your judgment or have someone with more expertise come to the table.

If the wine is in good condition, tell your server. She’ll then pour it for everyone at the table.

Keep in mind that the taste isn’t poured to find out if you like the wine.

If it’s simply not to your liking, there’s a good chance the restaurant won’t take it back. That said, restaurants value customer service. So don’t hesitate to explain to your server why you dislike the wine. The restaurant might replace the bottle.

Of course, the best way to avoid

ordering a wine you won’t like is to chat with the sommelier or server beforehand, to get a sense of what you should expect. Alternatively, you could find a wine that’s available by the glass and ask your server for a small sample.

Ordering wine at a restaurant is fun -- it’s an opportunity to try unique wines and elevate your meal. So don’t let the pomp and circumstance of wine service intimidate you.

David White, a wine writer, is the founder and editor of Terroirist.com.

His columns are housed at Wines. com, the fastest growing wine portal on the Internet.

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Page 11

September 7, 2012

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Local Dentist Dr. Michael Tessier Discusses Source and Cure of Chipping Upper Front Teeth A nice lady in her middle 50’s came into the office the other day with a chipped upper front tooth. It turns out that the opposing tooth on the lower arch was rotated, and one corner of that tooth hit the upper tooth wrong, and broke it. We patched the chip, but that was not the source of the problem.

During one’s lifetime, lower teeth migrate toward the front of the mouth, and then towards the center. If the four lower front teeth stay in alignment with each other, they’ll stay straight. But, if the forward migration pressure is too great, they’ll start to rotate.

This has a deleterious effect on the supporting tissues of these teeth because it is harder to keep them clean and the gums healthy. It also has a negative impact on the upper front teeth, making them stick out unevenly, or fracturing them, or as in the case of another of my patients, loosens them and predisposes them to premature loss.

The solution is to minimally, imperceptibly (0.25mm per side per tooth) reduce the width of each of the lower front teeth, then moving them back out of harm’s way so that they can’t do any more damage. A removable orthodontic appliance, like a retainer, does the trick. Or, the series of computer-generated aligners from Invisalign which as the name implies are nearly invisible also work for this.

Some people may think that nobody sees the lower front teeth, so their alignment isn’t critically important. It turns out, that’s not the case. We need to keep all the teeth healthy and functional.

Next time you’re close to a mirror, check out your lower front teeth. If they’re crooked, call me.

When you call Please be sure to ask about “Care Credit”, a credit card offering up to 12 months of interest-free credit on dental work. I like this because there are no premiums that have to be paid whether any dental work is required or not Dr. Michael Tessier’s office is located at 28562 Oso Parkway the intersection of Oso and Antonio Parkways (near the car wash). Most major credit cards and dental plans are cheerfully accepted. Telephone (949) 459-7212.

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NIGHT IN FLORENCE AND THE DECADENT PLEASURES OF AN ITALIAN FEAST, PARTY AND CONCERT FEATURING ANDRÉ WATTS HIGHLIGHT PACIFIC SYMPHONY’S 2012-13 OPENING NIGHT CELEBRATION, “FESTA DI FIRENZE”

Pacific Symphony indulges guests in la dolce vita (the sweet life) at “Festa di Firenze,” a lavish Opening Night celebration of Italian delights and dazzling piano virtuosity, as the orchestra launches the 201213 Hal and Jeannette Segerstrom Family Foundation Classical series with “André Watts Plays Brahms.”

Hosted by the Symphony’s board of directors and co-chaired by Ruth Ann and John Evans (the same couple who made last year’s Opening Night such a success), the black-tie affair takes place Thursday, Sept. 20, with proceeds benefiting the Symphony’s artistic and education programs. The festivities begin at 5 p.m. at The Westin South Coast Plaza, where guests enjoy cocktails and appetizers, followed by a savory Italian dinner and performances highlighting music of the upcoming season, including an opera selection from Puccini’s “Tosca.” The soiree continues through the concert to an exclusive intermission reception in the Box Circle lobby and after at a party featuring a decadent gelato bar, champagne and dancing.

It’s a night of endless enjoyment and at the center is one of classical music’s most revered pianists, André Watts, playing Brahms’ Romantic and intimately moving Piano Concerto No. 2, led by Music Director Carl St.Clair in the Renée and Henry Segerstrom

Concert Hall, starting at 8 p.m.

The presenting sponsor for Opening Night is South Coast Plaza and Tourbillon is the retail partner. Single tickets for the event are $500, with tables available from $7,500 to $25,000.

Concert tickets are sold separately ($25-$110). For more information, please contact the special events department at (714) 8762364 or email at rshab@pacificsymphony.org. The last day to RSVP is Sept. 8. For more information about the concert or to purchase tickets for the concert only, call (714) 755-5799 or visit PacificSymphony.org.

“We love Pacific Symphony,” says co-chair Ruth Ann Evans. “We had so much fun last year and it was such a success, that we couldn’t say no to co-chairing again! The theme for the evening is ‘Festa di Firenze,’ a festival night in old Florence. Florence is a city with some of the greatest art and sculpture in the world and is a place so many of us have visited. We love the flavors, the colors and the history of a beautiful Italian city, so it seemed a great way to get away for an evening of fine Italian food, music, friendship and even some opera arias to whet our appetites for the music of Puccini’s ‘Tosca’!”

Guests begin arriving at The Westin at 5 p.m. to a parade of

Italian flavor. An assortment of Italian appetizers includes a flat-bread pizza station, pistachio gorgonzola risotto cakes, bread soup and melon wrapped in prosciuttto. At 6 p.m., everyone is ushered into the ballroom decorated in elegant terra cotta and olive drapery, reminiscent of the olive orchards of Tuscany. As they are greeted by the Symphony’s president and music director, they enjoy a feast of butternut squash ravioli with brown butter sage sauce and Sole Florentine with lemon garlic vinaigrette, sauteed spinach, spaghetti squash with lemon and mint, risotto and rustic bread, topped off with a declicious tiramisu with whipped cream and vanilla sauce. Buon appetito!

After dinner concludes, a procession of guests makes its way to the hall for the opening concert.

The Symphony welcomes long-time friend—legendary piano virtuoso André Watts—performing Brahms’ tender, yet passionate and stormy second concerto. The program also includes the lightheartedness of Johann Strauss Jr.’s Overture to “Die Fledermaus,” which contrasts with the sophistication of Richard Strauss’ Suite from “Der Rosenkavalier,” packed with colorful operatic orchestration.

“André’s depth of knowledge and understanding of the works he per-

forms reflect a level not often reached or experienced,” says Maestro St.Clair. “He’s an artist’s artist. This makes everyone around him a better musician and also a more discerning listener.”

“We are really looking forward to the opening concert with André Watts playing the gorgeous Brahms Piano Concerto!” says Evans. “We are also excited to hear the Symphony and the opera singers performing a selection from ‘Tosca,’ as well as the Mozart’s Requiem. This will be so perfect to start the season, which will be a glorious combination of symphony and chorus, with the much-honored Pacific Chorale.”

The party continues during intermission in the Box Circle lobby of the concert hall, as the Symphony honors artist sponsors Mike and Ellie Gordon and welcomes Tourbillon as the Box Circle sponsor. After the concert, guests are invited back to the Terrace Pavilion of The Westin, where the Symphony honors the Hal and Jeanette Segerstrom Family Foundation. Guests delight in a gelato bar of authentic Italian flavors: Panna Cotta, Gianduia, Amarena Cherry and Mango Sorbetto; as well as champagne, and they dance the night away to the tunes of RamFunkshus, playing dance music from the 1960s to today.

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September 7, 2012

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Michelle Parker Is Uncatchable in the $32,000 Showpark Jumper Classic Leave it to Michelle Parker to outdo herself by not only posting the fastest clear round time of the day, but the second fastest as well.

Today’s $32,000 Showpark Jumper Classic was a race against the clock as thirty-six horse and rider combinations gave it their all in the one-round speed competition. Many riders were preparing their mounts today for this Saturday’s $50,000 World Cup Grand Prix, however with only four clear rounds posted, numerous riders became aware that a new level of performance would have to be met to earn those valuable World Cup Qualifying points.

Canadian course designer Michel Vaillancourt set a technical track with a generous time allowed of 81 seconds for the speed class. It was up to the rider to risk time penalties and ride clean, or to push to the wire, hoping to leave the rails in the cups and post a top time. Half way through the class, many chose the latter. Tricky distances to an oxer-vertical-vertical combination, a liverpool vertical, a vertical-oxer double combination, and blind angles created for numerous faults and refusals. Twenty-two year old Karl Cook was the first to post a clear round, but had an unfortunate time fault. Cook returned with his second mount and to ensure a clear score, Cook picked up the pace and guided the reliable ASB Conquistador to a fault free round in 80.52 seconds.

Parker was on deck and was able to easily surpass Cook’s time aboard Cross Creek Farm’s Socrates De Midos. The thirteen-year-old gelding jumped with ease and covered the ground with each stride to post a time of 72.63 seconds. Within two rounds, Rusty Stewart and Bristol were the next to challenge Parker’s lead.

Setting up each line with precision, Stewart piloted Bristol to a very safe and clean round in 73.12 seconds, good enough for third respectively.

“He felt great,” Stewart smiled. “Just looking forward to Saturday now (Grand Prix).”

It wouldn’t be until Parker returned to the ring that another clear round would be posted. Xel Ha and Parker, the defending champions of the 2011 $31,000 Showpark Jumper Classic, took to the track and with the nineyear-old mare’s giant stride and scope, the pair was able to leave all the rails up and stop the clock in a blazing 70.48 seconds, securing both second and first place. “The course was straight forward and had anice feel,” Parker commented, “it was a good ride altogether.” Parker will ride Page 16

in this coming Saturday’s $50,000 World Cup Grand Prix with hopes for similar results. “Xel Ha will come back on Saturday for sure. I may bring in my third mount, Clintord, too.” Parker continued, “They are all jumping so well and love that field, so we’ll just see who is the most ambitious and make our decisions then and hope for the best.»

The first World Cup Qualifying Grand Prix of the 2012/2013 Califor-

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nia season will kick off this Saturday, September 1st, 2012 on the International Grand Prix Grass Field. The $50,000 Showpark World Cup Grand Prix, presented by EQU Lifestyle Magazine will showcase top West Coast League Show Jumping horse and rider duos as they compete for valuable points towards qualifying for the Rolex FEI World Cup Finals in Goteborg, Sweden, April 24-28, 2013.

The FEI World Cup Finals, an

indoor competition held in April each year, is the single most important annual international Championship in equestrian sport. Other equestrian events at this level, the Olympics and The World Championships, occur every four years. Blenheim EquiSports annually hosts three FEI World Cup Qualifying Grand Prix classes in three different locations - Del Mar, San Juan Capistrano and Las Vegas - during the fall qualifying season.

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FESTIVAL OF ARTS NOW ACCEPTING ARTISTS’ APPLICATIONS FOR THE SUMMER OF 2013 FINE ART SHOW The Festival of Arts – California’s Premier Fine Art Show is a prestigious, highly competitive, regional juried fine art show featuring original artwork by southern Orange County’s finest artists. The 2013 show will run next July and August.

Artists who would like to apply for the 2013 fine art show should submit a CD with three digital images per media and a completed application form to the Festival of Arts by October 26, 2012 (by 4pm).

Applicants may download an application from the Festival’s website, www.LagunaFestivalofArts.org, or call 949-464-4234.

The Festival of Arts accepts applications from artists residing in the following cities: Aliso Viejo, Balboa, Balboa Island, Capistrano Beach, Coto de Caza, Corona del Mar, Costa Mesa, Dana Point, Foothill Ranch, Irvine, Laguna Beach, Ladera Ranch, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest (El Toro), Mission Viejo, Monarch Beach, Newport Beach, Newport Coast, Rancho Santa Margarita, San Clemente and San Juan Capistrano. Artists must be able to show that they have resided in one

of the aforementioned cities for at least one year prior to October 26, 2012. Jurying fees are $50 per medium submitted.

The jurors will score the submitted artwork based on quality, intention and content; excellence of craftsmanship; facility with media; excellence in the use of design elements; and professional presentation.

FREE SEMINAR (SEPTEMBER 1 8 t h ) - « H O W TO PREPARE YOUR ARTWORK FOR SUBMISSION TO THE 2013 SUMMER EXHIBIT» To learn more about the Festival of Arts, the application process and photographing artwork effectively for submission, artists are invited to attend a free seminar at the Forum Theatre on the Festival of Arts grounds on September 18th from 7 – 9pm on a first come first served basis. For

more information, please call (949) 464-4234.

The Festival of Arts is a nonprofit organization whose proceeds support the arts and art education in and about Orange County. This prestigious juried art exhibition is Southern California’s oldest and most respected outdoor art show.

Each summer the works of 140 accomplished artists are showcased to the public in a six-acre art haven.

The event is located at 650 Laguna Canyon Road, Laguna Beach, California. For general information visit www.LagunaFestivalofArts.org or call (949) 464-4234.

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Page 17

September 7, 2012

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Car Makes and Models to Replace Discontinued Automobiles in 2013

By Sylvia Cochran The biggest surprise on the discontinued cars list was perhaps the Ford Escape Hybrid. Two other vehicles that will miss the 2013 car lineup are the Lexus HS 250h and Mitsubishi Eclipse. Which car makes and models could replace these vehicle choices?

Discontinued: Ford Escape Hybrid Hybrid Cars announced in October 2011 that the Ford Escape Hybrid would join the multitude of discontinued car models in 2013. Slated for replacing the hybrid were the C-Max hybrid and a C-Max plug-in version.

If only an Escape will do, Ford offers the 2013 Escape S, which retails with a starting MSRP (manufacturer suggested retail price) of $22,470, features a 2.5-liter engine, offers

98.1 cubic feet of passenger volume and 67.8 cubic feet of cargo volume behind the front seats. It promises 22 city miles and 31 highway miles to the gallon of gasoline. If the drop from the 2013 car lineup has soured your taste for Ford, try Mitsubishi.

The 2013 Mitsubishi Outlander ES, as noted by Edmunds, features a 2.4-liter engine, starts at $22,695, promises 23 city- and 28 highway miles to the gallon and has a cargo capacity of 36.2 cubic feet, if all seats are in place. The total cargo capacity, should you remove some seats, is 72.6 cubic feet.

30,000-per-year sales goal. In fact, 2011 closed with only 2,864 models rolling off dealer lots. Prior to that, the brand only moved 10,663 HS 250h models in 2010. The 2013 Lexus ES 300h is a five-passenger luxury sedan that gets 40 city- and 39 highway miles to the gallon. With a top track speed of 112 miles per hour, it falls short of the ES model’s 130 miles per hour. The 12.1 cubic feet trunk capacity compares favorably to the HS. Car and Driver places the estimated MSRP at $38,000. Another option is the 2013 Toyota Avalon Hybrid. Although most everyone is still mum on the MSRP, the carmaker is quick to point to the 40 city- and 39 highway miles this car gets to the gallon of gasoline.

Discontinued: Lexus HS 250h Kelley Blue Book notes that Lexus intends to replace the HS 250h with the Lexus ES 300h Hybrid. As deDiscontinued: Mitsubishi Eclipse tailed by Motor Authority, the Lexus The 2012 Mitsubishi Eclipse gets HS 250h fell far short of its ambitious 20 city- and 28 highway miles to

the gallon. Starting at $19,499, it is an affordable sports car wannabe. Yet as noted by the New York Times, the market simply did not support the Eclipse and Galant.

To replace these car makes and models, Mitsubishi will focus on plug-in hybrids, which will hit the market in 2015. If an Eclipse-style MSRP is necessary for a tight budget, take a closer look at the 2013 Hyundai Elantra coupe. Car and Driver places the starting price at $18,220, which offers you a vehicle with 28 city- and 39 highway miles to the gallon of gas. With only two doors, it fits the mold of the wouldbe sports car.

Looking forward to 2014 Auto Blog warns that while the Dodge Avenger is still part of the 2013 car lineup, it will meet its demise in 2014. Torque News alerts of the scheduled 2014 discontinuation of the Jeep Compass, while Forbes reports that 2014 will spell impending doom for the Chrysler Town and Country.

Google Autonomous Technology Brings Driverless Car to Nevada

By JD Stockman In movies like “Minority Report” and “Demolition Man”, we get a glimpse of what the future may hold.

These two movies no longer need be referenced for what could be for automotive driving, because the first authorization of driverless cars is official.

Nevada has become the first state to approve the use of autonomous vehicles. Google’s autonomous technology can officially invade the roadways.

Google has been testing a number of prototypes since 2010 when the project first launched. Google reports not one single crash has occurred as it perfected the autonomous vehicles for meeting the regulatory requirements placed by the Nevada Department of Motor Vehicles and its director, Bruce Breslow.

“Nevada is the first state to embrace what it surely the future of automobiles,” explains Breslow.

About a year ago, Breslow was invited to try out one of Google’s driverless cars. The autonomous technology that Google had been working on was enough to make Breslow’s “apprehension disappear after about five seconds” once he concluded “the car can see better than” he could.

The new legislation from the DMV in Nevada goes in effect March 1. Drivers using the autonomous technology will be required to apply for a new license to reflect the updated laws covering driverless cars. Companies on the forefront of these new vehicles are Google, Mercedes-Benz, and likely General Motors.

Page 18

The autonomous technology has been able to perform such feats as being aware of cattle on the highways while traveling up to 75 mph; and avoid pedestrians, construction, and a range of debris while on the Las Vegas strip.

Some laws will still be in effect despite the lack of driver maintenance. Legally being intoxicated over the limit and driver seat occupancy are still mandatory in case the driver needs to resume control manually due to unforeseen circumstances;

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however texting and talking on the phone will be permitted.

The driverless cars are still in their introductory phase despite having Nevada’s approval. The DMV has been given nine months to produce a comprehensive set of requirements for drivers using the autonomous technology. Applications for these vehicles are $100, however the individual companies may apply bonds for their cars for now.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THURSDAY IS

2 YEAR ANNIVERSARY CELEBRATION With A World Famous Acai Bowl Satuday September 8

at EMBARCADERO CALIFORNIA BISTRO NOW OPEN IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER!

BRING YOUR LADY OR MEET ONE HERE

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FOR EVERYONE ALL NIGHT LONG THURSDAY EVENING IN OUR BAR & LOUNGE. LIVE MUSIC EVERY THURSDAY, FRIDAY AND SATURDAY

Free small Acai bowl all day

 Dairy & Soy free / Vegan  THIS ENERGIZING HEALTHY BOWL BOASTS MANY BENEFITS BESIDES TASTE. EATEN AS BREAKFAST, LUNCH, DINNER OR SNACK

949.459.1170 OPEN Mon-Fri 7:00am-8:00pm Saturday 9:00am-6:00pm

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Franchises now available 949-521-4414

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LADIES NIGHT

One of natures super foods Acai (Ah-Sigh_Ee) blended in a bowl with blueberries, strawberries, bananas, pineapple, raspberries, mangos and four exotic super fruits from Asia. It’s topped with granola, bananas and a dash of honey make this filling, healthy and very tasty.

Face Painting & Balloons for the kids 12pm to 2pm

September 7, 2012

Open 7 days a week. Lunch 11am-4pm. Dinner service begins at 4pm.

HAPPY HOUR: 4pm-6pm every day Monday - Sunday

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Located in the EL Paseo Plaza at 22332 EL Paseo in Rancho Santa Margarita 92688

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Rancho Mayor Anthony Beall with Dos Equis spokesman Jonathan Goldsmith at Mi Casa Restaurant in Rancho Santa Margarita. A cheerful crowd from the Rancho Santa Margarita Chamber of Commerce attended the festive Rancho Chamber Ribbon Cutting ceremony which was held on August 17, 2012.

The Coto de Caza News

Page 19

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

September 7, 2012

The Coto de Caza News

The

EvansGroup John R. Evans, Broker Associate DRE#00378197

949.903.0834

Selling Estate Properties since 1989 Open House Bonanza PE N ND H O AY US E

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31801 VIOLETA – This is one of the landmark Estates in Coto De Caza. Many consider this the finest lot in Los Ranchos Estates. Over seven acres of useable land with magnificent views of the hills and the Coto Valley. Price dramatically reduced. $6,900,000

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P SU EN ND HO AY US E

31381 TRIGO TRAIL – Built by a European Count, this authentic Spanish Hacienda has been completely remodeled with many amenities including, Casita, Guest Quarters, Pool, Spa, Tennis Court and room for Equestrian facilities on two acres. $5,995,000

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23201 PRADERA – Picture perfect Los Ranchos Estates location for this 9000 square foot home on two acres. Amenities include a beautiful Rock Pool and Spa with multiple waterfalls and a BBQ Pavilion for outdoor entertainment. Equestrian facilities include a five stall barn with a large workout arena and guest quarters above the barn. $5,995,000

TheRealEstater@gmail.com The Coto de Caza News

E

31592 VINEDO – Rare Single Level Estate Home in prestigious Los Ranchos Estates. Over 6000 square foot on 5.3 acres.

5 bedroom, 5.5 bathrooms, Rock Pool and Spa with waterfall and Pavilion, 4 car garage and much more. $3,999,000

Call or Email me for your Personal Tour of Coto De Caza Page 20

E

4

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

EXCEPTIONAL CUSTOM HOME

TREMENDOUS SETTING

SO

TRULY AMAZING LOCATION

BEYOND PERFECT

IDEAL FAMILY HOME

Located on a quiet culdesac with views. Aprox. 2500 sq. ft. with 5 bedrooms and 3 bath. Loaded with upgrades and a wonderful family home. Newly landscaped and all new flooring. 9 Woondsong $659,000.00

LD TRULY AMAZING

Offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Incredible traditional floorplan with all the upgrades.Oversized gourmet kitchen and adjoining family room with large breakfast nook. Private backyard complete with pool/spa, outside family room and built in BBQ. 12 Salinger $1,199,000.00

YO

LIS NEW TIN G

ES IN CR OW

CULDESAC LOCATION

Offering approx 4000 sq. ft. with 5 bedrooms and 4 baths. Spacious bonus room could be a 6th bedroom. Beautifully appointed with stone and hardwood floors.

Newly remodeled kitchen with granite counters and center island. The yard is complete with pool/spa and built in BBQ area with a cozy fireplace. Nice views and located on a culdesac. 5 Blackhawk $929,000.00

UR HE HO RE ME

UNIQUE FLOORPLAN

WHAT A SHOWPIECE

Beautiful townhome with all the ammentities. Offering approx. 1600 sq. ft with 3 bedrooms and 2.5 baths. Spacious floorplan with separate living and dining.

Very nicely upgraded. Nice size backyard and an attached 2 car garage. Close to the park. 67 Night Bloom $569,000.00

SO

SO

SO

LD

LD

Wonderful family neighborhood and ideal floorplan. Offering approx. 1900 sq. ft with 4 bed- Traditional home offering approx 4700 sq. ft with 5 bedrooms and 5.5 baths. Situated on a rooms and 3 baths. Seller has remodeled this beautiful home extensive tile floors and granite prime view lot and loaded with upgrades. Extensive hardwood flooring, built ins, granite and counters. Spacious backyard and well manicured. 10 Calle Larspur $485,000.00 custom window coverings. Pool/spa, built in BBQ and stunning sunset views.

15 Salinger Coto de Caza $1,219,000.00

Large corner lot with loads of privacy. This unique floor plan is like nothing you have seen. Very unique upgrades throughout. Marble floors, granite counters, built-ins and shutters. Main floor master bedroom. Office with built-ins, oversized bonus room upstairs. Stunning backyard with pebble tec salt water pool and spa. Built in BBQ and large grass area for the kids.

11 Calle de Princesa $998,000.00

A DOLL HOUSE

Offering approx 1129 sq. ft. with 3 bedrooms and 2 baths.Everything is brand new!! Very nice spacious floorplan. Light and bright location. Hardwood floors, granite counters and stainless appliances. 1 car garage and 1 carport. Assoc. pool and spa. 5 Sundance $359,000.00

LIS NEW TIN G

CH

SO

AT H

LD

AM

Nestled up towards the hills in a wonderful family neighborhood with community pool and Located on a prime lot with golf course views and so many upgrades beyond your imagination. Offering approx. 1351 sq. ft with 3 bedrooms and 3 bath. Two car atpark. Offering approximately 2,300 sq. ft., 4 bedrooms, 3 baths and a large yard. tached garage and large front courtyard. 12969 Ternberry $499,000.00 20692 Shadow Rock $539,000.00

PERFECT FAMILY HOME

GOLF COURSE VIEW

Offering approx 3000 sq. ft with 5 bedrooms and 3 baths. Excellent floor plan with vaulted ceilings and lots of windows. Light and bright and very inviting with its richly appointed upgrades.

Pool/ spa, putting green and built in BBQ Golf course and mountain views.

18 Carnoustie $847,500.00

LD

LIS NEW TIN G

ES IN CR OW

This location and exterior views of the oak trees will leave you speechless. This custom home This beautiful QUALITY custom home has it all! This well thought out floorplan homes offers approx. 4000 sq. ft. situated on an acre lot nestled amongst the oak trees. Newly offers 6200 sq. ft.with 4 bedrooms, 6 baths and a private office. Exceptional remodeled with top notch finishes. Seller has the plans for the infinity pool. A must see. Seller private backyard. This custom home is situated on over an acre lot and located in the prestigious neighborhood “The Woods”. 5 Shire $2,849,000.00 will consider seller financing or a trade 3 Palomino $1,299,000.00

FAMILY NEIGHBORHOOD

September 7, 2012

LIS NEW TIN G

LIS NEW TIN G

CU H O S TO ME M

The Coto de Caza News

MODEL PERFECT

All redone inside with extensive stone floors, granite, carpet and paint. Large open floor plan with roaring ceilings. Nice size kitchen with granite counter. Exceptional backyard with sparkling pool and spa. Enjoy the magnificent views of saddleback mountains. 47 Summitcrest $749,000.00

CALL ME TODAY

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(949) 888-0383

Where Integrity Meets Excellence

The Coto de Caza News

Page 21

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-438104-CT Order No.: 792801 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RITA DUGGAL AND RAGHAV DUGGAL, WIFE AND HUSBAND, AS JOINT TENANTS Recorded: 4/12/2006 as Instrument No. 2006000244283 and modified as per Modification Agreement recorded 6/3/2009 as Instrument No. 2009000284752, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/21/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,004,581.90 The purported property address is: 8 TEABERRY LN, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 806-08605 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA11-438104-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.

TS No.: CA-11-438104-CT IDSPub #0035875 8/31/2012 9/7/2012 9/14/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511342-AL Order No.: 1182713 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JANET D. SERANTONI, AN UNMARRIED WOMAN Recorded: 6/9/2006 as Instrument No. 2006000389324 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/21/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $294,743.88 The purported property address is: 5 CLOUDCREST, ALISO VIEJO, CA 92656-1322 Assessor’s Parcel No. 930-12-635 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511342-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.

TS No.: CA-12-511342-AL IDSPub #0034714 8/31/2012 9/7/2012 9/14/2012

Trustee Sale No.: 20110015002300 Title Order No.: 110186268 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/9/1999. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/22/1999 as Instrument No. 19990460354 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: RICHARD J. GROENEWEG AND MILDRED C. GROENEWEG, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/21/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23 WINDFLOWER , COTO DE CAZA, CA 92679 APN#: 804-441-28 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $509,945.48.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE

TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20110015002300. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/16/2012 P976365 8/31, 9/7, 09/14/2012

Page 22

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE: Title Order No.: 5905973 Trustee Sale No.: 77274 Loan No.: 0070218766 APN: 839-191-18 You are in Default under a Deed of Trust dated 01/24/2008. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/20/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/31/08 as DOC #2008000046769 of official records in the Office of the Recorder of Orange County, California, executed by: Siegfried Leguizamo Jr and Diana Leguizamo, husband and wife as joint tenants, as Trustor PFF Bank & Trust, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA,, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 43 Via Anadeja, Foothill Ranch, CA 92688 aka 43 Via Anadeja, Rancho Santa Margarita CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $788,940.71 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 8/20/12 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) – mortgageassistancepoint@usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877 RSVP-ADS or 877 778-7237. Vivian Prieto, Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77274. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.”

(RSVP# 292295)(08/31/12, 09/07/12, 09/14/12)

NOTICE OF TRUSTEE’S SALE T.S No. 1357720-13 APN: 93070-711 TRA: 340f20 LOAN NO: Xxxxxx3383 REF: Robinson, Brunetta W IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED May 16, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 20, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded May 22, 2007, as Inst. No. 2007000332162 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Brunetta W. Robinson, An Unmarried Woman, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 123 Matisse Circle Unit #55 Aliso Viejo CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $285,252.84. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)5901221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1357720-13. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale.

For sales information:(619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: August 22, 2012. (R-417358 08/31/12, 09/07/12, 09/14/12)

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-12-493120-RM Order No.: 120011467-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/26/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): BRIAN RAY JACOBS AND JYNETTE KRISTIN JACOBS, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 4/29/2004 as Instrument No. 2004000371540 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/21/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $354,753.43 The purported property address is: 16 BREAKERS LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 937-98-732 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493120-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493120-RM IDSPub #0035763 8/31/2012 9/7/2012 9/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00588558-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of MARIA DE LA LUZ ARAUJO. Petitioner(s) MARIA DE LA LUZ ARAUJO has/have filed a petition with this court for a decree changing name(s) as follows: MARIA DE LA LUZ ARAUJO to MARIA ARAUJO SUAREZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/24/2012, 8/31/2012, 9/7/2012, 9/14/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589855-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of LISA LYNN THURMAN. Petitioner(s) LISA LYNN THURMAN to LISA LYNN PHILLIPS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Title No. 982219 ALS No. 2012-4388 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT OF A LIEN, DATED 8/4/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN THAT: On 9/26/2012, at 09:00AM, Association Lien Services, as duly appointed Trustee under and pursuant to a certain lien, recorded on 8/5/2009, as instrument number 2009000421757, of the official records of Orange County, California. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR LAWFUL MONEY OF THE UNITED STATES, OR A CASHIERS CHECK at: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 The street address and other common designations, if any, of the real property described above is purported to be: 26461 Stratford, Lake Forest, CA 92630 Assessor’s Parcel No. 613-481-07 The owner(s) of the real property is purported to be: William P. Corbett, a married man as his sole and separate property The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designations, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of a note, homeowner’s assessment or other obligation secured by this lien, with interest and other sum as provided therein: plus advances, if any, under the terms thereof and interest on such advances, plus fees, charges, expenses of the Trustee and Trust created by said lien. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice Of Sale is $8,783.17. Payment must be in cash, a cashier’s check drawn on a state or national bank, a check drawn by a state bank or federal credit union, or a check drawn by a state or federal savings & loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.

The real property described above is being sold subject to the right of redemption. The redemption period within which real property may be redeemed ends 90 days after the sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of the resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale elate has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may contact Priority Posting & Publishing for information regarding the trustee’s sale or visit its website www. priorityposting.com for information regarding the sale of this property.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the website. The best way to verify postponement information is to attend the schedule sale. The beneficiary of said Lien hereto executed and delivered to the undersigned, a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said notice of default and election to sell to be recorded in the County where the real property is located. Date: 8/27/2012 Association Lien Services, as Trustee P.O. Box 64750, Los Angeles, CA 90064 (310) 207-2027 By: Laura Sargent, Trustee Officer P979935 8/31, 9/7, 09/14/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 9551-0524 TSG Order No.: 120075040-CA-LMI A.P.N.: 617-374-38 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 01/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 02/06/2006 as Document No.: 2006000082228, of Official Records in the office of the Recorder of Orange County, California, executed by: Patrice Munday, an unmarried woman, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 10/01/2012 at 03:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The street address and other common designation, if any, of the real property described above is purported to be: 22565 Cottonwood Cir, Lake Forest, CA 92630-3017 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $549,826.23 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 778-7237 for information regarding the trustee’s sale or visit this Internet Web site, www.rsvpforeclosures.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-0524. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 03/13/2012 NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.rsvpforeclosures.com or call (877) 778-7237 NBS Default Services, LLC, Gaby Ospino/Jamie Harmon 08/24/2012 “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” (RSVP# 292445, 08/31/12, 09/07/12, 09/14/12)

APN: 930-83-039 TS No: CA08000344-12-1 TO No: 6515568 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED October 19, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/25/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on October 26, 2004 as Instrument No. 2004000964242 of official records in the Office of the Recorder of Orange County, California, executed by LUCAS KROL, A SINGLE MAN, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 234 MONTANA DEL LAGO DRIVE, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $390,616.53 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount.

In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: August 25, 2012 TRUSTEE CORPS TS No. CA08000344-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting. com AUTOMATED SALES INFORMATION PLEASE CALL 714-5731965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08000344-121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P979693 8/31, 9/7, 09/14/2012 Trustee Sale No.: 20110187500334 Title Order No.: 110110305 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/29/2007 as Instrument No. 2007000413870 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: DOUGLAS C. PHILLIPS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/24/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25131 LA SUEN RD , LAGUNA HILLS, CA 92653 APN#: 620-193-25 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $397,682.92. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site www.priorityposting.com for information regarding the sale of this property, using the file number assigned to this case 20110187500334.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: PRIORITY POSTING & PUBLISHING, INC. 17501 IRVINE BLVD., SUITE ONE TUSTIN, CA 92780 714-573-1965 www.priorityposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/22/2012 P978317 8/31, 9/7, 09/14/2012

September 7, 2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6607889 TS No.: CA1200243641 FHA/VA/PMI No.: APN:653‑231‑03 Property Address: 6 MYKONOS LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/03/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 20, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/13/05, as Instrument No. 2005000452812, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: CLARENCE SIE, HONG‑GIAP, A SINGLE MAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 653‑231‑03. The street address and other common designation, if any, of the real property described above is purported to be: 6 MYKONOS, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $543,612.14. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1200243641. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse.

Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206261 08/31/12, 09/07/12, 09/14/12

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00589710-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of LAURA VAZQUEZ HERNANDEZ, a minor and ALEXA VAZQUEZ, a minor. Petitioner(s) PATRICIA HERNANDEZ VAZQUEZ and JULIO VAZQUEZ PLATA, on behalf of LAURA VAZQUEZ HERNANDEZ and ALEXA VAZQUEZ, minors, has/ have filed a petition with this court for a decree changing name(s) as follows: LAURA VAZQUEZ HERNANDEZ, a minor, to LAURA GUADALUPE VAZQUEZ HERNANDEZ, and ALEXA VAZQUEZ, a minor, to ALEXA GUADALUPE VAZQUEZ HERNANDEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 28, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 09, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/201

Trustee Sale No.: 20120169802292 Title Order No.: 120133414 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/20/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/03/2005 as Instrument No. 2005000003099 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: RICHARD D FORCE AND KIMBERLY M FORCE, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/21/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 26 ARADO , RANCHO SANTA MARGARITA, CA 92688 APN#: 805-351-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $304,032.61. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120169802292. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/20/2012 P976656 8/31, 9/7, 09/14/2012

Trustee Sale No.: 20120015001966 Title Order No.: 120158548 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/25/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/31/2008 as Instrument No. 2008000146957 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: DAPHNE F BERRY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 9/21/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 18 PASEO BREZO , Rancho Santa Margarita, CA 92688 APN#: 814-181-52 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $380,357.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001966. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 8/16/2012 P976444 8/31, 9/7, 09/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00577061PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of ALEJANDRO DIAZ MALDONADO, a Minor. Petitioner(s) KARINA DIAZ, has/have filed a petition with this court for a decree changing name(s) as follows: ALEJANDRO DIAZ MALDONADO, a Minor to ALEJANDRO MALDONADO, a Minor. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on SEPTEMBER 21, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 10, 2012 Randall J. Sherman – Judge of the Superior Court Coto de Caza News– 8/17/2012, 8/24/2012, 8/31/2012, 9/7/2012

The Coto de Caza News

Page 23

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No.: 12-11624-01 Loan No.: *********9-26 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/15/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.

Original Trustor(s): KOI, LLC, a California Limited Liability Company Duly Appointed Trustee: WT Capital Lender Services, a California corporation Recorded 2/17/2009 as Instrument No. 2009000069119 in book **, page ** of Official Records in the office of the Recorder of Orange County, California Date of Sale: 9/21/2012 at 3:00 PM Place of Sale: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CALIFORNIA Amount of unpaid balance and other charges: $681,299.41 Estimated Street Address or other common designation of real property: 30221 Aventura, Rancho Santa Margarita, CA Legal Description: PARCEL 12 OF PARCEL MAP NO. 2000-119, AS SHOWN ON A MAP FILED IN BOOK 319, PAGES 27 THROUGH 29 INCLUSIVE OF PARCEL MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM, AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PARCEL OF LAND HEREINABOVE DESCRIBED, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR, AND STORING IN AND REMOVING THE SAME FROM SAID LAND OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THOSE HEREINABOVE DESCRIBED, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, WITHOUT, HOWEVER, THE RIGHT TO DRILL, MINE, STORE, EXPLORE AND OPERATE THROUGH THE SURFACE OR THE UPPER 500 FEET OF THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, A CALIFORNIA JOINT VENTURE, A CALIFORNIA GENERAL PARTNERSHIP, IN THE DEED RECORDED MARCH 30, 2000 AS INSTRUMENT NO. 20000164607 OF OFFICIAL RECORDS. A.P.N.: 805-551-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the trustee’s sale] or visit this Internet Web site Internet Web site address for information regarding the sale of this property], using the file number assigned to this case file number]. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: August 20, 2012 WT Capital Lender Services, a California corporation 7522 North Colonial Avenue, Suite 101 Fresno, California 93711 (559) 222-4644 WTCap.com Debra Berg, Senior Vice President 8/31, 9/7, 9/14

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595265-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSHUA RYAN KYSOR. Petitioner(s) JOSHUA RYAN KYSOR has/have filed a petition with this court for a decree changing name(s) as follows: JOSHUA RYAN KYSOR to JOSHUA RYAN ABBOTT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 26, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 4, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

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TSG No.: 4207249 TS No.: 20099070815933 FHA/VA/PMI No.: APN: 673-111-28 Property Address: 26112 CALLE COBBLESTONE SAN JUAN CAPISTRANO CA 92675 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09/27/2012 at 09:00 A.M., First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/23/2004, as Instrument No. 2004000236137, in book, page ,, of Official Records in the office of the County Recorder of ORANGE County, State of California. Executed by: JEFFREY S. DYER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 673-111-28 The street address and other common designation, if any, of the real property described above is purported to be: 26112 CALLE COBBLESTONE, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,706,347.98 The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.

NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web http://www.priorityposting.com/Priority/index. php, using the file number assigned to this case 20099070815933 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 FIRST AMERICAN WAY SANTA ANA, CA 92707 The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. First American Trustee Servicing Solutions, LLC MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (714) 573-1965 P980828 9/7, 9/14, 09/21/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00595053-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHARLES EVAN NICHOLS-MORA, a minor. Petitioner(s) HEATHER BLACKBURN and CHRIS MORA, on behalf of CHARLES EVAN NICHOLS-MORA, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: CHARLES EVAN NICHOLS-MORA, a minor, to CHARLES EVAN BLACKBURN MORA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 19, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 31, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 9/7/201, 9/14/2012, 9/21/2012, 9/28/2012

The Coto de Caza News

The Coto de Caza News

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-CA006357 Loan No. 0019583210 Order No. 5907727 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: MARTIN PENNELL AND CARRIE PENNELL HUSBAND AND WIFE AS JOINT TENANTS, and OCTFCU MORTGAGE CO., LLC, as Beneficiary Duly Appointed Trustee: R.E.F.S. Inc., A California Corporation Recorded: 10/31/2005, as Instrument No. 2005000874899, in Book N/A, Page N/A, of Official Records in the office of the Recorder of Orange County, California.

Date of Sale: 09/21/2012 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West.,Santa Ana, CA Amount of unpaid balance and other charges: $537,661.39 Street Address or other common designation of real property: 26085 Saratoga Avenue #188, Laguna Hills, CA 92653 A.P.N.: 937-98-270 Legal Description: as more fully described on said deed of trust. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS’. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.

USA-Foreclosure.com, using the file number assigned to this case 2012-CA006357. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid.

The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 8/23/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Trustee Sale Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00039 PUB DATES: 08/31/2012, 09/07/2012, 09/14/2012

T.S. No. 20120106 LOAN NO.: 1344083/RODRIGUEZ NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED December 27, 2004 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by VICTOR RODRIGUEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY recorded 1/6/2005 in Book N/A Page N/A Inst. # 2005000013550 , of Official Records in the office of the County Recorder of Orange county, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 5/1/2012 in Book N/A Page N/A Inst. # 2012-000247451 of said Officials Records, will SELL on 9/14/2012 at 9:00 AM : On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described on said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 28192 LAS BRISAS DEL MAR SAN JUAN CAPISTRANO, CA 92675 APN# 675-401-19 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $695,470.40. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness

NOTICE OF TRUSTEE’S SALE TSG No.: 6612575 TS No.: CA1200243766 FHA/VA/PMI No.: APN:836‑662‑05 Property Address: 12 PLUSHSTONE RANCHO SNTA MARGARITA, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/04/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 20, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/17/07, as Instrument No. 2007000247750, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: LORRI A SCHROEDER, AN UNMARRIED WOMAN,.

WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 836‑662‑05.

The street address and other common designation, if any, of the real property described above is purported to be: 12 PLUSHSTONE, RANCHO SNTA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $592,388.92. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case CA1200243766. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206186 08/31/12, 09/07/12, 09/14/12

secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20120106. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P974818 8/24, 8/31, 09/07/2012

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510747-AL Order No.: 1177721 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KENNETH WILLIAMS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 5/31/2007 as Instrument No. 2007000351119 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/21/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $449,015.52 The purported property address is: 22521 CAMINITO PACIFICO #39, LAGUNA HILLS, CA 92653-1130 Assessor’s Parcel No. 936-42-039 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510747-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510747-AL IDSPub #0034696 8/31/2012 9/7/2012 9/14/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511547-AL Order No.: 1183300 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/25/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL Y. KONDO AND RAUNDI K. MOORE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/31/2004 as Instrument No. 2004000266086 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/21/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $167,006.26 The purported property address is: 66 WILD HORSE LOOP, RANCHO SANTA MARGARITA, CA 92688-1809 Assessor’s Parcel No. 931-95-298 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511547-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations.

TS No.: CA-12-511547-AL IDSPub #0034717 8/31/2012 9/7/2012 9/14/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00593884-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NILOUFAR SAADAT RUPPERT, a minor. Petitioner(s) SUSAN SAADAT and INGO RUPPERT , on behalf of NILOUFAR SAADAT RUPPERT, a minor, has/have filed a petition with this court for a decree changing name(s) as follows: NILOUFAR SAADAT RUPPERT, a minor, to KIMIYA SAADAT RUPPERT. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 19, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 27, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/31/2012, 9/7/201, 9/14/2012, 9/21/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2012-00591261-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name of LAURA ZHANG YUANMING ARMSTRONG. Petitioner(s) LAURA ZHANG YUANMING ARMSTRONG has/have filed a petition with this court for a decree changing name(s) as follows: LAURA ZHANG YUANMING ARMSTRONG to MING ZHANG YUANMING ARMSTRONG. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 341 The City Drive, P.O. Box 14171, Orange, CA 92863, on OCTOBER 5, 2012 at 1:30 o’clock pm Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 15, 2012 Mary Fingal Schulte – Judge of the Superior Court Coto de Caza News– 8/24/2012, 8/31/2012, 9/7/2012, 9/14/2012

September 7, 2012

Tiny Fold-Up Car Set to Debut in Europe New Car Folds Up to Take Up Less Parking Space

By s.e. Jones A very small car called the “Hiriko” is to be shown to European Commission president Jose Manuel Barroso this week in the official kick-off for the new car in Europe. The launch will occur in Spain first, because the company that makes the car is based there. The car by a company of the same name is thus far the only project developed by a European collaboration, also of the same name as the car, which means “urban” in Basque.

The car is tiny as can be seen in the video the company made to extol its virtues, and literally folds up so that it takes up a very minimal amount of parking space.

The whole idea, as noted by the AFP newswire, is to promote social innovation which entails finding solutions to air pollution, crowding and of course parking in cities. The Hiriko is all electric and can go up to seventy five miles before recharging. Also, as a nod to its mission, the car has a speed control monitor to prevent the driver from exceeding posted speed limits.

The idea for the car was first came about, as the AFT notes, from Boston’s MIT-Media lab, which licensed the technology to the consortium that has worked to build the car. The fold-up idea was first considered as a part of initiative to allow for building smaller parking garages, which have become a much bigger problem in Europe due most of them having been built before the advent of the automobile. The aim was to build a car that was small enough to all two of its size to fit in one traditional parking space, and by the looks of things, it appears they team has succeeded.

The consortium is currently in talks with leaders from other cities around Europe and there is talk that many small facilities might be built to service the needs of local users, which some say could lead to a fleet of city-owned vehicles similar to taxies being rented by drivers, rather than having full sized vehicles filling the streets as is the practice now.

The vehicle is currently for sale for 12,500 Euros, but that is likely to change if government subsidies can help support their manufacturer. Also, if cities begin building facilities to make their own cars, that too would certainly drive the price down.

Some in the consortium have even suggested that in the future only cars owned by municipalities and rented by drivers will be allowed in the downtown sections of some of the bigger cities in Europe, such as London, that have already taken to restricting traffic and imposing steep tolls.

The Coto de Caza News

Page 25

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

2013-MODEL ORANGE COUNTY INTERNATIONAL AUTO SHOW CRUISES HOT RIDES AND MORE TEST DRIVES THAN EVER INTO ANAHEIM CONVENTION CENTER

2013 Chevy Corvette

The 2013-Model Orange County International Auto Show is set to pack more than 500 of the hottest new cars, trucks, crossovers, exotics and more into the Anaheim Convention Center Thursday, October 4 through Sunday, October 7. This four-wheel extravaganza is not only the place to check out all the new cars but to also get behind the wheels of more than 100 vehicles

2013 Ford Super Duty Platinum

all available for public test drives, from more than 15 manufacturers! From the all-electric CODA vehicles to the latest from Cadillac, FIAT, Ford, Honda, Jeep, Volkswagen and more, attendees can climb behind the wheels and go for a spin. The OC International Auto Show is packed with excitement, offering car lovers the chance to win a ride in exotic vehicles from Ferrari and Lamborghini, a chance to win a new Jeep, Cram the Cube for Cash, L.A. Laker Girls appearances and more.

The OC International Auto Show is one of the first auto shows of the 2013-model season and the best place to see new vehicles side-by-side. Attendees are invited to check out all the latest rides in a non-selling environment, sit behind the wheels, play with the infotainment systems, inspect engines, kick tires and even take a spin in Page 26

text in a special code for the chance to win a ride with a professional driver in a Ferrari or Lamborghini!

Camp Jeep Anaheim, the interactive adventure zone where professional 4x4 drivers will share the experience of Jeep’s on and off-road capabilities with riders, will be featured again this year. A popular destination inside the show, the

120-150 real-world driving miles per charge. The 6.6 kW on-board charger takes six hours to fully charge from empty, and two hours to charge for an average 40 mile commute. After the drive, check out CODA’s art-wrapped vehicle inside their display. Internationally renowned digital artist Matthew Watkins transformed the CODA into

more vehicles than ever. Several exciting new and pre-production models will turn heads on the show floor including the all new Dodge Dart, Honda Accord, Mercedes-Benz SLS AMG, MercedesBenz GL-Class, Cadillac ATS, Ford C-MAX, 2014 Chevrolet Impala, Lexus LFA, Nissan Altima, Hyundai Santa Fe, Lexus RX, Buick Encore and more.

The OC International Auto Show will 2013 Ford Shelby GT500 be one of the first places for the public to get up close to several hot new models Jeep test track includes logs, stumps, an angled drive-over and other terrains.

It also features a thrilling hill climb where passengers experience the Jeep’s traction capabilities while climbing a 35 degree Jeep Mountain and a Camp Jeep DJ spins tunes. Additionally, kids

mobile art with a digital finger-painting he developed on his iPad®.

Visitors won’t want to miss seeing specialty cars at the show, including the Lexus LFA Supercar, valued at $375,000. This limited-production sports car features a 4.8-liter V10 engine that pumps out 552 horsepower with a top speed of 200 mph. The ARK

making their West Coast debuts. These vehicles include the all-new redesigned 2013 Audi RS 5, 2013 Audi S8, 2014 Chevy Impala, 2013 Chevrolet Traverse, 2013 Honda Accord, 2013 Lexus LS, 2013 Nissan Pathfinder and 2013 Subaru XV Crosstrek.

Ride and drives have increased by nearly 50 percent at this year’s OC International Auto Show, featuring more than 100 new vehicles from Buick, Cadillac, Chevrolet, Chrysler, CODA, Dodge, FIAT, Ford, GMC, Honda, Jeep®, Nissan, Ram, Scion, Toyota and Volkswagen. Attendees can come to the show, take a drive and compare the different vehicles in real driving situations.

All-new this year, the OC International Auto Show is hosting a first-time Exotic Vehicle Ticket to Ride opportunity. Visitors simply take a test drive at one of the ride and drives offered, and

The Coto de Caza News

2013 Lexus RX 450h

will be invited to test their driving abilities in the mini Power Wheels® Jeeps, and enjoy a 25’ climbing wall.

Need a new ride in your garage? Who doesn’t! One lucky auto show attendee will win an all-new Jeep Wrangler! Attendees don’t want to miss registering at the auto show for the chance to win this vehicle, which will be given away at the show on Sunday.

Also added to the ride and drive opportunities this year will be several all-electric vehicles including the latest from CODA, a zero emission EV sedan.

The CODA sedan provides consumers

Hyundai Veloster will also be on display and is sure to please customizing fans.

Hyundai teamed with ARK Performance to build this rally-inspired Veloster, featuring an upgraded engine, modified suspension and custom paint. Down the highway carpet in the Mercedes display, see the Mercedes-Benz SLS AMG, featuring an aluminum body and gullwing doors. Fans of Marvel’s recent blockbuster movie, The Avengers, won’t want to miss Tony Stark’s supercar located in the Acura display; and Honda will feature the Indianapolis 500 winning race car. In Chevrolet, see the highly customized Sonic Dusk Concept, the racing-inspired Chevrolet Sonic Z-Spec

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

and attendees will be able to get a real, hands-on comparison as they consider their next new car,” said OC International Auto Show’s Director John Sackrison.

“We are also taking the experience further this year, offering attendees the chance to win a ride in an exotic vehicle from Ferrari or Lamborghini, with ten opportunities per hour available at the show. It’s an auto show first!”

2013 Mazda CX-5

#2 Concept and a crowd favorite - the airbrushed Chevrolet “American Pride” Camaro.

Also new this year, “Cram the Cube” will be held. This fun contest will showcase local college fraternities and sororities attempting to fill a Nissan Cube with as many people as possible for a chance to win a cash prize of $1,000 for their charity of choice. The “cramming” will take place each hour during

Follow the camera flashes to see a collection of high-end exotic vehicles from top manufacturers including Bentley, Fisker, Lamborghini, Lotus, McLaren, Rolls-Royce, Spyker and more. Some of the vehicles planned to dazzle showgoers include a 2013 Rolls-Royce Series II Phantom, Spyker LM85, Fisker Karma EcoSport, just to name a few.

The DUB® Magazine Celebrity Car Showcase will feature a popular col- 2013 Toyota Avalon lection of tricked-out celebrity rides and Following are additional special appearances and events that will fill the show with excitement throughout the weekend: • L.A. Lakers Girls – The L.A. Lakers Girls will greet fans and sign autographs on Friday, between 5 p.m. & 7 p.m.

• Vic “the Brick” Jacobs – Stop by the KLAC “FOX Sports” radio booth

2013 Porsche Boxster

the show and a live leader board will be continuously updated. The current record is 20 people inside the car at one time. In addition to local college

graphs, take photos with fans and demonstrate mixed martial arts.

• Every Day is Family Day! Bring the kids for fun for all ages and kids 12 and younger are free when accompanied by a paying adult, compliments of The OC Register. Special activities for the little ones include a scavenger hunt, mini electric vehicle test rides and more.

The OC International Auto Show is

owned and presented by the Orange County Automobile Dealers Association and produced by Motor Trend Auto Shows, LLC. The auto show will be open to the public Thursday, October 4 through Sunday, October 7, at the Anaheim Convention Center, located at 800 W. Katella Avenue in Anaheim.

Follow the signs for convention center parking, located on West Street, just south of Katella (more than 5,500

The RPM Lounge™ will be home to several high-end vehicles. Also, check out the SHIFTR Automotive and Lifestyle Expo, a custom car show within the auto show featuring exotics, drift cars, lowriders, music and more.

2013 Cadillac XTS

“The show is even larger this year, covering more floor space and offersororities and fraternities, any interested ing visitors more than 100 test drive organization with a philanthropic com- vehicles. This is the biggest number of ride and drives we have ever offered ponent is welcome to participate.

2013 Volvo XC60

September 7, 2012

and meet Vic “the Brick” Jacobs on Saturday, between 4 p.m. & 6 p.m.

• Hooters’ Miss OC International Auto Show Contest – Cheer your favorite Hooters Girls as they walk the runway on Saturday.

• Hooters Poster Girls of OC – Hooters poster girls will meet fans and sign autographs Saturday.

• Hooters Wing Eating Contest – Watch contestants at the Hooters hot wing eating competition on Saturday.

• BAMMA USA Productions – Mixed Martial Arts activity takes place on Saturday. Meet Bamma USA’s Badbeat Fighters as they sign auto-

parking spaces available). Show hours are Thursday, from 4 p.m. to 10 p.m., Friday, from 12 noon to 10 p.m., Saturday, from 9 a.m. to 10 p.m. and Sunday, from 9 a.m. to 7 p.m. Admission is $10 for adults, $6 for senior citizens (62 and older) and military (w/any DOD ID) and free for children 12 and under when accompanied by an adult. Attendees will receive a FREE one-year subscription to Motor Trend magazine (a $12 value) with each online ticket order or box office purchase, compliments of the Orange County Automobile Dealers Association. Advance E-tickets can be purchased at a discount from the official auto show Web site, www.

AutoShowOC.com.

The Coto de Caza News

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September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices T.S. NO.: WCU-122200-CA Loan Number: 643393-80 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER THAT CERTAIN DEED OF TRUST DATED AS OF 10/18/2004, WHICH WAS RECORDED ON 10/28/2004 AS INSTRUMENT NUMBER 2004000971562 IN THE OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “DEED OF TRUST”). UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/13/2012, at 9:00 AM located on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, California, Fidelity National Title Company dba Fidelity National Default Services (“Trustee”), as duly appointed Trustee under and pursuant to the Deed of Trust, which was executed by Dawn White, an unmarried woman (“Trustor”), as Trustor, in favor of Wescom Credit Union (“Beneficiary”), under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by Cash, a Cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), without warranty express or implied as to title, use, possession or encumbrances, All estate, right, title and interest conveyed to and now held by it under the Deed of Trust in the property situated in Orange County, California, which is described on Exhibit A attached hereto and incorporated herein by this reference, which has been assigned A.P.N.: 939-93-599 EXHIBIT A All that certain real property situated in the County of Orange, State of California, described as follows: A CONDOMINIUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/28TH INTEREST IN AND TO LOT 1 OF TRACT NO. 12603, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP FILED IN BOOK 562, PAGES 7 THROUGH 9 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPTING THEREFROM UNITS 25 THROUGH 30 INCLUSIVE AND UNITS 47 THROUGH 68 INCLUSIVE AS SHOWN AND DEFINED UPON THE CONDOMINIUM PLAN RECORDED NOVEMBER 7, 1986, AS INSTRUMENT NO. 86-534859, OFFICIAL RECORDS. EXCEPTING THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBONS, BELOW A DEPTH OF 500 FEET, WITHOUT RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. EXCEPT THEREFROM ALL WATER AND SUBSURFACE WATER RIGHTS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS DEDICATED OR RESERVED IN INSTRUMENTS OF RECORD. RESERVING UNTO GRANTOR, HIS SUCCESSORS AND ASSIGNS, TOGETHER WITH THE RIGHT TO GRANT AND TRANSFER ALL OR A PORTION OF SAME EXCLUSIVE EASEMENT OVER ALL OF THOSE AREAS SHOWN, IDENTIFIED AND ASSIGNED ON THE CONDOMINIUM PLAN REFERRED TO ABOVE AS “EXCLUSIVE USE COMMON AREA” FOR ENTRYWAY PURPOSES. PARCEL 2: UNIT 52 AS SHOWN UPON THE CONDOMINIUM PLAN REFERRED TO IN PARCEL 1 ABOVE. PARCEL 3: AN EXCLUSIVE EASEMENT FOR USE OVER THAT CERTAIN EXCLUSIVE USE COMMON AREA OVER THAT PORTION OF SAID LOT 1 DESCRIBED IN PARCEL 1 ABOVE, WHICH AREAS ARE SHOWN,

IDENTIFIED AND ASSIGNED ON THE CONDOMINIUM PLAN REFERRED TO IN PARCEL 1 ABOVE, APPURTENANT TO PARCELS 1 AND 2 ABOVE DESCRIBED FOR ENTRYWAY PURPOSES. The Real Property is being sold “as is”. From information which the Trustee deems reliable, but for which the Trustee makes no representation or warranty, the street address and other common designation, if any, of the Real Property is purported to be: 25429 Yountville, Lake Forest, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warrant, expressed or implied, regarding title, possession or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trust created by the Deed of Trust, to-wit: $229,498.73 estimated. Accrued interest and additional advances, if any, will increase the figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (877) 393-6812 or visit this Internet Web site: www.priorityposting.com, using the file number assigned to this case [WCU-122200-CA]. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Beneficiary has heretofore executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale (the “Declaration”). Pursuant to the Declaration, the undersigned prepared a Notice of Default and Election to Sell (the “NOD”). The Beneficiary approved the NOD and the undersigned subsequently caused the NOD to be recorded in the County where the Real Property is located. More than three months have elapsed since the NOD recorded. Dated: 8/10/2012 Fidelity National Title Company dba Fidelity National Default Services 4350 La Jolla Village Drive, Suite 370 San Diego, California 92122 (877) 393-6812 www.priorityposting. com Susan Bales, Vice President P975547 8/24, 8/31, 09/07/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-505074-AL Order No.: 120117042-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ADAM J LIRETTE, AND JEANETH C KULCSAR, HUSBAND AND WIFE Recorded: 3/23/2006 as Instrument No. 2006000190687 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $421,616.37 The purported property address is: 217 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 930-83-188 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold

more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-505074-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-505074-AL IDSPub #0035061 9/7/2012 9/14/2012 9/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0050318 Title Order No. 12-0089360 APN No. 933-02-063 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/04/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LEONCIO MARIAS, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, dated 12/04/2006 and recorded 12/7/2006, as Instrument No. 2006000821231, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/24/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust.

The street address and other common designation, if any, of the real property described above is purported to be: 22935 LEO LANE NO. 63, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $338,389.59.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and

Page 28

expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0050318. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166053 8/31, 9/07, 9/14/2012

The Coto de Caza News

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 12-0046510 Title Order No. 12-0084563 APN No. 755-253-20 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LARRY SEAL, AND JP SEAL, TRUSTEES OF THE SEAL FAMILY TRUST DATED JUNE 5, 2006, dated 10/25/2006 and recorded 11/2/2006, as Instrument No. 2006000742744, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/24/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 11 FLAGSTONE, COTO DE CAZA, CA, 926795207. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,489,330.39.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0046510. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.165099 8/31, 9/07, 9/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0047066 Title Order No. 12-0085923 APN No. 779-102-53 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/14/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by GALE L PAEPKE, AND KIMBERLY G. PAEPKE, HUSBAND AND WIFE AS JOINT TENANTS, dated 05/14/2004 and recorded 5/21/2004, as Instrument No. 2004000455343, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/24/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 33 TOMAHAWK STREET, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $573,870.28. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0047066. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.165267 8/31, 9/07, 9/14/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-495572-LL Order No.: 1088701 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JASON GINSBERG, AND CHARMAIGNE R GINSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 11/15/2007 as Instrument No. 2007000685745 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $493,140.44 The purported property address is: 21967 RAINTREE LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 837-282-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-495572-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-495572-LL IDSPub #0036320 9/7/2012 9/14/2012 9/21/2012

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

T.S. No.: 11-43486 TSG Order No.: 110292653-CA-MSI A.P.N.: 617-046-23 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/10/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 9/27/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 05/18/2007 as Instrument No. 2007000325338 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: MARTIN PEREZ AND MARIA GUADALUPE PEREZ, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR BEAR STEARNS RESIDENTIAL MORTGAGE CORPORATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23811 LA ROSA DR , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $757,241.37 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 11-43486. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 5/21/2012 Date: 8/27/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Dalaysia Ramirez, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P980112 9/7, 9/14, 09/21/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-511726-AL Order No.: 120172416-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/7/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): SHERRY A MALEY Recorded: 1/14/2003 as Instrument No. 2003000044007 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $125,000.53 The purported property address is: 26262 SUMMERHILL LN, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 937-99-221 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the

T.S. No.: 2012-02743 Loan No.: 0600378269 APN: 930-21-432 TRA No.: 31-097 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash payable at time of sale in lawful money of the United States by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LISA K SIBEL, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Beneficiary Name: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR WMC MORTGAGE CORP. Duly Appointed Trustee: Integrated Lender Services, a Delaware Corporation and pursuant to Deed of Trust recorded 12/4/2006 as Instrument No. 2006000812352 in book ---, page --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $478,689.49 The property heretofore is being sold “as is.” The street Address or other common designation of real property is purported to be: 22271 CAMINITO TIBURON, LAGUNA HILLS, CA 92653 Legal Description: As more fully described on said Deed of Trust. A.P.N.: 930-21-432 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 2012-02743. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: 8/28/2012 Integrated Lender Services, a Delaware Corporation, as Trustee 2411 West La Palma Avenue, Suite 350 – Bldg. 1 Anaheim, California 92801 (800) 232-8787 For Sale Information please call: (714) 573-1965 Linda Mayes, Senior Trustee Officer P980431 9/7, 9/14, 09/21/2012

mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-511726-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-511726-AL IDSPub #0035145 9/7/2012 9/14/2012 9/21/2012

September 7, 2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6685823 TS No.: CA1200244374 FHA/VA/PMI No.: APN:804‑141‑40 Property Address: 31721 VIA PERDIZ COTO DE CAZA AREA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/10/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 27, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/15/07, as Instrument No. 2007000315587, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: DANIEL G. FORSTER, AN UNMARRIED MAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 804‑141‑40. The street address and other common designation, if any, of the real property described above is purported to be: 31721 VIA PERDIZ, COTO DE CAZA AREA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $655,347.46. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1200244374. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse.

Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206696 09/07/12, 09/14/12, 09/21/12

NOTICE OF TRUSTEE’S SALE: Title Order No.: 5907629 Trustee Sale No.: 77942 Loan No.: 9041230459 APN: 601-103-08 You are in Default under a Deed of Trust dated 01/05/2005. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a lawyer. On 09/27/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/21/05 as DOC #2005000050087 of official records in the Office of the Recorder of Orange County, California, executed by: Robert C. Doherty and Leann B. Doherty, husband and wife, as Trustor Downey Savings and Loan Association, F.A, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA,, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”.

The street address and other common designation, if any, of the real property described above is purported to be: 20 Flores, Lake Forest, (Foothill Ranch Area) CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $817,379.57 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 8/30/12 FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) – mortgageassistancepoint@usbank.com For Trustee Sale Information log on to: www.rsvpforeclosures.com or CALL: 877 RSVP-ADS or 877 778-7237.

Teri Snyder, Exec. Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77942. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.”

(RSVP# 292647)(09/07/12, 09/14/12, 09/21/12)

NOTICE OF TRUSTEE’S SALE TSG No.: 4883360 TS No.: CA1000222320 FHA/VA/PMI No.: APN:656‑292‑52 Property Address: 30732 CALLE BARBOSA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/19/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 13, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/28/05, as Instrument No. 2005000326210, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: OSCAR BUSTAMANTE AND CORRINE L. BUSTAMANTE, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 656‑292‑52. The street address and other common designation, if any, of the real property described above is purported to be: 30732 CALLE BARBOSA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $861,916.50. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned

caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx using the file number assigned to this case CA1000222320. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose.

NPP0206305 08/24/12, 08/31/12, 09/07/12

The Coto de Caza News

Page 29

September 7, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

NOTICE OF TRUSTEE’S SALE TS No. 10-0039371 Title Order No. 10-8-154920 APN No. 833-481-71 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by OLIVIA E. VILLEDA, A SINGLE WOMAN., dated 03/12/2004 and recorded 3/26/2004, as Instrument No. 2004000251142, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/28/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 20 LOS ABITOS, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $575,073.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0039371. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.126161 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0001981 Title Order No. 10-6-437994 APN No. 606-232-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed

by BERENICE RODRIGUEZ, A SINGLE WOMAN, dated 04/20/2006 and recorded 4/26/2006, as Instrument No. 2006000282092, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/28/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 19496 JASPER HILL RD, LAKE FOREST, CA, 926791193. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,159,926.85. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0001981. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.166288 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0052042 Title Order No. 12-0092399 APN No. 930-19-559 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/15/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOHN H. MIDDLETON AND BIANCY D. MIDDLETON, HUSBAND AND WIFE AS JOINT TENANTS, dated 06/15/2007 and recorded 6/21/2007, as Instrument No. 2007000395641, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 10/01/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2 VIA BARCAZA, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $730,993.82.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0052042. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.165717 9/07, 9/14, 9/21/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6663331 TS No.: CA1200244147 FHA/VA/PMI No.: APN:779‑131‑12 Property Address: 3 PROSPECTOR COURT TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/24/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 27, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/03/03, as Instrument No. 2003001214604, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: GEORGE T.ROMO AND KELLY LACEY‑ROMO, HUSBAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 779‑131‑12. The street address and other common designation, if any, of the real property described above is purported to be: 3 PROSPECTOR COURT, TRABUCO CANYON, CA 92679.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $336,936.98.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http:// search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200244147. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose.

NPP0206674 09/07/12, 09/14/12, 09/21/12

Page 30

The Coto de Caza News

Trustee Sale No. 445532CA Loan No. 3012673632 Title Order No. 616816 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 02-06-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 09-14-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 02-132007, Book N/A, Page N/A, Instrument 2007000093832, of official records in the Office of the Recorder of ORANGE County, California, executed by: D.E. MILLER AND, MARIE MILLER, TRUSTEES, OR THEIR SUCCESSORS IN TRUST, UNDER THE MILLER FAMILY LIVING TRUST, DATED AUGUST 4, 1997, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $2,679,577.17 (estimated) Street address and other common designation of the real property: 9 SAWGRASS COTO DE CAZA, CA 92679 APN Number: 788-081-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 08-17-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee FRED RESTREPO, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P974247 8/24, 8/31, 09/07/2012

NOTICE OF TRUSTEE’S SALE TS No. 10-0135780 Title Order No. 10-8486832 APN No. 938-12-415 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ALIA OWAYNAT, A SINGLE WOMAN, dated 03/16/2005 and recorded 3/23/2005, as Instrument No. 2005000219084, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 09/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 57 TIERRA SEGURO, RANCHO SANTA MARGARITA, CA, 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $512,584.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0135780. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.140354 8/31, 9/07, 9/14/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TSG No.: 6587144 TS No.: CA1200243481 FHA/VA/PMI No.: APN:804‑151‑25 Property Address: 31572 VIA COYOTE COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/15/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On September 13, 2012 at 01:30 PM, First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 12/27/05, as Instrument No. 2005001031134, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: THE KENNETH REYNOLDS AND DONNA REYNOLDS REVOCABLE TRUST, DATED FEBRUARY 12, 2003 KENNETH REYNOLDS AND DONNA REYNOLDS AS TRUSTEES,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 804‑151‑25. The street address and other common designation, if any, of the real property described above is purported to be: 31572 VIA COYOTE, COTO DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,178,830.74. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/ propertySearchTerms.aspx using the file number assigned to this case CA1200243481. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse.

Date: First American Title Insurance Company First American Title Insurance Company 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Title Insurance Company May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0206053 08/24/12, 08/31/12, 09/07/12

T.S. No. 10-2599-11 Loan No. 0147017727 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/23/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JACK JEWETT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 10/31/2007 as Instrument No. 2007000662134 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 9/21/2012 at 09:00 AM Place of Sale: In the Grand Ballroom, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868 Amount of unpaid balance and other charges: $541,477.85, estimated Street Address or other common designation of real property: 31202 CALLE DEL CAMPO SAN JUAN CAPISTRANO, CA 92675 A.P.N.: 666-083-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 10-2599-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

Date: 8/17/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (800) 280-2832 Auction.com Frank Escalera, Team Lead P977425 8/24, 8/31, 09/07/2012

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Professional, Experienced, Reliable with Local References. Call: 949-701-7494 mandm. housecleaning@yahoo.com The QUIETMAN Handyman Services. Special on Rain gutter cleaning! Home, Yard and Pool maintaince. Affordable and Dependable.

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legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510788-AB Order No.: 6587215 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/5/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT CHARLES PAVLAN, A MARRIED MAN, AS HIS SOLE & SEPARATE PROPERTY Recorded: 5/27/2004 as Instrument No. 2004000479990 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 9/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $735,277.38 The purported property address is: 30 DOWNFIELD WAY, COTO DE CAZA AREA, CA 92679 Assessor’s Parcel No. 778-101-16 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

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legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-510867-AL Order No.: 1178836 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/7/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee.

The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): AARON D. PEEPLES AND AMY N. PEEPLES, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 5/14/2007 as Instrument No. 2007000312482 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/1/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $322,646.66 The purported property address is: 21931 RIMHURST DRIVE #121, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-04-021 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the

property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510788-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510788-AB IDSPub #0035128 9/7/2012 9/14/2012 9/21/2012

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property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-12-510867-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-510867-AL IDSPub #0035130 9/7/2012 9/14/2012 9/21/2012

September 7, 2012

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