Saratoga Business Journal - September 2015

SARATOGA BUSINESS JOURNAL • AUGUST 2014 • 1

SBJ P.O. Box 766 Saratoga Springs, NY 12866

SARATOGA BUSINESS JOURNAL

VOL. 20 NO. 7

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SEPTEMBER 2015

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Ceremony Marks Peak Of Hotel Construction American Pharoah’s Economic Impact Is Felt Project At Saratoga Casino And Raceway Site Prior To His Defeat In Historic Travers Stakes

In a Sept. 1 ceremony, the final piece of steel is about to be raised to the top of the steel frame of the new 117-room hotel being built at Saratoga Casino and Raceway, expected to open next year.

American Pharoah approaches the starting gate with jockey Victor Espinoza aboard at the recent Travers Stakes. He was upset by Keen Ice, part owned by local businessman Steven Bouchey.

Courtesy Saratoga Casino & Raceway

Saratoga Casino and Raceway held a “topping out” ceremony on Sept. 1 for its hotel construction project.

Officials said the ceremony marked the project reaching its peak height, as the final piece of steel was erected to the top of the structure.

A group of over 75 attended the ceremony, including construction workers, casino employees and union officials. Owners and executives of Saratoga Casino and Raceway, Kirchhoff-Consigli Construction Management and Tishman Construction, an AECOM company, joined dozens of ironworkers in signing the final piece of steel with their well wishes for the project.

In accordance with tradition, a Douglas fir and American flag were also hoisted up on the final piece of steel.

“The impressive rate at which this project is being built is testament to the hard work of our

entire construction team,” said Tom Wiedmayer, executive vice president and general manager of Saratoga Casino and Raceway. “We are particularly thankful for our long and successful partnership with the Greater Capital Region Building and Trades Council, whose members have done a tremendous job in reaching this important milestone.”

According to casino officials, since breaking ground on May 27, the expansion of the facility and construction of a new hotel has generated more than $100,000 in sales tax revenue. Some 12,000 cubic yards of backfill have been used to bring the site up to grade, 1,500 cubic yards of concrete have been placed for the foundations, and 650 tons of steel have been hoisted into place. The work has been accomplished with nearly 12,000 logged man hours.

Set to open for the summer of 2016, the $34 million, 123,000-square-foot hotel project Continued On Page 13

R.J. DeLuke

BY R.J. DELUKE People flocked to Saratoga Springs on the last weekend in August to see the star athlete. All the daily newspapers in the region heralded the arrival from California of American Pharoah, the first Triple Crown winner since 1978.

Bound to continue his renowned three-yearold season by winning the Travers Stakes Aug.29 at Saratoga Race Course, the horse drew tremendous interest in the region. Beyond the world of sports, the arrival of the horse who was undefeated in six 2015 starts had a big impact on the local economy—even though his winning streak was eventually ended late that Saturday afternoon by long shot Keen Ice, ridden by Javier Castellano.

Prior to American Pharoah succumbing to the race tracks reputation as the “graveyard of favorites,” he made his mark.

Racing fans from all over flocked to the Union Avenue track. The clamor was such that the New York Racing Association (NYRA) capped

attendance at 50,000,but thousands more watched at Travers parties all over the area. The effect on downtown businesses was overwhelming,officials and business people said.

On Friday before the race, an estimated 15,000 people went to the track to catch a glimpse of the horse during a brief workout.

“American Pharaoh’s appearance at Saratoga energized the already-exciting Travers weekend to a fever pitch, filled our hotels and got anyone with even the slightest interest in horse racing to participate in the sport,” said Pete Bardunias, president and CEO of the Chamber of Southern Saratoga County. “Everyone seemingly wanted to know more about the horses, the race, the nuances of betting. “ He added, “It was a banner week not only for NYRA but businesses of all kinds and fans of all ages, and I’m proud that if someone was going to beat him it was a horse part-owned by one of Continued On Page 20

33rd Annual Summer Gala Raises $406,000 Business Expo Set For Oct. 1 At City Center; For The Saratoga Community Health Center 146 Vendors From 50 Industries To Participate Saratoga Hospital’s 33rd annual Summer Gala netted a record more than $406,000 for Saratoga Community Health Center, thanks to an additional donation of $25,000 from Boston Futures Group (BFG).

A major sponsor of the gala, the company made a second gift after the event, when BFG Director Diane E. Gilligan and Director of Corporate Giving Ashley M. Lake learned that the additional funds would break the previous record of $405,000, set in 2012, foundation officials said.

“We welcome the opportunity to have a greater impact,” Gilligan said. “By helping Saratoga Hospital set a new record, we’re focusing some much-deserved attention on the important work of the Saratoga Community Health Center. We’re also raising the bar for next year, encouraging and challenging an already generous community to think even bigger.”

Saratoga Community Health Center provides primary care, dental and behavioral health services for residents of Saratoga County regardless of their ability to pay.

“BFG’s commitment to Saratoga Hospital is

extraordinary and extends well beyond financial support,” said Rachel Wheatley, manager of institutional advancement for Saratoga Hospital Foundation. “They go out of their way to learn about every program and event they sponsor, reaching out to those involved.”

This year, BFG sponsored Saratoga Hospital’s three signature events: the Cantina Kids Fun Run, Golf Invitational and Summer Gala. At the Cantina Kids Fun Run, Gilligan and Lake were at the finish line, congratulating the runners.

For the Summer Gala, they donated BFG’s table to Saratoga Community Health Center and ICU staff so they could enjoy the event, foundation officials said.

Saratoga Hospital Foundation is the philanthropic arm of Saratoga Hospital. As such, the foundation secures, manages and distributes charitable gifts to support the mission of Saratoga Hospital and its affiliates. Over the years, the Foundation has raised more than $40 million for Saratoga Hospital programs and facilities.

For more information, visit www.saratogahospitalfoundation.org.

The Saratoga County Chamber of Commerce will host its 2015 Saratoga County Businessto-Business Expo on Thursday, Oct. 1 at the Saratoga Springs City Center, 522 Broadway, Saratoga Springs.

Chamber officials said it is its largest networking event each year. With 146 vendors this year, the Expo will be representing over 50 industries.

Doors will open at 3:30 p.m. to vendors and members. The general public will be invited to attend from 5-7 p.m. Admission is free for members, $5 for non-members with a business card and $10 for the general public.

“Last year was a record year for participation in the Business-to-Business Expo,” said Todd Shimkus, president of the Saratoga County Chamber of Commerce. “We had over 2,000 members attend and vendors told us that they walked away with solid leads to help grow their business. ” Throughout the event, attendees will have the opportunity to connect with local business owners in the Saratoga County area. Along with

Attendees browse and network at last year’s Business-to-Business Expo.

Courtesy Saratoga County Chamber of Commerce

businesses representing numerous industries, local Chamber restaurants and caterers will be on hand, giving away food samples.

The restaurant exhibitors include Mingle on the Avenue, Carson’s Woodside Tavern, Continued On Page 13

2 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

Saratoga Kids Castle Is Restaurant Geared New Owners Of Post Time Deli And Catering To Healthy Meals, Play Time For Children Hope To Bring Old-Time Feel To The Business Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1

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Erika Borman, right, plays with her son Luke at Saratoga’s Kids Castle, a new restaurant with an indoor kids’ play center, as co-owner Sara Cummings looks on.

Suzanne Pratt and son Thomas MacDonald are part of the new ownership of Post Time Deli and

Catering in Gansevoort, whereyour deli sandwiches, soups,goals. burgers and fries are among the offerings.

We look forward to helping you on your path toward reaching financial ©2015 Saratoga Photographer.com

©2015 Saratoga Photographer.com

BY LIZ WHITBECK Saratoga’s Kids Castle is a brand new The main dining room is also open on It’s something to pass on to future generations,” jconroe@adirondacktrust.com Long-time Gansevoort restaurant Post Time Deli restaurant with an indoor kids’ play center that weekends while the pirate and castle rooms are she said.

518-584-3409 (x) 2311 and Catering is under new ownership.

Husband and opened Aug. 1 in Congress Plaza in Saratoga reserved for parties.

The Pratts want to bring the deli back to how it wife Bernard and Suzanne Pratt, along with their Springs.

Options include homemade baby food, brick operated as Kelley’s Deli. They believe that was the adirondacktrust.com son Thomas MacDonald, assumed ownership of Offering daily play and healthy meals for sandwiches and other kid-friendly meals, height of its success and how so many customers your the neighborhood branch the deli inVisit May under company TogaTown Inc. babies, kids and adults, the cafe focuses on snacks, grown-up entrees and a full cafe, knew and loved it ... The feeling you get when you The eatery, located at 654 Saratoga Road in wholesome fun and food for the whole family, featuring lattes, coffees, loose teas, smoothies walk into your own kitchen. I couldn’t see it being Investment Products are: its owners said.

Gansevoort, under several andINSURED juices.• Families withBYdietary can anything NOT A DEPOSIT • NOT FDIC NOT GUARANTEED THE BANKrestrictions • NOT INSURED BY ANY GOVERNMENT AGENCY has • MAYoperated GO DOWN IN VALUE © 2015 names, The Adirondack Trust Companyelse.”

Saratoga’s Kids Castle is owned by F opening in 1984 as Cannone’s Deli. Eventually the also order off a specialty menu items catering Breakfast sandwiches are one of the most popular & C Development 1113 LLC, owned by Kelley family took over the business and it was to different food allergies and sensitivities, the items on the menu, she said. Customers can get two experienced local entrepreneurs, Sara renamed to Kelley’s Deli. The business switched owners said. sandwiches with egg, cheese, and meat. One of Cummings and Patrick Fitch. hands again in 2009 and the name was changed The play areas will consist of oversized castle the items is a “heart attack sandwich,” consisting Cummings used to run a similar business in to Post Time Deli and Catering. structures, an elaborate walk-in pirate ship, of two eggs, cheese, bacon, ham, and sausage, all Clifton Park, and Fitch is part owner of Fitch The Pratts have been coming to the establishment play and craft tables, a toddler area and plenty on a hard roll.

Bros LTD, which owns Saratoga City Tavern on for several years and for them, being owners of of other toys.

Post Time also offers catering. They cater for a Caroline Street in downtown Saratoga Springs this restaurant brings back memories of family All-day play admission is $10 per child, 9 wide variety of occasions, from trackside parties to and the recently revived Kings Tavern on Union and friends. a.m. to 4:30 p.m., Monday through Friday,(with backyard barbecues, to family reunions to bridal Avenue, across from the main entrance of “We’ve come here since it’s been Kelley’s,” said a discounted rate of $7 for each additional showers.Available items include sandwiches,salads, Suzanne Pratt.“We would eat here or take out. The Saratoga Race Course. child, and free admission 4:30-7 p.m. weekdays. hot items such as sausage and peppers, chicken breakfast sandwiches were very popular for us to “We’re dedicated to making this a genuinely fingers, French fries and more.

Monthly club membership to the Royal Court come in and order when we were running around fun and safe restaurant that brings families Hours are Monday through Wednesday,7 a.m.to makes unlimited weekday play visits affordable, with the boys … This is our hometown, this is our together and reflects our passion for Saratoga 4 p.m.; Thursday through Saturday, 7 a.m. to 7 p.m.; and members also receive discounts and other neighborhood.” while expanding the local kids’ scene in this and Sunday 8 a.m. to 3 p.m. For more information, perks, including 5 percent off all food at the amazing city,” said Cummings. “Saratoga’s Kids “I love coming to work every day with my family. visit posttimedeli.weebly.com. cafe, special bring-a-guest-free days and more.

Castle will be a place where parents can feel In addition to general play hours, Saratoga’s and many others.

Saratoga’s Kids Castle is located at 26B good about taking their kids, from what they’re Kids Castle will host special events for holidays, Parties are two hours long and include Congress Street in the Congress Plaza near the eating to how their imaginations can run wild.” such as father-daughter balls, Halloween parties options for themed party attendants, food new Embassy Suites. It is open for dining and Saratoga’s Kids Castle will serve nutritious and more. Saturday and Sunday birthday parties choices, personalized cake, face painting, dress all-day play Monday through Friday 9 a.m. to meals and snacks with a menu co-created by are also available for kids of all ages, with themes up, party tees, goodie bags, return passes, club 7 p.m. For more information, call Cummings registered dietitian nutritionist Nichole Dooling ranging from Princess Spa Parties and Tea Tyme membership and much more. at 915-4446. of WholeNichole Nutrition.

With The Queen to Pirate Parties, Dragon Parties

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 3

Serendipity Arts Studio In Congress Plaza Has Charitable Golf Tournament In Montreal Nets Art And Cooking Classes In Relaxed Setting Nearly $20K For Franklin Community Center

Patrice Mastrianni, left, owner of Serendipity Arts Studio, at a culinary class with chef Hayley Miller, center, of Saratoga Olive Oil, and Marsha Dolinsky, as a fundraiser for the Saratoga Hospital Foundation. ©2015 Saratoga Photographer.com

BY MAUREEN WERTHER The culinary and fine arts community has found a new place to flourish just off Broadway in Saratoga Springs.

Serendipity Arts Studio located at 26D Congress Street, in Congress Plaza, is the brainchild of local entrepreneur Patrice Mastrianni. Drawing upon her extensive background and experience as artist, teacher, former creative director for Golub Corp., and business owner, Mastrianni has created a space that offers culinary and fine arts classes—and parties—to people of all ages and all skill levels.

Mastrianni is no stranger to the downtown business and art scene. As the past owner of Creative Sparks Pottery on Phila Street and a former member of the Saratoga Downtown Business Association, She saw the need for a business that would respond to the high level of culinary and arts enthusiasm in the area. She created Serendipity Arts Studio to fill that need.

Serendipity Arts Studio also offers a vehicle for business-to-business connections.

“Once you have a connection to a chef or an artist, you become a fan of that chef ’s restaurant or that artist’s work,” she said.

By having guest chefs and artists teaching her classes, Mastrianni helps create and foster those connections and, as a result, other local businesses benefit from their relationship with Serendipity, she said.

Mastrianni is also has local artists and chefs as regular instructors. Philomena Aceto is an accomplished chef who recently returned to the area after working in New York City and Dallas areas. Her first class is on making Italian cookies on Sept. 19.

“If you weren’t blessed with an Italian grandmother, come bake with us and take home anginettes, biscotti, and more,” said Mastrianni.

Other regular instructors include classically trained artist Cynthia Fiorini, whose classes will include such courses as “Painting with the Masters.” Mastrianni is also a seasoned

instructor who received her B.S. in studio art from The College of Saint Rose and has been teaching adults and children for nearly 35 years.

“This is a perfect place for mothers to bring even their youngest children to nurture creativity, social skills, and confidence,” she said. “We also have programs exclusively for teens to learn kitchen skills or just socialize outside of school.”

To that end, on Sept. 27 and 28, Serendipity Studio will host Dianne Massey, founder of Berkshire School of Etiquette, who will teach workshops for children, teens and young professionals titled “Intro to Social Graces,” Grooming the Graduate,” and “Brush Up for Business,” all geared to building confidence in a range of social situations.

Each session is tailored to a specific age group and uses real dining and conversational situations to inspire a higher level of confidence in everyday experiences.

“So many families want their children to attend adult functions and worry how they’ll behave. I’ve also noticed how many young members of the Chamber look uncomfortable at mixers, and only mingle with people they already know,” said Mastrianni.

Classes offered on a regular basis include glass fusion, beading, mosaics, fabric arts, as well as “Little Chefs,” and “Intro to Watercolor Techniques.”

Serendipity Arts Studio also provides a relaxing environment for adults in both daytime and evening classes.

“The open kitchen is perfect for couples cooking, girls night out or for hosting a dinner party with a guest chef,” noted Mastrianni.

Serendipity Arts Studio is available for private parties, fundraising events and team-building activities for office groups.

For more information, call 886-9553. To register for a class or book a party, visit www. serendipityartsstudio.com and click on the calendar. www.edwardjones.com

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34 Congress St., Suite 102 Saratoga Springs, NY 12866

34 Congress St., Suite 102 Saratoga Springs, NY 12866

518-583-7875

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Member SIPC

Franklin Community Center announced a partnership with Brookfield Renewable Energy Group.

Tom Uncher, vice president of operations at Brookfield Renewable, and Andy Davis, community relations, visited Franklin recently to present Executive Director Kari Cushing with a check for $19,436—a portion of the Northeast North America designated funds raised at the 11th annual charity golf tournament held at the Fairmount Château Montebello Golf Club in Montebello, Québec.

Proceeds raised at the tournament are then matched by Brookfield and are given out to nonprofit charities dedicated to improving the health and wellbeing of children throughout their regions of operation.

“It is a pleasure to support an organization with the reputation of Franklin Community Center. We believe strongly in being partners with the communities in which we operate and live and this was a chance to do just that.

Franklin Community Center provides vital support and assistance in our backyard and we could not be prouder to contribute to their efforts,” said Uncher.

Davis reached out to Cushing earlier this summer letting her know a donation would be coming their way.

“This donation could not have come at a better time,” said Cushing. “Between the recent expansion of the food pantry and the upcoming expansion of Project Lift, funding is critical.”

Davis and Uncher are Saratogians and are familiar with the work done at Franklin.

Brookfield partners locally with companies such as D.A. Collins and ESMI and share in their philosophy of giving back to their community.

Representatives have the job of visiting nonprofit organizations throughout the communities in which they operate to distribute the funds raised from the tournament.

Franklin Community Center is expanding its after school prevention program, Project Lift, to two additional elementary schools in the Saratoga Springs City School District beginning

Kari Kushing of Franklin Community Center receives a check from a benefit golf tourney.

Courtesy Franklin Community Center

in October. Lift has been operating in the district since 1984 and currently runs in Greenfield and Geyser Road Elementary Schools.

The expansion will include both Caroline Street and Dorothy Nolan Elementary Schools and was made possible with funds from the City School District.

“The expansion of Project Lift has been a priority of Franklin’s for years,” said Cushing.

“We are thrilled the school district feels the same way and are anxious to open these services up to additional families.”

Project Lift is a comprehensive program that places emphasis on positive youth development activities, raising self-esteem and the development of refusal, decision-making, problem solving, and communication skills.

In addition to the time spent at the after-school program, children and their families also have access to all of Franklin Community Center’s ancillary services, as needed, including: referral and advocacy, free clothing and food, summer camp scholarships, school supplies, holiday assistance and more.

4 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

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Personnel Briefs •

• The Chamber of S outhern Saratoga County hired Sandy McAlonie as its membership consultant.

McAlonie retired after a 36-year career in banking. She will be reaching out to the region’s business community to recruit members and strengthen relationships to ensure members maximize the value of their association with the chamber.

She is the president of the Twin Bridges Rotary Club and is a Rotary District 7190 Foundation committee member. McAlonie also serves as a board member of the Ronald McDonald Take that first step and arrange a complimentary meeting House Charities of the Capital Region. She also with one of our financial planners, John Conroe, CFP®,at the Ronald McDonald Family volunteers Room at Albany Medical Center.

Kim Gallo, CFP®, or Chris Rose today.

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Albany based accounting and advisory firm Teal, Becker & Chiaramonte, C PAs , P. C . ( T B C ) has announced the promotion of audit manager Kelly Fedden, CPA to partner. Fedden joined the Firm in 1997.

Fedden, a graduate of Siena College with a Bachelor of Business Administration in Accounting, has supervised all phases of audits ranging from not-forprofit entities and commercial entities to employee benefit plans. She is also experienced in providing tax services for corporations, partnerships, and not-for-profits.

In her new role she will be directly responsible for client account management. Additionally, she will continue to sit on the internal Employee Benefit Plan Audit Committee which meets monthly to stay abreast of changes within the industry.

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look forward to helping you on your pathTowne, toward financial goals.

Ryan reaching & Partners your PC announced

* * * Publication We Date: October 6, 2015 that principals Claudia A. Ryan, Susan F.

Bartkowski and James T. Towne Jr. were jconroe@adirondacktrust.com 1st National Bank of Scotia announces the selected to the 2015 New York Super Lawyers 518-584-3409 (x) 2311 addition of Genevieve M.J. Caputo of Clifton list as top attorneys in Upstate New York.

Park as assistant vice president.

Towneadirondacktrust.com (business litigation) has appeared Caputo is currently assigned to the Saratoga annually on the Upstate New York Super Lawyers Visit your neighborhood branch Office and will assist in its daily management. list since 2007. Ryan (employment and labor) She brings 16 years of banking experience, and Bartkowski (franchise and dealership) have Investment Products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE 2015 The Adirondack Trust Company with areas of expertise in banking operations, appeared annually on the list since©2010. team building and sales management. She was In addition to appearing on lists for their formerly an area sales and service manager with respective practice areas, Ryan was also named Sunmark Federal Credit Union. to the list of the “Top 25” Women Upstate New In her past experience she has worked in York Super Lawyers for the sixth consecutive both rural and urban communities . year and Towne appeared on the “Top 25” Caputo is active within the Clifton Park Hudson Valley Lawyers list for the second sports community. She has previously served as consecutive year. treasurer for both the Valley Stream Chamber of Commerce and Nassau County Young Kiwanis

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SARATOGA BUSINESS JOURNAL

Herzog Law Firm P. C . a n n o u n c e d the hiring of a new attorney Katherine Hentnik.

Hentnik joined the Herzog Law Firm as an of counsel attorney in August. She is the lead attorney of the firm’s Real Estate Department for residential real estate, which includes buyer, seller and lender representation.

She has over 13 years of experience in real estate.

Hentnik received her J.D. from Albany Law School and her B.S. in social welfare from SUNY Albany.

* * *

P r i m e L i n k announced the hiring of Erik Amaliksen as its director of internet services.

A m a l i k s e n brings 20 years of diverse experience to the company i nclu d i ng syste ms administration, project management, and IT operations to the wellknown telecommunications company.

He was most recently the technical project manager for the Vermont Telecommunication Authority. Previously, Amaliksen held the position of network engineering manager for the state of Vermont. He attended the business management program at Salem State University, is a U.S. Army veteran, and is a graduate of the University of Vermont.

In the role of director of internet services, Amaliksen will be responsible for managing the day-to-day operation of the technical team responsible for the provisioning and maintenance of internet service, as well as the oversight of the internal network infrastructure, including tracking work orders, network monitoring, and hardware upgrades.

* * *

Bond,Schoeneck & King PLLC was recognized with 10 attorneys from its Albany office selected by their peers for inclusion in ‘The Best Lawyers in America 2016.’

The following were selected for inclusion: John M. Bagyi, Gregory J. Champion, Nicholas J. D’Ambrosio Jr., Robert H. Feller, Hermes Fernandez, Amelia M. Klein, John A. Miller, William E. Reynolds, Carolyn Shearer and Arthur J. Siegel.

D’Ambrosio and Siegel were also named the 2016 Best Lawyers in America’s “Lawyer of the Year” for their respective practice areas.

Only one lawyer in any practice area in a city is honored as the Lawyer of the Year.

D’Ambrosio was named for labor law/ management and Siegel named for product liability litigation/defendants.

* * *

C l i f t o n Pa r k & Halfmoon Emergency Corps. (CPHM EMS) announced personal additions and promotions as follows: Leah Ferrone recently joined the CPHM team as the director of community development.In her new role she will manage CPHM’s public relations, marketing and community partnerships.

She was previously the outreach coordinator at Saratoga Center for the Family, prior to that she developed her marketing career and experience with both Palio and Fingerpaint.

Kevin Robert was appointed as clinical quality manager. He is resp onsible for the assessment and monitoring of clinical Continued On Page 14

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 5

Concord Pools And Spa Opens Facility At Exit Empire State College MBA Program Earns 18, The Third Location For Local Company Recognition From Professional Association

Michael Giovanone, center, president of Concord Pools and Spa, views plans for the third facility at Exit 18 with Anthony Casale of Casale Construction, left, and project manager Ralph Moore ©2015 Saratoga Photographer.com

BY LIZ WITBECK Concord Pools and Spas is set to open its third location this fall. The new facility is located at Northway Exit 18 Glens Falls.

This opening follows the success of the company’s other two branches in Latham and Saratoga Springs.

Michael Giovanone, company president and CEO, said he had noticed business growing in the Glens Falls and Lake George region.

“We were installing 50 pools a year north of Exit 16,” said Giovanone.“We had people coming from Glens Falls and Lake George just to our Saratoga Springs location … There was a void for full-service, quality pool companies in the Glens Falls area.”

Giovanone believes the third location will be successful due to the demand for a pools and spas in the area and the emerging new technologies of the industry. He said the location itself will attract his target market.

“This will allow us to cover from southern Albany County to northern Warren County in a very efficient manner,” he said.

The Glens Falls location will be a Concord Pools and Spas full service retail store as well as a Viking One Piece Fiberglass Distribution Center. Viking is currently the largest fiberglass pool manufacturer in the United States. The site will feature 20 to 30 fiberglass shells at any time for customer showings.

“Fiberglass pools are the fastest growing segment in the industry,” said Giovanone.

Next door to the new Concord Pools location, is the Boat N RV Center built by Munter Enterprises.

The center will be a 24-hour storage facility for boats, RVs and classic cars. The second location stems from Giovanone’s success with the boat and RV center he operates in Saratoga Springs.

The Concord Pools and Spas facility is 4,000 square feet, with a total of approximately 100,000 square feet for both the new Concord Pools and Spas location and Boat N RV Center.

Giovanone invested about $5 million into both projects.

Tom Byrnes will manage the Glens Falls location of Concord Pools.

“We’re so thankful to the town of Queensbury, the Adirondack Trust Co., Munter, and to the public that enticed open in the area,” said Giovanone.

At the Exit 18 Glens Falls location, Concord Pools and Spas will be sell vinyl liner pools, fiberglass pools, spas and saunas, grills, outdoor equipment, and sheds.

Concord Pools and Spas was founded in 1972 as a service company. Giovanone took over as owner in 1979. The company focuses on high-end commercial and residential pools, with average costs between $20,000 to $400,000.

He said Concord Pools and Spas has installed more than 11,000 pools in the Capital District.

The company has received several awards such as being named to the Top 3 Pool Companies in the USA by Pool and Spa News, as well as being a six-time Master of Design recipient.

Giovanone customer service helps set his company apart from others.

“I have a term that I use for people who come to my stores. I call them ‘custowners.’ I want them to feel like they have ownership of the company,” he said.

Giovanone makes a point to speak with nearly every client who purchases a pool or spa. “The person should be able to rate their experience as ‘above excellent.’ Excellent is not good enough.

We want to be above excellent. If it was not above excellent, we need to know why.”

Giovanone takes a personal approach to getting new clients. He takes them to see other pools that were installed by Concord. “I take them to the job site. I get them to talk to their peers who are at a similar point in the buying process.” He said that peer reviews lead him to more new customers.

For more information, visit www. concordpools.com.

SUNY Empire State College’s MBA programs, through its advanced graduate certificate in project management, has again been recognized as a Registered Education Provider by the Project Management Institute.

As an R.E.P., the college’s graduate certificate meets PMI’s quality criteria for course content, instructor qualification and instructional design.

The 12-credit graduate certificate comprises four online courses and may be earned as an individual credential or incorporated into a related master’s degree for those meeting the program admission requirements.

Merodie A. Hancock, president of the college, said a globally recognized project management certification “demonstrates to employers that SUNY Empire’s MBA graduates, and those who have completed the graduate certificate, have the competencies and knowledge to effectively drive and lead business and project team success.”

“With the growing need for project leaders across all employment sectors, including not-for-profit and government, the advanced certificate in project management appeals to a broad range of students and fits into a number of master’s degree programs,” said Tai Arnold, dean of the college’s School for Graduate Studies.

“As I look at the job market, project managers, especially those who are certified, have a bright future,” said Warren Montgomery, a student who completed the certificate. “I have worked in a number of organizations as a project manager, and frequently as a program manager, but I had only taken an introductory course to project

management as part of my MBA. “I enrolled in SUNY Empire’s project management certificate program to help develop my skills, and keep my ‘saw’ sharp. I also plan to take the PMI’s project management professional certification exam and the graduate certificate in project management will help me prepare for the exam.”

The advanced graduate certificate in project management meets the strict PMI standards and criteria reflecting current skills, knowledge and best practices, said Alan Belasen, professor and chair of the School for Graduate Studies Business, Management and Leadership Programs. It ensures that the curriculum is continuously updated and current, “which means our graduates are able to meet the needs of employers in the global marketplace.”

According to a PMI survey, nearly 75 percent of executives believe their company’s performance could improve if their employees gained certain key skills. PMI emphasizes that project management, one of the key skills identified in the survey, can enhance individuals’ marketability and provide them with the flexibility to move across projects, organizations, industries and geography.

PMI further states that project managers are in demand around the world and an average of 1.2 million project management positions will need to be filled each year for the next decade.

PMI is a nonprofit professional membership association for the project, program and portfolio management profession serving more than 2.9 million professionals through global advocacy, collaboration, education and research.

6 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

My Turn

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Chamber Expo Opens Door For Participants

Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1

BY TODD SHIMKUS How many of your business cards can you fit in your purse or jacket pocket? That’s the one question you should ask before coming out for the Saratoga County Chamber of Commerce’s znnual Business-to-Business Expo, on Thursday, Oct. 1.

Held at the Saratoga Springs City Center, this expo is the region’s biggest B2B meet-up with as many as 150 exhibitors and hundreds of attendees. Each exhibitor and attendee is there looking to exchange business cards, to share information about their products and services and to be introduced to prospective new customers and clients.

Take that first step and arrange a complimentary Themeeting Saratoga County Chamber of Commerce’s Business provides exhibitors and , with one of our financial planners, John Conroe, CFP®Expo attendees with opportunities to win a wide Kim Gallo, CFP®, or Chris Rose today. range of door prizes too. The Expo also features a wide range of local restaurants with amazing hors d’oeuvres and desserts as well as cash bars Todd Shimkus, president, Saratoga County situated throughout the entire show floor. No Chamber of Commerce. one who attends the expo will go hungry nor Courtesy Saratoga County Chamber of Commerce should you go thirsty either.

With nearly 2,500 members, the Saratoga registration of attendees is not required. jconroe@adirondacktrust.com County Chamber of Commerce is a visible and Instead, everyone who wants to attend is 518-584-3409 (x)of2311 vocal advocate and promoter businesses of all encouraged to show up at the City Center. sizes representing dozens of sectors. As a result, The presenting sponsor for the 2015 B2B adirondacktrust.com the exhibitors and attendees at the Business Expo is Iannello Andersen PC. The gold your neighborhood Expo areVisit also diverse with operationsbranch across sponsors are the Adirondack Trust Co. and Saratoga County and a wide array of products Adirondack Technical Services. These sponsor Investment Products are: and services.

Expo includes a number NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY •The MAY GO DOWNalso IN VALUE © 2015 The Adirondack Trust Company companies will have preferred exhibitor space of exhibitors who are not necessarily selling a just inside the entrance to the expo. product or service but participate to network In addition, the Silver Sponsors includes: with attendees that might become new vendors Blue Shield of Northeastern New York; Bouchey in the future.

Financial Services; Bouchey & Clarke; Cap We believe our Chamber is the best Com Federal Credit Union; Digital Express; at opening doors and closing deals for IMC; Saratoga County Prosperity Partnership; organizations located in Saratoga County or Saratoga.com; The Saratogian; SEFCU; Spa looking to business in Saratoga County from Dot Net; The Wesley Community; Brown the Twin Bridges to the Town of Day. This Coach Upstate; and Williams Center Plastic annual Business Expo is our most popular event Surgery Specialists. Exhibitor space is limited of the year because it is all about business to to approximately 150 companies and always business networking. Past exhibitors often seek sells out. to renew their participation the evening of the For more information on the xpo or about the Expo because they walk away with solid leads Chambere, visit www.saratoga.org.You can also and appointments to talk more with the people follow us on Twitter at @saratogachamber or they meet up with at this event. myself at @toddshimkus for news and updates.

The Expo opens exclusively for exhibitors We hope to see you at the City Center whether 2002 Business Of The Year from 3:30-4:30 p.m. At 4:30 p.m., the exhibitor you decide to exhibit or to simply attend. And The Chamber of Southern Saratoga County floor opens to everyone until 7 p.m. Chamber please don’t forget to bring plenty of business members can attend for free. Not-yet-members cards with you.

P.O. Box 766 • Saratoga Springs, New York 12866 with a business card can attend for just $5.

Shimkus is president of the Saratoga County (518) 581-0600 • Fax: (518) 430-3020 • www.saratogabusinessjournal.com The general public pays $10 to attend. PreChamber of Commerce.

Editorial: RJDeLuke@saratogabusinessjournal.com Advertising: HarryW@saratogabusinessjournal.com

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Publisher & Editor Harry Weinhagen Associate Editor R.J. DeLuke Editor Emeritus Rod Bacon Sales and Customer Service Harry Weinhagen Production Manager Graphic Precision Photographer Stock Studios Photography Contributing Writers Susan Campbell Barbara Brewer LaMere Jill Nagy Liz Witbeck Jennifer Farnsworth Barbara Pinckney Dave Windsheimer Saratoga Business Journal is published monthly, the second week of each month, by Weinhagen Associates, LLC and mailed to business and professional people in Saratoga county.

Saratoga Business Journal is independently owned and is a registered tradename of Weinhagen Associates, LLC, P.O. Box 766, Saratoga Springs, New York 12866 (518) 581-0600. Saratoga Business Journal is a registered tradename in New York.

Saratoga Business Journal has been founded to promote business in Saratoga county and to provide a forum that will increase the awareness of issues and activities that are of interest to the business community. Subscription price is $25.00 per year. Third class postage paid at Glens Falls, New York.

Rights to editorial content and layouts of advertising placed with Saratoga Business Journal which are the creative effort of its contractors, and printing materials supplied by Saratoga Business Journal are the property of Saratoga Business Journal and may not be reproduced by photographic or similar methods, or otherwise, without the specific authorization of Saratoga Business Journal.

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 7

New Nail Salon/Beauty Lounge Allows Clients ‘The Way We Were’ Car To Relax In A Social Setting With A Cocktail Show Slated For Oct. 11

Lyndsey Hammer, left, and her sister Marcella Hammer, own and operate Glitter Nail Bar in downtown Saratoga Springs where manicures and pedicures are offered with food and drink. ©2015 Saratoga Photographer.com

BY MAUREEN WERTHER A nail salon/beauty lounge recently opened in Saratoga Springs at the rear of the Roohan Building on 517 Broadway.

Glitter Nail Bar combines the ambience of a social gathering with pampering and relaxation. In addition to offering a setting for manicures and pedicures for bridal parties, birthdays, or just some mother-daughter bonding time, Glitter Nail Bar serves wine, beer and other light beverages, along with a vegetarian menu that includes hummus, vegetable and cheese platters, and assorted crudité’s.

Sisters Lindsey and Marcella Hammer lovingly refer to Glitter Nail Bar as their “big idea.” While growing up, the girls worked together at various jobs, so it seemed natural they would continue their partnership into adulthood.

“We have complimentary skills,” said Marcella, “and we both love marketing.”

So, while working together in their graphic design consulting business, Lindsey came up with the idea of a nail bar that would be a combination cocktail lounge and nail salon.

They decided to name their new venture “Glitter” and nine months later their new business was born.

Both women have artistic and creative backgrounds, with Lindsey’s specialty being graphic design and Marcella’s focus on writing and editorial work. Both women love nail art.

They have put that love and those talents to work in creating and marketing Glitter Nail Bar to women of all ages.

“Have you and your daughter ever gone to get a mani/pedi together and you end up sitting at opposite ends of the nail salon?” askd Marcella. Glitter Nail Bar solved that problem by creating spaces where women can socialize and enjoy a glass of champagne together and nosh on finger food while licensed nail technicians turn their hands and feet into little works of art. Glitter even has a mini manicure and pedicure package for girls 12 and under.

The nail menu includes lacquer, gel, or ANC polish, French or half-moon design, champagne manicure and pedicure soaks, and jewel or stud nail art among the options.

The complete menu of options is available on the company website, along with a food and beverage menu and information about group bookings and private parties.

The 2,000-square-foot space lends itself to the “lounge” concept, and groups can mix and mingle during their salon treatments.

“The space allows us to customize events to meet every party’s specific needs,” said Marcella. With the main entrance is located at the rear of the building on Long Alley, there is dedicated parking available and customers don’t have to deal with trying to park on Broadway. Marcella thinks the private rear entrance gives the lounge a feeling of secretive exclusivity and jokingly refers to Glitter as the “Saratoga women’s speakeasy.”

For more information and to schedule an individual or group booking, call Glitter Nail Bar at 888-2943 or book online at www. glitternail.bar.

The Ballston Spa Business & Professional Association (BSBPA) & Saratoga Automobile Museum are announced plans for the 13th annual “The Way We Were” car show from 9 a.m;. to 4 p.m. on Sunday, Oct. 11, on Front Street in Ballston Spa. The rain date will be Oct. 18.

“We are very excited for another year of ‘The Way We Were’ car show in Ballston Spa,” said Dan Barner of the BSBPA, who serves on the car show’s leadership team.“We are also very excited to partner with the Saratoga Automobile Museum this year to make the show even greater.We invite the public to come stroll our historic village, check out the hundreds of cars and trucks on display, and enjoy the music, vendors and downtown businesses. It’s a great day for the whole family.”

Front Street will be blocked off from Milton Avenue past the Old Iron Springs to accommodate car exhibits and vendors. A new addition to the show this year is the “Kids Zone,” located by the Old Iron Springs, which will feature several free children’s activities.

The car show is a judged show and several trophies will be awarded, including Best of Show, Mayor’s Choice,Best Engine,Best Paint,Best Stock, Oldest Vehicle. There will be awards for the top three in each of 13 categories. Judging begins at 9 a.m., with trophies awarded at 3:30 p.m.

The event is free to spectators. Exhibitors can pre-register by Oct. 1 for $10 per car or $15 the day of show. Dash plaques will be given to the first 400 cars registered and the first 200 registered will receive car show souvenirs.

All proceeds will benefit BSBPA community activities and the Saratoga Automobile Museum.

Pre-registration can be completed online at www.saratogaautomuseum.org or the BSBPA website, www.ballston.org. A printable, mail-in registration form is also available on the BSBPA website. For more information, contact the BSBPA at info@ballston.org or 885-2772.

©2015 Saratoga Photographer.com

Scott MacLean President, COO Saratoga Juice Bar Reads

SARATOGA BUSINESS JOURNAL

8 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

CDPHP Says Insurance Program Initiative Saved $20 Million, Enhanced Quality Of Care

Business Briefs •

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Latham Medical Group, part of Community CDPHP announced the results of a study Fingerpaint, a marketing agency based in Bank, Capital InteriorScapes, Nigro Co.’s. and Care Physicians PC, said EPC has allowed her that show the health plan’s Enhanced Primary Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1 Saratoga Springs, announced it has been named Stewart’s Shops. and her colleagues to innovate in ways she Care (EPC) initiative produced $20.7 million to the Inc. 5000 list of fastest-growing privately never imagined. in savings in 2014, while improving the quality held companies for a third consecutive year. The

* * * “This unique payment model enhances, of care for hundreds of thousands of patients. rankings are based on revenue growth over the rather than discourages, our ability to be real In 2008, after noting a decline in the number past three years, during which time Fingerpaint RJ Murray Company has been designated as primary care doctors, which means taking of local medical students who were choosing has seen a 371 percent increase. the area’s authorized distributor for Renew Aire’s care of our patients both inside and outside to become primary care physicians, CDPHP Fingerpaint adds this to a growing list of Energy Recovery Ventilators (ERVs). the office. We’re communicating electronically created the EPC program, a patient-centered accolades that include being named to Medical The company is now the only local stocking with our patients, offering group visits, and medical home model that rewards doctors for Media and Marketing magazine’s Top 100 distributor of RenewAire’s ERV product lines. providing educational sessions on smoking spending more time with their sickest patients.

Agencies list, in addition to recognition of its RJ Murray will now stock RenewAire ERV cessation and diabetes management. We even “EPC has given primary care doctors the creative work. Just this year, Fingerpaint has won residential models that can handle from 1,200 have a patient advisory council that provides freedom to practice medicine in a way that’s 12 Hermes Creative Awards, seven American to 6,000 square feet. Larger commercial models feedback on how we’re doing,” she said. innovative, efficient, and more convenient for Advertising Awards and four Horizon Awards. for indoor, outdoor, end connect, and engineered Officials said in 2014, CDPHP realized a their patients. This program puts patients at the The advertising and marketing industry had combo curbs are also available. cost-savings of $20.7 million directly related center of the health care system, and encourages a 201 percent increase of aggregate growth—the Founded in 1929 in Schenectady, RJ Murray Co. to the EPC program. Approximately 60 a team-based approach to care, allowing third fastest-growing industry on the list, the Inc. is Carrier Corp.’s oldest operating distributor. percent was experienced by members within primary care physicians to work together company said. the commercial market, while approximately with pharmacists, nurses, cases managers, and

* * * Take that first step and arrange a complimentary meeting 20 percent was experienced by the sickest mental health experts to better coordinate the

* * * ® patients,” said Dr. John D. Bennett, 10 percent of members in the Medicaid and care CFP of their , with one of Performance our financialIndustrial planners, (formerly John Conroe, Medicare markets. president and CEO of CDPHP. The seventh annual Taste of Malta industrial cleaning and painting Rose today.

Kimevent, Gallo,Americlean), CFP®, oranChris EPC providers received an estimated $12.8 Officials said a cornerstone of the EPC coordinated by the Malta Business and contractor, announced the purchase of Key million more in reimbursements and enhanced program is a unique payment model that Professional Association, raised $4,000 for Flooring Systems, (previously known as Key bonuses than if they had not participated in rewards primary care physicians (PCPs) for the Ballston Spa Partnership for Innovation Equipment) located at 25 Walker Way in Albany. the program, according to the company. In their efforts to keep patients healthy. The in Education Fund, a component fund of the Key Flooring has been providing resinous and exchange for these increased payments, CDPHP program departs from the traditional fee-forCommunity Foundation for the Greater Capital epoxy flooring systems in the region for almost encouraged physicians to change the way they service model, which incentivizes doctors for Region.

40 years under the ownership of Michael and deliver care to patients. providingjconroe@adirondacktrust.com more, not better care.

It was hosted by Hudson Valley Community Suzanne Kilcullen and has frequently served This often involves convenient office hours, Instead, EPC moves PCPs to value-based (x) 2311 Center at the TEC-SMART facility in Malta. as a sub-contractor to Performance Industrial. communicating with patients via email, the payments518-584-3409 with the opportunity for enhanced The fund supports mission related programs Performance Industrial will continue to operate use of patient portals and electronic medical bonus payments. adirondacktrust.com and initiatives including the Clean Technologies & the Albany location as a satellite office. records, and an overall emphasis on preventive “We knew that in order for EPC to be Visit neighborhood Sustainable Industries Early College High School Performance Industrial officials said the care. successful, we your needed to get doctors branch off the program implemented in collaboration with company will offer the full scope of customized In addition to cost savings, the program has so-called ‘hamster wheel’ of fee-for-service.

Investment Products are: Hudson Valley Community College.Students from epoxy flooring options Key Flooring has alsoCompany produced impressive quality results, said We areAGENCY now• MAY rewarding doctors ©for NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT GO DOWN IN VALUE 2015quality The Adirondack Trust over 25 regional school districts are participating provided in both new and existing facilities; officials. From 2010 to 2014, EPC sites showed over quantity, and offering significant bonus in this program which allows them to graduate including, warehouses and manufacturing spaces, significant improvements on a series of quality opportunities for those physicians who are able high school with 22 college credits. commercial kitchens, laboratories and clean measures that included breast and colorectal to meet specific performance metrics,” said Dr. The event featured member restaurants from rooms, supermarkets, healthcare facilities, locker cancer screenings, childhood immunizations, Bruce Nash, chief medical officer at CDPHP. the area who provide samples of their featured rooms and more. childhood well visits, and more.

Now in its seventh year, the EPC program dishes. There were also prize giveaways.

The addition of the Albany location will also CDCHP said throughout the analysis, quality includes 193 physician practices, 836 network In addition to the funds raised through enable Performance Industrial to service its scores for EPC sites rose from 71 to 77 percent. clinicians, and nearly 250,000 CDPHP admissions’ and raffles several business’s industrial cleaning and painting customers in During the same time period, quality scores for members. supported the event through cash sponsorships, Albany and the surrounding counties quicker non-EPC sites rose from 65 to 68 percent.

Dr. Holly Cleney, a primary care doctor at including Adirondack Trust,Ballston Spa National and more efficiently, the company said.

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Money Set Aside For Playground Expansion At Peerless And Geyser Areas Of State Park

Financial Planning_Path_SBJ Ad_9_2015_BLK_Layout 1 9/2/2015 12:51 PM Page 1

Saratoga Spa State Park is among 13 statewide that will get funding for improvements this fall.

The state has committed $2.5 million to build or improve playgrounds at eight parks.

The park improvements are part of the NY Parks 2020 state park revitalization plan, which includes a commitment to add or improve 100 playgrounds by 2020.

The Saratoga project calls for expanding the existing Peerless and Geyser area playgrounds with new play features and natural elements that will integrate play with the park’s

FINANCIAL PLANNING We can help you plan the right financial path.

Take that first step and arrange a complimentary meeting with one of our financial planners, John Conroe, CFP®, Kim Gallo, CFP®, or Chris Rose today.

We look forward to helping you on your path toward reaching your financial goals. jconroe@adirondacktrust.com 518-584-3409 (x) 2311 adirondacktrust.com Visit your neighborhood branch Investment Products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE

© 2015 The Adirondack Trust Company

environmental education programming, sstate officials said. The Geyser playground will focus on the aquatic habitat of the adjacent Geyser Creek, and the Peerless playground will feature naturalized fields to support the habitat of pollinators.

“New York’s state parks are second to none and these playground improvements are yet one more reason for families to pay them a visit,” Gov. Andrew Cuomo said. “With this funding, we are building on our success in improving state parks and are encouraging a new generation of New Yorkers to appreciate the great outdoors.”

Under the initiative, State Parks will replace outdated playgrounds at the parks with modern, code- compliant equipment and distinct areas for young and older age groups.

Playground improvements will be coupled with site improvements, including shade trees or canopies, seating, water fountains and trail/ walkway connections to the rest of the park.

“Playgrounds offer much more than a place to have fun; they help children build physical strength, coordination and balance – while developing social skills,” said State Parks Commissioner Rose Harvey.

Construction will take place following the peak summer season. The playgrounds are expected to be ready for use next year.

Since 2011, State Parks has built or improved 47 playgrounds as part of the Governor’s historic commitment to improving parks and expanding access to outdoor recreation. NY Parks 2020 program is a multi-year commitment to leverage $900 million in private and public funding for State Parks from 2011 to 2020. The 2015-16 state budget allocates $110 million toward this initiative.

The New York State Office of Parks, Recreation and Historic Preservation oversees 180 state parks and 35 historic sites, visited by 62 million people annually. For more information on any of these recreation areas, call 474-0456 or visit www.nysparks.com.

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 9

SPECIAL SECTION

SARATOGA BUSINESS JOURNAL

Insurance / Employee Benefits Enrollment In State Healthcare Marketplace More Than Doubles In Second Signup Period Enrollment through New York’s official health plan Marketplace increased more than two-fold through the end of February, with more than 89 percent of enrollees being uninsured at the time of application, according to a report released recently by New York State of Health (NYSOH).

“Year two of NY State of Health was nothing short of an overwhelming success,” said NYSOH Executive Director Donna Frescatore. “We built upon our first year’s solid foundation with significant increases in enrollment and high satisfaction rates across the board. As we move closer to the third open enrollment period, slated to begin on Nov. 1, this data will inform our efforts to reach more New Yorkers.”

Compared to the first open enrollment period, enrollment in Qualified Health Plans (QHP), Medicaid, and Child Health Plus increased in every county in the state, with 86 percent of those eligible to renew their QHP in 2015 doing so, officials said. The high renewal rate is indicative of the high level of satisfaction with the marketplace, as was similarly found in independent consumer surveys conducted by the NYS Health Foundation.

According to the report, more than 2.1 million people—over 10 percent of the state’s population—enrolled in health insurance coverage through the Marketplace as of Feb. 28, the end of the second open enrollment. This represents a more than a two-fold increase from the first open enrollment period, when 960,762 were enrolled.

Consistent with year one, nearly three-quarters of individuals and families enrolled in a QHP received financial assistance to reduce the cost of their insurance. The average tax credit was $220 per month, up slightly from 2014, the report said.

Overall, 89 percent of those enrolled as of Feb. 28 reported that they were uninsured when they

applied for coverage through the Marketplace, a 9 percentage point increase from 2014.

New Yorkers from every region and county in the state have enrolled in the marketplace.

Enrollees include a mix of New Yorkers across all age groups, with 60 percent under age 35.

Thirty-two percent of individuals enrolled in a QHP are under age 35, 18 percent are between ages 35 and 44, 23 percent are between ages 45 and 54, and 25 percent are between ages 55 and 64, the report said.

Small businesses with 50 or fewer employees can enroll in the Small Business Marketplace (SBM) throughout the year. As of Feb. 28, over 3,700 small businesses had offered coverage and nearly 15,000 employees and dependents had enrolled through the SBM. Eighty-seven percent of employers took advantage of the employee choice model, offering their employees the choice of two or more QHPs, the report said.

On average, SBM employers contributed 70 percent towards the cost of the employee’s coverage. Sixty-two percent offered coverage to their employees’ dependents, up 14 percentage points from 2014.As projected, the average small business that enrolled through the SBM had three employees.

Each of the 10 insurers participating in the SBM enrolled one or more employer groups.

The SBM covered workers in every county of the state with more than one-third of SBM employers located in New York City. Platinum plans were again the most popular plan selected in the SBM representing over one-third of total enrollment. Gold and silver plans had nearly equal shares of enrollment at 27 percent and 26 percent, respectively, and only 13 percent of SBM enrollees chose bronze plans.

Continued On Page 14

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Business Report

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2016 Will Be Interesting For Insurance Plans

BY JUDY TURE The summer of 2015 is coming to an end and now is the time when many employers, individuals and Medicare beneficiaries are anticipating the new 2016 health benefit programs. The Affordable Care Act (ACA) has certainly impacted everyone in one way or another. In about a month, the new plans and premiums rates will be available for group employer plans, individuals and seniors.

Let’s first talk about employer group health plans. The year 2016 will be a very interesting year as more of the ACA policies and laws take effect. Reporting requirements continue to be implemented and we encourage employers to speak with their accountant, payroll service, Insurance broker and financial planner.

These professionals all have access to certain aspects specific to the employer and may offer guidance and assistance with compliance.

There also may be situations where an attorney specializing with employee benefit administration is an option well worth the money. Also the local healthcare providers have information, podcasts and newsletters on their websites designed to educate employers and members every step of the way.

With group health plans in New York states the

Judy Ture is owner of Employee Benefits Center in Saratoga Springs.

Courtesy Employee Benefits Center

‘“prior approval process” for the 2016 health plan premiums and benefits is under way. Premiums that the insurance carriers charge for small group and individual plans whether increasing or decreasing require approval from the state Department of Financial Services. With double Continued On Page 13

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10 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

SPECIAL SECTION

SARATOGA BUSINESS JOURNAL

Fitness / Nutrition Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1

iLoveKickboxing Franchise In Clifton Park

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NOW OFFERING Offers Alternative Way To Meet Fitness Goals Business Report We can help you plan the right financial path.

FINANCIAL PLANNING • Creating A Healthy Workplace

BY ELYN ZIMMERMAN The Google Drool.

Take that first step and arrange a complimentary meeting This is the reaction we may have upon learning withlike one of our financial planners, John Conroe, CFP®, about the employee perks at companies Google, Facebook and other big start up or tech Kim Gallo, CFP®, or Chris Rose today. companies. Oh, we are flushed with envy when hearing about such things as barista staffed coffee bars,top level chef-provided fare at various campus restaurants, snack bars arranged to foster healthy choices, not to mention arcade game, bowling and ping pong rooms; midday yoga and fitness classes; jconroe@adirondacktrust.com provided showers with towels; lava lamp decor and even the ability to bring one’s dog to work.

518-584-3409 (x) 2311 Tucked behind the large and small amenities adirondacktrust.com that these large and hip companies are able to provide is a strong employer commitment to all Visit your neighborhood branch aspects of employee well being. Clearly, these Products are: business savvy entrepreneurs have Investment recognized NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANKof • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE © 2015 The Adirondack Trust Company Elyn Zimmerman, owner Lifeseeds the value of having happy and healthy workers Nutritional Counseling. and have taken time to figure out what promotes Courtesy Lifeseeds Nutritional Counseling such benefit.

This 1,800-square-foot space with its numerous vertical bags is where staff at iLoveKickboxing For those of us living outside the Google Take a walk around the physical space and in Clifton Park lead customers from all walks of life and all ages through fitness workouts. universe, we may consider ourselves lucky just look and listen. Watch for opportunities to make Courtesy iLoveKickboxing to have a coffee maker, a vending machine and it more soothing like having freshly painted walls, a water dispenser and are giddy when someone nice artwork, and comfortable and clean flooring.

BY MAUREEN WERTHER Beginning students have their own private brings in a box of donuts to start the day. That’s Good lighting, plants, and relaxing sounds may Those who think kickboxing is an activity instructor at their first class, who breaks down OK we say.We’ll trudge into work each day loaded greatly help the internal environment. If it is an open only to the fittest and most limber the “bag fundamentals” and helps the student down with our necessary sustenance carried in industrial or retail environment, see if you can athletes may want to think again. become acclimated to the activity. Teresa Peck various totes, or use our precious lunch breaks to create a space or room to provide employees with A new business, iLoveKickboxing, opened said members who commit to training three frantically run out for a sandwich or slice of pizza. a quiet area. Check to see if you can enhance any in earlier this year at Clifton Park Center, next times a week will see the best results.

We’ll rush to the gym before or after work, if at outdoor areas where employees can take a walk,do door to the Department of Motor Vehicles.

However, they offer packages ranging from a all. We’ll come to work sick because we don’t have some stretching, take breaks or even do their work.

Its owners said its ever-growing membership few classes a month to a full year of unlimited sufficient if any health care benefits or sick days.

The Work Day roster includes people from all walks of life, classes. She said members who commit to the With the huge burden of health care costs Here is where things can get really fun with all fitness levels and all ages. training will likely see significant increases impacting business we are struggling to find major some imagination and that can help elevate the The iLoveKickboxing business is a franchise in strength, agility, and flexibility by the end solutions. In the meantime, here is a medley of work day to something a little more special for based in Merrick, N.Y., that has affiliates all of the first three weeks. some simple suggestions, that might spark your everyone. Play around with ideas that can both over the country.

They also offer a trial package for $20. It own ideas. subtly and profoundly promote well being such as Owners Teresa and Pete Peck are both includes three classes, plus a free pair of gloves The Food Culture creating a “quiet hour” where telephone use and martial artists who have been in the industry valued at $45.

Influencing the food culture may include things interpersonal talking is limited. Or, implement for about 30 years. They were drawn to the The Clifton Park facility boasts seven like providing a station where not only coffee is “movement time” where people are encouraged philosophy of the iLoveKickboxing business trained instructors, half of whom are also available, but also a variety of teas, good quality to get up from their desks to walk or stretch. model and the sport’s ability to provide a new, certified personal trainers. As part of the water (perhaps an infused water dispenser), a There can be “play time” as well. Offer in-house challenging and fun alternative to the more iLoveKickboxing program, they are required bowl of seasonal fruit or even a fruit or vegetable chair massages. Many local massage schools have traditional gyms and exercise regimens. to attend an iLoveKickboxing “boot camp” platter. Guidelines do exist for healthy vending students eager to practice their skills for free.

“It’s all about providing a welcoming, nonthree times a year, where they are subjected and healthy meetings. Instituting these can send Create a monthly wellness schedule bringing in intimidating environment for people to come to an intensive training regimen and learn the a powerful message to employees and business various wellness specialists for some minisessions. and achieve their fitness goals,” said Teresa latest techniques to bring back to students. partners. Also, look into having your business be These specialists might then gladly provide Peck. She noted that many people, particularly The training area is an 1,800-square-foot a dropoff site for a local Community Supported some discounted pricing to your employees. women, are intimidated by martial arts and space with a one-and-a-half-inch martial arts Agriculture (CSA) program, where boxes of Zimmerman, is the owner of Lifeseeds hesitant to join karate or other types of martial mat that makes training easy on the joints. As local produce are delivered to participants on a Nutritional Counseling (www.lifeseedsnutrition. arts class. But at iLoveKickboxing, there is many as 40 people and vertical bags can fit on weekly basis. com) with offices in Saratoga Springs and Round none of that intimidation and everyone can the mat for any given class. The average class The Physical Environment Lake. feel comfortable and welcome. size is between 12 and 20 people.

“There are no mirrors. It’s bright, clean, Movements can be modified in either safe, and friendly,” said Pete Peck. “And more direction, to accommodate those with a importantly, its fun.” variety of health or joint issues, as well as According to the Pecks, people enroll in a those looking for a higher level of intensity kickboxing program for a number of reasons, in their workouts. ranging from seeking a new challenge, to losing Classes are conducted as early as 6 a.m. a few inches, or to feel more in control of their and as late as 7:45 p.m. to accommodate busy surroundings and more able to take care of schedules. themselves. Regardless of the reasons for The Pecks pride themselves on delivering joining, members quickly become addicted to the best customer service experience in the the high energy of the group classes as 15-20 “cleanest facility around.” people kick the bag in unison to the pulse of For more information, call 630-6280 or visit high-energy music. www.ilovekickboxingcliftonparkny.com.

We look forward to helping you on your path toward reaching your financial goals.

Classes • Parties • Meetings

Arts

S T U D I O

Ignite your creative spirit with culinary and art programs for children, teens and adults.

Full details at www.SerendipityArtsStudio.com

Located in Congress Plaza (near the UPS Store) • 26D Congress Street Saratoga Springs, NY 12866 • 518 886-9553

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 11

SPECIAL SECTION

SARATOGA BUSINESS JOURNAL

Home / Energy

Interior Decorators See ‘Glitz’ Returning To The Accoutrements Displayed In Area Homes •

Business Report

•

Competition Creates Good Electricity System

Jessica Doyle, a designer at Plum & Crimson Fine Interior Design in Saratoga Springs, stands in front of a custom crystal mantle at a trade show in New York City.

Courtesy Plumb & Crimson Fine Interior Design

BY JILL NAGY Two Saratoga Springs interior decorators see glitter and glitz on the horizon as far as recent trends go in the design of area homes.

But a third laments “the same thing that’s been going on for several years” and pleads for “some color, please.”

Erika Gallagher of Plum and Crimson Fine Interior Design on Spring Street recently returned from the New York Gift Show in New York City with photos of a fireplace that looks like an ice palace and news of fur rugs, “encapsulated glass,” and a lot of gold and silver, often combined.

She still sees gray as a color trend in design, “but blues continue to be huge.”

“The newest thing is a return to glitz,” said Beverly Tracy of Beverly Tracy Home Design on Broadway. “People are tired of casual lifestyles.”

They are entertaining more in the home, and the centerpiece of a party, for example, may be a new bar cart with crystal bar ware.

She also returned from shows in New York City, where she saw gold wallpaper and drapery, shiny silver upholstery, and a lot of silver mixed with the grays.

Often a new trend will enter a home as an accessory or two.

“Accessories are a great and easy way to get a trend into your house,” Tracy said. She is starting to introduce clients to lamps, shiny silver candlesticks, and crystal pieces as well as more velvets and other textured fabrics.

While Gallagher may not immediately find a home for a quartz crystal fireplace, she said she plans to introduce some other new things: Continued On Page 13

Front Street Home 6 Front Street, Ballston Spa

885-6555

The area’s best resource for home furnishings, fabrics, window treatments and wall coverings.

Come see what’s in store for you!

Our Designer Fabrics are always 25% BELOW RETAIL

BY STEPHEN G. WHITLEY Fifteen years ago, New York restructured its electricity industry by embracing one fundamental belief: Competition, not monopolies, would create a more efficient electric system and provide real benefits for consumers.

The move was controversial, but the facts are incontrovertible: The decision was wise.

New York’s fair, open wholesale markets provide competitively priced electricity that meets consumer demands. These markets have also produced billions in savings, cleaner, more efficient power plants, and the integration of significant new wind energy.

The New York Independent System Operator (NYISO), which manages New York’s electric grid and the competitive markets that power it, has managed this market transformation.

An independent, neutral, and not-for-profit organization, the NYISO recently analyzed and quantified the under-publicized benefits of 15 years of open competition.

Increased fuel efficiency. Competition has reduced the amount of fuel used to produce electricity, cutting costs by $6.4 billion.

New York’s electric system improved its fuel efficiency at a pace three times the national average.

Reduced reserve requirements. New York saved another $540 million as its markets helped reduce electricity needed above peak demand levels. Competition-based incentives for generators helped shrink this reserve margin from 22 to 17 percent.

Competitively priced commodity costs.

Market prices fluctuate, but New York’s wholesale electricity costs (independent of delivery costs, taxes, and surcharges) in 2013 were only 2 percent higher than electricity commodity costs in 2000, while inflation grew by more than 35 percent.

Reduced carbon emissions. Fuel efficiency improvements spurred by competitive markets have contributed to environmental quality.

Nearly 25 million tons of carbon emissions were avoided in 2013 compared to 1999—a 41 percent reduction equivalent to taking 4.8

Stephen Whitley, CEO and president of the New York Independent System Operator.

Courtesy New York Independent System Operator

million passenger vehicles off the road.

Increased green power. Competition is helping to cultivate renewable energy. Between 2003 and 2013, New York added enough wind generation to power 490,000 homes.

Investments in new generation. From 2000-2014, power suppliers added over 10,400 megawatts of generation – 80 percent of it in high-demand areas. The additions represent 27 percent of New York’s electricity requirements.

This success has been made possible by policymakers who envisioned a better way as well as market participants, regulators, and other stakeholders who constantly sharpen that vision.

The NYISO contributes in many ways.

For example, we maintain reliable, costeffective operation of the bulk electric system by conducting real-time, competitive auctions of wholesale electricity – every five minutes, 365 days a year.

We meet the nation’s strictest reliability standards, including nearly 1,000 requirements Continued On Page 13

12 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

Data Gathered In NYSERDA Study Can Help Beard Integrated Systems Moves Into Malta Businesses Identify Energy Efficiency Projects Offices, Working With GlobalFoundries Plant 75 years old or older, representing opportunities for The New York State Energy Research and weatherization (air sealing and insulation) to reduce Development Authority (NYSERDA) said that data Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1 energy waste. Further, about 42 percent of all homes from a first-of-its-kind study that compiled energyhave no foundation insulation and almost 7 percent related information from more than 3,000 homes have no wall insulation. in New York is now available for use in identifying • About 20 percent of natural gas heating systems opportunities for energy efficiency improvements. and 29 percent of fuel oil heating systems are more State officials said data will help municipalities, than 20 years old, representing opportunities for builders, architects, HVAC and other energy service more efficient heating systems that reduce energy use. contractors—distributors, manufacturers and • More than 80 percent of the central air others—identify opportunities for energy efficiency conditioning systems statewide were not high projects, further driving clean energy business efficiency. development in the state.

NYSERDA said there is opportunity for service Utilities will also benefit from this baseline providers to promote annual tune-ups as a way to information to customize programs and estimate provide additional energy savings to their customer energy savings impacts going forward, according base. About 58 percent of homes with furnaces and to NYSERDA. boilers indicated their heating equipment had been The data is available at the website open.ny.gov serviced in 2013 and 2014. Only about 40 percent of The Residential Statewide Baseline Study homes with central air conditioners (AC) indicated was developed by NYSERDA to understand the Takeuse, that first step and arrange a complimentary meeting that their AC equipment had been serviced in 2013 residential building stock and associated energy or 2014. and the penetration of energy-efficient equipment, with one of our financial planners, John Conroe, CFP®, About one-quarter of the natural gas central building characteristics and energy management , or Chris Rosebuildings today.are more Gallo, CFP®systems heating in multifamily practices. The five-volume study also Kim includes a than 20 years old and could be replaced with newer heating, ventilating and air conditioning (HVAC) more efficient systems. market assessment to identify the baseline conditions Beard Integrated Systems, working out of a new office at 11 Stonebreak Road in Malta, has “Public accessibility to the Residential Statewide for residential non-electric heating and water heating brought in business from a process piping contractor based out of Dallas.

Baseline Study data will be valuable for contractors, equipment and central air conditioning in the state. ©2015 Saratoga Photographer.com builders, or anyone working in the construction Officials said the availability of the data greatly trades to better understand the current residential increases the amount of information publicly BYjconroe@adirondacktrust.com JENNIFER FARNSWORTH philosophy of “developing a customer for landscape and help identify potential energy available about the residential building stock.The data GlobalFoundries and Beard Integrated life.” This philosophy has allowed Beard 518-584-3409 (x) 2311 efficiency opportunities,” said John B. Rhodes, include more than 300 categories of energy-related Systems has brought in business from a to maintain a long list of repeat customers, NYSERDA president and CEO.“By making available information for each of more than 3,000 new and adirondacktrust.com process piping contractor based out of Dallas. among those is Texas Instruments. these residential energy data on open.ny.gov, we are existing single-family and multifamily residential Beard Visit Integrated services Samsung, Beard was one of the first contractors to yourSystems neighborhood branch providing an information resource that has never buildings, such as property characteristics, heating Texas Instruments and the University of Texas do work with Texas Instruments in the 1950s been available before.” and cooling equipment, water heatingInvestment equipment, System. Now it will become a part of New York’s and has maintained that relationship to the Products are: study was a collaboration among lighting, clothes washing and drying NOT equipment, A DEPOSIT • NOT FDIC The INSURED • NOT GUARANTEED

BY THE BANK • NOT NYSERDA, INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN industry VALUE © The Adirondack Trust Companyday. growing semiconductor by2015 working present the state Department of Public Service, Central and energy behaviors of respondents. The data on with the computer chip factory in Malta.

Sp e cif ic a l ly, B e ard w i l l work w it h Hudson Gas and Electric Corp.,Consolidated Edison, each building includes zip codes, enabling users to Beard moved into their new office at GlobalFoundries on projects that include National Grid,NewYork State Electric & Gas,Orange examine specific geographic regions of the state.

11 Stonebreak Road in Malta earlier this Fab 8.1 expansion projects, bulk specialty & Rockland Utilities, Rochester Gas and Electric, The study provides information to support the month. Project Manager Zach Prince said the gases project, process lateral systems project, and PSEG Long Island, among other stakeholders. state in advancing Reforming the Energy Vision company had been leasing space in Ballston as well as the Fab 8.1 UPW, ultrapure water It was conducted using phone and Internet surveys (REV), a state strategy to build a clean, resilient Spa for the last few years. Prince said the project, and many smaller projects. between 2011 and 2014. and affordable energy system for all New Yorkers. partnership between the two companies Beard has also completed a large number OpenNY was launched in 2013,advancing a dataAs part of REV, NYSERDA aims to make a range of symbolizes the future of this type of growing of projects in other sectors such as healthcare, driven strategy providing public access to publishable energy-related data sets available in its ongoing role industry. transportation, hospitality, educational, state data for collaboration and analysis.The program as credible information provider.

“As a symbol of Beard’s dedication to the industrial, as well as bio-pharmaceutical. puts tools for transparency, accountability, citizen Prior to adding the residential energy data to growing business and the willingness to Beard has several locations across the U.S., engagement and innovation directly into the hands open.ny.gov, NYSERDA added data on 32,000 solar develop customers for life in the Tech Valley including offices in Tennessee, New Mexico, of New Yorkers and people all around the world by projects. and the Capital Region in New York, Beard Oklahoma City and Austin, Texas. providing user friendly,centralized access to machine Officials said key findings from the Residential recently purchased a facility in Malta, New “Beard is dedicated to establishing itself as readable data to explore, search, download, analyze Statewide Baseline Study include: York this past May that will serve as its home a preferred process piping, mechanical, and and share.

• Almost one-quarter of single-family homes are base for work in the Capital Region as well as plumbing contractor in not only the Tech other projects throughout the Empire State,” Valley/Capital Region area, but within the said Prince.

Empire State itself. Beard is looking forward Beard Integrated has been in business to continuing its growth in New York as the since 1928. Prince said the philosophy of state continues to build its future as well,” their company is based on their corporate said Prince.

NOW OFFERING FINANCIAL PLANNING

We can help you plan the right financial path.

We look forward to helping you on your path toward reaching your financial goals.

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 13

Interior Decorators Continued From Page 11

lacquered pieces, other high gloss finishes and perhaps some pieces decorated with geodes or seashells, or a new valence for a kitchen window.

She said she is also seeing a lot of cotton and other natural fibers and “minimalist” items like clear Lucite picture frames. Introducing clients to new trends “is what I feel is our role,” she said.

Nancy Smith of Saratoga Signature Furniture and Interiors on Church St.said her clients still look for simple rustic designs, mostly in shades of gray.

“I don’t do much with glitter,” she said. “I don’t have many clients who do glitz and glitter.”

She sees a “very quiet” trend to satiny looking fabrics. She wishes her clients would incorporate more color into their decors, at least a colorful lamp or bright artwork.

“Some color, please, give me some color,” she said.

Smith’s company is a furniture and decorating

store that sells and installs wallpaper, upholstery, window treatments, chandeliers and area rugs as well as furniture.She has been in the business for 24 years and,in addition to her Saratoga Springs store, has outlets in Glens Falls, Schenectady, Albany, New Jersey, and Connecticut and a warehouse on Long Island. Many of her Connecticut and New Jersey clients first discovered the company during summers in Saratoga Springs, she noted.

Gallagher is also well-established in the area.

She has had her business in Saratoga Springs for 11 years and has been an interior decorator for 20.

Tracy has been in Saratoga Springs for 10 years and also has studio space in New York City.“I work back and forth,” she said.

The main differences between her Saratoga Springs work and her New York City projects is one of scale: the houses tend to be much bigger in Saratoga.

Insurance Plans Continued From Page 9

digit increases expected health care premiums costs have our attention once again.

For those members of health plans that are young and/or just plain healthy they find it difficult to understand. One of the major components of your health plan coverage is your premium that is paid to the carrier. Then as benefits are utilized there are additional costs to the consumer such as copayments, deductibles and coinsurance. The insurance carrier is the messenger and they are not the sole cause of these increases. With Prescription premiums expected to increase 15 percent as pharmaceutical companies increase drug costs and the increased hospitalization utilization, local carriers site these two factors as major reasons for premium increases. Carriers are working to keep their members on the right drugs and be cost effective. Also keeping members healthy is another cost effective step.

Individuals under the age of 65 purchasing health plans directly from a local carrier will be receiving the new plan premium rates and benefits effective for January 2016. All plans offered must include the ACA essential benefits as required by law. There are many plans available to fit all individuals’ level of healthcare needs and financial budget. With the average annual premium of approximately $5,000 for an individual many individuals are finding it more and more difficult to sustain these costs. Again there is the premium and then the cost of the

out of pocket expenses, copayments, deductible and coinsurance.

Individuals age 65 and older will soon be facing “open enrollment” for 2016 Medicare plans. This enrollment begins Oct. 15 and runs through Dec. 715. Only those with special events such as a change of address, loss of employer coverage, to name a few may qualify for “special election period.” Working with a certified agent of a carrier is the best way to access all of your options and make a informed decision.

We anticipate 2016 will be challenging for this demographic as fewer plans are available and premiums and out of pocket expenses will surely increase.

Understanding and receiving good information is all part of making the best decisions for your health plan coverage.Whether you are an employer, individual or over the age of 65, there are many resources ready to assist you. Working with a insurance agent or broker will make this process easier. Health Insurance is a valuable asset no one should go without.

There are also many programs that you may want to learn about, Health Reimbursement Accounts (HRA), Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA).

Reach out to your local professionals for all of the information and options available and enjoy a healthy year.

Ture is owner of Employee Benefits Center in Saratoga Springs.

Electricity System

technology that are making possible a new, smarter grid.

Competitive electricity markets have worked – for New York and its homes; for its businesses and government entities. The NYISO will sustain its commitment to reliable, responsible electric service as it powers New York responsibly.

Whitley is the president and chief executive officer of the New York Independent System Operator, the organization that operates New York’s high-voltage power grid.

Continued From Page 11 for safe, secure electric service. We are proud of our record of sustained grid reliability.

We conduct independent, unbiased research and analysis that generates information needed to plan for New York’s future power needs.

And we invest in state-of-the-art tools and

Casino

Continued From Page 1 is being managed by a joint venture between Kirchoff-Consigli Construction Management and Tishman Construction, an AECOM company. The hotel was designed by JCJ Architecture, the same firm that designed the casino’s original gaming floor, as well as the 2007 expansion featuring additional gaming space, the Garden Buffet and Vapor nightclub.

Since its initial design, minor modifications have been made to the Saratoga Casino Hotel, bringing the room count to 117, including nine suites. Amenities in the hotel will include an indoor pool, fitness center, lobby bar, meeting

and banquet rooms, and signature fine dining restaurant.

Saratoga Casino and Raceway, on Crescent Avenue in Saratoga Springs, features over 1,700 slots, electronic table games, Vapor, two full-service restaurants with buffets, a casual dining restaurant, three full-service bars, deli and a variety of guest services including valet parking and coat check. Operating hours for the gaming facility are 8 a.m. to 4 a.m. every day. Simulcast races can be viewed seven days a week and live harness racing runs March through mid-December.

Business Expo

Continued From Page 1 Backstretch Barbeque, Chianti il Ristorante, Spot Coffee Saratoga, Bookmakers at Holiday Inn Saratoga Springs, Symphony Catering, Kona Ice Capital District and the Saratoga Hilton.

Attendees will have the chance to get involved with various giveaways and enjoy two cash bars.

This year, Ianniello Anderson PC is the presenting sponsor with Adirondack Trust Co. and Adirondack Technical Solutions being Expo’s gold sponsors.

Other sponsors include:

Silver sponsors: Bouchey Financial Group; CAP COM Federal Credit Union; Digital X-Press; Interactive Media Consulting; Mannix Marketing/Saratoga.com; SEFCU; Saratoga County Prosperity Partnership; SPA.NET; The Wesley Community; Williams Center Plastic Surgery Specialist Media sponsors: The Saratogian and the Saratoga Business Journal.

For questions regarding the Business Expo, contact Keith VanVeghten, Chamber director of events, at kvanveghten@saratoga.org.

14 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

Personnel Briefs Continued From Page 4

Radiance Skin Care By Rebecca Treats Skin Conditions Using Quality Cleansing Products

quality.

Education and Business Committee, vice Robert’s 20-year paramedic Financial career covers president of the Chamber’s Angels board and a Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1 nearly 13 years in critical care flight with LifeNet member of the Chamber’s Ambassador program. of NY as a critical care paramedic and certified flight paramedic. He is also chairman of the

* * * Regional EMS Council.

C a t h i e S te v e n s Cassandra Hope and David Wilber have w a s p ro m ot e d t o become the newest additions to the ever growing director of clinical workforce at Teal, Becker & Chiaramonte, CPAs, services. She brings a P.C., one of the Capital Region’s largest CPA firms. myriad of clinical and The announcement was made by James Drislane, practical experience the Firm’s managing partner. to this position where Hope and Wilber both earned their respective she will monitor and Bachelor of Science in Accounting degrees from manage CPHM clinical Siena College. Hope graduated in May of 2015 protocol compliance with her Masters of Accounting degree from and procedures.

Siena as well.

Stevens holds multiple undergraduate degrees in as well as a Master of Science in nursing degree Take that first step and arrange a complimentary meeting and licensure as an advanced practice registered

* * * nurse; nurse practitioner. with one of our financial planners, John Conroe, CFP®,

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* * *

We can help you plan the right financial path.

® Attorney Wilcenski was named to , orEdward ChrisV.Rose today.

Kim Gallo, CFP

the New York Super Lawyers list as one of the top Elder Law Attorneys in New York state for 2015.

Super Lawyers selects no more than 5 percent Saratoga National Rebecca Gray, owner and practitioner of Radiance Skincare by Rebecca in Saratoga Springs, Bank and Trust Co. of the lawyers in the state for this designation. offers facials and a variety of skin care treatments to give customers healthy skin.

This is the fifth year Wilcenski received this hired Allison Holland ©2015 Saratoga Photographer.com honor. as vice president and jconroe@adirondacktrust.com BY ANDREA PALMER control it.

So when I get a client who struggles Attorneys Tara Ann Pleat and Michael regional manager of its Rebecca Gray is the owner and practitioner with any skin condition, I can understand what D. Dezik were named to the New York Super 518-584-3409 (x) 2311 branch network. of Radiance Skincare by Rebecca in Saratoga it feels like every day to show your face to the Lawyers Rising Star list as two of the top Elder She assumes the role adirondacktrust.com Springs. public.

It really affects your self-esteem.

I believe Law attorneys in New York state under the age from Belinda Cross Gray isVisit a licensed aesthetician and branch alumni I can help anyone get through any skin issue. of 40 for the year 2015. Super Lawyers selects your neighborhood Kucharski, who was of the Aesthetic Science Institute in Latham.

I’ve seen it with my own clients and walked no more than 2.5 percent of the lawyers in New appointed regional “There are so many blogs and YouTube videos through it myself.”

Investment Products are:York State for this designation. This is the third sales manager.

NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE © 2015 The Adirondack Trust Company out there.

It’s interesting to be educated and “We all tend to put other people, or work, consecutive year that Pleat has received the Holland will oversee branch operations and then seeing all the at-home remedies on the or the craziness of life, ahead of ourselves. honor and the second consecutive year for Dezik. staff. She comes to Saratoga National with over internet that are really so bad for your skin.

For It’s important to take time for ourselves and Super Lawyers, a Thompson Reuters business, 25 years of banking experience, having served example, lemon juice on the face… don’t do it. say, ‘I’m going to take an hour out of this day is a rating service of outstanding attorneys for most recently as vice president and financial Don’t do it, ” said Gray. and make myself a priority, and let someone more than 70 practice areas who have received a center manager at Bank of America.

“This work is my calling.

It grew from a hobby else treat my skin’. There’s something about a high degree of peer recognition and professional She has an associate’s into a career.

After graduating, I started out facial—I treat the face and then do a neck and achievement. degree in business working in a spa environment, but felt restricted. shoulder massage.

To get that whole shoulder, administration It’s been freeing to work on my own and find neck and face area treated releases so much from Hudson

* * * my own clientele.

It’s been a challenge—but it’s tension, ” stated Gray.

Valley Community a great challenge,” said Gray.

“My primary goal with a client is to get College. Active in the Ballston Spa “Each time I have a client, I give them all of glowing skin. The best skin care investment community, she has National Bank recently my knowledge, all of my best.

Watching them besides a cleanser is a Vitamin C serum. That is been a volunteer for the welcomed the arrival of walk out looking like they are floating on a what I have all of my clients using to get their Stillwater Community two student interns at cloud, it’s very fulfilling, ” she said. skin glowing.

One of the greatest benefits of C e n t e r, S a r a t o g a its corporate offices in Gray practices in Saratoga Springs.

She a facial, if done regularly, is that it stimulates Salvation Army and Ballston Spa. grew up in the Berkshires.

She fell in love with collagen and elastic production. It changes the Shelters of Saratoga.

Lyndsy Hatfield Saratoga Springs during regular visits with her skin tremendously if done regularly through the Cross Kucharski will lead the bank’s overall of Moravia will be parents as a youth. working of the muscles, especially around the business development efforts. She joined interning with the “The fact that I’m one person and not a whole jawline.

It helps the blood circulation. The skin Saratoga National in 2013 as a vice president credit department. A bunch of people in a large facility, it brings care line I use have such a high concentration, and branch manager and has over 25 years of senior at The College individuality to the process.

I go above and the ingredients penetrate to the live tissue of the banking experience in the Capital Region and of Saint Rose, she plans to graduate in May beyond to meet my client’s needs.

I work with skin and affect the outer appearance of the skin,” North Country. with a bachelor’s degree in financial planning. a lot of different skin types,” Gray said.

Gray stated.

Gray uses the IMAGE skincare line.

Cross Kucharski holds an associate’s degree She is looking to take the certified financial Gray recalls her own struggle with adult acne.

Gray is available by appointment, and typical in business administration from Clinton planner certification examination. Hatfield will “My personal experience sets me apart in the hours are Tuesday through Friday, 10 a.m. to 7 Community College. She is active in the spend her time at BSNB completing financial industry.

I struggled with major adult acne.

I’m p.m., and Saturday 9 a.m. to 3 p.m. community as a member of the CAPTAIN statement analyses, performing vendor analyses, talking about cystic welts across the face. It can Radiance Skincare by Rebecca is located Youth and Family Services’ executive board, preparing annual reviews, and participating be caused by a lot of things, including stress, in the Vanity Salon at 2 Franklin Square in the Chamber of Southern Saratoga County’s but I have learned through my knowledge to Saratoga Springs.

Continued On Page 15

We look forward to helping you on your path toward reaching your financial goals.

Enrollment Continued From Page 9 The next open enrollment period will begin on Nov. 1, for coverage starting on Jan. 1. Until that time, only those individuals and families who qualify for a Special Enrollment Period are able to enroll in a QHP. Special Enrollment Period qualifying events include getting married, gaining a dependent, losing employer insurance, or permanently moving into New York state.

During the next open enrollment period, NYSOH will add a new program called the Basic Health Program (BHP) to the suite of insurance coverage options available through the Marketplace. The BHP, which will be called the “essential plan,” will provide comprehensive coverage to qualified individuals based on income at even more affordable rates.

New Yorkers eligible for Medicaid and all children can enroll in coverage through NYSOH at any time during the year. NYSOH’s SBM is also open for enrollment throughout the year.

NYSOH website, the NYSOH customer service center and certified in-person assistors statewide remain available to assist eligible New Yorkers with enrollment. Individuals and families can get information and enroll in a plan either online at nystateofhealth.ny.gov.

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 15

Personnel Briefs

Clifton Park Veterinary Clinic Open House, Offers Wellness Plans For Dogs And Cats

Continued From Page 14

in loan requests and joint customer site visits.

Marjorie Duffel of Kings Park will be interning with the marketing department.

Going into her senior year at SUNY Albany, Duffel plans to graduate in May with a bachelor’s degree in business administration with c on c e nt r at i ons i n marketing and management. She plans to prepare for the GMAT to obtain her MBA. Duffel will complete market research, draft social media and website content, create digital signage and assist with BSNB events, sponsorships and promotions.

The year-round paid internship program has been active at BSNB since 2013. Positions are open to undergraduate students entering their junior or senior year, and are pursuing degrees in marketing, business or finance.

From left, Ashley Loveland, Dr. Kelly Cooper, Kathy Batzinger and Tina Lynch staff the Clifton Park Veterinary Clinic on Ushers Road in Ballston Spa.

BY ANDREA PALMER Dr. Kelly Cooper, DVM, runs the Clifton Park Veterinary Clinic on Ushers Road in Ballston Spa. The hospital has been in practice since the late 1976, when it was founded by Dr. Gerard Bogaard, DVM. The clinic is hosting an open house and fall festival on Sept. 19, with a bounce house and entertainment. A cat adoption center will be on the premises. There will be free giveaways and tours of the animal hospital. Hours will be 10 a.m. to 2 p.m.

The clinic is a general practice animal hospital.

Says Cooper,“We focus on preventative health for dogs and cats, and can do pocket pets if necessary.

Our main goal is to keep pets as healthy as possible before problems occur.”

“We focus on fear-free practice, to decrease stress as much as possible. Most of our dog clients love coming here because they get lots and lots of treats. They may have gained half a pound or so before they leave, but they’re happy. We have dogs dragging their owners in looking for treats.

Cats are a little harder—they are determined to be unimpressed,” Cooper said.

©2015 Saratoga Photographer.com

Cooper is a native to the region and graduated from Shenendehowa High School. She attended UMass and Amherst, and Cornell for veterinary medicine.

Cooper bought the practice in 2008 from Dr. Bogaard, when the clinic was Country Knolls Animal Hospital. “I had been working for some time and was looking at starting a private practice, and he was looking to retire. He asked if I was interested in buying. It was perfect timing,” said Cooper.

“We offer all basic services of a veterinary hospital. We try to be a small-town doctor and keep it friendly and family-oriented. I am the only doctor here, and my clients always see me. We focus on maintaining the relationship. We work with the owners and what is going to work best for them and the pet,” Cooper stated.

“We are offering a wellness plan, where clients can pay for a year’s worth of services, including vaccines, in monthly payments. It helps prevent having to come up with a large sum all at once,” said Cooper. Plans are specific to puppies/kittens, adults and seniors.

The hospital is located at 379 Ushers Road.

* * *

Fingerpaint, a marketing agency based in Saratoga Springs, added MacKenzie Jones to its new business team. Jones will be based in the agency’s Saratoga Springs office.

Jones, a former Fingerpaint intern and recent graduate of George Mason University,works across all agency disciplines as she strategically targets new business opportunities where Fingerpaint has the ability to lend expertise from a creative, branding, PR or social media standpoint.

Jones played lacrosse at George Mason University, where she earned a bachelor’s degree in marketing.

* * *

State Sen. Hugh T. Farley of Schenectady, who represents portions of Saratoga and Warren counties, vice president pro tempore of the state

Senate, received the W. Paul White Regional Leadership Award during the 55th Council of State Governments Eastern Regional Conference (CSG/ ERC) annual meeting and Regional Policy Forum held in Wilmington, Del., August 16-19.

The meeting is the largest meeting of state government officials in the Northeast.

The W. Paul White Regional Leadership Award is CSG/ERC’s most prestigious award and is given annually to a legislator who it deems has made outstanding and lasting contributions to public service in his state as well as to the Council of State Governments and its Eastern Regional Conference.

In addition to recognizing his contributions to CSG/ERC, White noted Farley’s long record of service to the 49th Senatorial District. Farley was first elected to the Senate in 1976 and has been re-elected subsequently every two years. He is the longest serving member of the State Senate.

* * *

Te al, B e cker & Chiaramonte, CPAs, P.C. (TBC), one of the largest accounting and advisory firms in the Capital Region, announced the hiring of Tim Spadaro as a Senior Valuation Analyst. Spadaro is a licensed Certified Public Accountant with both a Masters and Bachelor of Science in Accounting from Bentley University. He has experience in business valuations and is working towards attaining the Chartered Financial Analyst (CFA) credential, as he has passed Levels I and II of the CFA exam.

Spadaro’s work experience includes valuation roles as a Valuation Analyst at a hedge fund and private equity investment firm in Greenwich, CT, as well as working in the Alternative Investments Funds division at a Big Four accounting firm in New York City.

16 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

Business Registrations

REGIONAL STOCKWATCH Stock Name Albany Int’l

Closing Price 8/07/2015

Closing Price Closing Price Closing Price 8/14/2015 8/21/2015 8/28/2015

Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1Moe’s Veggies

33.55

34.09

31.81

31.44

Arrow

27.79

27.56

27.24

27.26

AT & T

34.21

34.05

33.38

33.29

Ball Ballston Spa National Bank Bank of America Barnes & Noble Best Buy Citizens Bank Espey First Niagara Financial Group General Electric

69.32 OFFERING 71.71 67.16 66.52 NOW FINANCIAL PLANNING 36.00 36.00 36.00 36.00 17.75

17.70

16.10

16.36

Kim Gallo, CFP®, or Chris Rose today.

26.70 26.38 24.57 24.69

9.75

9.72

9.23

9.15

167.58

175.03

161.64

165.50

M&T Bank

130.77

130.47

122.29

119.02

McDonald’s

98.92

99.27

97.13

96.25

National Grid

67.00

68.42

66.76

66.65

NBT Bancorp Inc.

26.89

26.75

26.39

25.53

Panera Bread

202.05

195.60

185.52

180.56

Plug Power

2.40

2.29

1.92

1.76

Quad Graphics

15.07

15.46

14.96

14.20

Staples

13.96

14.23

13.79

13.75

Starbucks

57.20

57.10

52.84

55.63

Sysco

36.93

41.38

39.70

39.91

Target

78.98

78.79

78.40

78.03

Time Warner

80.13

78.23

72.70

72.38

Trans World

3.50

3.59

3.65

3.66

Trustco Bank

6.17

6.18

6.04

5.89

Verizon

46.36

47.49

46.10

46.07

Walmart

71.25

72.38

66.54

64.94

Lowe’s Martin Marietta

Detailz By Courtney Courtney Pettis 367 Milton Ave. Ballston Spa 12020

The Literary Cat

JPT Siding Installation

13 MaCory Way Gansevoort 12831

98 Fonda Road Waterford 12188

Margaret Suchow April Camp We can help you plan the right financial path.

Outdoor Expressions Cory Bennett 94 Saratoga Ave., Apt. 2 Waterford 12188

Ramsey Media Mitchell Ramsey 102 Jenkins Road Burnt Hills 12027 C and R Trucking Michael Shulusky 9 Devitt Road Waterford 12188

Janet Buckingham jconroe@adirondacktrust.com 22 Parkside Trail Ballston Lake 12019

518-584-3409 (x) 2311

Royce Eldridge 81 Railroad St. Saratoga Springs 12866

adirondacktrust.com

Got It Maid Bunzey Mountain Logging Keri Theil Visit your neighborhood branch Doug Bunzey 1A Tanager Way 25.91 25.62 24.50 25.04 124 Bunzey Mountain Road South Glens Falls 12803 Investment Products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE © 2015 The Adirondack Trust Company Corinth 12822 Mint Auto Detailing 116.93 119.75 116.16 117.52 Pi Drums Josh Rotundo Nicholas Parslow 5 South Side Drive, Suite 11-103 47.54 47.31 44.31 43.73 112 Spring St., Suite 306 Clifton Park 12065 Saratoga Springs 12866 Creekside Maintenance 14.64 14.77 13.79 13.78 Atom Graphics Jennifer Post Adam Salazar David Post 69.53 72.11 71.11 68.45 395 Old Saratoga Road 492 Lake Desolation Road Gansevoort 12831 Middle Grove 12850

25.16

Key Corp

Platinum Tax Services Brody O’Connor 25 East High St. Ballston Spa 12020

Buckingham Confectionery

24.59

Int’l Paper

No Chemicals No Problem Rebecca Straight 38 Snowberry Road Ballston Spa 12020

26.07 25.85 We26.51 look forward to helping you24.12 on your path toward reaching your financial goals.Off Broadway Hair Studio

26.08

Home Depot

Maureen Talmadge 76 County Route 70 Stillwater 12170

North Country Heating and Cooling 17.15 17.80 16.38 15.67 Paul LaMalfa Take that first step and arrange a complimentary meeting 44 Castleberry Drive ® Wilton 12831 , with one of our financial planners, John Conroe, CFP 30.76 32.64 30.18 35.97

25.79

Hilton

•

•

DAR Heating and Cooling David Ragazzo 25 Kings Mills Road Gansevoort 12831

RAK Renewables Lisa Rakowski 4340 Route 50 Saratoga Springs 12866

Fine Line Home Inspection Harry Cohn 8 Heritage Lane Clifton Park 12065

RMH Photography Rebecca Hoey 252 Burt Road Fort Edward 12828

J Fish Digital Jon Fisher 61 Ash St., Apt. 2 Saratoga Springs 12866

Treaterille Books Elizabeth Kodela Benjamin Bayly 4 Winkel Way Ballston Lake 12019

Best Buy Meats Anthony Leva 205 Drummond Drive Ballston Spa 12020 Cravings Maureen Fitch 10 Greg Court Saratoga Springs 12866 Attention Cleaning Solutions Matthew Garney 7112 Antioch Road Middle Grove 12850 Old Coach Gutter Clutter Corey Cunniff 95 old Coach Road Clifton Park 12065 Sound Tech Automation Nicholas Halas 28 Archer Drive Clifton Park 12065 Sherri Odell Your Bookkeeper Sherri Odell 286 Hayes Road Schuylerville 12871

This list of quotations is provided through the courtesy of Robert M. Schermerhorn, CFP®, Saratoga Financial Services, Securities offered through LPL Financial /Member FINRA & SIPC, located in Saratoga Springs, NY. www.SaratogaRetire.com

Jocelynn’s Bridal Fierial Majid Tahseen Majid 1705 Route 9 Clifton Park 12065

Great Expectations Jonathan Bartone 62 Church St. Saratoga Springs 12866 Rose and Heather Furniture Makers Guy David 22 Hudson Falls Road South Glens Falls 12803 Elin Cary Massage Elin Cary 1046 Hudson Ave. Stillwater 12170 Griff the Mover Tharmin Griffin 900 Rock City Road Ballston Spa 12020 Ceres Laser Spa Ceres Zabel 809 Saratoga Road Burnt Hills 12027 Inside Saratoga Nancy Muldoon 193 Lake Ave. Saratoga Springs 12866 Dare To Go Bare Erica Ballard 256 Milton Ave. Ballston Spa 12020

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 17

Business Registrations •

• Bon Bon Brazil Tais Masala Finale 18 Vermont St. Saratoga Springs 12866

Carmen Taylor Contracting Donald R. Carmen 20 Knabner Road Mechanicville 12118

ADK Computer Care Daniel Walker 6 Chelsea Place Gansevoort 12831

Adirondack Video Productions Scott Smith 40 Skylark Drive South Glens Falls 12803

Bella Rose Cleaning Service Jackie DeClercq 379 South Main St. Mechanicville 12118

PD Power Systems Paul Drosness 40 North High St. Ballston Spa 12020

PC Rehab Guy Andre Millard 35 Andrew St. Saratoga Springs 12866

Captivating Inflections Debbie Lynn Crandall 203 Saratoga Ave., 2nd Floor Mechanicville 12118

Esposito Family Landscaping Frank Esposito Frank Esposito Jr. 28 Townley Drive Burnt Hills 12027

Dimond Trucking Timothy Eichorst 299 Hyspot Road, Lot 4A Greenfield Center 12833

Galway Co-op Roofing Aristole Diamond 6049 Fish House Road Galway 12074 AP Computers and Services Arceni Polyak Anthony Pirrone 6G Falcon Trace Clifton Park 12065 All You Need Transportation George Porter 8C Pine Park Terrace Waterford 12188 Life on Kaydeross Creek Colleen Pausley 868 Middleline Road Ballston Spa 12020 Easton Export David Finlayson 689 Riverview Road Rexford 12148 Quantum Health Solutions Bethany Gonyea 18 Pine Hill Bend Ballston Lake 12019 Elite Cleaning Services Bernard DeCenzo 14 Kendall Drive Clifton Park 12065 Cheesecake Store Carol Sutter 307 Broadway Saratoga Springs 12866 Joe Russo Construction Joseph Russo 2 Deer Run Drive Ballston Spa 12020 House Surgeons Miguel Valentin 9A Crown Court Ballston Spa 12020 Five Star Masonry Eric Emery 87 Fuller Road Corinth 12822 Dutch Girl Garden Design Susan O’Donnell 585 Grand Ave. Saratoga Springs 12866 Saratoga Brew Club Daniel Lemieux 615 Coot Hill Road Argyle 12809 Time to Shine Detailing Tina Abel 95 North Central Ave. Mechanicville 12118

Tileworks Damon Anderson 43 Gabriel Road Corinth 12822 Ormsby Lawn Care Jeremy Ormsby 227 Southline Road Middle Grove 12850 Co Z Kitty Care Lea Ann Curtis 34 Goode St. Burnt Hills 12027 AGIS Contracting Stephen Camp 106 Montgomery Lane Middle Grove 12850 Petite Retreat Amber Chaves Ilissa Goman PO Box 2652 Malta 12020 Doggone Stylish Lisa Turi 57 Edmund Drive Ballston Spa 12020 DMG Plumbing and Heating Dennis Gailor 54 Castlebury Road Gansevoort 12831 Redfit Ellen Skeele 121 Lake Ave. Saratoga Springs 12866 T Rose Creations Tamara Stroud 6 Rivercrest Drive Rexford 12148 Canutesons Creations Lisa Williams 100 Fourth St. Waterford 12188 DRH Trucking and Excavation Danny Hoyt 201 Farm to Market Road Mechanicville 12118 Galway Co-op Roofing Richard Coons 640 Fishouse Road Galway 12074 Dave Davis Spoken Imagery David Davis 47 Pine Tree Place Clifton Park 12065 Nonna Maria’s Italian Kitchen Gerado Cunsolo 1505 Route 9 Halfmoon 12065

Card Catalog

Richard Kessinger Owner

P.O. Box 187 Saratoga Springs, NY 12866

(518) 944-0359 saratogalawnmaintenance@gmail.com

18 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1

NOW OFFERING FINANCIAL PLANNING

We can help you plan the right financial path.

Take that first step and arrange a complimentary meeting with one of our financial planners, John Conroe, CFP®, Kim Gallo, CFP®, or Chris Rose today.

We look forward to helping you on your path toward reaching your financial goals. jconroe@adirondacktrust.com 518-584-3409 (x) 2311 adirondacktrust.com Visit your neighborhood branch Investment Products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE

© 2015 The Adirondack Trust Company

prime, veal, pastas and a great selection of daily specials.

At Lake Ridge there is an extensive wine menu to accompany any meal along with a large beer selection and a full bar. Martinis and specialty drinks are plentiful. The Lake Ridge bar is stocked with an abundant supply of over 30 scotches and 20 bourbons.

Lunch is served Tuesday through Saturday 11:30 a.m. to 2:30 p.m.

Dinner is served Tuesday through Sunday starting at 4:30 p.m. The bar is open daily from 11:30am until close.

For those who are looking for an evening of exquisite food and elegance, may we recommend Nové Italian Restaurant on Route 9 in Wilton. This popular eatery offers casual, traditional Italian cuisine in an elegant atmosphere. The main dining room seats approximately 180 guests, so there’s room for everyone. A spacious stone patio overlooks a forest waterfall in the rear of the property – a quiet setting for dessert or cocktails.

The extensive wine and cocktail list features an international selection of luscious reds and whites, including favorites Tignanello and Caymus. The menu, prepared daily from scratch, ranges from classic Italian-American favorites such as chicken parm, and lasagna to featured dishes with a more exotic flair. From hearty Italian bolognese sauce, a family recipe, to a prime cut strip steak, the options are endless.

Tempting desserts, including Stephanie’s award-winning cheese cake – a creamy delightful family recipe – should not be overlooked.

Nové is open 11:30 am til 10 pm daily. Catering and take-out are also available. Call 583-8877 or visit www.novesaratoga.com.

Buonappetito !!

Tucked away in the village of Round Lake, Lake Ridge is less than 15 minutes from both Albany and Saratoga Springs, just a half mile from the Northway and even less from route 9. Lake Ridge is a fine dining restaurant with excellent food, great service and an inviting ambiance, featuring three dining rooms and a mahogany bar.

Groups can have lunch in the bright and sunny Saratoga room.

Or for a business luncheon choose the more private green room. Chef Scott Ringwood’s lunch menu offers a wide variety of entrees, salads, sandwiches and burgers.

Lake Ridge is perfect for dinner, whether it is enjoying an entrée favorite or something on the expanded small plate menu. The new American cuisine consists of the freshest seafood, great steaks including

One needn’t have a passport to enter Boca Bistro at 384 Broadway in the heart of Saratoga Springs, despite the authenticity of its Spanish décor.

From the tapas to the churros, Boca Bistro provides guests with an unforgettable dining experience that is rich in Mediterranean flavor. A hand-carved wooden door, 200-year-old red brick walls and copper ceiling panels are all part of a mosaic that blends earthen and distressed textures with stylistic accents.

Boca Bistro’s main menu, created

by Executive Chef Rosalyn Zecchini, is divided into three sections: Tapas, Dinners and Desserts. Foods prepared in small bite form at prices ranging from $5 to $12 consist of three main categories: Costas De Picar (eaten with hands, such as olives), Pinchos (requiring the use of a utensil, such as rice) and Cazuelas (served in a sauce, such as meatballs).

The dinner menu draws attention to the “ancestry, tradition and humble origins” of Old World Spanish

dishes that were typically the result of ingredients put together by peasants, farmers or shepherd families, with products from their own fields and orchards. Dinner items range from $6 to $22.

Traditional sweet Spanish desserts – some influenced by the Moors, others from recipes that can be traced back to centuries-old nunneries – are priced at $6 to $7.

Boca Bistro opens for dinner at 5 p.m. daily. A Happy Hour that includes a specially selected tapas menu takes place daily from 3 to 6 p.m. Tel. 682-2800; www.bocabistro.com.

A gathering place for exceptional food and drink, Maestro’s is located in the historic former Rip Van Dam Hotel, the largest surviving hotel from before the civil war in Saratoga Springs, New York. Join us for lunch, dinner or libations in this unique 1840s setting.

Whether dining in our 90-seat dining room or enjoying the summer breeze outside on our columned stone terrace, you’ll marvel at our exceptional menu designed daily to tantalize your taste buds. Our unique and ever-changing cuisine will appease a wide range of appetites, whether yearning for a burger and an ice cold brew, planning a special event, or gathering friends for dinner. Better yet, let the region’s most popular chef Danny Petrosino “put love on a plate” as he prepares a sublime meal just for you at our Chef’s Table.

Join us as Maestro’s makes its own history in the Rip Van Dam Hotel right here on Broadway in Saratoga Springs, NY. www.maestrosatthevandam.com

SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015 • 19

Saratoga Springs, NY

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Available Commercial & Residential Properties We’d like to promote your commercial or residential property. Call us, 581-0600.

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Middle Grove, NY - Meg Minehan of Roohan Realty is the listing agent for this perfect family compound or retreat only 13 miles from Saratoga Springs! The 5 bedroom, 4-bath custom country estate is a Timberframe Post and Beam home befitting the serene setting it inhabits. It features 5 bedrooms, a soaring 3-story great room highlighted by a stone fireplace, chef-inspired kitchen with commercial grade appliances, soapstone counters, custom sinks and imported brick oven, and the 300-bottle wine cave is conveniently located near the game room and dining room. This property also includes a 3 bay Morton barn, ponds, trails, wildlife and peace. Call Meg at 518.366.3325 for information and a private viewing of this unique property.

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20 • SARATOGA BUSINESS JOURNAL • SEPTEMBER 2015

American Pharoah Continued From Page 1

my members, Steve Bouchey.”

The large outdoor porch at Maestro’s, he said, Bill Donovan, who has ownership of both “was the best watching spot on Broadway. From Financial Planning_Path_SBJ Ad_2015_BLK_Layout 1 7/31/2015 10:55 AM Page 1 Maestro’s at the Van Dam on Broadway in Saratoga there you could see the excitement. It was a Springs and nearby Harvey’s Restaurant and beehive of activity.”

Bar on nearby Phila Street, said “absolutely” the According to NYRA, customers wagered appearance of Pharoah made a big economic $157.6 million on track during the 40-day meet impact. and paid attendance was 1,064,093. Total handle He said the Travers Week numbers for both was $648.3 million. restaurants were 22 percent higher this year than It was the third time in Saratoga history that last year. He noted that in the past, the Alabama announced attendance went over 1 million, Stakes has had higher numbers (this year run breaking the mark of 1,049,309 set in 2003. on Aug. 22) than the Travers. He surmised that Todd Garafano, president of the Saratoga perhaps—in other years—the anticipated large Convention and Tourism Bureau, said the impact Travers crowds kept local diners away. of American Pharoah “could really be felt at the “But this year the Travers numbers far exceeded track and downtown.” the Alabama and last year’s Travers.

With ticket sales capped at 50,000, the bureau, “When you have a super star horse like that, it’s the Saratoga County Chamber of Commerce and a once-in-a-lifetime thing,” Donovan said. “You the Downtown Business Association created and could definitely feel the excitement. The race was promoted a website that listed all of the viewing first step arrange a for complimentary meeting on the top of everyone’s conversation.”Take that parties at area and bars and restaurants fans who Fans flocked to the rail at Saratoga Race Course on Aug. 29 for the running of the Travers Stakes ® Marianne Barker, owner of Impressions couldn’t get tickets to the track. , with one of our financial planners, John Conroe, CFP and the appearance of Triple Crown winner American Pharoah, who was upset by Keen Ice. Saratoga on Broadway, which sells all manner of “We haven’t seen final numbers but any ® , or Chris Rose today.

Kim Gallo, CFP Saratoga merchandise among its many speciality time you can extend the party from the track and chanted right behind the anchors on live He said the range of people using the gifts, said the week leading to the Travers was very to downtown, it’s a great thing,” Garafano said. television, making it clear to the world how #pharoahtoga included Gov. Andrew Cuomo, good for business, but“it was especially noticeable “We learned from Ed Mitzen at Fingerpaint much all of us in Saratoga wanted to welcome American Pharoah owners Ahmed and Justin on Friday ... It was well above what we expected. that after American Pharoah worked out in the this amazing horse to our community.”

Zayat, NBC Sports and ESPN. She contracted with T-Shirt Graphics in morning before 15,000-plus people, that his Ballston Spa to print and sell #pharoahtoga hashtag trending number-one nationally,” said t-shirts that were so popular they had to reTodd Shmkus, president of thee Saratoga County jconroe@adirondacktrust.com order more.

Chamber of Commerce.

518-584-3409 (x) 2311 She added,“the enthusiasm, the excitement, the The #pharoahtoga hashtag was created by level of ‘happy’ was just great,” with the champion Jason Verbick at Fingerpaint and was promoted adirondacktrust.com horse being in town. We noticed a lot of new extensively by NYRA, the Saratoga County Visit your neighborhood branch people from out of town who were here for the Chamber of Commerce, and the Saratoga first time, or who hadn’t been here for many years.

Convention and Tourism Bureau, as well as Investment Products are: [American Pharoah] got people excited got• NOT FDIC theINSURED Saratoga Springs BYDowntown Business NOT Aand DEPOSIT • NOT GUARANTEED THE BANK • NOT INSURED

BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE © 2015 The Adirondack Trust Company a lot of people who aren’t racing fans interested.”

Association.

Overall, Barker said the 2015 race season “has “The initial launch of this marketing effort For Small and Medium-Sized been a good meet all across the board.” using this hashtag was a #pharoahtoga rally Businesses and IT Departments Harvey’s, which has a sports bar-type we organized at the Saratoga Race Course, on atmosphere with several TVs, “was a watching Saturday, July 25, when ESPN was broadcasting spot for people who didn’t have tickets. That their morning “Sports Center” from the track,” VISIT: STOREDTECH.COM CALL: (518) 793-1111 EMAIL: INFO@STOREDTECH.COM atmosphere drew a lot of interest Saturday Shimkus said. “We took this opportunity to afternoon and early Saturday evening,” said organize a rally just like “College Gameday,” 543 QUEENSBURY AVE, QUEENSBURY, NY | 28 CLINTON ST, SUITE 4, SARATOGA, NY 19 CLINTON ST, PLATTSBURGH, NY | 3950 SOUTH CLINTON AVE, S. PLAINFIELD, NJ Donovan. with people in costumes and with signs cheered

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