27th Issue of UTH-N-YN by JAY-HO

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Sashin Shah,

Bhavik Veera,

President (JAY-HO)

President (JAY-HO)

Sashin Deepak Shah from is a native of Kutch, Gujarat currently residing at Matunga, Mumbai. Sashin is a post graduate in Event Management and is an Event Management professional since 2004. Married to Prerana Shah also a native of Kutch, Gujarat, and has a 4 years old daughter. Currently Sashin owns a wedding Planning Company called Vivaah Planners and an Event Management Company named The E-Factory. The idea behind JAY-HO is to unite Jain Youth and create a platform for their talents and present to it to the world. UTH-N-YNG was generated as an idea for all the Jain Youth to be aware about not only about Jainism & Jain Current Happenings but also to get an overview of what is happening around the world. With sections like Technology, Food & Lifestyle, Travel, Finance & Tutorials UTH-NYNG will be a one-stop-shop for all the info required for the youth. A.T.M (Artistic Talent Management) was specially designed by Sashin as he is from the field of Event Management and gets many chances to present new talent to the world may it be for Singing, Dancing, Acting, Art & Crafts or Speech. “My idea is to get the Jain community to such a level where every ones knows a Shah, Gala, Mehta or Jain as much as they know any Kapoor, Khan, Chopra or Kumar” says Sashin Shah. “Hope we are able to fulfill our dreams for a better future” JAY-HO!

Bhavik Vinod Veera, a choreographer by passion has done MBA in Marketing and owns a dance company named Spunk Dance Company. Bhavik is a native of Kutch, Gujarat and is currently residing in Panvel, Navi Mumbai. Being passionate about dance, Bhavik likes to bring creativity and emotions through his dances. His idea behind JAY-HO is to unite Jain Youth and give platform to the hidden talents of Jain Youth and take them to the higher level. As he always says, “STAY TUNED.STAY UNITED” UTH-N-YNG magazine is created especially for all Jain Youth not only giving information of what’s happening around but also giving them opportunity to express their views and ideas and helping them to create better future. A.T.M – Bhavik says, it is an initiative taken by his friend and colleague Sashin Shah and he liked the idea behind it. As a choreographer, he too likes to present new talent from dance field. He says, “Anyone can become Michael Jackson or Shah Rukh Khan or Ranbir Kapoor or Katrina Kaif, but end of the day it’s only you who carries your own personality”. JAY-HO!


PARSHVANATH BHAGAVAN - 23 Bhagavan Parshvanath was born about 380 years before the Nirvana of Bhagavan or in the 10th century BC.

Past-Incarnation Like other Tirthankars, important events of earlier incarnations of the being that became Bhagavan Parshvanath are available in Jain scriptures. Study of these incidents reveals that amnesty and compassion played a major part in his life and progress toward purity of soul. In every incarnation his rival, Kamath, continued to torture him and he continued to forgive and forget. Kamath and Marubhuti The soul that was to be Bhagavan Parshvanath was inspired to take the direction of purity in its birth as Marubhuti. He was born to the wife of Purohit Vishabhuti living in Potanpur city. His elder brother was Kamath. As Kamath was cruel, conceited, and a debauch, in spite of being the elder son it was Marubhuti who succeeded his father on the post of Rajpurohit (the director of ritual ceremonies of the king and state). Attracted toward the beautiful wife of Marubhuti, Vasundhara, Kamath seduced her. When Kamath’s wife came to know about the affair, she tried to dissuade him in vain and told Marubhuti about it. Marubhuti made a secret inquiry and conveyed everything in detail to the king. Kamath was exiled by the king. He became a mendicant and started doing rigorous penance.

life precipitated and it became a follower of the ascetic and turned mellow and detached. One day the elephant rushed into and stationed itself in the middle of a pond in order to save himself from a forest fire. The being that was Kamath had taken birth as a serpent of the Kurkut species. When it saw the elephant, the serpent recognized it as its enemy from the earlier birth. The serpent landed on the head of the elephant and stung it. The elephant equally tolerated the pain and died peacefully. Suvarnbahu Chakravarti In his third birth the being that was Marubhuti reincarnated as a god in the Sahasrar dimension. From there it descended and was born as prince Kiranveg in Mahavideh area. He furthered his progress towards purity by becoming an ascetic and was killed once again by the Kamath, now born as a snake. His next birth was as a god in the Achyut Kalpa dimension. From there he came to Mahavidh area as king Vajranabh. Kamath was born as a Bhil aborigine who shot Vajranabh, who had become an ascetic now, with an arrow. Reincarnating in the Madhyam Graiveyak dimension of gods, the being that was to be Parshvanath enjoyed the fruits of his pious Karma. In his eighth birth this being was born in the royal family of Puranpur in the Mahavideh area. After ascending the throne Suvarnbahu conquered six continents and became a Chakravarti. In later part of his life he became an ascetic and did purest of meditations to earn Tirthakar-nam-and-gotrakarma. During this birth also, this being was killed by its old enemy Kamath who was born as a fierce lion. From here this being went to the Pranat dimension of gods.

After sometime Marubhuti felt that it was because of his report that Kamath was insulted and thrown out of the state; as such he should go and beg forgiveness from his elder brother. Marubhuti went into the jungle near Kamath and bowed before him seeking his pardon. Instead of getting pacified, Kamath was over powered by the desire of vengeance. He picked up a large stone and hit Marubhuti on the head. Marubhuti died on the spot.

Descending from the Pranat dimension of gods, the being that was Marubhuti came into the womb of Vama Devi, wife of King Ashvasen of Varanasi. On the tenth day of the dark half of the month of Paush Vama Devi gave birth to a son. At the time of his naming ceremony king Ashvasen announced that during her pregnancy Vama Devi one night saw a snake slithering on the bed near his flank. She woke him up and saved him from the impending danger. As such, he was naming the new born as Parshva (flank).

The King Elephant The soul of Marubhuti was reborn as an elephant in the forests of Vindhyachal. It became the leader of the herd. One day when an ascetic was standing in meditation in the Vindhyachal area, the king elephant came near him. The memory of its past

Prince Parshva was very handsome and intelligent. His fame reached Kushasthalpur and princess Prabhavatti, daughter of king Prasenjit, determined to become his wife. Before a proposal for marriage could be sent the king of Kalinga lay


a seize of Kushasthalpur and sought the hand of Prabhavati in marriage. King Prasenjit, aware of the might of Yavanraj sent a messenger to Varanasi for help. King Ashvasen got irritated at the misconduct of Yavanraj and command the army in this battle. Pshvasen was well aware of the ability and prowess of prince Parshva; he accepted proposal without any hesitation. Before the prince started for the battle field the king of gods sent a divine and air worthy chariot for Parshva. After reaching the battle field the and prior to giving the orders to attack, Parshva sent a message to Yavanraj that now Prasenjit was under the protection of king Ashvasen, and as such he should break his seize of Kushasthalpur or face the great army of Varanasi and divine powers of Parshva. Although the youthful Yavanraj and some of his younger ministers were provoked, a senior minister informed him that the king of gods himself sided Parshva. He not only had divine powers but also the flying chariot of Indra. To fight Parshva was to embrace certain defeat. Yavanraj accepted the advice of the senior minister and surrendered before prince Parshva without a fight. He offered rich gifts to Parshva and became a friend of Prasenjit. Victorious Parshva Kumar returned to Varanasi. King Prasenjit also came to Varanasi with his daughter Prabhavati and requested king Ashvasen to marry Parshva Kumar with Prabhavati. Parshva was averse to the bond of marriage. However, his parents persuaded him and he could not hurt their feelings. He was married to Prabhavati but led a simple and detached life. One day prince Parshva was enjoying a view of the town from the balcony of his palace. When he saw groups of men and women, carrying items for worship, passing by, he asked out of curiosity if it was some day of religious ceremonies. His attendants informed him that some mendicant named Kamath is doing a harsh penance named Panchagni Tap (five fire penance). The citizens are going to pay homage to him with all these presents. Prince Parshva also proceeded to witness this strange scene. As he was endowed with three levels of knowledge since birth, Parshva perceived everything worth knowing about this person at once. This was the same being that had been nurturing an intense feeling of vengeance for him for many births. After completing his age in the hell he was born in a poor family. Driven by hunger and poverty he had become a mendicant

and was influencing the ignorant masses with his harsh but ill conceived penance. When prince Parshva came near the mendicant he saw that some logs of wood were burning all around the mendicant. Inside one of the logs was a pair of serpents, writhing in pain due to the intense heat of the burning flames. Moved by a feeling of compassion the prince said to the mendicant, "Burning a five sensed being in fire, what sort of self improvement do you strive for?" The mendicant replied angrily, "Prince! You are a child; go and enjoy your princely games. It is mendicants like me who know about religion not you. How can you claim that some being is burning in the fire around me?" All the efforts to persuade him that a pair of serpents was burning in the fire went in vain. Parshva then ordered his attendants to draw the specific log aside and split it. As soon as the attendants did that, a pair of serpents, partially scorched, fell on the ground writhing in pain. Realizing that they were about to die, prince Parshva said to them that they should not be annoyed with the ignorant mendicant and should remain equanimous during the last moments of their lives. He also recited the Namokar Mantra. As a result of equanimous thoughts and hearing the Namokar Mantra, after death the pair was born as the king and queen of the gods of the Nag Kumar clan (Dharanendra and Padmavati). The mendicant became angry and kept on adding more fuel to the fire of vengeance. After death he reincarnated as the evil god Meghmali. This incident inspired Parshva Kumar to step on the right path and show the path to the masses misled by such ignorant hypocrites. While he was contemplating this, he one day went to garden and chanced to see some frescoes about the incidents of life of Bhagavan Arishtanemi. These vivid paintings pushed him to the decision of becoming an ascetic. He sought permission of his father and started the year long charity. On the eleventh day of the dark half of the month of Paush he became an ascetic under an Ashok tree. One day Parshva-muni was standing in meditation in Kaushamv jungle. God Dharanendra arrived there to pay homage. When he saw scorching sun rays falling on the meditating ascetic, he covered Parshva-muni with canopy of snake hoods.


One day Parshva-muni was standing in meditation under a banyan tree in an Ashram outside a village. The evil god Meghamali, the Kamath of earlier birth, through his evil powers became aware of this. Driven by the animosity of earlier births, Meghamali arrived at the spot where Parshva-muni his extremely loud and fearsome laughter. When Parshva-muni remained unmoved, Meghmali inflicted pain on him by attacking in the form of various animals. Parshva-muni tolerated all these afflictions with equanimity. Meghamli’s anger reached its peak. Now he created dark and dense clouds in the skies. The sky was completely covered by dark rain-bearing clouds. With fearsome rumbling and thunder and lightening it started raining heavily. Meghamali caused so much rain that it flooded the whole area. Parshva-muni tolerated the torment of this torrential rain like the Meru mountain. The water level rose and it reached the tip of Parshvanath’s nose. He was still unmoved in his meditation. At this peak of the affliction, the throne of god Dharanendra trembled. He came to know about the incident through his divine powers and reached the spot with Padmavati. One of these snake-gods created a platform under the feet of Parshva-muni and the other a canopy of its multiple hoods over hid head. Dharanendra admonished Meghamali who then fell at the feet of Parshva-muni and sought his forgiveness. After eighty three days of penance and spiritual practices Parshva-muni came to Ashrampad garden in Varanasi and stood in meditation under a Dharanendra tree. With fast increasing purity he attained omniscience on the fourth day of the dark half of the month of Chaitra. The gods created the divine pavilion. Bhagavan Parshvanath gave his first discourse on the form of religion. He propagated the four dimensional religion(Ahimsa, truth, non-stealing and non-possession) for upliftment of the soul. Inspired by the discourse of Bhagavan Parshvanath, many members of his family including his father Ashvasen, mother Vama Devi, and wife Prabhavati took Diksha from him. Many other princes and scholars including the famous Vedic scholar Shubhdatta also took Diksha after hearing to his discourse. Bhagavan Parshvanath established the four pronged religious organization. He had eight chief disciples with Shubgdatta being the first and most senior.

Although no detailed mention is available about the areas visited by Bhagavan Parshvanath, it can be surmised from various incidents and related stories that he covered a considerably wide area of the subcontinent. It appears that he visited Kashikaushal (Uttar Pradesh), Nepal, Bang (Bengal), Kalinga (Orissa), Anga (Magadh), Vidarbh, Konkan, Saurashtra etc. Among his followers were Shakya Kings, rulers of Magadh (grandfather and father of king Shrenik) and many others. 206 Spinsters In Jain scriptures there is a mention of an incident of Bhagavan Parshvanath’s period that has not been much talked about. It is the initiation of 206 old spinsters in his ascetic organization. At different times many old spinsters from merchant families from a number of towns took Kiksha into Bhagavan Parshvanath’s organization and indulged in spiritual practices. But due to some faults in minor codes of discipline and death before doing required corrective self-analysis they reincarnated as queens of lesser gods like Chamarendra, Balindra, Vyantarendra etc. At the time of Bhagavan Mahavir’s divine pavilion creation they came for the Darshan (paying homage in person) and displayed their divine glamour and grandeur just like the sun god. What to talk of the common audience when even Ganadhar Gautam became spellbound at this heavenly display. When Gautam asked Bhagavan Mahavir about these goddesses he explained these goddesses acquired these unique divine powers as a result of their practices of penance and discipline when they were the old-spinster ascetics in Bhagavan Parshvanath’s order. All these references indicate that even during the period of Bhagavan Mahavir the faith and devotion for Bhagavan Parshvanath was wide spread. The masses strongly believed that remembering the name of Bhagavan Parshvanath was the panacea for all troubles as well as the means of success. This was the reason that in Bhagavan Mahavir’s time Bhagavan Parshvanath was popularly known as "Purushadaniya". Many scholars are of the opinion that the Chaturyam Dharm (the four dimensional religion) was the leading and prominent religion in whole of India during that period. The Buddha also got initiated into this school in the early part of his spiritual life. Later he evolved and propagated his eight pronged religion out of this only.


Bhagavan Parshvanath was a householder for thirty years and then an ascetic for seventy years. When he was 100 years old he got liberated on the fifth day of the bright half of the month of Shravan at Sammetshikhar. It is believed that the time span between the Nirvana of Bhagavan Parshvanath and Bhagavan Mahavir’s launching of his own school was about 250 years. There is a mention of four prominent leaders of Bhagavan Parshvanath’s school: 1. Ganadhar Shubhdatta (Shumbh) 2. Arya Haridatta 3. Acharya Samudra Suri 4. Arya Keshi Shraman The last one is believed to have existed between 166 to 250 years after the Nirvana of Bhagavan Parshvanath. Arya Keshi Shraman was a forceful Acharya. The staunch non-believer king Pradeshi became a highly devoted Jain Shravak under his influence only. There were nine groups of five hundred ascetics each, in the large religious organization headed by Keshi-muni. These groups worked in far fling areas like Tailang (Andhra), Konkan and Maharashtra. He himself wandered in the Magadh area with one thousand ascetics.

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Many temples are dedicated to Parshva throughout India. There are at least 108 different images by which he is honored. Some of the most famous ones are: • The Nagaraja Temple in Kanyakumari district after which the town Nagercoil got its name was a Jain temple. Recently unearthed inscriptions establish that it was indeed a Jain temple until the mid 16th century A.D. It was slowly transformed into a Hindu temple.NAGA (snake god) a FAMOUS local deity for all class of Society and Jains were ready to accommodate the beliefs of the local people along with theirs. The local deities were thus

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included in their ways of worship as ‘devas’. They worshipped Nagaraja alias Darnendra, the Sasana devata and Yakshan is the guarding angel of Parasuvanatha, the 23th Theerthangara Digambar Antriksha, Shirpur Jain (Maharashtra) Digambar Nagfani Digambar Chintamani, Kachner (Aurangabad, Maharashtra) Kalikund Digambar Chintamani, Jatwada (Aurangabad, Maharashtra) Jain temples of Khajuraho Amijhara Andheshwar Parshwanath Digambar Jain Mandir, near Banswara, Rajasthan Nagphani Parshwanath Digambar Jain Mandir, near Dungarpur Rajasthan, Off Udaipur Ahmedabad National Highway which connects Mumbai and Delhi Shankheshwar Nakoda Nageshwar Kalikund Shikharji, Jharkand Digambar Jain Humcha Parshwanath Mandir, Humbaj Padmavati, Karnataka Chintamani, Bagol Chintamani, Navsari Avanti, Ujjain Chintamani, Unhel, Ujjain Panchasara, Patan, Gujarat Adinath Jain Temple, Santhu, Bagra (Marwar), Jalore, Rajasthan. Munisuvrata-Nemi-Parsva Jinalaya, Santhu, Bagra (Marwar), Jalore, Rajasthan. Uvasagarham Parshavnath Jianalaya, Nagpura, Rajnandgoan, Chhattisgarh. Appandainathar Jinalaya, Thirunarunkundram, Villupuram district, Tamil Nadu Vighn-harneshvar Digambar Jain Atishaya Kshetra, Atishaya Kshetra (Place of Miracle), Kulcharam, Medak district, Andhra Pradesh. Ahikshetra Parsvanath Tirthkshetra Digamber Jain Mandir, Bareilly, Uttar Pradesh Bhagyavardhan Parshvanath Tirthshetra, Jalgaon, Maharashtra




DIY SPOON LAMP


THE FINISHED PRODUCT


LAKSHADWEEP – THE MAURATIUS OF INDIA

formations and a variety of fishes are the main attractions of Bangaram. Lighthouse Lighthouse, established in 1885 by Bristish at Minicoy, is one among the oldest lighthouses in Lakshadweep. This is a wonderful structure attracting many tourists, which is a major landmark in Minicoy Island. One can go right up to the top of this Light house with a height of 300 feet.

Lakshadweep is an archipelago located 200-400 km west of the coast of Kerala in the Arabian Sea. The archipelago consists of 36 main islands, many smaller islands, coral atolls and coral reefs. It is the smallest union territory in India. Lakshadweep means a hundred thousand islands in the local language, Malayalam. Earlier the name Lakshadweepa referred to the three archipelagos in the Indian Ocean the present Lakshadweep, Maldives and Suvadives. Only ten of the Lakshadweep islands are inhabited and more than 90 percent of the indigenous population is Muslim. The main economic activities are fishing, coconut cultivation and coir twisting. Tourism is an emerging industry. Tourists require an entry permit to visit Lakshadweep; the permit is issued at Kochi (in Kerala). Foreign nationals are allowed only in Kadmat, Bangaram and Agatti islands. Agatti is connected to Kochi by air and sea; in fact Agatti is the gateway to Lakshadweep Islands with the only airport of the archipelago. Kavaratti, the administrative headquarter is the most developed island. Its attractions include the Ujra mosque, marine aquarium, beaches and water sports. Kalpeni is known for the largest lagoon among Lakshadweep islands; the lagoon is good for kayaking and boating. Minicoy is located in southern Lakshadwep and its culture has affinity to that of Maldives. The language here is Mahl, which is a form of Divehi, the language of Maldives. Kadmat has lagoons both on its western and eastern peripheries. The island boasts of a water sports institute and a diving school. Bangaram is the only uninhabited island open to tourists. A short distance from Agatti Island, it can be reached by speedboat. Scuba diving, coral

Agatti Islands One of the Nature’s treasures on Earth or Heaven on Earth, many adjectives can be used to describe the pristine natural beauty of Agatti Islands in Lakshadweep. Soothing weather, a balanced mix of sunlight, sea breeze and sandy shore makes the visit in Agatti memorable for a visitor. Amindivi Islands Amini or Amidivi Islands, the first and foremost human inhabited Island and densely populated, is famous for superior quality of coir products. The island with tropical climate is small area with only about 3 km long and 1.6 km width. Andretti Islands Andrott (Andretti) Island, the largest Island in Lakshdweep, is the closest Island to the mainland of India through Cochin. It is a densely populated island, situated with glamour and glare of natural beauty. The Island is blessed with many tourist attractions including many Buddhist archeological


Bangaram Islands

Minicoy Islands

Bangaram, nearly unexplored and pollution free serene island, is a prime tourist destination in Lakshadweep. It is an uninhabited, unspoilt small island encircled by a picturesque lagoon enclosed in a coral reef. The Island is open to Indian and foreign tourists.

The Southern most Island among the islands in Lakshadweep and farthest from Kavaratti is Minicoy. Minicoy Island, crescent shaped, stands second in area after Andrott Island. This is the one Island where Mahl language is spoken while all other islands use Malyalam as the spoken language.

Kadmat Islands Kadmat, a great tourist spot for sun bath, is renowned for the long silvery sandy beaches. It is one of the inhabited islands in Lakshadweep with dense coconut palms. Isolated from the Mainland, Kadmat Island, recognized for its lime stones used for construction purposes Kalpeni Islands Kalpeni Islands, Koefaini as per Arab writers, is a group of three small islands and is considered as one of the most exquisite and impressing islands of Lakshadweep. The satellite islands Cheriyam, Pitti and Tilakkam are inhabited and many tourists are attracted towards this Kalpeni Islands Kavaratti Islands Enchanted with the eternal natural beauty, a Kavartii island is a prime destination of Lakshadweep tourists. Kavaratti, with impressive snow-white coral sands and calm lagoons, is the head quarters of Lakshadweep. Pristine beauty of lush green coconut trees, dancing leaves of coconuts

Kayaking and Canoeing Adventure seekers golden sports paradise is Lakshadweep, with many breath taking water sporting activities. The excellent facilities in the sea shore and the tempting sea waves, makes Lakshadweep an ideal spot for water sports, mainly for Kayaking and Canoeing. Scuba Diving Clear and unspoiled water in the Lakshadweep makes it a neat and perfect destination for diving. Lakshadweep has grown to a wonderful stature with unique diving facilities. Lakshadweep is a sports paradise for adventurous tourist. Scuba diving is practiced here with much vigor and dynamism.

How To Reach ? Lakshadweep By Air

Two islands Agatti and Bangaram are connected by air from C nearest international airport, which is connected to most of the especially connected to gulf countries. Lakshadweep by Waterway Lakshadweep islands are mainly connected by cruises. One can reach Lakshadweep using a passenger cruise from Cochin harbor.


BEGINNER’S WHITE BREAD RECIPE Prep time: 2 Hr Cook time: 27 Mins Do not fear handling yeast because it’s not as bad as you think it is, especially the quick rise ones. I assure you that, once you bake this bread you will definitely not like the store-bought, packaged stuff which is being called bread. INGREDIENTS: 5 and 1/2 to 6 cups All Purpose Flour 3 tablespoons White Sugar 2 envelopes Rapid Rise Yeast 2 teaspoons Salt 1 and 1/2 cups Water 1/2 cup Milk 2 tablespoons Butter PROCEDURE: • Combine 2 cups flour, sugar, undissolved yeast and salt in a large bowl. • In a medium saucepan, heat water, milk and butter until very warm. Use a candy thermometer to see if the temperature is between 120F-130F (approximately 48C-54C). • Stir the milk mixture into the flour/yeast mix. • Use an electric mixer at medium speed and beat for about 2 minutes, scraping the bowl occasionally. • Stir in another cup of flour, beat again for 2 minutes at high speed, scraping bowl as needed. • Stir in enough of the remaining flour (2 and 1/2 to 3 cups) to make a soft dough. I used about 2 and 3/4 cups of flour. (See My Notes) • Lightly flour the surface you will be working on and knead the dough until smooth and elastic, about 8-10 minutes. • Cover; let rise 10 minutes. • Divide dough in half. Roll each half to 12×7 inch rectangle. Beginning at short end of each rectangle, roll up tightly. Pinch seams and ends to seal completely. • Grease two 8×4 inch loaf pans and place the dough seam sides down. • Cover using plastic wrap; let rise in warm, draft free place until doubled in size, about 45 minutes.

• Meanwhile around the 30th minute or so, preheat the oven at 400F/200C for about 15 minutes. • When the dough has doubled in size, bake it for 25-30 minutes or until done. Remove from pans; cool on wire rack. • Like always you have to wait for the bread to come to room temperature before you can cut it into slices. If you prefer eating warm bread then just apply some butter and tear it off and enjoy. TASTE: The bread looked exactly like bakery breads at least on the inside. The texture was perfect; light, airy and fluffy. I hadn’t done a neat job on sealing the edges after rolling the dough, so my ends were not perfect. The bread tasted great too. It’s been a while since I tasted freshly baked bread and God does it taste fantastic. It’s the best! How did we end up liking the factory made bread? I realized that bread baking is one of the “if I can do it you can do it too” stuff. So no more excuses, gather all the ingredients and bake a fresh loaf this weekend. You just have to just check the expiry date on the yeast and you are good. Also a pick a candy thermometer while you are at the dollar store. NOTES: The quantity of flour you end up adding depends on the type of flour you are using, the moisture content etc. So add it in small increments until you feel it’s right. I read elsewhere that, when a bread recipe or any yeast recipe mentions to wait until the batter rises double in size or for a specific amount of time, look for the size and not the time. Sometimes the dough may need more time to double in size than mentioned in the recipe and you may not get the desired result if it does not double. After baking this bread, I did try my hands on dinner rolls and I just waited for the time mentioned in the recipe rather than for it to double in size and the dinner rolls came out look pathetic. The taste and texture was quite good but not as perfect as the bread. That’s when I looked for a reason and found that the time does not matter. I’m just a beginner baker and this is my understanding. Experts please share your tips and opinion. I also read that, to get neat slices, you have to put the bread on either side and then slice it rather than the usual top to bottom slicing. I didn’t know it while slicing my first loaf and did the top to bottom slicing. For the second loaf I followed the trick and it really worked.


SUGAR FREE CHOCOLATE BANANA BREAD RECIPE

Prep time: 15 Mins Cook time: 65 Mins Enjoy this sugar free version of chocolate banana bread which as good as the usual bread loaded with sugar. INGREDIENTS: 1 and 3/4 cups All Purpose Flour 1/4 cup Unsweetened Cocoa Powder 1 cup (See My Notes) Sugar 1/4 teaspoon Baking Soda 1 and 1/4 teaspoons Baking Powder 1/4 teaspoon Salt 1/4 cup Extra Virgin Coconut Oil, melted 1/2 cup Unsweetened Applesauce 1/4 cup Plain Yogurt (I used non fat) 2-3 tablespoons or as needed Water 1 and 1/2 cups (approx. 3 bananas) Bananas ripe and mashed 1 teaspoon Vanilla Extract 1/2 cup Walnuts or Pecans, toasted and chopped 1/4 cup Mini semisweet chocolate chips PROCEDURE: • Preheat oven to 350F/180C for 15 minutes. Grease or line the loaf pan with parchment paper. • While the oven is preheating toast the nuts for 8-10 minutes and chop it once it is cool. • In a large bowl mix together the dry ingredients (from flour to salt). • In another bowl stir together the oil, applesauce, yogurt, bananas and vanilla extract. • Fold in the wet ingredients into the dry ingredients. Stir until just combined. • Fold in the nuts and chocolate chips. Do not over-mix the batter.

Scrape the batter into the prepared pan and bake for about 55-65 minutes or until a toothpick inserted in the center of the bread comes out clean. Mine was done after 60 minutes. Place the pan on a cooling rack and then remove the bread from the pan. Since I had line the pan with parchment paper I was able to remove the bread within a couple of minutes.

MY NOTES: • The original recipe called for 1/2 cup of melted butter, which I have replaced with 1/4 cup of melted extra virgin coconut oil and 1/4 cup applesauce. Also for the 2 eggs, I have used 1/4 cup applesauce and 1/4 cup yogurt and increased the quantity of baking powder by 1/4 teaspoon. • I forgot to add sugar while preparing the batter and realised it only at the end, so just proceeded with it anyway. We did like the bread even without the sugar. I think the bananas were sweet enough. So I guess even if you decide to add sugar, you may not need the entire 1 cup. Even 1/2 cup sugar should be fine. • I have used 1/2 cup of applesauce to replace 1/4 cup of melted butter and 1 egg. If I had another banana I would have used that itself instead of the applesauce. So if you have bananas you could use it; applesauce is not compulsory. • The batter was very thick so I added a couple tablespoons of water to make it a bit spreadable.


So you are in the market to pick up your first tablet and you have a generous budget of Rs. 15,000. For this price point you are quite spoiled for choice and there are numerous devices at your disposal. There are a few things consumers must consider before picking up a budget tablet. To start with, the display must me capacitive as resistive touchscreen tablets are just cumbersome to use. The power under the hood too must be decent enough to run the apps available on the app store. So here, we list for you, five tablets that are worthy contenders of becoming you first budget tablet. Zync Z999 Plus The Zync Z999 plus is a significant improvement over its predecessor and stands tall among the competition as well. New features to the device include the addition of Bluetooth and inbuilt 3G along with the ability to make calls. The display could have been a bit better with its response during browsing, but you get what you pay for. If you are in the market to buy a tablet in the price range of Rs. 10,000 to Rs. 15,000, you can consider this device. Read our review here. Processor: ARM Cortex A8 Processor speed: 1.5GHz RAM: 512MB Display size: 7-inch Display Resolution: 480x800 Internal storage: 8GB Expandable storage: MicroSD card up to 32GB Battery: 4200mAh OS: Android 4.0 ICS Front Camera: 0.3MP Rear Camera: 2MP Price: 11,990

HCL Me Tab Y2

Overall, the HCL Me Tab Y2’s is a good performing tablet but it does have its downfalls. It has one of the best displays on a budget Android tablet. For starters it’s an IPS panel and the resolution is higher than other 7-inch tablets. We played some apps and videos on the device and they ran quite smoothly. On the downside, it compromises on the Google Play store, which is a big deal breaker. If you are one who is interested in loading your devices with the latest apps you may have to do so by downloading the apk file or limiting yourself to what the HCL ME app store has to offer. But if a fantastic display and overall good multimedia performance is what you are looking for then you can definitely consider this device. Read our review here. Processor speed: 1GHz RAM: 1GB Display size: 7-inch IPS Display Resolution: 1024 x 600 Internal storage: 8GB Expandable storage: MicroSD card upto 32GB Battery: 4000 mAh OS: Android 4.0 ICS Front Camera: 0.3 Rear Camera: 2MP Price: 14,999 Micromax Funbook Pro


If a 10-inch display is what you desire on a budget device then this is the tablet for you. For Rs. 10,000 theMicromax Funbook Pro is a good device. Apps and videos run great on the device, even 1080p mkv files. The device does compromise on factors such as Bluetooth and a SIM card slot. But if the screen size is a priority, then the Funbook Pro is the tablet for you. Otherwise you may want to consider one of the other devices from this list. Read our review here. Also check out Micromax Funbook Pro : Video Review Processor speed: 1.2GHz RAM: 1GB Display size: 10.1-inch Display Resolution: 1024x600 Internal storage: 8GB Expandable storage: MicroSD card upto 32GB Battery: 5600mAh OS: Android 4.0 Front Camera: VGA Rear Camera: NA Price: 10,000 iberry Auxus AX02 The iberry Auxus is a good device I it going to be your first device. It doesn't have Bluetooth or a SIM card slot but what its performance is still good as a tablet. Watching movies, playing games, running apps, all work very well on this device. In some of our benchmarks, the device even performed better than the Funbook Pro. Its screen may be a bit dim for prolonged reading but overall, it's a bang for your buck. Read our review here. Processor speed: 1.5GHz RAM: 512MB Display size: 7-inch Display Resolution: 480x800 Internal storage: 8GB Expandable storage: MicroSD card upto 32GB Battery: 4200mAh OS: Android 4.0 ICS Front Camera: 2MP Rear Camera: 0.3MP Price: Rs. 7,990

Lava eTab

For a tablet priced under Rs. 6000, the lava e-tab performs well. It beats the Ultratab A100 hands down, which has the same specification as the etab. For the price you pay, you are getting a capacitive screen, decent power under the hood and a respectable build. You can consider this tablet over its competition if you are on a tight budget. But remember, the viewing angles aren’t the best and the table does lag a bit. The experience of the stock browser too could have been better. Read our review here. Also check out,Lava E-Tab : Video Review

Processor speed: 1.2GHz RAM: 512MB Display size: 7-inch Display Resolution: 480x800 Internal storage: 4GB Expandable storage: up to 32GB via a MicroSD card Battery: 2800mAh OS: Android 4.0.3 ICS Front Camera: NA Rear Camera: VGA Price: Rs. 5,499


BUSINESS LOAN Running a business is never an easy task. One is bound to face financial hiccups during the process. Whether you are a new generation entrepreneur venturing into a new business or an established businessman planning for a business expansion. Financial institutions offer the business loan to bail you out of the situation of such financial crunch. Whether its money required for an immediate official expension or it could be the time of recession , when payments don't come on time but the expenditures can't wait. The business loans ease your way through a scary road of financial crisis and open the world of new business heights for you. But running for business loans from pillar to pillar could be the most tiring job. We at Moneyduniya.com, have tied up with some of the renowned Business Loan providers of India, offering loans at the most competitive interest rates. So, stop moving door to door in search of the cheapest business loans. Just fill our online application form and broadcast your business requirement to these institutions. If you fit into their bill, you will surely get a call from them within 48 hours. Home loans are subject to market conditions and hence they are constantly revised by the banks. These loans are generally called as adjustable rate home loans as the interest rates vary throughout the entire tenure. Floating rates are beneficial only if the interest rates falls in the future. Business Loans are offered in two types, Secured and unsecured. For a Secured Business loan, the borrower needs to pledge something as collateral or security against the loan amount taken. Be it raw material or finished products, land or machinery, anything can be kept as collateral in agreement with the lending party. The borrower can also offer cash advance as collateral as it offers more liquidity and the loan can be availed at lower interest rates and flexible repayment options. In case of unsecured business loans, here is no requirement of any collateral from the borrower.

However, while availing an unsecured business loan, the borrower needs to pay a high interest rate. Moreover, the loan amount is taken for a smaller tenure when compared to a secured loan. According to the their tenure, business loans can be further diversified. 1. To meet the temporary needs of a business like short term working capital, a short term loan is most apt one, with the repayment time period of a year. 2. An Intermediate Loan is necessary for starting up business to buy inventory, equipment and also increase working capital. 3. A Long term is necessary for well established business houses who wish to expand, increase their fixed assets or related business acquisitions, with terms that runs for a period of 3-5 years. Furthermore, drawing the thin line between critical needs and expenses that can be put off till a better financial situation prevails holds the key to prevent one from any financial predicament. Making a single hasty decision without any idea of its impact in your business might prove to be detrimental in the long run. Therefore, one must be very clear of his actuals need and necessities for enhancing and improving his business by borrowing the rights loans with a detailed insight of its pros and cons. Hence, acquiring more capital in order to promote any business or consolidating old debts and credits, beckons the call for Business loans. ELIGIBILITY The applicant must meet the below eligibility criteria's 1. Min. age: 21 years 2. Max. age: 65 years 3. Minimum income (annual): Rs. 1,50,000 4. Minimum loan amount: Rs. 25,000 5. Maximum loan amount: Rs. 2,00,00,000 6. Min. years of buss. existence: Not Applicable 7. Minimum loan tenure: 1 year 8. Maximum loan tenure: 5 years DOCUMENTATION 1. PROOF OF IDENTITY (any one) a. Photo PAN Card b. Voter's Card c. Passport d. Driving License


FAQs 2. PROOF OF AGE

3. PROOF OF SIGNATURE a. PAN Card b. Passport c. Banker's verification of signature

What percentage of the loan do I have to match? You can be asked to match the entirety of the amount you want to borrow. If you can offer security, the capital investment you are asked to put forward may be smaller.

4. PROOF OF RESIDENCE (any one) a. Ration Card b. Utility Bill c. LIC Policy Receipt d. Rental Agreement

How long will it take for the loan to be approved? The average lead time is three to six months.

5. PROOF OF INCOME a. Latest 3 months Bank Statement from Operating Account b. Last 2 years ITR with computation of Income/Certified Financials c. Proof of Turnover (latest Sales/ Service Tax returns) 6. SECURITY DOCUMENTS available only against Securities)

(Loan is Collateral

7. PROOF OF CONTINUITY CURRENT PROFESSION/BUSINESS (IT Returns / Certificate of business continuity issued by the bank). 8. Mortgage of Immovable Property (Building and non-agricultural land) or National Savings Certificates, Government Bonds, Bank's Term Deposits, Assignment of Life Insurance Policies standing in the name of borrower/ proprietor/partner/ director.

BEFORE TAKING A LOAN CHECKLIST Have you gathered sufficient evidence to prove you can generate profit and make repayments on time? Ensure you can outline what you need money for and how you will pay it back Identify clear routes to market and when you expect to start bringing money in It's crucial you have a contingency plan so you can repay your debts even if things go wrong

What is the average interest rate for a small business loan? Rates generally range from 8% to 12%: the interest rate offered on your loan will vary depending on fluctuations of the base rate, on the duration of your loan and on the risk involved Jargon buster APR: Annual Percentage Rate: the interest rate for a whole year. Will help you determine the full cost of a loan. Credit rating: the rating used to determine how worthy of credit prospective lenders are. Freehold: a property where ownership covers both the building and the land on which it is built Resources Comparison websites like Decision Finance, Money Supermarket and Beat that Quote can help to give you an idea of what is available Business Link information on obtaining a loan and offering security Information on the Enterprise Finance Guarantee Scheme Business Link loans and overdrafts


THE MELODIOUS SHREYA GJOSHAL

Shreya Ghoshal was born on 12th March 1984 in Berhampore, West Bengal, India, to bengali parents, Sh. Bishwajit Ghoshal and Smt. Sarmistha Ghoshal. She spent her first three months of her life in her birth place in West Bengal, then she moved to a place called Rawatbhata near Kota, Rajasthan, where her father, who is an Electronics Engineer, was posted. She has spent first thirteen years of formative part of her life there and completed her schooling up to Eighth Standard, in Atomic Energy Central School, Rawatbhata.

Initiation of the Musical Odyssey Life at Rawatbhata was simple, pristine, unpolluted, far from madding rush of a city. There used to be cultural programmes and social gatherings very often. Her mother is a singer and both of her parents are very much culturally inclined and they were very much involved with all those cultural activities. During those activities, as a small child she picked up her first lessons of music. She used to hum the same songs with her immature words whatever her mother sang during rehearsals. It is during those days her potentials of singing was discovered by her parents. At the age of 4, she started learning music, mainly Bengali songs, from her first Guru – her mother. She gave her first stage performance at their club’s annual function. At the age of 6, she started getting formal training in Hindustani Classical Music. She learnt Classical Hindustani Music from Rakesh Sharmaji of Kota, Shri Jayawardhan Bhatnagar, her school's music teacher and thereafter, from Mahesh Chandra

Sharmaji of Kota. She got her intial exposure to hindi film songs and rajasthani folk from Shri Bhatnagar. She received training in playback singing from Padmashree Late Kalyanji Bhai at later stage. After shifting to Mumbai she continued her training in Classical Hindustani Music with Late Mukta Bhideji.

In Pursuit of her Dreams In year 1997 she moved to Mumbai with her family when her father got transferred there. She did further schooling meretoriously from Atomic Energy Central School-4 and Atomic Energy Junior College with Science. Considering difficulty in pursuing Science with anticipated career in Music, she switched to Arts, and completed her Graduation in Arts with English as Major from S.I.E.S College, Sion, Mumbai.

Milestones 1995 She won the All India Light Vocal Music Competition, New Delhi, organised by Sangam Kala Group, in Light Vocal group in sub-junior level. Eminent judges Kalyanji-Anandji and Pt.Rajan & Sajan Mishra judged her at various stages. Her first TV performance followed this. It was a programme called “Awaz Nayi Andaz Wohi” in EL TV. This was her first experience in studio recording. 1996 She was selected for 75th Children’s Special Episode of TVS Sa Re Ga Ma, which she won. Later on she won various other episodes of TVS Sa Re Ga Ma the last one being the Megafinal judged by exceptional panel of judges comprising of Ustat Vilayet Khan, Anil Biswasji, Girija Deviji, Pandit Ram Narain, Pandit Shiv Kumar Sharma and Ustad Zakir Hussain. 1998 She started recording in regional languages (Marathi, Bengali, etc.). 2000 Sanjay Bhansaliji and music director Ismail Darbarji selected her for playbacking for Paro played by Aishwarya Rai, in DEVDAS. 2002 She was launched as playback singer with the release of DEVDAS music. Miles to go and Promises to Keep… After Devdas, she has been continuously working and recording songs with many music directors. She has recorded film songs not only in Hindi but also in Assamesse, Bengali, Bhojpuri, Gujrarati,


Kannada, Marathi, Malayalam, Nepali, Oriya, Tamil, Telegu, etc. She worked with music directors like Aadesh Shrivastava, Adnan Sami, Ajay Atul, Amar Mohile, Amit Trivedi, Anand Milind, Anand Modak, Anu Malik, Anand Raj Anand, A.R.Rahman, BapiTutul, Bappi Lahiri, Bhardwaj, Debajyoti Mishra, Deepak Pandit, G V Prakash, Harris Jayraj, Himesh Reshamiya, Illayarajaji, Ismail Darbar, Jatin Lalit, Jeet, Joy Sarkar, Kailash Naresh Paresh, Karthik Raja, Koti, K.M. Radhakrishnan, Lalit Sen, Mani Sharma, M.M.Kreem, M. Jayachandran, Monty Sharma, Mano Murthy, Nadeem Shravan, Nikhil Vinay, Pyarelalji, Patnaik R.P, Pritam, Rajesh Roshan, Rajkumar S.A, Raju Singh, Ranjit Barot, Ram Sampat, Ravindra Jain, Roop Kumar Rathod, Sajid Wajid, Salim Suleiman, Sandesh Sandilya, Sanjay Bhansali, Sanjeev Darshan, Sen Brothers, Shankar-Ehsan-Loy, Shantanu Moitra, Sukhvinder Singh, Uttam Singh, Vidyasagar, Viju Shah, Vishal Bhardwaj, Vishal-Shekhar,Yuvanshankar Raja and many more. She has been performing all over the world and captivating audience with her charming personality, ability to connect to audience instantly and above all her musical ability. She has judged child contestant in Musical Talent Show " Voice Of India - Chhote Ustad" with exceptional ability. Her performance as a team leader and a performer in "Music Ka Maha Muqabala" has been legendery. She wishes to take her musical talent much beyond the film music and expand her horizon in other genre of music in particular Hindustani Classical Music. Every day, Shreya feels grateful and blessed for the presence of her parents in her life. Their love for music, dedication and support helped to sow the seeds of passion and devotion for singing and music in her life. Their simple upbringing with high values and morals has made Shreya the elegant lady we know today. Teachers and Gurus are our educators who with patience and a sense of duty give us the gift of

knowledge. Shreya is indebted to all her gurus beginning with her mother for recognizing and nurturing her talent from the early age of four. Through their experience, knowledge and fortitude they gave Shreya the precious gift of direction and purpose. They helped her flourish and grow into a versatile and accomplished singer. Shreya feels very fortunate to be mentored by some of the music industry’s most established music directors, iconic classical singers and acknowledged playback artists. Under their vigilant guidance and support she took her first steps as a playback singer for the Indian film industry. Their continued belief, support and blessings give her the confidence to reach for excellence in whatever she pursues. Inspiration brings out the best in us. Legendary singers and their invaluable work have inspired and motivated her from childhood and will continue to motivate her to do the best she can. Their silent presence and their extraordinary lives touch her soul and influence her singing and her life as she continues to follow her dreams as a playback artist and singer. Shreya enjoys the appreciation, love and encouragement of her fans. Their support is what keeps her motivated to try out different styles of singing and various genres of music. She greatly appreciates their presence in her life and promises to never let them down in the future and to always bring them happiness and pride through her gift of music and song. Shreya would like to thank each and every person who has been instrumental in her success no matter how big or small their role is. She is always grateful to God for giving her the wonderful people in her life who make every day more beautiful and meaningful. She is overwhelmed with emotion and love for all that you do for her. Your support and blessings are what inspires her to exceed very expectation and empowers her with the courage to conquer very obstacle in her way.


REVIEW OF CHASHME BADOOR Those were days of relative innocence. Whistling at girls at bus stops, chasing unwilling girls to their homes, and landing up at their doorstep under assumed identities were all considered innocuous bachelor bacchanalia. In Paranjpye's "Chashme Buddoor", it was a big deal that Rakesh Bedi managed to get into Deepti Naval's bathroom pretending to be a plumber. In Dhawan's film, the very gifted Divyendu Sharma, who plays Bedi's part, just can't pretend to know the perky girl next-door intimately by her bathroom decor. He manages to take a picture of a tattoo on her waist to convince his love-smitten pal Sid (Ali Zafar) that the girl is... well, not chaste but quite a 'chalu cheez'. While the writing gets 'chalu', it miraculously steers clear of being cheesy by a wide margin. Under the veneer of vicious courtship games played by two desperately single guys, Dhawan's "Chashme Baddoor" retains a core of innocence. A tongue-in-cheek virtuosity remains the film's greatest triumph. SajidFarhad's writing is wild, naughty and witty, but never vulgar. The whimsical word-play flows from a tap-dance of prankish internetstyled banter which is border-line silly but nonetheless very engaging in an off-handedly smart way. If anything, the repartees flow much too furiously. From Anupam Kher's slap-happy mother Bharati Achrekar (effortly replacing Leela Mishra from the original) to Goan cafe owner Rishi Kapoor's unidentifiable assistant everyone is a certifiable quipster in the new film. Among the three protagonists, Divyendu, playing an awful self-styled shaayar, gets the most tawdry lines of bumper-sticker wisdom, which the actor delivers with such punctuated panache, we can't help guffawing out our implicit 'irshaad'. Comic timing is of vital importance to this film. And every actor gets it right, dead-on sometime dead-pan. To me, the film's most natural-born scenestealer is the southern star Siddharth to sustain that high-pitched level of crazy energy throughout the film is no laughing matter.

Or, on second thoughts, this talented actor's performance is indeed a laughing matter. Ali Zafar is far more sober and controlled than his co-stars. It takes some doing to remain steadfast in your stipulated sobriety while all your co-stars pull out all stops. The laughs, so refreshingly liberated of lewdness flow almost non-stop. Adding a dollop of spice to the original script is an entirely unscheduled love angle between Rishi Kapoor and Lilette Dubey. Lallan Miya (Saeed Jaffrey), who played Rishi's character in Paranjpye's film would have loved that. Outstanding both, Kapoor and Dubey make their onscreen romance look warm, cuddlesome and credible. Audaciously, Dhawan and his writer SajidFarhad have transferred the celebrated 'chamko' detergent demonstration-sequence between Farooque Sheikh and Deepti Naval in Sai Paranjpye's film to the Rishi-Lilette characters. Maybe the writers saw this pair's chemistry to be more frothy and foamy than the central romance? This "Chashme Baddoor" moves wickedly at its own volition creating a crazy pattern of comic chaos that stops short of being anarchic due to the finely-tuned situational satire simulated in the writing out of a material that was created 30 years ago when there were no mobile phones and the height of male voyeurism was the Playboy magazine. Dhawan's film doesn't take the characters' contemporary courtship games into areas that would offend the moralists. He knows where to stop. Carry on, Mr. Dhawan. David Dhawan's newage interpretation of the 1981 film moves far away from the original creating for itself a new pathway of laughter and hilarity without showing any disrespect to the source material. Ali, Divyendu and Siddharth's audacious antics, with Rishi Kapoor and Lilette Dubey's age-defying romance thrown in for added measure, make the trio of girl-crazy heroes in Paranjpye's film look like angels. This is David Dhawan's wickedest comedy of oneupmanship since "Mujhse Shaadi Karogi". You can't miss it. The attention-grabbing chest-thumping gibberish-spewing rowdy boyz won't let you. - Dum hai, Boss!


Pisces - Make beatification changes or purchases by the 10th if you can. Communications, reading material or learning opportunities will increase this month. HC 8,9,10 rejoice that you can teach old dogs new tricks. Look at new ideas critically. Fix bugs before you embrace. Watch your temper and focus on the task at hand.

Virgo - Beatify without over spending or spending anything at all. A little elbow grease and ingenuity can transform many things, places and situations. Important or insistent communications increase this month. Recognize which is which. LLC 8,9,10 eat right, get enough rest and wait to decide.

Aries - Last week to put the finishing touches on a chapter in your life. Make a situation or space better than it was found. Relationship changes demonstrate positive growth even if it means letting go or making a major change in some way. HC 10,11,12 put your best foot forward. What do you want to happen in the next two years?

Libra - One more week of making adjustments or waiting in the wings, then it is your time to shine. Practice, polish and perfect. Plan bigger tasks at the beginning of the week as your LLC 10,11,12 zaps you a bit. Eat right, get enough sleep and tackle one thing at a time. Last minute adjustments are a blessing.

Taurus - Easily progress or make changes, not the time to dawdle. Schedule work and play time with some flexibility. A pleasant surprise or diversion can re-energize you. Masculine and feminine energies combine for a sum greater than its parts. Pay attention to the changing winds. Something new is happening in May. HC 12 ,13,14.

Gemini - Put everything you have into it this week. Have work perfectly completely before the deadline. Do what was asked and then a little more. Be helpful before someone can think to ask. Let the pressure transform coal into a diamond. You can polish what was accomplished throughout the April.

Cancer - A slow start doesn't mean a last place finish. Eat right, get enough rest and be ready for work in the morning. If you think pressure will motivate you better, you'll have all the pressure you can handle in a week. Take advantage of the help offered now and the time you have available.

Leo - You have this week for adjustments, then the gears fit nicely into place. LLC 5,6,7 g o at your own pace. Eat right, get enough rest and use common sense. About mid-week there is a new sociability that you can almost touch. A real offer of inclusiveness works like magic to transform a situation.

Scorpio - As it is more productive to tap maple trees when the sap is running, you tap into flowing resources to produce lavishly. Do all big tasks or fill your agenda at the beginning of the week when your energy is higher. Authority figures or new rules come into play. LLC 12,13,14 eat right and get enough rest.

Sagittarius - Pressure eases after this week. That's a shame if it didn't inspire you to beat deadlines, learn and do more and sharpen your game. Social interactions can be distracting or counterproductive unless you can make it a winwin situation. Let the others have a few minutes to duke it out, then step in to referee.

Capricorn - HC 4,5 gives extra energy for most things. But you can't be all things to all people Socialize and beatify through the 10th without t rying to manage conversations or interactio ns. Let it be and watch it unfold. You don't want to miss opportunities earmarked for you because your attention is elsewhere. Aquarius - HC 5,6,7 you'll have the energy needed. Pay attention to paperwork and communications. If there is work to be completed, do it before Wednesday if you can. Social distractions pop up like spring flowers after that. You can stop and smell the roses, but you've got to get your head back in the game quickly.



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Sashin Shah – 9820966500 Bhavik Veera - 9820566451 LETTER FROM THE EDITOR Dear Friends, Hello and welcome to one and all, at UTH-N-YNG we have tried our level best to provide you with content and topics that are useful to you and can help you in your day to day life. We are committed in providing you the best information available out there so that all our readers are well aware of what’s going around in this world. For this we need your support and co-operation, we would like to invite you to write for UTH-N-YNG and provide us content and suggestions which you feel may help us provide better content and information to our readers. If anyone wishes to contribute Physically, Mentally or monetarily feel free to contact us at info@jay-ho.com sashin@jay-ho.com bhavik@jay-ho.com For more information visit our website: www.jay-ho.com To get this magazine Join our Facebook Page: http://www.facebook.com/jainandyoung


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