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November 9, 2012

Delightful

Seasonal Desserts For the Holidays


The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

The San Clemente News

Chocolate and cranberries - a holiday gift of taste! Black and White Holiday Bark with Cranberries Yield: 25 pieces Recipe from America’s Test Kitchen Holiday Cookies 2010 Special Issue Use good quality bittersweet and white chocolate in bar form. Chocolate chips contain less cocoa butter so that they can better hold their shape when baked in cookies, but this makes them harder to melt. Using bar chocolate will give you a much better texture in this bark. Scorched chocolate is a very sad thing, so keep a close eye on your chocolate as you melt it. You can also melt your chocolate in a double boiler instead of the microwave if you want. Ingredients 1 pound bittersweet chocolate, chopped, divided 1 cup Rice Krispies cereal 3/4 cup dried cranberries or dried cherries, chopped, divided 1 pound white chocolate, chopped Instructions Line an 8-inch square baking pan with aluminum foil, allowing at least a two-inch overhang on all sides. Measure out and set aside 2 tablespoons of bittersweet chocolate for the topping. Microwave the remaining bittersweet chocolate

in a bowl at 50% power for 1 to 1 1/2 minutes. Use a spatula to scrape down the sides and stir. Continue to microwave the chocolate for 15 second intervals at 50% power, stirring between intervals, until just small lumps remain. Stir until smooth and pour into the prepared pan. Smooth the top and chill in the refrigerator until firm, about 30 minutes. Combine the Rice Krispies and 1/2 cup of dried cranberries and mix them together. Melt the white chocolate using the same method as the bittersweet chocolate, keeping in mind that white chocolate melts at a lower temperature than bittersweet chocolate. Gently fold the cereal mixture into the white chocolate until evenly incorporated. Spread over the bittersweet chocolate and smooth the top. Sprinkle with the remaining dried cranberries and return to the refrigerator to chill for another 30 minutes. Melt the remaining 2 tablespoons of bittersweet chocolate and pour into a small plastic bag. Cut a

small hole in the corner and drizzle the chocolate over the bark. Allow the bark to warm up slightly, about 10 minutes, and pull it out of the pan using the aluminum foil overhang and transfer to a cutting board. Carefully peel away the foil and cut bark into small squares with a sharp chef’s knife. The bark will keep in an airtight container in the fridge for up to 2 weeks.

Mini cheesecakes - the perfect little something sweet Mini Pear-Ginger Cheese- pears and gincakes with Gingersnap ger until course paste forms and Crust Ingredients: Cheesecake ½ cup water 125 mL 8 dried pear halves, chopped (dried apples can be substituted) 1/3 cup crystallized ginger 75 mL 3 packages (8 oz/250 g) low-fat cream cheese, room temperature 2 eggs, lightly beaten ¾ cup granulated sugar 175 mL Crust 40 gingersnap cookies, processed to form crumbs (about 2 cups/500 mL) 3 Tbsp canola oil 45 mL 2 Tbsp brown sugar 30 mL 2 Tbsp granulated sugar 30 mL 2 tsp salt 10 mL Instructions: Preheat oven to 325 °F (160 °C). In medium saucepan, bring water, dried pears and crystallized ginger to simmer over medium heat. Reduce heat to low, cover and simmer for about 12 minutes until water is absorbed and pears softened. In food processor, process Page 2

cool about 10 minutes. While paste is cooling, make crust. To make crust: combine all crust ingredients. Spray miniature cheesecake pans with canola oil. Divide crumb mixture evenly among mini cheesecake pans and press firmly into bottom. Bake crusts for 8 to 10 minutes until golden brown around edges. Remove from oven and set on wire rack and cool completely. Reduce oven temperature to 250 °F (120 °C). While crusts are cooling, continue making cheesecake filling. In large bowl, beat cream cheese and gingered pear paste together on low until light and fluffy. Beat in eggs. Add sugar and beat until smooth, frequently scraping down sides of

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bowl with spatula. Transfer filling into liquid measuring cup or pitcher and pour filling into crusts, dividing evenly. Place in oven and bake about 30 minutes until filling is set. Remove from oven and set on wire rack about 1 hour to cool completely. Then cover with plastic wrap and refrigerate for at least 4 hours before removing cheesecakes from pan.

To serve, garnish cheesecakes with crystallized ginger. Tips: The cheesecakes can be also made in non-stick mini muffin tins that are sprayed well with canola oil and/ or lined with cupcake holders. Dried pear halves may be substituted with dried apples. Yield: 24 mini cheesecakes.


The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

a wonderful old time tradition Sweet Potato Pie Makes 8 servings. 2 1/4 cups cooked mashed sweet potatoes 3/4 cup granulated sugar 1/2 cup firmly packed brown sugar 1/2 cup packaged vanilla instant pudding 3/4 cup evaporated milk 2 large eggs, at room temperature 6 tablespoons butter, softened 1 teaspoon ground cinnamon 1 1/2 tablespoons vanilla extract 1 (9-inch) deep-dish unbaked pie shell 1. In a large bowl combine all ingredients and beat at medium speed until well blended. Spread evenly into unbaked pie shell. 2. Bake at 450F for 10 minutes. 3. Reduce temperature to 350F and bake for 40 minutes longer or until set. Cool on wire rack. 4. If desired, garnish with whipped cream, raspberries and mint leaves.

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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

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Saddleback College Art Students Sell Their Wares at Two Holiday Sales

The Art Department at Saddleback College is thrilled to present two separate holiday sales of student art works. On Saturday and Sunday, December 1st and 2nd from noon to 8 pm and Monday and Tuesday, December 3rd and 4th from Noon to 6 pm, the Saddleback College Art Gallery will present their Annual Holiday Student Art Sale in the Saddleback College Art Gallery. A wide selection of student art for sale includes ceramics, photography, painting, watercolor, prints, graphics and much more. Proceeds for this sale fund student scholarships in the arts and master classes by internationally known artists. On Saturday and Sunday, December 1st and 2nd from noon to 8 pm, fine jewelry made by Saddleback College art students will be on sale in Room FA 202, adjacent to the art gallery. A display of handcrafted jewelry, art glass and holiday gifts made by students, faculty and alumni will be hard to resist for early shoppers. The Art Department at Saddleback College believes that a person’s reflection of life is manifested through his or her arts. Students are able to fully appreciate artistic expressions through study, observation and experience. The art faculty and staff are committed to offering the strongest foundation in the arts that will allow students success in college as well as in their ongoing roles as artists. The Saddleback College Foundation coordinates and initiates giving to Saddleback College. Without community support, the consistent excellence of college programs and education to students would not be possible. Saddleback College is located at 28000 Marguerite Pkwy in Mission Viejo, just east of Interstate 5 at the Avery Parkway exit. Parking is available in Lot 12. Take Avery Parkway to Marguerite Parkway turn left to the third traffic light, which is Saddleback’s Marguerite entrance. Turn right into the campus and take the second left to “Theatre Circle,” turning right into Lot 12. Specializing in music lessons for all ages. “I would teach children music, physics, and philosophy; but most importantly music, for in the patterns of music... are the keys to learning.” - Plato

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The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

OC Philanthropist to be Honored at National Philanthropy Day Orange County with a Musical Tribute

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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San Clemente News is an independent weekly newspaper published every Friday. We are not owned or operated by any of the big daily newspapers. The views and opinions expressed are those of the publisher and not any organization. No reproduction, in whole or in part is permitted without the express written permission of San Clemente News. Legal Advertising: The San Clemente News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #06CC00655 on March 21, 2006 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District and the Cities of Dana Point and San Clemente.

American Celebration Encore to be Performed in Joann Leatherby’s Honor - 11/15 An encore performance featuring key song-and-dance numbers from Chapman University’s annual American Celebration will be performed as a musical tribute to Joann Leatherby of Silverado, who will be honored with the Lifetime Achievement award for her philanthropic impact upon the arts, education and disadvantaged children at this year’s National Philanthropy Day Orange County Awards Luncheon on Thursday, November 15, 2012 at the Hyatt Regency Orange County. Leatherby is the 2012 Gala Chair for the American Celebration, Chapman University’s signature fundraising event, held November 3, featuring live song and dance entertainment provided by more than 100 Chapman students, accompanied by a live orchestra, in fully produced scenes from Broadway shows. Immediately prior to Leatherby accepting her National Philanthropy Day Orange County award, the American Celebration Encore will be performed by Chapman University’s College of Performing Arts students and faculty and will include: · “There’s No Business Like Show Business” from the musical Annie Get Your Gun, to be performed by Daniel Shipley, class of 2015, vocal performance major · “Shall We Dance?” from the musical The King and I, to be

performed by Neda Lahidji, class of 2013, vocal performance major · “I Could Have Danced All Night” from the musical My Fair Lady, to be performed by Chelsea Chaves, class of 2013, vocal performance major Dr. Janet Kao, adjunct faculty member of Chapman’s College of Performing Arts, will play piano for the performances. Leatherby, an active member of Chapman’s Board of Trustees since 1994, has a passion for academia and has been a supporter of Chapman University for decades, currently chairing the university’s Advancement Committee in addition to the 2012 American Celebration. She has played a key role providing comprehensive vision for Chapman’s future, including spearheading the campaign to build Leatherby Libraries and in creating the Chapman Plan, which has led to increased institutional support for improved undergraduate and graduate programs. Also as a supporter of disadvantaged children, as a representative of the Juvenile Diabetes Research Foundation, and as an arts supporter of South Coast Repertory Theatre, Pacific Symphony and the Segerstrom Center for the Arts, Leatherby has had a wide-ranging impact on the OC community. She also co-founded Casa de Amma, a unique apartment community fostering growth and independence in adults with special needs. The 2012 National Philanthropy Day Orange County Awards Lun-

cheon, with the theme “Giving is Always in Season,” will be held Thursday, November 15, 2012 from 11:30 a.m. to 1:30 p.m. at the Hyatt Regency Orange County located at 11999 Harbor Blvd., Garden Grove, Calif. National Philanthropy Day Orange County has become the most prominent philanthropic recognition event in Orange County, with more than 1000 honorees since its inception in 1985, including honors in past years for OC philanthropists Donald Bren, Marion Knott, Henry and Susan Samueli, and Henry Segerstrom. Marybelle and Sebastian Paul Musco, the 2011 Lifetime Achievement Honorees, will be Honorary Chairs of National Philanthropy Day Orange County, and will also serve as American Celebration Honorary Gala Chairs.

“Kindness is the language that the deaf can hear and that blind can see “ -Mark Twain The San Clemente News

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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

The San Clemente News

CELLIST ALISA WEILERSTEIN JOINS PACIFIC SYMPHONY The rich, emotional depth of the wide-hipped cello is exploited for all its worth in the hands of exquisite virtuoso Alisa Weilerstein, when she performs Dvořák’s standard-setting Cello Concerto with Pacific Symphony for “Alisa Weilerstein Plays Dvořák.” Acclaimed worldwide for her “soulful expression and physical abandon” (New York Ti m e s ) , We i l e r s t e i n w o n t h e 2011 MacArthur Foundation Fellowship, granted to individuals who have shown exceptional merit and promise of continued creative work. She is the first cellist in more than 30 years to be signed by Decca Classics, which released her debut album at the end of October. Led by guest conductor Alexander Shelley, Nuremberg Symphony O r c h e s t r a ’s c h i e f c o n d u c t o r, the Symphony opens the program with festive melodies of Handel’s “Music for the Royal Fireworks,” followed by Debussy’s magical depiction of the sea, “La Mer.” “Alisa Weilerstein Plays Dvořák” takes place Thursday through Saturday, Dec. 6-8, at 8 p.m., in the Renée and Henry Segerstrom Concert Hall, the concert includes a preview talk with Alan Chapman beginning at 7 p.m. Tickets are $25-$112; for more information or to purchase tickets, call (714) 755-5799 or visit PacificSymphony.org. “The young American cellist Alisa Weilerstein simply steals the show. Her musicianship is absolutely stunning. She captures a perfect balance between introversion and songfulness, sensitivity and whimsy, seeming entirely at one with the music, her cello becoming an extension of her heart. It’s remarkable playing—the sign of a truly great artist in the making.”–Classic FM The concert includes Handel’s “Music for the Royal Fireworks,” which was commissioned by Great Britain’s King George II in 1749 for a celebration of the end of the War of the Austrian Succession. It caused such a clamor in London that more than 12,000 people rushed in, causing a three-hour traffic jam at the London bridge. Majestic and heavy on brass and woodwinds, it is one of the late glories of the Baroque style. Also on the program—in contrast—is French impressionist Debussy, whose sensual evocation of the sea Page 6

in all its variety is on display in “La Mer.” “Debussy’s ‘La Mer ’ was composed between 1903 and 1 9 0 5 , ” s a y s t h e S y m p h o n y ’s Music Director Carl St.Clair. “He began composing it in France and finished it on the banks of the English Channel. It is a three-movement work depicting the ocean. But the subtlety, the detail—the colors, the feeling of moving waves, the splashing and the ocean mist and how he depicts this musical sound—is really Debussy’s genius. I know many artists who feel this is one of the greatest orchestral tapestries in the repertoire. It is truly a magnificent work depicting the great ocean. Some people say it is a miracle—just as the ocean is a miracle.” The concert concludes with the passion and grandeur of Dvo řá k ’s b r e a k t h r o u g h Ce l l o Concerto, as the spotlight focuses on virtuoso Weilerstein. At first, Dvořák refused to write a concerto for cello, claiming that “the cello is a beautiful instrument, but its place is in the orchestra and in chamber music. As a solo instrument it isn’t much good.” However, he was inspired by cellist Victor Herbert while serving as director for the National Conservatory in New York, and the resulting compostion set the standard by which all subsequent cello concertos have been measured. “Interestingly enough,” notes St.Clair, “it was Victor Herbert who was actually performing as principal cellist in the orchestra that premiered Dvořák’s Symphony No. 9, ‘From the New World.’” C e l l i s t We i l e r s t e i n h a s a ttracted widespread attention for playing that combines a natural virtuosic command and technical precision with impassioned musicianship. The intensity of her playing has regularly been lauded, as has the spontaneity and sensitivity of her interpretations. Following her Zankel Hall (in New York’s Carnegie Hall) recital debut in 2008, Justin Davidson of New York Magazine said: “Whatever she plays sounds custom-composed for her, as if she has a natural affinity with everything.” Weilerstein has already appeared with most of the major conductors and the major orchestras throughout the United States and Europe. English conductor Shelley

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was unanimously awarded first prize in the 2005 Leeds Conductors Competition, where he was described in the press as “the most exciting and gifted young conductor to have taken this highly prestigious award. His conducting technique is immaculate, everything crystal clear and a tool to his inborn musicality.” Along with his role as conductor of the Nuremberg Symphony Orchestra, Shelley also enjoys a close relationship with the Deutsche Kammerphilharmonie Bremen, with which he performs regularly both in Bremen and around Germany. He is artistic director of their Zukunftslabor project, an

award-winning series which aims to build a lasting relationship between the orchestra and a new generation of concertgoers through grass-roots engagement. The son of professional musicians, Shelley studied cello and conducting at the Robert-Schumann-Hochschule, Dusseldorf, and in 2001 he founded the Schumann Camerata in Dusseldorf. Pacific Symphony’s classical series performances are made possible by the Hal and Jeanette Segerstrom Family Foundation, with additional support from American Airlines, The Westin South Coast Plaza, KUSC and PBS SoCal.


The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

Young adults: Avoid these privacy red flags

By Jason Alderman Young adults applying for college or preparing to enter the workforce are sometimes shocked to find out that that certain behaviors that were either tolerated or ignored when they were younger now fall under closer scrutiny and could actually hurt their advancement possibilities. Among the biggest culprits are oversharing sensitive personal information in public forums and getting extreme tattoos or body art that may not yet be fully acceptable in certain work environments. Red flags. It should be common

knowledge that many employers perform online profile searches of job or internship candidates. They’ll scour public postings on Facebook, Twitter or YouTube looking for inappropriate content like racy photos or videos, racist remarks or evidence of illegal activities that would rule inappropriate candidates. But many people don’t realize that colleges, insurance companies, law enforcement and government agencies sometimes do the same. Thus, an underage student hoping to boost his cool factor by posting photos that show him engaging in drinking games could be disqualified for college admission or even have his scholarship revoked. Privacy settings. According to projections by Consumer Reports, roughly 13 million Facebook users have never set, or didn’t know about, the site’s privacy tools, and 28 percent share all, or almost all, of their wall posts with more than just their friends. It pays to thoroughly read the privacy policies of all sites where you’ve registered, including social networks, your

bank, retailers, blogs and news sites where you’ve made comments, etc. Email is forever. Deleting an email from your computer doesn’t mean it no longer exists. Chances are your email provider – or employer, if sent from work – will retain a record for years to come. Plus, recipients won’t necessarily delete the email and may in fact forward it to others. Haunting photos. Just like emails, photos posted online can live forever. That includes pictures of you that someone else posted and tagged with your name. My rule of thumb: If you wouldn’t want your grandmother to see it, don’t do it, say it or film it. Also, don’t post photos of your kids that might embarrass them or hurt their professional reputation down the road. Resume lies. It can be tempting to embellish the truth on your resume or during a job interview, but as recent headlines about disgraced executives being fired have shown, these lies can come back to haunt you. Employers can easily determine if the degree or

past job titles you’re claiming are legitimate. Another no-brainer: If your resume is posted online on Monster.com or LinkedIn, make sure there aren’t major inconsistencies with the one you submit to prospective employers. Tattoos. One-fifth of adults have at least one tattoo – the percentages are higher among younger adults. A few years ago, job candidates wouldn’t get past the first interview sporting tattoos; today, depending on the industry and type of customer contact involved, many employers will look the other way. However, some employers do enforce strict no-tattoo policies which, if based on sound business reasons, are legal. Fortunately, my own kids aren’t old enough for body art to be a consideration, but when they are, I’ll give them the same advice I’d give any young adult: Think about the long-term consequences of your actions. Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.

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The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

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November 9, 2012

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November 9, 2012

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Thanksgiving Dinner =TO GO=

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Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

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The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

SAN CLEMENTE NEWS R e staurant ADELE’S AT THE SAN CLEMENTE INN 2600 Avenida del Presidente 481-1222 AGOSTINO’S ITALIAN RESTAURANT Agostino Difante, 34700 Pacific Coast Hwy., Ste. 100, Dana Point, CA 92629 661-8266 ANTOINE’S CAFÉ 218 S. El Camino Real Antoine Price, 492-1763 AVILIA EL RANCHITO MEXICAN RESTAURANT Victor Avilia, 204 Avenida Del Mar 498-5000 BAJA FRESH MEXICAN GRILL 979 Ave. Pico, Suite A Ron Mehrens, 361-4667 BEACH FIRE 204 Avenida Del Mar Dave Donaldson, 366-3232 BEACH GARDEN CAFÉ 618½ Avenida Victoria Susan McGeary, 498-8145 THE BEACH HUT 1527 N. El Camino Real Tom Porier, 940-0048 BLUE DANUBE Old World Continental Cuisine. 111 W. Ave. Palizada, Suite E Khosro Toufanpour, 218-5186 CAFÉ CALYPSO 114 Ave. Del Mar, #4, Chen Yen, 366-9386 CAFÉ EXPRESSO Steaming coffee and other treats.

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LA SIESTA RESTAURANT 920 N. El Camino Real Albert Hernandez, 498-3094

DEL TACO, #61

LOS PATIOS MEXICAN COCINA 111 W. Ave. Palizada #17 Sergio Hernandez, 369-1399

In a hurry? Get happy!

109 Via Pico Plaza James Hewitt, 492-5311 DELI 204’S 1421 N. El Camino Real Deborah Thornton, 492-8480 DENNY’S RESTAURANT Even people who have never stopped in San Clemente know where this is. Meet your internet date here!

529 E. Ave. Pico Jackie Specter, 492-238 DUKE’S Historic location boasts Hormone- free beef, Kalua Pork Sandwiches, Draft Beers, Specialty Cocktails. Serving breakfast, lunch & dinner, kid’s menu, too.

204 S. El Camino Real 481-2040 EL JEFE CAFÉ 106 E. Escalones Jose Gomez, 492-4010

“It’s not a table without bread and wine”. Delightful service, memorable wines and excellent Italian dishes from the North and South of Italy. Open for lunch weekdays and dinner 7 days from 4 to 10pm.

GORDON JAMES GRILL 110 N. El Camino Real Gordon & Penny Rose, 498-9100 ITALIAN CRAVINGS 105 S. Ola Vista Jose Valle, 492-2777

SALT CREEK GRILLE Mesquite grilled steaks, chops, seafood and Sunday brunch too! Dinner nightly, Live Jazz, Full bar, Distinctive Wines. In Dana Point.

32802 Pacific Coast Highway at Crown Valley. 661-7799

SAN CLEMENTE YOGURT, TEA, COFFEE, JUICE & BAKERY

OLAMENDI’S MEXICAN RESTAURANT President Richard Nixon would eat no other Mexican food than Olamendi’s. Ask Jorge to share the stories of the enchiladas he prepared to go on Air Force One.

100’s of beverages, fresh fruit smoothies, gourmet teas, self-serve yogurt, coffees, tarts, baguette sandwiches, creme brulee, tiramisu and much, much more.

165A Ave Del Mar 949-369-9968

34660 Pac. Coast Hwy. Dana Point Jorge Olamendi, 661-1005 O’NEILL’S BAR & GRILL

26772 Avery Pkwy, Mission Viejo. 949-305-5100

CARBONARA TRATTORIA ITALIANA

RUBIO’S FRESH MEXICAN GRILL 638 Camino del los Mares Jack Curry, 661-6683

NEW MANDARIN GARDEN 111 W. Ave. Palizada, A Jack Cheng, 492-7432

FISHERMAN’S RESTAURANT & BAR

611 Ave. Victoria Bob Novello, 498-6390

220 Avenida Del Mar. 949-498-7813 www.poshtearoomandcafe.com

PIER SHACK & GRILL 615 Ave. Victoria. Randy Raneses, 498-2247

EL MARIACHI RESTAURANT 1925 S. El Camino Real Rafael Jimenez, 369-5111

Everyone knows it is on the pier, but not everyone knows it has some of the city’s freshest seafood.

POSH TEA ROOM & CAFÉ Serving Delicious Lunch and High Tea Daily 11am-4pm Sunday Breakfast & Brunch 9am-4pm Sweet Temptations Baked Every Morning. Lunch To Go Menu. The Perfect Spot for Bridal Showers, Baby Showers, Birthday Parties & Celebrations.

MR. SUSHI 102 Ave. Victoria, #E John Chon, 366-3669

At the Arroyo Trabuco Golf Club. Sunday Brunch at O’Neill’s is a delicious and leisurely experience. Zagat calls it the “best value in Orange County.” Daily specials include fresh fish, steaks, pizza and hearty sandwiches.

FRATELLO’S 638 Camino De Los Mares Bobby & Joey Madison, 661-5200

111 Avenida Del Mar, B Anthony Carbonara 366-1040

MOLLY BLOOM’S IRISH BAR & RESTAURANT 2391 S. El Camino Real Diarmuid Noone, 218-0120

PIZZA PORT 301 N. El Camino Real Chris Coltington, 940-0005

P.F. CHANGS CHINA BISTRO Superb Shanghai Street Noodles, available in few places on the globe, make the trip to Mission Viejo Mall a veritable necessity.

800 The Shops at Mission Viejo Ruby Rosensteel, 364-6661 PACIFIC TASTE 223-A Avenida Del Mar. Wendy Yu, 366-0809 PIPES CAFÉ 2017 S. El Camino Real Patrick Carpenter, 498-5002

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Page 11


The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

The San Clemente News

Society Scene by

Kelly Bennett Exclusively for the Ladera Ranch News

Friends of Dorothy Guild Closes – Raise $42k to Fight HIV/AIDS in OC The Friends of Dorothy Guild ended its seven-year fundraising program on behalf of AIDS Services Foundation Orange County with a spectacular Haunted Halloween Costume Party that raised $42,000 and brought their 2012 fundraising efforts to more than $100,000. Guests enjoyed dinner, auctions, dancing and Shoe Awards at the newly redecorated Center Club in Costa Mesa. Barbara Venezia, founder of The Friends of Dorothy Guild and chair of the Halloween event said, “This has been a wonderful partnership with ASF, and the Dorothys are so proud to have been able to make such a significant contribution in both funds and awareness-building to the wonderful programs ASF offers for those living with HIV/AIDS.” One of the many highlights was Mark Eskander presenting a check for $20,000 on behalf of the Louise Mandel Charitable Trust. Eskander has donated more than a quarter of a million dollars to the Dorothys’ efforts. Shelly Virkstis, chairman of the ASF Board commented, “On behalf of the board of directors and, even more so, on behalf of our clients living with HIV and AIDS here in Orange County, I want to again thank Barbara Venezia and the Dorothys for all they have done during the past five and half years. The more than $700,000 they have raised has allowed so many clients living with this disease to continue to receive the services they need. I also thank all the donors who have supported The Friends of Dorothy and invite them to continue their support of the services we offer by attending events, continuing their monthly donations and making an important difference in our community. I encourage everyone to visit ASF and see all the wonderful services your donations have supported and continue to support.” This year’s Haunted Halloween fundraiser was a fantasy world inhabited by sheiks, witches, Santa Claus, Scarlett O’Hara, wizards, ghouls, Rambo-wannabes, adventure heroes and heroines and more. Beset Costume went to Glenn Moyers as a hospital patient with a bourbon & water intravenous unit; Scariest was Kevin Young, a bloodied walking dead; Ericka and Damon Brannon of MAC Cosmetics were Best Couple as a Dead of the Dead couple; tied for Best Group were three oil sheiks Jeff Willkie, David Przeracki and Fred Kunz and the flight crew of a dubiously Virgin Airlines – J.M. Marconi, Adam Neeley, William May, Connie Chung and Justin Myers. Venezia presented the Dorothys’ special Red, Pink and Platinum Shoe Awards to those who have helped make the Guilds’ events such overwhelming successes. Contributing to the Haunted Halloween party were the Center Club, Billy’s Naked Chicken, Diva Cakes, Carolyn Stoaks Personal Catering, Elle Shoes and Barefoot Wine and Bubbly. Other honorees were past fashion show sponsors Freedom Reigns, designer Clay G. Adler, Jorge Rodriguez, Linda and Tom Salinger, Tommy Burgers, Sun-Dried Tomato, MAC Cosmetics, Premiere Healthcare, Dennis Silva of Quattro Caffe, Doug Gifford Photography, Susie and Kevin Coleman, The Crean Family Foundation, Tom Neas of Thomas Printers, D.J.s Steve Oaks and Golden Mike, John Fabris of the Orange County Register, Richard Moriarty and Loren Blackwood of Newport Vineyards and Winery. “It’s been a wonderful run, and it’s all due to the incredible steering committee,” Venezia said in closing. She named James Rust - Vice Chair, Tim Dunn – PR Chair, Pat Kennedy – Decorating Chair, Justin Myers – Beverage Chair, Mark Eskander – Underwriting Chair, Patti Gordon – Food chair, Karen and Doug Gifford, Ron Lenox – Social Media plus committee members Adam Neeley, Andrea Waite, Annemarie Miller-Jones, Bunny Clark, Chris Bragg, Christine Petersen, Dee Page 12

The San Clemente News

Mark Eskander presenting a check for $20,000

James Rust, ASF Board Chair Shelly Virkstis and Jorge Rodriguez

Dan and Emily Crean Vogel with Barbara Venezia

Susie and Tom Neas

W. Ieye, David J. Przeracki, Ervin Page, Geoffrey Laing, Kevin Young, Mary Pham, Monica Mazur, Nick St. Royal, Pascal Defontis, Rita Phillips, Susie Coleman, Stan Tkaczyk, Tm Stoaks, Vincent Bennett and Vince Workman. One hundred percent of ticket sales and money raised by The Friends of Dorothy Guild goes to ASF, which has, for nearly 25 years, provided services throughout our community to those affected by HIV and AIDS. ASF’s mission is to prevent the spread of HIV with education and to improve the lives of men, women and children. Susie and Kevin Coleman


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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 9, 2012

pumpkin and cheesecake - a great holiday tradition Pumpkin Cheesecake Yield: 10 servings 3 (8-ounce) packages fat-free cream cheese, softened 3/4 cup canned pumpkin 3/4 cup sugar 1 teaspoon vanilla 3/4 teaspoon ground cinnamon Dash ground cloves Dash nutmeg 3 eggs 1/3 cup graham cracker crumbs 1. Mix cream cheese, pumpkin, sugar, vanilla and spices with an electric mixer (medium speed) until well-blended. Add eggs. Mix just until blended. Do not overbeat after adding eggs. 2. Spray a 9-inch pie plate with nonstick cooking spray. Sprinkle bottom of pan with crumbs. 3. Pour cream cheese into prepared pie plate. 4. Bake at 325 F for 45 minutes or until center is almost set. Cool. Refrigerate for 3 hours or overnight.

New Ways to Enjoy Chocolate Humans have adored the taste of chocolate for thousands of years. Though generally viewed as a sweet treat today, it likely started as bitter beverage drunk by the Mayan people. Chocolate has seen many iterations since then, including the beloved chocolate candy we know today; however, there are other ways to enjoy chocolate in addition to the bar or bonbon. Chocolate expert and historian Beth Kimmerle offers some new uses for chocolate that you might not know about. Ditch the preconceived notions. Think chocolate is just for ice cream and late night snacks? Think again. Cocoa powder, a trendy spice for savories, is great on meats, while cocoa nibs can be used as a substitute for nuts in everything from baked goods to salads. Cook with cocoa. Try cocoa butter in place of cooking oil. Not only does it add great flavor, but it also imparts extra smoothness to desserts such as cookies and brownies. Drink it (not just in hot chocolate). Chocolate and red wine naturally complement each other and now, instead of tasting them side-by-side, you can enjoy them together in one glass. ChocolatRouge Wines blend

fine red wine and rich chocolate flavors in one bottle, creating a deliciously different twist for chocolate and wine enthusiasts. You can even use the wine in a cocktail inspired by a classic cake, and in a fruity sangria. Chocolate Sangria (Serves 4) 1 1 1 Red 5

apple, cut orange, cut Handful of sliced grapes bottle ChocolatRouge Sweet ounces soda water Dash of brandy

Combine wine and fruit in a pitcher and let sit for one hour. Then, add soda water and brandy. Serve over ice with a twist of orange as a garnish. Red Velvet 2 ounces ChocolatRouge Milk Chocolate Several splashes pomegranate syrup Blend ingredients with ice until smooth, and serve.

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November 9, 2012

San Clemente Legal Notices NOTICE OF TRUSTEE’S SALE Loan Number: 0713910247 Trustee Sale Number: CA1200056344 APN: 682-085-26 Title Order No. 120193047-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/04/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made; but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: STEPHEN E. PEREIRA, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Recorded 08/10/2005 as Instrument No. 2005000623568 in Book XX, page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 11/20/2012 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 33902 CHULA VISTA AVENUE DANA POINT, CA 92629 APN#: 682-085-26 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $976,800.92 If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/25/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 Omar Solorzano, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4314200 10/26/2012, 11/02/2012, 11/09/2012

NOTICE OF TRUSTEE’S SALE File No. 7777.18306 Title Order No. 120185763 MIN No. 100034200002425720 APN 668-474-02 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/21/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Mack Kablan and Suzy Kablan, husband and wife as joint tenants Recorded: 04/27/05, as Instrument No. 2005000319098,of Official Records of Orange County, California. Date of Sale: 11/26/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 25362 VILLAGE ROAD, DANA POINT, CA 92629 Assessors Parcel No. 668-474-02 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $993,247.34. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7777.18306. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: October 25, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Melissa Myers, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Sale Info website: www. USA-Foreclosure.com or www.Auction.com Automated Sales Line: 877-484-9942 Reinstatement and Pay-Off Requests: 866-387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7777.18306: 11/02/2012,11/09/2012,11/16/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0011828 Doc ID #0001729312912005N Title Order No. 12-0019208 Investor/Insurer No. 172931291 APN No. 708-073-12 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by SAUMYA RANA LAUBHAN, A MARRIED WOMAN AS HER SOLE and SEPARATE PROPERTY, dated 08/24/2007 and recorded 8/31/2007, as Instrument No. 2007000540081, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/26/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 18 VIA AGRADAR, SAN CLEMENTE, CA, 92673. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,009,523.01. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0011828. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4321210 11/02/2012, 11/09/2012, 11/16/2012

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Vanguard University Performances Kick-off the Holiday Season with Timeless Tradition Now in its 16th year, Vanguard University’s 200-member concert choir and orchestra will present its annual holiday concert, kicking off the season with a performance of traditional carols and timeless masterpieces at two Orange County venues. Led by the Department of Music Chair Dr. James Melton, Vanguard University’s choir and orchestra have garnered a reputation as a worldclass musical group, performing regularly in venues such as Carnegie Hall and Lincoln Center. In addition, the event will feature the University Women’s Chorus, Beautyshop Quartet, Guitar Ensemble, and University Jazz Ensemble and Jazz Combo. “We’ve created a performance that will provide a magical evening filled with timeless tradition,” said Dr. Melton. “We are so pleased to see that our holiday performances are becoming an integral part of the celebration of the season in Orange County.” This year’s performance, entitled “Christmas Fantasia 2012: An Evening of Celebration and Joy,” will attract an audience of approximately 4100 senior business and community Page 14

leaders, music aficionados and those who want to celebrate the holidays with a heartwarming performance by talented students. It will take place on November 29 in Costa Mesa at Segerstrom Center for the Arts/Renèe and Henry Segerstrom Concert Hall, and on November 30 at St. Andrew’s Presbyterian Church in Newport Beach. Both concerts will begin at 8:00PM and ticket prices start at $25. Proceeds from both concerts will directly support students with scholarships and other educational resources through the Vanguard University Fund. Vanguard University is one of the top Christian fine arts universities in the world, with nationally-known music programs and alums who work in the highest levels of the entertainment industry. The Vanguard University music faculty includes advanced degree graduates from Juilliard, Yale and the New England Conservatory of Music and brings experience from the highest levels of performance with most working as professional musicians lending their talents to film soundtracks, television shows, jazz studio sessions, and

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more. This experience translates in to unprecedented music education opportunities for Vanguard University students. To purchase tickets for the November 29 concert, log on to www.scfta.org; for the performance on November 30, log on to www. For more information about Vanvanguardtickets.com or call (714) 556-3610. Performance spon- guard University’s Department of Musorship packages are available by sic visit www.vanguard.edu/fantasia. contacting Kelly Kannwischer, VP Advancement at (714) 966-5451.


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San Clemente Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No. 09-1538 Loan No. Brisa YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Brisa de San Clemente, LLC a California Limited Liability Company Duly Appointed Trustee: Peppertree Financial, Inc., a California corporation Recorded 7/1/2005 as Instrument No. 2005000513522 of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/29/2012 at 12:00 PM Place of Sale: In the Public Parking Lot at the Front Entrance of Executive Escrow Company, 115 South El Camino Real, San Clemente, CA 92672 Amount of unpaid balance and other charges: $2,222,974.49 Street Address or other common designation of real property: 711 S. El Camino Real, San Clemente, CA 92672 A.P.N.: 692-411-05, 692-411-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. PEPPERTREE FINANCIAL, INC, AS TRUSTEE, AGENT OF TRUSTEE OR AGENT OF BENEFICIARY IS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION RECEIVED WILL BE USED FOR THAT PURPOSE. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 730-2727 for information regarding the trustee’s sale or visit this Internet Web www. lpsasap.com, using the file number assigned to this case 09-1538. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/5/2012 Peppertree Financial, Inc., a California corporation 28081 Marguerite Pkwy, #2021, Mission Viejo, CA 92690 (949) 276-8260 AUTOMATED SALES INFORMATION (714) 730-2727 Dan Kirkham, Trustee’s Sale Officer A-4324991 11/09/2012, 11/16/2012, 11/23/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-10-375615-RM Order No.: 100448864-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT BRUCE GAMMILL, AN UNMARRIED MAN AND CATHERINE M. MCGEE, AN UNMARRIED WOMAN Recorded: 8/26/2005 as Instrument No. 2005000677478 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,062,840.15 The purported property address is: 34277 AMBER LANTERN, DANA POINT, CA 92629 Assessor’s Parcel No. 936-07-039 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-375615-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-375615-RM IDSPub #0040612 11/9/2012 11/16/2012 11/23/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 12-00661-5 Loan No: 0053443958 APN 701-362-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED July 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 29, 2012, at 12:00 PM, at the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on July 29, 2005, as Instrument No. 2005000587641 of Official Records in the office of the Recorder of Orange County, CA, executed by: OMID KANANI AND MEHRAK KANANI, HUSBAND AND WIFE, as Trustor, in favor of Wells Fargo Bank, NA, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: PARCEL NO. 1 LOT 25 OF TRACT NO. 16252, IN THE CITY OF SAN CLEMENTE, AS SHOWN ON A SUBDIVISION MAP (“MAP”) RECORDED IN BOOK 845, AT PAGE 1 TO 11, INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE ORANGE COUNTY RECORDER. EXCEPTING THEREFROM ANY AND ALL UNPROCESSED OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM, AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PROPERTY, TOGETHER WITH PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR, AND STORING IN AND REMOVING THE SAME FROM THE PROPERTY OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE PROPERTY, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE PROPERTY, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES; BUT WITHOUT THE RIGHT TO ENTER UPON OR USE THE SURFACE OF THE PROPERTY TO DRILL, MINE, STORE, EXPLORE, OR OPERATE THROUGH THE SURFACE OF THE UPPER 500 FEET OF THE SUBSURFACE OF THE PROPERTY, AS RESERVED IN THE DEED FROM TALEGA ASSOCIATES, LLC, A DELAWARE LIMITED LIABILITY COMPANY, RECORDED DECEMBER 6, 2002, AS INSTRUMENT NO. 2002001104687 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (“OFFICIAL RECORDS”). ALSO EXCEPTING THEREFROM, ANY AND ALL WATER, SOLAR-HEATED WATER, RECLAIM WATER, WATER RIGHTS OR INTEREST IN SUCH WATER OR RIGHTS, WHETHER SURFACE OF SUBSURFACE, APPURTENANT OR RELATING TO THE PROPERTY, OR OWNED OR USED BY GRANTOR IN CONNECTION WITH THE PROPERTY, TOGETHER WITH THE RIGHT TO EXPLORE, DRILL, REDRILL AND REMOVE SUCH WATER FROM THE PROPERTY, TO STORE SUCH WATER IN THE GROUND-WATER BASIN UNDERLYING THE PROPERTY BY PERCOLATING, SPREADING, OR INJECTING WATER INTO SUCH BASING FROM LOCATIONS ON LANDS LYING OUTSIDE OF THE PROPERTY, AND TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTEREST ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; PROVIDED, HOWEVER, THAT GRANTOR SHALL NOT, WITHOUT PRIOR WRITTEN APPROVAL OF GRANTEE OR GRANTEE’S SUCCESSOR IN IN INTEREST, HAVE ANY RIGHT TO ENTER UPON OR USE THE SURFACE OF THE PROPERTY IN THE EXERCISE OF THESE RIGHTS, AS RESERVED IN THE DEED FROM TALEGA ASSOCIATES, LLC, A DELAWARE LIMITED LIABILITY COMPANY, RECORDED DECEMBER 6, 2002, AS INSTRUMENT NO. 2002001104687 OF OFFICIAL RECORDS. PARCEL NO. 2 NONEXCLUSIVE EASEMENTS, REVOCABLE LICENSES AND OTHER RIGHTS FOR ACCESS, INGRESS, EGRESS, USE AND ENJOYMENT, DRAINAGE, ENCROACHMENT, SUPPORT, MAINTENANCE, REPAIRS, AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TALEGA AS AMENDED OR RESTATED (“ORIGINAL DECLARATION”), RECORDED ON SEPTEMBER 24, 1999, AS INSTRUMENT NO. 19990686286; THE FIRST AMENDMENT TO MASTER DECLARATION* OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TALEGA (TOGETHER WITH THE ORIGINAL DECLARATION AND ANY OTHER AMENDMENTS THERETO, COLLECTIVELY, THE “MASTER DECLARATION”), RECORDED ON MAY 1, 2000, AS INSTRUMENT NO. 20000224902; AND IN THE SUPPLEMENTS MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR PHASE 3 OF MIRADOR AT TALEGA (LOTS 18 TO 30, INCLUSIVE, AND LOTS K, L, R, AND X OF TRACT NO. 16252) (TOGETHER WITH ANY AMENDMENTS THERETO, COLLECTIVELY, THE “SUPPLEMENTAL DECLARATION”), RECORDED ON AUGUST 25, 2004, AS INSTRUMENT NO. 2004000769927; ALL OF OFFICIAL RECORDS. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714.730.2727 or visit this Internet Web site www.lpsasap.com. using the file number assigned to this case 12-00661-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 17 CALLE CANELA, SAN CLEMENTE, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $1,099,863.35 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: November 9, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 12-00661-5 11000 Olson Drive Ste 101 Rancho Cordova, CA 95670 916-636-0114 Tracye Prescott, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714.730.2727 A-4325901 11/09/2012, 11/16/2012, 11/23/2012

November 9, 2012 NOTICE OF TRUSTEE’S SALE TS No. CA-12-517362-VF Order No.: 120226982-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL RUFFNER AND WENDY RUFFNER, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 9/29/2006 as Instrument No. 2006000651010 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/26/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,196,130.55 The purported property address is: 4829 CAMINO COSTADO, SAN CLEMENTE, CA 92673 Assessor’s Parcel No. 678-144-15 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-517362-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-517362-VF IDSPub #0038894 11/2/2012 11/9/2012 11/16/2012

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San Clemente Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 10-0066139 Doc ID #0001731622962005N Title Order No. 10-8-279504 Investor/Insurer No. 1704825180 APN No. 672-431-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ALFRED C. MUENSE AND E. LEE MUENSE, HUSBAND AND WIFE AS JOINT TENANTS., dated 08/24/2007 and recorded 8/30/2007, as Instrument No. 2007000539529, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/19/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 32 SAINT MICHAEL, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $493,291.89. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of

NOTICE OF TRUSTEE’S SALE Loan Number: 0359426142 Trustee Sale Number: CA1200056161 APN: 682-134-11 Title Order No. 120185255-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/24/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made; but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: GENE N. MICKUNAS, AN UNMARRIED WOMAN Recorded 11/01/2006 as Instrument No. 2006000738975 in Book XX, page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 11/27/2012 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 34096 FORMOSA DRIVE DANA POINT, CA 92629 APN#: 682-134-11 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $576,997.55 If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10/31/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 lleanna Petersen, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. A-4316450 11/02/2012, 11/09/2012, 11/16/2012

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The San Clemente News

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November 9, 2012

the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 10-0066139. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-FN4317081 10/26/2012, 11/02/2012, 11/09/2012

NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. 05-FWA-120450 APN# 934-15-007 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/17/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 26, 2012, at 12:00 PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, in the City of SANTA ANA, County of ORANGE, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by CHARLES M MITCHELL, AN UNMARRIED MAN, as Trustors, recorded on 7/23/2007, as Instrument No. 2007000458879, of Official Records in the office of the Recorder of ORANGE County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 934-15007 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 2932 CAMINO CAPISTRANO #A, SAN CLEMENTE, CA 92672. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $357,221.21. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-542-2550 for information regarding the trustee’s sale or visit this Internet Web site www.rtrustee.com, using the file number assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one or more of the following methods: by telephone, by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. Dated: 10/19/2012 REGIONAL SERVICE CORPORATION, Trustee By: MARILEE HAKKINEN, AUTHORIZED AGENT Agent for Trustee: AGENCY SALES AND POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 Telephone Number: (800) 542-2550 Sale Information: (714) 730-2727 or http://www.rtrustee.com A-4320923 11/02/2012, 11/09/2012, 11/16/2012

The San Clemente News

Pastor Rev. Fred K. Bailey

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NOTICE OF TRUSTEE’S SALE TS No. 12-0018987 Doc ID #0001297626012005N Title Order No. 12-0032045 Investor/Insurer No. 129762601 APN No. 939-47-042 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/11/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by LORIE C. MARINI, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 07/11/2006 and recorded 7/14/2006, as Instrument No. 2006000472803, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/26/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 33201 OCEAN RIDGE #42, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $571,214.18. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0018987. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: -Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4320055 11/02/2012, 11/09/2012, 11/16/2012

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NOTICE OF TRUSTEE’S SALE TS No. 12-0011686 Doc ID #0001096567312005N Title Order No. 12-0019107 Investor/Insurer No. 109656731 APN No. 679-271-34 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/12/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by TONY J AMIGLEO, AND ANNE-MARIE AMIGLEO, HUSBAND AND WIFE AS JOINT TENANTS, dated 07/12/2005 and recorded 7/29/2005, as Instrument No. 2005000587879, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 11/26/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1006 CALLE DE LOS ARBOLES, SAN CLEMENTE, CA, 926733666. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $975,796.42. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0011686. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4321202 11/02/2012, 11/09/2012, 11/16/2012


The San Clemente News

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lush landscaping, heated pool and spa, on-site laundry, well-equipped fitness center, patios, balconies, and courtyards. Easy freeway access means we’re only minutes away from the John Wayne Airport, the shopping centers of South Coast Plaza and Fashion Island, and the sparkling sands of the beach. 714-546-9860 $1189 / 1br - One Bedroom (Mission Viejo) Starting rates are for selected units on a 12 month lease term only with approved credit. Terms and rates are subject to change without notice. $450 Security Deposit is on Approved Credit. 888-485-7125 $4100 / 4br - 3500 SF HOME. Mission Viejo. Upgraded to the max and absolutely wonderful - island kitchen with walk-in pantry, granite counters, travertine floors & imported antique hardwood floors throughout (no carpet anywhere), 3 fireplaces including one in the master bedroom and a fabulous master bathroom. 949-683-0498 San Clemente Great 2 bedroom 1 bath with fireplace, one car garage, carport, big kitchen with pool and coin washer and dryer. Right near Starbucks and in the middle of downtown, Great location three blocks to ocean and pier. $1500 949-212-3246 Close to lake and shopping. 1 bedroom with loft. Great views. Fireplace. Highly upgraded. Light and bright with high ceilings. Private and gated. Pets considered. agent 949-858-8185 3 bedrooms, 2 baths, 2 car attached garage, membership to Mission Viejo lake and amenities. Single story home in Mission with yard. Upgraded in beautiful neighborhood. agent 949-697-3342 Executive home in the guard gated community of Dove Canyon with view. Upgraded with granite counters, french doors, decorator paints & treatments. 4 bedrooms up & 1 bedroom/bathroom suite down. Built in spa. Close to community pool, lighted tennis courts, hiking trails & championship golf course. agent 949-355-9520

Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0058947 Title Order No. 12-0106023 APN No. 939-41-048 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID SCHWARTZENBERGER, AN UNMARRIED MAN, dated 10/14/2006 and recorded 10/19/2006, as Instrument No. 2006000708600, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34012 SELVA RD, UNIT 15, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $919,862.24. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0058947. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167650 11/09, 11/16, 11/23/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0029649 Doc ID #0001607873032005N Title Order No. 12-0050027 Investor/Insurer No. 160787303 APN No. 708-063-11 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOSEPH R MANNING AND KRISTEN MANNING, HUSBAND AND WIFE, dated 04/09/2007 and recorded 4/20/2007, as Instrument No. 2007000256818, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 12:00PM, At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 14 VIA BUEN CORAZON, SAN CLEMENTE, CA, 92673. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,039,443.11. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0029649. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4322329 11/09/2012, 11/16/2012, 11/23/2012

NOTICE OF TRUSTEE’S SALE TTD No.: 20121080566105 Loan No.: 3012215400 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11-21-2006 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-20-2012 at 12:00 P.M., TITLE TRUST DEED SERVICE COMPANY, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11-282006, as Instrument No. 2006000796943, in book -, page -, of Official Records in the office of the County Recorder of ORANGE County, State of CALIFORNIA , executed by VICTORIA ARIAS FRAASA, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States) at AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE 700 CIVIC CENTER DRIVE WEST SANTA ANA CA All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and State described as: APN No.: 679-261-29 Legal Description: PARCEL NO. 1 LOT 57 (THE “LOT”) OF TRACT NO, 16211, AS SHOWN ON THE SUBDIVISION MAP (“MAP”) FILED IN BOOK 827, PAGES 42 TO 50, INCLUSIVE, OF MISCELLANEOUS MAPS IN THE OFFICE OF THE ORANGE COUNTY RECORDER, CALIFORNIA. EXCEPTING THEREFROM, ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE LOT, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR AND STORING IN AND REMOVING THE SAME FROM SAID LOT OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE LOT, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LOT, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES WITHOUT, HOWEVER, THE RIGHT TO DRILL, MINE, STORE, EXPLORE, OR OPERATE THROUGH THE SURFACE OR THE UPPER FIVE HUNDRED FEET (500’) OF THE SUBSURFACE OF THE LOT, AS RESERVED BY LAING FORSTER RANCH II LLC. BY DEED RECORDED DECEMBER 21, 2001 AS INSTRUMENT NO. 01-937244 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM, FOR THE BENEFIT OF GRANTOR, ITS SUCCESSORS IN INTEREST, ASSIGNS AND OTHERS, TOGETHER WITH THE RIGHT TO GRANT AND TRANSFER ALL OR A PORTION OF THE SAME: A. ALL OIL RIGHTS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND RIGHTS TO ALL OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, TO ALL GEOTHERMAL HEAT AND TO ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING (COLLECTIVELY. “SUBSURFACE RESOURCES”); AND B. THE PERPETUAL RIGHT TO DRILL, MINE, EXPLORE AND OPERATE FOR AND TO PRODUCE, STORE AND REMOVE ANY OF THE SUBSURFACE RESOURCES ON OR FROM THE LOT, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE LOT, WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LOT, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS WITHIN OR BEYOND THE EXTERIOR LIMITS OF THE LOT, AND TO REDRILL. RETUNNEL. EQUIP. MAINTAIN, REPAIR. DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, HUT WITHOUT THE RIGHT TO DRILL, MINE. EXPLORE, OPERATE. PRODUCE. STORE OR REMOVE

November 9, 2012

ANY OF THE SUBSURFACE RESOURCES THROUGH OR IN THE SURFACE OR THE UPPER FIVE HUNDRED FEET (500’) OF THE SUBSURFACE OF THE LOT. PARCEL NO. 2 NONEXCLUSIVE EASEMENTS FOR ACCESS, DRAINAGE, ENCROACHMENT, MAINTENANCE, REPAIR, AND FOR OTHER PURPOSES, ALL AS MAY BE SHOWN ON THE MAP. AND AS DESCRIBED IN THE DECLARATION AND THE NOTICE OF ANNEXATION. The street address and other common designation, if any, of the real property described above is purported to be: 1606 VISTA LUNA SAN CLEMENTE CA 92673 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale of property will be made in “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $916,985.50 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale, or visit this Internet Web site www.lpsasap.com for information regarding the sale of this property, using the file number assigned to this case 20121080566105. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 10-24-2012 TITLE TRUST DEED SERVICE COMPANY EDDIE TLASECA, AUTHORIZED SIGNATURE Sale Line: 714-730-2727 or Login to: www.lpsasap.com If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. . We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. A-4319218 10/26/2012, 11/02/2012, 11/09/2012

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