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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

January 1, 2016

COTO, RANCHO CROWDS FOCUS ON FITNESS

January 1, 2016

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

simple steps to a happier, healthier 2016

Not only will you make more space for things you do need, de-cluttering creates feelings of happiness and accomplishment. * Try something new - If “learn to cook” and “lose 10 pounds” have been on your to-do list for years, it’s probably time to mix things up a bit. Be more specific when outlining goals. For example, instead of focusing on weight loss, why not focus on new classes to try out? From cardio kickboxing to spin class to ZUMBA and yoga, there are endless opportunities to get your heart rate (and your spirits) up. Check out your

local gym and pledge to try something new every quarter until something sticks. As for cooking, turn it into a date night with your spouse by enrolling in a cooking class together.

Or, buy a cookbook and take turns selecting new meals to prepare.

Keep in mind that you won’t do yourself any favors by shrugging off goals or not planning in advance. Set up reminders and calendar invites to help keep you on track. Better yet, outline at least one shared resolution and invite friends or family members to join in.

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Nine in 10 homeowners realize poor indoor air quality can contribute to certain health issues, yet only onequarter are worried about the air quality in their homes, according to a national survey from Broan-NuTone and Kelton. With the majority of homeowners spending 90 percent of their time indoors, it’s important to identify telltale signs of unhealthy air before they trigger health issues.

If you’re noticing foggy bathroom mirrors after showering or lingering food aromas after preparing meals, chances are your home isn’t properly ventilated. Protect your home and your family by updating your range hood or installing a new bath fan. * Clean out your closets - If you’re like most, you’re probably hanging on to one too many items that you’ve outgrown or no longer use. Free up hangers and closet space by taking inventory of any items you haven’t worn in several months. Holding on to jeans in the hopes you’ll fit into them?

Donate them to someone who can wear them now and treat yourself to a new pair. Stockpiling old bridesmaid dresses? Have them altered into the ideal cocktail dress. Hoarding fashion jewelry and accessories that are no longer in style? Create a dress-up box for nieces, young cousins or students.

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Another year is upon us, leaving plenty of time to reflect on what went well (and not so well) in 2014.

Before you start outlining your selfimprovement plan for 2015, consider this: only 8 percent of people who make new year’s resolutions actually stick to them. Control the urge to recycle annual resolutions that you know you’ll never keep. Instead, identify new opportunities to keep your body fresh and your mind focused. Here are four simple steps to a happier, healthier 2015. * Schedule a few “mental health days” - We spend a lot of time at the office. And if you’re clocking more than 10 hours a day, it’s likely too much. Scientists often link overtime to everything from depression to cardiovascular issues. It’s no secret that we all count down the days until that next holiday vacation or summer road trip. But why wait?

Don’t put off precious time away from the daily grind. Instead, avoid burnout by planning a few long weekends every year that help you recharge and refocus. Whether you’re sleeping in and catching up on your DVR or connecting with old college roommates, a little R&R will do wonders for your morale. * Improve your indoor air quality -

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January 1, 2016

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The ultimate road trip This season, Americans are embarking on all types of journeys, from romantic weekends to outdoor activity focused getaways. But what defines the ultimate road trip? Hear what drivers have to say: For the romantic: Long, winding drives through scenic roads are timeless. The Hankook Gauge Index found that the majority of Americans think the most romantic way to get away is to “get in a car and keep driving” (38 percent), followed by taking a scenic train ride (37 percent), and flying far away in an airplane (25 percent).

For the sports fanatic: It is football and hockey season, after all. What better way to celebrate these sports in all of their glory than taking a road trip to catch a game? Better yet, stay fit and enjoy the outdoors by hitting the road for the ski slopes.

For the adrenaline junky: There’s nothing quite like zooming around in a sleek, sporty vehicle to get the heart pumping faster. According to the Gauge Index, race cars offer the “ultimate thrill ride,” compared to white water rafting, roller coasters and zip lining. For the racing junkies, many professional motorsports series run through the end of November. Take a trip to catch all the racing action in-person.

Whether you’re planning an epic excursion or taking in the scenic roads with someone special, before cruising away you’ll want to keep in mind these Hankook Tire driving tips: * Check your tire pressure: With frequent weather and temperature changes, air in tires can expand and contract, causing them to lose air pressure.

Make sure your tires are properly inflated and have plenty of tread.

* Plan ahead for wet conditions: Rainfall, snow and other undesirable driving conditions can decrease visibility and cause hydroplaning. Make sure your windshield wipers are in good working condition. If driving on a road with water or ice, slow down and avoid sudden movements with the steering wheel or brake pedal. If you feel like you’re floating, a possible indication of lost traction, gently release the accelerator pedal until you feel the tires make contact with the road surface. * Stock up and be prepared: Extreme weather can cause you to go through lots of windshield washer fluid to ensure you can see ahead of you.

Check to make sure all of your vehicle’s fluid levels are full with engine coolant and oil, brake fluid and no-freeze windshield wash. You should also check to make sure you have a spare tire, ice scraper, booster cables and a flashlight stored in your trunk. * Don’t overload your car: Check the tire load carrying capacity indicated on the tire or vehicle owner’s manual for the maximum-recommended load. When replacing tires, the speed rating and load index of the replacement tires must be equal to or greater than that of the tire being replaced to maintain the speed capability and weight carrying capacity.

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

January 1, 2016

Prepare your car for winter with these simple tips Getting ready for winter is no small feat. It takes time and planning to make sure your family and your home are ready to brave the elements. But is your car as ready as you are? If you haven’t thought about preparations for your vehicle, these simple tips will help you prepare for the colder months ahead. * Check your tires. You depend on your tires more during the winter than any other season. So before the roads get slick, check your tires to be sure they aren’t worn and that they are properly inflated. You should be able to find the proper tire pressure on the inside of your driver’s side door.

Once you’re sure your tire pressure is appropriate, make a note to check again later in the winter. Cold air will cause the air in your tires to compress and may cause your tires to lose pressure. * Check your brakes. Your brakes will work harder once the icy conditions of winter set in. Make sure they are up to the task by bringing your vehicle in to your mechanic for a thorough brake inspection. * Wash and wax your car at a professional car wash. Putting your car

through the car wash during the sloppiest season of the year may seem a strange idea but a thorough wash can remove harmful compounds that may cause damage when mixed with sand and road salt. Experts from the International Carwash Association also recommend a coat of wax for an extra layer of protection from the elements. Besides protecting your car, you’ll also be protecting the environment. Professional car washes can save up to 20 percent of the amount of water you’d use by washing your car at home. They do this by treating and reusing their water, rather than releasing toxic chemicals and grime into the storm drains, which can often occur when you wash your car yourself. You can learn more about the environmental benefits of a professional car wash at washwithwatersavers.com. * Check fluids. It’s good practice to stay on top of fluids such as oil, windshield washer or transmission fluid. But in the winter, no fluid is more important than your coolant because, if you’re out of coolant, you’re out of heat. Your owner’s manual will tell you how much coolant you need as well and provide the correct blend.

It’s also never a bad idea to keep an additional bottle of coolant in your car for emergencies. * Test your battery. A lack of coolant will stop your heater from working and so will a dead battery. Before you head out this winter, be sure your battery is working properly. No one wants to be stranded by the side of the road

with a dead battery and, in the cold winter months, being stranded could be dangerous. * Check your wipers. You checked the wiper fluid along with your other fluids but don’t forget the wipers themselves. Replace old wiper blades and make sure to have a reservoir full of wiper fluid. * Winter emergency kit. Sometimes all the preparation in the world can’t prevent a winter emergency. If you find yourself stranded by the side of the road, a winter survival kit can be very helpful. Include an ice scraper/ brush, extra blankets or clothes - including hats and gloves - snacks and bottled water and a first aid kit. A small shovel can come in handy if you get stuck and a bag of cat litter can be used to provide needed traction for your tires.

Getting your vehicle ready for winter while temperatures are still mild is a proactive approach to preventive maintenance that helps ensure safety, reliability and fewer unexpected repairs when severe winter weather strikes. By planning ahead you can ensure that your family and your car will be in for a smooth ride all winter long.

Find fitness with fun dancing.

It is fun and makes you forget about the dreaded exercise. ~Paula Abdul

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January 1, 2016

The Coto de Caza News

L e g e nd a r y M u s i c G r o u p T h e B e a c h B o y s Return to Segerstrom Center for the Arts One of the most prolific and admired American bands of all time, The Beach Boys created some of the most beloved, innovative and iconic songs in music history. The Beach Boys return to Orange County on January 24, 2016 in the Renée and Henry Segerstrom Concert Hall.

Tickets for The Beach Boys start at $49 and are now available online at www.SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. The TTY number is (714) 556-2746.

Since lead-singer Mike Love penned the lyrics to The Beach Boys’ first hit, “Surfin’” (1961), dozens of the bands chart toppers have become eternal anthems of American youth: “Surfin’ USA,” “Surfer Girl,” “Fun, Fun, Fun,” “I Get Around,” “California Girls,” “Help Me Rhonda,” “Barbara Ann,” “Good Vibrations,” “Wouldn’t It Be Nice,” “Rock and Roll Music” and “Kokomo.”

Captained by Love, The Beach Boys continue to play an astoundingly busy schedule of concerts, averaging 150 shows a year in sundrenched summer festivals, gala New Year’s celebrations and special events

worldwide. In 1974 Mike Love’s concept album Endless Summer ignited a second generation of Beach Boys fans and stirred a tempest that rocked the music world.

Grammy-winning songwriter Bruce Johnston, (Barry Manilow’s “I Write the Songs”), joined The Beach Boys in 1965, replacing Glenn Campbell, who had filled-in for Brian Wilson on vocals/bass when he retired from touring. Highly regarded as a singer-songwriter, Johnston’s vocal work with such legendary artists as Elton John and Pink Floyd firmly established him among rock’s elite artists.

The Beach Boys have sold more than 100 million records worldwide and have received more than 33 RIAA Platinum and Gold record awards. The Rock And Roll Hall of Famers were also honored at the 2001 Grammys with the Lifetime Achievement Award. With more than five decades of touring under their belts, The Beach Boys have performed more concerts than any major rock band in history.

The band has appeared on countless worldwide TV shows

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throughout the years including: The Ed Sullivan Show, Dick Clark’s American Bandstand and The Tonight Show. Other television appearances include performances on Don Imus’ MSNBC show Imus In The Morning, TNT’s NBA All-Star Game, NBC’s Macy’s Day Parade, The Today Show, PBS’ A Capitol Fourth, Good Morning America, Weekend Today, and The O’Reilly Factor.

The Beach Boys are led by

Mike Love (lead vocals) and Bruce Johnston (vocals/keyboards), who, along with Jeffrey Foskett (guitar/ vocals), Brian Eichenburger (bass/ vocals), Tim Bonhomme (keyboards/ vocals), John Cowsill (percussion/ vocals) and Scott Totten (guitar/ vocals) continue the legacy of this most American of American bands.

This tour will not feature Brian Wilson, Al Jardine or David Marks.

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The Most Wonderful Time of the Year at Willow Manor!

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January 1, 2016

Smart Breakfast Tips to Kick-Start Your New Year As you look to the new year with plans for healthier habits, there’s no better place to start than the beginning – the beginning of each day, that is. Countless studies have shown the benefits of a nutritious breakfast as part of a healthy eating plan, and there are plenty of options to make a good-for-you breakfast that tastes great, too.

Experts agree that there are numerous health benefits to breakfast.

For example, the Academy of Nutrition and Dietetics credits breakfast with helping brain function and memory as well as preventing tiredness and overeating as the day wears on. Mayo Clinic staff adds that adults who eat breakfast are likely to consume more vitamins and minerals, and less fats and cholesterol.

Wake up your morning routine with these tips for a healthier start to each day: Plan a well-rounded meal.

Incorporate whole grains, like sorghum, lean protein, low-fat dairy and fruits and vegetables, for a nutrient-rich meal that will keep you fueled and feeling full until lunch time.

Experiment with new flavors.

Avoid burnout and boredom by trying new foods. For example,

substitute your typical grain with sorghum, an American-grown cereal grain. In addition to its delicious flavor, sorghum is a highly versatile ingredient that is naturally high in fiber, iron and protein and can be used in a wide range of preparations.

Eliminate obstacles. If hectic mornings are preventing you from getting a healthy breakfast, find solutions that work for you and your family. Prepare make-ahead foods that you can heat in minutes or look for options that are easy to eat on the go, such as this Triple Sorghum Granola, which can be made ahead and stored in an airtight container to maintain its crunchy texture.

Find more ideas for incorporating sorghum into your healthy new year at Facebook.com/TasteSorghum.

To find whole grain sorghum for this recipe and other great tasting sorghum products, visit Nu Life Market or Wonder Grain.

Triple Sorghum Granola Recipe developed by Pam Correll, Brockport, Pennsylvania 1 cup cooked sorghum (cooked according to package directions) 1/2 cup dry whole oats 1/2 cup pepitas (pumpkin seeds) 1 cup slivered almonds

2 tablespoons sorghum syrup 2 tablespoons coconut oil 1/2 cup dried cranberries 1/2 cup unsweetened coconut chips 1/2 cup popped sorghum (popped according to whole grain package directions) Heat oven to 200 F. Spread sorghum on jelly roll pan. Place in oven 1 hour, turning every 15 minutes. Remove from oven and transfer to large mixing bowl. Stir in

oats, pepitas and almonds.

Raise oven temperature to 300 F. In 1-quart sauce pan, heat sorghum syrup and coconut oil until oil melts.

Blend well. Pour liquid mixture over dry ingredients; stir to blend well.

Spread evenly on jelly roll pan. Bake 30 minutes, turning every 10 minutes.

Remove from oven and stir in cranberries, coconut chips and popped sorghum. Allow to cool. Break apart. Store in airtight container.

cant get to the Farmers market? How to make the most of your grocery store’s produce aisle It’s the same story every year kids return to school, temperatures drop, summer vacation becomes a fading memory, its raining and the local farmers market is closed.

While you may spend winter longing for the return of 80-degree days and sunny skies, you don’t have to miss out on your favorite fruits and veggies. Many are still available in local grocery stores and some smart tricks and choices can help you eat like the farmers market is still open ... all winter long.

“The seasonal nature of farmers markets doesn’t have to keep you from reaping the benefits of fresh and locally grown produce,” says registered dietitian Paul Kriegler, assistant program manager for nutrition and weight loss, Life Time - The Healthy Way of Life Company.

“The average store carries more than 45,000 different foods, so it’s important to know what to buy and what to avoid.”

To eat as if the farmers market is open, keep these tips in mind on your next visit to the grocery store:

* Plan meals and menus for the week and make your shopping list accordingly. If you stick to your list, it will help you avoid impulse purchases. * Keep kids involved. If your children loved visiting the farmers market and learning how to eat healthy, there’s no reason you can’t continue their education in the grocery store. Take them shopping with you and give them a small budget so they can pick their own produce. Encourage them to pick fruits and vegetables from every color of the rainbow. * It’s not just folklore - if you shop while hungry, you’re more likely to make poor choices. “When you’re hungry, anything looks good, and junk looks even more appealing,” Kriegler cautions. “Have a healthful snack like a handful of nuts or a piece of fruit before you shop.” * Your diet should consist of mostly fruits and vegetables, so make the produce aisle the first stop when you visit the grocery store. If you fill your cart with more produce, you’ll have less room for less healthful choices.

* Shop from the outer aisles, where you’re most likely to find whole, unprocessed foods - like fresh produce. Inner aisle have more processed foods. * Don’t be afraid to try new things.

As the seasons turn, new and unexpected items may appear in produce aisles. Varieties of squash begin appearing in September and staying through March, as well as turnips, rutabagas, carrots and other cool weather favorites. An online search can help you find new recipes for virtually any type of unfamiliar produce. Experimenting with new veggies and fruits can be exciting and nutritious! * Take advantage of store resources. Many grocery stores now include signage in the produce aisle that tells you where different items originated, how you might use them, flavor and nutrition - even recipes. If your grocery store offers free recipe cards beside a new vegetable, give both a try. * Whenever possible, buy organic.

“I commonly hear the question, is

organic really necessary,” Kriegler says. “Your first goal is to increase the amount of fruits and vegetables your family eats, but once you’re doing that it’s important to choose organic produce. It will help you avoid toxins, herbicides and pesticides in your food that could affect your metabolism and cause other health problems.” * If you must buy prepackaged and labeled foods, read the ingredient list first. If it’s full of unrecognizable or unhealthy ingredients, put it back on the shelf and look for a better alternative.

For more healthful living and nutrition information, visit LifeTimeFitness. com.

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January 1, 2016

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Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

The Laguna Playhouse Celebrates 95 Years and Raises $350,000 at Annual Gala Nearly 300 guests filled the Island Hotel in Newport Beach for Laguna Playhouse’s annual fundraising gala; this year’s event raised a record $350,000 in support of the Playhouse’s mission to enrich lives through the magic of live theatre, to provide educational opportunities for children and adults, and to create experiences that stimulate cultural and social interaction and inspire our community. Proceeds from the annual event help cover the operating costs of the 95-year old icon, one of the oldest continuing operating theaters west of the Mississippi.

The celebratory event was co-chaired by Melinda Masson and Barbara MacGillivray. Masson welcomed celebrated Orange County community and business leaders with a champagne toast to 95 successful years and a surprise announcement, “For every donor who pledges $10,000 Winston Jewelers just announced that they will donate a jewelry item valued at $3000.00 per pledge.”

Board of Directors co-chair Joe Hanauer spoke to the impact and achievements of Laguna Playhouse to the community stating, “Live theatre enhances our ability to express our thoughts and feelings. It often focuses on ethics and morals, providing life lessons. It enriches our lives and allows us to experience new and thought provoking ideas. This is the legacy of Laguna Playhouse in its’ 95th season and as we look to the future.”

Highlights from the evening included the critically acclaimed Laguna Playhouse Youth Theatre welcoming guests with 95th Season Gala bracelets followed by a special dance presentation by Playhouse collaborators, Laguna Dance Festival. Award-winning actor and professional clown, Matt Walker, led guests in an entertaining fundraising segment, “Produce a Performance,” where the audience experienced how their donations materialized into full blown production elements and the much anticipated reprise of the very popular dance duet from this summer’s hit musical, Footloose, with stars Logan Farine and Lily Davis, closed out the evening’s entertainment.

Executive Director, Karen Wood and Artistic Director, Ann Wareham, drew the winning ticket for the opportunity drawing of 100 premium bottles of wine which was won by Daniel and Francine Scinto. Karen Wood then shared an exciting announcement, “Jamie and Mohamed El-Erian have generously funded TheatreReach, The Playhouse’s professional outreach tour to elementary schools with a gift of $500,000.” The Gala culminated in an evening of dancing the night away.

The event featured a Nolet’s Ice Bar where guests enjoyed signature Nolet and Ketel One drinks, and a special Etching Table where custom Kettle One Bottles were etched on-site. Sterling Vineyards and American Corporate Security also sponsored festive beverages throughout the night. An amazing array of silent and live auction items ranging from Art & Jewelry, Wine and Spirits, Chef’s Tables and Experiences were available for bid throughout the night. Especially popular items included emerald and diamond earrings and an on-location film experience, raising a combined total of $48,000 alone.

Laguna Playhouse is noted for its artistic excellence, wide-ranging performing arts programming, community engagement, and award-winning theatre education for the next generation.

Founded in 1920, the Laguna Playhouse is one of the oldest continuouslyoperating not-for-profit theatres on the West Coast and is noted for its artistic excellence, wide-ranging performing arts programming, award-winning youth education offerings and community partnerships. A member of the League of Resident Theatres, the Laguna Playhouse is also home to the annual Laguna Dance Festival, the Laguna Beach Music Festival and the Laguna Beach Concert Band.

Serving more than 100,000 patrons each season, the Laguna Playhouse has featured many talented performers on stage, including Leslie Caron, Val Kilmer, Ed Asner, Hershey Felder, Linda Purl, Davis Gaines, Donna McKechnie, Rita Rudner, violinist Joshua Bell, Lee Rocker, ballerina Misty Copeland, Harrison Ford, and Bette Davis. For more information on all shows and programming visit www.lagunaplayhouse.com.

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Shirley Walters and Jamie El-Erian

Bill Eldien and Melinda Masson

Tom Ellebie and Paula Mathis

Glenn and Michelle Verdult

Joe Hanauer, Barbara MacGillivary, Melinda Masson and Paul Singarella

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Newport Beach, CA 92660 (949)475-6325 Debra.Wanbaugh@fbol.com NMLS#: 741308

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Newport Beach, CA 92660 (949)400-2977 Jason.Fox@fbol.com NMLS#: 286603

The Coto de Caza News

Page 13

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Happy Holidays!

PartyScapes Unlimited L E T U S TA K E C A R E O F A L L Y O U R H O L I D AY PA R T Y P L A N N I N G N E E D S !

Servers Catering Entertainment Decor & more

The Coto de Caza News

CUTTING-EDGE COLLISION REPAIR

ROLLS INTO RANCHO SANTA MARGARITA.

INTRODUCING THE NEW CALIBER COLLISION RANCHO SANTA MARGARITA 23251 Antonio Pkwy., Rancho Santa Margarita, CA 92688 949.888.8260

949.716.1226

www.PartyScapesOC.com ©2015 Caliber Collision. All rights reserved.

CCC-10391 RanchoSantaMarg_Ad_F.indd 1

9/30/15 2:57 PM

Law Office of

JAMES D. STONE Recently, I relocated my office to Rancho Santa Margarita. I was an Anaheim Police Officer for 15 years and have been a Trial Attorney for the past 32 years, specializing in Criminal and Civil Defense.

I personally have litigated over 600 cases in three (3) different states, thirteen (13) different counties and more than sixty (60) different courts.

For more information regarding the law in your specific case, please contact my office for a free consultation, by phone or at my office.

Law Office of

JAMES D. STONE 30021 TOMAS, SUITE 300 RANCHO SANTA MARGARITA, CA 92688 TELEPHONE: (949) 433-9179 FACSIMILE: (949) 888-8829 E-Mail-jdstonelaw@netscape.net

Del Taco Grand Opening in Rancho Santa Margarita’s Antonio Plaza N e w Re s t a u r a n t O p e n s i n F o r m e r Re p l a c e B u r g e r K i n g L o c a t i o n

Bold new paint job draws attention to new Del Taco restaurant in Antonio Plaza On Monday December 28,2015 Rancho Santa Margarita residents welcomed their newest Mexican fast food restaurant as the new Del Taco opened in the Plaza Antonio on Antonio Parkway across from the entry to Coto de Caza. Members of the Rancho Santa Margarita Chamber of Commerce and officials from the City of Rancho Santa Page 14

Margarita were on hand to greet the new restaurant operators and to wish them well.

The new Del Taco in Rancho Santa Margarita is located at the old Burger King location. A hungry lunchtime crowd was also on hand Monday as the new restaurant opened its’ doors ready to meet the competition for the popular Mexican fast foods.

The Coto de Caza News

Welcome, new cheerful staff members greet the opening day crowd on Monday December 28

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

coto de caza Village homeowners news

Season’s Greetings from the Board of Directors It’s time to wrap up the present year and look ahead to the coming year with the anticipation of a new outlook and many positive resolutions. One of the most important resolutions the Board has set is to encourage more residents to get involved and volunteer their time and expertise for the benefit of this community. When we work together, our common goals of prudent financial management, landscape stewardship, clear and open communication, architectural standards that enhance our neighborhood and the investment we have in our homes, as well as opportunities for fun social events, are more achievable. Both the Board of Directors and all committee members are your fellow neighbors in the Village. We are no more or less than anyone else in talent. However, your skills may provide the untapped assets that are needed by your community. Come to a homeowners’ meeting and find out what you can do to help.

We wish everyone a healthy, happy holiday season!

Village Projects Contracts have been signed and work is scheduled to commence on street and drainage projects. First to start is the work to pour a concrete swale at the corner of Via Patito and Via Aguila to eliminate water pooling at that intersection and damaging

pavement. Also, concrete curb work at the corner of Via Pato and Via Halcon will be done to again eliminate water damage to the pavement. This work is expected to start on December 21 and finish on December 23. The next project is to enlarge the drainage box at the end of Via Oso to stop water from pooling in that area. This work is scheduled to be done on December 28 and 29. Starting January 6 and continuing through January 14, Via Pato, Via Aguila and Via Patito will be ground somewhat to ensure proper drainage and resurfaced with an asphalt concrete overlay. Cracks will be filled, and where needed pavement will be repaired on Via Gallo, Avenida La Caza, Via Oso, Via Cordorniz, and Via Perdiz then those streets will receive a surface seal coat and new striping. This effort is scheduled to start January 18 and take 3 days to complete. A new drain system to correct a drainage problem in the area of Via Oso and Via Coyote is in final review stages by the County and the California Department of Fish and Wildlife. Firm schedules will be provided once all approvals have been obtained. The above schedules are subject to change due to weather conditions. Homeowners will be notified of specific dates for the street and drainage work so alternate parking and travel routes can be planned.

Encroachment Policy Before homeowners can plant

vegetation into common property they must first obtain approval through the Architectural Committee. It is important to note that use of the encroachment area is limited to planting only; no hardscape or permanent structures of any kind are permitted. Please remember that while you are allowed to use and enjoy this space, this area remains common property and all rules and guidelines must be followed.

Homeowners are required to submit their plans along with a signed and notarized Encroachment Agreement to Management for Committee review and approval before work can begin.

Once approved, the documentation will be filed with the County.

Need a New Roof?

If you are interested in a new roof and not sure what falls within the guidelines, here are a few things to note.

Please look for the following attributes: • Architectural Grade • Thick Profile/High Definition • 50 Year Warranty.

• Materials NOT approved: Corrugated metal, mission/ barrel tile Please note that any roof repairs or replacements may require Architectural approval. When submitting your application you must include a sample of the roof material you plan to use along with a brochure detailing the specification of the

roof including the above -required information. For any questions regarding this matter, please contact the Community Manager, Janine Stratton, at (949) 448-6185 or by email at Janine.Stratton@fsresidential.com for assistance.

Contact Information Manager Contact: Janine Stratton Phone Number: (949) 448-6185 Email: Janine.Stratton@ fsresidential.com Assistant Community Manager: Nicolette Kloper. Phone Number: (949) 448-6256 Email: nicolette. klopfer@fsresidential.com Management BOARD MEMBERS Mary Sadler Uwe Schneider Jim Stivers Jason Vallone Michael Walker Blog: www.cotovillageonline.com Website: http://california.fsrconnect.com/ CotodeCazaCommunity Gate Access Website: www.czmaster.org Support/Account Creation: Support11@dwellinglive.com 949-858-2290 Phone Numbers GMI Integrated Facility Solutions (858) 244-1856.

Sheriff Department (Noise & Vandalism Matters) (949) 770-6011

The Coto de Caza News

Page 15

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert.

Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890

22302 El Paseo Ste I, RSM 949.459.7900

Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill

Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages.

“Now Open for Lunch”. New Hours: Tuesday – Thursday 11am – Midnight Friday – Saturday 11am - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858.0581 Panera Bread

Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino

Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225

Rice & Spice Thai Cuisine

Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria & tap room Pizza & Sandwiches. Cozy dining room, tap room with 25 craft handles, heated patio, kids game room, tv’s, and complimentary Wi-Fi. Open at 11am daily. Happy Hour–F: 3-6pm; Sat: 8–close

30461 Avenida De Las Flores Ste B, RSM 949.709.8165

Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up.

Open Dailey 8am - 8pm.

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining.

Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

30642 Santa Margarita Pkwy, RSM 949.589.8028

Page 16

The Coto de Caza News

G u id e Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

A Dove Canyon Tradition for over 24 Years Delivery, Nightly Specials, Catering, Banquets & Fundraisers

Large Cheese Pizza OR Pasta with Meat or Marinara Sauce

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Large Cheese Pizza Pasta Large Cheese Pizza OROR Pasta with Meat or Marinara Sauce with Meat or Marinara Sauce

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A Dove Canyon Tradition for over 24 Years Large Cheese Pizza OR Pasta

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When you sign up for our new ♦ Monday Night is Casserole Night $5 Off 31931 Dove Canyon Drive Hours: Rewards Program ♦ Tuesday All-You-Can Eat Pasta Buffet Dove Canyon, CA 92679 Open Daily $9.95 Adult $4.95 Kids (949) 589-1900 949-589-1900 ♦ Wednesday Wine is 40% off 5:00 pm - 9:00 pm

We are located 31931 Dove Canyon Dr., Trabuco Canyon, 92679 off of Trabuco Canyon road behind Santa Margarita High School

Call John 949-365-6447 or Email: johnguarascio37@hotmail.com

Visit our website for details: www.sangiovanni.us

949. 583.1289

www.beachhutdeli.com

26051 la paz rd ste 180 mission Viejo, California, 92691

Sw a p O u t S u g a r f o r B e t t e r H e a l t h You probably realize that eating too many sugary foods and gaining weight go hand in hand. What you may not know is that aside from loading up on calories that help pack on the pounds, consuming too much sugar can also harm your health in other ways.

Consuming more than nine teaspoons of sugar a day for men and six teaspoons for women can lead to health problems, such as tooth decay, obesity and depression. Reducing your sugar intake can help more than your waistline; it can improve your overall health.

First, it’s important to recognize that there are two types of sugar – natural sugar and added sugar.

Natural sugar is found in fruits, milk and some whole grains. Added sugar is sugar that is added to processed foods and drinks, such as cookies, cereals and soda.

Added sugar affects your body in many ways.

It can be as addictive as drugs, tobacco or alcohol because it affects the same regions of the brain, triggering the pleasure sensors to release dopamine. Dopamine makes you want to eat more, even when you are not hungry.

When you consume too much added sugar, your liver has to work extra hard to process it. Excess sugar in the liver often turns into fat, which can lead to liver damage or other health concerns, such as high cholesterol, diabetes or heart disease.

It can also overload and damage your pancreas, which controls the blood sugar called insulin that powers your muscles and organs. Lack of insulin can cause muscle and nerve damage.

Limit added sugars in your diet with these healthy alternatives: • Skip sugary cereals at breakfast. Instead, opt

for a protein-rich meal. Options, such as eggs, turkey sausage and whole-wheat toast with peanut butter are healthier ways to fuel your day.

• Bring healthy snacks to work to ward off the temptation of sugary treats. Some smart choices include: frozen grapes, trail mix, yogurt, almonds, apple slices and peanut butter with celery sticks.

• Instead of pie, donuts or cake, curb your sweet tooth craving by reaching for fresh fruit, low-fat frozen yogurt or a fruit and yogurt parfait.

• If you can’t substitute a fruit, make your treats small, such as a single fun-size piece of candy.

• Sodas, energy drinks and sports drinks sneak in a lot of sugar calories. In fact, a single can of soda has nine teaspoons of sugar – the maximum an adult male should consume in an entire day.

Skip the sugary beverages and try hot or iced tea, fizzy water or lemon water instead.

Choosing simple substitutions make it easy to replace sugary foods with smarter options for better health. Visit guardyourhealth.com for more food and nutrition tips and resources.

Photo courtesy of Getty Images

The Coto de Caza News

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January 1, 2016

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

1/31/16

The Coto de Caza News

Page 19

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

NEW LISTINGS

NEW LISTING 10 Celestine Cir.  $849,000

NEW LISTING 55+ COMMUNITY 7 Galan St.  $769,000

15 Tudor Way  REPRESENTED SELLER SOLD IN 2 DAYS $851,000

OVER $70 MILLION SOLD LOCALLY!

CA BRE #: 01526302

Page 20

The Coto de Caza News

NEW LISTING 5 Devens Way  $689,000

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

A Rare Opportunity For Custom Quality Luxury 14 Uniquely distinctive residences where no two are alike

Turnkey convenience, superlative craftsmanship and extraordinary detailing of a William Lyon Signature Home

Resort-inspired recreation, parks and trails

Elegant custom-quality features & finishes and exquisite architectural design

Exclusive guard-gated Covenant Hills

Access to acclaimed public and private schools

2.5% Broker Referral Fee*

PKWY

Ladera Ranch

Covenant Hills East Guard Gate

R SD ILL NT H A N E COV

5

SALES GALLERY

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63 Bell Pasture Road Ladera Ranch, CA 92694 Sales Gallery Open Daily 10am to 5pm Follow Sales Gallery Signs

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Experience a limited collection of 14 superbly crafted, custom quality residences where each one is exquisitely unique.

Presented by William Lyon Homes, a reputable builder with more than 60 years of experience, Artisan Collection at Covenant Hills offers the turnkey luxury of stunningly designed interiors and professionally landscaped exteriors. For the selective homebuyer who desires the convenience, ease and beauty of a move-in ready residence without the challenges typically associated with building a custom home, this is the opportunity of a lifetime.

PA LL BE CR

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*Brokers must bring client on first visit to register for broker referral fee. Buyers cannot be registered online prior to first visit. Broker referral fee to be paid at the close of escrow. Plan, pricing and production information are subject to change without prior notice. Square footages quoted are approximate only.

Maps is an artist’s conception and are not to scale. Images shown as model photography and are illustrative purposes only; no guaranty or warranty concerning existence of (or right to develop) depicted improvements within Covenant Hills. The above information is provided for general reference only and made without representation or warranty of the accuracy thereof including, without limitation, the accuracy of availability, pricing, square footage, lot size, views, facilities and same is submitted subject to errors, omissions. All information furnished regarding properties for sale was obtained from unaffiliated third parties and while deemed reliable, is not guaranteed. DMB Ladera, LLC reserves the right to change any designs, specifications, elevations, prices or other terms without prior notice or obligation. Warning: The California Department of Real Estate has not inspected, examined or qualified the above information and no Federal or State agency had judged the merits or value, of any of the properties referenced above. Nothing contained herein shall constitute an offer to sell or lease any homes or real estate. No offer for sale or lease may be made without the delivery of a Public Report. Void where prohibited by law. See Sales Counselor for details. Michael Williams, CalBRE License #00926739.

The Coto de Caza News

Page 21

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best!

According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers?

Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work.

Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita?

While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable.

3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and Page 22

The Coto de Caza News

P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers.

4. U S Post office plus selected delivery makes this newspaper special!

While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy.

5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business?

If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes.

Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly

The Coto de Caza News

Bennett’s “Society Scene “column every week in the Coto de Caza news and see why.

6. Free Online Advertising Coto de Caza News Version each week.

While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com.

7. How Fast Will this Home be sold?

We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.”

Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News.

Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising.

8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum.

You’re very welcome!

9.What does Good News mean to you?

Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message.

10. Silent Salesman Works for you Seven Days a Week.

Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-589-9990

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

saDDleback cares For yoU

No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeekenD service times Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW Hope sUpport groUps

Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

Find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

Saddleback Church ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0 

ADVERTISING IN The Coto de Caza News

COSTS MUCH LESS OFTEN HALF THE PRICE OF Glossy Magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

Call

949.589.9990

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Keep your skin glowing by staying active as temperatures start to drop For some, chillier weather can decrease the likelihood of sticking to a consistent workout routine. Luckily, there are plenty of small changes one can make to ensure that staying active during short winter days and long nights remains a priority. Not only does exercise benefit physical and mental well-being, but it also has a positive effect on the look and feel of skin.

Celebrity fitness trainer Kacy Duke’s motto for staying active is “movement is a privilege.” She firmly believes that colder weather is no excuse to press pause on one’s workout routine. As part of the Simple Skincare Advisory Board - a group of experts who help women care for their skin from the inside out - Duke is well-versed in the positive impact that physical fitness can have on one’s complexion. As the weather turns, she shares her tips for how anyone can stay active and ultimately keep skin glowing throughout the winter months.

Make it a habit Duke advises clients to get into the habit of working out before the dead of winter arrives. “It can be a

challenge to start a fitness routine in freezing temperatures especially if you haven’t started taking small steps beforehand,” she says. “Push yourself by setting unrealistic goals that you think you may not be able to achieve, in other words think big to win big, so even if you fall a little short, you’re still ahead of the game and on your way to locking in a healthy exercise habit.”

Lean on friends Switch out happy hour drinks for fitness outings with friends so that being active becomes a social activity.

Plan to run a 5 kilometer race with a friend or schedule a weekly spin class together so that all parties are held accountable. “I recently created my ‘Girlfriend Training Sessions’ and ‘Bromance Workout Sessions’ so that girls and guys can work with me in a small, semi-private group setting and bond over a great workout and healthy sweat rather than caloriepacked cocktails,” says Duke. Fitness won’t feel like a chore once it’s enjoyed in a social setting.

Remember the skin-loving benefits Exercise increases blood flow

and helps flush cellular debris out of the system. Plus, exercise tones muscles and reduces stress, all of which contributes to an improved overall appearance. At the end of any movement session, make facial cleansing a can’t-miss step to remove sweat and remaining traces of makeup.

Try products that have no dyes, artificial perfumes or harsh chemicals that can upset skin, such as facial

wipes that refresh with one step (no rinsing required) and are ideal for packing in gym bags. As sleeping in makeup can increase likelihood of skin sensitivity, irritation and dullness, follow Duke’s advice: “Washing one’s face post-workout and before bed ensures what I like to call a ‘No Makeup Wakeup’ so you can start the day with naturally healthy-looking skin.”

The Coto de Caza News

Page 23

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

FAMILY FEATURES

L

iving a healthy lifestyle can be a challenge when faced with a lack of time and the ease and availability of convenient foods. There’s no time like the present, however, to get your body in tip-top shape. The impact of good health on your quality of life, regardless of age or physical ability, can be far reaching.

From controlling weight by eating right, even on a busy schedule, to making that smile shine a little brighter, use these ideas to help you become a happier, healthier you.

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Clean Your Teeth with Style

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Only 1 in 10 moms feel like they have bathroom clutter under control, according to a survey conducted by Kelton Global. With the new REACH Complete Care 8-in-1 Mouth Rinse it’s easy to transform clutter and chaos into clean and serene. Featuring a convenient toothbrush holder for the REACH Curve Toothbrush, the bottle’s sleek design upgrades your normal routine while looking great on the counter. Both are available at Walgreens and CVS for $6.99, or visit www.Reachtoothbrush.com to learn more.

Managing your weight doesn’t mean giving up flavor and convenience. Seattle Sutton’s Healthy Eating is designed for busy lifestyles, providing healthy food choices that take the work out of planning. Each week, 21 freshly-prepared, portion- and calorie-controlled meals are delivered to your door, from crunchy salads to stuffed peppers. Unlike other prepared plans, meals include fresh fruits and vegetables, and come in a variety of delicious options. To learn more, visit seattlesutton.com or call 800-442-3438.

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Stretch Your Limits

Aside from the physical benefits associated with yoga, including weight loss, increased energy and improved flexibility, it can help manage stress and the effects it can have on the body and mind. Because of its rise in popularity and the different ways to practice yoga, it has never been easier to do in the comfort of your home. Getting your own yoga mat, available at local sporting goods stores, is an inexpensive way to help sculpt your mind and body.

Page 24

The Coto de Caza News

Monitor Activity on the Go

Photo courtesy of Getty Images

Keeping track of your personal metrics, such as steps walked in a day, quality of sleep, heart rate and calories consumed, can be time consuming.

Wearable wireless-enabled activity trackers automate this task and allow you to easily log your data on your smartphone or computer while also keeping up-to-the-second track of your progress. Fitness trackers, which are available at most local sporting goods and electronics retailers, can help you identify areas for improvement and reach your goals.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

Can’t keep a resolution? Outside support can help Holiday celebrations are a traditional way to cap off the year, but once the ball drops it’s time to usher in a new beginning with New Year’s resolutions.

Each year, millions of Americans resolve to get in better shape and become healthier, better versions of themselves. But, unfortunately the vast majority don’t meet their goals. Less than a quarter of 1,000 people surveyed by YMCA of the USA kept their resolution in 2014. An overwhelming 71 percent said they tried but fell short, and 40 percent confessed that they made it through only a couple weeks or months.

However, there’s hope for the coming year. One-third of survey respondents who plan to make a resolution in 2015 believe they’ll stick to it and reach their goals, with more than half believing that encouragement from others will keep them committed. Finding a supportive community can be beneficial in keeping resolutions on track. Organizations like your local Y offer a place to work out as well as opportunities to connect with others and give back to the community, which

can help foster more commitment to keeping resolutions.

A positive outlook doesn’t always translate to action unless you set manageable goals and lean on the support of your health and wellness communities. Here are some tips to make a healthy New Year’s resolution stick: Start small. Set attainable resolutions. For example, if your goal is to exercise more frequently in the new year, don’t schedule seven days a week at the gym. Start with a reasonable three days a week.

If you’d like to eat healthier, try replacing desserts with other foods you enjoy, such as fruit or yogurt.

Take it one step at a time. Making a New Year’s resolution doesn’t require you to reassess every little detail of your life. Replacing unhealthy behaviors with healthy ones takes time, so don’t become overwhelmed.

Work to change one behavior at a time, and then go from there.

Choose a facility that focuses on a holistic approach to health.

When it comes to adding healthy behaviors - like working out - to your lifestyle, finding a facility that

keeps you motivated is critical to maintaining your exercise routine.

Before committing to a membership, take a tour of local gyms to find the best fit for you. Your facility should not be just a gym, but a community organization that offers more health, more hope and more opportunity.

Establish a little friendly competition. More than half of the Y survey respondents felt a little “healthy competition” when friends encouraged them to be even more committed to keeping their New Year’s resolutions. Share your experiences with support groups - friends, family, fellow workout class members or close colleagues. Talking about your

struggles and successes will make your goals more obtainable and less intimidating.

Set New Year ’s goals with someone you love. It’s easier to stick to your resolutions if you have a partner working toward similar goals.

More than three-fourths of survey respondents indicated that they would set the same resolution for a member of their immediate family. Team up with a family member to set your 2015 goals, and establish a game plan that is dedicated to achieving them.

For more information on goalsetting for the new year, visit www. ymca.net/healthy-living.

Five savings resolutions for the new year Is saving on your New Year’s resolution list this year? The U.S. Department of the Treasury’s Ready.

Save.Grow. campaign offers five saving strategies that will have you moving toward your long-term savings goals and toasting along the way.

“A new calendar year invigorates people to start with a clean slate, so it’s a great time to begin building or refreshing your savings goals,” says Jerry Kelly, national director of the Treasury Department’s Ready.Save.

Grow. campaign. “Since saving for the future can be challenging, we’ve developed a resolution check list to help people celebrate small savings victories one at a time.”

Resolve to accomplish these five savings goals in 2015:

*Grow your tax refund - Rather than spend your refund, put the lump sum to work this tax season.

Use IRS Form 8888 to direct all or a portion of your tax refund into your TreasuryDirect account. If you don’t have an account, you can open one at www.treasurydirect.gov. Tax season is also the only time taxpayers are able to buy paper Series I Savings Bonds, in amounts ranging from $50 to $5,000, using tax refund dollars. * Plan for the future with digital savings bonds - Savings bonds are an affordable, safe and convenient way for people to accumulate money for the future. A savings bond can be bought for just $25 and can earn interest for up to 30 years. Savings bonds may be used to achieve long-term goals such as retirement, college or a new home. If you need your money sooner, a savings bond can be cashed any time after 12 months. * Set up payroll direct deposit - You don’t need a lot of money to start saving and there are simple ways to accumulate

funds. By using direct deposit to contribute to a TreasuryDirect account every payday, you’ll build your savings over time. The amount you set is automatically deposited into your account, so you won’t be tempted to spend it. * Diversify with marketable securities - The Treasury Department offers an array of marketable securities with terms ranging from 4 weeks to 30 years. These securities can be bought for as little as $100 and held in TreasuryDirect until their term ends. Along the way you earn interest. For shorter term (one year or less) marketable securities, interest is paid at the end of the term. For longer term (more than one year) securities, interest is paid every six months. If you need your money before a security reaches its term, you can transfer it to a broker to sell.

Marketable securities offer long-term savers the opportunity to diversify their savings and take control of their future. * Start your child on the path to savings - The earlier the better when it comes to saving. The Treasury Department has resources to help families start saving for their children’s future. Parents can set up a special

account for their children within their own TreasuryDirect account so that savings bonds can be bought as gifts for their children. Bonds are held in this account until the child turns 18.

In addition, the Treasury Department has a child-friendly website, TreasuryDirect KIDS (www. treasurydirect.gov/kids/kids.htm), with games, quizzes and videos that teach students from fifth to seventh grade in a fun and engaging way about the history and role of debt in America, and the basics of how Treasury securities work.

Ready.Save.Grow. helps people take control of their future by providing information and resources about the safe, affordable and convenient savings options offered by the Treasury Department. Visit the website (www.treasurydirect. gov/readysavegrow), to learn more.

You can also find Ready.Save.

Grow. on Facebook and Twitter@ ReadySaveGrow.

The preceding information was provided by the U.S. Department of the Treasury, Bureau of the Fiscal Service.

Ready.Save.Grow. is a service mark of the U.S. Department of the Treasury.

The Coto de Caza News

Page 25

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

F a l l In L o v e w i t h T h e s e w i n t e r P l a y Id e a s Shorter days and crisp weather can only mean one thing: winter is in full swing. With pumpkin patches popping up and the smell of apple cider in the air, this season is full of celebrations for the whole family. But many of these activities aren’t the most physically active.

It’s important for kids to participate in active play all year round; not only does it lead to healthier bodies, but it also helps kids develop healthy minds. According to research from the Centers for Disease Control and Prevention, regular physical activity promotes psychological well-being and reduces feelings of depression and anxiety.

As families are busy preparing for the holidays and getting the most out of the season, they can incorporate small changes to make sure their winter fun encourages the whole family to get up and move. Here are a few ideas: Host a family cooking challenge.

Whether you’re hosting a holiday meal or prepping a tailgate spread, parents spend a lot of time in the kitchen this season. Get the kids

involved and make a game out of meal prep. Create an ingredient scavenger hunt and challenge your sous chefs to find ingredients in the refrigerator and pantry within a time limit. You can even make a game out of cleaning up. Not only will this keep kids moving and engaged, but it could also inspire healthier eating habits and an interest in cooking.

Play ball. Get into the spirit of the season and host your own football tournament. Whether it’s just for an afternoon or lasts throughout the winter, create a family football league in your backyard or at a local park.

You can modify rules so they are appropriate to the players’ ages and skill levels to ensure that everyone gets an opportunity to participate.

Face off against families in your neighborhood and treat the group to a tailgate celebration after the big game.

Explore the outdoors. No matter where you live, winter brings about beautiful weather that begs you to get outdoors. Plan a nature hike for your kids around the neighborhood or at a national or state park. Play nature

games during the walk to keep them engaged, like creating “leaf angels” in piles of leaves. The whole family will get a chance to be active while also enjoying the great outdoors.

Give back. The winter is a great time to teach kids about giving back to those in need and being grateful for what they have. Sign the whole family up for a local charity run or walk and talk to your kids about the cause and why it’s important to help

out. Nothing’s better than a little sweat for a good cause!

For more information about ways to keep kids active and playing this winter, check out Let’s Play, at LetsPlay.com. Let’s Play is a Dr Pepper Snapple initiative to get kids and families active nationwide. The website has hundreds of play ideas that are searchable by season, age range and group size.

Photo courtesy of Getty Images

simple ideas for living happier in 2016 Saving money and staying fit are traditional New Year’s resolutions, but overly packed schedules and the materialistic focus of modern day life are inspiring a new goal for many people: to live happier in 2016 and beyond.

“To make 2016 the happiest year ever, think about how you rest, eat and move,” says Matt Johnson, health and performance expert and president of On Target Living. “I am a believer that mental health is directly related to physical health. For most of human existence we have viewed the mind - the head - different from the physical body of the neck down.

New research is showing they have everything to do with each other. If you want optimal physical health, you need optimal mental health and happiness. When people are happier they tend to improve all aspects of their life.”

Johnson offers six surprisingly simple, yet profoundly effective ways to boost mood and overall happiness in the new year: 1. Make sleep a priority Getting seven to eight hours of sleep each night is critical for the body to produce hormones that trigger happiness, explains Johnson.

“I am a big fan of always going to bed with a positive attitude,” he says.

“If you go to bed angry, worried or Page 26

stressed, that tends to come back the next day. Do what you can before bed to reset your mood. Read, take a bath, exercise or talk face-to-face.

Try to avoid screen time.”

2. Make more time for family “Over the last 20 years, family time has vanished. Sporting events, projects, work and technology have swallowed this time,” says Johnson.

“As the author of the cookbook Target to Table, I think family face-to-face time is the most important part of a healthy family relationship and happiness.”

Johnson suggests planning family dinner two to three times a week.

“When we start to eat dinner as a family in the home, our health and happiness will follow,” he notes.

3. Carve out whitespace Whitespace is time you dedicate to yourself to refresh, unplug and rejuvenate. This could be making time to do yoga, enjoy a hobby, read, meditate or take a bath.

“People who have hobbies and activities that give them balance tend to be happier,” Johnson says.

“If your hobby is texting, checking social media or watching TV, this will set you up for a feeling of emptiness.

These things are fine in short periods, but too much will take away what life is giving us.”

4. Achieve work-life balance

The Coto de Caza News

With the expanse of the Internet and mobile commuting, workers are now connected more than ever before. But this connectedness can get out of control when answering emails 24/7, so work-life balance is important for overall happiness.

“We all want to be successful, but with anything you need proper balance,” says Johnson. “If you look at professional athletes, the best ones try to find activities outside of their sport that help them stay hungry, engaged and excited. Find things that help you create balance in your life.”

Johnson suggests: * Don’t check email after 8 p.m. * Go on a date night or family night * Exercise at a time that fits your schedule * Walk during lunch * Schedule a massage once a month 5. Fuel happiness from within “I believe we have more behavior and mental health issues than we should, and a big part of this is the lack of proper nutrients,” says Johnson.

“The most important nutrient when it comes to brain health and mood is omega-3s.”

America is one of the most deficient countries when it comes to omega3s, with an estimated 91 percent of people not getting enough. “The way that I encourage people to get

omega-3s is Nordic Naturals orangeflavored Arctic Cod Liver Oil - it tastes like an orange oil drop,” Johnson says. “Adding Nordic Naturals cod liver oil to your diet can be a game changer for your mental health.”

6. Embrace gratitude Thinking of the things you are grateful for can have a dramatic effect on your satisfaction and overall happiness. Do this daily as you wake up or make it a conversation you have with your children right before bed.

“Telling yourself you are grateful for your health, family, friends, job and life gives you that pat on the back we all need,” Johnson says. “I also think we don’t tell people how much we appreciate them until they are gone. I encourage everyone to write a handwritten letter to one person each year who made a huge impact in their life. They may not know or maybe you don’t tell them often enough. My last letter was to my Mom. She is the glue in our family.”

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 1, 2016

Why you should consider the Mediterranean diet A healthy diet can be the foundation of a healthy life. While there are many food choices and diet options, one diet consistently grabs the attention of researchers.

“The Mediterranean diet has been, and continues to be, studied widely,” says physician assistant Tricia A. Howard, a faculty member at South University, Savannah’s College of Health Professions. “I would recommend considering the Mediterranean diet to anyone who wants to make a healthy lifestyle change.”

The Mediterranean diet is named after the geographical part of the world where most people consume plentiful amounts of fruits, vegetables, olive oil, nuts and fish.

“This is a diet high in antioxidants and anti-inflammatories, which have many important health benefits,” explains Howard.

Some of the benefits of the Mediterranean diet can be seen quickly. Howard says many patients see improvement in cholesterol levels and begin to lose weight within a few months of adopting the diet.

Numerous research studies show that the long-term benefits include a decreased risk of heart disease and some types of cancer.

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But Howard cautions that the Mediterranean diet is not about quick fixes. Instead, it is a lifestyle change that you need to follow consistently for years in order to reap all the benefits.

“To get the many health benefits numerous researchers have found come with this diet, you must commit to it,” Howard explains. “Following this diet and benefiting from it is really about deciding that you are ready to take control of your health and about being willing to make substantial

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“A lot of wonderful foods are included in the Mediterranean diet,” says Howard. “But, red meat is not part of the diet, and that can make it tough for some people to strictly adhere to it.”

Howard says even if you can’t strictly follow the Mediterranean diet, everyone should try to incorporate as many aspects of it as they can into their daily diet.

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“Choosing foods from the Mediterranean diet is definitely a step in the right direction.”

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The Coto de Caza News

Page 27

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-15-680713-CL Order No.: 150200815-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GARABED KHATCHOYAN AND JUDITH KHATCHOYAN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/11/2007 as Instrument No. 2007000435272 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2016 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $818,708.98 The purported property address is: 5 VIA BELMONTE, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 839-222-14 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-680713CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-680713-CL IDSPub #0098055 1/1/2016 1/8/2016 1/15/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2015-00822627 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TRALOUN SONG. Petitioner(s) TRALOUN SONG has/have filed a petition with this court for a decree changing name(s) as follows: TRALOUN SONG to LUEN LAY SONG. Petitioner(s) TRALOUN SONG and SODY LAY on behalf of the minor(s) ALDEN KHENG LAY, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: ALDEN KHENG LAY to DEAN KHENG LAY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 08, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 18, 2015 RICHARD LUESEBRINK - Judge of the Superior Court Coto de Caza News – 12/18/2015, 12/25/2015, 01/01/2016, 01/08/2016

Page 28

NOTICE OF TRUSTEE’S SALE TS No. CA-15-674039-RY Order No.: 95511789 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM C. GALLEGOS AND CAROLE L. GALLEGOS, HUSBAND AND WIFE, AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 5/31/2006 as Instrument No. 2006-00366749 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/22/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $427,717.48 The purported property address is: 24981 HON AVENUE, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 620-43311 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-674039RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-674039-RY IDSPub #0097711 1/1/2016 1/8/2016 1/15/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00807898 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of WENDI JENKINS. Petitioner(s) WENDI JENKINS has/have filed a petition with this court for a decree changing name(s) as follows: WENDI JENKINS to WENDI GILREATH. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 10, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 10, 2015 MICHAEL BRENNER - Judge of the Superior Court Coto de Caza News – 12/18/2015, 12/25/2015, 01/01/2016, 01/08/2016

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-603572-JP Order No.: 130246397-CA-MAI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor (s): MI KYUNG LEW, AND YOUNG JAE LEW, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 1/25/2006 as Instrument No. 2006000057695 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2016 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $351,216.19 The purported property address is: 19431 RUE DE VALORE 4B, FOOTHILL RANCH, CA 92610 Assessor’s Parcel No. 939-11-413 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-603572JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-603572-JP IDSPub #0097683 1/1/2016 1/8/2016 1/15/2016

APN: 938-791-58 TS No: CA08005084-14-1 TO No: 140022103-01 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 13, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 12, 2016 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on February 21, 2006, as Instrument No. 2006000115272, of official records in the Office of the Recorder of Orange County, California, executed by MICHAEL SHOOK, A MARRIED MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SBMC MORTGAGE as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 27403 PASEO SIENNA, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $516,821.43 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08005084-14-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 9, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08005084-14-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA15-004523-1, PUB DATES: 12/18/2015, 12/25/2015, 01/01/2016

NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST Loan No.: NAVAL RESS Order No.: 75408 A.P. NUMBER 601-131-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/10/2006, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 01/15/2016, at 01:30PM of said day, At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA., RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by FEDERICO E. NAVAL AND ROSALIE A. NAVAL, HUSBAND AND WIFE AS JOINT TENANTS recorded on 09/19/2006, in Book N/A of Official Records of ORANGE County, at page N/A, Recorder’s Instrument No. 2006000622646, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 09/11/2015 as Recorder’s Instrument No. 2015000470680, in Book n/a, at page _n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: PARCEL 30A AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 95-049 RECORDED DECEMBER 5, 1995 AS INSTRUMENT NO. 19950536713, OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA The street address or other common designation of the real property hereinabove described is purported to be: 11 TAVELLA PLACE, LAKE FOREST, CA 92610. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said

obligations at the time of initial publication of this Notice is $80,961.77. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 75408. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 12/15/2015 RESS Financial Corporation, a California corporation, as Trustee By: BRUCE R. BEASLEY, PRESIDENT 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800)343-7377 FAX: (951)270-2673 Trustee’s Sale Information: (916) 939-0772 or www.nationwideposting. com NPP0267528 To: COTO DE CAZA NEWS 12/25/2015, 01/01/2016, 01/08/2016

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-15-667952-JP Order No.: 15-0009198 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/13/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN KERR, AND LYNEA KERR, HUSBAND AND WIFE IN JOINT TENANCY Recorded: 3/1/2006 as Instrument No. 2006000138693 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/8/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $163,613.35 The purported property address is: 31886 STONEY CREEK RD, TRABUCO CANYON, CA 92679 Assessor’s Parcel No.: 833-011-43 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-667952JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-667952-JP IDSPub #0097552 12/18/2015 12/25/2015 1/1/2016

T.S. No.: 9448-9565 TSG Order No.: 730-1504978-70 A.P.N.: 833-071-07 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/12/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/16/2004 as Document No.: 2004000323903, of Official Records in the office of the Recorder of Orange County, California, executed by: JAMES M BIGELOW, AND AMY L BIGELOW, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 01/11/2016 at 12:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 21351 SLEEPY GLEN LANE, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $340,338.03 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (800) 758-8052 for information regarding the trustee’s sale or visit this Internet Web site, https://homesearch.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9448-9565. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://homesearch.com/ or Call: (800) 758-8052. NBS Default Services, LLC, Kim Coker, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt.

In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0266621 To: COTO DE CAZA NEWS 12/18/2015, 12/25/2015, 01/01/2016

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 141151 Loan No.: 0018721852 Title Order No.: 8547242 APN: 839082-25 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/21/2016 at 01:30PM, TFLG, A Law Corporation, as duly appointed Trustee pursuant to the Deed of Trust, recorded 09/25/2007 as Instrument No. 2007000582409 in Book --, page -- of the Official Records of ORANGE County, California, executed by STEVE L. HANSLER AND KATERINA S. HANSLER, HUSBAND AND WIFE AS COMMUNITY PROPERTY, as Trustors, and CHARTER ONE, A DIVISION OF RBS CITIZENS, N.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 7 LAS CASTANETAS, RANCHO SANTA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $546,403.38 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automati-

cally entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 141151. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration of Compliance with California Civil Code § 2923.5 was recorded along with the Notice of Default recorded on JUNE 24, 2015 as Instrument No. 2015000329303 in the Official Records of ORANGE County. If you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this notice is not an attempt to collect a debt or impose personal liability upon you for payment of that debt, and any action to enforce the debt will be taken against the property only. You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/14/2015 Signed: TFLG, A LAW CORPORATION, AS TRUSTEE 202 Cousteau Place, Suite 260, Davis, CA 95618 (530) 7503700 For Sale Information Contact: Nationwide Posting & Publishing (916) 939-0772 By: NOAH M. BEAN TRUSTEE SERVICES SALE OFFICER TFLG, A LAW CORPORATION, IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NPP0267175 To: COTO DE CAZA NEWS 01/01/2016, 01/08/2016, 01/15/2016

January 1, 2016

Coto de Caza News Legal Notices T.S. No. 006190-CA APN: 610-051-24 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/25/2016 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 12/3/2010, as Instrument No. 2010000652429, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: CRAIG S BERGSTROM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25061 CALLE ARENAL LAKE FOREST California 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $451,975.39 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 006190-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 Publish: 12/25/2015, 1/1/2016, 1/8/2016

Title Order No: 140010221 Trustee Sale No.: 2014-1991 Reference No: FO-RAN 2452-02 A.P.N.: 939-114-07 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 6/5/2013.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/22/2015 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 7/5/2013, as Document No. 2013000406803, Book XX, Page XX, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: FIROOZEH LIU The purported new owner: FIROOZEH LIU, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 19431 RUE DE VALORE 2F, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $6,624.87 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: FOOTHILL RANCH MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of

Title Order No: 140010081 Trustee Sale No.: 2014-1988 Reference No: FO-RAN 2300-01 A.P.N.: 601-324-03 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 12/8/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/22/2016 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 1/19/2010, as Document No. 2010000026071, Book XX, Page XX, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: MADELINE C HANSEN AND BRIAN J HANSEN The purported new owner: MADELINE C HANSEN AND BRIAN J HANSEN, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 51 PARRELL AVENUE, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $18,766.27 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: FOOTHILL RANCH MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2014-1988 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 12/14/2015. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362.

By: Annissa Young, Trustee Sale Officer (12/25/15, 01/01/16, 01/08/16 | TS#2014-1988 SDI-18806)

Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2014-1991 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 12/14/2015. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362.

By: Annissa Young, Trustee Sale Officer (12/25/15, 01/01/16, 01/08/16 | TS#2014-1991 SDI-18807)

The Coto de Caza News

Page 29

January 1, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00827123 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DOROTHEA QUITIQUIT MAZA-MUNIZ. Petitioner(s) DOROTHEA QUITIQUIT MAZA-MUNIZ has/have filed a petition with this court for a decree changing name(s) as follows: DOROTHEA QUITIQUIT MAZA-MUNIZ to DOROTHEA MAZA MUNIZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on MARCH 30, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 28, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00827128 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MOHAMAD GHAZI WAHIDI. Petitioner(s) MOHAMAD GHAZI WAHIDI has/have filed a petition with this court for a decree changing name(s) as follows: MOHAMAD GHAZI WAHIDI to MOE WAHIDI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on MARCH 30, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 25, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00818790 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HESSAM MOTAMEDIAN. Petitioner(s) HESSAM MOTAMEDIAN has/have filed a petition with this court for a decree changing name(s) as follows: HESSAM MOTAMEDIAN to HESAM MOTAMED. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 18, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 06, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

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APN: 627-691-29 TS No: CA08001740-15-1 TO No: 150125472-CA-VOI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 15, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 26, 2016 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 20, 2007, as Instrument No. 2007000694091, of official records in the Office of the Recorder of Orange County, California, executed by PATRICK S SWEENEY AN UNMARRIED MAN AND, THOMAS P SWEENEY A WIDOWER AS TENANTS IN COMMON, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25632 RAIN TREE ROAD, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $1,375,917.88 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001740-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 21, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08001740-15-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA15-003151-2, PUB DATES: 01/01/2016, 01/08/2016, 01/15/2016

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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-636018-CL Order No.: 140179352-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/27/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor (s): SHIRLEY PELTIER, AN UNMARRIED WOMAN Recorded: 12/4/2002 as Instrument No. 2002001096978 and modified as per Modification Agreement recorded 2/21/2008 as Instrument No. 2008000078007 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/8/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $162,121.04 The purported property address is: 30 LYON RIDGE, ALISO VIEJO, CA 92656 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error.

The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No.: 639-151-47 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-636018CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-636018-CL IDSPub #0097230 12/18/2015 12/25/2015 1/1/2016

APN: 931-92-013 TS No: CA08002417-15-1 TO No: 7301501485 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 16, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 11, 2016 at 12:00 PM, at the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on August 21, 2006 as Instrument No. 2006000558056 of official records in the Office of the Recorder of Orange County, California, executed by JESSE VENTURA BALUYUT, A SINGLE MAN, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for STEARNS LENDING, INC., A CALIFORNIA CORPORATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 26434 PASEO CARMEL 13B, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $366,451.10 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call HomeSearch.com at 800-758-8052 for information regarding the Trustee’s Sale or visit the Internet Web site address www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case, CA08002417-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 9, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08002417-15-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.homesearch.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: HomeSearch.com at 800-758-8052 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA15-004525-1, PUB DATES: 12/18/2015, 12/25/2015, 01/01/2016

Trustee Sale No. : 20120015000040 Title Order No.: 120000246 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/24/2007 as Instrument No. 2007000578837 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RAMSEY DAYFALLAH AND AIDE ALBA DAYFALLAH, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/12/2016 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28622 VIA REGGIO, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 654-644-11 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $811,124.52. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien,

you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www. nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120015000040. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/02/2015 NPP0265710 To: COTO DE CAZA NEWS 12/18/2015, 12/25/2015, 01/01/2016

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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-15-679716-HL Order No.: 730-1504769-70 (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the accrued principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the t rustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Mary H. De Moss, a widow Recorded: 5/3/2005 as Instrument No. 2005000339474 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 2/1/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of accrued balance and other charges: $280,701.24 The purported property address is: 26326 ROUNDTREE COURT, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 650-081-26 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this N otice of S ale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the t rustee: CA-15-679716HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned t rustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the t rustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the t rustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the m ortgagor, the m ortgagee, or the m ortgagee’s a ttorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-679716-HL IDSPub #0098291 1/1/2016 1/8/2016 1/15/2016

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January 1, 2016

MEDITERRANEAN MASTERPIECE HOME IN OAK VIEW 8 Fair Valley, CDC  5 bedrooms, 5 ½ bath Living sq. ft. -5200  Lot size – .20 acre lot  Offered at $1,699,000

RESORT STYLE CUSTOM ESTATE WITH PANORAMIC VIEWS

Wonderful Silver Creek Home 15 Hubbard Tract Way, CDC Rosewood Beauty 4 Bedrooms, 4 ½ Baths 19Living Victoria SF - Ln, 4398CDC Lot at Size9912 Sold $1,185,000 Offered at $1,445,000

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View Home with Large Lot Traditional in the Pinnacle Oak 42 Panorama, CDC Knoll 5 Bedrooms, 4 ½Estate Baths Living 3SFRocky - 4800,Mountain, Lot Size - 36,949 CDC Offered at $2,295,000 Sold at $1,900,000

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17 Oak Canyon Trail, Coto de Caza | 5 Bedrroms, 4.5 Baths Living SF: 5,558 | Lot Size SF: 45,590 | Offered at $3,795,000

Courante Modern Beauty

2 Pictor, Tuscan EstateCDC in San 5 Bedrooms, 4 Baths Marino Living SFTract - 3005 Lot Size - 7217 10 Leatherwood, CDC Offered at $1,099,000 Sold at $1,820,000

FOR A FREE PRICE EVALUATION CALL NORA GALLOGLY AT (949)933-5079

Happy New Year! Happy New Year Page 32

The Coto de Caza News