Coto 12 16 16

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

December 16, 2016

BIG RANCHO CROWD TURNS OUT FOR RIBBON CUTTING

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Simple solution to maximize your car’s performance

Burning, Tingling, Numbness or Pain?

Don’t Suffer Any Longer!

Are you the type of driver who pushes the accelerator a little harder on the curves of a back-country road?

Are you a person who smiles as they approach a new terrain or road condition you’ve never conquered before? If so, you’re a performance seeker. A person who is constantly pushing themselves to prove that they are driver enough.

The performance driver never wants to lose the feeling of adrenaline as they push their vehicle to the max, but as the seasons change, so do the road conditions and the challenges drivers face. We sat down with X-Games athlete, professional race car driver, professional stunt car driver and BFGoodrich(R) Tires ambassador, Andrew Comrie-Picard, or ACP, to better understand the challenges associated with wet weather driving, how modern tires can help prevent the loss of traction and skidding, and how they make the overall driving experience more fun - regardless of the season.

Keeping contact with the road The biggest danger with wet weather driving is how unexpected the road conditions and hazards can be. As the temperatures rise and seasonal showers pick up, standing water in puddles, still-cool spring temperatures, and the potential for showers to lift oil to the surface of the road can all compromise traction and lead to a skid or a possible accident.

“Having the right tires is the number one thing you can do to prevent hydroplaning without losing performance often drowned out during the rainy season,” says Andrew Comrie-Picard (ACP). “The proper tread depth and tire design can make all the difference in your vehicle’s ability to shed water, while increasing control on the road.”

Until recently, a tire with exceptional wet and dry traction in both high and low ambient temperatures was a dream of tire engineers and drivers alike. But the BFGoodrich(R) g-Force(TM) COMP-2(TM) A/S tire puts the best of both worlds in one tire. When tested against the leading competitors, it stopped up to 15 feet shorter on wet roads and 5 feet Page 2

shorter on dry roads.

Its superior traction isn’t just good for braking in both dry and wet conditions, it also helps your vehicle accelerate faster, ensuring you don’t forfeit your vehicle’s performance to Mother Nature.

What if you hydroplane?

ACP has driven in all types of conditions across terrains all over the globe - including a recent expedition down an ice road onto the frozen Arctic Ocean. He says it’s important to think like and become a performance driver in the situations where the road conditions deteriorate to ensure you do not lose control.

“Panicking is the worst thing to do.

If you start hydroplaning, slow the vehicle down gradually, don’t slam on the brakes. Ride it out and be ready for when your tires regain traction with the road,” ACP says. “Those who drive the fastest typically have the slowest control input: they brake slower, they steer smoothly, and these are the types of things that will save you in a skid.”

ACP also says the key to this calmness is having a good understanding of your vehicle, its tires, and their limitations.

“You need to be able to feel where the edge of your vehicle and its tires are so you know exactly how much you can push it in any climate or condition. A tire that communicates with you when it’s sliding and when it’s stopping is crucial,” he says. That kind of sensitivity is what makes tires so important for a performance driver like ACP and why he chooses the g-Force(TM) Comp-2(TM) A/S tire, because, as he says, “with these tires, you can feel your vehicle come back into control progressively. It’s like the tires talk to you.”

High performance tires help you respond to unexpected situations, whether you’re hydroplaning or starting to skid out. While greater traction during wet weather seasons is certainly argument enough, these tires also open your car’s potential, making for a much more fun driving experience regardless of the forecast.

- (BPT)

The Coto de Caza News

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Not all patients are candidates for treatment or are accepted for care. (c) 2016 Neurogenx. All rights reserved.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

Simplify Last-Minute Holiday Shopping

Few things elicit panic like getting caught shopping for gifts at the last minute with the holidays just around the corner. If you’ve waited until the last few weeks before Christmas to get started, you’re not alone.

With shopping left to do and such a short amount of time to do it, snagging exactly what everyone on your list (assuming you’ve already started your list, at least) wants at a price that won’t break the bank will require some serious creativity and resourcefulness. Before you resort to panic mode, take advantage of these tips to help you wrap up your holiday shopping.

Create or Refine Your List Put a list together of whom you still have to buy for, what you plan to get for them, how much you plan to spend on each person and any gifts already purchased, so as not to overbuy. By setting a budget when creating your list, you can monitor overall spending, especially as deals may be harder to find the closer you get to Christmas. Go to stores with your list in hand and budget in mind, and stick to it. Wandering through stores or the mall without a plan can lead to impulse purchases and cost you precious time.

Set a Time Limit Once you’ve made your list and set a time to go shopping – perhaps right as stores are opening or closer to closing time to avoid other last-minute shoppers during peak hours – set a time limit to make each purchase.

Shopping with time limits decreases the chances of making impulse

purchases or going over budget.

When shopping online, limit yourself to 20 minutes or less to research, identify the best deal and make the purchase.

Shop Online Shopping online is fast, easy and allows you to comparison shop all at once. Make sure to research gifts before you purchase, as online retailers outside of your favorites may be offering special incentives, coupon codes or free shipping. If you can’t find free shipping, some stores offer free in-store pickup or free shipping for spending over a certain amount.

Ordering online also allows you to avoid the stress of crowds, impulse buy items near the register and other shopping pitfalls, such as dining out, that can muddle your shopping budget. You can also often ship the gift directly to your intended recipient.

Opt for Gift Cards If you can’t find the right size or color in the gift you’re looking for, it won’t ship in time for the holidays or you’ve completely run out of time, consider giving gift cards instead. While it can seem impersonal, giving a gift card to a favorite retailer, restaurant or to partake in an activity is often better than the alternative. Retail sites and wholesalers even offer discounted gift cards you can pay less than face value for. To dress it up a little, add a personal touch, like accompanying a coffee shop gift card with a new mug, or give the illusion of a larger gift by wrapping it in a larger box.

With these tips, you can mark everyone off your list with time to

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spare, and nobody will even know you procrastinated. Find more holiday shopping tips at elivingtoday.com.

5 Tips for Easy Holiday Shipping It’s the most wonderful time of the year, and holiday gift-giving and receiving is at the top of everyone’s to-do list. There are several simple steps you can take to make those deliveries a little easier.

Here are five ways you can keep the holidays merry and bright, and experience the excitement of making (and receiving) special deliveries this holiday season.

1. Pack like a pro (or rely on one).

Be sure your packages arrive intact by using the proper materials. Use sturdy, corrugated boxes as well as foam packaging peanuts and bubble cushioning to protect your gifts. Allow at least 2 inches on all sides of the items being packed, including the top and bottom. If you’re uncertain or need assistance, The UPS Store Certified Packing Experts are trained in packaging techniques to conquer any gift – whether it’s oddly shaped, freshly baked, wrapped or unwrapped.

2. Secure delivery locations. If you’re expecting deliveries of online purchases or gifts, you may hesitate to leave the house and enjoy holiday outings and family activities. Some companies allow you to redirect packages to a neighbor or a nearby business so you can rest assured your packages are in good hands.

3. Ask for a guarantee. After spending precious time selecting each gift, you need assurance and peace of mind that your efforts won’t

be for naught. For example, The UPS Store offers the Pack and Ship Guarantee, a service that covers lost or damaged items. Some providers even offer coverage for the cost of packing materials, service and shipping.

4. Use tracking tools. The holiday season is no time to wonder when or if your package will arrive.

Using a trackable delivery service helps ensure you can monitor your package’s progress and receive an alert when it is successfully delivered.

5. Ensure gifts arrive before Santa.

Timing is key when it comes to holiday shipping. Mark the calendar with these shipping deadlines so all gifts arrive just in time.

For domestic delivery for Christmas

by Friday, Dec. 23, ship: UPS Next Day Air by Thursday, Dec. 22 UPS 2nd Day Air by Wednesday, Dec. 21 UPS 3 Day Select by Monday, Dec. 19 To find a shipping location near you, visit theupsstore.com and find The UPS Store on YouTube for additional holiday tips.

Photos courtesy of Getty Images

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22312 El Paseo Suite D Rancho Santa Margarita, CA 92688 The Coto de Caza News

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December 16, 2016

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December 16, 2016

A Holiday Survival Guide

CONTACT US 949-589-9990 To send a press release: newseditorials@yahoo.com Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930

Ruth White Editor

Sandra White

Display Advertising

Kim Malaletkin

Legal Advertising Officers

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.

Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A178404 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

As the classic song goes, the holidays really are “the most wonderful time of the year.” Between the cozy scent and warmth of the fireplace, festive holiday parties and catching up with loved ones – the merriment of the season is endless.

Preparing for the holidays, however, can be a different story.

From crowded malls to impressing house guests, this holiday survival guide can help you get more out of the season while maneuvering the process with impressive ease.

Master the Mall. Don’t let the fear of large crowds, retail prices and packed stores stop you from completing your holiday shopping list. If you want to avoid long lines, try visiting the mall when it first opens in the morning and plan which stores to visit first.

However, if you are only available during prime shopping hours, the holiday lights and decorations can make the trek to the mall worth your

time.

Go Digital. Embrace technology as your shopping companion and download an app to uncover unbeatable sales to ensure you please your little elves without breaking the bank. Beyond shopping apps, download others that are great on-the-go, like the Clorox myStain App, which shows you how to tackle stains – at home or while out and about – so you can keep your festive clothing as bright as the holiday itself.

Prepare for Anything. Every savvy holiday host knows to expect the unexpected. Plan a few activities for out-of-town guests so your house never feels too cramped. Create a master schedule of everyone’s travel plans so you always know who will be home at any given time. Make a list of what you want your main holiday meal to look like, and give yourself extra time to prep and adjust ahead of time if anyone requires special

accommodations. By making sure all of your ducks are in a row before the festivities begin, you will be able to get the most out of the holidays with minimal stress.

Don’t Stress the Mess. Holiday parties are a great occasion to break out a vibrant red lipstick or festive cocktail, but can also lead to smudges and spills on your clothes.

Holiday stains know no bounds, but with Clorox 2 Stain Remover & Color Booster, holiday messes are no match. When paired with your favorite detergent, you can pretreat to remove four times more stains than using detergent alone.

These four simple steps can help you accomplish everything on your list so you can enjoy a stress and stain-free holiday season. For more tips and tricks to get more out of the holidays, visit clorox.com. (Family Features) Photo courtesy of Getty Images

Wherever you go, no matter what the weather, always bring your own sunshine. ~Beverly D’Angelo

The Coto de Caza News is a member of the California Newspaper Association

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December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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HOW FAST WILL YOUR HOME BE SOLD?

Sold tHe Same day!

That the ad appeared in the Coto de Caza News Actual quotes from Coto de Caza area realtors:

“ SOLD THE SAME DAY That the ad appeared in the Coto de Caza News” “ SOLD THE SAME WEEKEND The ad was in the Coto de Caza News” “SOLD IN THREE DAYS After the ad appeared in Coto de Caza News” “SOLD WITHIN THE SAME WEEK The ad was in the Coto de Caza News” “BUYERS CAME IN WAVING Our ad that was in the Coto de Caza News”

Two factors determine how FAST a house will sell: 1.Choose a skilled Real Estate professional, and 2.Advertise it in Coto de Caza News.

BIRTH ANNOUNCEMENTS! The Coto de Caza News is happy to announce the birth of your newborn:

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fact:93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News

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December 16, 2016

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The Coto de Caza News

Pick up your holiday ornament to Affordable Elegance benefit homeless animals today Coto Valley Country Club

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You have the opportunity to celebrate your feline or K9 while supporting a great cause through the Mission Viejo Animal Services Center’s “Holiday Tree of Memories.”

The tree is adorned with ornaments decorated by members of our community. Some were etched with tributes to pets adopted from the shelter, while others pay homage to those no longer with us.

You can pick up your ornament at the Mission Viejo Animal Services

Center at 28095 Hillcrest during business hours to decorate today.

The facility will accept donations in any amount for the ornaments and all proceeds will benefit the Dedicated Animal Welfare Group (DAWG). This is the nonprofit fundraising arm of the center that provides medical care and helping hands to comfort sick, injured, neglected and scared animals that arrive at the shelter.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

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December 16, 2016

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The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Angelitos de Oro Raises Over $325,000 for Big Brothers Big Sisters

Sherry Bilbeisi with Georgina Jacobson, Kathy Harrison, Natalie Photos by Ann Chatillon Pickup, and Naomi Edwards For the past 15 years, the Angelitos de Oro, a volunteer auxiliary that raises funds for Big Brothers Big Sisters of Orange County, has an event that the ultimate fashionista/shop-a-holic yearns for – the Angelitos Card Week.

In partnership with South Coast Plaza, the week-long shopping fundraiser offers cardholders 20 percent saves at stores not normally known for giving “sales” or discounts. This year, there were over 100 participating in the shopping extravaganza – from boutiques to name brand retailers; many shoppers were elated to see some of their favorites on the list.

The start of the shopping week, was the ultimate Preview Day Champagne reception, which was chaired by Natalie Pickup and Georgina Jacobson. It served as a kickoff to the week of shopping and was held in South Coast Plaza’s Jewel Court. It was attended by more than 200 cardholders; the event included a light lunch catered by Quattro Caffé and attendees sipped on exquisite champagne while eyeing the fashions that were on display.

Debra Gunn Downing, Executive Director of Marketing at South Coast Plaza, welcomed attendees and introduced Melissa Beck, CEO of Big Brothers Big Sisters and Angelitos de Oro President Sherry Bilbeisi.

A highlight of the afternoon was a fashion presentation led by Downing Debra Gunn Downing (South Coast Plaza Executive Director, that featured Preview Day stores including Bottega Veneta, Burberry, Coach, Escada, Intermix, Oscar de la Renta, REDValentino and St. John. Marketing) with Mary Allyn Dexter and Marilyn Wooten Each boutique showcased seasonal looks and invited attendees to use their Angelitos Cards following the luncheon to receive 20 percent savings one day early.

This year, the group raised more than $325,000. “Angelitos de Oro has made significant contributions to our agency over the last 55 years and 2016 is no exception,” says Melissa Beck, CEO of Big Brothers Big Sisters. “We are incredibly grateful for the time and dedication that went into making this Angelitos Card Week an enormous success. Our agency provides more than 3,000 children annually with mentoring relationships, and support through fundraisers like this one allows us to continue expanding our program to change the lives of even more local youth.”

To date, Angelitos de Oro has raised nearly $6,000,000 for Big Brothers Big Sisters, primarily through the sale of the Angelitos Shopping Card. It comes every year in October and folks drive from miles away to attend, purchase the card and jump on the savings.

Funds raised from the sale of cards, Golden Angel sponsorships and 10 percent of Preview Day proceeds donated by Preview Day boutiques will support the nonprofit’s programs that match an adult or qualified teen volunteer with a youth facing adversity. Big Brothers Big Sisters serves Naomi Edwards (Angelitos Card Kehaulani Sanares models more than 3,000 children annually with three mentoring models to achieve coach Benefit Co-Chair impactful results, including a 99 percent graduation rate, 89 percent college enrollment and improved attitudes regarding success after high school.

Big Brothers Big Sisters believes that with the support of a caring mentor, every child has the ability to achieve his or her full potential. It is the nation’s largest donor- and volunteer-supported mentoring organization, serving a quarter-million children annually. Based in Santa Ana, the Orange County agency was incorporated in 1958 and works as a local extension of the national effort to make professionally supported, one-to-one matches between mentors (“Bigs”) and children (“Littles”) facing adversity. Together with the Inland Empire agency, which opened its doors in 2013, the local organization serves 3,000 children annually through programs that improve the odds of youth performing better in school and avoiding violence and illegal activities. Since its inception in 1961, Since its inception in 1961, Angelitos de Oro (an auxiliary of Big Brothers Big Sisters of Orange County), has raised more than $6 million for Big Brothers Big Sisters, allowing thousands of children facing adversity to be matched with mentors. Angelitos Card Week, the auxiliary’s annual fashion fundraiser at South Coast Plaza. For more information, visit angelitosdeoro. org. For more information on Big Brothers Big Sisters, visit ocbigs.org.

Cassydy Berliner and Jocelyn Walker

Page 10

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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December 16, 2016

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December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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UPDATE THE LOOK OF YOUR FIREPLACE

HOW FAST WILL YOUR HOME BE SOLD?

Custom Fireplace Door

That the ad appeared in the Coto de Caza News

Stunning Indoor or Outdoor fireplace repair

gas logs

cHimney sWeeps

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ELKS CAMPING CLUB SPREADS CHRISTMAS CHEER AT SOUTH COUNTY OUTREACH By: Andy Costello Four members of the Elks Run-AWays Camping club paid a visit to the Lake Forest office of the South County Outreach. They came baring gift cards to be distributed at the Outreach’s Christmas Toy Give-Away.

Past Wagon Masters Pat Martino and Andy Costello along with club members Frank Gunning and Jim Wessling brought the gifts which were purchased with donations from the Run-A-Ways club members. Members choose to make the contribution in lieu of a holiday gift exchange between members every year at their Christmas party. Past Run-A-Ways Wagonmaster Pat Martino said of the event, “Our campers club of thirty-four members is just a small club within the eleven hundred member Mission Viejo, Saddleback Valley Elks Lodge, but our members are happy to help support this worthy organization in this small way.” Martino added, “We bring a stack of $15.00 gift cards and Outreach puts them along with the toys in the family’s Christmas boxes.

We expressly ask that they be given to the teenagers in the family so they can buy a small gift for themselves or a gift for another.”

In 1989, Saddleback Community Page 12

South County Outreach Ken Carpenter welcomes Elks Pat Martino, Frank Gunning, Jim Wessling, and Andy Costello Outreach was founded as a non- distributed almost one million pounds certain there is something for them profit, non-sectarian organization of food and provided 58,836 services as well as the others.” Mission Viejo/ providing emergency assistance to to 9,400 South Orange County Saddleback Valley Elks Lodge #2444 is celebrating 48 years of service to South Orange County residents. residents.

Past long time Outreach Director, Saddleback Valley Communities. It In 2004, Saddleback Community Outreach was re-named South County and still serving as an Outreach is one of 10 lodges in the Orange Outreach to reflect the growing South volunteer, Ken Carpenter warmly Coast District of the Benevolent and Orange County community. With the welcomed the Elks and thanked them Protective Order of Elks (BPOE) support of community organizations, for their ongoing support. Carpenter whose headquarters is in Chicago, businesses and individuals, South said, “We often have toys and gifts for Illinois. The BPOE is a charitable County Outreach has grown to a the toddlers and small children but the organization with a 148-year history $3.2 million dollar organization. In teenagers seem to be left out. These of giving. “Elks Care Elks Share” 2016, South County Outreach has gift cards are a way we can make

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December 16, 2016

Bank of America Awards $260,000 to 21 Local Nonprofits on Giving Tuesday to Help Close the Basic Needs Gap in Orange County Bank of America announced, on what is known as “Giving Tuesday,” $260,000 in grants to be distributed to 21 nonprofits working to increase access to basic necessities and enable families in Orange County to thrive. In Orange County, there are more than 335,000 people are living in foodinsecure households, struggling to find access to nutritionally, adequate food, while others struggle to address other basic needs.

Funding will help individuals and families in Orange County gain greater economic mobility through increased access to food, shelter, benefits and other fundamental needs that will enable them to move toward long-term stability. The funding is an example of how Bank of America is driving sustainable growth that supports shared success in the community.

“Basic needs assistance is a critical stepping stone on the pathway to financial stability,” said Allen Staff, Orange County market president, Bank of America. “That is why we support nonprofits in Orange County that are helping people move out of poverty toward better financial futures.”

Among the nonprofits receiving grants is HomeAid Orange County which will use the funding to support

its housing and community service initiatives geared towards housing those experiencing homelessness.

“Ending homelessness is HomeAid Orange County’s mission and we strive to accomplish this through the development of much-needed housing,” said Anita Rodriguez, HomeAid’s Director of Development.

“It is only because of partners like Bank of America who have supported our efforts not only financially through this generous grant but also through staff volunteer efforts that HomeAid has been able to transform more than 55,000 lives through its housing program since 1989. We are extraordinarily grateful to Bank of America and its employees for its unwavering support of our mission to end homelessness in Orange County.”

Other organizations receiving grants include: 2-1-1 Orange County, AIDS Services Foundation Orange County, Camino Health Center, Community Action Partnership of Orange County, Community SeniorServ Inc., Grandma’s House of Hope, Human Options, Inc., J F Shea Therapeutic Riding Center Inc., Latino Health Access, Laura’s House, Mercy House, Mission Hospital Regional Medical Center, Oak View Renewal Partnership, Orange County

Rescue Mission Inc., Orangewood Foundation, Pathways of Hope, Project Access Inc., Providence Speech & Hearing Center, Second Harvest Food Bank of Orange County Inc., HomeAid Orange County, and South County Outreach.

The bank’s investment in financial education through basic needs funding is part of its broader commitment to improve the financial lives of the individuals and communities it serves. In partnership with Khan Academy and its founder, online educator Sal Khan, Bank of America developed BetterMoneyHabits.com– a free, online tool that puts financial education in the hands of consumers through easy to understand language to empower better financial lives and decisions.

In addition to philanthropic funding in the Orange County, the bank’s employee volunteers play a critical role in helping to advance thriving communities. In 2015, the Bank of America Charitable Foundation gave more than $1 million in grants to Orange County nonprofits, and local employees volunteered more than 40,000 hours in Orange County communities.

About Bank of America Environmental, Social and Governance At Bank of America, our focus

Laura’s House, recieves donation on Environmental, Social and Governance (ESG) factors is critical to fulfilling our purpose of helping make people’s financial lives better.

Our commitment to growing our business responsibly is embedded in every aspect of our company. It is demonstrated in the inclusive and supportive workplace we create for our employees, the responsible products and services we offer our customers, and the impact we help create around the world in helping local economies thrive. An important part of this work is forming strong partnerships across sectors - including community and environmental advocate groups, as well as non-profits – in order to bring together our collective networks and expertise to achieve greater impact.

Learn more at www.bankofamerica. com/about and connect with us on Twitter at @BofA_News.

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What Gen Z knows and should COTO GENERAL S TORE learn about saving for college DEVELOPMENT PROGRESS REPORT Is it ever too early to start saving for college? Is it ever too late?

Finance experts say the answer to both questions is a resounding “no,” and an annual Gen Z & Money survey released by TD Ameritrade Holding Corporation (NYSE: AMTD) indicates that members of Generation Z are hearing the message loud and clear.

Many members of Gen Z (people born during the 1990s) are either already facing, or are on the verge of facing, their own college funding challenges. Head Research, on behalf of TD Ameritrade, Inc., surveyed 1,000 people, ages 14 to 23, regarding saving for college.

Survey results and methodology are available online at www.amtd.com/ newsroom/investorIndex.cfm.

“Many parents of Gen Z kids are still paying back loans for their own college education,” says Carrie Braxdale, managing director of investor services for TD Ameritrade, Inc. (TD Ameritrade), a broker dealer subsidiary of TD Ameritrade Holding Corporation. “Aware of their parents’ struggles, this young generation is concerned about the cost of college.

Forty-six percent of those surveyed say their biggest post-graduation worry is having a large student loan balance, and 36 percent worry about being able to afford college at all.”

College costs continue to rise more than 1,120 percent in the past 35 years, according to a Bloomberg report. The average student loan debt owed was $26,600 in 2011, according to the Institute for College Access & Success.

Still, Gen Z has no doubt the investment is worth the money. More than half (54 percent) say obtaining a higher education is critical to achieving success, and 64 percent agree college is worth the cost because it will help them secure employment, according to the TD Ameritrade survey.

“Parents who work with their children early to develop a financial plan and clearly set financial expectations can help better prepare them for financial success later in life,” Braxdale says. “And even if they start saving when their child is already in high school, they should remember that every dollar they save toward college now is a dollar less they will owe in student loans.”

Fortunately, a variety of college savings plans can help better prepare parents and their kids for the future, including: * A 529 College Savings Plan Usually administered through or sponsored by a state government, 529s offer several tax advantages.

Earnings in the account are not subject to federal tax and withdrawals for qualified higher education expenses are generally free of state and federal taxes. Contributions are generally not tax deductible, but parents may be able to exclude 529 money from their taxable estate, making them a possible way to reduce one’s estate taxes while helping a child pay for college. * Before investing in a 529 Plan, carefully consider the investment objectives, risks, charges and expenses involved. This and other important information regarding the plan is included in the Program Disclosure Statement and Participation Agreement and each prospectus on the underlying investments, which may be obtained by contacting the issuer.

Please read each prospectus, the Program Disclosure Statement, and Participation Agreement carefully prior to investing. Investment return and principal value of an investment

will fluctuate so that an investor’s units, when withdrawn, may be worth more or less than their original cost.

You should be aware that other states may sponsor their own qualified tuition plans and may offer a state tax deduction or other benefits that are limited to residents who invest in that plan. You should consult with your financial, tax or other advisor about state and local tax benefits or limitations based on your specific situation. Favorable tax treatment by your state of residence should be one of many appropriately weighted factors you should consider in making an investment decision. * Coverdell Education Savings Accounts - In general, earnings and qualified withdrawals in an education savings account are federal tax free. While 529s are exclusively for college, you can use an ESA to help pay for elementary school, high school or college expenses.

There are no minimum contribution requirements, and you can put up to $2,000 per child, per year into the account. Contributions are generally not tax deductible. * Custodial accounts - A great way to build assets for children or loved ones, custodial accounts allow you to manage a minor’s assets and investments. The account will be in the child’s name and Social Security number, but it cannot be accessed until he or she reaches legal age.

You act as guardian until the child is old enough and can assume control of the assets.

Braxdale offers some tips for creating a college investing strategy: * Start early. Even a small amount set aside each month allows your money to start working for you long before the first tuition bill arrives. * Set goals, including the total you want to have saved and how much you will save each year to reach that goal. TD Ameritrade’s College Planner can help with goal setting by helping project how much you’ll need to save to cover expected tuition costs. * Choose an investing vehicle.

Decide which type of college investing plan will best help you pursue your goal. * Track your progress. Check regularly on your college investing accounts to see if you’re on track toward meeting your goals. * Consult a qualified tax advisor.

Every individual’s tax situation is different, so it is important to consider talking with a qualified tax advisor regarding the particular investment vehicle you choose. TD Ameritrade does not provide tax advice.

Keep in mind that there is no guarantee that the investment vehicle you choose will achieve its investment goals. The value of an account will go up or down based on the performance of the underlying investments. When funds are withdrawn, they may have more or less value than the total contributions made to the account.

Provided by: TD Ameritrade Holding Corporation, brokerage services provided by TD Ameritrade, Inc. member FINRA/SIPC /NFA. - (BPT)

COTO DE CAZA GENERAL STORE PROGRESS REPORT Larry and Carol, developers of the Coto de Caza General Store are still working diligently through the county approval process. We appreciate the interest and support of the Coto de Caza Community.

There have been several obstacles to overcome with the county and we wish to thank Supervisor Lisa Bartlett and Victor Cao for aiding in the process together with our project manager John Cox with procedural advice from Dr. Stacey Lundin, Kevin Canning, County Planner and other supportive professionals within the community of Coto de Caza.

All of the proposed businesses ( A Boutique, Mailbox Store, Realtor Coffee House, a Dry Cleaner, that will be in the Coto de Caza General Store including Ron Castruita and Steve Dalby, owners of Hansen’s Natural Foods, Health Food and Grocery Store, Restaurant and Wine Bar and Compounding Pharmacy who have happily made adjustments

to their site as the anchor tenant due to county development requirements.

According to our architect Todd Voelker, we now have to wait for the last approval from the county to come in by December 16, 2016 (19 Months past our original goal) We are also in the process of obtaining the bids for the construction and final funding.

It would be very helpful if we could get a final traffic impact fee waived prior to the payment of the permit (the fee is for freeway impact a non-issue) If the Coto de Caza residents were to provide their help on this issue, it would be helpful. You can send a supportive email to Orange County Supervisor Lisa Bartlett,(her email is lisabartlett@ocgov.com)along with County Planning Staff. Please email us for a list of the pertinent emails, along with a draft of a letter you can reference.

I can be contacted at: Larry@longbeachcoolapartments.com Thank you for all of your support!

Sincerely Larry and Carol

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December 16, 2016

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Turn Thursdays into together time this holiday season Holiday busyness can occupy your weekends, making it difficult to find time to prepare and share a special meal. Instead, why not commit to making Thursday evenings special throughout the season? Instead of trying to do one more thing on the weekend, organically fit togethertime into Thursdays, and fill the evening with your closest friends, TV shows, board games or other favorite entertainment - and don’t forget your favorite foods!

The wholesome holiday fare professionals at Simply Organic offer four simple ideas for turning Thursday night into your favorite time of the week this holiday season: * Make it a movie night. Whether you choose a timeless holiday classic or the hottest new release, an evening of movie watching can break the stress and monotony of the week. You can opt for something kid-friendly and let the kids stay up a little bit later, or put them to bed on time and settle in with more sophisticated viewing fare. Pair the movie with your favorite takeout (instead of popcorn) and a warmth-inspiring seasonal beverage. * Serve a wholesome, organic meal. Invite friends to each bring a dish for an evening potluck. Eating together is a favorite way to share the spirit of the season, and serving organic fare communicates your values and caring. You can find plenty of seasonal recipes that incorporate organic ingredients at

www.simplyorganic.com. * Stage a baking party. You probably planned to do some holiday baking this season, so why not turn it into a fun event? Invite one or two good friends over, and ask them to bring their favorite holiday treat recipe to make. Pool your efforts - and results - to expand your holiday baked goods menu this year. Be sure to get an ingredients list from everyone ahead of time! * Host a holiday appetizer and cocktail dinner. Instead of serving a big meal of foods that everyone’s going to overindulge in this holiday season, an appetizer gathering can be a fun, creative alternative. Whip up holiday appetizers and seasonal cocktails (liquor optional) to capture the spirit of the season.

Try these two festive recipes from Simply Organic: Vanilla Clove French 75 Cocktail This French 75 cocktail takes a well-spiced twist with organic vanilla beans, cloves and cinnamon sticks.

This recipe makes enough simple syrup for 32 cocktails.

Ingredients: 4 Simply Organic Cloves Whole 1 Simply Organic Madagascar Vanilla Beans 3 Simply Organic Cinnamon Sticks 2 cups water 2 cups sugar Rind of 1 orange 6 fluid ounces prosecco, chilled 2 fluid ounces apple brandy

Juice of 1 lemon 2 orange or lemon rind twists Directions: To make the syrup, fill a small pot with water. Bring to medium and slowly add sugar, cloves, vanilla bean, cinnamon sticks and orange rind. Once sugar has dissolved, remove from heat and let steep for 15 minutes, until it is a golden orange color.

Strain through a fine mesh sieve to remove cloves and orange rind. Store in an airtight container in the fridge.

To make cocktails, divide prosecco into 2 champagne flutes. Split apple brandy and lemon juice between flutes, then add 1/2 fluid ounce simple syrup into each flute. Stir with a long spoon, then serve with orange or lemon rind twist.

Butternut Squash Soup Shooters Butternut squash soup turns shooter in this recipe featuring organic squash and curry powder.

Ingredients: 2 teaspoons Simply Organic Curry Powder Simply Organic Crushed Red Pepper 1 tablespoon butter or olive oil 1 medium onion, chopped (about 1 cup) 4 celery stalks, chopped (about 1 cup) 3 garlic cloves, crushed and chopped 1 3-pound butternut squash, peeled and cubed (about 5 cups)

1 teaspoon salt 5 cups vegetable broth (or a water and broth combo, if desired) 1 cup canned coconut milk fresh cilantro, for garnish cooked chickpeas, for garnish Directions: In a large stock pot, over medium heat, melt the butter or heat the oil.

Add the onion and celery. Cook for four to five minutes, until the onions are translucent and the vegetables “sweat.”

Stirring frequently, add the garlic and cook for one minute, until fragrant.

Add the butternut squash, salt and curry powder. Stir.

Add the vegetable broth and bring to a boil. Then reduce to a simmer and allow to cook for 25 to 30 minutes, until the butternut cubes are soft when pierced with a fork.

Into the soup, stir coconut milk, then remove the soup from the heat.

Using an immersion blender, blend the soup until smooth and creamy.

Serve in shot glasses with a garnish of cilantro, chickpeas and red pepper flakes.

For more “Thursday Moments” and seasonal recipe ideas, visit www. simplyorganic.com. - (BPT)

Entertaining with Ease Impress guests with elegant appetizers Bringing an element of elegance to your holiday celebration is easy when you start with party-pleasing ingredients, and great tasting food often starts with dairy. Foods like milk, cheese and yogurt not only enhance the flavor and texture of dishes everyone loves, but they also add high-quality nutrients to support the health and wellbeing of your guests.

Each of these recipes features a different variety of cheese as the essential ingredient for success.

These decadent, elegant apps, which can be prepared in minutes, are sure to be party favorites. Find more ideas for serving up an elegant, yet simple menu your guests will love at MilkMeansMore.org.

Holiday Baked Brie Recipe created by Foxes Love Lemons on behalf of Milk Means More Prep time: 10 minutes Cook time: 14 minutes Servings: 8 2 tablespoons unsalted butter 8 ounces button mushrooms, sliced kosher salt ground black pepper 1 Brie round (8 ounces) 3 tablespoons honey 1/4 cup pomegranate arils 1/4 cup shelled pistachios crackers or toasted bread Heat oven to 350 F. In large skillet, heat butter over medium-high heat. Add mushrooms; cook 8-10 minutes, or until deep golden brown, stirring frequently.

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Season with salt and pepper; remove from heat.

Place Brie on parchment paperlined rimmed baking pan; drizzle with honey. Transfer to oven and bake 5-7 minutes, or until inside of cheese is softened, but outside remains intact.

Transfer Brie to serving platter; top with pomegranate arils, pistachios and mushrooms.

Serve immediately with crackers or bread.

Butternut Squash Queso Dip Recipe created by Rachel Cooks on behalf of Milk Means More Prep time: 5 minutes Cook time: 15 minutes Servings: 10 12 ounces butternut squash puree, frozen 1 teaspoon extra-virgin olive oil 1/2 finely diced red onion 1 clove garlic, minced 1 can (10 ounces) petite diced tomatoes and green chiles 1/2 teaspoon ground cumin 1/2 teaspoon chili powder 8 ounces Monterey Jack cheese, shredded Place unwrapped squash in microwave safe bowl and heat in microwave 5 minutes at 50 percent power, or until thawed.

In large saucepan, heat oil over medium heat. Add onion and cook 4-5 minutes, or until translucent. Add garlic and cook 1 minute, or until fragrant.

Add squash, tomatoes, cumin and chili powder, and bring to boil over medium-high heat.

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Reduce heat to low and add cheese. Stir until melted and serve immediately.

Parmesan Crisps with Basil and Sun-Dried Tomato Recipe created by Art From My Table on behalf of Milk Means More Prep time: 10 minutes Cook time: 15 minutes Servings: 8 6 ounces shredded Parmesan cheese 1/2 cup balsamic vinegar 2 tablespoons sugar 8 basil leaves 8 sun-dried tomatoes, jarred Heat oven to 375 F. On baking sheet, make eight flat circles out of 1 1/2 tablespoons cheese each. Bake cheese 5 minutes, or until just beginning to turn golden.

Using metal spatula, remove crisps from pan immediately, placing on rack or plate to cool.

Place vinegar and sugar in small saucepan and boil until mixture is reduced to about 1/4 cup and is thickened.

Top each crisp with 1 fresh basil leaf and 1 sun-dried tomato. Drizzle balsamic reduction over top.

Spinach and Artichoke Stuffed Mushroom Caps Recipe created by The Lemon Bowl on behalf of Milk Means More Prep time: 20 minutes Cook time: 25 minutes Servings: 24 24 large mushrooms, stemmed and reserved 1 tablespoon olive oil

1 clove garlic, grated 1 teaspoon salt 1/2 teaspoon black pepper 2 cups chopped frozen spinach, thawed and drained 1 can artichoke hearts, roughly chopped 2 cups crumbled feta cheese 1/2 cup minced onion 1 pinch chili flakes 1 pinch minced scallions Heat oven to 350 F and place mushroom caps in single layer on baking sheet lined with foil.

Mince reserved mushroom stems and heat olive oil in large saute pan over medium-high heat. Add garlic and mushroom stems to pan along with salt and pepper. Saute 2-3 minutes, or until mushrooms are softened. Add spinach and artichoke hearts to pan and cook until heated through, about 3-4 minutes. Remove from heat and place mixture in large mixing bowl. Stir in feta cheese and onion. Adjust seasoning, to taste.

Using small cookie scoop, add 2 tablespoons filling to each mushroom cap. Bake mushrooms 20-25 minutes, or until mushroom caps are softened.

Sprinkle with chili flakes and minced scallions to serve.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

BIG RANCHO CROWD TURNS OUT FOR TUTTO FRESCO RIBBON CUTTING Hordes of hungry civic leaders, politicians, and regular Rancho citizens turned out this week to celebrate the grand opening of Tutto Fresco restaurant and gala ribbon cutting put on by the Rancho Santa Margarita Chamber of Commerce.

“One of the most frequently asked questions at City Hall is ‘When will Tutto Fresco restaurant have its grand opening?.” said Rancho Santa Margarita Mayor Tony Beall at this week’s event.

Three former Rancho mayors also attended including Carol Gamble, Bradley McGirr, and Jerry Holloway plus Councilmember Michael Vaughn and City Manager Jennifer Cervantes Although Tutto Fresco has long been an established restaurant in Rancho Santa Margarita, it has during the past year moved to the restaurant row on El Paseo Plaza in Rancho Santa Margarita, occupying a space formerly the home of Opah’s and Embarcadero where the new Tutto Fresco restaurant has greatly increased its size and space. Owner Steve White made a point of praising the city of Rancho Santa Margarita for being helpful in speeding up the permit and approval process for his major remodeling. White said:” Tutto Fresco is not just going to be a slightly modified menu in the same old tired surroundings, it’s a totally different place that has never existed before. The new Tutto Fresco is not just going to be a nice restaurant; it’s going to be a remarkable restaurant that will be a destination instead of an afterthought” This new and even more elegant Italian restaurant now features an indoor-outdoor bar, a heated patio with indoor trees, elaborate stonework including a blazing thirty-foot-tall fireplace, an entire room dedicated to desserts, private banquet room, wine room and comfortable seating attended by nearly seventy five table servers, bartenders, and chefs all personally trained by Tutto Fresco’s longtime manager Executive Chef and general manager Dan Johns who adds” This new Tutto Fresco is going to be a really amazing restaurant.

Steve White, family and guests for Tutto Fresco Grand Opening Ribbon cutting.

We’ve already hired two highly more protein, plus seasonal fish not spent fifty- four years with the Norm’s talented bartenders to make some available anywhere locally and more restaurant chain. Stephen spent his of most trendy, unusual and tasty appetizers. We’re introducing some early years learning every facet of cocktails from around the country. surprisingly unique sliders that I operations in the highly successful We’re continuing to hire more staff, expect will just explode in popularity, Marie Callendar restaurant group. and we’re planning to add at least many people would like to drop in for After spending another twelve years thirty-five to forty-five more, which a cocktail and have a quiet meal at with the equally prominent Claim should bring our total staff to seventy- the bar. In addition to our core Italian Jumper restaurants, he met and five of top restaurant professionals dishes we will be adding some steak, married the love of his life, his wife and pork chops. Our customers come Debbie, before he ventured out on his when we open.”

“Our menu items will remain much here to appreciate the ambience, own to open his trio of popular Tutto the same fresh Italian style food relax and enjoy the food and the Fresco Italian restaurants. One of the and affordable prices as we have elegant family atmosphere, “he adds restaurants is in Tustin, the second is Steve White is a man who has in Orange, and the third, is now the always had. But we’re adding some interesting modern touches, like spent his entire professional life in centerpiece of the El Paseo Plaza in more small plates, augmented with the restaurant industry. His father Rancho Santa Margarita.

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December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Visit our website for details: www.sangiovanni.us

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Purchase your tickets now at Tutto Fresco Kitchen and Bar Call now to reserve your ticket while they last.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

coto de caza news R est aurant Amazing grapes wine bar and restaurant

Celinda’s Original Mexican Deli

Now Open for Lunch. Rancho Santa Margarita’s finest selection of fine wines & craft beers. Delicious entrées, pastas, hearty sandwiches, salads,flatbreads, Mon-Friday: 11:30AM – 2:30PM. Dinner: Monday: 4pm – 9:30pm, Tues – Thursday: 4 –1 0 Friday & Saturday: 3-11pmHappy Hour: Monday/ Saturday: 4 – 6pm Enjoy Live Music: Wednesday, Friday & Saturday. Near Rancho Post Office. Book your private party today!

Mexican food, from huevos rancheros and breakfast burritos to authentic fish tacos, tortilla soup, fajitas, enchiladas and quesadillas Monday-Saturday 8 am - 8pm

29911 Aventura Suite D, E, & F, RSM 888-299-9463

BJ’s Restaurant BJ’s signature deep dish pizza, salads, sandwiches, soups, pasta, entrées, handcrafted micro brewed beers

22022 El Paseo, RSM 949.835.1890

Board and Brew Quality sandwiches and craft beer Sunday & Monday 10am - 8pm Tuesday-Saturday 10am - 9pm

22411 Antonio Pkwy Ste C180, RSM 949.709.5566

The Blind Pig American eclectic shareable cuisine paired with a selection of wines and craft beers, cocktails, and beverages.

“Now Open for Lunch”.

31431 Santa Margarita Pkwy Ste. M&N, RSM 949.888.0072

Canyon Fireside Grill Restaurant USDA prime choice steaks, prime rib, tender pork chops, fresh fish, fresh baked pot pies, specialty pasta, sandwiches, and salads.

Monday - Saturday 11:30am - 10pm

22312 El Paseo Ste A, RSM 949.888.8893

Carmelita’s Fabulous Mexican food Monday - Saturday at 11:30am Sunday Brunch Buffet 10am - 2pm

31441 Santa Margarita Pkwy Ste P, RSM 949.709.7600

29941 Aventura Ste O, RSM 949.589.0354

Cinnamon Productions

Panera Bread

Tutto Fresco Trattoria

Open daily 6am - 9pm

Italian Restaurant Pizza, Pasta & Sandwiches Sunday – Thursday 11am – 9pm Friday – Saturday 11am – 10pm

30642 Santa Margarita Pkwy, RSM 949.459.9000 Piccolino Ristorante Pizzeria “ Italian fine dinning” “ Old world food, new world class ambiance” Open: Mon - Tue 4 PM - 9PM Wed - Thu 11:30 AM - 2:30 PM 4PM - 9:30 PM Fri 11:30 AM - 2:30 PM 4 PM - 10:30 PM Sat 11:30 AM - 10:30 PM Sun 11:30 AM - 8:30 PM

Bakery Good plus Sandwiches on homemade bread or rolls plus tasty soups and salads. We also serve breakfast Sun & Mon 6am - 4pm. Tues - Thurs 6am - 8pm Friday & Saturday 6am - 9pm

28719 Los Alisos Blvd.

Mission Viejo 949.380.7261

22302 El Paseo Ste I, RSM 949.459.7900

Open daily at 4:30pm

Hanna’s Restaurant & Bar American Steakhouse cuisine prepared with a classic, traditional flair Sunday - Thursday 11:30am - 9pm Friday - Saturday 11:30am - 11pm

22195 El Paseo Ste 110, RSM 949.709.2300

G u id e

La Fiesta Mexican Grill

22441 Antonio Pkwy Ste A-370, RSM 949.858.0407

31441 Santa Margarita Pkwy Ste M, RSM 949.589.2225 Rice & Spice Thai Cuisine Mon - Thu 11am - 9pm Fri & Sat 11am - 9:30pm Sun 11:30am - 9:00pm

22431 Antonio Pkwy Ste B130, RSM 949.888.0222

Lunch 11:30am – 2:30pm Dinner 5pm – 9:30pm

22411 Antonio Pkwy Ste C 949.459.7676 San Giovanni’s Ristorante Pizza & Pasta Open daily at 5pm - 9pm

31931 Dove Canyon Dr., RSM 949.589.1900 Latte Da Monday - Friday 6am - 9pm Saturday - Sunday 6am - 4pm

21612 Plano Trabuco, RSM 949.589.4605

Mizu Sushi Bar & Grill Mon-Sat 11:30am-2:30pm Mon-Thu, Sun 5pm-10pm Fri-Sat 5pm-11pm

22431 Antonio Pkwy Ste B110, RSM 714.641.9700

Natraj Indian Bistro Daily Lunch Buffet 11am-3pm Sunday Champagne Brunch 11am-3pm Sun-Thurs 11am-10pm Fri-Sat 11am-10:30pm

22205 El Paseo Ste A, RSM 949.858.0581

Wan Fu Chinese Gourmet Sat & Sun 11am - 2:30pm Mon - Fri 11am - 3pm Across from City Hall

30642 Santa Margarita Pkwy, RSM 949.589.8028

Pizza E Vino

Saki Sushi Authentic Mexican dishes Mon - Thu 10am - 10pm Fri & Sat 10am - 10:30pm Sun 10am - 7pm

New Location! Now Open!

22332 El Paseo RSM 949.858.3360

Selma’s Chicago Style Pizzeria & tap room Open at 11am daily. Happy Hour–F: 3-6pm; Sat: 8–close

30461 Avenida De Las Flores Ste B, RSM 949.709.8165

Wood Ranch BBQ & Grill Mon-Fri at 4pm Sat & Sun at 11:30am

22352 El Paseo, RSM 949.888.1100 yamame contemporary Japanese Cuisine Sushi and Japanese cuisine. Closed Mondays. Open Tuesday -Thursday 11:30am - 2:30pm & 4:30pm - 9:30pm Friday-Friday 11:30am - 2:30pm & 4:30pm - 10:00pm Sunday 4:30pm 9:30pm

31441 Santa Margarita Pkwy, RSM 949.713.1818

Restaurant Reviews Wanted!

Have you dined out recently in Rancho Santa Margarita? The Coto de Caza News would like your opinion and we are actively looking for more reviews of local area restaurants that are NOT already listed on this page.

Please make it brief and informative with 50 words or less. Reviews must include your name, phone or email address (please do not send reviews on fast food or strictly pizza places).

Please send your Restaurant Review to newseditorials@yahoo.com

Spikes Fish House Open daily at 11am - 9pm

30465 Avenida De Las Flores , RSM 949.766.3382

The Trough sandwich kitchen Farm Fresh Gourmet Sandwiches Open for Breakfast. Eat In, Take Out, Curbside Pick-up.

Open Dailey 8am - 8pm.

31441 Santa Margarita Pkwy, Rancho Santa Margarita www.thetroughoc.com 949.709.5545

The Coto de Caza News

Page 19

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Dr. Ernest Robinson

The Coto de Caza News

ERNEST B. ROBINSON, M.D. Board Certified Facial Plastic Surgeon

Dr. Ernest B. Robinson Treating Kybella

Did you know that according to a 2015 survey conducted by the American Society for Dermatologic Surgery, nearly as many aesthetically-oriented consumers are bothered by their double chin (67%) as by lines and wrinkles around the eyes (69%)? In fact, the condition even has a name - submental fullness, or fat under the chin. It can make you look older and heavier, and it can be difficult to get rid of on your own. Because submental fullness can be influenced by multiple factors – such as genetics, weight gain and aging – sometimes, no matter how much you diet or exercise, your double chin may not go away.

appearance of moderate to severe fat beneath the chin by physically destroying fat cells in the treatment area.

When injected into the fat beneath your chin, KYBELLA® destroys fat cells. Once destroyed, those cells can no longer store or accumulate fat.

KYBELLA® can cause serious side effects, including nerve injury in the jaw (which can cause an uneven smile or facial muscle weakness), and trouble swallowing.

The most common side effects are swelling, bruising, pain, numbness, redness, and areas of hardness in the treatment area.

Here’s the good news: our office is now offering Talk to Dr. Robinson to determine if KYBELLA® might KYBELLA® (deoxycholic acid) injection, the first and be right for you, or to learn more about KYBELLA® visit only FDA-approved injectable treatment to improve the http://www.mykybella.com/.

MARIVIC’S HOLIDAY PROMOTIONS:

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Please call our office at (949) 831-5900 or (888) 355-3223 and schedule an appointment. *Restrictions apply

Questions or if you would like to schedule a consultation, please call our office at (949) 831-5900

Robinson Facial Plastic Surgery Our Offices 949 831 5900 | 888 355 3223 www.drface.com

24541 Pacific Park Drive Suite 103, Aliso Viejo, CA 92656 Page 20

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

amy sims sells ladera ranch homes at a higher price point sale after sale. call us to discuss what we can do for you!

2 BRYNWOOD LADERA RANCH / CALIFORNIA

SOLD $935,000

“Thank you so very much for all of your time and hard work in selling our house. Your real estate skills and negotiation skills are just stellar!

Amazing! You were a pleasure to work with. Thanks for everything.”

- Kim & Michael Pedroth

JUST SOLD Sold $20,000 over asking price in only 3 days!

With all the time off, the holiday season is a great time to earn sweat equity on your home.

Here are 3 easy projects anyone can do to increase the value of their home.

1. FIX THE SIMPLE THINGS

There are many common things around the house like hinges, wheels on doors, light bulbs, electrical switches, running toilets, and even faucets that are relatively simple items to address. There are many helpful people at your local hardware store that will happily help you figure out how to solve these issues. Your home will attract a higher price if there is less to fix.

2. CREATE A FRESH OUTDOOR SPACE

The outdoor spaces are very important to many buyers. There are many simple things you can do around the yard including planting fresh flowers, cleaning overgrown areas, trimming trees, power washing patios, and cleaning outdoor appliances that can really increase the appeal of your property by making the outdoor space feel fresh.

3. PAINTING IN STYLE

You’ve seen all the home improvement shows and the house flipping shows. What’s the one thing that always gets the most bang for the buck?

Interior paint of course. I would love to help you choose paint colors that are most popular with buyers in the current market. Painting is easy and can even be fun. Almost anyone can do it!

CA BRE #: 01526302

The Coto de Caza News

Page 21

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

1. Coto de Caza News Readers can afford your very Best!

According to reliable sources such as the U.S. census bureau the area served by the Coto de Caza News one of Orange County’s highest income groups. These affluent nearby homeowners in Coto de Caza, Dove Canyon, and the gated communities surrounding Rancho Santa Margarita have more money to spend and the time to spend it. Make sure that these readers are aware of your company and what you do by keeping a regular, affordable advertising message in the newspaper that all of them read every week 2. Why pay more to reach your most preferred customers?

Smart business owners and marketing experts agree that the most expensive advertising is advertising that doesn’t work.

Savvy business managers are wise to be concerned about high volume publications that don’t deliver a strong local audience that would bring you customers. Major daily newspapers like the Times and the Register reach nearly a million readers, but do you really need to pay their high prices to reach your customers in Coto de Caza, Dove Canyon and Rancho Santa Margarita?

While some glossy monthly magazines are stylish, their costly rates may not be realistic compared to choosing a highly effective newspaper like the Coto de Caza News which is received by your most likely preferred customers of high income homeowners with advertising that costs you far less money.

The Coto de Caza news is attractive, effective and affordable.

3. Why do Rancho Santa Margarita Readers read the Coto de Caza News?

Even before it became a city in the year 2000, the Superior Court of Orange County adjudicated (approved) The Coto de Caza news as the official newspaper for Rancho Santa Margarita. That’s why you regularly see stories about the Rancho Santa Margarita City Council, RSM Chamber of Commerce, and prominent Page 22

The Coto de Caza News

P AY L E S S T O A D V E R T I S E

TO REACH THE HIGH INCOME HOMEOWNERS OF COTO DE CAZA, DOVE CANYON AND RANCHO SANTA MARGARITA WHO WOULD LIKE TO BUY FROM YOU. Rancho Santa Margarita people in the Coto de Caza News. So when you advertise In the Coto de Caza News you get more than just Coto de Caza readers.

4. U S Post office plus selected delivery makes this newspaper special!

While everyone knows that the Coto de Caza news is delivered to every single family residence in Coto de Caza and Dove Canyon by the United States Post office, the Coto de Caza news is also hand-delivered each week to local Rancho Santa Margarita area businesses, city hall, library, and other popular gathering spots where Rancho Santa Margarita residents can easily pick up a copy.

5. Who is this woman that raises hundreds of millions of dollars and how can she help me grow my business?

If you don’t know her already, get to know Kelly Bennett, the top society columnist in Orange County.

She also has the top rated radio show and television program “Breakfast with Gary and Kelly. Readers eagerly await her weekly column in the Coto de Caza News which features major charity events where the beautiful people of Orange County gather for fashionable luncheons and dinners which regularly raise millions of dollars for worthy causes. Permit us to say that placing your advertising where it is seen by people who can afford to give away millions is the best advertising purchase

The Coto de Caza News

you will ever make. Read Kelly Bennett’s “Society Scene “column every week in the Coto de Caza news and see why.

6. Free Online Advertising Coto de Caza News Version each week.

While many people still prefer to have a hard copy of the Coto de Caza news to hold in their hand, our online version is equally popular for those who want to access our entire newspaper on their smartphone, tablet or computer. Your regular ad will appear in our online edition at no extra charge. Just click on Cotodecazanews.com.

7. How Fast Will this Home be sold?

We’d like to share some actual quotes from local Coto de Caza area realtors: “SOLD THE SAME DAY that the ad appeared in the Coto de Caza News, SOLD THE SAME WEEKEND that the ad appeared in the Coto de Caza News, BUYERS CAME IN WAVING the ad that appeared in the Coto de Caza News.”

Two factors determine how fast a house will sell: 1.Choose a skilled real estate professional 2. Advertise it in the Coto de Caza News FACT: 93% of all homes sold within 90 days of listing were advertised in the Coto de Caza News.

Whether you are selling homes or other desirable goods or services you should consider the Coto de Caza news for your advertising.

8. Extremely Affordable Classified Advertising Only a Dollar a Word.

In keeping with our motto of providing highly effective advertising at an affordable cost, the Coto de Caza news offers weekly classified advertising for only $1.00 a word with a 15 word minimum. You’re very welcome!

9.What does Good News mean to you?

Most other news media is full of crime, war, celebrity scandals, and other kinds of bad news. We guarantee that when you place your advertising in the Coto de Caza news your ad will never be next to any kind of bad news. Our unusual but extremely delightful editorial policy of only printing good, positive family-friendly news makes reading this newspaper a pleasure. Keeping our readers happy keeps them in a pleasant mood when they are reading your advertising message.

10.

Silent Salesman Works for you Seven Days a Week. Our surveys show that the Coto de Caza news has more “coffee table life” with readers keeping a copy of the newspaper in their homes as long as a full week which is far longer than any daily publication.

If you’d like to see a little excitement in your sales figures, place a call to Coto de Caza News for fast action on advertising that is effective, attractive, and affordable Ask for one of our cheerful display advertising representatives to put some real power in your advertising when you call (949)-5899990

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

saDDleback cares for yoU No matter what struggles, hardships, or difficulties you are facing, we want you to know that you do not have to walk alone. Our support programs and signature ministries offer hope, help and healing to guide you through life’s challenging times and connect you with others who share a similar journey.

Need prayer? Join us this weekend, and after the service, visit the Prayer Garden for personal, confidential prayer.

WeekenD service times

Saturday: 4 & 6 PM* Sunday: 9 & 11 AM, 1 & 6 PM *ASL Interpreted.

neW Hope sUpport groUps

Reverend Theodore Olson, Pastor Reverend Duy Le, Parochial Vicar

SATURDAY MORNING MASS: 8:30 AM VIGIL MASS: AT 5:00 PM

Find support, care, comfort, encouragement, hope and strength as you meet others who are facing the same difficulties. www.saddleback.com/supportgroups

Saddleback Church ( 9 4 9 ) 6 0 9 - 8 0 0 0 w w w. s a d d l e b a c k . c o m , 1 S a d d l e b a c k P k w y, L a k e F o r e s t , C A 9 2 6 3 0 

ADVERTISING IN The Coto de Caza News

COSTS MUCH LESS OFTEN HALF THE PRICE OF Glossy Magazines or Big City Newspapers or Post Card mailings.

WHY PAY MORE MONEY TO REACH THE SAME PEOPLE?

SUNDAY: BIBLE STUDY & IGLESIA DE CRISTO 9:30am

Marguerite Christian School Serving our community with quality preschool education in a Christian environment. Ages 3-6. Director Susan Johnston 949-582-5856

Call

949.589.9990

Toast to this trifecta of wonderful wines to share at holiday celebrations

Glad tidings: Wonderful wines to share at holiday celebrations As the weather cools and the fireplace whets your appetite for comfort and relaxation, thoughts naturally turn to friends, family, good food and drinks ... enjoyable moments this season so notably brings. Whether you plan to be the host or a guest at the festivities, you can make a lasting impression by offering up some tasty and carefully selected pairings of wine and appetizers.

Sharing delicious food and drinks can be a great conversation starter and create memorable holiday experiences. Consider these suggestions for delicious combinations that will impress even your most experienced wine-loving and foodie friends. * Choose a bottle of Leese-Fitch Cabernet Sauvignon, hailing from where cab is king, sunny California. The enjoyable finish of this full-bodied wine features hints of toasted coconut and rich vanilla to balance out the dark fruit overtones. The meat lovers in your group will enjoy this wine with easy-to-prepare braised beef short ribs or turkey meatballs. You could even offer up a strategic selection of crackers and aged cheeses, ranging from a sharp cheddar to a higher-end Chalosse or Reblochon. Picture those pairings as you reunite with friends around the holiday table. * A pinot noir can be an excellent introduction to red wine for the white wine drinker, and is a great choice for the holiday season because it pairs effortlessly with a variety of foods. Whip up

a batch of salmon tartare on toasted wontons for your next dinner party to go with the light, red fruit and earthy elements typical of this varietal. Try the Moobuzz Pinot Noir, named after “the land of milk and honey” (the California Central Coast), which features an abundance of red currant, dark cherry, rich mocha and wild strawberry ... with a finish one critic compares to “a velvet blanket.” This is one you’ll want to snuggle in! * Those celebrating a special occasion, or any day that ends in “Y,” may enjoy the festive White

Knight Prosecco D.O.C. with crisp aromas of acacia flower, apple, white peach and citrus fruit, this bubbly is a nice change from the typical white wine. It is great by itself as an aperitif or as a base for a festive French 75 cocktail. Enjoy this lively sparkler with mini quiches at a wedding shower, gathering of friends or your company holiday party.

Visit 3badge.com for information on where to purchase these wines, or to learn more about 3 Badge’s strong portfolio of award-wining beverages. - (BPT)

The Coto de Caza News

Page 23

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Governor Brown Takes Action to Protect Oceans

Taking action to combat climate change and help protect California’s oceans, Governor Edmund G. Brown Jr. called on President Barack Obama to use his authority to permanently prohibit new offshore oil and gas leasing in federal waters off the coast of California, signed an agreement with U.S. Secretary of the Interior Sally Jewell to help expand offshore renewable energy development and joined global leaders to launch the International Alliance to Combat Ocean Acidification.

“Climate change degrades our oceans and coastline,” said Governor Brown at a meeting of the International Alliance to Combat Ocean Acidification in Coronado.

“Today, California is taking additional steps to reduce ocean acidity, boost renewable energy and prevent further coastal oil and gas drilling.”

Stopping Offshore Oil and Gas Drilling In a letter sent to President Obama, Governor Brown called on the administration to use its authority under Section 12(a) of the Outer Continental Shelf Lands Act to permanently withdraw federal waters off the coast of California from new offshore oil and gas leasing and guarantee that future oil and gas drilling in these waters is prohibited.

“Clearly, large new oil and gas reserves would be inconsistent with our overriding imperative to reduce reliance on fossil fuels and combat the devastating impacts of climate change,” Governor Brown wrote.

“Now is the time to make permanent the protection of our ocean waters and beaches from new oil and gas drilling.”

Boosting Offshore Renewable Energy Governor Brown also signed a Memorandum of Understanding (MOU) with U.S. Secretary of the Interior Sally Jewell to renew and expand a joint commitment to develop more renewable power, including offshore clean energy. Under the agreement, California and the U.S. Department of the Interior will

coordinate the environmental review of potential marine renewable energy projects, such as offshore wind and wave energy, continue to identify offshore areas for potential projects, and update permitting guidance for these projects. Today’s MOU builds on the creation of a California Intergovernmental Renewable Energy Task Force launched earlier this year.

Addressing Ocean Acidification Additionally, Governor Brown joined Washington State Governor Jay Inslee, Oregon Governor Kate Brown, Deputy Chief of Mission at the Embassy of Chile in the United States Patricio Utreras and Consul General of France in San Francisco Emmanuel Lebrun-Damiens today to launch a new partnership of jurisdictions around the world committed to protecting coastal communities and economies from the threat of rising ocean acidity, called the International Alliance to Combat Ocean Acidification.

The ocean absorbs a third of the carbon dioxide that humans release into the atmosphere, which raises the water’s acidity and harms sea creatures that are vital food sources for marine life. The rising levels of poisonous ocean acidity, along with warming waters, also damage coral reefs, dissolve oyster shells and harm marine fisheries around the world. The oceans have become 30 percent more acidic since scientists began taking measurements, and the average acidity of the surface ocean is projected to double over pre-industrial levels by the end of this century.

California is combatting ocean acidification through a number of landmark policies to reduce carbon dioxide emissions and other greenhouse gases.

This announcement builds on the ongoing work of the California Ocean Protection Council, which has also joined with other states to help address ocean acidification. Earlier this year, Governor Brown signed legislation to support this work and

Aliso Creek Beach Page 24

The Coto de Caza News

Governor Edmund G. Brown Jr. develop projects, in coordination with other states, that reduce carbon dioxide levels through marine habitat conservation and restoration.

C a l i f o r n i a ’s L e a d e r s h i p on Climate Change California is playing a world-leading role in setting aggressive climate goals, broadening collaboration among subnational leaders and taking action to reduce climate pollutants.

In recent weeks, Governor Brown issued a joint release with the governors of Oregon and Washington and the premier of British Columbia reaffirming their commitment to climate action at the close of COP22.

The Governor also announced 29 new members to the Under2 Coalition, an international climate pact formed by California and Baden-Württemberg, Germany among cities, states and countries to limit the increase in global average temperature to below 2 degrees Celsius, the level of potentially catastrophic consequences. A total of 165 jurisdictions have now joined the coalition representing more than a billion people and $25.7 trillion in combined GDP – more than one-third of the global economy.

In September, California took bold action to advance its climate goals, establishing the most ambitious greenhouse gas emission reduction targets in North America and the nation’s toughest restrictions on destructive super pollutants.

The Governor also signed legislation that directs cap-andtrade funds to greenhouse gas reducing programs which benefit disadvantaged communities, support clean transportation and protect natural ecosystems.

This action builds on landmark legislation the Governor signed in October 2015 to generate half of the state’s electricity from renewable

sources by 2030 and double the rate of energy efficiency savings in California buildings. Governor Brown has also committed to reducing today’s petroleum use in cars and trucks by up to 50 percent within the next 15 years; make heating fuels cleaner; and manage farm and rangelands, forests and wetlands so they can store carbon.

Over the past year and a half, the Governor has traveled to the United Nations headquarters in New York, the United Nations Climate Change Conference in Paris, France, the Vatican in Italy and the Climate Summit of the Americas in Toronto, Canada to call on other leaders to join California in the fight against climate change. Governor Brown also joined an unprecedented alliance of heads of state, city and state leaders – convened by the World Bank Group and International Monetary Fund – to urge countries and companies around the globe to put a price on carbon.

These efforts to broaden collaboration among subnational leaders build on a number of other international climate change agreements with leaders from the Czech Republic, the Netherlands, Mexico, China, North America, Japan, Israel, Peru and Chile and Governor Brown’s efforts to gather hundreds of world-renowned researchers and scientists around a groundbreaking call to action – called the consensus statement – which translates key scientific climate findings from disparate fields into one unified document.

The impacts of climate change are already being felt in California and will disproportionately impact the state’s most vulnerable populations.

Governor Edmund G. Brown Jr. State Capitol Building, Sacramento, CA 95814

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

Small Plates for a Big Party This holiday season don’t let a main dish hog all the glory. Instead let guests feast on a festive spread of small plates and sides. Snack-size portions of a wide range of delicious dishes are the perfect solution for entertaining.

A large, heavy meal can leave guests feeling lethargic. Keep your party lively with lighter bites that guests can nibble on throughout the night. Another advantage of a small plate menu is that guests will appreciate the chance to sample many flavors without fear of overindulging.

Get your party planning started with these tips: • Keep dishes simple and put the focus on quality ingredients, such as naturally lactose and gluten free Jarlsberg cheese. Best known for the classic wedge available in original and smoked flavors, Jarlsberg cheese offers a mild, mellow, nutty and delicious taste that is perfect for any cheese board and pairing with meats of your choice.

• Give traditional vegetable sides a special boost to make them party perfect. Basic asparagus gets a fresh twist with this Asparagus Tart, which blends savory Jarlsberg brand cheese and a pastry for a pretty presentation you can cut into squares before serving.

• Plan your menu with the clock in mind. Choose foods that will taste great for the duration of your party without drying out or loosing flavor, such as this Tomato Gratin.

• Keep cold dishes chilled by setting the serving bowl inside a larger bowl filled with ice (add some flair by tinting the ice or adding decorative accents).

• Use burners to keep the heat on warm dishes, or simply rotate in fresh batches periodically.

Give your holiday entertaining an extra boost this year with Jarlsberg Cheese’s Great Holiday Giveaway, which runs through Dec. 31 and offers prizes for holiday entertaining, including a DSLR camera as the

grand prize and weekly charcuterie party kits. Learn more and enter (once per day) at Facebook.com/ Jarlsbergusa, and find more holiday entertaining recipes at jarlsberg.com.

Asparagus Tart 1 sheet frozen puff pastry, thawed 2 cups Jarlsberg cheese, shredded 1 pound asparagus 1 tablespoon olive oil 1 tablespoon fresh thyme leaves salt and pepper Heat oven to 400 F. Prepare baking sheet with parchment paper.

Roll out puff pastry into 16-by10-inch rectangle, trimming uneven edges. Place on baking sheet. With knife, lightly score pastry dough 1 inch from edges to mark rectangle. Using fork, pierce dough inside markings at 1/2-inch intervals. Bake until golden, about 15 minutes.

Remove pastry shell from oven and sprinkle with shredded cheese. Trim asparagus spears to fit crosswise inside pastry shell. Arrange in single layer over cheese, alternating ends and tips. Brush with oil, sprinkle thyme leaves and season with salt and pepper. Bake until spears are tender, about 20 minutes.

Tomato Gratin 8 medium ripe tomatoes 1/4 cup balsamic vinegar 1/2 cup extra-virgin olive oil 4 garlic cloves, sliced 4 sprigs fresh thyme (or 4 basil leaves, chopped) salt and pepper, to taste 2 ounces toasted pine (pignoli) nuts 1/2 pound (8 ounces) grated Jarlsberg cheese Heat oven to 350 F. Cut tomatoes in half.

In bowl, whisk together vinegar, olive oil, garlic, thyme, salt and pepper; gently mix in tomatoes.

Transfer to ovenproof dish, turning tomatoes cut side up before baking 15 minutes.

When tomatoes are cool enough, remove skins before returning to baking dish. Sprinkle tomatoes with nuts and cheese. Return to oven and bake about 10 minutes, or until cheese turns golden and bubbly.

Serve as bruschetta on sliced, toasted Italian bread or as a side dish to fish and meat.

Cheesy Mashed Potatoes 4 large baking potatoes, peeled and cut 1 cup Jarlsberg cheese 1 cup milk 1 container sour cream 1/2 cup butter 1 teaspoon salt 1 teaspoon ground black pepper

Heat oven to 350 F. Place potatoes in large pot of salted water and bring to a boil. Reduce heat to medium-low, cover and simmer until tender. Drain and bring potatoes to food processor.

In food processor, add cheese, milk, sour cream, butter, salt and pepper. Process all ingredients with potatoes until smooth. Pour mixture into baking pan and cover with tin foil.

Bake 30 minutes. Uncover potatoes during last 10 minutes to allow browning.

Sensational Platters Platters featuring savory finger foods are a flavorful and easy solution for holiday entertaining. Simply assemble ingredients, such as those listed below, on a large wooden or slate board and serve. Get creative by adding fig spreads, fresh fruit or other nibbles you enjoy, and don’t forget the toothpicks and napkins. Be sure to take the cheese out of the refrigerator at least an hour before serving to ensure that it is room temperature to bring out the ideal flavor. Never serve cheese cold.

• Wedge or cubed Jarlsberg cheese • Assortment of whole grain crackers and crusty bread slices • Italian Genoa salami, coppa or your favorite charcuterie meats • Assorted olives, nuts and dried or fresh fruits

The Coto de Caza News

Page 25

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

T

FAMILY FEATURES

he holidays are the ultimate time for connecting with friends and family, so treat them to something special this year with your own mouthwatering take on a holiday feast. Add a new and delicious twist to entertaining this season with a festive bacon bar.

Mix things up with simple decorating tips and these easy-tomake – and even easier to eat – bacon recipes from Smithfield that can help create the perfect setting for your next holiday gathering. Whether drizzled with caramel and sea salt, twisted with puff pastry or baked with bourbon and maple syrup, your guests can enjoy bacon in a variety of ways. The classic cut and versatility of Smithfield Hometown Original Bacon is ideal for dishes you can include in your bacon bar like bacon cheddar biscuits, savory bacon jam and flavorful bacon salt.

You can also incorporate different bacon flavors; with more than 10 different Smithfield varieties to choose from, there truly is something for everyone.

Complete your holiday spread with printed labels that festively identify the variety of bacon flavors, unique recipes and side dishes on display.

Simply print templates onto thick card stock and cut to your desired shape. Use twine or holiday ribbon to tie the labels onto mason jars, bowls or baskets, or use a small clothespin to clip the labels onto your bacon creations. Garnish your display with garland, red berries and pine cones for added holiday cheer.

Visit Smithfield.com/BaconBar for printable labels, more decor ideas and recipe inspiration to give your own bacon bar a personal touch.

The Coto de Caza News

Crispy Bacon Twists with Gouda and Apricot Preserves Cook time: 45 minutes Serves: 15 Nonstick spray flour, for dusting 1 package (2 sheets) frozen puff pastry dough, thawed 1 egg, beaten 1 cup (12 ounces) apricot preserves 2 cups (about 7 ounces) Gouda cheese, shredded 2 tablespoons chopped fresh rosemary leaves 2 pounds (about 25-30 slices) Smithfield Hometown Original Bacon Heat oven to 375 F. Line two rimmed baking pans with foil, set baking racks in pans and lightly spray racks with nonstick spray.

On lightly floured surface, roll out one puff pastry sheet to roughly 8-by-12 inches. Brush top with egg and thinly spread 1/2 cup preserves over dough. Sprinkle evenly with 1 cup shredded cheese and 1 tablespoon rosemary, lightly pressing cheese mixture into dough. Fold short end of dough over to enclose cheese mixture and lightly roll to seal. Cut into 15 1/2-inch strips. Repeat with remaining puff pastry and ingredients.

Lay one slice bacon diagonally. Grab one strip of prepared dough by ends and place one end of dough strip horizontally at top end of bacon and roll bacon with dough downward, stretching dough strip while rolling. Place spiral-wrapped bacon twist on prepared rack and repeat.

Bake twists 35-45 minutes, or until pastry is browned and bacon crisp, rotating pans as needed for even cooking.

Let cool 5 minutes and gently use spatula to remove twists from racks. Serve warm or at room temperature.

Tip: For a different flavor, try smoked or aged Gouda or fresh thyme instead of rosemary.

Crispy Bacon Twists with Gouda and Apricot Preserves

Caramelized Bourbon Bacon

Cook time: 30 minutes Serves: 12 2 packages (16 ounces each) Smithfield Thick Cut Bacon 4 tablespoons honey 1/2 cup bourbon 4 tablespoons maple syrup Heat oven to 375 F. Line two baking pans with parchment paper.

Remove bacon from package and space evenly on pans without overlapping slices.

Place pans in oven and bake 15 minutes. Rotate pans halfway through baking time. Meanwhile, combine honey, bourbon and syrup.

Remove bacon from oven. Carefully drain grease from pans. Brush bacon with bourbon mixture. Return to oven and bake 3-5 minutes. Let cool slightly and serve.

Caramelized Bourbon Bacon

Bacon Cheddar Biscuits

Cook time: 30 minutes Serves: 12 4 ounces shredded cheddar cheese 1/4 cup chopped green onions 1/2 cup cooked Smithfield Hometown Original Bacon, diced 2 cups all-purpose flour, plus 1 tablespoon and extra for rolling, divided 1 tablespoon baking powder 1/2 teaspoon salt 1/4 cup (1/2 stick) butter 3/4 cup milk

Heat oven to 450 F. In small bowl, toss together cheese, green onions and bacon with 1 tablespoon flour. Set aside. In separate bowl, whisk together flour, baking powder and salt. Use pastry cutter or two forks to cut in butter.

Add milk and stir just enough to bring ingredients together. Gently fold in cheese mixture.

Turn dough onto floured surface and knead about 1 minute. Pat or roll out dough to 1/2- or 3/4-inch thickness. Cut into rounds with 2 1/2-inch round biscuit cutter.

Place biscuits on ungreased baking sheet. Bake 12-15 minutes, or until golden brown on top.

Sea Salt Caramel Bacon

Sea Salt Caramel Bacon

Cook time: 40 minutes Serves: 12 2 packages (12 ounces each) Smithfield Thick Cut Bacon 4 tablespoons caramel topping 1 teaspoon flaked sea salt Heat oven to 375 F. Line two baking pans with nonstick foil.

Remove bacon from package and space evenly on pans without overlapping slices.

Place pans in oven and bake 10 minutes. Rotate pans and continue baking until crisp, about 20 minutes. Remove from oven. Using tongs, place bacon slices on clean parchment paper-lined baking sheet. Let cool slightly.

Heat caramel in microwave 10 seconds. Drizzle bacon with caramel. Sprinkle with sea salt. Return to oven and bake 2 minutes. Let sit 5 minutes. Using tongs, remove to cooling rack. Cool 5 minutes before serving.

Page 26

The Coto de Caza News

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

December 16, 2016

The Row is all dressed up and ready to go with a fresh new lifestyle shopping experience just waiting for you to explore.

Park once and find everything you need to transition your house into a home.

Furniture, lighting, floor coverings, mattresses, smart work space ideas. We even have a place to inspire learning for your child. Bring the family, make it fun.

While you shop, let the kids jump at Big Air Trampoline!

Property Highlights: • Recently Completed Multi­Million Dollar Remodel • Freeway Visible from I­5 Freeway with Approx. 350,000 Cars Per Day • Minutes from the Laguna Hills Mall & Irvine Spectrum Center • Daytime Population w/ Approx 27,838 Employees Within 1 mile • Leasing Opportunities Available from 6,000 to 11,760 Square Feet • Where the I­5 Freeway and 405 Freeway Meets

MAXWELL STABLES IN COTO DE CAZA STALLS AVAILABLE! OVER 40 MILES OF TRAILS COMPETITIVE PRICES

John & Jill Maxwell

949-636-3458 RYAN’S HAULING SERVICE Demolition, Trash Pick-Up, Garage Clean Up. No job too small.

Also handyman/odd jobs

949-293-5691 JAMES D. STONE Trial Attorney for the last 32 years. Specializing in Criminal and Civil Defense.

949-433-9179 COMFORT ADVISORS HEATING & AC

Got HOT or COLD rooms?

We can fix that.

FREE estimates on new systems.

Air quality and quality work. www.ComfortAdvisors.com

949-678-8747

ROSS LEGACY

Urgent care medical group.

Dr. Karl Gebhardt. I want to be your Primary Care Physician!

Open Daily! Walk-Ins Welcome www.rosslegacy.net

949-305-0110 SILVER CREEK LANDSCAPING

We do installation of Grass and Plants. Call for details or visit us at: silvercreeknurseryinc.com

949-753-0663 THE DRAPERY SHOWCASE

Drapery, Roman Shades, Upholstery, Motorized Shades.

Don’t ignore the economy of quality.

FREE IN-HOME CONSULTATION

949-587-1002 FIND HELP FAST!

TOP HOME REPAIR PROFESSIONALS ARE IN THIS SECTION! CALL TO ADVERTISE!

949-589-9990

OC HAIR & MAKEUP PORTOLA CHEVRON Full service boutique salon.

Offering all salon serices, makeup applications and skin care treatments. ochairandmakeup.com

949-326-7878 CARPENTER 4 HIRE

Interior & Exterior, Moulding, Paneling, Patio Cover, Deck Doors, Cabinets, Gates, Termite Repair, Hand Rails. Remodeling and Additions. Licensed & Bonded Lic#477356

Guy Gates

949-306-8510 YOUR AD HERE

Braks, AC, batteries, starters, engine, timing belts and so much more. Shuttle available 27650 Santa Margarita Pkwy, Mission Viejo

949-586-7319

MUSIC LESSONS OC MUSIC LESSONS

IN RSM on Empressa at Aventura ( next to Papa Johns )

www.ocmusiccenter.com

949-858-0900 TRABUCO SHOE REPAIR

REACH THOUSANDS OF CUSTOMERS...

WHY WAIT? ADVERTISE TODAY!

Bring all shoes we fix like new.

Also purses,suitcase,zippers Clothing alterations.Make Keys 4U2.In Haggen Shopping Center behind Shell. 21702 Plano Trabuco Road #4B,

Is your loved one suffering from drug or alcohol abuse?

WE CAN HELP. Age specific recovery community. www.newlifehouse.com

Control. Please Mention This Ad When Calling

949-589-9990 NEW LIFE HOUSE

888-357-7577

AL PHILLIPS THE CLEANER / PRESTIGE DRY CLEANERS

FREE Pick-up and Delivery!

At your home or office

949-888-0925

SPA GREGORIES DAY SPA & SALONS Live Well. Be Well.

Spa Well. spagregories.com 949-858-9455 SILENT SALESMAN WORKS 24 HOURS A DAY Classified ads are your most affordable advertising.

ADVERTISE TODAY!

949-589-9990 949-459-9090 PRIDE PEST CONTROL DR. ERNEST Serving Orange County Since 1981.

ROBINSON Providing General Pest 949-661-PEST or 800-734-2303

Are Pests Bugging You ?

Facial Plastic Surgeon LUNCHTIME FACIAL REJUVENATION BOTOX * RESTYLANE * JUVEDERM Laser Light Technology

949-831-5900

The Coto de Caza News

Page 27

December 16, 2016

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

5 fall fashion finds that blend comfort and style

As Mother Nature exchanges her green attire for endless hues of yellow, orange and red, you too may be thinking it’s time to spruce up your wardrobe. This fall, the leading trends are blending fashion with comfort to create eye-catching styles that move with ease through all your autumn adventures.

As the leaves turn and the chill sets in, make sure your closet is stocked with the top five fashion finds of the season.

Thin and thick, scarves for everyone Store your statement necklaces for next season because fall 2016 is prime for scarves of all shapes and sizes.

Chunky knits are a classic among both men and women, with infinity scarves bridging the gap between dainty and daring. To add further dimension, skinny scarves are a new addition for this season. Thin scarves of silky material are being layered, wrapped and knotted to create a oneof-a-kind look guaranteed to catch a glance. Long-hair scarves or silk belts are ideal for experimenting with this fresh trend.

A comfortable twist on the skinny jean When fall arrives women from coast to coast don skinny jeans with boots and booties. Until now, this unforgettable look came at the price of comfort and mobility. Enter the Lee Dream Jean. Designed to look like a skinny jean on the outside while feeling like a yoga pant inside, you can wear these jeans for any fall adventure - whether stretching for the highest apple or lounging with a pumpkin spice latte. The patentpending Dream Jean wraps you in softness with a t-shirt-like lining, and the stretchy, skinny fit ensures you’ll never want to take them off.

Slim-fit jeans for men For fall 2016, men’s jeans are seeing a slimmer cut than in previous Page 28

seasons, and more men are looking for styles with stretch to achieve this look. The Lee Slim Fit embraces both elements to produce a pant that looks and feels great, whether you’re tailgating with friends or picking pumpkins with the family. The slim, tailored style fits closer to the body for a great fall look, while the Active Comfort Denim technology allows the denim to flex and move with ease to keep up with your every move.

Fabulous fall footwear Beyond boots, fall footwear is getting a sensible yet stylish update for fall 2016. One of the leading shoe trends of the season is the classic mule. Making its comeback, the mule blends the best of a loafer with the ease of a clog. Slip these on with your favorite jeans for a chic look for the office or a weekend get-together.

Mules offer the ideal way to polish a casual look and create a beautiful blend of high and low fashion.

Pops of color As Mother Nature delights the eye with radiant hues across the landscape, you may feel inspired to add pops of color to your fall wardrobe. Just because it’s autumn, however, doesn’t mean you’re limited to just crimson and sienna. Fall is a season alive with life, so integrate your favorite bold colors in any way you can. If you opt for colorful pants to bring life to your outfit, try one of the eleven colors available in Lee’s Essential Chinos, including perfect fall shades like Moss Green and Blush. Pink, in fact, is trending for fall, so rock those pants and pull that raspberry fedora out of storage. It’s no longer relegated for spring alone.

Fall 2016 is unlike any other when it comes to fashion. By blending comfort and style, you’re sure to find a favorite look to keep up with your every move this season. (BPT)

The Coto de Caza News

The Coto de Caza News

Coto de Caza News Legal Notices

T.S. No. 046284-CA APN: 935-43-767 NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 2/8/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/12/2017 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 2/24/2006, as Instrument No. 2006000125259, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: CHRISTOPHER J ATKINSON AND LINDSAY A ATKINSON, HUSBAND AND WIFE WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 67 VIA BARCELONA RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust.

The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $423,113.64 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located.

NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING. COM, using the file number assigned to this case 046284-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117. Coto de Caza News -12-16-2016 | 12-23-2016 | 12-30-2016 | T.S. No. 045516-CA APN: 614-131-02 NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 6/7/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/23/2017 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 6/28/2005, as Instrument No. 2005000496885, and later modified by a Loan Modification Agreement recorded on 09/15/2005, as Instrument 2005000727932, and later modified by a Loan Modification Agreement recorded on 12/10/2014, as Instrument 2014000533731, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: RAYMOND B HOGAI AND LOVERT HOGAI WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 24806 LAKEFIELD STREET LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $283,237.53 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION. COM, using the file number assigned to this case 045516-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117. Coto De Caza News, 12-16-2016 | 12-23-2016 | 12-30-2016

APN: 105-171-08 TS No: CA08001559-16-1 TO No: 95310150 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED July 11, 2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 13, 2017 at 02:00 PM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust recorded on July 17, 2007 as Instrument No. 2007000447794, of official records in the Office of the Recorder of Orange County, California, executed by MICHAEL J BROWN AND JANA S BROWN, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of ABN AMRO MORTGAGE GROUP, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 30192 SILVERADO CANYON ROAD, SILVERADO, CA 92676 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $773,507.74 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call In Source Logic at 702-659-7766 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08001559-16-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: December 9, 2016 MTC Financial Inc. dba Trustee Corps TS No. CA08001559-16-1 17100 Gillette Ave Irvine, CA 92614 Phone: 949-252-8300 TDD: 866-660-4288 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 26106, Pub Dates: 12/16/2016, 12/23/2016, 12/30/2016, COTO DE CAZA NEWS

LOW COST CLASSIFIEDS ONLY $1.00 PER WORD! NOTICE TO CREDITORS OF BULK SALE (Notice pursuant to UCC Sec. 6105) Escrow No. 01400703-861-DF NOTICE IS HEREBY GIVEN that a bulk sale is about to be made. The name(s) and business address(es) of the seller(s) is/are: LAGUNA CANDY, A CALIFORNIA CORPORATION, 248 SOUTH COAST HIGHWAY, LAGUNA BEACH CA 92651 Doing business as: ROCKY MOUNTAIN CHOCOLATE FACTORY (STORE 248) All other business name(s) and address(es) used by the seller(s) within the past three years, as stated by the seller(s), is/are: NONE The location in California of the Chief Executive Office of the seller is: 248 SOUTH COAST HIGHWAY, LAGUNA BEACH CA 92651 The name(s) and business address of the buyer(s) is/are: SWEET AND DELIGHTFUL RA LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, 27006 PACIFIC TERRACE DR, MISSION VIEJO CA 92692 The assets being sold are generally described as: FURNITURE, FIXTURES, EQUIPMENT AND GOODWILL and are located at: 248 SOUTH COAST HIGHWAY, LAGUNA BEACH CA 92651 The bulk sale is intended to be consummated at the office of: CHICAGO TITLE COMPANY, 917 GLENNEYRE, STE 1, LAGUNA BEACH, CA 92651 and the anticipated sale date is JANUARY 5, 2017 The bulk sale is subject to California Uniform Commercial Code Section 6106.2.

The name and address of the person with whom claims may be filed is: DEBBI FABER, CESO/CBSS/CMHS/CEI, CHICAGO TITLE COMPANY, 917 GLENNEYRE, STE 1, LAGUNA BEACH, CA 92651 and the last day for filing claims by any creditor shall be JANUARY 4, 2017, which is the business day before the anticipated sale date specified above.

SWEET AND DELIGHTFUL RA LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, Buyer(s) LA1742706 COTO DE CAZA NEWS 12/16/16

The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices NOTICE OF PETITION TO ADMINISTER ESTATE OF CLARK W. JOHNSON Case No. 30-2016-00885068-PR-PW-CJC

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of CLARK W. JOHNSON.

A PETITION FOR PROBATE has been filed by LINDA L. JOHNSON in the Superior Court of California, County of ORANGE.

THE PETITION requests the decedent’s will and codicils, if any, be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

THE PETITION FOR PROBATE requests that LINDA L. JOHNSON be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: JANUARY 12, 2017 at 2:00 PM in Dept. No. C08, located at 700 CIVIC CENTER DRIVE WEST, SANTA ANA CA 92701. CENTRAL JUSTICE CENTER.

IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code.

Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for petitioner: KEITH G. BREMER, 20320 S.W. BIRCH STREET, 2ND FLOOR, NEWPORT BEACH, CA 92660 – 949221-1000 Date filed: November 04, 2016 Clerk of the Superior Court By Thomas Williams, Deputy Clerk Coto de Caza News – 12/16/2016, 12/23/2016, 12/30/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2016-00891924 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SEOYEUN CHOI a conservatee.

Petitioner(s) JUNGHO CHOI and SHANNON LEE aka YOUNGHYUN LEE has/have filed a petition with this court on behalf of the conservatee for a decree changing name(s) as follows: SEOYEUN CHOI to KELLY SEOYEUN CHOI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted.

Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 26, 2017 at 8:30 o’clock am, Dept. D100, W44 . A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 13, 2016 PETER WILSON - Judge of the Superior Court Coto de Caza News – 12/16/2016, 12/23/2016, 12/30/2016, 01/06/2017 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2016-00891931 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of SUNGYEUN CHOI a minor(s).

Petitioner(s) JUNGHO CHOI and SHANNON LEE has/have filed a petition with this court on behalf of the minor(s) for a decree changing name(s) as follows: SUNGYEUN CHOI to FRANCINE SUNGYEUN CHOI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 26, 2017 at 8:30 o’clock am, Dept. D100, W44 . A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 13, 2016 PETER WILSON - Judge of the Superior Court Coto de Caza News – 12/16/2016, 12/23/2016, 12/30/2016, 01/06/2017 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00890212 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of FAAUI ROCKY POASA. Petitioner(s) FAAUI ROCKY POASA has/have filed a petition with this court for a decree changing name(s) as follows: FAAUI ROCKY POASA to FAAUI ROCKY SAVEA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted.

Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 24, 2017 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 02, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 12/09/2016, 12/16/2016, 12/23/2016, 12/30/2016

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00890207 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JULIA BARABAS. Petitioner(s) JULIA BARABAS has/have filed a petition with this court for a decree changing name(s) as follows: JULIA BARABAS to JULIA SAVEA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 24, 2017 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News.

The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: DECEMBER 02, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 12/09/2016, 12/16/2016, 12/23/2016, 12/30/2016 NOTICE OF PETITION TO ADMINISTER ESTATE OF CHARLES RAYMOND WIESE Case No. 30-2016-00883153-PR-LA-CJC

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both, of CHARLES RAYMOND WIESE.

A PETITION FOR PROBATE has been filed by ADAM WIESE in the Superior Court of California, County of ORANGE.

THE PETITION FOR PROBATE requests that ADAM WIESE be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: DECEMBER 29, 2016 at 2:00 PM in Dept. No. C08, located at 700 CIVIC CENTER DRIVE WEST, SANTA ANA CA 92701. CENTRAL JUSTICE CENTER.

IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code.

Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Petitioner: ADAM WIESE, 25689 Mesa Edge Ct., Sun City, CA 92585, 951-2369055 Coto de Caza News – 12/09/2016, 12/16/2016, 12/23/2016 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00888301 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of NANCY HYUNJUNG CHO. Petitioner(s) MELISA NANCY HYUNJUNG CHO has/have filed a petition with this court for a decree changing name(s) as follows: NANCY HYUNJUNG CHO to NANCY HYUNJUNG JOEH. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 12, 2017 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 22, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 12/02/16, 12/09/2016, 12/16/2016, 12/23/2016 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No:30-2016-00879516 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MELISA CARIDAD CROUCH. Petitioner(s) MELISA CARIDAD CROUCH has/have filed a petition with this court for a decree changing name(s) as follows: MELISA CARIDAD CROUCH to MELISA C. FLORES. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, West Santa Ana, CA 92701 on JANUARY 11, 2017 at 8:30 o’clock am Dept. D100, Window 44. A copy of this order to show cause shall be published at least once each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.

Dated: NOVEMBER 21, 2016 ROBERT J. MOSS - Judge of the Superior Court Coto de Caza News – 11/25/2016, 12/02/16, 12/09/2016, 12/16/2016

December 16, 2016

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE Title Order No.: 8664829 Trustee Sale No.: 81622 Loan No.: 399117264 APN: 778-222-13 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/4/2016. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/6/2017 at 10:00 AM, CALIFORNIA TD SPECIALISTS as the duly appointed Trustee under and pursuant to Deed of Trust recorded on 2/5/2016 as Instrument No. 2016000050682 in book N/A, page N/A of official records in the Office of the Recorder of Orange County, California, executed by: FRANCISCO ESPARAZA, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor RAMIREZ ZUNIGA FAMILY LLC, a California Limited Liability Company, as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: The front entrance to 8180 East Kaiser Blvd., (Please check in with Receptionist), Anaheim Hills, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Parcel 1: Lot 35 of Tract no. 15245, in the County of Orange, State of California, as shown on a map recorded in Book 740, Pages 19 to 25 inclusive, of miscellaneous maps, Records of Orange County, California. Excepting therefrom one-half of all rights to oil, gas, petroleum, hydrocarbon substances and other minerals and gases below a depth of 500 feet, measured vertically from the present surface of the land, without the right of surface entry within said 500 feet, as reserved

by James A. Bryant, Jr. and Judith Tilt Bryant, husband and wife in the deed recorded September 24, 1963 in Book 6729, Page 443 of official records. Also excepting therefrom all water rights or interests in water rights that may be within, under or on the property, whether such water rights are riparian, overlying, appropriative, percolating, prescriptive or contractual; provided however, that the reservation made herein shall not reserve to or for the benefit of grantor any right to enter upon the surface of the property in the exercise of such rights, together with the right and power to use or utilize on any other property owned or leased by grantor any and all water rights or interests in water rights no matter how acquired by grantor. As reserved in deed from Coto de Caza LTD., a California Limited Partnership, recorded November 1, 1996 as Instrument No. 1996-0555432 of official records. Excepting therefrom, nonexclusive easements for access, ingress, egress, encroachment, maintenance, repair, drainage and support, as described in the master declaration and the supplemental declaration defined below. Parcel 2: Non-exclusive easements for access, ingress, egress, maintenance, repair, drainage, encroachment and support, all as described in the master declaration of covenants, conditions, restrictions and reservation of easements for Coto de Caza (”Master Declaration”), recorded March 5, 1984 as Instrument no. 1984-092424, and the notice of addition of territory and supplemental declaration of covenants, conditions, restrictions and reservation of easements for Grand Coto Estates in Coto de Caza (“Supplemental Declaration”) recorded June 16, 1997 as Instrument no.

1997-0274940, both of official records of Orange County, California. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 4 RUE CEZANNA, Coto de Caza CA 92679-8505.

The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $127,122.41 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 12/7/2016 California TD Specialists, as Trustee 8190 East Kaiser Blvd., Anaheim Hills, CA 92808 Phone: 714-283-2180 For Trustee Sale Information log on to: www.usa-foreclosure.com CALL: (714) 277-4845. PATRICIO S. INCE’, VICE PRESIDENT California TD Specialists is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code.

The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 714-277-4845, or visit this internet Web site www.usa-foreclosure.com, using the file number assigned to this case T.S.# 81622. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale.” FEI # 1077.00586 12/16/2016, 12/23/2016, 12/30/2016

T.S. No. 044767-CA APN: 935-39-026 NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 8/2/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/9/2017 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 8/17/2005, as Instrument No. 2005000647965, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: PEGGY NAMES, AN UNMARRIED PERSON WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: AUCTION.COM, DOUBLETREE BY HILTON HOTEL ANAHEIM - ORANGE COUNTY, 100 THE CITY DRIVE, ORANGE, CA 92868 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: MORE FULLY DESCRIBED ON SAID DEED OF TRUST The street address and other common designation, if any, of the real property described above is purported to be: 26992 MILL POND W CAPISTRANO BEACH, CA 92624 AKA 26992 MILL POND WEST 26 DANA POINT, CA 92624 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $190,637.75 If the Trustee is unable to convey title for any reason,

APN: 931-956-18 TS No: CA05000923-16-1 TO No: 8654300 NOTICE OF TRUSTEE’S SALE (The above statement is made pursuant to CA Civil Code Section 2923.3(d)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(d)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED March 26, 2013. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 30, 2016 at 09:00 AM, Auction.com Room, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on April 19, 2013 as Instrument No. 2013000234859, of official records in the Office of the Recorder of Orange County, California, executed by THELMA T SHAUER, A WIDOW, as Trustor(s), in favor of BANK OF AMERICA, N.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 76 LOBELIA, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.

Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $297,267.55 (Estimated). However, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction.

You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale.

If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Auction.com at 800.280.2832 for information regarding the Trustee’s Sale or visit the Internet Web site address www.Auction. com for information regarding the sale of this property, using the file number assigned to this case, CA05000923-16-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 23, 2016 MTC Financial Inc. dba Trustee Corps TS No. CA05000923-16-1 17100 Gillette Ave Irvine, CA 92614 Phone:949-252-8300 TDD: 866660-4288 Stephanie Hoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832 Trustee Corps may be acting as a debt collector attempting to collect a debt. Any information obtained may be used for that purpose.ISL Number 24463, Pub Dates: 12/09/2016, 12/16/2016, 12/23/2016, COTO DE CAZA NEWS

the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (800) 280-2832 or visit this Internet Web site WWW.AUCTION.COM, using the file number assigned to this case 044767-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (800) 280-2832 CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117. Coto De Caza News, 12-09-2016,12-16-2016,12-23-2016,

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December 16, 2016

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Coto de Caza News Legal Notices T.S. No. 041701-CA APN: 836-494-01 NOTICE OF TRUSTEE’S SALE Pursuant to CA Civil Code 2923.3 IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 5/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/5/2017 at 9:00 AM, CLEAR RECON CORP., as duly appointed trustee under and pursuant to Deed of Trust recorded 5/29/2007, as Instrument No. 2007000341556, of Official Records in the office of the County Recorder of Orange County, State of CALIFORNIA executed by: RICHARD B. KIELB AND DENYSE M. KIELB, HUSBAND AND WIFE AS JOINT TENANTS WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: PARCEL 54, IN THE CITY OF RANCHO SANTA MARGARITA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 97-035 RECORDED JUNE 18, 1997, AS INSTRUMENT NO. 19970280723 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. MORE COMPLETELY DESCRIBED IN ATTACHED EXHIBIT A. The street address and other common designation, if any, of the real property described above is purported to be: 2 MIRA SEGURA RANCHO SANTA MARGARITA, CALIFORNIA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $455,698.75 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (844) 477-7869 or visit this Internet Web site WWW.STOXPOSTING.COM, using the file number assigned to this case 041701-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR SALES INFORMATION: (844) 477-7869 CLEAR RECON CORP. 4375 Jutland Drive Suite 200 San Diego, California 92117 EXHIBIT A LEGAL DESCRIPTION REF. NO. 041701-CA PARCEL 54, IN THE CITY OF RANCHO SANTA MARGARITA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT LL 97-035 RECORDED JUNE 18, 1997, AS INSTRUMENT NO. 19970280723 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OIL, OIL RIGHTS, MINERALS MINERAL RIGHTS, NATURAL GAS RIGHTS, AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PARCEL OF LAND HEREINABOVE DESCRIBED, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING MINING, EXPLORING, AND OPERATING THEREFORE AND STORING IN AND REMOVING THE SAME FROM SAID LAND OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OF DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THOSE HEREINABOVE DESCRIBED, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE HEREINABOVE DESCRIBED, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR WITHOUT, HOWEVER. THE RIGHT TO DRILL, MINE, STORE EXPLORE OR OPERATE THROUGH THE SURFACE OR THE UPPER 500 FEET OF THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED APRIL 17, 1989 AS INSTRUMENT NO. 89-198818 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM THE RIGHT AND POWER USE OR UTILIZE ON ANY OTHER PROPERTY OWNED OR LEASED BY COMPANY, ANY AND ALL WATER RIGHTS OR INTERESTS IN WATER RIGHTS NO MATTER HOW ACQUIRED BY COMPANY, AND ALL WATER RIGHTS OR INTERESTS IN WATER RIGHTS THAT MAY BE WITHIN, UNDER OR ON THE COVERED PROPERTY, WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, PERCOLATING, PRESCRIPTIVE OR CONTRACTUAL; PROVIDED HOWEVER, THAT THE RESERVATION DID NOT RESERVE TO OR FOR THE BENEFIT OF COMPANY ANY RIGHT TO ENTER UPON THE SURFACE OF THE COVERED PROPERTY IN THE EXERCISE OF SUCH RIGHTS, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED APRIL 17, 1989 AS INSTRUMENT NO. 89198818 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ALL WATER AND WATER RIGHTS, IF ANY, INCLUDED WITHIN AND UNDERLYING SAID LAND, AS DEDICATED TO THE SANTA MARGARITA WATER DISTRICT ON THE MAP OF SAID TRACT. Coto de Caza News - 12-02-2016 | 12-09-2016 | 12-16-2016 |

T.S. No.: 9551-4167 TSG Order No.: 160201202-CA-VOI A.P.N.: 937-992-00 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03/29/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 04/04/2006 as Document No.: 2006000224094, of Official Records in the office of the Recorder of Orange County, California, executed by: VALERIE A. LOPEZ, AN UNMARRIED WOMAN, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the attached legal description. Sale Date & Time: 01/05/2017 at 01:30 PM Sale Location: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. The street address and other common designation, if any, of the real property described above is purported to be: 26290 HANOVER LN, LAGUNA HILLS, CA 92653-8212 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $261,276.86 (Estimated) as of 11/23/2016. Accrued interest and additional advances, if any, will increase this figure prior to sale.

It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site, www.nationwideposting.com, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9551-4167.

Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site.

The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd.

Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: www.nationwideposting.com or Call: 916-9390772. NBS Default Services, LLC, Nicole Rodriguez, Foreclosure Associate This communication is an attempt to collect a debt and any information obtained will be used for that purpose. However, if you have received a discharge of the debt referenced herein in a bankruptcy proceeding, this is not an attempt to impose personal liability upon you for payment of that debt. In the event you have received a bankruptcy discharge, any action to enforce the debt will be taken against the property only. LEGAL DESCRIPTION PARCEL A: AN UNDIVIDED 1/66TH INTEREST IN AND TO LOTS 1, 3 AND 4 OF TRACT NO. 9196, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 540 PAGES 1 THROUGH 5, INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPTING THEREFROM UNITS 259 THROUGH 324 AS SHOWN AND DEFINED UPON THE CONDOMINIUM PLAN RECORDED SEPTEMBER 15, 1987 AS INSTRUMENT NO. 87-521884 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM ONE HUNDRED PERCENT OF ALL RIGHTS TO OIL, GAS AND OTHER HYDROCARBON AND MINERAL SUBSTANCES LYING UNDER OR THAT MAY BE PRODUCED FROM THE ABOVE-DESCRIBED LAND, TOGETHER WITH ONE HUNDRED PERCENT OF ALL RIGHTS TO THE PROCEEDS THEREFROM AND ONE HUNDRED PERCENT OF ALL RENTS, BONUSES AND PROFITS ACCRUING THEREFROM, PROVIDED, HOWEVER, THAT GRANTOR WAIVES AND RELINQUISHES THE RIGHT TO USE OR OCCUPY OR ENTER UPON ANY PORTION OF THE SURFACE AND 500 FEET BELOW THE SURFACE, MEASURED VERTICALLY FROM THE SURFACE OF SAID LAND, PRODUCING, EXTRACTING, STORING, TREATING OR OTHERWISE HANDLING OR UTILIZING SUCH OIL, GAS OR OTHER HYDROCARBON OR MINERAL SUBSTANCES, OR FOR THE PURPOSE OF EXERCISING GRANTORS RIGHTS THERETO, AS RESERVED IN THE DEEDS FROM FIRST WESTERN BANK AND TRUST COMPANY, TRUSTEE, A CORPORATION, RECORDED SEPTEMBER 28, 1972, IN BOOK 10348, PAGES 318 AND 323 OF OFFICIAL RECORDS PARCEL B: UNIT 316 AS SHOWN AND DEFINED UPON THE CONDOMINIUM PLAN REFERRED TO ABOVE. PARCEL C: THE EXCLUSIVE EASEMENT OVER AND THE EXCLUSIVE RIGHT TO USE AND OCCUPY THOSE AREAS SHOWN AND DEFINED ON SAID CONDOMINIUM PLAN AS “EXCLUSIVE USE COMMON AREAS” AND DESIGNATED THEREON AS E-316 CP FOR CARPORTS, AND E-316 SW FOR STAIRWAY, WHICH AREA IS APPURTENANT TO UNIT 316 DESCRIBED IN PARCEL B ABOVE. NPP0296092 To: COTO DE CAZA NEWS 12/02/2016, 12/09/2016, 12/16/2016

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Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-16-744776-BF Order No.: 8665225 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/28/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RHONDA E DEHAAN, AN UNMARRIED WOMAN Recorded: 8/31/2006 as Instrument No. 2006000585982 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/3/2017 at 3:00PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, located at 300 E. Chapman Orange, California 92866 Amount of unpaid balance and other charges: $823,942.59 The purported property address is: 27151 CALLE DELGADO, SAN JUAN CAPISTRANO, CA 92675-4910 Assessor’s Parcel No.: 675-152-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property.

You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-16-744776-BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site.

The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return o f the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 888-988-6736 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA16-744776-BF IDSPub #0118706 12/9/2016 12/16/2016 12/23/2016

NOTICE OF TRUSTEE’S SALE TS No. CA-16-709622-JP Order No.: 16-0004366 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/23/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GALE L PAEPKE, AND KIMBERLY G. PAEPKE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 3/1/2006 as Instrument No. 2006000136525 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/30/2016 at 1:30PM Place of Sale: At the North front entrance to the County Courthouse located at 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $278,454.76 The purported property address is: 33 TOMAHAWK ST, COTO DE CAZA, CA 92679-5323 Assessor’s Parcel No.: 779-102-53 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-16-709622-JP . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return o f the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 916-939-0772 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-16-709622-JP IDSPub #0118842 12/9/2016 12/16/2016 12/23/2016

NOTICE OF TRUSTEE’S SALE TS No. CA-16-742325-BF Order No.: 8660823 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED TO THE COPY PROVI DED TO THE MORTGAGOR OR TRUSTOR (Pursuant to Cal. Civ. Code 2923.3) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial C ode and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL JESSE, A MARRIED MAN Recorded: 5/23/2005 as Instrument No. 2005000393401 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/3/2017 at 3:00PM Place of Sale: On the front steps to the entrance of the Orange Civic Center, located at 300 E. Chapman Orange, California 92866 Amount of unpaid balance and other charges: $949,175.15 The purported property address is: 29102 CANYON VISTA DR, TRABUCO CANYON, CA 92679-1608 Assessor’s Parcel No.: 606-182-19 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting

the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sa le date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 888-988-6736 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-16-742325-BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein.

If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return o f the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 411 Ivy Street San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 888-988-6736 O r Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-16-742325-BF IDSPub #0118586 12/2/2016 12/9/2016 12/16/2016

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Lic#477356 Guy Gates (949) 306-8510 TILE CONTRACTOR – Installing Since 1988. Tile/Stone Installation for Showers, Tubs, Flooring, Fireplaces and Backsplashes. Lic# 903343. OSIECKI TILE 949-201-5884 RYAN’S Hauling Service, demolition, trash pick-up, garage clean up. No job too small. Also handyman/odd jobs 949293-5691s

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The Drapery Showcase - 23891 Via abricante #601 Mission Viejo,CA. (949)587-1002 Need to see a doctor today? We are open every day and except all major insurance carriers including Medicare and most PPOs. Walk-ins are welcome no appointment needed Ross legacy medical group 26922 Oso Parkway Suite 380 Mission Viejo phone us at 949-305-0110 Weddings parties and special events, Over 25,000 ft.² of space available for birthdays anniversaries indoor and outdoor dining with outside catering and bar available for weddings and special events. Coto Valley County Club Salon 23331 via Venado Coto de Caza telephone 949-589-5000 $10 oil change-no gimmicks!, Free brake inspection, free alignment check, free air conditioner check, +1st time customer special 20% off labor and $50 smog certification. Lowest prices for tires, brakes, and all factory service Dr. Auto Automotive Care Specialists 29901 Santa Margarita Parkway, (Old Nissan dealership) Telephone 949-713-7788 Free pick up your dry cleaning at home or office, Just call us and we will pick up your dry cleaning and return it to you Al Phillips Dry Cleaners (948) 888-0925

Coto de Caza News Legal Notices T.S. No. 16-0352-11 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注：本文件包含一个信息摘要 참고사항: 본 첨 부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: TERRY G. ROUSSEL AND MISTEE L. ROUSSEL, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 6/16/2005 as Instrument No. 2005000465717 of Official Records in the office of the Recorder of Orange County, California, Street Address or other common designation of real property: 20 FAIRMONT LAGUNA NIGUEL, CA 92677 A.P.N.: 659-311-31 Date of Sale: 1/10/2017 at 12:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA

92701 Amount of unpaid balance and other charges: $1,212,129.59, estimated The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.

If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-758-8052 or visit this Internet Web site www.homesearch.com, using the file number assigned to this case 16-0352-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 12/1/2016 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: 1-800-758-8052 www.homesearch.com Darlene Clark, Foreclosure Officer PLEASE BE ADVISED THAT THE WOLF FIRM MAY BE ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION YOU PROVIDE WILL BE USED FOR THAT PURPOSE. NPP0297518 To: COTO DE CAZA NEWS 12/09/2016, 12/16/2016, 12/23/2016

Electric bikes of southern California, Come in for a test drive today. Sales, service, rentals cruisers, mountain bikes cargo bikes road bikes, commuters. Just in time for the holidays 3629 E. Coast Highway, Corona Del Mar 92625, 949673-0696 OC Spas and hot tubs, Spa sales, chemicals, covers, accessories, parts and services, delivery and removal $500 off on any single spa purchase this week bring this add, 949-933-9623, 1970 Newport Blvd., Costa Mesa 92627 Big discounts on window coverings, draperies,Roman shades, Custom upholstery fast service in time for the holidays, 23891 via Fabricante Mission Viejo, 949-587-1002, The Drapery Showcase Lowest prices of all in orange county marble, limestone, engineered stone, mosaics, Coastal tile and stone 170 E. 17th St., Costa Mesa, CA 92827 telephone (949) 548-1868 Amazing Grapes Wine Store and restaurant, Now open for lunch. Wide selection of fine wines and craft beers plus delicious entrées pasta sandwiches salads from flatbread. Near Rancho post office, 29911 Adventura suite D, Telephone 888-299-9463 Need a Carpenter?, interior and exterior, molding paneling, deck doors cabinets gates rails and room additions licensed bonded and insured license number 477356 Guy Gates, 949-306-8510

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ROOM FOR RENT in Buena Vida Senior Complex in Rancho Santa Margarita. $700.00 a month. Nancy 949-858-8078

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