SCHomeReporter.com by Todd Schiedow

First-time Buyers Fall for Existing Homes

SCHomeReporter.com

Mortgage News First-&me Buyers Fall for Exis&ng Homes First-&me buyers helped drive Exis&ng Home Sales higher in September aCer two straight monthly declines. Home sales jumped 3.2 percent from August with 34 percent of purchases made by ﬁrst-&me buyers, the highest level in four years. All major regions saw an increase in closings, the Na&onal Associa&on of REALTORS®reported. New Home Sales rose from August to September as well, although the 3.1 percent increase came aCer August was revised lower to 575,000 units from the 609,000 originally reported. The good news is New Home Sales are up nearly 30 percent from September 2015. New home inventory is s&ll running below what is considered normal levels. New Construc on Also on the Rise

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Single-family Housing Starts, which account for the largest share of residen&al housing, surged 8.1 percent from August to September, oﬀering a glimmer of hope to regions challenged by limited inventory. Overall, though, September Housing Starts slipped 9 percent from August to the lowest level in 18 months, dragged down by a signiﬁcant decrease in mul&family starts. Building Permits, a sign of future construc&on, rose 6.3 percent from August.

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Home prices con&nued upwards throughout much of the country. Data analy&cs firm CoreLogic reported that home prices rose 6.3 percent from September 2015 to September 2016, and prices were also up 1.1 percent from August to September. The good news for home buyers is that tame infla&on and tepid economic growth have helped keep home loan rates near historic lows, which helps offset rising home prices. When infla&on rises, for example, it can impact home loan rates because infla&on reduces the value of fixed investments like Mortgage Bonds, to which rates are &ed. While Mortgage Bonds and home loan rates worsened in the immediate aCermath of the elec&on, for now, home loan rates remain near all-&me lows. If you have any ques&ons about home financing, please contact me today!

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LEASING, BUYING OR SELLING | SCHIEDOW GROUP | 949-929-1339

Central San Clemente

Off-Market!

4 Bedrooms

Shorecliffs San Clemente

2 bathrooms

LAND

2,340 Sq Ft

Approx. 7,980 Sq Ft

SOLD

Flat Lot $550,000

$860,000

1003 Avenida Presidio

249 Via Ballena

Local Postal Customer ©2015 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Coldwell Banker Residen&al Brokerage oﬃce is owned by a subsidiary of NRT LLC.Coldwell Banker® and the Coldwell Banker Logo, Coldwell Banker Previews Interna onal® and the Coldwell Banker Previews Interna onal Logo, are registered service marks owned by Coldwell Banker Real Estate LLC. Broker does not guarantee the accuracy of square footage, lot size or other informa&on concerning the condi&on or features of property provided by seller or obtained from public records or other sources, and the buyer is advised to independently verify the accuracy of that informa&on through personal inspec&on and with appropriate professionals. If your property is currently listed for sale, this is not intended as a solicita&on. Sales may not represent all brokers. Based on informa&on from the Associa&on of REALTORS®/Mul&ple Lis&ng as of September 2015 Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the informa&on contained herein may or may not have been the Lis&ng and/or Selling Agent.

Currently “For Sale”in Talega Subdivision Alassio (ALAS) Trinidad (TRIN) Verano (VERA) Trinidad (TRIN) Santalana (SANT) Alassio (ALAS) Verano (VERA) Seagarden (SEAG) Amalfi (AMAL) Santalana (SANT) Carmel (CARM) San Lucar (SANL) Escala (ESCL) Sabella (SABE) Waterleaf (WATR) Portomarin (PORM) Caprizi (CAPR) Catania (CATN) Catania (CATN) Catania (CATN) San Rafael (SANR) Pacifica -Talega (PACF) Carillon (CARL) ViKoria (VITT) Stella Mare (STLM) Pacifica Summit (PACS) Carillon (CARL) Sandbridge (SAND) Mirador (MIRD) Pacifica Summit (PACS) Ravenna (RAVE) Stella Mare (STLM) Ravenna (RAVE) Montellano (MONO) Careyes (CARY) Montellano (MONO) Careyes (CARY) Careyes (CARY) Careyes (CARY) Careyes (CARY) Alta (ALTA) Careyes (CARY) Alta (ALTA)

ST# Street Name BR BTH SQFT 16 Paseo Rosa 2 3 1468 17 Calle Viveza 2 2 1388 34 Via Villena 2 2 1251 18 Camino Celeste 3 3 1606 18 Paseo Luna 3 4 1631 306 CALLE CAMPANERO 3 3 1578 85 Via Cartaya 3 3 1881 45 Corte Pinturas 2 2 1578 2 Via Marin 3 3 2567 36 Paseo Verde 3 3 1952 32 Avenida Cristal 3 3 2600 11 Via Abajar 4 3 2615 12 Via Ceramica 4 3 2478 37 Calle Akelia 4 3 2627 15 Camino Del Prado 2 2 2055 67 Via Regalo 5 3 3108 28 Via Agradar 4 3 2427 13 Via Fon&bre 4 4 2941 14 Via Inca 5 4 2941 31 Via Soria 4 4 3155 214 Via Marﬁno 4 4 3140 422 Camino Bandera 5 5 4333 21 VIA LUCENA 5 6 3942 18 Via Armilla 6 4 3370 95 Via Regalo 4 4 3582 16 Calle Paciﬁca 4 4 3800 20 Calle MaXs 6 7 4170 35 Camino Lienzo 3 3 3650 22 Calle Aveituna 5 6 4706 18 Calle Cas&llo 5 5 4372 16 Via Nerisa 5 6 4282 36 Via Andaremos 5 5 3901 17 Via Nerisa 5 6 4282 41 Calle Vista Del Sol 5 6 4715 57 Calle Careyes 4 5 4689 50 Calle Vista Del Sol 5 5 4300 7 Calle Careyes 5 6 5061 9 Calle Careyes 4 5 4689 51 Calle Careyes 5 6 5367 17 Calle Sonador 5 6 4807 19 Calle Tamara 5 6 5139 39 Calle Careyes 5 6 5013 27 Via Alcamo 6 6 5303

$SQFT 306.47 337.9 382.89 342.4 342.73 354.25 316.26 442.97 291.78 394.42 301.92 313.58 338.94 325.47 420.92 298.91 386.9 355.32 362.09 338.83 381.85 276.71 304.41 356.08 354.27 336.58 311.75 358.9 284.53 308.78 321.11 357.6 326.72 325.56 338.03 393.02 345.58 382.81 344.61 389.85 369.7 393.98 395.81

Lot Sz 1468 N/A N/A 1606 N/A 1000 N/A N/A 4996 N/A 0 4530 4371 4455 5060 5557 5179 5837 7248 5489 13389 6815 6289 11283 9796 9390 7262 6886 7684 7644 8821 9816 7456 14304 9975 14000 9235 10000 10454 10542 10777 11029 15594

Currently “In Escrow” in Talega Orig Pr 429000 479000 489000 579900 588900 575000 594888 720000 775000 769900 785000 835000 848900 865000 865000 929000 939000 1045000 1100000 1149888 1199000 1199000 1459999 1210000 1269000 1279000 1300000 1310000 1339000 1350000 1375000 1325000 1449900 1575000 1700000 1690000 1849000 1995000 1949000 1875000 1949000 1975000 2149000

Curr Pr DOM 449900 251 469000 124 479000 55 549900 69 559000 105 559000 77 594888 13 699000 123 749000 19 769900 156 785000 84 820000 61 839900 75 855000 129 865000 13 929000 8 939000 8 1045000 21 1064900 143 1069000 116 1199000 79 1199000 58 1199999 180 1200000 51 1269000 13 1279000 13 1300000 161 1310000 169 1339000 48 1350000 30 1375000 153 1395000 116 1399000 130 1535000 208 1585000 76 1690000 33 1749000 178 1795000 209 1849500 170 1874000 114 1899900 30 1975000 130 2099000 95

“Based on informa&on from the Associa&on of REALTORS®/Mul&ple Lis&ng as of 10/1 to 12/14/2016 MLS data was obtained and or other sources. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the informa&on contained herein may or may not have been the Lis&ng and/or Selling Agent.”

Where Do Downpayments Come From? The Na&onal Associa&on of REALTORS® reported that the median downpayment for all homebuyers is 10 percent. According to Na&onal Associa&on of Realtors (NAR) 2016 Proﬁle of Home Buyers and Sellers, 61 percent of recent buyers obtained their downpayment from savings, 35 percent used the proceeds from the sale of their primary residence and 13 percent received a giC from a friend or rela&ve.

Website addresses helping to market and sell your homes! TALEGAHOMEVALUES.COM TALEGALUXURYREALESTATE.COM TALEGAHOMEOWNERS.COM TALEGAHOMESFORSALE.NET TALEGAREPORTER.COM SCHOMEREPORTER.COM

Subdivision Verano (VERA) Verano (VERA) Verano (VERA) Verano (VERA) Solana (SOLA) Seaside (SEAS) Escala (ESCL) Wavecrest (WAVE) Wavecrest (WAVE) Farralon Ridge (FARL) Seaside (SEAS) San Lucar (SANL) San Lucar (SANL) San Rafael (SANR) Monterey (MONT) Monterey (MONT) Monterey (MONT) Cazadero (CAZA) Sansol (SANS) Paciﬁca -Talega (PACF) Montellano (MONO) Ravenna (RAVE) Cazadero (CAZA) Ravenna (RAVE) Montellano (MONO) Alora (ALOR)

ST# 51 41 65 26 23 27 11 21 8 605 27 17 9 213 103 115 105 40 42 424 37 38 12 48 39 16

Street Name Via Cartaya Via Huelva Via Almeria Corte Loarre Calle Boveda Calle Camaron Via Ceramica Corte Ladino Corte Miro Corte Calmo Calle Guijarro Via Des&no VIA DESTINO Via Marﬁno Via Reseda Via Reseda Via Sabinas Calle Loyola Corte Vidriosa Camino Bandera Calle Vista Del Sol Via Nerisa Corte El Brazo Via Nerisa Calle Vista Del Sol Via Paulina

BR BTH List Price 3 3 587800 3 3 599000 3 3 599000 3 3 649000 4 3 699000 4 3 703000 3 3 749000 2 2 749000 3 2 759000 3 3 769000 5 3 815000 4 3 849000 5 4 965000 5 5 969600 4 3 980000 5 4 998000 5 3 999999 5 5 1065000 4 3 1095000 6 6 1149500 5 6 1295000 4 5 1375000 5 5 1399000 5 6 1399800 5 6 1525000 5 6 1649900

SQFT 1840 1840 1881 1881 2100 2280 2342 2104 1785 2020 2448 2615 3147 3531 3011 3415 3415 3849 3725 3866 4800 4068 3958 4468 4423 4287

$SQFT 319.46 325.54 318.45 345.03 332.86 308.33 319.81 355.99 425.21 380.69 332.92 324.67 306.64 274.6 325.47 292.24 292.83 276.7 293.96 297.34 269.79 338 353.46 313.29 344.79 384.86

Lot Sz N/A N/A 0 N/A 3707 4671 5796 5080 4529 5276 5408 4971 5159 7201 6416 6185 5427 5821 11047 7088 12097 7051 9640 8000 13431 8708

DOM 75 40 12 12 136 77 79 107 158 40 10 152 108 51 31 86 36 161 139 259 176 168 114 89 305 62

The Importance of Technology in Selling Your Home Changing and improving technology inﬂuences nearly every aspect of our lives, so it makes sense that it also aﬀects the way homeowners and their agents market and sell homes. So what are the tools consumers and their agents should be using when trying to sell their home? According to the Na&onal Associa&on of REALTORS®, 95 percent of all homebuyers used the internet in their home search in 2016, as opposed to 2 percent in 1995. A home needs a strong, consistent online presence for it to be considered by the most poten&al buyers. Embracing a social media strategy and using channels like Facebook, TwiKer and Pinterest can place a lis&ng in front of hundreds, even thousands, of poten&al buyers and usually costs nothing. It has also become important to consider smartphones when agents are crea&ng a lis&ng. More and more people are relying on their smartphones during a home search, so consumers will want to make sure that theirs shines on that small screen.

S C H I E D OW G RO U P

10/1 to 12/14 “ Closed Sales in Talega” Subdivision Alassio (ALAS) Verano (VERA) Santalana (SANT) Trinidad (TRIN) Trinidad (TRIN) Verano (VERA) Trinidad (TRIN) Santalana (SANT) Solana (SOLA) Solana (SOLA) Seaside (SEAS) Seagarden (SEAG) Solana (SOLA) Carmel (CARM) Seaside (SEAS) ViKoria (VITT) Escala (ESCL) Caprizi (CAPR) San Lucar (SANL) Sabella (SABE) Waterleaf (WATR) Wavecrest (WAVE) Farralon Ridge (FARL) Catania (CATN) Miraleste (MIRA) Sandbridge (SAND) Miraleste (MIRA) Monterey (MONT) Portofino (PORT) Catania (CATN) San Rafael (SANR) Mirador (MIRD) Carillon (CARL) Cazadero Pacifica Summit (PACS) Pacifica Summit (PACS) Alora (ALOR) Carillon (CARL) Alta (ALTA) Montellano (MONO) Montellano (MONO)

ST# 24 64 54 5 22 52 12 26 26 4 12 11 24 78 14 64 27 32 17 20 16 10 300 25 42 11 12 108 14 46 211 23 26 12 10 28 21 25 14 8 4

Street Name Paseo Rosa Via Villena Paseo Vista Calle Viveza Calle Viveza Via Villena Calle Viveza PASEO VISTA Calle Boveda Corte Pasillo Calle Pelicano Corte Pinturas Corte Pasillo Avenida Cristal Calle Cangrejo VIA ARMILLA Via Ceramica Via Adrian Calle Verdadero Via Cuenta Nueva Camino Alenza Camino Botero Corte Mira Vista Via Garona Via Belleza Corte Sevilla Via Paquete Via Sonoma Calle Portoﬁno Via Cartama Via Marﬁno Calle Aveituna Via Torina Calle la Espalda Calle Anacapa Calle Anacapa Calle Es&lo Nuevo Via Torina Via Diego Calle Angelitos Corte De Nubes

BR 2 2 3 3 3 3 4 3 3 4 4 3 5 3 4 5 4 4 4 4 2 2 3 4 4 2 4 5 6 4 5 5 5 5 4 5 5 6 6 5 5

BTH 3 2 2 3 3 3 3 3 3 3 3 2 3 3 3 3 3 3 3 3 2 2 3 4 3 2 3 4 3 4 5 4 5 5 4 5 6 6 7 6 6

SQFT 1484 1351 1298 1606 1896 1881 1900 1952 2000 2000 2507 1955 2294 2358 2448 2750 2520 2566 2448 2351 2554 2166 2414 2941 3218 2401 3019 3415 3213 3112 3536 3870 3786 4026 3903 4372 4345 4002 5042 4785 4774

$SQFT 301.21 334.57 416.02 348.69 300.63 318.45 321.05 312.5 345 346.25 291.18 378.01 322.58 320.19 314.95 285.45 329.37 327.36 350.9 367.93 342.6 403.97 372.83 311.12 290.55 395.67 322.95 286.97 311.24 324.55 287.75 301.03 311.15 297.79 316.42 289.57 296.89 368.57 297.9 318.7 322.58

Lot Sz 1000 N/A 3000 N/A N/A N/A N/A N/A 4171 4726 5057 4000 3858 N/A 4432 6133 6540 4602 5605 9074 4850 5130 8911 6229 6359 5884 5557 7830 9170 5621 6759 11117 7098 8114 6751 8645 7750 12005 13691 11101 9176

List Price 452000 454900 540000 565000 575000 599900 615000 615000 699990 700000 799000 749000 759000 789000 785900 799000 839900 869000 849500 869000 875000 899000 935000 925000 939900 959000 999000 995000 999900 1039888 1025000 1219000 1198000 1198888 1275000 1299000 1325000 1499900 1549999 1649000 1595000

Sale Pr DOM 447000 33 452000 14 540000 5 560000 132 570000 147 599000 17 610000 63 610000 36 690000 144 692500 160 730000 83 739000 66 740000 106 755000 70 771000 46 785000 356 830000 3 840000 76 859000 36 865000 21 875000 81 875000 31 900000 90 915000 53 935000 165 950000 20 975000 117 980000 16 1000000 5 1010000 127 1017500 1 1165000 254 1178000 74 1198888 24 1235000 70 1266000 118 1290000 38 1475000 49 1502000 80 1525000 136 1540000 10

Todd Schiedow 949-929-1339 todds@coldwellbanker.com BRE Lic#01237118

Contact Todd Today for all your real estate ques ons!

www.SchiedowGroup.com www.TalegaReporter.com If your home is currently listed “for sale” this not a solicita&on.

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