BANK OF INDIA OFFICERS’ ASSOCIATION (Mumbai & Goa)
Diary 2018
Star House-2 (First Green Building) at Bandra (East), Mumbai
Star House-1, Head Office, Bandra (East), Mumbai
2018
History teaches us that Unity is Strength and cautions us to submerge and overcome our differences in the quest for Common Goals. To strive with all our combined strength for the path to true Brotherhood and Unity. Haile Sealassie
Bank of India Officers’ Association (Mumbai & Goa) Bank of India Building, 70-80 M.G. Road, Fort, Mumbai-400 023 Telephone: 022-2264 4655 / 2262 3656 Extn: 2539/2540 Telefax: 022-22671018 E-mail : boioa.mumgoa@gmail.com Website: www.boioamg.org
OUR ASSOCIATION… “So powerful is the light of Unity that it can illuminate the whole world.” Bank of India Officers’ Association (Mumbai & Goa) is one of the most vibrant units of our Bank with around 2600+ membership which has now excellent synergy of both Youth and Experience. We take pride in saying that with a strong and visionary leadership, sacrifice and relentless efforts of our illustrious leaders, we have been able to build an association with high moral values and ethics. We are following in the footsteps of our great leaders and continue to march ahead with utmost unity and solidarity. Our Association is always in the forefront of the movement of Bank Officers and has distinguished itself by undertaking host of activities for the benefit of its members. Keeping in view the requirement of our members at different junctures, your Association has been arranging Coaching Classes for the members appearing for promotions. In tune with the rapid technological advancements taking place in the banking industry, the Association has been helping members to adapt themselves to technological advancements by organizing special classes to update and upgrade the knowledge in the area of computers and information technology so that they are better equipped to provide best customer service at the branch level. These classes have been of immense help to our colleagues and have been appreciated by our members at large. The Association has been encouraging members for enrichment of skill through the medium of informative publications useful for officers in the conduct of their day-to-day work. Various publications have been brought out by the Association, till date. Another dimension of the diversified activities of the Association has been organizing Blood donation Camps, diabetic check-up camps, Cancer Checkup camps, arranging seminars on topic of “ Life after 50”, awareness on breast Cancer for women in co-ordination with specialists in the field and organizing workshops for women entrepreneurs working women for engaging in selfemployment ventures and money management topics. Your organization is fully aware of its obligation towards society. We have attuned our members towards this end. Various social services have been taken up by us from time to time. With the objective of imparting education to the needy and poor, we have adopted primary school in tribal villages at Wakadpada. The children of this school are given educational aid such as school-books, uniforms, school bags, chappals, umbrellas on a continuing basis since 1992.. Your beloved organization has always sought to emulate high ideals, while striving to achieve our rights through a balanced approach. We firmly believe that BANK OF INDIA can achieve a TURN AROUND through enlightened management and dedicated staff, working in unison.
Bank of India Officers’ Association Mumbai & Goa Unit Executive Committee
Sunil Suseelan President
Aruna S. Agnihotri Vice President M. B. Tripathi General Secretary
Rajendra R. Rubji Dy. Gen. Secretary
Ashok N. Pai Dy. Gen. Secretary
Sanjay L. Save Dy. Gen. Secretary
Dattatray T. Dalvi Dy. Gen. Secretary
Deepak D. Matkar Jt. Treasurer
N. N. Nair (Murli) Jt. Treasurer
Dinesh G. Kamat Madhukar G. Modak Vikas D. Singh Asst. Gen. Secretary Asst. Gen. Secretary Asst. Gen. Secretary
Nilesh R. Pawar Asst. Gen. Secretary
S. M. Shakeel E. C. Member
Jaykumar R. Godbole E. C. Member
Hemdatta Potdar E. C. Member
Gobind Kukreja E. C. Member
Harsha Rathod E. C. Member
Anton A. Saldanha E. C. Member
Shashank Pisolkar E. C. Member
Pankaj Kumar E. C. Member
Vikram V. Kharade E. C. Member
Alok Kumar E. C. Member
Ajay Sawant E. C. Member
Harpreet Singh E. C. Member
Annual General Meeting-Highlights
Wakhadpada
25 years of relentless efforts towards social cause‌
WAKHADPADA is a small tribal village hamlet in Mokhada taluka in thane district. It is around 103 kms from thane and surrounded by Jawahar taluka towards west, Trimbak taluka towards east Igatpuri towards south and Vikramgad taluka towards west. Twenty three years back our then Association Leaders of our Mumbai & Goa unit decided to adopt the local Zilla Parishad school here and the gesture has been carried forward by the subsequent office bearers of the unit till today. Soon our Bank’s Wakhadpada branch was opened near this school and the Association placed its deposit at this branch initially as a goodwill gesture. Every year the school children are provided books, pencils, uniform, raincoats, etc during the opening of acadamic year in june and during the Diwali festival crackers and sweets are distributed to over 230 students studying in this school. The Mumbai and Goa unit of your Officers Association has been carrying on this social activity all these years. Some of the office bearers have undertaken to bear the educational expenses of some orphaned students. Our Bank was kind enough to sponsor the solar installation under the CSR scheme. Today all the 8 classrooms of this school are provided with fans and light and the school children are delighted about this. The school teachers are putting in their effort and are planning to make the school/ village Digital. The local panchayat has provided the school with a projector, and the school teachers are making all out efforts to use the solar electricity to further develop the school and also the village. A small gesture of providing solar power is creating a sort of revolution in this tribal village .A lot needs to be done still and lot of things can be done. Our efforts to bring smile on the face of the school children in particular and the villagers in general will continue. Any staff intending to contribute for this noble cause can get in touch with any of the office bearers.
PERSONAL DATA Name: Address (R) :
Address (O) :
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Mobile : A/c S/B, O/D Depository A/c NSDL CDSL PAN :
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Passport No.:
Driving Licence No.:
Car No. :
Car Insurance No. :
Aadhar Card No. : Blood Group Family Doctor In case of emergency please notify Name
Relation
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Phone: Off. : Any other Information :
Resi. :
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Calendar 2018 January S M T W T F S
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BANK HOLIDAYS IN MAHARASHTRA STATE FOR 2018 1 Republic Day 2 Mahashivratri 3 Chhatrapati Shivaji Maharaj Jayanti 4 Holi (Second Day) 5 Mahavir Jayanti 6 Good Friday 7 Dr. Babasaheb Ambedkar Jayanti 8 Buddha Pournima 9 Maharashtra Din 10 Ramzan Id (Id-Ul-Fitr) (Shawal-1) 11 Independence Day 12 Parsi New Year (Shahenshahi) 13 Bakri ID (Id-Ul-Zuha) 14 Ganesh Chaturthi 15 Moharum 16 Mahatma Gandhi Jayanti 17 Dasara 18 Diwali Amavasaya (Laxmi Pujan) 19 Diwali (Balipratipada) 20 Id-E-Milad 21 Guru Nanak Jayanti 22 Christmas To enable Banks to close yearly accounts The following holidays fall on Sunday : 1 Gudhi Padwa 2 Ram Navami
26th 13th 19th 2nd 29th 30th 14th 30th 1st 16th 15th 17th 22nd 13th 20th 2nd 18th 7th 8th 21st 23rd 25th 1st
January February February March March March April April May June August August August September September October October November November November November December April
18th March 25th March
Friday Tuesday Monday Friday Thursday Friday Saturday Monday Tuesday Saturday Wednesday Friday Wednesday Thursday Thursday Tuesday Thursday Wednesday Thursday Wednesday Friday Tuesday Sunday Sunday Sunday
BANK HOLIDAYS IN GOA STATE FOR 2018 1. Republic Day 26th January 2. Holi 02nd March 3. Good Friday 30th March 4. Dr. Babasaheb Ambedkar Jayanti 14th April 5. May Day 1st May 6. Id-Ul-Fitar * 16th June 7. Independence Day 15th August 8. Id-Ul-Zua (Bakri Id)* 22nd August 9. Ganesh Chaturthi (1st day) 13th September 10. Ganesh Chaturthi (2nd day) 14th September 11. Gandhi Jayanti 2nd October 12. Dussehra (Vijaya Dashmi) 18th October 13. Diwali (Deepavali) 06th November 14. Feast of St. Francis Xavier 3rd December 15. Goa Liberation Day 19th December 16. Christmas Day 25th December * The Holiday mentioned at Sr. Nos. 7 & 9 are subject to appearance of moon. The following holidays fall on Sunday: 1. Gudi Padwa 18th March 2. Yearly Closing of Account 1st April
Friday Friday Friday Saturday Tuesday Saturday Wednesday Wednesday Thursday Friday Tuesday Thursday Tuesday Monday Wednesday Tuesday
Sunday Sunday
BANK OF INDIA OFFICERS’ ASSOCIATION [MUMBAI & GOA] TELEPHONE NUMBERS & RESIDENTIAL ADDRESSES OF OFFICE-BEARERS/COMMITTEE MEMBERS NAME
RESIDENTIAL ADDRESS
TELEPHONE NO.
Shri Sunil Suseelan President
702, Sumangal Tower, V. N. Purao Marg, Chunabhatti, Mumbai-400 022.
O: 22668106 R: 24052071 M: 9821795850
Shri M. B. Tripathi General Secretary
A/304, Brahmacharini, Jangid Aprt., Shanti Park, Mira Road (E), Thane-401 107.
O: 26522976 R: 28113466 M: 9320123466
Smt. Aruna Agnihotri Vice President
F-5,5th Floor, Flat No. 502 Vijaynagar, Andheri (East) Mumbai-400 069
O: 22884868 R: 26827777 M: 9930918788
Shri R. R. Rubji Dy. Gen. Secretary
A1/2:4, Sneh Co-op. Hsg. Soc. Sector 19A, Nerul (E), Navi Mumbai-400 706
O: 27562901 R: 27700817 M: 9869527239
Shri Ashok N. Pai Dy. Gen. Secretary
Flat No.C/202, Pradnya CHS Ltd., O: 66684968 New MHB Colony, Opp. G.V. Maidan R: 28693729 Borivli (W), Mumbai-400 091. M: 9821844857
Shri S. L. Save Dy. Gen. Secretary
401, Ameya, Tejpal Scheme, Main Road, Vile Parle (E), Mumbai-400 057
O: 66684974 R: 26826581 M: 7738083303
Shri D.T. Dalvi Dy. Gen. Secretary
C/104, Vrajvaibhav CHS, Shiv Vallabha Road, Dahisar (East) Mumbai-400068.
O: 28970232 R: 9403289340 M: 8108991567
Shri D. D. Matkar Joint Treasurer
101-A, C-Wing, Apnaghar D Group CHS Ltd. Shivajinagar, Jogeshwari (E), Mumbai-400 060
O: 22674272 R: 28210498 M: 9987398903
Shri N.N. Nair (Murli) Joint Treasurer
Bldg. No. 4, Flat No. 501, Amrut Park, Gokul Nagri Rd., Khadakpada, Kalyan (West)-421301.
O: 22875320 M: 9820409440
Shri D. G. Kamat Asst. Gen. Secretary
Aashay, H. No.C-16/575, Kamat’s Taleigao Retreat, Durgwadi, Taleigao, Goa-403 002
O: 0832-2437106 R: 0832-2456945 M: 9423060023
Shri M. G. Modak Asst. Gen. Secretary
4/69, Custom Quarters, Five Gardens, Matunga, Mumbai-400 019
O: 24015458 R: 24103031 M: 9869760910
Shri Vikas D. Singh Asst. Gen. Secretary
Bank of India Residential Complex, Sector-13, D3/401, Nerul, Navi Mumbai.
O: 27564154 M: 9967556551
NAME
RESIDENTIAL ADDRESS
TELEPHONE NO.
Shri Nilesh R. Pawar Asst. Gen. Secretary
201, Jay Jaywanti, Asiatic Enclave, Vartak Nagar, Thane (W)-400 606
O: 66684816 R: 25856509 M: 9967944426
Shri S.M. Shakeel Executive Com. Member
A-134, Kalpatru Gardens, Kandivli (East), Mumbai.
O: 66684736 M: 9223231273
Shri Jaykumar Godbole Executive Com. Member
Devendra Niketan, 2nd Floor, 21, Dr. D. D. Sathe Marg, Girgaum. Mumbai-400 004
O: 22722396 R: 23850856 M: 9820624607
Shri H. P. Potdar Executive Com. Member
4, Nimitta, Gurumandir Road, Saraswat Colony, Dombivli (East)-421201.
O: 23694891 R: 0251-2420186 M: 9820353068
Shri Gobind Kukreja Executive Com. Member
107, Sona Apartment Gol Mandir, Ulhasnagar-421 001
O: 66684996 M: 9833194405
Smt. Harsha Rathod Executive Com. Member
3/504, Prathmesh Vihar 90ft. Road, Near IBPS Gate, Borivali (E), mumbai-400 101
O: 28324948 R: 28548377 M: 9702584939
Shri Anton A. Saldanha Executive Com. Member
C/304, Trans Residency, Subhash Nagar, MIDC, Andheri (E), Mumbai-400 093
O: 23679031 R: 28254856 M: 9820660704
Shri Shashank Pisolkar Executive Com. Member
D/42, Alaknanda Shiv Vallabah Road, Dahisar (E), Mumbai-400 068
O: 28615546 M: 9819407676
Shri Pankaj Kumar Executive Com. Member
Jharokha Society Akurli Road, Kandivali (E) Mumbai-400 101
O: 0250-2323098 M: 9167197910
Shri Vikram V. Kharade Executive Com. Member
Green B2, Flat No. 9 Golden Park, Phase-1 Beturkar Pada, Kalyan (W)
O: 25784115 R: 9773062093 M: 7738145045
Shri Alok Kumar Executive Com. Member
Madhuban Apartment 204, A Wing, Katrang, Khopoli, Raigad-410 203
O: 02192-273021 M: 9011636654
Shri Ajay Sawant Executive Com. Member
1st Floor, Suyash Building Chendhare, Alibaug-402 201
O: 02141-222895 M: 8149405664
Shri Harpreet Singh Executive Com. Member
F-4, 1st Floor, Solsons Abode Alto Porvorim, Bardez Goa-403 521
O: 0832-2262371 R: 0832-2410331 M: 8805408536
THE OFFICE-BEARERS OF THE FEDERATION OF BOIOA S. NO.
NAME
TELEPHONE / FAX.
MOBILE / E-MAIL ID
1
Com. Dr. V. Chidambara Kumar President
(O) 044-25270808 (F) 044-25270807
09444011080 drvck1959@rediffmail.com
2
Com. Madhusudhana B N Working President
(O) 080-22389917 (F) 080-22389917
09449080241 madhuboi@yahoo.com
3
Com. Anant V. Kulkarni Vice-President
(O) 0712-2545220 (F) 0712-2545220
09822944881 anant_kulkarni25@rediffmail.com
4
Com. Sanjoy Kumar Das Vice-President
(O) 033-22310357 (F) 033-22305406
09433123845 sanjoyda_s@yahoo.co.in
5
Com. Ashutosh Chandel Vice-President
(O) 0755-2576136 (F) 0761-2660322
09425356942 ashuchandel@rediffmail.com
6
Com. Sunil Kumar General Secretary
(O) 0612-2221048 (F) 0612-2572335
09431240795 fboioa.sectt@yahoo.com, boigssun@rediffmail.com
7
Com. Rajesh Kumar Singh Treasurer
(O) 0612-2221048
09430284528 rks.411@rediffmail.com
8
Com. Dr. Rakesh Sood Jt. Gen. Secretary
(O) 0172-2707641 (F) 0172-2540781
09872402088 drrakeshsood@gmail.com
9
Com Suresh Thampi Jt. Gen. Secretary
(O) 0484-2536036
09495297069 ssureshthampi@yahoo.in
10
Com. G. Nageshwar Jt. Gen. Secretary
(O) 040-23315481
08008015841 galetinagesh@gmail.com
11
Com Sunil Lakra Jt. Gen. Secretary
(O) 0651-2332291
09835140496 sunillakraranchi@gmail.com
12
Com. Dilip Chauhan Jt. Gen. Secretary
(O) 0522-4026349
09559047474 dileep.chauhan@bankofindia.co.in, dilipchowan@gmail.com
13
Com. Manoranjan Das Jt. Gen. Secretary
(O) 0674-2592055
09437115533 mrdas01@gmail.com
14
Com. Bhawani Singh Chauhan Jt. Gen. Secretary
(O) 0141-2658056
09928123805 chauhan.singh2@bankofindia.co.in, bhawani1961@gmail.com
15
Com. Mataprasad B Tripathi Dy. Gen. Secretary
(O) 022-22644653
09320123466 mbtripathi@rediffmail.com
16
Com. Milind Karwe Dy. Gen. Secretary
(O) 020-24481207
09422409373 milind.karwe@bankofindia.co.in
17
Com. Pankaj Kapoor Dy. Gen. Secretary
(O) 011-23719431
08826600634 pankap65@gmail.com
TELEPHONE NUMBERS OF EXECUTIVES Managing Director & CEO Shri Dinabandhu Mohapatra
66684488
MD & CEO Secretariat Shri R. S. Rawat Shri Anil Kumar Verma
66684466 66684600
Executive Director Shri Damodharan N.
66684421
ED Secretariat - 1 Shri Rajesh Robert
66684545
Executive Director Shri Atanu Kumar Das
66685605
ED Secretariat - 2 Shri Sunil Chandra Mahto
66685604
Executive Director Shri C. G. Chaitanya
66684801
ED Secretariat - 3 Shri B. Rama Rao
66684802
Chief Vigilance Officer (CVO) Shri Devendra Sharma 66684660
CVO Secretariat Shri Jitendra Vedpathak
66684663 66684661
GENERAL MANAGERS (MUMBAI BASED) Shri Shankardas Gupta Shri Sheoji Ram Meena Shri T. Sudhakar Shri D. K. Garg Shri R. S.Chouhan Shri S. K. Mukherjee Shri Raman Kumar Sharma Shri Mrityunjay K.Gupta Shri S. S. Banik Shri R. C. Thakur Shri R. P. Gupta Shri Swarup Dasgupta Shri Arvind Verma Shri Shanker Iyer Shri Viswanath Gunta
66684857 61319841 66684900 66684961 66684810 66684666 66684578 66684701 61319451 66684755 66684672 66684983 66684433 66684982 66684987
Shri Adarsh Kumar Arora Shri J. S. Ravi Kumar Shri Parshuram Panda Shri J. K. Srivastava Shri Ashwani Punn Shri K. Rajaraman Shri R. N. Harichandan Shri Arun K. Mandal Shri S. K. Relan Shri Gaura Hari Sarangi Shri Milind M. Vaidya Shri Shankar Prasad Shri Arun Kumar Jain Shri M. Naseem A. Ansari Shri S. K. Dhingra (Internal Ombudsman)
23323215 66684604 66684562 61317521 66684696 61319406 66684903 66684642 66684576 66684882 61312973 66684684 66685641 66684664 66684763
GENERAL MANAGERS (OVERSEAS) Shri Monoj Das (European Centre)
0044-2079652500
Shri A. K. Azad (Kenya Centre)
00254-202229461
DEPUTY GENERAL MANAGERS (MUMBAI BASED) Shri Surinder Pal Angroola Shri Rajendra Prasad B. Shri Sarat K.Mishra Shri Gopal Krishna Das Shri Samir Kumar Mishra Shri K.V.V.S.Prasad Shri B. K. Arsekar Smt. R. Kanchanmala Shri Rajesh Kumar Ram Shri Rajeev Bhatia Shri Sudhakar S. Kotian Shri Sudhiranjan Padhi Ms. Mamata Bhatt Shri Raj Kularay Shri P. Augustine Shri Lokesh Krishna
66684453 66684922 66684649 66684607 66684469 66684754 66684510 66684659 67449842 66684492 66684960 61319843 66684632 66684547 66684566 66684797
Shri Rajan B Subbarao Rao Ms. Anjali Bhatnagar Shri B. Kumar Shri R. K. Dash Shri Ganesh Toppo Shri Kamesh Mantha Shri Darshan S. Arora Shri Mukund D. Kulkarni Shri Arun Shankar Jena Shri S. K. Verma Shri A.K.Pathak Dr. Madhavendra Shri Naresh Kumar Manchanda Shri K. Soundarajan Shri Raghvendra Kumar Shri Gagan Bihari Satapathy
Capt.Rakesh Patney (CSO & DGM-O) 66684413
66684938 66684848 66685616 66684635 61319407 67447001 66684798 61319409 66685643 9412256353 66684534 61312971 61319458 66684440 66987822 66685637
HEAD OFFICE DEPARTMENTS STAR HOUSE-1 Name of the Department
Telephone No.
Name of the Department
Telephone No.
EPBX Board
66684444
Lead Bank Division
66684651
Board Secretariat
66684430
Risk Management
66684598
Transfer & Placement
66684703
C & IC
66684610
Industrial Relations
66684705
Finance
66684845
Administration Division
66684711
Taxation
66684817
Salary Section
66684710
Treasury Branch
26500934
HRD Management
66684736
Reception-BKC-2
61312900
HRD Management-Fax
66684720
Dealing Room FOREX
26500853
Recruitment & Promotions
66684707
-do-
26500934
SC & ST Cell
66684713
Dealing Room DOMESTIC
66987834
HRMS
66684764
Reporting Room
26526993
Estate Dept. (CM)
66684401
-do-
66987833
Security Dept.
66684414
NOSTRO Reconciliation
26501098
Publicity (CM)
66684448
Core Banking
66684880
Vigilance
66684468
Terminal Benefits
66684571
Industrial Law
66684993
Terminal Benefits-Fax
66684815
SME
66684918
CBD Belapur EPBX Board
27576333
Shares (CO)
66684490
Data Centre
27561106
Official Language
66684494
Stationery Dept. (Saki Naka)
28521170
Internal Comm. (Taarangan)
66684736
BPR
66684581
Marketing
66684483
Financial Inclusion
66684657
Travel & Hospitality
66684447
SME
66684680
Planning
66684798
Retail Banking Dept.
66684534
S.M.S.
66684536
Retail Deposit Div.
66684513
Branch Expansion
66684531
Third Party Products
66684729
International
66684554
L & D Dept.
66684735
Legal
66684575
BU-Financial Inclusion
66685621
Foreign Business
66684556
Syndication Cell
66684628
S.D.M.
66684594
CDR Cell
66684863
Asset Recovery
66684574
Cash Management Service
66684721
Agricultural Finance
66684645
Reconciliation
66685611
Regional Rural Bank Div.
66684654
SDM & Mutual Fund Div.
66684594
HEAD OFFICE DEPARTMENTS STAR HOUSE-2 Name of the Department
Telephone No.
Name of the Department
Telephone No.
BOI Merchant Bankers Ltd.
61312904
NEFT
61312983
Card Product Dept. (I.T.)
61312930
IMPS
61312995
Card Product (Operations)
61312931
Premises Dept.
61317525
EDC-ME Poss Machine
61312936
Branch Expansion
61317532
Credit Card Statement
61312945
Insurance Cell
61317533
Credit Card Issuance
61312938
Helpdesk
61319877
Settlement, Travel Card
61312943
UPI Related
67447022
Charge Book & Visa Card
61312935
Transaction Banking Dept.
61317565
Debit Card
61312947
Inspection & Audit Dept.
61319449
Recovery
61312937
61319479
Chargeback Master Card
61312934
Alternative Delivery Channel Dept.
ME Settlements
61312942
ATM Cell
61319461
Credit Card
61312951
Data Warehouse Dept.
61319807
Centralized Back Office Department
61312993
Information Technology Dept
61319848
BOI Shareholding (DGM)
22694579
Internet Banking (Retail)
61312988
Cheque Book (Tabib)
Internet Banking (Star Token)
61312987
Call Centre
6131-2990 2996 / 2989
TRAINING CENTRES Institute
Principal
Mumbai
R. Govindarajan
NOIDA
Vigyaneshwer Shukla
Bhopal
A.M. Patel (Actg) Sudhakar Pasumarthy
Chennai
Kolkata Goa
Pune
Dr. Ram Kumar Singh Ravi Kumar Sardana Subhash Keskar
Address
Tel. No.
Management Development Institute Bank of India, Plot No. 30, Sector 11, CBD Belapur, Navi Mumbai- 400 614 Staff Training College, Bank of India, Sandipani, B-32, Sector 62, Noida Dist. Gautam Budh Nagar, Uttar Pradesh- 201301 Staff Training College, Bank of India, Arera Hills, Jail Road, Bhopal- 462 004 Staff Training College, Bank of India, No. 3, II Street, Balaji Nagar, Royapeteah, Chennai- 600 014 Staff Training College, Bank of India, 1 Iron Side Road, Ballygunge, Kolkata- 700 019 Staff Training College, Bank of India, “Star House”, Behind KTC Bus Stand, Patto Plaza, Panaji, Goa403 001 Information Technology Training Centre, Bank of India, 28/29, Lane-E, North Main Road, Koregaon Park, Pune- 411 001
022-27572579
0120-2400360
0755-2554100 044-28130896
033-22876366 0832-2438404
020-26204111
NBG OFFICES NBG - West I GM – Shri R K Shrivastava NBG (West-I) - Mumbai Tel No: (022) 22684494 / 80 / 81 Mobile: 09570954400 Fax : 22684482
DGM – Shri Baldev Kutar NBG (West-I) Tel No: 022 2268 4490
NBG - West 2 GM – Shri Ajay Kumar Sahoo NBG (West II) – Pune Tel No: (020) 24451193 / 95 / 97 Fax: (020) 25532200
NBG - North I GM – Shri S K Swain NBG (North-I) - New Delhi Tel No: (011) 23312654/23322750 Mobile: 09619644155 Fax: (011) 23324655
NBG - East GM – Shri Surinder K Aggarwal NBG (East) - Kolkata Tel No: (033) 22485644 / 22318937 Fax : (033) 22104375
NBG - South GM – Shri Raj Kumar Mitra NBG (South) - Chennai Tel No: (044) 66789667 / 9668 / 9669 Fax: (044) 66786970
NBG - Central GM – Shri Devendrapaul Sharma NBG (Central) – Ahmedabad Tel No: (079) 25350878 / 66122605 Fax: (079) 25350452 Mobile: 09099949635
NBG - Jharkhand/Chattisgarh GM – Shri Sudupita Kumar Mukherjee NBG (Jharkhand – Chattisgarh) Tel No: (0651) 2332834 / 6570445 Fax: (0651) 2332319
NBG - North II GM – Shri Brijesh Kumar Mohanty NBG (North II) – Lucknow Tel No: (0522) 2721723 / 6005912
SLBC - Jharkhand GM – Shri Prasad Joshi SLBC (Jharkhand) Tel No: (0651) 2332467 / 6569888
DGM – Shri Abhijit Bose NBG (West-I) Tel No: 022 22684495
LARGE CORPORATE BRANCHES Mumbai (Shri P.K. Sinha - DGM) Nariman Point (Shri Maruti R. Vagge - DGM) Andheri (Shri Mahesh Bansal - DGM)
61870402 22041561 26702346
ZONAL OFFICES MUMBAI SOUTH ZONE Shri Vivek Wahi (DGM& ZM) Shri Philip Kumar Sinha (DGM-SARM Branch) Shri Vinod Shettigar (AGM & DZM)
22622717 22671066 22612466
GOA ZONE Shri Prashant Naik (DGM& ZM) Shri Subash Phadate (AGM & DZM)
0832-2404400 0832-2404402
RAIGAD ZONE MUMBAI NORTH ZONE Shri Girish Kumar Sinha (DGM& ZM) Shri Pukhraj Pangriya (AGM & DZM) NAVI MUMBAI ZONE Shri Vishwajit Singh (DGM& ZM) Shri Ravi Kumar Boddo (AGM & DZM)
28827770 28440133
27564909 27564127
Shri Vimal Rajput (DGM& ZM) Shri Chandra Kant Parate (AGM & DZM)
02141-223995 02141-228895
CONTACT DETAILS OF BRANCHES MUMBAI NORTH ZONE MUMBAI SOUTH ZONE Branch Altamount Road Ballard Estate Bhakti Park Breach Candy Bullion Exchange C.P. Tank Churchgate Cumballa Hill D.N. Road Dadar (West) Electric House Gandhi Market Girgaum Grant Road Jacob Circle J. J. Fly Over Kalbadevi Khodadad Circle Lower Parel Lalbaug Mahalaxmi Maheshwari Udyan Mahim Mandvi Mazgaon Mumbai (Main) Mumbai Central Mumbai N.R.I. Mumbai Overseas Mumbai Service Mumbai MCB Nagpada Naigaum Cross Road Nana Chowk Nariman Point Nepean Sea Road Null Bazar Opera House Parel Prabhadevi Prarthana Samaj Shivaji Park Sewri west Stock Exchange Tardeo Road Wadala (East) Wadala (West) Walkeshwar Wodehouse Road Worli Naka RBC Area Manager Office
Phone No 23525488 22612253 24036233 23636571 23410609 23860192 22884867 23699192 22673409 24222676 22818835 24095034 23801439 018381/230753 23085260 23402054 22082707 24126218 24920314 23701808 23514642 24095332 24464818 23733317 23735419 22675241 23098556 22668100 22621413 22834063 22651621 23707705 24150666 23814944 22882307 23674236 23474154 23645093 24143277 24223200 23829961 24300181 24100167 22722400 23511417 24100536 24127258 23684978 22150778 24910166 22619257 22672340
Branch Andheri Mid Corp Achhad Andheri RBC Andheri- W. And-O/W Clg. Ashok Van(Bor-E) B.K.C Bandra Recl. Bandra-East Bangli Naka Bharat Diamond Bourse Bhayandar (East) Bhayandar (West) Boisar Borivli Hsg.fin Borivli Link Rd. Borivli-East Borivli-West Chakala Dahanu Road Dahisar-E Dahisar-W Danda-Khar Edwan Gokhivare Golden Nest Goregaon-E Goregaon-W IGIDR Jogeshwari-E Jogeshwari-W Juhu Juchandra Kandivli Khar Link Rd. Malad Lokhandwala Andheri West Lokhandwala Kandivli East Mahavir Nagar Malad-East Malad-West Malwani Marol Marve Road Mira Road Nallasopara (East) Nallasopara (West)
Phone No 2621 0404 02521-230049 2625 6325 2624 8178 2670 2393 2897 0234 6668 4418 2640 0972 2651 0100 0250-2323098 6131 2960 28042496 28188590 02525-272758 2893 7092 2833 0283 2861 5551 2808 6195 2832 7153 02528-225225 2897 5127 2893 2985 2646 0851 02525-228034 0250-2464711 28175882 2686 0468 2872 1823 2849 5208 2832 5646 26789185 26605737 0250-2200026 2805 4794 2649 5002 2871 3632 2631 2074 2966 6652 2862 8872 2877 3461 2880 9680 2882 2191 2856 1422 2880 1027 28552890 0250-6480259 0250-2411235
Branch
Phone No
Palghar Pasthal Powai R N Marg Sakinaka Sakinaka Mid Corporate Santacruz Saphale (East) Satpati Seepz Seepz Mid Corporate Sion SSI (Andheri) Tamtalao Turner Rd Vasai (West) Versova Vile-Parle-E Vile-Parle-W Virar (East) Virar (West) Yari-Road Area Manager Office
02525-250335 02525-276332 2858 1469 2642 2395 2859 5017 2852 8442 2649 9015 02525-230307 02525-224041 6504 9555 2829 0380 2407 7516 26831715 0250-2323179 2642 8537 0250-2349920 2624 4526 2616 9034 2614 5090 0250-2520167 0250-2505719 2632 7557 2828 0150
NAVI MUMBAI ZONE Branch
Ambernath
Phone No 0251-260 9895
Branch
Phone No
Kalyan (E)
0251-2365869
Kalamboli
2742 2192
Kamothe Khadakpada Currency Chest
2743 0174 0251-2201632
Kharghar
2774 1074
Kharghar Sec.10
2087 0533
Kharghar Sec.19
2774 8751
Kharghar Sec.35
9699838771
Khanda Colony
2746 8007
Kopri Colony
2532 0589
Koparkhairne
2754 8211
Kurla (West)
2504 1856
Mulund (East)
2163 5650
Mulund (E) Extn
2563 5821
Mulund (West)
2568 9847
Nerul
2771 7158
Nere
02143-238142
New Panvel
2745 3305
Nhava Sheva
2724 3800
Panchpakhadi
2536 6246
Panvel
2745 3524
Palava City
0251-6696307
Rajaji Path
0251-2449316
RBC (Vikhroli)
2578 4117
RBC (Panvel)
2749 0007
Sanpada
2781 0320
Airoli
2779 7845
Seawoods
APMC Market Vashi – Turbhe
2784 2686
Shahad
02512-201586
Shahapur
02527-272272
Asangaon
0252-7272204
2770 8067
Belapur
2756 0044
Tambe Nagar
2561 9470
Bhandup (W)
2596 2556
Thane (Main) Clearing Hub
2537 2182 2783 3359
Bhiwandi
02522-256002
Turbhe
Badlapur (East)
0251-2695737
Taloja
Badlapur (West)
0251-2670488
Ulhasnagar (M)
0251-2712646
2740 2201
CBD Clearing Hub Currency Chest
2756 4907
Ulhasnagar - 5
0251-2520546
Chembur
2522 8111
Ulhasnagar - 4
0251-2523181
Dombivli
0251-2455247
Uran
Dombivli (West)
0251-2400207
Ulwe
Dhamankar Naka
02522-223251
2723 0150
Vashi
2766 2770
Ghansoli
2755 0321
Vikhroli Parksite
2500 2930
Ghodbunder Rd
2597 1828
Vikhroli (West)
2578 6713
Ghatkopar East
2102 5063
Vidyavihar
2509 8890
Ghatkopar West Currency Chest
2514 8853
Wakadpada
Gavhan Gavhan Extn. Coun
2721 2276
SME City Centre
2757 7034
Kalwa
2541 4483
Area Manager Office
2540 9224
Kalyan
0251-231 8580
RAIGAD ZONE Branch Phone No Agardanda 02144-278319 Apta 02143-228133 Bense 02194-277057 Bhal 02141-238042 Borli Mandla 02144 284024 Chowk 02192-273021 Dive Agar 02147 224024 , 224025 Hamrapur 02143260062 Harihareshwar 02147-226026 Indapur 02140-266488 Jambhavali02148-226608 / 226668 Gourkamath Janjira Murud 02144-274129 Kadav 02148-246236 Khamgaon 02149-236005 Mangaon 02140-261088 / 261195# Mhasala 02149-232227 / 233817 Morba 02140-255001 Nagaon 02141-245533 Neral 02148-236513 Pachad 02145-274803 Paithan 02191-249034 Pangloli 02149-235002 Poladpur 02191-241227 / 240032 Poynad 02141-252166 Ramraj 02141-261337
Branch Phone No Revdanda 02141-241818 Shrivardhan 02147-222053 Varasgaon (Kolad) 02194-250777 Vavoshi (Gorthan Budruk) 02192-278255 Vinhere 2145-274688 Alibag Currency Chest 02141-222103 Choundhi 02141-232968 Dhatav 02194-263629/ 263068/263714 Gadab 02143-274006 Goregaon (Dist.raigad) 02140-250237 Kamarle 02143-278035 Karjat 02148-222256 Khalapur 02192-275042 Khopoli 02192-268336 Mahad 02145-224740/ 223247 Mendhadi 02149-234036 Nagothane 02194-222010 Pali (Sudhagad) 02142-242987 / 242989 Pen 02143-252276 Rewasgaon 02141-244036 Roha 02194-232242 /234738 Tala 2140-269037 Wasambe (Mohopada) 02192-250179/ 253907 Area Manager Office 02141-221965
GOA ZONE Branch Aquem Arambol Batim Bicholim Bambolim Campal Canacona Chandor Chinchinim Collem Colva Cuncolim Curchorem Donapaula Fatorda Ganeshpuri Headland Sada Honda Mandrem Mandur Mapuca Mapuca N.R.I. Centre Marcela Margao Margao N.R.I. Centre Mayem
Phone No 0832-2735111 0832-2242030 0832-2217342 0832-2362024 0832-2458506 0832-2226008 0832-2644122 0832-2857705 0832-2862610 0832-2600232 0832-2781357 0832-2763041 0832-2605173 0832-2456225 0832-2749765 0832-2475111 0832-2520277 0832-2370176 0832-2247070 0832-2208058 0832-2262371 0832-2262371 0832-2399399 0832-2715395 0832-2730122 0832-2362346
Branch Miramar (Panaji) Nachinola Navelim Nerul Neura Panaji Panaji Retail Panaji Service Pato Plaza Ponda Porvorim Quepem Saligao Sancoale Sanquelim Shiroda Shiolim Taleigao Tis Usgao Utorda Vasco-da-gama Velim Verna SME Varca Area Manager Office
Phone No 0832-2901819 0832-2293240 0832-2767665 0832-2401925 0832-2208055 0832-2421243 0832-2437106 0832-2437039 0832-2437161 0832-2312106 0832-2417273 0832-2662231 0832-2278682 0832-2551604 0832-2364259 0832-2306228 0832-2270808 0832-2451962 0832-2345651 0832-2884466 0832-2512347 0832-2773230 0832-2783157 9930515566 0832-2862610
SUBSIDIARIES 1.
BOI Shareholding Ltd. Bank of India House 4th Floor, 70/80 M. G. Road, Fort, Mumbai 400 001. 022-22703252 E-mail: boisl@vsnl.com
2.
PT Bank Swadesi TBK, Indonesia, Kantor Pusat/Head Office 1, JI. K.H. Samanhudi No. 37, Jakarta Pusat 10710. Tel. No.: 0062-21-3500007 E-mail: corporate@bankswadesi.co.id
3.
Bank of India (Tanzania) Ltd. Dar-Es-Salaam Branch, Maktaba Street, Post Box No.7581, Dar-Es-Salaam, Tanzania. Tel. No.: 00255-2135362 E-mail: boi.tanzania@bankofindia.co.in
4.
Bank of India (New Zealand) Ltd. 10, Manukau Road, Epsom, Auckland – 1023, New Zealand Tel. No.: 0064-99265797 E-mail: BOI.NZ@bankofindia.co.in
5.
Bank of India (Botswana) Ltd. Plot No. 1264, Ground Floor, Old Lobatse Road, Gaborone, Botswane. Tel. No.: 267-3928506, 3928516 E-mail: Boi.Botswana@bankofindia.co.in
6.
Bank of India (Uganda) Ltd. Plot No. 37, Jinja Road, Post Box 7332, Kampala, Uganda. Tel. No.: 256-313-400437, 414-341880
ASSOCIATE COMPANIES 1.
Star Union Dai-Ichi-Life Insurance Co. Ltd. 11th Floor, Raghuleela Arcade, I.T. Park, Sector 30A, Opp. Vashi Railway Station, Vashi, Navi Mumbai – 400 703. Tel. No.: 022-39546200
2.
Security Trading Corporation of India Ltd. Marathone Empire, Marathone Next Gen Compound, Off Ganpatrao Kadam Marg, Lower Parel (W), Mumbai-400 13. Tel. No. 022-3031100 Web Site : www.stconline.com
BANK OF INDIA STAFF CO-OP. CREDIT SOCIETY, MUMBAI AT A GLANCE S. No. Name & Address
Loan Facility & Rate of Int.
Other Features
1. BOI Staff Co-op. Credit Society Ltd. Mumbai C/o. BOI Mumbai (Main) Branch, 70-80, M.G. Road, Mumbai - 400 023. Tel.: 022- 22670202 / 22670505 Fax : 022-22670405
Max. 10.00 lakhs, Repayment : Max. 120 Months @12% p.a. upto 5.00 lakhs no Surety Above 5.00 lakhs one Surety Deposits : Upto 1 year @ 9% p.a. Above 1 year @10%
1. Scholarship Award 2. Medical Aid and Hospitalisation Reimbursement 3. Holiday Home Ganpatipule Ratnagiri
LIST OF MAJOR HOSPITALS IN MUMBAI & GOA Sr. NAME OF THE HOSPITAL 1. Aditya Jyot Eye Hospital Pvt. Ltd. 2. Asian Heart Institute & Research Centre 3. Asian Institute of Medical Sciences 4. BCJ (Asha Parekh) Hospital 5. Bhakti Vedanta Hospital, 6. Bombay Hospital 7. BSES M.G. Hospital 8. Cumballa Hill Hospital 9. Fortis Hospital 10. Fortis Hospital 11. Global Hospital 12. Guru Nanak Hospital & Research Centre 13. Hiranandani Hospital 14. Holy Family Hospital 15. Jaslok Hospital 16. Jupiter Hospital 17. Kaushalya Medical Foundation Trust Hospital 18. Kokilaben Dhirubhai Ambani Hospital 19. Lifeline Hospital 20. Lilavati Hospital & Research Centre 21. Mahatma Gandhi Mission’s Hospital 22. Mahatma Gandhi Mission’s Hospital 23. Mahatma Gandhi Mission’s Hospital 24. Mahatma Gandhi Mission’s Hospital 25. Nanavati Hospital 26. P. D. Hinduja National Hospital 27. S. L. Raheja Fortis Hospital 28. S. R. Mehta Cardiac Hospital 29. Shushrusha Health Care Centre 30. Sterling Wockhardt Hospital, 31. Sushrut Hospital & Research Centre 32. Tata Memorial Hospital 33. Umrao Hospital Goa (STD Code 0832) 1. Apollo Victor Hospital 2. V. M. Salgaonkar Hospital 3. Manipal Hospital
PLACE TEL. NO. FAX NO. Wadala 24177600 24177630 BKC 66986666 66986506 Dombivli 0251-2475000 0251-2475003 Santacruz (W) 61486666 26493737 Mira Road (E) 28128888 28455581 Marine Lines 22067676 22080871 Andheri (W) 66487500 26715000 Kemps Corner 23803336 23803672 Kalyan 0251-6694444 0251-6694242 Mulund 67994444 67994242 Parel 67670101 67670121 Bandra (E) 26592853 42227766 Powai 25763333 25763349 Bandra (W) 21725555 26518373 Pedder Road 66573333 — Thane 21725555 25455557 Thane 25454000 25345292 Andheri (W) 30999999 26237088 Panvel 61567000 27465023 Bandra Recl. 26751000 26407665 Belapur 27572293 27571162 Kalamboli 27423405 27427104 Kamothe 27427900 27427900 Vashi 27822203 27820520 Vile Parle (W) 26182255 26135532 Mahim (W) 24452222 24449151 Mahim (W) 24467569 24445225 Kings Circle 24035455 24094732 Nerul 27722506 27719245 Vashi 66804444 39199220 Chembur 25288731 25288771 Parel 24177117 24146937 Mira Road 28556000 28556021 Margao Vasco Dona Paula
2728888 2540218 3048800
2726090 2542622 3048813
Health Check-up Comprehensive Health Check-up facility may be availed once in calendar year by officers above 50 years of age and once in two years by Officers below 50 years of age. Most hospitals have facility for health checkups. We also have tie-up with N M Medical where a very comprehensive package is available. The contact details for N M Medical are: Andheri 4613 2222 Marine Lines 4342 9999 Malad 4613 3333 Parel 4966 2222 Khar 4342 8888 Mulund 4342 7777 Chowpatty 4342 5555 Borivli 4342 4444 (Mulund, Borivli are open on Sundays also) Our Ex. Dy. General Secretary, Com. Kersi Engineer may be contacted for advice and assistance in matters to medical consultations and hospitalization. Contact No. 98690 70878 Bank has established “SHELTER” where staff or their dependant family members coming to Mumbai for medical treatment will be provided accommodation. Strictly patient + 1 attendant is allowed to stay in the center. Any additional persons accompanying the patient will have to seek accommodation elsewhere. Allotments are done by Head Office, Industrial Relations Dept. Contact No. 022-66684706 Address: Flat 102, Macropolo, Dr. B. R. Ambedkar Road, Near Jai Hind Cinema, Chinchpokli, Mumbai 400014. Tel. : 022-2374 8577
BLOOD BANKS Red Cross Blood Bank, Fort
2266 3560/3195
Bombay Hospital, New Marine Lines
2206 7676 Ext. 215/216
Tata Memorial Hospital, Parel
2414 6750
K.E.M. Hospital Blood Bank, Parel
2413 6051
J. J. Hospital Blood Bank, Byculla
2373 9400
Sir Harkisondas Hospital, Girgaon
2385 5555
Hinduja Hospital, Mahim
2444 7308
Bhagwati Hospital Blood Bank, Borivali
2893 2461/2/31
Cooper Hospital, Vile Parle
2620 7254
Holy Spirit Hospital Blood Bank, Andheri
2837 8822
Civil Hospital Blood Bank, Thane
2547 2582/2056
Dr. Patkar Blood Bank, Navi Mumbai
2768 5805
Amit Biologicals, Vasai
295250-334 092
EYE BANK J. J. Hospital
2373 5555
Aditya Jyot Eye Hospital
2417 7600
Bombay City Eye Institute
2367 0277
Convest Jain Clinic
2382 9308
IN CASE OF NEED NAME
FACILITIES
CONTACT
1.
WHEEL-CHAIR BANK Paraplegic Foundation Sion, Mumbai - 22
Provides on hire wheelchairs for Temporary period on substantial deposit & a nominal daily charge
President 2407 1671
4.
CANCER PATIENT AID ASSOCIATION
Public Relation Officer, Cancer Patient Aid Association 5, Malhotra House, 1st Floor, Opp. G.P.O., Mumbai-400 001.
2269 8964 2269 7255
8.
INDIAN RED CROSS SOCIETY [Maharashtra State Branch] Town Hall Compound, 141, Shahid Bhagat Singh, Road, Mumbai - 400 023.
Medical Relief including Free Dispensary at Dhobi Talao, and Agripada, Mumbai runs a Blood Bank Providing artificail limbs to individuals.
General Secretary 2286 1524
18.
TERMINAL CANCER PATIENTS Shanti Avedan, Band Stand, Bandra, Mumbai-400 050.
(Terminal Cancer Patients are admitted for a peaceful death)
2642 7464
BANK OF INDIA (OFFICERS’) SERVICE REGULATIONS (ABRIDGED) 1. SCALE OF PAY AND OTHER ALLOWANCES:
Scale I = 23700-980/7-30560-1145/2 – 32850-1310/7-42020
(One year after reaching the maximum of pay in scale I, an officer is eligible to draw further increments annually till the maximum of pay in scale II and thereafter 4 stagnation increments for every three completed years of service of which first two shall be Rs. 1310/- each and next two Rs.1460/- each.
Scale II = 31705-1145/1 – 32850-1310/10-45950
Officers in MMG Scale II who have moved to scale of pay for MMG Scale III in terms of Regulation 5(b) after reaching maximum of higher scale shall be eligible for three stagnation increments of Rs.1460/- each for every three completed years of service and a fourth stagnation increment of Rs. 1460/two years after receipt of third stagnation increment.
Officers who have completed two years or more after receipt of the third stagnation increment will get the fourth stagnation increment with effect from 01.05.2015.
Scale III = 42020-1310/5 – 48570-1460/2-51490
(Officers who are in substantive MMG Scale III i.e. those who are recruited in or promoted to MMG Scale III shall be eligible for four stagnation increments of Rs.1460/- each for every three completed years of service and fifth stagnation increment of Rs. 1460/- two years after receipt of fourth stagnation increment provided that the officers who have completed two years after receipt of the fourth stagnation increment will get the fifth stagnation increment w.e.f. 01.05.2015.
Scale IV = 50030-1460/4 – 55870-1650/2-59170.
Officers in SMG IV shall be eligible for one stagnation increment of Rs. 1650/three years after reaching the maximum of scale w.e.f. 01.05.2015.
Scale V = 59170-1650/2 – 62470-1800/2-66070. Scale VI = 68680-1960/476520.
Scale VII = 76520-2120/4-85000. Fitment:
Fitment shall be stage-to-stage, i.e. on corresponding stages from 1st stage onwards and the increments shall fall on the anniversary date as usual.
2. SLIDING SCALE i. Officers in Scale I and II, one year after reaching the maximum in their respective scales shall be allowed to earn further increments including stagnation increments in the next higher scale subject to the crossing of an efficiency bar which shall apply only in case of suspension, initiation of disciplinary action and adverse remarks from the reporting authority.
ii. Earning of increments in the next higher scales shall not amount to promotion in that scale and the officers in receipt of such increments shall not automatically qualify for any privileges, perquisites, duties, responsibilities or posts of the higher scales. 3. STAGNATION INCREMENTS a. Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms of Regulation 5(b) after reaching maximum of the higher scale shall be eligible for four stagnation increments for every three completed years of service of which first two shall be 1310/- each and next two 1460/- each. b. Officers in MMG Scale II who have moved to scale of pay for MMG Scale III in terms of Regulation 5(b) after reaching maximum of higher scale
shall be eligible for three stagnation increments of 1460 /- each for every three completed years of service and a fourth stagnation increment of 1460/two years after receipt of third stagnation increment provided that officers who have completed two years or more after receipt of the third stagnation increment will get the fourth stagnation increment with effect from 1.5.2015.
c. Officers in substantive MMG Scale III i.e. those who are recruited in or promoted to MMG Scale III shall be eligible for four stagnation increments of 1460/- each for every three completed years of service and a fifth stagnation increment of 1460/- two years after receipt of fourth stagnation increment provided that the officers who have completed two years after receipt of the fourth stagnation increment will get the fifth stagnation increment w.e.f 1.5.2015. d. Officers in SMG scale-IV shall be eligible for one stagnation increment of 1650/- three years after reaching the maximum of scale w.e.f. 1.5.2015. 4. DEARNESS ALLOWANCE On and from 1st Nov. 2012, Dearness Allowance shall be payable for every rise or fall of 4 points over 4440 points in the quarterly average of the All India Average Working Class Consumer Price Index (General) Base 1960 = 100 at 0.10 % of Pay. 5. (I) HOUSE RENT ALLOWANCE/RESIDENTIAL ACCOMMODATION i) Major “A� Class Cities (Mumbai, Delhi, Kolkata, Chennai, Ahmedabad, Bengaluru, Hyderabad, Pune and Surat) and Project Area Centres in Group A- 9 % of Pay ii) Other places in Area I (places with population of 12 lakhs and above) and Project Area Centres in Group B and State of Goa - 8% of Pay iii) Other places - 7% of Pay
Provided that if an officer produces a rent receipt, the House Rent Allowance
payable to him/her shall be the actual rent paid by him/her for the residential accommodation in excess over 0.75% of Pay in the first stage of the Scale of Pay in which he/she is placed with a maximum of 150% of the House Rent Allowance payable as per aforesaid rates mentioned in Column II above.
Note: The claims of officer employees for House Rent Allowance linked to the cost of their ownership accommodation shall also be restricted to 150% of House Rent Allowance as hitherto.
(iv) An Officer, if eligible can claim HRA linked with cost of owned residential accommodation on the basis of the formula as under:
a) 1/12th of (12% capital cost + Municipal Taxes) or
b) 1/12th of the annual rateable value for municipal taxes
c) Higher of (a) & (b)
d) Minus 0.75 % of first stage of pay scale
e) 150% of HRA at the above rates. HRA payable will be lower of D or E.
In case the house/flat is jointly owned alongwith spouse, HRA on Capital Cost basis can be paid on certain terms. (Ref. Head Office IOM No. HO:HR:IR:MSS:I-0644 of 29.03.2017.)
5.II. RESIDENTIAL ACCOMMODATION PROVIDED BY THE BANK a) All Officers are eligible for Banks residential accommodation provided they do not own a residential accommodation in their name or in the name of their spouse or in the name of dependent child at the place of their posting. b) All Branch Managers are eligible for furnished accommodation, provided they are occupying accommodation provided by the Bank. c) Recovery of compensation for accommodation provided by the Bank is @ 0.75% of the Basic Pay in the first stage of the scale or the standard rent for the accommodation whichever is less and additional 0.15% of B.P. of the first stage in case of furnished accommodation. d) Officers from other states on transfer to centres situated in Bihar, Orissa, Jharkhand and North Eastern States as also officers posted in Audit can retain their family at the previous place of posting/place of choice, in their own house/ flat and claim HRA either on Capital Cost basis or ii) Rent Receipt basis or iii) HRA without Rent Receipt as provided for, under Regulations 22 of OSR, at the rate applicable to the new place of posting, as if the accommodation was located at the new place of posting. However, Bank’s own accommodation would not be provided or allowed to be retained at the former place of posting and the officers will arrange their accommodation at the actual place of posting on their own.
Rental ceilings payable by the Bank are as under w.e.f. 01.06.2015 (Ref. H.O. Br. Cir. No. 109/66 of 25.06.2015) (Amount in Rs.) Scale of officers
Mumbai
Delhi Other Major Category Category Category ‘A’ Cities ‘A’ ‘B’ ‘C’
JMG
I
18000
17000
15000
10000
8000
6000
MMG
II
20000
18000
16000
12000
9000
7000
MMG
III
22000
20000
18000
14000
11000
8500
SMG
IV
25000
24000
22000
15000
13000
12000
SMG
V
35000
30000
24000
18000
18000
15000
TEG
VI *
-
-
30000
25000
25000
20000
TEG
VII *
-
-
35000
32000
-
-
Basis for Classification of centres (Based on Census 2001 Figures)
Major ‘A’ : Mumbai, Delhi, Kolkata, Chennai, Ahmedabad, Bengaluru, Hyderabad, Pune and Surat. ‘A’ Category :Centres other than Major ‘A’ with population of 7.5 lacs and above. ‘B’ Category: Centres with population of above 2 lacs but below 7.5 lacs ‘C’ Category: All other Centres. e) W.E.F. 01.11.1999 (Ref. H.O. Br. Circular No. 93/149 of 30.11.1999) (i) The Officer posted at hardship / Rural Centre will have the option to take accommodation for family members under Bank’s Residential Accommodation Scheme at any place of his choice, subject to the ceiling on rentals applicable at the place of posting of Officer. However, the Officer should compulsorily stay at the place of posting; (ii) Such Officer if keeps his family in his own house (even if it is located at a place other than his place of posting), will be eligible to claim House Rent Allowance on Capital Cost basis as if the house is situated at the place of posting. (iii) Such Officer, if takes a house on rental basis at previous place of posting/ place of choice for the purpose of his family members, will be permitted to claim House Rent Allowance on the basis of rent receipt, as per rules framed under Regulation, 22 (2) of the Bank of India (Officers’) Service Regulations, 1979 at the rate applicable to the new place of posting, as if the accommodation is taken at the place of posting; (iv) Bank’s own accommodation or accommodation leased to the Bank, if any,occupied by the Transferee Officer at his previous place of posting shall be compulsorily vacated on transfer and the Officer shall make his own arrangement for his family members accommodation within the rental ceilings applicable at the place of posting, as stated above.
(v) SECURITY DEPOSIT Subsidized Accommodation- Some Times Security Deposit is demanded by Land Lord Maximum 6 time of Rental Ceilings in Metros & Maximum 3 times of Rental Ceiling in rest of the cities - OSR, 1979, Regulation 25 (1) 6. FIXED PERSONAL PAY Officers joining the Bank as Clerk or Officer joining prior 1.11.93 are eligible for F.P.A. While quantifying FPA, if an officer is in receipt of HRA, on the date of last increment in the scale (i.e. top of the scale) appropriate amount of HRA will be added to FPA. The final amount is to be rounded off to the next higher rupee. F.P.A. once paid remains protected unless revised as per the terms of salary revision. The Officers who have been promoted from Clerical Cadre after receipt of Fixed Personal Allowance shall draw the revised Fixed Personal Pay as indicated in Schedule IV of the 8th Bipartite Settlement dt. 2/6/2005.The increment component of F.P.A. shall rank for superannuation benefits. However, as per HO IOM No HO:HR:IR:VGK:1- 295 dt 16.07.2011 the payment of FPP when an employee is promoted to a next higher cadre /Scale after drawing FPP in the lower cadre/ Scale then he would continue to get the same amount of FPP in the promoted scale (except when FPP is changed on salary revision) till such time he reaches the maximum in the promoted cadre/ scale. On completion of stipulated one year at the maximum of the promoted cadre/scale he shall be sanctioned FPP as applicable to the higher cadre /scale in which he is placed. Increment component
DA w.e.f. 01.11.2012
Total F.P.P. payable where bank’s accommodation is provided (Rs )
(A)
(B)
(C)
1310
143
1453
1460
159
1619
1650
180
1830
1800
196
1996
1960
214
2174
2120 231 2351 Note: (i) F.P.P. as indicated in “C” above shall be payable to those officer employees who are provided with bank’s accommodation. (ii) F.P.P. for officers eligible for House Rent Allowance shall be “A” + “B” plus House Rent Allowance payable on the last increment of the relevant scale of pay. (iii) The increment component of F.P.P. shall rank for superannuation benefits. (iv) Only officers who were in the service of the bank on or before 1.11.93 will be eligible for F.P.P one year after reaching the maximum scale of pay they are placed.
7. SPECIAL ALLOWANCE (w.e.f. 01.11.2012) With effect from 1.11.2012, officers shall be paid Special Allowance as under:Scale I – III : 7.75 % of Basic Pay + applicable D.A. thereon Scale IV-V : 10 % of Basic Pay + applicable D.A. thereon Scale VI-VII : 11 % of Basic Pay + applicable D.A. thereon. 8. PROFESSIONAL QUALIFICATION PAY (PQP) (ranking for D.A., H.R.A. and superannuation benefits): w.e.f. 1.11.2012. (A) Officers shall be eligible for professional qualification pay as under :
i) Those who have passed only CAIIB – Part I / JAIIB 670/- p.m. one year after reaching top of the scale.
(ii) Those who have passed both parts of CAIIB –
a. 670/- p.m. one year after reaching top of the scale.
b. 1680/- p.m. two years after reaching top of the scale.
(B) An Officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching the maximum of the scale of pay, shall be
granted from the date of acquiring such qualification the first installment of PQP and the release of subsequent installments of PQP shall be with reference to the date of release of first installment of PQP.
9. CAIIB INCREMENT : From date of publication of result – one additional increment for each part. 10. CITY COMPENSATORY ALLOWANCE w.e.f. 01.11.2012 i) Places in Area 1 and in the State of Goa - @ 4% of Basic Pay – Maximum Rs.870 /- p.m. ii) Places with population of five lakhs and above and State Capitals and Chandigarh, Puducherry and Port Blair - @ 3% of Basic Pay – Maximum Rs. 600/- p.m. 10. FITMENT / INCREMENT A. Fitment Formula on promotion to next higher scale of pay : Revised fitment formula on the basis of Joint Note dated 25.5.2015 has been circulated amongst the zones vide Head Office IOM No. HO:HR:IR:SD:I-247 of 19.08.2015. 11. OFFICIATING ALLOWANCE 6% of BP p.m. provided the period of officiating is not less than 7 days in a calendar month or a continuous period of 7 days. This allowance will rank for PF only.
12. DEPUTATION ALLOWANCE (w.e.f. 1.6.2015) Deputation Allowance shall be at the following rates: i) An officer deputed to serve out side the bank– @ 7.75% of Pay with a maximum of Rs. 4,000/- p.m. ii) An officer deputed to an organization at the same place or to the training centers of the bank - @ 4% of Pay with a maximum of Rs. 2,000/- p.m.
Officers posted in RSETI are also entitled for Deputation Allowance.
13. HILL & FUEL ALLOWANCE (w.e.f. 1.11.2012) Place a) Places with an altitude of 1000 meters and above but less than 1500 meters and Mercara Town.
Rate @2% of Pay subject to a maximum of Rs. 750/- p.m.
Places with an altitude of 1500 meters b) and above but less than 3000 meters
@2.5% of Pay subject to a maximum of Rs. 1000/- p.m.
Places with an altitude of 3000 meters c) and above
@5% of Pay subject to a maximum of Rs. 2000/- p.m.
14. PROJECT AREA ALLOWANCE On and from 1st November 2012, Project Area Compensatory Allowance shall be payable at the following rates: Project Areas falling in Group A—Rs. 400/- p.m. Project Areas falling in Group B—Rs. 350/- p.m. 15. CLOSING ALLOWANCE Closing Allowance of Rs. 250/- payable in March & September closing to all officers except those working in Administrative Offices. 16. R-23(viii) Split Duty Allowance (w.e.f. 01.11.2012) - Rs.200/- p.m. R-23(ix) Diem Allowance - If an officer is required to work as custodian of a vault or locker on a holiday (please refer R-41(4)) Special Area Allowance (w.e.f. 1.11.2012) - R-23 (2) of OSR A Special Area Allowance at such places and at such rate as may be decided by the Board for time to time having regard to the guidelines of the Government. 17. MEDICAL AID : On declaration basis :From 1st November 2012, reimbursement of medical expenses shall be as under: HOBC No. 109/142 dated 29.09.2015) Rs. 8000/- (upto Scale I/II/III) and Rs. 9050/ - (for Scale IV TO ScaleVII) w.e.f. 01.11.2012 per annum against declaration, which can be accumulated upto three years. No withdrawal is available against future entitlement.
a) Reimbursement of Hospitalisation Expenses :i. a. For Self: 100% of the amount of expenditure up to Rs.100/- and 90% of expenses exceeding Rs.100/-.
(for the expenses which are out of purview of Medical Insurance Scheme as per the rules prevailing prior to introduction of Medical Insurance Scheme) Ref. HO IOM No. HO:HR:IR:
SD:I-039 dated 27.04.2016.
Hospitalisation expenses with regard to dependent family members of the Officers; and Award Staff including their dependent family members may be considered as Ex-gratia amount by the Bank to the extent of 70 % of the hospitalization expenses incurred over and above the amount so settled by the Insurance Co. as per the prevailing terms and conditions. However, for the sake of clarity it is once again advised that all medical facilities in vogue for Officers and their dependent family members prior to the implementation of New Medical Insurance Scheme will continue. Renewed Policy No. for Existing Employees : 5001002817P110113800 Period of Cover : 01.10.2017 to 30.09.2018. List of Hospitals under Tie-up arrangement with M/s Medi Assist Insurance TPA Pvt. Ltd. (earlier – M/s DHS India Pvt. Ltd.) is available on the website www.Portal.Medibuddy.com Process for Availing Claim from Banks Buffer Amount after full Insurance cover amount is exhausted. Many of us are unaware that additional amount can be claimed after the full cover of Rs 4 Lakhs is exhausted. This facility is available for all critical illness ,but the rider here is that the employee has to make specific request and apply in the normal course duly recommended by the Zonal authorities. Once the claim is rejected by the TPA/Insurance company with the reason “Sum Insured exhausted”, the employee has to apply fresh and claim under buffer. As usual the request has to flow from the employee -Branch- Zone (duly recommended)-Head Office-TPA. Please note ultimately the funds from the Buffer amount will be released and paid by the insurance company only. The nodal officers at zonal office has to be very proactive to ensure that the employee is not deprived of the claim due to non-forwarding /delay in sending of claims to Head office on the ground that the Insurance cover amount is exhausted. It is necessary for the zonal authorities to sensitize branch Managers in the matter. Special care needs to be taken especially during the fag end of September every year when the existing insurance policy is going to lapse. Some important tips for availing medical claims smoothly and avoiding rejection Ensure the claim form is filled and all necessary prescription ( duly certified ) with original invoice , original reports etc. are duly sent to the TPA. It is advisable to keep a xerox copy of the claim submitted with yourself.
In case of surgical extraction, wound stitches, plastering in case of fractures etc. ensure the same is done in day care /Hospital instead of doctors clinic, which may be rejected. Wherever employee is taking Homeopath or Ayurvedic treatment ensure the same is undertaken at government Registered hospital/doctor/clinic. “DOMICILIARY TREATMENT shall also be covered under this scheme i.e. treatment taken for specified diseases which may or may not require hospitalization as mentioned herein below. Domiciliary Hospitalization / Domiciliary Treatment : Medical expenses incurred in case of the following diseases which need Domiciliary Hospitalization /domiciliary treatment as may be certified by the recognized hospital authorities and bank’s ’medical officer shall be deemed as hospitalization expenses and reimbursed to the extent of 100%. Cancer, Leukemia, Thalassemia, Tuberculosis, Paralysis, Cardiac Ailments , Pleurisy , Leprosy, Kidney Ailment, All Seizure disorders, Parkinson’s diseases, Psychiatric disorder including schizophrenia and psychotherapy, Diabetes and its complications, hypertension, Asthma, Hepatitis –B, Hepatitis - C, Hemophilia, Myasthenia gravis, Wilson’s disease, Ulcerative Colitis, Epidermolysis bullosa, Venous Thrombosis (not caused by smoking) Aplastic Anaemia, Psoriasis, Third Degree burns, Arthritis, Hypothyroidism, Hyperthyroidism, expenses incurred on radiotherapy and chemotherapy in the treatment of cancer and leukemia, Glaucoma, Tumor, Diphtheria, Malaria, Non-Alcoholic Cirrhosis of Liver, Purpura, Typhoid, Accidents of Serious Nature, Cerebral Palsy, Polio, all Strokes leading to Paralysis, Haemorrhages caused by accidents, all animal/reptile/insect bite or sting, chronic pancreatitis, Immuno suppressants, multiple sclerosis / motor neuron disease, status asthamaticus, sequalea of meningitis, osteoporosis, muscular dystrophies, sleep apnea syndrome(not related to obesity), any organ related (chronic) condition, sickle cell disease, systemic lupus erythematous (SLE), any connective tissue disorder, varicose veins, thrombo embolism venous thrombosis/ venous thrombo embolism (VTE), growth disorders, Graves’ disease, Chronic Pulmonary Disease, Chronic Bronchitis, Physiotherapy and swine flu shall be considered for reimbursement under domiciliary treatment. The cost of medicines, investigations, and consultations, etc. in respect of domiciliary treatment shall be reimbursed for the period stated by the specialist in Prescription. If no period stated, the prescription for the purpose of reimbursement shall be valid for a period not exceeding 90 days.” Some Exclusions Dental treatment or surgery of any kind, which are done in a dental clinic and those that cosmetic in nature. Convalescence, rest cure, infertility treatment, Obesity treatment and its complications including morbid obesity, treatment relating disorders, Venereal disease, intentional self-injury and use of intoxication drugs/alcohol
Some Inclusions Ambulatory devices i.e. walker, crutches, Belts, Collars, Caps, Splints, Slings, Braces, Stockings, elastocrepe bandages, external orthopedic pads, sub cutaneous insulin pump, Diabetic footwear, Glucometer (inclduing Glucose Test Strips/Nebulizer/Prosthetic devise/Thermometer, alpha/water bed and similar related items etc., will be covered under the scheme. Health Insurance - Steps to get you started with cashless hospitalization 1. Visit ecard.medibuddy.in to download your card instantly. 2. Click the Network Hospital tile on your MediBuddy for a GPS map-based search to locate the nearest network hospital. 3. At the hospital, display your e-Card at the Insurance Desk. 4. Complete and submit the pre-authorization form. 5. Your hospital will send the form to Medi Assist for approval. 6. During the course of the hospitalization, Medi Assist may request your hospital for additional information to approve interim claims and final bill before discharge. 7. Track your claim in real-time.
MediBuddy: Click the Claims tile
SMS: CLAIM (CLAIM NUMBER) to +919664172929
Visit track.medibuddy.in
Do’s •
Please note that denial of pre-authorisation request is not to be construed as denial of treatment or denial of coverage.
•
You can go ahead with the treatment, settle the amount to the hospital as per bills and submit the claim for possible reimbursement after discharge.
•
Verify that you have chosen a TPA Network Hospital so that you can avail of cashless facility.
•
Carry your Medi Assist ID card at the time of admission.
•
Carry an additional photo ID of the patient. (Aadhar card, PAN card, Passport, Driving Licence, Voter ID, etc.)
•
Fill up the pre-authorization form jointly with your treating doctor. Enter the form in full to ensure speedy processing of the request.
•
Sign the pre-authorisation form noting the estimate of treatment cost.
•
Before discharge:
Collect the original cash paid receipt
Sign the final bill and discharge summary
Pay all non-medical and other disallowed expenses to the hospital directly.
Don’ts •
Do not disclose your policy sum insured limits to the hospital.
•
Do not occupy higher category rooms as this will increase your overall cost of treatment. This, in turn, will impact the sum insured that would be available for future claims.
•
Do not share your ID cards with strangers.
•
Do not get admitted for evaluation purposes only.
Please note that denial of pre-authorization request is not to be construed as denial of treatment or denial of coverage. You can go ahead with the treatment, settle the amount to the hospital as per bills and submit the claim for possible reimbursement after discharge. Hospitalization Expenses Expenses associated with Hospitalization can be classified as follows: Apart from hospitalization expenses, your health insurance policy may also cover pre- and post-hospitalization expenses, and offer a cap for domiciliary expenses. Pre-Hospitalization expenses: When you’re unwell, you will most likely consult a physician first, who gets relevant investigations done before advising hospitalization. Such medical expenses incurred upto 30 days before hospitalization are called pre-hospitalization expenses. Hospitalization expenses: All expenses incurred as part of your hospital stay as an in-patient can be termed as hospitalization expenses. Post-Hospitalization expenses: Some part of your treatment may extend beyond your hospitalization. It may involve follow-up visits to the doctor, prescription medication, further investigations, etc. Such medical expenses upto 90 days after discharge are called post-hospitalization expenses. Domiciliary Hospitalization expenses: This typically includes expenses related to domiciliary hospitalization - at-home medical treatment for more than three days for cases which in the normal course would require hospitalization. The exact circumstances / terms / exclusions related to domiciliary hospitalization has been mentioned in Para 3.1 of the policy. eCashless for Planned Hospitalization Medi Assist gives you the power to plan your hospitalization with eCashless. For the first time in the health benefits industry, you can now request for a provisional preauthorization for your cashless hospitalization with your smartphone without having to visit the hospital.
1. “Book” your cashless admission on your MediBuddy app
2. Get a provisional approval before date of admission
3. Walk in with a secure passcode and “claim” your preauthorization
4. Have green channel experience at your hospital.
eCashless Process eCashless is a hassle-free way to undergo a planned cashless hospitalization: 1. Click the eCashless tile on your MediBuddy mobile app or your MediBuddy online portal and send us your request at least 48 hours prior to hospitalization. 2. Enter basic details about your treatment - prescribed treatment, your preferred network hospital, doctor’s name, expected date of admission, etc. and submit your request. 3. Medi Assist sends your request to your chosen network hospital. The hospital provides an early estimate for the treatment and forwards your request to Medi Assist. 4. Medi Assist releases a provisional preauthorization to the hospital. Simultaneously, you receive a secure passcode for your request. 5. On the date of admission, you walk into the hospital and show your secure passcode at the insurance desk. You must also present your Medi Assist e-card and any valid Government ID proof. 6. The hospital “unlocks” your provisional approval with your passcode and instantly hands over the preauthorization. You sign the preauthorization form and get green channelled into your room. 7. Track your claim in real-time. Critical Illness Cover : ( For Employees Only) Critical illness Cover is to be provided to the employee subject to a sum insured of Rs. 1,00,000/- Cover starts on inception of the policy. In case an employee contracts a Critical Illness as listed below, the total sum insured of Rs. 1,00,000/is paid, as a benefit. This benefit is provided on first detection/diagnosis of the Critical Illness.
Cancer including Leukemia
Stroke Paralysis
By Pass Surgery
Major Organ Transplant
End Stage liver Disease
Heart Attack
kidney Failure
Heart Value Replacement Surgery
Hospitalization is not required to claim this benefit. Further the Employee can claim the cost of hospitalization on the same from the Group Mediclaim Policy as cashless / reimbursement of expenses for the treatment taken by him. Under this policy there would be no waiting period for the payment of the claim on
the inception of the policy, nor any survival period for the payment of the claim on the individual contracting any of the above mentioned Critical Illness. Bank of India Retired Employees’ Medical Assistance Scheme Coverage: Retired employee of the bank and his/her spouse if not gainfully employed, on the death of retired employee, spouse will continue to get coverage if he/she is not gainfully employed.(For further details please refer Br. Cir. No. 108/156 of 28.11.2014.) 18. LEAVE : Casual leave
Privilege Leave
Sick Leave
Extra Ordinary Leave
Calculation
12 days in a calendar year
1 day for every 11 days’ active service
30 days for each completed year of service
360 days in entire service
Availability
Not more than 4 days per occasion
—
On medical grounds, supported by medical certificate
When no other leave is available
Emoluments
With full emoluments
With full emoluments
With half pay and allowances. With full emoluments on request by debiting twice the number of days’ leave availed.
No emoluments.
Accumulation
Unavailed casual leave in a year may be suffixed/ prefixed to sick leave in the following 3 years on full pay.
270 days
18 months (540 days) during 1st 18 years of service.
NA
Prefix and suffix of holiday
Allowed
Allowed
Allowed
Allowed
On Retirement
Will lapse
Emoluments payable for No. of days of PL in credit as on date of retirement (including prorata) – Max. 240 days.
Will lapse
NA
On death/ cessation of service
Will lapse
Legal representative will get emoluments of accumulated PL
Will lapse
NA
(i) Unavailed Casual Leave balance as on 30/06/79 can be availed as Sick Leave.
(ii) Additional Sick Leave after 24 years of service – one month for each year of service in excess of 24 years subject to maximum 3 months – available on half pay basis. At the request of officer, the same can be allowed on full pay basis. (iii) Adoption leave for female employees for legal adoption of a child below age of 1 year or till the child reaches the age of 1 year subject to a maximum period of 6 months. The leave shall also be available to biological mother in cases where the child is born through surrogacy. (iv) Sanctioning power for dispensing with the production of medical certificate in case of temporary indisposition or sickness of casual nature for officers working in Zonal Office/ Branch will be exercised by Dy. Zonal Manager / Branch Manager respectively. The same can be for a maximum of 10 days in a Calendar year – maximum of 3 days at a time- when there is no balance of casual leave. (v) Date of credit 1st January every year for all kinds of leave except Additional Sick Leave – First Credit of which shall be credited on the 1st day of 26th year of service. (vi) Privilege Leave On or from 1.6.2015 under Regulation 33(4) of Officers Service Regulation 1979/ 82, Privilege Leave may be accumulated up to not more than 270 days except where leave has been applied and it has been refused. However, encashment of Privilege Leave shall be restricted upto a maximum of 240 days. Further, in modification of Regulation 33(5) of Officers Regulations, 1979/82, an officer desiring to avail of privilege leave shall ordinarily give not less than 15 days notice of his intention to avail of such leave. Other Provisions: (i) Encashment of PL either once in 4 years or once in 2 years subject to a maximum of 30 days/15days, as the case may be in one block of 4 years is available at the time of availing LTC with PL/SL/CL. For encashment, all the emoluments payable for the month during which LTC availment commences will be considered. HRA will be actual or notional as the case may be. There will be only one common block, for both LTC and encashment. (ii) Encashment of one day’s PL for donation to PMNRF is available once in every financial year without availment of LTC (and not once in 4 years) . Officers may give a letter to the Bank for effecting remittance to the Prime Minister’s Relief Fund. (iii) Officers can encash Privilege Leave upto a maximum of 240 days at the time of retirement. The amount of cash equivalent of leave salary at the time of retirement exempted from Income-Tax is to the extent mentioned below:
a) Amount of cash equivalent of leave salary
b) Amount of salary for such period of encashment if it does not exceed 8 months, calculated on the basis of average salary during the ten calendar months immediately preceding retirement.
c) Monetary limit of Rs. 3,00,000/- PL Encashment beyond Rs. 3 Lakhs is taxable.
(iv) Probationary Officers are eligible for 12 days’ CL per annum; where the officer has joined during the calendar year, he would be entitled @ one day per month for first calendar year. Privilege Leave is granted to Probationary Officer for selective purposes during probation. Probation would be extended if total leave other than CL availed of exceeds 15 days in case of Promotee Officers and 30 days in case of Directly Recruited Officers. (v) Special / Duty leave is available in addition to the foregoing for purposes such as promoting small family norms, mountaineering, trekking, representing the Bank/State in sports, voluntary blood donation and to office-bearers of Association for specific purposes subject to certain ceilings.
(Br.76/113-17.12.82, 77/168-6.8.83, 79/173-12.8.85, 84/256-27.2.91, 95/41 Dt. 7.7.2001)
(VIA) Maternity Leave (w.e.f. 25.5.2015) (a) Maternity leave, which shall be on substantive pay, shall be granted to a female officer for a period not exceeding 6 months on any one occasion and 12 months during the entire period of her service. (b) Within the overall period of 12 months, leave may also be granted in case of miscarriage/abortion/MTP. (c) Within the overall period of 12 months, leave may also be granted in case of hysterectomy upto a maximum of 60 days. (d) Leave may also be granted once during service to a childless female officer for legally adopting a child who is below one year of age for a maximum period of six months subject to the following terms and conditions:
(i) Leave will be granted for adoption of only one child.
(ii) The adoption of a child should be through a proper legal process and the employee should produce the adoption-deed to the Bank for sanctioning such leave
VII) Maternity Leave to Probationary officers:
Maternity leave shall be considered even in the first year of service. The officer shall proceed on such leave only on the leave being sanctioned by the Competent Authority.
VIII) Paternity Leave w.e.f. 01.06.2015 male employees with less than two surviving children shall be eligible for 15 days paternity leave during his wife’s confinement. This leave may be combined with any other kind of leave except casual leave. The leave shall be applied upto 15 days before or upto 6 months from the date of delivery of the child. IX) Special Sick Leave (w.e.f. 01.06.2015) Special Sick Leave upto 30 days may be granted to an officer employee once during his/her entire period of service for donation of kidney/organ.
18. Sabbatical Leave: As per Branch Circular 106/20 dt.25.04.2012 bank has introduced Sabbatical Leave for the benefit of female employees under BOI SLFE w.e.f. 01.04.2012. The scheme is applicable to all permanent female employees both officers and workmen staff. A female employee must have completed minimum 5 years of service. In exceptional cases, those who have not completed may also apply. The sanction is at Bank’s discretion. Application for BOI SLFE can be made for the following Purposes:
1. For own medical reasons
2. To take care of Family members and Children
3. For higher studies in India or Abroad
4. For visiting spouse in India and abroad
Any other purpose acceptable to the bank. The application can be made for minimum three months and only once in a calendar year. The maximum period of leave shall be 2 years in entire service. 19. TRAVELLING EXPENSES A - Mode of Travel and Expenses on Travel It is reiterated that the following provision shall continue to apply wherever an officer is required to travel on duty: (a) An officer in Junior Management Grade is entitled to travel by 1st Class or AC 2-tier Sleeper by train. He may, however, travel by air (economy class) if so permitted by the Competent Authority, having regard to the exigencies of business or in public interest. (b) An officer in Middle Management Grade is entitled to travel by 1st Class or AC 2- tier Sleeper by train. He may, however, travel by air (economy class) if the distance to be travelled is more than 1000 kms. He may, however, travel by air (economy class) even for a shorter distance if so permitted by the Competent Authority, having regard to the exigencies of business or in public interest. (c) An officer in Senior Management or Top Executive Grade is entitled to travel by AC 1st Class by train or by air (economy class). (d) An officer in Senior Management or Top Executive Grade may travel by car between places not connected by air or rail provided that the distance does not exceed 500 km. However, when a major part of the distance between the two places can be covered by air or rail only the rest of the distance should normally be covered by car. (e) Any other officer may be authorised by the Competent Authority, having regard to the exigencies of business, to travel by his own vehicle or by taxi or by the Bank’s vehicle. The remaining provisions as in Sub-regulations (2) & (3) of Regulation 41 of Officers Service Regulations shall remain unchanged. Note: Entitlement by Steamer – Deluxe Cabin
B- HALTING ALLOWANCE (w.e.f. 01.06.2015) (Regulation 41(4)) - Rules for payment of halting allowance: i.
The place of deputation shall determine the rate of halting allowance.
ii. Halting allowance will be admissible at the specified rates even for the period spent on journey. iii. For both, outward and inward (return) journey, the rate of halting allowance will be as applicable to the place of deputation w.e.f. 01.06.2015 Grade/Scale of Officers Metro * Officers in Scale VI and above Officers in Scale IV & V Other Officers
1800
Major A Class Cities 1300
1500 1300
1300 1100
Area 1
Other places
1100
950
1100 950
950 800
*The four metros, are: Delhi, Mumbai, Kolkata and Chennai, C- RIGHTS AND BENEFITS FOR A TRANSFEREE OFFICER a) COMPENSATION ON TRANSFER (w.e.f. 01.06.2015) (Regulation 42)
An Officer on transfer will be eligible to draw a lumpsum amount as indicated below, for expenses connected with packaging, local transportation, insuring the baggage etc.
Grade /Scales of Officers and Amount Officers in Scale IV and Above - Rs. 20,000 Officers in Scale I/II/III - Rs. 15,000
b) Joining Time (JT) on Transfer (Regulation 49)
i) No JT if it does not involve a posting to a different place or posting is of temporary nature.
ii) 7 days excluding travelling time ( in 2 instalments)
iii) JT to be availed within 6 months otherwise will LAPSE.
iv) CL/PL can be prefixed or suffixed.
v) DRO during the Ist year is entitled for JT on transfer, if the period of posting at one centre is at east 3 months.
vi) When JT is availed in installments, TE will be reimbursed both, for joining duties and escorting families. But HA will not be payable while escorting the family subsequently.
vi) During JT officer will draw emoluments as applicable to the place to transfer.
c) TRANSFER TRAVELING ALLOWANCE & ESCORTING FAMILY ON TRANSFER (Regulation 42)
An Officer on transfer and the members of his family will be eligible to travel to the place of posting by the same mode of travel and class of accommodation, by the Officer as in the case of travel on tour.
1. Within 6 months of joining new place/ or an extension by competent authorities for 6 months only. 2. Going Self and return with family as per entitled mode of travelling. 3. Transportation of luggage by IBA approved transporter.
i)
When the members of the family travel by road, the entitlement will be the actual or the 1st class rail fare for the distance covered, whichever is less. Sr. No. Distance in Kms
Rate @ per ton / per km.
1. Up to 1000 kms.
Rs. 2.80
2. Beyond 1000 kms.
Rs. 2.00
d) HALTING ALLOWANCE ON TRANSFER & LODGING EXPENCES
Where transfer involves change in place of posting (BC 105/86 of 22.8.11) = All officers are entitled for reimbursement of actual hotel (lodging/boarding) expenses maximum upto seven days or till the accommodation is made available, whichever is less.
e) TRANSFER TRAVELING ALLOWANCE, ETC (Regulation 42)
(BC 106/84 of 03.09.2012) - The officer is required to proceed on duly beyond the Municipal Limits of the headquarters and to a distance not less than 8 kms. from the headquarter (regular place of work)
1. OSR Reg. 41(2)II = by their own car on official duty, beyond a radius of 8 km from office/branch 2.
OSR Reg. 42(2) (III) & (IV)
=
for transportation own car
A.
4 wheeler of 1000cc and more
=
Rs. 9.00 per KM
B.
4 wheeler of less than 1000 cc
=
Rs. 7.00 per KM
C.
Motor cycle and scooter
Rs. 4.50 per Km
D.
Moped
= =
Rs. 3.00 per Km
f) MID-ACADEMIC YEAR TRANSFER ALLOWANCE Available from the date of reporting after commencement of academic year till date of children joining the Officer or till conclusion of academic year whichever is earlier provided the children study and reside with the officer at the place from where he/she is transferred and continue to study at the former place of posting. Eligible amount Rs. 1100/- p.m. w.e.f. 1.6.2015. D. Inconvenience Allowance Br. Cir. No. 102/136 date 03/11/2008
Reimbursement of local travelling expenses per working day (in Rupees): Officer Clerk Sub-staff a) Office/Working Hours starting between 90/60/30/7.00 a.m. to 8.00 a.m. or getting over between 8.00 p.m. to 9.30 p.m. b) Office/Working Hours starting before 150/100/75/7.00 a.m. or getting over after 9.30 p.m.
E. Conveyance Allowance for Blind/Physically Handicapped/Deaf & Dump employees * 5% of BP max Rs.400/- p.m. w.e.f. 18.2.2009 (103/7 of 15.4.09 and 108/68 dated 28.6.2014) F. LODGING EXPENSES / ROOM TARIFF Maximum ceiling limits fixed for reimbursement of room tariff/lodging expenses payable to officers of different Grade /Scale (HO Br. Circular 101/177 dtd. 26.12.2007) (w.e.f. 06.06.2007) Maximum Room Tariff Permissible Grade of Officers Single Room occupancy charges in ITDC hotels
Major ‘A’ Class Cities
Area I
Other Places
1. Top Executive Grade Scale VI & VII
4* Hotel
Rs. 6,800
Rs. 3,400
Rs. 3,000
2. Senior Management Grade scale IV &V
3* Hotel
Rs. 4,000
Rs. 2,400
Rs. 2,000
3. Middle Management Grade Scale II & III
2* Hotel Non AC
Rs. 2,400
Rs. 1,600
Rs. 1,200
4. Junior Management Grade Scale I
1* Hotel Non AC
Rs. 1,600
Rs. 1,200
Rs. 800
G. BOARDING CHARGES
The boarding charges are the same as the amount of halting allowance. The entire amount of boarding expenses can be claimed on declaration basis or actual lodging, boarding expenses on production of bills/cash memos for full amount with ¼ halting allowance.
H. DEPUTATION TO TRAINING CENTRE as Trainee (Br. Cir. No. 100/165 dt. 17-01-2007)
i.
Local Trainees: Rs. 75/- per day for Mumbai & Delhi (Noida) Rs. 60/- per day for the other centres (No reimbursement will be admissible towards local to & fro travel between the place of stay and the training centre) If Residential :1/4th Halting Allowance for the Training period.
ii. Local Trainees: If residential accommodation is not availed no allowance is payable.
Upcountry Trainees : Non-Residential Trainees will be eligible for regular Halting Allowance and no out of pocket expenses will be payable. If Residential: Trainees will be eligible for 1/4 of Halting Allowance. I. REIMBURSEMENT OF EXPENSES INCURRED ON TRAVEL ON DUTY FOR BANK’S WORK UPTO A RADIUS OF 8 KMs FROM THE BRANCH / OFFICE ON DECLARATION BASIS:
A) Eligible officers who own and use a vehicle for bank’s work have option to claim reimbursement of traveling expenses either on monetary basis or in terms of consumption of petrol per month. Option can be exercised only once and will not be allowed to be changed unless there is a change in the type of vehicle and /or place of posting.
(Br. Cir. 103/154 dated 29.12.2009) OFFICERS OWNING A VEHICLE WHO ARE ELIGIBLE TO CLAIM REIMBURSEMENT OF TRAVELLING EXPENSES ON MONTHLY CONSOLIDATED BASIS (w.e.f 01.01.2010)
Scale I
Major ‘A’ Class Area I Area II Area III Cities Monetary P e t r o l Monetary P e t r o l M o n e t a r y P e t r o l M o n e t a r y P e t r o l Limit Limit Limit Limit Limit Limit Limit Limit 700 45 600 45 600 40 500 35
Scale II
1050
55
1000
55
1000
50
800
45
Scale III & IV
1350
70
1200
70
1200
60
1000
50
For Car Owners
All categories of Major ‘A’ Class Officers referred Cities above For Two Monetary P e t r o l Wheelers Limit Limit Motor-Cycle & 700 35 Scooters Mopeds 700 30
Major ‘A’ Area I Area II Area III
Area I
Area II
Area III
Monetary P e t r o l M o n e t a r y P e t r o l M o n e t a r y P e t r o l Limit Limit Limit Limit Limit Limit 650 35 600 30 500 25 650
30
600
25
500
20
: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat : Places with Population of 12 lakhs and above : Places with population of 5 lakhs and above but less than 12 lakhs : All other places
Ceiling limits for reimbursement of expenses on Travel on Duty on Petrol / Diesel consumption basis: Sr No.
Categories of Officers
Monthly reimbursement (Rs.)
1.
Officers in Junior Management Grade Scale I
500/-
2.
Officers in Middle Management Grade Scale II & III
675/-
3.
Officers in Senior Management Grade Scale IV
800/-
It has been decided to reimburse Diesel / Gas / CNG consumption expenses for travel on duty to the eligible officers owning Two wheeler / Motor car / Jeep / Van with diesel engine upto the amount arrived at for petrol limits (in litres) as per entitlement as applicable to the centre/place where the said officer is posted. As per BC 106/84 date 03.09.2012, reimbursement of travelling expenses to be made under regulation 41(2) to the officers who undertake journey beyond a radius of 8 kms on their own vehicle from the office/ branch or who drives his own vehicle on transfer to the new place of posting.
Cars 1000 cc and more
Rs. 9.00/ Km
Cars less than 1000cc
Rs. 7.00/ km
Motor Cycle, Scooter
Rs. 4.50/ km
Moped
Rs. 3.00/ km
(The new rates are effective from 01.08.2012) 20. REIMBURSEMENT OF ENTERTAINMENT EXPENSES
(Br. Circular No. 105/22 dt.05.05.2011) SCALE
DESIGNATION
ANNUAL LIMITS IN RS.
VII
General Managers
20000
VI
Zonal Managers
18000
Branch Managers (Specialised Branches)
16000
Others in Scale VI
12000
Zonal Managers
12000
Branch Managers
11200
Others in Scale V
8000
Branch Managers
10000
Others in Scale IV
5600
III
Branch Managers
8000
Others in Scale III
4800
II
Branch Managers
7200
Others in Scale II
4800
I
Branch Managers
6000
Others in Scale I
3600
V
IV
Special Assistants
280/- p.m.
(Reimbursement will be made against declaration by the concerned officer w.e.f. 01.04.2011). Officers in charge of Extension Counters / Managing Directors of Farmers’ Cooperative Service Societies and officers on deputation to outside organizations (if the officers opt to be governed by the Scales of Pay in our bank) will be entitled for reimbursement of Entertainment Expenses according to their scales and not as per their designations. Regulation 6 : CATEGORISATION Having regard to the responsibilities and functions exercisable, every post of an officer in the Bank shall be categorized by the Board or any authority specified by the Board in this behalf as falling in any one of the grades or scales mentioned in regulation 4 and such categorization may be reviewed by the Board or such authority;
Provided that the categorization of the posts in existence on the appointed date shall be done before the expiry of two years from that date in accordance with guidelines of Government, if any, and shall in respect of the posts in the Senior Management and Top Executive Grades to be done by a committee of the Managing Director and such other as may be appointed by the Government for the purpose. Regulation 6 (2) : For the purpose of categorization of posts under sub-regulation (1), every branch, of the Bank shall be classified by the Bank in accordance with the criteria to be approved by the Government as Small, Medium, Large, Very Large or Exceptionally Large Category. Explanation: The Categorization of posts in existence on the appointed date shall be done keeping the following criteria in mind: i. The Top Executive Grade would normally include all executives under the Managing Director such as General Managers, Deputy General Managers etc. The main criterion for this categorization will be their share in the policy making, Review and Control functions of the Bank as a whole, ii. The Senior Management Grade would include Assistant General Managers and heads of functional departments in the Head Office exercising either operational or advisory responsibilities in both, policy making and areas reserved for Head Office functions. Officers having full functional responsibilities for certain large geographical areas with supervision over a sizeable portion of the Branches of the Bank, Managers of exceptionally large branches and the principle officer responsible for training will also be at this level; iii. The Middle Management Grade would include Managers of large and medium size branches. Second line officers in large branches as well as Region / Area / Division / District and like officers will also fall in this category. iv. The Junior Management Grade would comprise of all other officers. It would include Managers of small branches and Pay offices, Accountants or second line officers in small and medium branches and other offices; v. In the case of experts / specialists like Economists, Statisticians, Law Officers, etc. as the role of all this officers vary from bank to bank, the grade of these officers will have to be determined by the Board on the basis of their experience, expertise and standing in their respective professionls; vi. The categorization of posts as on the appointed date in each of the grade and scales (including that of the experts / specialists) should be done in such a manner that as far as possible the aggregate of Basic Pay and D.A. of an official in the new scale bears a reasonable relationship to the aggregate of Basic Pay and D.A. drawn by an officer immediately prior to the appointed date; vii. Regarding classification of branches for the purpose of categorization of Managers, the following norms shall generally be adopted
21. Guidelines under Regulation: 6 of the Bank of India (Officers’) Service Regulations, 1979 - (Board approval dated 24.01.2017) The Letter Issued by GM HR vide Ref. No. HO:HR:TR: 1621 Dated 13.12.2017. Category
Branch Incumbent (Scale)
Norms of Business Mix Level (Average 2 years)
Small Branch
I
Upto Rs.10.00 Crores
Medium Branch
II
Above Rs.10.00 Crores and upto Rs. 40.00 Crores
Large Branch
III
Above Rs. 40.00 Crores upto Rs.125.00 Crores with average advances not less than Rs. 12.00 Crores
Very Large Branch
IV
Above Rs. 125.00 Crores and upto Rs. 400.00 Crores with average advances not less than Rs. 25.00 Crores
Exceptionally Large Branch
V
Above Rs. 400.00 Crores with average advances not less than Rs.100 Crores. Further, if the branch is having a single time deposit and / or single Term Loan account of Rs. 100 Crores and above 25% of the amount may be reckoned for the purpose of determining the category of the branch.
22. Leave Travel Concession (w.e.f. 1.6. 2015) (a) During each block of 4 years, an officer shall be eligible for leave travel concession for travel to his place of domicile once in each block of two years.
Alternatively, he may travel in one block of two years to his place of domicile and in another block of two years to any place in India by the shortest route.
(b) Alternatively, an officer, by exercising an option anytime during a 4 year block or two year block, as the case may be, surrender and encash his LTC (other than travel to place of domicile) upon which he shall be entitled to receive an amount equivalent to the eligible fare for the class of travel of which he is entitled up to a distance of 4500 kms (one way) for officers in JMG-Scale-I and MMG – Scale II & III and 5500 kms (one way) for officers in SMG- Scale IV & above. (c) An officer opting to encash his LTC shall prefer the claim for himself / herself and his / her family members only once during the block / term in which such encashment is availed of. The facility of encashment of privilege leave while availing of Leave Fare Concession is also available while encashing the facility of LTC.
(d) The mode and class by which an officer may avail of Leave Travel Concession shall be the same as the officer is normally entitled to travel on transfer and other terms and conditions subject to which the Leave Travel Concession may be availed of by an officer, shall be as decided by the Board from timeto-time. Provided that w.e.f. 1st May 2010 an officer in Junior Management Grade Scale I while availing LTC will be entitled to travel by air in the lowest fare economy class in which case the reimbursement will be the actual fare or the fare applicable to AC 1st Class fare by train for the distance traveled whichever is less. The same rules shall apply when an officer in Middle Management Grade Scale II and Middle Management Grade Scale III while availing LTC where the distance is less than 1000 kms. Please REFER HO:HR:IR:MSS:I:182 of 09.07.2015 –the Government of India has advised to ensure to reimburse only the “EASYFARE/CHECK FARE” for the Air journey undertaken by officers while availing LTC facility Encashment of LTC ( Head Office Br. Circular No. 109/111 dated 11.08.2015)– Salary Revision for Officers and Award Staff w.e.f. 01.11.2012 Encashment of LTC / ILFC entitlement 01. The provisions of the Joint Note that are applicable to our Bank would be implemented on adhoc basis till the relevant Regulations are amended, The provisions of the 10th Bipartite Settlement that are applicable to our Bank have been circulated vide our 10M No. HO:HR:IR:MSS:I-0116 dated 22.06.2015. 02. In terms of para 14 (vi) of the said Joint Note and para 19 of the Bipartite Settlement, Officers and Award Staff respectively may, by exercising an option anytime during block of 2 years or 4 years, as the case may be, surrender and encash his/her Leave Travel/Leave Fare Concession (other than travel to place of domicile) upon which he/she shall be entitled to receive an amount equivalent to the train fare for the class of travel by train to which he/she is entitled upto the permissible distance, subject to the deduction of admissible tax at source. The option so exercised shall be irrevocable for the block concerned. There is no necessity of proceeding on sanctioned leave for availing encashment of LTC/ LFC facility. 03. As per para 14 (vi) (c) of Joint Note and Clause 19 (iv) of the Bipartite Settlement dated 25.05.2015, the facility of encashment of Privilege Leave (Max. 30 days during a block of 4 years) as per entitlement is also available while encashing the facility of LTC/LFC. The authority for sanctioning LTC/LFC for availment would be the authority for encashment of LTC/LFC also. It is clarified that railway fare for the permissible distance by Express/Mail Train (other than Rajdhani /Shatabdi Trains) only is to be considered and all other charges like Reservation Charges, Surcharge etc. are not to be considered for the purpose of encashment of LTC/LFC. The details of Class of Travel and permissible distance to be considered for encashment of LTC/LFC for various categories of employees are given hereunder:Officers
- Up to MM Scale Ill -
AC II Tier (By Mail/Express Train) 4500 Kms (one way)
Officers -
Scale IV and above
AC 1st Class (By Mail/Express Train) 5500 Kms (one way)
Please importantly note that part encashment and part availment of LTC/LFC facility in a particular Span is not permissible. Definition of Family: For the purpose of medical facilities and for the purpose of leave fare concession, the expression ‘family of an employee’ shall mean a) The employee’s spouse, wholly dependent unmarried children (including step children and legally adopted children), wholly dependent physically and mentally challenged brother/ sister with 40% or more disability, widowed daughters and dependent divorced/ separated daughters, sisters including unmarried/ divorced/ abandoned or separated from husband/ widowed sisters as also parents wholly dependent on the employee. b) The term wholly dependent family member shall mean such member of the family having a monthly income not exceeding 10,000/- p.m. If the income of one of the parents exceeds 10,000/- p.m. or the aggregate income of both the parents exceeds 10,000/- p.m., both the parents shall not be considered as wholly dependent on the officer employee. c) A married female employee may include her natural parents or parents-in-law under the definition of family, but not both, provided that the parents/ parentsin-law are wholly dependent on her.
Note: For the purpose of medical expenses reimbursement scheme, for all employees, any two of the dependent parents/ parents-in-law shall be covered
NOW, THE BANK HAS EXTENDED THE FACILITY OF LTC EVEN AFTER RETIREMENT. THE SAME MAY BE AVAILED WITHIN 2 MONTHS FROM THE DATE OF RETIREMENT SUBJECT TO CERTAIN CONDITIONS. (REF. HO Br.Circular No. 110/41 dated 16.05.2016) 23. GRATUITY & PROVIDENT FUND (a) GRATUITY
Higher of (i) or (ii) given below payable on death, retirement, disablement of permanent nature or resignation.
(i) Gratuity Act :After completion of 5 years of continuous service at the rate of 15 days last drawn wages for every completed year of service subject to maximum of Rs. 10 lakhs. Fraction of a year in excess of 6 months to be counted as one year (wages include basic pay, dearness allowance, fixed personal pay & Professional Qualification pay.) (ii) Officers’ Service Regulations : After 10 years of continuous service at the rate of one months pay for every completed years of service – maximum 15 months pay – Provided if the officer has completed 30 years or more, additional gratuity at half month’s Pay for each completed year of service in excess of 30 years. If fraction of service beyond completed years is 6 months or more ,gratuity will be paid pro-rata for the period. (Pay includes B.P. including stgn. Increment, PQP, Increment component of FPP.)
However, under Bank of India Gratuity Fund Rules, there is no ceiling for payment of gratuity. The total amount of gratuity paid up to Rs.10 lacs is fully exempted and amount paid over and above Rs.10 lacs is taxable under the Income Tax Act. (b) PROVIDENT FUND – 10% of Pay w.e.f. 01.11.2012
The officers who are presently covered under the Bank Employees Pension Regulations, 1995/96 shall continue to contribute 10% of the Pay towards Provident Fund and there shall be no matching contribution
Officers who are presently covered under Contributory Provident Fund Scheme who did not opt for Pension Scheme available under Joint Note dated 27th April, 2010 shall continue under the Contributory Provident Fund Scheme as hitherto.
Pay includes Basic Pay, Stagnation Increments, Professional Qualification Pay Increment component of Fixed Personal Pay and Officiating Allowance.
In case of option in favour of contributory Provident Fund, Bank will contribute equal amount.
(c) NPS (NEW PENSION SCHEME)
There shall be no Provident Fund to officers joining the services of banks on or after 1st April 2010. They shall be covered by a Defined Contributory Pension Scheme, where the officer will contribute 10% of Pay plus Dearness Allowance and the bank will make a matching contribution. The scheme will be governed by the provisions of the Contributory Pension Scheme as introduced for employees of Central Government w.e.f. 1st January 2004 and modified from time to time. HOBC 105/192 of 16.03.2012 – for Officers & Awards Staff
PFRDA – Pension Fund Regulatory & Development Authority is Regulator for NPS & appointed BOI as Trusty Bank CRA (Central Record Keeping Agency) – PFRDA appoint NSDL (National Securities Depository Limited) as CRA & main responsibility of CRA is issuing a unique Permanent Retirement Account Number (PRAN) to each member POP (Point of Presence) – POP - SP (Service Provider) are the Designated Branches to extent the reach of NPS Pension Funds Managers (PFM) – LIC Pension Fund Ltd, SBI Pension Fund Ltd and UTI Retirement Solutions Ltd Custodian – PFRDA appoint Stock Holding Corporation of India (SCHIL) Types of accounts – two type of accounts – Tier-I Account – (Non withdrawal Pension account) a Mandatory Account where an Employee contribute 10% of his pay (Basic Pay, Special Pay, Stagnation Increment, Professional Qualification Pay and Officiating Pay) + DA. The Bank will make matching contribution – Both the amount will be remitted to Pension Funds Manager through Trusty Bank - Tier-
II Account – (Withdrawable Account and only after obtaining PRAN) in addition to aforesaid contribution, employee is permitted to voluntarily contribute, this amount will be remitted to Pension Funds Manager through Trusty Bank. However, there will not be any matching contribution from the employer. The said SUM is being deposited in DCPS (Bank of India Provident Fund a/c). Thereafter on finalizing of this scheme the amount will be transferred to PFRDA Payment of Interest @6% on the Accumulated balance till the funds are transferred. Investment Options – PFM will invest the Funds – 85% in Fixed Income Instruments and 15% in Equity & Equity Linked Funds. Withdrawal of Account – At any point after age of 60 On attaining age of 60 and up to age of 70 years Death due to any cause = 100% of NPS in lum sum Nomination – Maximum 3 nominees with their share Swavalamban Scheme (HOCL 2011-12/145 of 23.11.2011) GOI’s a co-contribution scheme – Rs.1000/- contributed by GOI to NPS account of each such subscriber who saves between Rs.1000/ - & Rs.12000/- p.a. An Incentive to Bank Branch by GOI Rs.130/- per case for initial subscription and Rs.20/- per transaction for any subsequent transaction 24. RETIREMENT
Every officer shall retire from service at the close of the last day of the month in which he attains the age of 60 years. If the date of birth is 1st day of month, the officer shall retire on the last date of the preceding month, on attaining the age of 60 years.
25. PENSION REGULATIONS
With effect from 1st November 2012, the Pay drawn under this Joint Note by the officers who are members of the Pension Fund shall be taken into consideration for the purpose of calculation of pension as per the Pension Fund Rules/ Regulations in force.
Note: Officers in service of the Banks as on 1st November 2012 and who have retired thereafter but before 25th May 2015 and who had opted for commutation of pension will have an option not to claim incremental commutation on revised basic pension.
(i) Maximum Service counted for full pension - 33 years.
(ii) Superannuation Pension: Granted on attaining the age of superannuation. Minimum 10 years of service
(iii) Pension on voluntary retirement: Granted to those who have completed 20 years of Service and take voluntary retirement under Pension Regulations. Additional 5 years notionally added to the qualifying service (for those retiring under Pension Regulations) provided it does not take beyond the date of superannuation.
Maximum Pension For officers having 33 years of qualifying service Basic Pension will be 50% of their average emoluments and where the qualifying service is less than 33 years, the basic pension will be proportionate to their service. Average emoluments is average of 10 months pay prior to the date of retirement (pay includes Basic Pay + increment component of FPP and PQP). Basic Pension = (10 months’ Average Pay x No. of years of service, max. 33 years) / (2 x 33). Dearness Relief on Basic Pension: In respect of employees who retire on or after 1.5.2005, Dearness Relief shall be payable for every rise or be recoverable for every fall, as the case may be of every 4 points over 2288 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960= 100, at the rate of 0.18% of Basic Pension. Commutation of Pension One third of Basic Pension may be commuted. Commuted Value = 1/3rd Basic Pension x 12 x Factor corresponding to age next birthday as on date of application for commutation. If age on next birthday is 61 years the factor is 9.81. After commutation, monthly pension will be 2/3 rd of Pension but Dearness Relief is payable on full pension. At the end of 15 years after commutation, full pension will be restored. Commutation amount is exempted from Income Tax. Family Pension: (i) No stipulation of minimum service for family pension (ii) In the event of death while in service or after retirement, pension shall be payable to spouse / dependent at the following rates : Upto Rs. 5720/-
30%of pay, as family pension min. Rs. 1435/- p.m.
From Rs. 5720/- to Rs.11440/-
20% of pay, as family pension min. Rs. 1715/- p.m.
Above Rs. 11440/-15% of pay, as family pension min. Rs. 2292/- p.m. & Max. Rs. 4784/- p.m.
Dearness Relief payable on family pension will be at the same rate as it is payable on superannuation pension.
iii) a) In case of an employee who dies after completion of 7 years of service, higher family pension equal to 50% of pay last drawn by the deceased employee or twice the ordinary rate of family pension whichever is less is payable.
The family pension at higher rate is payable till the deceased employee would have attained the age of 65 years subject to a maximum period of 7 years.
b) In the event of death of an employee after retirement , before attaining the age of 65 years family pension is payable at twice the ordinary rate of family pension or @50% of pay last drawn by the deceased employee whichever is less. The maximum period for which higher family pension will be payable is 7 years or till the deceased employee would have attained 65 years of age.
26. CLEANING MATERIAL
Reimbursement of cleaning material expenses is made as per the following ceiling limits. Scale VI & VII
Rs.1500/- p.m.
Scale V & IV
Rs.1200/- p.m.
Scale III
Rs. 700/- p.m.
Scale II
Rs. 600/- p.m.
Scale I
Rs. 500/- p.m.
27. SALARY ADVANCE FOR FESTIVALS
Interest-Free Salary Advance is available to all Confirmed Officer’s for specified festivals. The maximum amount available is the nearest thousands of one month’s Basic Pay of the officer.
28. OTHER IMPORTANT INFORMATION
a) Milestone Award:
Silver medal with the Banks’ logo for the employee who have completed 25 years of Unblemished Service/Non-assailable Leave Record
(i) w.e.f. 21.1.2006 silver medal / souvenir costing Rs. 2000/- with the Banks’ logo embossed on it will be presented to employees completing 25 years of Unblemished Service
(a) No penalty/punishment (other than Censure /Warning) has been imposed on the officer during the immediately preceding three years or the rigour of the penalty was in operation whichever was longer and
(b) All leave availed by employee has been duly sanctioned by the authority.
All employees retiring will be honoured with a silver plate / plaque with Bank’s name and logo costing about Rs. 3000/- .
b) Incentive to Employees for passing various Examinations
Officers are eligible for claiming reimbursement of actual tuition fees and incentives on successful completion of certain courses connected with Banking (Br. Cir. No. 100/172 of 25-01-2007, 102/058 of 03.07.2008, 106/73 of 09.08.2012, 108/180 of 02.01.2015)
c) Death Relief: Death Relief Scheme (w.e.f. 01.04.2013) Rs.1,25,000/- to next of kin of an employee in case of death in harness (Refer BC 107/ 203 of 12.02.2014).
d) Preferential rate of interest: 1% more than normal rates on deposits is available to Officers in service or officers retired on superannuation/ VRS individually or jointly with the spouse, children and parents, brothers sisters wholly dependent on the Officer. (HOBC 104/55 dated 09-082010)
For Safe Deposit Vault Lockers concession on rentals will be available. (for one locker only)
e) Reimbursement of cost of Newspaper
For Officers Category of Officers Entitlement per month Top Executive Grade Scale VI & VII Rs. 500/Senior Management Grade Scale IV & V Rs. 350/Officers upto Scale III Rs. 250/
f) Supply of Briefcases to all Officers
All Confirmed Officers will be eligible for Brief Cases once in five years (from date of purchase of the Briefcase) as per the following cost limits:Serial No. 1 2 3 4 5
Scale I & II III IV V VI
Ceiling in Rs. 1200 1600 1800 2100 2600
g) Group Savings Linked Insurance Scheme
All employees covered
Benefits - on death –Rs.50000/- plus balance in the running account – On Superannuation, cessation of service other than death – balance in running account.
For the employees joined on or after 01.01.2015 – Insurance amount of Rs. 50000/- is payable in case of death while in service.
h) Furniture may be sold to the family of deceased officers and retiring officers (Ref. Cir 105/148 dated 05.12.2011) who were using them prior to death/ retirement.
i) BOI STAFF BENEVOLENT SCHEME (Br. Cir. 111/126 OF 17-11-2017) Every member to contribute Rs.5/-, in the event of the death of a member of the scheme. Such contribution of Rs.5/-, per deceased member, will be collected periodically from Nov. 2017 onwards.. Cover of Rs. 1.75 lacs for the members deceased after 01.10.2017. Membership fees raised to Rs100/- Coverage extended upto 70 years
j) Provision of Telephone facility at the Residence (H.O. Br. Cr. No. 105/ 5 dated 05.04.2011 and 109/95 dated 20.07.2015)
(i) All Officers in Scale IV and above
(ii) Designated Senior Managers at Zonal Offices
(iii) Branch Managers
(iv) All other officers upto Scale III
Telephone will be without STD facility on term specified in circular letter no. 199394/26 of 31.5.93. If STD facility is allowed, a pass book of calls made should be maintained. Officers eligible for residential telephone facility shall be allowed mobile phones in lieu of landline. W.e.f. 01.03.2011 monetary ceiling limits for this facility has been fixed as under: Serial No.
Designation
Amount in Rs. Per month (including service tax)
1
General Managers
1900
2
Deputy General Managers
1600
3
Zonal Managers
1600
4
Assistant General Managers
1000
5
Chief Managers
700
6
Designated Senior Managers at Head Office / Zonal Offices etc.
7
8
500
At Very Large Branches
(i) Senior Managers (Deposits)
(ii) Senior Managers (Credit &FE)
500
At Large Branches (i) Dy. Manager (Credit & FE) (ii) Dy. Manager (Deposits)
9
500
Medium Branches All Assistant Managers (Deposit and Administration & Services)
10
500
Chief Manager / Senior Manager – (Administrative-in-charge as the case may be) of Estate Department, Head Office
1600
Officers of Assistant General Manager and above level may also avail internet facility within the above entitlements.
ALL NON DESIGNATED OFFICERS (UPTO SCALE III) ARE ALSO ELIGIBLE FOR REIMBURSEMENT OF TELEPHONE CHARGES (LANDLINE/MOBILE) AS UNDER (w.e.f. 01.07.2015): HOBC 109/95 of 20.07.15 Scale I = Rs. 300/-, Scale II = Rs. 400/Scale III = Rs. 500/- w.e.f. 01.07.2015 and Maximum Rs.50/- actual Service Tax As per recent decision of the Bank, all Officers are allowed to claim telephone/mobile expenses through HRMS Module effective from Dec. 2016 quarter. (Ref. BO Br. Circular No. 110/43 dated 28.10.2016) K) Government Guidelines - Daily Allowance for Foreign Travel - HOBC 108/51 of 10.06.2014
a) The “all inclusive” rate of Daily Allowance (Halting Allowance) which is meant to cover expenses on all items including hotel, food, conveyance/ taxis etc. shall not exceed the following :
i) CMD/Directors/ED - US$ 500/-
ii) GM/CGMs - US$400/-
iii) Below GMs - US $300/-
b) The rate of Daily Allowance component for food etc. applicable to various countries, shall be as prescribed by the Ministry of External Affairs from time to time.
c) The Daily Allowance component for Hotel, conveyance/taxi and other contingent expenditure shall be as per actual, but within the ‘all inclusive’ rate of Daily Allowance. All officers/officials will be required to render account on return from tour for all the components of the Daily Allowance, other than the Daily Allowance component for food etc. as specified in this para (b) above.
d) Expenses incurred on hotel accommodation should be supported by bills/ receipts.
e) Expenses on local conveyance, telephone and other contingent expenditure should be rendered and settled on the basis of self certification by the official concerned but subject to a limit of 10% of the Daily Allowance. In case such expenditure exceeds 10%, it may be supported by bills/ receipts but subject to a total limit of 30% of the Daily Allowance. Computation of Period Day for the purpose of Daily Allowance entitlement should be reckoned on 24 hour basis from the time of arrival at an outstation abroad. Daily Allowance will be admissible as under for the additional time after calculating Daily Allowance on 24 hours basis.
a) Full Daily Allowance if the additional time exceeds 12 hours b) Half Daily Allowance if the additional time exceeds 6 hours, but is less than 12 hours. c) No Daily Allowance if the additional time is less than 6 hours. Entertainment Allowance a) The Chairman/Chairperson & Managing Director may draw exchange not exceeding US $ 20001- per trip for entertainment in connection with the Bank’s business. b) In case of any other employee, including Functional Directors, approval of CMD shall be required for expenditure on entertainment (if any) c) Entertainment allowance shall be admissible to only one of the members of the team (including one member team as well) d) Account duly supported by bills/receipts shall be rendered on return. Daily Allowance during Training Period All inclusive Daily Allowance rate for the training period will be decreased by 20% of the total entitlement if the training period is up to 40 days and will be reduced by 50% if the training period is beyond 40 days. Annexure-11 Sr. no. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Name of the Country Belgium Botswana CaymanIslands China Japan Kenya HongKong Indonesia NewZealand Singapore SouthAfrica Tanzania Uganda UAE UK USA Vietnam Zambia Mynamar France
Daily Allowance (in US$) 100 75 60 100 100 60 100 75 100 75 75 60 60 75 100 100 60 60 60 100
1) Ad-hoc and temporary incentives to Officers posted in North Eastern States Increase in quantum of incentive (HOBC 108/216 of 05.03.2015)
a) Those Officers who are transferred by the Bank to these places will be given posting at a place of their choice out of three places, after completion of their tenure in North Eastern States.
b) Allowing to keep their family at the place of their choice in India and payment of applicable HRA at 150 % on the basis of Capital Cost of house or rent receipt as per Branch Circular No. 91/75 dated 25.07.1997.
c) Provision of accommodation at the place of posting.
d) Payment of Mid Academic year transfer allowance during their tenure in North Eastern States provided their children are studying at other parts of the country.
e) LTC once during a year to visit the place where his / her family is residing.
2) Government of India, Ministry of Finance, Department of Economic Affairs (Banking Division) vide letter No. 41412/2001-IR dated 11.01.2002 has advised us to pay the officers who are transferred from other parts of the country to North Eastern States a temporary incentive @ 12.5% of their Basic Pay subject to a maximum of Rs. 15,001/- p.m. during the duration of their active duty in North Eastern Region. The active duty means and includes the tenure of the Officers posted in North Eastern part of the country excluding the period of unauthorized absence, Extraordinary Leave, Sabbatical Leave, Deputation, Temporary Transfer etc. 3. We are now pleased to advise that the Board has approved enhancement in the amount of temporary incentives to the officers posted in North Eastern Regions to 20% of Basic Pay with minimum of 3000/- p.m. and maximum of 25,000/- p.m. w.e.f. 26.09.2014 i.e. from the date of Government Notification. 4. Further to this, the payment of amount of increased temporary incentive is also extended to the Officers posted in the States of Assam, Mizoram, Sikkim, Arunachal Pradesh, Meghalaya, Manipur, Tripura and Nagaland from other parts of the country as well as to the officers belonging to a State in North Eastern Region but posted in other States of North Eastern Region. Other terms and conditions about payment of incentives as provided earlier will remain unchanged. 29. Benefits available to Officers on Superannuation or VRS as per OSR/ Pension Regulations
(i) Own P.F. Contribution Plus Bank’s P.F. Contribution (in case they are CPF optees).
(ii) Own P.F. Contribution only (in case they are Pension optees).
(iii) Gratuity payable under BOI Gratuity Fund Rules 1975 – No ceiling on gratuity payment. Gratuity payment beyond Rs. 10,00,000/- will be taxable.
Gratuity payable under payment of Gratuity Act, 1972 – Maximum amount is Rs. 10,00,000/- Entire amount of Gratuity payable under Gratuity Act, 1972 is exempted from Income Tax.
(iv) Commutation value of Pension (Max. Allowed – 1/3rd Commutation) – in case they are Pension optee.
(v) For Pension optees, in addition to the Commutation Value of Pension, monthly pension will be paid to them.
(vi) In case, the pension optees do not wish to avail Commutation Value of Pension, they will be paid FULL PENSION.
(vii) Encashment of balance Privilege Leave – Maximum 240 days – This payment subject to deduction of appropriate Income Tax, if the amount exceeds Rs. 3 lacs. The Bank also allowed payment of encashment of PL to the Officers who have been awarded punishment of CRS effective from 10.04.2002. (Ref. HO Br.Circular No. 110/164 dated 1.12.2016)
(viii)Refund of savings portion under GSLI Policy NO. 610637. (available to the employees joined the Bank before 01.01.2015)
(ix) In case the retiring officer is the member of BOI Staff Benevolent Scheme, financial assistance under the scheme will be available to the spouse / nominee of the officer concerned on his/her demise before completing 65 years of age.
(x) Medical Assistance under BOI Retired Employees’ Medical Assistance Scheme provided they become a member of the scheme on their retirement (Spouse of the retired employees will be covered under the scheme provided they are not gainfully employed.)
30. Benefits available to the Nominee / Legal Heirs of an employee who dies in harness.
(i) Own P.F. Contribution plus Bank’s P.F. Contribution (in case , the employee had opted for CPF).
(ii) Own P.F. Contribution only (in case , the employee had opted for Pension).
(iii) Gratuity as stated vide I (iii) above, (No Income Tax will be deducted)
(iv) The spouse or the eligible family members will be entitled to receive only Monthly Family Pension. (No commutation value of pension will be allowed).
(v) Encashment of balance Privilege Leave - as stated vide 29 (vii) above No. Income Tax will be deducted.
(vi) Death claim of Rs. 50,000/- plus savings portion available will be paid to the spouse/nominee/legal heirs of the deceased employee under GSLI Policy No. 610637.
(vii) Financial Assistance of Rs. 80,000/- under BOI Staff Benevolent Scheme to the spouse / nominee provided the deceased employee was a member of BSB Scheme.
(viii)Death Relief amount of Rs. 1,25,000/- to the spouse of the deceased employee under Bank’s Death Relief Scheme.
(ix) Spouse of the deceased employee can become a member of BOI Retired Employees Medical Assistance Scheme provided the spouse is not gainfully employed (gainfully employed means monthly salary /wages Rs. 10000/- or more.)
(x) 1 % additional interest on deposits in the name of spouse of deceased employee.
31. CLEAN OVERDRAFT FACILITY – In lieu of other loan facilities except Staff Housing Loan / Conveyance Loan, for any bonafide purpose for all confirmed part-time / full-time employees at 8.00 % p.a. (w.e.f. 1.11.2017) Interest chargeable and recoverable on monthly basis. Limit Officers
3-5 years service
5-10 years service
Above 10 years
1.50 lacs
2.50 lacs
5.00 lacs
Confirmed officer with less than 3 years’ service - Max.Rs.1.50 lacs.Total deductions including notional monthly interest on Clean Overdraft Limit not to exceed 65% of gross emoluments.Option to convert 40% of existing overdraft facility into personal term loan. DROs in Scale III, IV & V please refer to H.O. Circular No. 102/42 dt.11.06.2008. 32. STAFF HOUSING LOAN — In terms of revised Staff Housing Loan Scheme circulated vide Branch Circular No. 108/193 dated 16.1.2015 the limits for Staff Housing Loan have been revised as under :
Officers upto Scale III : Rs. 50.00 lacs
Officers in Scale IV/V : Rs. 60.00 lacs
Officers in Scale VI/VII : Rs. 75.00 lacs
In the said limits, the officers are allowed to purchase maximum two houses/ flats subject to certain conditions. Repayment period has been extended to 225 instalments towards principal plus 75 instalments towards interest. Repayment of Staff Housing Loan is allowed upto 70 years of age to the staff members who retire on superannuation. 33. OTHER LOANS :
Following loans are available to the officers:
a) Personal loan—Fully secured, Max. Rs.10 lacs; Clean/Unsecured, Max Rs. 1.5 lacs.
b) Star Autofin (Fully Secured)
c) BOI Loan Against Property (LAP)
d) Staff Vehicle Loan – Maximum Rs 10.00 Lacs for 1 two wheeler and 1 four wheeler (HOBC 108/198 of 27.01.2015) Subject to the condition that the total deductions should not exceed 60% of the salary.
34. BENEFITS AVAILABLE ON RESIGNATION
a) Employee’s Provident Fund Contribution
b) Bank’s PF Contribution (in case of those who joined the bank on or before 29.09.85 and opted for CPF)
c) Gratuity
d) Encashment of PL upto 50% of balance leave available. (Ref. Br. Circular No. 95/16 dated 18.5.2001)
35. BENEFITS AVAILABLE TO PROBATIONARY OFFICERS (H.O. Br. Cr. No. 104/148 date 18.02.2011)
Probationary officers are entitled to reimbursement of the following expenses as per their entitlement in respective scales
(i) Expenses from Home to Training Centre/Branch/Office (OSR, 1978 Regulation 42(4)A(2)
(ii) Newspaper Expenses (BC No.103/44 dated 11.06.2009)
(iii) Cleaning Material Expenses (BC No. 103/45 dated 11.06.2009)
(iv) Conveyance Expenses (BC No. 103/154 dated 29.12.2009)
(v) Residential/ Subsidised Accommodation subject to availability
(vi) Briefcase (BC NO. 104/136 dated 25.01.2011)
(vii) Transportation expenses upon transfer as per OSR
(viii)Officiating Allowance if assigned by the Competent Authority BC 97/14 dated 16.04.2003, I0M NO.HO:P:IRRS:I797 date 21.09.2004
(ix) Entertainment Expenses (BC No. 103/147 dated 11.06.2011 )
(x) Telephone facility at residence (BC 105/005 of 05-04-11)
(xi) Medical Aid I Ex-gratia Medical Aid (BC 104/126 of 11.01.11)
(xii) Vehicle Loan (BC 107/60 of 01.07.13) - Min 6 months of satisfactory service
(xiii)Eligible for staff loans after completing probation (BC 108/129 of 29.09.14)
(xiv)Regulation 42(4)-A-(2) page- 268 - A DRO will be eligible to claim actual traveling expenses, if any, incurred by him for himself alone, for travel from his station as recorded with the Bank or from his place of domicile / home town, to the place of joining as may be instructed by the Bank, by the class and mode of transport to which he is eligible as per Regulation 41
(xv) OSR, 1979 Regulation 44, Rule- 8, page-291, Para-iii) - DRO who are not able to avail of LTC facility, during the two year period of probation, may be allowed to carry over the two year block span, for a further period of six months.
(xvi)Modification in joining process of DRO – HOBC 108/106 of 26.08.2014
(xvii)DRO’S Leave in PROBATION
1. Please note that the leave is accrued on the basis of completed service of employee.
2. For example –
a. suppose an employee joins the bank on 26/05/2013 then, as per OSR after completion of 11 months
b. Privilege Leave is accrued for full year i.e. Up to 25/05/2014
c. Sick Leave is accrued on Prorata on monthly basis @ 2.50 days per month
d. CL @ 1 day per month for first 12 months i.e. Up to 25.05.2014
e. completed service of 1 year , 7 months & 6 days as on 31/12/2014.
r.
t. Balance leave for 7 month & 6 days service will be credited on 01/01/2015 and not on 25/05/2014
h. From 01/01/2016 onwards leave accrual is on yearly basis. The above calculation is only for the break period.
i. Casual Leave Credited full (12 Days) on 1st January 2015 onwards every year, as per OSR.
Leave for 1 year credited after completion of 11 months by HRMS system in 2014.
36. SCHEME FOR FURNITURE & FIXTURES (H.O. Br. Cr. No. 105/88 dt. 22.08.2011)
Eligibility = All confirmed officers irrespective of their grade/scale, who have not been provided with F & F at their residence/Banks furnished accommodation vide BC 105/88, Inverter and Television included vide 107/66 of 06.07.13, Laptop/ computers vide 108/131 of 29.09.14.
IOM of HO:HR:IR:MSS:I-0633 of 05.02.2015 = Facility only once in service Serial No. Grade / Scale
Ceiling in Rs.
1.
Junior Management Grade Scale I
40000
2.
Middle Management Grade Scale II
60000
3.
Middle Management Grade Scale III
80000
4.
Senior Management Grade Scale IV & V
100000
5.
Top Executive Grade Scale VI & VII
120000
Cost of the furniture will be borne by the Bank but the officer will have to compulsorily purchase the furniture at the time of his ceasing to be in service of the Bank or on being promoted to Scale IV and provided with furnished accommodation. Cost to be recovered will be the Written Down Value of the Furniture & Fixtures at rates from 10% to 30% depending on the nature of the items.
F & F at the Residential Accommodation - provided by Bank to officers of IV, V, VI,VII and Designated Officers e.g. Managers, LDM etc. (Refer 105/148, 107/ 65 (Inverter & TV) & 108/130 (Laptop & Computer)) 1. Managers of Small/Medium Br. = Rs.125000 2. Managers of Large Branch/LDM/GM of RRB (scale-III) = Rs.150000 3. Managers of Scale-IV & V = Rs.225000 4. TEG Scale VI & VII = Rs.275000
Recovery of Furniture Rent = @ 0.15% of the first stage of the scale of pay in which the officer is placed.
37. As per BC No 106/100 dt 20.09.2012 the family of the officer employee who dies while resisting the dacoity/ robbery will be entitled to get a compensation as follows:
a. A Cash Compensation of Rs 20 lacs
b. Educational expenses upto graduation level of a recognized university for the children will be borne by the bank.
c. Bank will give employment to one member of the family.
d. In case of employees actively resist a robbery, bank may give Rs 2 lac compensation and may consider out of turn promotion subject to qualifications.
38. As per BC 106/73 Dt 09.08.2012, NISM DOCE -VI : Incentive for passing the exam Rs 5000/- and Exam fee of Rs 1000/- by the bank. 39. HOBC 108/136 of 07.10.2014 – Disclosure of Marks of APR to Appraise 40. BOI New Scheme for Compassionate Appointment - HO BC 108/132 of 29.09.2014 w.e.f. 05.08.2014 :
(i) The Scheme covers dependent family members of permanent employees of the Bank who dies while in service (including death by suicide).
(ii) It also covers the employees retired on medical grounds due to incapacitation before reaching the age of 55 years.
(iii) The appointment shall be made in the Clerical and Subordinate Cadre only.
(iv) In case of incapacitation of the employee, the same to be verified by a duly appointed medical board in a Government Medical College / Government District Head Quarters Hospitals / Panel of Doctors nominated by the Bank
(v) The upper age limit for appointment can be relaxed wherever found to be necessary.
(vi) Compassionate appointment can be made upto a maximum of 5% of vacancies falling under direct recruitment quota in Clerical Cadre or vacancies identified in the Sub-Staff category.
(vii) Widow appointed on compassionate ground will be allowed to continue service, even after remarriage.
(viii)The dependent family members of missing employees are also covered under the Scheme of compassionate appointment, subject to certain conditions.
41. BANK OF INDIA’S “RETIRED EMPLOYEES MEDICAL ASSISTANCE SCHEME” (REMAS):
HOBC 111/66 of 29-07-2017 – Membership is to be obtained at the time of retirement only.
One time membership fee revised for the staff members retiring from 31.7.2017 onwards :-
Sub-Staff - Rs. 15,000/-
Clerical Staff - Rs. 30,000/-
Officers (Up to Scale Ill) - Rs. 45,000/-
Officers (Scale IV & above) - Rs. 60,000/-
Employees who have taken VRS, retired on superannuation, spouses of employees who die in harness, those who have retired from Bank’s service on medical ground are also eligible.
Resigned from the Bank and compulsorily retired /removed/dismissed are NOT eligible.
Reimbursement of Hospitalisation expenses will be subject to maximum ceiling of Rs.1.50 lac for life of each member, i.e. for self and spouse together.
Reimbursement of premium of medical insurance maximum of Rs.10,000/per year for self and spouse or Rs.5,000/- per person w.e.f. 01.03.2018.
42. Holidays
In terms of understanding dated 23rd February 2015, reached between IBA and Officers Associations & Bipartite Settlement Joint Note dated 25.05.2015 between IBA and Workmen Unions and Officers’ Association - Public Holidays on 2nd and 4th Saturday and other Saturdays of the month as full working days – HOBC 109/101 dated 28.07.2015
CALCULATION OF PENSION - As per BOI (Employee’s) Pension Regulation 1995 Not applicable to NPS No of years qualifying Service - 33 Years (total services minus loss pay leave, suspension period)
Calculation for employees who have completed
Presumed that BP, FPP, PQP is same for all
33 years
30 years
28 years
25 years
Rs. BASIC PAY
52950
52950
52950
52950
FPP
1460
1460
1460
1460
PQP
1680
1680
1680
1680
56090
56090
56090
56090
TOTAL
In case of Superannuation AVG SAL OF LAST 10 MONTHS
56090
56090
56090
56090
FULL BASIC PEN (FBP) = 56090/33/2*33
28045
xxxxxxxxx
xxxxxxxxx
xxxxxxxxx
FULL BASIC PEN (FBP) = 56090/33/2*30
xxxxxxxxx
25495
xxxxxxxxx
xxxxxxxxx
In case of VRS FULL BASIC PEN (FBP) = 56090/33/2*{25 yrs + Residual Services (max. 5 yrs)} i.e. 56090/33/2*33
xxxxxxxxx
xxxxxxxxx
28045
xxxxxxxxx
FULL BASIC PEN (FBP) = 56090/33/2*{25 yrs + Residual Services (max. 5 yrs)} i.e. 56090/33/2*30
xxxxxxxxx
xxxxxxxxx
xxxxxxxxx
25495
LESS Commutation - 1/3RD OF FBP
9348
8498
9348
8498
BASIC PEN AFTER COMMUTATION
18697
16997
18697
16997
APPLICABLE DA ON FBP (presently 45.50)
12760
11600
12760
11600
TOTAL MONTHLY PENSION
31457
28597
31457
28597
Participation in strike during the last 10 months of the service will not affect Pension Calculation A pensioner may surrender upto maximum of 1/3 of the pension admissible to him by way of commutation and receive in lieu therof lumpsum datermined as per the commutation table and on such terms as datermined by the Board from time, having regards to the guidelines of the Govt., if any. CALCULATION OF COMMUTATION - (= 1/3rd COMMUTATION VALUE * 12* QUOTIENT) Quotient value is as per Commutation Table Case Study
Rs.
Retirement on Superannuation @ age of 60 (=9348*12*9.81)
1100446
VRS at the age of 56 with 30 years of service (=8498*12*11.10)
1131934
VRS at the age of 54 with 28 years of service (=9348*12*11.73)
1315824
VRS at the age of 51 with 25 years of service (=8498*12*12.66)
1291016
CALCULATION OF GRATUITY Payment as per Gratuity Act 1972 Basic Pay
Payment as per BOI officers Service Regulation 79
Rs 52950
Basic Pay
FPP
1460
FPP
PQP
1680
PQP
Total DA 45.50% on BP & PQP
56090
Rs 52950 1460 1680
Total
56090
24857
DA on FPP
159 Total
81106
Gratuity = 81106/26*15*39 (Actual years of services)
1824885
Gratuity = 81106/26*15*39 (Actual years of services)
Maximum Payable under Act (No Tax)
1000000
Up to Rs 1000000/- (No Tax). Rest is taxable
Service 6 months & above to be round up on higher side.
1093755
Service 6 months & above proportionately.
Whichever is beneficial to the staff will be paid.
BANK OF INDIA PENSIONERS’ & RETIREES’ ASSOCIATION (BOIPARA) It is important to have connect with our bank and colleagues to keep ourselves updated about benefits available to bank retires and to know the latest development in banking industry. BOIPARA plays a pioneering role in this regard. All India Bank Pensioners’ and Retirees’ Confederation (AIBPARC) is formed to take up issues of Pensioners And Retirees of all the cadres in banks with the IBA/ Govt., to redress their grievances and unite the Bank Pensioners and Retirees to ensure a dignified life for them with adequate medical facilities, improvements in the Pension and other benefits from time to time. The movement is further fortified by formation of united forum of all retirees’ unions in banking industry (CBPRO). The Federation of Bank of India Pensioners’ and Retirees’ Associations (FBOIPARA), our apex body is affiliated to AIBPARC. We call upon you to join BOIPARA and strengthen the movement of retirees in our bank. GIST OF LOAN DOCUMENTS SME Facilities Non-Fund Based: A) Letter of Credit: 1. L-516 2. Letter of guarantee FE-1353 A/FE 1353 B 3. Deed of hypothecation L-448/L-448A and supplemental deed of hypothecation if needed 4. Bill From 1005 (stamped)
5. Import Trust Receipt (Stamped) 6. Omnibus indemnity 7. Stamped LC application Form FE-1338 8. Up to Rs. 25 lacs Sanction Limit CHA 1 for hypothecation of stock/book debt) B) Inland Guarantee:
In case of regular guarantee limit:
1. L-516 as per Br. Cir. 97/114 dated 13.11.2003. 2. General counter guarantee and indemnity (LG-12) 3. General counter guarantee and indemnity from guarantor LG-15 4. Letter of appropriation LG-13 (unstamped) 5. TDR duly discharged and lien marked in system 6. Supplemental deed of hypothecation for earmarked guarantee limits in Cash Credit accounts-L-500 7. L-515 (Unstamped) 8. LG-444C (Unstamped) Renewal document C) Common Unstamped documents for all facilities: 1. Counter guarantee LG-11 2. Counter guarantee from guarantor LG-14 3. Letter of appropriation LG-13 (Unstamped) 4. L-515 (Unstamped) 5. L-516 D) Common Unstamped documents for all facilities 1. Unstamped undertaking regarding changes in business particulars/address etc. 2. Debit authority letter authorizing the bank to debit the account with insurance premium inspection charges, documentation charges etc. 3 Acknowledgment of Debt & security L444C, L444CC, L444D, L444DD 4. Board resolution authorizing the Director to sign docs on behalf of Pvt/Public Ltd Company (incase of Ltd co. being borrower) Fund Based: A) Cash Credit against Stock & Book Debts 1. L-516 2. Undertaking - various
3. Od-194 (Ad - valorem)- Deed of Guarantee In case of guarantor only 4. IFD-10 (Ad - valorem) - In case of fresh limits 5. {Supplemental Deed of hypothecation for Enhanced limits} 6. MOE/Oral Assent (Ad - valorem) for mortgage of property taken as collateral B) Term Loan
Term Loan Secured by immovable assets:
1. IFD-1 Term Loan Agreement 2. Undertaking - Various Credit Facilities 3. L-516 4. L 515 5. Equitable/Legal Mortgage of immovable assets crated out of Bank Finance 6. IFD 10 where movable properties are charged C) Common Unstamped Documents for all facilities 1. D. P. Note 2. L-515 3. L-435 4. Unstamped undertaking regarding change in business particulars/address etc 5. Debit authority letter authorizing the bank to debit the account with insurance premium inspection charges, processing charges, documentation charges etc 6. Acknowledgment of Debt & security - L444C 7. Board resolution authorized the Director to sign docs on behalf of Ltd Company (in case Ltd co. being borrower) Retail Loans Min. Stamp Duty to be affixed as per Stamp Act on every documents unless AdValorem (0.2%) is mentioned A) Home Loan 1. L-513-Home Loan Agreement 2. L-516 3. Od-194 (Ad-valorem)-Deed of Guarantee In case guarantor only 4. l-517-Affident cum undertaking 5. Declaration 6. MOE/Oral Assent (Ad-Valorem) 7. Special POA (Annexure IV) (Where disbursement is effected prior to creation of mortgage)
B) Mortgage Loan / Loan Against Property 1. IFD-I term Loan Agreement 2. L-5163. Od-194 (Ad-valorem)-Deed of Guarantee In case of guarantor only 4. L-517-Affidavit cum undertaking 5. MOE/Oral Assent (Ad-Valorem) 6. L-515 C) Education Loan 1. L-487-Stamped application cum agreement (Ad-valorem) 2. L-516 3. Undertaking - Assignment of Future Income 4. OD-194 (Ad-valorem)-Deed of Guarantee In case of guarantor only 5. L-515 6. D P Note (L-434) D) Vehicle Loan (Autofin) 1. L-512- (Ad-valorem)-Hypothecation Agreement 2. L-516 3. Od-194 (Ad-valorem)-Deed of Guarantee In case of guarantor only 4. L-515 5. Form 29 & 30 in duplicate (blank transfer form) 6. Insurance letter in duplicate (one to be to insurance co) 7. Comprehensive insurance policy
Common Unstamped Documents to be obtained
1. L-515 2. Authority Letter 3. L-435 4. L-440 5. D. P. note (stamped with Revenue stamp)
Account opening Documents
A) Pvt. Ltd. Company 1. Board Resolution certified by Chairman of the meeting 2. MOA/AOA
3. KYC of authorized signatories to the account 4. Certificate of incorporation 5. Account opening form signed by signatories 6. List present directors B) Partnership firm 1. L-438 Partnership Letter signed by all partners 2. Partnership Deed 3. Full KYC of all partners 4. Authority letter signed by all partners if only some of partners are operating the account 5. Registration certificate C) Proprietor Firm 1. Declaration of Proprietor 2. Shops & establishment licence 3. CST/Vat certificate / IT return D) Club/Co-operative Hsg Soc./Associations 1. Duly certified copies of Constitution and Bye laws 2. Certificate of Registration 3. Resolution passed by the managing body authorizing opening of a/c including mandate for operation of account 4. KYC of the authorized signatories to the account E) Common Documents for opening Current Account 1. Bills From-1005 2. Draft of Declaration 3. Undertaking - change in any information 4. KYC Docs of the Entity
For Information of all Branch Circulars, Kindly refer to STARDESK
FEDERATION’S GUEST HOUSE PLACE Bangalore
ADDRESS Flat No. 302, Padmini Enclave No. 9, 7th Cross, Yajamanappa Layout Nagashettihalli, Sanjay Nagar, Bangalore- 560094 Telefax: 080-22389917/094448166589 Ms. Vijaya: 09741330275 Chennai Flat No. 15, Lalitha Nivas, 3rd Floor, No. 11/4, Leith Castle Street Centre, Santhome Chennai- 600028 Tel.: 044-66777590/25270808 Fax: 044-25290807 Hyderabad 401, TNR Vaishnavi Apartments Lakdikapur, Hyderabad Near Hyderabad Zonal Office Tel: 040-23315481, Fax: 040-27619896 Kochi Flat No. 4H, DD Silver Stone, Master Road, (Ernakulam) Near Subramonya Temple, Vaduthala, Ernakulam - 683023 Contact No.: 9496215971 (Prasanna Kumar) 9447321069 (Rohit Kumar) E-mail ID: boioakerala@gmail.com Kolkata Shivam Place, P-108/1 Bangur Avenue, ‘C’ Block 2nd Floor, P.S. Lake Town Kolkata- 700055 Tel.: 033-25491401 Diptesh Mukherjee-9830238210 Tapas Mitra- 9432258562 Mumbai B/44, BOI Nandanvan Hou.Soc.Ltd. 2nd Floor, Vishnu Baug, Behind Amber Oscar Cinema, Swami Vivekanand Marg, Andheri (W), Mumbai-400058 Tel.: 022-26241508, 22644655 Fax: 022-22671018 New Delhi 7/13, Old Rajendra Nagar, 1st Floor (Near Water Tank) New Delhi- 110050 Tel: 011-25720817 Mr. Lalit - 08512850518 Bhubaneswar Flat No. 405, 4th Floor, Sri Krishna Heights, Near Chintamaniswar Temple, Chintamaniswar, Cuttack Road, Bhubaneswar- 751006 Contact No.: Sri S.R. Nayak- 07788003300 Sri Manoj Kr. Raut - 08249331266
CHARGES AC Bed Rs.350/- per day (2 Beds) Non-AC Bed Room Rs.350/- per day per Room (3 Beds) 2 AC Rooms with Double Bed Rs.200/- Per Head- Per Day Non-AC Rs.100/- Per Head- Per Day Rs.300/- per day per Room
Rs.300/- per day per Room
Rs.300/- per day per Room
One 2 Bed Room Rs.400/- per day One 3 Bed Room Rs.500/- per day For Adl. Bed Rs.150/- per day
3 Double Bed AC Rooms Rs.300/- Per Day- Per Room For Adl. Bed Rs.100/- per day
3 Double Bed AC Rooms Rs.500/- Per Day- Per Room OR Rs.300/- Per Bed – Per Day (For Single Occupancy)
AIBOC GUEST HOUSES PLACE
ADDRESS
Pondicherry
AVM LEMON GREEN APARTMENTS, NO. 67, Bharathi Nagar, Door no. B, First Floor, Lawspet main road, Karuvadikuppam. Pondicherry- 605008.
Punjab
No. D-435, Ranjith Avenue, “D” Block, Amritsar. Com. Rajiv Shrindhi, State Secretary, AIBOC, Punjab
Delhi
7/13, (Ist Floor), Old Rajinder Nagar, Near Corporation overhead water tank, New Delhi - 110 060. Contact Person; Com. Sunil Bansal, AIBOC State Secretary, Delhi
TEL. NO. Care Taker: 72995 90613 098110 18084
UNITS GUEST HOUSES PLACE ADDRESS RENT Ahmedabad : 202, Pooja Abhishek Flats, Near Sudama Resort, 3 AC Room Rs. 400/- per day Pritamnagar, Paldi, Ahmedabad-380 006. Dorimitory Rs. 100/- per Bed Tel : 079-26585018 Bengaluru : Flat No. 302, Padmini Encl. No. 9, Seventh Cross, 1 AC Room-Rs. 350/-per day Yajamanuppa Layout, Nagashettihalli, Sanjay (Two beds) & 1 Non AC RoomNagar-560094 Rs. 350/-per day (Three Beds) Tel : 080-22389917 / 09448166589 Chandigarh : Block 15, Swastik Vihar, Ph-3, Mansa Devi Road, 3 Bed RoomsRs. 250/-per Panchkula room Tel : 0172-3298755 / 09872402088 Fax.0172-2707641 Chennai : Flat No. 15, “Lalitha Nivas” No. 11, Leith Castle Rs. 100/- Non-AC & Rs. 150/Street, Santhome Cheenai - 600 028. AC per person per day. Tel : 044-66777590 / 25270808 Fax. 044-25290807 Hyderabad : 401, T.N.R. Vaisnavi Apartment, Lakdi Ka Pul 3 Rooms Rs. 300/-per day per Hyderabad. room Tel : 040-23315481 Fax: 040-27619896 Indore : 25, Balkunthadham, 1st Floor,Khajrana Road, Rs.100/- per person per day Indore-452 001. Rs. 150/- per person per day Tel : 0731-4060505 (AC) Kolkata : “Shivam House” P-108/1, Bangur Avenue, ‘C’ Block, Rs. 75/- per person per day 2nd Floor, P.S. Lake Town, Kolkata-700 055. i.e. Rs. 150/- per room Tel : 033-25491401 / 25741401 Unit Guest : Bimlendu Roy Memorial Wellfare Trust, Kankur Rs. 200/- per room per day House Gachi, Kolkata – 700 054. (Kolkata) Tel : 033-23550338 Unit Guest : 98A/1B, Baghmari Road, Near Fire Station, Rs. 150/- per room per day House ESI Hospital, Kankur Gachi, Kolkata - 700 054. (Kolkata) Tel : 09831505956 Mumbai : B/44, Nandanvan, 2nd Floor, Vishnu Baug, Near One 2 Bedded Rs. 400/- per Shopper’s Stop, Andheri (West), Mumbai - 400 058. day, Two 3 Bedded Rs. 500/Tel : 022-26241508 / 22644655 Fax: 022-22671018 per day Extra Bed Rs 150/- per day Nagpur : A/1, Ground Floor, Pahadi Apt. Behind Batuk Bhai 3 Rooms – Rs. 300/Jeweller, Khare Town, Dharampeth, Nagpur. per day Tel : 0712-2545220 / 09822232655 Rs.1,500/- for full GH New Delhi : 7/13, Old Rajinder Nagar, Near Water Tank, New 3 Double Bed Rooms Delhi - 100 050. Tel : 011-2572 0817 Rs. 300 per room per day Patna : D-601, Kaushalya State, Bandar Bagicha, 2 AC Rooms (Double Bed) Dak Banglow Road, Patna - 800 001. Rs. 250/- per day Tel : 0612-2212355 / 09199023497 Pune : Flat1-2, Shangrila Co-op. Hsg. Ltd. S. No. 46/3/B, Rs. 200/- per person per day Paud Road, Behind Dr. Jog Hospital, Pune-411038. Tel : 020-24481207 (O); 020-25412064 (GH) 09860658162 (CT); 09860258394 (CP) 09422409373 Ranchi : Anandmayi Apartment, Near Veterinary Hospital, 3 Bed Rooms Rs. 50/Old Hazaribagh Road, Ranchi - 834 001 per day per bed Tel : 0551-2311423 Varanasi : Flat No. E, IInd Floor, Vijaya Complex, Bhelupara 2 AC Rooms + One Dorimitary Crossing, Varanasi. having 3 Beds Tel : 0542-2276211 AC Room Rs. 400/- per day Fax: 0542-2776212 & Rs. 100/- per Bed per day For Booking, members are advised to send a draft and application giving complete details (No. of persons, No. of days and dates from which the guest house is required). The application should be addressed to the Gen. Secretary of the Unit in which the Guest House is situated and it should be sent through General Secretary/Any other office-bearer of the Unit.
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
1
AGRA
Hotel Ashish Palace, Tourist Complex Area, Fatehabad Road, Agra – 282001 Tel : 05622230032/ 2330403 Fax: 2330404
Z.O. Agra Zone 3 A.C rooms with L.I.C. Building, 1st double bed Extra bed floor, Sanjay Palace, for Rs.125/Agra – 282002 Tel: 0562-2527014, 2521324
2
ALIBAG
Hotel Sahyadri, Near Sarkhel Kanhoji Angre Nagar, Veshvi, Alibag, Raigad 402 209 Tel: 02141-26404-06 Fax: 02141-26415
Z.O. Mumbai South Zone (H.R.D.) 70/80 M.G.Road, Fort Mumbai Tel: 22703543/44/ 22674857, 22623656 Extn.2531,2612, Fax No. 22612912
4 A.C rooms with double bed 2 Adults + 2 children upto 12 years of age are allowed per room. For extra person Rs.100/per day.
3
AMRITSAR
Hotel Lawrence 6, Lawrence Road, Amritsar 143001. Phone : 0183-2400105 / 6 / 7 Fax: 01832401982
Z.O. Amritsar Zone Hall Bazar, Amritsar 143001. Tel: 01835099336/ 5099344
3 double bedded AC Room.
4
BENGALURU
Shree Adiga Residency, Situated at No.32, 1st Main Road, Gandinagar, Bangalore – 560 009. Ph. (080)40434043 E-mail :
Z.O. Karnataka Zone 11, K.G. Road, Bangalore –560009 Tel: 08022959410,22959401
5 A.C Business Executive rooms , 2 Adults + 2 children (below 10 years) per room Rs.100/- for extra bed. Complimentary Breakfast
5
NEW DELHI
Hotel Crest Inn 4/27, W.E.A. Saraswati Marg, Karol Bagh, New Delhi – 110005 Ph.: 011- 25760224-25-26 Fax.011-45063633
Z.O. New Delhi Jeevan Bharati Bldg. 124, Connaught Circus, New Delhi Tel:011-28844093 23319231
6 A.C Deluxe Double rooms. 25% discount on room services & restaurant food. Rs.150/- for extra-bed.
6
GOA (Goa Zone)
Hotel Orion Nova Cidada Complex, Alto Porvorim, Panaji – 403521. Tel: 08322416091 Fax – 08322412700
Z.O. Goa Zone Dempo House, P.B.291, Campal, Goa 403001 Tel:08322404428/30/31
5 A.C rooms, 2 Adults plus 2 children upto 12 years allowed in one room charge. Complimentary bed tea/Breakfast for 4 persons
7
JAIPUR
Hotel JAG Niwas D-190/B, Jagdish Marg, Banipark, Jaipur - 302016 Tel. 01414011004/2202233 Mob. 9950220069
Z.O. Jaipur Zone Star House, Jawahar Nagar, B-4, Sector 2. Jaipur, Rajasthan – 302004. Tel. No.0141-2656234 Fax No. 0141 – 2656223/4
3 A/C double bed rooms with complimentary breakfast. Extra single bed without any charges.
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
8
KODAIKANAL
M/s C.V.N. Cottages, 17/398 Fern hill Road, Opp. Hotel Tamil Nadu, Next to Velliappan Theatre, Kodaikanal – 624 101 Tel: 04542241497/8/243512
Z.O. Coimbatore Zone 324 Oppanakara Street, Coimbatore 641001 Tel: 0422-2392813/ 2397221
5 cottages / 5 rooms 2 Adults with 2 children or 3 Adults allowed in a room.
9
MOUNT ABU
Hotel Sudhir, Near Old Bus Stand, Rajendra Marg, Mount Abu, Rajasthan – 307 501. Tel: 02974 235311 Fax:02974 235120
Z.O. Jaipur Zone Star House, Jawahar Nagar, B-4, Sector 2. Jaipur, Rajasthan – 302004. Tel. No.0141-2656234 Fax No. 0141 – 2656223/4
3 Non-AC rooms. (2 adults and two children below 12 years will be allowed in one room)
10
MANALI
Manali Co-op. Housing Society Ltd. Chichoga Estate Village – Chichoga, Manali -175131 (HP) Tel: 01902 252417/253271
Z.O. Chandigarh Zone SCO 181182, Sector 17C Chandigarh 160017 Tel: 01722671506/7/8/9
16 rooms 2 Adults plus 2 children upto 12 years allowed in a room.
11
MUNNAR
Hotel Ayur County Resorts Ltd., Chinnakanal, Munnar 685 618 Tel: 04868249318 – 20 Fax: 04868- 249218
Z.O., Kerala Zone Kaloor Towers, Kaloor, Cochin, PIN 682017 Tel: 04842349442/ 2349557 Fax:0484-2349720
2 bed rooms 25% discount on food & beverages.
12
OOTY
Mahalaxmi Inn, Near ATC Theatre, Bombay Castle Ootacamund 643 001 Nilgiris – Tamil Nadu
Manager, Coonoor Br., P.B. No.27, Mount Road, Coonoor-643102, Nilgiris-Tamil Nadu Tel: 04232231971/0472 Fax:0423-2231971
16 rooms 2 Adults per room allowed.
13
UDAIPUR
Hotel Meera 6, Meera Marg, Udaipur, Rajasthan 313001 Tel: 0294 –2527554/2524857 Fax - 2561756
Z.O. Jaipur Zone 3 AC rooms 2 Adults Star House, Jawahar 2 Children below 12 Nagar, B-4, Sector years or total 3 adults. 2. Jaipur, Rajasthan – 302004. Tel. No.0141-2656234 Fax No. 0141 – 2656223/4
14
KOLKATA
Hotel Neeranand Regency, 1, Ashu Biswas Road, Chakraberia (S), Near Bank of Baroda ATM, Kolkata – 700 020. Tele. 033 2485 0622/23 / 9831633473
Z.O. Kolkata Zone Personnel Deptt 5 B.T.M. Sarani, Kolkata Tele -03322310292 Fax -033 -22104375
3 AC deluxe Rooms
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
15
CHENNAI
Hotel Royal Regency, 26/27, Poonamalee High Road Periamet, Chennai 600 003 Tel: 044-25611777 Opp. to Egmore Railway Station
Z.O. Chennai Zone, Old No.17, New No.30, Errabalu Street Chennai – 600001 Tel: 044-66777502/ 66777555
5 AC rooms with double bed 2 Adults plus 2 children below 11 years allowed in a room. With complimentary breakfast.
16
PURI
Shakuntala Palace, Gopal Ballav Road, Sea-Beach, Puri - 1 Tel: 06752-233378 / 9 Fax : 06752-224924
Z.O. Bhubaneshwar Zone, 1/1D, Jayadev Vihar, Nayapalli, Bhubaneshwar. Tel: 0674-2559243/ 2559257 Fax: 06742559247
6 A.C rooms 20% discount on food. 2 children below 12 years are permitted without extra charge.
17
TIRUPATI
Hotel Kesava Residency 18-360/1C, Tirumala Byepass Road, Near Alipiri Police Station TIRUPATI -517501. Tel. 0877-2233458/658
Sr. Manager (HRD) Zonal Office, Hyderabad Zone. Tel. 040-23317302 Fax. 040-23315173
4 AC rooms with double bed, 2 Adults plus 2 children below 12 yrs. per room allowed. Complimentary tea/ coffee. Extra bed at Rs. 150/- per day.
18
MYSORE
Shree Guru Residency 2249,2249/I, New No.10, 10/I, Jhansi Laxmi Bai Cross Road, Devraj Mohalla, Mysore, Pin-570 001 Tel : 91-8212424600/666 / 300 / 4400
The Branch Manager, Mysore Branch. Karnataka Zone. Tele-08212430147 Fax. 08212443913
6 AC rooms With complementry breakfast. For extra person charges Rs.300/- per day.
19
PUNE
Hotel Ashray Near Laxminarayan Theatre, Parvati Road, Near Swargate ST Stand, PUNE 411009. Tel. 020-24425468 / 69
Z.O. Pune Zone. 1162/6, Shivaji Nagar, University Road, Near observatory, Pune 411005 Tel: 02025535421/25535433 Fax-020-25511200
3 double bedded AC rooms. Complimentary breakfast for 2 persons. Extra bed Rs. 300/-
20
DARJEELING (Agreement expired on 30.06.2017)
Norlha Home Stay 35/4, Hill Cart Road, Krishna Villa, West Point, Darjeeling – 734 101. Mobile No,.9735985783
Z.O. Siliguri Tel:0353-2641098 / 2641718 Fax:03532642985
4 (double bed) Rooms – (extra bed charges) Complimentary morning tea
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
21
SHIRDI
The Pilgrim’s Inn, Shirdi, MTDC Ltd., Shirdi, Tal. Rahata, Dist. Ahmednagar, Maharashtra Pin 423109 Tel (02423)-255194 to 97 Fax. (02423)-256103
Z.O. Mumbai North 3 Non-AC rooms – 2 Zone. 2nd floor, BOI three bedded; 1 four Building; S.V. Road, bedded. Opp. Natraj Market; Malad (W) Mumbai 400064 Tele. No.(022) 28827771 / 5771 Fax (022)28825578
22
MAHABALESHWAR
Hotel Madhuban Lake Road, Mahabaleshwar 412806 02168260213/261731
Z.O. Pune Zone. 1162/6, Shivaji Nagar, University Road, Near observatory, Pune 411005. Tel: 02025535421/5433, Fax -020- 511200
2 Double bedded rooms. Complementary Breakfast/tea for 2 persons.
23
HYDERABAD
Hotel Tourist Palace, 5-1-718/2, Kushal Chamber, Bank Street, Kothi, Hyderabad – 500095. Tel. No.04066668686/9494
Zonal Office, Telangana Zone, PTI Building, II Floor, 10-1-1199 /2, A.C. Guards, Hyderabad, Telangana. 500 004. Tel: 040-23315263
4 AC rooms with double bed 2 Adults and 2 children upto 12 years of age allowed. Complimentary breakfast for 4 persons. Extra Bed Rs. 250/-
24
DWARKA
Hotel Dewang Opp. Circuit House, Hospital Road, Dwarka – 361335 Tel. 02892234071/236180 Mob.09824402132
Z.O. Ahmedabad Zone. Tel : 07925353118 / 253 51461 Fax- 07925350452
2 Non-AC Rooms 2 Adults plus 2 children below 12 years permitted in a room.
25
BHUBANESHWAR
Hotel Residency 24 X 7 13/W, Ashok Nagar, Bhubaneshwar –751009. Tel.06742536044,2533703
Sr. Manager (HR) Zonal Office, Bhubaneshwar Tel. 0674-2559257 , Fax.0674-2559247
4 double bedded AC rooms.
26
DALHOUSIE
Hotel Super Star Subhash Chowk, Dalhousie (H.P.)– 176304 Tel : 01899242181 Fax – 01899 - 240747 Mobile : 9418380291
The Sr. Manager (HR) Ludhiana Zone Personnel Deptt. R-579 Model Town, Ludhiana Tel: 01612408163 Fax-01612410648
2 double bedded rooms 2 Adults with 2 Children below the age of 12 years. Extra bed charges Rs.100/- per bed
27
KATRA
Hotel Bhawani’z Paradise (Ginger) Also known as B.V.P.K. Hotels Pvt. Ltd Jammu Road, Katra (Vaishnodevi), J&K 182 301 Tel : 01991234000/234601 Fax : 01991-234600
The Sr. Manager 5 deluxe rooms 25% (HR) Amritsar Zone discount on food. H.R. Department Tel 0183-5099336 Fax – 0183-2210456
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
28
PANCHMARHI
Hotel Saket Patel Road Near SBI Panchmarhi M.P.– 461881 Tel. 07578-2521165/252317 Mobile:9425310465
The Sr. Manager Two Double Bedded (HR) Bhopal Zone AC Rooms Arera Hills, Bhopal Tel - 0755-4277564/ 2571984 Fax – 0755 -2553779
29
GOA (MSZ)
Hotel Orion Nova Cidada Complex, Alto Porvorim, Panaji – 403521. Tel: 0832-2416091 Fax – 0832-2412700
The Sr. Manager (HR) Mumbai South Zone H.R. Department, 70/80 M.G.Road, Fort, Mumbai Tel: 22703543 / 44 / 2674857 / 2623656 Extn. 2531, 2612, Fax No. 22617903
4 AC rooms Complementary Morning tea & breakfast for 4 persons. 2 Adu;t with 2 children upto 6 years of age. Extra person will be charged Rs. 500/-.
30
DIGHA
Hotel Kanchan International Mini Holiday Home , Plot No.62, New Digha Township, Dist. Purbha Midnapore (W.B.) Tel. : 03220-266461 / 462 9732938727
The Sr. Manager (HR) Kolkata Zone Personnel Deptt, 5 B.T.M. Sarani, Kolkata Tel.033-22310292 Fax.033.22104375
2 AC rooms
31
GANGTOK (Kolkatta) Hotel Marigold 31-A, National Highway, Gangtok 737101. Tel. 03592-201254 / 55
The Sr. Manager 3 double bedded (HR) Kolkata Zone Rooms Personnel Deptt, 5 B.T.M. Sarani, Kolkata Tel. 03322310292, Fax.03322104375
32
GANGTOK (PATNA)
Hotel Marigold 31-A, National Highway, Gangtok 737101. Tel. 03592-201254 / 55
The Sr. Manager Three Rooms (HR) Patna Zone H.R. Department Tel. : 0612 2506510, Fax – 0612 -2223178
33
DAMAN
Hotel Princess Park Devka Beach, Nani Daman 396210 Tel No. 0260 – 2254323/ 2250900 Fax No. 0260 – 2250800
Sr. Manager (HR) Z.O. Ahmedabad Tel. 079-25351461 Fax. 079-25350451
Three rooms
34
NATHDWARA
Hotel Maharaja Inn, Rampura, Nathdwara (Rajasthan) - 313 301 Tel. No.02953230221/133 Mob. 9799081161 / 9772065540
Sr. Manager (HR) Z.O. Ahmedabad Tel. 079-25351461 Fax. 079-25350451
2 Rooms (One AC and one Non-AC) 2 adults + 2 children are allowed to stay in a room.
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
35
DARJEELING (PATNA)
Hotel Hill Grand Himalaya Bokshi Jhora Hill, Bloom Field Dali, Below Hill Cart, Darjeeling 734101.
The Sr. Manager Two Rooms (HR) Patna Zone H.R. Department Tel. : 0612-2506510 Fax - 0612 -2223178
36
UJJAIN
Hotel Grand Tower 1, Vikram Marg, Near Clock Tower, Freeganj, Ujjain - 456010. Tel. 0734-2553699 / 2553700
2 AC rooms The Sr. Manager (HR) Ujjain Zone H.R. Deptt. 18, Shanku Marg, Freeganj, Ujjain - 456001 Tel. 0734-2513066/ 2510466 Fax – 0734 - 2515793
37
MUSSORIE
Hotel Darpan Kulri, Mussorie Tel. 01352632483/2631183
The Sr. Manager Five rooms (HR) New Delhi Zone H.R. Department Tel:01128844093 Fax – 011 - 23317365
38
NAINITAL
Hotel Lake View Talital, Nainital – 263001 Tel. 05942-236489 / 235632
The Sr. Manager Three rooms (HR) New Delhi Zone H.R. Department Tel:01128844093 Fax – 011 - 3317365
39
NEW DELHI (RANCHI)
Hotel Alfa Continental 1335, Sangtrashana Paharganj, Opp. BOI Paharganj Branch New Delhi – 110055. Tel. 011-23561306 / 07 / 23589935 Mobile 9811533522
The Sr. Manager (HR) Ranchi Zone Pradhan Towers, Main Road, Ranchi834001 Tel. : 06512331150/1270, Fax: 0651-2330138
40
MATHERAN
Dell Bungalow Sharlot Lake Lane (Behind West End Hotel) Near Police Station Acharya Atre Marg, Matheran -410 102
The Sr. Manager 7 rooms (HR) Mumbai South Zone H.R. Department 70/80 M.G.Road, Fort, Mumbai Tel: 22703543/44/ 22674857/2623656 Extn.2531,2612 Fax No. 22617903/22625985
41
NAINITAL (LUCKNOW)
Hardingley Cottage Above India Hotel Near Hydel Guest House, Nainital (Uttaranchal) Tel. 05942-237824
The Sr. Manager 3 rooms (HR) Lucknow Zone Star House, Vibhuti Khand, Gomti Nagar Lucknow – 226010. Tel. : 05222721492/2721503 Fax : 0522-2721511
Three AC Rooms 2 Adults and 2 Children below the age of 10 years. Extra bed Rs. 100/-.
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
42
SAPUTARA
Bank of India Holiday Home Near Bus Stand, Saputara Dist. Dang - Gujarat
Sr. Manager (HR) 3 double bedded Zonal Office, rooms. Ahmedabad Tel. 079-25351461 Fax : 079-25350451
43
MOUNT ABU
Hotel Sudhir, Post Box No.50, Rajendra Marg, Mount Abu, Rajasthan – 307 501. Tel: 02974 235311 Fax:02974 238259
Sr. Manager (HR) Z.O. Ahmedabad Tel. 079-25351461 Fax. 079-25350451
4 Air cooled bed rooms – (2 adults and two children below 12 years will be allowed in one room)
44
KANYAKUMARI
Vivekanandpuram, Kanyakumari - 629702. Tel. 04652246261,246250 Fax. 04652-247177
Sr. Manager (HR) Z.O.Coimbatore Tel. 0422-2392813 Fax. 0422-2390806
3 double bedded rooms.
45
HARIDWAR
Hotel Ganges Rivera Delhi By Pass Road, Opp. Ganga River Haridwar (Uttarakhand) Tel. 01334-240940 Fax. 01334-240942 Mob. 9358189261/263
Sr. Manager (HR) Ghaziabad Zone. Tel. 0120-2404137 Fax. 0120-2403782
5 Double bedded AC Rooms. Pick-up and drop services from Bus-stand/Rly. Station.
46
ACHARE (DIST. SINDHUDURG)
Zing n Swing Resort At-Post Achare, Off Mumbai Goa Highway, Dist. Sindhudurg Tel. 02365-246248
Sr. Manager (HR) Ratnagiri Zone Tel. 02352-221755 Fax. 02352-226145
2 AC Cottages for 3 persons. One way pickup or drop facility from Kankavali Station. Complementary morning tea/coffee.
47
GURUVAYUR
Nandini Tourist Home Pvt. L P.O. Box No.6, East Nada, Guruvayur, Thrissur Dt. Kerala – 680 101 Ph. 4872552455/54/53
Sr. Manager (HR) Kerala Zone. Tel.0484-2349557 Fax.0484-2349720
2 AC Suits.
48
PORT BLAIR
Mrs. Khurshid Begum (located in Port Blair Branch premises), Ward No. 6, Church Lane, Phoenix Bay, Near Carmel School, Andman & Nicobar. Port Blair 744102. Tel. – 03192 234400 Mob. 094342 87262
Z.O. Chennai Zone, Old No.17, New No.30 Errabalu Street Chennai – 600001 Tel: 044-66777502 / 4 66777555
Three A/c double bedded rooms and one common kitchen.
49
PUDUCHERRY
Abirami Residency No.92, Anna Salai, Pondicherry – 605001. Tel. 04132229881/82/83
Z.O. Chennai Zone, Old No.17, New No.30 Errabalu Street Chennai – 600001 Tel: 044-66777502 / 66777555
2 Double A/c rooms. Complimentary breakfast. Extra Bed : Rs. 350/-
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
50
TRIVANDRUM
Hotel Horizon Thiruvananthapuram 695014. Tel. 04714055555, 2326888 Fax. 0471-2324444
Z.O., Kerala Zone Kaloor Towers, Kaloor, Cochin, PIN 682017 Tel: 04842349442 / 2349557 Fax: 0484-2349720
2 Double bedded AC rooms. (Rs. 4. 400/- for extra bed).
51
BODH GAYA
Hotel Shashi International Near Bhutan Temple, Mastipur, Bodhgaya 824231 Tel. 06312200459 Mob. 94302 01308 Email : info@ hotelshashi.com
The Sr. Manager (HR) Patna Zone H.R. Department Tel. : 0612-2506510 Fax - 0612 -2223178
2 double bedded AC Rooms Complimentary Tea/Breakfast Food at concessional rate.
52
GANPATIPULE (Ratnagiri)
Bank of India Staff Co-operative Credit Society Ltd. Near Mahalaxmi Hall, At & Post Ganpatipule, Dist. Ratnagiri. Phone No.: 02537-235448.
Sr. Manager (HR) Ratnagiri Zone Tel. 02352-221755 Fax. 02352-226145
2 AC Rooms.
53
LONAVALA
Dream Holidays Plot No.130, Shankar Nagar Road, Tungaarli, Lonavala 410401. Mob.9767756117
The Sr. Manager (HR) Mumbai South Zone H.R. Department 70/80 M.G.Road, Fort, Mumbai Tel: 22703543/44/ 22674857/2623656 Extn. 2531,2612 Fax No. 22617903/ 22625985
3 AC Rooms. Complimentary morning tea. Extra Person Rs.300/-
54
KANHA
Mahua Hotel’s Pvt Ltd TF-2, Johnsons Tower, Narmada Road, Gorakhpur Jabalpur, M.P 482 001 Phone No.: 07614082727/4012727
Chief Manager(HR) Khandwa Zone HR Department Tel No.:07612248182/2248381
3 AC rooms
55.
RAMESHWARAM (Coimbatore)
Geetha Delux, Rameshwaram, 33, New Street, Rameswaram – 623 526
Z.O. Coimbatore Zone 324 Oppanakara Street, Coimbatore 641001 Tel:0422-2392813 / 2397221
4 AC Rooms
LIST OF CENTRAL HOLIDAY HOMES (UPDATED AS ON 18.11.2017) SR. NAME OF THE NO. HOLIDAY HOME
ADDRESS
ALLOTING AUTHORITY
NO. OF ROOMS AVAILABLE
56
Hotel Madhuban Lake Road, Mahabaleshwar 412806 Dist. Satara, Maharashtra. 412 806. Tel. 02168260213/261731 95216860213 / 61731.
Z.O. Mumbai South Zone (H.R.D.) 70/80 M.G.Road, Fort Mumbai Tel: 22703543 / 44 22674857, 22623656 Extn. 2531,2612 Fax No. 22612912
2 Double bedded rooms. Complementary Breakfast/tea for 2 persons.
MAHABALESHWAR (MSZ)
General Guidelines : 1. Please contact respective Allotting Authority for further details / availability of rooms. 2. Allotment on first-come-first basis and not more than 4 days at a time on day-to-day basis. 3. Room rent Rs.100/- per day per room. \\hr-kiran\d\kiran\sushee\list of holiday homes_hospitals\listofholidayhomes_03july2017.doc
IMPORTANT TELEPHONE NUMBERS Emergency Service : Police
100
Fire
101
Ambulance
108
Call Alert Crime Branch
103
Assistance to Heart Attack Patients (Free)
105
Home Guards
22842423
Greater Mumbai Police H. Q.
22626956
Railway Enquiry Enquiry –Central –Western Reservation
139 131/135 139 135
Reservation Status
22695959
PNR Status
22075959
Arrival/Departure Emergency Helpline (Railway)
131 2300400
SOME LATEST IMPORTANT INFORMATION: Campaigns: Ghar Ghar Dastak: Campaign to reach out to the public by knocking every door through staffs or existing customers to enhance overall business & to spread banks goodwill. STAR Mahotsav: Celebrating the success/growth of the Bank/Branch with staff and customers by handing over sanction letters/debit cards/credit cards to customers, decorating the branch, serving snacks etc to create a festivity all around. Credit Disbursement Day/ Star Mahotsav: 7th of every month CASA/GABHI Campaign: 15th of every month Recovery Day (Mission STAR SAMADHAN): 21st of every month Go Digital Campaign: For ADC Products STAR DIGI Branch: The Top Management has revamped the concept of BOTF (Branch of the Future) with a new name called “STAR DIGI BRANCH”. (STAR DIGI Branch in Cluster-2: M-Block Vikaspuri) The GABHI Model: For CASA Mobilization. G-Government Organizations A-Associations, Trusts, Club, Societies B-Business Associations (Taxi aggregators, e-commerce, Business Entities) H-HNI/NRI Customers I-Institutions MDA (Most Desirable Accounts): New Accounts which are presently not with us. STAR PARIVAR @ 112 Facebook group started on Bank’s 112th Foundation Day. Alternate Delivery Channels (ADC) An alternate & faster way of delivering existing banking services to the customers. Why to use ADC Products? Easy & efficient way of banking, Cost Reduction, Increased agility, Less footfall in branches, better use of bank’s resources & thus quality business & services, Non-Interest income, No long queues for the customers, Faster transaction time, Positive Image building, full filling GOI’s vision of cashless economy Our ADC Products: 1. Internet Banking (Retail & Corporate) 2. Star Token NG: Application for Internet Banking Retail.
3. Cards: ·
Debit Cards: EMV ATM cum Debit card, VISA Contactless Debit Card, Platinum EMV Card, BINGO Card, Platinum Fast Forward International Debit Card, Sangini Cards, Business Debit Card, Pensioners Card, Dhan Aadhar Card, Kisan Card, Mudra Card, Arthia Card, PMJDY Card, STAR Vidya Card.
·
Credit Cards: VISA Gold Card, VISA Gold International Card, VISA Platinum Privilege Card, India Card, Business Card, Pensioners Card, NAVY Gold Card, NAVY Classic Card.
·
CUG (Closed User Group) Cards: Prepaid cards for hospitals.
·
Prepaid Cards: CASH IT/ YOU First, VISA Gift Cards,
4. STAR BHIM UPI 5. BOI BTM: Application for retail customers for mobile banking 6. IMPS (Immediate Payment System): Fund transfer to any bank’s account 7. Electronic Payment Services: a. e-Pay: Bill pay through Bill Desk, Registration required for SB/CD/OD Ac b. Eazy Pay: To transfer amount from any banks VISA card to any banks VISA Debit/Credit/Prepaid card c. e-Share: Online share trading facility d. Insta Pay: Utility Bill payments. No registration required, e. e-Remit: Transfer money from any bank from US to anyone in India @8$. Max $30000/-pm. Cheque/DD/electronic f. easy Pay: Pay Credit cards bill in 10 installments(write to CPD) g. e-Filing: Filling ITR online 8. IMT (Instant Money Transfer): Cardless cash withdrawal facility from BOI ATMs. BOI customer can send money to any customer of other banks too. 9. POS/MPOS Machines: For digital payments at ME using cards. 10. BOI Bharat QR: World’s first QR(Quick Response) based interoperable payment acceptance solution for faster digital payments through smartphones. 11. BOI Aadhar Enabled Payment System(AEPS): For digital payments using Aadhar’s data through external biometric device.
BOI BHIM Aadhar Merchant App: AEPS based application for merchants
12. USSD-NUUP: USSD (Unstructured Supplementary Services Data) is a session based communication technology for GSM phones.
NUUP (National Unified USSD Platform) is a USSD with common short code *99#. It works without GPRS.
13. STAR Rewardz : Loyalty Points (Star Points) gained by using Debit cards for payments.
14. E-Gallery: For front-end operations with Digital solution- BNA Machines, CDKs, ATM s, Passbook Kiosk.
Latest initiatives from BOI in ADC:
1. Green Pin: Generation of ATM Pin directly through ATM through OTP.
2. Online retail banking registration 3. Instant Generation of transaction password through internet banking Aadhar Seeding/Authentication Modes of Aadhar Seeding 1. By visiting nearest BOI branch 2. Through Internet Banking 3. Through BOIs ATM 4. SMS 12 digit Aadhar No.to 09250058585 Branches to download latest Non-Seeded list of AC’s from GARUDA and seed Aadhar accordingly. For Aadhar seeding purpose: Branches can send Bulk SMS, e-mails or letters to the customers, Tele-Talks, Organize Camps.
BOI Helplines
For more information please call on 1800 220 229 or 91-22-40919191 (all days) 24x7 All types of Enquiry Hot Listing (Deactivating Card) Merchant Enrolment
Enquiry
Hot Listing(Deactivating Card)
RTGS NEFT
Credit Cards Toll Free : 1800 220 088 Land Line : (022) 40426005/40426006 Toll Free : 1800 220 088 Land Line : (022)40426005 / 40426006 Land Line : (022)61312937 ATM Cards / Debit Cards Land Line : (022)40429036 : (080)69999203 Email : boi.customerservices@oberthur.com Toll Free : 1800 425 1112 Land Line : (022) 40429123 / (022 ) 40429127 Manual : (44) 39113784 / (044) 71721112 Email : PSS.Hotcard@fisglobal.com
Rtgs.boi@bankofindia.co.in Boi.neft@ bankofindia.co.in
RTGS/NEFT (022) 67447092 / 93 (022) 61312984/61312992/61312997
Debit Cards: Sr. NATURE OF ISSUE No 1. Card not Received 2.
3.
CONTACT E-MAIL ID NUMBER 022-6131 2939 Headoffice.CPDdebitcard@bankofindia.co.in 022-61312940 Request for fresh PINS, 022-6131 2939 Headoffice.CPDdebitcard@bankofindia.co.in Ready Kits, Replacement 022-61312940 cards & Welcome Kits Insurance claims for 022-6131 2934 Headoffice.Masterchargeback@bankofindia.co.in Fraudulent transactions 022-6131 2935 Headoffice.Visachargeback@bankofindia.co.in
CREDIT CARDS: Sr. NATURE OF ISSUE No 1. Issuance of Credit cards, Hotlisting, service requests, PIN Activation, EMI request, Replacement and Renewals and balance enquiries 2. Credit card statement of accounts. 3. Payments made in Direct Billing cards 4. Credit Card Charge back claims. Insurance claims for Fraudulent transactions
CONTACT E-MAIL ID NUMBER 022-6131 2951 Headoffice.CPDcreditcard@bankofindia.co.in 022-6131 2938
022-6131 2945 Headoffice.CPDcreditcard@bankofindia.co.in 022-6131 2942 Headoffice.CPDcreditcard@bankofindia.co.in 022-6131 2934 Headoffice.Masterchargeback@bankofindia.co.in 022-6131 2935 Headoffice.Visachargeback@bankofindia.co.in
EDC / POS TRANSACTIONS: Sr. NATURE OF ISSUE No 1. Fresh Request for EDC/POS Terminals, installation and Deinstallations, Rent recoveries. ME reimbursements.
CONTACT E-MAIL ID NUMBER 022-6131 2936 Headoffice.CPDedc@bankofindia.co.in
022-6131 2942
TRAVEL CARDS & GIFT CARDS: Sr. NATURE OF ISSUE No 1. Issuance of Gift cards and loading of balances, Refunds 2. Issuance of Travel cards and loading of balances, Refunds 3. Details of accounts rejected for issuance of debit cards
CONTACT E-MAIL ID NUMBER 022-6131 2946 Headoffice.CPDprepaidcard@bankofindia.co.in
022-6131 2943 Headoffice.CPDprepaidcard@bankofindia.co.in
022-6131 2946 Headoffice.CPDprepaidcard@bankofindia.co.in
PREPAID CARDS: Email Id: Headoffice.CPDPrepaidcards@bankofindia.co.in Sr. NAME OF THE No OFFICIAL 1. Mrs. Nilima Kulkarni
CONTACT E-MAIL ID NUMBER 022-6131 2930 Nilima.Kulkarni@bankofindia.co.in
LEVEL II
Chief Manager 2.
Mr. Romesh Mirakhur
022-6131 2932 Romesh.Mirakhur@bankofindia.co.in
III
Asst. General Manager POS Machines: WorldLine New Delhi: Ms Bhumika Kanojia Email Id: bhumika.kanojia@worldline.com Mobile: 9873910188 Teams of Worldline(ATOS) for raising complaints/updation: For (PSTN/GPRS/Bharat QR) : REV TEAM awl-in.rev@atos.net Contact No : 022-71980169/70 Email id updation Account No. updation Address change Contact no. change Additional TID Model Change DEINSTALL Contact No: 022-71980177
awl-in.deinstall@atos.net Deinstall (For Already Installed Terminals) Short Close (For pending requests of Installations)
CPU Contact No: 022-71980230/31
awl-in.cpureports@atos.net Merchant Statements Monthly & Yearly
MERCHANT HELPDESK Contact No: 18602332332/022-40426060
awl-in.merchanthelpdesk@atos.net Only For complaints of breakdown/Nonfunctioning
Bulk Note Acceptor: Level 1
Mr.Satyajeet Sharma 09818821945 satyajeet.sharma@agsindia.com (Area Manager) Pradeep Pawar 09324568212 pradeep.pawar@agsindia.com Mr. Amratpal 09971104900 amratpal.singh@agsindia.com (Regional Manager) Mr. Bhalchandra Railkar 09223191410 bhalchandra.railkar@ agsindia.com (Head - Service Accounts) Mr. Suhas Lad 09223191453 suhas.lad@agsindia.com (Head - Field Service Support)
Level 2
Level 3
Level 4
Level 5
INTERNET BANKING Team Call center- BOI
Retail Internet Banking Corporate Internet Banking StarToken Payment Settlements
IP Phone Landline Number 1800 220 229 / 1800 103 1906 022-40919191 10153 022-61312988/89 022-61312990 022-6131-2989 022-61312987
E-MAIL ID Boi.Starconnect@bankofindia.co.in,
Starconnect.escalation@bankofindia.co.in Boi.ecorporate@bankofindia.co.in Startoken.Escalation@bankofindia.co.in pg.settlements@bankofindia.co.in
BOI-SAFE/Biometric/New User Sr. NATURE OF ISSUE No 1. New Registration, Login Issue, Issue related to finacle login through BOISAFE 2. Biometric Registration 3. New User Creation/New Branch Open/Password reset
CONTACT NUMBER 022-6744-7209
E-MAIL ID BOI.Safe@bankofindia.co.in
022-6744-7030 HO.Biometric@bankofindia.co.in 022-6131-9860/9431 HO.MMS@bankofindia.co.in
NOTES
January
2018
Take life like a golden way which will shine on moving ahead.
Monday
01
Tuesday
02
2018
January
03
Wednesday
04
Thursday
Life is too short for learning from your own experiences, try to learn from others.
January
2018
Friday
05
Saturday
06
Sunday
07
Life is the gift of God, so keep it safe and secure like a diamond.
2018
January
08
Monday
09
Tuesday
The toughest task for a Man is to understand his wife.
January
2018
Wednesday
10
Thursday
11
Without happiness life is like a horror film which never gives smile on our faces.
2018
January
12
Friday
13
Saturday
14
Sunday
If nature of the people is changing for you from time to time, it means they are teaching you.
January
2018
Monday
15
Tuesday
16
If you speak truth always then no need of remembering what you said to someone.
2018
January
17
Wednesday
18
Thursday
Laziness is the habit of emperors because they don’t waste their time in small things.
January
2018
Friday
19
Saturday
20
Sunday
21
I always agree with everyone because I know how to make all people happy.
2018
January
22
Monday
23
Tuesday
Life is the place where you can learn, feel, experience and live the moments you want to live.
January
2018
Wednesday
24
Thursday
25
Sharing the happiness with everyone is the art of making it multiple times.
2018
January
26
Friday
27
Saturday
28
Sunday
Keeping the privacy may be good but it gives lonely feeling.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
January
2018
Monday
29
Tuesday
30
When I sit alone I get the chance to calculate what I got and what I lost.
2018
January / FEBRUARY January
31
Wednesday
01
Thursday
Helping others always brings happiness to heart, so do it regularity.
February
2018
Friday
02
Saturday
03
Sunday
04
Supporting hands never live alone, they get many others to hold them.
2018
February
05
Monday
06
Tuesday
I don’t take revenge of my insult as I make it my energy for moving ahead.
February
2018
Wednesday
07
Thursday
08
It is the habit of a gentleman to express goodness by their activities.
2018
February
09
Friday
10
Saturday
11
Sunday
Barking is the habit of dogs, elephants like to move on.
February
2018
Giving respect to others is the key to multiply yours.
Monday
12
Tuesday
13
2018
February
14
Wednesday
15
Thursday
Future forecasting is the thing which makes you different from the losers.
February
2018
Friday
16
Saturday
17
Sunday
18
Falling in love brings cocktail of sadness and happiness together.
2018
February
19
Monday
20
Tuesday
Respect and care are the two most important factors for every relationship.
February
2018
Wednesday
21
Thursday
22
Being sincere is the key of getting success and respect surely.
2018
February
23
Friday
24
Saturday
25
Sunday
Morning rays always brings freshness but good sleep is something more than it.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
February
2018
God loves you more when you love this world made by him.
Monday
26
Tuesday
27
2018
February February / MARCH
28
Wednesday
01
Thursday
Creating good environment is the art of great entrepreneurs.
March
2018
Friday
02
Saturday
03
Sunday
04
Blessings of our parents are like umbrella for us for whole of life whether they live or not.
2018
March
05
Monday
06
Tuesday
When you copy the idea it is stealing and when you think and produce it, then it is research.
March
2018
I am vegetarian because I love living things.
Wednesday
07
Thursday
08
2018
9
March
Friday
10
Saturday
11
Sunday
Why we see so many foolish people in the world is because good people like to entertain themselves.
March
2018
Monday
12
Tuesday
13
Fighting with big people always gives something to the smaller because they don’t have to lose so many things.
2018
March
14
Wednesday
15
Thursday
Glass is made after passing through very high temperature therefore it is transparent and shiny.
March
2018
Friday
16
Saturday
17
Sunday
18
Money is not everything in our life but nothing can be bought without it.
2018
March
19
Monday
20
Tuesday
Worrying is the habit of future forecasting people because they make plan and vision for future.
March
2018
Wednesday
21
Thursday
22
Always keep away from friends who want to know more about you but don’t want to tell about themselves.
2018
March
23
Friday
24
Saturday
25
Sunday
If you disclose your plan A and plan B to your close person then remember to make plan C and hide it.
March
2018
Monday
26
Tuesday
27
Making too many friends is always profitable but not understanding them is very harmful.
2018
March
28
Wednesday
29
Thursday
Keeping good health is directly related to lesser death rate.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
March / APRIL
2018
Friday
30
Saturday
31
Sunday
01
Looking good can attract the people once or twice but being intelligent can bring them forever.
2018
April
02
Monday
03
Tuesday
Friendly nature is really good for career growth but over doing it can disclose your own secrets.
April
2018
Wednesday
04
Thursday
05
You get many friends without need if you have money, and you are alone when your pockets are empty.
2018
April
06
Friday
07
Saturday
08
Sunday
Cats don’t get training for climbing the wall but dogs need trainer for doing the same.
April
2018
Charity always helps us to stop loving the money.
Monday
09
Tuesday
10
2018
April
11
Wednesday
12
Thursday
If you want to do good to someone, just try to generate smile on their faces.
April
2018
Friday
13
Saturday
14
Sunday
15
Colour of the body is immaterial because I have a decent face cut.
2018
April
16
Monday
17
Tuesday
Having good attitude of talking and walking can hide hundreds of problem of ugly body.
April
2018
Wednesday
18
Thursday
19
Meditation is the key to find yourself in few minutes.
2018
April
20
Friday
21
Saturday
22
Sunday
Don’t run behind the success, do your work sincerely, success will run behind you.
April
2018
I don’t follow the ways, I create them and others follow me.
Monday
23
Tuesday
24
2018
April
25
Wednesday
26
Thursday
Never disclose your secrets otherwise competition will close your business.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
April
2018
Friday
27
Saturday
28
Sunday
29
Courage of moving ahead is a must for becoming the leader in career.
2018
April April / MAY
30
Monday
01
Tuesday
Wise people give equal time to listening, thinking and speaking.
May
2018
Wednesday
02
Thursday
03
I always make plans silently because my victory makes big noise.
2018
May
04
Friday
05
Saturday
06
Sunday
Think differently is the strategy of old time now time is to think smartly.
May
2018
Monday
07
Tuesday
08
Adopting the technology more is the key of faster success in 21st century.
2018
May
09
Wednesday
10
Thursday
If you plan after understanding the facts and strategies, then you can be the winner.
May
2018
Friday
11
Saturday
12
Sunday
13
Time always matters if you start first, then you may reach first.
2018
May
14
Monday
15
Tuesday
If you can sell yourself then you can sell everything in the world.
May
2018
Wednesday
16
Thursday
17
Making good friends at work place is always better to chase the goal.
2018
May
18
Friday
19
Saturday
20
Sunday
Life is like an aerobics because both need good balancing.
May
2018
Monday
21
Tuesday
22
Smart people don’t disclose their own thoughts but know views of all others.
2018
May
23
Wednesday
24
Thursday
Before making your business strategy always understand what others want from you.
May
2018
Friday
25
Saturday
26
Sunday
27
Learning from own mistakes can cost you a big amount so always learn from others mistakes.
2018
May
28
Monday
29
Tuesday
Stop demanding the things from people, start winning the things which you want to get.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
May
2018
Wednesday
30
Thursday
31
Real attempts can be done silently otherwise noise can disturb your focus towards your goal.
2018
June
01
Friday
02
Saturday
03
Sunday
Small steps can complete the journey of thousands of miles, it needs only firmness with regularity.
June
2018
Monday
04
Tuesday
05
Life is not for searching the person in you, it is for making you that person people love you.
2018
June
06
Wednesday
07
Thursday
You must face the problem when you notice it, as avoiding it may bring out bad feeling.
June
2018
Friday
08
Saturday
09
Sunday
10
Be prepared for many fights if you really want to get great success.
2018
June
11
Monday
12
Tuesday
Ups and downs in career are like bad roads which makes your driving better.
June
2018
Wednesday
13
Thursday
14
Sometimes your patience stops you from chasing your dreams, so try to be impatient.
2018
June
15
Friday
16
Saturday
17
Sunday
Winners are always hungry to chase the new benchmark, so be hungry.
June
2018
Monday
18
Tuesday
19
The difference between rich and poor is that rich thinks for smart working and poor thinks for hard working.
2018
June
20
Wednesday
21
Thursday
Your reputation is the actual earning of your life so build it seriously.
June
2018
Friday
22
Saturday
23
Sunday
24
If you are enjoying the task what you are doing then it is the positive sign towards your success.
2018
June
25
Monday
26
Tuesday
I don’t think for leading any movement, I think to start the movement which leads the change in the system.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
June
2018
Wednesday
27
Thursday
28
You must seriously hear every small advice as sometimes your success is hidden in them.
2018
June / June JULY
29
Friday
30
Saturday
01
Sunday
No one can be superior over to you unless there is inferiority complex in you.
July
2018
Take life like a golden way which will shine on moving ahead.
Monday
02
Tuesday
03
2018
July
04
Wednesday
05
Thursday
Life is too short for learning from your own experiences, try to learn from others.
July
2018
Friday
06
Saturday
07
Sunday
08
Life is the gift of God, so keep it safe and secure like a diamond.
2018
July
09
Monday
10
Tuesday
The toughest task for a Man is to understand his wife.
July
2018
Wednesday
11
Thursday
12
Without happiness life is like horror film which never gives smile on our faces.
2018
July
13
Friday
14
Saturday
15
Sunday
If nature of the people is changing for you from time to time, it means they are teaching you.
July
2018
Monday
16
Tuesday
17
If you speak truth always then no need of remembering what you said to someone.
2018
July
18
Wednesday
19
Thursday
Laziness is the habit of emperors because they don’t waste their time in small things.
July
2018
Friday
20
Saturday
21
Sunday
22
I always agree with everyone because I know how to make all people happy.
2018
July
23
Monday
24
Tuesday
Life is the place where you can learn, feel, experience and live the moments you want to live.
July
2018
Wednesday
25
Thursday
26
Sharing the happiness with everyone is the art of making it multiple times.
2018
July
27
Friday
28
Saturday
29
Sunday
Keeping the privacy may be good but it gives lonely feeling.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
July
2018
Monday
30
Tuesday
31
When I sit alone I get the chance to calculate what I got and what I lost.
2018
August
01
Wednesday
02
Thursday
Helping others always brings happiness to heart, so do it regularly.
August
2018
Friday
03
Saturday
04
Sunday
05
Supporting hands never live alone, they get many others to hold them.
2018
August
06
Monday
07
Tuesday
I don’t take revenge of my insult as I make it my energy for moving ahead.
August
2018
Wednesday
08
Thursday
09
It is the habit of a gentleman to express goodness by their activities.
2018
August
10
Friday
11
Saturday
12
Sunday
Barking is the habit of dogs, elephants like to move on.
August
2018
Giving respect to others is the key to multiply yours.
Monday
13
Tuesday
14
2018
August
15
Wednesday
16
Thursday
Future forecasting is the thing which makes you different from the losers.
August
2018
Friday
17
Saturday
18
Sunday
19
Falling in love brings cocktail of sadness and happiness together.
2018
August
20
Monday
21
Tuesday
Respect and care are the two most important factors for every relationship.
August
2018
Wednesday
22
Thursday
23
Being sincere is the key of getting success and respect surely.
2018
August
24
Friday
25
Saturday
26
Sunday
Morning rays always brings freshness but good sleep is something more than it.
August
2018
God loves you more when you love this world made by him.
Monday
27
Tuesday
28
2018
August
29
Wednesday
30
Thursday
Creating good environment is the art of great entrepreneurs.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
August / SEPTEMBER
2018
Friday
31
Saturday
01
Sunday
02
Blessings of our parents are like umbrella for us for whole of life whether they live or not.
2018
September
03
Monday
04
Tuesday
When you copy the idea it is stealing and when you think and produce it, then it is research.
September
2018
I am vegetarian because I love living things.
Wednesday
05
Thursday
06
2018
September
07
Friday
08
Saturday
09
Sunday
Why we see so many foolish people in the world is because good people like to entertain themselve.
September
2018
Monday
10
Tuesday
11
Fighting with big people always gives something to the smaller because they don’t have to lose so many things.
2018
September
12
Wednesday
13
Thursday
Glass is made after passing through very high temperature therefore it is transparent and shiny.
September
2018
Friday
14
Saturday
15
Sunday
16
Money is not everything in our life but nothing can be bought without it.
2018
September
17
Monday
18
Tuesday
Worrying is the habit of future forecasting people because they make plan and vision for future.
September
2018
Wednesday
19
Thursday
20
Always keep away from friends who want to know more about you but don’t want to tell about themselves.
2018
September
21
Friday
22
Saturday
23
Sunday
If you disclose your plan A and plan B to your close person then remember to make plan C and hide it.
September
2018
Monday
24
Tuesday
25
Making too many friends is always profitable but not understanding them is very harmful.
2018
September
26
Wednesday
27
Thursday
Keeping good health is directly related to lesser death rate.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
September
2018
Friday
28
Saturday
29
Sunday
30
Looking good can attract the people once or twice but being intelligent can bring them forever.
2018
October
01
Monday
02
Tuesday
Friendly nature is really good for career growth but over doing it can disclose your own secrets.
October
2018
Wednesday
03
Thursday
04
You get many friends without need if you have money, and you are alone when your pockets are empty.
2018
October
05
Friday
06
Saturday
07
Sunday
Cats don’t get training for climbing the wall but dogs need trainer for doing the same.
October
2018
Charity always helps us to stop loving the money.
Monday
08
Tuesday
09
2018
October
10
Wednesday
11
Thursday
If you want to do good to someone, just try to generate smile on their faces.
October
2018
Friday
12
Saturday
13
Sunday
14
Colour of the body is immaterial because I have a decent face cut.
2018
October
15
Monday
16
Tuesday
Having good attitude of talking and walking can hide hundreds of problem of ugly body.
October
2018
Wednesday
17
Thursday
18
Meditation is the key to find yourself in few minutes.
2018
October
19
Friday
20
Saturday
21
Sunday
Don’t run behind the success, do your work sincerely, success will run behind you.
October
2018
I don’t follow the ways, I create them and others follow me.
Monday
22
Tuesday
23
2018
October
24
Wednesday
25
Thursday
Never disclose your secrets otherwise competition will close your business.
October
2018
Friday
26
Saturday
27
Sunday
28
Courage of moving ahead is a must for becoming the leader in career.
2018
October
29
Monday
30
Tuesday
Wise people give equal time to listening, thinking and speaking.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
October / NOVEMBER
2018
Wednesday
31
Thursday
01
I always make plans silently because my victory makes big noise.
2018
November
02
Friday
03
Saturday
04
Sunday
Think differently is the strategy of old time now time is to think smartly.
November
2018
Monday
05
Tuesday
06
Adopting the technology more is the key of faster success in 21st century.
2018
November
07
Wednesday
08
Thursday
If you plan after understanding the facts and strategies, then you can be the winner.
November
2018
Friday
09
Saturday
10
Sunday
11
Time always matters if you start first, then you may reach first.
2018
November
12
Monday
13
Tuesday
If you can sell yourself then you can sell everything in the world.
November
2018
Wednesday
14
Thursday
15
Making good friends at work place is always better to chase the goal.
2018
November
16
Friday
17
Saturday
18
Sunday
Life is like an aerobics because both need good balancing.
November
2018
Monday
19
Tuesday
20
Smart people don’t disclose their own thoughts but know views of all others.
2018
November
21
Wednesday
22
Thursday
Before making your business strategy always understand what others want from you.
November
2018
Friday
23
Saturday
24
Sunday
25
Learning from own mistakes can cost you a big amount so always learn from others mistakes.
2018
November
26
Monday
27
Tuesday
Stop demanding the things from people, start winning the things which you want to get.
Dates to Remember
January
July
February
August
March
September
April
October
May
November
June
December
NOTES
November
2018
Wednesday
28
Thursday
29
Real attempts can be done silently otherwise noise can disturb your focus towards your goal.
2018
November / November DECEMBER
30
Friday
01
Saturday
02
Sunday
Small steps can complete the journey of thousands of miles, it needs only firmness with regularity.
December
2018
Monday
03
Tuesday
04
Life is not for searching the person in you, it is for making you that person people love you.
2018
December
05
Wednesday
06
Thursday
Don’t let mistakes of the past mar your vision for the future. Focus on the good to come.
December
2018
Friday
07
Saturday
08
Sunday
09
You face the problem when you notice it as avoiding it may bring out bad feeling.
2018
December
10
Monday
11
Tuesday
Be prepared for many fights if you really want to get great success.
December
2018
Wednesday
12
Thursday
13
Ups and downs in career are like bad roads which makes your driving better.
2018
December
14
Friday
15
Saturday
16
Sunday
Sometimes your patience stops you from chasing your dreams so try to be impatient.
December
2018
Monday
17
Tuesday
18
Winners are always hungry to chase the new benchmark, so be hungry.
2018
December
19
Wednesday
20
Thursday
The difference between rich and poor is that rich thinks for smart working and poor thinks for hard working.
December
2018
Friday
21
Saturday
22
Sunday
23
Your reputation is the actual earning of your life so build it seriously.
2018
December
24
Monday
25
Tuesday
If you are enjoying the task what you are doing then it is the positive sign towards your success.
December
2018
Wednesday
26
Thursday
27
I don’t think for leading any movement, I think to start the movement which leads the change in the system.
2018
December
28
Friday
29
Saturday
30
Sunday
You must seriously hear every small advice as sometimes your success is hidden in them.
December / JANUARY
I don’t follow the ways, I create them and others follow me.
2018 / 2018 2019
Monday
31
Tuesday
01
NOTES
NOTES
NOTES
NOTES
NOTES
Zonal Office, Goa
Bank of India Officers’ Associ Annual Genera
iation (Mumbai & Goa Unit) al Meeting 2017
Office Bank of India Building, 3rd Floor, 70-80, M. G. Road, Fort, Mumbai - 400 023. Tel. : 22644655 / Fax. : 22671018 Email : boioa.mumgoa@gmail.com / Website : www.boioamg.org