Coto 10 7 16

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

October 7, 2016

COTO, RANCHO FIRE STATIONS OPEN HOUSE NEXT WEEKEND OCT 15 FROM 9:00AM TO 2PM

Photo by: Amy R. Spurgeon-Hoffman

October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

RACE TO THE FINISH; TOP AREA REAL ESTATE EXPERTS PREDICT LAST QUARTER 2016 HOME SALES MARKET

By popular demand, The Coto de Caza News will soon be doing our Special Edition front cover story entitled: RACE TO THE FINISH; Top Area Real Estate Experts Predict Last Quarter 2016 Home Sales Market.

This feature has been a big hit with our readers in the past and we have had so many requests about the real estate market trends for this fall, it seemed like a natural to do it again this October More than fifteen of the top real estate professionals in the Coto de Caza area will

be giving their opinions of the Last Quarter 2016 real estate market. These top experts will discuss whether it is a good time to buy, sell, or both; pricing, staging, negotiating, financing Watch for this feature during the month of October in the Coto de Caza News. If you would like to reserve a copy or if you are a real estate expert who would like to participate in this outstanding feature, please call The Coto de Caza News (949) 589-9990

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

October 14, 2016

RACE TO THE FINISH; TOP AREA REAL ESTATE EXPERTS PREDICT LAST QUARTER 2016 HOME SALES MARKET

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

OC Fair & Event Center Holds Public Dedication Ceremony for New Heroes Hall Veterans Museum on Veterans Day Special dignitaries and local veterans will be recognized.

All veterans and their families are welcome to attend the free ceremony.

The OC Fair & Event Center (OCFEC) will celebrate the Veterans Day holiday with a public dedication and ribbon-cutting ceremony for its new Heroes Hall veterans museum that is slated to open early next year.

The ceremony is Friday, November 11, at 1 p.m. at the OC Fair & Event Center and is free to the public.

Heroes Hall at the OC Fair & Event Center will be a permanent, year-round museum with exhibitions, performances and educational programs that celebrate the legacy of Orange County veterans and others who have served our nation.

The two-story exhibition space will rotate themes semi-annually with each focusing on an aspect of the personal stories and experiences of veterans.

The OCFEC property was once part of the Santa Ana Army Air Base, a 1,300-plus-acre training facility active during World War II. Orange Coast College, Vanguard University, Costa

Mesa High School, Davis Elementary School, Tewinkle Park and several commercial and residential areas are also on former army air base land.

The dedication ceremony will be a salute to local veterans and veterans groups including Vincent Okamoto - the most decorated Japanese American veteran of the Vietnam War and a Los Angeles Superior Court judge - and Santa Ana Army Air Base veterans.

Approved by the OCFEC Board of Directors in 2014, Heroes Hall is expected to encompass more than 12,000 square feet with indoor/ outdoor exhibit space. Crews broke ground in March and the former “Memorial Gardens,” a two-story, 5,000-square-foot WWII-era building, was placed on the site in April to house exhibitions. Crews have been diligently working on the building and the surrounding courtyard which includes a 50-foot-wide centerpiece designed after the Congressional Medal of Honor, the highest U.S. military decoration that is awarded by Congress for gallantry and bravery in combat at the risk of life above and beyond the call of duty. Construction

is expected to be completed by the end of this year.

Guests can register for the dedication ceremony at ocfair.com/ heroeshall.

Attendees are also invited to attend the free Veterans + Labor Community Celebration scheduled at the OC Fair & Event Center on the same day from 10:30 a.m.-2 p.m. Details for the community event are available at veteransandlabor.com.

T h e H e r o e s H a l l Ve t e r a n s Foundation, a 501(c)3 non-profit, provides fundraising support for exhibitions, education, programs and operation. Information about

how to become involved and make a contribution is available at ocheroeshall.org.

For more information about Heroes Hall and to subscribe to periodic alerts about the progress of the museum, visit ocfair.com/heroeshall.

Heroes Hall is at the OC Fair & Event Center, which is located off the 405 and 55 freeways at 88 Fair Drive in Costa Mesa. For more information about the event center, please visit ocfair.com, become a fan on Facebook.com/OCFair, follow us at twitter.com/ocfair or call (714) 708-1500.

The Coto de Caza News

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October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

October 7, 2016

PACIFIC SYMPHONY SOARS WITH A SPELLBINDING PERFORMANCE OF MOZART’S VIOLIN CONCERTO NO. 3 Expect fireworks to shoot from the strings during a breathtaking performance by young star-on-therise, Arnaud Sussmann, as he joins Music Director Carl St.Clair and Pacific Symphony for the second concert of the 2016-17 Classical Season celebrating 10 years in the Renée and Henry Segerstrom Concert Hall.

While Sussmann performs Mozart’s most beloved violin concerto, his Third, the orchestra delivers Tchaikovsky’s astonishing Symphony No. 4, which the composer described as “a reflection of Beethoven’s Fifth Symphony.” From the opening fateful thundering brass fanfare to the dramatic finish, this quintessentially Romantic Russian music sweeps the listener away, evoking surging, potent emotions. Rounding out the program is an intriguing world premiere by the Symphony’s composer-in-residence, Narong Prangcharoen, whose “Absence of Time” spotlights the Symphony’s principal wind players.

This concert takes place Thursday through Saturday, Oct. 20-22, at 8 p.m., in the Renée and Henry Segerstrom Concert Hall. Tickets range from $25-$125 ($195 Box Circle). A preview talk with Alan Chapman begins at 7 p.m. For more information or to purchase tickets, please call (714) 755-5799 or visit www.PacificSymphony.org.

And don’t miss Sunday Casual Connections’ first concert of the season on Oct. 23, at 3 p.m., in the Renée and Henry Segerstrom Concert Hall, “Tchaikovsky’s Fourth Revealed.” This 90-minute exploration of the classical program, led by Maestro St.Clair, features the spectacular finale of Tchaikovsky’s

mighty Fourth Symphony, along with Mozart’s famous Violin Concerto No. 3, “Strassburg” and Prangcharoen’s new “Absence of Time.” Season tickets for the four-concert series range from $88-$339; single tickets are $25-$98.

Mozart’s Third Violin Concerto is arguably his most popular.

Even Mozart thought so. On Oct. 23, 1777, he wrote his father: “In the evening at supper I played my Strassburg Concerto, which went like oil. Everyone praised my beautiful, pure tone.” Supposedly, it’s one of five violin concertos Mozart wrote during a single year (1775), four from Salzburg between June and September. However, recent speculation suggests the first and possibly the second are products from a few years earlier. (Even a composer given to major spurts of artistic growth such as Mozart would have been hard-pressed to pull off such a feat.)

Nothing else Mozart ever wrote for violin seems to have surpassed his Third Concerto. With distinctly greater sophistication, it is a far more intimate work than either his enthusiastic fourth or his electric fifth. Also with his Third, perhaps for the first time, the composer successfully filled the three-movement classical concerto with the kind of clever, colorful and dramatic life that made his operas so remarkable. When in the middle of the allegro’s first movement the orchestra disrupts the cheery, charming interaction and forces the violinist into the role of protagonist, it feels a little like an Italian opera. Later, during one of the concerto’s most magnificent moments, the emotional

Arnaud Sussmann outburst becomes heroic, achieving peace after discord. Mozart’s mastery is especially evident at the end, as the traditional bombastic conclusion is replaced with the lighthearted cadence of oboes and horns.

And who better to perform such a gem? Nice Matin (France) wrote of virtuoso violinist, Sussmann: “The stature of a handsome young gentleman, the allure and assurance of an artist… He displayed the confidence, beauty of sound and elegance of the great violinists.” A thrilling young musician capturing the attention of critics and audiences worldwide, and winner of a 2009 Avery Fisher Career Grant, Sussmann has distinguished himself with his unique sound and profound musicianship.

Minnesota’s Pioneer Press said, “Sussmann has an old-school sound reminiscent of what you’ll hear on vintage recordings by Jascha Heifetz or Fritz Kreisler, a rare combination of sweet and smooth that can hypnotize a listener. His clear tone a thing of awe-inspiring beauty, his phrasing spellbinding.”

If Prometheus was worthy of the wrath of heaven for kindling the first fire upon earth, how ought all the gods honor the men who make it their professional business to put it out? ~John Godfrey Saxe

The Coto de Caza News is a member of the California Newspaper Association

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

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October 7, 2016

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The Coto de Caza News

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October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

COME ON DOWN AND VISIT OUR FIREFIGHTERS IN COTO DE CAZA AND RANCHO SANTA MARGARITA NEXT WEEKEND OCTOBER 15, from 9 am To 2pm OPEN HOUSE AT ALL ORANGE COUNTY FIRE AUTHORITY STATIONS

Story and photographs by Amy R. Spurgeon-Hoffman, Coto de Caza News Reporter/Photographer Rancho Santa Margarita’s Fire Station 45 and Coto de Caza’s Fire Station 40 will be both be participating in Fire Prevention Week by hosting an Open House for the community on Saturday October 15 from 9 a.m. to 2 p.m. at the Rancho Santa Margarita fire station, 30131 Aventura, Rancho Santa Margarita, Ca, 92688. and the Coto de Caza Fire station 45 located at 25082 Vista del Verde ,Coto de Caza .

Rancho Santa Margarita Station 45 was built in 1987 on a 1.01acre property and is historically a well known South County fire station.Station 45 is a roughly 9,076 sq. ft. -stucco structure that is seismically secure. The station holds three apparatus bays for heavy equipment such as two suburbans, a medic van, utility pickup, fire command, jeep, two Type-1 fire engines .

Station 45 consists of nine operations staff for each three shifts.

Each fire station participating in OCFA’s Open House celebration will offer unique opportunities specific to each site: such as meeting local firefighters that serve your community and providing an opportunity to ask questions.

For more information specific to activities planned in Rancho Santa Margarita, contact The Orange County Fire Authority Station 45 (Rancho Santa Margarita) at (949) 858-8801 to find out more!

FIRE PREVENTION WEEK THEME 2016: “Don’t Wait: Check the Date!” REPLACE SMOKE ALARMS EVERY 10 YEARS “The National Fire Protection Association’s (NFPA.org) October 2016 Fire Prevention Week campaign, “Don’t Wait – Check the Date! Replace Smoke Alarms Every 10 Years,” represents the final year of our three-year effort to educate the public about basic but essential elements of smoke alarm safety,”according to NFPA.org.

Rancho Santa Margarita’s Fire Station 45 30131 Aventura, Rancho Santa “Why focus on smoke alarms three years in a row? Because Margarita, Ca, 92688 NFPA’s survey data shows that the public has many misconceptions about smoke alarms, which may put them at increased risk in the event of a home fire. For example, only a small percentage of people know how old their smoke alarms are, or how often they need to be replaced. Read more from NFPA Journal,” according to NFPA.org As a result of those and related findings, we’re addressing smoke alarm replacement this year with a focus on these key messages, according to NFPA.org: • Smoke alarms should be replaced every 10 years.

• Make sure you know how old all the smoke alarms are in your home.

• To find out how old a smoke alarm is, look at the date of manufacture on the back of the alarm; the alarm should be replaced 10 years from that date.

A BRIEF OCFA HISTORY The Orange County Fire Authority is a multi-city fire services cooperative which was formed on March 1, 1995.Under Interim Fire Chief Ken McLeod.

“Every member of the Orange County Fire Authority contributes to the quality of life within our community. We protect and support the needs of our “neighbors” to the fullest extent possible while helping and supporting ourselves. We believe in our proud traditions and our dynamic future. Our community respects and values our services and we constantly reinforce that the responsibilities with which we are entrusted are well placed,” according to OCFA.org.

“The Orange County Fire Authority is a regional fire service agency that serves 23 cities in Orange County and all unincorporated areas. The Orange County Fire Authority protects over 1,680,000 residents from its 71 fire stations located throughout Orange County. The Orange County Fire Authority Reserve Firefighters work 10 stations throughout Orange County,” The Coto de Caza Fire station 45 located at 25082 Vista del Verde ,Coto de Caza according to OCFA.org.

Page 8

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

Notre Dame Edges Past Tesoro 20-13 in Non League Game

Tesoro Cheerleaders Have a smile for everyone-even a cow! Photos by Cindy Williams

NOTRE DAME FUMBLE Recovered by Tesoro’s James Williams 23 (left) gave Titans the ball

GIVE ME A ‘T’ ! Tesoro’s Graeden Sharpe power dives into the end Stunning Screen pass by Tesoro Quarterback Aaron Angelos (5) zone for a touchdown resulted in surprise touchdown The Coto de Caza News

Page 9

October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

DEVELOPERS PLAN TO DEMOLISH COTO DE CAZA EQUESTRIAN CENTER LOWER BARN ON NOVEMBER 3RD HORRIFIES HOMEOWNERS

Coto de Caza’s historic Lower Barn once housed Olympic equestrian mounts during the 1984 Olympics. Developers say they plan to demolish this busy active barn on November 3, 2016, but it appears that demolition will occur prior to the promised replacement barn has been constructed to house the displaced horses.

On October 3rd, Robert O Hill, reestablishment of the discontinued to the Review Board or community to be cooler in the summer and Principal of Oak Grove LLC, and Coto de Caza Advisory Planning input. Perhaps with a major outcry for warmer in the winter. Historically it Alain O’Connor, the Chairman of Review Board. This entity schedules further consideration to the Supervisor has had full occupancy. Yet even in Silver-Bronze Board of Directors, local hearings to inform the community Bartlett’s Office, she can convince the recent years, both the known threat served eviction notices to trainers and of proposed development proposals developer to postpone the demolition of its future demolition, and four boarders currently occupying the 42 and to solicit input from the community until a determination of the Oak increases in stall rates from $600 to stall Lower Barn, one of the original for consideration of inclusion in Grove proposal for development has nearly $1,000, it is still substantially barns built for the 1984 Olympics. The a report to the Orange County been properly evaluated. A major occupied. notice indicated that the historic, and Planning Commission, reflecting the outcry from a significant number No Plans Submitted to the still occupied barn will be destroyed Review Board’s determination of the of Coto de Caza residents against County for Promised New Barn on November 3rd 2016 worthiness of the plan as submitted the developer’s sudden attempt to Which May Never Be Built The devastating announcement for County approval. While not demolish this historic barn is easy The developers had promised to horrified homeowners in Coto de binding on the ultimate judgment to predict build a new Plaza Barn to offset the Caza concerned that the barn is of the Planning Commission, the This demolition is being taken loss of stables touting it as a state of apparently being demolished to clear input places the demand of requiring long before the ultimate outcome the art facility. However, the new barn the area for a proposed subdivision serious consideration as the Planning of the necessary processing of an has apparently not even had plans of luxury tract homes that would Commission evaluates the merits approval for the change in land use submitted to the county, and it is now place 5,000 square foot homes within and deficiencies of the proposed has determined. It is also being doubtful that it will be started within 30 feet of occupied stables. The development. demolished prior to public hearings the foreseeable future. proposed development has been Can Developers Avoid Coto de on the validity of the proposed taking In a Written Report By the strongly criticized as being in conflict Caza Review Board by Rushing of a major community asset, and Developer earlier in 2016, leaving with, and requiring modification of Demolition Before New Board an original building of the Coto many unanswered questions from the 1984 Coto de Caza Specific Plan Takes Office?

Equestrian Center that has served local residents and Equestrian that specifically excluded residential The timing of the developer’s the community since the early members. housing from the Site 21’s Planning demolition is not just curious, it 1970’s. The land proposed for The developers said: “The Area, as an incompatible use to seems suspicious as it will likely development is known as a portion of abandoned buildings at Merryhill protect the previously existing Coto be completed before the newly Site 21 of the Coto de Caza Specific School need to be removed as soon Equestrian Center. appointed Coto Review Board can Plan, which is zoned for commercial as possible. They are an eyesore Critics of Sudden Demolition be seated and call for a hearing on recreation. and more importantly a public safety Plan Suggest Sinister Scenario this demolition. It is also possible The Lower Barn consists of 42 issue. There have been two fires set On October 11th under pressure that the demolition would not be total stalls and Tack Rooms. While within the buildings which put at risk from Coto’s CZ Master Association, subject to that Board’s purview as one of original structures built, it the spectacular Heritage California Orange County Supervisor Lisa Silver Bronze Corporation, under has generally been one of the most Oak trees, the adjacent homes within Bartlett has finally placed on the the developer’s control may be able sought after stables at the Coto de the Rancho Colinas Community and Board of Supervisors Meeting Agenda to proceed without being subject Caza Equestrian Center. It is known the horses stabled in the Lower Barn Page 10

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

(Lower Barn is set for demolition with horses to be relocated to the new state-of-the-art Plaza Barn). … I think we can all agree that the abandoned buildings need to be removed asap.”

The developers who own the Merry Hill School property did not elaborate on why the damaged vacant buildings are still standing more than one year after the fire, nor did they explain why they plan to demolish an active and fully occupied barn without having facilities available for the 40 horses and 3 long-term Trainers currently housed which will be displaced.

Coto Equestrian Center Horse Stalls: The developers’ update continues; “All horses at Coto Equestrian Center can be accommodated.

Upon completion of (Coto Equestrian Center) enhancements there will be 1 more box stall and 11 less pipe stalls.

Presently there are 37 vacancies so after completion, enhancements based on current stall vacancies, there will be 27 extra stalls and on historic vacancies 10 extra stalls.

In addition, there is room to add additional stalls although (SilverBronze Corporation) Board would prefer not to increase the number of stalls.”

Some members of the Equestrian Center presently boarding their horses in the lower barn wondered openly what would happen to horses stabled in the lower barn if the barn was demolished before construction of the long-promised new barn had not even been approved.

Further, how would the 40-horses

be accommodated in the frequently promised and promoted “34-stall new barn”?

The developers continued: “The Coto Equestrian Center Site Plan including utilities, storm drain and landscaping plans has been completed, Also, the construction drawings for the new Plaza Barn, Hunt & Saddle Lounge, Event Lounge, Hay Barn and Equestrian Office have been completed. Contracts have been entered into for construction of these new improvements that will make a significant aesthetic and operational improvement to the Coto Equestrian Center. “said the developers.

The developers also stated that “Several trainers and horse owners have requested to be located in the new Plaza Barn”. In talking with a few of the trainers last March the newspaper was unable to find any trainers who were aware that the lower barn was scheduled for demolition and did not recall making an agreement to relocate to the new (but not yet constructed) plaza barn. One trainer stated;” I’m reasonably happy with the Coto de Caza Equestrian Center management. They are at least doing some new landscaping. However, we don’t get much information from the management about their future plans for the Equestrian Center and we would like to have more communication about what’s happening.”

The developer’s report stated that the new Plaza Barn which has not yet been built and which plans have

apparently never been submitted to the county “will have a state-of-the-art Eurosizer in the middle and two very cool trainer offices with tack rooms and 32 tack lockers.

Conflicting Statements About Landscape Improvements The developers also stated The first phase of the drought tolerant California landscape improvements has begun and with the help of Director Signe Radovich, SBC will receive an $80,000 reimbursement for this landscaping from the Santa Margarita Water District. All six of the arenas will be enhanced. We hope the balance of the Coto de Caza Equestrian Center improvements will be completed by year end. Initial planning has begun on a celebration party for late Spring 2017”. When the newspaper contacted the water district, no one could be found who knew of such a reimbursement.

Developers Continue with plans to Construct Homes on Equestrian Center Property While the developers apparently have not been successful in their attempts to rezone the Equestrian Center to allow residential homes to be constructed on portions of the Equestrian Center, they appear to be pressuring the county to move forward with their efforts to do so, despite substantial opposition to their proposed development by adjacent property owners and all three major community HOA’s.

According to Oak Grove developers: “The 13 low-density residential lots known as Oak Grove has the

October 7, 2016

following positives: It has much less traffic impact than the previous Merryhill School or the previously proposed Senior Assisted Living.

The homes designed by Tri-mark homes for the low-density lots have a great aesthetic and will help North Ranch property values.”

The following statement by Oak Grove generated surprise from residents “Oak Grove is supported by the operator/tenant at Coto Equestrian Center because its sale is needed for most of the $1.6 Million of badly needed improvements” (improvements previously promised to be funded by Oak Grove, but now will come out of Silver Bronze funds) Since Oak Grove and Silver Bronze Corporation owns or controls all of the Equestrian Center, this would appear to mean that the Equestrian Center now must support its own projects despite the loss of half the land needed for Oak Grove’s development, and the loss of the Lower Barn, a 3,000 square foot barn, 46 pipe stalls, two wash racks and an onsite Employee housing facility accommodating overnight security.

In any event the developers’ have said that they: “look forward to working with all stakeholders regarding Coto de Caza Equestrian Center and Oak Grove. To contact Robert O Hill, at ROH@SilverBronze.com and/ or Alain O’Connor, the Chairman of Silver-Bronze Board of Directors, at AO@SilverBronze.com with any suggestions or comments.”

Fire Damaged Merry Hill School Buildings Still Vacant One Year After Protestors against Housing development at Equestrian Center at Coto Valley Country Club July 2014 the Fire

Fire Damaged Merry Hill School Buildings Still Vacant One Year After the Fire The Coto de Caza News

Page 11

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October 7, 2016

The Coto de Caza News

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October 7, 2016

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October 7, 2016

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Santa Margarita High School selected as a 2016-2017 Microsoft Showcase School

Santa Margarita Catholic High School was selected by Microsoft as a 2016-2017 Microsoft Showcase School for its excellence in transforming its learning environment to deliver a more personalized education to students, using mobile and cloud technology to better prepare students for success in the workplace. This is the third year in a row that SMCHS has received this designation.

As a showcase school, SMCHS is one of 77 schools in the nation and 850 schools from around the world, recognized to celebrate their truly pioneering efforts and innovation in rethinking teaching, learning and assessment in order to drive deep 21st century competencies.

Santa Margarita first began implementing their One-to-One Tablet PC program during the 2012-2013 school year with select faculty receiving a tablet PC and undergoing training.

Staff positions were also created to effectively rollout the program, train faculty and best integrate the technology into the classroom. At the beginning of the 2013-2014 academic school year, every faculty member received a Lenovo Thinkpad Helix PC and participated in extensive training with the device and all related software programs as well as planning how to successfully incorporate the technology into their curriculum. SMCHS also introduced the Learning Portal in recent years, a custom learning management system, delivering digital content and allowing students to interact with their teachers and classmates outside of the traditional classroom.

Upon recommendation from the school’s One-to-One Committee along with student input and extensive research and analysis, the purchase of the Lenovo Thinkpad Yoga tablet PC was approved for students in the initial phase of the one-to-one program. The Yoga is a fully-functioning computer capable of everything from creating and editing videos and graphics to digitizing student writing.

Since the 2014-2015 school year, every student and faculty member now has a Tablet PC in order to foster a more collaborative, studentcentered classroom environment inspiring enthusiasm and ownership in student learning.

Along with being an innovative institution, SMCHS is also required to have at least two Microsoft Innovative Educator Experts on site. MIE-Experts are a global community of educators passionate about using technology to improve student outcomes. Each year, Microsoft selects visionary educators to be part of this exclusive global community who are paving the way for their peers to share ideas, try new approaches and learn from each other. SMCHS now has seven MIE experts: Director of Educational Technology Scott Bricker, Director of Information Technology Peter Leonard, and teachers Maria Johnson, Caitlin Malec, Bruce Fleming, Monique Harrison and Jorge Ledezma.

“Being named a Microsoft Showcase School for a third straight year is confirmation that our commitment to incorporating technology into our student’s lives is truly making a difference,” said Director of Educational Technology, Scott Bricker. “Our relationship with Microsoft and their entire Education Team has been essential to our success and we are thrilled to represent this program and their dedication to positively impacting this new age of teaching and learning. We are looking forward to many more great years ahead as we continue to grow our Educational Technology Program here at SMCHS.” As a Showcase School, Santa Margarita works closely with Microsoft to lead innovation in education and communicate a vision for education enabled by technology through the hosting and mentoring of other schools in the community on transformational educational practices.

“Microsoft Showcase Schools are inspiring examples of how schools are using mobile-first, cloud-first technology to increase students’ productivity and develop the skills needed in the workplace,” said Anthony Salcito, vice president, Worldwide Education, Microsoft Corp.

“With an innovative use of technology, these schools are transforming learning environments and delivering more personalized education to students, allowing them to do more and achieve more.”

For more information about Santa Margarita’s One-to-One program, visit http://edtech.smhs.org/

October 7, 2016

C O T O G E N E RAL ST O R E DEVELOPMENT PROGRESS REPORT

COTO DE CAZA GENERAL STORE PROGRESS REPORT Larry and Carol, developers of the Coto de Caza General Store are still working diligently through the county approval process. We appreciate the interest and support of the Coto de Caza Community.

There have been several obstacles to overcome with the county and we wish to thank Supervisor Lisa Bartlett and Victor Cao for aiding in the process together with our project manager John Cox with procedural advice from Dr. Stacey Lundin, Kevin Canning, County Planner and other supportive professionals within the community of Coto de Caza.

All of the proposed businesses ( A Boutique, Mailbox Store, Realtor Coffee House, a Dry Cleaner, that will be in the Coto de Caza General Store including Ron Castruita and Steve Dalby, owners of Hansen’s Natural Foods, Health Food and Grocery Store, Restaurant and Wine Bar and Compounding Pharmacy who have happily made adjustments

to their site as the anchor tenant due to county development requirements.

According to our architect Todd Voelker, we now have to wait for the last approval from the county to come in by October 13,2016 (18 Months past our original goal) We are also in the process of obtaining the bids for the construction and final funding.

It would be very helpful if we could get a final traffic impact fee waived prior to the payment of the permit (the fee is for freeway impact a non-issue) If the Coto de Caza residents were to provide their help on this issue, it would be helpful. You can send a supportive email to Orange County Supervisor Lisa Bartlett,(her email is lisabartlett@ocgov.com)along with County Planning Staff. Please email us for a list of the pertinent emails, along with a draft of a letter you can reference.

I can be contacted at: Larry@longbeachcoolapartments.com Thank you for all of your support!

Sincerely Larry and Carol

The Coto de Caza News

Page 15

October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

coto de caza news R est aurant Arigato Japanese Cuisine

Cinnamon Productions

Sushi and Japanese cuisine. Tuesday Saturday 11:30am - 2:30pm & 4:30pm - 9:30pm Sunday 4:30pm - 9:30pm

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

31441 Santa Margarita Pkwy, RSM 949.888.1828

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Piccolino Ristorante Pizzeria White-tablecloth Italian place serving traditional pasta, pizza, mains & Italian/ Californian wines.

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Mission Viejo 949.380.7261 Pizza E Vino

Tutto Fresco Trattoria Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

New Location! Open Soon!

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BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers

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Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300 Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

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The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages.

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La Fiesta Mexican Grill Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

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USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

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Saki Sushi Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

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Selma’s Chicago Style Pizzeria & tap room

Natraj Indian Bistro

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Open daily 6am - 9pm

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29941 Aventura Ste O, RSM 949.589.0354

The Coto de Caza News

Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

30642 Santa Margarita Pkwy, RSM 949.589.8028

Wood Ranch BBQ & Grill

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Panera Bread Celinda’s Original Mexican Deli

Rice & Spice Thai Cuisine

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Carmelita’s

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San Giovanni’s Ristorante

Canyon Fireside Grill Restaurant

Page 16

G u id e

Spikes Fish House Open daily at 11am - 9pm

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The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up.

Open Dailey 8am - 8pm.

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Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Crystal Cove Alliance Seaside Soiree Raises Record-Breaking $418,000

Bette Aitken, Crystal Cove Alliance Founder and Vice President Laura Photos by: J. Christopher Launi Davick, and Wylie Aitken.

A starlit, breathtaking picture-perfect evening made was in store for 420 guests who celebrated together at the 14th annual Crystal Cove Alliance “Soiree” presented by The Resort at Pelican Hill. The always sold-out fete on the bluff overlooking Crystal Cove raised a record-breaking $418,000 in support of the nonprofit’s mission to preserve the cultural, natural and historic resources of Crystal Cove State Park.

“We’re thrilled with the generous support from the community and the passion our advocates have for preserving the historic jewel that is Crystal Cove,” said newly appointed President and CEO Alix Hobbs. “Our organization is gearing up for some very exciting initiatives and these require the help of our wonderfully dedicated supporters. This dedication will enable us to ensure that this precious resource thrives far into the future, for all the generations to come.”

The elegant affair kicked off with an al fresco cocktail reception including hors d’oeuvres by The Resort at Pelican Hill and a silent auction. During dinner, guests participated in a lively auction filled with unique experiences and fabulous getaways.

Generating buzz among Soiree guests was the opportunity drawing for Giuseppe Lama, managing director of The Resort at Pelican Hill, Chad a three-night stay in the two-story, waterfront South Beach Suite (Crystal Cove Cottage #14). The most recent and largest cottage to be renovated, Bustos and Catherine Lama. the prize was won by Sandra and Ray Wirta from Laguna Beach.

During the lively fund-a-need program, guests raised their paddles to collect $151,000 – triple the amount raised from last year – to support scholarships for K through 12 students to take part in Crystal Cove Alliance’s education programs, which focus on STEM (science, technology, engineering, and math) and environmental awareness by enabling students to work handson with the local ecosystem. The amount raised included a $50,000 match from Massen Greene Foundation. Additional funds were raised through sponsorships, underwriters, ticket sales, general donations, and silent and live auctions.

The evening closed with live entertainment by The California Honeydrops, led by dynamic vocalist and multi-instrumentalist Lech Wierzynski. The lively band immediately drew guests to the dance floor with its array of R&B, funk, Southern soul and Delta blues.

Event proceeds will support Crystal Cove Alliance’s pioneering environmental science education programs which are experiencing rapid growth. In 2017, the nonprofit also will ramp up fundraising efforts for Servers holding trays of hors d’oeuvres provided by The Resort at Phase III of its restoration program which will enable CCA to renovate the remaining 17 cottages deteriorating at the north end of its beach. Once all Pelican Hill.

46 historic cottages have been restored, the CCA historic district will be financially sustainable – and no longer will require additional revenue for ongoing maintenance.

Crystal Cove Alliance, the official nonprofit partner of Crystal Cove State Park, is dedicated to preserving the cultural, natural and historic resources of Crystal Cove. Founded in 1999 by Laura Davick to stop a planned luxury resort from overtaking the area, Crystal Cove Alliance rescued the historic site and initiated one of the most successful public-private partnership models in the history of the California State Park system. The partnership between Crystal Cove Alliance and California State Parks has led to the renovation of 29 historic beachfront cottages, now open for overnight stays, as well as historic education programs designed for the public.

Crystal Cove Alliance’s focus includes 3.2 miles of coastline, more than 2,400 acres of backcountry habitat and a 1,100-acre offshore Underwater Park. Crystal Cove also is home to innovative educational programs and experiences that promote science and environmental literacy to more than 1.5 million park visitors annually. For more information, visit www. crystalcovealliance.org Alix Hobbs, The Resort at Pelican Hill Executive Chef Jean Pierre Dubray and Laura Davick.

The Coto de Caza News

Page 17

October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

Dinnerware bursts with color for fall entertaining

The autumn leaves bursting into vibrant reds, lively oranges, and brilliant yellows signal a new season for home entertaining. If you need a little inspiration, look no further than your favorite outdoor spot to update your table setting with the hottest colors for fall 2014.

“Contemporary versions of classic colors are trending in the interior design realm this fall,” says John Griffith, visual merchandiser for dinnerware retailer Replacements, Ltd. “Rich deep Pantone colors including Sangria, Aurora Red, Cognac and Misted Yellow reflect the abundance of color you see outdoors. The new Fiesta color, Poppy, is perfect for autumn. Metallic finishes are also wildly popular, such as gold and copper.”

Customers frequently ask Griffith and designer Julie Robbins for creative guidance to refresh their family heirloom pattern table settings.

Pattern blending is a specialty of Robbins.

“Vintage dinnerware continues to be one of the trendiest design elements in the tabletop industry and those patterns are some of our best sellers,” says Robbins. “Why buy a reproduction when the real

thing is readily available? Search your mother or grandmother’s china cabinet to find some of the great retro patterns. Add your own point of view when you mix and match contemporary designs to create a modern look. It’s really simple to add an accent plate, or a stand-out charger in this season’s colors to update your table for fall entertaining.”

Figural pieces, such as leaf shaped plates and serving pieces are very popular this fall. Many manufacturers are offering colorful accent pieces with favorites including turkey, fall leaves and pumpkin motifs.

“You can use pumpkins as a strong design element through Thanksgiving,” Griffith suggests.

“Pumpkins made of glass, ceramic and lightweight resin are big sellers in the store as we head into the season.

Mix with the real thing to easily create a great centerpiece.”

As the season changes, so does the way you’re entertaining.

Gatherings may be more casual as friends and family get together around the television for the big game or by the fire pit on the patio.

“Appetizer size plates and individual dip bowls are great for finger foods and condiments, says

Robbins. “These smaller pieces are both popular and affordable. Plus it’s fun to mix shapes, colors or motifs.

Mix and match your favorite team colors for the big game or choose individual Thanksgiving themed plates for celebrations tied to turkey day.”

Still looking for more fall tabletop ideals? Help is just a click away. This team is now using Facebook to share decorating tips and solutions.

“We love partnering with our customers to solve their design dilemmas,” says Robbins. “We’re

thrilled when people reach out to us and ask questions on Replacements’ Facebook page. Our team is having a lot of fun connecting with our customers and we encourage people to visit our page, ask questions, like us and share us with their friends; we get so many great design challenges this way.”

Once the team receives a question, they create multiple mix and match options, photograph these table settings then post the images online for the public to see and share.

-(BPT)

Smart jewelry: The fashion-forward way to stay connected

Watches, rings and pendants go high-tech, combining beauty with technology Jewelry has signified the bonds between people since the ancient Egyptians created the wedding band.

But the digital revolution is quickly converting jewelry from a symbol of connection to wireless ways to stay connected.

Rings, watches, pendants - even cufflinks - have been transformed into miniature electronic devices that keep us in touch with people, including ourselves. This merger of fashion and function is catching on fast with consumers.

According to Gartner Inc., an information technology and research advisory firm, purchases of wearable smart devices will increase 16 percent in 2016, with smartwatch sales alone predicted to rise a whopping 66 percent.

The wearable device trend took off a decade ago, primarily for fitness.

The Nike+iPod fitness tracker was the forerunner for a flood of new products embedded with tiny sensors that report the wearer’s workout progress.

Functions, aesthetics determine price Today, nearly all the major tech companies compete in the smartwatch market, including

Apple, Google, Microsoft, Motorola and Samsung. Meanwhile, some traditional watchmakers - such as Tag Heuer - have developed their own high-tech timepieces.

Top designers are also collaborating with high-tech developers to create smart rings, bracelets, necklaces and other fine and fashion jewelry. FitBit, for instance, offers a line of fitness trackers conceived by Tory Burch, a well-known women’s wear designer.

The technology is embedded in embossed metallic pendants and bracelets.

Protect smart investments Since smart jewelry could be a major jewelry investment - second only, perhaps, to an engagement ring - it’s important to adequately protect it with insurance.

Most homeowners insurance policies cover jewelry to some extent. In many cases, however, your coverage may be limited. Plus, a jewelry claim could affect the status of your entire policy. That’s why it’s important to evaluate your insurance options.

Typical warranties and protection plans won’t reimburse you if your smart jewelry disappears under mysterious circumstances - meaning you’re not sure whether it was lost or stolen. The best jewelry insurers,

such as Jewelers Mutual Insurance Company, a leader in jewelry insurance since 1913, will cover loss in such circumstances. They will also repair or replace the item through the jeweler or manufacturer of your choice and a loss.

If you’re someone who appreciates socially responsible companies, there’s another reason to look up Jewelers Mutual. This summer, the company is making news by offering $2 million in donations to nonprofits that fight hunger, provide affordable housing and deliver medical research and exceptional care to kids battling cancer and other life-threatening diseases.

As part of its “Band Together” campaign, Jewelers Mutual is inviting

consumers to select which cause receives the largest share of its unprecedented philanthropic gift.

For everyone who casts votes at JewelersMutual.com/BandTogether from July 11-31, this campaign offers more than the chance to help their favorite nonprofits. Every individual who answers the call to “Band Together” online will be eligible to win a set of three stacking bands from Stacked New York. Three exquisite sets will be given away during the campaign. While, the bands are not the kind equipped with smart technology, they are a smart fashion choice and symbolize the timeless bonds that connect people to something bigger than themselves.

- (BPT)

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

Amy Sims sells Ladera Ranch homes at a higher price point sale after sale. Call us to discuss what we can do for you!

AMY SIMS - MultI-MIllIon DollAr ProDucer

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ACTIVE! Large floor plan offering 3 bedrooms and 2.5 bathrooms.

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lADerA rAnch | $459,000

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ACTIVE! Upgraded 2 bd, 2.5 ba condo in the desirable community of Sutters Mill.

PENDING! 2 bd, 2 ba California colonial home located in the desirable Avendale Village.

SOLD! Designer touches throughout this Ladera Ranch home in the neighborhood of Astoria.

PENDING! Unparalleled 5 bd, 4.5 ba w/ views in the exclusive Santiago Estates.

PENDING! Private 2-bedroom, appox. 1,242 sq. ft. 1-car garage townhome.

SOLD! 3 bd and 2.5 ba home is open and roomy downstairs w/ fireplace and open dining area.

ACTIVE! Warm and inviting 3 bedroom, 2.5 bath home boasts a spacious floorplan.

PENDING! 3 bd, 2.5 ba home encompasses a multitude of high-end upgrades.

SOLD! Meticulously maintained and highly upgraded at every turn! 5 bd, 3.5 ba.

SOLD! 2 bedroom, 2 bath home in the Valmont community of Ladera Ranch.

Amy SimS (949) 559-5959 amysimsteam@gmail.com www.amysims.com CA BRE #: 01526302

The Coto de Caza News

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October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best!

According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers?

Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work.

Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita?

While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money.

The Coto de Caza news is attractive, effective and affordable.

3. Why do Rancho Santa Margarita Readers read the Coto de Caza News?

Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and prominent Page 22

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P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers.

4. U S Post office plus selected delivery makes this newspaper special!

While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also hand-delivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy.

5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business?

If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County.

She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase

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you will ever make. Read Kelly Bennett’s “Society Scene “column every week in the Coto de Caza news and see why.

6. Free Online Advertising Coto de Caza News Version each week.

While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com.

7. How Fast Will this Home be sold?

We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.”

Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News.

Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising.

8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome!

9.What does Good News mean to you?

Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message.

10.

Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication.

If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-5899990

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

saDDlebacK cares For yoU No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeeKenD service times

Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW hope sUpport GroUps

Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

SATURDAY MORNING MASS: 8:30 AM VIGIL MASS: AT 5:00 PM

Find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

Saddleback Church ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0 

ADVERTISING IN The Coto de Caza News

COSTS MUCH LESS OFTEN HALF THE PRICE OF Glossy Magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

Call

949.589.9990

S i m p l e s t ep s t o pe r fec t s l o w - cooke r m e a l s

The slow cooker captures the essence of the season with the first sniff of simmering comfort food. Convenient, economical and versatile, slow cookers are becoming popular again.

“This isn’t your mother’s slow cooker,” says Ginny Bean, publisher and founder of Ginny’s catalog and Ginnys.com. “Beyond coming in bright colors and stunning designs, many of today’s models are programmable, with digital timers that start automatically, and a self-adjust feature that switches the temperature to ‘keep warm’ at the end of cooking.”

While replacing your 20-year-old slow cooker with a newer model may be a logical place to start, Bean offers these additional tips for preparing perfect slow-cooker meals. * Plan ahead. If you want to use your slow cooker first thing in the morning, cut and trim meat, chop vegetables, measure out dry ingredients and prepare sauce the night before; then refrigerate ingredients in separate containers. Don’t refrigerate in the slow-cooker insert, as a cold insert takes too long to heat up, affecting cooking time and, potentially, food safety. In the morning, add ingredients to the cooker according to the recipe.

Reheat any sauce to a simmer before adding.

* Size matters. Slow cookers are available in sizes from 1 quart to 8 1/2 quarts. If you’re using a different size cooker than that called for in the recipe, adjust your ingredient quantities proportionately. Most manufacturers recommend filling a slow cooker one-half to two-thirds full.

Foods will not cook properly if the pot is filled to the brim. Conversely, if the food and liquid level is too low, meals will cook too quickly. * Keep a lid on it. Resist the urge to lift the lid to stir or peek at your meal.

Each time you remove the lid, enough heat escapes to lengthen cooking time by 20 to 30 minutes. Only open it once, within the final hour of cooking, to check doneness. * Check your temperature. For safety, food being cooked needs to reach 140 F. If you’re at home while your meal is cooking, use a meat thermometer to check that food temperature is at least 140 degrees, after four hours of cooking on low. If it isn’t, there’s a problem with your slow cooker and you should get a new one.

Also, don’t put frozen ingredients into a slow cooker, as it takes too long for them to escape the food safety “danger zone” between 40 and 140 F. * Use cheaper cuts of meat. Not only do you save money, but these cuts are actually better suited to slow

cooking, because they have less fat.

Fat causes slow-cooker meals to cook too quickly, and can carry an unpleasant texture. So remove skin from poultry and trim excess fat from other meats for optimal slow-cooker results. * Brown when you can. While not necessary, browning meat and vegetables before adding them to a slow cooker provides color and a richer flavor to finished dishes. Time permitting, Bean likes to “deglaze” her browning pan with the recipe’s liquid and add the flavorful, caramelized bits into her slow cooker. * Follow layering instructions.

Vegetables do not cook as quickly as meat, so they should be placed in the bottom of the slow cooker, where food cooks fastest. * Stir in spices in the final hour.

Most spices lose flavor when cooked for a long time. Cayenne pepper and Tabasco sauce actually become bitter, and should be used sparingly.

To shop for slow cookers and hundreds of other home, kitchen and gift items, browse seasonal tips and recipes, or request a copy of the Ginny’s catalog, log on to Ginnys.com or call (800) 693-0809. You can also find Ginny’s on Facebook.

Just as slow cookers themselves have changed over the decades,

so has the quality and quantity of recipes available. There are dozens of slow-cooker recipes on Ginnys. com, including one of founder Ginny Bean’s personal favorites for melt-inyour-mouth pot roast.

Gourmet beef pot roast Ingredients: 3 potatoes, sliced thinly 2 carrots, sliced thinly 1 onion, sliced 1 teaspoon garlic salt 1/2 teaspoon pepper 1 package instant onion soup 3-4 pounds beef brisket, rump roast or pot roast 1/2 cup dry red wine Directions: Put vegetables in bottom of a 6 1/2-quart slow cooker. Salt and pepper the meat and place on top of the vegetables. Mix tgether the onion soup mix and wine and pour over the meat. Cover and cook on low for 10 to 12 hours, or on high for 5 to 6 hours.

Makes 10 to 12 servings. - (BPT)

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What makes you feel fulfilled? Uncovering the secret to living your best life It’s not money. It’s also not how many vacations you take, or whether or not you have pets, or if you own a big house. So what, then, is the secret to living a fulfilled life?

The highly debated answer to this question might surprise you. Nearly 2 million people around the world have spoken through a global survey conducted by Abbott, the global healthcare company. Most people feel the key to living a full life is family, followed by success, giving, and health. Interestingly, family outranked the next-closest factor by more than 20 percent.

If you think money is keeping you from living a full life, you’re not alone.

An eye-opening 44 percent cited money as the top barrier to living a full life, followed by time, work and priorities. Meanwhile, attitude was the top reason people thought others live fulfilling lives, followed closely by health.

“We uncovered the passions and obstacles that people have as they try to live their best lives. We set out to get people talking about what

it means to live fully and how they can get the most from their lives,” says Elaine Leavenworth, senior vice president, chief marketing and external affairs officer, Abbott.

“Ultimately, we want to help people live the fullest, healthiest life possible.

Understanding more about what everyone values the most and what gets in their way will help us serve them better.”

When asked to rank how fulfilled they are on a scale from 1-100, the global median for people around the world was 68. Those who listed family or spirituality as a top factor for living fully often rated themselves higher on the fulfillment scale. In contrast, people who listed success as a top factor for living fully tended to rate themselves lower on the fulfillment scale.

“These results reflect a dynamic that has been ingrained in humans for much of history. There’s always a sense of tension between what we value as a society and what might actually be possible for individuals,” says Eric Hedberg,

Ph.D., sociologist and assistant professor, Sanford School of Social and Family Dynamics, Arizona State University. “Around the world, most societies value family and success; these are core needs of any human being. However, not every society provides the same opportunities

to achieve those goals. Instead of accepting barriers to fulfillment, it’s important for individuals to refocus on what they can do to change these conditions.”

To learn more about the survey, visit www.LifetotheFullest.abbott. (BPT)

Planning ahead is key to throwing a memorable party

There’s nothing more chic than entertaining with ease and seamlessly bringing family and friends together over a great meal at a fashionable table.

If you want to be known as an unforgettable host, follow these tips for entertaining in style to impress guests at your next event: * Select a theme: No matter the occasion, select a theme and color palette to set the tone and inspire everything from the tablescape to the menu. * Make your menu: Create a simple and delicious menu using fresh ingredients. Try Chef Nate Appleman’s crowd-pleasing frittata with roasted garlic, dill, Parmagiano Reggiano and salami created for Fashion Kitchen (serves 4 to 6).

1. First, roast garlic by placing one head of garlic in the 7.7 ounce CorningWare mini baking dish and drizzle with olive oil. Cover with lid and bake for 30 minutes at 375 degrees. When cool, squeeze the garlic from the skin, discard and reserve the garlic.

2. In a bowl, add four large eggs, 2 tablespoons heavy cream, roasted garlic, 1/2 cup grated Parmigiano Reggiano, 1 tablespoon chopped fresh dill and salt. Mix with a fork until well incorporated.

3. Pour mixture into 18.6 ounce CorningWare baking dish and place in the oven for about 15 minutes until egg is set.4. Cut into 1-by-1-inch pieces, top with a piece of folded, thinly sliced salami on a toothpick and serve. * Set the table: To save time, design and set your table the night before. The key to creating fresh Page 24

new tablescapes is versatile, white dinnerware paired with interchangeable, bold linens. Boutique

by Corelle dinnerware delivers statement-making, subtle sophistication with its embossed design and durable Vitrelle glass. Add silverware, glassware and candles to finish the table. * Prep and pop: Prep dishes in advance and store them in the fridge before baking and serving.

When it’s time to bake, pop them in the oven.

CorningWare French White bakeware can go from the fridge to the oven, oven to table, table to fridge or freezer - no need to change dishes for baking,

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serving and storing. This time-saver will allow you to greet guests as they arrive and avoid last-minute meal prep. The recently refreshed design delivers contemporary style with its iconic fluting, perfect for every table. * All in the details: Just before guests arrive add vibrant floral arrangements and light candles to set the mood. Enjoy the company of your guests while demonstrating how to entertain fashionably and effortlessly. For more recipe ideas and entertaining tips, visit www.worldkitchen.com. - (BPT)

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

October 7, 2016

Advice for small businesses poised to hire their first employee

For small-business owners, hiring a first employee is a significant milestone - one that directly affects the company’s growth, future success and culture. Hiring staff means enhancing your business’ ability to grow, but it also presents unique challenges.

From affirming that the person you hire has the credentials to do the job and is the right personality fit for your organization, to ensuring you don’t run afoul of payroll taxes, workers’ compensation and other legal requirements, making that first hire requires a lot of preparation.

When you’re getting ready to make that first all-important hire, keep some guidelines in mind: Understand costs You hire a first employee to help your business grow, but the costs associated with that growth can be significant. It’s important to weigh carefully the benefits of hiring against the related costs. According to the Small Business Association, these can include: * Wages and taxes, including unemployment, Medicare and Social Security taxes * Workers compensation insurance * Recruiting and training expenses * Benefits * Payroll management * Equipment, including software licenses and data plans, to help an employee do his or her job Seeking candidates

Finding the right employee for your small business can also be a challenge. While professional hiring services can do the legwork for you, most small-business owners manage the hiring process themselves. You’ll need to consider where to advertise for candidates, what professional requirements you’ll want them to meet, what wage you’ll offer and how you’ll handle the interview process.

“We work with thousands of entrepreneurs and how to set wages is a frequent topic of interest,” says Michael Alter, president and CEO of SurePayroll, Inc., a Paychex company. Alter co-founded SurePayroll in 2000, and since then it has grown from a small business of four people to a company that employs more than 200 people.

“As payroll providers, we know that wages are set by the market, not the employer. Researching and offering a competitive wage will help you to attract and keep the right candidate.”

Another critical component to consider is fit. A comprehensive pre-employment screening can help you make better hiring decisions.

In addition to reviewing candidates’ resumes and references, your screening may include a background check, drug screening, behavioral assessments and skills testing.

Prepare for payroll No one works for love alone. Your new employee will expect to be paid on time each pay period with the

appropriate amount of withholdings taken out of his or her check.

Managing payroll, however, can be costly and time-consuming; a small business with 10 or fewer employees may spend up to $2,600 per year on direct labor for payroll, according to SurePayroll. What’s more, if you don’t know or understand tax laws and requirements, you could find your company facing IRS penalties.

In the past, outsourcing payroll wasn’t always a practical option for small businesses with just one or two employees. Today, an online service such as SurePayroll can help small business owners manage their own payroll affordably, accurately and efficiently by paying employees and paying and filing payroll taxes. These services handle all the calculations for paying employees; calculating, paying and filing federal, state and local payroll taxes anywhere in the country; and notifying tax authorities of new hires. Mobile payroll apps also allow owners to run payroll on the go anytime, anywhere. Visit www.

SurePayroll.com to learn more.

Next steps after hiring In addition to completing necessary payroll tax forms, benefit enrollment forms and employee information files, you’ll need to complete a New Hire Reporting form that helps state and federal agencies track down parents in regard to child support payments.

You’ll also need to set up a

storage system; the IRS requires all companies keep employment tax records for at least four years.

Additional post-hiring tasks will include: * Verifying an employee’s eligibility to work. Federal law requires employers to verify that an employee can legally work in the U.S. You’ll need to complete and submit an Employment Eligibility Verification Form within three days of making a hire. * Fulfill your obligations under your state’s new hire reporting program.

Federal law requires all employers to report all new hires to the state within 20 days of hiring. * Secure workers’ compensation insurance. * Establish a bookkeeping system.

Hiring that first employee can be exciting and challenging. Fortunately, with some planning and the help of online tools, you can ensure the hiring process goes smoothly, and each worker who joins your team contributes to your business’ continued growth. - (BPT)

Afterschool nutrition and activities improve educational success

Millions of students are heading back to school with high hopes for a great school year. When it comes to educational success, most parents and caregivers focus on what happens in the classroom, but what takes place after school is equally important to academic success.

According to the U.S. Department of Agriculture, nearly 50 million Americans - including more than 16 million children and teens younger than 18 - live with food insecurity, meaning they struggle to feed their families. Many of these children receive free or reduced-cost meals during the school day, but are at risk of hunger when school is out.

While healthy activities and proper nutrition benefit physical health, they also impact mental health and children’s success in school. A nourished body means a nourished mind, and several studies show children who don’t get the proper nutrition can experience difficulties focusing, socializing and learning in the classroom.

“It is imperative that children have access to healthy nutrition options, and are introduced to physical fitness routines at an early age,” says Jackie Thurnau, early childhood and afterschool specialist, YMCA of the USA. “A few simple strategies can help give kids the nutrition they need while encouraging healthy, active play afterschool. Y afterschool programs, for example, promote

healthy eating, a love for learning, and social and emotional development while complementing lessons learned during the school day.”

According to Thurnau, the Y is offering an Afterschool Meal Program in partnership with the Walmart Foundation throughout the 2013-14 school year to serve 3.5 million meals and snacks. At 1,400 sites nationwide, school-age children enrolled in the program will receive-nutritious food - along with learning enrichment activities - to be healthy and succeed in school.- In addition, Y Afterschool Programs are implementing healthy eating and physical activity standards in early learning and afterschool programs. Some of these standards include serving fruits and vegetables at every meal, setting limits on screen time and devoting time for physical activity.The Y also offers five tips for busy parents and caregivers to provide their kids with brain-boosting healthy snacks and fun physical activity after the school day is over: 1: Offer a variety of foods It’s important for parents to encourage children to eat a wide variety of nutritious foods that support physical and mental wellness. Whole grains, fresh fruits and vegetables should be at the heart of snack times.

Save time by cutting veggies for snacking every Sunday and putting portions into resealable bags or containers; kids can just grab, snack

and go whenever they’d like.

2: Be creative when introducing new foods While some kids are adventurous eaters, many are resistant to trying new things. Never force children to eat a particular food. If you face resistance, ask nicely if they’ll taste one bite. If you still have troubles, include children in the purchasing and preparation of the food. Be creative in how the food is offered - a little dip can make eating fun. Try low-fat dressing, fat-free yogurt for fruits, vegetables, crackers and more.

3: Limit sweet drinks When it comes to what children drink, sweet soft drinks and juices are high in calories and sugar and are typically low in nutrition. Water is the best way to hydrate, but who says water can’t be fun to drink, too?

Liven up your kids’ drinks with fresh sliced oranges, lemons or limes for a colorful splash of healthy flavor.

Remember, dehydration can impair memory and make it difficult to pay attention, so make sure your student drinks H2O to stay focused. [Source: Psychology Today] 4: Limit screen time While a little TV or time on the computer can be enjoyable for kids (and a welcome break for adults), we all want our kids to appreciate being active. Start the school year with clear rules about how much screen time is allowed each day. For example, if you allow one hour of screen time

after school is out, your child knows that she has 60 minutes to divide between playing online and watching her favorite TV show before bed.

5: Encourage physical play It’s important for parents to encourage and participate in active play. Whether it’s joining an organized youth team or simply hosting play groups at a local park for a few rounds of tag, parents need to make sure kids understand physical activity is a priority. Don’t forget to lead by example; take walks with your children and get outdoors and help them explore Mother Nature.

For more information on the Y afterschool activities and more healthy tips, visit www.ymca.net.

- (BPT)

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October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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2016 Blenheim Fall Series Romfh Leading Hunter Rider Awards Wrapping up their 2016 California season with the Fall Series in San Juan Capistrano, Blenheim EquiSports Photos by McCool Three times was a charm for Professional Hunter Rider Nick Haness, Amateur-Owner rider Lindsay Maxwell and Adult Rider Tonia Cook Looker. Collecting the most points throughout the season, Haness, Maxwell and Looker earned the Leading Rider Award in their divisions in the spring, summer and fall.

After numerous placings in the Professional Hunter Sections on Lindsay Maxwell’s Kingston, Enzo and Quinn during the Blenheim EquiSports Fall Series, Haness secured a hat trick with his third Romfh Leading Hunter Rider Title of the 2016 season.

From Devon to Del Mar, Haness has had a stellar season in the show ring and is now back on the East Coast competing on the Indoor Circuit.

Lindsay Maxwell, riding Enzo, Quinn, and Kingston, garnered a total 75 total points in the 3’3” and 3’6” Amateur Owner Hunters during the Blenheim Fall Tournament to win the Romfh Leading Amateur Owner Hunter Rider Title, also sweeping the title for the third time this season.

Well-prepared for tough competition, Maxwell is currently back on the East Coast for the Indoor Circuit with her hunters, competing at Capital Challenge, Harrisburg, Washington and The CP National Horse Show in Lexington.

Tonia Cook Looker finished the fall

outdoor season at Blenheim in style when she collected her third Romfh Leading Hunter Award in the Adult division. Starting week two sitting second, Looker and Paddington won every class over fences and the classic during the International Jumping Festival, for an incredible 102 point total. Also now competing at Capital Challenge, Looker is East competing on the Indoor Circuit.

Emma Hansen and Easy Time had a great fall circuit in the Junior Hunter ring. Riding in the 3’3” division, Hansen earned the tri-color and also won the Classic. Collecting those points she ended up ahead of runner up Lauren Burke, who was also in contention, and took home the Romfh Leading Junior Hunter Rider Title. Like the Leading Riders above, Emma will also be East for the indoor circuit.

Anna Moellenhoff was on fire during the Blenheim Fall Series. After earning 72 total points between her two horses, Lukatoni and Santos, Moellenhoff received the $250 Gift Certificate to Romfh Equestrian Apparel and the Leading Children’s Hunter Rider sash. The young equestrian didn’t just dominate the hunters, she was also crowned the Veredus Leading Children’s Jumper Rider.

A ribbon in the Pony Hunter Classic was the moment that determined the winner of the Romfh Equestrian Apparel Leading Pony Hunter Rider Title.

Lindsay Maxwell and Kingston Page 26

The Coto de Caza News

Anna Moellenhoff and Team Bridgeport Farms Prior to the Classic, up-and-coming pony rider Shiloh Roseboom, aboard Heavenly Patch of Blue and Always Happy, accumulated 83 points during week two to tie Stella Wasserman, who was in the lead from her outstanding week one performances.

But after earning a fifth place in the classic, Roseboom jumped in front, securing the title with an 85 point total.

Coming to California to judge the Platinum Performance/USEF Show Jumping Talent Search Finals - West, top show jumper Schuyler Riley mentioned that Romfh was her choice of for attire in and out of the show ring.

“The design is fresh and cool. And it is all machine washable, which in today’s world is a necessity!” Riley noted.

Who will collect the certificate and sash at The Las Vegas National Horse Show in November? Don’t miss the excitement - look for email updates on VIP and ticket availability soon.

Thanks again to Romfh Equestrian Apparel for sponsoring the Leading Hunter Rider Awards this season. Blenheim EquiSports is The Place To Be in 2016!

Nick Haness

Tonia Looker

The Coto de Caza News

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Page 27

October 7, 2016

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Stop the spread of cold and flu viruses this school year

A new school year is starting and as many parents know, kids are likely to bring home more than their homework at some point. Many catch cold and flu viruses from their classmates, which can then spread to other family members at home.

When kids are sick, they miss out on valuable learning experiences and social interactions in the classroom.

On average, elementary school children get eight to 12 colds or cases of the flu each school year, according to the Centers for Disease Control and Prevention (CDC). For the older kids, it is about half that. That’s why it’s important that parents, teachers and kids work together to stop the spread of germs in the classroom.

Everyone can follow these simple steps to help prevent the spread of germs that can cause cold and flu viruses this school year: Get vaccinated: Getting a yearly flu vaccine is the first and most important step in flu prevention. The CDC recommends that everyone 6 months and older get a flu vaccine each year to protect against the flu virus.

Stay home when sick: If possible, keep kids home from school when they are sick to help prevent teachers and classmates from catching their illness.

Sing and scrub: Make sure kids wash their hands the right way.

They should wash frequently with warm water and soap for at least 20 seconds (the time it takes to sing the “Happy Birthday” song twice).

Do the elbow cough: Teach kids to cough into elbows, not hands, since hands are more likely to spread bacteria and viruses through touch.

Page 28

Disinfect germ hot spots: The CDC recommends disinfecting frequently touched surfaces or objects when someone is ill. In the classroom teachers can use a disinfectant approved to kill cold and flu viruses on desks, computer mice and doorknobs.

“Creating a healthier learning environment starts with small actions that add up to a big impact,” says Dr. Howell Wechsler, CEO of the Alliance for a Healthier Generation, a nonprofit organization dedicated to helping children thrive. “Parents play an important role and can lend a hand to teachers by reinforcing healthy lessons at home and donating useful items like tissues, hand sanitizer and disinfecting wipes.”

To provide teachers with the resources they need to help stop the spread of germs in the classroom, the Clorox Company is partnering with the Alliance for a Healthier Generation for “Canisters for Classrooms.” For every parent that takes the “Canisters for Classrooms” pledge, Clorox will donate a canister of Clorox Disinfecting Wipes to a school in need and $1 to the Alliance for a Healthier Generation’s Healthy Schools Program, which creates healthier learning environments in more than 18,000 schools, reaching 11 million students across the country. To take the pledge and learn ways to help keep your family healthier this school year, visit www.CloroxClassrooms. com. Parents that take the pledge will also receive a coupon, so that they can donate disinfecting wipes and make a difference in their child’s classroom, too. - (BPT)

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices

T.S. No.: 9551-3925 TSG Order No.: 8659140 A.P.N.: 613-451-29 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/15/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 09/06/2007 as Document No.: 2007000549109, of Official Records in the office of the Recorder of Orange County, California, executed by: CRAIG JOHNSON AND KRISTEN JOHNSON, HUSBAND AND WIFE , as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date & Time: 10/28/2016 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 26361 IVES WAY, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $759,282.58 (Estimated) as of 10/07/2016. Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-3925. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse.

NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-939-0772. NBS Default Services, LLC, Kim Coker, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only.

NPP0292184 To: COTO DE CAZA NEWS 10/07/2016, 10/14/2016, 10/21/2016

NOTICE OF TRUSTEE’S SALE TTD No.: 1510811676571 Control No.: XXXXXX0434 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/23/2005 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/26/2016 at 01:30PM., TITLE TRUST DEED SERVICE COMPANY, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/02/2005, as Instrument No. 2005000422357, in book XXX, page XXX , of Official Records in the office of the County Recorder of ORANGE County, State of CALIFORNIA, executed by JOHN CLIFFORD HOUSTON AND LAURA MICHELLE HOUSTON WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States) at At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. 92701 All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and State described as: APN No.: 620-273-21 The street address and other common designation, if any, of the real property described above is purported to be: 25901 SPRUCE LANE, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale of property will be made in “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $554,834.40 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or 916-9390772 for information regarding the trustee’s sale, or visit this Internet Web site www.servicelinkasap.com or www. nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 151081167657-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 09/21/2016 TITLE TRUST DEED SERVICE COMPANY, As Trustee BRENDA B. PEREZ, Trustee Sale Officer TITLE TRUST DEED SERVICE COMPANY 26540 Agoura Road Suite 102 Calabasas, CA 91302 Sale Line: 714-730-2727 or Login to: www. servicelinkasap.com or Sale Line: 916-939-0772 or Login to: www.nationwideposting.com If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.. We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing.

NPP0292324 To: COTO DE CAZA NEWS 09/30/2016, 10/07/2016, 10/14/2016

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, AC TOWING, 180 CALLE IGLESIA, SAN CLEMENTE, CA 92673 will sell at a public sale on OCTOBER 25, 2016 at 10:00 a.m. the following property: CA License#: 6X73386, Veh ID#: CCY144Z134661, Make: CHEVROLET, Year: 1974, Model: TRUCK, Style: PICKUP. The Lienholder has the right to bid at the sale.

Coto de Caza News – 10/07/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00877302 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MARY CAROLYN BUECHLER. Petitioner(s) MARY CAROLYN BUECHLER has/have filed a petition with this court for a decree changing name(s) as follows: MARY CAROLYN BUECHLER to CARY BUECHLER. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 4601 Jamboree Road, Newport Beach, CA 92660-2595, Harbor Justic Center on DECEMBER 08, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 26, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 10/07/2016, 10/14/2016, 10/21/2016, 10/28/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00875448-CU-PT-CJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SUN JIN CHOI. Petitioner(s) SUN JIN CHOI has/have filed a petition with this court for a decree changing name(s) as follows: SUN JIN CHOI to SIOBHAN SUNJIN NOMOTO-CHOI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on DECEMBER 01, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 16, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/30/2016, 10/07/2016, 10/14/2016, 10/21/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00866300 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JOSE LUIS RODRIGUEZ. Petitioner(s) JOSE LUIS RODRIGUEZ has/have filed a petition with this court for a decree changing name(s) as follows: JOSE LUIS RODRIGUEZ to EZEKIEL MALAKIE RODRIGUEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 02, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: JULY 28, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/30/2016, 10/07/2016, 10/14/2016, 10/21/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00873768 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JENNIFER CHADA CHANNUAL. Petitioner(s) JENNIFER CHADA CHANNUAL has/have filed a petition with this court for a decree changing name(s) as follows: JENNIFER CHADA CHANNUAL to JENNIFER CHADA CHANNUAL NGUYEN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 29, 2016 at 8:30 o’clock am Dept. D100, Window 44.

A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 08, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/16/2016, 09/23/2016, 09/30/2016, 10/07/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00871721 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of KATIE GAIL LANDERS. Petitioner(s) KATIE GAIL LANDERS has/have filed a petition with this court for a decree changing name(s) as follows: KATIE GAIL LANDERS to KATIE GAIL QUAID. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 08, 2016 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: AUGUST 26, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/16/2016, 09/23/2016, 09/30/2016, 10/07/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2016-00873215 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SIMON NALBANDIAN a minor(s).

Petitioner(s) SIMON NALBANDIAN has/have filed a petition with this court on behalf of the minor(s) for a decree changing name(s) as follows: SIMON NALBANDIAN to SIMON ASGARDIAN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on NOVEMBER 22, 2016 at 8:30 o’clock am, Dept. D100, W44 . A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: SEPTEMBER 06, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/16/2016, 09/23/2016, 09/30/2016, 10/07/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2016-00859588 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of RICHARD VALENCIA a minor(s).

Petitioner(s) RICHARD VALENCIA has/have filed a petition with this court on behalf of the minor(s) for a decree changing name(s) as follows: RICHARD VALENCIA to RICHARD MONTI STEINHAUS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on OCTOBER 12, 2016 at 8:30 o’clock am, Dept. D100, W44 . A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: JUNE 28, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 09/16/2016, 09/23/2016, 09/30/2016, 10/07/2016

October 7, 2016

Coto de Caza News Legal Notices T.S. No. 044407-CA APN: 617-072-09 NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/2/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 10/13/2016 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 10/5/2004, as Instrument No. 2004000891539, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: MIGUEL A. RAMIREZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Lot 55 of Tract No. 5585, in the City of Lake Forest, County of Orange, State of California, as per Map recorded in Book 200 Page(s) 26 through 31 inclusive of Miscellaneous Maps, in the Office of the County Recorder of said County. The street address and other common designation, if any, of the real property described above is purported to be: 23342 LA VACA ST LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $63,372.64 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 044407-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117.

Coto De Caza News, 09-23-2016,09-30-2016,10-07-2016

Trustee Sale No. : 00000004720110 Title Order No.: 730-1404521-70 FHA/VA/PMI No.: 0092891955 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/11/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 10/13/2005 as Instrument No. 2005000824749 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RICHARD LEWIS HULLINGER JR. AND CLAUDIA ALEJANDRA HULLINGER, HUSBAND AND WIFE, AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 11/08/2016 TIME OF SALE: 12:00 PM PLACE OF SALE: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 . STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 25486 RUE TERRASE #24, LAGUNA NIGUEL, CALIFORNIA 92677 APN#: 939-19-124 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $773,886.58. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-758-8052 for information regarding the trustee’s sale or visit this Internet Web site www.homesearch.com for information regarding the sale of this property, using the file number assigned to this case 00000004720110. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: XOME 800-758-8052 www.homesearch.com BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BARRETT DAFFIN FRAPPIER TREDER & WEISS, LLP as Trustee 20955 Pathfinder Road, Suite 300 Diamond Bar, CA 91765 (866) 795-1852 Dated: 09/20/2016 NPP0292087 To: COTO DE CAZA NEWS 10/07/2016, 10/14/2016, 10/21/2016

TSG No.: 8651980 TS No.: CA1600273917 FHA/VA/PMI No.: 0482987617 APN: 682-133-19 Property Address: 34053 FORMOSA DR DANA POINT, CA 92629-2621 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/21/2006.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10/20/2016 at 01:30 P.M., First American Title Insurance Company, as duly appointed Trustee under and pursuant to Deed of Trust recorded 08/21/2006, as Instrument No. 2006000558090, in book , page , , of Official Records in the office of the County Recorder of ORANGE County, State of California.

Executed by: JOSEPH A BLASH III, A MARRIED MAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 682-133-19 The street address and other common designation, if any, of the real property described above is purported to be: 34053 FORMOSA DR, DANA POINT, CA 92629-2621 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $463,250.09. The beneficiary under said Deed of Trust has deposited all documents evidencing the obligations secured by the Deed of Trust and has declared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default

and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search.nationwideposting. com/propertySearchTerms.aspx, using the file number assigned to this case CA1600273917 Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: First American Title Insurance Company 1500 Solana Blvd Bldg 6 Ste 6100 Westlake, TX 76262 First American Title Insurance Company MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE FOR TRUSTEES SALE INFORMATION PLEASE CALL (916)939-0772NPP0291468 To: COTO DE CAZA NEWS 09/30/2016, 10/07/2016, 10/14/2016

The Coto de Caza News

Page 29

October 7, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-14-629643-BF Order No.: 140144459-CA-VOI NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/7/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HOUSHANG ESFAHANI AND FARRAH ESFAHANI, HUSBAND AND WIFE Recorded: 11/16/2005 as Instrument No. 2005000917701 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/21/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $1,032,672.28 The purported property address is: 27671 GOLD DUST LANE, LAGUNA HILLS, CA 92653 Assessor’s Parcel No.: 636-381-11 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-14-629643-BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return o f the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916-939-0772 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-14-629643-BF IDSPub #0115404 9/30/2016 10/7/2016 10/14/2016

NOTICE OF TRUSTEE’S SALE TS No. CA-16-710120-CL Order No.: 730-1603948-70 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/24/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): Craig H. Petrik and Jeanne M. Petrik, husband and wife as joint tenants Recorded: 7/2/2003 as Instrument No. 2003000779750 and modified as per Modification Agreement recorded 1/12/2016 as Instrument No. 2016000011036 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 10/31/2016 at 3:00PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, located at 300 E. Chapman Orange, California 92866 Amount of unpaid balance and other charges: $976,752.46 The purported property address is: 26751 DOMINION WAY, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No.: 650-451-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-16-710120-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return o f the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 888-988-6736 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-16-710120-CL IDSPub #0114838 10/7/2016 10/14/2016 10/21/2016

APN: 617-284-35 TS No: CA08001573-14-4 TO No: 8642220 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED November 4, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 21, 2016 at 02:00 PM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on November 20, 2006 as Instrument No. 2006000783956, of official records in the Office of the Recorder of Orange County, California, executed by CAROL I LEE, AN UNMARRIED WOMAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22745 ISLAMARE LANE, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $875,727.19 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may

withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001573-144. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 20, 2016 MTC Financial Inc. dba Trustee Corps TS No. CA08001573-14-4 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 866660-4288 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www. insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 18273, Pub Dates: 09/30/2016, 10/07/2016, 10/14/2016, COTO DE CAZA NEWS

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The Coto de Caza News

Coto de Caza News Legal Notices APN: 932-47-082 TS No: CA08001534-16-1 TO No: 150294525-CAVOI NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED September 26, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 28, 2016 at 02:00 PM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on October 5, 2006 as Instrument No. 2006000662041, of official records in the Office of the Recorder of Orange County, California, executed by RONALD J. KOPENSKY AND THERESA A. KOPENSKY, HUSBAND AND WIFE AS JOINT TENANTS., as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for E*TRADE WHOLESALE LENDING CORP. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25354 VIA VERDE #2, LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.

The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $279,230.31 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.

Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001534-16-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 26, 2016 MTC Financial Inc. dba Trustee Corps TS No. CA08001534-16-1 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 866-660-4288 Myron Ravelo, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-6597766 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.

ISL Number 18561, Pub Dates: 10/07/2016, 10/14/2016, 10/21/2016, COTO DE CAZA NEWS

APN: 934-53-046 TS No: CA08004147-15-1 TO No: 95309034 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 18, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On October 19, 2016 at 02:00 PM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on August 25, 2003 as Instrument No. 2003001025178, of official records in the Office of the Recorder of Orange County, California, executed by JERAULD F. CLARKE AND SUSAN L. CLARKE, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA, A FEDERAL ASSOCIATION as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 27389 PASEO PLACENTIA, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $231,995.46 (Estimated).

However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself.

Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08004147-15-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: September 15, 2016 MTC Financial Inc. dba Trustee Corps TS No. CA08004147-15-1 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 866-660-4288 Miguel Ochoa, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-6597766 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.

ISL Number 18194, Pub Dates: 09/23/2016, 09/30/2016, 10/07/2016, COTO DE CAZA NEWS

NOTICE OF TRUSTEE’S SALE File No. 8852.20038 Title Order No. NXCA-0212327 MIN No. 100124500004242911 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/26/2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): DANIEL C. SQUIERS AND KIMBRA R. SQUIERS, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 01/02/14, as Instrument No. 2014000001249, of Official Records of Orange County, California. Date of Sale: 11/17/16 at 3:00 PM Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA, ORANGE, CA The purported property address is: 12 MUIRFIELD, Trabuco Canyon, CA 92679 Assessors Parcel No. 804-601-21 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $729,611.68. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest.

The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at

a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or 800-280-2832 or visit this Internet Web site www.USA-Foreclosure.com or www.

Auction.com using the file number assigned to this case 8852.20038.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. Date: September 15, 2016 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Julian Ojeda, Authorized Signatory 2121 Alton Parkway, Suite 110, Irvine, CA 92606 866-387-6987 Sale Info website: www.USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 or 800-280-2832 Reinstatement and PayOff Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SQUIERS, DANIEL C. and KIMBRA R. ORDER # 8852.20038: 09/23/2016, 09/30/2016,10/07/2016

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