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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

January 8, 2016

Wonderful Women’s Winter Fashions

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Banderas Pet Hospital

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I make your “pet kids” breath when they’ve stopped I make sure you know exactly how much medication to give your sick Golden Retriever before you leave my office I make your frightened kitty trust me before I try to examine her I make it a point to attend continuing education seminars so I know what to do when your Chihuahua wakes up shaking uncontrollably and can’t tell me where it hurts I make it possible to remove a cancerous lump before it takes your Black Labs right leg .... Or worse I make you aware that your “pet kid” is part of the family and should be expected to follow your family rules and enjoy the benefits of a loving home I make my family wait for me for special occasions because your 16 year old grey haired, mixed breed needs my attention and doesn’t care what day or time it is I make sure you know you have done all you can when it comes time to end your pet’s suffering I make a difference and that’s priceless Banderas Pet Hospital & Boarding Dr. Mike Eberhardt, Director 949-766-4449

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The Coto de Caza News

H M-F 7 ours: SAT. 9 AM to 6 P M AM to Noon

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

Terry Corwin Named Rancho Santa Margarita Volunteer of the Year Lion’s Heart, a nationwide volunteer platform for 6th – 12th grade students, is proud to announce that founder and Chief Executive Officer Terry Corwin was named Volunteer of the year by the city of Rancho Santa Margarita.

“Terry could not be more qualified to receive this award,” said Brad McGirr, City Councilman and former Mayor of Rancho Santa Margarita. “Through Lion’s Heart, she is teaching the next generation the power of volunteering while instilling leadership skills and the real-world effects of synergy.”

Mrs. Corwin and co-recipient Vanessa ScarboGaudette, President of The Bell Tower Foundation, received their awards at the City Council Meeting on Wednesday, December 9, 2015. Nominations were accepted and Corwin and Scarbo-Gaudette were selected from a pool of qualified applicants.

The title was presented in honor of the city’s 15th year of incorporation and had not previously been granted.

“It is an incredible honor to receive this award among many well-deserving candidates,” said Terry Corwin, Founder and Chief Executive Officer at Lion’s Heart. “I hope this recognition will inspire our Lion’s Heart Members to continue to give back to their communities long after they have graduated from our program.”

For additional information on Lion’s Heart, including enrollment questions, where existing chapters are located, and how to easily start a new chapter, please visit the organization’s website: www.lionsheartservice.org.

About Lion’s Heart

Rancho Santa Margarita Mayor Anthony Beall, Terry Corwin and Brad McGirr, former Mayor and City Councilman Founded in 2004, Lion’s Heart is a national 501(c) across 10 states, and is actively expanding (3) non-profit teen volunteer platform available to its reach by adding new chapters across the 6th – 12th grade students. The organization instills country. Groups have between three and twenty the value of community service in its Members, teens and are organized by gender, grade, and providing meaningful life skills through leadership location. Though each group has a parent Class opportunities and philanthropic experiences. Over Coordinator, the teens elect their own officers, the years, Members have performed a combined lead their own meetings, and decide how to serve total of more than 400,000 volunteer hours, which their community – with no fundraising. For more equates to more than $9,000,000 in societal value. information visit www.lionsheartservice.org or the Lion’s Heart, which is headquartered in Southern Lion’s Heart Facebook page.

California, has grown to more than 49 chapters

Bobbi Mezger

A Tradition of Service Happy New Year 2016 At this holiday season, I wish to express my appreciation to you for placing your confidence and trust in me. Serving you with all of your real estate needs is a pleasure. As the holiday season comes to an end it is a great time to reflect and be thankful for all that we have. It is a great time to count our blessings for all of the good things in our lives. I am thankful that I continue to do what I love...working in the real estate industry.

As we head into 2016 I look forward to continuing to help all of you with your real estate needs. I also look forward to building on the relationships we have, rekindling old one’s and meeting new people this year.

I wish each of you a very happy and healthy New Year.

Bobbi

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Warmest Wishes,

For More photos and information, visit www.CotoBobbi.com

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The Coto de Caza News

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January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ALSO ON THE WEB COTODECAZANEWS.COM

January 8, 2016

What to consider when upgrading your technology

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Kim Malaletkin

Legal Advertising Officers

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

The holidays are over and if you’re left looking at a fruit cake and a room full of white elephant gifts, you’re probably thinking it is time to find the perfect present for yourself.

Like many adults, you want to treat yourself to a little technology. You’re not alone. Laptops and tablets were the two most-wanted electronic gifts during the holiday season, according to research from the Consumer Electronics Association’s annual CE Holiday Purchase Patterns Study. If you’re looking to give yourself the gift of tech this post-holiday season, here are some things to look for to get you started on your search. * Tablets. Tablets offer you the opportunity to experience everything the Web has to offer in the palm of your hand. Boasting all day battery life, Intel-powered tablets offer lightning-fast Web browsing, superresponsive apps and seamless downloads so you can do anything

on the go. Tablets running Intel come in a wide range of designs, sizes and prices and run either Windows or Android. * 2 in 1 devices. For the person who is looking to have it all, a 2 in 1 device offers you the experience of a PC and a tablet all in the same package. The latest 2 in 1 devices powered by the 4th generation Intel Core processor deliver a 50 percent improvement in battery life, offering up to nine hours in some systems. These systems can wake up approximately eight times faster, handle everyday computing tasks roughly four times faster, and make video editing and sharing about 16 times faster than a similar fouryear-old PC. 2 in 1s powered by the latest Intel Atom processor (Bay Trail) offer twice the speed and triple the graphics performance than previous generations of Atom.

All of these devices are perfect for busy people who need to take

their device everywhere but don’t want to compromise on computing performance - it’s a laptop when you need to be productive and get work done, and then a tablet when you want to sit back and be entertained.

Portable All-in-One PCs: Do you have an old desktop PC just gathering dust in the corner of your home? Upgrade to a portable all-inone PC for a system that combines the performance of a full PC, inside a sleek screen with tablet-like capabilities, and offers a clutter-free design that responds quickly to touch.

These systems are the ultimate entertainment and social hub for your home and life and are perfect for families and game nights.

The right device for you should be one that best compliments your lifestyle and provides you with entertainment and also solutions to the challenges you face every day in this increasingly-digital society.

Forgiveness is a funny thing.

It warms the heart and cools the sting. ~William Arthur Ward

The Coto de Caza News is a member of the California Newspaper Association

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

The Coto de Caza News

Fresh for the season: Top budget-friendly wardrobe trends

As the weather outside evolves to a fresh season, wardrobes are evolving too. Whether you’re shopping with your kids or you want a few new pieces for you and your spouse, incorporating some of the season’s top trends into your look is an easy way to stay stylish. The good news: this season is full of trends that are not only comfortable, but affordable too.

Here are six trends for this season that will keep you looking great without breaking the bank: Innovative fabrics Being fashionable doesn’t mean being uncomfortable. That’s where

modern innovative fabrics take center stage. Many designers are now using fabrics that breath, stretch or wick perspiration.

Colorful hats Beanies, fedoras, baseball caps, oh my! When it comes to fashion meeting function, there’s no better option than a great hat. Having a few in your collection means you can mix and match depending on your mood.

Remember, accessories can be a good way to experiment with color, so a hat in rusty orange or vibrant teal might be the perfect way to integrate unique hues into your wardrobe.

Classic patterns

SAME DAY SERVICE

Checkers, houndstooth and pinstripes are classic patterns that never go out of style. Plaid is also -on-trend this season, popping up on runways around the world. Luckily, these patterns are available relatively cheap at many stores. Alternatively, hit vintage boutiques for affordable options that feature patterns that stand the test of time.

Slimming features From tanks that tuck and jeans that smooth, designs that slim are hot.

Pants are a great way to incorporate this trend into your look.

Lovely layers Layering is a fashionable way to stay warm when temperatures dip.

Stay on trend by mixing textures and prints for a one-of-a-kind look. The trick to layering is to start with light fabrics and then build thickness with each layer. For example, start with a cotton tank or T-shirt, layer with a light cardigan or sweater, and finish with a thicker jean jacket or military-style blazer.

Chunky knits From oversized sweaters to wool scarves, chunky knits are perfect to snuggle into on cool days. Cableknit sweaters are a great example, providing a preppy yet comfy look for both men and women. Keep in mind jewel tones are some of the hottest colors; select a chunky knit in emerald

green, royal purple or ruby red and you’ll have a ravishing, versatile addition to your wardrobe.

These affordable trends will have you looking great no matter which way your personal style leans. From modern fabrics to classic patterns, your wardrobe will stand out this seasons and beyond.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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www.Terenea.com The Coto de Caza News

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January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

HOW FAST WILL YOUR HOME BE SOLD?

solD the same Day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SoLd tHe SaMe day that the ad appeared in the Coto de Caza news” “ SoLd tHe SaMe Weekend the ad was in the Coto de Caza news” “SoLd In tHRee dayS after the ad appeared in Coto de Caza news” “SoLd WItHIn tHe SaMe Week the ad was in the Coto de Caza news” “bUyeRS CaMe In WaVIng our ad that was in the Coto de Caza news”

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The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

Coto Philharmonic Welcomes New Members and Holds Annual Christmas Party

By: Robin Smith The Coto de Caza Philharmonic Society of Orange County welcomed thirteen new members this year. A new member meeting was held at the home of Tina Todisco in Coto de Caza on October 21, 2015. The women enjoyed a delicious dinner as well as an orientation to familiarize them with the many volunteer and fund raising activities in which the group is involved.

Early in December, the committee also held its annual Christmas party at the home of Shelly Stephan in Coto de Caza where the members participated in a cookie exchange and donated gifts for the Spark of Love Toy Drive sponsored by California Firefighters. Several members of the Tesoro High School Band assisted Shelly in hosting the party. The party highlight occurred when the Coto de Caza firemen arrived at the party to collect the gifts and enjoy food and beverages with the members.

The Coto Committee, with its 64 members, is one of many volunteer committees that supports the Philharmonic Society of Orange County. The mission of the Philharmonic Society is to foster an appreciation for music by presenting national and international

Coto de Caza Philharmonic Committee welcomes new members. First row seated: Sydney Riccio, Michelle Vacca, Karen Walsh, Linda Wolpert, Nancy Wright. Second row seated: Lisa Taylor, Donna Russell-Dulak, Linda Dater, Linda Ameel, Meredith Tunney, Jill Lagata, Nicole Markham performances of the highest quality , The Coto Committee holds its providing information on identity while the volunteers pull together to meetings on the 3rd Wednesday of theft. To request more information raise funds in support of an array of each month at the Coto de Caza on the Coto Committee you can go music education programs for more Golf and Racquet Club. The next to cotocommittee@gmail.com or than 150,000 Orange County school meeting will be held on January contact membership chairman, Tina 20, 2016 with the guest speaker Todisco at 949/212-6486. children each year.

s a dd l e b a ck v a l l e y e l k s b r i n g g i f t s t o south county outreach food pantry

Andy Costello, Outreach Director Ken Carpenter, Run-A-Ways campers Wagon Master Pat Martino, Camping club members Jim Wessling, and Frank Gunning.

Members of the Mission Viejo their annual Christmas party and in Twenty-one (21) fifteen dollar ($15) cards for the teens in the family Saddleback Valley Elks camping lieu of a gift exchange, once again department store gift cards were to buy something for themselves club “The Run-A-Ways” visited left donations for gift cards to be presented to Outreach Director or buy a gift for someone else. the South County Outreach Food purchased and donated to South Ken Carpenter. “We add the gift These twenty-one special gifts will Pantry in Irvine a few days before County Outreach. Past Elks Lodge cards to our family food baskets,” make Christmas just a little happier Christmas. The Run-A-Ways, a President and Wagon Master Pat said Outreach Director Ken. “We for twenty-one families.” Director small club within the local Elks Martino was accompanied by Run- usually have things to give the Carpenter thanked the men and Lodge came bearing little gifts as A-Ways assistant Wagon Master small children but we seldom have wished a Merry Christmas to all has been the custom for the past Jim Wessling, and club members anything for the teenagers. Our the members of the Mission Viejo five years. The club recently held Frank Gunning, and Andy Costello. intention is to include these gift Saddleback Valley Elks Lodge.

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

January 8, 2016

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January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

casa Fashion Show and Luncheon Raise $320,000 Photos by Xuong Do Friends of CASA, a fundraising auxiliary of Court Appointed Special Advocates (CASA), hosted its 2015 Holiday Luncheon, at The St. Regis Monarch Beach in Dana Point.

The Luncheon and Fashion Show smashed all previous records and budget expectations, netting more than $302,000 that will go directly to supporting CASA’s mission of recruiting, training, and supervising community volunteers who mentor and advocate for children in the foster care system.

The elegant event was co-chaired by Tiffanie Foster and Colleen Masterson, who were assisted by a team of over 60 members of the Friends of CASA auxiliary, which is led by President Jaynine Warner.

The Luncheon had a beautiful and well-dressed crowd of over 600 guests fill the halls outside of the ballroom to bid on 185 auction packages during the champagne reception.

This year’s Alice + Olivia by Stacey Bendet fashion show was presented

by Saks Fifth Avenue. The jaw dropping runway show was a presentation of their Spring 2016 collection set in the scene of an urban inspired desert and signified the long awaited return of day time dress-up which incorporated bold colors, unique prints, and eclectic details that pulled together the vibrant and dynamic pieces.

The guest speaker for the event was former foster youth, and current Colorado CASA State Coordinator, Lauren Mueller, who shared an emotional and personal story of abuse and neglect and the struggle to overcome being personally violated. Ms. Mueller ended her heartfelt speech by sharing “I know that it is hard to imagine that children right here in Orange County are being abused. But I am telling you that these children are here; they are not just locked in basements. You see these children when you walk through the grocery store; when you drop your own children off at school; when you go to the park. We are all here so their voices can be heard”.

An opportunity drawing donated by Lugano Diamonds for 5 bangles each with .46 carats Round Brilliant Collection VS Diamonds set in Titanium and valued at a total of $19,500 was won by Amita Singh.

In one of the most memorable moments of the Luncheon, Ms. Singh, graciously gifted the bangles to guest speaker, Lauren Mueller.

Friends of CASA are committed to raising funds for CASA of Orange County’s mentor-advocate program for abused and neglected children in the foster care system. Through the annual Holiday Luncheon, the Friends of CASA raise awareness of the CASA program, recruiting volunteers and long-term donors to CASA. Over the years, this dedicated group of women has been responsible for raising well over 1.75 million dollars that has gone directly to addressing the needs of some of our community’s most vulnerable children.

This year’s Executive Committee of the Holiday Luncheon consisted of Elizabeth Carpino, Stacie Capobianco, Judy Chang, Kimberly Matties, Stephanie Finn, Marisa Gallegos, Sara Guggenheim Jarrett, Lori Jackson, Shawni Jackson, Patty Juarez, Debra Klein, Sandi Marino, Janine Wald, Jaynine Warner, and Tracy Wiegand.

Court Appointed Special Advocates of Orange County is a privatelyfunded non-profit organization that serves severely abused, neglected and abandoned children through the recruitment, training and continued support of volunteers who advocate and mentor these children, representing their best interest in the courtroom and other settings. Founded in 1985, with major support from the Junior League of Orange County, they serve annually approximately 1,000 of the children who move through the court system as a direct cause of abuse and neglect. Learn more CASA at www.casaoc.org.

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The Coto de Caza News

Lourdes Nark with Kay Patel, Urvashi Patel and Wendy Tenebaum

Lauren Wong and Mitra Nasab

Amita Singh and Jeanina Esparza

A model showing the latest fashions of Alice+Olivia

Anjeli Tarsadia with Pinki Sani, Urvashi Patel and Kay Patel

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

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The Coto de Caza News

12/30/15 3:31 PM

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January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

CUTTING-EDGE COLLISION REPAIR

ROLLS INTO RANCHO SANTA MARGARITA.

INTRODUCING THE NEW CALIBER COLLISION RANCHO SANTA MARGARITA 23251 Antonio Pkwy., Rancho Santa Margarita, CA 92688 949.888.8260

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HOW FAST WILL YOUR HOME BE SOLD?

solD the same Day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SoLd tHe SaMe day that the ad appeared in the Coto de Caza news” “ SoLd tHe SaMe Weekend the ad was in the Coto de Caza news” “SoLd In tHRee dayS after the ad appeared in Coto de Caza news” “SoLd WItHIn tHe SaMe Week the ad was in the Coto de Caza news” “bUyeRS CaMe In WaVIng our ad that was in the Coto de Caza news”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

9/30/15 2:57 PM

Law Office of

JAMES D. STONE Recently, I relocated my office to Rancho Santa Margarita. I was an Anaheim Police Officer for 15 years and have been a Trial Attorney for the past 32 years, specializing in Criminal and Civil Defense.

I personally have litigated over 600 cases in three (3) different states, thirteen (13) different counties and more than sixty (60) different courts.

For more information regarding the law in your specific case, please contact my office for a free consultation, by phone or at my office.

Law Office of

JAMES D. STONE 30021 TOMAS, SUITE 300 RANCHO SANTA MARGARITA, CA 92688 TELEPHONE: (949) 433-9179 FACSIMILE: (949) 888-8829 E-Mail-jdstonelaw@netscape.net

ADVERTISING IN The Coto de Caza News

COSTS MUCH LESS OFTEN HALF THE PRICE OF Glossy Magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

Fact:93% of all homes sold within 90 days of listing were advertised in the coto de caza news

Call

949.589.9990

Material selection appointments available upon request

Page 14

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

saDDlebacK cares For yoU

No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeeKenD service times Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW Hope sUpport GroUps

Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

Find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

Saddleback Church ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0 

ADVERTISING IN The Coto de Caza News

COSTS MUCH LESS OFTEN HALF THE PRICE OF Glossy Magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

Call

949.589.9990

Stay Fresh Throughout Your Day

When walking into a meeting, after lunch, before a presentation, or making a new acquaintance, the last thing you want to worry about is not looking your best. In a society based on a go-go-go lifestyle, quick mirror checks can give you that extra boost of confidence before important moments in life. Here are some tips to help you look your best throughout the day.

Mid-day Mirror Check For many people, breaking for lunch often means running to a nearby restaurant for a quick bite before returning to the office. Take a moment to freshen-up prior to heading back to work, because you never know when you’ll need to be at your very best. * Touch-up that makeup. Often in the course of the morning, makeup can rub off or smear. Do a check in the mirror to reapply concealer or mascara. Using a pre- and postmakeup primer will also help keep your makeup from smearing. * Post-lunch check. Before you reapply any lip product, freshen up your mouth. On-the-go products such as the Colgate(r) Wisp(r) mini-brushes are perfect for a quick brushing that will keep your mouth clean and fresh, with no rinsing required. Plus they are

small enough to pack in a purse or keep in your desk drawer. Check out the full line at www.ColgateWisp.com. * Apply fragrance. Perfume, cologne and body spray will often fade over the course of the morning.

Take an opportunity to re-apply in the afternoon. Remember to be mindful of those with whom you share office space. Opt for light scents and don’t over-apply. * Style your ‘do. Combing or brushing your locks can help re-set your hairstyle. Products such as hairspray and dry shampoo can give your style additional body and boost. * Drink your H20. The benefits of drinking water show in your mood and in your skin. Staying hydrated will help prevent you from running low on energy and will keep your skin looking fresh. Make sure you have a water bottle at your desk and drink up!

Before the Big Pitch When preparing for an important meeting, use mirror time to run through your talking points while prepping your look. * Straighten that tie. Make sure to check your attire. It doesn’t hurt to have a backup suit or outfit in the office in the event of a coffee collision.

Having another option will keep you stress-free in those moments

following a spill. * Stash those products. Keep a supply of travel-sized personal care products in a drawer at the office. Store a comb, deodorant with antiperspirant, cologne, contact lens solution or eye drops, a lint roller and pocket mirror. These items are great to have on hand for last-minute meetings or to freshen up after a midday walk or trip to the gym.

* Keep those pearly whites fresh. A clean mouth is important for making a good impression. Post-coffee or following lunch, consider using a Colgate(r) Wisp(r) for a convenient brush to refresh your mouth.

These tips will help you feel confident and focus on what’s important, whether you’re presenting during a meeting or heading to a date straight from the office.

The Coto de Caza News

Page 15

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828 BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers and their famous Pizookie® dessert.

Sunday 10am-12am Monday-Thursday 11am-12am Friday 11am-12am Saturday 10am-1 am

22022 El Paseo, RSM 949.835.1890

22302 El Paseo Ste I, RSM 949.459.7900

Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 La Fiesta Mexican Grill

Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566 The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages.

“Now Open for Lunch”. New Hours: Tuesday – Thursday 11am – Midnight Friday – Saturday 11am - 1am Sunday 11am – Midnight

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072 Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

Monday - Saturday 11:30am - 10pm Sunday 9:30am - 9pm Breakfast served from 9:30am - 1pm

22312 El Paseo Ste A, RSM 949.888.8893 Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600 Celinda’s Original Mexican Deli Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29941 Aventura Ste O, RSM 949.589.0354

Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605 Mi Casa Mexican Restaurant & Bar Tue, Fri, Sat 11:30am - 10pm Wed, Thu, Sun 11:30am - 9pm

22322 El Paseo, RSM 949.635.9538 Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700 Natraj Indian Bistro

Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858.0581 Panera Bread

Open daily 6am - 9pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Pizza E Vino

Open daily at 4:30pm

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225

Rice & Spice Thai Cuisine

Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222 Saki Sushi

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante

Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Selma’s Chicago Style Pizzeria & tap room Pizza & Sandwiches. Cozy dining room, tap room with 25 craft handles, heated patio, kids game room, tv’s, and complimentary Wi-Fi. Open at 11am daily. Happy Hour–F: 3-6pm; Sat: 8–close

30461 Avenida De Las Flores Ste B, RSM 949.709.8165

Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up.

Open Dailey 8am - 8pm.

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy Ste E-104, RSM 949.858.3360 Urban Grill & Wine Bar Suberb Barbeque and Fine Dining.

Across from Saddleback Church

27412 Portola Pkwy, Foothill Ranch 949.340.2055 Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

30642 Santa Margarita Pkwy, RSM 949.589.8028

Page 16

The Coto de Caza News

G u id e Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

A Dove Canyon Tradition for over 24 Years Delivery, Nightly Specials, Catering, Banquets & Fundraisers

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Volunteers Needed to Count Bald Eagles Volunteers are needed to help count bald eagles in the annual winter bald eagle counts in and near the San Bernardino and San Jacinto Mountains. Participants in December’s count observed a total of seven bald eagles. With more winter storms in the forecast, we expect more migrant bald eagles to be moving into the area over the next few weeks. Our highest numbers of bald eagles are usually in January and February.

Concurrent Bald Eagle counts are held at Big Bear Lake, Lake Arrowhead, Lake Silverwood, Lake Perris, and Lake Hemet. Some of these sites have held winter counts since 1978! Volunteers are stationed at vantage points around the lakes, where they watch for bald eagles during a 1-hour period on the count mornings. Volunteers record their observations on maps and data sheets. This is a wonderful opportunity to catch a glimpse of our breath-taking national symbol. Brief orientations are conducted prior to the count so volunteers know where to go and what to do.

“Through this method, the agencies and land managers have learned a lot about which areas are important to eagles and how the populations are doing. But we can’t do it without a lot of volunteers – we need people to put on their eagle eyes to help us search. The more eyes and ears we have helping, the more likely it is that we won’t miss any eagles” said Forest

Service biologist Robin Eliason.

We are carefully watching the predicted winter storms for this week. Please check with the count organizers listed below on Friday to see if the count will continue as planned.

The bald eagle counts for this winter are scheduled for the following Saturday mornings: January 9th, February 13th, and March 12th. No experience needed. Signing up ahead of time is unnecessary – just show up at the designated time and location, dress warmly, bring binoculars and a watch.

• Big Bear Lake area volunteers will meet at 8:00 a.m. at the Forest Service’s Big Bear Discovery Center on North Shore Drive for orientation.

Contact Robin Eliason (reliason@ fs.fed.us or 909-382-2832) for more information. Please call 909-3822832 for cancellation due to winter weather conditions – an outgoing message will be left by 6:30 am on the morning of the count if it has to be cancelled. Contact the Discovery Center (909-382-2790) for information about Eagle Celebrations. There will also be a free slideshow about bald eagles at 11:00 after the counts.

• Lake Arrowhead/Lake Gregory volunteers will meet at 8:00 a.m. at the Skyforest Ranger Station for orientation. Contact Robin Eliason (reliason@fs.fed.us or 909-382-2832) for more information. Please call 909-382-2832 for cancellation due to winter weather conditions – an

outgoing message will be left by 6:30 am on the morning of the count if it has to be cancelled.

• Silverwood Lake State Recreation Area volunteers should plan to meet at the Visitor Center at 8:00 a.m. for orientation. Contact Kathy Williams or Mark Wright for more information about volunteering or taking an eagle tour (760-389-2303 between 8:00 and 4:00; or email: khwilliams@parks. ca.gov).

• Lake Hemet volunteers should plan on meeting at the Lake Hemet Grocery Store at 8:30 a.m. for orientation. Contact Ann Bowers (annbowers@fs.fed.us or 909-3822935) for more information.

• Lake Perris State Recreation Area volunteers should plan to meet at the Lake Perris Regional Indian Museum at 8:00 for orientation. Contact the office for more information at 951940-5600.

The bald eagle nest at Big Bear Lake now has a live-stream nest camera installed. The nesting pair, Lucy and Ricky, is expected to start working on the nest in late December.

They typically lay eggs in early or mid-January. Be sure to check it out: http://friendsofbigbearvalley.org/ eagle-cam.html See websites for additional information about the San Bernardino National Forest (http://www.fs.fed.us/ r5/sanbernardino/) and the California State Recreation Areas (www.parks. ca.gov).

About the U.S. Forest Service:

The mission of the Forest Service is to sustain the health, diversity and productivity of the nation’s forests and grasslands to meet the needs of present and future generations. The agency manages 193 million acres of public land, provides assistance to state and private landowners, and maintains the largest forestry research organization in the world.

Public lands the Forest Service manages contribute more than $13 billion to the economy each year through visitor spending alone. Those same lands provide 20 percent of the nation’s clean water supply, a value estimated at $7.2 billion per year.

The agency has either a direct or indirect role in stewardship of about 80 percent of the 850 million forested acres within the U.S., of which 100 million acres are urban forests where most Americans live. Learn more at http://www.fs.usda.gov/sbnf

The Coto de Caza News

Page 17

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

THE ILLUSIONISTS – LI V E FROM B ROA D WAY C o m e s To Segerstrom Center for the Arts

On the heels of a highly successful multi-city tour and run on Broadway, the world’s best-selling touring magic show, THE ILLUSIONISTS - LIVE FROM BROADWAY™ will play Segerstrom Center for the Arts in Costa Mesa February 2 – 7, 2016 as part of a 45 city U.S. tour. Single tickets start at $25 and may be purchased online at SCFTA.org, the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 5562787. For inquiries about group ticket savings for 10 or more, call the Group Services office at (714) 755-0236.

The TTY number is (714) 556-2746.

The 2 p.m. performance on Saturday, February 6, 2016 will include audio description, open captioning and sign-language interpretation.

THE ILLUSIONISTS - LIVE FROM BROADWAY™ is produced by Simon Painter, Tim Lawson and MagicSpace Entertainment. Conceived by Simon Painter, the show’s creative team also includes executive producer Tim Lawson, director Neil Dorward and creative director Jim Millan.

Full of hilarious magic tricks, deathdefying stunts and acts of breathtaking wonder, THE ILLUSIONISTS has shattered box office records worldwide and thrilled audiences of all ages with a mind-blowing spectacular showcasing the jaw-dropping talents of seven of the most incredible illusionists on earth.

Creative Producer Simon Painter said, “We can’t wait to bring this electrifying show to Costa Mesa for a truly entertaining experience for the whole family. THE ILLUSIONISTS is the most non-stop and powerful mix of outrageous and astonishing acts ever to be seen on the live stage.”

The seven stars, each a master in their own field, are: The Manipulator, Yu Ho-Jin. Considered a rising superstar in the world of magic; Yu Ho-Jin was recently named the 2014 “Magician of the Year,” by Academy of Magical Arts and was the first Asian to win the Grand Page 18

Prix at the Fédération Internationale des Sociétés Magiques, also known as the “Olympics of Magic.”

The Anti-Conjuror, Dan Sperry.

Described as Marilyn Manson meets David Copperfield, Dan combines the art of magic with the macabre and is one of the top-10 most Googled people, thanks to a legendary “America’s Got Talent” appearance.

The Trickster, Jeff Hobson is the epitome of glamour and showmanship. Don’t be fooled by his innocent appearance; Jeff has audiences laughing long after the curtain goes down.

The Escapologist, Andrew Basso.

Italy’s star escape artist, Andrew considers Houdini his hero and is fast becoming one of the world’s most popular illusionists. He is the only person in the world to perform Houdini’s famous Water Torture Cell with absolutely no covers.

The Inventor, Kevin James, known for innovative illusions, is an inventor, comedian and collector of the strange and unusual. Kevin is one of the most prolific inventors of magic in the world and has created some of the most celebrated illusions of the last century.

The Weapon Master, Ben Blaque, has established himself as America’s foremost master of the crossbow after appearing four times on America’s Got Talent. He performs incredibly dangerous acts of dexterity using highly powerful crossbows to shoot various objects supported by his assistant.

The Daredevil, Jonathan Goodwin, the British-born Goodwin is considered to be one of the most creative, skilled and craziest stunt performers in the world who has been hanged, buried alive, hung by his toes from helicopters, burned at the stake and attacked by sharks.

For more information, visit: http:// www.theillusionistslive.com/ About Segerstrom Center for the Arts, realizing a bold new vision for the future.

The Coto de Caza News

Building on decades of accomplishments that have established it as one of the nation’s most renowned cultural institutions celebrated for its extraordinary performances and impactful education programs, Segerstrom Center for the Arts today announced a bold plan to reinvent itself as a more inclusive, vital force throughout the community while maintaining its recognized commitment to artistic excellence.

This institutional evolution, driven by the integration of world-class programming, educational outreach and a new level of public engagement, is supported by a $68 million Next Act Campaign, co-chaired by Stephen T. Fry and Lawrence M. Higby, which has secured more than Next Act Center Initiatives NEWS 2/9 600 Town Center Drive Costa Mesa, CA 92626 T (714) 556-2121 F (714) 5568984 SCFTA.org $42 million to date. Instrumental to this dramatic fundraising progress is the commitment of an extraordinary $13.5 million lead gift from Julianne and George Argyros.

Three transformative projects, complemented by existing programming, will move the Center toward becoming a catalyst for positive change throughout Southern California’s diverse and rapidly

changing communities: Julianne and George Argyros Plaza, designed by the renowned firm of Michael Maltzan Architecture, reimagines the existing Arts Plaza as a welcoming public gathering place and dynamic town square deeply engrained in the community offering a host of new guest amenities, a public stage and free events and performances; Center Without Boundaries program, an innovative model for civic engagement that will focus on responding to needs of individual and diverse communities by forging strategic partnerships between the Center and non-cultural groups throughout the county; Center for Dance and Innovation to support Segerstrom Center’s flagship artistic programs, while acting as a catalyst for initiatives that celebrate innovation and creativity.

In addition to the American Ballet Theatre William J. Gillespie School, the Center’s programs will include the commissioning of new ballets, dance training in multiple genres, Center partnerships with the high-tech, biotech/entrepreneur community and others, offering the community new ways of engaging with the performing arts through a broad array of on-site, off-campus and online programs.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

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The Coto de Caza News

Page 19

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

The Coto de Caza News ECRWSS

WE HAD A BUSY YEAR HELPING SELLLOCALLY LOCALLY WE HAD A BUSY YEAR HELPINGCLIENTS CLIENTSBUY BUY AND AND SELL is going amazingyear year in in Real 20162016 is going to to bebeananamazing RealEstate!

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All info deemed reliable but not guaranteed.

View a Ladera Ranch Calendar when you visit our website!

If your property is currently listed, this is not TEAM

intended as a solicitation. BRE 01526302. www.AmySimsTeam.com View a Ladera Ranch Calendar when you visit our website!

949.559.5959 www.AmySimsTeam.com

amysimsteam@gmail.com

TEAM

CA BRE #: 01526302

949.559.5959

All info deemed reliable but not guaranteed.

If your property is currently listed, this is not intended as a solicitation. BRE 01526302.

amysimsteam@gmail.com The Coto de Caza News

Represented Buyer

Represented SOLD - 1 Fern Haven,Represented Ladera RanchSeller SOLD - 24 Cecil Pasture, Ladera Ranch Buyer

Represented Seller

And Many More...

Page 20

SOLD - 36 Snapdragon, Ladera Ranch

******************ECRWSS**** Represented Buyer Represented PRSRT Seller STD

WE HAD A BUSY YEAR HELPING CLIENTS BUY AND SELL LOCALLY

SOLD Ladera Ranch Ranch SOLD -- 48 15 Livingston, Tudor Way, Ladera

SOLD - 36 Snapdragon, Ladera Ranch

Represented Buyer

SOLD - 38 Corbin St, Ladera Ranch

Represented Buyer SOLD - 38 Corbin St, Ladera Ranch

Represented Buyer Represented Buyer

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

SOLD

IN ESCROW

OAK KNOLL

Wow..this charming single story has been completely remodeled and is such a showpiece. Offering Offering approx. 6000 sq. ft. on quiet culdesac street with 180 degree views of approx. 1800 sq. ft with 3 bedrooms and 2 baths. New hardwood floors, paint, carpet and a spectacular the mountains and valleys. Spectacular floor plan and highly upgraded. Stunning kitchen. Stunning yard for entertaining. 55 Dartmouth $809,900.00 backyard with built in bbq area, pool and spa. 4 Shoal $1,969,000.00

altor re

f so

2015

CO

AVAILABLE

AVAILABLE

ZA

top

SINGLE STORY

TO

January 8, 2016

DE CA

ESTATE HOME

Private and secluded estate home on over an acre. Offering approx. 4400 sq. ft with 5 bedrooms 5 baths and a bonus room. Very unique floor plan and exceptional ugrades. Rock pool and spa, BBQ area and a sport court. Three car garage. 23 Via Terracaleta $1,430,000.00

NEW LISTING

Debra Kovacs Direct 949.350.0146 debrakovacs@cox.net Lauren Kovacs Direct 949.600.3672 laurenkovacs@cox.net

Contact Us For Your Complimentary Home Evaluation...

AMAZING LOCATION

969,000.00

$

SOLD

FORMER MODEL HOME

12 Indian Pipe

1,329,000.00

$

AVAILABLE

Offering appox. 2800 sq. ft with four bedrooms and 3 full baths. This lot is amazing! Located at the end of a culdesac with stunning curb appeal. Endless views and private spa. Behind the Italian gate is a private garden area that is so peaceful and tranquil. Wonderful family home.

2 Springside

DOVE CANYON

Perfectly located on the fifteenth fairway of the Dove Canyon golf course. The highly upgraded home offers panoramic views of the mountains and fairway.

Offering 5 bedrooms, 4.5 baths bonus and private office.

SAN MARINO

Wow, what a lot and view! One of the largest lots in the tract. This plan 2 offers approx.. 6000 sq ft of living space and over a 12,000 sq. ft lot with endless views. Stunning upgrades and what a yard. Rock pool/slide, outside family room and sport court. 19 Longview $2,099,000.00

IN ESCROW

ON THE GOLF COURSE

Amazing golf course views! Located on the 18th hole of the south course. Offering approx 3100 Newly remodeled and picture perfect. Offering approx. 3700 sq. ft with 4 and spa. Located on the golf sq. ft with 4 bedrooms and 4 baths. Large yard with a pool and totally redone with very nice bedrooms and 3.5 baths. Amazing floorplan with pool course with forever views. 45 Golf Ridge $1,159,000.00 upgrades. 6 Shoal Creek $1,099,000.00

THE KOVACS CONNECTION Where Integrity Meets Excellence www.DebraKovacs.com Cal BRE# 01277417 | 01927907

Information obtained from reliable sources but not guaranteed.

NMLS ID 118767

Direct 949.767.7111

65 Enterprise #355-B, Aliso Viejo, CA 92656. Rates, terms, and availability of programs are subject to change without notice.

Licensed by the CA Department of Business Oversight CRMLA 4131040. All rights reserved.

The Coto de Caza News

Page 21

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best!

According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers?

Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work.

Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita?

While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money. The Coto de Caza news is attractive, effective and affordable.

3. Why do Rancho Santa Margarita Readers read the Coto de Caza News? Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and Page 22

The Coto de Caza News

P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. prominent Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers.

4. U S Post office plus selected delivery makes this newspaper special!

While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also handdelivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy.

5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business?

If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County. She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes.

Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase you will ever make. Read Kelly

The Coto de Caza News

Bennett’s “Society Scene “column every week in the Coto de Caza news and see why.

6. Free Online Advertising Coto de Caza News Version each week.

While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com.

7. How Fast Will this Home be sold?

We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.”

Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News.

Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising.

8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum.

You’re very welcome!

9.What does Good News mean to you?

Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message.

10. Silent Salesman Works for you Seven Days a Week.

Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication. If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-589-9990

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

The 6 smartest money moves Millennials can make in 2016 Money worries know no age limit, and financial health is important for everyone - which could explain why financial pledges are among the most common New Year’s resolutions. Still, Millennials are a bit more likely than any other age group to be tempted into spending too much, according to research by the Barna Group.

Forty-one percent of Millennials said they are often or sometimes tempted to spend more than they have or can afford, according to the Barna survey. Interestingly, 66 percent also said they are tempted to procrastinate, which could add up to plenty of broken resolutions for Generation Y in 2015.

If you’ve promised yourself you’ll do better at money management in the New Year, here are the six smartest moves you can make to help you keep that resolution going until 2016 - and beyond.

1. Use what you know (technology) to help you manage what you want to understand better (finances).

Millennials are the generation most comfortable with technology.

The majority own and use multiple digital devices for personal and professional applications throughout their everyday lives. But surprisingly, they are also the generation most likely to struggle with financial literacy, studies show. In fact, in a survey by the Financial Industry Regulatory Authority (FINRA), just 24 percent of Millennials were able to correctly answer four questions on a fivequestion financial literacy quiz.

Technology can help you get a

better handle on your finances.

Personal finance tools like Mint.com provide easy money-management.

When you create a free account, Mint pulls all your financial information - recurring bills, account balances, etc. - into one location so you see your complete financial picture. The site also helps you create a budget, track your progress and stick to it. A free downloadable app allows you to easily access your information onthe-go via your iPhone, Android, or Windows smartphone.

2. Scrutinize your current spending.

It’s impossible to save money - or achieve any other financial goal - until you have a handle on your spending.

Was yours out of control in 2014?

Gather together all recurring monthly bills, such as utilities and rent, your mobile service provider, groceries, entertainment, etc. Calculate how much you spend in a month. Is it almost as much as you earn? Is it more? Look for areas where you can reduce spending and categorize them as needs versus wants. Cutting unnecessary spending is a good start, but don’t overlook possibilities for trimming necessary expenses as well. For example, it might be a good time to talk to your cable provider about a cheaper plan.

3. Build a budget.

In 2014, 61 percent of American adults don’t have a budget and don’t keep close track of their spending, according to a Harris Poll commissioned by the National Foundation for Credit Counseling. Not having a budget is like attempting to

quarterback a football game without a game plan. Budgeting not only helps you stay in control of your spending and saving, it can make you feel more in control, confident and empowered in other areas, too.

Your budget should provide for necessary recurring expenses (like food, utilities, rent, transportation), retirement and regular savings, as well as some money for fun. You can find plenty of budget templates through online resources.

4. Establish an emergency fund.

More than a third of Americans 18 and older say they have no savings (excluding retirement savings), according to the 2014 Consumer Financial Literacy Survey. Rainyday savings can help you pay for emergencies - like an unexpected car repair or dental work - without forcing you into debt. What’s more, putting money into an emergency fund with every paycheck helps you form a savings habit, and can ease the emotional stress of worrying about financial emergencies.

5. Set financial goals.

Look back at 2014 and assess which goals you achieved and which need to be refreshed for 2015.

Consider what you did that helped you succeed in certain areas or where you might need to adjust. Evaluate where you most need to focus your attention. Don’t overwhelm yourself by trying to do everything at once.

Instead, focus on one or two key financial goals.

6. Keep an eye on your credit.

Sixty percent of American adults

haven’t reviewed their credit score within the past 12 months, and 65 percent haven’t looked at their credit report, according to the Harris survey.

Credit is a vital element of overall financial health. Begin regularly reviewing your credit report and score - doing so does not negatively impact your score. Mint provides users with a free credit score and summary through its website and app. Knowing your credit status can help you better understand what you need to do to improve it.

Good credit not only affects your ability to secure future credit - such as credit cards or a mortgage - your credit score can influence what you pay for some forms of insurance, whether utilities might require you to provide a security deposit when opening a new account, and even your ability to get a good job if you apply with an employer who requires a credit check.

Good financial habits can make a lifetime of impact, so this New Year, no matter who you are, make the promise to yourself to be good with your money. Keeping these six money moves in mind, 2015 will be your best financial year yet.

Steps to Kick Off a Year of Good Health A fresh beginning with a new year is the perfect time for a health assessment to ensure you are ready to take on a full and active year ahead. Even if you’re feeling great, it’s a smart practice to take time to identify potential problems before they become more serious health concerns.

Early detection of ailments, such as cardiovascular disease, can significantly impact an individual’s ability to cope with the disease, allowing you to make adjustments such as changes in diet and lifestyle, or when necessary, drug therapies and other medical treatments.

Delaying detection of this serious disease until its more advanced stages can have dire consequences.

With these three steps, you can get a better picture of your cardiovascular health and identify silent, hidden risk factors (like plaque in your arteries) that you may not even know are there.

1. Get your blood pressure checked. Blood pressure measures how much force a person’s blood is putting on the artery walls as the heart pumps. High blood pressure, or hypertension, occurs when your heart has to work extra hard to pump blood throughout the body. High blood pressure often happens when arteries lose their elasticity through

hardening caused by cholesterol, plaque or scarring. Many people do not experience symptoms of high blood pressure, so it’s important to have your blood pressure checked periodically. Screening for high blood pressure involves placing a pressure cuff around your upper arm to monitor both diastolic and systolic blood pressure. A normal systolic reading is between 90 and 119, and a normal diastolic reading is 60-79.

2. Get your cholesterol checked.

A simple finger-stick screening measures total cholesterol as well as three different kinds of lipids in your blood (HDL, LDL and triglycerides), which are important in determining your heart health. Low-density lipoprotein, or LDL, is known as the “bad” cholesterol and can build up in the walls of the arteries that feed the heart and brain. Along with other substances, it can form plaque – a thick, hard deposit that can clog those arteries. High-density lipoprotein, or HDL, is known as “good” cholesterol because it carries LDL away from the arteries and back to the liver, where it’s passed from the body. A high HDL level helps prevent heart disease, while a low HDL level increases the risk of heart attack and stroke.

Triglycerides are the most common type of fat. Like cholesterol, they

circulate in blood but are stored in the body for extra energy. A high triglyceride level combined with a low HDL or high LDL can speed up the process of plaque formation in the arteries.

3. Learn about other risk factors for cardiovascular disease.

Many people in the early stages of cardiovascular disease are asymptomatic, meaning they have no symptoms to indicate their health is at risk. Some common risk factors include age (55 and older), family history, tobacco use and high bloodpressure, other factors, such as high cholesterol, aren’t as easily observed.

Preventive health screenings, such as those provided by Life Line Screening, can give you a fuller picture of how risk factors may be stacking up.

The screenings are designed by doctors and administered by trained professionals to help detect hidden health issues. Within a couple of weeks, you can receive easy-tounderstand test results to share with your doctor so you can work together to prevent serious problems before they start.

To starting the year off right with a preventive health screening, visit lifelinescreening.com.

Photo courtesy of Getty Images

The Coto de Caza News

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January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

FAMILY FEATURES

L

iving a healthy lifestyle doesn’t have to be a daunting task. There are many products available to help make the process easier. There is no time like the present to make your body a priority and it’s no secret that good health can have an undeniably positive impact on quality of life.

Whether you are looking for the perfect workout outfit, accessories or equipment, or revamping your kitchen appliances to accommodate a new diet, JCPenney has everything you need to refresh your diet and exercise regimen no matter your budget.

Find more products like these to aid you in your quest to live a healthier lifestyle at JCPenney and jcpenney.com.

Find Comfort in Every Situation

Snuggle up in softness whether you’re on the move or just relaxing with this Xersion Long Sleeve Cowlneck Hooded Fleece Pullover. Perfect for those trips to the gym or a jog around the block or neighborhood, the anti-pilling finish helps keep fleece smooth and comfortable, and thumbholes help keep the sleeves in place while you’re on the go. Available for $30 in three colors, the pullover also features a kangaroo pocket to warm your hands and protect your belongings.

Photo courtesy of Getty Images

Don’t Forget About Your Feet

Say Goodbye to Calorie Counting

Unlock Hidden Nutrition in Food

Keep Your Mind and Body Focused

Pick Portable Training Tools

Add Personality to Your Workouts

Whether running errands or working out at the gym, the right shoe can make all the difference. The Nike Flex Experience Run 4 Women’s Running Shoe offers lightweight flexibility, mid-foot support and plush comfort that can help make even the most mundane of tasks less stressful on your feet. Flex grooves provide a smooth, efficient ride and a mesh collar and tongue enhance breathability. Available for $75, these running shoes are the ideal trainer for everyday use.

A favorite of yoga studio owners because of its length and thickness, this Deluxe Yoga Mat features a gripping design to keep it in place while allowing you to keep your mind focused on the physical task at hand. Available in 18 colors and retailing for $24, the durable, one-quarter-inch foam provides added joint comfort and support and absorbs moisture, making it easy for you to take advantage of the physical benefits associated with yoga.

Page 24

The Coto de Caza News

Say goodbye to exercise journals and calorie counting with the iFit Vue Fitness Tracker. The rechargeable active band is an all-day fitness tracker that takes the stress out of keeping up with your goals while motivating your climb toward fitness. Retailing for $140, the SmartSense technology automatically detects every movement, step and calorie burned. An easy-to-read touchscreen display with onscreen notifications allows you to track your progress and easily scroll through goals and activities.

Built for durability and comfort, this Stamina Doorway Trainer Plus is the ultimate training tool to strengthen and develop your shoulders, back and arms with five grip positions to help you build and tone upper body muscles with pull-ups, triceps dips, push-ups and sit-ups.

The trainer, which retails for $85 and holds up to 250 pounds, fits most sturdy, standard doorways with trim and attaches and removes easily from the doorframe so you can take your workout with you.

Now you can have the power to unlock food’s hidden nutrition in the comfort of your own home. The NutriBullet Blender, which retails for $135, is ideal for milling grains, grinding fresh herbs and chopping nuts with a flat stainless steel blade that never needs sharpening. Complete with a power base, both tall and short cups, an extractor blade and pocket nutritionist, the blender makes it easy to keep your healthy eating goals on track.

An allover print adds a pop of personality to workout wear, such as these performance-ready Xersion Print Capris. The tight compression fit provides added comfort during workouts while QuickDri moisture-wicking fabric helps keep you dry and won’t irritate your skin. Retailing for $44, the capris come in five vibrant color patterns and feature a credit card pocket in the waistband so you can easily take everything you need with you.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

Power Up Throughout the Day with Protein As the building blocks of life, your body requires protein to function properly. But protein is also an important nutrient for those who wish to stay satisfied and full throughout their busy days.

Why protein is essential A vital part of every diet, proteins are made up of a chain of amino acids which work to repair damaged cells and create new ones. According to the National Institutes of Health, the right amount of protein can be found in a well-balanced, complete diet.

While sources of protein are often found in meats, eggs and fish, they can also be found in a variety of plant-based foods, such as soy, nuts and certain grains. As the average American’s schedule grows busier by the minute, it’s important to know the many convenient sources of protein available.

Fuel the day A successful day at work requires the focus and energy from a complete, balanced diet, including the addition of protein sources when possible. Try these tips and meal ideas for filling your morning and afternoon meals with smarter, more powerful food picks: • Breakfast. Check one item – having a wholesome morning meal – off your list of things to do each and every day. Perfect for those rushed, on-the-go mornings, opt for a protein-packed smoothie. Available in many flavorful varieties, they’re easy to throw in your bag and enjoy as you commute.

• Snack. A satisfying snack is one that will keep energy levels up and carry you over to your next meal. Some smart and satisfying options include Premier Protein 30g Bars and Fiber Bars. They are gluten-free and a good source of fiber, available

in a variety of flavors and offer up to 30 grams of protein per bar. Keep them on hand in your desk or computer bag so you’re always able to snack whenever hunger hits. For more satisfying snacks, visit www.premierprotein.com.

• Lunch. Amp up the protein on your turkey sandwich by replacing mayo and mustard with hummus, and use high-protein bread instead of regular whole wheat. For salads, add sliced hard boiled eggs and chickpeas. For a sweet powerpacked side, try cottage cheese topped with sliced peaches or Greek yogurt topped with fresh blueberries.

• Post-workout fuel. Whether you exercise in the morning or after a long day at the office, give your body the fuel it needs to recover. A rich and creamy Premier Protein Shake, available in chocolate, vanilla and strawberries & cream, offers up 30 grams of protein and contains only 160 calories and 1 gram of sugar.

Make balanced meals and snack options a part of every day with the various protein-packed sources available. No matter what your social or work life demands, there are always simple ways to help you stay balanced, fueled and healthy.

Photo courtesy of Getty Images

Adding in, not just cutting out, is key to better eating habits When you think of eating right, does your mind immediately turn to what you should cut out of your diet?

The list of things you might consider giving up can be long and daunting.

As important as it might be to cut out some foods, don’t overlook the importance of the things you should add in, such as quality ingredients, appealing flavors and textures, and satisfying portions.

“Setting our focus on what we shouldn’t eat only sets us up for failure,” says Cracker Barrel Chef Bill Kintzler. “Cutting out and depriving ourselves shifts our focus from the positive choices we should be making, including choosing foods that are satisfying.”

Ways to add in and win Managing calories and less-thanhealthy food choices makes sense.

But if you think food has to lack taste, enticing texture and overall appeal to be “better for you,” you’re simply incorrect. Ultimately, if your diet is unsatisfying, disappointing and just doesn’t taste good, you won’t be able to stick with it.

Instead of emphasizing what you’ll leave out and resigning yourself to bland food, think of ways to add to the appeal and taste of what you eat.

For example, if you rely on breakfast smoothies to help you reduce your caloric intake during the day, be sure to add items that include fiber - such as a handful of spinach or kale.

Reducing the amount of salt in your diet? Turn to other seasonings that don’t add calories, but can enhance food’s flavor and that deliver other benefits. For example, cinnamon adds a warm, homey flavor to dishes.

Marinades and spice blends can be a great way to add flavor to meats, fish and even veggies without adding fat, calories or salt. And replace high-calorie toppings with fresh fruit, which adds flavor to everything from pancakes to plain yogurt.

Don’t feel left out when you dine out Many people trying to eat well assume they can’t eat out at all.

While you may have to give up your favorite food options in favor of ones that have lower calorie counts or smaller portions, abandoning some of your eating out isn’t an option for many people.

Instead, make dining-out choices that maximize the satisfaction of the experience. For example, the new Wholesome Fixin’s meals at Cracker Barrel Old Country Store are fun and flavorful with calorie counts that

can fit into your daily dietary goals.

The meals deliver the value, taste and quality that guests expect from Cracker Barrel with better-for-you ingredients that are lower in calories.

The foods emphasize more choices and flavors with fewer calories; all breakfast options are less than 500 calories, lunch and dinner less than 600.

“Wholesome Fixin’s are a great example of balancing calorie count with satisfaction,” says Kintzler. “Each menu item is not only lower in calories but also is high-quality.”

Whenever you dine out, look for options with calorie information many restaurants have added this to their menus. Eating quality foods is even more important when you’ve reduced your calorie intake.

“Just cutting calories is not enough,” Kintzler says. “Food is simply food. Setting our focus on what we shouldn’t do, what we shouldn’t eat, sets us up for failure. We should start thinking about what we can do, instead of obsessing over what we shouldn’t.”

The Coto de Caza News

Page 25

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Fitness Tips – Identifying Roadblocks Lifetime Fitness A few weeks ago, you might have been an exercise newbie, negotiating your way through those first workouts that seemed impossible, and tough. I bet you never thought you’d survive those first few weeks! But look at you now - you’ve got it all covered.

You’re not only feeling good but are also continuing to exercise regularly as well. You’re in total control of your diet too - good for you!

I hope you continue with your good habits, and stay on track.

Here is the next step to help you stay committed to your fitness plan: Identifying Roadblocks Fitness Roadblock No. 1: Don’t fall for fitness routines or diets that offer quick-fix solutions There is no shortage of fad diets and fitness routines that promise the moon but these seldom work. Steer clear of these quick fixes. Instead, making positive changes in your daily routine such as quitting smoking, along with a good fitness plan, can help you obtain your fitness goals quicker.

Fitness Roadblock No. 2: Don’t let a loved one, or a friend sabotage your fitness plan Most of us start a fitness routine with

a lot of enthusiasm but get derailed from our path to total fitness due to lack of support from a dear one or a friend. It can be really frustrating when others around you don’t seem as excited about your health plans as you! They may try to make you skip your workout or even persuade you to have something unhealthy.

If this seems familiar to you, then you are letting your loved ones and friends sabotage your fitness plan. Don’t let them do this to you; talk to them. Maybe they’re not even aware of sabotaging your plans in the first place! Have a talk with them, and let them know how important it is for them to understand you, and support your initiatives.

Fitness Roadblock No. 3: Identify flaws in your fitness goals ensure that you have a definite goal - one that is not vague. This is very important because if you don’t have a target, everything will do. And this way, you will never succeed. Thus, a large part of achieving lifetime fitness depends on three things • First, you need to find out your present fitness level • Second, you need to determine your objective

• Third, you need to set a realistic target and plan how you will get there Fitness Roadblock#4: Lack of motivation Motivation is the key to staying committed to fitness for life. But, many fail to stay on track due to lack of compelling reasons that help to remain focused and succeed. Thus, if your plan to achieve total health is not powered by strong motivations, then you’ll either remain where you

are now, or land up being where you were prior to starting to exercise.

What you need then is to be aware of why it is important for you to be fit will it improve your health? Will it help to find a better partner? In addition, you need to also, determine why it is simply unacceptable for you to fail.

Once you can answer these important questions honestly, you should be able to overcome any roadblocks to achieving lifetime fitness.

5 dietary habits of healthy kids With so much information available about kids’ nutrition - what to eat, how to supplement and more - it’s hard to get a firm grasp on what it takes to raise a healthy child. In the U.S., a significant portion of children are not getting enough essential vitamins and nutrients, including vitamins D, E and A, and omega-3 fatty acids DHA and EPA. “It’s quite difficult to get all the essential vitamins and nutrients solely from diet - especially if you have picky eaters in your house,” says Elizabeth Somer, registered dietitian and author of The Essential Guide to Vitamins and Minerals. “There are tips and tricks parents can follow to establish healthy eating habits for their kids, but it’s also important for parents to consider adding multivitamins to their child’s routine to fill in the gaps.”

Somer focuses on five important tips parents should follow to ensure their kids are getting adequate amounts of the essential vitamins and nutrients they need. These nutrition tips can build the foundation for healthy habits long after kids leave the nest: 1. Look to MyPlate to fill your plate - MyPlate is an updated guide to nutrition from the USDA and First Lady Michelle Obama - think of it as the new Food Guide Pyramid. Check out the tips for Page 26

a well-rounded diet focused on fruits, veggies and whole grains.

2. Decorate your plate - Create a colorful plate of salads with spinach, strawberries and blueberries or other fruits and veggies for meal and snack times. Kids need at least five servings of fruits and vegetables per day. More is even better.

3. Sport a milk mustache - Children need two-tothree glasses of calcium-rich milk or yogurt each day. Give them milk fortified with DHA - an omega-3 fatty acid shown to benefit brain development, eye health and even sleep - and you’ll add a punch of nutrition to each glass.

4. Eat your ABCs - Listing essential vitamins is a lot like reciting the alphabet. According to recent research, though, kids are not getting enough of vitamins D, E or A as well as the omega-3 fatty acids DHA and EPA. Dark leafy greens, oily fish like salmon, sweet potatoes, peanut butter, milk and carrots are good examples of foods that can deliver these nutrients.

5. Fill the gaps - For both kids and adults, it’s difficult to achieve optimal nutrition through diet alone. It’s especially difficult for picky eaters.

Therefore, an age-appropriate, well-formulated multivitamin and mineral supplement provides

The Coto de Caza News

extra insurance that your little one is getting all the nutrients he or she needs. And, if your child is not eating multiple servings of fatty fish (like salmon) per week, consider a quality fish oil supplement for omega-3s DHA and EPA. For more information on kids’ nutrition, and healthy tips for the whole family, visit www. vitaminsinmotion.com.

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

January 8, 2016

Almonds Add Flavor and Crunch to Winter Dishes Winter foods typically mean one thing – comfort. Regardless of climate or geographic location, we crave the root vegetables and braised meats that complement the season and keep us full and warm. Luckily, almonds in all their forms guarantee these dishes taste as indulgent and delicious as the very foods we crave.

Chef Anthony Rose of the Drake Hotel in Toronto, is a pro at using seasonal foods and almonds to create comforting, delicious and unexpected dishes. Rose’s wintry creations take the best of what the season has to offer and adds the distinct crunch and flavor of almonds.

“I love the rich, buttery flavor and crunch of toasted almonds. They make the perfect addition to any dish, whether a starter, main course or even in desserts and cocktails,” Rose says. “Braised dishes and winter salads always benefit from the unrivaled crunch almonds can provide.”

Chef Rose’s winter recipes, such as roasted beets in a tangy mustardalmond vinaigrette and braised pork shoulder with an apple-almond compote, create an entire menu that balances seasonal ingredients

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with zesty flavors and the crunch of almonds. But it’s his Almond-Crusted Pumpkin Fritters that lend a colorful, festive and crunchy start to any cozy gathering.

Almond Crusted Pumpkin Fritters 1 pound cooked Kabocha squash (1 small raw) 2 tablespoons extra virgin olive oil 1 tablespoon crushed chili flakes 1/2 pound cooked russet potato (1 large raw) 1 cup salt 3 tablespoons chopped sage 1 ounce grated parmesan 1 ounce grated cheddar 1 egg yolk Zest of half a lemon 4 eggs 1 1/2 cups all-purpose flour 1 1/2 cups toasted crushed almonds Salt and pepper, to taste 1 bag micro greens Preheat oven to 350°F. Split squash width wise; scrape out seeds. Drizzle each half with olive oil. Sprinkle with chili flakes, a pinch of salt and pepper.

Let sit for 20 minutes.

Stab each potato four times around with fork. Line sheet pan with salt; place potatoes on top. Place squash

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face-down on another parchmentlined sheet pan. Bake squash and potatoes in oven for 1 hour or until soft. Remove from oven. Carefully split open potatoes lengthwise to steam; allow all to cool completely.

Discard salt.

When cool, scoop out squash and potato into bowl. Add sage, parmesan, cheddar, egg and lemon zest. Season with salt and pepper.

Combine thoroughly; a chunky texture is fine.

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remaining bowls.

With large spoon or scoop, take about 2 tablespoons of squash mixture and form an oval; dredge in flour, dip in egg and roll in almonds before placing onto sheet pan. Repeat with remaining squash. Refrigerate until ready to fry.

In deep, heavy bottomed pan, heat oil to 300°F. Carefully pan fry fritters until golden brown, approximately 2-1/2 minutes each side. Remove from oil. Drain on paper towel; sprinkle with pinch of salt. Serve hot on small bed of microgreens with or without sauce.

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The Coto de Caza News

Page 27

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-15-680713-CL Order No.: 150200815-CA-VOI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GARABED KHATCHOYAN AND JUDITH KHATCHOYAN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/11/2007 as Instrument No. 2007000435272 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2016 at 9:00 AM Place of Sale: At the Doubletree

by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $818,708.98 The purported property address is: 5 VIA BELMONTE, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No.: 839-222-14 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-680713CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-680713-CL IDSPub #0098055 1/1/2016 1/8/2016 1/15/2016

Page 28

NOTICE OF TRUSTEE’S SALE TS No. CA-15-674039-RY Order No.: 95511789 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM C. GALLEGOS AND CAROLE L. GALLEGOS, HUSBAND AND WIFE, AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP Recorded: 5/31/2006 as Instrument No. 2006-00366749 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/22/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $427,717.48 The purported property address is: 24981 HON AVENUE, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 620-43311 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-15-674039RY . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-674039-RY IDSPub #0097711 1/1/2016 1/8/2016 1/15/2016

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-603572-JP Order No.: 130246397-CA-MAI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor (s): MI KYUNG LEW, AND YOUNG JAE LEW, WIFE AND HUSBAND AS JOINT TENANTS Recorded: 1/25/2006 as Instrument No. 2006000057695 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/25/2016 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Auction.com Room Amount of unpaid balance and other charges: $351,216.19 The purported property address is: 19431 RUE DE VALORE 4B, FOOTHILL RANCH, CA 92610 Assessor’s Parcel No. 939-11-413 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-603572JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE . Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 O r Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-603572-JP IDSPub #0097683 1/1/2016 1/8/2016 1/15/2016

T.S. No.: 9551-3418 TSG Order No.: 110117187 A.P.N.: 682-351-32 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/19/2004.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/27/2004 as Document No.: 2004000680357, of Official Records in the office of the Recorder of Orange County, California, executed by: GARO ART BABIKIAN JR., AN UNMARRIED MAN, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 01/28/2016 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 24951 SEAGATE DRIVE, DANA POINT, CA 92629 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $700,797.52 (Estimated) as of 01/12/2016.

Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-3418. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www. nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt.

In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. NPP0268373 To: COTO DE CAZA NEWS 01/08/2016, 01/15/2016, 01/22/2016

NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST Loan No.: NAVAL RESS Order No.: 75408 A.P. NUMBER 601-131-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/10/2006, UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NOTICE IS HEREBY GIVEN, that on 01/15/2016, at 01:30PM of said day, At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA., RESS Financial Corporation, a California corporation, as duly appointed Trustee under and pursuant to the power of sale conferred in that certain Deed of Trust executed by FEDERICO E. NAVAL AND ROSALIE A. NAVAL, HUSBAND AND WIFE AS JOINT TENANTS recorded on 09/19/2006, in Book N/A of Official Records of ORANGE County, at page N/A, Recorder’s Instrument No. 2006000622646, by reason of a breach or default in payment or performance of the obligations secured thereby, including that breach or default, Notice of which was recorded 09/11/2015 as Recorder’s Instrument No. 2015000470680, in Book n/a, at page _n/a, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, lawful money of the United States, evidenced by a Cashier’s Check drawn on a state or national bank, or the equivalent thereof drawn on any other financial institution specified in section 5102 of the California Financial Code, authorized to do business in the State of California, ALL PAYABLE AT THE TIME OF SALE, all right, title and interest held by it as Trustee, in that real property situated in said County and State, described as follows: PARCEL 30A AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 95-049 RECORDED DECEMBER 5, 1995 AS INSTRUMENT NO. 19950536713, OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA The street address or other common designation of the real property hereinabove described is purported to be: 11 TAVELLA PLACE, LAKE FOREST, CA 92610. The undersigned disclaims all liability for any incorrectness in said street address or other common designation. Said sale will be made without warranty, express or implied regarding title, possession, or other encumbrances, to satisfy the unpaid obligations secured by said Deed of Trust, with interest and other sums as provided therein; plus advances, if any, thereunder and interest thereon; and plus fees, charges, and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of said

obligations at the time of initial publication of this Notice is $80,961.77. In the event that the deed of trust described in this Notice of Trustee’s Sale is secured by real property containing from one to four single-family residences, the following notices are provided pursuant to the provisions of Civil Code section 2924f: NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee’s sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 75408. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Dated: 12/15/2015 RESS Financial Corporation, a California corporation, as Trustee By: BRUCE R. BEASLEY, PRESIDENT 1780 Town and Country Drive, Suite 105, Norco, CA 92860-3618 (SEAL) Tel.: (951) 270-0164 or (800)343-7377 FAX: (951)270-2673 Trustee’s Sale Information: (916) 939-0772 or www.nationwideposting. com NPP0267528 To: COTO DE CAZA NEWS 12/25/2015, 01/01/2016, 01/08/2016

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Trustee Sale No. : 00000005478409 Title Order No.: 7301505681-70 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/18/2002. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/23/2002 as Instrument No. 20020922851 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: BRIDGET A QUIRK, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/29/2016 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 33512 ATLANTIC AVENUE, DANA POINT, CALIFORNIA 92629 APN#: 672-041-33 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $268,874.14. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 00000005478409. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916-939-0772 www.nationwideposting.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee Dated: 01/04/2016 NPP0268945 To: COTO DE CAZA NEWS 01/08/2016, 01/15/2016, 01/22/2016

Trustee Sale No. : 20110015000360 Title Order No.: 110029322 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 01/04/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/10/2007 as Instrument No. 2007000017186 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: MARCI REGAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 01/28/2016 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21035 CALLE MATORRAL, LAKE FOREST, CALIFORNIA 92630 APN#: 610-034-05 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $658,240.05. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www. nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110015000360. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 1180 IRON POINT ROAD, SUITE 100 FOLSOM, CA 95630 916939-0772 www.nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 12/22/2015 NPP0268109 To: COTO DE CAZA NEWS 01/08/2016, 01/15/2016, 01/22/2016

T.S. No. 006190-CA APN: 610-051-24 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/24/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/25/2016 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 12/3/2010, as Instrument No. 2010000652429, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: CRAIG S BERGSTROM, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be:25061 CALLE ARENAL LAKE FOREST California 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $451,975.39 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell.

The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 006190-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 Publish: 12/25/2015, 1/1/2016, 1/8/2016

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 141151 Loan No.: 0018721852 Title Order No.: 8547242 APN: 839082-25 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 01/21/2016 at 01:30PM, TFLG, A Law Corporation, as duly appointed Trustee pursuant to the Deed of Trust, recorded 09/25/2007 as Instrument No. 2007000582409 in Book --, page -- of the Official Records of ORANGE County, California, executed by STEVE L. HANSLER AND KATERINA S. HANSLER, HUSBAND AND WIFE AS COMMUNITY PROPERTY, as Trustors, and CHARTER ONE, A DIVISION OF RBS CITIZENS, N.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 7 LAS CASTANETAS, RANCHO SANTA MARGARITA, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $546,403.38 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a trustee auction does not automati-

cally entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 141151. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration of Compliance with California Civil Code § 2923.5 was recorded along with the Notice of Default recorded on JUNE 24, 2015 as Instrument No. 2015000329303 in the Official Records of ORANGE County. If you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this notice is not an attempt to collect a debt or impose personal liability upon you for payment of that debt, and any action to enforce the debt will be taken against the property only. You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/14/2015 Signed: TFLG, A LAW CORPORATION, AS TRUSTEE 202 Cousteau Place, Suite 260, Davis, CA 95618 (530) 7503700 For Sale Information Contact: Nationwide Posting & Publishing (916) 939-0772 By: NOAH M. BEAN TRUSTEE SERVICES SALE OFFICER TFLG, A LAW CORPORATION, IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NPP0267175 To: COTO DE CAZA NEWS 01/01/2016, 01/08/2016, 01/15/2016

Title Order No: 140010221 Trustee Sale No.: 2014-1991 Reference No: FO-RAN 2452-02 A.P.N.: 939-114-07 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 6/5/2013.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/22/2015 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 7/5/2013, as Document No. 2013000406803, Book XX, Page XX, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: FIROOZEH LIU The purported new owner: FIROOZEH LIU, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA. All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 19431 RUE DE VALORE 2F, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $6,624.87 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: FOOTHILL RANCH MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of

Title Order No: 140010081 Trustee Sale No.: 2014-1988 Reference No: FO-RAN 2300-01 A.P.N.: 601-324-03 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A NOTICE OF A NOTICE OF DELINQUINT ASSESSMENT AND CLAIM OF LIEN. YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 12/8/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 1/22/2016 at 3:00 PM, S.B.S. Lien Services, As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on 1/19/2010, as Document No. 2010000026071, Book XX, Page XX, of Official Records in the Office of the Recorder of ORANGE County, California, The original owner: MADELINE C HANSEN AND BRIAN J HANSEN The purported new owner: MADELINE C HANSEN AND BRIAN J HANSEN, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or national bank, a check drawn by a state or federal credit union, or a check drawn by state or federal savings and loan association, savings association, or a savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA All right, title and interest under said Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any of the real property described above is purported to be: 51 PARRELL AVENUE, FOOTHILL RANCH, CA 92610. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to wit: $18,766.27 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant: FOOTHILL RANCH MAINTENANCE CORPORATION under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2014-1988 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 12/14/2015. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362.

By: Annissa Young, Trustee Sale Officer (12/25/15, 01/01/16, 01/08/16 | TS#2014-1988 SDI-18806)

Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALE INFORMATION, PLEASE CALL (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 2014-1991 . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(c) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. Date: 12/14/2015. S.B.S LIEN SERVICES, 31194 La Baya Drive, Suite 106, Westlake Village, California, 91362.

By: Annissa Young, Trustee Sale Officer (12/25/15, 01/01/16, 01/08/16 | TS#2014-1991 SDI-18807)

The Coto de Caza News

Page 29

January 8, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00827670 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of CHRISTINE TRAN NGUYEN. Petitioner(s) CHRISTINE TRAN NGUYEN has/have filed a petition with this court for a decree changing name(s) as follows: CHRISTINE TRAN NGUYEN to CHRISTINE TRAN MCMAHON. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on APRIL 07, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 30, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/08/2016, 01/15/2016, 01/22/2016, 01/29/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00827123 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DOROTHEA QUITIQUIT MAZA-MUNIZ. Petitioner(s) DOROTHEA QUITIQUIT MAZA-MUNIZ has/have filed a petition with this court for a decree changing name(s) as follows: DOROTHEA QUITIQUIT MAZA-MUNIZ to DOROTHEA MAZA MUNIZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on MARCH 30, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 28, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00827128 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MOHAMAD GHAZI WAHIDI. Petitioner(s) MOHAMAD GHAZI WAHIDI has/have filed a petition with this court for a decree changing name(s) as follows: MOHAMAD GHAZI WAHIDI to MOE WAHIDI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on MARCH 30, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 25, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

Page 30

APN: 627-691-29 TS No: CA08001740-15-1 TO No: 150125472-CA-VOI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 15, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 26, 2016 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 20, 2007, as Instrument No. 2007000694091, of official records in the Office of the Recorder of Orange County, California, executed by PATRICK S SWEENEY AN UNMARRIED MAN AND, THOMAS P SWEENEY A WIDOWER AS TENANTS IN COMMON, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25632 RAIN TREE ROAD, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $1,375,917.88 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001740-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 21, 2015 MTC Financial Inc. dba Trustee Corps TS No. CA08001740-15-1 17100 Gillette Ave Irvine, CA 92614 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 MTC Financial Inc. dba Trustee Corps MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. ORDER NO. CA15-003151-2, PUB DATES: 01/01/2016, 01/08/2016, 01/15/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00807898 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of WENDI JENKINS. Petitioner(s) WENDI JENKINS has/have filed a petition with this court for a decree changing name(s) as follows: WENDI JENKINS to WENDI GILREATH. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 10, 2015 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 10, 2015 MICHAEL BRENNER - Judge of the Superior Court Coto de Caza News – 12/18/2015, 12/25/2015, 01/01/2016, 01/08/2016

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2015-00818790 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of HESSAM MOTAMEDIAN. Petitioner(s) HESSAM MOTAMEDIAN has/have filed a petition with this court for a decree changing name(s) as follows: HESSAM MOTAMEDIAN to HESAM MOTAMED. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West, Santa Ana, CA 92701 on FEBRUARY 18, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 06, 2015 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News – 01/01/2016, 01/08/2016, 01/15/2016, 01/22/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2015-00822627 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of TRALOUN SONG. Petitioner(s) TRALOUN SONG has/have filed a petition with this court for a decree changing name(s) as follows: TRALOUN SONG to LUEN LAY SONG. Petitioner(s) TRALOUN SONG and SODY LAY on behalf of the minor(s) ALDEN KHENG LAY, a minor(s) has/have filed a petition with this court for a decree changing name(s) as follows: ALDEN KHENG LAY to DEAN KHENG LAY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on MARCH 08, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 18, 2015 RICHARD LUESEBRINK - Judge of the Superior Court Coto de Caza News – 12/18/2015, 12/25/2015, 01/01/2016, 01/08/2016

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 15-002960 Title Order No. 730-1505215-70 APN 617-202-02 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 01/12/06.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 02/01/16 at 12:00 PM, Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to the power of sale contained in that certain Deed of Trust executed

by Sapati N. Tufaga and Salina N. Tufaga, Husband and Wife as Joint Tenants, as Trustor(s), in favor of Mortgage Electronic Registration Systems, Inc., solely as Nominee for Homecomings Financial Network, Inc., a Delaware Corporation, as Beneficiary, Recorded on 01/20/06 in Instrument No. 2006000046926 of official records in the Office of the county recorder of ORANGE County, California; Deutsche Bank National Trust Company Americas, as Trustee for Mortgage Asset-Backed Pass-Through Certificates, Series 2006-QO3, as the current Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state), At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described as: 24531 BRIDGER ROAD, LAKE FOREST, CA 92630.

The property heretofore described is being sold “as is”. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $570,459.02 (Estimated good through 1/16/16). Accrued interest and additional advances, if any, will increase this figure prior to sale. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: January 4, 2016 AZTEC FORECLOSURE CORPORATION Robbie Weaver Assistant Secretary & Assistant Vice President Aztec Foreclosure Corporation 20 Pacifica, Suite 1460, Irvine, CA 92618 Phone: (877) 257-0717 or (602) 638-5700 Fax: (602) 638-5748 www.aztectrustee.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call or visit the Internet Web site, using the file number assigned to this case 15-002960. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. www.homesearch.com 800758-8052 or Aztec Foreclosure Corporation (877) 257-0717 www.aztectrustee.com NPP0269304 To: COTO DE CAZA NEWS 01/08/2016, 01/15/2016, 01/22/2016

NOTICE OF TRUSTEE’S SALE TS No. CA-15-679716-HL Order No.: 730-1504769-70 (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the accrued principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the t rustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below.

The amount may be greater on the day of sale. BENEFICIARY MAY BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Mary H. De Moss, a widow Recorded: 5/3/2005 as Instrument No. 2005000339474 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 2/1/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of accrued balance and other charges: $280,701.24 The purported property address is: 26326 ROUNDTREE COURT, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 650-081-26 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this N otice of S ale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916.939.0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the t rustee: CA-15-679716HL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned t rustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the t rustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the t rustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the m ortgagor, the m ortgagee, or the m ortgagee’s a ttorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916.939.0772 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-15-679716-HL IDSPub #0098291 1/1/2016 1/8/2016 1/15/2016

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